https://app.feather-insurance.com/static/js/async/3591.f82cc4b3.js

1"use strict";(self.webpackChunk_feather_app=self.webpackChunk_feather_app||[]).push([["3591"],{53530:function(e,t,l){l.r(t),l.d(t,{default:()=>i});var a=l(69277);function i(e){let t=arguments.length>1&&void 0!==arguments[1]?arguments[1]:{},l=(l,i)=>e(l,(0,a._)({defaultValue:i},t));return{meta:{vertical:"LEGAL",hash:"6d96fb46",rules:[["AND",[{op:"dateDiff",variable:{key:["createdAt"],value:1,type:"day",dir:"gt",comparisonKey:null,comparisonDate:"2026-04-16"}},{op:"equals",variable:{key:["attributes","planId"],value:"BASIC"}}]]]},title:l("policy.coverage.legal.6d96fb46.title","Coverage details"),description:null,table:{title:l("policy.coverage.legal.6d96fb46.table.title","[Account] Legal - Basic V1"),collapsibleSections:!0,hideDetails:!1,tableData:[{section:{title:""},rows:[[{id:"headeDefaultRowCell_4942",cellId:"4942_header",text:"Basic plan",description:null,modalTitle:null,modalContent:null},{id:"defaultRowCell_4942_9257",cellId:"4942_0_row",modalTitle:null,modalContent:null,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4943",cellId:"4943_header",text:"Worldwide coverage",description:null,modalTitle:null,modalContent:null},{id:"defaultRowCell_4943_9258",cellId:"4943_0_row",text:"€250,000 ",modalTitle:null,modalContent:null,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4944",cellId:"4944_header",text:"Initial consultation with a lawyer or mediator",description:null,modalTitle:"Initial consultation with a lawyer or mediator",modalContent:[{type:"paragraph",children:[{text:"A phone consultation is the initial step to assess your legal case and provide guidance on the next steps. You can present your situation, ask questions, and receive preliminary advice.",type:"text"}]},{type:"paragraph",children:[{bold:!0,text:"How long would it take?",type:"text"},{text:"\nThe call takes place within 3 business days and typically lasts 10 to 15 minutes.",type:"text"}]},{type:"paragraph",children:[{bold:!0,text:"Cost and waiting times?",type:"text"},{text:"\nIt is offered at no extra cost. There's no waiting period for an initial consultation.",type:"text"}]}]},{id:"defaultRowCell_4944_9259",cellId:"4944_0_row",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}]]},{section:{id:944,title:"Professional"},rows:[[{id:"headeDefaultRowCell_4945",cellId:"4945_header",text:"Wrongful termination, warnings or unfair assessments",description:null,modalTitle:null,modalContent:null},{id:"defaultRowCell_4945_9260",cellId:"4945_0_row",description:"6-month waiting period",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4946",cellId:"4946_header",text:"Advice on termination agreement",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"This refers to legal support when your employer offers you a termination or separation agreement—for example, if you’re being laid off due to downsizing, your office is closing, or the company is restructuring.",type:"text"}]},{type:"paragraph",children:[{text:"In these situations, a lawyer can:",type:"text"}]},{type:"list",format:"unordered",children:[{type:"list-item",children:[{text:"Review the agreement to explain your rights and obligations",type:"text"}]},{type:"list-item",children:[{text:"Potentially help you negotiate for better separation terms ",type:"text"}]}]},{type:"paragraph",children:[{text:"Your insurance can cover the legal costs for this kind of advice: up to €1,000 per year with the Basic plan, and up to €5,000 per year with the Advanced plan.",type:"text"}]},{type:"paragraph",children:[{bold:!0,text:"Important: ",type:"text"},{text:"This is different from a wrongful termination case, where you believe the termination was unfair or unlawful and want to challenge it in court. If you pursue legal action for wrongful termination, there’s no maximum coverage limit!",type:"text"}]}]},{id:"defaultRowCell_4946_9261",cellId:"4946_0_row",text:"€1000 / year",description:"6-month waiting period",modalTitle:null,modalContent:null,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4947",cellId:"4947_header",text:"Protection against discrimination at work place",description:null,modalTitle:null,modalContent:null},{id:"defaultRowCell_4947_9262",cellId:"4947_0_row",description:"6-month waiting period",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4948",cellId:"4948_header",text:"Full-time freelance / self-employment",description:null,modalTitle:null,modalContent:null},{id:"defaultRowCell_4948_9263",cellId:"4948_0_row",modalTitle:null,modalContent:null,checkmarkValue:!1,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4949",cellId:"4949_header",text:"Self

1-employed secondary job",description:null,modalTitle:null,modalContent:null},{id:"defaultRowCell_4949_9264",cellId:"4949_0_row",modalTitle:null,modalContent:null,checkmarkValue:!1,hideProgressBar:!1}]]},{section:{id:945,title:"Personal"},rows:[[{id:"headeDefaultRowCell_4950",cellId:"4950_header",text:"Disputes about personal contracts",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"e.g. sales contracts, travel contracts, insurance contracts",type:"text"}]}]},{id:"defaultRowCell_4950_9265",cellId:"4950_0_row",description:"6-month waiting period",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4951",cellId:"4951_header",text:"Reviewing the contract before signing",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"For example, you are about to change apartments and want your new rental contract reviewed before signing it. That’s not covered. ",type:"text"}]},{type:"paragraph",children:[{text:"Legal insurance functions as damage insurance rather than preventive insurance. Coverage is provided only in the event of a breach or damage.",type:"text"}]}]},{id:"defaultRowCell_4951_9266",cellId:"4951_0_row",modalTitle:null,modalContent:null,checkmarkValue:!1,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4952",cellId:"4952_header",text:"Social law",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"e.g. disputes about statutory health insurance",type:"text"}]}]},{id:"defaultRowCell_4952_9267",cellId:"4952_0_row",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4953",cellId:"4953_header",text:"Administrative law",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"e.g. disputes with the residents' registration office (B\xfcrgeramt)",type:"text"}]}]},{id:"defaultRowCell_4953_9268",cellId:"4953_0_row",description:"6-month waiting period",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4954",cellId:"4954_header",text:"University admission disputes",description:null,modalTitle:null,modalContent:null},{id:"defaultRowCell_4954_9269",cellId:"4954_0_row",modalTitle:null,modalContent:null,checkmarkValue:!1,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4955",cellId:"4955_header",text:"Legal advice about family and inheritance law",description:null,modalTitle:null,modalContent:null},{id:"defaultRowCell_4955_9270",cellId:"4955_0_row",text:"€250 / legal case",description:"1-year waiting period",modalTitle:null,modalContent:null,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4956",cellId:"4956_header",text:"Online copyright infringements",description:null,modalTitle:null,modalContent:null},{id:"defaultRowCell_4956_9271",cellId:"4956_0_row",text:"Only initial consultation",modalTitle:null,modalContent:null,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4957",cellId:"4957_header",text:"Matters relating to immigration",description:null,modalTitle:null,modalContent:null},{id:"defaultRowCell_4957_9272",cellId:"4957_0_row",modalTitle:null,modalContent:null,checkmarkValue:!1,hideProgressBar:!1}]]},{section:{id:946,title:"Traffic"},rows:[[{id:"headeDefaultRowCell_4958",cellId:"4958_header",text:"Disputes after traffic accidents",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"e.g. disputes about an accident caused by someone who refuses to cover the damages, vehicle damaged by vandalism",type:"text"}]}]},{id:"defaultRowCell_4958_9273",cellId:"4958_0_row",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4959",cellId:"4959_header",text:"Administrative offenses",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"e.g. disputes about speeding tickets, parking fines etc.",type:"text"}]}]},{id:"defaultRowCell_4959_9274",cellId:"4959_0_row",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4960",cellId:"4960_header",text:"Disputes about contracts",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"e.g. warranty rights after the purchase of a defective vehicle",type:"text"}]}]},{id:"defaultRowCell_4960_9275",cellId:"4960_0_row",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}]]},{section:{id:947,title:"Home (when add-on enabled)"},rows:[[{id:"headeDefaultRowCell_4961",cellId:"4961_header",text:"Disputes with landlord, neighbors, or property management",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"e.g. unexpected rent increases, receiving security deposits, incorrect utility costs, noise complaints",type:"text"}]}]},{id:"defaultRowCell_4961_9276",cellId:"4961_0_row",description:"6-month waiting period",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4962",cellId:"4962_header",text:"Disputes with tenants/subletters",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"Our legal insurance is designed for tenants or those living in their owned home, not landlords or sublessors.  If you are a landlord or original tenant, any potential disputes with a tenant or subletter would not be covered.",type:"text"}]}]},{id:"defaultRowCell_4962_9277",cellId:"4962_0_row",modalTitle:null,modalContent:null,checkmarkValue:!1,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4963",cellId:"4963_header",text:"Disputes with financial authorities",description:"e.g. waste disposal fees",modalTitle:null,modalContent:null},{id:"defaultRowCell_4963_9278",cellId:"4963_0_row",description:"6-month waiting period",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4964",cellId:"4964_header",text:"Expropriation, planning approval, and land reallocation disputes",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"These refer to legal cases involving:",type:"text"}]},{type:"list",format:"unordered",children:[{type:"list-item",children:[{text:"Expropriation (",type:"text"},{text:"Enteignung",type:"text",italic:!0},{text:"): when the government takes private property for public use (e.g. building a highway)",type:"text"}]},{type:"list-item",children:[{text:"Planning approval (",type:"text"},{text:"Planfeststellung",type:"text",italic:!0}

1,{text:"): when large infrastructure projects are approved, potentially affecting nearby properties",type:"text"}]},{type:"list-item",children:[{text:"Land reallocation (",type:"text"},{text:"Flurbereinigung",type:"text",italic:!0},{text:"): when land plots are reorganized for agricultural or development purposes",type:"text"}]}]},{type:"paragraph",children:[{text:"These complex, state-driven processes for homeowners are only covered under the Advanced legal plan.",type:"text"}]}]},{id:"defaultRowCell_4964_9279",cellId:"4964_0_row",modalTitle:null,modalContent:null,checkmarkValue:!1,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4965",cellId:"4965_header",text:"Development and local infrastructure disputes",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"This refers to costs billed to property owners for things like:",type:"text"}]},{type:"list",format:"unordered",children:[{type:"list-item",children:[{text:"New roads, sidewalks, or streetlights",type:"text"}]},{type:"list-item",children:[{text:"Connecting your property to water, sewage, or electricity",type:"text"}]}]},{type:"paragraph",children:[{text:"These are called “",type:"text"},{text:"Erschlie\xdfungs",type:"text",italic:!0},{text:"- ",type:"text"},{text:"und Anliegerarbeiten",type:"text",italic:!0},{text:"” in German. If you receive a bill from the city for this type of work, our Advanced legal insurance could help cover legal costs to disputes these charges.",type:"text"}]}]},{id:"defaultRowCell_4965_9280",cellId:"4965_0_row",modalTitle:null,modalContent:null,checkmarkValue:!1,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4966",cellId:"4966_header",text:"Construction disputes",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"This refers to legal coverage for issues that arise when you’re building or significantly renovating a property. For example, disputes with contractors, architects, or builders.",type:"text"}]}]},{id:"defaultRowCell_4966_9281",cellId:"4966_0_row",modalTitle:null,modalContent:null,checkmarkValue:!1,hideProgressBar:!1}]]},{section:{id:948,title:"Criminal protection (when add-on enabled)"},rows:[[{id:"headeDefaultRowCell_4967",cellId:"4967_header",text:"Falsely accused of committing intentional crime",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"This add-on covers your legal defense if you’re falsely accused of committing a crime ",type:"text"},{text:"intentionally, ",type:"text",italic:!0},{text:"even serious ones like defamation, property damage, tax evasion, or stalking.",type:"text"}]},{type:"paragraph",children:[{text:"Without this add-on, your legal insurance only covers cases of ",type:"text"},{text:"negligence",type:"text",italic:!0},{text:" (unintentional acts). The add-on is what gives you extra protection in situations where you’re accused of doing something on purpose.",type:"text"}]},{type:"paragraph",children:[{text:"Examples of covered accusations (if you are found innocent):",type:"text"}]},{type:"list",format:"unordered",children:[{type:"list-item",children:[{text:"Property damage",type:"text"}]},{type:"list-item",children:[{text:"Trespassing",type:"text"}]},{type:"list-item",children:[{text:"Failure to render assistance",type:"text"}]},{type:"list-item",children:[{text:"Insult or defamation",type:"text"}]},{type:"list-item",children:[{text:"Stalking",type:"text"}]},{type:"list-item",children:[{text:"Tax evasion",type:"text"}]}]},{type:"paragraph",children:[{text:"Even if the accusation is completely false, legal defense in these cases can be expensive. This add-on helps you get the support you need if such an unfortunate thing were to happen. ",type:"text"}]}]},{id:"defaultRowCell_4967_9282",cellId:"4967_0_row",modalTitle:null,modalContent:null,checkmarkValue:!0,hideProgressBar:!1}],[{id:"headeDefaultRowCell_4968",cellId:"4968_header",text:"Found guilty of criminal act",description:null,modalTitle:null,modalContent:[{type:"paragraph",children:[{text:"The Criminal Protection add-on only covers you if you’re found not guilty.",type:"text"}]},{type:"paragraph",children:[{text:"If you are ultimately convicted of the crime, the insurance provider will not cover the legal costs, even retroactively. This means you may have to repay any legal expenses already covered.",type:"text"}]}

1,{type:"paragraph",children:[{text:"This add-on is designed to protect you in the case of false accusations, not confirmed criminal offenses.",type:"text"}]}]},{id:"defaultRowCell_4968_9283",cellId:"4968_0_row",modalTitle:null,modalContent:null,checkmarkValue:!1,hideProgressBar:!1}]]}]}}}l(30905)}}]);