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77margin-top: 1px;vertical-align: bottom;visibility: hidden;padding-bottom: 4px;}.hlSpacer a { color: #777777;font-size: 13px;}#rss-block .headlineText .hlSpacer a:hover {text-decoration: underline !important;}.headlineText .hlSpacer {visibility:hidden;}.headlineText:hover .hlSpacer {visibility: visible;} .title .timestamp {font-size: 0.7em; padding: 8px 0px 2px 0;} @media (max-width: 1200px) {.headlineText .hlSpacer {height: 16px;visibility: visible;margin-top: 10px;vertical-align: bottom;padding-bottom: 30px;}.hlSpacer a {color: #777777;font-size: 13px;}#rss-block .headlineText .hlSpacer a:hover {text-decoration: underline !important;}.headlineText:hover .hlSpacer {visibility: visible;} .headlineText .description{ font-size: 1.1em;line-height: 4vw; }}table {border: 2px solid #dce0e4;width: 100%;margin-bottom: 1rem;background-color: transparent;border-collapse: collapse;border-top-left-radius: 5px !important;border-top-right-radius: 5px !important;border-left: 0px !important;}table th, td {padding: 15px;text-align: left;border-left: 1px solid #d3e4d3; 78 border-top: 1px solid #d3e4d3;}table > thead, .text-content table thead th>font, .text-content table thead th>span { 79 color: #47B3E6!important;border-left: 0px solid;}.text-content table td { 80 position: initial;}.lp .menu-wrap .insurance-list > a, .lp .menu-wrap > li > a { 81 color: #2bb6f7;}@media (max-width: 767px) { 82 .lp .menu-wrap .insurance-list > a, .lp .menu-wrap > li > a {color: #ffffff;}}.lp .mobile-menu.open svg path, .lp .mobile-menu.open svg line { 83 stroke: #ffffff;}.head-wrap .header .logo svg {width: 100%;height: 0%;}.footer-wrap h4 {margin-bottom: 20px;}.footer-wrap .list-inline.social li {display: inline-block;font-size: 26px;padding: 0px 8px;margin-right: 0.625em;}.footer-wrap p {color: #fff;font-size: 16px;} 84 select.form-control:not([size]):not([multiple]) {height: auto !important} 85 86 </style> 87 88 89 <style type="text/css"> 90 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918 -ms-user-select: none; 919 user-select: none; 920 border: 0 solid transparent; 921 padding: 0.5rem 0.5rem; 922 923 line-height: 1.25; 924 border-radius: 25px; 925 -webkit-transition: all 0.15s ease-in-out; 926 -o-transition: all 0.15s ease-in-out; 927 transition: all 0.15s ease-in-out; 928 } 929 .btn-get-quotes2 { 930 background: linear-gradient(rgb(99 190 235) 0%, rgb(67 127 177) 100%)!important; 931 width: auto!important; 932 cursor:pointer; 933 } 934 @media (min-width: 769px) { 935 .btn-get-quotes2 { 936 font-size: 1.8vw!important; 937 } 938 } 939 @media (max-width: 768px) { 940 .accordion-item h3 { 941 line-height: 1.2 !important; 942 } 943 .form-margin{ 944 margin-top: 30px !important;; 945 } 946 .banner-grid { 947 grid-template-columns: auto; 948 } 949 .banner-grid__btn, 950 .banner-grid__header, 951 .banner-grid__paragraph { 952 grid-column: 1; 953 grid-row: 2; 954 } 955 956 .banner-grid__header { 957 grid-row: 1; 958 } 959 960 .banner-grid__paragraph { 961 grid-row: 3; 962 } 963 } 964 965 </style> 966 <div class="container" style="position: relative"> 967 968 <div class="row justify-content-center post"> 969 970 <div class="col-xl-7 col-lg-9 col-12" itemprop="mainEntityOfPage"> 971 <h1 itemprop="headline" style="text-shadow: 1px 1px black; color: #ffffff; font-family: Trebuchet MS;"> 972 Tobacco Shop Insurance: Cost & Quotes </h1> 973 <p style="color: #ffffff"> 974 </p> 975 </div> 976 </div> 977 978 <div class="row justify-content-center"> 979 <div class="col-xl-7 col-lg-9 col-12"> 980 <form class="form-container" method="get"> 981 <input id="leadid_token_1" name="universal_leadid" type="hidden" value="" /> 982 <div> 983 <input type="hidden" name="insurance_type" value="business"> 984 <div class="form-margin" style="margin-top:20px!important"> 985 <input type="hidden" name="insurance_type" value="business"> 986 <input id="uri_pages" value="small-business-insurance" type="hidden"> 987 988 <button type="submit" class="btn btn-get-quotes mt-lg--7vh" style="background: linear-gradient(rgb(40, 173, 239) 0%, rgb(19, 91, 150) 100%)!important; 989 width: auto!important;width: auto!important; 990 line-height: 1.5!important; 991 height: auto; 992 border-radius: 20px; 993 max-width: none!important; 994 font-size: 20px!important; 995 padding: 5px 5px!important;"> 996 997 <span>Get Quotes Now <img class="b-lazy b-loaded" width="42" height="23" alt="icon" src="/wp-content/uploads/2023/02/button-icon.svg"> </span> 998 </button> 999 1000 <div> 1001 <a href="tel:+1-8669293479" class="button-style btn-get-quotes4 btn2" style="5px 10px!important; 1002 border-radius: 20px; 1003 line-height: 1.5!important; 1004 height: auto;font-size: 18px!important;"> 1005 Speak with a representative <span><br>+1-8669293479</span> <i class="fa fa-phone" aria-hidden="true"></i> 1006 </a> 1007 </div> 1008 1009 </div> 1010 1011 </div> 1012 </form> 1013 </div> 1014 </div> 1015 1016</div> 1017</div> 1018<!-- here the code for table of content --> 1019<section class="text-wrap border-btm"> 1020 <div class="container"> 1021 <div class="post"> 1022 <!-- here the code for advertisement text --> 1023 <style> 1024 .collaboration-section .container{ 1025 max-width: 75%; 1026 } 1027 .collaboration-section .container p{ 1028 margin-bottom: 0px; 1029 font-size: 24px; 1030 line-height: 32px; 1031 text-align: center; 1032 font-weight: 600; 1033 color:#333; 1034 } 1035 .open-ad--popup span{ 1036 color: #2bb6f7; 1037 text-decoration: underline; 1038 font-weight: bold; 1039 line-height: normal; 1040 cursor: pointer; 1041 } 1042 .single-ad--section { 1043 position: absolute; 1044 top: 100%; 1045 transform: translateX(0%); 1046 left: 0%; 1047 z-index: 1000; 1048 width: 100%; 1049 max-width: 60%; 1050 margin: auto; 1051 z-index: 999; 1052 margin-top: 0px; 1053 display: none; 1054 } 1055 .single-ad--section .single-ad--section-inner { 1056 background: #fff; 1057 border-radius: 0; 1058 position: relative; 1059 background-color: #fff; 1060 border: 1px solid #b1b3b5; 1061 padding: .5rem 1rem; 1062 -webkit-box-shadow: 0 4px 8px 0 rgba(100, 102, 106, .15), 0 8px 16px 0 rgba(100, 102, 106, .33); 1063 box-shadow: 0 4px 8px 0 rgba(100, 102, 106, .15), 0 8px 16px 0 rgba(100, 102, 106, .33); 1064 } 1065 .single-ad--section .single-ad--section-inner h3{ 1066 color: #2bb6f7; 1067 font-size: 28px; 1068 font-style: normal; 1069 text-align:left; 1070 } 1071 .single-ad--section .single-ad--section-inner p{ 1072 color: #000; 1073 text-align: left;
1074 line-height: 26px; 1075 font-size: 16px; 1076 margin-bottom:10px; 1077 } 1078 .single-ad--section .single-ad--section-inner p:last-child{ 1079 margin-bottom: 0px; 1080 } 1081 .single-ad--section .single-ad--section-inner p a{ 1082 font-weight:bold; 1083 } 1084 .single-adver { 1085 position: relative; 1086 } 1087 span.angle-top { 1088 pointer-events: none; 1089 bottom: 100%; 1090 position: absolute; 1091 font-size: 30px; 1092 display: block; 1093 width: 22px !important; 1094 height: 22px !important; 1095 top: 0px; 1096 transform: translateX(-50%); 1097 left: 15%; 1098 } 1099 span.angle-top:before { 1100 position: absolute; 1101 content: ""; 1102 border: 11px solid hsla(0, 0%, 100%, 0); 1103 border-bottom-color: #b1b3b5; 1104 margin-left: -1px; 1105 } 1106 span.angle-top:after { 1107 position: absolute; 1108 content: ""; 1109 border: 10px solid transparent; 1110 border-bottom-color: #fff; 1111 margin-top: 2px; 1112 } 1113 @media (max-width: 767px) { 1114 .post .content ol li, .post .content ul li{ 1115 font-size: 4.3vw !important; 1116 line-height: 7vw !important; 1117 } 1118 .single-ad--section .single-ad--section-inner p{ 1119 line-height: 22px !important; 1120 font-size: 14px !important; 1121 margin-bottom: 10px !important; 1122 } 1123 .single-ad--section{ 1124 max-width: 100%; 1125 } 1126 .single-ad--section .single-ad--section-inner h3{ 1127 font-size: 24px; 1128 } 1129 } 1130 </style> 1131 <div class="single-adver"> 1132 <div class="open-ad--popup"> 1133 <span class="single-open--pupup">Advertiser disclosure</span> 1134 </div> 1135 <div class="single-ad--section" id="single-ad--section-popup"> 1136 <span class="angle-top"></span> 1137 <div class="single-ad--section-inner"> 1138 <h3>Your trust matters to us. Always.</h3> 1139 <p>We believe everyone deserves access to clear, honest, and unbiased information when it comes to insurance decisions. While we don’t include every provider or product available, we work hard to offer guidance that’s well-researched, accurate, and helpful completely free of charge.</p> 1140 <p>So how do we keep the lights on? We may earn compensation from some of the companies we feature or link to. This can influence which products appear and where they’re placed on our site. However, it doesn’t affect our editorial standards. Our reviews and recommendations are based on thorough research, real-world insights, and a commitment to helping you make informed choices. No partner can pay to receive a favorable review.</p> 1141 </div> 1142 </div> 1143 </div> 1144
1144<script> 1145 document.addEventListener('DOMContentLoaded', function () { 1146 const adSection = document.getElementById('single-ad--section-popup'); 1147 const adBtn = document.querySelector('.single-open--pupup'); 1148 1149 // Toggle dropdown visibility 1150 adBtn.addEventListener('click', function (event) { 1151 event.stopPropagation(); // Prevent click from bubbling up to document 1152 const isVisible = adSection.style.display === 'block'; 1153 adSection.style.display = isVisible ? 'none' : 'block'; 1154 }); 1155 1156 // Close dropdown when clicking outside 1157 document.addEventListener('click', function (event) { 1158 if (!adSection.contains(event.target) && !adBtn.contains(event.target)) { 1159 adSection.style.display = 'none'; 1160 } 1161 }); 1162 1163 // Close dropdown with Escape key 1164 document.addEventListener('keydown', function (event) { 1165 if (event.key === 'Escape' && adSection.style.display === 'block') { 1166 adSection.style.display = 'none'; 1167 } 1168 }); 1169 }); 1170 </script>
1170 1171 <div class="content" style="padding-top: 0px !important;"> 1172 <!--noindex--><div class="lwptoc lwptoc-autoWidth lwptoc-baseItems lwptoc-light lwptoc-notInherit" data-smooth-scroll="1" data-smooth-scroll-offset="24"><div class="lwptoc_i"> <div class="lwptoc_header"> 1173 <b class="lwptoc_title">Table of contents</b> <span class="lwptoc_toggle"> 1174 <a href="#" class="lwptoc_toggle_label" data-label="show">hide</a> </span> 1175 </div> 1176<div class="lwptoc_items lwptoc_items-visible"> 1177 <div class="lwptoc_itemWrap"><div class="lwptoc_item"> <a href="#Tobacco_Shop_Insurance" rel="nofollow"> 1178 <span class="lwptoc_item_number">1</span> 1179 <span class="lwptoc_item_label">Tobacco Shop Insurance</span> 1180 </a> 1181 </div><div class="lwptoc_item"> <a href="#Tobacco_Store_Insurance" rel="nofollow"> 1182 <span class="lwptoc_item_number">2</span> 1183 <span class="lwptoc_item_label">Tobacco Store Insurance</span> 1184 </a> 1185 </div><div class="lwptoc_item"> <a href="#Tobacco_Shop_Insurance_Cost" rel="nofollow"> 1186 <span class="lwptoc_item_number">3</span> 1187 <span class="lwptoc_item_label">Tobacco Shop Insurance Cost</span> 1188 </a> 1189 </div><div class="lwptoc_item"> <a href="#Factors_That_Affect_Cost" rel="nofollow"> 1190 <span class="lwptoc_item_number">4</span> 1191 <span class="lwptoc_item_label">Factors That Affect Cost</span> 1192 </a> 1193 </div><div class="lwptoc_item"> <a href="#Insurance_for_Smoke_Shops" rel="nofollow"> 1194 <span class="lwptoc_item_number">5</span> 1195 <span class="lwptoc_item_label">Insurance for Smoke Shops</span> 1196 </a> 1197 <div class="lwptoc_itemWrap"><div class="lwptoc_item"> <a href="#Coverage_Requirements" rel="nofollow"> 1198 <span class="lwptoc_item_number">5.1</span> 1199 <span class="lwptoc_item_label">Coverage Requirements</span> 1200 </a> 1201 </div></div></div><div class="lwptoc_item"> <a href="#Tobbaco_Shop_Insurance_Cost" rel="nofollow"> 1202 <span class="lwptoc_item_number">6</span> 1203 <span class="lwptoc_item_label">Tobbaco Shop Insurance Cost</span> 1204 </a> 1205 <div class="lwptoc_itemWrap"><div class="lwptoc_item"> <a href="#Help_others_make_better_decisions" rel="nofollow"> 1206 <span class="lwptoc_item_number">6.1</span> 1207 <span class="lwptoc_item_label">Help others make better decisions</span> 1208 </a> 1209 </div></div></div><div class="lwptoc_item"> <a href="#Best_Smoke_Shop_Insurance_Companies" rel="nofollow"> 1210 <span class="lwptoc_item_number">7</span> 1211 <span class="lwptoc_item_label">Best Smoke Shop Insurance Companies</span> 1212 </a> 1213 <div class="lwptoc_itemWrap"><div class="lwptoc_item"> <a href="#Allstate" rel="nofollow"> 1214 <span class="lwptoc_item_number">7.1</span> 1215 <span class="lwptoc_item_label">Allstate</span> 1216 </a> 1217 <div class="lwptoc_itemWrap"><div class="lwptoc_item"> <a href="#Pros" rel="nofollow"> 1218 <span class="lwptoc_item_number">7.1.1</span> 1219 <span class="lwptoc_item_label">Pros:</span> 1220 </a> 1221 </div><div class="lwptoc_item"> <a href="#Cons" rel="nofollow"> 1222 <span class="lwptoc_item_number">7.1.2</span> 1223 <span class="lwptoc_item_label">Cons:</span> 1224 </a> 1225 </div></div></div><div class="lwptoc_item"> <a href="#Nationwide" rel="nofollow"> 1226 <span class="lwptoc_item_number">7.2</span> 1227 <span class="lwptoc_item_label">Nationwide</span> 1228 </a> 1229 </div><div class="lwptoc_item"> <a href="#3_Progressive_Commercial" rel="nofollow"> 1230 <span class="lwptoc_item_number">7.3</span> 1231 <span class="lwptoc_item_label">3. Progressive Commercial</span> 1232 </a> 1233 <div class="lwptoc_itemWrap"><div class="lwptoc_item"> <a href="#Pros1" rel="nofollow">
1234 <span class="lwptoc_item_number">7.3.1</span> 1235 <span class="lwptoc_item_label">Pros:</span> 1236 </a> 1237 </div><div class="lwptoc_item"> <a href="#Cons1" rel="nofollow"> 1238 <span class="lwptoc_item_number">7.3.2</span> 1239 <span class="lwptoc_item_label">Cons:</span> 1240 </a> 1241 </div></div></div><div class="lwptoc_item"> <a href="#The_Hartford" rel="nofollow"> 1242 <span class="lwptoc_item_number">7.4</span> 1243 <span class="lwptoc_item_label">The Hartford</span> 1244 </a> 1245 </div><div class="lwptoc_item"> <a href="#Pros2" rel="nofollow"> 1246 <span class="lwptoc_item_number">7.5</span> 1247 <span class="lwptoc_item_label">Pros:</span> 1248 </a> 1249 </div><div class="lwptoc_item"> <a href="#Cons2" rel="nofollow"> 1250 <span class="lwptoc_item_number">7.6</span> 1251 <span class="lwptoc_item_label">Cons:</span> 1252 </a> 1253 </div><div class="lwptoc_item"> <a href="#Hiscox" rel="nofollow"> 1254 <span class="lwptoc_item_number">7.7</span> 1255 <span class="lwptoc_item_label">Hiscox</span> 1256 </a> 1257 </div><div class="lwptoc_item"> <a href="#Cons3" rel="nofollow"> 1258 <span class="lwptoc_item_number">7.8</span> 1259 <span class="lwptoc_item_label">Cons:</span> 1260 </a> 1261 </div></div></div></div></div> 1262</div></div><!--/noindex--> <style> 1263 .toc-icon { 1264 background-image: url('data:image/svg+xml;base64,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'); 1265 width: 1.7rem; 1266 height: 1.7rem; 1267 float: left; 1268 background-size: contain; 1269 background-repeat: no-repeat; 1270 margin-right: 20px; 1271 } 1272 .lwptoc_i { 1273 border: 1px solid #797979; 1274 width: 100%; 1275 overflow: hidden; 1276 padding: 1rem; 1277 margin-top: 20px; 1278 background: #f9f9f9; 1279 } 1280 .lwptoc_toggle{ 1281 cursor: pointer; 1282 } 1283 .lwptoc_items { 1284 padding: 0 20px; 1285 max-height: 0; 1286 overflow: hidden; 1287 will-change: max-height; 1288 transition: all 0.5s ease-out; 1289 color: #f1f1f1; 1290 opacity: 0; 1291 } 1292 .show .lwptoc_items { 1293 opacity: 1; 1294 display: inline; 1295 } 1296 </style> 1297 1298 1299 </div> 1300 1301 </div> 1302 </div> 1303</section> 1304<!-- here the code for table of content --> 1305 1306<div class="text-wrap border-btm"><div class="container"><div class="text-content breadcrumbs" itemscope itemtype="http://schema.org/BreadcrumbList"><p class="breadcrumbs"><span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="https://www.insuranks.com/" itemprop="item"><span itemprop="name">Home</span></a><meta itemprop="position" content="1" /></span><span>
1306 › </span><span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="https://www.insuranks.com/cheap-business-insurance-quotes" itemprop="item"><span itemprop="name">Business Insurance</span></a><meta itemprop="position" content="2" /></span><span> › </span><span class="current">Tobacco Shop Insurance: Cost & Quotes</span></p></div></div></div> 1307<!-- Author Box --> 1308<section class="author-box"> 1309 <div class="container"> 1310 <div class="date-meta"> 1311 Updated: March 27, 2025 . 7 min read 1312 </div> 1313 <div class="author-box-header"> 1314 <div class="author-avatar"> 1315 <a href="https://www.insuranks.com/author/ofir-sahar"> 1316 <img alt='' src='https://secure.gravatar.com/avatar/308b4fe29e3f45304037f85d3e94e8557a7d545ac53e8ad17d1b88c230080c2d?s=37&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/308b4fe29e3f45304037f85d3e94e8557a7d545ac53e8ad17d1b88c230080c2d?s=74&d=mm&r=g 2x' class='avatar avatar-37 photo' height='37' width='37' decoding='async'/> </a> 1317 </div> 1318 <div class="author-header-details"> 1319 <h4> 1320 <span class="written-by">Written by </span> 1321 <a href="https://www.insuranks.com/author/ofir-sahar" class="author-name"> 1322 Ofir Sahar </a> 1323 </h4> 1324 <div class="author-experties"> 1325 <span>CEO & Founder</span> 1326 <button class="author-info-icon" aria-label="Toggle author info"> 1327 <svg viewBox="0 0 24 24" aria-hidden="true" class="_2ulGkX" fill="currentcolor" focusable="false"> 1328 <path d="M12 15.387c-.645 0-1.129.524-1.129 1.13 0 .644.484 1.128 1.129 1.128.605 0 1.129-.484 1.129-1.129 0-.605-.524-1.129-1.129-1.129zm.282-.968a.466.466 0 00.484-.484c0-1.733 3.145-1.612 3.145-4.314 0-2.056-1.854-3.266-3.951-3.266-1.815 0-2.823.726-3.67 1.814-.161.242-.12.525.121.686l.524.403c.202.121.484.08.646-.12.604-.767 1.21-1.17 2.379-1.17 1.613 0 2.338.847 2.338 1.653 0 1.734-3.145 1.492-3.145 4.314a.49.49 0 00.484.484h.645zM12 3.29c4.758 0 8.71 3.912 8.71 8.71A8.7 8.7 0 0112 20.71 8.673 8.673 0 013.29 12 8.699 8.699 0 0112 3.29zM12 2C6.476 2 2 6.516 2 12c0 5.524 4.476 10 10 10 5.484 0 10-4.476 10-10 0-5.484-4.516-10-10-10z"></path> 1329 </svg> 1330 </button> 1331 </div> 1332 </div> 1333 </div> 1334 <!-- Dropdown for Author Details --> 1335 <div class="author-dropdown" id="authorDropdown"> 1336 <div class="author-dropdown-content"> 1337 <div class="author-box-content"> 1338 <div class="author-header"> 1339 <div class="author-avatar"> 1340 <img alt='' src='https://secure.gravatar.com/avatar/308b4fe29e3f45304037f85d3e94e8557a7d545ac53e8ad17d1b88c230080c2d?s=55&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/308b4fe29e3f45304037f85d3e94e8557a7d545ac53e8ad17d1b88c230080c2d?s=110&d=mm&r=g 2x' class='avatar avatar-55 photo' height='55' width='55' decoding='async'/> </div> 1341 <div class="author-details-header"> 1342 <h3> 1343 <a href="https://www.insuranks.com/author/ofir-sahar"> 1344 Ofir Sahar </a> 1345 </h3> 1346 <p class="author-role">CEO & Founder</p> 1347 </div> 1348 </div> 1349 <div class="author-details-footer"> 1350 <div class="author-expertise"> 1351 <span class="expertise-label">Expertise</span> 1352 <ul> 1353 <li>Insurance</li> 1354 </ul> 1355 </div> 1356 <p class="author-description"> 1357 Ofir is the founder and CEO of Insuranks. He established Insuranks in 2019 from scratch and has been running educational... </p> 1358 <div class="author-links"> 1359 <a href="https://www.insuranks.com/author/ofir-sahar" class="see-full-bio">See full bio</a> 1360 <div class="author-social-links"> 1361 <ul> 1362 </ul> 1363 </div> 1364 </div> 1365 </div> 1366 </div> 1367 </div> 1368 </div> 1369<!-- Post Note --> 1370<div class="single-post--note"> 1371<p>Some of the products on this page come from partners who may compensate us when you click on their links or take specific actions. This helps us keep our content free. That said, our opinions are our own and based on independent analysis.</p> 1372</div> 1373</div> 1374</section> 1375 1376<style> 1377.single-post--note { 1378 max-width: 77%; 1379 margin-left: auto; 1380 margin-right: auto; 1381 background: #f7f7f7; 1382 padding: 0.5rem; 1383 margin-top: 40px; 1384} 1385.single-post--note p{ 1386font-size: 14px; 1387 line-height: 18px; 1388 font-weight: 300; 1389 color: #64666a; 1390} 1391 .date-meta { 1392 max-width: 77%; 1393 margin: auto; 1394 margin-bottom: 10px; 1395 } 1396 .author-box { 1397 margin-top: 40px; 1398 position: relative; 1399 } 1400 .container { 1401 max-width: 1200px; 1402 margin: 0 auto; 1403 padding: 0 20px; 1404 } 1405 .author-box-header { 1406 display: flex; 1407 align-items: center; 1408 gap: 10px; 1409 max-width: 77%; 1410 margin: auto; 1411 position: relative; 1412 } 1413 .author-box-header .author-avatar img { 1414 width: 37px; 1415 height: 37px; 1416 border-radius: 50%; 1417 } 1418 .author-header-details h4 { 1419 margin-bottom: 0; 1420 } 1421 .written-by { 1422 font-size: 0.875rem; 1423 color: #666; 1424 } 1425 .author-box-header .author-name { 1426 font-size: 0.875rem; 1427 color: #0073aa; 1428 text-decoration: none; 1429 } 1430 .author-box-header .author-name:hover { 1431 text-decoration: underline; 1432 } 1433 .author-experties { 1434 display: flex; 1435 align-items: center; 1436 gap: 5px; 1437 } 1438 .author-experties span { 1439 font-size: 0.875rem; 1440 color: #666; 1441 } 1442 .author-info-icon { 1443 background: none; 1444 border: none; 1445 cursor: pointer; 1446 padding: 0; 1447 display: inline-flex; 1448 align-items: center; 1449 } 1450 .author-info-icon svg { 1451 width: 16px; 1452 height: 16px; 1453 } 1454 .author-info-icon:hover svg { 1455 fill: #005bb5; 1456 } 1457 1458 /* Dropdown Styles */ 1459 .author-dropdown { 1460 display: none; 1461 position: absolute; 1462 top: 42%; 1463 left: 31%; 1464 transform: translateX(-50%); 1465 z-index: 1000; 1466 width: 100%; 1467 max-width: 317px; 1468 margin-top: 0px; 1469 } 1470 .author-dropdown-content { 1471 background: #fff; 1472 border-radius: 8px; 1473 box-shadow: 0 4px 8px rgba(0, 0, 0, 0.2); 1474 position: relative; 1475 } 1476 .author-dropdown-content::before { 1477 content: ''; 1478 position: absolute; 1479 top: -10px; 1480 left: 50%; 1481 transform: translateX(-50%); 1482 border-left: 10px solid transparent; 1483 border-right: 10px solid transparent; 1484 border-bottom: 10px solid #fff; 1485 } 1486 @media (min-width: 768px) { 1487 .author-dropdown-content::before { 1488 left: auto;
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1663 1664<section class="text-wrap"> 1665 <div class="container"> 1666 <div class="post"> 1667 <div class="content" style="padding-top:0px !important;"> 1668 <div itemprop="articleBody"> 1669 <?xml encoding="UTF-8"><div class="text-wrap border-btm"><p><span style="font-weight: 400;"></span></p></div><div class="text-wrap border-btm"> 1670<p><span style="font-weight: 400;">Each business has its unique set of risks and exposure. It is for this reason that running a tobacco shop needs tobacco shop insurance. It also comes as a tobacco certificate of insurance.</span></p> 1671<p><span style="font-weight: 400;">Tobacco shop insurance</span><span style="font-weight: 400;"> protects owners of tobacco shops from various threats, including damages to assets or property, liability claims, and loss of business income. </span><span style="font-weight: 400;">This article features </span><a href="https://www.insuranks.com/tobacco-shop-insurance" rel="noopener"><span style="font-weight: 400;">tobacco insurance</span></a><span style="font-weight: 400;">, the types of coverage needed, and the cost of the various policies.</span></p> 1672<h2><span id="Tobacco_Shop_Insurance"><span style="font-weight: 400;">Tobacco Shop Insurance</span></span></h2> 1673<p><span style="font-weight: 400;">It includes a variety of coverage to protect the retailers of cigars, cigarettes and vaping products. This niche insurance is critical when it comes to the operating risks that the tobacco business entails.</span></p> 1674<p><span style="font-weight: 400;">Important Aspects</span></p> 1675<p><span style="font-weight: 400;">Tobacco Shop Insurance includes the following:</span></p> 1676<ul> 1677<li><a href="https://www.insuranks.com/how-much-is-general-liability-insurance-cost" rel="noopener"><b>General Liability Insurance</b></a><span style="font-weight: 400;">: Pays for third party lawsuits for bodily injury or any property damage when the loss occurs on the premises.</span></li> 1678<li><b>Product Liability Insurance</b><span style="font-weight: 400;">: Protects A business against lawsuits that may arise from the use of its products or other sales of its products, which caused injury to a person or property damage.</span></li> 1679<li><b> Property Insurance</b><span style="font-weight: 400;">: This covers a business property such as stock, equipment, and buildings against losses such as theft, fire, etc.</span></li> 1680<li><b>Workers’ Compensation Insurance</b><span style="font-weight: 400;">: It offers medical care and wages to employees who get injured during work.</span></li> 1681<li><b>Business Interruption Insurance</b><span style="font-weight: 400;">: Indemnifies loss of income during the time when the operation of the business was unable to continue due to any of the perils covered.</span></li> 1682</ul> 1683<p><span style="font-weight: 400;">With these coverages in place, the tobacco shop owners are able to minimize the exposures and concentrate on the business.</span></p> 1684<p><span style="font-weight: 400;"> </span></p></div>
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1696<div class="text-wrap border-btm"><hr class="between" style="display:none"> 1697<h2><span id="Tobacco_Store_Insurance"><span style="font-weight: 400;">Tobacco Store Insurance</span></span></h2> 1698<p><span style="font-weight: 400;">It is a must-have for any tobacco retailer. The tobacco industry market is not only volatile but also has different state regulations making the insurance aspect of tobacco shops more complicated.</span></p> 1699<p><span style="font-weight: 400;">Importance of </span><a href="https://www.insuranks.com/tobacco-shop-insurance" rel="noopener"><span style="font-weight: 400;">Tobacco Store Insurance</span></a></p> 1700<p><span style="font-weight: 400;">It is crucial to have undivided tobacco business insurance as:</span></p> 1701<ul> 1702<li><b>Legal Compliance</b><span style="font-weight: 400;">: Selling tobacco products in certain states is compulsory for businesses to have a certain form of insurance.</span></li> 1703<li><b> Financial Stability</b><span style="font-weight: 400;">: It protects from any costly lawsuits and claims which could damage the financial health of the business.</span></li> 1704<li><b>Stress Relief</b><span style="font-weight: 400;">: owners can work towards expanding their business and providing customers with excellent service, without having to fear the downside that comes with the risk.</span></li> 1705</ul> 1706<p> </p> 1707<h2><span id="Tobacco_Shop_Insurance_Cost"><span style="font-weight: 400;">Tobacco Shop Insurance Cost</span></span></h2> 1708<p><span style="font-weight: 400;">The Insurance for a tobacco shop can range a lot depending on the following factors:</span></p> 1709<ul> 1710<li><b>Location:</b><span style="font-weight: 400;"> Different places have different rules and risk factors hence, different rates.</span></li> 1711<li><b>Business Size:</b><span style="font-weight: 400;"> More the number of employees or the volume of sales, the higher will be the insurance premiums.</span></li> 1712<li><b>Coverage Limits:</b><span style="font-weight: 400;"> Insurance Rate directly depends on the Amount of coverage selected; Higher the covering policies more expensive they will be.</span></li> 1713</ul> 1714<p><span style="font-weight: 400;"> </span></p> 1715<p><span style="font-weight: 400;"> </span></p> 1716<table> 1717<tbody> 1718<tr> 1719<td><b>Insurance Type</b></td> 1720<td><b>Monthly Cost (USD)</b></td> 1721<td><b>Annual Cost </b></td> 1722<td><b>Notes</b></td> 1723</tr> 1724<tr> 1725<td><span style="font-weight: 400;">General Liability Insurance</span></td> 1726<td><span style="font-weight: 400;">$77 – $99</span></td> 1727<td><span style="font-weight: 400;">$924 – $1,188</span></td> 1728<td><span style="font-weight: 400;">Standard coverage for $1 million/$2 million policy</span></td> 1729</tr> 1730<tr> 1731<td><span style="font-weight: 400;">Additional Coverages</span></td> 1732<td><span style="font-weight: 400;">Varies</span></td> 1733<td><span style="font-weight: 400;">Varies</span></td> 1734<td><span style="font-weight: 400;">Costs can increase significantly with product liability or workers’ compensation</span></td> 1735</tr> 1736</tbody> 1737</table> 1738<p><span style="font-weight: 400;"> </span></p></div><div class="form-block border-btm max-width-100"> 1739 <div class="container"> 1740 <div class="row justify-content-center"> 1741 <div class="col-12"> 1742 <span class="h2 title-wrap">Compare Cheap Tobacco Shop Insurance Quotes Online</span> 1743 <p class="description-text"> Get all the best quotes from leading providers in a click of a button!</p> 1744 </div> 1745 </div> 1746 <div class="row justify-content-center"> 1747 <div class="col-xl-7 col-lg-9 col-12"> 1748 <div class="form-container"> 1749 <input id="leadid_token_2" name="universal_leadid" type="hidden" value=""> 1750 <div> 1751 <input type="hidden" name="insurance_type" value="business"> 1752 <button onclick="window.scrollTo(0, 0);" type="submit" class="btn">Get Quotes <img decoding="async" width="42" height="23" src="https://www.insuranks.com/wp-content/uploads/icons/button-icon.svg" alt="icon"></button> 1753 </div> 1754 </div> 1755 </div> 1756 </div> 1757 </div> 1758 </div><div class="text-wrap border-btm"><hr class="between" style="display:none"> 1759<h2><span id="Factors_That_Affect_Cost"><b>Factors That Affect Cost</b></span></h2> 1760<p><span style="font-weight: 400;">The cost that a tobacco shop has to incur towards tobacco shop insurance can be determined by numerous factors, a few of them include;</span></p> 1761<ul> 1762<li><b>Claims History:</b><span style="font-weight: 400;"> Frequent claiming could certainly dictate the premium.</span></li> 1763<li><b>Type of Products Sold:</b><span style="font-weight: 400;"> Various other products with a higher risk rating can let the insurance company charge more.</span></li> 1764<li><b>Security Measures:</b><span style="font-weight: 400;"> Probability of paying less premium whenever risks are reduced by the installation of ample security measures.</span></li> 1765</ul> 1766<p> </p> 1767<h2><span id="Insurance_for_Smoke_Shops"><b>Insurance for Smoke Shops</b></span></h2> 1768<p><span style="font-weight: 400;">Due to their products and customers, smoke shops have to deal with certain inherent risks. Hence, one cannot overlook </span><span style="font-weight: 400;">smoke shop insurance</span><span style="font-weight: 400;">, as it provides them the protection from certain possible liabilities.</span></p> 1769<h3><span id="Coverage_Requirements"><b>Coverage Requirements</b></span></h3> 1770<p><span style="font-weight: 400;">The basic coverage options that are provided to smoke shops include but are not limited to;</span></p> 1771<p><span style="font-weight: 400;">Coverage Requirements:</span></p> 1772<p><b>Commercial General Liability Insurance</b></p> 1773<p><span style="font-weight: 400;">It offers coverage to smoke shops against third party claims regarding bodily injury structure, property injury, or personal injury that may occur on the premises or through the sale of the products.</span></p> 1774<p><b>Product Liability Insurance</b></p> 1775<p><span style="font-weight: 400;">It protects against products sold in the store resulting in some injury, lawsuits and such liabilities.</span></p> 1776<p><b>Property Damage Insurance</b></p> 1777<p><span style="font-weight: 400;">It compensates the insured smoke shop’s physical assets such as owned buildings, inventories, equipment against damages arising out of fire, theft, vandalism, and natural catastrophes.</span></p> 1778<p><b>Workers’ Compensation Insurance</b></p> 1779<p><span style="font-weight: 400;">Compensations are paid to employees covering situations when they sustain injuries or develop work-related illnesses and this includes medical bills and wages lost.</span></p> 1780<p><b>Cyber Insurance (if needed)</b></p> 1781<p><span style="font-weight: 400;">As data breaches and cyberattacks look to be regular occurrences, it will save the smoke shop from skipping on heavy losses due to such consequences of turning to digital transactions and storing customer data.</span></p> 1782<h2><span id="Tobbaco_Shop_Insurance_Cost"><span style="font-weight: 400;">Tobbaco Shop Insurance Cost</span></span></h2> 1783<p><span style="font-weight: 400;">Here’s a breakdown of typical costs based on various factors:</span></p> 1784<table> 1785<tbody> 1786<tr> 1787<td><b>Coverage Type</b></td> 1788<td><b>Monthly Cost Range</b></td> 1789<td><b>Annual Cost Range</b></td> 1790</tr> 1791<tr> 1792<td><span style="font-weight: 400;">General Liability</span></td> 1793<td><span style="font-weight: 400;">$77 – $99</span></td> 1794<td><span style="font-weight: 400;">$924 – $1,188</span></td> 1795</tr> 1796<tr> 1797<td><span style="font-weight: 400;">Workers’ Compensation</span></td> 1798<td><span style="font-weight: 400;">Varies by payroll</span></td> 1799<td><span style="font-weight: 400;">Approx. $1.19 per $100 payroll</span></td> 1800</tr> 1801<tr> 1802<td><span style="font-weight: 400;">Product Liability</span></td> 1803<td><span style="font-weight: 400;">Varies</span></td> 1804<td><span style="font-weight: 400;">Typically included in </span><a href="https://www.insuranks.com/how-much-is-general-liability-insurance-cost" rel="noopener"><span style="font-weight: 400;">general liability</span></a></td> 1805</tr> 1806<tr> 1807<td><span style="font-weight: 400;">Business Interruption</span></td> 1808<td><span style="font-weight: 400;">Varies</span></td> 1809<td><span style="font-weight: 400;">Depends on income loss estimates</span></td> 1810</tr> 1811</tbody> 1812</table> 1813<p><span style="font-weight: 400;"> </span></p> 1814<p><span style="font-weight: 400;"> </span></p> 1815<p><span style="font-weight: 400;"></span></p></div><section class="lp-insurance-sliders"> 1816 <div class="container"> 1817 <div class="company-wrap"> 1818 <div style="text-align: center;">
1819 <span class="h2 title-wrap pb-2">Rank and Review Insurance Companies</span> 1820 <h3><span id="Help_others_make_better_decisions">Help others make better decisions</span></h3> 1821 </div> 1822 <div class="search_insuranks"> 1823 <input type="text" id="search_insuranks_to_show" class="form-control hide" name="search_insuranks" placeholder="Search Companies to Review"> 1824 </div> 1825 1826 <input type="hidden" id="type_id" value="business"> 1827 <input type="hidden" id="type_of_ins" value="business"> 1828 <div> 1829 <div id="insuranks_items_to_show"></div> 1830 1831 <div id="insuranks_items_to_hide"><div class="slider-item"> 1832 <img decoding="async" class="b-lazy" alt="company" src="/wp-content/uploads/x55/stacked-logo.png" width="55px" height="55px"> 1833 <a href="/ergo-next-insurance" class="customer-title">ERGO NEXT Insurance</a> 1834 <span class="listing-price">9.7 / 10</span> 1835 </div><div class="slider-item"> 1836 <img decoding="async" class="b-lazy" alt="company" src="/wp-content/uploads/x55/5fd89f98ae75f.png" width="55px" height="55px"> 1837 <a href="/coverwallet-business-insurance" class="customer-title">CoverWallet Business Insurance</a> 1838 <span class="listing-price">9.5 / 10</span> 1839 </div><div class="slider-item"> 1840 <img decoding="async" class="b-lazy" alt="company" src="/wp-content/uploads/x55/5f0ffce1d3f21.jpg" width="55px" height="55px"> 1841 <a href="/thimble-small-business-insurance" class="customer-title">Thimble Small Business Insurance</a> 1842 <span class="listing-price">9.1 / 10</span> 1843 </div></div> 1844 1845 </div> 1846 1847 <div id="show_more_companies"> 1848 <span>Show more</span> 1849 </div> 1850 </div> 1851 </div> 1852 1853 1854 </section><div class="text-wrap border-btm"><hr class="between" style="display:none"> 1855<h2><span id="Best_Smoke_Shop_Insurance_Companies"><b>Best Smoke Shop Insurance Companies</b></span></h2> 1856<ol> 1857<li style="font-weight: 400;" aria-level="1"> 1858<h3><span id="Allstate"><span style="font-weight: 400;">Allstate</span></span></h3> 1859</li> 1860</ol> 1861<p><span style="font-weight: 400;">It is a reputed name when it comes to the </span><span style="font-weight: 400;">tobacco store insurance</span><span style="font-weight: 400;"> industry as they offer an array of insurance coverage options that are ideal for tobacco store owners. Their policies are usually estimated between $1,000 – $3,000 depending on the limitations of the coverage.</span></p> 1862<h4><span id="Pros"><b>Pros:</b></span></h4> 1863<ul> 1864<li style="font-weight: 400;" aria-level="1"><b> Broad Coverage</b><span style="font-weight: 400;">: Insurance for a variety of cases ranging from </span><a href="https://www.insuranks.com/how-much-is-general-liability-insurance-cost" rel="noopener"><span style="font-weight: 400;">general liability</span></a><span style="font-weight: 400;"> to property cover and much more.</span></li> 1865<li style="font-weight: 400;" aria-level="1"><b>Large Insurance Market Understanding</b><span style="font-weight: 400;">: Strong reputation in the insurance marketplace as it is a widely recognized firm.</span></li> 1866</ul> 1867<h4><span id="Cons"><b>Cons:</b></span></h4> 1868<ul> 1869<li><b>Higher Premiums:</b><span style="font-weight: 400;"> Some clients are of the opinion that the premiums have no apparent justification and still manage to be pricier than other competitors.</span></li> 1870</ul> 1871<p><span style="font-weight: 400;">Rating: 4.2/5</span></p> 1872<p><span style="font-weight: 400;"> </span></p> 1873<h3><span id="Nationwide"><b>Nationwide</b></span></h3> 1874<p><span style="font-weight: 400;">It specializes in custom-made programs for tobacco shops and offers plans that allow you to decide your own limits. The annual premiums roughly estimated starts from $800 to $2,500, however they have a wider bridging estimation for coverage that includes damage and liabilities.</span></p> 1875<p><span style="font-weight: 400;">Pros:</span></p> 1876<ul> 1877<li style="font-weight: 400;" aria-level="1"><b>Great Customer Service Feedback</b><span style="font-weight: 400;">: Given outstanding ratings in customer service and the rate at which claims are issued.</span></li> 1878<li style="font-weight: 400;" aria-level="1"><b> Great Insurance Policy Range</b><span style="font-weight: 400;">: Sells a variety of policies with great inclusions ranging from liabilities to damages to properties.</span></li> 1879</ul> 1880<p><span style="font-weight: 400;">Cons:</span></p> 1881<ul> 1882<li><span style="font-weight: 400;"> Not Available Everywhere: Not current or in every provided state which could prevent business owners flexibility.</span></li> 1883</ul> 1884<p><b>Rating</b><span style="font-weight: 400;">: 5/5</span></p> 1885<p><span style="font-weight: 400;"> </span></p> 1886<h3><span id="3_Progressive_Commercial"><b>3. </b><span style="font-weight: 400;"> </span><b>Progressive Commercial</b></span></h3> 1887<p><span style="font-weight: 400;">It is recognized by many for its ability to offer in-depth coverage options and excellent customer service. Their annual premiums vary between $800 and $3,000 based on specific needs</span></p> 1888<h4><span id="Pros1"><span style="font-weight: 400;">Pros:</span></span></h4> 1889<ul> 1890<li style="font-weight: 400;" aria-level="1"><b>Policy Variants</b><span style="font-weight: 400;">: Allows multiple coverage options that would suit a particular type of business.</span></li> 1891<li style="font-weight: 400;" aria-level="1"><b>Good Reviews Related to Customer Support</b><span style="font-weight: 400;">: In general, customers have left positive reviews regarding their customer support.</sp
1891an></li> 1892</ul> 1893<h4><span id="Cons1"><span style="font-weight: 400;">Cons:</span></span></h4> 1894<ul> 1895<li><span style="font-weight: 400;"> Few Local Agents Available to Meet Clients: Has an online oriented business model which may not be ideal for some business owners.</span></li> 1896</ul> 1897<p><span style="font-weight: 400;">Rating: 4/5</span></p> 1898<p><span style="font-weight: 400;"></span></p></div><div class="form-block border-btm max-width-100"> 1899 <div class="container"> 1900 <div class="row justify-content-center"> 1901 <div class="col-12"> 1902 <span class="h2 title-wrap">Compare Cheap Tobacco Shop Insurance Quotes Online</span> 1903 <p class="description-text"> Get all the best quotes from leading providers in a click of a button!</p> 1904 </div> 1905 </div> 1906 <div class="row justify-content-center"> 1907 <div class="col-xl-7 col-lg-9 col-12"> 1908 <div class="form-container"> 1909 <input id="leadid_token_2" name="universal_leadid" type="hidden" value=""> 1910 <div> 1911 <input type="hidden" name="insurance_type" value="business"> 1912 <button onclick="window.scrollTo(0, 0);" type="submit" class="btn">Get Quotes <img decoding="async" width="42" height="23" src="https://www.insuranks.com/wp-content/uploads/icons/button-icon.svg" alt="icon"></button> 1913 </div> 1914 </div> 1915 </div> 1916 </div> 1917 </div> 1918 </div><div id="mediaalpha_placeholder2"></div>
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1930<div class="text-wrap border-btm"><hr class="between" style="display:none"> 1931<h3><span id="The_Hartford"><b>The Hartford</b></span></h3> 1932<p><span style="font-weight: 400;">It has many offerings for small businesses, one of which includes smoke shops. The </span><a href="https://www.insuranks.com/tobacco-shop-insurance" rel="noopener"><span style="font-weight: 400;">tobacco shop insurance</span></a><span style="font-weight: 400;"> have an estimated annual rate of around $700 – $2,500 as they also provide coverage for property.</span></p> 1933<h3><span id="Pros2"><span style="font-weight: 400;">Pros:</span></span></h3> 1934<ul> 1935<li style="font-weight: 400;" aria-level="1"><b> Numerous Variety of Coverages Available</b><span style="font-weight: 400;">: Whereas other basic options such as liability and property coverages exist.</span></li> 1936<li style="font-weight: 400;" aria-level="1"><b>Issues Small Business Insurance: </b><span style="font-weight: 400;">They understand the mentality of small business owners.</span></li> 1937</ul> 1938<h3><span id="Cons2"><span style="font-weight: 400;">Cons:</span></span></h3> 1939<ul> 1940<li style="font-weight: 400;" aria-level="1"><b>Claim Filing Dependent on Review</b><span style="font-weight: 400;">: Some individuals have complained about struggling with filing a claim as it takes too long.</span></li> 1941<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Premiums can drastically differ depending on location.</span></li> 1942</ul> 1943<p><span style="font-weight: 400;"> Rating: 4/5</span></p> 1944<p><span style="font-weight: 400;"> </span></p> 1945<h3><span id="Hiscox"><b>Hiscox</b></span></h3> 1946<p><span style="font-weight: 400;">It caters to the needs of small businesses and provides insurance tailored for businesses such as tobacco stores. On average, their policies cost between $500 to $2,000 on an annual basis.</span></p> 1947<p><span style="font-weight: 400;">Pros:</span></p> 1948<ul> 1949<li><span style="font-weight: 400;"> Having Several Coverage Alternatives: Various kinds of coverage are available such as </span><a href="https://www.insuranks.com/how-much-is-general-liability-insurance-cost" rel="noopener"><span style="font-weight: 400;">general liability</span></a><span style="font-weight: 400;">, professional liability, and workers’ compensation.</span></li> 1950<li><b> High AM Best Ratings:</b><span style="font-weight: 400;"> In numerous cases, AM Best gives ratings that depict stability and reliability of the business. </span></li> 1951</ul> 1952<h3><span id="Cons3"><span style="font-weight: 400;">Cons:</span></span></h3> 1953<ul> 1954<li><b>Some States May Not Have Certain Policies Available</b><span style="font-weight: 400;">: They function in 49 states, however, certain types of policies sometimes are not able to be provided everywhere.</span></li> 1955</ul> 1956<p><span style="font-weight: 400;">Rating: 4.2/5</span></p> 1957</div> 1958 </div> 1959 </div> 1960 </div> 1961 </div> 1962</section> 1963 1964 1965<section class="author-bio"> 1966 <div class="container"> 1967 <div class="row"> 1968 <h3>About the author</h3> 1969 <div class="author-bio--content"> 1970 <div class="author-avatar"> 1971 <a href="https://www.insuranks.com/author/ofir-sahar"> 1972 <img alt='' src='https://secure.gravatar.com/avatar/308b4fe29e3f45304037f85d3e94e8557a7d545ac53e8ad17d1b88c230080c2d?s=55&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/308b4fe29e3f45304037f85d3e94e8557a7d545ac53e8ad17d1b88c230080c2d?s=110&d=mm&r=g 2x' class='avatar avatar-55 photo' height='55' width='55' decoding='async'/></a> 1973 </div> 1974 <div class="author-details"> 1975 <h4><a href="https://www.insuranks.com/author/ofir-sahar">Ofir Sahar</a></h4> 1976 <p class="author-description"> 1977 Ofir is the founder and CEO of Insuranks. He established Insuranks in 2019 from scratch and has been running educational insurance websites since 2009 on a mission to help businesses...<a href="https://www.insuranks.com/author/ofir-sahar">See full bio. 1978 </a> 1979 </p> 1980 <div class="author-social-links"> 1981 <ul> 1982 <li><a href="mailto:[email protected]">
1983 <svg width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="#0073aa" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"> 1984 <path d="M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z"></path> 1985 <polyline points="22,6 12,13 2,6"></polyline> 1986 </svg> 1987 </a></li> 1988 </ul> 1989 </div> 1990 </div> 1991 </div> 1992</div> 1993</div> 1994</section> 1995 1996 1997<style> 1998 .head-wrap .header .logo svg{ 1999 width: 185px; 2000 height: 47px; 2001 } 2002 .author-bio .container { 2003 margin: 0 auto; 2004 max-width: 90%; 2005 padding-right: 15px; 2006 padding-left: 15px; 2007 } 2008 .author-bio .row { 2009 max-width: 77%; 2010 margin: auto; 2011 border-top: 1px solid #ddd; 2012 padding-top: 40px; 2013 padding-bottom: 40px; 2014 display:block; 2015} 2016.author-bio .row .author-bio--content{ 2017 display: flex; 2018 gap: 20px; 2019 align-items: start; 2020} 2021.author-bio .row h3{ 2022 margin-bottom: 25px; 2023} 2024.author-bio .author-avatar img { 2025 width: 55px; 2026 height: 55px; 2027 border-radius: 50%; 2028} 2029.author-bio .author-details { 2030 flex: 1; 2031} 2032.author-bio .author-details h4 { 2033 margin: 0; 2034 font-family: Trebuchet MS; 2035 color: #000; 2036 font-weight: 600; 2037 font-size: 20px; 2038 line-height: 1.3; 2039} 2040.author-bio .author-details h4 a { 2041 color: #000; 2042} 2043.author-bio .author-description { 2044 margin: 5px 0 10px; 2045 overflow: hidden; 2046 line-height: 1.3; 2047 font-size: 16px; 2048} 2049.author-bio .author-description a { 2050 text-decoration: none; 2051 color: #2bb6f7; 2052 font-weight:bold; 2053} 2054.author-bio .author-description a:hover { 2055 text-decoration: underline; 2056} 2057.author-bio .author-social-links ul { 2058 list-style: none; 2059 padding: 0; 2060 margin: 0; 2061 display: flex; 2062 gap: 10px; 2063} 2064.author-bio .author-social-links a { 2065 text-decoration: none; 2066 color: #2bb6f7; 2067 display: inline-flex; 2068 border-radius: 2px; 2069 background: transparent; 2070 width: 32px; 2071 height: 32px; 2072 align-items: center; 2073 justify-content: center; 2074} 2075.author-bio .author-social-links a svg { 2076 width: 16px; 2077 height: 16px; 2078 stroke: #2bb6f7; 2079} 2080.author-bio .author-social-links a:hover, 2081.author-bio .author-social-links a:focus, 2082.author-bio .author-social-links a:active { 2083 background: #2bb6f7; 2084 color: #fff; 2085} 2086.author-bio .author-social-links a:hover svg, 2087.author-bio .author-social-links a:focus svg, 2088.author-bio .author-social-links a:active svg { 2089 stroke: #fff; 2090} 2091@media only screen and (max-width: 1024px) { 2092 .author-bio .container{ 2093 max-width: 100%; 2094 } 2095 .author-bio .row{ 2096 max-width: 100%; 2097} 2098.author-bio .author-avatar img{ 2099 width: 40px; 2100 height: 40px; 2101 max-width: 40px; 2102} 2103.author-bio .row .author-bio--content{ 2104 gap: 0px; 2105} 2106.author-bio .author-details{ 2107 padding-left: 10px; 2108} 2109} 2110</style> 2111 <section class="reviews-ranks" style="padding-top: 0;display: none;"> 2112 <div class="container"> 2113 <div class="ranks-title" id="review_rank"> 2114 <h2 class="title-wrap pb-2">Recent Reviews</h2> 2115 <!-- <h4 class="company-title-wrap">Recent Reviews</h4>--> 2116 </div> 2117 <div class="reviews-ranks-list"> 2118 <div class="carousel-wrapper"> 2119 <div class="carousel"> 2120 <div class="reviews-ranks-carousel-item"> 2121 <div class="reviews-ranks-title"> 2122 <div> 2123 <div class="avatar-reviews"> 2124 <img src="https://lh3.googleusercontent.com/-L_h-t-EKw-4/AAAAAAAAAAI/AAAAAAAAAAA/AAKWJJPqbHHiUwxfHsc--P5f86YQBBLqGg/photo.jpg" alt="icon"> 2125 </div> 2126 <div> 2127 <p class="reviews-name">Brandyn Longyhore Insuranker</p> 2128 <p class="reviews-category">Policy Type: Business Insurance</p> 2129 <p class="reviews-category">Company name: 2130 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2131 </div> 2132 </div> 2133 <div class="rate-bold">
2134 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2135 <span>10 / 10</span> 2136 </div> 2137 </div> 2138 <div class="reviews-ranks-details"> 2139 <div class="review-content"> 2140 <p> 2141 For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further. </p> 2142 </div> 2143 </div> 2144 </div> 2145 <div class="reviews-ranks-carousel-item"> 2146 <div class="reviews-ranks-title"> 2147 <div> 2148 <div class="avatar-reviews"> 2149 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2150 </div> 2151 <div> 2152 <p class="reviews-name">Anonymous Insuranker</p> 2153 <p class="reviews-category">Policy Type: Business Insurance</p> 2154 <p class="reviews-category">Company name: 2155 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2156 </div> 2157 </div> 2158 <div class="rate-bold"> 2159 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2160 <span>7.7 / 10</span> 2161 </div> 2162 </div> 2163 <div class="reviews-ranks-details"> 2164 <div class="review-content"> 2165 <p> 2166 Decent experience with Hiscox business insurance </p> 2167 </div> 2168 </div> 2169 </div> 2170 <div class="reviews-ranks-carousel-item"> 2171 <div class="reviews-ranks-title"> 2172 <div> 2173 <div class="avatar-reviews"> 2174 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2175 </div> 2176 <div> 2177 <p class="reviews-name">Anonymous Insuranker</p> 2178 <p class="reviews-category">Policy Type: Business Insurance</p> 2179 <p class="reviews-category">Company name: 2180 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2181 </div> 2182 </div> 2183 <div class="rate-bold"> 2184 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span>
2185 <span>10 / 10</span> 2186 </div> 2187 </div> 2188 <div class="reviews-ranks-details"> 2189 <div class="review-content"> 2190 <p> 2191 Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good. </p> 2192 </div> 2193 </div> 2194 </div> 2195 <div class="reviews-ranks-carousel-item"> 2196 <div class="reviews-ranks-title"> 2197 <div> 2198 <div class="avatar-reviews"> 2199 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2200 </div> 2201 <div> 2202 <p class="reviews-name">Anonymous Insuranker</p> 2203 <p class="reviews-category">Policy Type: Business Insurance</p> 2204 <p class="reviews-category">Company name: 2205 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 2206 </div> 2207 </div> 2208 <div class="rate-bold"> 2209 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2210 <span>10 / 10</span> 2211 </div> 2212 </div> 2213 <div class="reviews-ranks-details"> 2214 <div class="review-content"> 2215 <p> 2216 Best insurance ever </p> 2217 </div> 2218 </div> 2219 </div> 2220 <div class="reviews-ranks-carousel-item"> 2221 <div class="reviews-ranks-title"> 2222 <div> 2223 <div class="avatar-reviews"> 2224 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2225 </div> 2226 <div> 2227 <p class="reviews-name">Anonymous Insuranker</p> 2228 <p class="reviews-category">Policy Type: Business Insurance</p> 2229 <p class="reviews-category">Company name: 2230 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 2231 </div> 2232 </div> 2233 <div class="rate-bold"> 2234 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2235 <span>10 / 10</span> 2236 </div> 2237 </div> 2238 <div class="reviews-ranks-detail
2238s"> 2239 <div class="review-content"> 2240 <p> 2241 Coolest concept, I wish this was applied to other insurance products too. </p> 2242 </div> 2243 </div> 2244 </div> 2245 <div class="reviews-ranks-carousel-item"> 2246 <div class="reviews-ranks-title"> 2247 <div> 2248 <div class="avatar-reviews"> 2249 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2250 </div> 2251 <div> 2252 <p class="reviews-name">Anonymous Insuranker</p> 2253 <p class="reviews-category">Policy Type: Business Insurance</p> 2254 <p class="reviews-category">Company name: 2255 <a title="company" href="/next-insurance#reviews">ERGO NEXT Insurance</a></p> 2256 </div> 2257 </div> 2258 <div class="rate-bold"> 2259 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2260 <span>9.4 / 10</span> 2261 </div> 2262 </div> 2263 <div class="reviews-ranks-details"> 2264 <div class="review-content"> 2265 <p> 2266 Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company! </p> 2267 </div> 2268 </div> 2269 </div> 2270 <div class="reviews-ranks-carousel-item"> 2271 <div class="reviews-ranks-title"> 2272 <div> 2273 <div class="avatar-reviews"> 2274 <img src="https://lh3.googleusercontent.com/a/AATXAJyifcwOLjgIBXAEQYcDMNb28pKoLyEjGwp06aSx=s96-c" alt="icon"> 2275 </div> 2276 <div> 2277 <p class="reviews-name">S W Insuranker</p> 2278 <p class="reviews-category">Policy Type: Business Insurance</p> 2279 <p class="reviews-category">Company name: 2280 <a title="company" href="/embroker-insurance#reviews">Embroker Insurance</a></p> 2281 </div> 2282 </div> 2283 <div class="rate-bold"> 2284 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2285 <span>2.8 / 10</span> 2286 </div> 2287 </div> 2288 <div class="reviews-ranks-details"> 2289 <div class="review-content"> 2290 <p> 2291 Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renew
2291al, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... <a href="/embroker-insurance#user-reviews" title="read more" style="font-size: 1.2em">Read More</a> </p> 2292 </div> 2293 </div> 2294 </div> 2295 <div class="reviews-ranks-carousel-item"> 2296 <div class="reviews-ranks-title"> 2297 <div> 2298 <div class="avatar-reviews"> 2299 <img src="https://lh3.googleusercontent.com/a-/AFdZucoydgTK1dQowfkyWNddux9ztI9Xw2aNKXlZ_C6G=s96-c" alt="icon"> 2300 </div> 2301 <div> 2302 <p class="reviews-name">Sandeep Walia Insuranker</p> 2303 <p class="reviews-category">Policy Type: Business Insurance</p> 2304 <p class="reviews-category">Company name: 2305 <a title="company" href="/embroker-insurance#reviews">Embroker Insurance</a></p> 2306 </div> 2307 </div> 2308 <div class="rate-bold"> 2309 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2310 <span>2.8 / 10</span> 2311 </div> 2312 </div> 2313 <div class="reviews-ranks-details"> 2314 <div class="review-content"> 2315 <p> 2316 Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit. </p> 2317 </div> 2318 </div> 2319 </div> 2320 <div class="reviews-ranks-carousel-item"> 2321 <div class="reviews-ranks-title"> 2322 <div> 2323 <div class="avatar-reviews"> 2324 <img src="https://lh3.googleusercontent.com/a/AATXAJzyoxqUdI7a35fK-OB_nttqJ63_oY6P_GvdMW8p=s96-c" alt="icon"> 2325 </div> 2326 <div> 2327 <p class="reviews-name">Paul Burns Insuranker</p> 2328 <p class="reviews-category">Policy Type: Business Insurance</p> 2329 <p class="reviews-category">Company name: 2330 <a title="company" href="/berkshire-hathaway-guard-insurance-companies#reviews">Berkshire Hathaway GUARD Insurance Companies</a></p> 2331 </div> 2332 </div> 2333 <div class="rate-bold">
2334 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2335 <span>0 / 10</span> 2336 </div> 2337 </div> 2338 <div class="reviews-ranks-details"> 2339 <div class="review-content"> 2340 <p> 2341 It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it. </p> 2342 </div> 2343 </div> 2344 </div> 2345 <div class="reviews-ranks-carousel-item"> 2346 <div class="reviews-ranks-title"> 2347 <div> 2348 <div class="avatar-reviews"> 2349 <img src="https://lh3.googleusercontent.com/a-/AOh14GjQFPxfZso3yybnyvIglqSx_kw6TsB_xeNmkKxB=s96-c" alt="icon"> 2350 </div> 2351 <div> 2352 <p class="reviews-name">Felicia Broadus Insuranker</p> 2353 <p class="reviews-category">Policy Type: Business Insurance</p> 2354 <p class="reviews-category">Company name: 2355 <a title="company" href="/berkshire-hathaway-guard-insurance-companies#reviews">Berkshire Hathaway GUARD Insurance Companies</a></p> 2356 </div> 2357 </div> 2358 <div class="rate-bold"> 2359 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2360 <span>0 / 10</span> 2361 </div> 2362 </div> 2363 <div class="reviews-ranks-details"> 2364 <div class="review-content"> 2365 <p> 2366 They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. 2367They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST! </p> 2368 </div> 2369 </div> 2370 </div> 2371 <div class="reviews-ranks-carousel-item"> 2372 <div class="reviews-ranks-title"> 2373 <div> 2374 <div class="avatar-reviews"> 2375 <img src="https://lh3.googleusercontent.com/a-/AOh14GjQFPxfZso3yybnyvIglqSx_kw6TsB_xeNmkKxB=s96-c" alt="icon"> 2376 </div> 2377 <div> 2378 <p class="reviews-name">Felicia Broadus Insuranker</p> 2379 <p class="reviews-category">Policy Type: Business Insurance</p> 2380 <p class="reviews-category">Company name: 2381 <a title="company" href="/berkshire-hathaway-guard-insurance-companies#reviews">Berkshire Hathaway GUARD Insurance Companies</a></p> 2382 </div> 2383 </div> 2384 <div class="rate-bold">
2385 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2386 <span>0 / 10</span> 2387 </div> 2388 </div> 2389 <div class="reviews-ranks-details"> 2390 <div class="review-content"> 2391 <p> 2392 Avoid these SCAM ARTISTS! 2393They don’t pay claims!!! Save yourself the trouble and money! </p> 2394 </div> 2395 </div> 2396 </div> 2397 <div class="reviews-ranks-carousel-item"> 2398 <div class="reviews-ranks-title"> 2399 <div> 2400 <div class="avatar-reviews"> 2401 <img src="https://lh3.googleusercontent.com/a/AATXAJzd7wqcNZ8hr21FaOnBnZutw7sDQClu8OaFHSiW=s96-c" alt="icon"> 2402 </div> 2403 <div> 2404 <p class="reviews-name">Kasey Arey Insuranker</p> 2405 <p class="reviews-category">Policy Type: Business Insurance</p> 2406 <p class="reviews-category">Company name: 2407 <a title="company" href="/berkshire-hathaway-guard-insurance-companies#reviews">Berkshire Hathaway GUARD Insurance Companies</a></p> 2408 </div> 2409 </div> 2410 <div class="rate-bold"> 2411 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2412 <span>0 / 10</span> 2413 </div> 2414 </div> 2415 <div class="reviews-ranks-details"> 2416 <div class="review-content"> 2417 <p> 2418 This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks </p> 2419 </div> 2420 </div> 2421 </div> 2422 <div class="reviews-ranks-carousel-item"> 2423 <div class="reviews-ranks-title"> 2424 <div> 2425 <div class="avatar-reviews"> 2426 <img src="https://lh3.googleusercontent.com/a/AATXAJz0xvxiX2pEyr-gcIdhw92f6nFxEElkPZjjxiiH=s96-c" alt="icon"> 2427 </div> 2428 <div> 2429 <p class="reviews-name">John Murphy Insuranker</p> 2430 <p class="reviews-category">Policy Type: Business Insurance</p> 2431 <p class="reviews-category">Company name: 2432 <a title="company" href="/berkshire-hathaway-guard-insurance-companies#reviews">Berkshire Hathaway GUARD Insurance Companies</a></p> 2433 </div> 2434 </div> 2435 <div class="rate-bold">
2436 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2437 <span>0 / 10</span> 2438 </div> 2439 </div> 2440 <div class="reviews-ranks-details"> 2441 <div class="review-content"> 2442 <p> 2443 Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... <a href="/berkshire-hathaway-guard-insurance-companies#user-reviews" title="read more" style="font-size: 1.2em">Read More</a> </p> 2444 </div> 2445 </div> 2446 </div> 2447 <div class="reviews-ranks-carousel-item"> 2448 <div class="reviews-ranks-title"> 2449 <div> 2450 <div class="avatar-reviews"> 2451 <img src="https://lh3.googleusercontent.com/a/AATXAJzTZmzd99db5nEBLdQr5cB114Feuv1a6P638Pl4=s96-c" alt="icon"> 2452 </div> 2453 <div> 2454 <p class="reviews-name">Harshadray Patel Insuranker</p> 2455 <p class="reviews-category">Policy Type: Business Insurance</p> 2456 <p class="reviews-category">Company name: 2457 <a title="company" href="/berkshire-hathaway-guard-insurance-companies#reviews">Berkshire Hathaway GUARD Insurance Companies</a></p> 2458 </div> 2459 </div> 2460 <div class="rate-bold"> 2461 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2462 <span>0 / 10</span> 2463 </div> 2464 </div> 2465 <div class="reviews-ranks-details"> 2466 <div class="review-content"> 2467 <p> 2468 Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... <a href="/berkshire-hathaway-guard-insurance-companies#user-reviews" title="read more" style="font-size: 1.2em">Read More</a> </p> 2469 </div> 2470 </div> 2471 </div> 2472 <div class="reviews-ranks-carousel-item"> 2473 <div class="reviews-ranks-title"> 2474 <div> 2475 <div class="avatar-reviews"> 2476 <img src="https://lh3.googleusercontent.com/a/AATXAJyQDU5Sx9SO6yk8nlaNVJPPXxNVUgMC-PfiG8uv=s96-c" alt="icon"> 2477 </div> 2478 <div> 2479 <p class="reviews-name">Aaron Wensel Insuranker</p> 2480 <p class="reviews-category">Policy Type: Business Insurance</p> 2481 <p class="reviews-category">
2481Company name: 2482 <a title="company" href="/berkshire-hathaway-guard-insurance-companies#reviews">Berkshire Hathaway GUARD Insurance Companies</a></p> 2483 </div> 2484 </div> 2485 <div class="rate-bold"> 2486 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2487 <span>0 / 10</span> 2488 </div> 2489 </div> 2490 <div class="reviews-ranks-details"> 2491 <div class="review-content"> 2492 <p> 2493 Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... <a href="/berkshire-hathaway-guard-insurance-companies#user-reviews" title="read more" style="font-size: 1.2em">Read More</a> </p> 2494 </div> 2495 </div> 2496 </div> 2497 <div class="reviews-ranks-carousel-item"> 2498 <div class="reviews-ranks-title"> 2499 <div> 2500 <div class="avatar-reviews"> 2501 <img src="https://lh3.googleusercontent.com/a/AItbvmkffC2zgYXS4d3U3vc_hVOQVDNyvGS4TO_7DJ3r=s96-c" alt="icon"> 2502 </div> 2503 <div> 2504 <p class="reviews-name">Michael Swink Insuranker</p> 2505 <p class="reviews-category">Policy Type: Business Insurance</p> 2506 <p class="reviews-category">Company name: 2507 <a title="company" href="/berkshire-hathaway-guard-insurance-companies#reviews">Berkshire Hathaway GUARD Insurance Companies</a></p> 2508 </div> 2509 </div> 2510 <div class="rate-bold"> 2511 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2512 <span>0 / 10</span> 2513 </div> 2514 </div> 2515 <div class="reviews-ranks-details"> 2516 <div class="review-content"> 2517 <p> 2518 My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... <a href="/berkshire-hathaway-guard-insurance-companies#user-reviews" title="read more" style="font-size: 1.2em">Read More</a> </p> 2519 </div> 2520 </div> 2521 </div> 2522 <div class="reviews-ranks-carousel-item"> 2523 <div class="reviews-ranks-title"> 2524 <div> 2525 <div class="avatar-reviews"> 2526 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2527 </div> 2528 <div> 2529 <p class="reviews-name"> Insuranker</p> 2530 <p class="reviews-category">Policy Type: Business Insurance</p> 2531 <p class="reviews-category">
2531Company name: 2532 <a title="company" href="/liberty-mutual-insurance#reviews">Liberty Mutual Insurance</a></p> 2533 </div> 2534 </div> 2535 <div class="rate-bold"> 2536 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2537 <span>10 / 10</span> 2538 </div> 2539 </div> 2540 <div class="reviews-ranks-details"> 2541 <div class="review-content"> 2542 <p> 2543 Liberty Mutual is one of the more simple companies to deal with. 2544 2545I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. 2546 2547Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy… </p> 2548 </div> 2549 </div> 2550 </div> 2551 <div class="reviews-ranks-carousel-item"> 2552 <div class="reviews-ranks-title"> 2553 <div> 2554 <div class="avatar-reviews"> 2555 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2556 </div> 2557 <div> 2558 <p class="reviews-name"> Insuranker</p> 2559 <p class="reviews-category">Policy Type: Business Insurance</p> 2560 <p class="reviews-category">Company name: 2561 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2562 </div> 2563 </div> 2564 <div class="rate-bold"> 2565 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2566 <span>10 / 10</span> 2567 </div> 2568 </div> 2569 <div class="reviews-ranks-details"> 2570 <div class="review-content"> 2571 <p> 2572 For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further. </p> 2573 </div> 2574 </div> 2575 </div> 2576 <div class="reviews-ranks-carousel-item"> 2577 <div class="reviews-ranks-title"> 2578 <div> 2579 <div class="avatar-reviews"> 2580 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2581 </div> 2582 <div> 2583 <p class="reviews-name"> Insuranker</p> 2584 <p class="reviews-category">Policy Type: Business Insurance</p> 2585 <p class="reviews-category">
2585Company name: 2586 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2587 </div> 2588 </div> 2589 <div class="rate-bold"> 2590 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2591 <span>7.7 / 10</span> 2592 </div> 2593 </div> 2594 <div class="reviews-ranks-details"> 2595 <div class="review-content"> 2596 <p> 2597 Decent experience with Hiscox business insurance </p> 2598 </div> 2599 </div> 2600 </div> 2601 <div class="reviews-ranks-carousel-item"> 2602 <div class="reviews-ranks-title"> 2603 <div> 2604 <div class="avatar-reviews"> 2605 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2606 </div> 2607 <div> 2608 <p class="reviews-name"> Insuranker</p> 2609 <p class="reviews-category">Policy Type: Business Insurance</p> 2610 <p class="reviews-category">Company name: 2611 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2612 </div> 2613 </div> 2614 <div class="rate-bold"> 2615 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2616 <span>9.4 / 10</span> 2617 </div> 2618 </div> 2619 <div class="reviews-ranks-details"> 2620 <div class="review-content"> 2621 <p> 2622 Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good! </p> 2623 </div> 2624 </div> 2625 </div> 2626 <div class="reviews-ranks-carousel-item"> 2627 <div class="reviews-ranks-title"> 2628 <div> 2629 <div class="avatar-reviews"> 2630 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2631 </div> 2632 <div> 2633 <p class="reviews-name"> Insuranker</p> 2634 <p class="reviews-category">Policy Type: Business Insurance</p> 2635 <p class="reviews-category">Company name: 2636 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2637 </div> 2638 </div> 2639 <div class="rate-bold">
2640 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2641 <span>10 / 10</span> 2642 </div> 2643 </div> 2644 <div class="reviews-ranks-details"> 2645 <div class="review-content"> 2646 <p> 2647 Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business! </p> 2648 </div> 2649 </div> 2650 </div> 2651 <div class="reviews-ranks-carousel-item"> 2652 <div class="reviews-ranks-title"> 2653 <div> 2654 <div class="avatar-reviews"> 2655 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2656 </div> 2657 <div> 2658 <p class="reviews-name"> Insuranker</p> 2659 <p class="reviews-category">Policy Type: Business Insurance</p> 2660 <p class="reviews-category">Company name: 2661 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2662 </div> 2663 </div> 2664 <div class="rate-bold"> 2665 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2666 <span>0.6 / 10</span> 2667 </div> 2668 </div> 2669 <div class="reviews-ranks-details"> 2670 <div class="review-content"> 2671 <p> 2672 STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business! </p> 2673 </div> 2674 </div> 2675 </div> 2676 <div class="reviews-ranks-carousel-item"> 2677 <div class="reviews-ranks-title"> 2678 <div> 2679 <div class="avatar-reviews"> 2680 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2681 </div> 2682 <div> 2683 <p class="reviews-name"> Insuranker</p> 2684 <p class="reviews-category">Policy Type: Business Insurance</p> 2685 <p class="reviews-category">Company name: 2686 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2687 </div> 2688 </div> 2689 <div class="rate-bold">
2690 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2691 <span>10 / 10</span> 2692 </div> 2693 </div> 2694 <div class="reviews-ranks-details"> 2695 <div class="review-content"> 2696 <p> 2697 Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good. </p> 2698 </div> 2699 </div> 2700 </div> 2701 <div class="reviews-ranks-carousel-item"> 2702 <div class="reviews-ranks-title"> 2703 <div> 2704 <div class="avatar-reviews"> 2705 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2706 </div> 2707 <div> 2708 <p class="reviews-name"> Insuranker</p> 2709 <p class="reviews-category">Policy Type: Business Insurance</p> 2710 <p class="reviews-category">Company name: 2711 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2712 </div> 2713 </div> 2714 <div class="rate-bold"> 2715 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2716 <span>10 / 10</span> 2717 </div> 2718 </div> 2719 <div class="reviews-ranks-details"> 2720 <div class="review-content"> 2721 <p> 2722 Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now. </p> 2723 </div> 2724 </div> 2725 </div> 2726 <div class="reviews-ranks-carousel-item"> 2727 <div class="reviews-ranks-title"> 2728 <div> 2729 <div class="avatar-reviews"> 2730 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2731 </div> 2732 <div> 2733 <p class="reviews-name"> Insuranker</p> 2734 <p class="reviews-category">Policy Type: Business Insurance</p> 2735 <p class="reviews-category">Company name: 2736 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2737 </div> 2738 </div> 2739 <div class="rate-bold"> 2740 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span>
2741 <span>10 / 10</span> 2742 </div> 2743 </div> 2744 <div class="reviews-ranks-details"> 2745 <div class="review-content"> 2746 <p> 2747 Hiscox's the best! My business is insured with them for over 12 years and am not planning to switch! </p> 2748 </div> 2749 </div> 2750 </div> 2751 <div class="reviews-ranks-carousel-item"> 2752 <div class="reviews-ranks-title"> 2753 <div> 2754 <div class="avatar-reviews"> 2755 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2756 </div> 2757 <div> 2758 <p class="reviews-name"> Insuranker</p> 2759 <p class="reviews-category">Policy Type: Business Insurance</p> 2760 <p class="reviews-category">Company name: 2761 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2762 </div> 2763 </div> 2764 <div class="rate-bold"> 2765 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2766 <span>10 / 10</span> 2767 </div> 2768 </div> 2769 <div class="reviews-ranks-details"> 2770 <div class="review-content"> 2771 <p> 2772 Excellent experience with Hiscox BOP for my coffee shop. They provided all it needed. </p> 2773 </div> 2774 </div> 2775 </div> 2776 <div class="reviews-ranks-carousel-item"> 2777 <div class="reviews-ranks-title"> 2778 <div> 2779 <div class="avatar-reviews"> 2780 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2781 </div> 2782 <div> 2783 <p class="reviews-name"> Insuranker</p> 2784 <p class="reviews-category">Policy Type: Business Insurance</p> 2785 <p class="reviews-category">Company name: 2786 <a title="company" href="/hiscox-insurance#reviews">Hiscox Insurance</a></p> 2787 </div> 2788 </div> 2789 <div class="rate-bold"> 2790 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2791 <span>10 / 10</span> 2792 </div> 2793 </div> 2794 <div class="reviews-ranks-details"> 2795 <div class="review-content"> 2796 <p> 2797 My HI barbershop is well covered with their great BOP product for 5 years already! not planning to switch! </p> 2798 </div> 2799 </div> 2800 </div> 2801 <div class="reviews-ranks-carousel-item"> 2802 <div class="reviews-ranks-title"> 2803 <div> 2804 <div class="avatar-reviews"> 2805 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2806 </div> 2807 <div> 2808 <p class="reviews-name"> Insuranker</p> 2809 <p class="reviews-category">Policy Type: Business Insurance</p> 2810 <p class="reviews-category">
2810Company name: 2811 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 2812 </div> 2813 </div> 2814 <div class="rate-bold"> 2815 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2816 <span>10 / 10</span> 2817 </div> 2818 </div> 2819 <div class="reviews-ranks-details"> 2820 <div class="review-content"> 2821 <p> 2822 Best insurance ever </p> 2823 </div> 2824 </div> 2825 </div> 2826 <div class="reviews-ranks-carousel-item"> 2827 <div class="reviews-ranks-title"> 2828 <div> 2829 <div class="avatar-reviews"> 2830 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2831 </div> 2832 <div> 2833 <p class="reviews-name"> Insuranker</p> 2834 <p class="reviews-category">Policy Type: Business Insurance</p> 2835 <p class="reviews-category">Company name: 2836 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 2837 </div> 2838 </div> 2839 <div class="rate-bold"> 2840 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2841 <span>10 / 10</span> 2842 </div> 2843 </div> 2844 <div class="reviews-ranks-details"> 2845 <div class="review-content"> 2846 <p> 2847 Coolest concept, I wish this was applied to other insurance products too. </p> 2848 </div> 2849 </div> 2850 </div> 2851 <div class="reviews-ranks-carousel-item"> 2852 <div class="reviews-ranks-title"> 2853 <div> 2854 <div class="avatar-reviews"> 2855 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2856 </div> 2857 <div> 2858 <p class="reviews-name"> Insuranker</p> 2859 <p class="reviews-category">Policy Type: Business Insurance</p> 2860 <p class="reviews-category">Company name: 2861 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 2862 </div> 2863 </div> 2864 <div class="rate-bold">
2865 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2866 <span>10 / 10</span> 2867 </div> 2868 </div> 2869 <div class="reviews-ranks-details"> 2870 <div class="review-content"> 2871 <p> 2872 Great experience </p> 2873 </div> 2874 </div> 2875 </div> 2876 <div class="reviews-ranks-carousel-item"> 2877 <div class="reviews-ranks-title"> 2878 <div> 2879 <div class="avatar-reviews"> 2880 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2881 </div> 2882 <div> 2883 <p class="reviews-name"> Insuranker</p> 2884 <p class="reviews-category">Policy Type: Business Insurance</p> 2885 <p class="reviews-category">Company name: 2886 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 2887 </div> 2888 </div> 2889 <div class="rate-bold"> 2890 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2891 <span>6 / 10</span> 2892 </div> 2893 </div> 2894 <div class="reviews-ranks-details"> 2895 <div class="review-content"> 2896 <p> 2897 Didn't relate to the concept much, but it makes sense if you need insurance to go </p> 2898 </div> 2899 </div> 2900 </div> 2901 <div class="reviews-ranks-carousel-item"> 2902 <div class="reviews-ranks-title"> 2903 <div> 2904 <div class="avatar-reviews"> 2905 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2906 </div> 2907 <div> 2908 <p class="reviews-name"> Insuranker</p> 2909 <p class="reviews-category">Policy Type: Business Insurance</p> 2910 <p class="reviews-category">Company name: 2911 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 2912 </div> 2913 </div> 2914 <div class="rate-bold"> 2915 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2916 <span>0 / 10</span> 2917 </div> 2918 </div> 2919 <div class="reviews-ranks-detail
2919s"> 2920 <div class="review-content"> 2921 <p> 2922 It doesn't really feel sustainable to me and doesn't offer business interruption, product liability and commercial property insurance. They have no local agents and despite their technology first approach you cannot file claims online. Additionally, product manufacturers are not covered by Thimble and they don't provide enterprise solutions. </p> 2923 </div> 2924 </div> 2925 </div> 2926 <div class="reviews-ranks-carousel-item"> 2927 <div class="reviews-ranks-title"> 2928 <div> 2929 <div class="avatar-reviews"> 2930 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2931 </div> 2932 <div> 2933 <p class="reviews-name"> Insuranker</p> 2934 <p class="reviews-category">Policy Type: Business Insurance</p> 2935 <p class="reviews-category">Company name: 2936 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 2937 </div> 2938 </div> 2939 <div class="rate-bold"> 2940 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2941 <span>10 / 10</span> 2942 </div> 2943 </div> 2944 <div class="reviews-ranks-details"> 2945 <div class="review-content"> 2946 <p> 2947 As a contractor that works 3 times a week for a few hours, Thimble gets really handy for me and saves me money. I have no use for these massive business insurance coverages offered by traditional insurance companies. </p> 2948 </div> 2949 </div> 2950 </div> 2951 <div class="reviews-ranks-carousel-item"> 2952 <div class="reviews-ranks-title"> 2953 <div> 2954 <div class="avatar-reviews"> 2955 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2956 </div> 2957 <div> 2958 <p class="reviews-name"> Insuranker</p> 2959 <p class="reviews-category">Policy Type: Business Insurance</p> 2960 <p class="reviews-category">Company name: 2961 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 2962 </div> 2963 </div> 2964 <div class="rate-bold"> 2965 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span>
2966 <span>10 / 10</span> 2967 </div> 2968 </div> 2969 <div class="reviews-ranks-details"> 2970 <div class="review-content"> 2971 <p> 2972 Excellent concept which is useful to many small businesses! </p> 2973 </div> 2974 </div> 2975 </div> 2976 <div class="reviews-ranks-carousel-item"> 2977 <div class="reviews-ranks-title"> 2978 <div> 2979 <div class="avatar-reviews"> 2980 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 2981 </div> 2982 <div> 2983 <p class="reviews-name"> Insuranker</p> 2984 <p class="reviews-category">Policy Type: Business Insurance</p> 2985 <p class="reviews-category">Company name: 2986 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 2987 </div> 2988 </div> 2989 <div class="rate-bold"> 2990 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 2991 <span>10 / 10</span> 2992 </div> 2993 </div> 2994 <div class="reviews-ranks-details"> 2995 <div class="review-content"> 2996 <p> 2997 Been waiting for this type of solution for a long time! </p> 2998 </div> 2999 </div> 3000 </div> 3001 <div class="reviews-ranks-carousel-item"> 3002 <div class="reviews-ranks-title"> 3003 <div> 3004 <div class="avatar-reviews"> 3005 <img src="/wp-content/uploads/2022/07/avatar.svg" alt="icon"> 3006 </div> 3007 <div> 3008 <p class="reviews-name"> Insuranker</p> 3009 <p class="reviews-category">Policy Type: Business Insurance</p> 3010 <p class="reviews-category">Company name: 3011 <a title="company" href="/thimble-small-business-insurance#reviews">Thimble Small Business Insurance</a></p> 3012 </div> 3013 </div> 3014 <div class="rate-bold"> 3015 <span class="mobile-visible">Average ranking: <img style="height:18px; width: 18px" src="/wp-content/themes/insuranks/images/score.svg" alt="Insuranks Score"></span> 3016 <span>10 / 10</span> 3017 </div> 3018 </div> 3019 <div class="reviews-ranks-details"> 3020 <div class="review-content"> 3021 <p> 3022 Love their business insurance solutions for freelancers! Great app! </p> 3023 </div> 3024 </div> 3025 </div> 3026 <div class="carousel__button--next"></div> 3027 <div class="carousel__button--prev"></div> 3028 </div> 3029 </div> 3030 </div> 3031 </div> 3032 </section> 3033 3034 <section class="text-center recent_post_sec"> 3035 <div class="container"> 3036 <h2 class="title-wrap pb-2">Recent Posts</h2> 3037 <div class="row" style="border-top: 2px solid rgba(112,112,112,.85);"> 3038 3039 <div class="col-md-12 col-sm-12"><br/><a class='h3' style='color: #2bb6f7; font-weight: 600;' href='https://www.insuranks.com/cheap-business-insurance-quotes'>Business Insurance</a><br/> <a href='https://www.insuranks.com/amazon-business-insurance'>• Amazon Business Insurance for Sellers</a><br/>
3039 <a href='https://www.insuranks.com/what-is-online-clothing-store-insurance'>• Online Clothing Store Insurance</a><br/> <a href='https://www.insuranks.com/fisheries-insurance-guide'>• Fisheries Insurance Policy: The Ultimate Guide</a><br/> <a href='https://www.insuranks.com/online-personal-trainer-insurance'>• Online Personal Trainer Insurance: Cost & Quotes</a><br/> <a href='https://www.insuranks.com/pole-dance-instructor-insurance'>• Pole Dance Instructor Insurance: Cost & Quotes</a><br/></div> 3040 </div> 3041 3042 <br/> 3043 </div> 3044 </section> 3045 <section class="text-center accordions" style="display:none;"> 3046 <div class="container"> 3047 3048 3049 3050 <div class="accordion-item"> 3051 <h3 tabindex="-1">Additional Business Insurance posts<span class=""></span></h3></div> 3052 <div class="accordion-item-data accordion-active" style="display: block;"> 3053 3054 <div class='row accordion-page-active'><div class='col-md-6 col-sm-12'> <a 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href='https://www.insuranks.com/taxi-insurance'>• Taxi Insurance: Companies, Cost, Quotes & Liability</a><br><br> <a href='https://www.insuranks.com/complementary-therapy-insurance'>• Complementary, Holistic & Alternative Therapy Insurance</a><br><br> <a href='https://www.insuranks.com/chiropractor-insurance'>• Chiropractic Malpractice Insurance: Cost & Quotes</a><br><br></div><div class='col-md-6 col-sm-12'> <a href='https://www.insuranks.com/bartender-insurance'>• Bartender Insurance for Wedding, Events & Business</a><br><br> <a href='https://www.insuranks.com/snow-plow-insurance'>• Snow Plow Insurance: Cost & Quotes From $11/mo</a><br><br> <a href='https://www.insuranks.com/beauty-and-bodywork-insurance-insuredbodywork-reviews'>• Beauty and Bodywork Insurance (InsureBodywork) Review</a><br><br> <a href='https://www.insuranks.com/plumbing-insurance'>• Plumbers Business Insurance: Cost, Liability & Quotes From $11/mo</a><br><br> <a 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3054 E-Commerce Insurance for Online Retailers Guide</a><br><br></div><div class='col-md-6 col-sm-12'> <a href='https://www.insuranks.com/bed-and-breakfast-insurance'>• B&B Insurance: Bed and Breakfast Insurance Cost & Quotes</a><br><br> <a href='https://www.insuranks.com/catering-business-insurance'>• Catering Insurance: Compare Costs & Companies</a><br><br> <a href='https://www.insuranks.com/mechanic-auto-repair-shop-insurance'>• Mechanic & Auto Repair Shop Insurance: Cost & Quotes From $11</a><br><br> <a href='https://www.insuranks.com/warehouse-insurance'>• Warehouse Insurance: Cost & Quotes From $40/mo</a><br><br> <a href='https://www.insuranks.com/dump-truck-insurance'>• Dump Truck Insurance: Cost & Quotes From $11</a><br><br></div></div><div class='row d-none'><div class='col-md-6 col-sm-12'> <a href='https://www.insuranks.com/skid-steer-insurance'>• Skid Steer Insurance: Cost & Quotes</a><br><br> <a href='https://www.insuranks.com/pet-sitting-insurance-and-bonding'>• Pet Sitting Insurance and Bonding: Quotes From Only $5</a><br><br> <a href='https://www.insuranks.com/dj-liability-insurance'>• DJ Insurance: Liability, Cost & Quotes From $11</a><br><br> <a href='https://www.insuranks.com/roofing-insurance'>• Roofing Insurance: Cost & Cheap Quotes From $11</a><br><br> <a href='https://www.insuranks.com/construction-insurance'>• Commercial Construction Insurance: Cost & Quotes From $11</a><br><br></div><div class='col-md-6 col-sm-12'> <a href='https://www.insuranks.com/heavy-equipment-insurance'>• Heavy Equipment Insurance: Cost, Companies & Quotes From $11</a><br><br> <a href='https://www.insuranks.com/excavator-insurance'>•  Excavator Insurance: Cost & Quotes</a><br><br> <a href='https://www.insuranks.com/handyman-insurance'>• Handyman Insurance: Cost, Liability & Quotes From $5</a><br><br> <a href='https://www.insuranks.com/farmers-market-insurance'>• Farmers Market Insurance for Vendors: Liability Quotes From $5</a><br><br> <a href='https://www.insuranks.com/vendor-liability-insurance'>• Vendor Liability Insurance: Cost & Quotes From $5</a><br><br></div></div><div class='row d-none'><div class='col-md-6 col-sm-12'> <a href='https://www.insuranks.com/craft-insurance-handmade-product-insurance-for-crafters'>• Craft Insurance: Handmade Product Insurance for Crafters</a><br><br> <a href='https://www.insuranks.com/candle-making-insurance'>• Candle Insurance for Maker & Seller Business: Cost & Quotes From $5</a><br><br> <a href='https://www.insuranks.com/maid-insurance-house-cleaning-insurance'>• Maid & House Cleaning Insurance: Cost & Quotes</a><br><br> <a href='https://www.insuranks.com/laundry-laundromat-dry-cleaners-insurance'>• Laundry, Laundromat & Dry Cleaners Insurance: Cost & Quotes</a><br><br> <a href='https://www.insuranks.com/gym-insurance-fitness-studio-insurance'>• Gym & Fitness Club Insurance: Cost & Quotes</a><br><br></div><div class='col-md-6 col-sm-12'> <a href='https://www.insuranks.com/tractor-insurance'>• Tractor Insurance: Cost, Best Companies & Quotes</a><br><br> <a href='https://www.insuranks.com/car-wash-insurance-auto-detailing'>• Car Wash & Auto Detailing Insurance</a><br><br> <a href='https://www.insuranks.com/commercial-drone-insurance'>• Commercial Drone Insurance: Cost & Quotes</a><br><br> <a href='https://www.insuranks.com/electrician-business-insurance'>• Electrician Insurance: Cost, Coverage & Quotes</a><br><br> <a href='https://www.insuranks.com/yoga-teacher-insurance'>• Yoga Insurance: Teacher, Instructor, Studio & More</a><br><br></div></div><div class='row d-none'><div class='col-md-6 col-sm-12'> <a href='https://www.insuranks.com/cleaning-business-insurance-for-cleaning-company'>• Cleaning Business Insurance: Insurance for Cleaning Company</a><br><br> <a href='https://www.insuranks.com/personal-trainer-insurance'>• Personal Trainer Liability Insurance: Cost & Quotes From $11</a><br><br> <a href='https://www.insuranks.com/retail-business-insurance-for-shops'>• Retail Business Insurance: Insurance for Shops, Retailer & Stores</a><br><br> <a href='https://www.insuranks.com/hair-stylist-insurance'>• Hair Stylist &
3054 Hair Salon Insurance: 2025 Guide</a><br><br> <a href='https://www.insuranks.com/bakery-insurance-home-baking-insurance'>• Bakery Insurance & Home Baking Insurance</a><br><br></div><div class='col-md-6 col-sm-12'> <a href='https://www.insuranks.com/restaurant-insurance'>• Restaurant Insurance: Cost & Quotes</a><br><br> <a href='https://www.insuranks.com/bobtail-insurance'>• Bobtail Insurance: Cost & Cheap Quotes From Only $8</a><br><br> <a href='https://www.insuranks.com/cheap-business-insurance-quotes'>• Cheap Business Insurance Quotes Online From $5/mo</a><br><br></div></div><div class="accordion__button--next"></div><div class="accordion__button--prev"></div></div> 3055 3056 3057 3058 3059 3060 3061 3062 3063 3064 3065 3066 3067 3068 3069 3070 3071 3072 3073 </div> 3074 </div> 3075 </section> 3076 </div> 3077
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3096 3097<style> 3098 .collaboration-section { 3099 background: whitesmoke; 3100 padding-top: 25px; 3101 padding-bottom: 25px; 3102} 3103.collaboration-section .container p { 3104 font-size: 16px; 3105 line-height: 24px; 3106 text-align: center; 3107 font-weight: 600; 3108 color: #333; 3109 max-width: 75%; 3110 margin: auto; 3111} 3112.collaboration-section .container h3{ 3113text-align:center; 3114} 3115@media (max-width: 767px) { 3116 .collaboration-section .container p{ 3117 font-size: 16px; 3118 line-height: 22px; 3119 max-width: 100%; 3120} 3121.collaboration-section .container { 3122 max-width: 100%; 3123} 3124} 3125</style> 3126<div class="collaboration-section"> 3127<div class="container"> 3128<h3>Become a voice</h3> 3129<p>Do you have U.S. insurance expertise/experience? Would you like to become a voice at Insuranks, help businesses and individuals, and showcase your authority online? <a href="mailto:[email protected]"><strong>Write us</strong></a>!</p> 3130</div> 3131</div> 3132<section class="footer-wrap site-footer"> 3133 <div class="container"> 3134 <div class="footer-logo"> 3135 <img loading="lazy" src="/wp-content/themes/insuranks/images/footer-logo.svg" 3136 alt="footer-logo" width="232" height="59"> 3137 </div> 3138 <div class="row"> 3139 <div class="col-sm-3 col-6"> 3140 <h3 class="h4-white">Company</h3> 3141 <ul> 3142 <li><a href="/about">About</a></li> 3143 <li><a href="mailto:[email protected]?Subject=Support%20request" target="_top">Contact</a> 3144 </li> 3145 </ul> 3146 </div> 3147 <div class="col-sm-3 col-6"> 3148 <h3 class="h4-white">Legal</h3> 3149 <ul> 3150 <li><a href="/insurankers-terms">Insurankers terms</a></li> 3151 <li><a href="/privacy-policy">Privacy Policy</a></li> 3152 </ul> 3153 </div> 3154 <div class="col-sm-3 col-6"> 3155 <h3 class="h4-white">Join Us On</h3> 3156 <ul class="list-inline social"> 3157 <li> 3158 <a href="https://twitter.com/insuranks2" aria-label="Twitter" title="Twitter" target="_blank" rel="nofollow" class="twit-wrap"> 3159<svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="currentColor" class="bi bi-twitter-x" viewBox="0 0 16 16"> 3160<path d="M12.6.75h2.454l-5.36 6.142L16 15.25h-4.937l-3.867-5.07-4.425 5.07H.316l5.733-6.57L0 .75h5.063l3.495 4.633L12.601.75Zm-.86 13.028h1.36L4.323 2.145H2.865l8.875 11.633Z"></path> 3161</svg> 3162</a> 3163 </li> 3164 <li><a href="https://www.linkedin.com/company/insuranks/" title="linkedin" target="_blank" rel="nofollow"><i 3165 class="fa fa-linkedin"></i></a></li> 3166 <li><a href="https://www.facebook.com/insuranks/" title="facebook" target="_blank" rel="nofollow"><i 3167 class="fa fa-facebook"></i></a></li> 3168 <li><a href="https://www.youtube.com/channel/UCJwsCLJpNDPz9jT346pGeEQ" title="youtube" target="_blank" 3169 rel="nofollow"><i class="fa fa-youtube-play"></i></a></li> 3170 <li><a href="https://www.instagram.com/insurankscom/" title="instagram" target="_blank" rel="nofollow"><i 3171 class="fa fa-instagram"></i></a></li> 3172 </ul> 3173 </div> 3174 <div class="col-sm-3 col-6"> 3175 <div class="logos"> 3176 <a href="#"> 3177 <img 3178 class="img-fluid b-lazy" 3179 loading="lazy" src="/wp-content/themes/insuranks/images/norton.png" 3180 alt="logo" 3181 width="170" 3182 height="65" 3183 > 3184 </a> 3185 <a href="#"> 3186 <img 3187 class="img-fluid b-lazy" 3188 loading="lazy" src="/wp-content/themes/insuranks/images/certidied_privacy.png" 3189 alt="logo" 3190 width="101" 3191 height="28" 3192 > 3193 </a> 3194 </div> 3195 <style> 3196 .ribonik .img-fluid { 3197 display: block; 3198 text-align: center; 3199 } 3200 .visible_mobile_r { 3201 display: none; 3202 } 3203 .ribonik .img-fluid { 3204 width: 200px; 3205 height: auto; 3206 margin-top: 10px; 3207 margin-bottom: 10px; 3208 } 3209 @media (max-width: 767px) { 3210 .ribonik .img-fluid { 3211 width: 120px; 3212 } 3213 .ribonik .img-fluid { 3214 text-align: left; 3215 } 3216 .visible_mobile_r { 3217 display: block; 3218 width: 150px; 3219 margin-top: 30px; 3220 border-radius: 10px; 3221 } 3222 3223 } 3224 </style> 3225 <div class="logos ribonik"> 3226 <a href="https://stories.bringthemhomenow.net/" target="_blank" rel="nofollow"> 3227 <img 3228 class="img-fluid b-lazy" 3229 loading="lazy" src="/wp-content/uploads/2024/04/photo1714243372.png" 3230 alt="logo" 3231 width="532" 3232 height="286" 3233 > 3234 </a> 3235 </div> 3236 <br/> 3237 <p><q>Not all those who wander are lost.</q></p> 3238 </div> 3239 <br/> 3240 <br/> 3241 <p>Disclosure: Insuranks.com is an independent educational comparison service and an advertising-supported publisher. 3242 Some of the companies/offers that appear on the website are from our partners which we may receive compensation from. 3243 This may influence which companies/offers we write about and where and how it appears on the site. 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