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241<div id='ZN_7TytJiiitJAFO3s'><!--DO NOT REMOVE-CONTENTS PLACED HERE--></div> 242 <!--END WEBSITE FEEDBACK SNIPPET--> 243 244 </head> 245 246<body class="home wp-singular page-template-default page page-id-38896 wp-theme-theme elementor-default elementor-kit-36102 elementor-page elementor-page-38896"> 247 <!-- Google Tag Manager (noscript) --> 248 <noscript> 249 <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-P8KHKM8" height="0" 250 width="0" 251 style="display:none;visibility:hidden" 252 title="GTM_Noscript"></iframe> 253 </noscript> 254 <!-- End Google Tag Manager (noscript) --> 255 256<a class="skip-link screen-reader-text" 257 href="#main-content">Skip to content</a> 258<header id="masthead" class="site-header"> 259 <div id="header"> 260 261 <div class="alertBanner active lowAlert"> 262 <img class="lazy bellAlert" data-src="https://www.libro.ca/themes/theme/images/icons/icon-alert-black.svg" 263 alt="blue alert icon"> 264 <p><p>B.C.âs Tru Cooperative Bank and Ontarioâs Libro Credit Union propose landmark merger to create a national cooperative banking option for Canadians. <a href="https://www.libro.ca/about/media-centre/tru-cooperative-bank-libro-credit-union-propose-landmark-merger">Read more here.</a></p> 265</p> 266 <button class="lowClose" aria-label="Close Button"> 267 <svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="times" class="svg-inline--fa fa-times fa-w-11" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 352 512"><path fill="currentColor" d="M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z"></path></svg> 268 </button> 269 </div> 270 <div class="header-mobile"> 271 <div class="menu-search" id="main-button-area"> 272 <div class="menuButtonWrapper"> 273 <button id="menuButton" type="button" aria-controls="header" title="Open Menu" tabindex="0" aria-expanded="false"> 274 <span class="x-icon"> 275 <div class="line1"></div> 276 <div class="line2"></div> 277 <div class="line3"></div> 278 </span> <span class="hamburger-icon"> 279 <svg width="38px" height="23px" viewBox="0 0 38 23" fill="none" xmlns="http://www.w3.org/2000/svg"> 280 <path fill-rule="evenodd" clip-rule="evenodd" d="M18.0625 18C17.0905 17.1421 16.2586 16.1292 15.6054 15H0V18H18.0625Z" fill="#0076B6"/> 281 <path fill-rule="evenodd" clip-rule="evenodd" d="M17.0556 1H0V4H15.0881C15.5927 2.90049 16.2586 1.8904 17.0556 1Z" fill="#0076B6"/> 282 <path fill-rule="evenodd" clip-rule="evenodd" d="M14.0411 8H0V11H14.1659C14.0568 10.3496 14 9.68142 14 9C14 8.66325 14.0139 8.32973 14.0411 8Z" fill="#0076B6"/> 283 <path d="M23.6251 1.91666C19.9315 1.91666 16.9167 4.93143 16.9167 8.62499C16.9167 12.3186 19.9315 15.3333 23.6251 15.3333C25.3002 15.3333 26.8307 14.7085 28.0087 13.6862L28.4167 14.0942V15.3333L34.1667 21.0833L36.0834 19.1667L30.3334 13.4167H29.0943L28.6863 13.0086C29.7086 11.8306 30.3334 10.3002 30.3334 8.62499C30.3334 4.93143 27.3186 1.91666 23.6251 1.91666ZM23.6251 3.83332C26.2828 3.83332 28.4167 5.96727 28.4167 8.62499C28.4167 11.2827 26.2828 13.4167 23.6251 13.4167C20.9674 13.4167 18.8334 11.2827 18.8334 8.62499C18.8334 5.96727 20.9674 3.83332 23.6251 3.83332Z" fill="#017ABC"/> 284 </svg> 285 </span> <p class="menu-text">Menu</p> 286 </button> 287 </div> 288 </div> 289 <a class="logo logo-mobile normalize" href="https://www.libro.ca" 290 title="Libro Credit Union - Banking & Financial Services"> 291 <img src="https://www.libro.ca/themes/theme/images/logo-combo-updated.svg" 292 alt="Libro Logo"/> 293 </a> 294 <button id="loginButton" class="loginButton" type="button" aria-controls="mobile-login-menu" title="Open Login Menu" aria-expanded="false">
295 <span class="label">Sign In</span> 296 </button> 297 </div> 298 299 300 <div class="navigation-drawer alert-active"> 301 <div class="secondaryNavigation"> 302 <button class="searchFormToggle search-click" type="button" id="search-toggle-2"><span class="invisible">Toggle Search</span> 303 </button> 304 <nav class="headerMenu" aria-label="Resource Navigation"> 305 <div class="headerMenuList"> 306 <div class="menu-top-nav-container"><ul id="menu-top-nav" class="menu"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34460"><a href="https://www.libro.ca/locations/">Locations</a></li> 307<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-40912"><a href="https://www.libro.ca/careers/">Careers</a></li> 308<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-45044"><a href="https://www.libro.ca/rates-fees/">Rates and Fees</a></li> 309<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-45188"><a href="https://www.libro.ca/contact/">Contact</a></li> 310<li class="loginButton menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-794"><a target="_blank" href="https://my.libro.ca/Login">Sign In</a> 311<ul class="sub-menu"> 312 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-796"><a href="https://my.libro.ca/?_ga=2.68533395.343621295.1623075120-1441145687.1619728966">Online Banking</a></li> 313 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-25027"><a href="https://www.libro.ca/learn/get-started/online-banking/activate-online-banking/">Activate Online Banking</a></li> 314 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-798"><a href="https://commercial.libro.ca/?_ga=2.22345145.343621295.1623075120-1441145687.1619728966">Commercial Online Banking</a></li> 315 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-801"><a href="https://cardwiseonline.ca/">Libro Visa</a></li> 316 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-28902"><a href="https://libro.mycardinfo.com/">Libro Visa Business Consolidated</a></li> 317 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-802"><a href="https://www.qtrade.ca/partner.jsp?skin=libro">Qtrade Direct Investing</a></li> 318 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-803"><a href="https://www.guidedportfolios.qtrade.ca/#landing?partner=libro">Qtrade Guided Portfolios®</a></li> 319 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34629"><a href="https://www.investor-hub.ca/">Aviso Wealth</a></li> 320</ul> 321</li> 322<li class="joinLibro menu-item menu-item-type-post_type menu-item-object-page menu-item-44286"><a href="https://www.libro.ca/join-libro/">Join Libro</a></li> 323</ul></div> </div> 324 </nav> 325 </div> 326 <nav class="headerMenu primaryNavigation" aria-label="Site Navigation"> 327 <div class="mobile-button-container"> 328 <button class="searchFormToggle mobile-search search-click" type="button" id="search-toggle">Search 329 </button> 330 </div> 331 <a class="logo logo-desktop normalize" href="https://www.libro.ca" 332 title="Libro Credit Union - Banking & Financial Services"> 333 <img src="https://www.libro.ca/themes/theme/images/logo-combo-updated.svg" 334 alt="Libro Logo"/> 335 </a> 336 <ul class="nav"> 337 <li class="nav-item"> 338 <button class="dropdown-button" aria-expanded="false" 339 type="button">Personal</button> 340 <div class="nav-dropdown"> 341 <div class="main-links"> 342 <div class="desktop-inner"> 343 <p class="heading-link"> 344 Personal Banking Options </p> 345 <ul class="link-list"> 346 <li> 347 <a title="Accounts" 348 href="/personal/accounts/" 349 target=""> 350 Accounts </a> 351 </li> 352 <li> 353 <a title="Investing and Wealth" 354 href="/personal/investing-wealth/" 355 target=""> 356 Investing and Wealth </a> 357 </li> 358 <li> 359 <a title="Personal Credit Cards" 360 href="/personal/credit-cards/" 361 target=""> 362 Personal Credit Cards </a> 363 </li> 364 <li> 365 <a title="Mortgages" 366 href="/personal/mortgages/" 367 target=""> 368 Mortgages </a> 369 </li> 370 <li> 371 <a title="Loans" 372 href="/personal/loans/" 373 target=""> 374 Loans </a> 375 </li> 376 <li> 377 <a title="Home, Auto, and Travel Insurance" 378 href="https://www.libro.ca/personal/insurance/" 379 target=""> 380 Home, Auto, and Travel Insurance </a> 381 </li> 382 <li> 383 <a title="Education" 384 href="https://www.libro.ca/personal/education/" 385 target=""> 386 Education </a> 387 </li> 388 <li> 389 <a title="Ways to Bank" 390 href="/ways-bank/" 391 target=""> 392 Ways to Bank </a> 393 </li> 394 </ul> 395 </div> 396 </div> 397 <ul class="call-to-actions"> 398 <li> 399 <p class="button-heading">Become a Libro Member</p> 400 <a 401 href="/join-libro/" 402 title="Open Account" 403 target="" 404 class="btn btn-secondary" 405 >Open Account</a> 406 </li> 407 <li> 408 <p class="button-heading">Talk to a Libro Coach</p> 409 <a 410 href="https://meeting.libro.ca/service" 411 title="Book a Meeting" 412 target="_blank" 413 class="btn " 414 >Book a Meeting</a> 415 </li> 416 </ul> 417 <div class="feature"> 418 <div class="feature-image image-fit" > 419 <img 420 src="https://www.libro.ca/uploads/2025/08/Kadence-2-768x421.jpg" 421 alt="Libro Member, Kadence, sitting in a Libro branch" 422 /> 423 </div> 424 <div class="feature-content"> 425 <p class="feature-title">Limited Time Offer!</p> 426 <p class="feature-description">There's no smarter way to head back to school. Secure your Libro Student Line of Credit before September 30 and receive $250. <a href="https://www.libro.ca/personal/education/student-line-of-credit/"> Learn More.</a></p> 427 <a class="btn btn-orange" href="https://meeting.libro.ca/service" 428 title="Book a Meeting" 429 target="_blank">Book a Meeting</a> 430 </div> 431 </div> 432 </div> 433 </li> 434 <li class="nav-item"> 435 <button class="dropdown-button" aria-expanded="false" 436 type="button">Business</button> 437 <div class="nav-dropdown"> 438 <div class="main-links"> 439 <div class="desktop-inner"> 440 <p class="heading-link"> 441 Business Banking Options </p> 442 <ul class="link-list"> 443 <li> 444 <a title="Accounts" 445 href="/business/accounts/" 446 target=""> 447 Accounts </a> 448 </li> 449 <li> 450 <a title="Business Borrowing" 451 href="/business/business-borrowing/" 452 target=""> 453 Business Borrowing </a> 454 </li> 455 <li> 456
456 <a title="Cash Management" 457 href="https://www.libro.ca/business/cash-management/" 458 target=""> 459 Cash Management </a> 460 </li> 461 <li> 462 <a title="Credit Cards" 463 href="/business/credit-cards/" 464 target=""> 465 Credit Cards </a> 466 </li> 467 <li> 468 <a title="Farms & Agri-Business" 469 href="/business/farms-agri-business/" 470 target=""> 471 Farms & Agri-Business </a> 472 </li> 473 <li> 474 <a title="Wealth Management" 475 href="https://www.libro.ca/personal/investing-wealth/wealth-management-coaches/" 476 target=""> 477 Wealth Management </a> 478 </li> 479 <li> 480 <a title="Partnerships" 481 href="https://www.libro.ca/business/partnerships/" 482 target=""> 483 Partnerships </a> 484 </li> 485 <li> 486 <a title="Ways to Bank" 487 href="https://www.libro.ca/ways-bank/" 488 target=""> 489 Ways to Bank </a> 490 </li> 491 </ul> 492 </div> 493 </div> 494 <ul class="call-to-actions"> 495 <li> 496 <p class="button-heading">Become a Libro Member</p> 497 <a 498 href="https://www.libro.ca/business/accounts/open-account/" 499 title="Open Account" 500 target="" 501 class="btn btn-secondary" 502 >Open Account</a> 503 </li> 504 <li> 505 <p class="button-heading">Talk to a Libro Coach</p> 506 <a 507 href="https://meeting.libro.ca/s/Business" 508 title="Book a Meeting" 509 target="_blank" 510 class="btn " 511 >Book a Meeting</a> 512 </li> 513 </ul> 514 <div class="feature"> 515 <div class="feature-image image-fit" > 516 <img 517 src="https://www.libro.ca/uploads/2026/02/Ag-campaign-2026-Navigation-768x568.png" 518 alt="Two men shake hands in front of a large green tractor and farm equipment, with a barn visible in the background." 519 /> 520 </div> 521 <div class="feature-content"> 522 <p class="feature-title">Every season brings new decisions</p> 523 <p class="feature-description">Libro agriculture banking is built for Ontario farmsâ with the support and financing you need to plan ahead, invest, and grow.</p> 524 <a class="btn btn-orange" href="https://www.libro.ca/business/accounts/" 525 title="Get Started" 526 target="">Get Started</a> 527 </div> 528 </div> 529 </div> 530 </li> 531 <li class="nav-item"> 532 <button class="dropdown-button" aria-expanded="false" 533 type="button">Wealth</button> 534 <div class="nav-dropdown"> 535 <div class="main-links"> 536 <div class="desktop-inner"> 537 <p class="heading-link"> 538 Investing & Wealth Options </p> 539 <ul class="link-list"> 540 <li> 541 <a title="Investing at Libro" 542 href="https://www.libro.ca/personal/investing-wealth/" 543 target=""> 544 Investing at Libro </a> 545 </li> 546 <li> 547 <a title="Accounts and Products" 548 href="https://www.libro.ca/personal/investing-wealth/investment-options/" 549 target=""> 550 Accounts and Products </a> 551 </li> 552 <li> 553 <a title="Rates" 554 href="https://www.libro.ca/rates-fees/investment-rates/" 555 target=""> 556 Rates </a> 557 </li> 558 <li> 559 <a title="Loans" 560 href="https://www.libro.ca/personal/loans/investment-loans/" 561 target=""> 562 Loans </a> 563 </li> 564 <li> 565 <a title="Investment Shares" 566 href="https://www.libro.ca/personal/investing-wealth/investment-options/investment-shares/" 567 target=""> 568 Investment Shares </a> 569 </li> 570 <li> 571 <a title="Responsible Investing" 572 href="https://www.libro.ca/personal/investing-wealth/responsible-investing/" 573 target=""> 574 Responsible Investing </a> 575 </li> 576 <li> 577 <a title="Wealth Management" 578 href="https://www.libro.ca/personal/investing-wealth/wealth-management-coaches/" 579 target=""> 580 Wealth Management </a> 581 </li> 582 <li> 583 <a title="Ways to Bank" 584 href="https://www.libro.ca/ways-bank/" 585 target=""> 586 Ways to Bank </a> 587 </li> 588 </ul> 589 </div> 590 </div> 591 <ul class="call-to-actions"> 592 <li> 593 <p class="button-heading">Become a Libro Member</p> 594 <a 595 href="/join-libro/" 596 title="Open Account" 597 target="" 598 class="btn btn-secondary" 599 >Open Account</a> 600 </li> 601
601 <li> 602 <p class="button-heading">Talk to a Libro Coach</p> 603 <a 604 href="https://meeting.libro.ca/s/Investing" 605 title="Book a Meeting" 606 target="_blank" 607 class="btn " 608 >Book a Meeting</a> 609 </li> 610 </ul> 611 <div class="feature"> 612 <div class="feature-image image-fit" > 613 <img 614 src="https://www.libro.ca/uploads/2026/07/Navigation-Image-1-768x568.png" 615 alt="Blue graphic with yellow banner stating "Limited-time GIC rate." Large white text reads "3.75%* 16-month GIC." 616 /> 617 </div> 618 <div class="feature-content"> 619 <p class="feature-title">Limited Time GIC Rate Special</p> 620 <p class="feature-description">Looking to grow your savings? Earn <b>3.75% on a 16-month GIC</b> with new funds*. This special rate is available by phone or appointment only. You can see more rates and digital bonus offers in Online Banking.</p> 621 <a class="btn btn-orange" href="https://meeting.libro.ca/s/Investing" 622 title="Book a Meeting" 623 target="">Book a Meeting</a> 624 </div> 625 </div> 626 </div> 627 </li> 628 <li class="nav-item"> 629 <button class="dropdown-button" aria-expanded="false" 630 type="button">Community</button> 631 <div class="nav-dropdown"> 632 <div class="main-links"> 633 <div class="desktop-inner"> 634 <p class="heading-link"> 635 Strengthening our Communities Together </p> 636 <ul class="link-list"> 637 <li> 638 <a title="Programs Making an Impact" 639 href="/community/" 640 target=""> 641 Programs Making an Impact </a> 642 </li> 643 <li> 644 <a title="Grants and Partnerships" 645 href="https://www.libro.ca/community/grants-partnerships/" 646 target=""> 647 Grants and Partnerships </a> 648 </li> 649 <li> 650 <a title="Sponsorships" 651 href="https://www.libro.ca/community/sponsorships/" 652 target=""> 653 Sponsorships </a> 654 </li> 655 <li> 656 <a title="Student Awards" 657 href="https://www.libro.ca/community/student-awards/" 658 target=""> 659 Student Awards </a> 660 </li> 661 <li> 662 <a title="Home Team Boost" 663 href="https://www.libro.ca/community/home-team-boost/" 664 target=""> 665 Home Team Boost </a> 666 </li> 667 </ul> 668 </div> 669 </div> 670 <ul class="call-to-actions"> 671 <li> 672 <p class="button-heading">Become a Libro Member</p> 673 <a 674 href="/join-libro/" 675 title="Open Account" 676 target="" 677 class="btn btn-secondary" 678 >Open Account</a> 679 </li> 680 <li> 681 <p class="button-heading">Talk to a Libro Coach</p> 682 <a 683 href="https://meeting.libro.ca/service" 684 title="Book a Meeting" 685 target="_blank" 686 class="btn " 687 >Book a Meeting</a> 688 </li> 689 </ul> 690 <div class="feature"> 691 <div class="feature-image image-fit" > 692 <img 693 src="https://www.libro.ca/uploads/2025/08/Kadence-2-768x421.jpg" 694 alt="Libro Member, Kadence, sitting in a Libro branch" 695 /> 696 </div> 697 <div class="feature-content"> 698 <p class="feature-title">Student Line of Credit Offer</p> 699 <p class="feature-description"><b>Get $250</b> with a new Student Line of Credit when you apply before September 30, 2026. Thereâs no smarter way to head back to school.</p> 700 <a class="btn btn-orange" href="https://www.libro.ca/personal/education/student-line-of-credit/" 701 title="Learn More" 702 target="">Learn More</a> 703 </div> 704 </div> 705 </div> 706 </li> 707 <li class="nav-item"> 708 <button class="dropdown-button" aria-expanded="false" 709 type="button">About Libro</button> 710 <div class="nav-dropdown"> 711 <div class="main-links"> 712 <div class="desktop-inner"> 713 <p class="heading-link"> 714 Banking With a Higher Purpose </p> 715 <ul class="link-list"> 716 <li> 717 <a title="About Us" 718 href="/about/" 719 target=""> 720 About Us </a> 721 </li> 722 <li> 723 <a title="Sustainability" 724 href="/community/sustainability" 725 target=""> 726 Sustainability </a> 727 </li> 728 <li> 729 <a title="Events" 730 href="/about/events/" 731 target=""> 732 Events </a> 733 </li> 734 <li> 735 <a title="Governance" 736 href="/about/governance/" 737 target=""> 738 Governance </a> 739 </li> 740 <li> 741 <a title="Leadership Team" 742 href="/about/leadership-team/" 743 target=""> 744 Leadership Team </a> 745 </li> 746 <li> 747 <a title="Media Centre" 748 href="/about/media-centre" 749 target=""> 750 Media Centre </a> 751 </li> 752 <li> 753 <a title="Reports" 754 href="
754/about/reports/" 755 target=""> 756 Reports </a> 757 </li> 758 <li> 759 <a title="Careers" 760 href="https://www.libro.ca/careers/" 761 target=""> 762 Careers </a> 763 </li> 764 </ul> 765 </div> 766 </div> 767 <ul class="call-to-actions"> 768 <li> 769 <p class="button-heading">Become a Libro Member</p> 770 <a 771 href="/join-libro/" 772 title="Open Account" 773 target="" 774 class="btn btn-secondary" 775 >Open Account</a> 776 </li> 777 <li> 778 <p class="button-heading">Talk to a Libro Coach</p> 779 <a 780 href="https://meeting.libro.ca/service" 781 title="Book a Meeting" 782 target="_blank" 783 class="btn " 784 >Book a Meeting</a> 785 </li> 786 </ul> 787 </div> 788 </li> 789 <li class="nav-item"> 790 <button class="dropdown-button" aria-expanded="false" 791 type="button">Learn</button> 792 <div class="nav-dropdown"> 793 <div class="main-links"> 794 <div class="desktop-inner"> 795 <p class="heading-link"> 796 Building Financial Resiliency </p> 797 <ul class="link-list"> 798 <li> 799 <a title="Learn with Libro" 800 href="/learn" 801 target=""> 802 Learn with Libro </a> 803 </li> 804 <li> 805 <a title="Money Made Better Podcast" 806 href="https://www.libro.ca/learn/moneymadebetter/" 807 target=""> 808 Money Made Better Podcast </a> 809 </li> 810 <li> 811 <a title="Making Cents Of Money Blog" 812 href="/learn/blog/" 813 target=""> 814 Making Cents Of Money Blog </a> 815 </li> 816 <li> 817 <a title="Fraud Prevention" 818 href="/help-support/fraud-prevention/" 819 target=""> 820 Fraud Prevention </a> 821 </li> 822 <li> 823 <a title="Learning About Money" 824 href="/learn/advice/growing-up/youth/" 825 target=""> 826 Learning About Money </a> 827 </li> 828 <li> 829 <a title="Calculators" 830 href="/calculators/" 831 target=""> 832 Calculators </a> 833 </li> 834 </ul> 835 </div> 836 </div> 837 <ul class="call-to-actions"> 838 <li> 839 <p class="button-heading">Become a Libro Member</p> 840 <a 841 href="/join-libro/" 842 title="Open Account" 843 target="" 844 class="btn btn-secondary" 845 >Open Account</a> 846 </li> 847 <li> 848 <p class="button-heading">Talk to a Libro Coach</p> 849 <a 850 href="https://meeting.libro.ca/service" 851 title="Book a Meeting" 852 target="_blank" 853 class="btn " 854 >Book a Meeting</a> 855 </li> 856 </ul> 857 <div class="feature"> 858 <div class="feature-image image-fit" > 859 <img 860 src="https://www.libro.ca/uploads/2023/07/nav-image.jpg" 861 alt="Money Made Better Podcast on a smartphone" 862 /> 863 </div> 864 <div class="feature-content"> 865 <p class="feature-title">Money Made Better Podcast</p> 866 <p class="feature-description">The Money Made Better Podcast is brought to you by Libro Credit Union.</p> 867 <a class="btn btn-orange" href="https://www.libro.ca/learn/moneymadebetter/" 868 title="Listen Here" 869 target="_blank">
869Listen Here</a> 870 </div> 871 </div> 872 </div> 873 </li> 874 <li class="mobile-only call-to-actions"> 875 <a 876 href="/contact/" 877 title="Speak to a Coach" 878 target="" 879 class="btn " 880 >Speak to a Coach</a> 881 </li> 882 </ul> 883 <div class="mobile-only mobile-cta-btns"> 884 885 <a href="https://www.libro.ca/join-libro/" class="mobile-cta-btn __1">Join Libro</a> 886 887 888 <a href="https://www.libro.ca/rates-fees/" class="mobile-cta-btn __2">Rates and Fees</a> 889 890 </div> 891 </nav> 892 </div> 893 894 <div id="mobile-login-menu" tabindex="0" aria-label="Login Menu" class="mobileLoginNavigation mobileNavigation alert-active"> 895 <div class="loginNavigation dropdown"> 896 <div class="menu-sign-in-container"><ul id="menu-sign-in" class="menu"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-27653"><a href="https://my.libro.ca/?_ga=2.68533395.343621295.1623075120-1441145687.1619728966">Online Banking</a></li> 897<li class="menu-item 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942</li> 943<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-9948"><a>Financial Advice For Your Situation</a> 944<ul class="sub-menu"> 945 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45038"><a href="https://www.libro.ca/learn/advice/growing-up/overview">Growing Up</a></li> 946 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45041"><a href="https://www.libro.ca/learn/advice/relationships/overview-relationships/">Relationships</a></li> 947 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45040"><a href="https://www.libro.ca/learn/advice/retirement-planning/overview-retirement-planning/">Retirement Planning</a></li> 948 <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45039"><a href="https://www.libro.ca/learn/advice/home-ownership/overview-home-ownership/">Home Ownership</a></li> 949 <li class="menu-item 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958<main id="main-content" class="_clearfix"> 959 <div id="mainSpacer"> <div data-elementor-type="wp-page" data-elementor-id="38896" class="elementor elementor-38896" data-elementor-post-type="page"> 960 <div class="elementor-element elementor-element-1b23c56 e-flex e-con-boxed e-con e-parent" data-id="1b23c56" data-element_type="container" data-e-type="container"> 961 <div class="e-con-inner"> 962 <div class="elementor-element elementor-element-a054fc5 elementor-widget elementor-widget-libro_carousel" data-id="a054fc5" data-element_type="widget" data-e-type="widget" data-widget_type="libro_carousel.default"> 963 <div class="elementor-widget-container"> 964 965 <section class="libro-carousel libro-carousel--carousel top-margin-decreased bottom-margin-decreased" 966 role="region" 967 aria-roledescription="carousel" 968 aria-label="Featured carousel" 969 id="libro-carousel-4354"> 970 971 <div class="libro-carousel__viewport"> 972 <div class="libro-carousel__slider slider" 973 data-slider-options='{"prevNextButtons":true,"pageDots":true,"wrapAround":true,"draggable":true,"cellAlign":"center","imagesLoaded":true,"adaptiveHeight":false,"percentPosition":false,"arrowShape":"M21.35 54.95L67.11 97.95C70.02 100.68 74.74 100.68 77.65 97.95C80.56 95.21 80.56 90.78 77.65 88.05L37.16 50C44.17 43.41 49.43 38.47 52.94 35.17C58.43 30.01 66.67 22.27 77.65 11.95C80.56 9.22 80.56 4.79 77.65 2.05C74.74 -0.68 70.02 -0.68 67.11 2.05C58.14 10.48 51.42 16.79 46.94 21.01C41.25 26.35 32.72 34.36 21.35 45.05C19.89 46.42 19.17 48.21 19.17 50C19.17 51.79 19.89 53.58 21.35 54.95Z"}'> 974 <div class="libro-carousel__slide align-right text-dark" 975 role="group" 976 aria-roledescription="slide" 977 aria-label="1 of 4: 3.75% 16-month GIC*" 978 aria-description="Limited Time GIC Rate 3.50%* 14-Month GIC"> 979 <div class="libro-carousel__inner"> 980 <div class="libro-carousel__bg lazy" 981 data-bg="https://www.libro.ca/uploads/2026/05/GIC_Carousel-2.png" 982 role="img" aria-label="Limited Time GIC Rate 3.50%* 14-Month GIC"></div> 983 <div class="libro-carousel__content"> 984 <h2 class="libro-carousel__title">3.75% 16-month GIC*</h2> 985 <div class="libro-carousel__description"><p>Looking to grow your savings? This special rate is available by phone or appointment for new funds only. You can <a href="https://www.libro.ca/rates-fees/investment-rates/">see more rates</a> and digital bonus offers in <a href="https://login.libro.ca/" target="_blank" rel="noopener">Online Banking.</a></p></div> 986 <div class="libro-carousel__buttons"> 987 <a href="tel:18003618222" 988 class="libro-carousel__btn libro-carousel__btn--blue" 989 title="Call Us" 990 target="_blank" 991 > 992 Call Us </a> 993 <a href="https://meeting.libro.ca/s/Investing?_gl=1*hiyd8m*_gcl_aw*R0NMLjE3NzMzMzkyNDMuQ2p3S0NBand5TW5OQmhCTkVpd0EtS2NndTFFQ3BMVkxtdHFvWW9fWnM0MEk1ZDdzZ29iZjM3UWlTRG9pb2dyLWFSNlVaVnNxUGJHQ0Job0NVNWtRQXZEX0J3RQ..*_gcl_au*NjY5Nzg1NjAyLjE3NzYxMDI1MTE.*_ga*MTI5NjMzNTk5NC4xNzUyNTA0NDI1*_ga_4LGYB1VS3K*czE3Nzg3NjQ5MDckbzYxNCRnMSR0MTc3ODc2NzgyNiRqNjAkbDAkaDA." 994 class="libro-carousel__btn libro-carousel__btn--un
994derline" 995 title="Book a Meeting" 996 target="_blank" 997 > 998 Book a Meeting </a> 999 </div> 1000 </div> 1001 <div class="libro-carousel__caption libro-carousel__caption--right"> 1002 Libro business member, Urban Roots </div> 1003 </div> 1004 </div> 1005 <div class="libro-carousel__slide align-left text-dark" 1006 role="group" 1007 aria-roledescription="slide" 1008 aria-label="2 of 4: 4.29% 5-Year HighRatio Mortgage" 1009 aria-description="Home is where life happens. 4.24% 5 Year High Ratio Mortgage"> 1010 <div class="libro-carousel__inner"> 1011 <div class="libro-carousel__bg lazy" 1012 data-bg="https://www.libro.ca/uploads/2026/05/Mortgage-Rate_Carousel.png" 1013 role="img" aria-label="Home is where life happens. 4.24% 5 Year High Ratio Mortgage"></div> 1014 <div class="libro-carousel__content"> 1015 <h2 class="libro-carousel__title">4.29% 5-Year High<br>Ratio Mortgage</h2> 1016 <div class="libro-carousel__description"><p>With a high-ratio mortgage from Libro Credit Union, you can get into your home sooner with as little as 5% down. Weâll guide you through every step so you can move forward with confidence.</p></div> 1017 <div class="libro-carousel__buttons"> 1018 <a href="https://meeting.libro.ca/s/Borrowing" 1019 class="libro-carousel__btn libro-carousel__btn--blue" 1020 title="Book a Meeting" 1021 target="_blank" 1022 > 1023 Book a Meeting </a> 1024 <a href="https://www.libro.ca/rates-fees/mortgage/" 1025 class="libro-carousel__btn libro-carousel__btn--underline" 1026 title="See All Rates" 1027 target="_self" 1028 > 1029 See All Rates </a> 1030 </div> 1031 </div> 1032 <div class="libro-carousel__caption libro-carousel__caption--right"> 1033 Libro members, Nicole and Kyle </div> 1034 </div> 1035 </div> 1036 <div class="libro-carousel__slide align-left text-white" 1037 role="group" 1038 aria-roledescription="slide" 1039 aria-label="3 of 4: Bank Local.Support Local." 1040 > 1041 <div class="libro-carousel__inner"> 1042 <div class="libro-carousel__bg lazy" 1043 data-bg="https://www.libro.ca/uploads/2026/05/Bank-Local.-Support-Local_Carousel.png" 1044 aria-hidden="true"></div> 1045 <div class="libro-carousel__content"> 1046 <h2 class="libro-carousel__title">Bank Local.<br>Support Local.</h2> 1047 <div class="libro-carousel__description"><p>Libro is a 100% Canadian-owned credit union, investing in local people, businesses, and communities while helping you build financial well-being with expert advice and personalized service.</p></div> 1048 <div class="libro-carousel__buttons"> 1049 <a href="https://www.libro.ca/join-libro/" 1050 class="libro-carousel__btn libro-carousel__btn--yellow" 1051 title="Join Libro" 1052 target="_self" 1053 > 1054 Join Libro </a> 1055 <a href="https://meeting.libro.ca/service?_gl=1*1imla8m*_gcl_aw*R0NMLjE3NzMzMzkyNDMuQ2p3S0NBand5TW5OQmhCTkVpd0EtS2NndTFFQ3BMVkxtdHFvWW9fWnM0MEk1ZDdzZ29iZjM3UWlTRG9pb2dyLWFSNlVaVnNxUGJHQ0Job0NVNWtRQXZEX0J3RQ..*_gcl_au*NjY5Nzg1NjAyLjE3NzYxMDI1MTE.*_ga*MTI5NjMzNTk5NC4xNzUyNTA0NDI1*_ga_4LGYB1VS3K*czE3Nzg3NjQ5MDckbzYxNCRnMSR0MTc3ODc2OTI2MiRqMTEkbDAkaDA." 1056 class="libro-carousel__btn libro-carousel__btn--un
1056derline" 1057 title="Meet with a Coach" 1058 target="_self" 1059 > 1060 Meet with a Coach </a> 1061 </div> 1062 </div> 1063 <div class="libro-carousel__caption libro-carousel__caption--left"> 1064 Libro business member, Melcher's Construction </div> 1065 </div> 1066 </div> 1067 <div class="libro-carousel__slide align-right text-white" 1068 role="group" 1069 aria-roledescription="slide" 1070 aria-label="4 of 4: Limited Time Student Line of Credit Offer" 1071 > 1072 <div class="libro-carousel__inner"> 1073 <div class="libro-carousel__bg lazy" 1074 data-bg="https://www.libro.ca/uploads/2026/07/Student-LOC-offer-carousel-cropped-1.png" 1075 aria-hidden="true"></div> 1076 <div class="libro-carousel__content"> 1077 <h2 class="libro-carousel__title">Limited Time Student Line of Credit Offer</h2> 1078 <div class="libro-carousel__description"><p>Thereâs no smarter way to head back to school. Secure your Libro Student Line of Credit before September 30 and <strong>get a $250 cash bonus.</strong></p></div> 1079 <div class="libro-carousel__buttons"> 1080 <a href="https://meeting.libro.ca/service" 1081 class="libro-carousel__btn libro-carousel__btn--white-pill" 1082 title="Talk to a Coach" 1083 target="_blank" 1084 > 1085 Talk to a Coach </a> 1086 <a href="https://www.libro.ca/education/student-line-of-credit/" 1087 class="libro-carousel__btn libro-carousel__btn--underline" 1088 title="Learn More" 1089 target="_self" 1090 > 1091 Learn More </a> 1092 </div> 1093 </div> 1094 <div class="libro-carousel__caption libro-carousel__caption--left"> 1095 Libro member, Kadence </div> 1096 </div> 1097 </div> 1098 </div> 1099 1100 </div> 1101 1102 </section> 1103 1104
1104<script> 1105 (function () { 1106 if (window.__libroCarouselDotA11y) return; 1107 window.__libroCarouselDotA11y = true; 1108 1109 function enhanceDots(group) { 1110 if (!group || group.dataset.libroDotsReady === '1') return; 1111 var dots = Array.prototype.slice.call(group.querySelectorAll('.dot')); 1112 if (!dots.length) return; 1113 group.dataset.libroDotsReady = '1'; 1114 group.setAttribute('role', 'tablist'); 1115 dots.forEach(function (dot) { 1116 dot.setAttribute('tabindex', '0'); 1117 dot.setAttribute('role', 'button'); 1118 }); 1119 } 1120 1121 function focusDot(currentDot, direction) { 1122 var group = currentDot.parentElement; 1123 if (!group) return; 1124 var dots = Array.prototype.slice.call(group.querySelectorAll('.dot')); 1125 var index = dots.indexOf(currentDot); 1126 if (index === -1) return; 1127 var next; 1128 if (direction === 'next') { 1129 next = dots[index + 1] || dots[0]; 1130 } else { 1131 next = dots[index - 1] || dots[dots.length - 1]; 1132 } 1133 if (next) next.focus(); 1134 } 1135 1136 // Event delegation â works for dots added later (resize re-init, etc.) 1137 document.addEventListener('keydown', function (e) { 1138 var dot = e.target.closest && e.target.closest('.libro-carousel .flickity-page-dots .dot'); 1139 if (!dot) return; 1140 if (e.key === 'Enter' || e.key === ' ' || e.key === 'Spacebar') { 1141 e.preventDefault(); 1142 dot.click(); 1143 } else if (e.key === 'ArrowRight' || e.key === 'ArrowDown') { 1144 e.preventDefault(); 1145 focusDot(dot, 'next'); 1146 } else if (e.key === 'ArrowLeft' || e.key === 'ArrowUp') { 1147 e.preventDefault(); 1148 focusDot(dot, 'prev'); 1149 } else if (e.key === 'Home') { 1150 e.preventDefault(); 1151 var firstGroup = dot.parentElement; 1152 var first = firstGroup && firstGroup.querySelector('.dot'); 1153 if (first) first.focus(); 1154 } else if (e.key === 'End') { 1155 e.preventDefault(); 1156 var lastGroup = dot.parentElement; 1157 var lastList = lastGroup && lastGroup.querySelectorAll('.dot'); 1158 if (lastList && lastList.length) lastList[lastList.length - 1].focus(); 1159 } 1160 }); 1161 1162 function scanAndEnhance() { 1163 document.querySelectorAll('.libro-carousel .flickity-page-dots').forEach(enhanceDots); 1164 } 1165 1166 // Run a few times after init since Flickity sets up dots asynchronously 1167 // and may re-render them on window resize. 1168 var attempts = 0; 1169 var interval = setInterval(function () { 1170 scanAndEnhance(); 1171 attempts++; 1172 if (attempts > 20) clearInterval(interval); 1173 }, 250); 1174 1175 // Also re-scan on resize since Flickity re-initializes on resize per sliders.js. 1176 var resizeTimer; 1177 window.addEventListener('resize', function () { 1178 clearTimeout(resizeTimer); 1179 resizeTimer = setTimeout(scanAndEnhance, 300); 1180 }); 1181 })(); 1182 </script>
1182 1183
1183<script> 1184 (function () { 1185 function equalize() { 1186 document.querySelectorAll('.libro-carousel').forEach(function (carousel) { 1187 var slides = carousel.querySelectorAll('.libro-carousel__slide'); 1188 // '.libro-carousel__inner' is the carousel-style inner; '.slide-block' is the 1189 // marketing-style inner. Measuring both means marketing carousels also get 1190 // height-equalised AND the Flickity resize()/select() below runs â without it 1191 // Flickity keeps stale cell positions and wrapAround snaps in late / glitches. 1192 var inners = carousel.querySelectorAll('.libro-carousel__inner, .slide-block'); 1193 if (!slides.length) return; 1194 1195 // Reset previously-applied min-heights so we read each 1196 // slide/inner natural content height, not the prior max. 1197 slides.forEach(function (s) { s.style.minHeight = ''; }); 1198 inners.forEach(function (i) { i.style.minHeight = ''; }); 1199 1200 // Measure the inner content heights â the inner is the 1201 // in-flow element that drives the slide's natural size. 1202 var max = 0; 1203 inners.forEach(function (i) { 1204 if (i.offsetHeight > max) max = i.offsetHeight; 1205 }); 1206 if (!max) return; 1207 1208 inners.forEach(function (i) { i.style.minHeight = max + 'px'; }); 1209 slides.forEach(function (s) { s.style.minHeight = max + 'px'; }); 1210 1211 // Tell Flickity to re-snap to the active cell using the 1212 // freshly-equalised heights. 1213 var slider = carousel.querySelector('.libro-carousel__slider'); 1214 if (slider && window.Flickity) { 1215 var fk = window.Flickity.data(slider); 1216 if (fk) { 1217 fk.resize(); 1218 fk.select(fk.selectedIndex, false, true); 1219 } 1220 } 1221 }); 1222 } 1223 // After window load, give Flickity + lazy images one frame to settle 1224 window.addEventListener('load', function () { 1225 requestAnimationFrame(equalize); 1226 setTimeout(equalize, 400); 1227 }); 1228 var resizeTimer; 1229 window.addEventListener('resize', function () { 1230 clearTimeout(resizeTimer); 1231 resizeTimer = setTimeout(equalize, 150); 1232 }); 1233 })(); 1234 </script>
1234 1235 </div> 1236 </div> 1237 </div> 1238 </div> 1239 <div class="elementor-element elementor-element-67213e7 e-flex e-con-boxed e-con e-parent" data-id="67213e7" data-element_type="container" data-e-type="container"> 1240 <div class="e-con-inner"> 1241 <div class="elementor-element elementor-element-5bd7bce elementor-widget elementor-widget-libro_icon_navigation_bar" data-id="5bd7bce" data-element_type="widget" data-e-type="widget" data-widget_type="libro_icon_navigation_bar.default"> 1242 <div class="elementor-widget-container"> 1243 1244 <section class="icon-nav-bar default top-margin-decreased bottom-margin-decreased" 1245 > 1246 <div class="container"> 1247 1248 <h3 class="icon-nav-bar__section-title center"> 1249 What Can We Help You With Today? </h3> 1250 1251 1252 <div class="icon-nav-bar__items"> 1253 <div class="icon-nav-bar__item col-6"> 1254 <a href="https://www.libro.ca/personal/accounts/" 1255 class="icon-nav-bar__item-link" 1256 title="Open a Personal Account" 1257 target="_self" 1258 ></a> 1259 <div class="icon-nav-bar__image-wrapper"> 1260 <img decoding="async" src="https://www.libro.ca/uploads/2024/09/personal-account.svg" 1261 alt="Illustration of a person sitting cross-legged with a laptop, surrounded by dollar signs, suggesting online work or earning money." class="icon-nav-bar__item-image" /> 1262 </div> 1263 <h4 class="icon-nav-bar__item-title"> 1264 <span>Open a Personal <span class="icon-nav-bar__item-title-last">Account<svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="chevron-right" 1265 class="svg-inline--fa fa-chevron-right fa-w-10" role="img" 1266 xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="#007CC0" d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg></span></span> </h4> 1267 </div> 1268 <div class="icon-nav-bar__item col-6"> 1269 <a href="https://www.libro.ca/business/accounts/open-account/" 1270 class="icon-nav-bar__item-link" 1271 title="Open a Business Account" 1272 target="_self" 1273 ></a> 1274 <div class="icon-nav-bar__image-wrapper"> 1275 <img decoding="async" src="https://www.libro.ca/uploads/2024/09/business.svg" 1276 alt="Illustration of a man standing in front of a business with an "open" sign in the window." class="icon-nav-bar__item-image" /> 1277 </div> 1278 <h4 class="icon-nav-bar__item-title"> 1279 <span>Open a Business <span class="icon-nav-bar__item-title-last">Account<svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="chevron-right" 1280 class="svg-inline--fa fa-chevron-right fa-w-10" role="img" 1281 xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="#007CC0" d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522
1281-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg></span></span> </h4> 1282 </div> 1283 <div class="icon-nav-bar__item col-6"> 1284 <a href="https://www.libro.ca/personal/investing-wealth/" 1285 class="icon-nav-bar__item-link" 1286 title="Start Investing" 1287 target="_self" 1288 ></a> 1289 <div class="icon-nav-bar__image-wrapper"> 1290 <img decoding="async" src="https://www.libro.ca/uploads/2021/05/GICs.png" 1291 alt="Illustration of a man watering a money tree" class="icon-nav-bar__item-image" /> 1292 </div> 1293 <h4 class="icon-nav-bar__item-title"> 1294 <span>Start <span class="icon-nav-bar__item-title-last">Investing<svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="chevron-right" 1295 class="svg-inline--fa fa-chevron-right fa-w-10" role="img" 1296 xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="#007CC0" d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg></span></span> </h4> 1297 </div> 1298 <div class="icon-nav-bar__item col-6"> 1299 <a href="https://www.libro.ca/personal/mortgages/" 1300 class="icon-nav-bar__item-link" 1301 title="Own a Home" 1302 target="_self" 1303 ></a> 1304 <div class="icon-nav-bar__image-wrapper"> 1305 <img decoding="async" src="https://www.libro.ca/uploads/2024/09/home.svg" 1306 alt="Illustration of two adults and two children standing in front of a blue house. One adult is holding a child, while the other holds hands with another child." class="icon-nav-bar__item-image" /> 1307 </div> 1308 <h4 class="icon-nav-bar__item-title"> 1309 <span>Own a <span class="icon-nav-bar__item-title-last">Home<svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="chevron-right" 1310 class="svg-inline--fa fa-chevron-right fa-w-10" role="img" 1311 xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="#007CC0" d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg></span></span> </h4> 1312 </div> 1313 <div class="icon-nav-bar__item col-6"> 1314 <a href="https://www.libro.ca/personal/loans/" 1315 class="icon-nav-bar__item-link" 1316 title="Explore Loans" 1317 target="_self" 1318 ></a> 1319 <div class="icon-nav-bar__image-wrapper"> 1320 <img decoding="async" src="https://www.libro.ca/uploads/2021/05/Loan.png" 1321 alt="Illustration of small man signing a loan document with a giant pen" class="icon-nav-bar__item-image" /> 1322 </div> 1323 <h4 class="icon-nav-bar__item-title">
1324 <span>Explore <span class="icon-nav-bar__item-title-last">Loans<svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="chevron-right" 1325 class="svg-inline--fa fa-chevron-right fa-w-10" role="img" 1326 xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="#007CC0" d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg></span></span> </h4> 1327 </div> 1328 <div class="icon-nav-bar__item col-6"> 1329 <a href="https://www.collabriacreditcards.ca/affiliate_libro/" 1330 class="icon-nav-bar__item-link" 1331 title="Apply for a Credit Card" 1332 target="_self" 1333 ></a> 1334 <div class="icon-nav-bar__image-wrapper"> 1335 <img decoding="async" src="https://www.libro.ca/uploads/2024/09/credit-card.svg" 1336 alt="Illustration of a person sitting in a chair, looking at a smartphone, with a coffee cup, small plant on a table, and a dollar sign icon in the background." class="icon-nav-bar__item-image" /> 1337 </div> 1338 <h4 class="icon-nav-bar__item-title"> 1339 <span>Apply for a Credit <span class="icon-nav-bar__item-title-last">Card<svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="chevron-right" 1340 class="svg-inline--fa fa-chevron-right fa-w-10" role="img" 1341 xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="#007CC0" d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg></span></span> </h4> 1342 </div> 1343 </div> 1344 1345 </div> 1346 </section> 1347 </div> 1348 </div> 1349 </div> 1350 </div> 1351 <div class="elementor-element elementor-element-4e06b09 e-flex e-con-boxed e-con e-parent" data-id="4e06b09" data-element_type="container" data-e-type="container"> 1352 <div class="e-con-inner"> 1353 <div class="elementor-element elementor-element-c555998 elementor-widget elementor-widget-libro_quote_cta_block_with_image" data-id="c555998" data-element_type="widget" data-e-type="widget" data-widget_type="libro_quote_cta_block_with_image.default"> 1354 <div class="elementor-widget-container"> 1355 1356 <section class="quote-cta container container-lg bg-white left" 1357 > 1358 <div class="quote-block"> 1359 <div class="image-section"> 1360 <div class="image animate-left"> 1361 <img decoding="async" class="lazy" src="https://www.libro.ca/uploads/2024/04/Evalena-Cortez-and-family-branch.jpg" alt="Family" /> 1362 <div class="image-caption"> 1363 <p>Libro members, Evalena, Cortez and Family</p> 1364 </div> 1365 </div> 1366 </div> 1367 <div class="quote-section"> 1368 <div class="quote-content animate-custom"> 1369 <h2>Because we have such a great relationship with our coaches, the support was there.</h2> 1370 <div class="content-inner animate-down anim-delay-4"> 1371 <p>When you add in ownership, and also your ability to feel like youâre a part of decision-making at the credit union, it all works out very well.</p> </div> 1372 </div> 1373 <div class="cta-section"> 1374 <div class="ctas animate-fade padding-top"> 1375 <a href="https://www.libro.ca/personal/accounts/" 1376 class="btn" 1377 title="Open a Personal Account" 1378 target="_self"> 1379 Open a Personal Account </a> 1380 </div> 1381 </div> 1382 </div> 1383 </div> 1384 </section> 1385 1386 </div>
1387 </div> 1388 <div class="elementor-element elementor-element-9c93200 elementor-widget elementor-widget-libro_flip_grid_ui_audit" data-id="9c93200" data-element_type="widget" data-e-type="widget" data-widget_type="libro_flip_grid_ui_audit.default"> 1389 <div class="elementor-widget-container"> 1390 1391 <section class="ui-audit-flip-grid right blue_check half" 1392 > 1393 1394 <div class="ui-audit-flip-grid__text-wrapper"> 1395 <div class="ui-audit-flip-grid__background-color ui-audit-flip-grid__grey"></div> 1396 1397 <h2 class="ui-audit-flip-grid__heading">Banking at Libro is Different</h2> 1398 1399 1400 <div class="ui-audit-flip-grid__text"> 1401 <p>We use our business as a force for good, reinvesting our profits into the people, businesses, and communities we serve.</p> 1402 <div class="ui-audit-buttons"> 1403 <div class="ui-audit-buttons__btn-container"> 1404 <a class="btn btn-blue" 1405 title="Community" 1406 href="https://www.libro.ca/community/" 1407 > 1408 Community </a> 1409 <a class="btn btn-white last" 1410 title="Impact Partnerships" 1411 href="https://www.libro.ca/community/grants-partnerships/impact-partnerships/" 1412 > 1413 Impact Partnerships </a> 1414 </div> 1415 </div> 1416 </div> 1417 </div> 1418 1419 <figure class="ui-audit-flip-grid__image-wrapper image-fit"> 1420 <img decoding="async" class="lazy" 1421 data-src="https://www.libro.ca/uploads/2024/07/Foodpreneur_advantage_smallbusinesscentres.jpg" 1422 src="https://www.libro.ca/uploads/2024/07/Foodpreneur_advantage_smallbusinesscentres.jpg" 1423 alt="Two People with Foodpreneur Sign"/> 1424 1425 <figcaption class="ui-audit-flip-grid__image-caption ui-audit-flip-grid__image-caption--left"> 1426 Cedar Valley Selections, Foodpreneur Advantage program participants </figcaption> 1427 </figure> 1428 1429 </section> 1430 </div> 1431 </div> 1432 <div class="elementor-element elementor-element-59fd08b elementor-widget elementor-widget-libro_quote_cta_block_with_image" data-id="59fd08b" data-element_type="widget" data-e-type="widget" data-widget_type="libro_quote_cta_block_with_image.default"> 1433 <div class="elementor-widget-container"> 1434 1435 <section class="quote-cta container container-lg bg-white left" 1436 > 1437 <div class="quote-block"> 1438 <div class="image-section"> 1439 <div class="image animate-left"> 1440 <img decoding="async" class="lazy" src="https://www.libro.ca/uploads/2023/08/Country-Club-for-Pets-WEB.jpg" alt="Happy mother and daughter with dog at Country Club for Pets" /> 1441 <div class="image-caption"> 1442 <p>Libro business member, Country Club for Pets</p> 1443 </div> 1444 </div> 1445 </div> 1446 <div class="quote-section"> 1447 <div class="quote-content animate-custom"> 1448 <h2>For the last 13 years, Libro has helped our business with all our projects.</h2> 1449 <div class="content-inner animate-down anim-delay-4"> 1450 <p>Our business is Country Club for Pets and Libro Coaches are great about seeing outside the box to help us achieve our goals.</p> </div> 1451 </div> 1452 <div class="cta-section"> 1453 <div class="ctas animate-fade padding-top"> 1454 <a href="https://www.libro.ca/business/accounts/open-account/" 1455 class="btn" 1456 title="Open a Business Account" 1457 target="_self"> 1458 Open a Business Account </a> 1459 <a href="https://www.libro.ca/business/cash-management/" 1460 class="btn" 1461 title="Cash Management" 1462 target="_self"> 1463 Cash Management </a> 1464 </div> 1465 </div> 1466 </div> 1467 </div> 1468 </section> 1469 1470 </div>
1471 </div> 1472 <div class="elementor-element elementor-element-7d419c3 elementor-widget elementor-widget-libro_accordion" data-id="7d419c3" data-element_type="widget" data-e-type="widget" data-widget_type="libro_accordion.default"> 1473 <div class="elementor-widget-container"> 1474 <section class="accordion top-margin-decreased bottom-margin-decreased" 1475 id="faqs" 1476 > 1477 <div class="container"> 1478 <h2 class=""> 1479 Frequently Asked Questions </h2> 1480 <button class="back-to-top" title="Back to Top" data-scrollTarget="masthead"> 1481 <span class="invisible">Back to Top</span> 1482 </button> 1483 1484 <div class="accordion-rows"> 1485 1486 <!-- First Column --> 1487 <div class="column-2"> 1488 <details class="accordion-item" 1489 > 1490 <summary class="h3" role="button" aria-expanded="false">What's the difference between a credit union and a bank?</summary> 1491 <div class="content-inner" role="region"> 1492 <p><span data-sheets-value="{"1":2,"2":"Credit unions provide many of the same types of financial products and services as local big banks. Differences are most notable, but not limited to, areas like profit sharing and governance:\n\n⢠Profit Sharing: As large, for-profit entities, banks operate for the purpose of making a profit that is distributed to the shareholders of the bank. In contrast, credit unions reinvest 100% of profits back into the people, businesses, and local communities.\n\n⢠Governance: A credit union has a board of directors made up of volunteers who have been voted in democratically, with each credit union member getting one vote regardless of how much they have invested. This means real Libro Members make up our board. In contrast, a bankâs board members are appointed and paid by shareholders."}" data-sheets-userformat="{"2":33555329,"3":{"1":0},"10":1,"11":4,"12":0,"28":1}">Credit unions provide many of the same types of financial products and services as local big banks. Differences are most notable, but not limited to, areas like profit sharing and governance:</span></p><ul><li><strong>Profit Sharing:</strong> As large, for-profit entities, banks operate for the purpose of making a profit that is distributed to the shareholders of the bank. In contrast, credit unions reinvest profits back into the people, businesses, and local communities.</li><li><strong>Governance:</strong> A credit union has a board of directors made up of volunteers who have been voted in democratically, with each credit union member getting one vote regardless of how much they have invested. This means real Libro members make up our board. In contrast, a bankâs board members are appointed and paid by shareholders.</li></ul> </div> 1493 </details> 1494 <details class="accordion-item" 1495 > 1496 <summary class="h3" role="button" aria-expanded="false">What does it mean to be a member?</summary> 1497 <div class="content-inner" role="region"> 1498 <p>Credit unions are financial cooperatives that are locally owned by their account holders â at Libro, our customers are known as members.</p> </div> 1499 </details> 1500 <details class="accordion-item" 1501 > 1502 <summary class="h3" role="button" aria-expanded="false">What is Coaching?</summary> 1503 <div class="content-inner" role="region"> 1504 <p>Financial coaching is one important way Libro is different from banks. Every member at Libro has access to Coaches â financial experts â who care about you and your success.</p><p>Your Coach gets to know you and your situation and always offers personalized financial advice to help you reach your goals.</p> </div> 1505 </details> 1506 </div> 1507 1508 <!-- Second Column (if enabled) --> 1509 <div class="column-2"> 1510 <details class="accordion-item" 1511 > 1512 <summary class="h3" role="button" aria-expanded="false">What does Libro offer?</summary> 1513 <div class="content-inner" role="region"> 1514 <p><span data-teams="true">Libro Credit Union offers personal and business banking services across Ontario, including chequing accounts, high-interest savings accounts, mortgages, loans, credit cards, investing solutions, online banking, mobile banking, and financial advice. As a member-owned Ontario credit union, Libro helps individuals, families, farmers, and businesses achieve financial well-being while supporting local communities through reinvestment and community growth initiatives.</span></p> </div> 1515 </details> 1516 <details class="accordion-item" 1517 > 1518 <summary class="h3" role="button" aria-expanded="false">What is a B-Corp?</summary> 1519 <div class="content-inner" role="region"> 1520 <p>Libro is proud to be a certified B Corporation®, joining leaders of a global movement of people using business as a force for goodâ¢.</p><p>B Corporations (or B Corps) are important because they inspire all businesses to compete not only to be the best in the world, but also to be the Best for the World®.</p> </div> 1521 </details> 1522 </div> 1523 1524 </div> 1525 1526 </div> 1527 </section> 1528 </div>
1529 </div> 1530 </div> 1531 </div> 1532 <div class="elementor-element elementor-element-ed4ecc8 e-flex e-con-boxed e-con e-parent" data-id="ed4ecc8" data-element_type="container" data-e-type="container"> 1533 <div class="e-con-inner"> 1534 <div class="elementor-element elementor-element-c788775 elementor-widget elementor-widget-libro_image_cta_buckets" data-id="c788775" data-element_type="widget" data-e-type="widget" data-widget_type="libro_image_cta_buckets.default"> 1535 <div class="elementor-widget-container"> 1536 1537 <div class="image-cta-buckets stacked top-margin-decreased bottom-margin-decreased left" 1538 > 1539 <div class="container"> 1540 1541 <h2 class="blue-header">Discover more ways we can help</h2> 1542 1543 <div class="buckets stacked buckets-4 force-default"> 1544 <div class="bucket center none"> 1545 <a href="https://www.libro.ca/calculators" 1546 class="bucket-link" 1547 title="Calculators" 1548 target="_self" 1549 ></a> 1550 <div class="image-fit original"> 1551 <img decoding="async" class="lazy" 1552 data-src="https://www.libro.ca/uploads/2024/08/Calculator-1.svg" 1553 src="https://www.libro.ca/uploads/2024/08/Calculator-1.svg" 1554 alt="Calculator Icon" /> 1555 </div> 1556 <h3>Calculators</h3> 1557 <div class="description"><p><span style="font-weight: 400">Get help doing the math. Quick calculations to make your financial decisions easier.</span></p></div> 1558 </div> 1559 <div class="bucket center none hover-image"> 1560 <a href="https://www.libro.ca/learn/blog" 1561 class="bucket-link" 1562 title="Making Cents of Money Blog" 1563 target="_self" 1564 ></a> 1565 <div class="image-fit original"> 1566 <img decoding="async" class="lazy" 1567 data-src="https://www.libro.ca/uploads/2024/08/Cents.svg" 1568 src="https://www.libro.ca/uploads/2024/08/Cents.svg" 1569 alt="Making Cents of Money Blog Icon" /> 1570 </div> 1571 <div class="image-fit hover"> 1572 <img decoding="async" class="lazy" 1573 data-src="https://www.libro.ca/uploads/2024/08/Cents.svg" 1574 src="https://www.libro.ca/uploads/2024/08/Cents.svg" 1575 alt="Making Cents of Money Blog Icon" /> 1576 </div> 1577 <h3>Making <i>Cents</i> of Money Blog</h3> 1578 <div class="description"><p><span style="font-weight: 400">We want to help you on your financial journey. Find articles that help money make </span><i><span style="font-weight: 400">cents</span></i><span style="font-weight: 400">.</span></p></div> 1579 </div> 1580 <div class="bucket center none hover-image"> 1581 <a href="https://www.libro.ca/learn/" 1582 class="bucket-link" 1583 title="Learn With Libro" 1584 target="_self" 1585 ></a> 1586 <div class="image-fit original"> 1587 <img decoding="async" class="lazy" 1588 data-src="https://www.libro.ca/uploads/2024/08/Learn.svg" 1589 src="https://www.libro.ca/uploads/2024/08/Learn.svg" 1590 alt="Learn With Libro Icon" /> 1591 </div> 1592 <div class="image-fit hover"> 1593 <img decoding="async" class="lazy" 1594 data-src="https://www.libro.ca/uploads/2024/08/Learn.svg" 1595 src="https://www.libro.ca/uploads/2024/08/Learn.svg" 1596 alt="Learn With Libro Icon" /> 1597 </div> 1598 <h3>Learn With Libro</h3> 1599 <div class="description"><p><span style="font-weight: 400">Live for today and plan for the future with our tools and resources. Weâre happy to help.
1599</span></p></div> 1600 </div> 1601 <div class="bucket center none hover-image"> 1602 <a href="https://www.libro.ca/rates-fees/" 1603 class="bucket-link" 1604 title="Rates and Fees" 1605 target="_self" 1606 ></a> 1607 <div class="image-fit original"> 1608 <img decoding="async" class="lazy" 1609 data-src="https://www.libro.ca/uploads/2024/08/RatesFees.svg" 1610 src="https://www.libro.ca/uploads/2024/08/RatesFees.svg" 1611 alt="Rates and Fees Icon" /> 1612 </div> 1613 <div class="image-fit hover"> 1614 <img decoding="async" class="lazy" 1615 data-src="https://www.libro.ca/uploads/2024/08/RatesFees.svg" 1616 src="https://www.libro.ca/uploads/2024/08/RatesFees.svg" 1617 alt="Rates and Fees Icon" /> 1618 </div> 1619 <h3>Rates and Fees</h3> 1620 <div class="description"><p>Understanding rates and fees is an important step in your decision making process.</p></div> 1621 </div> 1622 </div> 1623 1624 1625 </div> 1626 </div> 1627 </div> 1628 </div> 1629 <div class="elementor-element elementor-element-0efe5e5 elementor-widget elementor-widget-libro_split_content_cta_banner" data-id="0efe5e5" data-element_type="widget" data-e-type="widget" data-widget_type="libro_split_content_cta_banner.default"> 1630 <div class="elementor-widget-container"> 1631 1632 <div class="libro-widget-full-width"> 1633 <section class="split-content-cta-banner" 1634 > 1635 <div class="container"> 1636 <div class="top-content"> 1637 <div class="image image-fit"> 1638 <img decoding="async" class="lazy" data-src="https://www.libro.ca/uploads/2023/05/Libro-Employee-Helping-Owner.jpeg" src="https://www.libro.ca/uploads/2023/05/Libro-Employee-Helping-Owner.jpeg" alt="A man in a blue shirt sits at a desk and talks with a woman whose back is to the camera in a modern office setting." /> 1639 </div> 1640 <div class="content"> 1641 <h2>Bank Somewhere Better</h2> 1642 <p>Weâre on a mission to make money better for everyone. </p><p>Feel confident about your financial future and help us increase our impact where it matters most.</p> <a href="https://www.libro.ca/join-libro" 1643 class="btn" 1644 title="Join Libro" 1645 target="_self"> 1646 Join Libro </a> 1647 <a href="https://www.libro.ca/about" 1648 class="btn btn-white" 1649 title="Learn More" 1650 target="_self"> 1651 Learn More </a> 1652 </div> 1653 </div> 1654 <div class="bottom-cta-banner"> 1655 <div class="title-block"> 1656 <h2>Get in Touch With a Libro Coach</h2> 1657 </div> 1658 <div class="ctas"> 1659 <div class="bucket"> 1660 <img class="icon lazy" data-src="https://www.libro.ca/uploads/2024/05/CalendarIcon-1.svg" alt="Icon of a calendar" /> 1661 <a href="https://meeting.libro.ca/service" 1662 class="btn yellow" 1663 title="Book a Meeting" 1664 target="_blank"> 1665 Book a Meeting </a> 1666 </div> 1667 <div class="bucket"> 1668 <img class="icon lazy" data-src="https://www.libro.ca/uploads/2024/05/mail-1.svg" alt="Icon of an envelope" /> 1669 <a href="https://www.libro.ca/contact#contactform" 1670 class="btn yellow" 1671 title="Email Us" 1672 target="_self"> 1673 Email Us </a> 1674 </div> 1675 <div class="bucket"> 1676 <img class="icon lazy" data-src="https://www.libro.ca/uploads/2024/05/phone-1.svg" alt="Icon of a cell phone" /> 1677 <a href="tel:1-800-361-8222" 1678 class="btn yellow" 1679 title="Call 1-800-361-8222" 1680 target="_self"> 1681 Call 1-800-361-8222 </a> 1682 </div> 1683 </div> 1684 </div> 1685 </div> 1686 </section> 1687 </div> 1688 1689 </div>
1690 </div> 1691 </div> 1692 </div> 1693 <div class="elementor-element elementor-element-77604b1 e-flex e-con-boxed e-con e-parent" data-id="77604b1" data-element_type="container" data-e-type="container"> 1694 <div class="e-con-inner"> 1695 <div class="elementor-element elementor-element-ca0c5a9 elementor-widget elementor-widget-libro_flip_grid_ui_audit" data-id="ca0c5a9" data-element_type="widget" data-e-type="widget" data-widget_type="libro_flip_grid_ui_audit.default"> 1696 <div class="elementor-widget-container"> 1697 1698 <section class="ui-audit-flip-grid left blue_check half" 1699 > 1700 1701 <div class="ui-audit-flip-grid__text-wrapper"> 1702 <div class="ui-audit-flip-grid__background-color ui-audit-flip-grid__grey"></div> 1703 1704 <h2 class="ui-audit-flip-grid__heading">Find a Libro Location Near You</h2> 1705 1706 1707 <div class="ui-audit-flip-grid__text"> 1708 <ul><li>Learn more about Libro</li><li>Meet with a Coach</li><li>Take care of your banking</li><li>And more</li></ul> 1709 <div class="ui-audit-buttons"> 1710 <div class="ui-audit-buttons__btn-container"> 1711 <a class="btn btn-blue last" 1712 title="Locations" 1713 href="https://www.libro.ca/locations" 1714 > 1715 Locations </a> 1716 </div> 1717 </div> 1718 </div> 1719 </div> 1720 1721 <figure class="ui-audit-flip-grid__image-wrapper image-fit"> 1722 <img decoding="async" class="lazy" 1723 data-src="https://www.libro.ca/uploads/2023/01/Libro_Credit_Union_Branch_web-scaled-1-1.png" 1724 src="https://www.libro.ca/uploads/2023/01/Libro_Credit_Union_Branch_web-scaled-1-1.png" 1725 alt="Photo of Libro Branch"/> 1726 1727 </figure> 1728 1729 </section> 1730 </div> 1731 </div> 1732 <div class="elementor-element elementor-element-ebbf59f elementor-widget elementor-widget-libro_content_area" data-id="ebbf59f" data-element_type="widget" data-e-type="widget" data-widget_type="libro_content_area.default"> 1733 <div class="elementor-widget-container"> 1734 1735 <section class="main-content-area" 1736 > 1737 1738 <div class="container"> 1739 1740 <div class="content content-inner"> 1741 <p><em>Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing, Qtrade Guided Portfolios and Aviso Wealth are divisions of Aviso Financial Inc.</em></p><p><em>*Limited-time offer. New funds only. New funds are money not currently held on deposit with Libro Credit Union and not transferred from existing Libro accounts and/or Libro affiliated accounts including Aviso Wealth and Qtrade. Minimum deposit $1000. RSP, RIF, FHSA, TFSA and Non-Registered eligible. Rates are subject to change without notice. No additional bonuses apply to special rates. Conditions apply.</em></p><p><em><span class="TextRun SCXW146852067 BCX0" lang="EN-CA" xml:lang="EN-CA" data-contrast="auto"><span class="NormalTextRun SCXW146852067 BCX0">Qtrade</span><span class="NormalTextRun SCXW146852067 BCX0"> Direct Investing®.â¯Online brokerage services are offered throughâ¯</span><span class="NormalTextRun SCXW146852067 BCX0">Qtrade</span><span class="NormalTextRun SCXW146852067 BCX0"> Direct Investing, a division of Avisoâ¯Financial Inc.</span></span><span class="EOP Selected SCXW146852067 BCX0" data-ccp-props="{}"> </span></em></p> </div> 1742 </div> 1743 </section> 1744 </div> 1745 </div> 1746 </div> 1747 </div> 1748 </div> 1749 <footer id="footer"> 1750 <div class="footerMain"> 1751 <div class="container"> 1752 <div class="footerNavigation"> 1753 <div class="navigationContainer"> 1754 <div class="footerMenu"> 1755 <div class="footerMenuList"> 1756 <div class="menu-footer-nav-container"><ul id="menu-footer-nav" class="menu"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-40791"><a href="https://www.libro.ca/about/">About Libro</a> 1757<ul class="sub-menu"> 1758 <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-40792"><a href="https://www.libro.ca/careers/">Careers</a></li> 1759 <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-38265"><a href="https://www.libro.ca/about/events/">Events</a></li> 1760 <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-38266"><a href="https://www.libro.ca/about/governance/">Governance</a></li> 1761 <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-44346"><a href="https://www.libro.ca/about/leadership-team/">Leadership Team</a></li> 1762 <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-40820"><a href="https://www.libro.ca/legal/deposit-insurance/">Deposit Insurance</a></li> 1763 <li class="twitter-icon 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Bank</a> 1782<ul class="sub-menu"> 1783 <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-45031"><a href="https://www.libro.ca/rates-fees/">Rates and Fees</a></li> 1784 <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-44344"><a href="https://www.libro.ca/ways-bank/online-banking/">Online Banking</a></li> 1785 <li class="apple-icon menu-item menu-item-type-custom menu-item-object-custom menu-item-260"><a href="https://itunes.apple.com/ca/app/libro-mobile-banking/id888725877?mt=8">Apple App Store</a></li> 1786 <li class="google-icon menu-item menu-item-type-custom menu-item-object-custom menu-item-261"><a href="https://play.google.com/store/apps/details?id=ca.libro.android&hl=en_CA">Google Play</a></li> 1787</ul> 1788</li> 1789<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-45189"><a href="https://www.libro.ca/contact/">Contact</a> 1790<ul class="sub-menu"> 1791 <li 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All rights reserved.</p> 1816 <p class="kawartha-merger-notice">Effective January 1, 2026 Libro Credit Union Limited has amalgamated with Kawartha Credit Union Limited under the legal name Libro Credit Union Limited.</p> 1817 </div> 1818 </div> 1819 </div> 1820 </footer> 1821<!--Scripts-->
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1897<script id="elementor-frontend-modules-js" src="https://www.libro.ca/plugins/elementor/assets/js/frontend-modules.min.js?ver=4.2.3"></script>
vendor: 1 bytes, line 1897
1897
1898<script id="jquery-ui-core-js" src="https://www.libro.ca/app/wp-includes/js/jquery/ui/core.min.js?ver=1.13.3"></script>
vendor: 1 bytes, line 1898
1898
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vendor: 1 bytes, line 1902
1902
1903<script id="elementor-frontend-js" src="https://www.libro.ca/plugins/elementor/assets/js/frontend.min.js?ver=4.2.3"></script>
vendor: 1 bytes, line 1903
1903
1904<script id="elementor-pro-webpack-runtime-js" src="https://www.libro.ca/plugins/elementor-pro/assets/js/webpack-pro.runtime.min.js?ver=4.2.2"></script>
vendor: 1 bytes, line 1904
1904
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vendor: 1 bytes, line 1905
1905
1906<script id="wp-i18n-js" src="https://www.libro.ca/app/wp-includes/js/dist/i18n.min.js?ver=781d11515ad3d91786ec"></script>
vendor: 1 bytes, line 1906
1906
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vendor: 1 bytes, line 1910
1910
1911<script id="elementor-pro-frontend-js-before"> 1912var ElementorProFrontendConfig = {"ajaxurl":"https:\/\/www.libro.ca\/app\/wp-admin\/admin-ajax.php","nonce":"33f9a1f2c1","urls":{"assets":"https:\/\/www.libro.ca\/plugins\/elementor-pro\/assets\/","rest":"https:\/\/www.libro.ca\/wp-json\/"},"settings":{"lazy_load_background_images":true},"popup":{"hasPopUps":false},"shareButtonsNetworks":{"facebook":{"title":"Facebook","has_counter":true},"twitter":{"title":"Twitter"},"linkedin":{"title":"LinkedIn","has_counter":true},"pinterest":{"title":"Pinterest","has_counter":true},"reddit":{"title":"Reddit","has_counter":true},"vk":{"title":"VK","has_counter":true},"odnoklassniki":{"title":"OK","has_counter":true},"tumblr":{"title":"Tumblr"},"digg":{"title":"Digg"},"skype":{"title":"Skype"},"stumbleupon":{"title":"StumbleUpon","has_counter":true},"mix":{"title":"Mix"},"telegram":{"title":"Telegram"},"pocket":{"title":"Pocket","has_counter":true},"xing":{"title":"XING","has_counter":true},"whatsapp":{"title":"WhatsApp"},"email":{"title":"Email"},"print":{"title":"Print"},"x-twitter":{"title":"X"},"threads":{"title":"Threads"}},"facebook_sdk":{"lang":"en_US","app_id":""},"lottie":{"defaultAnimationUrl":"https:\/\/www.libro.ca\/plugins\/elementor-pro\/modules\/lottie\/assets\/animations\/default.json"}}; 1913//# sourceURL=elementor-pro-frontend-js-before 1914</script>
vendor: 1 bytes, line 1914
1914
1915<script id="elementor-pro-frontend-js" src="https://www.libro.ca/plugins/elementor-pro/assets/js/frontend.min.js?ver=4.2.2"></script>
vendor: 1 bytes, line 1915
1915
1916<script id="pro-elements-handlers-js" src="https://www.libro.ca/plugins/elementor-pro/assets/js/elements-handlers.min.js?ver=4.2.2"></script>
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Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.