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212</p> 213<p>A patientâs potential financial liability is dependent on various factors that can include:</p> 214<ul> 215<li>Actual charges for services provided</li> 216<li>Insurer negotiated payment rates</li> 217<li>Government established payment rates</li> 218<li>Patient co-insurance and deductible responsibilities</li> 219<li>Secondary insurance benefits, qualifying financial aid and prompt pay discounts</li> 220</ul> 221<p>The standard charges and display of shoppable services do not include physician or other separately billable provider charges.</p> 222 223</div> 224</div><div id="row-1" class=" fc-row fc-row-1 fc-row-of-type-1 fc-type-odd fc-type-basic-wysiwyg"><div class="basic-wysiwyg basic-content"> 225 226 <h2>Hospital Standard Charges</h2> 227 228 <p>Terms within the standard charges include the following:</p> 229<p><strong>Gross charge:</strong>Â The charge for an individual item or service that is reflected on a hospitalâs chargemaster absent any discounts that by law is billed to all insurance companies. (A hospital chargemaster is a comprehensive list of a hospitalâs products, procedures, and services.)</p> 230<p><strong>Discounted cash price:</strong>Â The expected payment that applies to non-insured individuals who pay cash (or cash equivalent) for a hospital item or service.</p> 231<p><strong>Payer-specific negotiated charge:</strong>Â The PAYMENT that the hospital has negotiated with a third-party payer for an item or service.</p> 232<p><strong>De-identified minimum negotiated charges:</strong>Â The lowest PAYMENT that the hospital has negotiated with all third-party payers for an item or service.</p> 233<p><strong>De-identified maximum negotiated charges:</strong>Â The highest PAYMENT that the hospital has negotiated with all third-party payers for an item or service.</p> 234 235</div> 236</div><div id="row-2" class=" fc-row fc-row-2 fc-row-of-type-2 fc-type-even fc-type-basic-wysiwyg"><div class="basic-wysiwyg basic-content"> 237 238 <h2>Reference Points</h2> 239 240 <p>We have included, consistent with CMS requirements, a range of reference points, including lower (10th percentile), median (50th percentile), and upper (90th percentile) allowed amounts, which further improve the publicâs ability to understand the actual price of care, particularly when making comparisons across hospitals, to make more fully informed and value-conscious health care choices.</p> 241<p>For Consumers with insurance plans that include coinsurance and deductibles, the 10th and 90th percentile allowed amounts would provide critical potential lower and upper reference points for estimating out-of-pocket expenses.</p> 242<p>Information on specific reference points can be found below.</p> 243 244</div> 245</div><div id="row-3" class=" fc-row fc-row-3 fc-row-of-type-0 fc-type-even fc-type-accordion-module"><div class="accordion accordion-module"> 246 247 248 <div class="tabs"> 249 <div id="median-amount" class="tab tab-0 item-2a80dd1efd6fbd217d64dd48a3128a78"> 250 <input type="checkbox" id="2a80dd1efd6fbd217d64dd48a3128a78" name="rd-AM0"> 251 <label class="tab-label" for="2a80dd1efd6fbd217d64dd48a3128a78">Median Amount</label> 252 <div class="tab-content"><p>Median allowed amount means the median of the total allowed amounts the hospital has historically received from a third party payer for an item or service for a time period no less than 12 months and no longer than 15 months prior to posting the machine-readable file. If the payer-specific negotiated charge is based on a percentage or algorithm, the MRF must also specify the median allowed amount for that item or service.</p> 253</div> 254 </div> 255 256 <div id="10th-percentile" class="tab tab-1 item-fded5377c509a61193522662c3110ae7"> 257 <input type="checkbox" id="fded5377c509a61193522662c3110ae7" name="rd-AM0"> 258 <label class="tab-label" for="fded5377c509a61193522662c3110ae7">10th Percentile</label> 259 <div class="tab-content"><p>Tenth (10th) percentile allowed amount means the 10th percentile of the total allowed amounts the hospital has historically received from a third party payer for an item or service for a time period no less than 12 months and no longer than 15 months prior to posting the machine-readable file. If the payer-specific negotiated charge is based on a percentage or algorithm, the MRF must also specify the 10th percentile allowed amount for that item or service.</p> 260</div> 261 </div> 262 263 <div id="90th-percentile" class="tab tab-2 item-ec8d52112ae8eec6648f2b0fba4ba534"> 264 <input type="checkbox" id="ec8d52112ae8eec6648f2b0fba4ba534" name="rd-AM0"> 265 <label class="tab-label" for="ec8d52112ae8eec6648f2b0fba4ba534">90th Percentile</label> 266 <div class="tab-content"><p>Ninetieth (90th) percentile allowed amount means the 90th percentile of the total allowed amounts the hospital has historically received from a third party payer for an item or service for a time period no less than 12 months and no longer than 15 months prior to posting the machine-readable file. If the payer-specific negotiated charge is based on a percentage or algorithm, the MRF must also specify the 90th percentile allowed amount for that item or service.</p> 267</div> 268 </div> 269 270 <div id="count" class="tab tab-3 item-7cc1104b99047c437b86d8b995e1cf66"> 271 <input type="checkbox" id="7cc1104b99047c437b86d8b995e1cf66" name="rd-AM0"> 272 <label class="tab-label" for="7cc1104b99047c437b86d8b995e1cf66">Count</label> 273 <div class="tab-content"><p>Count of remittances used to calculate the allowed amounts. Allowed values are "0", "1 through 10", and whole numbers 11 and greater absent any thousands separator.</p> 274</div> 275 </div> 276 277 </div> 278 279</div> 280</div><div id="row-4" class=" fc-row fc-row-4 fc-row-of-type-3 fc-type-odd fc-type-basic-wysiwyg"><div class="basic-wysiwyg basic-content"> 281 282 <h2>More Information</h2> 283 284 <p><strong>THE STANDARD CHARGE AMOUNT IS TYPICALLY NOT WHAT A PATIENT WILL BE RESPONSIBLE FOR PAYING.</strong></p> 285<p>We recommend that you also contact your insurance company for information about the planâs payment amount and
285your patient liability amount or your planâs benefit restrictions or coverage limitations.</p> 286<p>This pricing information is intended to be informational only and is not necessarily reflective of a patientâs final financial liability or the amount that will be paid by an insurance plan. A patientâs final bill depends on actual services and procedures performed as determined by the patientâs doctor. Final determination of eligibility and benefits are determined at the time the claim is processed by the insurance plan.</p> 287 288</div> 289</div><div id="row-5" class=" fc-row fc-row-5 fc-row-of-type-1 fc-type-odd fc-type-accordion-module"><div class="accordion accordion-module"> 290 291 292 <div class="tabs"> 293 <div id="albany-medical-center-standard-charges-list" class="tab tab-0 item-e5918562ba593bac940c9b23afc4569c"> 294 <input type="checkbox" id="e5918562ba593bac940c9b23afc4569c" name="rd-AM1"> 295 <label class="tab-label" for="e5918562ba593bac940c9b23afc4569c">Albany Medical Center Standard Charges List</label> 296 <div class="tab-content"><p><a href="https://albany.pt.panaceainc.com/MRFDownload/albany/albanyamc">List of downloadable Standard Charges at Albany Medical Center</a> [.csv format]</p> 297<p>If you have questions or need an estimate for services, please call Patient Access at 518-262-4989. We recommend that you also contact your insurance company for information about the planâs payment amount and your patient liability amount or your planâs benefit restrictions or coverage limitations.</p> 298</div> 299 </div> 300 301 <div id="columbia-memorial-health-standard-charges-list" class="tab tab-1 item-5a6966f909235ebe8197f540e3d12735"> 302 <input type="checkbox" id="5a6966f909235ebe8197f540e3d12735" name="rd-AM1"> 303 <label class="tab-label" for="5a6966f909235ebe8197f540e3d12735">Columbia Memorial Health Standard Charges List</label> 304 <div class="tab-content"><p><a href="https://albany.pt.panaceainc.com/MRFDownload/albany/albanycmh">List of downloadable Standard Charges at Columbia Memorial Health</a> [.csv format]</p> 305<p>If you have questions or need an estimate for services, please call Patient Financial Services at518-262-4989. We recommend that you also contact your insurance company for information about the planâs payment amount and your patient liability amount or your planâs benefit restrictions or coverage limitations.</p> 306</div> 307 </div> 308 309 <div id="glens-falls-hospital-standard-charges-list" class="tab tab-2 item-524636727842bb07e6908c692042e4f8"> 310 <input type="checkbox" id="524636727842bb07e6908c692042e4f8" name="rd-AM1"> 311 <label class="tab-label" for="524636727842bb07e6908c692042e4f8">Glens Falls Hospital Standard Charges List</label> 312 <div class="tab-content"><p><a href="https://albany.pt.panaceainc.com/MRFDownload/albany/albanygfh">List of downloadable Standard Charges at Glens Falls Hospital</a> [.csv format]</p> 313<p>If you have questions or need an estimate for services, please call Patient Access at 518-262-4989. We recommend that you also contact your insurance company for information about the planâs payment amount and your patient liability amount or your planâs benefit restrictions or coverage limitations.</p> 314</div> 315 </div> 316 317 <div id="saratoga-hospital-standard-charges-list" class="tab tab-3 item-c66992e89660cab6d9744f145942e177"> 318 <input type="checkbox" id="c66992e89660cab6d9744f145942e177" name="rd-AM1"> 319 <label class="tab-label" for="c66992e89660cab6d9744f145942e177">Saratoga Hospital Standard Charges List</label> 320 <div class="tab-content"><p><a href="https://albany.pt.panaceainc.com/MRFDownload/albany/albanytsh">List of downloadable Standard Charges at Saratoga Hospital </a>Â [.csv format]</p> 321<p>If you have questions or need an estimate for services, please call 518-262-4989. We recommend that you also contact your insurance company for information about the planâs payment amount and your patient liability amount or your planâs benefit restrictions or coverage limitations.</p> 322<p> </p> 323</div> 324 </div> 325 326 </div> 327 328</div> 329</div><div id="row-6" class=" fc-row fc-row-6 fc-row-of-type-4 fc-type-even fc-type-basic-wysiwyg"><div class="basic-wysiwyg basic-content"> 330 331 <h2>Shoppable Services</h2> 332 333 <p>This list represents 300 âshoppable servicesâ that a health care consumer can schedule in advance. Examples of common shoppable services include imaging and laboratory services, medical and surgical procedures, and outpatient clinic visits. This information is intended to make it easier for consumers to estimate the cost of care before going to the hospital.</p> 334<p>This pricing information is intended to be informational only and is not necessarily reflective of a patientâs final financial liability or the amount that will be paid by an insurance plan. A patientâs final bill depends on actual services and procedures performed as determined by the patientâs doctor. Final determination of eligibility and benefits are determined at the time the claim is processed by the insurance plan.</p> 335<p>*Section 2718(e) of the Public Health Service Act requires that each hospital operating within the United States, for each year, establish (and update) and make public a list of the hospitalâs standard charges for items and services provided by the hospital. Effective January 1, 2021, hospitals are required to make available a comprehensive machine-readable file with all items and services offered by the Hospital and a display of shoppable services in a consumer-friendly format.</p> 336 337</div> 338</div><div id="row-7" class=" fc-row fc-row-7 fc-row-of-type-2 fc-type-even fc-type-accordion-module"><div class="accordion accordion-module"> 339 340 341 <div class="tabs"> 342 <div id="albany-medical-center-shoppable-services-list" class="tab tab-0 item-b59e21a5f2daa547c72361cac65cccce"> 343 <input type="checkbox" id="b59e21a5f2daa547c72361cac65cccce" name="rd-AM2"> 344 <label class="tab-label" for="b59e21a5f2daa547c72361cac65cccce">Albany Medical Center Shoppable Services List</label> 345 <div class="tab-content"><p><a href="https://mychart.albanymed.org/MyChart/GuestEstimates" target="_blank" rel="noopener">MyChart Guest Estimates</a></p> 346<p>If you have questions or need an estimate for services, please call Patient Access at 518-262-4989. We recommend that you also contact your insurance company for information about the planâs payment amount and
346your patient liability amount or your planâs benefit restrictions or coverage limitations.</p> 347</div> 348 </div> 349 350 <div id="columbia-memorial-health-shoppable-services-list" class="tab tab-1 item-83f0827eb3c45097d59ddfe4353ca2fc"> 351 <input type="checkbox" id="83f0827eb3c45097d59ddfe4353ca2fc" name="rd-AM2"> 352 <label class="tab-label" for="83f0827eb3c45097d59ddfe4353ca2fc">Columbia Memorial Health Shoppable Services List</label> 353 <div class="tab-content"><p><a href="https://mychart.albanymed.org/MyChart/GuestEstimates" target="_blank" rel="noopener">MyChart Guest Estimates</a></p> 354<p>If you have questions or need an estimate for services, please call Patient Financial Services at 518-262-4989. We recommend that you also contact your insurance company for information about the planâs payment amount and your patient liability amount or your planâs benefit restrictions or coverage limitations.</p> 355</div> 356 </div> 357 358 <div id="glens-falls-hospital-shoppable-services-list" class="tab tab-2 item-77e3b33251917de0c6dc557bfc917bd0"> 359 <input type="checkbox" id="77e3b33251917de0c6dc557bfc917bd0" name="rd-AM2"> 360 <label class="tab-label" for="77e3b33251917de0c6dc557bfc917bd0">Glens Falls Hospital Shoppable Services List</label> 361 <div class="tab-content"><p><a href="https://mychart.albanymed.org/MyChart/GuestEstimates" target="_blank" rel="noopener">MyChart Guest Estimates</a></p> 362<p>If you have questions or need an estimate for services, please call Patient Access at 518-262-4989. We recommend that you also contact your insurance company for information about the planâs payment amount and your patient liability amount or your planâs benefit restrictions or coverage limitations.</p> 363</div> 364 </div> 365 366 <div id="saratoga-hospital-shoppable-services-list" class="tab tab-3 item-da6d0749c3273fccb4be41819cfa4f56"> 367 <input type="checkbox" id="da6d0749c3273fccb4be41819cfa4f56" name="rd-AM2"> 368 <label class="tab-label" for="da6d0749c3273fccb4be41819cfa4f56">Saratoga Hospital Shoppable Services List</label> 369 <div class="tab-content"><p><a href="https://mychart.albanymed.org/MyChart/GuestEstimates" target="_blank" rel="noopener">MyChart Guest Estimates</a></p> 370<p>If you have questions or need an estimate for services, please call 518-262-4989. We recommend that you also contact your insurance company for information about the planâs payment amount and your patient liability amount or your planâs benefit restrictions or coverage limitations.</p> 371</div> 372 </div> 373 374 </div> 375 376</div> 377</div> 378 379 <div id="row-999" class="fc-row fc-row-999 fc-row-of-type-0 fc-type-even fc-type-news-teaser"> 380 381 <div class="news-teaser news-teaser-type-four"> 382 383 <div class="card card-type-post" data-post-id="84301" data-post-pinned="true" data-post-auto-fill="false"> 384 <a href="https://www.albanymed.org/news/rheumatologist-dr-helina-maharjan-joins-albany-medical-center/" class="no-decoration"> 385 386 <div class="image"> 387 <div class="play-icon"> 388 <span class="visually-hidden">Play video</span> 389 <svg xmlns="http://www.w3.org/2000/svg" aria-hidden="true" role="img" width="2em" height="2em" preserveAspectRatio="xMidYMid meet" viewBox="0 0 1200 1200"><path fill="currentColor" d="M600 1200C268.65 1200 0 931.35 0 600S268.65 0 600 0s600 268.65 600 600s-268.65 600-600 600zM450 300.45v599.1L900 600L450 300.45z"/></svg> 390 </div> 391 <img width="320" height="180" src="https://www.albanymed.org/wp-content/uploads/sites/2/fly-images/84302/AMC_1269_630x354-320x180-c.jpg" class="attachment-320x180" alt="Rheumatologist Dr. Helina Maharjan wearing a white coat and standing in the infusion area of a rheumatology clinic." /> </div> 392 <div class="bar"> 393 News </div> 394 <div class="intro line-clamp line-clamp-4">Rheumatologist Dr. Helina Maharjan Joins Albany Medical Center</div> 395 396 </a> 397 </div> 398 399 400 <div class="card card-type-post" data-post-id="84266" data-post-pinned="true" data-post-auto-fill="false"> 401 <a href="https://www.albanymed.org/news/trauma-surgeon-dr-brian-nasca-joins-albany-medical-center/" class="no-decoration"> 402 403 <div class="image"> 404 <div class="play-icon"> 405 <span class="visually-hidden">Play video</span> 406 <svg xmlns="http://www.w3.org/2000/svg" aria-hidden="true" role="img" width="2em" height="2em" preserveAspectRatio="xMidYMid meet" viewBox="0 0 1200 1200">
406<path fill="currentColor" d="M600 1200C268.65 1200 0 931.35 0 600S268.65 0 600 0s600 268.65 600 600s-268.65 600-600 600zM450 300.45v599.1L900 600L450 300.45z"/></svg> 407 </div> 408 <img width="320" height="180" src="https://www.albanymed.org/wp-content/uploads/sites/2/fly-images/84267/IMG_0111_630x354-320x180-c.jpg" class="attachment-320x180" alt="Brian Nasca, MD, standing in hospital hallway wearing white coat" /> </div> 409 <div class="bar"> 410 News </div> 411 <div class="intro line-clamp line-clamp-4">Trauma Surgeon Dr. Brian Nasca Joins Albany Medical Center</div> 412 413 </a> 414 </div> 415 416 417 <div class="card card-type-post" data-post-id="84272" data-post-pinned="true" data-post-auto-fill="false"> 418 <a href="https://www.albanymed.org/news/plastic-and-reconstructive-surgeon-dr-christina-rudolph-joins-albany-medical-center/" class="no-decoration"> 419 420 <div class="image"> 421 <div class="play-icon"> 422 <span class="visually-hidden">Play video</span> 423 <svg xmlns="http://www.w3.org/2000/svg" aria-hidden="true" role="img" width="2em" height="2em" preserveAspectRatio="xMidYMid meet" viewBox="0 0 1200 1200"><path fill="currentColor" d="M600 1200C268.65 1200 0 931.35 0 600S268.65 0 600 0s600 268.65 600 600s-268.65 600-600 600zM450 300.45v599.1L900 600L450 300.45z"/></svg> 424 </div> 425 <img width="320" height="180" src="https://www.albanymed.org/wp-content/uploads/sites/2/fly-images/84273/AMC_1204_a_630x354-320x180-c.jpg" class="attachment-320x180" alt="Plastic surgeon Dr. Christina Rudolph stands in a clinic hallway wearing a white coat" /> </div> 426 <div class="bar"> 427 News </div> 428 <div class="intro line-clamp line-clamp-4">Plastic and Reconstructive Surgeon Dr. Christina Rudolph Joins Albany Medical Center</div> 429 430 </a> 431 </div> 432 433 434 <div class="card card-type-post" data-post-id="84241" data-post-pinned="true" data-post-auto-fill="false"> 435 <a href="https://www.albanymed.org/news/twenty-year-partnership-transforms-lives-through-service-learning-and-global-health/" class="no-decoration"> 436 437 <div class="image"> 438 <div class="play-icon"> 439 <span class="visually-hidden">Play video</span> 440 <svg xmlns="http://www.w3.org/2000/svg" aria-hidden="true" role="img" width="2em" height="2em" preserveAspectRatio="xMidYMid meet" viewBox="0 0 1200 1200"><path fill="currentColor" d="M600 1200C268.65 1200 0 931.35 0 600S268.65 0 600 0s600 268.65 600 600s-268.65 600-600 600zM450 300.45v599.1L900 600L450 300.45z"/></svg> 441 </div> 442 <img width="320" height="180" src="https://www.albanymed.org/wp-content/uploads/sites/2/fly-images/84246/Engeye-team-2025-320x180-c.jpg" class="attachment-320x180" alt="Albany Med - Engeye partnership" /> </div> 443 <div class="bar"> 444 News </div> 445 <div class="intro line-clamp line-clamp-4">Twenty-Year Partnership Transforms Lives Through Service, Learning, and Global Health</div> 446 447 </a> 448 </div> 449 450 </div> 451 452 <div class="show-more-button"> 453 <button type="button" name="btnShowMore" value="1" class="amc-button">Show More</button> 454 </div> 455 456 457 458 </div> 459 460 <div id="row-1000" class="fc-row fc-row-1000 fc-row-of-type-0 fc-type-even fc-type-events-teaser"> 461 <style data-message="no events selected">#row-1000 { display: none; 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