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101 102 <header id="header" class="top-nav"> 103 104 <div class="top-wrap normalmenu wrap"> 105 <a href="index.html"><img alt="City Creek Mortgage" class="no-lazy staysame" src="svg/logo.svg" width="182px" height="38px"></a> 106 <ul class="nav growing-nav" id="growingNav"> 107 <li class="mobile-cta-actions mobile-img"> 108 <a href="tel:801-501-7950" rel="noopener noreferrer" class="menu-title2"> 109 <img alt="Phone Number" src="svg/phone.svg" width="18" height="18"> 801-501-7950 110 </a> 111 112 <a href="https://www.blink.mortgage/app/login/partner/657C5O6W?campaign=web" rel="noopener noreferrer" class="menu-title2"> 113 <img alt="Login" src="svg/login.svg" width="22" height="23"> Login 114 </a> 115 116 <a href="index-3.html" rel="noopener noreferrer" class="btn btn-large btn-orange-solid btn-wide menu-title2" style="font-size: 16px;"> 117 <img alt="Check Rates Now" src="svg/percent-white.svg" width="22" height="23"> Check Rates Now 118 </a> 119 120 </li> 121 <!-- <li class="drop-down"> 122 <a href="/find-your-best-rate/" target="_blank" class="menu-title">Get a Quote</a> 123 124 </li> --> 125 <li class="drop-down allow-click"> 126 <a href="index-4.html" class="menu-title">Today's Rates</a> 127 128 </li> 129 <li class="drop-down"> 130 <a href="index-5.html" class="menu-title">Buy a Home <img alt="Buy a Home" src="svg/caret.svg"></a> 131 <div class="mega-menu-body "> 132 133 <div class="mega-left"> 134 <div class="left-wrap"> 135 136 <div class="sub-nav"> 137 <div class="sub-title"><a href="index-6.html">Purchase Programs <img alt="Purchase Programs" src="svg/l_arrow.svg"></a></div> 138 <nav class="sub-menu"><ul id="menu-purchase-programs" class="menu"><li><a href="index-7.html">First Time Home Buyers</a></li> 139<li><a href="index-8.html">Conforming / Conventional</a></li> 140<li><a href="index-9.html">FHA</a></li> 141<li><a href="index-10.html">VA</a></li> 142<li><a href="index-11.html">USDA</a></li> 143<li><a href="index-12.html">Jumbo</a></li> 144</ul></nav> </div> 145 </div> 146 </div> 147 148 149 </div> 150 </li> 151 <li class="drop-down"> 152 <a href="index-13.html" class="menu-title">Refinance <img alt="Refinance" src="svg/caret.svg"></a> 153 <div class="mega-menu-body "> 154 155 <div class="mega-left"> 156 <div class="left-wrap"> 157 158 <div class="sub-nav"> 159 <div class="sub-title"><a href="index-14.html">Refinance Programs <img alt="Refinance Programs" src="svg/l_arrow.svg"></a></div> 160 <nav class="sub-menu"><ul id="menu-refinance-programs" class="menu"><li><a href="index-15.html">Conventional Refinance</a></li> 161<li><a href="index-16.html">Jumbo</a></li> 162<li><a href="index-17.html">FHA</a></li> 163<li><a href="index-18.html">FHA Streamline</a></li> 164<li><a href="index-19.html">VA</a></li> 165</ul></nav> </div> 166 </div> 167 </div> 168 169 170 </div> 171 </li> 172 <li class="drop-down allow-click"> 173 <a href="index-20.html" class="menu-title ">Calculators</a> 174 175 </li> 176 <li class="drop-down"> 177 <a href="index-21.html" class="menu-title">Quick Answers <img alt="Quick Answers" src="svg/caret.svg"></a> 178 <div class="mega-menu-body menu-switch"> 179 180 <div class="mega-left"> 181 <div class="left-wrap"> 182 183 184 <div class="sub-nav"> 185 <div class="sub-title"><a href="index-22.html">Why Us <img alt="Why Us" src="svg/l_arrow.svg"></a></div> 186 <nav class="sub-menu"><ul id="menu-why-us" class="menu"><li><a href="index-23.html">Contact Us</a></li> 187<li><a href="index-24.html">Careers</a></li> 188<li><a href="index-25.html">Locations</a></li> 189<li><a href="index-26.html">Events</a></li> 190</ul></nav> </div> 191 </div> 192 </div> 193 194 195 </div> 196 </li> 197 198 </ul> 199 <ul class="nav cta-nav g30"> 200 <li class="drop-down"> 201 <a href="tel:801-501-7950" rel="noopener noreferrer" class="menu-title"> 202 <img alt="Phone Number" src="svg/phone.svg" width="18" height="18"> 801-501-7950 203 </a> 204 </li> 205 <li class="drop-down"> 206 <a href="https://www.blink.mortgage/app/login/partner/657C5O6W?campaign=web" rel="noopener noreferrer" class="menu-title"> 207 <img alt="Login" src="svg/login.svg" width="22" height="23"> Login 208 </a> 209 </li> 210 </ul> 211 <a href="https://www.blink.mortgage/app/signup/p/CCM/michaelroberts?campaign=web" target="_blank" class="btn btn-normal btn-orange" style="padding: 0.5em 0.75em; ">Apply Now</a> 212 <span class="menu-btn" data-srcurl="index-27.html"><img class="menu-icon" alt="menu button" src="svg/menu_icon.svg" width="24" height="24"></span> 213 </div> 214 </header> 215 <main id="body"> 216<div class="hero"> 217 <div class="wrap"> 218 <div class="hero-side"> 219 <div class="hero-logo"> 220 </div> 221 <h1>Avoid the "Preferred Lender" and save thousands</h1> 222 <p> 223 With no upfront fees, some of the lowest rates available, and a salary-based team working 7 days a week, youâll save money and time. </p> 224 <div class="btn-group justify-left"> 225 <a href="index3bc2.html" class="btn btn-large btn-wide btn-orange-solid ">Get a rate quote</a> 226 <a href="https://www.blink.mortgage/app/signup/p/CCM/michaelroberts?campaign=web" class="btn btn-large btn-wide btn-orange ">Apply Now</a> 227 228 </div> 229 <div class="benefits-checkboxes"> 230 <style> 231 ul.benefits { list-style: none; } 232 ul.benefits li:before { 233 content: url(svg/checkbox_15_green.svg); 234 width: 15px; 235 height: 15px; 236 padding-right: 5px; 237 } 238 </style> 239 <ul class="benefits"> 240 <li>No personal information required</li> 241 <li>No upfront deposit for appraisal or credit report required</li> 242 <li>Expect to save money</li> 243 </ul> 244 </div> 245 <div class="image-wrapper" style="display:flex; align-items:end;"> 246 <div style="width: 360px;padding-bottom:.5em;"><div id="google-business-reviews-rating" class="google-business-reviews-rating gmbrr badge tiny no-outline stars-color link" data-href="https://search.google.com/local/reviews?placeid=ChIJWRIE_KeHUocRRPrv_YRj8vs" data-stars="#fbbc04"> 247 <p class="rating"><span class="attribution google-icon" title="Powered by Google"></span> <span class="number">5.0</span> <span class="all-stars"><span class="star"></span><span class="star"></span><span class="star"></span><span class="star"></span><span class="star"></span></span> <span class="count">2,792 reviews</span></p> 248</div> 249</div> 250 <div class="best-of-state" style="max-width:204px;"> 251 <img src="png/best-of-state-multi-medal.png" alt="Best of State Medal 2025" style="margin-bottom:1em;margin:0;"/> 252 </div> 253 </div> 254 </div> 255 <div data-youtube="https://player.vimeo.com/video/718411984?h=108bf824aa&autoplay=1" class="hero-side video cmmtag" data-label="Avoid the "Preferred Lender" and save thousands" data-category="Video Opened"> 256 <img width="648" height="365" src="jpg/preferredlendersplitscreen_play-648x365.jpg" class="hero-img img-fluid wp-loaded" alt="a group of people sitting around a table." data-no-lazy="1" decoding="async" fetchpriority="high" srcset="https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play-648x365.jpg 648w, https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play-312x176.jpg 312w, https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play-768x432.jpg 768w, https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play-256x144.jpg 256w, https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play-168x95.jpg 168
256w, https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play.jpg 936w" sizes="(max-width: 648px) 100vw, 648px" /> </div> 257 258 </div> 259</div> 260 261<div class="testimonial-block"> 262 <div class="wrap "> 263 264 <div class="testimonial-block-testimonial"> 265 <img src="svg/quotes.svg" alt="Quotes" class="img-fluid"> 266 "They offered me the best rates out of 5 mortgage companies that I looked at. They guided me through the whole process and were available with any questions that I had. Most of all, they were so quick and efficient. If it werenât for the tenant still in the house, we wouldâve closed weeks sooner than expected. Highly recommend!!! Iâll be going with them when I purchase again." <div class="testimonial-block-name"> 267 Victoria N </div> 268 </div> 269 270 </div> 271</div> 272<div class="steps-process" id="loan-steps"> 273 <div class="wrap"> 274 <div class="sub-title">Purchase Process Overview</div> 275 <div class="title">5 Easy Steps to Save & Close Happy</div> 276 277 278 <div class="steps"> 279 280 281 <div class="step"> 282 <div class="step-title"> 283 <span>Step 1</span> 284 <span>Get pre-qualified or pre-approved</span> 285 </div> 286 <div class="step-image"> 287 <img src="svg/plus.svg" alt="Plus Icon" class="img-fluid"> 288 </div> 289 <div class="step-content"> 290 <div class="step-content-wrap"> 291 <div class="step-checks"> 292 <div class="step-check"> 293 <img src="svg/check.svg" alt="check" class="img-fluid"> <p><a href="https://www.blink.mortgage/app/signup/p/CCM/michaelroberts?campaign=web">Apply online</a> or <a href="#hs-chat-open">talk with a salary-based loan officer</a> to see what you can afford</p> 294 </div> 295 <div class="step-check"> 296 <img src="svg/check.svg" alt="check" class="img-fluid"> <p>You get a <a href="index-34.html">pre-qualification letter or approval letter</a>. It makes your offer stronger.</p> 297 </div> 298 <div class="step-check"> 299 <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Get a discounted real estate agent if youâre not already working with one.</p> 300 </div> 301 </div> 302 <div class="step-featured-image"> 303 <img width="1" height="1" src="svg/1-prequal-pur.svg" class="img-fluid wp-loaded fix-size" alt="Contract" decoding="async" /> </div> 304 </div> 305 </div> 306 </div> 307 308 309 310 311 <div class="step"> 312 <div class="step-title">
313 <span>Step 2</span> 314 <span>Find a home & send us the contract</span> 315 </div> 316 <div class="step-image"> 317 <img src="svg/plus.svg" alt="Plus Icon" class="img-fluid"> 318 </div> 319 <div class="step-content"> 320 <div class="step-content-wrap"> 321 <div class="step-checks"> 322 <div class="step-check"> 323 <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Once you find a home and your offer is accepted, youâll <a href="https://www.blink.mortgage/app/login/partner/657C5O6W?campaign=web">upload your contract</a></p> 324 </div> 325 <div class="step-check"> 326 <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Your loan officer will review and recommend the best loan for you</p> 327 </div> 328 </div> 329 <div class="step-featured-image"> 330 <img width="1" height="1" src="svg/2-offer-accepted-pur.svg" class="img-fluid wp-loaded fix-size" alt="House Contract" decoding="async" /> </div> 331 </div> 332 </div> 333 </div> 334 335 336 337 338 <div class="step"> 339 <div class="step-title"> 340 <span>Step 3</span> 341 <span>Upload remaining documents</span> 342 </div> 343 <div class="step-image"> 344 <img src="svg/plus.svg" alt="Plus Icon" class="img-fluid"> 345 </div> 346 <div class="step-content"> 347 <div class="step-content-wrap"> 348 <div class="step-checks"> 349 <div class="step-check"> 350 <img src="svg/check.svg" alt="check" class="img-fluid"> <p>You’ll <a href="https://www.blink.mortgage/app/login/partner/657C5O6W?campaign=web">upload</a> things like ID, paystubs, bank statements, etc.</p> 351 </div> 352 <div class="step-check"> 353 <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Your loan coordinator will submit your documents for lender review</p> 354 </div> 355 </div> 356 <div class="step-featured-image"> 357 <img width="1" height="1" src="svg/3-upload-docs-pur.svg" class="img-fluid wp-loaded fix-size" alt="Upload Documents" decoding="async" /> </div> 358 </div> 359 </div> 360 </div> 361 362 363 364 365 <div class="step"> 366 <div class="step-title">
367 <span>Step 4</span> 368 <span>Final to-doâs</span> 369 </div> 370 <div class="step-image"> 371 <img src="svg/plus.svg" alt="Plus Icon" class="img-fluid"> 372 </div> 373 <div class="step-content"> 374 <div class="step-content-wrap"> 375 <div class="step-checks"> 376 <div class="step-check"> 377 <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Your lender will complete their review and send us a list of final to-doâs before closing.</p> 378 </div> 379 <div class="step-check"> 380 <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Your processor will work with you to finish open to-doâs. We may need more documents from you.</p> 381 </div> 382 </div> 383 <div class="step-featured-image"> 384 <img width="1" height="1" src="svg/3-to-do-refi.svg" class="img-fluid wp-loaded fix-size" alt="Final Todo" decoding="async" /> </div> 385 </div> 386 </div> 387 </div> 388 389 390 391 392 <div class="step"> 393 <div class="step-title"> 394 <span>Step 5</span> 395 <span>Close on time</span> 396 </div> 397 <div class="step-image"> 398 <img src="svg/plus.svg" alt="Plus Icon" class="img-fluid"> 399 </div> 400 <div class="step-content"> 401 <div class="step-content-wrap"> 402 <div class="step-checks"> 403 <div class="step-check"> 404 <img src="svg/check.svg" alt="check" class="img-fluid"> <p>A closing specialist will reach out to you to schedule your closing.</p> 405 </div> 406 <div class="step-check"> 407 <img src="svg/check.svg" alt="check" class="img-fluid"> <p>On closing day, youâll bring your ID, sign some documents and be on your way!</p> 408 </div> 409 </div> 410 <div class="step-featured-image"> 411 <img width="1" height="1" src="svg/5-close-on-time-pur.svg" class="img-fluid wp-loaded fix-size" alt="Close on Time" decoding="async" /> </div> 412 </div> 413 </div> 414 </div> 415 416 417 418 419 </div> 420 </div> 421</div><div class="wrap"> 422 <div class="comparison-table"> 423 <div class="title">Why buy a home with anyone else?</div> 424 <table class="comp-table" cellspacing="0"> 425 <thead class="comp-table-header"> 426 <td class=""> 427 428 </td> 429 <td class="comp-table-item theader orange-bg"> 430 City Creek Mortgage </td> 431 <td class="comp-table-item theader"> 432 Preferred Lender </td> 433 </thead> 434 <tbody> 435 <tr class="comp-table-row"> 436 <td class="comp-table-item"> 437 Amazingly low rates </td> 438 <td class="comp-table-item orange-bg"> 439 <img src="svg/check_orange.svg" alt="Amazingly low rates" class="img-fluid"> </td> 440 <td class="comp-table-item"> 441 </td> 442 </tr> 443 <tr class="comp-table-row"> 444 <td class="comp-table-item"> 445 Open 7 days a week </td> 446 <td class="comp-table-item orange-bg"> 447 <img src="svg/check_orange.svg" alt="Open 7 days a week" class="img-fluid"> </td> 448 <td class="comp-table-item"> 449 </td> 450 </tr> 451 <tr class="comp-table-row"> 452 <td class="comp-table-item"> 453 No conflict of interest with the builder </td> 454 <td class="comp-table-item orange-bg"> 455 <img src="svg/check_orange.svg" alt="No conflict of interest with the builder" class="img-fluid"> </td> 456 <td class="comp-table-item"> 457 </td> 458 </tr> 459 <tr class="comp-table-row"> 460 <td class="comp-table-item"> 461 âï¸âï¸âï¸âï¸âï¸ Google with thousands of reviews </td> 462 <td class="comp-table-item orange-bg"> 463 <img src="svg/check_orange.svg" alt="âï¸âï¸âï¸âï¸âï¸ Google with thousands of reviews" class="img-fluid"> </td> 464 <td class="comp-table-item"> 465 </td> 466 </tr> 467 <tr class="comp-table-row"> 468 <td class="comp-table-item"> 469 Salary-based loan officers that save you money </td> 470 <td class="comp-table-item orange-bg"> 471 <img src="svg/check_orange.svg" alt="Salary-based loan officers that save you money" class="img-fluid"> </td> 472 <td class="comp-table-item"> 473 </td> 474 </tr> 475 </tbody> 476 </table> 477 <div data-wpr-lazyrender="1" class="btn-group"> 478 <a href="https://www.blink.mortgage/app/signup/p/CCM/michaelroberts?campaign=web" class="btn btn-large btn-orange-solid">Continue to Loan Process</a> 479 </div> 480 </div> 481</div> 482<div data-wpr-lazyrender="1" class="working-with-agent"> 483 <div class="wrap"> 484 <div class="working-with-agent-content"> 485 486 <div id="agent1"> 487 <div class="subtitle"> 488 Get a City Creek Partner Agent </div> 489 <div class="title"> 490 Are you currently working with a real estate agent you love? </div> 491 <button data-choice="yes" class="working-with-agent-btn btn btn-large btn-block btn-clear"> 492 Yes 493 </button> 494 <button data-choice="no" class="working-with-agent-btn btn btn-large btn-block btn-clear"> 495 No 496 </button> 497 </div> 498 <div id="agent3"> 499 <div class="cta-area"> 500 <div class="subtitle"> 501 Letâs Get Started </div> 502 <div class="title"> 503 Great! Let's get you introduced to a City Creek approved agent who we would refer to our own family. </div>
504 <span class="agent-back" data-choice="three">Back</span> 505 </div> 506 <div class="form-section"> 507 <div class="form-box"> 508 <!--[if lte IE 8]> 509
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518 519 </div> 520 </div> 521 </div> 522 <div id="agent2"> 523 <div class="cta-area"> 524 <div class="subtitle"> 525 Letâs Get Started </div> 526 <div class="title"> 527 Perfect! They want you to close on time. Let your agent know we've put our money where our mouth is with our $5,000 close on time guarantee. </div> 528 <span class="agent-back" data-choice="two">Back</span> 529 </div> 530 <div class="form-section"> 531 <div class="form-box"> 532 <div class="h3 qual-title">Let's get you that <br>pre-qualification letter</div> 533 <!--[if lte IE 8]> 534
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543 544 </div> 545 </div> 546 </div> 547 548 </div> 549 </div> 550</div><div data-wpr-lazyrender="1" class="wrap featured-video-left"> 551 <div class="featured-wrap"> 552 <div class="subtitle">From Mortgage Mike</div> 553 <div class="title">Why are City Creek's Rates So Low?</div> 554 <div class="cta-text">âTobi & I both grew up in families with very limited resources. The typical mortgage process is expensive and hard. This is the last thing you should worry about. That's why we re-engineered the mortgage process to be easy and affordable."</div> 555 <a href="index3bc2.html" class="btn btn-large btn-orange-solid">See Purchase Rates</a> 556 </div> 557 <div class="featured-wrap"> 558 <div data-youtube="https://player.vimeo.com/video/657919793?h=1ff6a417fc&autoplay=1" class="video-image video"> 559 <img width="640" height="427" src="jpg/mortgagemiketobi-play.jpg" class="img-fluid wp-loaded" alt="" decoding="async" srcset="https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play.jpg 640w, https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play-222x148.jpg 222w, https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play-300x200.jpg 300w, https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play-256x171.jpg 256w, https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play-312x208.jpg 312w, https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play-168x112.jpg 168w" sizes="(max-width: 640px) 100vw, 640px" /> </div> 560 </div> 561 562</div> 563<div data-wpr-lazyrender="1" class="tools-quick-answers wrap"> 564 <div class="tools-quick-answers-subtitle"> 565 Tools & Quick Answers </div> 566 <div class="tools-quick-answers-title"> 567 Looking for some simple answers? </div> 568 <div class="tools-quick-answers-wrapper"> 569 <div class="tools-quick-answers-left"> 570 <a href="index-33.html" class="tools-quick-answers-slide"> 571 <div class="tools-slide-wrapper"> 572 <div class="tools-quick-answers-slide-title"> 573 Affordability Calculator </div> 574 <div class="tools-quick-answers-slide-info"> 575 See how much how you can afford </div> 576 <div class="btn btn-large btn-orange tools-quick-answers-slide-button"> 577 Get Price Range </div> 578 </div> 579 <img width="168" height="168" src="png/affordabilility-calc-168x168.png" class="tools-quick-answers-slide-image img-fluid wp-loaded fix-size" alt="affordability calc" decoding="async" srcset="https://citycreekmortgage.com/wp-content/uploads/2022/03/affordabilility-calc-168x168.png 168w, https://citycreekmortgage.com/wp-content/uploads/2022/03/affordabilility-calc-200x200.png 200w, https://citycreekmortgage.com/wp-content/uploads/2022/03/affordabilility-calc-150x150.png 150w, https://citycreekmortgage.com/wp-content/uploads/2022/03/affordabilility-calc-312x312.png 312w, https://citycreekmortgage.com/wp-content/uploads/2022/03/affordabilility-calc.png 601w" sizes="(max-width: 168px) 100vw, 168px" /> 580 </a> 581 <a href="index-34.html" class="tools-quick-answers-slide"> 582 <div class="tools-slide-wrapper"> 583 <div class="tools-quick-answers-slide-title"> 584 Pre-qual Letter </div> 585 <div class="tools-quick-answers-slide-info"> 586 Make your offer stronger with a pre-qual letter </div> 587 <div class="btn btn-large btn-orange tools-quick-answers-slide-button"> 588 Request Letter </div> 589 </div> 590 <img width="1" height="1" src="svg/1-prequal-pur.svg" class="tools-quick-answers-slide-image img-fluid wp-loaded fix-size" alt="Contract" decoding="async" /> 591 </a> 592 <a href="index-30.html" class="tools-quick-answers-slide"> 593 <div class="tools-slide-wrapper"> 594 <div class="tools-quick-answers-slide-title"> 595 Free Home Value Report </div> 596 <div class="tools-quick-answers-slide-info"> 597 See your current or future homeâs worth </div> 598 <div class="btn btn-large btn-orange tools-quick-answers-slide-button"> 599 Request Value Report </div> 600 </div> 601 <img width="168" height="168" src="png/h
601ome_value_report-168x168.png" class="tools-quick-answers-slide-image img-fluid wp-loaded fix-size" alt="Home Value Report" decoding="async" srcset="https://citycreekmortgage.com/wp-content/uploads/2022/03/home_value_report.png 168w, https://citycreekmortgage.com/wp-content/uploads/2022/03/home_value_report-150x150.png 150w" sizes="(max-width: 168px) 100vw, 168px" /> 602 </a> 603 <a href="index-31.html" class="tools-quick-answers-slide"> 604 <div class="tools-slide-wrapper"> 605 <div class="tools-quick-answers-slide-title"> 606 Second Opinion </div> 607 <div class="tools-quick-answers-slide-info"> 608 Compare another companyâs Loan Estimate </div> 609 <div class="btn btn-large btn-orange tools-quick-answers-slide-button"> 610 Show Comparison </div> 611 </div> 612 <img width="1" height="1" src="svg/second-opinion-2.svg" class="tools-quick-answers-slide-image img-fluid wp-loaded fix-size" alt="Second Opinion" decoding="async" /> 613 </a> 614 </div> 615 <div class="tools-quick-answers-right "> 616 617 618 619 </div> 620 621 </div> 622</div><div data-wpr-lazyrender="1" class="rate-tracking "> 623 <div class="wrap"> 624 625 <a href="index-51.html" class="orange-card"> 626 <div class="rate-tracking-side"> 627 <div class="sub-title"> 628 Rates move constantly </div> 629 <div class="h2"> 630 Just want to keep tabs on rates? Easy. </div> 631 <div class="btn btn-large btn-white btn-wide">Get rate updates</div> 632 </div> 633 <div class="rate-tracking-side" > 634 <div class="hero-app"> 635 <img width="445" height="648" src="webp/single-phone-shell_graybg-2-1-445x648.webp" class="hero-img img-fluid wp-loaded" alt="Phone Background" data-no-lazy="1" decoding="async" srcset="https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1-445x648.webp 445w, https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1-137x200.webp 137w, https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1-442x644.webp 442w, https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1-265x386.webp 265w, https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1-115x168.webp 115w, https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1.webp 682w" sizes="(max-width: 445px) 100v
635w, 445px" /> 636 <div class="imageoverlay"> 637 <div class="app-top"> 638 <img src="svg/logo.svg" alt="City Creek Mortgage" class="app-logo img-fluid"> 639 <div class="app-edit"> 640 <img src="svg/pencil.svg" alt="Edit Serch" class="img-fluid"> Edit Search 641 </div> 642 643 </div> 644 <div class="app-loading"> 645 <div class="floater"> 646 <img alt="City Creek Mortgage" src="png/logo_w.png">Loading<div class="dot-pulse"></div> 647 </div> 648 </div> 649 <div class="app-nav"> 650 <div class="app-nav-item active"> 651 Loan Details 652 </div> 653 <div class="app-nav-item"> 654 Fee Sheet 655 </div> 656 <div class="app-nav-item"> 657 Analyze Rate 658 </div> 659 </div> 660 <div class="app-card-wrapper"> 661 <div class="app-card"> 662 <div class="app-summary"> 663 <img src="svg/charts.svg" alt=""> 664 Rate:<span class="app-rate-number"><div class="countme" data-jump="0" data-num="5.75">5.75</div>%</span> 665 </div> 666 667 <div class="app-card-rates"> 668 <div class="app-card-rate mb10"> 669 <div class="app-card-rate-title"> 670 Purpose 671 </div> 672 <div class="app-card-rate-value"> 673 Purchase </div> 674 </div> 675 <div class="app-card-rate mb10"> 676 <div class="app-card-rate-title"> 677 Loan Term 678 </div> 679 <div class="app-card-rate-value"> 680 30 Yr Fixed </div> 681 </div> 682 <div class="app-card-rate mb10"> 683 <div class="app-card-rate-title"> 684 Closing Costs 685 </div> 686 <div class="app-card-rate-value"> 687 $<div class="countme" data-jump="0" data-num="7080">7080</div> 688 </div> 689 </div> 690 <div class="app-card-rate mb10"> 691 <div class="app-card-rate-title"> 692 Monthly P&I 693 </div> 694 <div class="app-card-rate-value"> 695 $<div class="countme" data-jump="0" data-num="2188.4">2188.4</div> 696 </div> 697 </div> 698 <div class="app-card-rate"> 699 <div class="app-card-rate-title"> 700 Loan Amount 701 </div> 702 <div class="app-card-rate-value"> 703 $<div class="countme" data-jump="0" data-num="375000">375000</div> 704 </div> 705 </div> 706 <div class="app-card-rate"> 707 <div class="app-card-rate-title"> 708 APR 709 </div> 710 <div class="app-card-rate-value"> 711 <div class="countme" data-jump="0" data-num="5.877">5.877</div>% 712 </div> 713 </div> 714 </div> 715 <div class="mb4 btn btn-blue-solid btn-micro btn-block"> 716 See Rates → 717 </div> 718 <div class="mb4 app-card-footer"> 719 Free & Easy Application 720 </div> 721 </div> 722 <div class="app-card"> 723 <div class="app-summary-payment"> 724 <img src="svg/charts.svg" alt="monthly payment"> 725 Monthly Payment:<span class="app-rate-number">$<div class="countme" data-jump="0" data-num="2,507.15">2,507.15</div></span> 726 </div> 727 <div class="app-card-rates"> 728 <div class="app-card-rate-table"> 729 <div class="app-card-rate-title"> 730 Principal & Interest 731 </div> 732 <div class="app-card-rate-value"> 733 $<div class="countme" data-jump="0" data-num="2188.4">2188.4</div> 734 </div> 735 </div> 736 <div class="app-card-rate-table"> 737 <div class="app-card-rate-title"> 738 Mortgage Insurance 739 </div> 740 <div class="app-card-rate-value"> 741 $<div class="countme" data-jump="0" data-num="0">0</div> 742 </div> 743 </div> 744 <div class="app-card-rate-table"> 745 <div class="app-card-rate-title"> 746 Est. Taxes 747 </div> 748 <div class="app-card-rate-value"> 749 $<div class="countme" data-jump="0" data-num="234.38">234.38</div> 750 </div> 751 </div> 752 <div class="app-card-rate-table"> 753 <div class="app-card-rate-title"> 754 Est. Insurance 755 </div> 756 <div class="app-card-rate-value"> 757 $<div class="countme" data-jump="0" data-num="84.38">84.38</div> 758 </div> 759 </div> 760 761 </div> 762 763 </div> 764 </div> 765 </div> 766 </div> 767 768
768<script> 769 jQuery(document).ready(function($) { 770 function randomIntFromInterval(min, max) { // min and max included 771 return Math.random() * (max - min + 1) + min; 772 } 773 Number.prototype.countDecimals = function () { 774 if(Math.floor(this.valueOf()) === this.valueOf()) return 0; 775 return this.toString().split(".")[1]?.length || 0; 776 } 777 function separator(numb) { 778 var str = numb.toString().split("."); 779 str[0] = str[0].replace(/\B(?=(\d{3})+(?!\d))/g, ","); 780 return str.join("."); 781 } 782 783 const counters = document.querySelectorAll(".countme"); 784 //const speed = 200; 785 setTimeout(function(){ 786 $(".app-loading").fadeOut("normal", function(){ 787 counters.forEach((counter) => { 788 789 const updateCount = () => { 790 const target = Number(counter.getAttribute("data-num").replace(",", "")); 791 // console.log('works',target); 792 const jump = parseInt(+counter.getAttribute("data-jump")); 793 // const count = parseInt(+counter.innerText); 794 //const increment = Math.trunc(target.toFixed(2) / speed); 795 // console.log(increment); 796 const tarmin = target*.9; 797 const tarmax = target*1.1; 798 const increment = randomIntFromInterval(tarmin,tarmax); 799 if (jump <= 100) { 800 if(target.countDecimals() == 3) { 801 counter.innerText = separator(increment.toFixed(3)); 802 } else { 803 counter.innerText = separator(increment.toFixed(0)); 804 } 805 806 counter.setAttribute("data-jump", jump + 1); 807 setTimeout(updateCount, 5); 808 } else { 809 if(target % 1 != 0) { 810 //console.log('mm',target.countDecimals()); 811 if(target.countDecimals() == 3) { 812 counter.innerText = separator(target.toFixed(3)); 813 } else { 814 counter.innerText = separator(target.toFixed(2)); 815 } 816 817 } else { 818 counter.innerText = separator(target.toFixed(0)); 819 } 820 821 //console.log(target); 822 } 823 }; 824 updateCount(); 825 }); 826 }); 827 }, 2400); 828 829 }); 830</script>
830 831 </div> 832 </a> 833 834 </div> 835</div> 836<div data-wpr-lazyrender="1" class="three-card-cta"> 837 <div class="wrap"> 838 <div class="card-title"> 839 Youâre buying a home, thatâs great! Where are you in the process? </div> 840 <div class="three-card-wrapper"> 841 <a href="index3bc2.html" class="three-card-box"> 842 <div class="three-card-block-image"> 843 <img width="1" height="1" src="svg/typeprice-tag.svg" class="img-fluid w52 wp-loaded" alt="No Upfront fees" decoding="async" /> </div> 844 <div class="three-card-block-sub-title"> 845 Iâm shopping rates </div> 846 <div class="three-card-block-info"> 847 Get a custom rate quote in 30 seconds, with no personal info needed </div> 848 <div class="three-card-block-button"> 849 <div class="btn btn-large btn-orange">See rate options now</div> 850 </div> 851 </a> 852 <a href="index3bc2.html" class="three-card-box"> 853 <div class="three-card-block-image"> 854 <img width="1" height="1" src="svg/typeconventional.svg" class="img-fluid w52 wp-loaded" alt="Conforming / Conventional" decoding="async" /> </div> 855 <div class="three-card-block-sub-title"> 856 Iâve found my home </div> 857 <div class="three-card-block-info"> 858 Congrats! Let's make sure you have a rate as great as your home. </div> 859 <div class="three-card-block-button"> 860 <div class="btn btn-large btn-orange">See my rates now</div> 861 </div> 862 </a> 863 <a href="index-34.html" class="three-card-box"> 864 <div class="three-card-block-image"> 865 <img width="1" height="1" src="svg/typespyglass.svg" class="img-fluid w52 wp-loaded" alt="Looking at Homes" decoding="async" /> </div> 866 <div class="three-card-block-sub-title"> 867 Iâm looking at homes </div> 868 <div class="three-card-block-info"> 869 Get a pre-qualification letter to make your future offers bulletproof </div> 870 <div class="three-card-block-button"> 871 <div class="btn btn-large btn-orange">Get pre-qual letter</div> 872 </div> 873 </a> 874 875 </div> 876 </div> 877</div><div data-wpr-lazyrender="1" class="wrap"> 878 <a href="#hs-chat-open" class="thin-cta reversed" > 879 <p class="h4">Have a question?</p> 880 <div class="btn btn-large btn-blue"> Chat with us</div> 881 </a> 882 883</div><div data-wpr-lazyrender="1" class="wrap"> 884 <div class="large-testimonial"> 885 <div class="large-testimonial-quote"> 886 "This was probably the easiest process I have ever been through. I called around to compare all the rates and fees for a mortgage refinance and city Creek was by far the lowest on all accounts. I will definitely be using them for my next home loan too. All the staff was friendly and knew where to direct me when I had questions. The process actually happened extremely quick . No regrets here." </div> 887 <div class="large-testimonial-name"> 888 Matthey R </div> 889 <div class="large-testimonial-position"> 890 Cashout Refi in Saratoga Springs, UT </div> 891 </div> 892</div> 893<div data-wpr-lazyrender="1" class="loan-type-6-block"> 894 <div class="wrap loan-type-6-block-wrap"> 895 <div class="loan-type-6-block-subtitle"> 896 Loan Types </div> 897 <div class="loan-type-6-block-title"> 898 Lots of options so you get what fits your life best. </div> 899 <div class="loan-type-6-block-content"> 900 <a href="index-8.html" class="loan-type-6-box"> 901 <div class="loan-type-6-block-image"> 902 <img width="1" height="1" src="svg/typeconventional.svg" class="img-fluid wp-loaded" alt="Conforming / Conventional" decoding="async" /> </div> 903 <div class="loan-type-6-block-sub-title"> 904 Conforming / Conventional </div> 905 <div class="loan-type-6-block-info"> 906 Most common loan for buying a home. Best for most people. </div> 907 <div class="loan-type-6-block-button"> 908 <div class="btn btn-large btn-orange">Read about it</div> 909 </div> 910 </a> 911 <a href="index-54.html" class="loan-type-6-box"> 912 <div class="loan-type-6-block-image"> 913 <img width="1" height="1" src="svg/typesuper-conforming.svg" class="img-fluid wp-loaded" alt="Super Conforming" decoding="async" /> </div> 914 <div class="loan-type-6-block-sub-title"> 915 Super Conforming </div> 916 <div class="loan-type-6-block-info"> 917 Most common and best option for big loan amounts. </div> 918 <div class="loan-type-6-block-button"> 919 <div class="btn btn-large btn-orange">Read about it</div> 920 </div> 921 </a> 922 <a href="index-12.html" class="loan-type-6-box"> 923 <div class="loan-type-6-block-image"> 924 <img width="1" height="1" src="svg/typejumbo.svg" class="img-fluid wp-loaded" alt="Jumbo Loan" decoding="async" /> </div> 925 <div class="loan-type-6-block-sub-title"> 926 Jumbo </div> 927 <div class="loan-type-6-block-info"> 928 Most common loan for buying a home. Best for most people. </div> 929 <div class="loan-type-6-block-button"> 930 <div class="btn btn-large btn-orange">Read about it</div> 931 </div> 932 </a> 933 <a href="index-10.html" class="loan-type-6-box"> 934 <div class="loan-type-6-block-image"> 935 <img width="1" height="1" src="svg/typeva.svg" class="img-fluid wp-loaded" alt="VA Loan" decoding="async" /> </div> 936 <div class="loan-type-6-block-sub-title"> 937 VA </div> 938 <div class="loan-type-6-block-info"> 939 For veterans and their family. Thank y
939ou for your service. </div> 940 <div class="loan-type-6-block-button"> 941 <div class="btn btn-large btn-orange">Read about it</div> 942 </div> 943 </a> 944 <a href="index-9.html" class="loan-type-6-box"> 945 <div class="loan-type-6-block-image"> 946 <img width="1" height="1" src="svg/typefha-1.svg" class="img-fluid wp-loaded" alt="FHA Loan" decoding="async" /> </div> 947 <div class="loan-type-6-block-sub-title"> 948 FHA </div> 949 <div class="loan-type-6-block-info"> 950 Government program with more lenient loan requirements. </div> 951 <div class="loan-type-6-block-button"> 952 <div class="btn btn-large btn-orange">Read about it</div> 953 </div> 954 </a> 955 <a href="index-11.html" class="loan-type-6-box"> 956 <div class="loan-type-6-block-image"> 957 <img width="1" height="1" src="svg/typefha.svg" class="img-fluid wp-loaded" alt="USDA Loan" decoding="async" /> </div> 958 <div class="loan-type-6-block-sub-title"> 959 USDA </div> 960 <div class="loan-type-6-block-info"> 961 Specific government program for loans used in rural areas </div> 962 <div class="loan-type-6-block-button"> 963 <div class="btn btn-large btn-orange">Read about it</div> 964 </div> 965 </a> 966 </div> 967 </div> 968</div> 969<div data-wpr-lazyrender="1" class="benefits-cta"> 970 <div class="wrap benefits-cta-wrap"> 971 972 <div class="benefits-cta-content"> 973 <div class="benefits-cta-subtitle"> 974 Benefits </div> 975 <div class="benefits-cta-title"> 976 Whatâs in it for me? Why should I choose City Creek? </div> 977 <div class="benefits-cta-step"> 978 <img src="svg/one-2.svg" alt="Step 1" class="img-fluid"> 979 <div class="benefits-cta-step-text"> 980 <div class="benefits-cta-step-title"> 981 Salary-Based Loan Officers 982 </div> 983 984 Your best mortgage doesn't include high-pressure, high-commission sales people. </div> 985 </div> 986 <div class="benefits-cta-step"> 987 <img src="svg/two-2.svg" alt="Step 2" class="img-fluid"> 988 <div class="benefits-cta-step-text"> 989 <div class="benefits-cta-step-title"> 990 No Upfront Fees Ever. </div> 991 992 Charging for appraisals or credit reports before you close? Nope. Not here. </div> 993 </div> 994 <div class="benefits-cta-step"> 995 <img src="svg/three-2.svg" alt="Step 3" class="img-fluid"> 996 997 <div class="benefits-cta-step-text"> 998 <div class="benefits-cta-step-title"> 999 Low Rates & Closing Costs </div> 1000 1001 We charge less. It really is that simple. </div> 1002 </div> 1003 <div class="benefits-cta-step"> 1004 <img src="svg/four-2.svg" alt="Step 4" class="img-fluid"> 1005 <div class="benefits-cta-step-text"> 1006 <div class="benefits-cta-step-title"> 1007 </div> 1008 1009 </div> 1010 </div> 1011 </div> 1012 <div class="benefits-cta-image"> 1013 <img width="648" height="648" src="png/helpeachother.png" class="img-fluid" alt="Helping Each Other" decoding="async" srcset="https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother.png 649w, https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother
1013-200x200.png 200w, https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother-644x644.png 644w, https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother-150x150.png 150w, https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother-312x312.png 312w, https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother-168x168.png 168w" sizes="(max-width: 648px) 100vw, 648px" /> 1014 </div> 1015 </div> 1016</div><div data-wpr-lazyrender="1" class="rate-tracking "> 1017 <div class="wrap"> 1018 1019 <a href="index3bc2.html" class="orange-card" style="background-image: url('png/phone.png')"> 1020 <div class="rate-tracking-side"> 1021 <div class="sub-title"> 1022 Find Your Best Rate </div> 1023 <div class="h2"> 1024 Get your free rate quote before that home is off the market! </div> 1025 <div class="btn btn-large btn-white btn-wide">See my custom rate</div> 1026 </div> 1027 <div class="rate-tracking-side" style="background-size: cover; background-position: center center; background-image: url('png/phone.png');"> 1028 </div> 1029 </a> 1030 1031 </div> 1032</div> 1033<div data-wpr-lazyrender="1" class="frequently-asked-questions"> 1034 <div class="sub-title">Frequently Asked Questions</div> 1035 <div class="title">Of course you have questions about buying a home. Letâs get you answers.</div> 1036 <div class="faqs"> 1037 <div class="faq"> 1038 <div class="question"><img alt="open question" src="svg/plus.svg" class="img-fluid"> How much will my closing costs be?</div> 1039 <div class="answer">We believe in transparency.  It depends on a few factors, like credit score, loan amount, and location.  You can see an estimated closing cost using our <a href="index-3.html">Find Your Best Rate Tool</a>.  All without entering any personal information. 1040 1041<a class="btn btn-large btn-orange-solid" href="index-3.html">Find Your Best Rate</a> 1042</div> 1043 </div> 1044 <div class="faq"> 1045 <div class="question"><img alt="open question" src="svg/plus.svg" class="img-fluid"> Why isn’t my question here?</div> 1046 <div class="answer">Thatâs a great question.  Whatever your question is, we can find an answer to it. 1047 1048<a href="#hs-chat-open">Chat with Us ></a></div> 1049 </div> 1050 <div class="faq"> 1051 <div class="question"><img alt="open question" src="svg/plus.svg" class="img-fluid"> Is it really possible to do a loan without having to pay closing costs?</div> 1052 <div class="answer">YES! It is possible, and it can save you money. 1053 1054<a href="index-53.html" class="btn btn-large btn-orange-solid">How No Cost Loans Work</a></div> 1055 </div> 1056
1056<script type="application/ld+json"> 1057 { "@context": "https://schema.org", 1058 "@type": "FAQPage", 1059 "mainEntity": [ 1060 { 1061 "@type": "Question", 1062 "name": "How much will my closing costs be?", 1063 "acceptedAnswer": { 1064 "@type": "Answer", 1065 "text": "We believe in transparency.  It depends on a few factors, like credit score, loan amount, and location.  You can see an estimated closing cost using our Find Your Best Rate Tool.  All without entering any personal information. Find Your Best Rate" 1066 } 1067 },{ 1068 "@type": "Question", 1069 "name": "Why isn’t my question here?", 1070 "acceptedAnswer": { 1071 "@type": "Answer", 1072 "text": "Thatâs a great question.  Whatever your question is, we can find an answer to it. Chat with Us >" 1073 } 1074 },{ 1075 "@type": "Question", 1076 "name": "Is it really possible to do a loan without having to pay closing costs?", 1077 "acceptedAnswer": { 1078 "@type": "Answer", 1079 "text": "YES! It is possible, and it can save you money. How No Cost Loans Work" 1080 } 1081 } ] 1082 } 1083 1084 </script>
1084 1085 </div> 1086 <div class="btn-group"> 1087 <a href="index-21.html" class="btn btn-large btn-orange">I have another question</a> 1088 </div> 1089</div><style> 1090 .wysiwyg { 1091 width: 90%; 1092 1093 margin: 2em auto; 1094 } 1095 .wysiwyg a img { 1096 width: 100%; 1097 height: auto; 1098 } 1099</style> 1100<div data-wpr-lazyrender="1" class="wrap wysiwyg"> 1101<div id="google-business-reviews-rating-2" class="google-business-reviews-rating gmbrr columns three bubble center"> 1102 <h2 class="heading"><span class="icon"><img src="png/favicon_180-2.png" alt="City Creek Mortgage Icon"></span>City Creek Mortgage</h2> 1103 <p class="vicinity">11910 S State St #100, Draper</p> 1104 <p class="rating"><span class="number">5.0</span> <span class="all-stars animate"><span class="star"></span><span class="star"></span><span class="star"></span><span class="star"></span><span class="star"></span></span> <a href="https://search.google.com/local/reviews?placeid=ChIJWRIE_KeHUocRRPrv_YRj8vs" target="_blank" rel="nofollow" class="count">2,792 reviews</a></p> 1105<ul class="listing"> 1106 <li class="rating-5" data-index="0"> 1107 <span class="author-avatar"><a href="https://www.google.com/maps/contrib/108681455037424020408/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjXofQJx5i0kdd7ayFK1CXpj-ZFZgbyEUJK0159fhkJ159wr4GA=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span> 1108 <span class="review-meta"> 1109 <span class="author-name"><a href="https://www.google.com/maps/contrib/108681455037424020408/reviews" target="_blank" rel="nofollow">Rachel Wood</a></span> 1110 </span> 1111 <div class="text text-excerpt"><span class="review-snippet">âï¸âï¸âï¸âï¸âï¸<br> 1112 We had an amazing experience working with City Creek Mortgage, especially Alexis Carter and Sefa Gasu! They made the entire loan process so smooth and stress-free from start to finish. As first-time homebuyers, we had a lot of</span> <span class="review-more-placeholder">⦠More</span><span class="review-full-text"> questions, and both Alexis and Sefa went above and beyond to make sure we understood every step along the way. They were always quick to respond, professional, and genuinely cared about helping us get the best loan possible. Thanks to their dedication and expertise, everything was handled efficiently and we were able to close on our first home without a hitch. Weâre so grateful for their help and highly recommend City Creek Mortgage to anyone buying a home!</span></div> 1113 <span class="review-meta"> 1114 <span class="rating">â â â â â </span> 1115 <span class="relative-time-description">a week ago</span> 1116 </span> 1117 </li> 1118 <li class="rating-5" data-index="1"> 1119 <span class="author-avatar"><a href="https://www.google.com/maps/contrib/111509775717366402769/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjWrN1LDcFOUCR9prWcMh2pc_ojTY5jKSOIlC6YVmnhk_CAyhjbrKA=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span> 1120 <span class="review-meta"> 1121 <span class="author-name"><a href="https://www.google.com/maps/contrib/111509775717366402769/reviews" target="_blank" rel="nofollow">Sara France</a></span> 1122 </span> 1123 <div class="text text-excerpt"><span class="review-snippet">City Creek Mortgage truly went above and beyond!<br> 1124 We had a very long and drawn-out process with both our home sale and our new purchase, and through it all, Troy and Sefa at City Creek Mortgage were the absolute glue that held everything</span> <span class="review-more-placeholder">⦠More</span><span class="review-full-text"> together. They were always steady, responsive, and proactive â making sure every step stayed on track even when things got complicated.<br> 1125 Their speed, follow-through, and communication were next-level. What really stood out, though, was how genuinely they cared. We never felt like just another file â Troy and Sefa were invested in making sure we got into our home and made it happen, even when the process tested everyoneâs patience.<br> 1126 If you want a lending team that combines professionalism, heart, and hustle, City Creek (and especially Troy and
1126Sefa!) are the ones you want in your corner. We couldnât be more grateful for them!</span></div> 1127 <span class="review-meta"> 1128 <span class="rating">â â â â â </span> 1129 <span class="relative-time-description">a week ago</span> 1130 </span> 1131 </li> 1132 <li class="rating-5" data-index="2"> 1133 <span class="author-avatar"><a href="https://www.google.com/maps/contrib/109877516356258364851/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjU6Hx-A4HH4XnnRxKuuulr3e7TOvaZcfZQaREcNzlnyN4iWDABp=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span> 1134 <span class="review-meta"> 1135 <span class="author-name"><a href="https://www.google.com/maps/contrib/109877516356258364851/reviews" target="_blank" rel="nofollow">Amber Robison</a></span> 1136 </span> 1137 <div class="text text-excerpt"><span class="review-snippet">Sefa and Devyn at City Creek were easily one of the best teams Iâve ever worked with! They were quick to respond, answered all my questions, and walked me through every step of the refinance process. Everything felt smooth and stress-free</span> <span class="review-more-placeholder">⦠More</span><span class="review-full-text"> from start to finish. Iâd highly recommend them to anyone looking for a knowledgeable and supportive team!</span></div> 1138 <span class="review-meta"> 1139 <span class="rating">â â â â â </span> 1140 <span class="relative-time-description">3 weeks ago</span> 1141 </span> 1142 </li> 1143 <li class="rating-5" data-index="3"> 1144 <span class="author-avatar"><a href="https://www.google.com/maps/contrib/116008038467931848159/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjUP3P1l5KqLB626Bt5T9akRIOcvQ1LP7lU-AHSuAjM09d5gJi3Y=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span> 1145 <span class="review-meta"> 1146 <span class="author-name"><a href="https://www.google.com/maps/contrib/116008038467931848159/reviews" target="_blank" rel="nofollow">Stefania Boornazian</a></span> 1147 </span> 1148 <div class="text text-excerpt"><span class="review-snippet">After a terrible experience trying to refinance with our existing lender we found City Creek Mortgage and couldnât be happier. Devyn and her team are wonderful to work with, highly responsive, patient with all your questions, and the whole</span> <span class="review-more-placeholder">⦠More</span><span class="review-full-text"> process was a breeze. Youâll feel valued as a customer every step of the way and they go out of their way to earn your business. I would highly recommend them!</span></div> 1149 <span class="review-meta"> 1150 <span class="rating">â â â â â </span> 1151 <span class="relative-time-description">3 weeks ago</span> 1152 </span> 1153 </li> 1154 <li class="rating-5" data-index="4"> 1155 <span class="author-avatar"><a href="https://www.google.com/maps/contrib/100591708965904598366/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjXONW4e_7X7NOTc1fhLcnejC380wPjaIIxeAxlZzxOFYz4_NLyjPQ=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span> 1156 <span class="review-meta"> 1157 <span class="author-name"><a href="https://www.google.com/maps/contrib/100591708965904598366/reviews" target="_blank" rel="nofollow">Ken Duncan</a></span> 1158 </span> 1159 <div class="text text-excerpt"><span class="review-snippet">I have nothing but good things to say about City Creek mortgage but especially Alexis and Sefa. I ended up being under contract three times. Had to back out twice because of inspection issues. The third time was a charm and I found my dream</span> <span class="review-more-placeholder">⦠More</span><span class="review-full-text"> house and that's everything I wanted in a house. Alexis is so good to work with always getting back to me when I had questions or problems. I recommend City Creek to anyone looking to refinance or buy their first home. Thanks so much for all that you guys have done.</span></div> 1160 <span class="review-meta"> 1161 <span class="rating">â â â â â </span> 1162 <span class="relative-time-description">5 months ago</span> 1163 </span> 1164 </li> 1165 <li class="rating-5" data-index="5"> 1166 <span class="author-avatar"><a href="https://www.google.com/maps/contrib/109893476045323165159/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjX1iwyAxBAcq6rolRjx_7hxwuP87YD_K7Nn8pVsWic3sfO8-L4F=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span> 1167 <span class="review-meta">
1168 <span class="author-name"><a href="https://www.google.com/maps/contrib/109893476045323165159/reviews" target="_blank" rel="nofollow">Marc Whiting</a></span> 1169 </span> 1170 <div class="text text-excerpt"><span class="review-snippet">City Creek Mortgage did an incredible job with our home refinance. I love their online tool that allows for transparency and clarity when trying to see what interest rate and fee structure would work best for us. The cost to close our</span> <span class="review-more-placeholder">⦠More</span><span class="review-full-text"> loan was less than expected and we still got a rate that worked for us.<br> 1171 Temara and Marisol were great to work with. They responded to our requests quickly, and they kept us informed at every step of the way. Incredible customer service, that we really do appreciate! Thank you City Creek Mortgage, we will definitely be referring all our family and friends to you!<br> 1172 Marc and Stacy W.</span></div> 1173 <span class="review-meta"> 1174 <span class="rating">â â â â â </span> 1175 <span class="relative-time-description">6 months ago</span> 1176 </span> 1177 </li> 1178 </ul> 1179 <p class="attribution"><span class="powered-by-google" title="Powered by Google"></span></p> 1180</div> 1181 1182</div> 1183 1184 <div data-wpr-lazyrender="1" class="footer-author-info wrap"> 1185 <img src="jpg/mortgagemikeroberts-citycreekmortgage_mortgage_expert_since_1997-150x150.jpg" class="img-fluid" alt="Mortgage Mike"> 1186 <div class="author-bio"> 1187 <div class="author-name">Mortgage Mike | <a href="index-55.html">Archive</a></div> 1188 1189 <div class="author-description"><br> 1190 Loan Originator for over 25 years. Top 3 Mortgage Broker in USA 2022. Started City Creek Mortgage in 1998. 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