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84
85<body itemscope itemtype="http://schema.org/WebPage" class="wp-singular page-template page-template-page-blocks page-template-page-blocks-php page page-id-26711 page-parent wp-theme-city-creek">
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101    </script>
101
102			<header  id="header" class="top-nav"> 
103				
104		<div  class="top-wrap normalmenu wrap">
105			<a href="index.html"><img alt="City Creek Mortgage"  class="no-lazy staysame" src="svg/logo.svg" width="182px" height="38px"></a>
106			<ul class="nav growing-nav" id="growingNav">
107				<li class="mobile-cta-actions mobile-img">
108					<a href="tel:801-501-7950" rel="noopener noreferrer" class="menu-title2">
109					<img alt="Phone Number" src="svg/phone.svg" width="18" height="18"> 801-501-7950
110					</a>
111				
112					<a href="https://www.blink.mortgage/app/login/partner/657C5O6W?campaign=web" rel="noopener noreferrer" class="menu-title2">
113					<img alt="Login" src="svg/login.svg" width="22" height="23"> Login
114					</a>
115
116					<a href="index-3.html" rel="noopener noreferrer" class="btn btn-large btn-orange-solid btn-wide menu-title2" style="font-size: 16px;">
117					<img alt="Check Rates Now" src="svg/percent-white.svg" width="22" height="23"> Check Rates Now
118					</a>
119
120				</li>
121				<!-- <li class="drop-down">
122						<a href="/find-your-best-rate/" target="_blank" class="menu-title">Get a Quote</a>
123						
124				</li> -->
125				<li class="drop-down allow-click">
126						<a href="index-4.html"  class="menu-title">Today's Rates</a>
127						
128				</li>
129				<li class="drop-down">
130					<a href="index-5.html" class="menu-title">Buy a Home <img alt="Buy a Home" src="svg/caret.svg"></a>
131					<div class="mega-menu-body ">
132						
133						<div class="mega-left">
134							<div class="left-wrap">
135								
136								<div class="sub-nav">
137									<div  class="sub-title"><a href="index-6.html">Purchase Programs <img alt="Purchase Programs" src="svg/l_arrow.svg"></a></div>
138									<nav class="sub-menu"><ul id="menu-purchase-programs" class="menu"><li><a href="index-7.html">First Time Home Buyers</a></li>
139<li><a href="index-8.html">Conforming / Conventional</a></li>
140<li><a href="index-9.html">FHA</a></li>
141<li><a href="index-10.html">VA</a></li>
142<li><a href="index-11.html">USDA</a></li>
143<li><a href="index-12.html">Jumbo</a></li>
144</ul></nav>								</div>
145							</div>
146						</div>
147						
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149					</div>
150				</li>
151				<li class="drop-down">
152					<a href="index-13.html" class="menu-title">Refinance <img alt="Refinance" src="svg/caret.svg"></a>
153					<div class="mega-menu-body ">
154						
155						<div class="mega-left">
156							<div class="left-wrap">
157								
158								<div class="sub-nav">
159									<div class="sub-title"><a href="index-14.html">Refinance Programs <img alt="Refinance Programs" src="svg/l_arrow.svg"></a></div>
160									<nav class="sub-menu"><ul id="menu-refinance-programs" class="menu"><li><a href="index-15.html">Conventional Refinance</a></li>
161<li><a href="index-16.html">Jumbo</a></li>
162<li><a href="index-17.html">FHA</a></li>
163<li><a href="index-18.html">FHA Streamline</a></li>
164<li><a href="index-19.html">VA</a></li>
165</ul></nav>								</div>
166							</div>
167						</div>
168						
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170					</div>
171				</li>
172				<li class="drop-down allow-click">
173						<a href="index-20.html"  class="menu-title ">Calculators</a>
174						
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176				<li class="drop-down">
177					<a href="index-21.html" class="menu-title">Quick Answers <img alt="Quick Answers" src="svg/caret.svg"></a>
178					<div class="mega-menu-body menu-switch">
179					
180						<div class="mega-left">
181							<div class="left-wrap">
182								
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184								<div class="sub-nav">
185									<div class="sub-title"><a href="index-22.html">Why Us <img alt="Why Us" src="svg/l_arrow.svg"></a></div>
186									<nav class="sub-menu"><ul id="menu-why-us" class="menu"><li><a href="index-23.html">Contact Us</a></li>
187<li><a href="index-24.html">Careers</a></li>
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189<li><a href="index-26.html">Events</a></li>
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202					<img alt="Phone Number" src="svg/phone.svg" width="18" height="18"> 801-501-7950
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205				<li class="drop-down">
206					<a href="https://www.blink.mortgage/app/login/partner/657C5O6W?campaign=web" rel="noopener noreferrer" class="menu-title">
207					<img alt="Login" src="svg/login.svg" width="22" height="23"> Login
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211			<a href="https://www.blink.mortgage/app/signup/p/CCM/michaelroberts?campaign=web"  target="_blank" class="btn btn-normal btn-orange" style="padding: 0.5em 0.75em; ">Apply Now</a>
212			<span class="menu-btn" data-srcurl="index-27.html"><img class="menu-icon" alt="menu button" src="svg/menu_icon.svg" width="24" height="24"></span>
213		</div>
214	</header>
215	<main  id="body">
216<div  class="hero">
217	<div  class="wrap">
218		<div class="hero-side">
219			<div class="hero-logo">
220									</div>
221			<h1>Avoid the "Preferred Lender" and save thousands</h1>
222			<p>
223				With no upfront fees, some of the lowest rates available, and a salary-based team working 7 days a week, you’ll save money and time.			</p>
224			<div class="btn-group justify-left">
225												<a href="index3bc2.html" class="btn btn-large btn-wide btn-orange-solid ">Get a rate quote</a>
226												<a href="https://www.blink.mortgage/app/signup/p/CCM/michaelroberts?campaign=web" class="btn btn-large btn-wide btn-orange ">Apply Now</a>
227				
228			</div>
229			<div class="benefits-checkboxes">
230					<style>
231					ul.benefits { list-style: none; }
232					ul.benefits li:before {
233													content: url(svg/checkbox_15_green.svg);
234														width: 15px;
235							height: 15px;
236							padding-right: 5px;
237					}
238					</style>
239											<ul class="benefits">
240							<li>No personal information required</li>
241							<li>No upfront deposit for appraisal or credit report required</li>
242							<li>Expect to save money</li>
243						</ul>
244								</div>
245							<div class="image-wrapper" style="display:flex; align-items:end;">
246								<div style="width: 360px;padding-bottom:.5em;"><div id="google-business-reviews-rating" class="google-business-reviews-rating gmbrr badge tiny no-outline stars-color link" data-href="https://search.google.com/local/reviews?placeid=ChIJWRIE_KeHUocRRPrv_YRj8vs" data-stars="#fbbc04">
247	<p class="rating"><span class="attribution google-icon" title="Powered by Google"></span> <span class="number">5.0</span> <span class="all-stars"><span class="star"></span><span class="star"></span><span class="star"></span><span class="star"></span><span class="star"></span></span> <span class="count">2,792 reviews</span></p>
248</div>
249</div>
250								<div class="best-of-state" style="max-width:204px;">
251									<img src="png/best-of-state-multi-medal.png" alt="Best of State Medal 2025" style="margin-bottom:1em;margin:0;"/>
252								</div>
253							</div>
254      		</div>
255					<div data-youtube="https://player.vimeo.com/video/718411984?h=108bf824aa&autoplay=1" class="hero-side video cmmtag" data-label="Avoid the "Preferred Lender" and save thousands" data-category="Video Opened">
256								<img width="648" height="365" src="jpg/preferredlendersplitscreen_play-648x365.jpg" class="hero-img img-fluid wp-loaded" alt="a group of people sitting around a table." data-no-lazy="1" decoding="async" fetchpriority="high" srcset="https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play-648x365.jpg 648w, https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play-312x176.jpg 312w, https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play-768x432.jpg 768w, https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play-256x144.jpg 256w, https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play-168x95.jpg 168
256w, https://citycreekmortgage.com/wp-content/uploads/2022/06/preferredLenderSplitScreen_play.jpg 936w" sizes="(max-width: 648px) 100vw, 648px" />									</div>
257
258			</div>
259</div>
260
261<div  class="testimonial-block">
262    <div  class="wrap ">
263                
264        <div class="testimonial-block-testimonial">
265            <img src="svg/quotes.svg" alt="Quotes" class="img-fluid">
266            "They offered me the best rates out of 5 mortgage companies that I looked at.  They guided me through the whole process and were available with any questions that I had. Most of all, they were so quick and efficient. If it weren’t for the tenant still in the house, we would’ve closed weeks sooner than expected. Highly recommend!!! I’ll be going with them when I purchase again."            <div class="testimonial-block-name">
267                Victoria N            </div>
268        </div>
269        
270    </div>
271</div>
272<div  class="steps-process" id="loan-steps">
273    <div  class="wrap">
274        <div class="sub-title">Purchase Process Overview</div>
275        <div  class="title">5 Easy Steps to Save & Close Happy</div>
276        
277        
278        <div class="steps">
279            
280                                                                                
281                                <div class="step">
282                                    <div class="step-title">
283                                        <span>Step 1</span>
284                                        <span>Get pre-qualified or pre-approved</span>
285                                    </div>
286                                    <div class="step-image">
287                                        <img src="svg/plus.svg" alt="Plus Icon" class="img-fluid">
288                                    </div>
289                                    <div class="step-content">
290                                        <div class="step-content-wrap">
291                                            <div class="step-checks">
292                                                                                                                                        <div class="step-check">
293                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p><a href="https://www.blink.mortgage/app/signup/p/CCM/michaelroberts?campaign=web">Apply online</a> or <a href="#hs-chat-open">talk with a salary-based loan officer</a> to see what you can afford</p>
294                                                </div>
295                                                                                            <div class="step-check">
296                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p>You get a <a href="index-34.html">pre-qualification letter or approval letter</a>. It makes your offer stronger.</p>
297                                                </div>
298                                                                                            <div class="step-check">
299                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Get a discounted real estate agent if you’re not already working with one.</p>
300                                                </div>
301                                                                                                                                    </div>
302                                            <div class="step-featured-image">
303                                                                                                <img width="1" height="1" src="svg/1-prequal-pur.svg" class="img-fluid wp-loaded fix-size" alt="Contract" decoding="async" />                                            </div>
304                                        </div>
305                                    </div>
306                                </div>
307                                
308                            
309                            
310                                                        
311                                <div class="step">
312                                    <div class="step-title">
313                                        <span>Step 2</span>
314                                        <span>Find a home & send us the contract</span>
315                                    </div>
316                                    <div class="step-image">
317                                        <img src="svg/plus.svg" alt="Plus Icon" class="img-fluid">
318                                    </div>
319                                    <div class="step-content">
320                                        <div class="step-content-wrap">
321                                            <div class="step-checks">
322                                                                                                                                        <div class="step-check">
323                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Once you find a home and your offer is accepted, you’ll <a href="https://www.blink.mortgage/app/login/partner/657C5O6W?campaign=web">upload your contract</a></p>
324                                                </div>
325                                                                                            <div class="step-check">
326                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Your loan officer will review and recommend the best loan for you</p>
327                                                </div>
328                                                                                                                                    </div>
329                                            <div class="step-featured-image">
330                                                                                                <img width="1" height="1" src="svg/2-offer-accepted-pur.svg" class="img-fluid wp-loaded fix-size" alt="House Contract" decoding="async" />                                            </div>
331                                        </div>
332                                    </div>
333                                </div>
334                                
335                            
336                            
337                                                        
338                                <div class="step">
339                                    <div class="step-title">
340                                        <span>Step 3</span>
341                                        <span>Upload remaining documents</span>
342                                    </div>
343                                    <div class="step-image">
344                                        <img src="svg/plus.svg" alt="Plus Icon" class="img-fluid">
345                                    </div>
346                                    <div class="step-content">
347                                        <div class="step-content-wrap">
348                                            <div class="step-checks">
349                                                                                                                                        <div class="step-check">
350                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p>You&#8217;ll <a href="https://www.blink.mortgage/app/login/partner/657C5O6W?campaign=web">upload</a> things like ID, paystubs, bank statements, etc.</p>
351                                                </div>
352                                                                                            <div class="step-check">
353                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Your loan coordinator will submit your documents for lender review</p>
354                                                </div>
355                                                                                                                                    </div>
356                                            <div class="step-featured-image">
357                                                                                                <img width="1" height="1" src="svg/3-upload-docs-pur.svg" class="img-fluid wp-loaded fix-size" alt="Upload Documents" decoding="async" />                                            </div>
358                                        </div>
359                                    </div>
360                                </div>
361                                
362                            
363                            
364                                                        
365                                <div class="step">
366                                    <div class="step-title">
367                                        <span>Step 4</span>
368                                        <span>Final to-do’s</span>
369                                    </div>
370                                    <div class="step-image">
371                                        <img src="svg/plus.svg" alt="Plus Icon" class="img-fluid">
372                                    </div>
373                                    <div class="step-content">
374                                        <div class="step-content-wrap">
375                                            <div class="step-checks">
376                                                                                                                                        <div class="step-check">
377                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Your lender will complete their review and send us a list of final to-do’s before closing.</p>
378                                                </div>
379                                                                                            <div class="step-check">
380                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p>Your processor will work with you to finish open to-do’s. We may need more documents from you.</p>
381                                                </div>
382                                                                                                                                    </div>
383                                            <div class="step-featured-image">
384                                                                                                <img width="1" height="1" src="svg/3-to-do-refi.svg" class="img-fluid wp-loaded fix-size" alt="Final Todo" decoding="async" />                                            </div>
385                                        </div>
386                                    </div>
387                                </div>
388                                
389                            
390                            
391                                                        
392                                <div class="step">
393                                    <div class="step-title">
394                                        <span>Step 5</span>
395                                        <span>Close on time</span>
396                                    </div>
397                                    <div class="step-image">
398                                        <img src="svg/plus.svg" alt="Plus Icon" class="img-fluid">
399                                    </div>
400                                    <div class="step-content">
401                                        <div class="step-content-wrap">
402                                            <div class="step-checks">
403                                                                                                                                        <div class="step-check">
404                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p>A closing specialist will reach out to you to schedule your closing.</p>
405                                                </div>
406                                                                                            <div class="step-check">
407                                                    <img src="svg/check.svg" alt="check" class="img-fluid"> <p>On closing day, you’ll bring your ID, sign some documents and be on your way!</p>
408                                                </div>
409                                                                                                                                    </div>
410                                            <div class="step-featured-image">
411                                                                                                <img width="1" height="1" src="svg/5-close-on-time-pur.svg" class="img-fluid wp-loaded fix-size" alt="Close on Time" decoding="async" />                                            </div>
412                                        </div>
413                                    </div>
414                                </div>
415                                
416                            
417                            
418                                                                            
419        </div>
420    </div>
421</div><div  class="wrap">
422	<div  class="comparison-table">
423		<div class="title">Why buy a home with anyone else?</div>
424		<table class="comp-table" cellspacing="0">
425            <thead class="comp-table-header">
426                <td class="">
427                    
428                </td>
429                <td class="comp-table-item theader orange-bg">
430                    City Creek Mortgage                </td>
431                <td class="comp-table-item theader">
432                    Preferred Lender                </td>
433                            </thead>
434            <tbody>
435                                                            <tr class="comp-table-row">
436                            <td class="comp-table-item">
437                                Amazingly low rates                            </td>
438                            <td class="comp-table-item orange-bg">
439                                <img src="svg/check_orange.svg" alt="Amazingly low rates" class="img-fluid">                            </td>
440                            <td class="comp-table-item">
441                                                        </td>
442                                                    </tr>
443                                            <tr class="comp-table-row">
444                            <td class="comp-table-item">
445                                Open 7 days a week                            </td>
446                            <td class="comp-table-item orange-bg">
447                                <img src="svg/check_orange.svg" alt="Open 7 days a week" class="img-fluid">                            </td>
448                            <td class="comp-table-item">
449                                                        </td>
450                                                    </tr>
451                                            <tr class="comp-table-row">
452                            <td class="comp-table-item">
453                                No conflict of interest with the builder                            </td>
454                            <td class="comp-table-item orange-bg">
455                                <img src="svg/check_orange.svg" alt="No conflict of interest with the builder" class="img-fluid">                            </td>
456                            <td class="comp-table-item">
457                                                        </td>
458                                                    </tr>
459                                            <tr class="comp-table-row">
460                            <td class="comp-table-item">
461                                ⭐️⭐️⭐️⭐️⭐️  Google with thousands of reviews                            </td>
462                            <td class="comp-table-item orange-bg">
463                                <img src="svg/check_orange.svg" alt="⭐️⭐️⭐️⭐️⭐️  Google with thousands of reviews" class="img-fluid">                            </td>
464                            <td class="comp-table-item">
465                                                        </td>
466                                                    </tr>
467                                            <tr class="comp-table-row">
468                            <td class="comp-table-item">
469                                Salary-based loan officers that save you money                            </td>
470                            <td class="comp-table-item orange-bg">
471                                <img src="svg/check_orange.svg" alt="Salary-based loan officers that save you money" class="img-fluid">                            </td>
472                            <td class="comp-table-item">
473                                                        </td>
474                                                    </tr>
475                                                </tbody>
476        </table>
477		<div data-wpr-lazyrender="1" class="btn-group">
478			<a href="https://www.blink.mortgage/app/signup/p/CCM/michaelroberts?campaign=web" class="btn btn-large btn-orange-solid">Continue to Loan Process</a>
479		</div>
480	</div>
481</div>
482<div data-wpr-lazyrender="1" class="working-with-agent">
483    <div  class="wrap">
484        <div class="working-with-agent-content">
485
486            <div id="agent1">
487                <div class="subtitle">
488                    Get a City Creek Partner Agent                </div>
489                <div class="title">
490                    Are you currently working with a real estate agent you love?                </div>
491                <button data-choice="yes" class="working-with-agent-btn btn btn-large btn-block btn-clear">
492                    Yes
493                </button>
494                <button  data-choice="no" class="working-with-agent-btn btn btn-large btn-block btn-clear">
495                    No
496                </button>
497            </div>
498            <div id="agent3">
499                <div class="cta-area">  
500                    <div class="subtitle">
501                        Let’s Get Started                    </div>
502                    <div class="title">
503                        Great! Let's get you introduced to a City Creek approved agent who we would refer to our own family.                    </div>
504                    <span class="agent-back" data-choice="three">Back</span>
505                </div>
506                <div class="form-section">
507                    <div class="form-box">
508                        <!--[if lte IE 8]>
509                        
509<script charset="utf-8" type="text/javascript" src="//js.hsforms.net/forms/v2-legacy.js"></script>
509
510                        <![endif]-->
511                        
511<script charset="utf-8" type="text/javascript" src="js/v2-2.js"></script>
511
512                        
512<script>
513                        hbspt.forms.create({
514                            region: "na1",
515                            portalId: "6623638",
516                            formId: "2011f24d-8d7d-4603-a99a-7ee603f5b3c6"
517                        });
518                        </script>
518
519                    </div>
520                </div>
521            </div>
522            <div id="agent2">
523                <div class="cta-area">               
524                    <div class="subtitle">
525                        Let’s Get Started                    </div>
526                    <div class="title">
527                        Perfect! They want you to close on time. Let your agent know we've put our money where our mouth is with our $5,000 close on time guarantee.                    </div>
528                    <span class="agent-back" data-choice="two">Back</span>
529                </div>
530                <div class="form-section">
531                    <div class="form-box">
532                        <div class="h3 qual-title">Let's get you that <br>pre-qualification letter</div>
533                        <!--[if lte IE 8]>
534                        
534<script charset="utf-8" type="text/javascript" src="//js.hsforms.net/forms/v2-legacy.js"></script>
534
535                        <![endif]-->
536                        
536<script charset="utf-8" type="text/javascript" src="js/v2-2.js"></script>
536
537                        
537<script>
538                        hbspt.forms.create({
539                            region: "na1",
540                            portalId: "6623638",
541                            formId: "0dd0435a-7aa6-485a-b572-11ae383cce62"
542                        });
543                        </script>
543
544                    </div>
545                </div>
546            </div>
547
548        </div>
549    </div>
550</div><div data-wpr-lazyrender="1" class="wrap featured-video-left">
551    <div  class="featured-wrap">
552        <div class="subtitle">From Mortgage Mike</div>
553        <div class="title">Why are City Creek's Rates So Low?</div>
554        <div class="cta-text">“Tobi & I both grew up in families with very limited resources. The typical mortgage process is expensive and hard. This is the last thing you should worry about. That's why we re-engineered the mortgage process to be easy and affordable."</div>
555        <a href="index3bc2.html" class="btn btn-large btn-orange-solid">See Purchase Rates</a>
556    </div>
557    <div  class="featured-wrap">
558        <div data-youtube="https://player.vimeo.com/video/657919793?h=1ff6a417fc&autoplay=1" class="video-image video">
559                    <img width="640" height="427" src="jpg/mortgagemiketobi-play.jpg" class="img-fluid wp-loaded" alt="" decoding="async" srcset="https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play.jpg 640w, https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play-222x148.jpg 222w, https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play-300x200.jpg 300w, https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play-256x171.jpg 256w, https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play-312x208.jpg 312w, https://citycreekmortgage.com/wp-content/uploads/2023/07/MortgageMikeTobi-play-168x112.jpg 168w" sizes="(max-width: 640px) 100vw, 640px" />        </div>
560    </div>
561    
562</div>
563<div data-wpr-lazyrender="1" class="tools-quick-answers wrap">
564        <div  class="tools-quick-answers-subtitle">
565            Tools & Quick Answers        </div>
566        <div  class="tools-quick-answers-title">
567            Looking for some simple answers?        </div>
568                <div  class="tools-quick-answers-wrapper">
569            <div class="tools-quick-answers-left">
570                                                            <a href="index-33.html" class="tools-quick-answers-slide">
571                            <div class="tools-slide-wrapper">
572                                <div class="tools-quick-answers-slide-title">
573                                    Affordability Calculator                                </div>
574                                <div class="tools-quick-answers-slide-info">
575                                    See how much how you can afford                                </div>
576                                <div class="btn btn-large btn-orange tools-quick-answers-slide-button">
577                                    Get Price Range                                </div>
578                            </div>
579                                        <img width="168" height="168" src="png/affordabilility-calc-168x168.png" class="tools-quick-answers-slide-image img-fluid wp-loaded fix-size" alt="affordability calc" decoding="async" srcset="https://citycreekmortgage.com/wp-content/uploads/2022/03/affordabilility-calc-168x168.png 168w, https://citycreekmortgage.com/wp-content/uploads/2022/03/affordabilility-calc-200x200.png 200w, https://citycreekmortgage.com/wp-content/uploads/2022/03/affordabilility-calc-150x150.png 150w, https://citycreekmortgage.com/wp-content/uploads/2022/03/affordabilility-calc-312x312.png 312w, https://citycreekmortgage.com/wp-content/uploads/2022/03/affordabilility-calc.png 601w" sizes="(max-width: 168px) 100vw, 168px" />            
580                        </a>
581                                            <a href="index-34.html" class="tools-quick-answers-slide">
582                            <div class="tools-slide-wrapper">
583                                <div class="tools-quick-answers-slide-title">
584                                    Pre-qual Letter                                </div>
585                                <div class="tools-quick-answers-slide-info">
586                                    Make your offer stronger with a pre-qual letter                                </div>
587                                <div class="btn btn-large btn-orange tools-quick-answers-slide-button">
588                                    Request Letter                                </div>
589                            </div>
590                                        <img width="1" height="1" src="svg/1-prequal-pur.svg" class="tools-quick-answers-slide-image img-fluid wp-loaded fix-size" alt="Contract" decoding="async" />            
591                        </a>
592                                            <a href="index-30.html" class="tools-quick-answers-slide">
593                            <div class="tools-slide-wrapper">
594                                <div class="tools-quick-answers-slide-title">
595                                    Free Home Value Report                                </div>
596                                <div class="tools-quick-answers-slide-info">
597                                    See your current or future home’s worth                                </div>
598                                <div class="btn btn-large btn-orange tools-quick-answers-slide-button">
599                                    Request Value Report                                </div>
600                            </div>
601                                        <img width="168" height="168" src="png/h
601ome_value_report-168x168.png" class="tools-quick-answers-slide-image img-fluid wp-loaded fix-size" alt="Home Value Report" decoding="async" srcset="https://citycreekmortgage.com/wp-content/uploads/2022/03/home_value_report.png 168w, https://citycreekmortgage.com/wp-content/uploads/2022/03/home_value_report-150x150.png 150w" sizes="(max-width: 168px) 100vw, 168px" />            
602                        </a>
603                                            <a href="index-31.html" class="tools-quick-answers-slide">
604                            <div class="tools-slide-wrapper">
605                                <div class="tools-quick-answers-slide-title">
606                                    Second Opinion                                </div>
607                                <div class="tools-quick-answers-slide-info">
608                                    Compare another company’s Loan Estimate                                </div>
609                                <div class="btn btn-large btn-orange tools-quick-answers-slide-button">
610                                    Show Comparison                                </div>
611                            </div>
612                                        <img width="1" height="1" src="svg/second-opinion-2.svg" class="tools-quick-answers-slide-image img-fluid wp-loaded fix-size" alt="Second Opinion" decoding="async" />            
613                        </a>
614                                                </div>
615            <div class="tools-quick-answers-right ">
616                            
617            
618            
619             </div>
620    
621        </div>
622</div><div data-wpr-lazyrender="1" class="rate-tracking  ">
623	<div  class="wrap">
624	            
625							<a href="index-51.html" class="orange-card">
626						<div class="rate-tracking-side">
627				<div class="sub-title">
628					Rates move constantly				</div>
629				<div class="h2">
630					Just want to keep tabs on rates? Easy.				</div>
631								<div class="btn btn-large btn-white btn-wide">Get rate updates</div>
632							</div>
633		<div class="rate-tracking-side" >
634        				<div class="hero-app">
635								<img width="445" height="648" src="webp/single-phone-shell_graybg-2-1-445x648.webp" class="hero-img img-fluid wp-loaded" alt="Phone Background" data-no-lazy="1" decoding="async" srcset="https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1-445x648.webp 445w, https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1-137x200.webp 137w, https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1-442x644.webp 442w, https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1-265x386.webp 265w, https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1-115x168.webp 115w, https://citycreekmortgage.com/wp-content/uploads/2022/04/Single-Phone-Shell_grayBG-2-1.webp 682w" sizes="(max-width: 445px) 100v
635w, 445px" />
636                    <div class="imageoverlay">
637                        <div class="app-top">
638                            <img src="svg/logo.svg" alt="City Creek Mortgage" class="app-logo img-fluid">
639                            <div class="app-edit">
640                                <img src="svg/pencil.svg" alt="Edit Serch" class="img-fluid"> Edit Search
641                            </div>
642
643                        </div>
644                        <div class="app-loading">
645                            <div class="floater">
646                                <img alt="City Creek Mortgage" src="png/logo_w.png">Loading<div class="dot-pulse"></div>
647                            </div>
648                        </div>
649                        <div class="app-nav">
650                            <div class="app-nav-item active">
651                                Loan Details
652                            </div>
653                            <div class="app-nav-item">
654                                Fee Sheet
655                            </div>
656                            <div class="app-nav-item">
657                                 Analyze Rate
658                            </div>
659                        </div>
660                        <div class="app-card-wrapper">
661                            <div class="app-card">
662                                <div class="app-summary">
663                                    <img src="svg/charts.svg" alt="">
664                                    Rate:<span class="app-rate-number"><div class="countme" data-jump="0" data-num="5.75">5.75</div>%</span>
665                                </div>
666
667                                <div class="app-card-rates">
668                                    <div class="app-card-rate mb10">
669                                        <div class="app-card-rate-title">
670                                            Purpose
671                                        </div>
672                                        <div class="app-card-rate-value">
673                                        Purchase                                        </div>
674                                    </div>
675                                    <div class="app-card-rate mb10">
676                                        <div class="app-card-rate-title">
677                                            Loan Term
678                                        </div>
679                                        <div class="app-card-rate-value">
680                                        30 Yr Fixed                                         </div>
681                                    </div>
682                                    <div class="app-card-rate mb10">
683                                        <div class="app-card-rate-title">
684                                            Closing Costs
685                                        </div>
686                                        <div class="app-card-rate-value">
687                                        $<div class="countme" data-jump="0" data-num="7080">7080</div>
688                                        </div>
689                                    </div>
690                                    <div class="app-card-rate mb10">
691                                        <div class="app-card-rate-title">
692                                            Monthly P&I
693                                        </div>
694                                        <div class="app-card-rate-value">
695                                        $<div class="countme" data-jump="0" data-num="2188.4">2188.4</div>
696                                        </div>
697                                    </div>
698                                    <div class="app-card-rate">
699                                        <div class="app-card-rate-title">
700                                            Loan Amount
701                                        </div>
702                                        <div class="app-card-rate-value">
703                                        $<div class="countme" data-jump="0" data-num="375000">375000</div>
704                                        </div>
705                                    </div>
706                                    <div class="app-card-rate">
707                                        <div class="app-card-rate-title">
708                                            APR
709                                        </div>
710                                        <div class="app-card-rate-value">
711                                        <div class="countme" data-jump="0" data-num="5.877">5.877</div>%
712                                        </div>
713                                    </div>
714                                </div>
715                                <div class="mb4 btn btn-blue-solid btn-micro btn-block">
716                                    See Rates &#8594;
717                                </div>
718                                <div class="mb4 app-card-footer">
719                                    Free & Easy Application
720                                </div>
721                            </div>
722                            <div class="app-card">
723                                <div class="app-summary-payment">
724                                    <img src="svg/charts.svg" alt="monthly payment">
725                                                                        Monthly Payment:<span class="app-rate-number">$<div class="countme" data-jump="0" data-num="2,507.15">2,507.15</div></span>
726                                </div>
727                                <div class="app-card-rates">
728                                    <div class="app-card-rate-table">
729                                        <div class="app-card-rate-title">
730                                            Principal & Interest
731                                        </div>
732                                        <div class="app-card-rate-value">
733                                        $<div class="countme" data-jump="0" data-num="2188.4">2188.4</div>
734                                        </div>
735                                    </div>
736                                    <div class="app-card-rate-table">
737                                        <div class="app-card-rate-title">
738                                            Mortgage Insurance
739                                        </div>
740                                        <div class="app-card-rate-value">
741                                        $<div class="countme" data-jump="0" data-num="0">0</div>
742                                        </div>
743                                    </div>
744                                    <div class="app-card-rate-table">
745                                        <div class="app-card-rate-title">
746                                            Est. Taxes
747                                        </div>
748                                        <div class="app-card-rate-value">
749                                        $<div class="countme" data-jump="0" data-num="234.38">234.38</div>
750                                        </div>
751                                    </div>
752                                    <div class="app-card-rate-table">
753                                        <div class="app-card-rate-title">
754                                            Est. Insurance
755                                        </div>
756                                        <div class="app-card-rate-value">
757                                        $<div class="countme" data-jump="0" data-num="84.38">84.38</div>
758                                        </div>
759                                    </div>
760
761                                </div>
762
763                            </div>
764                        </div>
765                    </div>
766                </div>
767
768				
768<script>
769    jQuery(document).ready(function($) {
770        function randomIntFromInterval(min, max) { // min and max included
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772        }
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774            if(Math.floor(this.valueOf()) === this.valueOf()) return 0;
775            return this.toString().split(".")[1]?.length || 0;
776        }
777        function separator(numb) {
778            var str = numb.toString().split(".");
779            str[0] = str[0].replace(/\B(?=(\d{3})+(?!\d))/g, ",");
780            return str.join(".");
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782
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787                counters.forEach((counter) => {
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790                const target = Number(counter.getAttribute("data-num").replace(",", ""));
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792               const jump = parseInt(+counter.getAttribute("data-jump"));
793               // const count = parseInt(+counter.innerText);
794                //const increment = Math.trunc(target.toFixed(2) / speed);
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797                const tarmax = target*1.1;
798                const increment = randomIntFromInterval(tarmin,tarmax);
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803                        counter.innerText = separator(increment.toFixed(0));
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805
806                counter.setAttribute("data-jump", jump + 1);
807                setTimeout(updateCount, 5);
808                } else {
809                    if(target % 1 != 0) {
810                        //console.log('mm',target.countDecimals());
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812                            counter.innerText = separator(target.toFixed(3));
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828
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830</script>
830
831			</div>
832							</a>
833					
834	</div>
835</div>
836<div data-wpr-lazyrender="1" class="three-card-cta">
837    <div  class="wrap">
838       <div class="card-title">
839              You’re buying a home, that’s great! Where are you in the process?       </div>
840       <div class="three-card-wrapper">
841            <a href="index3bc2.html" class="three-card-box">
842                    <div class="three-card-block-image">
843                                                <img width="1" height="1" src="svg/typeprice-tag.svg" class="img-fluid w52 wp-loaded" alt="No Upfront fees" decoding="async" />                    </div>
844                    <div class="three-card-block-sub-title">
845                        I’m shopping rates                    </div>
846                                        <div class="three-card-block-info">
847                        Get a custom rate quote in 30 seconds, with no personal info needed                    </div>
848                    <div class="three-card-block-button">
849                        <div class="btn btn-large btn-orange">See rate options now</div>
850                    </div>
851            </a>
852            <a href="index3bc2.html" class="three-card-box">
853                    <div class="three-card-block-image">
854                                                <img width="1" height="1" src="svg/typeconventional.svg" class="img-fluid w52 wp-loaded" alt="Conforming / Conventional" decoding="async" />                    </div>
855                    <div class="three-card-block-sub-title">
856                        I’ve found my home                    </div>
857                                        <div class="three-card-block-info">
858                        Congrats! Let's make sure you have a rate as great as your home.                    </div>
859                    <div class="three-card-block-button">
860                        <div class="btn btn-large btn-orange">See my rates now</div>
861                    </div>
862            </a>
863            <a href="index-34.html" class="three-card-box">
864                    <div class="three-card-block-image">
865                                                <img width="1" height="1" src="svg/typespyglass.svg" class="img-fluid w52 wp-loaded" alt="Looking at Homes" decoding="async" />                    </div>
866                    <div class="three-card-block-sub-title">
867                        I’m looking at homes                    </div>
868                                        <div class="three-card-block-info">
869                        Get a pre-qualification letter to make your future offers bulletproof                    </div>
870                    <div class="three-card-block-button">
871                        <div class="btn btn-large btn-orange">Get pre-qual letter</div>
872                    </div>
873            </a>
874
875       </div>
876    </div>
877</div><div data-wpr-lazyrender="1" class="wrap">
878	 <a href="#hs-chat-open"  class="thin-cta reversed" >
879		<p class="h4">Have a question?</p>
880				<div class="btn btn-large btn-blue"> Chat with us</div>
881				</a>
882		
883</div><div data-wpr-lazyrender="1" class="wrap">
884    <div  class="large-testimonial">
885        <div class="large-testimonial-quote">
886            "This was probably the easiest process I have ever been through. I called around to compare all the rates and fees for a mortgage refinance and city Creek was by far the lowest on all accounts. I will definitely be using them for my next home loan too. All the staff was friendly and knew where to direct me when I had questions. The process actually happened extremely quick . No regrets here."        </div>
887        <div class="large-testimonial-name">
888            Matthey R        </div>
889        <div class="large-testimonial-position">
890            Cashout Refi in Saratoga Springs, UT        </div>
891    </div>
892</div>
893<div data-wpr-lazyrender="1" class="loan-type-6-block">
894    <div  class="wrap loan-type-6-block-wrap">
895        <div class="loan-type-6-block-subtitle">
896            Loan Types        </div>
897        <div class="loan-type-6-block-title">
898            Lots of options so you get what fits your life best.        </div>
899        <div class="loan-type-6-block-content">
900                                                    <a href="index-8.html" class="loan-type-6-box">
901                                <div class="loan-type-6-block-image">
902                                                                        <img width="1" height="1" src="svg/typeconventional.svg" class="img-fluid wp-loaded" alt="Conforming / Conventional" decoding="async" />                                </div>
903                                <div class="loan-type-6-block-sub-title">
904                                    Conforming / Conventional                                </div>
905                                                                <div class="loan-type-6-block-info">
906                                    Most common loan for buying a home. Best for most people.                                </div>
907                                <div class="loan-type-6-block-button">
908                                    <div class="btn btn-large btn-orange">Read about it</div>
909                                </div>
910                        </a>
911                                            <a href="index-54.html" class="loan-type-6-box">
912                                <div class="loan-type-6-block-image">
913                                                                        <img width="1" height="1" src="svg/typesuper-conforming.svg" class="img-fluid wp-loaded" alt="Super Conforming" decoding="async" />                                </div>
914                                <div class="loan-type-6-block-sub-title">
915                                    Super Conforming                                </div>
916                                                                <div class="loan-type-6-block-info">
917                                    Most common and best option for big loan amounts.                                </div>
918                                <div class="loan-type-6-block-button">
919                                    <div class="btn btn-large btn-orange">Read about it</div>
920                                </div>
921                        </a>
922                                            <a href="index-12.html" class="loan-type-6-box">
923                                <div class="loan-type-6-block-image">
924                                                                        <img width="1" height="1" src="svg/typejumbo.svg" class="img-fluid wp-loaded" alt="Jumbo Loan" decoding="async" />                                </div>
925                                <div class="loan-type-6-block-sub-title">
926                                    Jumbo                                </div>
927                                                                <div class="loan-type-6-block-info">
928                                    Most common loan for buying a home. Best for most people.                                </div>
929                                <div class="loan-type-6-block-button">
930                                    <div class="btn btn-large btn-orange">Read about it</div>
931                                </div>
932                        </a>
933                                            <a href="index-10.html" class="loan-type-6-box">
934                                <div class="loan-type-6-block-image">
935                                                                        <img width="1" height="1" src="svg/typeva.svg" class="img-fluid wp-loaded" alt="VA Loan" decoding="async" />                                </div>
936                                <div class="loan-type-6-block-sub-title">
937                                    VA                                </div>
938                                                                <div class="loan-type-6-block-info">
939                                    For veterans and their family. Thank y
939ou for your service.                                </div>
940                                <div class="loan-type-6-block-button">
941                                    <div class="btn btn-large btn-orange">Read about it</div>
942                                </div>
943                        </a>
944                                            <a href="index-9.html" class="loan-type-6-box">
945                                <div class="loan-type-6-block-image">
946                                                                        <img width="1" height="1" src="svg/typefha-1.svg" class="img-fluid wp-loaded" alt="FHA Loan" decoding="async" />                                </div>
947                                <div class="loan-type-6-block-sub-title">
948                                    FHA                                </div>
949                                                                <div class="loan-type-6-block-info">
950                                    Government program with more lenient loan requirements.                                </div>
951                                <div class="loan-type-6-block-button">
952                                    <div class="btn btn-large btn-orange">Read about it</div>
953                                </div>
954                        </a>
955                                            <a href="index-11.html" class="loan-type-6-box">
956                                <div class="loan-type-6-block-image">
957                                                                        <img width="1" height="1" src="svg/typefha.svg" class="img-fluid wp-loaded" alt="USDA Loan" decoding="async" />                                </div>
958                                <div class="loan-type-6-block-sub-title">
959                                    USDA                                </div>
960                                                                <div class="loan-type-6-block-info">
961                                    Specific government program for loans used in rural areas                                </div>
962                                <div class="loan-type-6-block-button">
963                                    <div class="btn btn-large btn-orange">Read about it</div>
964                                </div>
965                        </a>
966                                    </div>
967    </div>
968</div>
969<div data-wpr-lazyrender="1" class="benefits-cta">
970    <div  class="wrap benefits-cta-wrap">
971       
972        <div class="benefits-cta-content">
973            <div class="benefits-cta-subtitle">
974                Benefits            </div>
975            <div class="benefits-cta-title">
976                What’s in it for me? Why should I choose City Creek?            </div>
977            <div class="benefits-cta-step">
978                <img src="svg/one-2.svg" alt="Step 1" class="img-fluid"> 
979                <div class="benefits-cta-step-text">
980                    <div class="benefits-cta-step-title">
981                        Salary-Based Loan Officers                        
982                    </div>
983                
984                    Your best mortgage doesn't include high-pressure, high-commission sales people.                </div>
985            </div>
986            <div class="benefits-cta-step">
987                <img src="svg/two-2.svg" alt="Step 2" class="img-fluid"> 
988                <div class="benefits-cta-step-text">
989                    <div class="benefits-cta-step-title">
990                        No Upfront Fees Ever.                    </div>
991                
992                    Charging for appraisals or credit reports before you close? Nope. Not here.                </div>
993            </div>
994            <div class="benefits-cta-step">
995            <img src="svg/three-2.svg" alt="Step 3" class="img-fluid">
996
997                <div class="benefits-cta-step-text">
998                    <div class="benefits-cta-step-title">
999                        Low Rates & Closing Costs                    </div>
1000                
1001                    We charge less. It really is that simple.                </div>
1002            </div>
1003            <div class="benefits-cta-step">
1004                <img src="svg/four-2.svg" alt="Step 4" class="img-fluid"> 
1005                <div class="benefits-cta-step-text">
1006                    <div class="benefits-cta-step-title">
1007                                            </div>
1008                
1009                                    </div>
1010            </div>
1011        </div>
1012        <div class="benefits-cta-image">
1013                        <img width="648" height="648" src="png/helpeachother.png" class="img-fluid" alt="Helping Each Other" decoding="async" srcset="https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother.png 649w, https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother
1013-200x200.png 200w, https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother-644x644.png 644w, https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother-150x150.png 150w, https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother-312x312.png 312w, https://citycreekmortgage.com/wp-content/uploads/2022/03/helpeachother-168x168.png 168w" sizes="(max-width: 648px) 100vw, 648px" />            
1014        </div>
1015    </div>
1016</div><div data-wpr-lazyrender="1" class="rate-tracking  ">
1017	<div  class="wrap">
1018	            
1019							<a href="index3bc2.html" class="orange-card" style="background-image: url('png/phone.png')">
1020						<div class="rate-tracking-side">
1021				<div class="sub-title">
1022					Find Your Best Rate				</div>
1023				<div class="h2">
1024					Get your free rate quote before that home is off the market!				</div>
1025								<div class="btn btn-large btn-white btn-wide">See my custom rate</div>
1026							</div>
1027		<div class="rate-tracking-side" style="background-size: cover; background-position: center center; background-image: url('png/phone.png');">
1028        			</div>
1029							</a>
1030					
1031	</div>
1032</div>
1033<div data-wpr-lazyrender="1" class="frequently-asked-questions">
1034    <div class="sub-title">Frequently Asked Questions</div>
1035    <div class="title">Of course you have questions about buying a home. Let’s get you answers.</div>
1036    <div  class="faqs">
1037                                    <div class="faq">
1038                    <div class="question"><img alt="open question" src="svg/plus.svg" class="img-fluid"> How much will my closing costs be?</div>
1039                    <div class="answer">We believe in transparency.  It depends on a few factors, like credit score, loan amount, and location.  You can see an estimated closing cost using our <a href="index-3.html">Find Your Best Rate Tool</a>.  All without entering any personal information.
1040
1041<a class="btn btn-large btn-orange-solid" href="index-3.html">Find Your Best Rate</a>
1042</div>
1043                </div>
1044                            <div class="faq">
1045                    <div class="question"><img alt="open question" src="svg/plus.svg" class="img-fluid"> Why isn&#8217;t my question here?</div>
1046                    <div class="answer">That’s a great question.  Whatever your question is, we can find an answer to it.
1047
1048<a href="#hs-chat-open">Chat with Us &gt;</a></div>
1049                </div>
1050                            <div class="faq">
1051                    <div class="question"><img alt="open question" src="svg/plus.svg" class="img-fluid"> Is it really possible to do a loan without having to pay closing costs?</div>
1052                    <div class="answer">YES! It is possible, and it can save you money.
1053
1054<a href="index-53.html" class="btn btn-large btn-orange-solid">How No Cost Loans Work</a></div>
1055                </div>
1056                            
1056<script type="application/ld+json">
1057        { "@context": "https://schema.org", 
1058                    "@type": "FAQPage", 
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1060                                        {
1061                            "@type": "Question",
1062                            "name": "How much will my closing costs be?",
1063                            "acceptedAnswer": {
1064                            "@type": "Answer",
1065                            "text": "We believe in transparency.  It depends on a few factors, like credit score, loan amount, and location.  You can see an estimated closing cost using our Find Your Best Rate Tool.  All without entering any personal information. Find Your Best Rate"
1066                            }
1067                        },{
1068                            "@type": "Question",
1069                            "name": "Why isn&#8217;t my question here?",
1070                            "acceptedAnswer": {
1071                            "@type": "Answer",
1072                            "text": "That’s a great question.  Whatever your question is, we can find an answer to it. Chat with Us &gt;"
1073                            }
1074                        },{
1075                            "@type": "Question",
1076                            "name": "Is it really possible to do a loan without having to pay closing costs?",
1077                            "acceptedAnswer": {
1078                            "@type": "Answer",
1079                            "text": "YES! It is possible, and it can save you money. How No Cost Loans Work"
1080                            }
1081                        }                 ]
1082                }
1083        
1084        </script>
1084
1085    </div>
1086    <div class="btn-group">
1087        <a href="index-21.html" class="btn btn-large btn-orange">I have another question</a>
1088    </div>
1089</div><style>
1090	.wysiwyg {
1091		width: 90%;
1092		
1093		margin: 2em auto;
1094	}
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1100<div data-wpr-lazyrender="1" class="wrap wysiwyg">
1101<div  id="google-business-reviews-rating-2" class="google-business-reviews-rating gmbrr columns three bubble center">
1102	<h2 class="heading"><span class="icon"><img src="png/favicon_180-2.png" alt="City Creek Mortgage Icon"></span>City Creek Mortgage</h2>
1103	<p class="vicinity">11910 S State St #100, Draper</p>
1104	<p class="rating"><span class="number">5.0</span> <span class="all-stars animate"><span class="star"></span><span class="star"></span><span class="star"></span><span class="star"></span><span class="star"></span></span> <a href="https://search.google.com/local/reviews?placeid=ChIJWRIE_KeHUocRRPrv_YRj8vs" target="_blank" rel="nofollow" class="count">2,792 reviews</a></p>
1105<ul class="listing">
1106		<li class="rating-5" data-index="0">
1107			<span class="author-avatar"><a href="https://www.google.com/maps/contrib/108681455037424020408/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjXofQJx5i0kdd7ayFK1CXpj-ZFZgbyEUJK0159fhkJ159wr4GA=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span>
1108			<span class="review-meta">
1109				<span class="author-name"><a href="https://www.google.com/maps/contrib/108681455037424020408/reviews" target="_blank" rel="nofollow">Rachel Wood</a></span>
1110			</span>
1111			<div class="text text-excerpt"><span class="review-snippet">⭐️⭐️⭐️⭐️⭐️<br>
1112				We had an amazing experience working with City Creek Mortgage, especially Alexis Carter and Sefa Gasu! They made the entire loan process so smooth and stress-free from start to finish. As first-time homebuyers, we had a lot of</span> <span class="review-more-placeholder">… More</span><span class="review-full-text"> questions, and both Alexis and Sefa went above and beyond to make sure we understood every step along the way. They were always quick to respond, professional, and genuinely cared about helping us get the best loan possible. Thanks to their dedication and expertise, everything was handled efficiently and we were able to close on our first home without a hitch. We’re so grateful for their help and highly recommend City Creek Mortgage to anyone buying a home!</span></div>
1113			<span class="review-meta">
1114				<span class="rating">★★★★★</span>
1115				<span class="relative-time-description">a week ago</span>
1116			</span>
1117		</li>
1118		<li class="rating-5" data-index="1">
1119			<span class="author-avatar"><a href="https://www.google.com/maps/contrib/111509775717366402769/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjWrN1LDcFOUCR9prWcMh2pc_ojTY5jKSOIlC6YVmnhk_CAyhjbrKA=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span>
1120			<span class="review-meta">
1121				<span class="author-name"><a href="https://www.google.com/maps/contrib/111509775717366402769/reviews" target="_blank" rel="nofollow">Sara France</a></span>
1122			</span>
1123			<div class="text text-excerpt"><span class="review-snippet">City Creek Mortgage truly went above and beyond!<br>
1124				We had a very long and drawn-out process with both our home sale and our new purchase, and through it all, Troy and Sefa at City Creek Mortgage were the absolute glue that held everything</span> <span class="review-more-placeholder">… More</span><span class="review-full-text"> together. They were always steady, responsive, and proactive — making sure every step stayed on track even when things got complicated.<br>
1125				Their speed, follow-through, and communication were next-level. What really stood out, though, was how genuinely they cared. We never felt like just another file — Troy and Sefa were invested in making sure we got into our home and made it happen, even when the process tested everyone’s patience.<br>
1126				If you want a lending team that combines professionalism, heart, and hustle, City Creek (and especially Troy and 
1126Sefa!) are the ones you want in your corner. We couldn’t be more grateful for them!</span></div>
1127			<span class="review-meta">
1128				<span class="rating">★★★★★</span>
1129				<span class="relative-time-description">a week ago</span>
1130			</span>
1131		</li>
1132		<li class="rating-5" data-index="2">
1133			<span class="author-avatar"><a href="https://www.google.com/maps/contrib/109877516356258364851/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjU6Hx-A4HH4XnnRxKuuulr3e7TOvaZcfZQaREcNzlnyN4iWDABp=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span>
1134			<span class="review-meta">
1135				<span class="author-name"><a href="https://www.google.com/maps/contrib/109877516356258364851/reviews" target="_blank" rel="nofollow">Amber Robison</a></span>
1136			</span>
1137			<div class="text text-excerpt"><span class="review-snippet">Sefa and Devyn at City Creek were easily one of the best teams I’ve ever worked with! They were quick to respond, answered all my questions, and walked me through every step of the refinance process. Everything felt smooth and stress-free</span> <span class="review-more-placeholder">… More</span><span class="review-full-text"> from start to finish. I’d highly recommend them to anyone looking for a knowledgeable and supportive team!</span></div>
1138			<span class="review-meta">
1139				<span class="rating">★★★★★</span>
1140				<span class="relative-time-description">3 weeks ago</span>
1141			</span>
1142		</li>
1143		<li class="rating-5" data-index="3">
1144			<span class="author-avatar"><a href="https://www.google.com/maps/contrib/116008038467931848159/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjUP3P1l5KqLB626Bt5T9akRIOcvQ1LP7lU-AHSuAjM09d5gJi3Y=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span>
1145			<span class="review-meta">
1146				<span class="author-name"><a href="https://www.google.com/maps/contrib/116008038467931848159/reviews" target="_blank" rel="nofollow">Stefania Boornazian</a></span>
1147			</span>
1148			<div class="text text-excerpt"><span class="review-snippet">After a terrible experience trying to refinance with our existing lender we found City Creek Mortgage and couldn’t be happier. Devyn and her team are wonderful to work with, highly responsive, patient with all your questions, and the whole</span> <span class="review-more-placeholder">… More</span><span class="review-full-text"> process was a breeze. You’ll feel valued as a customer every step of the way and they go out of their way to earn your business. I would highly recommend them!</span></div>
1149			<span class="review-meta">
1150				<span class="rating">★★★★★</span>
1151				<span class="relative-time-description">3 weeks ago</span>
1152			</span>
1153		</li>
1154		<li class="rating-5" data-index="4">
1155			<span class="author-avatar"><a href="https://www.google.com/maps/contrib/100591708965904598366/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjXONW4e_7X7NOTc1fhLcnejC380wPjaIIxeAxlZzxOFYz4_NLyjPQ=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span>
1156			<span class="review-meta">
1157				<span class="author-name"><a href="https://www.google.com/maps/contrib/100591708965904598366/reviews" target="_blank" rel="nofollow">Ken Duncan</a></span>
1158			</span>
1159			<div class="text text-excerpt"><span class="review-snippet">I have nothing but good things to say about City Creek mortgage but especially Alexis and Sefa. I ended up being under contract three times. Had to back out twice because of inspection issues. The third time was a charm and I found my dream</span> <span class="review-more-placeholder">… More</span><span class="review-full-text"> house and that&#039;s everything I wanted in a house. Alexis is so good to work with always getting back to me when I had questions or problems. I recommend City Creek to anyone looking to refinance or buy their first home. Thanks so much for all that you guys have done.</span></div>
1160			<span class="review-meta">
1161				<span class="rating">★★★★★</span>
1162				<span class="relative-time-description">5 months ago</span>
1163			</span>
1164		</li>
1165		<li class="rating-5" data-index="5">
1166			<span class="author-avatar"><a href="https://www.google.com/maps/contrib/109893476045323165159/reviews" target="_blank" rel="nofollow"><img src="https://lh3.googleusercontent.com/a-/ALV-UjX1iwyAxBAcq6rolRjx_7hxwuP87YD_K7Nn8pVsWic3sfO8-L4F=s128-c0x00000000-cc-rp-mo" alt="Avatar"></a></span>
1167			<span class="review-meta">
1168				<span class="author-name"><a href="https://www.google.com/maps/contrib/109893476045323165159/reviews" target="_blank" rel="nofollow">Marc Whiting</a></span>
1169			</span>
1170			<div class="text text-excerpt"><span class="review-snippet">City Creek Mortgage did an incredible job with our home refinance.  I love their online tool that allows for transparency and clarity when trying to see what interest rate and fee structure would work best for us.  The cost to close our</span> <span class="review-more-placeholder">… More</span><span class="review-full-text"> loan was less than expected and we still got a rate that worked for us.<br>
1171				Temara and Marisol were great to work with.  They responded to our requests quickly, and they kept us informed at every step of the way.  Incredible customer service, that we really do appreciate!  Thank you City Creek Mortgage, we will definitely be referring all our family and friends to you!<br>
1172				Marc and Stacy W.</span></div>
1173			<span class="review-meta">
1174				<span class="rating">★★★★★</span>
1175				<span class="relative-time-description">6 months ago</span>
1176			</span>
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1189                    <div class="author-description"><br>
1190                        Loan Originator for over 25 years. Top 3 Mortgage Broker in USA 2022. Started City Creek Mortgage in 1998. NMLS ID 79053                    </div>
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1280							<li>Phone: 801-501-7950</li>
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