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246                Commercial Finance Broker Blog            </h1>
247                            <div class="text-gray-600 text-lg max-w-3xl">
248                    <p>Blog from Mark Alexander, retired Commercial Finance Broker and founder member of the NACFB &#8211; National Association of Commercial Finance Brokers</p>
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254                <article class=" bg-white shadow-sm overflow-hidden group">
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256        <a href="https://www.property118.com/how-to-present-your-portfolio-to-a-commercial-lender/" class="block shrink-0 lg:shrink lg:w-full relative">
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259w, 666px" title="How to Present Your Portfolio to a Commercial Lender"></noscript>                            </div>
260        </a>
261        <div class="flex-1 p-4">
262            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
263                <a href="https://www.property118.com/how-to-present-your-portfolio-to-a-commercial-lender/" class="text-gray-900 hover:text-primary transition-colors">
264                    How to Present Your Portfolio to a Commercial Lender                </a>
265            </h2>
266            <p class="text-sm text-gray-600 mb-2">
267                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
268            </p>
269                        <p class="text-xs text-gray-400 mb-2">
270                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
271                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
272                </svg>
273                21st January 2026, 8 months ago |
274                <a href="https://www.property118.com/how-to-present-your-portfolio-to-a-commercial-lender/#comments" class="hover:text-primary transition-colors">
275                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
276                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
277                </svg> 0                </a>
278            </p>
279            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Strong presentation increases approval odds and improves terms. Commercial lenders assess the business behind the properties, not just the bricks...</p>
280        </div>
281    </div>
282</article>
283<article class=" bg-white shadow-sm overflow-hidden group">
284    <div class="flex flex-row lg:flex-col h-full">
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288                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
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289        </a>
290        <div class="flex-1 p-4">
291            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
292                <a href="https://www.property118.com/broker-insights-nacfb-solutions/" class="text-gray-900 hover:text-primary transition-colors">
293                    Broker Insights – How NACFB Members Solve the Problems That Banks Won’t Touch                </a>
294            </h2>
295            <p class="text-sm text-gray-600 mb-2">
296                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
297            </p>
298                        <p class="text-xs text-gray-400 mb-2">
299                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
300                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
301                </svg>
302                11th January 2026, 9 months ago |
303                <a href="https://www.property118.com/broker-insights-nacfb-solutions/#comments" class="hover:text-primary transition-colors">
304                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
305                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
306                </svg> 0                </a>
307            </p>
308            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">High street banks prefer straightforward lending – single buy to let properties, long leases, and simple borrower profiles. But the...</p>
309        </div>
310    </div>
311</article>
312<article class=" bg-white shadow-sm overflow-hidden group">
313    <div class="flex flex-row lg:flex-col h-full">
314        <a href="https://www.property118.com/tale-of-two-applications-commercial-finance/" class="block shrink-0 lg:shrink lg:w-full relative">
315            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
316            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
317                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
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318        </a>
319        <div class="flex-1 p-4">
320            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
321                <a href="https://www.property118.com/tale-of-two-applications-commercial-finance/" class="text-gray-900 hover:text-primary transition-colors">
322                    A Tale of Two Applications – Why One Got Rejected and the Other Approved                </a>
323            </h2>
324            <p class="text-sm text-gray-600 mb-2">
325                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
326            </p>
327                        <p class="text-xs text-gray-400 mb-2">
328                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
329                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
330                </svg>
331                7th January 2026, 9 months ago |
332                <a href="https://www.property118.com/tale-of-two-applications-commercial-finance/#comments" class="hover:text-primary transition-colors">
333                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
334                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
335                </svg> 0                </a>
336            </p>
337            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">On the surface, two landlords submitted similar applications for commercial finance. Yet one was rejected outright while the other sailed...</p>
338        </div>
339    </div>
340</article>
341<article class=" bg-white shadow-sm overflow-hidden group">
342    <div class="flex flex-row lg:flex-col h-full">
343        <a href="https://www.property118.com/landlord-restructured-5m-debt-commercial-finance/" class="block shrink-0 lg:shrink lg:w-full relative">
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346                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
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347        </a>
348        <div class="flex-1 p-4">
349            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
350                <a href="https://www.property118.com/landlord-restructured-5m-debt-commercial-finance/" class="text-gray-900 hover:text-primary transition-colors">
351                    How One Landlord Restructured £5m of Debt with Commercial Finance                </a>
352            </h2>
353            <p class="text-sm text-gray-600 mb-2">
354                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
355            </p>
356                        <p class="text-xs text-gray-400 mb-2">
357                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
358                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
359                </svg>
360                31st December 2025, 9 months ago |
361                <a href="https://www.property118.com/landlord-restructured-5m-debt-commercial-finance/#comments" class="hover:text-primary transition-colors">
362                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
363                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
364                </svg> 0                </a>
365            </p>
366            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Large portfolios can generate significant income – but they also carry significant debt. Managing that debt effectively is crucial to...</p>
367        </div>
368    </div>
369</article>
370<article class=" bg-white shadow-sm overflow-hidden group">
371    <div class="flex flex-row lg:flex-col h-full">
372        <a href="https://www.property118.com/bridging-success-story-stalled-project/" class="block shrink-0 lg:shrink lg:w-full relative">
373            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
374            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
375                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
375w, 666px" title="From Stalled Project to Success – How a Landlord Used Bridging to Complete a Deal"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="From Stalled Project to Success – How a Landlord Used Bridging to Complete a Deal"></noscript>                            </div>
376        </a>
377        <div class="flex-1 p-4">
378            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
379                <a href="https://www.property118.com/bridging-success-story-stalled-project/" class="text-gray-900 hover:text-primary transition-colors">
380                    From Stalled Project to Success – How a Landlord Used Bridging to Complete a Deal                </a>
381            </h2>
382            <p class="text-sm text-gray-600 mb-2">
383                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
384            </p>
385                        <p class="text-xs text-gray-400 mb-2">
386                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
387                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
388                </svg>
389                24th December 2025, 9 months ago |
390                <a href="https://www.property118.com/bridging-success-story-stalled-project/#comments" class="hover:text-primary transition-colors">
391                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
392                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
393                </svg> 0                </a>
394            </p>
395            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Not every property project goes to plan. Unexpected costs, tight deadlines, and lender withdrawals can stall even the most experienced...</p>
396        </div>
397    </div>
398</article>
399<article class=" bg-white shadow-sm overflow-hidden group">
400    <div class="flex flex-row lg:flex-col h-full">
401        <a href="https://www.property118.com/protecting-liquidity-when-refinancing-portfolio/" class="block shrink-0 lg:shrink lg:w-full relative">
402            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
403            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
404                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI3NjgiIGhlaWdodD0iNzY4IiB2aWV3Qm94PSIwIDAgNzY4IDc2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="768" height="768" data-src="https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-768x768.png" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Landlord refinancing with a safety fund lifebuoy, showing cash reserves protecting liquidity during rising interest rates" decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=768,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-768x768.png 768w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-300x300.png 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-150x150.png 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-250x250.png 250w, https://www.property118.com/cdn-cgi/image/width=1024,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM.png 1024w" data-sizes="(max-width: 768px) 100vw, 768px" title="How to Protect Your Liquidity When Refinancing a Portfolio"><noscript><img width="768" height="768" src="https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-768x768.png" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Landlord refinancing with a safety fund lifebuoy, showing cash reserves protecting liquidity during rising interest rates" decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=768,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-768x768.png 768w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-300x300.png 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-150x150.png 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM-250x250.png 250w, https://www.property118.com/cdn-cgi/image/width=1024,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/12/ChatGPT-Image-Dec-16-2025-02_03_52-PM.png 1024w" sizes="(max-width: 768px) 100vw, 768px" title="How to Protect Your Liquidity When Refinancing a Portfolio"></noscript>                            </div>
405        </a>
406        <div class="flex-1 p-4">
407            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
408                <a href="https://www.property118.com/protecting-liquidity-when-refinancing-portfolio/" class="text-gray-900 hover:text-primary transition-colors">
409                    How to Protect Your Liquidity When Refinancing a Portfolio                </a>
410            </h2>
411            <p class="text-sm text-gray-600 mb-2">
412                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
413            </p>
414                        <p class="text-xs text-gray-400 mb-2">
415                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
416                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
417                </svg>
418                17th December 2025, 10 months ago |
419                <a href="https://www.property118.com/protecting-liquidity-when-refinancing-portfolio/#comments" class="hover:text-primary transition-colors">
420                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
421                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
422                </svg> 0                </a>
423            </p>
424            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Refinancing is a critical moment for landlords. It can unlock equity, improve terms, or restructure debt – but it can...</p>
425        </div>
426    </div>
427</article>
428<article class=" bg-white shadow-sm overflow-hidden group">
429    <div class="flex flex-row lg:flex-col h-full">
430        <a href="https://www.property118.com/loan-covenants-explained-commercial-mortgages/" class="block shrink-0 lg:shrink lg:w-full relative">
431            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
432            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
433                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
433w, 666px" title="Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement"></noscript>                            </div>
434        </a>
435        <div class="flex-1 p-4">
436            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
437                <a href="https://www.property118.com/loan-covenants-explained-commercial-mortgages/" class="text-gray-900 hover:text-primary transition-colors">
438                    Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement                </a>
439            </h2>
440            <p class="text-sm text-gray-600 mb-2">
441                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
442            </p>
443                        <p class="text-xs text-gray-400 mb-2">
444                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
445                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
446                </svg>
447                10th December 2025, 10 months ago |
448                <a href="https://www.property118.com/loan-covenants-explained-commercial-mortgages/#comments" class="hover:text-primary transition-colors">
449                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
450                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
451                </svg> 0                </a>
452            </p>
453            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Loan covenants are one of the least understood parts of a commercial mortgage agreement. Many landlords focus on rate and...</p>
454        </div>
455    </div>
456</article>
457<article class=" bg-white shadow-sm overflow-hidden group">
458    <div class="flex flex-row lg:flex-col h-full">
459        <a href="https://www.property118.com/personal-guarantees-risks-and-alternatives/" class="block shrink-0 lg:shrink lg:w-full relative">
460            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
461            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
462                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
462w, 666px" title="Understanding Personal Guarantees – Risks and Alternatives"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Understanding Personal Guarantees – Risks and Alternatives"></noscript>                            </div>
463        </a>
464        <div class="flex-1 p-4">
465            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
466                <a href="https://www.property118.com/personal-guarantees-risks-and-alternatives/" class="text-gray-900 hover:text-primary transition-colors">
467                    Understanding Personal Guarantees – Risks and Alternatives                </a>
468            </h2>
469            <p class="text-sm text-gray-600 mb-2">
470                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
471            </p>
472                        <p class="text-xs text-gray-400 mb-2">
473                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
474                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
475                </svg>
476                3rd December 2025, 10 months ago |
477                <a href="https://www.property118.com/personal-guarantees-risks-and-alternatives/#comments" class="hover:text-primary transition-colors">
478                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
479                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
480                </svg> 0                </a>
481            </p>
482            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Personal guarantees are one of the most misunderstood aspects of commercial finance. Many landlords sign them without fully appreciating the...</p>
483        </div>
484    </div>
485</article>
486                        <div class="hidden lg:block lg:col-span-2">
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494        </a>
495                                </div>
496                        <article class=" bg-white shadow-sm overflow-hidden group">
497    <div class="flex flex-row lg:flex-col h-full">
498        <a href="https://www.property118.com/common-mistakes-landlords-commercial-finance/" class="block shrink-0 lg:shrink lg:w-full relative">
499            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
500            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
501                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
501w, 666px" title="Common Mistakes Landlords Make When Applying for Commercial Finance"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Common Mistakes Landlords Make When Applying for Commercial Finance"></noscript>                            </div>
502        </a>
503        <div class="flex-1 p-4">
504            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
505                <a href="https://www.property118.com/common-mistakes-landlords-commercial-finance/" class="text-gray-900 hover:text-primary transition-colors">
506                    Common Mistakes Landlords Make When Applying for Commercial Finance                </a>
507            </h2>
508            <p class="text-sm text-gray-600 mb-2">
509                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
510            </p>
511                        <p class="text-xs text-gray-400 mb-2">
512                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
513                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
514                </svg>
515                26th November 2025, 10 months ago |
516                <a href="https://www.property118.com/common-mistakes-landlords-commercial-finance/#comments" class="hover:text-primary transition-colors">
517                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
518                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
519                </svg> 0                </a>
520            </p>
521            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Applying for commercial finance is not the same as applying for a standard buy to let mortgage. The sums are...</p>
522        </div>
523    </div>
524</article>
525<article class=" bg-white shadow-sm overflow-hidden group">
526    <div class="flex flex-row lg:flex-col h-full">
527        <a href="https://www.property118.com/lenders-epc-regulations-green-finance/" class="block shrink-0 lg:shrink lg:w-full relative">
528            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
529            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
530                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
530w, 666px" title="What lenders really think about EPC regulations and &#039;green&#039; finance"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="What lenders really think about EPC regulations and &#039;green&#039; finance"></noscript>                            </div>
531        </a>
532        <div class="flex-1 p-4">
533            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
534                <a href="https://www.property118.com/lenders-epc-regulations-green-finance/" class="text-gray-900 hover:text-primary transition-colors">
535                    What lenders really think about EPC regulations and &#8216;green&#8217; finance                </a>
536            </h2>
537            <p class="text-sm text-gray-600 mb-2">
538                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
539            </p>
540                        <p class="text-xs text-gray-400 mb-2">
541                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
542                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
543                </svg>
544                19th November 2025, 11 months ago |
545                <a href="https://www.property118.com/lenders-epc-regulations-green-finance/#comments" class="hover:text-primary transition-colors">
546                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
547                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
548                </svg> 0                </a>
549            </p>
550            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Energy efficiency and sustainability have become central themes in the property market. For landlords, EPC regulations are not just a...</p>
551        </div>
552    </div>
553</article>
554<article class=" bg-white shadow-sm overflow-hidden group">
555    <div class="flex flex-row lg:flex-col h-full">
556        <a href="https://www.property118.com/stress-testing-and-landlords-borrowing-power/" class="block shrink-0 lg:shrink lg:w-full relative">
557            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
558            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
559                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
559w, 666px" title="The Impact of Stress Testing on Landlords’ Borrowing Power"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="The Impact of Stress Testing on Landlords’ Borrowing Power"></noscript>                            </div>
560        </a>
561        <div class="flex-1 p-4">
562            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
563                <a href="https://www.property118.com/stress-testing-and-landlords-borrowing-power/" class="text-gray-900 hover:text-primary transition-colors">
564                    The Impact of Stress Testing on Landlords’ Borrowing Power                </a>
565            </h2>
566            <p class="text-sm text-gray-600 mb-2">
567                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
568            </p>
569                        <p class="text-xs text-gray-400 mb-2">
570                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
571                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
572                </svg>
573                12th November 2025, 11 months ago |
574                <a href="https://www.property118.com/stress-testing-and-landlords-borrowing-power/#comments" class="hover:text-primary transition-colors">
575                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
576                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
577                </svg> 0                </a>
578            </p>
579            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Stress testing has become one of the biggest hurdles for landlords seeking finance. Even when rental income is strong, lenders...</p>
580        </div>
581    </div>
582</article>
583<article class=" bg-white shadow-sm overflow-hidden group">
584    <div class="flex flex-row lg:flex-col h-full">
585        <a href="https://www.property118.com/specialist-lenders-vs-high-street-banks/" class="block shrink-0 lg:shrink lg:w-full relative">
586            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
587            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
588                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
588w, 666px" title="Specialist Lenders Filling the Gap Left by High Street Banks"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Specialist Lenders Filling the Gap Left by High Street Banks"></noscript>                            </div>
589        </a>
590        <div class="flex-1 p-4">
591            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
592                <a href="https://www.property118.com/specialist-lenders-vs-high-street-banks/" class="text-gray-900 hover:text-primary transition-colors">
593                    Specialist Lenders Filling the Gap Left by High Street Banks                </a>
594            </h2>
595            <p class="text-sm text-gray-600 mb-2">
596                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
597            </p>
598                        <p class="text-xs text-gray-400 mb-2">
599                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
600                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
601                </svg>
602                5th November 2025, 11 months ago |
603                <a href="https://www.property118.com/specialist-lenders-vs-high-street-banks/#comments" class="hover:text-primary transition-colors">
604                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
605                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
606                </svg> 0                </a>
607            </p>
608            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">High street banks have been retreating from parts of the landlord market, leav
608ing many investors frustrated by rigid criteria and...</p>
609        </div>
610    </div>
611</article>
612<article class=" bg-white shadow-sm overflow-hidden group">
613    <div class="flex flex-row lg:flex-col h-full">
614        <a href="https://www.property118.com/rising-interest-rates-commercial-lending-market/" class="block shrink-0 lg:shrink lg:w-full relative">
615            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
616            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
617                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100vw, 666px" title="How Rising Interest Rates Have Changed the Commercial Lending Market"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="How Rising Interest Rates Have Changed the Commercial Lending Market"></noscript>                            </div>
618        </a>
619        <div class="flex-1 p-4">
620            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
621                <a href="https://www.property118.com/rising-interest-rates-commercial-lending-market/" class="text-gray-900 hover:text-primary transition-colors">
622                    How Rising Interest Rates Have Changed the Commercial Lending Market                </a>
623            </h2>
624            <p class="text-sm text-gray-600 mb-2">
625                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
626            </p>
627                        <p class="text-xs text-gray-400 mb-2">
628                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
629                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
630                </svg>
631                29th October 2025, 11 months ago |
632                <a href="https://www.property118.com/rising-interest-rates-commercial-lending-market/#comments" class="hover:text-primary transition-colors">
633                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
634                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
635                </svg> 0                </a>
636            </p>
637            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Rising interest rates have transformed the lending landscape for landlords. Deals that looked affordable three years ago may now be...</p>
638        </div>
639    </div>
640</article>
641<article class=" bg-white shadow-sm overflow-hidden group">
642    <div class="flex flex-row lg:flex-col h-full">
643        <a href="https://www.property118.com/development-finance-for-landlords/" class="block shrink-0 lg:shrink lg:w-full relative">
644            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
645            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
646                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
646w, 666px" title="Development Finance for Landlords – Converting HMOs, Flats and Mixed-Use Properties"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Development Finance for Landlords – Converting HMOs, Flats and Mixed-Use Properties"></noscript>                            </div>
647        </a>
648        <div class="flex-1 p-4">
649            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
650                <a href="https://www.property118.com/development-finance-for-landlords/" class="text-gray-900 hover:text-primary transition-colors">
651                    Development Finance for Landlords – Converting HMOs, Flats and Mixed-Use Properties                </a>
652            </h2>
653            <p class="text-sm text-gray-600 mb-2">
654                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
655            </p>
656                        <p class="text-xs text-gray-400 mb-2">
657                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
658                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
659                </svg>
660                22nd October 2025, 11 months ago |
661                <a href="https://www.property118.com/development-finance-for-landlords/#comments" class="hover:text-primary transition-colors">
662                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
663                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
664                </svg> 1                </a>
665            </p>
666            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">For landlords looking to add value, development finance is a crucial tool. Whether converting a house into an HMO, redeveloping...</p>
667        </div>
668    </div>
669</article>
670<article class=" bg-white shadow-sm overflow-hidden group">
671    <div class="flex flex-row lg:flex-col h-full">
672        <a href="https://www.property118.com/bridging-finance-explained-for-landlords/" class="block shrink-0 lg:shrink lg:w-full relative">
673            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
674            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
675                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
675w, 666px" title="Bridging Finance Explained – When It Works, When It Doesn’t"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Bridging Finance Explained – When It Works, When It Doesn’t"></noscript>                            </div>
676        </a>
677        <div class="flex-1 p-4">
678            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
679                <a href="https://www.property118.com/bridging-finance-explained-for-landlords/" class="text-gray-900 hover:text-primary transition-colors">
680                    Bridging Finance Explained – When It Works, When It Doesn’t                </a>
681            </h2>
682            <p class="text-sm text-gray-600 mb-2">
683                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
684            </p>
685                        <p class="text-xs text-gray-400 mb-2">
686                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
687                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
688                </svg>
689                8th October 2025, 12 months ago |
690                <a href="https://www.property118.com/bridging-finance-explained-for-landlords/#comments" class="hover:text-primary transition-colors">
691                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
692                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
693                </svg> 0                </a>
694            </p>
695            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Bridging finance is one of the most talked about, yet least understood, tools available to landlords. Fast, flexible, and widely...</p>
696        </div>
697    </div>
698</article>
699<article class=" bg-white shadow-sm overflow-hidden group">
700    <div class="flex flex-row lg:flex-col h-full">
701        <a href="https://www.property118.com/funding-portfolio-growth-using-equity-release/" class="block shrink-0 lg:shrink lg:w-full relative">
702            <div class="absolute inset-0 opacity-30" style="background: url('https://www.property118.com/wp-content/themes/118v4/img/bg_pattern_white.png') repeat;"></div>
703            <div class="w-32 h-32 lg:w-full lg:h-auto lg:aspect-square overflow-hidden relative">
704                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
704w, 666px" title="Funding Portfolio Growth – Using Equity Release and Leverage Wisely"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Funding Portfolio Growth – Using Equity Release and Leverage Wisely"></noscript>                            </div>
705        </a>
706        <div class="flex-1 p-4">
707            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
708                <a href="https://www.property118.com/funding-portfolio-growth-using-equity-release/" class="text-gray-900 hover:text-primary transition-colors">
709                    Funding Portfolio Growth – Using Equity Release and Leverage Wisely                </a>
710            </h2>
711            <p class="text-sm text-gray-600 mb-2">
712                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
713            </p>
714                        <p class="text-xs text-gray-400 mb-2">
715                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
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717                </svg>
718                8th October 2025, 12 months ago |
719                <a href="https://www.property118.com/funding-portfolio-growth-using-equity-release/#comments" class="hover:text-primary transition-colors">
720                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
721                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
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723            </p>
724            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">For landlords looking to expand, the biggest question is often: where will the capital come from? With property prices and...</p>
725        </div>
726    </div>
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733                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
733w, 666px" title="Refinancing Options for Landlords Under Pressure – Commercial Solutions Beyond the High Street"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="Refinancing Options for Landlords Under Pressure – Commercial Solutions Beyond the High Street"></noscript>                            </div>
734        </a>
735        <div class="flex-1 p-4">
736            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
737                <a href="https://www.property118.com/refinancing-options-for-landlords-under-pressure/" class="text-gray-900 hover:text-primary transition-colors">
738                    Refinancing Options for Landlords Under Pressure – Commercial Solutions Beyond the High Street                </a>
739            </h2>
740            <p class="text-sm text-gray-600 mb-2">
741                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
742            </p>
743                        <p class="text-xs text-gray-400 mb-2">
744                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
745                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
746                </svg>
747                24th September 2025, 1 year ago |
748                <a href="https://www.property118.com/refinancing-options-for-landlords-under-pressure/#comments" class="hover:text-primary transition-colors">
749                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
750                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
751                </svg> 0                </a>
752            </p>
753            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">Many landlords are feeling the squeeze. Rising interest rates, tighter stress testing, and tougher lending criteria mean that refinancing is...</p>
754        </div>
755    </div>
756</article>
757<article class=" bg-white shadow-sm overflow-hidden group">
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759        <a href="https://www.property118.com/lifecycle-of-a-commercial-finance-deal/" class="block shrink-0 lg:shrink lg:w-full relative">
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762                                    <img data-lazyloaded="1" src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NjYiIGhlaWdodD0iNjY4IiB2aWV3Qm94PSIwIDAgNjY2IDY2OCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=" width="666" height="668" data-src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" data-srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" data-sizes="(max-width: 666px) 100v
762w, 666px" title="The Lifecycle of a Commercial Finance Deal – From Enquiry to Completion"><noscript><img width="666" height="668" src="https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg" class="w-full h-full object-cover group-hover:scale-105 group-hover:brightness-75 transition-all duration-300 wp-post-image" alt="Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background." decoding="async" srcset="https://www.property118.com/cdn-cgi/image/width=666,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog.jpg 666w, https://www.property118.com/cdn-cgi/image/width=300,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-300x300.jpg 300w, https://www.property118.com/cdn-cgi/image/width=150,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-150x150.jpg 150w, https://www.property118.com/cdn-cgi/image/width=250,format=auto,quality=auto,onerror=redirect/https://www.property118.com/wp-content/uploads/2025/08/Commercial-Finance-Blog-250x250.jpg 250w" sizes="(max-width: 666px) 100vw, 666px" title="The Lifecycle of a Commercial Finance Deal – From Enquiry to Completion"></noscript>                            </div>
763        </a>
764        <div class="flex-1 p-4">
765            <h2 class="font-semibold text-base lg:text-lg leading-snug mb-2 line-clamp-3">
766                <a href="https://www.property118.com/lifecycle-of-a-commercial-finance-deal/" class="text-gray-900 hover:text-primary transition-colors">
767                    The Lifecycle of a Commercial Finance Deal – From Enquiry to Completion                </a>
768            </h2>
769            <p class="text-sm text-gray-600 mb-2">
770                <strong>Author:</strong> <a href="https://www.property118.com/author/mark-alexander/" class="hover:text-primary transition-colors">Mark Alexander</a>
771            </p>
772                        <p class="text-xs text-gray-400 mb-2">
773                <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
774                    <path stroke-linecap="round" stroke-linejoin="round" d="M12 6v6h4.5m4.5 0a9 9 0 1 1-18 0 9 9 0 0 1 18 0Z" />
775                </svg>
776                24th September 2025, 1 year ago |
777                <a href="https://www.property118.com/lifecycle-of-a-commercial-finance-deal/#comments" class="hover:text-primary transition-colors">
778                    <svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" class="icon-inline">
779                        <path stroke-linecap="round" stroke-linejoin="round" d="M12 20.25c4.97 0 9-3.694 9-8.25s-4.03-8.25-9-8.25S3 7.444 3 12c0 2.104.859 4.023 2.273 5.48.432.447.74 1.04.586 1.641a4.483 4.483 0 0 1-.923 1.785A5.969 5.969 0 0 0 6 21c1.282 0 2.47-.402 3.445-1.087.81.22 1.668.337 2.555.337Z" />
780                </svg> 0                </a>
781            </p>
782            <p class="text-sm text-gray-600 line-clamp-3 hidden lg:block">For many landlords, securing commercial finance can feel like a mysterious process. Unlike a standard buy to let mortgage, the...</p>
783        </div>
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1001
1002				<div class="flex flex-col sm:flex-row gap-3 shrink-0 lg:w-auto">
1003					<button type="button" data-p118-consent="essential"
1004					        class="order-2 sm:order-1 px-5 py-3 rounded border border-gray-300 bg-white text-gray-700 font-semibold text-sm hover:bg-gray-100 hover:border-gray-400 color-transition cursor-pointer whitespace-nowrap">
1005						Essential only
1006					</button>
1007					<button type="button" data-p118-consent="all"
1008					        class="order-1 sm:order-2 px-6 py-3 rounded bg-primaryOrange text-white font-semibold text-sm hover:bg-primaryOrange-400 color-transition cursor-pointer whitespace-nowrap shadow-sm">
1009						Accept all cookies
1010					</button>
1011				</div>
1012
1013			</div>
1014		</div>
1015	</div>
1016</div>
1017
1018<style>#p118-cookie-banner{animation:p118-cookie-in 320ms cubic-bezier(.16,1,.3,1) both}#p118-cookie-banner.is-dismissing{animation:p118-cookie-out 200ms ease-in forwards}@keyframes p118-cookie-in{from{transform:translateY(100%);opacity:0}to{transform:translateY(0);opacity:1}}@keyframes p118-cookie-out{to{transform:translateY(100%);opacity:0}}@media (prefers-reduced-motion:reduce){#p118-cookie-banner,#p118-cookie-banner.is-dismissing{animation:none}}</style>
1019
1020<script>
1021(function () {
1022	var banner = document.getElementById('p118-cookie-banner');
1023	if (!banner) { return; }
1024
1025	// Show it only to someone who has not chosen. Anyone with a p118_consent cookie - 'all' or
1026	// 'essential' - never sees it again until that cookie expires in twelve months.
1027	//
1028	// The cookie is read here directly rather than through window.p118Consent, deliberately. That
1029	// helper is defined by an inline script in <head>, and if anything ever reorders or defers
1030	// inline JS - a LiteSpeed "JS defer" or "JS combine" toggle, say, both currently off - the
1031	// helper would be undefined at this point, the check would fall through, and the banner would
1032	// reappear for people who had already accepted. That is the exact bug this rewrite fixes, so
1033	// this decision must not depend on load order.
1034	var m = document.cookie.match(/(?:^|;\s*)p118_consent=([^;]*)/);
1035	var existing = m ? decodeURIComponent(m[1]) : '';
1036	if (existing === 'all' || existing === 'essential') { banner.remove(); return; }
1037	banner.hidden = false;
1038
1039	function dismiss() {
1040		banner.classList.add('is-dismissing');
1041		// Fall back to a hard remove if the animation never fires (reduced motion, or a browser
1042		// that skips animations on an element being removed).
1043		var done = false;
1044		var finish = function () { if (!done) { done = true; banner.remove(); } };
1045		banner.addEventListener('animationend', finish, { once: true });
1046		setTimeout(finish, 400);
1047	}
1048
1049	banner.addEventListener('click', function (e) {
1050		var btn = e.target.closest('[data-p118-consent]');
1051		if (!btn) { return; }
1052		var choice = btn.getAttribute('data-p118-consent');
1053
1054		// Twelve months, matching the usual re-consent interval. SameSite=Lax so it survives
1055		// normal navigation;
1055 Secure only on https so this still works on a local http build.
1056		var maxAge = 60 * 60 * 24 * 365;
1057		document.cookie = 'p118_consent=' + choice + ';path=/;max-age=' + maxAge + ';SameSite=Lax'
1058			+ (location.protocol === 'https:' ? ';Secure' : '');
1059
1060		dismiss();
1061
1062		if (choice === 'all' && window.p118Consent && window.p118Consent.grant) {
1063			// Updates Consent Mode and injects the Pixel on this pageview - no reload needed,
1064			// so the visit the person consented on is the one that gets counted.
1065			window.p118Consent.grant();
1066		}
1067	});
1068})();
1069</script>
vendor: 1 bytes, line 1069
1069
1070<script type="speculationrules">
1071{"prefetch":[{"source":"document","where":{"and":[{"href_matches":"/*"},{"not":{"href_matches":["/wp-*.php","/wp-admin/*","/wp-content/uploads/*","/wp-content/*","/wp-content/plugins/*","/wp-content/themes/118v4/*","/*\\?(.+)"]}},{"not":{"selector_matches":"a[rel~=\"nofollow\"]"}},{"not":{"selector_matches":".no-prefetch, .no-prefetch a"}}]},"eagerness":"conservative"}]}
1072</script>
1072
1073        
1073<script>
1074        (function(){
1075            if (navigator.doNotTrack === '1') return;
1076            var d = {"siteId":1,"domain":"www.property118.com","uri":"\/category\/latest-news\/commercial-finance-broker-blog","type":"category","wpId":857,"userId":0};
1077            d.referrer = document.referrer || '';
1078            if (d.referrer && d.referrer.indexOf(location.origin) === 0) d.referrer = '';
1079            // UTM params from URL.
1080            // The forEach loop that used to be here built its keys with a chain of .replace()
1081            // calls that never produced the intended camelCase: 'utm_source' came out as
1082            // 'utmsource', so every hit carried five junk keys alongside the five correct ones
1083            // set explicitly below. The explicit assignments were always the ones that worked.
1084            var p = new URLSearchParams(location.search);
1085            if (p.get('utm_source')) d.utmSource = p.get('utm_source');
1086            if (p.get('utm_medium')) d.utmMedium = p.get('utm_medium');
1087            if (p.get('utm_campaign')) d.utmCampaign = p.get('utm_campaign');
1088            if (p.get('utm_term')) d.utmTerm = p.get('utm_term');
1089            if (p.get('utm_content')) d.utmContent = p.get('utm_content');
1090            // Source detection
1091            if (d.referrer) {
1092                var h = '';
1093                try { h = new URL(d.referrer).hostname.replace(/^www\./, ''); } catch(e) {}
1094                var se = {google:'Google',bing:'Bing',yahoo:'Yahoo',duckduckgo:'DuckDuckGo',baidu:'Baidu',yandex:'Yandex'};
1095                var so = {facebook:'Facebook',twitter:'Twitter','t.co':'Twitter','x.com':'Twitter',linkedin:'LinkedIn',reddit:'Reddit',pinterest:'Pinterest',instagram:'Instagram',youtube:'YouTube',tiktok:'TikTok'};
1096                var found = false;
1097                // Boundary match, not indexOf - see host_matches() in PHP for why: a dotted key
1098                // is a full host, a bare key is a brand label to compare against host labels.
1099                var hm = function (host, k) {
1100                    return k.indexOf('.') !== -1
1101                        ? (host === k || host.slice(-(k.length + 1)) === '.' + k)
1102                        : host.split('.').indexOf(k) !== -1;
1103                };
1104                for (var k in se) { if (hm(h, k)) { d.sourceChannel = 'organic_search'; d.sourceName = se[k]; found = true; break; } }
1105                if (!found) { for (var k in so) { if (hm(h, k)) { d.sourceChannel = 'social'; d.sourceName = so[k]; found = true; break; } } }
1106                if (!found) { d.sourceChannel = 'referral'; d.sourceName = h; }
1107            }
1108            fetch("https:\/\/wp-stats.wp1.sh\/hit", {
1109                method: 'POST',
1110                headers: {'Content-Type': 'application/json'},
1111                body: JSON.stringify(d),
1112                keepalive: true
1113            }).catch(function(){});
1114        })();
1115        </script>
1115
1116        
1116<script data-optimized="1" id="118v4-main-js" src="https://www.property118.com/wp-content/litespeed/js/686270a3b4fc52e2b9cb19e5f727bf54.js?ver=1bb00"></script>
vendor: 1 bytes, line 1116
1116
1117<script id="118v4-comments-js-extra">
1118var v4Comments = {"ajaxurl":"https://www.property118.com/wp-admin/admin-ajax.php","nonce":"80958f65d6"};
1119//# sourceURL=118v4-comments-js-extra
1120</script>
vendor: 1 bytes, line 1120
1120
1121<script data-optimized="1" id="118v4-comments-js" src="https://www.property118.com/wp-content/litespeed/js/17f206cda84ba10ddd0558de7e9ee686.js?ver=c5cd8"></script>
vendor: 1 bytes, line 1121
1121
1122<script id="wp-emoji-settings" type="application/json">
1123{"baseUrl":"https://s.w.org/images/core/emoji/17.0.2/72x72/","ext":".png","svgUrl":"https://s.w.org/images/core/emoji/17.0.2/svg/","svgExt":".svg","source":{"concatemoji":"https://www.property118.com/wp-includes/js/wp-emoji-release.min.js?ver=7.1"}}
1124</script>
vendor: 1 bytes, line 1124
1124
1125<script type="module">
1126/*! This file is auto-generated */
1127var e="script#wp-emoji-settings",t=document.querySelector(e);if(!(t instanceof HTMLScriptElement))throw new Error("Element missing: "+e);const r=JSON.parse(t.text),s=(window._wpemojiSettings=r,"wpEmojiSettingsSupports"),o=["flag","emoji"];function i(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(s,JSON.stringify(t))}catch(e){}}function c(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0);const r=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);return t.every((e,t)=>e===r[t])}function p(e,t){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var n=e.getImageData(16,16,1,1);for(let e=0;e<n.data.length;e++)if(0!==n.data[e])return!1;return!0}function u(e,t,n,r){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\udde8\ud83c\uddf6","\ud83c\udde8\u200b\ud83c\uddf6")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!r(e,"\ud83e\u1fac8")}return!1}function f(e,t,n,r){let a;const s=(a="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):document.createElement("canvas")).getContext("2d",{willReadFrequently:!0}),o=(s.textBaseline="top",s.font="600 32px Arial",{});return e.forEach(e=>{o[e]=t(s,e,n,r)}),o}function a(e){var t=document.createElement("script");t.src=e,t.defer=!0,document.head.appendChild(t)}r.supports={everything:!0,everythingExceptFlag:!0},new Promise(t=>{let n=function(){try{var e=JSON.parse(sessionStorage.getItem(s));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(o),u.toString(),c.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"});const a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=e=>{i(n=e.data),a.terminate(),t(n)})}catch(e){}i(n=f(o,u,c,p))}t(n)}).then(e=>{for(const n in e)r.supports[n]=e[n],r.supports.everything=r.supports.everything&&r.supports[n],"flag"!==n&&(r.supports.everythingExceptFlag=r.supports.everythingExceptFlag&&r.supports[n]);var t;r.supports.everythingExceptFlag=r.supports.everythingExceptFlag&&!r.supports.flag,r.supports.everything||((t=r.source||{}).concatemoji?a(t.concatemoji):t.wpemoji&&t.twemoji&&(a(t.twemoji),a(t.wpemoji)))});
1128//# sourceURL=https://www.property118.com/wp-includes/js/wp-emoji-loader.min.js
1129</script>
vendor: 1 bytes, line 1129
1129
1130<script type="text/javascript">(function (undefined) {let scriptOptions={"_localizedStrings":{"redirect_overlay_title":"Hold On","redirect_overlay_text":"You are being redirected to another page,<br>it may take a few seconds.","webview_notification_text":"The selected provider doesn't support embedded browsers!"},"_targetWindow":"prefer-popup","_redirectOverlay":"overlay-with-spinner-and-message","_unsupportedWebviewBehavior":""};
1131/**
1132 * Used when Cross-Origin-Opener-Policy blocked the access to the opener. We can't have a reference of the opened windows, so we should attempt to refresh only the windows that has opened popups.
1133 */
1134window._nslHasOpenedPopup = false;
1135window._nslWebViewNoticeElement = null;
1136
1137window.NSLPopup = function (url, title, w, h) {
1138
1139    /**
1140     * Cross-Origin-Opener-Policy blocked the access to the opener
1141     */
1142    if (typeof BroadcastChannel === "function") {
1143        const _nslLoginBroadCastChannel = new BroadcastChannel('nsl_login_broadcast_channel');
1144        _nslLoginBroadCastChannel.onmessage = (event) => {
1145            if (window?._nslHasOpenedPopup && event.data?.action === 'redirect') {
1146                window._nslHasOpenedPopup = false;
1147
1148                const url = event.data?.href;
1149                _nslLoginBroadCastChannel.close();
1150                if (typeof window.nslRedirect === 'function') {
1151                    window.nslRedirect(url);
1152                } else {
1153                    window.opener.location = url;
1154                }
1155            }
1156        };
1157    }
1158
1159    const userAgent = navigator.userAgent,
1160        mobile = function () {
1161            return /\b(iPhone|iP[ao]d)/.test(userAgent) ||
1162                /\b(iP[ao]d)/.test(userAgent) ||
1163                /Android/i.test(userAgent) ||
1164                /Mobile/i.test(userAgent);
1165        },
1166        screenX = window.screenX !== undefined ? window.screenX : window.screenLeft,
1167        screenY = window.screenY !== undefined ? window.screenY : window.screenTop,
1168        outerWidth = window.outerWidth !== undefined ? window.outerWidth : document.documentElement.clientWidth,
1169        outerHeight = window.outerHeight !== undefined ? window.outerHeight : document.documentElement.clientHeight - 22,
1170        targetWidth = mobile() ? null : w,
1171        targetHeight = mobile() ? null : h,
1172        left = parseInt(screenX + (outerWidth - targetWidth) / 2, 10),
1173        right = parseInt(screenY + (outerHeight - targetHeight) / 2.5, 10),
1174        features = [];
1175    if (targetWidth !== null) {
1176        features.push('width=' + targetWidth);
1177    }
1178    if (targetHeight !== null) {
1179        features.push('height=' + targetHeight);
1180    }
1181    features.push('left=' + left);
1182    features.push('top=' + right);
1183    features.push('scrollbars=1');
1184
1185    const newWindow = window.open(url, title, features.join(','));
1186
1187    if (window.focus) {
1188        newWindow.focus();
1189    }
1190
1191    window._nslHasOpenedPopup = true;
1192
1193    return newWindow;
1194};
1195
1196let isWebView = null;
1197
1198function checkWebView() {
1199    if (isWebView === null) {
1200        function _detectOS(ua) {
1201            if (/Android/.test(ua)) {
1202                return "Android";
1203            } else if (/iPhone|iPad|iPod/.test(ua)) {
1204                return "iOS";
1205            } else if (/Windows/.test(ua)) {
1206                return "Windows";
1207            } else if (/Mac OS X/.test(ua)) {
1208                return "Mac";
1209            } else if (/CrOS/.test(ua)) {
1210                return "Chrome OS";
1211            } else if (/Firefox/.test(ua)) {
1212                return "Firefox OS";
1213            }
1214            return "";
1215        }
1216
1217        function _detectBrowser(ua) {
1218            let android = /Android/.test(ua);
1219
1220            if (/Opera Mini/.test(ua) || / OPR/.test(ua) || / OPT/.test(ua)) {
1221                return "Opera";
1222            } else if (/CriOS/.test(ua)) {
1223                return "Chrome for iOS";
1224            } else if (/Edge/.test(ua)) {
1225                return "Edge";
1226            } else if (android && /Silk\//.test(ua)) {
1227                return "Silk";
1228            } else if (/Chrome/.test(ua)) {
1229                return "Chrome";
1230            } else if (/Firefox/.test(ua)) {
1231                return "Firefox";
1232            } else if (android) {
1233                return "AOSP";
1234            } else if (/MSIE|Trident/.test(ua)) {
1235                return "IE";
1236            } else if (/Safari\//.test(ua)) {
1237                return "Safari";
1238            }
1238 else if (/AppleWebKit/.test(ua)) {
1239                return "WebKit";
1240            }
1241            return "";
1242        }
1243
1244        function _detectBrowserVersion(ua, browser) {
1245            if (browser === "Opera") {
1246                return /Opera Mini/.test(ua) ? _getVersion(ua, "Opera Mini/") :
1247                    / OPR/.test(ua) ? _getVersion(ua, " OPR/") :
1248                        _getVersion(ua, " OPT/");
1249            } else if (browser === "Chrome for iOS") {
1250                return _getVersion(ua, "CriOS/");
1251            } else if (browser === "Edge") {
1252                return _getVersion(ua, "Edge/");
1253            } else if (browser === "Chrome") {
1254                return _getVersion(ua, "Chrome/");
1255            } else if (browser === "Firefox") {
1256                return _getVersion(ua, "Firefox/");
1257            } else if (browser === "Silk") {
1258                return _getVersion(ua, "Silk/");
1259            } else if (browser === "AOSP") {
1260                return _getVersion(ua, "Version/");
1261            } else if (browser === "IE") {
1262                return /IEMobile/.test(ua) ? _getVersion(ua, "IEMobile/") :
1263                    /MSIE/.test(ua) ? _getVersion(ua, "MSIE ")
1264                        :
1265                        _getVersion(ua, "rv:");
1266            } else if (browser === "Safari") {
1267                return _getVersion(ua, "Version/");
1268            } else if (browser === "WebKit") {
1269                return _getVersion(ua, "WebKit/");
1270            }
1271            return "0.0.0";
1272        }
1273
1274        function _getVersion(ua, token) {
1275            try {
1276                return _normalizeSemverString(ua.split(token)[1].trim().split(/[^\w\.]/)[0]);
1277            } catch (o_O) {
1278            }
1279            return "0.0.0";
1280        }
1281
1282        function _normalizeSemverString(version) {
1283            const ary = version.split(/[\._]/);
1284            return (parseInt(ary[0], 10) || 0) + "." +
1285                (parseInt(ary[1], 10) || 0) + "." +
1286                (parseInt(ary[2], 10) || 0);
1287        }
1288
1289        function _isWebView(ua, os, browser, version, options) {
1290            switch (os + browser) {
1291                case "iOSSafari":
1292                    return false;
1293                case "iOSWebKit":
1294                    return _isWebView_iOS(options);
1295                case "AndroidAOSP":
1296                    return false;
1297                case "AndroidChrome":
1298                    return parseFloat(version) >= 42 ? /; wv/.test(ua) : /\d{2}\.0\.0/.test(version) ? true : _isWebView_Android(options);
1299            }
1300            return false;
1301        }
1302
1303        function _isWebView_iOS(options) {
1304            const document = (window["document"] || {});
1305
1306            if ("WEB_VIEW" in options) {
1307                return options["WEB_VIEW"];
1308            }
1309            return !("fullscreenEnabled" in document || "webkitFullscreenEnabled" in document || false);
1310        }
1311
1312        function _isWebView_Android(options) {
1313            if ("WEB_VIEW" in options) {
1314                return options["WEB_VIEW"];
1315            }
1316            return !("requestFileSystem" in window || "webkitRequestFileSystem" in window || false);
1317        }
1318
1319        const options = {},
1320            nav = window.navigator || {},
1321            ua = nav.userAgent || "",
1322            os = _detectOS(ua),
1323            browser = _detectBrowser(ua),
1324            browserVersion = _detectBrowserVersion(ua, browser);
1325
1326        isWebView = _isWebView(ua, os, browser, browserVersion, options);
1327    }
1328
1329    return isWebView;
1330}
1331
1332function isAllowedWebViewForUserAgent(provider) {
1333    const facebookAllowedWebViews = [
1334        'Instagram',
1335        'FBAV',
1336        'FBAN'
1337    ];
1338    let whitelist = [];
1339
1340    if (provider && provider === 'facebook') {
1341        whitelist = facebookAllowedWebViews;
1342    }
1343
1344    const nav = window.navigator || {},
1345        ua = nav.userAgent || "";
1346
1347    if (whitelist.length && ua.match(new RegExp(whitelist.join('|')))) {
1348        return true;
1349    }
1350
1351    return false;
1352}
1353
1354function disableButtonInWebView(providerButtonElement) {
1355    if (providerButtonElement) {
1356        providerButtonElement.classList.add('nsl-disabled-provider');
1357        providerButtonElement.setAttribute('href', '#');
1358
1359        providerButtonElement.addEventListener('pointerdown', (e) => {
1360            const closeNotice = function () {
1361                if (window._nslWebViewNoticeElement) {
1362                    window._nslWebViewNoticeElement.remove();
1363                    window._nslWebViewNoticeElement = null;
1364                }
1365            };
1366
1367            closeNotice();
1368
1369            window._nslWebViewNoticeElement = document.createElement('div');
1370            window._nslWebViewNoticeElement.id = "nsl-notices-fallback";
1371            window._nslWebViewNoticeElement.role = 'alert';
1372            window._nslWebViewNoticeElement.ariaLive = 'assertive';
1373            window._nslWebViewNoticeElement.ariaAtomic = 'true';
1374
1375            window._nslWebViewNoticeElement.addEventListener('pointerdown', closeNotice);
1376
1377            window._nslWebViewNoticeElement.addEventListener('keydown', function (e) {
1378                if (e.key === 'Enter') {
1379                    e.preventDefault();
1380                    closeNotice();
1381                }
1382            });
1383            const webviewNoticeHTML = '<div class="error"><p>' + scriptOptions._localizedStrings.webview_notification_text + '</p></div>';
1384
1385            window._nslWebViewNoticeElement.insertAdjacentHTML("afterbegin", webviewNoticeHTML);
1386            document.body.appendChild(window._nslWebViewNoticeElement);
1387        });
1388    }
1389
1390}
1391
1392window._nslDOMReady(function () {
1393
1394    window.nslRedirect = function (url) {
1395        if (scriptOptions._redirectOverlay) {
1396            const overlay = document.createElement('div');
1397            overlay.id = "nsl-redirect-overlay";
1398            let overlayHTML = '';
1399            const overlayContainer = "<div id='nsl-redirect-overlay-container'>",
1400                overlayContainerClose = "</div>",
1401                overlaySpinner = "<div id='nsl-redirect-overlay-spinner'></div>",
1402                overlayTitle = "<p id='nsl-redirect-overlay-title'>" + scriptOptions._localizedStrings.redirect_overlay_title + "</p>",
1403                overlayText = "<p id='nsl-redirect-overlay-text'>" + scriptOptions._localizedStrings.redirect_overlay_text + "</p>";
1404
1405            switch (scriptOptions._redirectOverlay) {
1406                case "overlay-only":
1407                    break;
1408                case "overlay-with-spinner":
1409                    overlayHTML = overlayContainer + overlaySpinner + overlayContainerClose;
1410                    break;
1411                default:
1412                    overlayHTML = overlayContainer + overlaySpinner + overlayTitle + overlayText + overlayContainerClose;
1413                    break;
1414            }
1415
1416            overlay.insertAdjacentHTML("afterbegin", overlayHTML);
1417            document.body.appendChild(overlay);
1418        }
1419
1420        window.location = url;
1421    };
1422
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