1 2 3 4 5 <!DOCTYPE html> 6 <html id="stcloudlive" class="ArticlePage" lang="en" data-lead="standard" data-style="standard" data-template="template-b"> 7 <head> 8 <meta charset="UTF-8"> 9 10 <meta property="og:title" content="Most of Minnesota's small group, individual health insurers post double-digit rate increases for 2027"> 11 12 <meta property="og:url" content="https://www.stcloudlive.com/health/most-of-minnesotas-small-group-individual-health-insurers-post-double-digit-rate-increases-for-2027"> 13 14 <meta property="og:image" content="https://cdn.forumcomm.com/dims4/default/f1a4d0b/2147483647/strip/true/crop/4256x2832+0+0/resize/1602x1066!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F61%2Fa4%2F9dd9dce944189d095b2c9f66160a%2Fgettyimages-168258400.jpg"> 15 16 17 <meta property="og:image:url" content="https://cdn.forumcomm.com/dims4/default/f1a4d0b/2147483647/strip/true/crop/4256x2832+0+0/resize/1602x1066!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F61%2Fa4%2F9dd9dce944189d095b2c9f66160a%2Fgettyimages-168258400.jpg"> 18 19 <meta property="og:image:width" content="1602"> 20 <meta property="og:image:height" content="1066"> 21 <meta property="og:image:type" content="image/jpeg"> 22 23 <meta property="og:image:alt" content="Health Insurance Form stock photo"> 24 25 26 27 <meta name="bc:image" content="https://www.stcloudlive.com/img/3jjST-e2n45xZXhks8NnWOrCf3Vvmec4I-nS5OBX7XQ/aHR0cHM6Ly9jZG4uZm9ydW1jb21tLmNvbS9kaW1zNC9kZWZhdWx0L2VhMzg2ODcvMjE0NzQ4MzY0Ny9zdHJpcC9mYWxzZS9jcm9wLzQyNTZ4MjgzMiswKzAvcmVzaXplLzE2MDB4MTA2NSEvZm9ybWF0L2pwZy9xdWFsaXR5LzkwLz91cmw9aHR0cHMlM0ElMkYlMkZmb3J1bS1jb21tdW5pY2F0aW9ucy1wcm9kdWN0aW9uLXdlYi5zMy51cy13ZXN0LTIuYW1hem9uYXdzLmNvbSUyRmJyaWdodHNwb3QlMkY2MSUyRmE0JTJGOWRkOWRjZTk0NDE4OWQwOTViMmM5ZjY2MTYwYSUyRmdldHR5aW1hZ2VzLTE2ODI1ODQwMC5qcGc.jpg"> 28 29 30 <meta property="og:description" content="The final rate increases, announced by the Minnesota Department of Commerce on Thursday, will impact around 387,000 small group employees and self-insured Minnesotans."> 31 32 <meta property="og:site_name" content="St. Cloud Live"> 33 34 35 36 <meta property="og:type" content="article"> 37 38 <meta property="article:author" content="https://www.stcloudlive.com/dene-dryden"> 39 40 <meta property="article:published_time" content="2026-10-01T18:10:53.251"> 41 42 <meta property="article:modified_time" content="2026-10-01T20:27:45.835"> 43 44 <meta property="article:section" content="Health"> 45 46 <meta property="article:tag" content="PB SOCIAL MEDIA"> 47 48 <meta property="article:tag" content="HEALTH"> 49 50 <meta property="article:tag" content="INSURANCE"> 51 52 <meta property="article:tag" content="ST. PAUL"> 53 54 55 <meta property="sophi:article_tags" content="PB SOCIAL MEDIA,HEALTH,INSURANCE,ST. PAUL"> 56 57 58 <meta name="twitter:card" content="summary_large_image"/> 59 60 61 <meta name="twitter:creator" content="@denekdryden"/> 62 63 64 65 <meta name="twitter:description" content="The final rate increases, announced by the Minnesota Department of Commerce on Thursday, will impact around 387,000 small group employees and self-insured Minnesotans."/> 66 67 68 <meta name="twitter:image" content="https://cdn.forumcomm.com/dims4/default/f1a4d0b/2147483647/strip/true/crop/4256x2832+0+0/resize/1602x1066!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F61%2Fa4%2F9dd9dce944189d095b2c9f66160a%2Fgettyimages-168258400.jpg"/> 69 70 71 72 <meta name="twitter:image:alt" content="Health Insurance Form stock photo"/> 73 74 75 <meta name="twitter:site" content="@StCloudLive"/> 76 77 78 79 <meta name="twitter:title" content="Most of Minnesota's small group, individual health insurers post double-digit rate increases for 2027"/> 80 81 82 <meta property="fb:app_id" content="1236542657263794"> 83 84 85 <meta name="viewport" content="width=device-width, initial-scale=1, minimum-scale=1"> 86 87 88 <meta name="article:source" content="FCC"> 89 90 91 <style>:root { 92 --color-primary: #007DB3; 93 --color-secondary: #19314E; 94 --color-tertiary: #cdeef7; 95 --color-primary-text: #292929; 96 --color-primary-text-inverse: #FFFFFF; 97 --color-secondary-text: #666666; 98 --color-secondary-text-inverse: #FFFFFF; 99 --color-tertiary-text: #666666; 100 --color-tertiary-text-inverse: #FFFFFF; 101 --color-alert-text: #d62828; 102 --color-site-bg: #FFFFFF; 103 --color-secondary-site-bg: #f7f7f7; 104 --color-border: #dcddde; 105 --color-dark-border: #292929; 106 107 --color-header-bg: #ffffff; 108 --color-header-secondary-bg: #ffffff; 109 --color-header-text: #292929; 110 --color-header-border: #dcddde; 111 112 --color-hat-bg: var(--color-site-bg); 113 --color-hat-text: #292929; 114 115 --color-heading-bg: #808080; 116 117 --color-footer-bg: #292929; 118 --color-footer-border: #dcddde; 119 --color-footer-text: #ffffff; 120 121 --color-banner-bg: #d62828; 122 --color-banner-text: #ffffff; 123 124 --color-link-text: #007db3; 125 --color-link-text-hover: #007db3; 126 127 --color-button-bg: #007db3; 128 --color-button-hover-bg: #006A98; 129 --color-button-hover-text: #ffffff; 130 --color-button-border: #006a98; 131 --color-button-text: #ffffff; 132 133 --color-secondary-button-bg: #ffffff; 134 --color-secondary-button-hover-bg: #f7f7f7; 135 --color-secondary-button-hover-text: var(--color-primary-text); 136 --color-secondary-button-border: #DCDDDE; 137 --color-secondary-button-text: var(--color-primary-text); 138 139 --color-tertiary-button-bg: #ffcd03; 140 --color-tertiary-button-border: #ffcd03; 141 --color-tertiary-button-text: var(--color-primary-text); 142 143 --color-yellow-button-bg: #ffe229; 144 --color-yellow-button-hover-bg: #f2d727; 145 --color-yellow-button-text: var(--color-primary-text); 146 --color-yellow-button-hover-text: var(--color-primary-text); 147 --color-yellow-button-border: #e6cb25; 148 149 --color-list-title: #292929; 150 --color-list-border: #DCDDDE; 151 --color-category-text: #007db3; 152
153 --color-gray: #dddddd; 154 --color-dark-gray: #333333; 155 --color-light-divider: #DCDDDE; 156 --color-dark-green: #0E7134; 157 158 --color-offer-page-bg: #04173F; 159 160 --color-offer-card-banner-text: var(--color-primary-text); 161 --color-offer-card-banner-bg: #EAA522; 162 --color-offer-card-title-text: var(--color-primary-text); 163 --color-offer-card-price-slashed-text: var(--color-secondary-text); 164 --color-offer-card-price-text: var(--color-primary-text); 165 --color-offer-card-price-after-discount-text: var(--color-secondary-text); 166 --color-offer-card-button-text: var(--color-button-text); 167 --color-offer-card-button-bg: var(--color-button-bg); 168 --color-offer-card-button-bg-hover: var(--color-button-hover-bg); 169 --color-offer-card-button-border: var(--color-button-border); 170 --color-offer-card-benefit-accordion-subtitle: var(--color-primary); 171 --color-offer-card-benefit-fa-angle: var(--color-primary); 172 --color-offer-card-benefit-checkmark: var(--color-primary); 173} 174</style> 175 <style>:root { 176 --font-serif: "Brygada 1918", "Georgia", "Times New Roman", serif; 177 --font-serif-body: "Georgia", "Times New Roman", serif; 178 --font-sans-serif: "Source Sans Pro", "Helvetica", "Arial", sans-serif; 179} 180 181body { 182 --font-serif: "Brygada 1918"; 183 --font-serif-body: "Georgia"; 184 --font-sans-serif: "Source Sans Pro"; 185 186 --font-body: var(--font-serif-body); 187 188 --font-headline: var(--font-serif); 189 --font-headline-agweek: var(--font-sans-serif); 190 191 --font-list-title: var(--font-sans-serif); 192 193 --font-promo-title: var(--font-serif); --font-promo-title-agweek: var(--font-sans-serif); 194 --font-promo-description: var(--font-sans-serif); 195 196 --font-rte-body: var(--font-serif-body); 197 198 --font-pull-quote: var(--font-serif-body); 199} 200</style> 201 <link data-cssvarsponyfill="true" class="Webpack-css" rel="stylesheet" href="https://cdn.forumcomm.com/resource/0000017b-5a43-de16-ab7f-ffcfc2a20000/styleguide/All.min.6906230c319fbb45a07e1003d03f763b.gz.css"> 202 <link rel="stylesheet" href="https://static.forumcomm.com/css/all.css"><style>/* HIDING THESE SPONSOR AD LABELS */ 203.GoogleDfpAd-Lazy[targeting*='latest-sponsor'] > .GoogleDfpAd-advertisement { 204 display: none; 205} 206.GoogleDfpAd-Lazy[targeting*='forecast'] > .GoogleDfpAd-advertisement { 207 display: none; 208} 209 210/* SECTION SPONSOR AD */ 211.GoogleDfpAd-Lazy[targeting*='section-sponsor'] { 212 box-shadow: 0 1px 0 var(--color-list-border); 213} 214.GoogleDfpAd-Lazy[targeting*='section-sponsor'] div[id^=google_ads_iframe] { 215 margin: 4px 0; 216} 217 218/* MOBILE */ 219.GoogleDfpAd-Lazy[targeting*='banner-1'] { 220 --adHeight: calc(50px + 16px); 221} 222.GoogleDfpAd-Lazy[targeting*='banner-2'] { 223 --adHeight: calc(250px + 16px); 224} 225.GoogleDfpAd-Lazy[targeting*='banner-3'] { 226 --adHeight: calc(250px + 16px); 227} 228.GoogleDfpAd-Lazy[targeting*='banner-4'] { 229 --adHeight: calc(250px + 16px); 230} 231.GoogleDfpAd-Lazy[targeting*='latest-sponsor'] { 232 --adHeight: calc(50px + 21px); 233} 234.GoogleDfpAd-Lazy[targeting*='sidebar-1'] { 235 --adHeight: calc(250px + 21px); 236} 237.GoogleDfpAd-Lazy[targeting*='article-banner-1'] { 238 --adHeight: calc(50px + 16px); 239} 240.GoogleDfpAd-Lazy[targeting*='in-article-1'] { 241 --adHeight: calc(250px + 21px); 242} 243.GoogleDfpAd-Lazy[targeting*='forecast'] { 244 --adHeight: calc(50px + 21px); 245} 246.GoogleDfpAd-Lazy[targeting*='in-list-1'] { 247 --adHeight: calc(250px + 21px); 248} 249.GoogleDfpAd-Lazy[targeting*='weather-sidebar'] { 250 --adHeight: calc(250px + 21px); 251} 252.GoogleDfpAd-Lazy[targeting*='rotating'] { 253 --adHeight: calc(250px + 21px); 254} 255 256 257/* TABLET */ 258@media only screen and (min-width: 768px) { 259 .GoogleDfpAd-Lazy[targeting*='banner-1'] { 260 --adHeight: calc(90px + 16px); 261 } 262 .GoogleDfpAd-Lazy[targeting*='banner-2'] { 263 --adHeight: calc(90px + 16px); 264 } 265 .GoogleDfpAd-Lazy[targeting*='banner-3'] { 266 --adHeight: calc(90px + 16px); 267 } 268 .GoogleDfpAd-Lazy[targeting*='banner-4'] { 269 --adHeight: calc(90px + 16px); 270 } 271 .GoogleDfpAd-Lazy[targeting*='latest-sponsor'] { 272 --adHeight: calc(50px + 21px); 273 } 274 .GoogleDfpAd-Lazy[targeting*='sidebar-1'] { 275 --adHeight: calc(250px + 21px); 276 } 277 .GoogleDfpAd-Lazy[targeting*='article-banner-1'] { 278 --adHeight: calc(90px + 16px); 279 } 280 .GoogleDfpAd-Lazy[targeting*='in-article-1'] { 281 --adHeight: calc(250px + 21px); 282 } 283 .GoogleDfpAd-Lazy[targeting*='forecast'] { 284 --adHeight: calc(50px + 21px); 285 } 286 .GoogleDfpAd-Lazy[targeting*='in-list-1'] { 287 --adHeight: calc(250px + 21px); 288 } 289 .GoogleDfpAd-Lazy[targeting*='weather-sidebar'] { 290 --adHeight: calc(250px + 21px); 291 } 292 .GoogleDfpAd-Lazy[targeting*='rotating'] { 293 --adHeight: calc(250px + 21px); 294 } 295} 296/* DESKTOP */ 297@media only screen and (min-width: 1024px) { 298 .GoogleDfpAd-Lazy[targeting*='banner-1'] { 299 --adHeight: calc(250px + 16px); 300 } 301 .GoogleDfpAd-Lazy[targeting*='banner-2'] { 302 --adHeight: calc(250px + 16px); 303 } 304 .GoogleDfpAd-Lazy[targeting*='banner-3'] { 305 --adHeight: calc(250px + 16px); 306 } 307 .GoogleDfpAd-Lazy[targeting*='banner-4'] { 308 --adHeight: calc(250px + 16px); 309 } 310 .GoogleDfpAd-Lazy[targeting*='latest-sponsor'] { 311 --adHeight: calc(50px + 21px); 312 } 313 .GoogleDfpAd-Lazy[targeting*='sidebar-1'] { 314 --adHeight: calc(600px + 21px); 315 } 316 .GoogleDfpAd-Lazy[targeting*='article-banner-1'] { 317 --adHeight: calc(250px + 16px); 318 } 319 .GoogleDfpAd-Lazy[targeting*='in-article-1'] { 320 --adHeight: calc(250px + 21px); 321 } 322 .GoogleDfpAd-Lazy[targeting*='forecast'] { 323 --adHeight: calc(50px + 21px); 324 } 325 .GoogleDfpAd-Lazy[targeting*='in-list-1'] { 326 --adHeight: calc(250px + 21px); 327 } 328 .GoogleDfpAd-Lazy[targeting*='weather-sidebar'] { 329 --adHeight: calc(600px + 21px); 330 } 331 .GoogleDfpAd-Lazy[targeting*='rotating'] { 332 --adHeight: calc(250px + 21px); 333 } 334} 335/* LARGE DESKTOP */ 336@media only screen and (min-width: 1280px) { 337 .GoogleDfpAd-Lazy[targeting*='banner-1'] { 338 --adHeight: calc(250px + 16px); 339 } 340 .GoogleDfpAd-Lazy[targeting*='banner-2'] { 341 --adHeight: calc(250px + 16px); 342 } 343 .GoogleDfpAd-Lazy[targeting*='banner-3'] { 344 --adHeight: calc(250px + 16px); 345 } 346 .GoogleDfpAd-Lazy[targeting*='banner-4'] { 347 --adHeight: calc(250px + 16px); 348 } 349 .GoogleDfpAd-Lazy[targeting*='latest-sponsor'] { 350 --adHeight: calc(50px + 21px); 351 } 352 .GoogleDfpAd-Lazy[targeting*='sidebar-1'] { 353 --adHeight: calc(600px + 21px); 354 } 355 .GoogleDfpAd-Lazy[targeting*='article-banner-1'] { 356 --adHeight: calc(250px + 16px); 357 } 358 .GoogleDfpAd-Lazy[targeting*='in-article-1'] { 359 --adHeight: calc(250px + 21px); 360 } 361 .GoogleDfpAd-Lazy[targeting*='forecast'] { 362 --adHeight: calc(50px + 21px); 363 } 364 .GoogleDfpAd-Lazy[targeting*='in-list-1'] { 365 --adHeight: calc(90px + 21px); 366 } 367 .GoogleDfpAd-Lazy[targeting*='weather-sidebar'] { 368 --adHeight: calc(600px + 21px); 369 } 370 .GoogleDfpAd-Lazy[targeting*='rotating'] { 371 --adHeight: calc(250px + 21px); 372 } 373} 374 375/* NO SECTION SPONSOR AD SERVED */
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866<script> 867 window.user = () => {} 868 869 let gtmContainerId = null 870 871 872 gtmContainerId = "GTM-K29394N" 873 874 875 876 877 878 879 880 881 882 883 884 885 886 let navSettingsKey = null 887 888 let auth0Domain = 'login.forumcomm.com' 889 let debug = false 890 891 892 let firstEntry = getForumCookie('_fcc_first_entry') 893 const feDate = new Date() 894 let feCurrentDate = feDate.toLocaleDateString("en-CA") 895 let firstEntryCampaignActive = false 896 897 function ensureUserIsSet() { 898 return new Promise(waitForUser) 899 900 function waitForUser(resolve) { 901 if (window.user && window.user.status) resolve(window.user.status) 902 else setTimeout(waitForUser.bind(this, resolve), 10) 903 } 904 } 905 906 ;(function () { 907 let wdayRegex = /(\.com\/wdayplus)/ 908 let checkMatch = window.location.href.match(wdayRegex) 909 if (checkMatch) { 910 navSettingsKey = 'liveStream' 911 } 912 })() 913 914 ensureUserIsSet().then(function () { 915 if (window.user.status !== getForumCookie('_fcc_user_status')) { 916 setForumCookie('_fcc_user_status', window.user.status, 180) 917 dataLayer.push({ FCC_UserStatus: window.user.status }) 918 } 919 }) 920 921 function setLoginButton(displayButton) { 922 try { 923 ;(document.getElementById('MG2login') || {}).style.display = displayButton 924 } catch (e) { 925 console.log('no login button') 926 } 927 } 928 929 function showSubscribeButtonBanner() { 930 try { 931 let subButtonItems = document.querySelectorAll('.Page-header-subscribe') 932 subButtonItems.forEach((item) => { 933 if (window.innerWidth < 768 && item.parentElement.className === 'Page-header') { 934 item.style.display = 'flex' 935 let firstEntryContainer = document.querySelector('.GoogleDfpAd-FirstEntryTakeover-Content > *:first-child > *:first-child > *:first-child') 936 if (firstEntryContainer !== null) { 937 let firstEntryIframe = firstEntryContainer.querySelectorAll('iframe').length 938 if (firstEntryIframe > 0) { 939 firstEntryCampaignActive = true 940 } 941 } 942 if (document.querySelector('.Page-header-hat')) { 943 if (firstEntryCampaignActive) { 944 // dont add top margin 945 } else if (document.querySelector('#agweek bsp-banner')) { 946 document.querySelector('bsp-banner').style.marginTop = '40px' 947 } else { 948 document.querySelector('.Page-header-hat').style.marginTop = '40px' 949 } 950 } else if (document.querySelector('.Page-above')) { 951 if (firstEntryCampaignActive) { 952 // dont add top margin 953 } else if (document.querySelector('bsp-banner')) { 954 document.querySelector('bsp-banner').style.marginTop = '40px' 955 } else { 956 document.querySelector('.Page-above').style.marginTop = '40px' 957 } 958 } else if (document.querySelector('.AccountPage')) { 959 document.querySelector('.AccountPage').style.marginTop = '40px' 960 } else { 961 document.querySelector('.Page-content').style.marginTop = '40px' 962 } 963 } else if (window.innerWidth >= 768 && item.parentElement.className === 'Page-header-bar') { 964 item.style.display = 'flex' 965 document.getElementById('MG2Subscribe').style.display = 'flex' 966 } 967 }) 968 } catch (e) { 969 console.log('no subscribe button') 970 } 971 } 972 973 function hideSubscribeButtonBanner() { 974 try { 975 ;(document.getElementById('MG2Subscribe') || {}).style.display = 'none' 976 } catch (e) { 977 console.log('no login button') 978 } 979 } 980 981 function setAccountButton(displayButton) { 982 try { 983 ;(document.getElementById('MG2MyAccount') || {}).style.display = displayButton 984 } catch (e) { 985 console.log('no account button') 986 } 987 } 988 989window.addEventListener('navigaEngageInitTrigger', function () { 990 MG2Loader.init({ 991 plugins: [ 992 { 993 name: 'FP', 994 initOptions: { 995 version: 'forum', 996 environment: 'prod', 997 }, 998 }, 999 { 1000 name: 'DL', 1001 initOptions: { 1002 version: 'forum', 1003 collectors: ['connext'], 1004 tagManager: 'GTM', 1005 containerId: gtmContainerId, 1006 }, 1007 }, 1008 { 1009 name: 'NXT', 1010 initOptions: { 1011 clientCode: 'forum', 1012 environment: 'prod', 1013 siteCode: 'STCL', 1014 configCode: 'LAUNCH1', 1015 settingsKey: navSettingsKey, 1016 debug: debug, 1017 Auth0DB_approach: true, 1018 authSettings: { 1019 authorizationParams: { 1020 redirect_uri: window.location.origin + '/redirect', 1021 }, 1022 domain: auth0Domain, 1023 clientId: 'nLRupOGuL9QjLrUC6flrA5OOQVQllXY0', 1024 seamlessSI: true, 1025 seamlessSO: true, 1026 useRefreshTokens: true, 1027 scope: 'openid email profile offline_access', 1028 }, 1029 publicEventHandlers: { 1030 onNotAuthorized: function (eventData) { 1031 //event fires on every page load if visitor is logged out 1032 window.user.status = 'anonymous' 1033 setLoginButton("flex") 1034 1035 showSubscribeButtonBanner() 1036
1037 setAccountButton("none") 1038 }, 1039 onAuthorized: function (eventData) { 1040 //event fires on every page load if visitor is logged in but has access to this product 1041 window.user.status = 'registered' 1042 window.user.email = eventData.MG2AccountData.Email 1043 window.user.auth0Id = eventData.MG2AccountData.MasterId 1044 setLoginButton("none") 1045 1046 showSubscribeButtonBanner() 1047 1048 setAccountButton("flex") 1049 }, 1050 onHasNoActiveSubscription: function (eventData) { 1051 //event fires on every page load if visitor is logged in but their subscription is stopped or inactive 1052 window.user.status = 'registered' 1053 window.user.email = eventData.MG2AccountData.Email 1054 window.user.auth0Id = eventData.MG2AccountData.MasterId 1055 setLoginButton("none") 1056 1057 showSubscribeButtonBanner() 1058
1059 setAccountButton("flex") 1060 }, 1061 onHasAccessNotEntitled: function (eventData) { 1062 //event fires on every page load if visitor is logged in and has no access to this product, but has access to other products) 1063 window.user.status = 'registered' 1064 window.user.email = eventData.MG2AccountData.Email 1065 window.user.auth0Id = eventData.MG2AccountData.MasterId 1066 setLoginButton("none") 1067 1068 showSubscribeButtonBanner() 1069 1070 setAccountButton("flex") 1071 }, 1072 onHasAccess: function (eventData) { 1073 //event fires on every page load if visitor is subscriber 1074 window.user.status = 'subscribed' 1075 window.user.email = eventData.MG2AccountData.Email 1076 window.user.auth0Id = eventData.MG2AccountData.MasterId 1077 setLoginButton("none") 1078 hideSubscribeButtonBanner() 1079 setA
1079ccountButton("flex") 1080 }, 1081 }, 1082 }, 1083 }, 1084 ], 1085 }) 1086 }) 1087</script>
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1095<script> 1096 // if statement confirms blueconic and naviga loads 1097 if (typeof window.blueConicClient !== 'undefined' && 1098 typeof window.blueConicClient.event !== 'undefined' && 1099 typeof window.blueConicClient.event.subscribe !== 'undefined') { 1100 ensureUserIsSet().then(() => { 1101 let blueProfile = blueConicClient.profile.getProfile(); 1102 if (!checkConsentGDPR(blueProfile)) { 1103 if (user.status != "anonymous") { 1104 addAuth0Info(blueProfile) 1105 } 1106 } 1107 }) 1108 } else { 1109 window.addEventListener('onBlueConicLoaded', function () { 1110 ensureUserIsSet().then(() => { 1111 let blueProfile = blueConicClient.profile.getProfile(); 1112 if (!checkConsentGDPR(blueProfile)) { 1113 if (user.status != "anonymous") { 1114 addAuth0Info(blueProfile) 1115 } 1116 } 1117 }) 1118 }, false); 1119 } 1120</script>
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1127<script type="text/javascript"> 1128 /** 1129 * Function to handle Viafoura login events 1130 * @param {boolean} isInit If handleLogin is being called on the initial page load 1131 */ 1132 const handleLogin = async (isInit) => { 1133 ensureUserIsSet().then(async () => { 1134 if (user.status === 'anonymous') { 1135 if (!isInit) { 1136 // Should not redirect on page load 1137 document.getElementById('MG2login').click() 1138 } 1139 } else if (user.status === 'subscribed') { 1140 const idToken = await getTokens() 1141 if (idToken !== '' && idToken !== undefined && idToken !== null) { 1142 try { 1143 // openIdConnect resolves with the Viafoura user object on success 1144 // and rejects on failure. Do not retry here: the same token can 1145 // only produce the same result. 1146 const response = 1147 await window.vf.session.login.openIdConnect(idToken) 1148 1149 if (response && response.uuid) { 1150 console.log('Viafoura: Login successful!') 1151 } else { 1152 console.error( 1153 'Viafoura OIDC unexpected response: ' + JSON.stringify(response) 1154 ) 1155 } 1156 } catch (error) { 1157 console.error('Viafoura OIDC login failed: ' + error) 1158 } 1159 } else { 1160 console.error('Viafoura: Could not obtain ID token!') 1161 } 1162 } else { 1163 console.log('Viafoura: Registered user.') 1164 } 1165 }) 1166 } 1167 1168 /** 1169 * Attempts to get the ID and Refresh tokens from localstorage or AWS. 1170 * @returns {Promise} An ID token or an empty string if one cannot be obtained. 1171 */ 1172 const getTokens = async () => { 1173 try { 1174 // First, try to use cookies 1175 let idToken = getForumCookie('auth0_jwt') 1176 if (idToken !== '' && idToken !== undefined) { 1177 return idToken 1178 } else { 1179 idToken = '' 1180 } 1181 1182 // Second, try to use localstorage 1183 let expires = '' 1184 const localStorageTokens = await getLocalStorageTokens() 1185 if (localStorageTokens !== '') { 1186 idToken = localStorageTokens.idToken 1187 refreshToken = localStorageTokens.refreshToken 1188 if (idToken !== undefined && idToken !== '') { 1189 return idToken 1190 } 1191 } 1192 return idToken 1193 } catch (error) { 1194 console.error('Viafoura: ' + error) 1195 return '' 1196 } 1197 } 1198 1199 /** 1200 * Gets the ID and/or refresh token(s) from localstorage. Note that only the refresh token might be returned. 1201 * @returns {object} Object containing the id and/or refresh token(s) or an empty string if no tokens exist. 1202 */ 1203 const getLocalStorageTokens = async () => { 1204 const localStorageString = await getLocalStorageString() 1205 const tokensObject = {} 1206 if (localStorageString === null || localStorageString === '') { 1207 console.log('Viafoura: Auth0 tokens not found in localstorage.') 1208 return '' 1209 } 1210 1211 const localStorageObject = JSON.parse(localStorageString) 1212 const idToken = localStorageObject.body.id_token 1213 const refreshToken = localStorageObject.body.refresh_token 1214 const idTokenExpiration = localStorageObject.expiresAt 1215 1216 if (refreshToken !== undefined && refreshToken !== '') { 1217 tokensObject.refreshToken = refreshToken 1218 } else { 1219 tokensObject.refreshToken = '' 1220 } 1221 1222 if (idToken !== undefined && idToken !== '') { 1223 tokensObject.idToken = idToken 1224 } else { 1225 tokensObject.idToken = '' 1226 } 1227 1228 if (idTokenExpiration !== '' && idTokenExpiration !== undefined) { 1229 tokensObject.expires = idTokenExpiration 1230 } else { 1231 tokensObject.expires = '' 1232 } 1233 1234 return tokensObject 1235 } 1236 1237 /** 1238 * Get the Auth0 SPA JS string from localstorage 1239 * @returns {Promise} A localstorage string if it exists or an empty string if does not 1240 */ 1241 const getLocalStorageString = async () => { 1242 const config = window.location.origin + '/_auth.config.json' 1243 const publication = getPublicationInfo() 1244 const response = await fetch(config) 1245 const json = await response.json() 1246 const clientId = 1247 json[publication.environment][publication.name].clientId
1248 const key = 1249 '@@auth0spajs@@::' + 1250 clientId + 1251 '::default::openid profile email offline_access' 1252 return localStorage.getItem(key) 1253 } 1254 1255 /** 1256 * Get the publication and environment 1257 * @returns {object} An object containing the publication and environment 1258 */ 1259 const getPublicationInfo = () => { 1260 const domain = window.location.hostname.split('.') 1261 let name, environment 1262 if ( 1263 domain.includes('lower') || 1264 domain.includes('localhost') || 1265 domain.includes('127') 1266 ) { 1267 name = domain[0] 1268 environment = 'test' 1269 } else { 1270 if (!domain.includes('www')) { 1271 name = domain[0] 1272 } else { 1273 name = domain[1] 1274 } 1275 environment = 'production' 1276 } 1277 return { name, environment } 1278 } 1279 1280 /** 1281 * Function for handling banned users. 1282 * Will not display an alert for the first login failure event. 1283 * @param {object} errorContext 1284 * @param {boolean} skipFirstAlert 1285 */ 1286 const handleBannedUser = (errorContext, skipFirstAlert) => { 1287 const fccViafouraBanned = getForumCookie('_fcc_viafoura_banned') 1288 ensureUserIsSet().then(() => { 1289 if (fccViafouraBanned == null || user.status === 'anonymous') { 1290 setForumCookie('_fcc_viafoura_banned', 'false', 0) 1291 } 1292 1293 if ( 1294 errorContext.reason !== null && 1295 errorContext.reason !== undefined && 1296 errorContext.reason !== '' 1297 ) { 1298 console.log('Viafoura: ' + errorContext.reason) 1299 } 1300 1301 if (errorContext.error_key === 'login_banned') { 1302 if (skipFirstAlert === false) { 1303 alert( 1304 'Your access to these tools has been restricted as a result of not adhering to the Commenting Policy available on the Policies and Standards page.' 1305 ) 1306 } 1307 if (fccViafouraBanned === 'false') { 1308 setForumCookie('_fcc_viafoura_banned', 'init', 0) 1309 } 1310 return false 1311 } 1312 }) 1313 } 1314 1315 /** 1316 * Function for handling the read comments event. 1317 * Display an alert if the user is banned. 1318 */ 1319 const handleReadComments = () => { 1320 if (getForumCookie('_fcc_viafoura_banned') === 'init') { 1321 alert( 1322 'Your access to these tools has been restricted as a result of not adhering to the Commenting Policy available on the Policies and Standards page.' 1323 ) 1324 setForumCookie('_fcc_viafoura_banned', 'true', 0) 1325 } 1326 } 1327 1328 window.vfQ = window.vfQ || [] 1329 window.vfQ.push(async () => { 1330 // Logs in to Viafoura on page load 1331 handleLogin(true) 1332 1333 // Intercepts default log in event 1334 window.vf.$prepublish((channel, event, ...args) => { 1335 if (channel === 'authentication' && event === 'required') { 1336 window.vf.$publish('tray', 'close') 1337 handleLogin(false) 1338 return false 1339 } else { 1340 return { channel, event, args } 1341 } 1342 }) 1343 1344 // Handles banned user messages 1345 window.vf.$subscribe('login', 'success', () => { 1346 setForumCookie('_fcc_viafoura_banned', 'false', 0) 1347 }) 1348 1349 let skipFirstAlert = true 1350 window.vf.$subscribe('login', 'failure', (errorContext) => { 1351 skipFirstAlert = handleBannedUser(errorContext, skipFirstAlert) 1352 }) 1353
1354 window.vf.$subscribe('comments', 'read', () => { 1355 handleReadComments() 1356 }) 1357 1358 window.vf.$subscribe('commenting', 'loaded', (el) => { 1359 ensureUserIsSet().then(async () => { 1360 if (user.status !== 'subscribed') { 1361 document.getElementsByClassName('vf-comment-header')[0].style.display = 'none' 1362 document.getElementsByClassName('v3-comments__post-form')[0].style.display = 'none' 1363 } 1364 }) 1365 }); 1366 }) 1367 </script>
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1375<script type="text/javascript"> 1376 if (typeof ensureUserIsSet === 'function') { 1377 ensureUserIsSet().then(function() { 1378 if (!window.user) { return; } 1379 window.marfeel = window.marfeel || {}; 1380 window.marfeel.cmd = window.marfeel.cmd || []; 1381 if (window.user.status === 'subscribed') { 1382 window.marfeel.cmd.push(['compass', function(compass) { 1383 compass.setUserType(3); 1384 }]); 1385 } else if (window.user.status === 'registered') { 1386 window.marfeel.cmd.push(['compass', function(compass) { 1387 compass.setUserType(2); 1388 }]); 1389 } else { 1390 window.marfeel.cmd.push(['compass', function(compass) { 1391 compass.setUserType(0); 1392 }]); 1393 } 1394 }).catch(function() {}); 1395 } 1396 </script>
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1404<script type="text/javascript"> 1405 /** 1406 * Dynamically generates an ad and inserts it into the template when the Viafoura conversations widget requests an ad. 1407 * @param {String} slotName - id of the element to render the ad in 1408 */ 1409 function generateCommentAd(slotName) { 1410 let viafouraAd = document.querySelector('[data-comments-ad-enable="true"]'); 1411 1412 // Generate next slot name 1413 var adUnitString = viafouraAd.getAttribute('data-slot-name') || ''; 1414 var sizesAttribute = viafouraAd.getAttribute('data-slot-sizes'); 1415 var sizesArray = JSON.parse(sizesAttribute); 1416 1417 var sizeMappingString = viafouraAd.getAttribute('data-slot-adsizemap') 1418 var sizeMappingArray = JSON.parse(sizeMappingString); 1419 1420 var adTargetingAttribute = viafouraAd.getAttribute('data-targeting') 1421 var adTargetingArray = JSON.parse(adTargetingAttribute); 1422 1423 // Define the slot itself, call display() to 1424 // register the div and refresh() to fetch the ad. 1425 window.googletag.cmd.push(function() { 1426 // Destroy any lingering ad slots if they exist in the widget 1427 const slots = window.googletag.pubads().getSlots() 1428 .filter((slot) => slot.getSlotElementId() === slotName); 1429 window.googletag.destroySlots(slots); 1430 1431 // Define ad sizes based on viewport size 1432 // NOTE ads are not responsive but new ads will be rendered to the appropriate size 1433 // Adapted from https://support.google.com/dfp_premium/answer/4578089?hl=en#responsiveDesign 1434 var mapping = googletag.sizeMapping(); 1435 sizeMappingArray.forEach(function (entry) { 1436 var viewportSize = entry[0]; 1437 var adSizes = entry[1]; 1438 mapping.addSize(viewportSize, adSizes); 1439 }); 1440 1441 var sizeMapping = mapping.build(); 1442 // Create a new ad slot, pointing to the slotName given to this function 1443 var slot = window.googletag.defineSlot(adUnitString, sizesArray, slotName) 1444 .defineSizeMapping(sizeMapping) 1445 .addService(window.googletag.pubads()); 1446 1447 // Add any targeting or any other modifications to the ad here 1448 if (adTargetingArray) { 1449 for (let key in adTargetingArray) { 1450 if (adTargetingArray.hasOwnProperty(key)) { 1451 slot.setTargeting(key, adTargetingArray[key]) 1452 } 1453 } 1454 } 1455 1456 // Display the new ad 1457 window.googletag.display(slotName); 1458 window.googletag.pubads().refresh([slot]); 1459 }); 1460 } 1461 1462 /** 1463 * Dynamically generates an ad and inserts it into the template when the Viafoura liveblog widget requests an ad. 1464 * @param {String} slotName - id of the element to render the ad in 1465 */ 1466 function generateLiveblogAd(slotName) { 1467 let viafouraAd = document.querySelector('[data-blog-ad-enable="true"]'); 1468 // Generate next slot name 1469 var adUnitString = viafouraAd.getAttribute('data-slot-name') || ''; 1470 var sizesAttribute = viafouraAd.getAttribute('data-slot-sizes'); 1471 var sizesArray = JSON.parse(sizesAttribute); 1472 1473 var sizeMappingString = viafouraAd.getAttribute('data-slot-adsizemap') 1474 var sizeMappingArray = JSON.parse(sizeMappingString); 1475 1476 var adTargetingAttribute = viafouraAd.getAttribute('data-targeting') 1477 var adTargetingArray = JSON.parse(adTargetingAttribute); 1478 1479 // Define the slot itself, call display() to 1480 // register the div and refresh() to fetch the ad. 1481 window.googletag.cmd.push(function() { 1482 // Destroy any lingering ad slots if they exist in the widget 1483 const slots = window.googletag.pubads().getSlots() 1484 .filter((slot) => slot.getSlotElementId() === slotName); 1485 window.googletag.destroySlots(slots); 1486 1487 // Define ad sizes based on viewport size 1488 // NOTE ads are not responsive but new ads will be rendered to the appropriate size 1489 // Adapted from https://support.google.com/dfp_premium/answer/4578089?hl=en#responsiveDesign 1490 var mapping = googletag.sizeMapping(); 1491 sizeMappingArray.forEach(function (entry) { 1492 var viewportSize = entry[0]; 1493 var adSizes = entry[1]; 1494 mapping.addSize(viewportSize, adSizes); 1495 }); 1496 1497 var sizeMapping = mapping.build(); 1498 // Create a new ad slot, pointing to the slotName given to this function 1499 var slot = window.googletag.defineSlot(adUnitString, sizesArray, slotName) 1500 .defineSizeMapping(sizeMapping) 1501 .addService(window.googletag.pubads()); 1502 1503 // Add any targeting or any other modifications to the ad here 1504 if (adTargetingArray) { 1505 for (let key in adTargetingArray) { 1506 if (adTargetingArray.hasOwnProperty(key)) { 1507 slot.setTargeting(key, adTargetingArray[key]) 1508 } 1509 } 1510 } 1511 1512 // Display the new ad 1513 window.googletag.display(slotName); 1514 window.googletag.pubads().refresh([slot]); 1515 }); 1516 } 1517 1518 /** 1519 * Dynamically generates an ad and inserts it into the template when the Viafoura trending conversations widget requests an ad. 1520 * @param {String} slotName - id of the element to render the ad in 1521 */ 1522 function requestConversationStarter(slotName) { 1523 let viafouraAd = document.querySelector('[data-engagement-ad-enable="true"]'); 1524 // Generate next slot name 1525 var adUnitString = viafouraAd.getAttribute('data-slot-name') || ''; 1526 1527 var sizesAttribute = viafouraAd.getAttribute('data-slot-sizes'); 1528 var sizesArray = JSON.parse(sizesAttribute); 1529 1530 var sizeMappingString = viafouraAd.getAttribute('data-slot-adsizemap') 1531 var sizeMappingArray = JSON.parse(sizeMappingString); 1532 1533 var adTargetingAttribute = viafouraAd.getAttribute('data-targeting') 1534 var adTargetingArray = JSON.parse(adTargetingAttribute); 1535 1536 // Define the slot itself, call display() to 1537 // register the div and refresh() to fetch the ad. 1538 window.googletag.cmd.push(function() { 1539 // Destroy any lingering ad slots if they exist in the widget 1540 const slots = window.googletag.pubads().getSlots() 1541 .filter((slot) => slot.getSlotElementId() === slotName); 1542 window.googletag.destroySlots(slots); 1543 // Define ad sizes based on viewport size 1544 // NOTE ads are not responsive but new ads will be rendered to the appropriate size 1545 // Adapted from https://support.google.com/dfp_premium/answer/4578089?hl=en#responsiveDesign 1546 var mapping = googletag.sizeMapping(); 1547 sizeMappingArray.forEach(function (entry) { 1548 var viewportSize = entry[0]; 1549 var adSizes = entry[1]; 1550 mapping.addSize(viewportSize, adSizes); 1551 }); 1552 1553 var sizeMapping = mapping.build(); 1554 1555 // Create a new ad slot, pointing to the slotName given to this function 1556 var slot = window.googletag.defineSlot(adUnitString, sizesArray, slotName) 1557 .defineSizeMapping(sizeMapping) 1558 .addService(window.googletag.pubads()); 1559 1560 // Add any targeting or any other modifications to the ad here 1561 if (adTargetingArray) { 1562 for (let key in adTargetingArray) { 1563 if (adTargetingArray.hasOwnProperty(key)) { 1564 slot.setTargeting(key, adTargetingArray[key]) 1565 } 1566 } 1567 } 1568 1569 // Display the new ad 1570 window.googletag.display(slotName); 1571 window.googletag.pubads().refresh([slot]); 1572 }); 1573 } 1574 1575 // Subscribe to the viafoura event when the viafoura object is ready 1576 window.vfQ = window.vfQ || []; 1577 1578 window.vfQ.push(function() { 1579 window.vf.$subscribe('vf-ads', 'requestCommentAd', generateCommentAd); 1580 window.vf.$subscribe('vf-ads', 'requestLiveblogAd', generateLiveblogAd); 1581 window.vf.$subscribe('vf-ads', 'requestConversationStarter', requestConversationStarter); 1582 }); 1583 </script>
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1587<script src="https://cdn.forumcomm.com/resource/0000017b-5a43-de16-ab7f-ffcfc2a20000/styleguide/webcomponents-loader/webcomponents-loader.ce44f83d1399e8dd41e607b70e0642c9.gz.js"></script>
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1589<script> 1590 /** 1591 This allows us to load the IE polyfills via feature detection so that they do not load 1592 needlessly in the browsers that do not need them. It also ensures they are loaded 1593 non async so that they load before the rest of our JS. 1594 */ 1595 var head = document.getElementsByTagName('head')[0]; 1596 if (!window.CSS || !window.CSS.supports || !window.CSS.supports('--fake-var', 0)) { 1597 var styleGuideScript = document.createElement('script'); 1598 styleGuideScript.setAttribute('src', "https://cdn.forumcomm.com/resource/0000017b-5a43-de16-ab7f-ffcfc2a20000/styleguide/util/IEPolyfills.min.a285ec4d47a7c3beb88cd1008acd98bb.gz.js"); 1599 styleGuideScript.setAttribute('type', 'text/javascript'); 1600 styleGuideScript.async = false; 1601 head.appendChild(styleGuideScript); 1602 } 1603 </script>
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1605<script> 1606 window.dataLayer = [] 1607 window.paywall = window['paywall'] || [] 1608 </script>
1608 1609 1610
1610<script type='text/javascript'> 1611 1612 let section = ""; 1613 let data_tags = []; 1614 let page_category; 1615 let pathname = window.location.pathname; 1616 let contentType = "article"; 1617 let articleSourceLabel = "FCC"; 1618 1619 if (pathname === '/') { 1620 section = "home" 1621 page_category = "Homepage" 1622 data_tags.push('sectionfront') 1623 } 1624 else if ((contentType === "article") || (contentType === "paidUserContent") || (contentType === "gallery") || (contentType === "video")) { 1625 pathname = pathname.split('/'); 1626 if (pathname.length > 2){ 1627 section = pathname[1]; 1628 } 1629 page_category = pathname[1]; 1630 1631 for (i = 2; i < pathname.length - 1; i++) { 1632 section += '/' + pathname[i] 1633 } 1634 } 1635 else { 1636 pathname = pathname.split('/'); 1637 section = pathname[1] 1638 page_category = pathname[1] 1639 let title = "Most of Minnesota's small group, individual health insurers post double-digit rate increases for 2027 - Post Bulletin | Rochester Minnesota news, weather, sports" 1640 let formattedTitle = title.toLowerCase() 1641 let formattedSection = section.toLowerCase() 1642 if (formattedSection === formattedTitle) { 1643 data_tags.push('sectionfront') 1644 } 1645 1646 for (i = 2; i < pathname.length; i++) { 1647 section += '/' + pathname[i] 1648 } 1649 } 1650 1651 if (page_category === undefined) { 1652 page_category = "article" 1653 } 1654 1655 if (section === ""){ 1656 section = "unknown"; 1657 } 1658 1659 1660 data_tags.push("HEALTH") 1661 1662 data_tags.push("INSURANCE") 1663 1664 data_tags.push("ST. PAUL") 1665 1666 1667 1668 let authorName = ""; 1669 1670 1671 1672 1673 1674 authorName = "Dené K. Dryden"; 1675 1676 1677 1678 1679 1680 1681 if (authorName === ""){ 1682 authorName = "not set"; 1683 } 1684 1685 let data_layer_obj = { 1686 "articleId": "000001a0-f84c-debf-a7e5-ffcd0c3a0001", 1687 "articleTitle": "Most of Minnesota's small group, individual health insurers post double-digit rate increases for 2027 - Post Bulletin | Rochester Minnesota news, weather, sports", 1688 "pageDescription": "The final rate increases, announced by the Minnesota Department of Commerce on Thursday, will impact around 387,000 small group employees and self-insured Minnesotans.", 1689 "site": window.location.hostname, 1690 "tags": data_tags, 1691 "url": window.location.pathname, 1692 "FCC_SectionName": section.toLowerCase(), 1693 "FCC_ContentType": "article", 1694 "FCC_PublishDate": "October 01, 2026", 1695 "FCC_ArticleSource": articleSourceLabel 1696 } 1697 1698 dataLayer.push({'page_category': page_category}); 1699 dataLayer.push(data_layer_obj); 1700 if ((contentType === "article") || (contentType === "video") || (contentType === "generated content") || (contentType === "podcast")){ 1701 1702 dataLayer.push({"FCC_Author": authorName}); 1703 1704 } 1705 1706 let fccUserStatusCookie = getForumCookie("_fcc_user_status"); 1707 if (fccUserStatusCookie === "") { 1708 fccUserStatusCookie = "unknown"; 1709 } 1710 dataLayer.push({"FCC_UserStatus": fccUserStatusCookie}); 1711</script>
1711 1712 1713 1714
1714<script src="https://cdn.forumcomm.com/resource/0000017b-5a43-de16-ab7f-ffcfc2a20000/styleguide/All.min.9c687352b7cf21e9f3e4c42a3b5146f0.gz.js" async></script>
1714 1715 1716 1717<!-- Google Tag Manager -->
1718<script>
vendor: 355 bytes, lines 1718-1722
1718(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': 1719 new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], 1720 j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 1721 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); 1722})(window,document,'script','dataLayer','
1722GTM-K29394N
vendor: 3 bytes, line 1722
1722');
1722</script>
1722 1723<!-- End Google Tag Manager -->
1724<script async="async" src="https://www.googletagservices.com/tag/js/gpt.js"></script>
1724<script type="text/javascript"> 1725 window.googletag = window.googletag || {cmd: []}; 1726 // setup of ad slots 1727 var dfpAdSlotsObject = {} 1728 var dfpAdSlots = [] 1729 var dfpAdIds = [] 1730 var staticAdSlots = [] 1731</script>
1731 1732
1733<script type="text/javascript"> 1734 // DFP Enable services 1735 var dfpEnableLazyLoad; 1736 googletag.cmd.push(function () { 1737 if (typeof Storage !== "undefined") { 1738 var targetingParamStr = localStorage.getItem("bcDFPTargetingParams"); 1739 1740 if (targetingParamStr) { 1741 var targetingParameters = JSON.parse(targetingParamStr); 1742 1743 // set page-level targeting parameters 1744 for (let i = 0; i < targetingParameters.length; i++) { 1745 window.googletag.pubads().setTargeting(targetingParameters[i].key, targetingParameters[i].value); 1746 } 1747 } 1748 } 1749 // DFP lazyLoad 1750 dfpEnableLazyLoad = true; 1751 var dfpMobileScaling = 2.0; 1752 var dfpFetchMarginPercent = 200; 1753 var dfpRenderMarginPercent = Math.round(100); 1754 window.googletag.pubads().enableLazyLoad({ 1755 fetchMarginPercent: dfpFetchMarginPercent, 1756 renderMarginPercent: dfpRenderMarginPercent, 1757 mobileScaling: dfpMobileScaling 1758 });googletag.pubads().disableInitialLoad(); 1759 googletag.enableServices(); 1760 }); 1761</script>
1761 1762
1763<script> 1764 1765 window.fbAsyncInit = function() { 1766 FB.init({ 1767 1768 appId : '1236542657263794', 1769 1770 xfbml : true, 1771 version : 'v2.9' 1772 }); 1773 }; 1774 1775 (function(d, s, id){ 1776 var js, fjs = d.getElementsByTagName(s)[0]; 1777 if (d.getElementById(id)) {return;} 1778 js = d.createElement(s); js.id = id; 1779 js.src = "//connect.facebook.net/en_US/sdk.js"; 1780 fjs.parentNode.insertBefore(js, fjs); 1781 }(document, 'script', 'facebook-jssdk')); 1782</script>
vendor: 1 bytes, line 1782
1782
1783<script src="https://ak.sail-horizon.com/spm/spm.v1.min.js" 1784 ></script>
vendor: 1 bytes, line 1784
1784
1785<script>function getPublication() { 1786 const domain = window.location.hostname 1787 const arr = domain.split('.') 1788 if ( 1789 domain.includes('lower') || 1790 domain.includes('localhost') || 1791 !domain.includes('www') 1792 ) { 1793 return arr[0] 1794 } else { 1795 return arr[1] 1796 } 1797} 1798 1799function setToken(publication) { 1800 let token 1801 switch (publication) { 1802 case 'agweek': 1803 token = 1804 'RPepVmh0vJN92J50Sqb3G00cts4oYzpTX7XIT0K52pgOEm10JGJg6v9LGI45OkurHSd0aWeJotNM2XAwMginZA==' 1805 break 1806 case 'echopress': 1807 token = 1808 'S9t+rEOcX7s/SLwL/qn084vLJwfm0YbQe7QZWzuNbzyxy/ybPdN7/IUhBjPzo3jtC3Q1+7vvixztuB04gMDvyg==' 1809 break 1810 case 'bemidjipioneer': 1811 token = 1812 'X7TM9oLhMedoSJ6J44nkW28gzKTTe1QN1/7DhcCK0DCI16e1cpQYdH120+meeTp/Ykc/9WjgxLovEgg0BzIFPg==' 1813 break 1814 case 'brainerddispatch': 1815 token = 1816 'aYyr7q37TKQAM4RZ8Ld6MnzruamqGwL/ftcrLZJut2MFJ9LYE2HHamcDkmYUrw/rQebUa2JpG+ruAhrrO+4sTg==' 1817 break 1818 case 'pinejournal': 1819 token = 1820 'r1xae1vcdOyiTcxyYRHrJN1GIiym3ChKnrdbV4TPh4fIdHX/vkXZbEnU75t0FnjqKHus5YCW5jFYLyu0ekAPqg==' 1821 break 1822 case 'dl-online': 1823 token = 1824 '8jsWi456AyzUXaWnCX1JOk4NE3XrK5aK5xueFwFsSsLBNIMafysCEkFUbtyTAKFOpd2rYooma1qGWtP+FXts/w==' 1825 break 1826 case 'thedickinsonpress': 1827 token = 1828 'fO+F5w5KNQlOpaWXcy0AjIGPScaE8uoJ/5Hvk9w/g4zEu4lgNBTZl1CcGmOWiJwGS0lRJ0JyiTyhw3jq3BBeDg==' 1829 break 1830 case 'duluthnewstribune': 1831 token = 1832 'Xh+HLGUIbJCanyCbLN5SswxYBKRqxC2KEEs9yN0suZSQyUz6JYgk3T/snGo0esn8ITK7073VMqJfnGcsqnUOcA==' 1833 break 1834 case 'grandforksherald': 1835 token = 1836 'IpJRNkDAcyDvOHFJiv684oh+rIj+X8p086izQuqjsuV+HzjYZCcj1WL20NegMIFdiUGiY+qE+ZruK7J6CrDAww==' 1837 break 1838 case 'inforum': 1839 token = 1840 'lF09xhxnBGemxxkyyiXOI5LN7VNOwIC+bEzvlUdEn/wJSa1qWBJhDLW5sW3w7N04/AuQ31VcJHELon56b3G4bA==' 1841 break 1842 case 'jamestownsun': 1843 token = 1844 'EYLbsmFjkIYjJLc+3NMExxwuRF6ZPmo/8sfcvSjRviCkf1t8OuUuP/Tp54YeyAlIq4YlbekEKncoCEMqt3ZMMg==' 1845 break 1846 case 'mitchellrepublic': 1847 token = 1848 'dxoL5YloXW3EPsJxHQ45mKO85quix1FCVB43rcFktF2FrxqtxCjJUkSlwRWY5FABMp1EY7Q3KHTudqxjaz85rw==' 1849 break 1850 case 'parkrapidsenterprise': 1851 token = 1852 '0qcPi2TjsDaBoDDaVVKQz4R/CNvgtVKxQytu44a8pFbXmKTWHtrzJ9ephy4076vwORmwHfGrGhULarSOCdzKbA==' 1853 break 1854 case 'perhamfocus': 1855 token = 1856 'z2uCmH7HUqkzjRS2txWSzIZ72iAboXyHKpyR6tLy5ax3OZYrvtPttJVwrMRza4SFMYFuXe2+n9qlgOiT8nQV+A==' 1857 break 1858 case 'pineandlakes': 1859 token = 1860 'ogDFL5Lxr557c+M6qQIjZgXaaHFXQAfXMcTaQmULm7ULqKEz+OwO4lf7Qkshp5SkAPouhvsMjq0mQFJ5q790YA==' 1861 break 1862 case 'postbulletin': 1863 token = 1864 'Yw+LxNxL2KjzffSHJb/D8T02Ltf3BWN5d9Vbj11lwnr1RSIwhceLzHY9YLd8htgPDUwGCosIJvxKEW0nlSZHoA==' 1865 break 1866 case 'siouxfallslive': 1867 token = 1868 'sqQVfWAm89FVuiBSbigtLgGaKaYFLpb3LFLs/Sx9iwsFzjFOGaVKIJ/m0/3m63Rs15uOqkfnlTlkb4eE2Kj38w==' 1869 break 1870 case 'stcloudlive': 1871 token = 1872 'gT3izGgZYEOtwtUM9oc3YgSm5YfIsUSFYgs7Nu7Of7aYpmxZ6Yb/2Gp6iqZ2shJQH6kXKtZxvKsN4yWOeWIKOw==' 1873 break 1874 case 'superiortelegram': 1875 token = 1876 'xLgh+ltMN+dUy6t7dwso1JcmAh3Uf0Wt+F5CRkmXpcI21lv1mV7WUouHg39OdcqvXPdAho69envdlQiDARPyqQ==' 1877 break 1878 case 'therinklive': 1879 token = 1880 'wlYrB/JfNIMhOkbO157O/ekGaRCetx7/GUFN0Isa+3oVp/jlj2+pq/VU3SKD6KGZcN4uqb1Mik30N6G26xDhDA==' 1881 break 1882 case 'wadenapj': 1883 token = 1884 'bHho7xoz/+8dIc12L5ndrwqXBm1A3+L7n8v8iiIdniGFTrMYNxL+UyOYCao1s+7KRGOcYjemHwpRruLX6EBMZA==' 1885 break 1886 case 'wctrib': 1887 token = 1888 '2/rD6kiBsSFop93hQ3klKIvSbJr4R9zbEa19dI+X7p8Cq8hMQwZwqhTG8Nk9ADT60HUuXghHo5h7dBWb3DiU3Q==' 1889 break 1890 case 'dglobe': 1891 token = 1892 'O+CaNjr5N4wUdLqlqBySifAyemwsFnLy2nCSaUCj0x1DzUoS81fbNlVK2t8GEc7S2UuZXWPwa9h10uqnswRlZA==' 1893 break 1894 default: 1895 // Defaults to -1. Logic below prevents survey from displaying. 1896 token = -1 1897 } 1898 return token 1899} 1900 1901function getBrowserName(userAgent) { 1902 // The order matters here, and this may report false positives for unlisted browsers. 1903 1904 if (userAgent.includes('Firefox')) { 1905 // "Mozilla/5.0 (X11; Linux i686; rv:104.0) Gecko/20100101 Firefox/104.0" 1906 return 'Mozilla Firefox' 1907 } else if (userAgent.includes('SamsungBrowser')) { 1908 // "Mozilla/5.0 (Linux; Android 9; SAMSUNG SM-G955F Build/PPR1.180610.011) AppleWebKit/537.36 (KHTML, like Gecko) SamsungBrowser/9.4 Chrome/67.0.3396.87 Mobile Safari/537.36" 1909 return 'Samsung Internet' 1910 } else if (userAgent.includes('Opera') || userAgent.includes('OPR')) { 1911 // "Mozilla/5.0 (Macintosh; Intel Mac OS X 12_5_1) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/104.0.0.0 Safari/537.36 OPR/90.0.4480.54" 1912 return 'Opera' 1913 } else if (userAgent.includes('Edge')) { 1914 // "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/58.0.3029.110 Safari/537.36 Edge/16.16299" 1915 return 'Microsoft Edge (Legacy)' 1916 } else if (userAgent.includes('Edg')) { 1917 // "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/104.0.0.0 Safari/537.36 Edg/104.0.1293.70" 1918 return 'Microsoft Edge (Chromium)' 1919 }
1919 else if (userAgent.includes('Chrome') || userAgent.includes('CriOS')) { 1920 // "Mozilla/5.0 (X11; Linux x86_64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/104.0.0.0 Safari/537.36" 1921 return 'Google Chrome or Chromium' 1922 } else if (userAgent.includes('Safari')) { 1923 // "Mozilla/5.0 (iPhone; CPU iPhone OS 15_6_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Version/15.6 Mobile/15E148 Safari/604.1" 1924 return 'Apple Safari' 1925 } else { 1926 return 'unknown' 1927 } 1928} 1929 1930function getOperatingSystem() { 1931 const userAgent = navigator.userAgent.toLowerCase() 1932 let os 1933 1934 if (/windows/.test(userAgent)) { 1935 os = 'Windows' 1936 } 1937 if (/mac os|macintosh/.test(userAgent)) { 1938 os = 'MacOS' 1939 } 1940 if (/linux/.test(userAgent)) { 1941 os = 'Linux' 1942 } 1943 if (/iphone|ipad|ipod/.test(userAgent)) { 1944 os = 'iOS' 1945 } 1946 if (/android/.test(userAgent)) { 1947 os = 'Android' 1948 } 1949 if (os === '') { 1950 os = 'Unknown' 1951 } 1952 1953 return os 1954} 1955 1956function getDeviceType() { 1957 const userAgent = navigator.userAgent.toLowerCase() 1958 1959 if (/iphone|ipod|android|blackberry|mini|windows\sce|palm/i.test(userAgent)) { 1960 return 'Mobile' 1961 } else if (/ipad|tablet|kindle|playbook|xoom|silk/i.test(userAgent)) { 1962 return 'Tablet' 1963 } else { 1964 return 'Desktop' 1965 } 1966} 1967 1968function check30DayLimit() { 1969 const currentDate = new Date().getTime() 1970 const userData = Connext.Storage.GetUserData() 1971 const accountStart = userData.AddDate.getTime() 1972 const expiration = accountStart + 30 * 24 * 60 * 60 * 1000 1973 1974 if (currentDate < expiration) { 1975 // Less than 30 days 1976 return false 1977 } else { 1978 // At least 30 days 1979 return true 1980 } 1981} 1982 1983function setMetadataInfo() { 1984 const browserName = getBrowserName(navigator.userAgent) 1985 const operatingSystem = getOperatingSystem() 1986 const device = getDeviceType() 1987 const propertyName = document.querySelector( 1988 'meta[property="og:site_name"]' 1989 ).content 1990 const metaData = { 1991 Browser: browserName, 1992 'Device Type': device, 1993 'Property Name': propertyName, 1994 'Operating System': operatingSystem, 1995 'Page Title': document.title, 1996 'Page URL': window.location.href, 1997 'Referrer URL': document.referrer, 1998 Source: 'Web', 1999 } 2000 2001 return metaData 2002} 2003 2004function waitForUserStatus() { 2005 return new Promise(waitForUser) 2006 2007 function waitForUser(resolve) { 2008 if (window.user && window.user.status) resolve(window.user.status) 2009 else if (window.location.host.includes('therinklive')) { 2010 window.user = { status: 'anonymous' } 2011 resolve(window.user) 2012 } else setTimeout(waitForUser.bind(this, resolve), 50) 2013 } 2014} 2015 2016async function waitForSS(userData) { 2017 while (!Object.prototype.hasOwnProperty.call(window, 'surveysensum')) 2018 await new Promise((resolve) => setTimeout(resolve, 50)) 2019 const metaData = setMetadataInfo() 2020 window.surveysensum.setUserInfo(userData) 2021 window.surveysensum.setMetadataInfo(metaData) 2022 window.surveysensum.startSurvey('start') 2023} 2024 2025waitForUserStatus().then(() => { 2026 const publication = getPublication() 2027 if ( 2028 publication === 'therinklive' || 2029 (user.status !== 'anonymous' && check30DayLimit()) 2030 ) { 2031 const token = setToken(publication) 2032 if (token === -1) { 2033 console.error('Survey Sensum token not set') 2034 return 2035 } 2036 2037 const loaderScript = document.createElement('script') 2038 loaderScript.src = 'https://assets.surveysensum.com/in-app/ss-widget.min.js' 2039 loaderScript.setAttribute('async', '') 2040 loaderScript.setAttribute('data-survey-token', token) 2041 document.head.appendChild(loaderScript) 2042 2043 let userData = '' 2044 if (window.user.status !== 'anonymous') { 2045 userData = { 'User Status': window.user.status } 2046 userData.Email = user.email 2047 userData.Name = 'Registered' 2048 2049 if (user.status === 'subscribed') { 2050 const storage = Connext.Storage.GetUserData() 2051 const firstName = storage.DigitalAccess.Subscription.FirstName 2052 const lastName = storage.DigitalAccess.Subscription.LastName 2053 userData.Name = firstName + ' ' + lastName 2054 } 2055 } 2056 2057 waitForSS(userData) 2058 } 2059}) 2060</script>
vendor: 1 bytes, line 2060
2060
2061<script>Sailthru.init({ customerId: '5a76b1ba23dbeef7ab4916928a3057cd' });</script>
2061 2062 2063
2063<script async="async" src="https://cdn.forumcomm.com/resource/0000017b-5a43-de16-ab7f-ffcfc2a20000/staticjs/prebid11.0.0.0c45189d6c8c1d5b5978fce0a99c01f4.gz.js"></script>
2063 2064 2065
2065<script type="text/javascript"> 2066 var enablePrebid = true; 2067 var bidderTimeout = 3000; 2068 var GRANULARITY = 'dense'; 2069 var desktopSizes = [ 2070 [970, 250], 2071 [300, 600], 2072 [970, 90], 2073 [728, 90], 2074 [300, 250], 2075 [468, 60] 2076 ]; 2077 var tabletSizes = [[728, 90], [300, 600], [300, 250]]; 2078 var phoneSizes = [[320, 100], [320, 50], [300, 250]]; 2079 2080 // Generic ad mapping used for dynamic sizing 2081 var ad_mapping_large_desktop = [[980, 330], [728, 90], [960, 200], [930, 180], [970, 90], [970, 250], [970, 66], [980, 120], [300, 250], [300, 600], [100, 25]]; 2082 var ad_mapping_desktop = [[980, 330], [728, 90], [960, 200], [930, 180], [970, 90], [970, 250], [970, 66], [980, 120], [300, 250], [300, 600]]; 2083 var ad_mapping_tablet = [[728, 90], [300, 600], [300, 250], [100, 25]]; 2084 var ad_mapping_phone = [[320, 100], [320, 50], [300, 50], [300, 600], [300, 250], [250, 250], [320, 100]]; 2085 var sizeConfig = [{ 2086 'mediaQuery': '(min-width: 1275px)', 2087 'sizesSupported': ad_mapping_large_desktop, 2088 'labels': ['large-desktop'] 2089 }, { 2090 'mediaQuery': '(min-width: 1000px) and (max-width: 1274px)', 2091 'sizesSupported': ad_mapping_desktop, 2092 'labels': ['desktop'] 2093 }, { 2094 'mediaQuery': '(min-width: 760px) and (max-width: 999px)', 2095 'sizesSupported': ad_mapping_tablet, 2096 'labels': ['tablet'] 2097 }, { 2098 'mediaQuery': '(min-width: 0px) and (max-width: 759px)', 2099 'sizesSupported': ad_mapping_phone, 2100 'labels': ['phone'] 2101 }]; 2102 var priceBucket = { 2103 "buckets": [ 2104 { 2105 "precision": 2, //default is 2 if omitted - means 2.1234 rounded to 2 decimal places = 2.12 2106 "min": 0, 2107 "max": 4.50, 2108 "increment": 0.01 2109 }, 2110 { 2111 "precision": 2, 2112 "min": 4.50, 2113 "max": 10, 2114 "increment": 0.05 2115 }, 2116 { 2117 "precision": 2, 2118 "min": 10, 2119 "max": 20, 2120 "increment": 0.10 2121 }, 2122 { 2123 "precision": 2, 2124 "min": 20, 2125 "max": 50, 2126 "increment": 0.25 2127 }, 2128 { 2129 "precision": 2, 2130 "min": 50, 2131 "max": 100, 2132 "increment": 0.50 2133 } 2134 ] 2135 }; 2136 var confSetConfig = { 2137 enableTIDs: true, 2138 priceGranularity: priceBucket, 2139 // debug: true, 2140 // cache: { 2141 // url: false 2142 // }, 2143 userSync: { 2144 filterSettings: { 2145 iframe: { 2146 bidders: '*', // '*' means all bidders 2147 filter: 'include' 2148 } 2149 }, 2150 syncsPerBidder: 10, // and no more than 10 syncs at a time 2151 syncDelay: 10000, // 10 seconds after the auction 2152 }, 2153 sizeConfig: sizeConfig 2154 }; 2155 </script>
2155 2156 2157 <fcc-first-entry-campaign id="First-entry-campaign" showFirstEntryCampaign="true"></fcc-first-entry-campaign> 2158 2159
2159<script> 2160 var link = document.createElement('link'); 2161 link.setAttribute( 2162 'href', 2163 '//fonts.googleapis.com/css?family=Brygada+1918:ital,wght@0,400;0,500;0,600;0,700;1,400;1,500;1,600;1,700|Source+Sans+Pro:300,400,600,700,900' 2164 ) 2165 var relList = link.relList; 2166 if (relList && relList.supports('preload')) { 2167 link.setAttribute('as', 'style'); 2168 link.setAttribute('rel', 'preload'); 2169 link.setAttribute('onload', 'this.rel="stylesheet"'); 2170 link.setAttribute('crossorigin', 'anonymous'); 2171 } else { 2172 link.setAttribute('rel', 'stylesheet'); 2173 } 2174 head.appendChild(link); 2175 </script>
2175 2176 2177
2177<script type="text/javascript"> 2178 (function () { 2179 function clickEpaper() { 2180 let epaperLink = "https://epaper.stcloudlive.com/"; 2181 function redirectToEpaper() { 2182 window.location.href = epaperLink; 2183 } 2184 redirectToEpaper(); 2185 } 2186 2187 function clickYellowSubscribe(subscribeUrl, offerTitle, clickClass) { 2188 // sophi User Properties - Subscribe button click 2189 try { 2190 demeter("userProperties", { 2191 args: { 2192 2: true, 2193 } 2194 }); 2195 } catch (err) { 2196 console.log("sophi not loaded to page") 2197 } 2198 // calls clickSubscribe to fulfill subscribe button duties 2199 clickSubscribe(subscribeUrl, offerTitle, clickClass) 2200 } 2201 2202 function clickOfferSubscribe(subscribeUrl, offerTitle, clickClass) { 2203 // datalayer push for subscribe offers 2204 let subscribeOfferData = { 2205 subscribe_offer_title: offerTitle 2206 } 2207 2208 dataLayer.push({'event': 'subscribe_offer_selected', ...subscribeOfferData}); 2209 2210 clickSubscribe(subscribeUrl, offerTitle, clickClass) 2211 } 2212 2213 function clickSubscribe(subscribeUrl, offerTitle, clickClass) { 2214 try { 2215 enterSophiSubscriptionFunnel() 2216 } catch { 2217 console.log("Subscription Funnel: Sophi not loaded to page") 2218 } 2219 2220 offerTitle = offerTitle || ''; 2221 clickClass = clickClass || ''; 2222 2223 if (getForumCookie('_fcc_utm_campaign') == '') { 2224 createCampaignCookie(subscribeUrl, offerTitle); 2225 } 2226 if (!isNavigaTemplate(subscribeUrl, clickClass)) { 2227 window.location.href = updateUrlCampaignParameters(subscribeUrl, clickClass); 2228 } 2229 } 2230 function isNavigaTemplate(url, clickClass) { 2231 let subscribeLinks = document.getElementsByClassName('subscribe-button'); 2232 for (let i = 0; i < subscribeLinks.length; i++) { 2233 if (subscribeLinks[i].href === url) { 2234 subscribeLinks[i].setAttribute( 2235 'href', 2236 updateUrlCampaignParameters(url, clickClass) 2237 ); 2238 return true; 2239 } 2240 } 2241 return false; 2242 } 2243 // For G2I to work correctly, all three parameters must be present 2244 // otherwise the parameters will not be recorded 2245 function hasAllParams(queryString) { 2246 let hasUtmCampaign = 2247 queryString.includes('utm_source') && 2248 queryString.includes('utm_medium') && 2249 queryString.includes('utm_campaign'); 2250 let hasG2iCampaign = 2251 queryString.includes('g2i_source') && 2252 queryString.includes('g2i_medium') && 2253 queryString.includes('g2i_campaign'); 2254 return hasUtmCampaign || hasG2iCampaign; 2255 } 2256 function createCampaignCookie(tempQueryString, offerTitle) { 2257 offerTitle = offerTitle || ''; 2258 let source = ''; 2259 let medium = ''; 2260 let campaign = ''; 2261 let queryString = tempQueryString 2262 .replace('?', '&') 2263 .replace('utm_source', 'g2i_source') 2264 .replace('utm_medium', 'g2i_medium') 2265 .replace('utm_campaign', 'g2i_campaign'); 2266 let queryStringParams = queryString.split('&'); 2267 for (let i = 0; i < queryStringParams.length; i++) { 2268 let tempString = queryStringParams[i]; 2269 let tempArr = tempString.split('=') || []; 2270 if (tempString.includes('g2i_source') && source === '') { 2271 source = '&'.concat('g2i_source=', encodeURIComponent(tempArr[1])); 2272 } 2273 if (tempString.includes('g2i_medium') && medium === '') { 2274 medium = '&'.concat('g2i_medium=', encodeURIComponent(tempArr[1])); 2275 } 2276 if (tempString.includes('g2i_campaign') && campaign === '') { 2277 campaign = '&'.concat('g2i_campaign=', encodeURIComponent(tempArr[1])); 2278 } 2279 } 2280 // Sets the default values for the cookie 2281 if (source === '') { 2282 source = '&g2i_source=Brightspot'; 2283 } 2284 if (medium === '' && offerTitle !== '') {
2285 if (offerTitle.includes('Print + Digital')) { 2286 medium = 'combo'; 2287 } else { 2288 medium = offerTitle.toLowerCase().replaceAll(' ', '_'); 2289 } 2290 medium = '&g2i_medium=' + encodeURIComponent(medium); 2291 } else if (medium === '') { 2292 // ! what should the medium be if the offerTitle is empty? 2293 medium = '&g2i_medium=unknown'; 2294 } 2295 if (campaign === '') { 2296 campaign = '&g2i_campaign=no_campaign'; 2297 } 2298 setForumCookie('_fcc_utm_campaign', source.concat(medium, campaign), 0); 2299 } 2300 function addReturnUrl(url) { 2301 if (!url.includes('returnUrl')) { 2302 let returnUrl = ""; 2303 let currentUrl = document.location.href; 2304 // Determine if the currentUrl already has a returnUrl 2305 if (currentUrl.includes("returnUrl")) { 2306 returnUrl = currentUrl.split("returnUrl=")[1]; 2307 } else if (currentUrl.includes('/subscribe')) { 2308 // If on the subscribe page, use the referrer 2309 returnUrl = document.referrer; 2310 } else { 2311 // Otherwise, use the current URL 2312 returnUrl = currentUrl; 2313 } 2314 url = url.concat('&returnUrl=', encodeURIComponent(returnUrl)); 2315 } 2316 return url; 2317 } 2318 // Ensures that the URL being passed to it contains all 3 G2I parameters, and adds them if they dont exist 2319 function updateUrlCampaignParameters(navigaSubscribeUrl, clickClass) { 2320 clickClass = clickClass || ''; 2321 navigaSubscribeUrl = navigaSubscribeUrl || ''; 2322 let tempUrl = navigaSubscribeUrl; 2323 let queryString = navigaSubscribeUrl?.split('?'); 2324 let hrefQueryString = (queryString.length > 1) ? queryString[1] : ''; 2325 let campaignCookie = getForumCookie('_fcc_utm_campaign'); 2326 // If the URL does not contain any parameters 2327 if (hrefQueryString === '') { 2328 tempUrl = navigaSubscribeUrl.concat(campaignCookie.replace('&', '?')); 2329 if (clickClass === 'Page-header-subscribe') { 2330 dataLayer.push({'subscribe_button_url': tempUrl }); 2331 } 2332 return addReturnUrl(tempUrl); 2333 } 2334 if (hasAllParams(navigaSubscribeUrl)) { 2335 if (clickClass === 'Page-header-subscribe') { 2336 dataLayer.push({'subscribe_button_url': navigaSubscribeUrl }); 2337 } 2338 return addReturnUrl(navigaSubscribeUrl); 2339 } else { 2340 if (!hrefQueryString.includes('g2i_source')) { 2341 tempUrl = tempUrl.concat('&g2i_source=Brightspot'); 2342 } else if (!hrefQueryString.includes('g2i_medium')) { 2343 tempUrl = tempUrl.concat('&g2i_medium=unknown'); 2344 } else if (!hrefQueryString.includes('g2i_campaign')) { 2345 tempUrl = tempUrl.concat('&g2i_campaign=no_campaign'); 2346 } 2347 if (clickClass === 'Page-header-subscribe') { 2348 dataLayer.push({'subscribe_button_url': tempUrl }); 2349 } 2350 return addReturnUrl(tempUrl); 2351 } 2352 } 2353 // Check for query string parameters with campaign codes 2354 // and FCC UTM Campaign cookie 2355 let queryString = document.location.search; 2356 if ( 2357 getForumCookie('_fcc_utm_campaign') === '' && 2358 queryString !== '' && 2359 hasAllParams(queryString) 2360 ) { 2361 createCampaignCookie(queryString); 2362 } 2363 2364 ensureUserIsSet().then(function(){ 2365 if (window?.user.status === 'subscribed') { 2366 let ownedSubs = Connext.Storage.GetUserData().OwnedSubscriptions; 2367 for (const ownedSub of ownedSubs) { 2368 if (ownedSub.PaperCode === 'SLS') { 2369 setForumCookie('_fcc_sls_subscribed', true, 0); 2370 } 2371 } 2372 } 2373 else { 2374 setForumCookie('_fcc_sls_subscribed', false, 0); 2375 } 2376 }); 2377 2378 Object.assign(window, { 2379 clickEpaper: clickEpaper, 2380 clickSubscribe: clickSubscribe, 2381 clickYellowSubscribe: clickYellowSubscribe, 2382 clickOfferSubscribe: clickOfferSubscribe 2383 }); 2384 })(); 2385 </script>
2385 2386</head> 2387 2388 <body class="Page-body" data-header-hat="true" 2389 2390 2391> 2392 <!-- Google Tag Manager (noscript) -->
vendor: 73 bytes, lines 2392-2394
2392 2393<noscript> 2394 <iframe src="https://www.googletagmanager.com/ns.html?id=
2394GTM-K29394N
vendor: 88 bytes, lines 2394-2396
2394" 2395 height="0" width="0" style="display:none;visibility:hidden"></iframe> 2396</noscript>
2397<!-- End Google Tag Manager (noscript) --><auth0-script> 2398
2398<script async type='text/javascript'> 2399 pianoUserId = window['pianoUserId'] 2400 paywall = window['paywall'] 2401 2402 window.addEventListener("message", function(evt) { 2403 if(evt.data && evt.data === "login") { 2404 login(); 2405 } 2406 }); 2407 2408 window.addEventListener("message", function(evt) { 2409 if(evt.data && evt.data === "register") { 2410 signup(); 2411 } 2412 }); 2413 2414 // Created Date 2415 if("October 01, 2026" === "October 01, 2026 03:27 PM") { 2416 // The content published date 2417 paywall.createdDate = "2026-10-01T18:10:53.251Z"; 2418 } else { 2419 // The content published date 2420 paywall.createdDate = "2026-10-01T20:27:45.835Z"; 2421 } 2422 2423 if (paywall.createdDate) { 2424 // Article Age (in milliseconds) 2425 let articleAgeMS = Date.parse(new Date()) - Date.parse(paywall.createdDate); 2426 // Article Age (in days -- 86400000 ms/day) 2427 paywall.ageInDays = Math.floor(articleAgeMS/86400000); 2428 } 2429 2430 // The content author 2431 paywall.author = "Dené K. Dryden"; 2432 2433 // The article ID 2434 paywall.contentId = "000001a0-f84c-debf-a7e5-ffcd0c3a0001"; 2435 2436 // Page Type 2437 let articleBody = "1" 2438 if (window.location.pathname === '/') { 2439 paywall.pageType = "homepage"; 2440 } 2441 else if (articleBody > 0 || window.location.href.indexOf("/obits/") > -1 || contentType === 'blog post') { 2442 paywall.pageType = "article"; 2443 } 2444 else if (contentType === 'video') { 2445 paywall.pageType = "video"; 2446 } 2447 else { 2448 paywall.pageType = "sectionfront"; 2449 } 2450 2451 paywall.pageName = "https://www.postbulletin.com/health/most-of-minnesotas-small-group-individual-health-insurers-post-double-digit-rate-increases-for-2027"; 2452 2453 // The Section Name 2454 let sectionName; 2455 2456 2457 sectionName = "Health" 2458 2459 2460 2461 let js_tags = [] 2462 2463 if (sectionName == undefined) { 2464 if (window.location.pathname === '/') { 2465 sectionName = "Home" 2466 } 2467 else if (paywall.pageType === "video") { 2468 sectionName = "video" 2469 } 2470 else { 2471 let pathname = window.location.pathname.split('/') 2472 /* 2473 freeChildPages are free content that falls under a parent section 2474 e.g. /account/newletters, /podcasts/agweek-podcast, or /obituaries/obits/firstname-lastname-hashkey 2475 */ 2476 let freeChildPages = ["account", "legal-notices", "obituaries", "obits", "podcasts"] 2477 sectionName = (freeChildPages.includes(pathname[1]) && typeof(pathname[2]) !== "undefined") ? 2478 pathname[1] : pathname.slice(-1)[0]; 2479 } 2480 } 2481 2482 2483 js_tags.push("HEALTH") 2484 2485 js_tags.push("INSURANCE") 2486 2487 js_tags.push("ST. PAUL") 2488 2489 2490 let cannabisCookie = getForumCookie('_fcc_cannabis_session') 2491 paywall.cannabis = cannabisCookie 2492 2493 // The content tags 2494 paywall.tags = js_tags; 2495 2496 paywall.sectionName = sectionName; 2497 </script>
2497 2498</auth0-script> 2499 2500 2501 2502
2502<script async> 2503 const getEnvironment = () => { 2504 const hostNameArray = window.location.hostname.split('.') 2505 const indexOfWWW = hostNameArray.indexOf('www') 2506 if (indexOfWWW > -1) { 2507 hostNameArray.splice(indexOfWWW, 1) 2508 } 2509 var propertyName = hostNameArray[0] 2510 var environment = 'production' 2511 if (window.location.hostname.includes('qa') || 2512 window.location.hostname.includes('uat') || 2513 window.location.hostname.includes('localhost') 2514 ) { 2515 environment = 'test' 2516 } else if (window.location.hostname.includes('web')) { 2517 environment = 'production-other' 2518 } 2519 return environment 2520 } 2521 2522 // Reserved for Sophi User Properties available on initial page load. 2523 const setSophiUserProperties = (userStatus) => { 2524 const urlParams = new URLSearchParams(window.location.search) 2525 const utmSource = urlParams.get('utm_source') 2526 const utmMedium = urlParams.get('utm_medium') 2527 2528 const navigaSubPromoEligible = (paywall.promoEligible === "yes") 2529 2530 let newUserProperties = {} 2531 if (userStatus == '' && utmSource == 'email' && utmMedium == 'newsletter') { 2532 demeter('userProperties', { 2533 args: { 2534 1: true, 2535 4: navigaSubPromoEligible 2536 } 2537 }); 2538 } else if (userStatus !== 'subscribed' && utmSource == 'email' && utmMedium == 'newsletter') { 2539 demeter('userProperties', { 2540 args: { 2541 visitorType: userStatus, 2542 1: true, 2543 4: navigaSubPromoEligible 2544 } 2545 }); 2546 } else if (userStatus == 'anonymous' || userStatus == 'registered') { 2547 demeter('userProperties', { 2548 args: { 2549 visitorType: userStatus, 2550 4: navigaSubPromoEligible 2551 } 2552 }); 2553 } 2554 } 2555 2556 const enterSophiSubscriptionFunnel = () => { 2557 demeter('userProperties', { 2558 args: { 2559 3: true 2560 } 2561 }) 2562 } 2563 2564 const getSophiDecision = async (userStatus) => { 2565 if (userStatus == '') { 2566 let decision = await demeter('getDecision'); 2567 if (decision.outcome.wallVisibility === 'always') { 2568 paywall.sophiWallType = decision.outcome.wallType // 'regwall' or 'paywall' 2569 } 2570 } else if (userStatus !== 'subscribed') { 2571 let decision = await demeter('getDecision', { 2572 args: { visitor: userStatus }, // 'registered' or 'anonymous' 2573 }); 2574 if (decision.outcome.wallVisibility === 'always') { 2575 paywall.sophiWallType = decision.outcome.wallType // 'regwall' or 'paywall' 2576 } 2577 } 2578 } 2579 2580 const sophiMount = async () => { 2581 // Allows Sophi Logs to show in Console 2582 if (getEnvironment() === 'test') { 2583 demeter('config', { 2584 args: { 2585 logLevel: 'debug' // default log level is 'warn' 2586 } 2587 }) 2588 } 2589 2590 const userStatus = getForumCookie('_fcc_user_status') 2591 setSophiUserProperties(userStatus) 2592 2593 const isArticle = paywall.pageType === 'article' ? true : false; 2594 const sophiSection = paywall.sectionName; 2595 2596 // Track standard pageview event 2597 demeter('pageview', { 2598 args: { 2599 article: isArticle, // Bool: Identifies if this is an article page 2600 section: sophiSection // String: Top level section of the article 2601 } 2602 }); 2603 2604 // 1. Get values from window.sophi.dataLayer 2605 2606 await demeter('getSophiContext'); 2607 2608 const sophiData = window.sophi.dataLayer; 2609 2610 // 2. Set up tracking properties 2611 2612 var sophi_propensity = '' 2613 if (sophiData && sophiData.trace) { 2614 sophi_propensity = sophiData.trace.substring(3,5) 2615 paywall.sophiPropensityScore = sophi_propensity 2616 } 2617 2618 const trackingProperties = { 2619 sophi_trace: sophiData.trace, 2620 sophi_context: sophiData.context, 2621 sophi_inputs: sophiData.inputs, 2622 sophi_assigned_group: sophiData.assignedGroup, 2623 experiments_code: sophiData.experimentsCode, 2624 sophi_propensity_score: sophi_propensity, 2625 sophi_user_properties: sophiData.userProperties, 2626 sophi_content_properties: sophiData.contentProperties 2627 }; 2628 2629 // Track a pageview event 2630 dataLayer.push({'event': 'sophi_page_view', ...trackingProperties}); 2631 2632 // Updated a/b testing for Sophi v2.0 2633 const assignedGroup = sophiData.assignedGroup; 2634 if (assignedGroup === 'variant') { 2635 paywall.assignedGroup = 'variant' 2636 getSophiDecision(userStatus) 2637 } else { 2638 paywall.assignedGroup = 'control' 2639 } 2640 2641 function generateLink (arr, propensityScore, isPromo) { 2642 if (!isPromo) { 2643 // update subscribe links 2644 updateSubscribeButtonLinks(arr[0].url) 2645 // footer 2646 updateFooterLink(arr[0].url) 2647 return 2648 } 2649 // calc length & map to offers 2650 const total = 100; 2651 const interval = total / arr.length; 2652 2653 const scoredOffers = arr.map((item, index) => { 2654 const upper = total - interval * index; 2655 const lower = total - interval * (index + 1); 2656 return { 2657 ...item, 2658 scoreRange: { 2659 lower: parseFloat(lower.toFixed(2)), 2660 upper: parseFloat(upper.toFixed(2)) 2661 } 2662 } 2663 }) 2664 2665 const selectedOffer = scoredOffers.find(item => propensityScore > item.scoreRange.lower && propensityScore <= item.scoreRange.upper) 2666 2667 if (!selectedOffer) { 2668 console.log('no offer default subscribe link used') 2669 return 2670 } 2671 2672 // update subscribe links 2673 updateSubscribeButtonLinks(selectedOffer.url) 2674 // footer 2675 updateFooterLink(selectedOffer.url) 2676 } 2677 2678 function updateSubscribeButtonLinks (url) { 2679 let link = `clickSubscribe('${url}
2679', '', 'Page-header-subscribe')` 2680 // find all subscribe button instances on page 2681 let elementCollection = document.getElementsByClassName('Page-header-subscribe') 2682 let elementArr = Array.from(elementCollection) 2683 2684 elementArr.forEach((element, index) => { 2685 element.setAttribute('onclick', link) 2686 }) 2687 } 2688 2689 function updateFooterLink (url) { 2690 let link = `clickSubscribe('${url}', '', 'Page-header-subscribe')` 2691 let footerCollection = document.getElementsByClassName('FooterNavigationItem-items-item') 2692 // find the subscription link 2693 let footerArr = Array.from(footerCollection) 2694 2695 let filteredFooterArr = footerArr.filter(parent => parent.firstChild.innerText?.includes('Subscription Options')) 2696 if (filteredFooterArr.length < 1) { 2697 console.log('no footer links found') 2698 return 2699 } 2700 let footerLink = filteredFooterArr[0].firstChild 2701 if (!footerLink) { 2702 console.log('no anchor in footer link') 2703 return 2704 } 2705 footerLink.removeAttribute('href') 2706 footerLink.setAttribute('onclick', link) 2707 } 2708 2709 // determine subscribe URL based on logic 2710 if (assignedGroup === "variant" && "false" === "true") { 2711 let sophiSubscribeUrlsArr = [] 2712 2713 if (paywall.promoEligible === 'yes') { 2714 // generate subscribe url based on propensity score 2715 generateLink(sophiSubscribeUrlsArr, paywall.sophiPropensityScore, true) 2716 } else { 2717 generateLink(sophiSubscribeUrlsArr, paywall.sophiPropensityScore, false) 2718 } 2719 } 2720 2721 window.dispatchEvent(navigaEngageInitTrigger) 2722 } 2723 2724 // New Event for Sophi Paywall to Trigger on paywall modals after Sophi has mounted 2725 const navigaEngageInitTrigger = new Event('navigaEngageInitTrigger') 2726 window.addEventListener('sophiGlobalScriptMount', function () { 2727 sophiMount() 2728 }) 2729</script>
2729 2730 2731 2732 2733 2734
2734<script> 2735 (function (d, s, n) { 2736 var js, fjs = d.getElementsByTagName(s)[0]; 2737 js = d.createElement(s); 2738 js.className = n; 2739 js.src = "//player.ex.co/player/33705558-dcc5-46ac-8b10-861843026682"; 2740 fjs.parentNode.insertBefore(js, fjs); 2741 }(document, 'script', 'exco-player')); 2742</script>
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3600 3601 3602 3603 3604 3605 <div class="AdOneColumnContainer" data-module > 3606 3607 <div class="AdOneColumnContainer-container" data-modulewell> 3608 3609 3610 3611 <div class="GoogleDfpAd-Content" data-slot-name="/7021/forumcomm/stcloudlive/health"> 3612 <div id="Lazyload-googleAd9886ac28-0811-46d4-a13e-04c49da011f0" class="GoogleDfpAd-Lazy" data-box targeting='{"position":["article-banner-1"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' > 3613 <p class="GoogleDfpAd-advertisement"><span>ADVERTISEMENT</span></p> 3614 <div id="googleAd9886ac28-0811-46d4-a13e-04c49da011f0" data-module class="GoogleDfpAd" data-slot-name="/7021/forumcomm/stcloudlive/health" data-slot-sizes="[[970, 250], [970, 90], [970, 66], [960, 200], [930, 180], [728, 90], [320, 50], [300, 50]]" data-slot-adSizeMap="[[[0, 0], [320, 50], [300, 50]], [[768, 0], [728, 90]], [[1024, 0], [970, 250], [970, 90], [970, 66], [960, 200], [930, 180], [728, 90]]]" data-prebidsjson='[{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270008"}},{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270010"}},{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270009"}},{"bidder":"msft","params":{"placement_id":11320281}},{"bidder":"msft","params":{"placement_id":11320288}},{"bidder":"openx","params":{"unit":"540477224","delDomain":"forumcomm-d.openx.net"}},{"bidder":"ix","params":{"siteId":"248828","size":[728,90]}},{"bidder":"ix","params":{"siteId":"248842","size":[970,90]}},{"bidder":"ix","params":{"siteId":"248840","size":[970,250]}},{"bidder":"ix","params":{"siteId":"248848","size":[320,50]}},{"bidder":"ix","params":{"siteId":"248850","size":[300,50]}},{"bidder":"rubicon","params":{"accountId":"12144","siteId":"44028","zoneId":"190792"}},{"bidder":"rubicon","params":{"accountId":"12144","siteId":"44030","zoneId":"190796"}},{"bidder":"sharethrough","params":{"pkey":"XqqTgdJ9uEf7Apx5rsNELilH","size":[728,90]}},{"bidder":"sharethrough","params":{"pkey":"Y071ZmRuKxdsX9m2ZWOG9LEh","size":[320,50]}},{"bidder":"sharethrough","params":{"pkey":"LLbglWA1c3dJOEvlHbh2cDrw","size":[970,250]}},{"bidder":"sharethrough","params":{"pkey":"1hBDESkP0ha5uxDILl4xqVTf","size":[970,90]}},{"bidder":"sharethrough","params":{"pkey":"8vcNh5zcTvr0BHzHji8ns13L","size":[300,50]}}]' data-targeting='{"position":["article-banner-1"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' data-slot-refresh='true'> 3615 <span class="GoogleDfpAd-placeholder"></span> 3616</div> 3617 3618</div> 3619 </div> 3620 3621 3622 3623 </div> 3624</div> 3625 3626 3627 3628 3629 3630 <div class="GoogleDfpAd-Float-Content"> 3631 <div class="GoogleDfpAd-Float"> 3632 <div id="Lazyload-googleAddcadf775-8d81-4db9-87a9-d84ccb2dbce4" class="GoogleDfpAd-Lazy float" data-box data-checkuserstatus targeting='{"position":["adhesion"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' > 3633 <p class="GoogleDfpAd-advertisement"><span>ADVERTISEMENT</span></p> 3634 <div id="googleAddcadf775-8d81-4db9-87a9-d84ccb2dbce4" data-module class="GoogleDfpAd" data-slot-name="/7021/forumcomm/stcloudlive/health" data-slot-sizes="[[1550, 90], [460, 72], [322, 50], [1, 1], [2, 1]]" data-slot-adSizeMap="[[[0, 0], [322, 50], [1, 1], [2, 1]], [[768, 0], [460, 72], [1, 1], [2, 1]], [[1500, 0], [1550, 90], [1, 1], [2, 1]]]" data-targeting='{"position":["adhesion"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}'> 3635 <span class="GoogleDfpAd-placeholder"></span> 3636</div> 3637 3638 </div> 3639 </div> 3640 </div> 3641 3642 3643 3644 3645 3646 3647 3648 3649 <div class="GoogleDfpAd-Engagement-Content"> 3650 <div class="GoogleDfpAd-Engagement"> 3651 <div id="Lazyload-googleAdc2fd9561-7682-494e-b675-3b7451335d57" class="GoogleDfpAd-Lazy float" data-box targeting='{"position":["engagement-ad"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' > 3652 <p class="GoogleDfpAd-advertisement"><span>ADVERTISEMENT</span></p> 3653 <div id="googleAdc2fd9561-7682-494e-b675-3b7451335d57" data-module class="GoogleDfpAd" data-slot-name="/7021/forumcomm/stcloudlive/health" data-slot-sizes="[[300, 250]]" data-slot-adSizeMap="[[[0, 0], [300, 250]]]" data-prebidsjson='[{"b
3653idder":"opsco","params":{"publisherId":"1027","placementId":"10270011"}},{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270020"}},{"bidder":"openx","params":{"unit":"560861132","delDomain":"forumcomm-d.openx.net"}},{"bidder":"ix","params":{"siteId":"248844","size":[300,250]}},{"bidder":"sharethrough","params":{"pkey":"pFFVWsfBXuDFaAfW9pDrwCjq","size":[300,250]}},{"bidder":"rubicon","params":{"accountId":"12144","siteId":"44028","zoneId":"190792"}},{"bidder":"rubicon","params":{"accountId":"12144","siteId":"44030","zoneId":"190796"}},{"bidder":"msft","params":{"placement_id":11320288}}]' data-targeting='{"position":["engagement-ad"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' data-slot-refresh='true' data-engagement-ad-enable='true'> 3654 <span class="GoogleDfpAd-placeholder"></span> 3655</div> 3656 3657 </div> 3658 </div> 3659 </div> 3660 3661 3662 3663 3664 <div class="GoogleDfpAd-FirstEntryTakeover-Content"> 3665 <div id="Lazyload-googleAd3e828815-5301-45d1-81b7-d5fae9f640e7" class="Takeover-Container" data-box targeting='{"position":["first-entry-takeover"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' > 3666 <div id="googleAd3e828815-5301-45d1-81b7-d5fae9f640e7" data-module class="GoogleDfpAd" outofpage='true' data-slot-name="/7021/forumcomm/stcloudlive/health" data-slot-sizes="[[1, 1]]" data-slot-adSizeMap="[[[0, 0], [1, 1]]]" data-targeting='{"position":["first-entry-takeover"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}'> 3667 <span class="GoogleDfpAd-placeholder"></span> 3668</div> 3669 3670 </div> 3671 </div> 3672 3673
3673<script type="text/javascript"> 3674 const date = new Date() 3675 let currentDate = date.toLocaleDateString("en-CA") 3676 let firstEntryTakeoverAd = document.querySelector('.GoogleDfpAd-FirstEntryTakeover-Content') 3677 let firstEntryCookie = getForumCookie('_fcc_first_entry') 3678 let showFirstEntryCampaign = document.getElementById('First-entry-campaign').getAttribute('showFirstEntryCampaign') 3679 3680 if ((showFirstEntryCampaign == 'true') && ((firstEntryCookie === '') || ((firstEntryCookie !== '') && (currentDate > firstEntryCookie)))) { 3681 googletag.cmd.push(function() { 3682 googletag.pubads().addEventListener('slotRenderEnded', function(event) { 3683 if (event.isEmpty) { 3684 firstEntryCampaign = false 3685 return 3686 } 3687 3688 if (event.slot.getTargeting('position') == "first-entry-takeover") { 3689 let takeoverContainer = document.querySelector('.Takeover-Container') 3690 let pageBody = document.querySelector('.Page-body') 3691 let googleAdId = document.getElementById('Lazyload-googleAd3e828815-5301-45d1-81b7-d5fae9f640e7') 3692 let adContainer = googleAdId.querySelector('.GoogleDfpAd') 3693 3694 let windowWidth = document.body.clientWidth 3695 let windowHeight = document.body.clientHeight 3696 let videoWidth = (windowHeight - 60) * 1.778 3697 3698 if (windowWidth > videoWidth) { 3699 windowWidth = videoWidth 3700 } 3701 3702 pageBody.style.paddingTop = windowHeight + 'px' 3703 firstEntryTakeoverAd.style.height = windowHeight + 'px' 3704 firstEntryTakeoverAd.style.display = 'block' 3705 takeoverContainer.style.height = windowHeight + 'px' 3706 adContainer.style.maxWidth = windowWidth +'px' 3707 3708 firstEntryTakeoverAd.scrollIntoView() 3709 3710 setForumCookie('_fcc_first_entry', currentDate, 365) 3711 } 3712 }) 3713 }) 3714 } 3715 else { 3716 firstEntryTakeoverAd.remove() 3717 } 3718 </script>
3718 3719 3720 3721 3722 3723 3724</div> 3725 3726 3727 <div class="Page-content"> 3728 3729 <div class="ArticlePage-lede"> 3730 3731 <div class="ArticlePage-lede-content"> 3732 3733 <div class="Page-breadcrumbs-wrapper" data-worktype> 3734 3735 3736 <div class="Page-breadcrumbs"> 3737 3738 3739 <a class="Link " href="https://www.stcloudlive.com/health" data-cms-ai="0" >Health</a> 3740 3741 3742 </div> 3743 3744 </div> 3745 3746 3747 3748 3749 <h1 class="Page-headline">Most of Minnesota's small group, individual health insurers post double-digit rate increases for 2027</h1> 3750 3751 3752 3753 3754 <h2 class="Page-subHeadline">The final rate increases, announced by the Minnesota Department of Commerce on Thursday, will impact around 387,000 small group employees and self-insured Minnesotans.</h2> 3755 3756 3757 3758 3759 </div> 3760 </div> 3761 3762 <div class="Page-oneColumn" data-modulewell> 3763 <main class="Page-main standard" data-module data-padding="none"> 3764 3765 3766 3767 3768 3769 3770 3771 <div class="Page-lead"><figure class="Figure"> 3772 3773 <picture> 3774 3775 3776 3777 3778 3779 3780 3781 3782 3783 3784 3785 3786 <source type="image/webp" width="840" 3787 height="560" 3788 data-srcset="https://cdn.forumcomm.com/dims4/default/3028358/2147483647/strip/true/crop/4248x2832+4+0/resize/840x560!/format/webp/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F61%2Fa4%2F9dd9dce944189d095b2c9f66160a%2Fgettyimages-168258400.jpg 1x,https://cdn.forumcomm.com/dims4/default/d3930aa/2147483647/strip/true/crop/4248x2832+4+0/resize/1680x1120!/format/webp/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F61%2Fa4%2F9dd9dce944189d095b2c9f66160a%2Fgettyimages-168258400.jpg 2x" data-lazy-load="true" srcset="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSI1NjBweCIgd2lkdGg9Ijg0MHB4Ij48L3N2Zz4=" 3789 /> 3790 3791 3792 3793 3794 <source width="840" 3795 height="560" 3796 data-srcset="https://cdn.forumcomm.com/dims4/default/5d76b04/2147483647/strip/true/crop/4248x2832+4+0/resize/840x560!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F61%2Fa4%2F9dd9dce944189d095b2c9f66160a%2Fgettyimages-168258400.jpg" data-lazy-load="true" srcset="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSI1NjBweCIgd2lkdGg9Ijg0MHB4Ij48L3N2Zz4=" 3797 /> 3798 3799 3800 3801 3802 3803 3804 <img class="Image" alt="Health Insurance Form stock photo" srcset="https://cdn.forumcomm.com/dims4/default/5d76b04/2147483647/strip/true/crop/4248x2832+4+0/resize/840x560!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F61%2Fa4%2F9dd9dce944189d095b2c9f66160a%2Fgettyimages-168258400.jpg 1x,https://cdn.forumcomm.com/dims4/default/9efe973/2147483647/strip/true/crop/4248x2832+4+0/resize/1680x1120!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F61%2Fa4%2F9dd9dce944189d095b2c9f66160a%2Fgettyimages-168258400.jpg 2x" width="840" height="560" 3805 data-src="https://cdn.forumcomm.com/dims4/default/5d76b04/2147483647/strip/true/crop/4248x2832+4+0/resize/840x560!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F61%2Fa4%2F9dd9dce944189d095b2c9f66160a%2Fgettyimages-168258400.jpg" data-lazy-load="true" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSI1NjBweCIgd2lkdGg9Ijg0MHB4Ij48L3N2Zz4=" 3806 > 3807 3808 3809</picture> 3810 3811 3812 3813 3814 <div class="Figure-content"><figcaption class="Figure-caption">Health insurance form.</figcaption><div class="Figure-credit">Contributed / Getty Images</div></div> 3815 3816</figure> 3817</div> 3818 3819 3820 3821 3822 3823 3824 <div class="ArticlePage-actions-wrapper"> 3825 <div class="Page-byline-block"> 3826 <div class="Page-byline"> 3827 <div class="Page-authors"> 3828 3829 3830 <a class="Page-authors-image" href="https://www.stcloudlive.com/dene-dryden" data-cms-ai="0"><picture> 3831 3832 3833 3834 3835 3836 3837 3838 3839 3840 3841 3842 3843 <source type="image/webp" width="100" 3844 height="100" 3845 data-srcset="https://cdn.forumcomm.com/dims4/default/bfc71d2/2147483647/strip/true/crop/3000x3000+585+0/resize/100x100!/format/webp/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2Fed%2F35%2F41a220ab4aec9d1d77c3a1a435b2%2F082124-dene-dryden-02790-copy.jpg 1x,https://cdn.forumcomm.com/dims4/default/f50489f/2147483647/strip/true/crop/3000x3000+585+0/resize/200x200!/format/webp/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2Fed%2F35%2F41a220ab4aec9d1d77c3a1a435b2%2F082124-dene-dryden-02790-copy.jpg 2x" data-lazy-load="true" srcset="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIxMDBweCIgd2lkdGg9IjEwMHB4Ij48L3N2Zz4=" 3846 /> 3847 3848 3849 3850 3851 <source width="100" 3852 height="100" 3853 data-srcset="https://cdn.forumcomm.com/dims4/default/1e12d67/2147483647/strip/true/crop/3000x3000+585+0/resize/100x100!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2Fed%2F35%2F41a220ab4aec9d1d77c3a1a435b2%2F082124-dene-dryden-02790-copy.jpg" data-lazy-load="true" srcset="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIxMDBweCIgd2lkdGg9IjEwMHB4Ij48L3N2Zz4=" 3854 /> 3855 3856 3857 3858 3859 3860 3861 <img class="Image" alt="Dené K. Dryden" srcset="https://cdn.forumcomm.com/dims4/default/1e12d67/2147483647/strip/true/crop/3000x3000+585+0/resize/100x100!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2Fed%2F35%2F41a220ab4aec9d1d77c3a1a435b2%2F082124-dene-dryden-02790-copy.jpg 1x,https://cdn.forumcomm.com/dims4/default/5e4af06/2147483647/strip/true/crop/3000x3000+585+0/resize/200x200!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2Fed%2F35%2F41a220ab4aec9d1d77c3a1a435b2%2F082124-dene-dryden-02790-copy.jpg 2x" width="100" height="100" 3862 data-src="https://cdn.forumcomm.com/dims4/default/1e12d67/2147483647/strip/true/crop/3000x3000+585+0/resize/100x100!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2Fed%2F35%2F41a220ab4aec9d1d77c3a1a435b2%2F082124-dene-dryden-02790-copy.jpg" data-lazy-load="true" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIxMDBweCIgd2lkdGg9IjEwMHB4Ij48L3N2Zz4=" 3863 > 3864 3865 3866</picture> 3867</a> 3868 3869 3870 3871 <div class="Page-authors-container"> 3872 3873 <div class="Page-authors-name"> 3874
3875 <span>By</span> 3876 <a href="https://www.stcloudlive.com/dene-dryden" data-cms-ai="0"><span>Dené K. Dryden</span></a></div> 3877 <div class="Page-datePublished"><span>Today at 1:10 PM</span> 3878 </div></div> 3879 </div> 3880</div> 3881 3882 3883 <div class="Page-share-work-buttons"> 3884 3885 3886 <div class="Share-work-type"> 3887 <a href="#instaread" data-cms-ai="0"> 3888 <div class="Share-work-type-button instaread instaread-button"> 3889 <i class="fal fa-headphones"></i> 3890 Listen 3891 </div> 3892 </a> 3893</div> 3894 3895 3896 3897 3898 <div class="Share-work-type"> 3899 <a href="#conversations" data-cms-ai="0"> 3900 <div class="Share-work-type-button viafoura viafoura-button"> 3901 <i class="fal fa-comment"></i> 3902 <vf-conversations-count vf-container-id="000001a0-f84c-debf-a7e5-ffcd0c3a0001"></vf-conversations-count> Comments 3903 </div> 3904 </a> 3905</div> 3906 3907 3908 3909 <div class="Share-work-type"> 3910 <div class="Share-work-type-button share-button" id="ShareButton-top"> 3911 <i class="fal fa-share work-type-button-icon"></i> 3912 Share 3913 </div> 3914 <div id="ShareButton-top-modal" class="modal"> 3915 <div class="Share-work-type-tooltip share-wrapper"> 3916 <i id="ShareButton-top-close" class="fal fa-times close-modal"></i> 3917 <div class="label">Share this article</div> 3918 <div class="description share-list"> 3919 3920 3921 3922 <div class="viafoura"> 3923 <div class="vf-widget vf-share-bar-default vf-share-bar-vertical" 3924 data-widget="sharebar" 3925 data-button-view="false" 3926 data-show-labels="true" 3927 data-show-counters="false" 3928 data-show-total="false" 3929 data-share-current-page-url="true"> 3930 </div> 3931</div> 3932 3933 3934 3935 3936 </div> 3937 <i class="caret"></i> 3938 </div> 3939 </div> 3940</div> 3941 3942 3943 3944 3945 3946 <div class="Share-work-type"> 3947 <div class="Share-work-type-button work-type-button" id="WorkTypeButton-top"> 3948 <i class="fal fa-info-circle work-type-button-icon"></i> 3949 News Reporting 3950 </div> 3951 <div id="WorkTypeButton-top-modal" class="modal trust-modal"> 3952 <div class="Share-work-type-tooltip trust-work-wrapper"> 3953 <i id="WorkTypeButton-top-close" class="fal fa-times close-modal"></i> 3954 <div class="label">News Reporting</div> 3955 <div class="description">Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources.</div> 3956 <div class="TrustProject"> 3957 <div class="TrustProject-slogan"> 3958 <img class="TrustProject-logo" src="https://static.forumcomm.com/images/trust-project/trustproject.png" alt="The Trust Project" srcset="https://static.forumcomm.com/images/trust-project/trustproject.png 1x,https://static.forumcomm.com/images/trust-project/trustproject2x.png 2x" width="21" height="23"> 3959 The Trust Project 3960 </div> 3961 <a href="/policies-and-standards" class="TrustProject-link" target="_blank" data-cms-ai="0">What is this?</a> 3962</div> 3963 <i class="caret"></i> 3964 </div> 3965 </div> 3966</div> 3967 3968 3969 3970 </div> 3971 3972</div> 3973 3974 </div> 3975 3976 <div id="paywall-inline-container"></div> 3977 3978 <div class="Page-articleBody"> 3979 3980 <div class="RichTextArticleBody RichTextBody"> 3981 3982 <p>ST. PAUL â Health insurance rates in Minnesota's small group and individual plan markets will rise by an average of 17.4% in 2027, the Minnesota Department of Commerce announced Thursday, Oct. 1.</p><p> 3983 3984 <a class="Link " href="https://mn.gov/commerce/insurance/health/consumer-protections/rates/approved/2027/" target="_blank" data-cms-ai="0" >Increased prices</a> 3985 3986 for small group plans â those offered by small and mid-sized employers â range from 10.6% to 21.4%. In the individual health plan market, self-insured Minnesotans could see their rates grow from 9.9% to 21.1%.</p> 3987 3988 <div class="Enhancement" > 3989 <div class="Enhancement-item"> 3990 3991 3992 3993 3994 3995 3996 <div class="GoogleDfpAd-Content" data-slot-name="/7021/forumcomm/stcloudlive/health"> 3997 <div id="Lazyload-googleAdf1a24e48-2905-413e-8cb9-1e8abb98bade" class="GoogleDfpAd-Lazy" data-box data-checkuserstatus targeting='{"position":["in-article-full-width-1"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' > 3998 <p class="GoogleDfpAd-advertisement"><span>ADVERTISEMENT</span></p> 3999 <div id="googleAdf1a24e48-2905-413e-8cb9-1e8abb98bade" data-module class="GoogleDfpAd" data-slot-name="/7021/forumcomm/stcloudlive/health" data-slot-sizes="[[970, 250], [970, 90], [970, 66], [960, 200], [930, 180], [728, 90], [320, 100], [320, 50], [300, 250], [300, 50]]" data-slot-adSizeMap="[[[0, 0], [320, 100], [320, 50], [300, 250], [300, 50]], [[768, 0], [728, 90], [300, 250]], [[1024, 0], [970, 250], [960, 200], [930, 180], [970, 90], [970, 66], [728, 90], [300, 250]]]" data-prebidsjson='[{"b
3999idder":"opsco","params":{"publisherId":"1027","placementId":"10270008"}},{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270010"}},{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270009"}},{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270011"}},{"bidder":"openx","params":{"unit":"540477224","delDomain":"forumcomm-d.openx.net"}},{"bidder":"openx","params":{"unit":"540477234","delDomain":"forumcomm-d.openx.net"}},{"bidder":"ix","params":{"siteId":"248844","size":[300,250]}},{"bidder":"ix","params":{"siteId":"248848","size":[320,50]}},{"bidder":"ix","params":{"siteId":"248828","size":[728,90]}},{"bidder":"ix","params":{"siteId":"248842","size":[970,90]}},{"bidder":"ix","params":{"siteId":"248840","size":[970,250]}},{"bidder":"sharethrough","params":{"pkey":"FGK0r7LlEw8VHNpfdzFuze4z","size":[320,100]}},{"bidder":"ix","params":{"siteId":"248850","size":[300,50]}},{"bidder":"ix","params":{"siteId":"248852","size":[320,100]}},{"bidder":"rubicon","params":{"accountId":"12144","siteId":"44028","zoneId":"190792"}},{"bidder":"rubicon","params":{"accountId":"12144","siteId":"44030","zoneId":"190796"}},{"bidder":"sharethrough","params":{"pkey":"pFFVWsfBXuDFaAfW9pDrwCjq","size":[300,250]}},{"bidder":"sharethrough","params":{"pkey":"XqqTgdJ9uEf7Apx5rsNELilH","size":[728,90]}},{"bidder":"sharethrough","params":{"pkey":"LLbglWA1c3dJOEvlHbh2cDrw","size":[970,250]}},{"bidder":"sharethrough","params":{"pkey":"1hBDESkP0ha5uxDILl4xqVTf","size":[970,90]}},{"bidder":"msft","params":{"placement_id":11320281}},{"bidder":"msft","params":{"placement_id":11320288}}]' data-targeting='{"position":["in-article-full-width-1"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' data-slot-refresh='true'> 4000 <span class="GoogleDfpAd-placeholder"></span> 4001</div> 4002 4003</div> 4004 <div id="33705558-dcc5-46ac-8b10-861843026682" ></div> 4005<fcc-google-dfp-video-ad videoAdIndex="33705558-dcc5-46ac-8b10-861843026682" defaultAdIndex="Lazyload-googleAdf1a24e48-2905-413e-8cb9-1e8abb98bade"></fcc-google-dfp-video-ad> 4006 </div> 4007 4008 4009 4010 4011 4012 4013 </div> 4014 </div> 4015 4016 <p>These increases will affect about 387,000 Minnesotans. The actual increases to people's monthly premiums will depend on where they live, what plan they select, their age and other factors.</p><p>"Health insurance is not a luxury; it'sâ¯something families rely on," said Julia Dreier, the department's temporary commissioner. "That is why we will continue to scrutinize the rates insurers propose, ensure consumers are treated fairly and work to make health insurance more affordable through state initiatives like the reinsurance program."</p><p>For 4017 4018 <a class="Link " href="https://mn.gov/commerce-stat/insurance/rates/2026/2025_rising_insurance_costs_final.pdf" target="_blank" data-cms-ai="0" >plan year 2026,</a> 4019 4020 Minnesota's average rate increases for small group and individual plans were 14% and 22%, respectively.</p> 4021 4022 <div class="Enhancement" > 4023 <div class="Enhancement-item"> 4024 4025 4026 4027 4028 <div class="viafoura"> 4029 <vf-conversation-starter 4030 target="viafoura-conversations" 4031 title="Have your say." 4032 description="" 4033 vf-container-id="000001a0-f84c-debf-a7e5-ffcd0c3a0001" 4034 > 4035 </vf-conversation-starter> 4036</div> 4037 4038 4039 4040 4041 4042 </div> 4043 </div> 4044 4045 <p>Ahead of the final 2027 rate changes, Brad Roque, vice president for enterprise accounts at eHealth, said multiple factors, including the growth in GLP-1 prescriptions and newer, more expensive medications and treatments, have had an impact on the nation's health insurance costs.</p><p>"Everybody expects an increase year over year," Roque said. "I think the last few years, it's been a little bit more volatile than we've expected, and we've seen larger increases."</p><p> 4046 4047 <a class="Link " href="https://mn.gov/commerce/news/#/detail/appId/3/id/770073" target="_blank" data-cms-ai="0" >
4047In its news release,</a> 4048 4049 the state commerce department said without the state's reinsurance program, "the average final rate change proposed by health insurers was 57.9 percent." Through Minnesota's reinsurance program, the state pays for a portion of medical bills above $50,000.</p><p>The Minnesota Council of Health Plans, the association representing the state's nonprofit health insurers, in a statement called on state lawmakers to make healthcare affordability a priority, and said the increases were partially driven by Gov. Tim Walz's administration "shifting Medicaid costs onto the private market."</p> 4050 4051 <div class="Enhancement" > 4052 <div class="Enhancement-item"> 4053 4054 4055 4056 4057 4058 4059 <div class="GoogleDfpAd-Content" data-slot-name="/7021/forumcomm/stcloudlive/health"> 4060 <div id="Lazyload-googleAd70ee21ff-931d-48b5-a906-d5063a2ca911" class="GoogleDfpAd-Lazy" data-box targeting='{"position":["in-article-full-width-2"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' > 4061 <p class="GoogleDfpAd-advertisement"><span>ADVERTISEMENT</span></p> 4062 <div id="googleAd70ee21ff-931d-48b5-a906-d5063a2ca911" data-module class="GoogleDfpAd" data-slot-name="/7021/forumcomm/stcloudlive/health" data-slot-sizes="[[970, 250], [970, 90], [970, 66], [960, 200], [930, 180], [728, 90], [320, 100], [320, 50], [300, 250], [300, 50]]" data-slot-adSizeMap="[[[0, 0], [320, 100], [320, 50], [300, 250], [300, 50]], [[768, 0], [728, 90], [300, 250]], [[1024, 0], [970, 250], [960, 200], [930, 180], [970, 90], [970, 66], [728, 90], [300, 250]]]" data-prebidsjson='[{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270008"}},{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270010"}},{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270009"}},{"bidder":"opsco","params":{"publisherId":"1027","placementId":"10270020"}},{"bidder":"openx","params":{"unit":"540477224","delDomain":"forumcomm-d.openx.net"}},{"bidder":"openx","params":{"unit":"540477234","delDomain":"forumcomm-d.openx.net"}},{"bidder":"ix","params":{"siteId":"248844","size":[300,250]}},{"bidder":"ix","params":{"siteId":"248848","size":[320,50]}},{"bidder":"ix","params":{"siteId":"248828","size":[728,90]}},{"bidder":"ix","params":{"siteId":"248842","size":[970,90]}},{"bidder":"ix","params":{"siteId":"248840","size":[970,250]}},{"bidder":"sharethrough","params":{"pkey":"FGK0r7LlEw8VHNpfdzFuze4z","size":[320,100]}},{"bidder":"ix","params":{"siteId":"248850","size":[300,50]}},{"bidder":"ix","params":{"siteId":"248852","size":[320,100]}},{"bidder":"rubicon","params":{"accountId":"12144","siteId":"44028","zoneId":"190792"}},{"bidder":"rubicon","params":{"accountId":"12144","siteId":"44030","zoneId":"190796"}},{"bidder":"sharethrough","params":{"pkey":"pFFVWsfBXuDFaAfW9pDrwCjq","size":[300,250]}},{"bidder":"sharethrough","params":{"pkey":"XqqTgdJ9uEf7Apx5rsNELilH","size":[728,90]}},{"bidder":"sharethrough","params":{"pkey":"LLbglWA1c3dJOEvlHbh2cDrw","size":[970,250]}},{"bidder":"sharethrough","params":{"pkey":"1hBDESkP0ha5uxDILl4xqVTf","size":[970,90]}},{"bidder":"msft","params":{"placement_id":11320281}},{"bidder":"msft","params":{"placement_id":11320288}}]' data-targeting='{"position":["in-article-full-width-2"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' data-slot-refresh='true'> 4063 <span class="GoogleDfpAd-placeholder"></span> 4064</div> 4065 4066</div> 4067 </div> 4068 4069 4070 4071 4072 4073 4074 </div> 4075 </div> 4076 4077 <p>"We need an honest, fact-based conversation with policymakers and the incoming administration about how all parties can work together to slow down the rising cost of care," said Lucas Nesse, president and CEO of MCHP.</p><p>Jake Schwitzer, executive director of progressive think tank North Star Policy Action, also called for state action, citing federal changes to Medicaid that take effect next year.</p><p>"It's on state leaders to step up," Schwitzer said in a statement. "Minnesota has real tools to bring down costs, from tougher rate review to cracking down on private equity and consolidation in our health care system, and we need the political will to use them."</p><p>The availability of individual health plans, offered through the state's MNsure marketplace, 4078 4079 <a class="Link " href="https://mn.gov/commerce-stat/insurance/rates/2027/2027%20Count%20of%20Carriers%20by%20County.pdf" target="_blank" data-cms-ai="0" >varies by county.</a> 4080 4081 Most customers in the Twin Cities metro, southwest Minnesota and the Duluth area can choose plans from four different insurers, while residents of some counties, such as Olmsted, have only two insurers to consider.</p><p>Minnesota's 4082 4083 <a class="Link " href="https://www.postbulletin.com/health/17-000-fewer-minnesotans-enrolled-in-mnsure-health-insurance-since-last-year" data-cms-ai="0" >individual plan enrollment declined in 2026</a> 4084 4085 after a federal premium tax credit expired.</p> 4086 4087 <div class="Enhancement" > 4088 <div class="Enhancement-item"> 4089 4090 4091 4092 4093 <div class="ArticleList" data-hide-author="true" data-hide-badge="true" data-hide-byline="true" data-hide-category="true" data-hide-comment-count="true" data-hide-dates="true" data-hide-descriptions="true" data-show-loadmore="true" data-module> 4094 4095 4096 <div class="List-header" > 4097 4098 4099 <div class="List-header-title"> 4100 <a class="Link with-icon" href="https://www.postbulletin.com/" data-cms-ai="0" >Also read <svg class="chevron"><use xlink:href="#chevron"></use></svg></a> 4101 </div> 4102 4103 4104 4105 </div> 4106 4107 4108 4109 4110 4111 <ul class="ArticleList-items" data-with-borders> 4112 4113 4114 <li class="ArticleList-items-item" > 4115 4116 4117 <div class="PromoImageHeaderDate"> 4118 4119 4120 <div class="Promo-media"><a class="Link" aria-label="Ahead of 2027 health plan deadline, Boldon continues push for home care nursing fix" 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4175 <span>Sep 16</span> 4176 4177 4178 </div> 4179 <div class="viafoura comment-count" id="comment-count-container"> 4180 <i class="fal fa-comment" style="display:none;"></i> 4181 <vf-conversations-count vf-container-id="000001a0-abe5-dfc2-ada1-fbf70e320000"></vf-conversations-count> 4182 </div> 4183 </div> 4184 4185 </div> 4186</div> 4187 4188 4189 </li> 4190 4191 4192 4193 <li class="ArticleList-items-item" > 4194 4195 4196 <div class="PromoImageHeaderDate"> 4197 4198 4199 <div class="Promo-media"><a class="Link" aria-label="Hypertension in pregnancy is on the rise. Minnesota experts share risk factors, impact on care" href="https://www.stcloudlive.com/health/hypertension-in-pregnancy-is-on-the-rise-minnesota-experts-share-risk-factors-impact-on-care" data-cms-ai="0" ><picture> 4200 4201 4202 4203 4204 4205 4206 4207 4208 4209 4210 4211 4212 <source type="image/webp" width="100" 4213 height="100" 4214 data-srcset="https://cdn.forumcomm.com/dims4/default/0a10ddb/2147483647/strip/true/crop/2400x2400+600+0/resize/100x100!/format/webp/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F12%2F28%2F51b6a1c74fa9927a1b099d1bf0db%2Fadobestock-blood-pressure-pregnant-patient.jpg 1x,https://cdn.forumcomm.com/dims4/default/1a806cb/2147483647/strip/true/crop/2400x2400+600+0/resize/200x200!/format/webp/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F12%2F28%2F51b6a1c74fa9927a1b099d1bf0db%2Fadobestock-blood-pressure-pregnant-patient.jpg 2x" data-lazy-load="true" srcset="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIxMDBweCIgd2lkdGg9IjEwMHB4Ij48L3N2Zz4=" 4215 /> 4216 4217 4218 4219 4220 <source width="100" 4221 height="100" 4222 data-srcset="https://cdn.forumcomm.com/dims4/default/126bb36/2147483647/strip/true/crop/2400x2400+600+0/resize/100x100!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F12%2F28%2F51b6a1c74fa9927a1b099d1bf0db%2Fadobestock-blood-pressure-pregnant-patient.jpg" data-lazy-load="true" srcset="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIxMDBweCIgd2lkdGg9IjEwMHB4Ij48L3N2Zz4=" 4223 /> 4224 4225 4226 4227 4228 4229 4230 <img class="Image" alt="Adobe Stock Photo - Blood pressure of a Pregnant Patient " srcset="https://cdn.forumcomm.com/dims4/default/126bb36/2147483647/strip/true/crop/2400x2400+600+0/resize/100x100!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F12%2F28%2F51b6a1c74fa9927a1b099d1bf0db%2Fadobestock-blood-pressure-pregnant-patient.jpg 1x,https://cdn.forumcomm.com/dims4/default/9c5d41e/2147483647/strip/true/crop/2400x2400+600+0/resize/200x200!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F12%2F28%2F51b6a1c74fa9927a1b099d1bf0db%2Fadobestock-blood-pressure-pregnant-patient.jpg 2x" width="100" height="100" 4231 data-src="https://cdn.forumcomm.com/dims4/default/126bb36/2147483647/strip/true/crop/2400x2400+600+0/resize/100x100!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F12%2F28%2F51b6a1c74fa9927a1b099d1bf0db%2Fadobestock-blood-pressure-pregnant-patient.jpg" data-lazy-load="true" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIxMDBweCIgd2lkdGg9IjEwMHB4Ij48L3N2Zz4=" 4232 > 4233 4234 4235</picture> 4236 4237</a></div> 4238 4239 4240 4241 <div class="PromoImageHeaderDate-content"> 4242 4243 <div class="Promo-title"> 4244 <a class="Link " href="https://www.stcloudlive.com/health/hypertension-in-pregnancy-is-on-the-rise-minnesota-experts-share-risk-factors-impact-on-care" data-cms-ai="0" >Hypertension in pregnancy is on the rise. Minnesota experts share risk factors, impact on care</a> 4245 </div> 4246 4247 4248 4249 4250 4251 <div class="Promo-byline"><div class="Promo-date"> 4252 4253
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4727 <span>16h ago </span> 4728 4729 4730 </div> 4731 <span class="dot"> · </span><div class="Promo-author"> 4732 <span>By </span> 4733 <span class="Link ">Alyssa Chen / Minnesota Reformer</span> 4734 </div><div class="viafoura comment-count" id="comment-count-container"> 4735 <i class="fal fa-comment" style="display:none;"></i> 4736 <vf-conversations-count vf-container-id="000001a0-f33c-d32a-a1af-f3bf2db00000"></vf-conversations-count> 4737 </div> 4738 </div> 4739 4740 </div> 4741</div> 4742 4743 4744 4745 4746 </div> 4747 4748 4749 4750 <div class="ListD-items-item" data-divider-horizontal> 4751 4752 4753 4754 <div class="PromoB"data-align-top> 4755 4756 4757 <div class="Promo-media"><a class="Link" aria-label="Ellison, Schutz clash over affordability, fraud and Trump in AG race" href="https://www.stcloudlive.com/news/minnesota/ellison-schutz-clash-over-affordability-fraud-and-trump-in-ag-race" data-cms-ai="0" ><picture> 4758 4759 4760 4761 4762 4763 4764 4765 4766 4767 4768 4769 4770 <source type="image/webp" width="490" 4771 height="326" 4772 data-srcset="https://cdn.forumcomm.com/dims4/default/6686bf5/2147483647/strip/true/crop/1920x1277+0+0/resize/490x326!/format/webp/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F93%2F57%2Ff9e211b64d3a9611fffac7776a25%2F2026-01-24t135544z-1-lynxmpem0n09m-rtroptp-4-davos-meeting-trump.jpg 1x,https://cdn.forumcomm.com/dims4/default/1335393/2147483647/strip/true/crop/1920x1277+0+0/resize/980x652!/format/webp/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F93%2F57%2Ff9e211b64d3a9611fffac7776a25%2F2026-01-24t135544z-1-lynxmpem0n09m-rtroptp-4-davos-meeting-trump.jpg 2x" data-lazy-load="true" srcset="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIzMjZweCIgd2lkdGg9IjQ5MHB4Ij48L3N2Zz4=" 4773 /> 4774 4775 4776 4777 4778 <source width="490" 4779 height="326" 4780 data-srcset="https://cdn.forumcomm.com/dims4/default/bd8bc73/2147483647/strip/true/crop/1920x1277+0+0/resize/490x326!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F93%2F57%2Ff9e211b64d3a9611fffac7776a25%2F2026-01-24t135544z-1-lynxmpem0n09m-rtroptp-4-davos-meeting-trump.jpg" data-lazy-load="true" srcset="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIzMjZweCIgd2lkdGg9IjQ5MHB4Ij48L3N2Zz4=" 4781 /> 4782 4783 4784 4785 4786 4787 4788 <img class="Image" alt="Keith Ellison and Ron Schutz pose for photos at coffee shops" srcset="https://cdn.forumcomm.com/dims4/default/bd8bc73/2147483647/strip/true/crop/1920x1277+0+0/resize/490x326!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F93%2F57%2Ff9e211b64d3a9611fffac7776a25%2F2026-01-24t135544z-1-lynxmpem0n09m-rtroptp-4-davos-meeting-trump.jpg 1x,https://cdn.forumcomm.com/dims4/default/31e7ec8/2147483647/strip/true/crop/1920x1277+0+0/resize/980x652!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F93%2F57%2Ff9e211b64d3a9611fffac7776a25%2F2026-01-24t135544z-1-lynxmpem0n09m-rtroptp-4-davos-meeting-trump.jpg 2x" width="490" height="326" 4789 data-src="https://cdn.forumcomm.com/dims4/default/bd8bc73/2147483647/strip/true/crop/1920x1277+0+0/resize/490x326!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F93%2F57%2Ff9e211b64d3a9611fffac7776a25%2F2026-01-24t135544z-1-lynxmpem0n09m-rtroptp-4-davos-meeting-trump.jpg" data-lazy-load="true" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIzMjZweCIgd2lkdGg9IjQ5MHB4Ij48L3N2Zz4=" 4790 > 4791 4792 4793</picture> 4794 4795</a></div> 4796 4797 4798 4799 <div class="PromoB-content"> 4800 4801 <div class="Promo-category-wrapper" > 4802 4803 4804 <div class="Promo-category"> 4805 <a class="Link " href="https://www.stcloudlive.com/news/minnesota" data-cms-ai="0" >Minnesota</a> 4806 </div> 4807 4808 </div> 4809 4810 4811 4812 4813 <div class="Promo-title"> 4814 <a class="Link " href="https://www.stcloudlive.com/news/minnesota/ellison-schutz-clash-over-affordability-fraud-and-trump-in-ag-race" data-cms-ai="0" >Ellison, Schutz clash over affordability, fraud and Trump in AG race</a> 4815 </div> 4816 4817 4818 4819 4820 4821 4822 4823 4824 <div class="Promo-byline"><div class="Promo-date"> 4825 4826
4827 <span>17h ago </span> 4828 4829 4830 </div> 4831 <span class="dot"> · </span><div class="Promo-author"> 4832 <span>By </span> 4833 <a class="Link " href="https://www.stcloudlive.com/mary-murphy" data-cms-ai="0" >Mary Murphy</a> 4834 </div><div class="viafoura comment-count" id="comment-count-container"> 4835 <i class="fal fa-comment" style="display:none;"></i> 4836 <vf-conversations-count vf-container-id="000001a0-f0f7-dbc4-a3e4-fef7bc1a0000"></vf-conversations-count> 4837 </div> 4838 </div> 4839 4840 </div> 4841</div> 4842 4843 4844 4845 4846 </div> 4847 4848 4849 4850 <div class="ListD-items-item" data-divider-horizontal> 4851 4852 4853 4854 <div class="PromoB"data-align-top> 4855 4856 4857 <div class="Promo-media"><a class="Link" aria-label="Vance Boelter's defense team asks to delay November trial" href="https://www.stcloudlive.com/news/minnesota/vance-boelters-defense-team-asks-to-delay-november-trial" data-cms-ai="0" ><picture> 4858 4859 4860 4861 4862 4863 4864 4865 4866 4867 4868 4869 4870 <source type="image/webp" width="490" 4871 height="326" 4872 data-srcset="https://cdn.forumcomm.com/dims4/default/af0c4af/2147483647/strip/true/crop/480x319+0+88/resize/490x326!/format/webp/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F39%2Fab%2F3b57c2cb4c5db4ce07b801860bfd%2Fdownload-3.jpg 1x,https://cdn.forumcomm.com/dims4/default/cfe6661/2147483647/strip/true/crop/480x319+0+88/resize/980x652!/format/webp/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F39%2Fab%2F3b57c2cb4c5db4ce07b801860bfd%2Fdownload-3.jpg 2x" data-lazy-load="true" srcset="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIzMjZweCIgd2lkdGg9IjQ5MHB4Ij48L3N2Zz4=" 4873 /> 4874 4875 4876 4877 4878 <source width="490" 4879 height="326" 4880 data-srcset="https://cdn.forumcomm.com/dims4/default/1abff57/2147483647/strip/true/crop/480x319+0+88/resize/490x326!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F39%2Fab%2F3b57c2cb4c5db4ce07b801860bfd%2Fdownload-3.jpg" data-lazy-load="true" srcset="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIzMjZweCIgd2lkdGg9IjQ5MHB4Ij48L3N2Zz4=" 4881 /> 4882 4883 4884 4885 4886 4887 4888 <img class="Image" alt="VanceBoelter080326.jpg" srcset="https://cdn.forumcomm.com/dims4/default/1abff57/2147483647/strip/true/crop/480x319+0+88/resize/490x326!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F39%2Fab%2F3b57c2cb4c5db4ce07b801860bfd%2Fdownload-3.jpg 1x,https://cdn.forumcomm.com/dims4/default/6e1a754/2147483647/strip/true/crop/480x319+0+88/resize/980x652!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F39%2Fab%2F3b57c2cb4c5db4ce07b801860bfd%2Fdownload-3.jpg 2x" width="490" height="326" 4889 data-src="https://cdn.forumcomm.com/dims4/default/1abff57/2147483647/strip/true/crop/480x319+0+88/resize/490x326!/quality/90/?url=https%3A%2F%2Fforum-communications-production-web.s3.us-west-2.amazonaws.com%2Fbrightspot%2F39%2Fab%2F3b57c2cb4c5db4ce07b801860bfd%2Fdownload-3.jpg" data-lazy-load="true" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgaGVpZ2h0PSIzMjZweCIgd2lkdGg9IjQ5MHB4Ij48L3N2Zz4=" 4890 > 4891 4892 4893</picture> 4894 4895</a></div> 4896 4897 4898 4899 <div class="PromoB-content"> 4900 4901 <div class="Promo-category-wrapper" > 4902 4903 4904 <div class="Promo-category"> 4905 <a class="Link " href="https://www.stcloudlive.com/news/minnesota" data-cms-ai="0" >Minnesota</a> 4906 </div> 4907 4908 </div> 4909 4910 4911 4912 4913 <div class="Promo-title"> 4914 <a class="Link " href="https://www.stcloudlive.com/news/minnesota/vance-boelters-defense-team-asks-to-delay-november-trial" data-cms-ai="0" >Vance Boelter's defense team asks to delay November trial</a> 4915 </div> 4916 4917 4918 4919 4920 4921 4922 4923 4924 <div class="Promo-byline"><div class="Promo-date"> 4925 4926
4927 <span>1d ago</span> 4928 4929 4930 </div> 4931 <span class="dot"> · </span><div class="Promo-author"> 4932 <span>By </span> 4933 <a class="Link " href="https://www.stcloudlive.com/mary-murphy" data-cms-ai="0" >Mary Murphy</a> 4934 </div><div class="viafoura comment-count" id="comment-count-container"> 4935 <i class="fal fa-comment" style="display:none;"></i> 4936 <vf-conversations-count vf-container-id="000001a0-f3c4-d855-a3f4-ffe4e4c00001"></vf-conversations-count> 4937 </div> 4938 </div> 4939 4940 </div> 4941</div> 4942 4943 4944 4945 4946 </div> 4947 4948 4949 4950 <div class="ListD-items-item" data-divider-horizontal> 4951 4952 4953 4954 4955 4956 <div class="GoogleDfpAd-Content" data-slot-name="/7021/forumcomm/stcloudlive/health"> 4957 <div id="Lazyload-googleAd7ba1550b-b25d-46fa-aeb9-c702b1c75736" class="GoogleDfpAd-Lazy" data-box targeting='{"position":["native-homepage-article"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}' > 4958 <p class="GoogleDfpAd-advertisement"><span>ADVERTISEMENT</span></p> 4959 <div id="googleAd7ba1550b-b25d-46fa-aeb9-c702b1c75736" data-module class="GoogleDfpAd" data-slot-name="/7021/forumcomm/stcloudlive/health" data-slot-sizes="[[1, 1], "fluid"]" data-slot-adSizeMap="[[[0, 0], [1, 1], "fluid"]]" data-targeting='{"position":["native-homepage-article"],"kw":["PB SOCIAL MEDIA","HEALTH","INSURANCE","ST. PAUL","health","stcloudlive"]}'> 4960 <span class="GoogleDfpAd-placeholder"></span> 4961</div> 4962 4963</div> 4964 </div> 4965 4966 4967 4968 4969 4970 </div> 4971 4972 4973 </div> 4974 4975 </bsp-listcarousel> 4976</bsp-list-loadmore> 4977 4978 4979 4980 4981 4982 4983 <div class="OneColumnContainer" data-module> 4984 4985 <div class="Container-title"> 4986 <span class="Link with-icon">Get Local <svg class="chevron"><use xlink:href="#chevron"></use></svg></span> 4987 </div> 4988 4989 <div class="OneColumnContainer-container" data-modulewell> 4990 4991 <div id="rotating-widgets"> 4992 <!-- <p class="GoogleDfpAd-advertisement">ADVERTISEMENT</p> --> 4993 <div id="rotating-widgets-content"></div> 4994</div>
4995<script> 4996 function init() { 4997 const publication = getPublication() 4998 const vars = setLocationVars(publication) 4999 const jobshqID = vars.jobshqID 5000 const f2f_link = vars.f2f_link 5001 let target = document.getElementById('rotating-widgets-content') 5002 5003 if (publication === 'therinklive') { 5004 onlyFriendsToFollow(f2f_link, target) 5005 } else if (publication === 'bestofthemidwest') { 5006 onlyFriendsToFollow(f2f_link, target) 5007 } else { 5008 widgets(f2f_link, jobshqID, target) 5009 } 5010 } 5011 5012 function getPublication() { 5013 let domain = window.location.hostname.replace('www.','') 5014 let arr = domain.split('.') 5015 return arr[0] 5016 } 5017 5018 function setLocationVars(publication) { 5019 let jobshqID, 5020 f2f_link = '' 5021 switch (publication) { 5022 case 'agweek': 5023 jobshqID = '86XgtNuNSYhF1A7IJP9QR8fWTHfNeM' 5024 f2f_link = 5025 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/264/0/12/140/1/1/1/9/9/1' 5026 break 5027 case 'echopress': 5028 jobshqID = 'iG4scCsRXHo3lv3dDdTZ7Jfb9ICmaT' 5029 f2f_link = 5030 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/46/0/12/140/1/1/1/9/9/1' 5031 break 5032 case 'bemidjipioneer': 5033 jobshqID= 'KEVDbSIrERsYlnBPc3XhD5kjqG0fxp' 5034 f2f_link = 5035 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/5/0/12/140/1/1/1/9/9/1' 5036 break 5037 case 'bestofthemidwest': 5038 f2f_link = 5039 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/593/0/12/140/1/1/1/9/9/1' 5040 break 5041 case 'brainerddispatch': 5042 jobshqID = 'vkA3jrAAZL87op0tC3YhEYLqrRP1Jb' 5043 f2f_link = 5044 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/76/0/12/140/1/1/1/9/9/1' 5045 break 5046 case 'capjournal': 5047 jobshqID = 'MH35UALfquCsXImssCgsHBDiGXkvPT' 5048 f2f_link = 5049 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/120/0/12/140/1/1/1/9/9/1' 5050 break 5051 case 'pinejournal': 5052 jobshqID = '3i3fo6rifO1ozIIuD6dGSAOuGxYLWs' 5053 f2f_link = 5054 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/270/0/12/140/1/1/1/9/9/1' 5055 break 5056 case 'dl-online': 5057 jobshqID = 'iG4scCsRXHo3lv3dDdTZ7Jfb9ICmaT' 5058 f2f_link = 5059 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/48/0/12/140/1/1/1/9/9/1' 5060 break 5061 case 'thedickinsonpress': 5062 jobshqID = '4KV3bVgEAVW3io8y9xFHNmEL5nGDJC' 5063 f2f_link = 5064 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/267/0/12/140/1/1/1/9/9/1' 5065 break 5066 case 'duluthnewstribune': 5067 jobshqID = '3i3fo6rifO1ozIIuD6dGSAOuGxYLWs' 5068 f2f_link = 5069 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/152/0/12/140/1/1/1/9/9/1' 5070 break 5071 case 'fergusfallsjournal': 5072 jobshqID = 'iG4scCsRXHo3lv3dDdTZ7Jfb9ICmaT' 5073 f2f_link = 5074 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/46/0/12/140/1/1/1/9/9/1' 5075 break 5076 case 'grandforksherald': 5077 jobshqID = 'RThln7xNOTV4PrZQGBvDriEKAy1qQs' 5078 f2f_link = 5079 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/89/0/12/140/1/1/1/9/9/1' 5080 break 5081 case 'hankinsonnews': 5082 jobshqID = 'opWCMxcrbZ3K24u5UlMLr9Lwbr1XBL' 5083 f2f_link = 5084 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/94/0/12/140/1/1/1/9/9/1' 5085 break 5086 case 'inforum': 5087 jobshqID = 'opWCMxcrbZ3K24u5UlMLr9Lwbr1XBL' 5088 f2f_link = 5089 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/94/0/12/140/1/1/1/9/9/1' 5090 break 5091 case 'jamestownsun': 5092 jobshqID = 'ZWqzrM39J2u00ojSLJnC5sQoxI4xiX' 5093 f2f_link = 5094 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/266/0/12/140/1/1/1/9/9/1' 5095 break 5096 case 'madisondailyleader': 5097 jobshqID = 'MH35UALfquCsXImssCgsHBDiGXkvPT' 5098 f2f_link = 5099 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/120/0/12/140/1/1/1/9/9/1' 5100 break 5101 case 'mitchellrepublic':
5102 jobshqID = 'MH35UALfquCsXImssCgsHBDiGXkvPT' 5103 f2f_link = 5104 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/120/0/12/140/1/1/1/9/9/1' 5105 break 5106 case 'parkrapidsenterprise': 5107 jobshqID = 'iG4scCsRXHo3lv3dDdTZ7Jfb9ICmaT' 5108 f2f_link = 5109 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/265/0/12/140/1/1/1/9/9/1' 5110 break 5111 case 'perhamfocus': 5112 jobshqID = 'iG4scCsRXHo3lv3dDdTZ7Jfb9ICmaT' 5113 f2f_link = 5114 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/156/0/12/140/1/1/1/9/9/1' 5115 break 5116 case 'pineandlakes': 5117 jobshqID = 'vkA3jrAAZL87op0tC3YhEYLqrRP1Jb' 5118 f2f_link = 5119 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/268/0/12/140/1/1/1/9/9/1' 5120 break 5121 case 'postbulletin': 5122 jobshqID = 'Of1tcqPyut8bSBsIfqdEzJlNJy8Ske' 5123 f2f_link = 5124 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/97/0/12/140/1/1/1/9/9/1' 5125 break 5126 case 'sidneyherald': 5127 jobshqID = '4KV3bVgEAVW3io8y9xFHNmEL5nGDJC' 5128 f2f_link = 5129 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/267/0/12/140/1/1/1/9/9/1' 5130 break 5131 case 'siouxfallslive': 5132 jobshqID = 'NjvyweoIc1TvSkqjEgOjCGTbdHxFLz' 5133 f2f_link = 5134 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/120/0/12/140/1/1/1/9/9/1' 5135 break 5136 case 'stcloudlive': 5137 jobshqID = 'X7KlDztmjP1RkPOEnFwFTmk6naCvhi' 5138 f2f_link = 5139 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/163/0/12/140/1/1/1/9/9/1' 5140 break 5141 case 'superiortelegram': 5142 jobshqID = '3i3fo6rifO1ozIIuD6dGSAOuGxYLWs' 5143 f2f_link = 5144 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/237/0/12/140/1/1/1/9/9/1' 5145 break 5146 case 'therinklive': 5147 f2f_link = 5148 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/269/0/12/140/1/1/1/9/9/1' 5149 break 5150 case 'wadenapj': 5151 jobshqID = 'iG4scCsRXHo3lv3dDdTZ7Jfb9ICmaT' 5152 f2f_link = 5153 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/271/0/12/140/1/1/1/9/9/1' 5154 break 5155 case 'wahpetondailynews': 5156 jobshqID = 'opWCMxcrbZ3K24u5UlMLr9Lwbr1XBL' 5157 f2f_link = 5158 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/94/0/12/140/1/1/1/9/9/1' 5159 break 5160 case 'watfordcitynd': 5161 jobshqID = '4KV3bVgEAVW3io8y9xFHNmEL5nGDJC' 5162 f2f_link = 5163 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/267/0/12/140/1/1/1/9/9/1' 5164 break 5165 case 'wctrib': 5166 jobshqID = 'mFdRLKVTTYhGc62rzz1W9gojIzlCPC' 5167 f2f_link = 5168 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/163/0/12/140/1/1/1/9/9/1' 5169 break 5170 case 'willistonherald': 5171 jobshqID = '4KV3bVgEAVW3io8y9xFHNmEL5nGDJC' 5172 f2f_link = 5173 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/267/0/12/140/1/1/1/9/9/1' 5174 break 5175 case 'dglobe': 5176 jobshqID = 'Z7Hei95yJ51LYKWrTXl9n5g6nUsgoi' 5177 f2f_link = 5178 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/117/0/12/140/1/1/1/9/9/1' 5179 break 5180 default: 5181 jobshqID = 'uyNGDB1xIulfndZJgWN9NMIdJlahvr' 5182 f2f_link = 5183 'https://forumcomm.friends2follow.com/f2f/widget/html/socialstack/94/0/12/140/1/1/1/9/9/1' 5184 } 5185 return { jobshqID, f2f_link } 5186 } 5187 5188 function onlyFriendsToFollow(f2f_link, target) { 5189 // Businesses to Follow 100%x375px 5190 target.innerHTML += 5191 '<iframe id="f2f" src=' + 5192 f2f_link + 5193 ' width="100%" height="375px" frameborder="0" scrolling="no" loading="lazy"></iframe>' 5194 } 5195 5196 function widgets(f2f_link, jobshqID, target) { 5197 if (Math.random() <= 0.5) { 5198 // Businesses to Follow 100%x375px 5199 target.innerHTML += 5200 '<iframe id="f2f" src=' + 5201 f2f_link + 5202 ' width="100%" height="375px" frameborder="0" scrolling="no" loading="lazy"></iframe>' 5203 } else { 5204 // Jobs HQ 5205 target.innerHTML += '<div class="ad" id="jobsHQ-hotjobs-list" style="width: 100%; min-height: 290px;"></div>'; 5206 5207 let script = document.createElement("script"); 5208 script.setAttribute("data-widget-type", "featured_jobs"); 5209 script.setAttribute("src", "//widgets.recruitology.com/scripts/" + jobshqID +".js"); 5210 5211 document.getElementById("jobsHQ-hotjobs-list").appendChild(script); 5212 } 5213 } 5214 5215 init() 5216</script>
5216 5217<style> 5218 #rotating-widgets iframe { 5219 display: block; 5220 margin: auto; 5221 } 5222</style> 5223 5224 5225 5226 </div> 5227</div> 5228 5229 5230 5231 5232 5233 5234 5235 5236 5237 5238 <div class="OneColumnContainer" data-module> 5239 5240 <div class="OneColumnContainer-container" data-modulewell> 5241 5242 <div id="rc-widget-5371c7" data-rc-widget data-widget-host="habitat" data-endpoint="//trends.revcontent.com" data-widget-id="279542"></div> 5243
5244<script type="text/javascript" src="https://assets.revcontent.com/master/delivery.js" defer="defer"></script>
5244 5245 5246 5247 </div> 5248</div> 5249 5250 5251 5252</div> 5253 5254 5255 5256 </main> 5257 5258
5258<script> 5259 function mediaQueryForBumpOut(windowSize) { 5260 if (windowSize.matches) { 5261 const enhancementItems = document.querySelectorAll('.Enhancement') 5262 5263 enhancementItems.forEach((enhancementItem) => { 5264 if ((enhancementItem.hasAttribute('data-align-left')) || (enhancementItem.hasAttribute 5265 ('data-align-portrait-left'))) { 5266 enhancementItem.style.marginLeft = "-16%" 5267 } 5268 if ((enhancementItem.hasAttribute('data-align-right')) || (enhancementItem.hasAttribute 5269 ('data-align-portrait-right'))) { 5270 enhancementItem.style.marginRight = "-16%" 5271 } 5272 }) 5273 } else { 5274 const enhancementStyles = document.querySelectorAll(".Enhancement") 5275 enhancementStyles.forEach((enhancementStyle) => { 5276 enhancementStyle.removeAttribute("style") 5277 }) 5278 } 5279 } 5280 5281 const windowSize = window.matchMedia("(min-width: 1024px)") 5282 mediaQueryForBumpOut(windowSize) // Call listener function at run time 5283 windowSize.addListener(mediaQueryForBumpOut) // Attach listener function on state changes 5284 </script>
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5363Pay My Advertising Bill</a> 5364</li> 5365 5366 <li class="FooterNavigationItem-items-item"><a class="NavigationLink" href="https://jobshq.com" target="_blank" data-cms-ai="0">JobsHQ</a> 5367</li> 5368 5369 <li class="FooterNavigationItem-items-item"><a class="NavigationLink" href="https://www.stcloudlive.com/public-notices" data-cms-ai="0">Public Notices</a> 5370</li> 5371 5372 <li class="FooterNavigationItem-items-item"><a class="NavigationLink" href="https://classifieds.forumcomm.com" target="_blank" data-cms-ai="0">Classifieds</a> 5373</li> 5374 5375 </ul> 5376 5377</div> 5378 5379 </li> 5380 5381 <li class="FooterNavigation-items-item"> 5382 <div class="FooterNavigationItem" > 5383 5384 <div class="FooterNavigationItem-text">Contact</div> 5385 5386 5387 <ul class="FooterNavigationItem-items"> 5388 5389 <li class="FooterNavigationItem-items-item"><a class="NavigationLink" href="https://www.stcloudlive.com/contact-us" data-cms-ai="0">Contact Us</a> 5390</li> 5391 5392 <li class="FooterNavigationItem-items-item"><a class="NavigationLink" href="https://www.stcloudlive.com/help-center" data-cms-ai="0">Get Help</a> 5393</li> 5394 5395 <li class="FooterNavigationItem-items-item"><a class="NavigationLink" href="https://www.forumcomm.com/careers/" target="_blank" data-cms-ai="0">Careers</a> 5396</li> 5397 5398 </ul> 5399 5400</div> 5401 5402 </li> 5403 5404 </ul> 5405 5406</nav> 5407 5408 </div> 5409 5410 5411 <div class="Page-footer-bottom"> 5412 5413 <div class="SocialBar"> 5414 5415 <ul class="SocialBar-items"> 5416 5417 <li class="SocialBar-items-item"> <a class="SocialLink" rel="noreferrer" href="https://twitter.com/StCloudLive" target="_blank" data-social-service="Twitter" data-cms-ai="0"> 5418 <svg> 5419 <use href="#mono-icon-Twitter"></use> 5420 </svg> 5421 <span class="sr-only">Twitter</span> 5422 </a> 5423</li> 5424 5425 <li class="SocialBar-items-item"> <a class="SocialLink" rel="noreferrer" href="https://www.instagram.com/stcloudlive/" target="_blank" data-social-service="Instagram" data-cms-ai="0"> 5426 <svg> 5427 <use href="#mono-icon-Instagram"></use> 5428 </svg> 5429 <span class="sr-only">Instagram</span> 5430 </a> 5431</li> 5432 5433 <li class="SocialBar-items-item"> <a class="SocialLink" rel="noreferrer" href="https://www.facebook.com/stcloudlive" target="_blank" data-social-service="Facebook" data-cms-ai="0"> 5434 <svg> 5435 <use href="#mono-icon-Facebook"></use> 5436 </svg> 5437 <span class="sr-only">Facebook</span> 5438 </a> 5439</li> 5440 5441 </ul> 5442 5443</div> 5444 5445 5446 5447 </div> 5448 5449 5450 5451 <div class="Page-footer-disclaimer">© 2026 St. Cloud Live and <a class="Link " href="https://www.forumcomm.com" target="_blank" data-cms-ai="0" >Forum Communications Company</a> | 113 5th Av. S. St. Cloud, MN 56301 | ISSN 2997-9633</div> 5452 5453 5454 </div> 5455</footer> 5456 5457 5458 5459
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5459 5460 5461 5462 5463<noscript> 5464 <style> 5465 div, footer { 5466 display: none !important; 5467 } 5468 .noscriptMessage { 5469 display: flex; 5470 justify-content: center; 5471 margin: 100px 20px; 5472 } 5473 </style> 5474 <span class="noscriptMessage" data-nosnippet>We see that you have javascript disabled. Please enable javascript and refresh the page to continue reading local news. If you feel you have received this message in error, please contact the customer support team at 1-833-248-7801.</span> 5475</noscript> 5476 5477
5477<script> 5478 const articleButtons = document.querySelectorAll('.Share-work-type-button, .work-type-button-icon') 5479 articleButtons.forEach(ab => ab.addEventListener('click', e => { 5480 let abPosition = ab.getBoundingClientRect() 5481 let abWidth = ab.offsetWidth 5482 let modalPosition = parseInt(abPosition.left.toFixed()) + parseInt(ab.offsetWidth) 5483 5484 let abModalId = e.target.className.includes('work-type-button-icon') ? e.target.parentNode.id : e.target.getAttribute('id') 5485 5486 document.querySelector('#' + abModalId + '-modal').style.display = 'block' 5487 if (window.screen.width > 768) { 5488 document.querySelector('#' + abModalId + '-modal').style.left = modalPosition + 'px' 5489 } 5490 })) 5491 5492 const modalButtons = document.querySelectorAll('.close-modal') 5493 modalButtons.forEach(mb => mb.addEventListener('click', e => { 5494 let mbModalId = e.target.getAttribute('id').replace('-close','') 5495 document.querySelector('#' + mbModalId + '-modal').style.display = 'none' 5496 })) 5497 5498 window.addEventListener('click', e => { 5499 if (!e.composedPath().some(obj => obj.className && obj.className.includes('Share-work-type-tooltip'))) { 5500 const modalWindows = document.querySelectorAll('.modal') 5501 modalWindows.forEach(obj => { 5502 if (!obj.classList.contains("hard-paywall")) { 5503 obj.style.display = 'none' 5504 } 5505 }) 5506 } 5507 }, true) 5508</script>
5508 5509 5510 5511
5511<script> 5512 ensureUserIsSet().then(() => { 5513 if (user.status === "registered" || user.status === "subscribed") { 5514 let userEmail = user.email; 5515 5516 Sailthru.integration("customEvent", { 5517 "name": "read_article", 5518 "email": userEmail.toLowerCase(), 5519 "vars": { 5520 "author": "Dené K. Dryden", 5521 "section": data_layer_obj.FCC_SectionName, 5522 "url": window.location.href 5523 } 5524 }); 5525 } 5526 }); 5527 </script>
5527 5528 5529 5530 <span data-bsp-pv="4f8e492c-6f2f-390e-bc61-f176d3a37ab9"></span><span data-bsp-pv="000001a0-f84c-debf-a7e5-ffcd0c3a0001"></span>
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Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.