PageSourceSearch

https://prosperousharmony.com/personal-loans

html prosperousharmony.com collected 2026-09-28 01:41:41 UTC 43,974 bytes, 716 lines download raw bytes

1<!DOCTYPE html>
2<html lang="en">
3<head>
4    <meta charset="utf-8">
5    <meta http-equiv="X-UA-Compatible" content="IE=edge">
6    <meta name="viewport" content="width=device-width, initial-scale=1">
7    <!-- The above 3 meta tags *must* come first in the head; any other head content must come *after* these tags -->
8    
8<script src="https://ajax.googleapis.com/ajax/libs/jquery/1.11.3/jquery.min.js"></script>
8
9    <!-- jQuery (necessary for Bootstrap's JavaScript plugins) -->
10
11    <title>Personal Loans Online for Good and Bad Credit - ProsperousHarmony.com</title>
12    <meta property="og:title" content="Personal Loans Online for Good and Bad Credit - ProsperousHarmony.com" />
13    <meta name="twitter:title" content="Personal Loans Online for Good and Bad Credit - ProsperousHarmony.com"/>
14    
15    <meta name="description" content="Request an online personal loan through ProsperousHarmony.com for any reason up to $5,000. Take advantage of our network of reliable lenders. Request your loan online now!"/>
16    <meta property="og:description" content="Request an online personal loan through ProsperousHarmony.com for any reason up to $5,000. Take advantage of our network of reliable lenders. Request your loan online now!"/>
17    <meta name="twitter:description" content="Request an online personal loan through ProsperousHarmony.com for any reason up to $5,000. Take advantage of our network of reliable lenders. Request your loan online now!"/>
18    
19    <meta property="og:url" content="https://prosperousharmony.com/personal-loans" />
20    <link rel="canonical" href="https://prosperousharmony.com/personal-loans" />
21    <meta property="og:site_name" content="ProsperousHarmony.com" />
22    <meta name="twitter:domain" content="ProsperousHarmony.com"/>
23    
24    <meta name="twitter:image" content="https://prosperousharmony.com/img/meta-logo-and-tagline.png">
25    <meta name="twitter:image:alt" content="ProsperousHarmony.com">
26    
26<script type="application/ld+json">
27    { 
28        "@context": "http://schema.org",
29        "@type": "Organization",
30        "name": "Personal Loan Finding Platform | ProsperousHarmony.com",
31        "alternateName": "We are not a lender, but we operate a network of loan providers. After you submit your request, we will try to pair you with one of the lenders or lending partners in our network. The lenders and lending partners we work with offer 61 day to 84 month loan terms with an APR range of 4.84% to 35.99%. | ProsperousHarmony.com",
32        "url": "https://prosperousharmony.com",
33        "logo": {
34            "@type": "ImageObject",
35            "url": "https://prosperousharmony.com/img/meta-logo-and-tagline.png",
36            "width": "800",
37            "height": "600",
38            "name": "Personal Loans Online for Good and Bad Credit - ProsperousHarmony.com"
39        },
40        "image": {
41            "@type": "ImageObject",
42            "url": "https://prosperousharmony.com/img/meta-logo-and-tagline.png",
43            "width": "800",
44            "height": "600",
45            "name": "Personal Loans Online for Good and Bad Credit - ProsperousHarmony.com"
46        }
47    }
48    </script>
48
49        <link rel="stylesheet" type="text/css" href="/css/custom-bootstrap.min.css" />
50    <link rel="stylesheet" href="https://maxcdn.bootstrapcdn.com/font-awesome/4.4.0/css/font-awesome.min.css">
51    <link rel="stylesheet" type="text/css" href="/css/style.css" />
52    <!-- HTML5 shim and Respond.js for IE8 support of HTML5 elements and media queries -->
53    <!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
54    <!--[if lt IE 9]>
55    
55<script src="https://oss.maxcdn.com/html5shiv/3.7.2/html5shiv.min.js" async="async"></script>
55
56    
56<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js" async="async"></script>
56
57    <![endif]-->
58    <link rel="apple-touch-icon" sizes="57x57" href="/img/favicon/apple-icon-57x57.png">
59    <link rel="apple-touch-icon" sizes="60x60" href="/img/favicon/apple-icon-60x60.png">
60    <link rel="apple-touch-icon" sizes="72x72" href="/img/favicon/apple-icon-72x72.png">
61    <link rel="apple-touch-icon" sizes="76x76" href="/img/favicon/apple-icon-76x76.png">
62    <link rel="apple-touch-icon" sizes="114x114" href="/img/favicon/apple-icon-114x114.png">
63    <link rel="apple-touch-icon" sizes="120x120" href="/img/favicon/apple-icon-120x120.png">
64    <link rel="apple-touch-icon" sizes="144x144" href="/img/favicon/apple-icon-144x144.png">
65    <link rel="apple-touch-icon" sizes="152x152" href="/img/favicon/apple-icon-152x152.png">
66    <link rel="apple-touch-icon" sizes="180x180" href="/img/favicon/apple-icon-180x180.png">
67    <link rel="icon" type="image/png" sizes="192x192"  href="/img/favicon/android-icon-192x192.png">
68    <link rel="icon" type="image/png" sizes="32x32" href="/img/favicon/favicon-32x32.png">
69    <link rel="icon" type="image/png" sizes="96x96" href="/img/favicon/favicon-96x96.png">
70    <link rel="icon" type="image/png" sizes="16x16" href="/img/favicon/favicon-16x16.png">
71    <meta name="msapplication-TileColor" content="#ffffff">
72    <meta name="msapplication-TileImage" content="/img/favicon/ms-icon-144x144.png">
73    <meta name="theme-color" content="#ffffff">
74    <!-- Global site tag (gtag.js) - Google Analytics -->
75    
75<script async src="https://www.googletagmanager.com/gtag/js?id=UA-zzz-1"></script>
75
76    
76<script>
77      window.dataLayer = window.dataLayer || [];
78      function gtag(){dataLayer.push(arguments);}
79      gtag('js', new Date());
80      gtag('config', 'UA-zzz-1');
81    </script>
81
82    <!-- End GA -->
83
84    <!-- Facebook Pixel Code -->
85    
85<script>
vendor: 435 bytes, lines 85-94
85
86    !function(f,b,e,v,n,t,s)
87    {if(f.fbq)return;n=f.fbq=function(){n.callMethod?
88    n.callMethod.apply(n,arguments):n.queue.push(arguments)};
89    if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';
90    n.queue=[];t=b.createElement(e);t.async=!0;
91    t.src=v;s=b.getElementsByTagName(e)[0];
92    s.parentNode.insertBefore(t,s)}(window, document,'script',
93    'https://connect.facebook.net/en_US/fbevents.js');
94    fbq('init', '
941020569758788870
vendor: 38 bytes, lines 94-96
94');
95    fbq('track', 'PageView');
96    
96</script>
96
97    <noscript><img height="1" width="1" style="display:none"
98    src="https://www.facebook.com/tr?id=1020569758788870&ev=PageView&noscript=1"
99    /></noscript>
100    <!-- End Facebook Pixel Code -->
101
102
103    <!-- Yahoo/Gemini ads tracking pixel -->
104    
104<script type="application/javascript">(function(w,d,t,r,u){w[u]=w[u]||[];w[u].push({'projectId':'10000','properties':{'pixelId':'10111375','userEmail': '<email_address>'}});var s=d.createElement(t);s.src=r;s.async=true;s.onload=s.onreadystatechange=function(){var y,rs=this.readyState,c=w[u];if(rs&&rs!="complete"&&rs!="loaded"){return}try{y=YAHOO.ywa.I13N.fireBeacon;w[u]=[];w[u].push=function(p){y([p])};y(c)}catch(e){}};var scr=d.getElementsByTagName(t)[0],par=scr.parentNode;par.insertBefore(s,scr)})(window,document,"script","https://s.yimg.com/wi/ytc.js","dotq");</script>
104
105    <!-- Yahoo/Gemini ads tracking pixel -->
106</head>
107<body class="pages personal-loans  layouts column1 page no-headerbanner">
108<!-- end .toolbar -->
109<div id="stiction">
110    <nav class="navbar navbar-default navbar-fixed-top navbar-transparent">
111        <div class="container">
112            <!-- Brand and toggle get grouped for better mobile display -->
113            <div class="before_logo">
114            </div>
115            <div class="navbar-header">
116                <button type="button" class="navbar-toggle collapsed" data-toggle="collapse"
117                        data-target="#bs-navbar-collapse-1" aria-expanded="false">
118                    <span class="sr-only">Toggle navigation</span>
119                    <span class="icon-bar"></span>
120                    <span class="icon-bar"></span>
121                    <span class="icon-bar"></span>
122                </button>
123                <a class="navbar-brand" href="/">
124    <div style="font-size: 30px;font-weight: 600;color: #0C121D;">ProsperousHarmony</div></a>
125            </div>
126            <div class="after_logo">
127            </div>
128            <!-- Collect the nav links, forms, and other content for toggling -->
129            <div class="collapse navbar-collapse" id="bs-navbar-collapse-1">
130                <ul class="nav navbar-nav navbar-right" id="yw0">
131<li><a class="btn btn-default navbar-btn" href="/apply-now">Get Started</a></li>
132<li class="active"><a href="/personal-loans">Personal Loans</a></li>
133<li><a href="/about-us">About</a></li>
134<li><a href="/how-it-works">How It Works</a></li>
135</ul>            </div>
136            <div class="after_nav">
137            </div>
138            <!-- /.navbar-collapse -->
139        </div>
140        <!-- /.container-fluid -->
141    </nav>
142
143    <div id="advertiser-disclosure" class="agree_box-popup-shadow">
144        <div class="agree_box-popup-body">
145            <div class="agree_box-popup-header">
146                <div class="agree_box-popup-close-button">
147                    X
148                </div>
149            </div>
150            <div class="agree_box-popup-content">
151                <strong class="fs-16 mb-10">Advertiser Disclosure</strong>
152                <p>The offers that appear on ProsperousHarmony.com are from companies from which ProsperousHarmony.com receives compensation. ProsperousHarmony.com does not make loan offers, but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third party lenders and lending partners and does not constitute approval for a loan.</p>
153            </div>
154        </div>
155    </div>
156    
156<script type="text/javascript">
157    $(document).ready(function() {
158        // agree_box-by_id
159        $(".agree_box-by_id").on('click', function (el) {
160            agree_box_href = $(this).attr( 'href' );
161            closest_agree_box_shadow = $('.agree_box-popup-shadow' + agree_box_href );
162            if (typeof closest_agree_box_shadow !== 'undefined') {
163                closest_agree_box_shadow.addClass('active');
164            }
165        });
166        // agree_box - close popup
167        $(".agree_box-popup-close-button").on('click', function (el) {
168            $(this).closest('*:has(.agree_box-popup-shadow)').find('.agree_box-popup-shadow');
169            if (typeof closest_agree_box_shadow !== 'undefined') {
170                closest_agree_box_shadow.removeClass('active');
171            }
172        });
173        $(".agree_box-popup-shadow").on('click', function (el) {
174            if ($(event.target).hasClass('agree_box-popup-shadow')) {
175                $(this).removeClass('active');
176            }
177        });
178    });
179    </script>
179
180
181</div>
182
183	    <section class="content">
184        <div class="mb-60 display-block">
185        </div>
186        <div class="container">
187            <h1 class="reset_format fs-44">Online Personal Loans</h1>
188            <h2 class="reset_format fs-24">Learn about our secure process for finding personal loans online and get started today.</h2>
189            <div class="mb-60"></div>
190            <div class="row">
191                <div class="col-xs-12">
192                    <span class="mb-60 display-block">
193                        <span class="blue-first-color mr-20">
194                            <i class="fa fa-briefcase fs-22"></i>
195                        </span>
196                        PERSONAL LOANS
197                    </span>
198                </div>
199                <div class="col-xs-12 col-sm-6 col-md-3 mb-20">
200                    <a href="/personal-loans/excellent-credit" target="_self" title="Excellent – (720+)" class="btn btn-default btn-lg width-100 btn-blue">
201                        <span class="hide-on-hover">
202                            <i class="fa fa-star"></i> Excellent Credit
203                        </span>
204                        <span class="display-on-hover">
205                            <i class="fa fa-star"></i> Excellent – (720+)
206                        </span>
207                    </a>
208                </div>
209                <div class="col-xs-12 col-sm-6 col-md-3 mb-20">
210                    <a href="/personal-loans/good-credit" target="_self" title="Excellent – (720+)" class="btn btn-default btn-lg width-100 btn-green">
211                        <span class="hide-on-hover">
212                            <i class="fa fa-star-o"></i> Good Credit
213                        </span>
214                        <span class="display-on-hover">
215                            <i class="fa fa-star-o"></i> Good – (660 - 719)
216                        </span>
217                    </a>
218                </div>
219                <div class="col-xs-12 col-sm-6 col-md-3 mb-20">
220                    <a href="/personal-loans/fair-credit" target="_self" title="Excellent – (720+)" class="btn btn-default btn-lg width-100 btn-orange">
221                        <span class="hide-on-hover">
222                            <i class="fa fa-check"></i> Fair Credit
223                        </span>
224                        <span class="display-on-hover">
225                            <i class="fa fa-check"></i> Fair – (600 - 659)
226                        </span>
227                    </a>
228                </div>
229                <div class="col-xs-12 col-sm-6 col-md-3 mb-60">
230                    <a href="/personal-loans/bad-credit" target="_self" title="Excellent – (720+)" class="btn btn-default btn-lg width-100 btn-red">
231                        <span class="hide-on-hover">
232                            <i class="fa fa-close"></i> Poor Credit
233                        </span>
234                        <span class="display-on-hover">
235                            <i class="fa fa-close"></i> Poor – (Below 600)
236                        </span>
237                    </a>
238                </div>
239            </div><!-- /.row -->
240        </div><!-- /.container -->
241        <div class="container">
242            <div class="row">
243                <div class="col-xs-12">
244                    <div class="reading-box element-bottomshadow display-block mb-80">
245                        <h3 class="reset_format blue-first-color fs-22 mb-20">Find the Personal Loan That’s Right for You</h3>
246                        <div class="reading-box-description"><p>Maybe it’s a surprise medical bill. It could be an emergency car repair. Or, it might be something as simple as a home improvement project. Whatever the unexpected expense or other financial need, ProsperousHarmony.com can help you find a personal loan provider.</p>
247                        <p>Our secure process is designed to be quick and simple. By taking advantage of our network of reliable affiliate lenders and lending partners, you may be eligible for as much as $5,000. You could receive your loan as soon as the next business day.</p>
248                        </div>
249                    </div>
250                </div>
251            </div><!-- /.row -->
252        </div><!-- /.container -->
253        <div class="container">
254            <div class="row">
255                <div class="col-xs-12 col-sm-12 col-md-8 mb-30">
256                        <h3 class="reset_format blue-first-color fs-22 mb-20">What is a Personal Loan?</h3>
257                        <p>A Personal Loan is an installment loan that’s repaid over a period of time. At ProsperousHarmony.com, you can request a personal loan from $1,000 to $5,000. The amount you are eligible for depends on a number of factors, like your credit type, the laws in your state governing personal loans, and the amount that a lender or lending partner is able to lend.</p>
258                        <p>You can take out a loan for almost any reason. Loans can be secured or unsecured. Lenders or lending partners may let you set up automatic withdrawals, so you never have to worry about writing a check. ProsperousHarmony.com is not a lender. We try to pair you with a loan provider. Please visit our <a href="/how-it-works">How It Works</a> page to learn more.</p>
259                        <div class="mb-60"></div>
260                </div>
261                <div class="col-xs-12 col-sm-12 col-md-4 mb-60">
262                        <h3 class="reset_format blue-first-color fs-22 mb-20">Request Your Loan Right Now</h3>
263                        <div class="application-form-container clearfix">
264<form autocomplete="off" id="short-form" action="https://prosperousharmony.com/apply-now/" method="GET">    <div class="short_form_header">
265        I’D LIKE TO BORROW:        <span id="js-display-callback">
266            <b>$500</b>
267        </span>
268    </div>
269    <div class="row clearfix">
270        <div class="hidden">
271            <input type="hidden" value="personal-loans" name="view" />        </div>
272        <div class="col-xs-12">
273            <p class="slider_descr">
274                Drag the slider below to the amount you’d like to borrow            </p>
275        </div>
276        <div class="slider-wrapper col-xs-12">
277            <input style="display: none;" class="js-callback" name="amount_request" value="1000" id="ShortForm_amount_request" autocomplete="nope" type="text" />            <div class="errorMessage" id="ShortForm_amount_request_em_" style="display:none"></div>        </div>
278        <div class="form-group col-md-6 col-xs-12">
279            <span>
280                                <input required="required" class="form-control" name="fname" id="ShortForm_fname" placeholder="First Name" value="" maxlength="128" autocomplete="nope" type="text" />                <div class="errorMessage" id="ShortForm_fname_em_" style="display:none"></div>            </span>
281        </div>
282        <div class="form-group col-md-6 col-xs-12">
283            <span>
284                                <input required="required" class="form-control" name="lname" id="ShortForm_lname" placeholder="Last Name" value="" maxlength="128" autocomplete="nope" type="text" />                <div class="errorMessage" id="ShortForm_lname_em_" style="display:none"></div>            </span>
285        </div>
286        <div class="form-group col-md-6 col-xs-12">
287            <span>
288                                <input required="required" class="form-control" name="zip" id="ShortForm_zip" placeholder="ZIP" value="" minlength="5" maxlength="5" autocomplete="nope" type="tel" />                <div class="errorMessage" id="ShortForm_zip_em_" style="display:none"></div>            </span>
289        </div>
290        <div class="form-group col-md-6 col-xs-12">
291            <span>
292                                <input required="required" class="form-control" name="email" id="ShortForm_email" placeholder="Email" value="" maxlength="128" autocomplete="nope" type="text" />                <div class="errorMessage" id="ShortForm_email_em_" style="display:none"></div>            </span>
293        </div>
294        <div class="form-group mb-10 col-xs-12 text-center">
295            <div class="home-agree clearfix">         
296                By clicking “Get Started”, I consent and agree to the
297                <a href="/privacy-policy" rel="nofollow" class="textdecoration-underline" target="_blank">Privacy Policy</a> and 
298                <a href="/legal" rel="nofollow" class="textdecoration-underline" target="_blank">Terms of Site Use</a>.              
299            </div>
300        </div>
301        <div class="form-group mb-10 col-sm-12 col-xs-12 text-center">
302            <input class="btn btn-default pn_stop_1 pn_start_2" type="submit" value="Get Started" />        </div>
303    </div><!-- class="row clearfix" -->
304</form>
304<script src="/js/powerange.min.js?_ver=1"></script>
vendor: 1 bytes, line 304
304
305<script type="text/javascript">
306        jQuery(document).ready(function() {
307            // powerange.
308            var clbk = document.querySelector('.js-callback');
309            if ( clbk  !== null )
310            {
311                var initClbk = new Powerange(clbk, {callback: displayValue, start: 1000, min: 500, max: 5000, step: 100});
312            }
313
314            function displayValue() {
315                handle = clbk.value;
316                if ( clbk.value.length > 3 ) {
317                    handle = clbk.value.slice(0, -3) + ',' + clbk.value.slice(-3);
318                }
319                jQuery('#js-display-callback b').html( '$' + handle );
320                // var range_max = jQuery('.range-bar .range-max').text();
321                // if ( range_max.indexOf(',') == -1 ) {
322                //     jQuery('.range-bar .range-max').text( range_max.slice(0, -3) + ',' + range_max.slice(-3) );
323                // }
324                // var range_min = jQuery('.range-bar .range-min').text();
325                // if ( range_min.indexOf(',') == -1 ) {
326                //     jQuery('.range-bar .range-min').text( range_min.slice(0, -3) + ',' + range_min.slice(-3) );
327                // }
328            }
329        });
330</script>
330
331</div>                </div>
332            </div><!-- /.row -->
333        </div><!-- /.container -->
334        <div class="container">
335            <div class="row">
336                <div class="col-xs-12 col-sm-12 col-md-8 mb-30">
337                        <h3 class="reset_format blue-first-color fs-22 mb-20">Our Simple, Streamlined Process</h3>
338                        <p>If you’ve ever considered a loan, you may have felt overwhelmed about choosing the right lender and loan type. At ProsperousHarmony.com, our streamlined process makes requesting a personal loan as simple as completing our online form. We’re ready to try to help you find a lender or lending partner.</p>
339                        <p>If you have any questions about the process, contact our <a href="/contact">customer service team</a>.</p>
340                </div>
341                <div class="col-xs-12 col-sm-12 col-md-4 mb-60">
342                    <ul>
343                        <li>
344                            <a href="/personal-loans/good-credit"><h4>Personal Loans for Good Credit</h4></a>
345                        </li>
346                        <li>
347                            <a href="/personal-loans/bad-credit"><h4>Personal Loans Online for Bad Credit</h4></a>
348                        </li>
349                        <li>
350                            <a href="/personal-loans/excellent-credit"><h4>Personal Loans for Excellent Credit</h4></a>
351                        </li>
352                        <li>
353                            <a href="/personal-loans/fair-credit"><h4>Personal Loans for Fair Credit</h4></a>
354                        </li>
355                    </ul>
356                </div>
357            </div><!-- /.row -->
358        </div><!-- /.container -->
359        <div class="container">
360            <div class="row">
361                <div class="col-md-6 mb-30">
362                    <h3 class="reset_format blue-first-color fs-22 mb-20">What is APR?</h3>
363                    <p>APR, or Annual Percentage Rate, is the amount of interest you would pay on a personal loan over the course of a full year. The APR of your loan is determined by your lender or lending partner according to the loan agreement and varies depen
363ding on the information you provide when you submit a request and on your lender’s policies and terms.</p>
364                    <p>After you are paired with a lender or lending partner, you may be presented with a loan agreement that discloses the terms of your loan with the APR, fees, finance charges, and other terms. The lenders and lending partners we work with offer 61 day to 84 month loan terms with an APR range of 4.84% to 35.99%. The exact APR depends on the method of calculation, terms of the loan, fees, and renewal options.</p>
365                    <p>While we do offer example rates for your information, ProsperousHarmony.com is not a lender and does not set APRs. The featured table represents sample rates and is for information purposes only:</p>
366                </div>
367                <div class="col-md-6 mb-60">
368                    <div class="mb-50">
369                    </div>
370                    <div class="table-panel">
371                        <table class="table table-hover text-right">
372                            <thead>
373                                <tr>
374                                    <td>Apr</td>
375                                    <td>Amount</td>
376                                    <td>Period</td>
377                                    <td>Monthly</td>
378                                    <td>Total Paid</td>
379                                </tr>
380                            </thead>
381                            <tbody>
382                                <tr>
383                                    <td>5.99%</td>
384                                    <td>$4,000</td>
385                                    <td>24 Mo</td>
386                                    <td>$177.26</td>
387                                    <td>$4,254.35</td>
388                                </tr>
389                                <tr>
390                                    <td>10%</td>
391                                    <td>$4,000</td>
392                                    <td>24 Mo</td>
393                                    <td>$184.58</td>
394                                    <td>$4,429.91</td>
395                                </tr>
396                                <tr>
397                                    <td>25%</td>
398                                    <td>$4,000</td>
399                                    <td>24 Mo</td>
400                                    <td>$213.49</td>
401                                    <td>$5,123.67</td>
402                                </tr>
403                                <tr>
404                                    <td>35.99%</td>
405                                    <td>$4,000</td>
406                                    <td>24 Mo</td>
407                                    <td>$236.17</td>
408                                    <td>$5,668.04</td>
409                                </tr>
410                            </tbody>
411                        </table>
412                    </div>
413                </div>
414            </div>
415        </div><!-- /.container -->
416        <div class="container">
417            <div class="row">
418                <div class="col-md-12">
419                    <div class="mb-30"></div>
420                    <h3 class="reset_format blue-first-color fs-22 mb-20">Additional Important Information</h3>
421                    <p>All of ProsperousHarmony.com’s affiliate lending partners agree to provide every borrower with the details of the loan agreement as well as the terms and conditions of the loan before the borrower accepts the loan. It is strongly recommended that potential borrowers fully read and understand the lender’s or lending partner's terms before signing a loan agreement. To learn more, visit the <a href="/rates-and-fees">Rates &amp; Fees</a> and <a href="/responsible-lending-policy">Responsible Lending Policy</a> sections on this site.</p>
422                    <div class="mb-60"></div>
423                    <h3 class="reset_format blue-first-color fs-22 mb-20">Presentation of Interest and Finance Charges</h3>
424                    <p>ProsperousHarmony.com is not a lender and does not set fees or interest rates. Once you are approved by a lender or lending partner, you will be given the interest rate and fees before you sign the loan agreement. The lenders and lending partners we work with offer 61 day to 84 month loan terms with an APR range of 4.84% to 35.99%. At no point are you required or obligated to sign a loan contract or accept the terms offered by a lender or lending partner.</p>
425                    <p>
425To better understand the financial implications of the interest and finance charges associated with a personal loan with a maximum APR of 35.99 percent, please consider the following representative example: If you were to borrow a $10,000 loan with a 24 month loan term, you would have a monthly payment of up to $590.42. Your total repayment amount would be up to $14,170.08.</p>
426                    <div class="mb-60"></div>
427                    <h3 class="reset_format blue-first-color fs-22 mb-20">Non-Payment and Its Implications</h3>
428                    <p>By signing the loan agreement, you are stating that you accept the lender’s or lending partner's terms and conditions for repayment of the loan with interest within a stated period of time. Late payments or failing to fully repay your loan may result in additional charges and fees and will increase the total cost of your loan. In the case of non-payment, each lender or lending partner has its own policies and sets its own fees. ProsperousHarmony.com does not set these terms and cannot disclose the charges you might incur for late payments, missed payments, partial payments, or non-payment.</p>
429                    <p>Be sure to read your loan agreement in full to better understand your lender’s policies. Questions regarding these issues or questions about your account should be addressed directly to your lender. In the event that your lender undertakes a collections process, they are obligated to deal with you reasonably and fairly.</p>
430                    <div class="mb-60"></div>
431                    <h3 class="reset_format blue-first-color fs-22 mb-20">Effects on Your Credit Score</h3>
432                    <p>Your credit score represents your ability to repay loans and manage your credit. In the event of a late payment, missed payment, or rollover of payments, your credit score will be negatively affected. A lower credit score makes it more difficult to obtain credit in the future, but can also affect other things, such as your ability to secure housing or a cell phone contract. A low credit score could even hurt your chances of finding employment.</p>
433                    <p>ProsperousHarmony.com allows borrowers with less than perfect credit to request personal loans, but every request is subject to credit approval. Your lender may consult one or more credit bureaus to gauge your ability to repay a loan by either using a ‘soft pull’, a ‘hard pull’, or both. Too many credit checks during a certain period of time may negatively affect your credit score. Failure to repay your loan in a timely fashion, according to the terms of your loan agreement, also impacts your credit score.</p>
434                    <div class="mb-60"></div>
435                    <h3 class="reset_format blue-first-color fs-22 mb-20">Collection Policies</h3>
436                    <p>ProsperousHarmony.com is not a lender and does not make loans. As such, we do not deal with debt collection. We strive to only work with lenders and lending partners who practice fair and reasonable debt collection. How your lender handles late payments and unpaid loans, including the collection of debts, depends on its policies. Familiarize yourself with your lender’s terms, conditions, and policies regarding missed payments, late payments, and debt collection before signing a loan agreement. If you are unsure how your lender handles debt collection, consult them directly.</p>
437                    <div class="mb-60"></div>
438                    <h3 class="reset_format blue-first-color fs-22 mb-20">Renewing a Loan</h3>
439                    <p>Each of our lenders and lending partners has its own loan renewal policies that are governed by government regulations. Before agreeing to a personal loan and signing a loan agreement, your lender will present its renewal options. It is your responsibility to review these options and policies carefully to make sure that you understand them before finalizing the agreement.</p>
440                    <p>ProsperousHarmony.com strongly encourages borrowers to fully repay all loans in a timely manner to avoid supplemental fees and charges. Please be sure that you understand the loan process fully and that you have explored alternative options before agreeing to a personal loan.</p>
441                    <div class="mb-60"></div>
442                    <div class="mb-60"></div>
443                </div>
444            </div>
445        </div><!-- /.container -->
446        <div class="container">
447            <div class="row">
448                <div class="col-xs-12 col-sm-4">
449                    <div class="feature gray-bg text-center mb-60">
450                        <div class="icon_holder black-bg white-color">
451                            <i class="fa fa-lock fs-22"></i>
452                        </div>
453                        <div class="description_box reset_format blue-first-color fs-22">
454                            Safe & Secure Online Form
455                        </div>
456                    </div>
457                </div>
458                <div class="col-xs-12 col-sm-4">
459                    <div class="feature gray-bg text-center mb-60">
460                        <div class="icon_holder black-bg white-color">
461                            <i class="fa fa-check fs-22"></i>
462                        </div>
463                        <div class="description_box reset_format blue-first-color fs-22">
464                            Request a Loan in Minutes
465                        </div>
466                    </div>
467                </div>
468                <div class="col-xs-12 col-sm-4">
469                    <div class="feature gray-bg text-center mb-60">
470                        <div class="icon_holder black-bg white-color">
471                            <i class="fa fa-thumbs-up fs-22"></i>
472                        </div>
473                        <div class="description_box reset_format blue-first-color fs-22">
474                            Pay Your Loan Over Time
475                        </div>
476                    </div>
477                </div>
478            </div><!-- /.row -->
479        </div><!-- /.container -->
480    </section>
481
482<footer id="footer">
483    <div class="mb-30 mb-20-xs"></div>
484    <div class="container footer-images">
485        <div class="row row-images">
486            <div class="col-xs-12 col-md-3 col-sm-6 mb-30 footer-legal-consumernotice">
487                <img src="/img/legal-consumer-notice.svg?_ver=2" class="img-responsive width-100" />
488            </div>
489            <div class="col-xs-12 col-md-3 col-sm-6 mb-30 footer-legal-notalendernotice">
490                <img src="/img/legal-not-a-lender-notice.svg?_ver=2" class="img-responsive width-100" />
491            </div>
492            <div class="col-xs-12 col-md-3 col-sm-6 mb-30 footer-legal-availability">
493                <img src="/img/legal-availability.svg?_ver=2" class="img-responsive width-100" />
494            </div>
495            <div class="col-xs-12 col-md-3 col-sm-6 mb-30 footer-legal-creditimplication">
496                <img src="/img/legal-credit-implication.svg?_ver=2" class="img-responsive width-100" />
497            </div>
498        </div>
499    </div>
500    <div class="mb-30 mb-20-xs"></div>
501    <div class="container">
502        <div class="row">
503            <div class="col-xs-12">
504                <div class="copyright vladcoder mb-10">
505                    &copy; 2015 - 2026 <a href="/">ProsperousHarmony.com</a>.                       
506                    All Rights Reserved.                       
507                </div>
508                <nav class="navbar">
509                    <ul class="nav navbar-nav">
510                                                        <li><a class="first" href="/e-consent">E-Consent</a></li>
511                                <li><a href="/rates-and-fees">Rates & Fees</a></li>
512                                <li><a href="/fine-print">Legal Disclaimers</a></li>
513                                <li><a href="/privacy-policy">Privacy Policy</a></li>
514                                <li><a href="/terms-of-use">Terms & Conditions</a></li>
515                                <li><a href="/responsible-lending-policy">Responsible Lending & Marketing</a></li>
516                                <li><a href="/about-us">About</a></li>
517                                <li><a href="/contact">Contact</a></li>
518                                <li><a href="/unsubscribe">Unsubscribe</a></li>
519                                                </ul>
520                </nav>
521                <div class="mb-10">
522                </div>
523                <div class="partner_logos mb-0 text-center">
524                    <img src="/img/eho_logo.png" title="Equal Housing Opportunity" alt="Equal Housing Opportunity Logo" />
525                </div>
526            </div>
527        </div>
528    </div>
529</footer>
530<script src="/js/bootstrap.min.js" async="async"></script>
vendor: 2 bytes, line 530
530
531<script type="text/javascript">
532    if (typeof page_with_form_turn_of_pixel_tracking !== 'undefined' ) {
533        tracking = '0';
534    } else {
535        tracking = '1';
536    }
537    (function(d, w, u, o){
538    w[o] = {main_key: 'muG38', tracking: tracking, prefix: 'sfp', src: 'https://formz.ai/personal/lead/pixel/', location_search: ''};
539    var f = d.getElementsByTagName('script')[0], s = d.createElement('script');
540    s.type = 'text/javascript'; s.async = true; s.src = u;
541    f.parentNode.insertBefore(s, f);
542    })(document, window, 'https://formz.ai/js/script-form-pixel.js?_ver=10', 'pixel-params');
543</script>
vendor: 2 bytes, line 543
543
544<script>
545    /**Fixed nav**/
546    $(window).scroll(function() {    
547        var scroll = $(window).scrollTop();
548        if (scroll >= 15) {
549            $(".navbar-default").removeClass("navbar-transparent");
550        } else {
551            $(".navbar-default").addClass("navbar-transparent");
552        }
553    });
554    $(window).on( 'resize orientationchange', change_padding_top_of_hero );
555    $(document).ready( change_padding_top_of_hero );
556    function change_padding_top_of_hero () {
557        var height_of_sticky_menu = $('#stiction .navbar-fixed-top').outerHeight( true );
558        $('#stiction + *').css({ 'padding-top' : height_of_sticky_menu+15 });
559    }
560    $(document).ready(function() {
561        if ( ( typeof localStorage != 'undefined' ) && ( typeof localStorage.getItem('sfp-data') != 'undefined' ) ) {
562            var list_of_keys = 
563            [ 
564                // ticket/4548
565                "6yYoi", 
566                "CNDN6", 
567                "dkwRk", 
568                "4liWK", 
569                "ynLBL", 
570                "RRQpB", 
571                "IlP7x", 
572                "xRW7X", 
573                "9XKKK", 
574                "MqPRM", 
575                "een5W", 
576                "oZqVv", 
577                "KoLsN", 
578                "Jlph2", 
579                "JFGHQ", 
580                "NmCTI", 
581                "JV5QR", 
582                // initial
583                "8OQla" 
584            ];
585            var sfp_data = localStorage.getItem('sfp-data');
586            if ( typeof sfp_data == 'string' ) {
587                sfp_data = jQuery.parseJSON( sfp_data );
588            }
589            if ( sfp_data == null ) {
590                sfp_data = [];
591                sfp_data.key = '';
592            }
593            if ( jQuery.inArray( sfp_data.key, list_of_keys ) !== -1 ) {
594                console.log( 'pnh-hidden' );
595                jQuery( '#stiction .phone-label' ).addClass( 'hidden' );
596                console.log( 'pnh' );
597            }
598        }
599
600    });
601</script>
vendor: 2 bytes, line 601
601
602<script>
603// Smooth scroll to anchors
604$(document).ready(function() {
605    $("a.btn").click(function () {
606    var elementClick = $(this).attr("href");
607    if (elementClick.indexOf('#') > -1)
608    {
609        var destination = $(elementClick).offset().top;
610        jQuery("html:not(:animated),body:not(:animated)").animate({scrollTop: destination - 110}, 1000);
611        return false;
612    }
613    });
614});
615</script>
615
616<!-- McAfee floating seal -->
617<script type="text/javascript" src="https://cdn.ywxi.net/js/1.js" async="async"></script>
617
618<!-- END McAfee floating seal  -->
619<!-- FullStory script -->
620<script>
621    window['_fs_debug'] = false;
622    window['_fs_host'] = 'fullstory.com';
623    window['_fs_script'] = 'edge.fullstory.com/s/fs.js';
624    window['_fs_org'] = '9NT5K';
625    window['_fs_namespace'] = 'FS';
626    (function(m,n,e,t,l,o,g,y){
627        if (e in m) {if(m.console && m.console.log) { m.console.log('FullStory namespace conflict. Please set window["_fs_namespace"].');} return;}
628        g=m[e]=function(a,b,s){g.q?g.q.push([a,b,s]):g._api(a,b,s);};g.q=[];
629        o=n.createElement(t);o.async=1;o.crossOrigin='anonymous';o.src='https://'+_fs_script;
630        y=n.getElementsByTagName(t)[0];y.parentNode.insertBefore(o,y);
631        g.identify=function(i,v,s){g(l,{uid:i},s);if(v)g(l,v,s)};g.setUserVars=function(v,s){g(l,v,s)};g.event=function(i,v,s){g('event',{n:i,p:v},s)};
632        g.anonymize=function(){g.identify(!!0)};
633        g.shutdown=function(){g("rec",!1)};g.restart=function(){g("rec",!0)};
634        g.log = function(a,b){g("log",[a,b])};
635        g.consent=function(a){g("consent",!arguments.length||a)};
636        g.identifyAccount=function(i,v){o='account';v=v||{};v.acctId=i;g(o,v)};
637        g.clearUserCookie=function(){};
638        g.setVars=function(n, p){g('setVars',[n,p]);};
639        g._w={};y='XMLHttpRequest';g._w[y]=m[y];y='fetch';g._w[y]=m[y];
640        if(m[y])m[y]=function(){return g._w[y].apply(this,arguments)};
641        g._v="1.3.0";
642    })(window,document,window['_fs_namespace'],'script','user');
643</script>
643<script type="text/javascript" src="/assets/5a6eb35a/jquery.yiiactiveform.js"></script>
vendor: 1 bytes, line 643
643
644<script type="text/javascript">
645/*<![CDATA[*/
646jQuery('#short-form').yiiactiveform({'validateOnSubmit':true,'errorCssClass':'has\x2Derror','successCssClass':'has\x2Dsuccess','inputContainer':'span','hideErrorMessage':true,'beforeValidate':function(form){
647            form.find( 'input' ).each( function( index ){
648                jQuery( this ).val( jQuery( this ).val().trim() );
649            });
650            return true;
651        },'beforeValidateAttribute':function(form, attribute){
652            form.find( '#' + attribute.id ).val( form.find( '#' + attribute.id ).val().trim() );
653            return true;
654        },'attributes':[{'id':'ShortForm_amount_request','inputID':'ShortForm_amount_request','errorID':'ShortForm_amount_request_em_','model':'ShortForm','name':'amount_request','enableAjaxValidation':false,'clientValidation':function(value, messages, attribute) {
655
656if(jQuery.trim(value)!='') {
657	
658if(!value.match(/^\s*[+-]?\d+\s*$/)) {
659	messages.push("Requested amount must be an integer.");
660}
661
662}
663
664}},{'id':'ShortForm_fname','inputID':'ShortForm_fname','errorID':'ShortForm_fname_em_','model':'ShortForm','name':'fname','enableAjaxValidation':false,'clientValidation':function(value, messages, attribute) {
665
666if(jQuery.trim(value)=='') {
667	messages.push("First Name cannot be blank.");
668}
669
670}},{'id':'ShortForm_lname','inputID':'ShortForm_lname','errorID':'ShortForm_lname_em_','model':'ShortForm','name':'lname','enableAjaxValidation':false,'clientValidation':function(value, messages, attribute) {
671
672if(jQuery.trim(value)=='') {
673	messages.push("Last Name cannot be blank.");
674}
675
676}},{'id':'ShortForm_zip','inputID':'ShortForm_zip','errorID':'ShortForm_zip_em_','model':'ShortForm','name':'zip','enableAjaxValidation':false,'clientValidation':function(value, messages, attribute) {
677
678if(jQuery.trim(value)=='') {
679	messages.push("ZIP cannot be blank.");
680}
681
682
683if(jQuery.trim(value)!='') {
684	
685if(value.length!=5) {
686	messages.push("ZIP is of the wrong length (should be 5 characters).");
687}
688
689}
690
691}},{'id':'ShortForm_email','inputID':'ShortForm_email','errorID':'ShortForm_email_em_','model':'ShortForm','name':'email','enableAjaxValidation':false,'clientValidation':function(value, messages, attribute) {
692
693if(jQuery.trim(value)=='') {
694	messages.push("Email cannot be blank.");
695}
696
697
698if(jQuery.trim(value)!='') {
699	
700if(value.length>128) {
701	messages.push("Email is too long (maximum is 128 characters).");
702}
703
704}
705
706
707
708if(jQuery.trim(value)!='' && !value.match(/^[a-zA-Z0-9!#$%&'*+\/=?^_`{|}~-]+(?:\.[a-zA-Z0-9!#$%&'*+\/=?^_`{|}~-]+)*@(?:[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?\.)+[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?$/)) {
709	messages.push("Email is not a valid email address.");
710}
711
712}}],'errorCss':'error'});
713/*]]>*/
714</script>
714
715</body>
716</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.