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132									<h1>Small Business Resource Center</h1>
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134						<p>A comprehensive gathering of resources to help you make more informed decisions about growing your small business.</p>
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178            <div class="cat-block">
179                <aside class="category-icon finance"></aside>
180                <div class="category">
181                    <h4>Financial Hygiene - Business</h4>
182                    <ul>
183                                            <li><a href="../../blog/collecting-late-payments.html">5 Small Business Hacks for Effectively Collecting Late Payments</a></li>
184                                            <li><a href="../../blog/small-business-tax-deductions.html">24 Small Business Tax Deductions: A Comprehensive Checklist</a></li>
185                                            <li><a href="../../blog/past-due-debt-on-file.html">Past Due Debt on File: What It Means and How to Solve It</a></li>
186                                            <li><a href="/">Is Leasing Credit Card Equipment the Worst Decision You Can Make?</a></li>
187                                            <li><a href="/">Unpacking Inventory Management</a></li>
188                                            <li><a href="../../blog/hiring-your-first-employees.html">Financial and Tax Considerations for Hiring Your First Employees</a></li>
189                                            <li><a href="../../blog/payment-methods-small-business.html">Different Payment Methods For Your Small Business</a></li>
190                                            <li><a href="../../blog/price-restaurant-menu.html">How to Price Your Restaurant Menu</a></li>
191                                            <li><a href="/">Pricing Strategy Guide: Product Businesses</a></li>
192                                            <li><a href="../../blog/pricing-strategy.html">Pricing Strategy Guide: Service Businesses</a></li>
193                                            <li><a href="/">6 Signs You’re Ready to Expand Your Business</a></li>
194                                            <li><a href="/">An Introduction to Small Business Insurance</a></li>
195                                            <li><a href="../../blog/the-trinity-of-small-business-bookkeeping-explained.html">The “Trinity” of Small Business Bookkeeping Explained</a></li>
196                                            <li><a href="/">Make Sure You Take Full Advantage of the Newly Revised Section 179 Tax Deduction</a></li>
197                                            <li><a href="/">A Beginner’s Guide to Cloud-Based Accounting Software (II)</a></li>
198                                            <li><a href="/">A Beginner’s Guide to Cloud-Based Accounting Software (I)</a></li>
199                                            <li><a href="../../blog/business-credit-score-the-rundown.html">Your Business Credit Score: What is it?</a></li>
200                                            <li><a href="../../blog/tax-deductions-small-businesses.html">5 Strategic Tax Deductions for Small Businesses</a></li>
201                                            <li><a href="../../blog/what-is-a-tax-lien.html">What is a Tax Lien?</a></li>
202                                            <li><a href="../../blog/separate-business-and-personal-finances.html">Why it’s Important to Separate Business and Personal Finances</a></li>
203                                            <li><a href="../../blog/healthy-business-credit-score.html">Maintaining a Healthy Business Credit Score</a></li>
204                                            <li><a href="/">How Delayed Tax Filings Affect Your Business</a></li>
205                                            <li><a href="../../blog/diy-financial-management-tax-prep.html">DIY Financial Management &#038; Tax Prep Resources</a></li>
206                                            <li><a href="/">Small Business Taxes: The Rundown</a></li>
207                                        </ul>
208                </div>
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211                <aside class="category-icon personal"></aside>
212                <div class="category">
213                    <h4>Financial Hygiene - Personal</h4>
214                    <ul>
215                                            <li><a href="../../blog/building-credit-after-bankruptcy.html">3 Tips to Boost Your Credit After Bankruptcy</a></li>
216                                            <li><a href="../../blog/dispute-credit-report-error.html">How to Dispute a Credit Report Error</a></li>
217                                            <li><a href="/">3 Daily Habits That Will Simplify Your Finances</a></li>
218                                            <li><a href="/">An Overview of Credit Karma and Credit Sesame</a></li>
219                                            <li><a href="/">How to Raise Your Credit Score</a></li>
220                                            <li><a href="../../blog/your-personal-credit-score-the-rundown.html">Your Personal Credit Score: The Rundown</a></li>
221                                            <li><a href="../../blog/your-personal-credit-report-data-accuracy.html">Your Credit Report: Why the Yearly Review is Necessary</a></li>
222                                            <li><a href="../../blog/your-credit-report.html">Your Credit Report: What Information is Presented?</a></li>
223                                            <li><a href="../../blog/how-to-access-your-personal-credit-score.html">How to Access Your Personal Credit Score</a></li>
224                                            <li><a href="/">&#8216;Soft’ vs. &#8216;Hard’ Credit Inquiries: What’s the Difference?</a></li>
225                                        </ul>
226                </div>
227            </div>
228            <div class="cat-block">
229                <aside class="category-icon business"></aside>
230                <div class="category">
231                    <h4>Small Business Financing</h4>
232                    <ul>
233                                            <li><a href="../../blog/cost-of-capital.html">Why Every Small Business Owner Needs to Understand the Cost of Capital</a></li>
234                                            <li><a href="../../blog/advantages-of-debt-financing.html">6 Advantages of Debt Financing</a></li>
235                                            <li><a href="../../blog/small-business-financing-for-women.html">Small Business Financing for Women</a></li>
236                                            <li><a href="/">Term Loans for Schools</a></li>
237                                            <li><a href="/">Term Loans for Coffee Shops</a></li>
238                                            <li><a href="/">Term Loans for Barbershops</a></li>
239                                            <li><a href="/">The Complete Guide to Restaurant Financing</a></li>
240                                            <li><a href="/">How Small Business Loans Can Help Seasonal Budgeting</a></li>
241                                            <li><a href="/">
241How to Get a Fast Small Business Loan with Bond Street</a></li>
242                                            <li><a href="/">Credit Card Receivables Financing</a></li>
243                                            <li><a href="../../blog/what-is-invoice-factoring.html">Invoice Factoring Explained</a></li>
244                                            <li><a href="../../blog/term-loan-use-cases.html">3 Common Use-Cases for Term Loans</a></li>
245                                            <li><a href="/">Amortization Explained</a></li>
246                                            <li><a href="../../blog/term-loan-advantages.html">7 Advantages of Term Loans</a></li>
247                                            <li><a href="../../blog/how-to-finance-inventory.html">How to Finance Inventory Purchases With a Term Loan</a></li>
248                                            <li><a href="/">Fixed Interest Rate Explained</a></li>
249                                            <li><a href="../../blog/variable-interest-rate.html">Variable Interest Rate Explained</a></li>
250                                            <li><a href="../../blog/long-term-loans.html">Long Term Loans</a></li>
251                                            <li><a href="../../blog/short-term-financing.html">Short Term Financing Explained</a></li>
252                                            <li><a href="/">A 4-Step Checklist for Securing a Term Loan</a></li>
253                                            <li><a href="../../blog/intermediate-term-loans.html">Intermediate Term Loans Explained</a></li>
254                                            <li><a href="../../blog/funding-your-small-business-the-smart-way.html">Funding Your Small Business the Smart Way</a></li>
255                                            <li><a href="/">Why Term Loans Are Not Appropriate For Startups</a></li>
256                                            <li><a href="../../blog/financing-options-amidst-a-credit-reboot.html">Financing Options for People with Poor Credit</a></li>
257                                            <li><a href="/">How a Business with Existing Debt is Assessed</a></li>
258                                            <li><a href="../../blog/a-glossary-of-small-business-financing-terms.html">A Glossary of Small Business Financing Terms</a></li>
259                                            <li><a href="/">Why Bond Street Reviews Your Bank Deposit Data</a></li>
260                                            <li><a href="../../blog/what-is-a-personal-guarantee.html">What is a Personal Guarantee?</a></li>
261                                            <li><a href="/">Credit Cards, Term Loans and Lines of Credit</a></li>
262                                            <li><a href="../../blog/your-loan-application.html">Application Checklist: Questions for Your Accountant</a></li>
263                                            <li><a href="/">How the Legal Structure of Your Business Influences Financing</a></li>
264                                            <li><a href="../../blog/what-is-a-ucc-lien.html">What is a UCC Lien?</a></li>
265                                            <li><a href="../../blog/refinancing-your-credit-cards-with-a-term-loan-what-why-how.html">Refinancing Credit Cards with a Term Loan</a></li>
266                                            <li><a href="../../blog/invoicing-credit-card-receivables-merchant-cash-advance.html">Invoicing and Merchant Cash Advances</a></li>
267                                            <li><a href="../../blog/an-in-depth-review-of-term-loans.html">An In Depth Review of Term Loans</a></li>
268                                            <li><a href="../../blog/understanding-debt-vs-equity-financing.html">Understanding Debt vs Equity Financing</a></li>
269                                        </ul>
270                </div>
271            </div>
272                            </section>
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275                <aside class="category-icon small-business-guides"></aside>
276                <div class="category">
277                    <h4>Small Business Guides</h4>
278                    <ul>
279                                            <li><a href="../../blog/cash-flow-finance.html">Cash Flow Financing: A Must-Read Guide for Business Owners</a></li>
280                                            <li><a href="../../blog/brick-and-mortar.html">Going Offline: How to (Successfully) Expand Your Online Business to Brick and Mortar</a></li>
281                                            <li><a href="/">The Small Business Owner’s Guide to Financial Ratios</a></li>
282                                            <li><a href="../../blog/food-truck-business-to-brick-and-mortar.html">How to Bring Your Food Truck Business to Brick and Mortar</a></li>
283                                            <li><a href="/">A Foolproof Guide to (Realistic) Financial Forecasting</a></li>
284                                            <li><a href="../../blog/cash-flow-analysis.html">How to Do a Cash Flow Analysis (The Right Way)</a></li>
285                                            <li><a href="../../blog/how-to-buy-a-small-business.html">How to Buy a Small Business</a></li>
286                                            <li><a href="../../blog/cash-flow-management.html">A Crash Course on Cash Flow Management</a></li>
287                                            <li><a href="../../blog/seasonal-budgeting-guide.html">The Small Business Owner’s Guide to Seasonal Budgeting</a></li>
288                                            <li><a href="/">An Introduction to Business Financing</a></li>
289                                            <li><a href="../../blog/how-to-open-a-bar.html">How to Open a Bar</a></li>
290                                            <li><a href="../../blog/working-capital-loans.html">A Complete Guide to Working Capital Loans</a></li>
291                                            <li><a href="/">A Guide to Balance Sheets and Income Statements</a></li>
292                                            <li><a href="/">The Small Business Owner’s Guide to Equipment Financing</a></li>
293                                            <li><a href="/">Restaurant Loans</a></li>
294                                            <li><a href="/">
294A Complete Guide to Merchant Cash Advances</a></li>
295                                            <li><a href="/">How to Open a Coffee Shop</a></li>
296                                            <li><a href="../../blog/term-loan.html">What Is a Term Loan (and How It Can Unlock Growth for Your Business)</a></li>
297                                            <li><a href="/">Business Loans: What Are Your Options?</a></li>
298                                            <li><a href="/">The Small Business Owner’s Guide to Tax Season</a></li>
299                                            <li><a href="../../blog/small-business-loans.html">Small Business Loans</a></li>
300                                            <li><a href="../../blog/an-introduction-to-small-business-financing.html">An Introduction to Small Business Financing</a></li>
301                                        </ul>
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311                                            <li><a href="../../blog/employment-agreement.html">How to Draft an Employment Agreement</a></li>
312                                            <li><a href="../../blog/how-to-draft-a-sales-contract.html">How to Draft a Sales Contract</a></li>
313                                            <li><a href="/">How to Choose the Best State to Incorporate</a></li>
314                                            <li><a href="../../blog/employment-law-checklist.html">Employment Law Checklist</a></li>
315                                            <li><a href="../../blog/types-of-patents.html">Types of Patents</a></li>
316                                            <li><a href="../../blog/advertising-law.html">Are Your Advertisements Breaking the Law?</a></li>
317                                            <li><a href="../../blog/independent-contractors-vs-employees.html">Independent Contractors vs. Employees</a></li>
318                                            <li><a href="../../blog/truth-in-advertising-laws.html">Truth-In-Advertising Laws Explained</a></li>
319                                            <li><a href="/">How to Negotiate a Commercial Lease</a></li>
320                                            <li><a href="/">Does Your Email Marketing Comply with Federal Law?</a></li>
321                                            <li><a href="/">5 Things Small Businesses Need to Know About Cybersecurity</a></li>
322                                            <li><a href="../../blog/what-small-businesses-need-to-know-about-intellectual-property-law.html">What Small Businesses Need to Know About Intellectual Property Law</a></li>
323                                            <li><a href="/">Basic Guide to Business Formations</a></li>
324                                            <li><a href="../../blog/sole-proprietorship-basics-for-small-business-owners.html">Sole Proprietorship Basics for Small Business Owners</a></li>
325                                            <li><a href="../../blog/six-legal-requirements-for-unpaid-internships.html">6 Legal Requirements for Unpaid Internships</a></li>
326                                            <li><a href="../../blog/how-to-avoid-employment-law-problems.html">4 Common Mistakes That Lead to Employment Law Problems</a></li>
327                                        </ul>
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335                                            <li><a href="/">Houston Resources for Women Entrepreneurs</a></li>
336                                            <li><a href="/">San Francisco Resources for Women Entrepreneurs</a></li>
337                                            <li><a href="../../blog/minority-owned-businesses.html">Resources for Minority-Owned Businesses</a></li>
338                                            <li><a href="/">National Resources for Mompreneurs</a></li>
339                                            <li><a href="/">Bond Street Loan Application Checklist</a></li>
340                                            <li><a href="../../blog/bond-street-loan-application-guide.html">A Step-By-Step Guide to Applying for a Bond Street Loan</a></li>
341                                            <li><a href="/">The Best Business Grants for Women</a></li>
342                                            <li><a href="/">Resources for Entrepreneurs in Hawaii</a></li>
343                                            <li><a href="../../blog/resources-for-entrepreneurs-in-philadelphia.html">Resources for Entrepreneurs in Philadelphia</a></li>
344                                            <li><a href="/">Resources for Entrepreneurs in Seattle</a></li>
345                                            <li><a href="/">Boston Resources for Female Entrepreneurs</a></li>
346                                            <li><a href="/">Miami Resources for Female Entrepreneurs</a></li>
347                                            <li><a href="/">8 Small Business Awards You Can Win</a></li>
348                                            <li><a href="/">Atlanta Resources for Female Entrepreneurs</a></li>
349                                            <li><a href="../../blog/resources-lgbt-entrepreneurs.html">National Resources for LGBT Entrepreneurs</a></li>
350                                            <li><a href="../../blog/los-angeles-resources-female-entrepreneurs.html">Los Angeles Resources for Female Entrepreneurs</a></li>
351                                            <li><a href="../../blog/how-to-price-clothing.html">How to Price Clothing</a></li>
352                                            <li><a href="../../blog/resources-female-entrepreneurs-chicago.html">Chicago Resources for Female Entrepreneurs</a></li>
353                                            <li><a href="../../blog/free-excel-bookkeeping-templates.html">Free Excel Bookkeeping Templates</a></li>
354                                            <li><a href="/">National Resources for Female Entrepreneurs</a></li>
355                                            <li><a href="../../blog/best-grants-for-small-business.html">The Best Grants for Your Small Business</a></li>
356                                            <li><a href="/">NYC Resources for Female Entrepreneurs</a></li>
357                                            <li><a href="/">How to Interview Someone</a></li>
358                                            <li><a href="../../blog/what-is-debt-service-coverage-ratio.html">What is Debt Service Coverage Ratio?</a></li>
359                                            <li><a href="../../blog/a-quick-guide-to-financial-statements.html">A Quick Guide to Financial Statements</a></li>
360                                            <li><a href="../../blog/what-is-apr.html">What is APR?</a></li>
361                                            <li><a href="/">Evaluating a Loan Offer</a></li>
362                                            <li><a href="/">ROI</a></li>
363                                            <li><a href="../../blog/what-determines-credit-card-aprs.html">What Determines Credit Card APRs?</a></li>
364                                        </ul>
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369                <div class="category">
370                    <h4>Videos</h4>
371                    <ul>
372                                            <li><a href="/">Crunching the Numbers</a></li>
373                                            <li><a href="../../blog/set-yourself-up-for-success.html">Set Yourself Up for Success</a></li>
374                                            <li><a href="/">Small Business Loans: Common Questions</a></li>
375                                            <li><a href="../../blog/understanding-loan-offer.html">Understanding Your Loan Offer</a></li>
376                                            <li><a href="../../blog/apply-business-loan-online.html">How to Apply for a Business Loan Online</a></li>
377                                            <li><a href="../../blog/prepare-for-a-small-business-loan.html">How to Prepare for a Small Business Loan</a></li>
378                                            <li><a href="../../blog/term-loans-explained.html">Term Loans Explained</a></li>
379                                            <li><a href="../../blog/debt-vs-equity-financing.html">Understanding Debt vs Equity Financing</a></li>
380                                            <li><a href="../../blog/need-small-business-loan.html">Do You Need a Small Business Loan?</a></li>
381                                            <li><a href="/">What to Use a Small Business Loan For</a></li>
382                                            <li><a href="../../blog/introduction-small-business-loans-video.html">Introduction to Small Business Loans</a></li>
383                                            <li><a href="../../blog/bond-street-qualification-criteria.html">Bond Street Qualification Criteria</a></li>
384                                        </ul>
385                </div>
386            </div>
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