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186MEMBERSHIP</a></li> 187 <li><a class="dropdown-item d-block" target="" href="/rising-leaders">RISING LEADER PROGRAM</a></li> 188 <li><a class="dropdown-item d-block" target="_blank" href="https://learning.acli.com/">ACLI LEARNING</a></li> 189 </ul> 190 </li> 191 192 </ul> 193 </div> 194 </div> 195 </nav> 196 197 <div class="header__social fixed-top text-center d-md-block d-none d-print-none"> 198 <ul class="bg-white border-left-0 py-3"> 199 <div class="social-list-group"> 200 <li class="mb-2 social-share" style="cursor: pointer;"> 201 <a href="https://www.facebook.com/ACLINews/" target="_blank"><i class="fa fa-facebook" aria-hidden="true"></i></a> 202 </li> 203 <li class="mb-2 social-share" style="cursor: pointer;"> 204 <a href="https://www.linkedin.com/company/acli" target="_blank"><i class="fa fa-linkedin" aria-hidden="true"></i></a> 205 </li> 206 <li class="mb-2 social-share" style="cursor: pointer;"> 207 <a href="https://twitter.com/aclinews" target="_blank"><i class="fa fa-twitter" aria-hidden="true"></i></a> 208 </li> 209 210 </div> 211 <div class="list-group"> 212 <li class="social-arrow"> 213 <a><i class="fa fa-share-alt" aria-hidden="true"></i> </a> 214 </li> 215 <li class="social-close"> 216 <a><i class="fa fa-times" aria-hidden="true"></i> </a> 217 </li> 218 </div> 219 </ul> 220 </div> 221 </div> 222 </header> 223 <!---------- End header main ----------> 224 225 226 227 228<div class="acli-rich-text"> 229 <div class="container"> 230 <div class="featured__content styles"> 231 <style> 232.page-template-home .financial__security { 233 margin-top: inherit !important; 234} 235 236.page-template-home .acli-rich-text:first-of-type, .page-template-home .acli-rich-text:first-of-type .featured__content { 237 padding: 0 !important; 238} 239</style> 240 </div> 241 </div> 242</div> 243 244 245 246 247 <section class="financial__security pb-4 mb-5"> 248 <div class="container-fluid pl-md-0 "> 249 <div class="row"> 250 <div class="col-lg-5 col-md-6 left p-0 pt-3 pb-4 pr-3 mb-md-0 mb-md-0 mb-3 pl-md-0 pl-3 position-relative d-print-none"> 251 <figure class="position-relative wow fadeIn" data-wow-delay="0.5s"> 252 <img src="/-/media/public/callouts/homepage_hero_image_option1.png?la=en&h=300&w=682&hash=196A52FFD1EE8AC776C91AC9F31BF6B9" title="family walking down the street looking happy" alt="family walking down the street looking happy" /> 253 </figure> 254 </div> 255 <div class="col-lg-7 col-md-6 right text-right "> 256 <div class="heading__wrap text-left mb-0 wow fadeIn" data-wow-delay="0.5s"> 257 <h2 class="h2"> <br /> 258CREATING CERTAINTY<br /> 259IS OUR CORE BUSINESS</h2> 260 <p>For nearly two centuries, life insurers have helped Americans through all stages of life. Our industry puts policyholder premiums to work for families, businesses and communities.</p> 261 <div class="acli__btn d-print-none white-bg"> 262 <a href="/-/media/public/pdf/leadership-initiatives/we-make-certain/lifeinsuranceindustry_discovertheindustry_final.pdf" class="d-inline-block position-relative text-center" target="_blank" >LEARN HOW</a> 263 </div> 264 </div> 265 266 </div> 267 </div> 268 </div> 269 </section> 270 271 272 273<section class="carouselx home-post d-print-none"> 274 <h2 class="text-center text-uppercase mb-5">UP FRONT</h2> 275 <div class="owl-carousel owl-theme home-post-slider"> 276 <div class="item wow fadeIn" data-wow-delay="0.5s"> 277<a href="https://www.cnbc.com/2026/07/29/retirement-income-4percent-rule.html" target="_blank" ><img src="/-/media/public/images/home/warshawsky_pang_retirement_2026_550_275px.png?la=en&h=275&w=550&hash=D121303C41F145CB309BD5BF694AF1A9" alt="Warshawsky_Pang_Retirement_2026_550_275px" title="Warshawsky_Pang_Retirement_2026_550_275px" /> <div class="acli__btn d-print-none small-blue-btn text-center"> 278 <button class="d-inline-block position-relative text-center btns">CNBC ARTICLE</button> 279 </div> 280 <div class="text-box"> 281 <h3 class="text-center h3">Combining Annuities and Investments Delivers Stronger Retirement Outcomes</h3> 282 <p> CNBC featured new research from economists Mark Warshawsky and Gaobo Pang showing how a partial annuity can provide guaranteed income while helping people prepare for longer lives.</p> 283 </div> 284</a> </div> 285 <div class="item wow fadeIn" data-wow-delay="0.5s"> 286<a href="https://online.fliphtml5.com/isqyn/doxy/#p=1" target="_blank" ><img src="/-/media/public/callouts/homepage_investment_booklet_featured.png?la=en&h=275&w=550&hash=135CA57F6BA8556505466E126EEF0EA7" alt="Homepage_Investment_Booklet_Featured" title="Homepage_Investment_Booklet_Featured" /> <div class="acli__btn d-print-none small-blue-btn text-center"> 287 <button class="d-inline-block position-relative text-center btns">DIGITAL FLIPBOOK</button> 288 </div> 289 <div class="text-box"> 290 <h3 class="text-center h3">Industry Investments Bolster American Prosperity</h3> 291 <p>For more than a century, life insurers have helped fuel economic growth nationwide — supporting manufacturing, energy, agriculture and community infrastru
291cture.</p> 292 </div> 293</a> </div> 294 <div class="item wow fadeIn" data-wow-delay="0.5s"> 295<a href="https://www.acli.com/-/media/public/pdf/about-the-industry/lifeinsurers_keepamericansgoing_factsheet_final.pdf" target="_blank" ><img src="/-/media/public/carousel/homepage_clone_governmentspending.png?la=en&h=275&w=550&hash=BC48D49240C6DFA5D2C4490A551814C2" alt="Homepage_Clone_GovernmentSpending" title="Homepage_Clone_GovernmentSpending" /> <div class="acli__btn d-print-none small-blue-btn text-center"> 296 <button class="d-inline-block position-relative text-center btns">One-Pager</button> 297 </div> 298 <div class="text-box"> 299 <h3 class="text-center h3">Industry Products Will Save Government Over $100 Billion</h3> 300 <p>ACLI research finds that products provided by life insurers reduce reliance on public programs. </p> 301 </div> 302</a> </div> 303 <div class="item wow fadeIn" data-wow-delay="0.5s"> 304<a href="https://www.youtube.com/watch?v=uKBwKqsU3Es" target="_blank" ><img src="/-/media/public/carousel/home_carousel_putlifeintoamerica.png?la=en&h=275&w=550&hash=6C887BD246CD09ECE4EFF866189BAC49" alt="Home_Carousel_PutLifeIntoAmerica" title="Home_Carousel_PutLifeIntoAmerica" /> <div class="acli__btn d-print-none small-blue-btn text-center"> 305 <button class="d-inline-block position-relative text-center btns">CAMPAIGN VIDEO </button> 306 </div> 307 <div class="text-box"> 308 <h3 class="text-center h3">America Counts on Life Insurers</h3> 309 <p> Life insurers bring stability and predictability to Americans and keep capital flowing in every aspect of the U.S. economy. </p> 310 </div> 311</a> </div> 312 </div> 313</section> 314 315 316 317 <section class="financial__security"> 318 <div class="container-fluid pl-md-0 "> 319 <div class="row"> 320 <div class="col-lg-5 col-md-6 left p-0 pt-3 pb-4 pr-3 mb-md-0 mb-md-0 mb-3 pl-md-0 pl-3 position-relative d-print-none"> 321 <figure class="position-relative wow fadeIn" data-wow-delay="0.5s"> 322 <img src="/-/media/public/images/events/2026/ann2026/ann2026_main.jpg?la=en&h=1796&w=2696&hash=BF85BF4F82CE1A3F8F653B1377EFB7E9" title="ACLI Annual Conference 2026" alt="ACLI Annual Conference 2026" /> 323 </figure> 324 </div> 325 <div class="col-lg-7 col-md-6 right text-right "> 326 <div class="heading__wrap text-left mb-0 wow fadeIn" data-wow-delay="0.5s"> 327 <h2 class="h2">FEATURED CONFERENCE</h2> 328 <h3>ACLI Annual Conference 2026</h3> 329<h4>October 14-16</h4> 330<p>REGISTRATION IS NOW OPEN!</p> 331<p>Join us for ACLI's premier meeting, bringing together senior executives from life insurance and financial services companies to examine today's business and political issues. The conference offers a unique opportunity to network with peers, gain insights from top experts, and stay ahead of critical industry trends and regulations.</p> 332 <div class="acli__btn d-print-none white-bg"> 333 <a href="https://events.acli.com/event/AnnualConference2026/summary" class="d-inline-block position-relative text-center" target="_blank" >LEARN MORE</a> 334 </div> 335 </div> 336 337 </div> 338 </div> 339 </div> 340 </section> 341 342 343 344<!---------- Start of acli empact ----------> 345<section class="acli__impact"> 346 <div class="container"> 347 <div class="heading__wrap__main wow fadeIn" data-wow-delay="0.5s"> 348 <div class="heading__wrap text-md-left text-center"> 349 <h2 class="h2 text-white">ACLI IMPACT</h2> 350 <p class="text-white"> 351 Sign up to receive the latest news and views about <br>topics that impact Americansâ financial security. 352 </p> 353 </div> 354 <div class="acli__btn d-print-none white-bg"> 355 <a href="https://impact.acli.com/subscribe/" class="d-inline-block position-relative text-center" target="_blank" >SIGN UP NOW</a> 356 </div> 357 </div> 358 <div class="row"> 359 <div class="col-lg-4 col-md-6 col-sm-12 wow fadeIn" data-wow-delay="0.5s"> 360 <figure class="d-print-none"> 361 <img width="534" height="342" src="https://impact.acli.com/wp-content/uploads/2026/09/IMPACT_091526-534x342.png" class="webfeedsFeaturedVisual wp-post-image" alt="" style="display: block; margin-bottom: 5px; clear:both;max-width: 100%;" link_thumbnail="" decoding="async" fetchpriority="high" /> 362 </figure> 363 <div class="card-text bg-white text-center"> 364 <div class="acli__btn d-print-none small-blue-btn text-center"> 365 <a href="https://impact.acli.com/preserving-independence-protecting-new-jersey-consumers/" class="d-inline-block position-relative text-center">September 15, 2026</a> 366 </div> 367 <div class="text-box"> 368 <h3 class="h3">Preserving Independence, Protecting New Jersey Consumers </h3> 369 <p>Dennis Cuccinelli</p> 370 </div> 371 </div> 372 </div> 373 <div class="col-lg-4 col-md-6 col-sm-12 wow fadeIn" data-wow-delay="0.5s"> 374 <figure class="d-print-none"> 375 <img width="534" height="342" src="https://impact.acli.com/wp-content/uploads/2026/09/IMPACT_090226-1-534x342.png" class="webfeedsFeaturedVisual wp-post-image" alt="A Black man sitting with his hands on his cane." style="display: block; margin-bottom: 5px; clear:both;max-width: 100%;" link_thumbnail="" decoding="async" loading="lazy" /> 376 </figure> 377 <div class="card-text bg-white text-center"> 378 <div class="acli__btn d-print-none small-blue-btn text-center"> 379 <a href="https://impact.acli.com/six-in-10-middle-class-households-are-without-an-adequate-plan-for-long-term-care/" class="d-inline-block position-relative text-center">September 2, 2026</a> 380 </div> 381 <div class="text-box"> 382 <h3 class="h3">Six in 10 Middle-Class Households Are Without an Adequate Plan for Long-Term Care</h3> 383 <p>Lauryl Dodson</p> 384 </div> 385 </div> 386 </div> 387 <div class="col-lg-4 col-md-6 col-sm-12 wow fadeIn" data-wow-delay="0.5s"> 388 <figure class="d-print-none"> 389 <img width="534" height="342" src="https://impact.acli.com/wp-content/uploads/2026/09/IMPACT_090226-534x342.png" class="webfeedsFeaturedVisual wp-post-image" alt="A person pulling out cash from their wallet." style="display: block; margin-bottom: 5px; clear:both;max-width: 100%;" link_thumbnail="" decoding="async" loading="lazy" /> 390 </figure> 391 <div class="card-text bg-white text-center"> 392 <div class="acli__btn d-print-none small-blue-btn text-center"> 393 <a href="https://impact.acli.com/middle-class-financial-resilience-cools-in-q2-but-cost-concerns-point-to-where-life-insurers-can-help/" class="d-inline-block position-relative text-center">September 2, 2026</a> 394 </div> 395 <div class="text-box"> 396 <h3 class="h3">Middle-Class Financial Resilience Cools in Q2, But Cost Concerns Point to Where Life Insurers Can Help</h3> 397 <p>ACLI</p> 398 </div> 399 </div> 400 </div> 401 </div> 402 </div> 403</section> 404<!---------- End of acli empact ----------> 405 406 407 408<section class="home-communities line-drow-top"> 409 <div class="container"> 410 <div class="heading__wrap text-center wow fadeIn" data-wow-delay="0.5s"> 411 <h2 class="h2">COMMUNITIES THRIVE WHEN LIFE INSURERS INVEST</h2> 412 <p>Life insurers invest $8.4 trillion in the U.S. economy, making life insurance companies one of the largest sources of investment capital in the nation.</p> 413 </div> 414 <div class="owl-carousel owl-theme home-communities-slider"> 415 <div class="item wow fadeIn" data-wow-delay="0.5s"> 416 <div class="communites-common line-drow-main"> 417 <div class="dashed-border d-print-none"> 418 <div class="rotate acli-circle"> 419 <img src="-/media/18388BEC3F0E447FA3635DF412E6F74B.svg" alt="acli-circle" title="acli-circle"> 420 </div> 421 <figure> 422 <button class="spin circle"><img src="/-/media/public/icons/icon_build_housing.png?la=en&h=83&w=83&hash=65D4D718503BF408B9F5F9FE7B6AA9B4" alt="icon_build_housing" title="icon_build_housing" /></button> 423 </figure> 424 </div> 425 <div class="text-box"> 426 <p>Communities build affordable housing, newer schools, better hospitals, and more because of life insurer investments.</p> 427 </div> 428 </div> 429 </div> 430 <div class="item wow fadeIn" data-wow-delay="0.5s"> 431 <div class="communites-common line-drow-main"> 432 <div class="dashed-border d-print-none"> 433 <div class="rotate acli-circle"> 434 <img src="-/media/18388BEC3F0E447FA3635DF412E6F74B.svg" alt="acli-circle" title="acli-circle"> 435 </div> 436 <figure> 437 <button class="spin circle"><img src="/-/media/public/icons/icon-family.png?la=en&h=87&w=95&hash=2C78AC0C304967A5290DD2B8874020BC" alt="icon-family" title="icon-family" /></button> 438 </figure> 439 </div> 440 <div class="text-box"> 441 <p>Life insurance coverage is widely available, with nearly 134 million individual life insurance policies in force.</p> 442 </div> 443 </div> 444 </div> 445 <div class="item wow fadeIn" data-wow-delay="0.5s"> 446 <div class="communites-common line-drow-main"> 447 <div class="dashed-border d-print-none"> 448 <div class="rotate acli-circle"> 449 <img src="-/media/18388BEC3F0E447FA3635DF412E6F74B.svg" alt="acli-circle" title="acli-circle"> 450 </div> 451 <figure> 452 <button class="spin circle">
452<img src="/-/media/public/carousel/home-customers.png?la=en&h=73&w=97&hash=379670D5F1EF1800723F5634B612B88E" alt="home-customers" title="home-customers" /></button> 453 </figure> 454 </div> 455 <div class="text-box"> 456 <p>Life insurers pay out $198 billion in life insurance and annuity benefits.</p> 457 </div> 458 </div> 459 </div> 460 <div class="item wow fadeIn" data-wow-delay="0.5s"> 461 <div class="communites-common line-drow-main"> 462 <div class="dashed-border d-print-none"> 463 <div class="rotate acli-circle"> 464 <img src="-/media/18388BEC3F0E447FA3635DF412E6F74B.svg" alt="acli-circle" title="acli-circle"> 465 </div> 466 <figure> 467 <button class="spin circle"><img src="/-/media/public/carousel/home---private.png?la=en&h=83&w=83&hash=BC57293728F96A1904EB14E4623F6510" alt="home - private" title="home - private" /></button> 468 </figure> 469 </div> 470 <div class="text-box"> 471 <p>We generate 2.8 million jobs in the United States.</p> 472 </div> 473 </div> 474 </div> 475 </div> 476 </div> 477</section> 478 479 480 481 482 <section class="home-explore"> 483 <div class="container-fluid"> 484 <div class="row"> 485 <div class="col-lg-5 col-md-6 left wow fadeIn" data-wow-delay="0.5s"> 486 <div class="heading__wrap text-left mb-3"> 487 <h2 class="text-uppercase h2">A FORCE FOR GOOD</h2> 488 <p>Life insurers seek public policies that address life's biggest challenges â in areas where people and society need us most.</p> 489 </div> 490 491 <ul class="text-center d-print-none"> 492 <li> 493 <a href="/for-communities" >ECONOMIC INVESTMENTS</a> 494 </li> 495 <li> 496 <a href="/about-the-industry/workplace-benefits" >WORKPLACE BENEFITS</a> 497 </li> 498 <li> 499 <a href="https://everyfuture.org/" target="_blank" >GRASSROOTS</a> 500 </li> 501 </ul> 502 </div> 503 <div class="col-lg-7 col-md-6 p-0 right wow fadeIn d-print-none" data-wow-delay="0.5s"> 504 <figure> 505 <img src="/-/media/public/callouts/home_force_for_good_120922.png?la=en&h=474&w=712&hash=D5C0BC5C26A16DB77C82EC38618F23C3" title="Home_Force_For_Good_120922" alt="Home_Force_For_Good_120922" /> 506 </figure> 507 </div> 508 </div> 509 </div> 510 </section> 511 512 513 514<div class="acli-rich-text"> 515 <div class="container"> 516 <div class="featured__content spacer for white space"> 517 518 </div> 519 </div> 520</div> 521 522 523 <div class="wrapper"> 524 <div class="container container-sm"> 525 526 </div> 527 </div> 528 529<footer> 530 <div class="container"> 531 <div class="row wow fadeIn animated" data-wow-delay="0.5" style="visibility: visible; animation-name: fadeIn;"> 532 <div class="col-md-8 d-print-none"> 533 <div class="custom-row"> 534 <div class="footer-links"> 535 <ul> 536 <li> <a href="/pages/acli-careers">CAREERS</a> </li> 537 <li> <a href="/pages/covid-information">COVID-19 INFORMATION</a> </li> 538 <li> <a href="/pages/missing-policy-tips">MISSING POLICY TIPS</a> </li> 539 <li> <a href="/about-the-industry/useful-terms">USEFUL TERMS</a> </li> 540 </ul> 541 <div class="footer-social"> 542 <ul> 543 <li> 544 <a href="https://www.facebook.com/ACLINews/"><i class="fa fa-facebook" aria-hidden="true"></i></a> 545 </li> 546 <li> 547 <a href="https://www.linkedin.com/company/acli"><i class="fa fa-linkedin" aria-hidden="true"></i></a> 548 </li> 549 <li> 550 <a href="https://twitter.com/aclinews"><i class="fa fa-twitter" aria-hidden="true"></i></a> 551 </li> 552 </ul> 553 </div> 554 </div> 555 <div class="footer-address"> 556 <p>300 New Jersey Avenue, NW <br /> 55710th Floor <br /> 558Washington, DC 20001<br /> 559202-624-2000<br /> 560<a href="/pages/contact-us">Contact Us</a> | <a href="/pages/visiting-acli">Visiting ACLI</a><br /> 561<br /></p> 562 </div> 563 </div> 564 </div> 565 <div class="col-md-4 text-md-right text-center"> 566 <div class="acli__btn d-print-none"> 567 <a class="d-inline-block position-relative text-center" href="/pages/sign-up-for-updates">SIGN UP FOR UPDATES</a> 568 </div> 569 <div class="copyright"> 570 <p>
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