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157<!-- MailChimp for WordPress v4.1.4 - https://wordpress.org/plugins/mailchimp-for-wp/ --><form id="mc4wp-form-1" class="mc4wp-form mc4wp-form-70 mc4wp-ajax" method="post" data-id="70" data-name="Below Fold CTA"><div class="mc4wp-form-fields"><label for="mce-EMAIL">The world's best newsletter for small business owners.</label> 158<aside> 159 <div class="input-wrap"> 160 <input type="email" value="" name="EMAIL" class="email" id="mce-EMAIL" placeholder="Email address" required> 161 <input type="submit" value="Subscribe" name="subscribe" id="mc-embedded-subscribe" class="btn btn-blue below-fold-subscribe"> 162 </div> 163 <div class="loading-wrap"> 164 <div class="bst-loader"> 165 <span></span> 166 <span></span> 167 </div> 168 </div> 169 <div class="success-wrap"> 170 <h3>Thanks, you're all set.</h3> 171 </div> 172</aside> 173<div style="clear: both;"></div><div style="display: none;"><input type="text" name="_mc4wp_honeypot" value="" tabindex="-1" autocomplete="off"/></div><input type="hidden" name="_mc4wp_timestamp" value="1559516367"/><input type="hidden" name="_mc4wp_form_id" value="70"/><input type="hidden" name="_mc4wp_form_element_id" value="mc4wp-form-1"/></div><div class="mc4wp-response"></div></form><!-- / MailChimp for WordPress Plugin --> </div> 174</div> 175<section id="primary" class="content-area resource-index default-content-width" style="margin-top: 50px;"> 176 <div class="row"> 177 <section class="col-sm-12 col-md-6"> 178 <div class="cat-block"> 179 <aside class="category-icon finance"></aside> 180 <div class="category"> 181 <h4>Financial Hygiene - 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Personal</h4> 214 <ul> 215 <li><a href="../../blog/building-credit-after-bankruptcy.html">3 Tips to Boost Your Credit After Bankruptcy</a></li> 216 <li><a href="../../blog/dispute-credit-report-error.html">How to Dispute a Credit Report Error</a></li> 217 <li><a href="/">3 Daily Habits That Will Simplify Your Finances</a></li> 218 <li><a href="/">An Overview of Credit Karma and Credit Sesame</a></li> 219 <li><a href="/">How to Raise Your Credit Score</a></li> 220 <li><a href="../../blog/your-personal-credit-score-the-rundown.html">Your Personal Credit Score: The Rundown</a></li> 221 <li><a href="../../blog/your-personal-credit-report-data-accuracy.html">Your Credit Report: Why the Yearly Review is Necessary</a></li> 222 <li><a href="../../blog/your-credit-report.html">Your Credit Report: What Information is Presented?</a></li> 223 <li><a href="../../blog/how-to-access-your-personal-credit-score.html">How to Access Your Personal Credit Score</a></li> 224 <li><a href="/">‘Softâ vs. ‘Hardâ Credit Inquiries: Whatâs the Difference?</a></li> 225 </ul> 226 </div> 227 </div> 228 <div class="cat-block"> 229 <aside class="category-icon business"></aside> 230 <div class="category"> 231 <h4>Small Business Financing</h4> 232 <ul> 233 <li><a href="../../blog/cost-of-capital.html">Why Every Small Business Owner Needs to Understand the Cost of Capital</a></li> 234 <li><a href="../../blog/advantages-of-debt-financing.html">6 Advantages of Debt Financing</a></li> 235 <li><a href="../../blog/small-business-financing-for-women.html">Small Business Financing for Women</a></li> 236 <li><a href="/">Term Loans for Schools</a></li> 237 <li><a href="/">Term Loans for Coffee Shops</a></li> 238 <li><a href="/">Term Loans for Barbershops</a></li> 239 <li><a href="/">The Complete Guide to Restaurant Financing</a></li> 240 <li><a href="/">How Small Business Loans Can Help Seasonal Budgeting</a></li> 241 <li><a href="/">
241How to Get a Fast Small Business Loan with Bond Street</a></li> 242 <li><a href="/">Credit Card Receivables Financing</a></li> 243 <li><a href="../../blog/what-is-invoice-factoring.html">Invoice Factoring Explained</a></li> 244 <li><a href="../../blog/term-loan-use-cases.html">3 Common Use-Cases for Term Loans</a></li> 245 <li><a href="/">Amortization Explained</a></li> 246 <li><a href="../../blog/term-loan-advantages.html">7 Advantages of Term Loans</a></li> 247 <li><a href="../../blog/how-to-finance-inventory.html">How to Finance Inventory Purchases With a Term Loan</a></li> 248 <li><a href="/">Fixed Interest Rate Explained</a></li> 249 <li><a href="../../blog/variable-interest-rate.html">Variable Interest Rate Explained</a></li> 250 <li><a href="../../blog/long-term-loans.html">Long Term Loans</a></li> 251 <li><a href="../../blog/short-term-financing.html">Short Term Financing Explained</a></li> 252 <li><a href="/">A 4-Step Checklist for Securing a Term Loan</a></li> 253 <li><a href="../../blog/intermediate-term-loans.html">Intermediate Term Loans Explained</a></li> 254 <li><a href="../../blog/funding-your-small-business-the-smart-way.html">Funding Your Small Business the Smart Way</a></li> 255 <li><a href="/">Why Term Loans Are Not Appropriate For Startups</a></li> 256 <li><a href="../../blog/financing-options-amidst-a-credit-reboot.html">Financing Options for People with Poor Credit</a></li> 257 <li><a href="/">How a Business with Existing Debt is Assessed</a></li> 258 <li><a href="../../blog/a-glossary-of-small-business-financing-terms.html">A Glossary of Small Business Financing Terms</a></li> 259 <li><a href="/">Why Bond Street Reviews Your Bank Deposit Data</a></li> 260 <li><a href="../../blog/what-is-a-personal-guarantee.html">What is a Personal Guarantee?</a></li> 261 <li><a href="/">Credit Cards, Term Loans and Lines of Credit</a></li> 262 <li><a href="../../blog/your-loan-application.html">Application Checklist: Questions for Your Accountant</a></li> 263 <li><a href="/">How the Legal Structure of Your Business Influences Financing</a></li> 264 <li><a href="../../blog/what-is-a-ucc-lien.html">What is a UCC Lien?</a></li> 265 <li><a href="../../blog/refinancing-your-credit-cards-with-a-term-loan-what-why-how.html">Refinancing Credit Cards with a Term Loan</a></li> 266 <li><a href="../../blog/invoicing-credit-card-receivables-merchant-cash-advance.html">Invoicing and Merchant Cash Advances</a></li> 267 <li><a href="../../blog/an-in-depth-review-of-term-loans.html">An In Depth Review of Term Loans</a></li> 268 <li><a href="../../blog/understanding-debt-vs-equity-financing.html">Understanding Debt vs Equity Financing</a></li> 269 </ul> 270 </div> 271 </div> 272 </section> 273 <section class="col-sm-12 col-md-6"> 274 <div class="cat-block"> 275 <aside class="category-icon small-business-guides"></aside> 276 <div class="category"> 277 <h4>Small Business Guides</h4> 278 <ul> 279 <li><a href="../../blog/cash-flow-finance.html">Cash Flow Financing: A Must-Read Guide for Business Owners</a></li> 280 <li><a href="../../blog/brick-and-mortar.html">Going Offline: How to (Successfully) Expand Your Online Business to Brick and Mortar</a></li> 281 <li><a href="/">The Small Business Ownerâs Guide to Financial Ratios</a></li> 282 <li><a href="../../blog/food-truck-business-to-brick-and-mortar.html">How to Bring Your Food Truck Business to Brick and Mortar</a></li> 283 <li><a href="/">A Foolproof Guide to (Realistic) Financial Forecasting</a></li> 284 <li><a href="../../blog/cash-flow-analysis.html">How to Do a Cash Flow Analysis (The Right Way)</a></li> 285 <li><a href="../../blog/how-to-buy-a-small-business.html">How to Buy a Small Business</a></li> 286 <li><a href="../../blog/cash-flow-management.html">A Crash Course on Cash Flow Management</a></li> 287 <li><a href="../../blog/seasonal-budgeting-guide.html">The Small Business Ownerâs Guide to Seasonal Budgeting</a></li> 288 <li><a href="/">An Introduction to Business Financing</a></li> 289 <li><a href="../../blog/how-to-open-a-bar.html">How to Open a Bar</a></li> 290 <li><a href="../../blog/working-capital-loans.html">A Complete Guide to Working Capital Loans</a></li> 291 <li><a href="/">A Guide to Balance Sheets and Income Statements</a></li> 292 <li><a href="/">The Small Business Ownerâs Guide to Equipment Financing</a></li> 293 <li><a href="/">Restaurant Loans</a></li> 294 <li><a href="/">
294A Complete Guide to Merchant Cash Advances</a></li> 295 <li><a href="/">How to Open a Coffee Shop</a></li> 296 <li><a href="../../blog/term-loan.html">What Is a Term Loan (and How It Can Unlock Growth for Your Business)</a></li> 297 <li><a href="/">Business Loans: What Are Your Options?</a></li> 298 <li><a href="/">The Small Business Ownerâs Guide to Tax Season</a></li> 299 <li><a href="../../blog/small-business-loans.html">Small Business Loans</a></li> 300 <li><a href="../../blog/an-introduction-to-small-business-financing.html">An Introduction to Small Business Financing</a></li> 301 </ul> 302 </div> 303 </div> 304 <div class="cat-block"> 305 <aside class="category-icon small-business-legal-advice"></aside> 306 <div class="category"> 307 <h4>Small Business Legal Advice</h4> 308 <ul> 309 <li><a href="../../blog/business-owners-policy.html">Business Ownerâs Policy: The Rundown</a></li> 310 <li><a href="/">Small Business Workersâ Comp: When and Why You Need It</a></li> 311 <li><a href="../../blog/employment-agreement.html">How to Draft an Employment Agreement</a></li> 312 <li><a href="../../blog/how-to-draft-a-sales-contract.html">How to Draft a Sales Contract</a></li> 313 <li><a href="/">How to Choose the Best State to Incorporate</a></li> 314 <li><a href="../../blog/employment-law-checklist.html">Employment Law Checklist</a></li> 315 <li><a href="../../blog/types-of-patents.html">Types of Patents</a></li> 316 <li><a href="../../blog/advertising-law.html">Are Your Advertisements Breaking the Law?</a></li> 317 <li><a href="../../blog/independent-contractors-vs-employees.html">Independent Contractors vs. Employees</a></li> 318 <li><a href="../../blog/truth-in-advertising-laws.html">Truth-In-Advertising Laws Explained</a></li> 319 <li><a href="/">How to Negotiate a Commercial Lease</a></li> 320 <li><a href="/">Does Your Email Marketing Comply with Federal Law?</a></li> 321 <li><a href="/">5 Things Small Businesses Need to Know About Cybersecurity</a></li> 322 <li><a href="../../blog/what-small-businesses-need-to-know-about-intellectual-property-law.html">What Small Businesses Need to Know About Intellectual Property Law</a></li> 323 <li><a href="/">Basic Guide to Business Formations</a></li> 324 <li><a href="../../blog/sole-proprietorship-basics-for-small-business-owners.html">Sole Proprietorship Basics for Small Business Owners</a></li> 325 <li><a href="../../blog/six-legal-requirements-for-unpaid-internships.html">6 Legal Requirements for Unpaid Internships</a></li> 326 <li><a href="../../blog/how-to-avoid-employment-law-problems.html">4 Common Mistakes That Lead to Employment Law Problems</a></li> 327 </ul> 328 </div> 329 </div> 330 <div class="cat-block"> 331 <aside class="category-icon tools"></aside> 332 <div class="category"> 333 <h4>Tools & Templates</h4> 334 <ul> 335 <li><a href="/">Houston Resources for Women Entrepreneurs</a></li> 336 <li><a href="/">San Francisco Resources for Women Entrepreneurs</a></li> 337 <li><a href="../../blog/minority-owned-businesses.html">Resources for Minority-Owned Businesses</a></li> 338 <li><a href="/">National Resources for Mompreneurs</a></li> 339 <li><a href="/">Bond Street Loan Application Checklist</a></li> 340 <li><a href="../../blog/bond-street-loan-application-guide.html">A Step-By-Step Guide to Applying for a Bond Street Loan</a></li> 341 <li><a href="/">The Best Business Grants for Women</a></li> 342 <li><a href="/">Resources for Entrepreneurs in Hawaii</a></li> 343 <li><a href="../../blog/resources-for-entrepreneurs-in-philadelphia.html">Resources for Entrepreneurs in Philadelphia</a></li> 344 <li><a href="/">Resources for Entrepreneurs in Seattle</a></li> 345 <li><a href="/">Boston Resources for Female Entrepreneurs</a></li> 346 <li><a href="/">Miami Resources for Female Entrepreneurs</a></li> 347 <li><a href="/">8 Small Business Awards You Can Win</a></li> 348 <li><a href="/">Atlanta Resources for Female Entrepreneurs</a></li> 349 <li><a href="../../blog/resources-lgbt-entrepreneurs.html">National Resources for LGBT Entrepreneurs</a></li> 350 <li><a href="../../blog/los-angeles-resources-female-entrepreneurs.html">Los Angeles Resources for Female Entrepreneurs</a></li> 351 <li><a href="../../blog/how-to-price-clothing.html">How to Price Clothing</a></li> 352 <li><a href="../../blog/resources-female-entrepreneurs-chicago.html">Chicago Resources for Female Entrepreneurs</a></li> 353 <li><a href="../../blog/free-excel-bookkeeping-templates.html">Free Excel Bookkeeping Templates</a></li> 354 <li><a href="/">National Resources for Female Entrepreneurs</a></li> 355 <li><a href="../../blog/best-grants-for-small-business.html">The Best Grants for Your Small Business</a></li> 356 <li><a href="/">NYC Resources for Female Entrepreneurs</a></li> 357 <li><a href="/">How to Interview Someone</a></li> 358 <li><a href="../../blog/what-is-debt-service-coverage-ratio.html">What is Debt Service Coverage Ratio?</a></li> 359 <li><a 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href="../../blog/prepare-for-a-small-business-loan.html">How to Prepare for a Small Business Loan</a></li> 378 <li><a href="../../blog/term-loans-explained.html">Term Loans Explained</a></li> 379 <li><a href="../../blog/debt-vs-equity-financing.html">Understanding Debt vs Equity Financing</a></li> 380 <li><a href="../../blog/need-small-business-loan.html">Do You Need a Small Business Loan?</a></li> 381 <li><a href="/">What to Use a Small Business Loan For</a></li> 382 <li><a href="../../blog/introduction-small-business-loans-video.html">Introduction to Small Business Loans</a></li> 383 <li><a href="../../blog/bond-street-qualification-criteria.html">Bond Street Qualification Criteria</a></li> 384 </ul> 385 </div> 386 </div> 387 </section> 388 </div> 389</section><!-- #primary --> 390 </div><!-- #content --> 391 <footer> 392 <ul class="pull-left"> 393 <li class="trademark">© 2019 Bond Street</li> 394 </ul> 395 <ul class="social-icons pull-right"> 396 <li> 397 <a class="ss-icon 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