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296 297 298 299 300 <!-- If navigationType is ribbon--> 301 302 303 304 305 <!-- If navigationType is ribbonExtended--> 306 307 308 <!-- If navigationType is audience--> 309 310 311 <!-- If Page toggle is enabled--> 312 313 314 <!-- If containerType is pnsmarquee--> 315 316 <div class="marquee-container"> 317 318 319<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/list/lists.css" media="print" onload="this.media='all'"/> 320 321 322 323<link rel="stylesheet" href="/etc.clientlibs/cms-rest/components/core/marquee-container/v1/marquee-container/marqueeessiclientlibs.min.css" type="text/css"> 324 325 326 327 328 329 330 <visa-marquee-container content="{"id":"","type":"marquee","verticalStack":"carousel","disableTransition":"false","items":[{"id":"93ea1615c2","alignment":"left","footnoteText":"","videoEnabled":"no","image":{"desktopImageAltText":"","mobileImageAltText":"","desktopImagePath":"/content/dam/VCOM/regional/ap/australia/global-elements/marquees/visa-smb-marquee-1920x720.jpg","mobileImagePath":"/content/dam/VCOM/regional/ap/australia/global-elements/marquees/visa-smb-marquee-800x450.jpg"},"video":{"videoType":"youtube","videoId":"","openInModal":"true","videoTitle":"","buttonStyle":"black"},"teaser":{"headline":"Small Business Hub","subHeadline":"","eyebrowText":"","ctaLink":{"linkAriaLabel":"open in new window"},"ctaLink1":{"linkAriaLabel":"open in new window"},"transparent":"no","themeVariant":"white","headingStyle":"h1"}}],"bottomMargin":"","accessibility":{"externalLinkAriaLabel":"Open in new window","playButtonAriaLabel":"Play Video"}}" class="visa-marquee-container-cls hydrated"> 331 332 333 334 335 <div placeholder="true" class="vs-marquee vs-mb-0 vs-position-absolute"> 336 <div class="vs-marquee-wrapper"> 337 <ul class="vs-marquee-content vs-col-12 vs-px-0"> 338 <li> 339 <div class="vs-marquee-item vs-marquee-flex"> 340 341 342 343 344 <div class="vs-marquee-content-flex vs-marquee-content-wrapper vs-content-wrapper-padding vs-secondary" style="z-index: 2;"> 345 346 347 <h1 class="vs-h2 ">Small Business Hub</h1> 348 349 350 351 352 353 354 355 356 357 358 </div> 359 <div class="vs-marquee-media-flex"> 360 <div class="vs-marquee-media-wrapper"> 361 <div class="vs-img-wrapper vs-position-relative"> 362 <div> 363 <img class="vs-d-none vs-d-lg-block vs-img-fluid vs-col-12 vs-px-0" src="/content/dam/VCOM/regional/ap/australia/global-elements/marquees/visa-smb-marquee-1920x720.jpg"/> 364 <img class="vs-d-lg-none vs-img-fluid vs-col-12 vs-px-0" src="/content/dam/VCOM/regional/ap/australia/global-elements/marquees/visa-smb-marquee-800x450.jpg"/> 365 </div> 366 367 368 </div> 369 </div> 370 </div> 371 </div> 372 </li> 373 </ul> 374 </div> 375 </div> 376 377 378 379 380 381 382 </visa-marquee-container> 383 384 <input type="hidden" value="//cdn.visa.com" name="cdnDomain"/> 385 <link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/marquee/marquee.css" media="print" onload="this.media='all'"/> 386 387 388 389 390 391<!-- Original quote component code --> 392 393 394 395 396 397 398 399 400</div> 401 402 403 <!-- If containerType is marquee--> 404 405 406 <!-- If containerType is submarquee--> 407 408 409 <!-- If containerType is featureComponent--> 410 411 412 <!-- containerType with other conditions--> 413 414 415 416 <div class="vs-page-section vs-pt-0 "> 417 418 419 420 <!-- If hidePageTitle not equal to true --> 421 422 <div> 423 424 425 426 427 428 <div data-gtm-card-title="pageTitleDescription" data-gtm-component-title="<p>&nbsp;</p> 429<p>Visa Small Business Advantage Program</p> 430"></div> 431 432 433 434 435 <div class="vs-mb-3 vs-container "> 436 437 438 <div class="vs-col-xl-10 vs-mx-auto vs-align-center richtext"> 439 <!-- Title with Eyebrow Text --> 440 441 <h1 class="vs-h1"> 442 <!-- Eyebrow Text inside H1 --> 443 444 <p>Â </p> 445<p>Visa Small Business Advantage Program</p> 446 447 </h1> 448 449 <!-- Sub Title --> 450 451 <div class="vs-text vs-body-large"><strong><em>Helping small businesses to grow</em></strong></div> 452 453 454 455 <!-- CTA --> 456 457 </div> 458 </div> 459 460 461</div> 462 <div><div class="cardStack section"> 463 464 465<link rel="stylesheet" href="/etc.clientlibs/rvcom/rvcom-clientlibs/rvcom/containerStack.min.css" type="text/css">
466<script src="/etc.clientlibs/rvcom/rvcom-clientlibs/rvcom/containerStack.min.js"></script>
466 467 468 469 470 471 472 473 474 475<div data-gtm-card-title="cardStack"> 476 <div class="vs-container-fluid container-stack-component vs-mb-1 "> 477 <div class="vs-container vs-py-1"> 478 479 <div class="vs-row container-stack vs-justify-content-center "> 480 481 482 <div class="vs-col-12 vs-mb-2 vs-mb-md-0 item"> 483 484 485 <div class="richtext section"> 486<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/rte/rte.css" media="print" onload="this.media='all'"/> 487<div class="vs-mb-3 vs-text cmp-txt "> 488 489 <p style="text-align: center;">Small businesses are the engine room of Australiaâs economy, and Visa is committed to helping them thrive.</p> 490<p style="text-align: center;">Visa's Small Business Advantage Program helps small businesses trade smarter, grow faster and compete on a global stage. From payment choices that save money and grow revenue to agentic commerce, data-driven insights, and tools to help safeguard against fraud and scams, the program is designed to remove friction and unlock opportunity which could help collectively save small businesses $500 million over 5 years. With a five-year commitment to strengthen security and support innovation to boost productivity through grants and practical support, Visa is championing the businesses that keep Australia moving.</p> 491 492</div> 493 494 495 496</div> 497 498 499 500 </div> 501 502 503 504 505 506 507 508 509 510 511 512 513 514 515 516 517 518 519 520 521 522 523 </div> 524 525 </div> 526 </div> 527</div> 528 529</div> 530 531</div> 532 533 534 <!-- If anchor value equals to true--> 535 536 <div> 537</div> 538 <div class="navanchor navAnchor"> 539 540 541
542<script src="/etc.clientlibs/rvcom/rvcom-clientlibs/rvcom/ribbonNavigation.min.js"></script>
542 543 544 545 546 547 <div class="vs-anchor-base"> 548 <nav class="vs-ribbon-nav vs-anchor" aria-label="Contextual Menu"> 549 <ul class="vs-ribbon-nav-list"> 550 <li class="vs-ribbon-nav-item"> 551 <a href="#1" onclick="virtualPageView('')" class="vs-link-cta">Vibe Grants</a> 552 </li> 553 554 <li class="vs-ribbon-nav-item"> 555 <a href="#2" onclick="virtualPageView('')" class="vs-link-cta">Acquirer Small Business Program</a> 556 </li> 557 558 <li class="vs-ribbon-nav-item"> 559 <a href="#3" onclick="virtualPageView('')" class="vs-link-cta">AI</a> 560 </li> 561 562 <li class="vs-ribbon-nav-item"> 563 <a href="#4" onclick="virtualPageView('')" class="vs-link-cta">Insights</a> 564 </li> 565 566 <li class="vs-ribbon-nav-item"> 567 <a href="#5" onclick="virtualPageView('')" class="vs-link-cta">Toolkit</a> 568 </li> 569 </ul> 570 <button aria-hidden="true" class="vs-ribbon-btn vs-nav-arrow-left" tabindex="-1" hidden> 571 </button> 572 <button aria-hidden="true" class="vs-ribbon-btn vs-nav-arrow-right" tabindex="-1" hidden> 573 </button> 574 </nav> 575 </div> 576 577 578 579 580</div> 581 582 583 584 <div><div class="ghost section"> 585 586</div> 587<div class="ghost section"> 588 589</div> 590<div class="h2-title section"> 591 592 593 594 <div data-gtm-card-title="navAnchorTitle" data-gtm-component-title="Visa Vibe Grants Program" id="1"> 595 596<div class="vs-container vs-content-section vs-temp vs-pt-3 vs-mb-3"> 597 598 599 <div class="vs-align-center"> 600 <div class="vs-row vs-justify-content-center"> 601 <div class="vs-col-12 vs-col-xl-10"> 602 <div class="h2-headline"> 603 604 <h2 class="vs-h2 vs-pt-1 vs-pb-1 vs-mb-2">Visa Vibe Grants Program</h2> 605 606 </div> 607 <div class="h2-body"> 608 609 610 </div> 611 </div> 612 </div> 613 </div> 614 615</div> 616</div> 617</div> 618<div class="cardStack section"> 619 620 621 622 623 624 625 626 627 628 629<div data-gtm-card-title="cardStack"> 630 <div class="vs-container-fluid container-stack-component vs-mb-1 "> 631 <div class="vs-container vs-py-1"> 632 633 <div class="vs-row container-stack vs-justify-content-center "> 634 635 636 637 638 639 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 640 641 642 <div class="image parbase section"> 643 644<link rel="stylesheet" href="/etc.clientlibs/rvcom/components/content/image/clientlibs.min.css" type="text/css">
645<script src="/etc.clientlibs/rvcom/components/content/image/clientlibs.min.js"></script>
645 646 647 648 649 650 651 652 653 654 655 <div id="image-1566003125" class="gifcolor-black"> 656 657 658 <img src="/dam/VCOM/regional/ap/australia/global-elements/small-business-hub/images/au-smb-vibegrants-800x450.jpg" alt="" class="cq-dd-image img-responsive vs-rounded-corner" data-emptytext="Image"/> 659 660 661 662 663 </div> 664 665 666 667</div> 668 669 670 671 </div> 672 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 673 674 675 <div class="richtext section"> 676<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/rte/rte.css" media="print" onload="this.media='all'"/> 677<div class="vs-mb-3 vs-text cmp-txt "> 678 679 <p><strong>Applications are now open</strong> for the Visa Vibe Grants Program. Weâre awarding <strong>eight (8) grants of $25,000 each (excluding GST) </strong>â one grant in every Australian state and territory â to support projects that reimagine whatâs possible after dark.</p> 680<p><strong>Applications close 11:59pm AEDT, Tuesday 24 March 2026</strong>.</p> 681<p>The Visa Vibe Grants Program supports innovative, inclusive, and community-focused night-time economy projects across Australia.</p> 682<p>Informed by insights from the <a data-linktype="external" data-link-external-ref="https://www.visa.com.au/run-your-business/nighttime-economy.html" data-is-no-follow="false" data-in-same-tab="false" data-in-new-tab="true" data-is-modal="false" data-conversiontype="Not a Conversion" data-is-anchor-tag="false" data-aria-label="Open in new window, External Link" aria-label="Visa Vibe Economy Report (Open in new window, External Link)" href="https://www.visa.com.au/run-your-business/nighttime-economy.html" class="vs-link-cta reskin vs-link-new-window vs-link-inline" target="_blank">Visa Vibe Economy Report</a>, the program could help grow night-time activity that meets changing consumer behaviours â including Gen Zâs demand for affordable, creative, and community-driven experiences after dark â while strengthening local economies, precincts, and community connection.</p> 683<p><strong>Weâre looking for projects that:</strong></p> 684<ul> 685<li>Improve safety, affordability, and accessibility after dark</li> 686<li>Champion Gen Z and emerging demographics</li> 687<li>Foster innovation and vibrancy in the night-time economy</li> 688<li>Create measurable impact and legacy beyond the grant period</li> 689<li>Strengthen partnerships and place-based outcomes</li> 690</ul> 691<p> </p> 692<p>For eligibility criteria and application details, visit <a data-linktype="external" data-link-external-ref="https://mainstreetaustralia.org.au/visavibegrantsprogram/" data-is-no-follow="false" data-in-same-tab="false" data-in-new-tab="true" data-is-modal="false" data-conversiontype="Not a Conversion" data-is-anchor-tag="false" data-aria-label="Open in new window, External Link" aria-label="mainstreetaustralia.org.au/visavibegrantsprogram/ (Open in new window, External Link)" href="https://mainstreetaustralia.org.au/visavibegrantsprogram/" class="vs-link-cta reskin vs-link-new-window vs-link-inline" target="_blank">mainstreetaustralia.org.au/visavibegrantsprogram/</a></p> 693 694</div> 695 696 697 698</div> 699 700 701 702 </div> 703 704 705 706 707 708 709 710 711 712 713 714 715 716 717 718 719 720 721 722 723 724 </div> 725 726 </div> 727 </div> 728</div> 729 730</div> 731<div class="horizontalDivider section"><div data-gtm-card-title="horizontalDivider"> 732 <div class="vs-container"> 733 <hr class="vs-line-break"/> 734 </div> 735</div></div> 736<div class="h2-title section"> 737 738 739 740 <div data-gtm-card-title="navAnchorTitle" data-gtm-component-title="Acquirer Small Business Program" id="2"> 741 742<div class="vs-container vs-content-section vs-temp vs-pt-3 vs-mb-3"> 743 744 745 <div class="vs-align-center"> 746 <div class="vs-row vs-justify-content-center"> 747 <div class="vs-col-12 vs-col-xl-10"> 748 <div class="h2-headline"> 749 750 <h2 class="vs-h2 vs-pt-1 vs-pb-1 vs-mb-2">Acquirer Small Business Program</h2> 751 752 </div> 753 <div class="h2-body"> 754 755 756 </div> 757 </div> 758 </div> 759 </div> 760 761</div> 762</div> 763</div> 764<div class="ghost section"> 765 766</div> 767<div class="ghost section"> 768 769</div> 770<div class="cardStack section"> 771 772 773 774 775 776 777 778 779 780 781<div data-gtm-card-title="cardStack"> 782 <div class="vs-container-fluid container-stack-component vs-mb-1 "> 783 <div class="vs-container vs-py-1"> 784 785 <div class="vs-row container-stack vs-justify-content-center "> 786 787 788 789 790 791 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 792 793 794 <div class="image parbase section"> 795 796 797 798 799 800 801 802 803 804 805 <div id="image-1529891005" class="gifcolor-black"> 806 807 808 809 <img src="/dam/VCOM/regional/ap/images/smb-hub/smb-hub-resource-tools.jpg" alt="A man looking at his tablet, searching for information about small business tools offered by Visa" class="cq-dd-image img-responsive vs-rounded-corner" data-emptytext="Image"/> 810 811 812 813 </div> 814 815 816 817</div> 818 819 820 821 </div> 822 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 823 824 825 <div class="ghost section"> 826 827</div> 828<div class="richtext section"> 829<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/rte/rte.css" media="print" onload="this.media='all'"/> 830<div class="vs-mb-3 vs-text cmp-txt "> 831 832 <p>Visaâs Acquirer Small Business Program is designed to make payments fairer, simpler and more affordable for Australiaâs 2.5 million small businesses. Delivered as part of the Visa Small Business Advantage Program, which could help Australian SMBs collectively save over $500 million over the next five years, it gives access to some of the lowest payment acceptance costs in the country â helping businesses save money, strengthen margins and reinvest in growth.</p> 833<p>The program brings small businesses onto some of our most competitive pricing. That means meaningful impact: the potential for significant savings on everyday transactions, tens of thousands of dollars saved annually depending on volume, and more than $150 million in cost reductions each year nationally¹. </p> 834<p>Beyond affordability, the Acquirer Small Business Program is part of Visaâs broader five-year commitment to uplift small business productivity and digital capability. Together with enhanced fraud prevention tools, scam protection technologies, Visa Intelligent Commerce and support through the Visa Vibe Grants Program, Visa is helping small businesses trade smarter, safer and more efficiently.</p> 835<p><a data-linktype="internal" data-is-no-follow="false" data-in-same-tab="true" data-is-modal="false" data-is-anchor-tag="false" href="https://www.visa.com.au/run-your-business/accept-visa-payments/acquiring-banks.html" class="vs-link-cta reskin vs-link-same-window vs-link-inline" target="_self" data-link-content-ref="https://www.visa.com.au/run-your-business/accept-visa-payments/acquiring-banks.html">Speak to your merchant services provider</a>.</p> 836<p>___________________________________________</p> 837<p><span class="vs-text vs-legal"><em><sup>1 </sup>Based on Visa estimates</em></span></p> 838 839</div> 840 841 842 843</div> 844 845 846 847 </div> 848 849 850 851 852 853 854 855 856 857 858 859 860 861 862 863 864 865 866 867 868 869 </div> 870 871 </div> 872 </div> 873</div> 874 875</div> 876<div class="horizontalDivider section"><div data-gtm-card-title="horizontalDivider"> 877 <div class="vs-container"> 878 <hr class="vs-line-break"/> 879 </div> 880</div></div> 881<div class="h2-title section"> 882 883 884 885 <div data-gtm-card-title="navAnchorTitle" data-gtm-component-title="AI &amp; Agentic Commerce" id="3"> 886 887<div class="vs-container vs-content-section vs-temp vs-pt-3 vs-mb-3"> 888 889 890 <div class="vs-align-center"> 891 <div class="vs-row vs-justify-content-center"> 892 <div class="vs-col-12 vs-col-xl-10"> 893 <div class="h2-headline"> 894 895 <h2 class="vs-h2 vs-pt-1 vs-pb-1 vs-mb-2">AI & Agentic Commerce</h2> 896 897 </div> 898 <div class="h2-body"> 899 900 901 </div> 902 </div> 903 </div> 904 </div> 905 906</div> 907</div> 908</div> 909<div class="cardStack section"> 910 911 912 913 914 915 916 917 918 919 920<div data-gtm-card-title="cardStack"> 921 <div class="vs-container-fluid container-stack-component vs-mb-1 "> 922 <div class="vs-container vs-py-1"> 923 924 <div class="vs-row container-stack vs-justify-content-center "> 925 926 927 928 929 930 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 931 932 933 <div class="image parbase section"> 934 935 936 937 938 939 940 941 942 943 944 <div id="image-812325885" class="gifcolor-black"> 945 946 947 <img src="/dam/VCOM/regional/ap/australia/global-elements/images/man-in-airport-1600x900.jpg" alt="" class="cq-dd-image img-responsive vs-rounded-corner" data-emptytext="Image"/> 948 949 950 951 952 </div> 953 954 955 956</div> 957 958 959 960 </div> 961 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 962 963 964 <div class="richtext section"> 965<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/rte/rte.css" media="print" onload="this.media='all'"/> 966<div class="vs-mb-3 vs-text cmp-txt "> 967 968 <p><strong>AI commerce is set to transform how people shop and buy from small businesses.</strong></p> 969<p>Imagine a future where daily errands and purchasing tasks are seamlessly handled by intelligent assistants. </p> 970<p>AI is already changing how customers shop online and discover products. Instead of browsing multiple sites, customers can now rely on AI agents to search, compare and even initiate purchases on their behalf. </p> 971<p><strong>Turn shoppers into loyal customers</strong></p> 972<p>Visa Intelligent Commerce helps businesses deliver seamless, personalised
972shopping experiences that can boost loyalty and conversions. With end-to-end solutions, from secure payments to post-purchase support, businesses can turn every interaction into a growth opportunity. Providing access to a global marketplace, with more than 4.9 billion cards across over 220 countries and territories, and the ability to quickly and securely accept payments in different currencies, Visa creates a level playing field for small businesses where they are able to compete alongside larger sellers. </p> 973<p>Customer experience and business benefits</p> 974<ul> 975<li>Shoppers receive personalised product recommendations powered by unique spend signals from Visa</li> 976<li>Intelligent agents automatically apply promotions, loyalty points and the most secure payment method at checkout</li> 977<li>Tokenised payments and authentication APIs protect transactions while reducing friction</li> 978<li>Sellers can see higher conversion rates, fewer cart abandonments and stronger repeat engagement</li> 979<li>Help provide access to post-purchase protections, such as dispute resolution, safeguard both buyer and seller trust</li> 980</ul> 981<p> </p> 982<p><a data-linktype="external" data-link-content-ref="https://youtu.be/sVTDynSfAqE" data-link-external-ref="https://youtu.be/sVTDynSfAqE" data-is-no-follow="false" data-in-same-tab="false" data-in-new-tab="true" data-is-modal="false" data-conversiontype="Not a Conversion" data-is-anchor-tag="false" data-aria-label="Open in new window, External Link" aria-label="See Visa-powered AI commerce. (Open in new window, External Link)" href="https://youtu.be/sVTDynSfAqE" class="vs-link-cta reskin vs-link-new-window vs-link-inline" target="_blank">See Visa-powered AI commerce.</a></p> 983 984</div> 985 986 987 988</div> 989<div class="ghost section"> 990 991</div> 992 993 994 995 </div> 996 997 998 999 1000 1001 1002 1003 1004 1005 1006 1007 1008 1009 1010 1011 1012 1013 1014 1015 1016 1017 </div> 1018 1019 </div> 1020 </div> 1021</div> 1022 1023</div> 1024<div class="cardStack section"> 1025 1026 1027 1028 1029 1030 1031 1032 1033 1034 1035<div data-gtm-card-title="cardStack"> 1036 <div class="vs-container-fluid container-stack-component vs-mb-1 "> 1037 <div class="vs-container vs-py-1"> 1038 1039 <div class="vs-row container-stack vs-justify-content-center "> 1040 1041 1042 1043 1044 1045 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 1046 1047 1048 1049 1050 1051 </div> 1052 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 1053 1054 1055 1056 1057 1058 </div> 1059 1060 1061 1062 1063 1064 1065 1066 1067 1068 1069 1070 1071 1072 1073 1074 1075 1076 1077 1078 1079 1080 </div> 1081 1082 </div> 1083 </div> 1084</div> 1085 1086</div> 1087<div class="horizontalDivider section"><div data-gtm-card-title="horizontalDivider"> 1088 <div class="vs-container"> 1089 <hr class="vs-line-break"/> 1090 </div> 1091</div></div> 1092<div class="ghost section"> 1093 1094</div> 1095<div class="ghost section"> 1096 1097</div> 1098<div class="ghost section"> 1099 1100</div> 1101<div class="ghost section"> 1102 1103</div> 1104<div class="ghost section"> 1105 1106</div> 1107<div class="ghost section"> 1108 1109</div> 1110<div class="h2-title section"> 1111 1112 1113 1114 <div data-gtm-card-title="navAnchorTitle" data-gtm-component-title="Insights" id="4"> 1115 1116<div class="vs-container vs-content-section vs-temp vs-pt-3 vs-mb-3"> 1117 1118 1119 <div class="vs-align-center"> 1120 <div class="vs-row vs-justify-content-center"> 1121 <div class="vs-col-12 vs-col-xl-10"> 1122 <div class="h2-headline"> 1123 1124 <h2 class="vs-h2 vs-pt-1 vs-pb-1 vs-mb-2">Insights</h2> 1125 1126 </div> 1127 <div class="h2-body"> 1128 1129 <div class="vs-text richtext vs-mb-1 vs-pb-2"> 1130 1131 <p class="vs-mb-0 vs-text">Visa empowers small businesses with dataâdriven insights to help drive smarter decisions and growth.</p> 1132 1133 1134 </div> 1135 1136 1137 </div> 1138 </div> 1139 </div> 1140 </div> 1141 1142</div> 1143</div> 1144</div> 1145<div class="cardStack section"> 1146 1147 1148 1149 1150 1151 1152 1153 1154 1155 1156<div data-gtm-card-title="cardStack"> 1157 <div class="vs-container-fluid container-stack-component vs-mb-1 "> 1158 <div class="vs-container vs-py-1"> 1159 1160 <div class="vs-row container-stack vs-justify-content-center "> 1161 1162 1163 1164 1165 1166 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 1167 1168 1169 <div class="image parbase section"> 1170 1171 1172 1173 1174 1175 1176 1177 1178 1179 1180 <div id="image-378100689" class="gifcolor-"> 1181 1182 1183 1184 <img src="/dam/VCOM/regional/ap/australia/global-elements/small-business-hub/images/smb-hub-insights-digital-payments-800x450.jpg" alt="The Under-Recognised Small Business Benefits of Digital Payments" class="cq-dd-image img-responsive vs-rounded-corner" data-emptytext="Image"/> 1185 1186 1187 1188 </div> 1189 1190 1191 1192</div> 1193 1194 1195 1196 </div> 1197 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 1198 1199 1200 <div class="richtext section"> 1201<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/rte/rte.css" media="print" onload="this.media='all'"/> 1202<div class="vs-mb-3 vs-text cmp-txt "> 1203 1204 <h3 class="vs-h3 vs-pt-1">The Under-Recognised Small Business Benefits of Digital Payments</h3> 1205<p>Card and digital payments are now part of everyday business in Australia, with most customers choosing to pay seamlessly and securely with a tap or a click. When a cafe or retailer accepts digital payments, consumers are likely to buy more and transact more easily, which in turn boosts revenues and productivity. As this way of paying is so deeply embedded in Australia today, these benefits can often go under-recognised. A new Visa commissioned study by Ernst and Young in February 2026 highlights how digital payments can drive growth and real-world impact for small businesses.</p> 1206 1207</div> 1208 1209 1210 1211</div> 1212<div class="buttonComp section"> 1213 1214 1215 1216 1217 1218 1219 1220 1221 1222 1223 1224 1225 1226 1227 1228 1229 1230 1231 1232 1233 1234 1235 1236 1237 1238 1239 1240 1241 <div data-gtm-card-title="buttonComp" data-gtm-component-title="Read the report"> 1242 1243 1244 <div class="vs-align-left v2"> 1245 1246 <a href="/content/dam/VCOM/regional/ap/australia/newsroom/documents/visa-australia-impact-of-card-payments-on-businesses-and-households.pdf" target="_blank" class="vs-btn vs-btn-new-window vs-btn-primary" aria-label="Read the report (Open in new window)">Read the report</a> 1247 1248 1249 1250 </div> 1251 1252 1253 </div> 1254</div> 1255<div class="richtext section"> 1256<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/rte/rte.css" media="print" onload="this.media='all'"/> 1257<div class="vs-mb-3 vs-text cmp-txt "> 1258 1259 <span class="vs-text vs-legal">Disclaimer: This material is provided âAS ISâ and intended for informational purposes only. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this document, nor assumes any liability or responsibility that may result from reliance on such information. Nothing contained herein
1259is intended as investment or legal advice.</span> 1260</div> 1261 1262 1263 1264</div> 1265 1266 1267 1268 </div> 1269 1270 1271 1272 1273 1274 1275 1276 1277 1278 1279 1280 1281 1282 1283 1284 1285 1286 1287 1288 1289 1290 </div> 1291 1292 </div> 1293 </div> 1294</div> 1295 1296</div> 1297<div class="cardStack section"> 1298 1299 1300 1301 1302 1303 1304 1305 1306 1307 1308<div data-gtm-card-title="cardStack"> 1309 <div class="vs-container-fluid container-stack-component vs-mb-1 "> 1310 <div class="vs-container vs-py-1"> 1311 1312 <div class="vs-row container-stack vs-justify-content-center "> 1313 1314 1315 1316 1317 1318 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 1319 1320 1321 <div class="image parbase section"> 1322 1323 1324 1325 1326 1327 1328 1329 1330 1331 1332 <div id="image-229658203" class="gifcolor-black"> 1333 1334 1335 1336 <img src="/dam/VCOM/regional/ap/images/smb-hub/smb-hub-payment-trends-800x450.jpg" alt="A woman paying using her smartphone, symbolising the resources and tools for small businesses offered by Visa" class="cq-dd-image img-responsive vs-rounded-corner" data-emptytext="Image"/> 1337 1338 1339 1340 </div> 1341 1342 1343 1344</div> 1345 1346 1347 1348 </div> 1349 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 1350 1351 1352 <div class="richtext section"> 1353<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/rte/rte.css" media="print" onload="this.media='all'"/> 1354<div class="vs-mb-3 vs-text cmp-txt "> 1355 1356 <h3 class="vs-h3 vs-pt-1">Entrepreneurship & Productivity: Practical Levers for Australiaâs Small Business Hubs 1357</h3> 1358<p>Australiaâs small businesses are the backbone of local economies, driving jobs and growth in every corner of the country. In recent years, outer metro suburbs have emerged as hotspots for new business formation, with strong year-on-year growth in both numbers and turnover. Yet, many of these businesses arenât scaling as quickly as their inner-city counterparts. Visaâs Business & Economic Insights research shows that targeted investments in infrastructure and skills could transform these regions into the countryâs next big engines for productivity.</p> 1359 1360</div> 1361 1362 1363 1364</div> 1365<div class="buttonComp section"> 1366 1367 1368 1369 1370 1371 1372 1373 1374 1375 1376 1377 1378 1379 1380 1381 1382 1383 1384 1385 1386 1387 1388 1389 1390 1391 1392 1393 1394 <div data-gtm-card-title="buttonComp" data-gtm-component-title="Read the report"> 1395 1396 1397 <div class="vs-align-left v2"> 1398 1399 <a href="/content/dam/VCOM/regional/ap/australia/newsroom/documents/entrepreneurship-and-productivity-in-australias-small-businesses.pdf" target="_blank" class="vs-btn vs-btn-new-window vs-btn-primary" aria-label="Read the report (Open in new window)">Read the report</a> 1400 1401 1402 1403 </div> 1404 1405 1406 </div> 1407</div> 1408 1409 1410 1411 </div> 1412 1413 1414 1415 1416 1417 1418 1419 1420 1421 1422 1423 1424 1425 1426 1427 1428 1429 1430 1431 1432 1433 </div> 1434 1435 </div> 1436 </div> 1437</div> 1438 1439</div> 1440<div class="cardStack section"> 1441 1442 1443 1444 1445 1446 1447 1448 1449 1450 1451<div data-gtm-card-title="cardStack"> 1452 <div class="vs-container-fluid container-stack-component vs-mb-1 "> 1453 <div class="vs-container vs-py-1"> 1454 1455 <div class="vs-row container-stack vs-justify-content-center "> 1456 1457 1458 <div class="vs-col-12 vs-mb-2 vs-mb-md-0 item"> 1459 1460 1461 <div class="richtext section"> 1462<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/rte/rte.css" media="print" onload="this.media='all'"/> 1463<div class="vs-mb-3 vs-text cmp-txt "> 1464 1465 <h3 class="vs-h3 vs-pt-1"><strong>Vibe the Night</strong> 1466</h3> 1467<p>From city centres to regional hubs, Australiaâs night-time economy is evolving, with new data from Visa showing itâs more dynamic, more diverse and increasingly driven by Gen Z. The Visa Australia Night-Time Economy Index 2025 reveals where the strongest vibes are, while insights from the Visa Vibe Economy Report, developed in partnership with McCrindle, uncover how Australians are shaping the future of life after dark. Together, these findings reveal that night-time activities bring energy, productivity and opportunity to our cities and regions - making now the perfect time to rediscover your nights.</p> 1468<p>To help bring these experiences to life, Visa will launch the Visa Vibe Grants program in 2026, supporting local businesses to grow, adapt, and deliver vibrant after-dark offerings that keep cities and communities thriving.</p> 1469 1470</div> 1471 1472 1473 1474</div> 1475<div class="buttonComp section"> 1476 1477 1478 1479 1480 1481 1482 1483 1484 1485 1486 1487 1488 1489 1490 1491 1492 1493 1494 1495 1496 1497 1498 1499 1500 1501 1502 1503 1504 <div data-gtm-card-title="buttonComp" data-gtm-component-title="Read the report"> 1505 1506 1507 <div class="vs-align-left v2"> 1508 1509 <a href="/run-your-business/nighttime-economy.html" target="_blank" class="vs-btn vs-btn-new-window vs-btn-primary" aria-label="Read the report (Open in new window)">Read the report</a> 1510 1511 1512 1513 </div> 1514 1515 1516 </div> 1517</div> 1518<div class="richtext section"> 1519<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/rte/rte.css" media="print" onload="this.media='all'"/> 1520<div class="vs-mb-3 vs-text cmp-txt "> 1521 1522 <p><strong> </strong></p> 1523<p><strong>More Visa Spend Insights</strong></p> 1524<ul> 1525<li><a data-linktype="internal" data-link-content-ref="/content/VISA/ap/britishenglishlanguagemaster/en_AU/home/about-visa/newsroom/press-releases/global-inspiration-local-confidence-the-new-habits-shaping-australias-holiday-shoppers.html" data-is-no-follow="false" data-in-same-tab="false" data-is-modal="false" data-is-anchor-tag="false" href="/about-visa/newsroom/press-releases/global-inspiration-local-confidence-the-new-habits-shaping-australias-holiday-shoppers.html" class="vs-link-cta reskin vs-link-inline" target="_self">Global inspiration, local confidence: The new habits shaping Australiaâs holiday shoppers</a><br> 1526</li> 1527<li><a data-linktype="internal" data-link-content-ref="/content/VISA/ap/britishenglishlanguagemaster/en_AU/home/services/visa-consulting-analytics/spending-momentum-index.html" data-is-no-follow="false" data-in-same-tab="false" data-is-modal="false" data-is-anchor-tag="false" href="/services/visa-consulting-analytics/spending-momentum-index.html" class="vs-link-cta reskin vs-link-inline" target="_self">Visa Spend Momentum Index</a></li> 1528</ul> 1529 1530</div> 1531 1532 1533 1534</div> 1535 1536 1537 1538 </div> 1539 1540 1541 1542 1543 1544 1545 1546 1547 1548 1549 1550 1551 1552 1553 1554 1555 1556 1557 1558 1559 1560 1561 </div> 1562 1563 </div> 1564 </div> 1565</div> 1566 1567</div> 1568<div class="horizontalDivider section"><div data-gtm-card-title="horizontalDivider"> 1569 <div class="vs-container"> 1570 <hr class="vs-line-break"/> 1571 </div> 1572</div></div> 1573<div class="h2-title section"> 1574 1575 1576 1577 <div data-gtm-card-title="navAnchorTitle" data-gtm-component-title="Toolkit" id="5"> 1578 1579<div class="vs-container vs-content-section vs-temp vs-pt-3 vs-mb-3"> 1580 1581 1582 <div class="vs-align-center"> 1583 <div class="vs-row vs-justify-content-center"> 1584 <div class="vs-col-12 vs-col-xl-10"> 1585 <div class="h2-headline"> 1586 1587 <h2 class="vs-h2 vs-pt-1 vs-pb-1 vs-mb-2">Toolkit</h2> 1588 1589 </div> 1590 <div class="h2-body"> 1591 1592 1593 </div> 1594 </div> 1595 </div> 1596 </div> 1597 1598</div> 1599</div> 1600</div> 1601<div class="cardStack section"> 1602 1603 1604 1605 1606 1607 1608 1609 1610 1611 1612<div data-gtm-card-title="cardStack"> 1613 <div class="vs-container-fluid container-stack-component vs-mb-1 "> 1614 <div class="vs-container vs-py-1"> 1615 1616 <div class="vs-row container-stack vs-justify-content-center "> 1617 1618 1619 1620 1621 1622 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 1623 1624 1625 <div class="image parbase section"> 1626 1627 1628 1629 1630 1631 1632 1633 1634 1635 1636 <div id="image-1937883543" class="gifcolor-black"> 1637 1638 1639 <img src="/dam/VCOM/regional/ap/australia/global-elements/images/girl-shopping-on-bed-1600x900.jpg" alt="" class="cq-dd-image img-responsive vs-rounded-corner" data-emptytext="Image"/> 1640 1641 1642 1643 1644 </div> 1645 1646 1647 1648</div> 1649 1650 1651 1652 </div> 1653 <div class="vs-col-md-6 vs-mb-2 vs-mb-md-0 item"> 1654 1655 1656 <div class="richtext section"> 1657<link rel="stylesheet" type="text/css" href="/etc/ui/headless-ui/styles/core/1.0.0/assets/styles/vcom/rte/rte.css" media="print" onload="this.media='all'"/> 1658<div class="vs-mb-3 vs-text cmp-txt "> 1659 1660 <h4 class="vs-h4 vs-pt-1"><a></a><a data-linktype="internal" data-is-no-follow="false" data-in-same-tab="false" data-is-modal="false" data-is-anchor-tag="false" data-aria-label="Open in same window, Exter
1660nal Link" aria-label="SMB Fraud Toolkit: Stand Up to Fraud (Open in same window, External Link)" href="/run-your-business/small-business-tools/smb-hub/fraud-prevention-toolkit.html" class="vs-link-cta reskin vs-link-inline" target="_self" data-link-content-ref="/content/VISA/ap/britishenglishlanguagemaster/en_AU/home/run-your-business/small-business-tools/smb-hub/fraud-prevention-toolkit.html">SMB Fraud Toolkit: Stand Up to Fraud</a></h4> 1661<p>Whether youâre a seasoned entrepreneur or just starting your journey, this Fraud Prevention Toolkit has been designed to help you safeguard your business against fraud and ensure long-term success. </p> 1662<h4 class="vs-h4 vs-pt-1"><a data-linktype="internal" data-link-content-ref="https://www.practicalbusinessskills.org/en" data-is-no-follow="false" data-in-same-tab="false" data-is-modal="false" data-is-anchor-tag="false" href="https://www.practicalbusinessskills.org/en" class="vs-link-cta reskin vs-link-inline" target="_self">Practical Business Skills</a></h4> 1663<p>Small businesses are the backbone of the global economy. Through the <a data-linktype="internal" data-link-external-ref="https://www.practicalbusinessskills.org/en" data-is-no-follow="false" data-in-same-tab="false" data-is-modal="false" data-is-anchor-tag="false" data-aria-label="Open in new window, External Link" aria-label="Practical Business Skills programme (Open in new window, External Link)" href="https://www.practicalbusinessskills.org/en" class="vs-link-cta reskin vs-link-inline" target="_self" data-link-content-ref="https://www.practicalbusinessskills.org/en">Practical Business Skills programme</a>, weâre equipping entrepreneurs with free resources and tools to help them prosper.</p> 1664<h4 class="vs-h4 vs-pt-1"><a data-linktype="internal" data-link-content-ref="/en_au/visa-commercial-offers/" data-link-external-ref="https://www.visa.com.au/en_au/visa-commercial-offers/" data-is-no-follow="false" data-in-same-tab="false" data-is-modal="false" data-is-anchor-tag="false" href="https://www.visa.com.au/en_au/visa-commercial-offers/" class="vs-link-cta reskin vs-link-inline" target="_self">Commercial Offers</a></h4> 1665<p>A comprehensive suite of benefits and offers to enhance your business.</p> 1666<h4 class="vs-h4 vs-pt-1"><a data-linktype="internal" data-link-external-ref="https://merchantsignage.visa.com/" data-is-no-follow="false" data-in-same-tab="false" data-is-modal="false" data-is-anchor-tag="false" data-aria-label="Open in new window, External Link" href="https://merchantsignage.visa.com/" class="vs-link-cta reskin vs-link-inline" target="_self" data-link-content-ref="https://merchantsignage.visa.com/">Merchant Signage</a></h4> 1667<p>Let customers know you accept Visa </p> 1668 1669</div> 1670 1671 1672 1673</div> 1674<div class="ghost section"> 1675 1676</div> 1677 1678 1679 1680 </div> 1681 1682 1683 1684 1685 1686 1687 1688 1689 1690 1691 1692 1693 1694 1695 1696 1697 1698 1699 1700 1701 1702 </div> 1703 1704 </div> 1705 </div> 1706</div> 1707 1708</div> 1709<div class="ContainerInterrupter section"> 1710 <!-- <sly data-sly-use.data="com.visa.rvcom.models.HeaderCommonModel">--> 1711 1712 1713
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