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201              <h1 class="">What’s the difference?</h1>
202              <p class="">Learn the difference between Incorporated Individual and Business with Staff</p>
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287              <h2 class="cell text-center section-title">Incorporated Individual vs Business with Staff</h2>
288              <p class="light-grey text-center">A Health Spending Account (HSA) can be used by an incorporated individual to cover the owner and dependants.  Alternatively, the HSA can be used to offer tax free health benefits to employees of a corporation.</p>
289 
290              <p class="light-grey text-center">“Incorporated Individual” is an HSA for an incorporated individual such as a contractor, consultant, doctor, or other professional.  In this instance, the corporation has no “arm’s length employees”.  The HSA will be established for the corporation, the owner, and dependants.</p>
291 
292              <p class="light-grey text-center">"Business with Staff" is an HSA for a corporation with "arm's length employees". In this instance, the HSA is used to provide health and dental benefits to staff members and their dependants.</p>
293 
294              <p class="light-grey text-center">In both cases the HSA can be viewed as a viable and cost effective alternative to traditional health and dental insurance.</p>
295              
296              <p class="light-grey text-center mb0"><a href="https://www.olympiabenefits.com/blog/how-does-olympia-benefits-work?hsLang=en">How does Olympia Benefits work? →</a></p>
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309      
310      <section class="last-section">
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317          <a href="https://www.olympiabenefits.com/health-and-dental-plans-for-small-business?hsLang=en">
318            <p class="button large green-color">
319               Incorporated Individual
320            </p>
321          </a>
322          <p class="">
323              For consultants, contractors, and a business with no arm's length employees
324          </p>
325        </div>
326        <div class="cell medium-2">
327          
328        </div>
329        <div class="cell small-12 medium-5 align-center text-center"> 
330          <a href="https://www.olympiabenefits.com/employee-benefits?hsLang=en">
331            <p class="button large green-color">
332              Business with Staff
333            </p>
334          </a>
335          <p class="">
336              For a business with at least one arm’s length employee
337          </p>
338        </div>
339      </div>
340    </div></div>
341      </section>
342     
343      
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414                    <p><a href="https://www.olympiabenefits.com/employee-benefits?hsLang=en">Business with Staff</a></p>
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420                     <p><a href="https://www.olympiafinancial.com/privacy-policy" rel="noreferrer" target="_blank">Privacy Policy</a></p>
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481                         Toll Free Fax: <a class="bold" href="tel:1-888-661-7512">1-888-661-7512</a><br>
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493                        <a class="bolder" href="mailto:[email protected]">[email protected]</a><br>
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502                      <li class="text-left"><span>Olympia Benefits Inc.<br>#4000, 520 3rd Ave SW<br>Calgary, Alberta T2P 0R3</span></li>
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514                  <span class="p20"><img src="https://www.olympiabenefits.com/hubfs/Vega/Global%20Assets/Footer/top70.png" alt="Alberta's Top 70 Company" style="height: 90px;"></span>
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