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}\n"],b||(b=a.slice(0)),Object.freeze(Object.defineProperties(a,{raw:{value:Object.freeze(b)}})));return k=function(){return c},c}var l=e.default.main.withConfig({componentId:"sc-dbb958a6-0"})(k(),h.Z);function m(){return(0,i.Z)(),(0,d.jsxs)(d.Fragment,{children:[(0,d.jsx)(f.Z,{title:"Builtwell Bank Executive Brief | MX",noIndex:!0}),(0,d.jsxs)(l,{children:[(0,d.jsxs)("section",{className:"hero",children:[(0,d.jsx)("div",{className:"hatch",style:{width:"260px",height:"160px",top:"50px",right:"-40px",opacity:.5}}),(0,d.jsx)("div",{className:"pill",style:{width:"240px",height:"46px",top:"130px",right:"140px",transform:"rotate(-8deg)"}}),(0,d.jsx)("div",{className:"pill",style:{width:"150px",height:"36px",bottom:"60px",right:"60px",transform:"rotate(6deg)",opacity:.6}}),(0,d.jsxs)("div",{className:"wrap",children:[(0,d.jsx)("div",{className:"kicker",children:"Builtwell Bank \xb7 Executive Brief"}),(0,d.jsx)("h1",{children:"Builtwell earns more on every relationship than its peers. The opportunity is having more of them."}),(0,d.jsx)("div",{className:"sub",children:"A $2.3 billion Chattanooga community bank with a 4.71% net interest margin, a 45.3% efficie
1ncy ratio, and 65,286 deposit relationships that are each worth roughly $1,434 a year."}),(0,d.jsx)("div",{className:"tagline",children:"MX \xb7 Empowering the world to be financially strong"})]})]}),(0,d.jsx)("section",{className:"block",children:(0,d.jsxs)("div",{className:"wrap",children:[(0,d.jsxs)("div",{id:"case-brief",className:"reveal",children:[(0,d.jsx)("div",{className:"eyebrow",children:"The Case in Brief"}),(0,d.jsx)("h2",{className:"sec",children:"The margin is already won. The next lever is the number of relationships behind it."}),(0,d.jsxs)("p",{className:"body",children:["Builtwell turns a dollar of funding into earnings better than almost anyone in its peer group. Net interest margin runs"," ",(0,d.jsx)("b",{children:"4.71%"})," against a peer 3.82%. The efficiency ratio is"," ",(0,d.jsx)("b",{children:"45.32%"})," against 62.33%. Cost of funding is ",(0,d.jsx)("b",{children:"1.55%"})," ","where peers pay 2.01%, and ",(0,d.jsx)("b",{children:"100%"})," of deposits are relationship money rather than wholesale. All of it says the same thing: a customer is worth more at Builtwell than at the bank down the street."]}),(0,d.jsxs)("p",{className:"body",children:["Which is why the relationship count is the number worth watching. At an average balance of ",(0,d.jsx)("b",{children:"$30,443"})," and that same margin, one deposit relationship carries roughly"," ",(0,d.jsx)("b",{children:"$1,434 a year"})," in net interest income. Over the twelve months ending March 31, 2026, the account base moved from about 66,500 to ",(0,d.jsx)("b",{children:"65,286"})," while core deposits grew ",(0,d.jsx)("b",{children:"0.10%"})," ","against a peer 4.68%. The balance sheet is ready for whatever comes back: at ",(0,d.jsx)("b",{children:"76.55%"})," loan to deposit, there is room to put new money to work."]})]}),(0,d.jsx)("div",{id:"callout-1",className:"reveal",children:(0,d.jsxs)("div",{className:"callout",children:[(0,d.jsx)("div",{className:"k",children:"The core finding"}),(0,d.jsxs)("p",{children:["Builtwell's economics reward relationship volume more than almost any peer in its class. Growing core deposits at the peer rate would represent roughly ",(0,d.jsx)("b",{children:"$91 million"})," in new deposits, which at Builtwell's own margin is about"," ",(0,d.jsx)("b",{children:"$4.3 million a year"})," in net interest income. That counts no fee income, no interchange, and none of the lending it would fund."]})]})}),(0,d.jsx)("div",{id:"quote-1",className:"reveal",children:(0,d.jsxs)("div",{className:"quote",children:[(0,d.jsx)("div",{className:"q",children:"\"make banking better and easier for all of our customers across this expanded footprint\""}),(0,d.jsx)("div",{className:"a",children:"Patti W. Steele, Chairman and CEO, Builtwell Bancorp, on the Bank of Cleveland partnership"})]})})]})}),(0,d.jsx)("section",{className:"block",style:{background:"var(--light)"},children:(0,d.jsx)("div",{className:"wrap",children:(0,d.jsxs)("div",{id:"standing",className:"reveal",children:[(0,d.jsx)("div",{className:"eyebrow",children:"Where Builtwell Stands"}),(0,d.jsx)("h2",{className:"sec",children:"Seven numbers, measured against peers"}),(0,d.jsx)("p",{className:"sec-sub",children:"Regulatory financial data for the period ending March 31, 2026. Peer group is FI Navigator's strategic focus cohort of medium commercial real estate lenders."}),(0,d.jsxs)("table",{className:"snap",children:[(0,d.jsx)("thead",{children:(0,d.jsxs)("tr",{children:[(0,d.jsx)("th",{children:"Metric"}),(0,d.jsx)("th",{className:"r",children:"Builtwell"}),(0,d.jsx)("th",{className:"read",children:"What it signals"})]})}),(0,d.jsxs)("tbody",{children:[(0,d.jsxs)("tr",{children:[(0,d.jsxs)("td",{className:"metric",children:["Net interest margin, tax equivalent",(0,d.jsx)("small",{children:"Peer group: 3.82%"})]}),(0,d.jsx)("td",{className:"val good",children:"4.71%"}),(0,d.jsx)("td",{className:"read",children:"Every deposit dollar earns more here than at a peer bank. This is the multiplier behind the whole model."})]}),(0,d.jsxs)("tr",{children:[(0,d.jsxs)("td",{className:"metric",children:["Efficiency ratio",(0,d.jsx)("small",{children:"Peer group: 62.33%"})]}),(0,d.jsx)("td",{className:"val good",children:"45.32%"}),(0,d.jsx)("td",{className:"read",children:"Already best in class. There is no cost story to tell here, which is why the growth story is the one that matters."})]}),(0,d.jsxs)("tr",{children:[(0,d.jsxs)("td",{className:"metric",children:["Loan to deposit ratio",(0,d.jsx)("small",{children:"Peer group: 81.46%"})]}),(0,d.jsx)("td",{className:"val good",children:"76.55%"}),(0,d.jsx)("td",{className:"read",children:"Funding is ample and liquidity is strong. New relationships can be deployed rather than parked."})]}),(0,d.jsxs)("tr",{children:[(0,d.jsxs)("td",{className:"metric",children:["Core deposit growth, twelve months",(0,d.jsx)("small",{children:"Peer group: 4.68%"})]}),(0,d.jsx)("td",{className:"val bad",children:"0.10%"}),(0,d.jsx)("td",{className:"read",children:"The single largest gap to peers, and the one with the most direct path to earnings."})]}),(0,d.jsxs)("tr",{children:[(0,d.jsxs)("td",{className:"metric",children:["Change in deposit accounts, twelve months",(0,d.jsx)("small",{children:"Peer group: -0.27%"})]}),(0,d.jsx)("td",{className:"val bad",children:"-1.77%"}),(0,d.jsx)("td",{className:"read",children:"About 1,176 relationships. At Builtwell's own margin that is roughly $1.7 million of annual net interest income to win back."})]}),(0,d.jsxs)("tr",{children:[(0,d.jsxs)("td",{className:"metric",children:["Average deposit balance",(0,d.jsx)("small",{children:"Peer group: $45,273"})]}),(0,d.jsx)("td",{className:"val bad",children:"$30,443"}),(0,d.jsx)("td",{className:"read",children:"Room to deepen. Balance per relationship is where primacy shows up on the balance sheet."})]}),(0,d.jsxs)("tr",{children:[(0,d.jsxs)("td",{className:"metric",children:["Mobile banking enrollment",(0,d.jsx)("small",{children:"Peer group: 37.92%"})]}),(0,d.jsx)("td",{className:"val good",children:"53.63%"}),(0,d.jsx)("td",{className:"read",children:"The front door is already open and well ahead of peers. The opportunity is what happens once customers are inside."})]})]})]})]})})}),(0,d.jsx)("section",{className:"block",children:(0,d.jsx)("div",{className:"wrap",children:(0,d.jsxs)("div",{id:"growth-story",className:"reveal",children:[(0,d.jsx)("div",{className:"eyebrow",children:"The Growth Story"}),(0,d.jsx)("h2",{className:"sec",children:"Five levers, one mechanism"}),(0,d.jsx)("p",{className:"sec-sub",children:"All five run on the same thing: clean, categorized transaction data about where a customer's money actually lives, delivered inside the digital experience Builtwell already owns."}),(0,d.jsxs)("div",{className:"levers",children:[(0,d.jsxs)("div",{className:"lev",children:[(0,d.jsx)("div",{className:"num",children:"01 \xb7 Deposits"}),(0,d.jsx)("h4",{children:"Find the paychecks landing somewhere else"}),(0,d.jsx)("p",{children:"Enriched transaction data shows which account holders route payroll elsewhere and which hold balances outside the bank. Those customers get a guided switch inside digital banking rather than a branch form."}),(0,d.jsx)("div",{className:"stat",children:"100% of Builtwell deposits are relationship deposits. No wholesale cushion, so growth has to come from primary relationships."})]}),(0,d.jsxs)("div",{className:"lev",children:[(0,d.jsx)("div",{className:"num",children:"02 \xb7 Loans"}),(0,d.jsx)("h4",{children:"Turn 65,286 account holders into a pipeline"}),(0,d.jsx)("p",{children:"Cash flow, income and obligation data identifies who is carrying a loan elsewhere and who can support one now. Instant account verification shortens funding and reduces application abandonment."}),(0,d.jsxs)("div",{className:"stat",children:["Loan commitments moved ",(0,d.jsx)("b",{children:"-5.55%"}
1)," over the period while peers grew 3.36%, and at 76.55% loan to deposit there is capacity waiting."]})]}),(0,d.jsxs)("div",{className:"lev",children:[(0,d.jsx)("div",{className:"num",children:"03 \xb7 Interchange"}),(0,d.jsx)("h4",{children:"Move recurring spend onto the Builtwell card"}),(0,d.jsx)("p",{children:"Transaction data reveals where card spend and recurring bills go today. Targeted placement inside digital banking moves those payments onto the Builtwell card, lifting interchange and deepening the operating relationship at once."}),(0,d.jsxs)("div",{className:"stat",children:["Noninterest income already runs at ",(0,d.jsx)("b",{children:"0.77%"})," of average earning assets against a peer 0.39%. The card lever compounds a strength."]})]}),(0,d.jsxs)("div",{className:"lev",children:[(0,d.jsx)("div",{className:"num",children:"04 \xb7 Primacy"}),(0,d.jsx)("h4",{children:"Close the balance depth gap"}),(0,d.jsx)("p",{children:"Primacy is not enrollment, it is behavior: direct deposit, bill pay, card on file, and a reason to open the app between paydays. Builtwell already has the enrollment. Depth is the next step."}),(0,d.jsxs)("div",{className:"stat",children:["Mobile enrollment ",(0,d.jsx)("b",{children:"53.63%"})," and online enrollment"," ",(0,d.jsx)("b",{children:"60.23%"}),", both well ahead of peers, while average balance sits ",(0,d.jsx)("b",{children:"33%"})," below the peer figure."]})]}),(0,d.jsxs)("div",{className:"lev",children:[(0,d.jsx)("div",{className:"num",children:"05 \xb7 Longevity"}),(0,d.jsx)("h4",{children:"Hold the relationships the franchise just acquired"}),(0,d.jsx)("p",{children:"Account attrition steepened through the quarters following the Bank of Cleveland integration, the normal pattern for an acquired book. Customers with a direct deposit and an active digital habit behave very differently from passive ones."}),(0,d.jsxs)("div",{className:"stat",children:["Account change by quarter: ",(0,d.jsx)("b",{children:"+0.73%"}),", ",(0,d.jsx)("b",{children:"-0.16%"}),","," ",(0,d.jsx)("b",{children:"-1.25%"}),", ",(0,d.jsx)("b",{children:"-1.52%"}),", ",(0,d.jsx)("b",{children:"-1.77%"})," across the five periods ending March 31, 2026."]})]}),(0,d.jsxs)("div",{className:"lev",style:{background:"var(--light)",borderColor:"transparent"},children:[(0,d.jsx)("div",{className:"num",children:"The through line"}),(0,d.jsx)("h4",{children:"One data layer, five outcomes"}),(0,d.jsx)("p",{children:"Deposits, loans, interchange, primacy and longevity are not five projects. They are five reports off the same enriched data set, delivered through the digital banking platform Builtwell already runs."}),(0,d.jsxs)("div",{className:"stat",children:["MX processes more than ",(0,d.jsx)("b",{children:"150 million"})," transactions a day across 13,000 or more institution and fintech connections."]})]})]})]})})}),(0,d.jsx)("section",{className:"block",style:{background:"var(--light)"},children:(0,d.jsx)("div",{className:"wrap",children:(0,d.jsxs)("div",{id:"roi-section",className:"reveal",children:[(0,d.jsx)("div",{className:"eyebrow",children:"The Model"}),(0,d.jsx)("h2",{className:"sec",children:"One assumption, one published rate"}),(0,d.jsx)("p",{className:"sec-sub",children:"The only variable is how much deposit growth Builtwell believes it can capture. Everything else comes from Builtwell's own reported figures."}),(0,d.jsxs)("div",{className:"strip",children:[(0,d.jsxs)("div",{className:"it",children:[(0,d.jsx)("div",{className:"n gt",children:"$1,434"}),(0,d.jsx)("div",{className:"l",children:"Annual net interest income carried by one average deposit relationship"})]}),(0,d.jsxs)("div",{className:"it",children:[(0,d.jsx)("div",{className:"n gt",children:"$91M"}),(0,d.jsx)("div",{className:"l",children:"Additional deposits if core deposit growth matched the peer rate"})]}),(0,d.jsxs)("div",{className:"it",children:[(0,d.jsx)("div",{className:"n gt",children:"$4.3M"}),(0,d.jsx)("div",{className:"l",children:"Annual net interest income at Builtwell's own reported margin"})]})]}),(0,d.jsx)("p",{className:"body",children:"The arithmetic is simple enough to check without a spreadsheet. 65,286 accounts at an average balance of $30,443 is about $1.99 billion in deposits. Peers grew core deposits 4.68% against Builtwell's 0.10%, and that 4.58 point difference on the deposit base is roughly $91 million. At a 4.71% margin, about $4.3 million a year."}),(0,d.jsxs)("div",{className:"roi",children:[(0,d.jsxs)("div",{className:"roi-card",children:[(0,d.jsx)("h3",{children:"Model Inputs"}),(0,d.jsxs)("div",{className:"assum",children:[(0,d.jsxs)("div",{className:"al",children:["Net interest margin, tax equivalent",(0,d.jsx)("small",{children:"Reported"})]}),(0,d.jsx)("div",{className:"av",children:"4.71%"})]}),(0,d.jsxs)("div",{className:"assum",children:[(0,d.jsxs)("div",{className:"al",children:["Deposit accounts",(0,d.jsx)("small",{children:"Reported"})]}),(0,d.jsx)("div",{className:"av",children:"65,286"})]}),(0,d.jsxs)("div",{className:"assum",children:[(0,d.jsxs)("div",{className:"al",children:["Average deposit balance",(0,d.jsx)("small",{children:"Reported"})]}),(0,d.jsx)("div",{className:"av",children:"$30,443"})]}),(0,d.jsxs)("div",{className:"assum",children:[(0,d.jsxs)("div",{className:"al",children:["Total deposits",(0,d.jsx)("small",{children:"Derived, accounts times average balance"})]}),(0,d.jsx)("div",{className:"av",children:"$1.99B"})]}),(0,d.jsxs)("div",{className:"assum",children:[(0,d.jsxs)("div",{className:"al",children:["Peer core deposit growth",(0,d.jsx)("small",{children:"Reported"})]}),(0,d.jsx)("div",{className:"av",children:"4.68%"})]}),(0,d.jsxs)("div",{className:"assum",children:[(0,d.jsxs)("div",{className:"al",children:["Builtwell core deposit growth",(0,d.jsx)("small",{children:"Reported"})]}),(0,d.jsx)("div",{className:"av",children:"0.10%"})]})]}),(0,d.jsxs)("div",{className:"roi-card res",children:[(0,d.jsx)("h3",{children:"Projected Annual Impact"}),(0,d.jsxs)("div",{className:"big",children:[(0,d.jsx)("div",{className:"n",children:"$4.3M"}),(0,d.jsx)("div",{className:"cap",children:"Annual net interest income from closing the deposit growth gap to the peer rate"})]}),(0,d.jsxs)("div",{className:"rrow",children:[(0,d.jsx)("div",{className:"rl",children:"Winning back the 1,176 relationships that came off the books"}),(0,d.jsx)("div",{className:"rv",children:"$1.7M"})]}),(0,d.jsxs)("div",{className:"rrow",children:[(0,d.jsx)("div",{className:"rl",children:"Matching the peer core deposit growth rate, about $91M"}),(0,d.jsx)("div",{className:"rv",children:"$4.3M"})]}),(0,d.jsxs)("div",{className:"rrow",children:[(0,d.jsx)("div",{className:"rl",children:"Peer rate plus a 5% deepening of existing balances, about $190M"}),(0,d.jsx)("div",{className:"rv",children:"$9.0M"})]})]})]}),(0,d.jsx)("div",{id:"callout-conservative",className:"reveal",children:(0,d.jsxs)("div",{className:"callout",style:{background:"#fff"},children:[(0,d.jsx)("div",{className:"k",children:"Why this number is conservative"}),(0,d.jsx)("p",{children:"The model counts no fee income, no interchange, and no compounding from the lending that new funding supports. It credits nothing to the loan, card and retention levers above. Where it may run ahead of itself: at 76.55% loan to deposit, a marginal deposit dollar is not immediately deployed at the full portfolio margin, so the near term figure is lower and rises as that dollar funds loans."})]})})]})})}),(0,d.jsx)("section",{className:"block",children:(0,d.jsx)("div",{className:"wrap",children:(0,d.jsxs)("div",{id:"proof",className:"reveal",children:[(0,d.jsx)("div",{className:"eyebrow",children:"Published Results"}),(0,d.jsx)("h2",{className:"sec",children:"The same mechanism, at other institutions"}),(0,d.jsx)("p",{className:"sec-sub",children:"Every figure below is published and attributable. These are client outcomes, not projections for Builtwell."}),(0,d.jsxs)("div",{className:"cases",children:[(0,d.jsxs)("div",{className:"case",children:[(0,d.jsx)("span",{className:"tag blue",children:"Deposits"}
1),(0,d.jsx)("div",{className:"fig gt",children:"40x"}),(0,d.jsx)("div",{className:"who",children:"Global Credit Union"}),(0,d.jsx)("div",{className:"body",children:"Increase in direct deposits added within 72 hours of implementing MX Direct Deposit. Insights identified members holding deposits elsewhere, and the switch happened inside digital banking rather than at a branch."}),(0,d.jsx)("div",{className:"rel",children:"Maps to Builtwell: with 100% relationship funding and 0.10% core deposit growth, the fastest available deposit dollar is the paycheck already belonging to an existing customer."}),(0,d.jsx)("div",{className:"src",children:"Source: MX Technologies news release, March 6, 2025"})]}),(0,d.jsxs)("div",{className:"case",children:[(0,d.jsx)("span",{className:"tag purple",children:"Interchange"}),(0,d.jsx)("div",{className:"fig gt",children:"$1.5M"}),(0,d.jsx)("div",{className:"who",children:"Global Credit Union"}),(0,d.jsx)("div",{className:"body",children:"Annual recurring revenue from a roughly four month card campaign, plus more than 1,700 new card accounts. Targeted messaging inside mobile banking prompted cardholders to move recurring bills onto the card."}),(0,d.jsx)("div",{className:"rel",children:"Maps to Builtwell: n
1oninterest income is already a strength at roughly double the peer rate, and card spend is the one revenue line that grows without adding a dollar of balance sheet."}),(0,d.jsx)("div",{className:"src",children:"Source: MX client case study, mx.com"})]}),(0,d.jsxs)("div",{className:"case",children:[(0,d.jsx)("span",{className:"tag teal",children:"Primacy and longevity"}),(0,d.jsx)("div",{className:"fig gt",children:"15%"}),(0,d.jsx)("div",{className:"who",children:"Mercantile Bank"}),(0,d.jsx)("div",{className:"body",children:"Consumers who consistently viewed MX Insights held approximately 15% higher deposit balances and opened new deposit accounts at twice the rate of those who did not. They were also twice as likely to return within a day, 46% against 23%."}),(0,d.jsx)("div",{className:"rel",children:"Maps to Builtwell: average balance runs 33% below peers and the acquired book is in its most vulnerable period. Depth and return frequency are the two behaviors in question."}),(0,d.jsx)("div",{className:"src",children:"Source: MX client case study, mx.com"})]})]}),(0,d.jsx)("div",{className:"darkband",children:(0,d.jsxs)("div",{className:"lead",children:["Builtwell has already built the hard part: a"," ",(0,d.jsx)("em",{children:"4.71% margin"}),", a ",(0,d.jsx)("em",{children:"45% efficiency ratio"})," and a digital channel ahead of its peers. What is left is the part data solves, which is"," ",(0,d.jsx)("em",{children:"knowing which customer to talk to, about what, and when"}),"."]})})]})})}),(0,d.jsx)("section",{className:"block",style:{background:"var(--light)"},children:(0,d.jsx)("div",{className:"wrap",children:(0,d.jsxs)("div",{id:"fit",className:"reveal",children:[(0,d.jsx)("div",{className:"eyebrow",children:"Stack Fit"}),(0,d.jsx)("h2",{className:"sec",children:"A layer on the stack, not a replacement for it"}),(0,d.jsx)("p",{className:"body",children:"MX operates as a data layer inside the digital banking experience Builtwell already runs. No core conversion, no platform migration, no change to the card program, no new front end for customers to learn. Builtwell is roughly four years into its current mobile banking vendor relationship against a peer average closer to nine, so the only project worth considering right now is one that adds capability rather than replacing a platform."}),(0,d.jsxs)("div",{className:"stack",children:[(0,d.jsxs)("div",{className:"chip",children:[(0,d.jsx)("b",{children:"Core processing"}),(0,d.jsx)("span",{children:"Unchanged. No conversion and no data migration"})]}),(0,d.jsxs)("div",{className:"chip",children:[(0,d.jsx)("b",{children:"Retail digital"}),(0,d.jsx)("span",{children:"Your existing platform, with MX running as an embedded layer"})]}),(0,d.jsxs)("div",{className:"chip",children:[(0,d.jsx)("b",{children:"Business digital"}),(0,d.jsx)("span",{children:"Unchanged, with Autobooks already handling invoicing"})]}),(0,d.jsxs)("div",{className:"chip",children:[(0,d.jsx)("b",{children:"Card program"}),(0,d.jsx)("span",{children:"Mastercard issued through Velera, untouched"})]}),(0,d.jsxs)("div",{className:"chip",children:[(0,d.jsx)("b",{children:"Lending systems"}),(0,d.jsx)("span",{children:"ICE Encompass for mortgage, Finastra for consumer"})]}),(0,d.jsxs)("div",{className:"chip",children:[(0,d.jsx)("b",{children:"Customer view"}),(0,d.jsx)("span",{children:"Your existing CRM, fed by enriched transaction data"})]})]}),(0,d.jsxs)("div",{className:"callout",style:{background:"#fff"},children:[(0,d.jsx)("div",{className:"k",children:"Why this is low risk right now"}),(0,d.jsx)("p",{children:"Nine acquisitions sit in Builtwell's history, the most recent closing in 2025, and acquired customer records rarely arrive clean. Cleansed transaction data is what makes a single view of a customer possible across books that were never designed to talk to each other. That work pays off in all five levers, and it does not wait on a core roadmap."})]})]})})}),(0,d.jsx)("section",{className:"ctaband",id:"next",children:(0,d.jsx)("div",{className:"wrap inner",children:(0,d.jsxs)("div",{id:"cta",className:"reveal",children:[(0,d.jsx)("div",{className:"eyebrow",children:"Next Steps"}),(0,d.jsx)("h2",{children:"Let's replace these estimates with your actual numbers."}),(0,d.jsxs)("div",{className:"steps",children:[(0,d.jsxs)("div",{className:"step",children:[(0,d.jsx)("div",{className:"sn",children:"1"}),(0,d.jsx)("div",{children:"A 30 minute working session to run this model against your real deposit mix, balances and account trends."})]}),(0,d.jsxs)("div",{className:"step",children:[(0,d.jsx)("div",{className:"sn",children:"2"}),(0,d.jsx)("div",{children:"A walkthrough of Insights and Direct Deposit switching inside your existing digital banking experience."})]}),(0,d.jsxs)("div",{className:"step",children:[(0,d.jsx)("div",{className:"sn",children:"3"}),(0,d.jsx)("div",{children:"A phased plan sequenced around the integration calendar, starting with the acquired book."})]})]}
1),(0,d.jsxs)(j.Z,{children:[(0,d.jsx)("p",{children:"Thank you for reading this far. I would enjoy the chance to sit down with you and your team, hear where you want to take Builtwell over the next few years, and go deeper on any of this. If there is a better place to start than deposits, I would like to hear that too."}),(0,d.jsxs)("p",{children:["You can reach me any time at"," ",(0,d.jsx)("a",{href:"mailto:[email protected]",children:"[email protected]"}),"."]})]})]})})})]}),(0,d.jsx)(g.Z,{})]})}}},function(a){a.O(0,[7080,19899,85089,49774,92888,40179],function(){return a(a.s=58579)}),_N_E=a.O()}])
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.