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237 238 239<main class="md:px-16 lg:px-24 xl:px-32"> 240 241 <div class="bg-white overflow-hidden px-4 md:px-8 lg:px-[80px] md:pt-[30px] md:pb-[30px] py-8"> 242 243 <!-- Category Header --> 244 <div class="mb-6"> 245 <h1 class="title-underline my-8"> 246 Commercial Finance Broker Blog </h1> 247 <div class="text-gray-600 text-lg max-w-3xl"> 248 <p>Blog from Mark Alexander, retired Commercial Finance Broker and founder member of the NACFB – National Association of Commercial Finance Brokers</p> 249 </div> 250 </div> 251 252 <!-- Posts Grid - 5 columns on desktop --> 253 <div class="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-4 gap-4"> 254 <article class=" bg-white shadow-sm overflow-hidden group"> 255 <div class="flex flex-row lg:flex-col h-full"> 256 <a href="https://www.property118.com/how-to-present-your-portfolio-to-a-commercial-lender/" class="block shrink-0 lg:shrink lg:w-full relative"> 257 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 258 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 259 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" fetchpriority="high" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100vw, 666px" title="How to Present Your Portfolio to a Commercial Lender"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" fetchpriority="high" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100v
259w, 666px" title="How to Present Your Portfolio to a Commercial Lender"></noscript> </div> 260 </a> 261 <div class="flex-1 p-4"> 262 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 263 <a href="https://www.property118.com/how-to-present-your-portfolio-to-a-commercial-lender/" class="text-gray-900 hover:text-primary transition-colors"> 264 How to Present Your Portfolio to a Commercial Lender </a> 265 </h2> 266 <p class="text-sm text-gray-600 mb-2"> 267 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 268 </p> 269 <p class="text-xs text-gray-400 mb-2"> 270 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 271 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 272 </svg> 273 21st January 2026, 8 months ago | 274 <a href="https://www.property118.com/how-to-present-your-portfolio-to-a-commercial-lender/#comments" class="hover:text-primary transition-colors"> 275 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 276 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 277 </svg> 0 </a> 278 </p> 279 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Strong presentation increases approval odds and improves terms. Commercial lenders assess the business behind the properties, not just the bricks...</p> 280 </div> 281 </div> 282</article> 283<article class=" bg-white shadow-sm overflow-hidden group"> 284 <div class="flex flex-row lg:flex-col h-full"> 285 <a href="https://www.property118.com/broker-insights-nacfb-solutions/" class="block shrink-0 lg:shrink lg:w-full relative"> 286 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 287 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 288 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
288w, 666px" title="Broker Insights – How NACFB Members Solve the Problems That Banks Won’t Touch"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Broker Insights – How NACFB Members Solve the Problems That Banks Won’t Touch"></noscript> </div> 289 </a> 290 <div class="flex-1 p-4"> 291 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 292 <a href="https://www.property118.com/broker-insights-nacfb-solutions/" class="text-gray-900 hover:text-primary transition-colors"> 293 Broker Insights – How NACFB Members Solve the Problems That Banks Won’t Touch </a> 294 </h2> 295 <p class="text-sm text-gray-600 mb-2"> 296 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 297 </p> 298 <p class="text-xs text-gray-400 mb-2"> 299 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 300 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 301 </svg> 302 11th January 2026, 9 months ago | 303 <a href="https://www.property118.com/broker-insights-nacfb-solutions/#comments" class="hover:text-primary transition-colors"> 304 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 305 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 306 </svg> 0 </a> 307 </p> 308 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">High street banks prefer straightforward lending – single buy to let properties, long leases, and simple borrower profiles. But the...</p> 309 </div> 310 </div> 311</article> 312<article class=" bg-white shadow-sm overflow-hidden group"> 313 <div class="flex flex-row lg:flex-col h-full"> 314 <a href="https://www.property118.com/tale-of-two-applications-commercial-finance/" class="block shrink-0 lg:shrink lg:w-full relative"> 315 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 316 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 317 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
317w, 666px" title="A Tale of Two Applications – Why One Got Rejected and the Other Approved"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="A Tale of Two Applications – Why One Got Rejected and the Other Approved"></noscript> </div> 318 </a> 319 <div class="flex-1 p-4"> 320 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 321 <a href="https://www.property118.com/tale-of-two-applications-commercial-finance/" class="text-gray-900 hover:text-primary transition-colors"> 322 A Tale of Two Applications – Why One Got Rejected and the Other Approved </a> 323 </h2> 324 <p class="text-sm text-gray-600 mb-2"> 325 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 326 </p> 327 <p class="text-xs text-gray-400 mb-2"> 328 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 329 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 330 </svg> 331 7th January 2026, 9 months ago | 332 <a href="https://www.property118.com/tale-of-two-applications-commercial-finance/#comments" class="hover:text-primary transition-colors"> 333 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 334 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 335 </svg> 0 </a> 336 </p> 337 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">On the surface, two landlords submitted similar applications for commercial finance. Yet one was rejected outright while the other sailed...</p> 338 </div> 339 </div> 340</article> 341<article class=" bg-white shadow-sm overflow-hidden group"> 342 <div class="flex flex-row lg:flex-col h-full"> 343 <a href="https://www.property118.com/landlord-restructured-5m-debt-commercial-finance/" class="block shrink-0 lg:shrink lg:w-full relative"> 344 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 345 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 346 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
346w, 666px" title="How One Landlord Restructured £5m of Debt with Commercial Finance"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="How One Landlord Restructured £5m of Debt with Commercial Finance"></noscript> </div> 347 </a> 348 <div class="flex-1 p-4"> 349 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 350 <a href="https://www.property118.com/landlord-restructured-5m-debt-commercial-finance/" class="text-gray-900 hover:text-primary transition-colors"> 351 How One Landlord Restructured £5m of Debt with Commercial Finance </a> 352 </h2> 353 <p class="text-sm text-gray-600 mb-2"> 354 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 355 </p> 356 <p class="text-xs text-gray-400 mb-2"> 357 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 358 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 359 </svg> 360 31st December 2025, 9 months ago | 361 <a href="https://www.property118.com/landlord-restructured-5m-debt-commercial-finance/#comments" class="hover:text-primary transition-colors"> 362 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 363 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 364 </svg> 0 </a> 365 </p> 366 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Large portfolios can generate significant income – but they also carry significant debt. Managing that debt effectively is crucial to...</p> 367 </div> 368 </div> 369</article> 370<article class=" bg-white shadow-sm overflow-hidden group"> 371 <div class="flex flex-row lg:flex-col h-full"> 372 <a href="https://www.property118.com/bridging-success-story-stalled-project/" class="block shrink-0 lg:shrink lg:w-full relative"> 373 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 374 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 375 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
375w, 666px" title="From Stalled Project to Success – How a Landlord Used Bridging to Complete a Deal"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="From Stalled Project to Success – How a Landlord Used Bridging to Complete a Deal"></noscript> </div> 376 </a> 377 <div class="flex-1 p-4"> 378 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 379 <a href="https://www.property118.com/bridging-success-story-stalled-project/" class="text-gray-900 hover:text-primary transition-colors"> 380 From Stalled Project to Success – How a Landlord Used Bridging to Complete a Deal </a> 381 </h2> 382 <p class="text-sm text-gray-600 mb-2"> 383 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 384 </p> 385 <p class="text-xs text-gray-400 mb-2"> 386 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 387 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 388 </svg> 389 24th December 2025, 9 months ago | 390 <a href="https://www.property118.com/bridging-success-story-stalled-project/#comments" class="hover:text-primary transition-colors"> 391 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 392 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 393 </svg> 0 </a> 394 </p> 395 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Not every property project goes to plan. Unexpected costs, tight deadlines, and lender withdrawals can stall even the most experienced...</p> 396 </div> 397 </div> 398</article> 399<article class=" bg-white shadow-sm overflow-hidden group"> 400 <div class="flex flex-row lg:flex-col h-full"> 401 <a href="https://www.property118.com/protecting-liquidity-when-refinancing-portfolio/" class="block shrink-0 lg:shrink lg:w-full relative"> 402 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 403 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 404 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI3NjgiIGhlaWdodD0iNzY4IiB2aWV3Qm94PSIwIDAgNzY4IDc2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="768" height="768" data-src="https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-768x768.png" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Landlord refinancing with a safety fund lifebuoy, showing cash reserves protecting liquidity during rising interest rates" decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=768,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-768x768.png 768w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-300x300.png 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-150x150.png 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-250x250.png 250w, https://www.property118.com/cdn-cgi/image/width=1024,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM.png 1024w" data-sizes="(max-width: 768px) 100vw, 768px" title="How to Protect Your Liquidity When Refinancing a Portfolio"><noscript><img width="768" height="768" src="https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-768x768.png" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Landlord refinancing with a safety fund lifebuoy, showing cash reserves protecting liquidity during rising interest rates" decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=768,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-768x768.png 768w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-300x300.png 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-150x150.png 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-250x250.png 250w, https://www.property118.com/cdn-cgi/image/width=1024,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM.png 1024w" sizes="(max-width: 768px) 100vw, 768px" title="How to Protect Your Liquidity When Refinancing a Portfolio"></noscript> </div> 405 </a> 406 <div class="flex-1 p-4"> 407 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 408 <a href="https://www.property118.com/protecting-liquidity-when-refinancing-portfolio/" class="text-gray-900 hover:text-primary transition-colors"> 409 How to Protect Your Liquidity When Refinancing a Portfolio </a> 410 </h2> 411 <p class="text-sm text-gray-600 mb-2"> 412 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 413 </p> 414 <p class="text-xs text-gray-400 mb-2"> 415 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 416 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 417 </svg> 418 17th December 2025, 10 months ago | 419 <a href="https://www.property118.com/protecting-liquidity-when-refinancing-portfolio/#comments" class="hover:text-primary transition-colors"> 420 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 421 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 422 </svg> 0 </a> 423 </p> 424 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Refinancing is a critical moment for landlords. It can unlock equity, improve terms, or restructure debt – but it can...</p> 425 </div> 426 </div> 427</article> 428<article class=" bg-white shadow-sm overflow-hidden group"> 429 <div class="flex flex-row lg:flex-col h-full"> 430 <a href="https://www.property118.com/loan-covenants-explained-commercial-mortgages/" class="block shrink-0 lg:shrink lg:w-full relative"> 431 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 432 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 433 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
433w, 666px" title="Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement"></noscript> </div> 434 </a> 435 <div class="flex-1 p-4"> 436 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 437 <a href="https://www.property118.com/loan-covenants-explained-commercial-mortgages/" class="text-gray-900 hover:text-primary transition-colors"> 438 Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement </a> 439 </h2> 440 <p class="text-sm text-gray-600 mb-2"> 441 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 442 </p> 443 <p class="text-xs text-gray-400 mb-2"> 444 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 445 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 446 </svg> 447 10th December 2025, 10 months ago | 448 <a href="https://www.property118.com/loan-covenants-explained-commercial-mortgages/#comments" class="hover:text-primary transition-colors"> 449 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 450 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 451 </svg> 0 </a> 452 </p> 453 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Loan covenants are one of the least understood parts of a commercial mortgage agreement. Many landlords focus on rate and...</p> 454 </div> 455 </div> 456</article> 457<article class=" bg-white shadow-sm overflow-hidden group"> 458 <div class="flex flex-row lg:flex-col h-full"> 459 <a href="https://www.property118.com/personal-guarantees-risks-and-alternatives/" class="block shrink-0 lg:shrink lg:w-full relative"> 460 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 461 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 462 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
462w, 666px" title="Understanding Personal Guarantees – Risks and Alternatives"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Understanding Personal Guarantees – Risks and Alternatives"></noscript> </div> 463 </a> 464 <div class="flex-1 p-4"> 465 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 466 <a href="https://www.property118.com/personal-guarantees-risks-and-alternatives/" class="text-gray-900 hover:text-primary transition-colors"> 467 Understanding Personal Guarantees – Risks and Alternatives </a> 468 </h2> 469 <p class="text-sm text-gray-600 mb-2"> 470 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 471 </p> 472 <p class="text-xs text-gray-400 mb-2"> 473 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 474 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 475 </svg> 476 3rd December 2025, 10 months ago | 477 <a href="https://www.property118.com/personal-guarantees-risks-and-alternatives/#comments" class="hover:text-primary transition-colors"> 478 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 479 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 480 </svg> 0 </a> 481 </p> 482 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Personal guarantees are one of the most misunderstood aspects of commercial finance. Many landlords sign them without fully appreciating the...</p> 483 </div> 484 </div> 485</article> 486 <div class="hidden lg:block lg:col-span-2"> 487 <a href="https://www.property118.com/create-membership/" class="cta-promo group block w-full h-full max-w-[440px] mx-auto overflow-hidden rounded-lg" aria-label="Become a member of the Property118 community"> 488 <img data-lazyloaded="1" src="data:image/gif;base64,R0lGODdhAQABAPAAAMPDwwAAACwAAAAAAQABAAACAkQBADs=" class="block w-full h-auto" data-src="https://www.property118.com/wp-content/themes/118v4/img/ctas/membership-static/Member-CTA-1204x1390px-01.webp" alt="Become a member of the Property118 community" loading="lazy" /><noscript><img class="block w-full h-auto" src="https://www.property118.com/wp-content/themes/118v4/img/ctas/membership-static/Member-CTA-1204x1390px-01.webp" alt="Become a member of the Property118 community" loading="lazy" /></noscript> 489 </a> 490 </div> 491 <div class="block lg:hidden"> 492 <a href="https://www.property118.com/create-membership/" class="cta-promo group block w-full h-full max-w-[440px] mx-auto overflow-hidden rounded-lg" aria-label="Become a member of the Property118 community"> 493 <img data-lazyloaded="1" src="data:image/gif;base64,R0lGODdhAQABAPAAAMPDwwAAACwAAAAAAQABAAACAkQBADs=" class="block w-full h-auto" data-src="https://www.property118.com/wp-content/themes/118v4/img/ctas/membership-static/Member-CTA-1204x1390px-04.webp" alt="Become a member of the Property118 community" loading="lazy" /><noscript><img class="block w-full h-auto" src="https://www.property118.com/wp-content/themes/118v4/img/ctas/membership-static/Member-CTA-1204x1390px-04.webp" alt="Become a member of the Property118 community" loading="lazy" /></noscript> 494 </a> 495 </div> 496 <article class=" bg-white shadow-sm overflow-hidden group"> 497 <div class="flex flex-row lg:flex-col h-full"> 498 <a href="https://www.property118.com/common-mistakes-landlords-commercial-finance/" class="block shrink-0 lg:shrink lg:w-full relative"> 499 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 500 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 501 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
501w, 666px" title="Common Mistakes Landlords Make When Applying for Commercial Finance"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Common Mistakes Landlords Make When Applying for Commercial Finance"></noscript> </div> 502 </a> 503 <div class="flex-1 p-4"> 504 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 505 <a href="https://www.property118.com/common-mistakes-landlords-commercial-finance/" class="text-gray-900 hover:text-primary transition-colors"> 506 Common Mistakes Landlords Make When Applying for Commercial Finance </a> 507 </h2> 508 <p class="text-sm text-gray-600 mb-2"> 509 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 510 </p> 511 <p class="text-xs text-gray-400 mb-2"> 512 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 513 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 514 </svg> 515 26th November 2025, 10 months ago | 516 <a href="https://www.property118.com/common-mistakes-landlords-commercial-finance/#comments" class="hover:text-primary transition-colors"> 517 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 518 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 519 </svg> 0 </a> 520 </p> 521 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Applying for commercial finance is not the same as applying for a standard buy to let mortgage. The sums are...</p> 522 </div> 523 </div> 524</article> 525<article class=" bg-white shadow-sm overflow-hidden group"> 526 <div class="flex flex-row lg:flex-col h-full"> 527 <a href="https://www.property118.com/lenders-epc-regulations-green-finance/" class="block shrink-0 lg:shrink lg:w-full relative"> 528 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 529 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 530 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
530w, 666px" title="What lenders really think about EPC regulations and 'green' finance"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="What lenders really think about EPC regulations and 'green' finance"></noscript> </div> 531 </a> 532 <div class="flex-1 p-4"> 533 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 534 <a href="https://www.property118.com/lenders-epc-regulations-green-finance/" class="text-gray-900 hover:text-primary transition-colors"> 535 What lenders really think about EPC regulations and ‘green’ finance </a> 536 </h2> 537 <p class="text-sm text-gray-600 mb-2"> 538 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 539 </p> 540 <p class="text-xs text-gray-400 mb-2"> 541 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 542 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 543 </svg> 544 19th November 2025, 11 months ago | 545 <a href="https://www.property118.com/lenders-epc-regulations-green-finance/#comments" class="hover:text-primary transition-colors"> 546 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 547 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 548 </svg> 0 </a> 549 </p> 550 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Energy efficiency and sustainability have become central themes in the property market. For landlords, EPC regulations are not just a...</p> 551 </div> 552 </div> 553</article> 554<article class=" bg-white shadow-sm overflow-hidden group"> 555 <div class="flex flex-row lg:flex-col h-full"> 556 <a href="https://www.property118.com/stress-testing-and-landlords-borrowing-power/" class="block shrink-0 lg:shrink lg:w-full relative"> 557 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 558 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 559 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
559w, 666px" title="The Impact of Stress Testing on Landlords’ Borrowing Power"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="The Impact of Stress Testing on Landlords’ Borrowing Power"></noscript> </div> 560 </a> 561 <div class="flex-1 p-4"> 562 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 563 <a href="https://www.property118.com/stress-testing-and-landlords-borrowing-power/" class="text-gray-900 hover:text-primary transition-colors"> 564 The Impact of Stress Testing on Landlords’ Borrowing Power </a> 565 </h2> 566 <p class="text-sm text-gray-600 mb-2"> 567 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 568 </p> 569 <p class="text-xs text-gray-400 mb-2"> 570 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 571 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 572 </svg> 573 12th November 2025, 11 months ago | 574 <a href="https://www.property118.com/stress-testing-and-landlords-borrowing-power/#comments" class="hover:text-primary transition-colors"> 575 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 576 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 577 </svg> 0 </a> 578 </p> 579 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Stress testing has become one of the biggest hurdles for landlords seeking finance. Even when rental income is strong, lenders...</p> 580 </div> 581 </div> 582</article> 583<article class=" bg-white shadow-sm overflow-hidden group"> 584 <div class="flex flex-row lg:flex-col h-full"> 585 <a href="https://www.property118.com/specialist-lenders-vs-high-street-banks/" class="block shrink-0 lg:shrink lg:w-full relative"> 586 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 587 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 588 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
588w, 666px" title="Specialist Lenders Filling the Gap Left by High Street Banks"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Specialist Lenders Filling the Gap Left by High Street Banks"></noscript> </div> 589 </a> 590 <div class="flex-1 p-4"> 591 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 592 <a href="https://www.property118.com/specialist-lenders-vs-high-street-banks/" class="text-gray-900 hover:text-primary transition-colors"> 593 Specialist Lenders Filling the Gap Left by High Street Banks </a> 594 </h2> 595 <p class="text-sm text-gray-600 mb-2"> 596 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 597 </p> 598 <p class="text-xs text-gray-400 mb-2"> 599 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 600 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 601 </svg> 602 5th November 2025, 11 months ago | 603 <a href="https://www.property118.com/specialist-lenders-vs-high-street-banks/#comments" class="hover:text-primary transition-colors"> 604 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 605 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 606 </svg> 0 </a> 607 </p> 608 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">High street banks have been retreating from parts of the landlord market, leav
608ing many investors frustrated by rigid criteria and...</p> 609 </div> 610 </div> 611</article> 612<article class=" bg-white shadow-sm overflow-hidden group"> 613 <div class="flex flex-row lg:flex-col h-full"> 614 <a href="https://www.property118.com/rising-interest-rates-commercial-lending-market/" class="block shrink-0 lg:shrink lg:w-full relative"> 615 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 616 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 617 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100vw, 666px" title="How Rising Interest Rates Have Changed the Commercial Lending Market"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="How Rising Interest Rates Have Changed the Commercial Lending Market"></noscript> </div> 618 </a> 619 <div class="flex-1 p-4"> 620 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 621 <a href="https://www.property118.com/rising-interest-rates-commercial-lending-market/" class="text-gray-900 hover:text-primary transition-colors"> 622 How Rising Interest Rates Have Changed the Commercial Lending Market </a> 623 </h2> 624 <p class="text-sm text-gray-600 mb-2"> 625 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 626 </p> 627 <p class="text-xs text-gray-400 mb-2"> 628 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 629 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 630 </svg> 631 29th October 2025, 11 months ago | 632 <a href="https://www.property118.com/rising-interest-rates-commercial-lending-market/#comments" class="hover:text-primary transition-colors"> 633 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 634 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 635 </svg> 0 </a> 636 </p> 637 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Rising interest rates have transformed the lending landscape for landlords. Deals that looked affordable three years ago may now be...</p> 638 </div> 639 </div> 640</article> 641<article class=" bg-white shadow-sm overflow-hidden group"> 642 <div class="flex flex-row lg:flex-col h-full"> 643 <a href="https://www.property118.com/development-finance-for-landlords/" class="block shrink-0 lg:shrink lg:w-full relative"> 644 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 645 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 646 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
646w, 666px" title="Development Finance for Landlords – Converting HMOs, Flats and Mixed-Use Properties"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Development Finance for Landlords – Converting HMOs, Flats and Mixed-Use Properties"></noscript> </div> 647 </a> 648 <div class="flex-1 p-4"> 649 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 650 <a href="https://www.property118.com/development-finance-for-landlords/" class="text-gray-900 hover:text-primary transition-colors"> 651 Development Finance for Landlords – Converting HMOs, Flats and Mixed-Use Properties </a> 652 </h2> 653 <p class="text-sm text-gray-600 mb-2"> 654 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 655 </p> 656 <p class="text-xs text-gray-400 mb-2"> 657 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 658 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 659 </svg> 660 22nd October 2025, 11 months ago | 661 <a href="https://www.property118.com/development-finance-for-landlords/#comments" class="hover:text-primary transition-colors"> 662 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 663 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 664 </svg> 1 </a> 665 </p> 666 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">For landlords looking to add value, development finance is a crucial tool. Whether converting a house into an HMO, redeveloping...</p> 667 </div> 668 </div> 669</article> 670<article class=" bg-white shadow-sm overflow-hidden group"> 671 <div class="flex flex-row lg:flex-col h-full"> 672 <a href="https://www.property118.com/bridging-finance-explained-for-landlords/" class="block shrink-0 lg:shrink lg:w-full relative"> 673 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 674 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 675 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
675w, 666px" title="Bridging Finance Explained – When It Works, When It Doesn’t"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Bridging Finance Explained – When It Works, When It Doesn’t"></noscript> </div> 676 </a> 677 <div class="flex-1 p-4"> 678 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 679 <a href="https://www.property118.com/bridging-finance-explained-for-landlords/" class="text-gray-900 hover:text-primary transition-colors"> 680 Bridging Finance Explained – When It Works, When It Doesn’t </a> 681 </h2> 682 <p class="text-sm text-gray-600 mb-2"> 683 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 684 </p> 685 <p class="text-xs text-gray-400 mb-2"> 686 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 687 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 688 </svg> 689 8th October 2025, 12 months ago | 690 <a href="https://www.property118.com/bridging-finance-explained-for-landlords/#comments" class="hover:text-primary transition-colors"> 691 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 692 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 693 </svg> 0 </a> 694 </p> 695 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Bridging finance is one of the most talked about, yet least understood, tools available to landlords. Fast, flexible, and widely...</p> 696 </div> 697 </div> 698</article> 699<article class=" bg-white shadow-sm overflow-hidden group"> 700 <div class="flex flex-row lg:flex-col h-full"> 701 <a href="https://www.property118.com/funding-portfolio-growth-using-equity-release/" class="block shrink-0 lg:shrink lg:w-full relative"> 702 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 703 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 704 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
704w, 666px" title="Funding Portfolio Growth – Using Equity Release and Leverage Wisely"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Funding Portfolio Growth – Using Equity Release and Leverage Wisely"></noscript> </div> 705 </a> 706 <div class="flex-1 p-4"> 707 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 708 <a href="https://www.property118.com/funding-portfolio-growth-using-equity-release/" class="text-gray-900 hover:text-primary transition-colors"> 709 Funding Portfolio Growth – Using Equity Release and Leverage Wisely </a> 710 </h2> 711 <p class="text-sm text-gray-600 mb-2"> 712 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 713 </p> 714 <p class="text-xs text-gray-400 mb-2"> 715 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 716 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 717 </svg> 718 8th October 2025, 12 months ago | 719 <a href="https://www.property118.com/funding-portfolio-growth-using-equity-release/#comments" class="hover:text-primary transition-colors"> 720 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 721 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 722 </svg> 0 </a> 723 </p> 724 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">For landlords looking to expand, the biggest question is often: where will the capital come from? With property prices and...</p> 725 </div> 726 </div> 727</article> 728<article class=" bg-white shadow-sm overflow-hidden group"> 729 <div class="flex flex-row lg:flex-col h-full"> 730 <a href="https://www.property118.com/refinancing-options-for-landlords-under-pressure/" class="block shrink-0 lg:shrink lg:w-full relative"> 731 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 732 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 733 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
733w, 666px" title="Refinancing Options for Landlords Under Pressure – Commercial Solutions Beyond the High Street"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Refinancing Options for Landlords Under Pressure – Commercial Solutions Beyond the High Street"></noscript> </div> 734 </a> 735 <div class="flex-1 p-4"> 736 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 737 <a href="https://www.property118.com/refinancing-options-for-landlords-under-pressure/" class="text-gray-900 hover:text-primary transition-colors"> 738 Refinancing Options for Landlords Under Pressure – Commercial Solutions Beyond the High Street </a> 739 </h2> 740 <p class="text-sm text-gray-600 mb-2"> 741 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 742 </p> 743 <p class="text-xs text-gray-400 mb-2"> 744 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 745 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 746 </svg> 747 24th September 2025, 1 year ago | 748 <a href="https://www.property118.com/refinancing-options-for-landlords-under-pressure/#comments" class="hover:text-primary transition-colors"> 749 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 750 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 751 </svg> 0 </a> 752 </p> 753 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Many landlords are feeling the squeeze. Rising interest rates, tighter stress testing, and tougher lending criteria mean that refinancing is...</p> 754 </div> 755 </div> 756</article> 757<article class=" bg-white shadow-sm overflow-hidden group"> 758 <div class="flex flex-row lg:flex-col h-full"> 759 <a href="https://www.property118.com/lifecycle-of-a-commercial-finance-deal/" class="block shrink-0 lg:shrink lg:w-full relative"> 760 <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div> 761 <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative"> 762 <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
762w, 666px" title="The Lifecycle of a Commercial Finance Deal – From Enquiry to Completion"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="The Lifecycle of a Commercial Finance Deal – From Enquiry to Completion"></noscript> </div> 763 </a> 764 <div class="flex-1 p-4"> 765 <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3"> 766 <a href="https://www.property118.com/lifecycle-of-a-commercial-finance-deal/" class="text-gray-900 hover:text-primary transition-colors"> 767 The Lifecycle of a Commercial Finance Deal – From Enquiry to Completion </a> 768 </h2> 769 <p class="text-sm text-gray-600 mb-2"> 770 <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a> 771 </p> 772 <p class="text-xs text-gray-400 mb-2"> 773 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 774 <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" /> 775 </svg> 776 24th September 2025, 1 year ago | 777 <a href="https://www.property118.com/lifecycle-of-a-commercial-finance-deal/#comments" class="hover:text-primary transition-colors"> 778 <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline"> 779 <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" /> 780 </svg> 0 </a> 781 </p> 782 <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">For many landlords, securing commercial finance can feel like a mysterious process. Unlike a standard buy to let mortgage, the...</p> 783 </div> 784 </div> 785</article> 786 </div> 787 788 <!-- Pagination --> 789 <div class="mt-8"> 790 791 <nav class="navigation pagination" aria-label="Posts pagination"> 792 <h2 class="screen-reader-text">Posts pagination</h2> 793 <div class="nav-links"><span aria-current="page" class="page-numbers current">1</span> 794<a class="page-numbers" href="https://www.property118.com/category/latest-news/commercial-finance-broker-blog/page/2/">2</a> 795<a class="next page-numbers" href="https://www.property118.com/category/latest-news/commercial-finance-broker-blog/page/2/">Next →</a></div> 796 </nav> </div> 797 798 799 </div> 800 801</main> 802 803<footer class="md:px-16 lg:px-24 xl:px-32 pt-4 w-full text-gray-500"> 804 <div class="flex flex-col md:flex-row justify-between w-full gap-10 border-b border-gray-500/30 pb-6 bg-white p-4 pt-[30px] md:px-8 lg:px-14"> 805 <div class="md:max-w-96"> 806 <div class="flex items-center justify-between gap-4 md:block"> 807 <img data-lazyloaded="1" src="data:image/gif;base64,R0lGODdhAQABAPAAAMPDwwAAACwAAAAAAQABAAACAkQBADs=" data-src="https://www.property118.com/wp-content/themes/118v4/img/logo-white.svg" alt="Property118" class="w-32 md:w-auto"><noscript><img src="https://www.property118.com/wp-content/themes/118v4/img/logo-white.svg" alt="Property118" class="w-32 md:w-auto"></noscript> 808 <!-- TrustBox widget - Review Collector --> <div class="trustpilot-widget shrink-0 md:hidden w-40" data-locale="en-US" data-template-id="56278e9abfbbba0bdcd568bc" data-businessunit-id="605095a335
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1020<script> 1021(function () { 1022 var banner = document.getElementById('p118-cookie-banner'); 1023 if (!banner) { return; } 1024 1025 // Show it only to someone who has not chosen. Anyone with a p118_consent cookie - 'all' or 1026 // 'essential' - never sees it again until that cookie expires in twelve months. 1027 // 1028 // The cookie is read here directly rather than through window.p118Consent, deliberately. That 1029 // helper is defined by an inline script in <head>, and if anything ever reorders or defers 1030 // inline JS - a LiteSpeed "JS defer" or "JS combine" toggle, say, both currently off - the 1031 // helper would be undefined at this point, the check would fall through, and the banner would 1032 // reappear for people who had already accepted. That is the exact bug this rewrite fixes, so 1033 // this decision must not depend on load order. 1034 var m = document.cookie.match(/(?:^|;\s*)p118_consent=([^;]*)/); 1035 var existing = m ? decodeURIComponent(m[1]) : ''; 1036 if (existing === 'all' || existing === 'essential') { banner.remove(); return; } 1037 banner.hidden = false; 1038 1039 function dismiss() { 1040 banner.classList.add('is-dismissing'); 1041 // Fall back to a hard remove if the animation never fires (reduced motion, or a browser 1042 // that skips animations on an element being removed). 1043 var done = false; 1044 var finish = function () { if (!done) { done = true; banner.remove(); } }; 1045 banner.addEventListener('animationend', finish, { once: true }); 1046 setTimeout(finish, 400); 1047 } 1048 1049 banner.addEventListener('click', function (e) { 1050 var btn = e.target.closest('[data-p118-consent]'); 1051 if (!btn) { return; } 1052 var choice = btn.getAttribute('data-p118-consent'); 1053 1054 // Twelve months, matching the usual re-consent interval. SameSite=Lax so it survives 1055 // normal navigation;
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