PageSourceSearch

https://www.nfcc.org/blog

html nfcc.org collected 2026-10-02 07:28:59 UTC 183,319 bytes, 1,174 lines download raw bytes

1<!doctype html>
2<html lang="en-US">
3
4<head>
5	<meta charset="UTF-8">
6<script>
7var gform;gform||(document.addEventListener("gform_main_scripts_loaded",function(){gform.scriptsLoaded=!0}),document.addEventListener("gform/theme/scripts_loaded",function(){gform.themeScriptsLoaded=!0}),window.addEventListener("DOMContentLoaded",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>"function"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn("The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1."),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener("gform_main_scripts_loaded",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener("gform/theme/scripts_loaded",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener("DOMContentLoaded",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook("action",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook("filter",o,r,e,t)},doAction:function(o){gform.doHook("action",o,arguments)},applyFilters:function(o){return gform.doHook("filter",o,arguments)},removeAction:function(o,r){gform.removeHook("action",o,r)},removeFilter:function(o,r,e){gform.removeHook("filter",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+"_"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){"function"!=typeof(t=o.callable)&&(t=window[t]),"action"==r?t.apply(null,e):e[0]=t.apply(null,e)})),"filter"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});
8</script>
8
9
10	<meta name="viewport" content="width=device-width, initial-scale=1">
11	<link rel="profile" href="https://gmpg.org/xfn/11">
12	<link rel="apple-touch-icon" sizes="76x76" href="/wp-content/themes/foundation/favicons/apple-touch-icon.png">
13	<link rel="icon" type="image/png" sizes="32x32" href="/wp-content/themes/foundation/favicons/favicon-32x32.png">
14	<link rel="icon" type="image/png" sizes="16x16" href="/wp-content/themes/foundation/favicons/favicon-16x16.png">
15	<link rel="mask-icon" href="/wp-content/themes/foundation/favicons/safari-pinned-tab.svg" color="#5bbad5">
16	<meta name="msapplication-TileColor" content="#da532c">
17	<meta name="theme-color" content="#ffffff">
18	<meta name="google-site-verification" content="KtXsDScZ8jxevgKTDdlaJyhF3X2wTjpwbfsm1eHk-oI" />
19
20	<link rel="preconnect" href="https://fonts.googleapis.com">
21	<link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
22	<link rel="preconnect" href="https://fonts.googleapis.com">
23	<link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
24	<link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Material+Symbols+Outlined:opsz,wght,FILL,GRAD@48,400,1,0&display=block" />
25	<link rel="stylesheet" type="text/css" href="//cdn.jsdelivr.net/npm/[email protected]/slick/slick.css"/>
26	<meta name="google" content="notranslate">
27<script>
28  dataLayer = [];
29</script>
29
30<link href="https://fonts.googleapis.com/css2?family=Roboto:ital,wght@0,100;0,300;0,400;0,500;0,700;0,900;1,100;1,300;1,400;1,500;1,700;1,900&display=swap" rel="stylesheet"> <meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' />
31
32	<!-- This site is optimized with the Yoast SEO plugin v28.4 - https://yoast.com/product/yoast-seo-wordpress/ -->
33	<title>Blog - NFCC - National Foundation for Credit Counseling</title>
34	<meta name="description" content="NFCC - Blog" />
35	<link rel="canonical" href="https://www.nfcc.org/blog/" />
36	<meta property="og:locale" content="en_US" />
37	<meta property="og:type" content="article" />
38	<meta property="og:title" content="Blog - NFCC - National Foundation for Credit Counseling" />
39	<meta property="og:description" content="NFCC - Blog" />
40	<meta property="og:url" content="https://www.nfcc.org/blog/" />
41	<meta property="og:site_name" content="NFCC - National Foundation for Credit Counseling" />
42	<meta property="article:publisher" content="https://www.facebook.com/NFCCDebtAdvice/" />
43	<meta property="article:modified_time" content="2026-05-29T13:30:51+00:00" />
44	<meta property="og:image" content="https://www.nfcc.org/wp-content/uploads/2023/04/umbrella.svg" />
45	<meta name="twitter:card" content="summary_large_image" />
46	<meta name="twitter:site" content="@NFCC" />
47	<meta name="twitter:label1" content="Est. reading time" />
48	<meta name="twitter:data1" content="1 minute" />
49	
49<script type="application/ld+json" class="yoast-schema-graph">{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.nfcc.org\/blog\/","url":"https:\/\/www.nfcc.org\/blog\/","name":"Blog - NFCC - National Foundation for Credit Counseling","isPartOf":{"@id":"https:\/\/www.nfcc.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.nfcc.org\/blog\/#primaryimage"},"image":{"@id":"https:\/\/www.nfcc.org\/blog\/#primaryimage"},"thumbnailUrl":"https:\/\/www.nfcc.org\/wp-content\/uploads\/2023\/04\/umbrella.svg","datePublished":"2024-09-18T17:27:51+00:00","dateModified":"2026-05-29T13:30:51+00:00","description":"NFCC - Blog","breadcrumb":{"@id":"https:\/\/www.nfcc.org\/blog\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.nfcc.org\/blog\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.nfcc.org\/blog\/#primaryimage","url":"https:\/\/www.nfcc.org\/wp-content\/uploads\/2023\/04\/umbrella.svg","contentUrl":"https:\/\/www.nfcc.org\/wp-content\/uploads\/2023\/04\/umbrella.svg","width":66,"height":73,"caption":"Umbrella Icon"},{"@type":"BreadcrumbList","@id":"https:\/\/www.nfcc.org\/blog\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.nfcc.org\/"},{"@type":"ListItem","position":2,"name":"Blog"}]},{"@type":"WebSite","@id":"https:\/\/www.nfcc.org\/#website","url":"https:\/\/www.nfcc.org\/","name":"NFCC - National Foundation for Credit Counseling","description":"Take the first step toward a future of financial clarity and relief","publisher":{"@id":"https:\/\/www.nfcc.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.nfcc.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.nfcc.org\/#organization","name":"NFCC","url":"https:\/\/www.nfcc.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.nfcc.org\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"NFCC"},"image":{"@id":"https:\/\/www.nfcc.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/NFCCDebtAdvice\/","https:\/\/x.com\/NFCC"]}]}</script>
49
50	<!-- / Yoast SEO plugin. -->
51
52
53<link rel='dns-prefetch' href='//js.hs-scripts.com' />
54<link rel='dns-prefetch' href='//cdn.jsdelivr.net' />
55<link rel='dns-prefetch' href='//fonts.googleapis.com' />
56<link rel="alternate" type="application/rss+xml" title="NFCC - National Foundation for Credit Counseling &raquo; Feed" href="https://www.nfcc.org/feed/" />
57<link rel="alternate" type="application/rss+xml" title="NFCC - National Foundation for Credit Counseling &raquo; Comments Feed" href="https://www.nfcc.org/comments/feed/" />
58<link rel="alternate" title="oEmbed (JSON)" type="application/json+oembed" href="https://www.nfcc.org/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.nfcc.org%2Fblog%2F" />
59<link rel="alternate" title="oEmbed (XML)" type="text/xml+oembed" href="https://www.nfcc.org/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.nfcc.org%2Fblog%2F&#038;format=xml" />
60<style id="wp-img-auto-sizes-contain-inline-css">
61img:is([sizes=auto i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px}
62/*# sourceURL=wp-img-auto-sizes-contain-inline-css */
63</style>
64<style id="wp-emoji-styles-inline-css">
65
66	img.wp-smiley, img.emoji {
67		display: inline !important;
68		border: none !important;
69		box-shadow: none !important;
70		height: 1em !important;
71		width: 1em !important;
72		margin: 0 0.07em !important;
73		vertical-align: -0.1em !important;
74		background: none !important;
75		padding: 0 !important;
76	}
77/*# sourceURL=wp-emoji-styles-inline-css */
78</style>
79<style id="wp-block-library-inline-css">
80:root{--wp-block-synced-color:#7a00df;--wp-block-synced-color--rgb:122,0,223;--wp-bound-block-color:var(--wp-block-synced-color);--wp-editor-canvas-background:#ddd;--wp-admin-theme-color:#007cba;--wp-admin-theme-color--rgb:0,124,186;--wp-admin-theme-color-darker-10:#006ba1;--wp-admin-theme-color-darker-10--rgb:0,107,160.5;--wp-admin-theme-color-darker-20:#005a87;--wp-admin-theme-color-darker-20--rgb:0,90,135;--wp-admin-border-width-focus:2px}@media (min-resolution:192dpi){:root{--wp-admin-border-width-focus:1.5px}}.wp-element-button{cursor:pointer}:root .has-very-light-gray-background-color{background-color:#eee}:root .has-very-dark-gray-background-color{background-color:#313131}:root .has-very-light-gray-color{color:#eee}:root .has-very-dark-gray-color{color:#313131}:root .has-vivid-green-cyan-to-vivid-cyan-blue-gradient-background{background:linear-gradient(135deg,#00d084,#0693e3)}:root .has-purple-crush-gradient-background{background:linear-gradient(135deg,#34e2e4,#4721fb 50%,#ab1dfe)}:root .has-hazy-dawn-gradient-background{background:linear-gradient(135deg,#faaca8,#dad0ec)}:root .has-subdued-olive-gradient-background{background:linear-gradient(135deg,#fafae1,#67a671)}:root .has-atomic-cream-gradient-background{background:linear-gradient(135deg,#fdd79a,#004a59)}:root .has-nightshade-gradient-background{background:linear-gradient(135deg,#330968,#31cdcf)}:root .has-midnight-gradient-background{background:linear-gradient(135deg,#020381,#2874fc)}:root{--wp--preset--font-size--normal:16px;
80--wp--preset--font-size--huge:42px}.has-regular-font-size{font-size:1em}.has-larger-font-size{font-size:2.625em}.has-normal-font-size{font-size:var(--wp--preset--font-size--normal)}.has-huge-font-size{font-size:var(--wp--preset--font-size--huge)}:root .has-text-align-center{text-align:center}:root .has-text-align-left{text-align:left}:root .has-text-align-right{text-align:right}.has-fit-text{white-space:nowrap!important}#end-resizable-editor-section{display:none}.aligncenter{clear:both}.items-justified-left{justify-content:flex-start}.items-justified-center{justify-content:center}.items-justified-right{justify-content:flex-end}.items-justified-space-between{justify-content:space-between}.screen-reader-text{word-wrap:normal!important;border:0;clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px;word-break:normal!important}.screen-reader-text:focus{background-color:#ddd;clip-path:none;color:#444;display:block;font-size:1em;height:auto;left:5px;line-height:normal;padding:15px 23px 14px;text-decoration:none;top:5px;width:auto;z-index:100000}html :where(.has-border-color){border-style:solid}html :where([style^=border-color],[style*=";border-color"],[style*="; border-color"]){border-style:solid}html :where([style^=border-top-color],[style*=";border-top-color"],[style*="; border-top-color"]){border-top-style:solid}html :where([style^=border-right-color],[style*=";border-right-color"],[style*="; border-right-color"]){border-right-style:solid}html :where([style^=border-bottom-color],[style*=";border-bottom-color"],[style*="; border-bottom-color"]){border-bottom-style:solid}html :where([style^=border-left-color],[style*=";border-left-color"],[style*="; border-left-color"]){border-left-style:solid}html :where([style^=border-width],[style*=";border-width"],[style*="; border-width"]){border-style:solid}html :where([style^=border-top-width],[style*=";border-top-width"],[style*="; border-top-width"]){border-top-style:solid}html :where([style^=border-right-width],[style*=";border-right-width"],[style*="; border-right-width"]){border-right-style:solid}html :where([style^=border-bottom-width],[style*=";border-bottom-width"],[style*="; border-bottom-width"]){border-bottom-style:solid}html :where([style^=border-left-width],[style*=";border-left-width"],[style*="; border-left-width"]){border-left-style:solid}html :where(img[class*=wp-image-]){height:auto;max-width:100%}:where(figure){margin:0 0 1em}html :where(.is-position-sticky){--wp-admin--admin-bar--position-offset:var(--wp-admin--admin-bar--height,0px)}@media screen and (max-width:600px){html :where(.is-position-sticky){--wp-admin--admin-bar--position-offset:0px}}
81
82/*# sourceURL=/wp-includes/css/dist/block-library/common.min.css */
83</style>
84<style id="wp-block-cover-inline-css">
85.wp-block-cover,.wp-block-cover-image{align-items:center;background-position:50%;box-sizing:border-box;display:flex;justify-content:center;min-height:430px;overflow:hidden;overflow:clip;padding:1em;position:relative}.wp-block-cover .has-background-dim:not([class*=-background-color]),.wp-block-cover-image .has-background-dim:not([class*=-background-color]),.wp-block-cover-image.has-background-dim:not([class*=-background-color]),.wp-block-cover.has-background-dim:not([class*=-background-color]){background-color:#000}.wp-block-cover .has-background-dim.has-background-gradient,.wp-block-cover-image .has-background-dim.has-background-gradient{background-color:transparent}.wp-block-cover-image.has-background-dim:before,.wp-block-cover.has-background-dim:before{background-color:inherit;content:""}.wp-block-cover .wp-block-cover__background,.wp-block-cover .wp-block-cover__gradient-background,.wp-block-cover-image .wp-block-cover__background,.wp-block-cover-image .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim:not(.has-background-gradient):before,.wp-block-cover.has-background-dim:not(.has-background-gradient):before{bottom:0;left:0;opacity:.5;position:absolute;right:0;top:0}.wp-block-cover-image.has-background-dim.has-background-dim-10 .wp-block-cover__background,.wp-block-cover-image.has-background-dim.has-background-dim-10 .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim.has-background-dim-10:not(.has-background-gradient):before,.wp-block-cover.has-background-dim.has-background-dim-10 .wp-block-cover__background,.wp-block-cover.has-background-dim.has-background-dim-10 .wp-block-cover__gradient-background,.wp-block-cover.has-background-dim.has-background-dim-10:not(.has-background-gradient):before{opacity:.1}.wp-block-cover-image.has-background-dim.has-background-dim-20 .wp-block-cover__background,.wp-block-cover-image.has-background-dim.has-background-dim-20 .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim.has-background-dim-20:not(.has-background-gradient):before,.wp-block-cover.has-background-dim.has-background-dim-20 .wp-block-cover__background,.wp-block-cover.has-background-dim.has-background-dim-20 .wp-block-cover__gradient-background,.wp-block-cover.has-background-dim.has-background-dim-20:not(.has-background-gradient):before{opacity:.2}.wp-block-cover-image.has-background-dim.has-background-dim-30 .wp-block-cover__background,.wp-block-cover-image.has-background-dim.has-background-dim-30 .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim.has-background-dim-30:not(.has-background-gradient):before,.wp-block-cover.has-background-dim.has-background-dim-30 .wp-block-cover__background,.wp-block-cover.has-background-dim.has-background-dim-30 .wp-block-cover__gradient-background,.wp-block-cover.has-background-dim.has-background-dim-30:not(.has-background-gradient):before{opacity:.3}.wp-block-cover-image.has-background-dim.has-background-dim-40 .wp-block-cover__background,.wp-block-cover-image.has-background-dim.has-background-dim-40 .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim.has-background-dim-40:not(.has-background-gradient):before,.wp-block-cover.has-background-dim.has-background-dim-40 .wp-block-cover__background,.wp-block-cover.has-background-dim.has-background-dim-40 .wp-block-cover__gradient-background,.wp-block-cover.has-background-dim.has-background-dim-40:not(.has-background-gradient):before{opacity:.4}.wp-block-cover-image.has-background-dim.has-background-dim-50 .wp-block-cover__background,.wp-block-cover-image.has-background-dim.has-background-dim-50 .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim.has-background-dim-50:not(.has-background-gradient):before,.wp-block-cover.has-background-dim.has-background-dim-50 .wp-block-cover__background,.wp-block-cover.has-background-dim.has-background-dim-50 .wp-block-cover__gradient-background,.wp-block-cover.has-background-dim.has-background-dim-50:not(.has-background-gradient):before{opacity:.5}.wp-block-cover-image.has-background-dim.has-background-dim-60 .wp-block-cover__background,.wp-block-cover-image.has-background-dim.has-background-dim-60 .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim.has-background-dim-60:not(.has-background-gradient):before,.wp-block-cover.has-background-dim.has-background-dim-60 .wp-block-cover__background,.wp-block-cover.has-background-dim.has-background-dim-60 .wp-block-cover__gradient-background,.wp-block-cover.has-background-dim.has-background-dim-60:not(.has-background-gradient):before{opacity:.6}.wp-block-cover-image.has-background-dim.has-background-dim-70 .wp-block-cover__background,.wp-block-cover-image.has-background-dim.has-background-dim-70 .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim.has-background-dim-70:not(.has-background-gradient):before,.wp-block-cover.has-background-dim.has-background-dim-70 .wp-block-cover__background,.wp-block-cover.has-background-dim.has-background-dim-70 .wp-block-cover__gradient-background,.wp-block-cover.has-background-dim.has-background-dim-70:not(.has-background-gradient):before{opacity:.7}.wp-block-cover-image.has-background-dim.has-background-dim-80 .wp-block-cover__background,.wp-block-cover-image.has-background-dim.has-background-dim-80 .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim.has-background-dim-80:not(.has-background-gradient):before,.wp-block-cover.has-background-dim.has-background-dim-80 .wp-block-cover__background,.wp-block-cover.has-background-dim.has-background-dim-80 .wp-block-cover__gradient-background,.wp-block-cover.has-background-dim.has-background-dim-80:not(.has-background-gradient):before{opacity:.8}.wp-block-cover-image.has-background-dim.has-background-dim-90 .wp-block-cover__background,.wp-block-cover-image.has-background-dim.has-background-dim-90 .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim.has-background-dim-90:not(.has-background-gradient):before,.wp-block-cover.has-background-dim.has-background-dim-90 .wp-block-cover__background,.wp-block-cover.has-background-dim.has-background-dim-90 .wp-block-cover__gradient-background,.wp-block-cover.has-background-dim.has-background-dim-90:not(.has-background-gradient):before{opacity:.9}.wp-block-cover-image.has-background-dim.has-background-dim-100 .wp-block-cover__background,.wp-block-cover-image.has-background-dim.has-background-dim-100 .wp-block-cover__gradient-background,.wp-block-cover-image.has-background-dim.has-background-dim-100:not(.has-background-gradient):before,.wp-block-cover.has-background-dim.has-background-dim-100 .wp-block-cover__background,.wp-block-cover.has-background-dim.has-background-dim-100 .wp-block-cover__gradient-background,.wp-block-cover.has-background-dim.has-background-dim-100:not(.has-background-gradient):before{opacity:1}.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-0,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-0,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-0,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-0{opacity:0}
85.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-10,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-10,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-10,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-10{opacity:.1}.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-20,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-20,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-20,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-20{opacity:.2}.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-30,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-30,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-30,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-30{opacity:.3}.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-40,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-40,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-40,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-40{opacity:.4}.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-50,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-50,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-50,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-50{opacity:.5}.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-60,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-60,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-60,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-60{opacity:.6}.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-70,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-70,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-70,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-70{opacity:.7}.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-80,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-80,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-80,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-80{opacity:.8}.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-90,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-90,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-90,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-90{opacity:.9}.wp-block-cover .wp-block-cover__background.has-background-dim.has-background-dim-100,.wp-block-cover .wp-block-cover__gradient-background.has-background-dim.has-background-dim-100,.wp-block-cover-image .wp-block-cover__background.has-background-dim.has-background-dim-100,.wp-block-cover-image .wp-block-cover__gradient-background.has-background-dim.has-background-dim-100{opacity:1}.wp-block-cover-image.alignleft,.wp-block-cover-image.alignright,.wp-block-cover.alignleft,.wp-block-cover.alignright{max-width:420px;width:100%}.wp-block-cover-image.aligncenter,.wp-block-cover-image.alignleft,.wp-block-cover-image.alignright,.wp-block-cover.aligncenter,.wp-block-cover.alignleft,.wp-block-cover.alignright{display:flex}.wp-block-cover .wp-block-cover__inner-container,.wp-block-cover-image .wp-block-cover__inner-container{c
85olor:inherit;position:relative;width:100%}.wp-block-cover-image.is-position-top-left,.wp-block-cover.is-position-top-left{align-items:flex-start;justify-content:flex-start}.wp-block-cover-image.is-position-top-center,.wp-block-cover.is-position-top-center{align-items:flex-start;justify-content:center}.wp-block-cover-image.is-position-top-right,.wp-block-cover.is-position-top-right{align-items:flex-start;justify-content:flex-end}.wp-block-cover-image.is-position-center-left,.wp-block-cover.is-position-center-left{align-items:center;justify-content:flex-start}.wp-block-cover-image.is-position-center-center,.wp-block-cover.is-position-center-center{align-items:center;justify-content:center}.wp-block-cover-image.is-position-center-right,.wp-block-cover.is-position-center-right{align-items:center;justify-content:flex-end}.wp-block-cover-image.is-position-bottom-left,.wp-block-cover.is-position-bottom-left{align-items:flex-end;justify-content:flex-start}.wp-block-cover-image.is-position-bottom-center,.wp-block-cover.is-position-bottom-center{align-items:flex-end;justify-content:center}.wp-block-cover-image.is-position-bottom-right,.wp-block-cover.is-position-bottom-right{align-items:flex-end;justify-content:flex-end}.wp-block-cover-image.has-custom-content-position.has-custom-content-position .wp-block-cover__inner-container,.wp-block-cover.has-custom-content-position.has-custom-content-position .wp-block-cover__inner-container{margin:0}.wp-block-cover-image.has-custom-content-position.has-custom-content-position.is-position-bottom-left .wp-block-cover__inner-container,.wp-block-cover-image.has-custom-content-position.has-custom-content-position.is-position-bottom-right .wp-block-cover__inner-container,.wp-block-cover-image.has-custom-content-position.has-custom-content-position.is-position-center-left .wp-block-cover__inner-container,.wp-block-cover-image.has-custom-content-position.has-custom-content-position.is-position-center-right .wp-block-cover__inner-container,.wp-block-cover-image.has-custom-content-position.has-custom-content-position.is-position-top-left .wp-block-cover__inner-container,.wp-block-cover-image.has-custom-content-position.has-custom-content-position.is-position-top-right .wp-block-cover__inner-container,.wp-block-cover.has-custom-content-position.has-custom-content-position.is-position-bottom-left .wp-block-cover__inner-container,.wp-block-cover.has-custom-content-position.has-custom-content-position.is-position-bottom-right .wp-block-cover__inner-container,.wp-block-cover.has-custom-content-position.has-custom-content-position.is-position-center-left .wp-block-cover__inner-container,.wp-block-cover.has-custom-content-position.has-custom-content-position.is-position-center-right .wp-block-cover__inner-container,.wp-block-cover.has-custom-content-position.has-custom-content-position.is-position-top-left .wp-block-cover__inner-container,.wp-block-cover.has-custom-content-position.has-custom-content-position.is-position-top-right .wp-block-cover__inner-container{margin:0;width:auto}.wp-block-cover .wp-block-cover__image-background,.wp-block-cover video.wp-block-cover__video-background,.wp-block-cover-image .wp-block-cover__image-background,.wp-block-cover-image video.wp-block-cover__video-background{border:none;bottom:0;box-shadow:none;height:100%;left:0;margin:0;max-height:none;max-width:none;-o-object-fit:cover;object-fit:cover;outline:none;padding:0;position:absolute;right:0;top:0;width:100%}.wp-block-cover .wp-block-cover__embed-background,.wp-block-cover-image .wp-block-cover__embed-background{border:none;bottom:0;box-shadow:none;height:100%;left:0;margin:0;max-height:none;max-width:none;outline:none;padding:0;pointer-events:none;position:absolute;right:0;top:0;width:100%}.wp-block-cover .wp-block-cover__embed-background .wp-block-embed__wrapper,.wp-block-cover-image .wp-block-cover__embed-background .wp-block-embed__wrapper{bottom:0;height:100%;left:0;margin:0;padding:0;position:absolute;right:0;top:0;width:100%}.wp-block-cover .wp-block-cover__embed-background .wp-block-embed__wrapper iframe,.wp-block-cover .wp-block-cover__embed-background iframe,.wp-block-cover-image .wp-block-cover__embed-background .wp-block-embed__wrapper iframe,.wp-block-cover-image .wp-block-cover__embed-background iframe{height:100vh;left:50%;min-height:100%;min-width:100%;pointer-events:none;position:absolute;top:50%;transform:translate(-50%,-50%);width:100vw}.wp-block-cover-image.has-parallax,.wp-block-cover.has-parallax,.wp-block-cover__image-background.has-parallax,video.wp-block-cover__video-background.has-parallax{background-attachment:fixed;background-repeat:no-repeat;background-size:cover}@supports (-webkit-touch-callout:inherit){.wp-block-cover-image.has-parallax,.wp-block-cover.has-parallax,.wp-block-cover__image-background.has-parallax,video.wp-block-cover__video-background.has-parallax{background-attachment:scroll}}@media (prefers-reduced-motion:reduce){.wp-block-cover-image.has-parallax,.wp-block-cover.has-parallax,.wp-block-cover__image-background.has-parallax,video.wp-block-cover__video-background.has-parallax{background-attachment:scroll}}.wp-block-cover-image.is-repeated,.wp-block-cover.is-repeated,.wp-block-cover__image-background.is-repeated,video.wp-block-cover__video-background.is-repeated{background-repeat:repeat;background-size:auto}.wp-block-cover-image-text,.wp-block-cover-image-text a,.wp-block-cover-image-text a:active,.wp-block-cover-image-text a:focus,.wp-block-cover-image-text a:hover,.wp-block-cover-text,.wp-block-cover-text a,.wp-block-cover-text a:active,.wp-block-cover-text a:focus,.wp-block-cover-text a:hover,section.wp-block-cover-image h2,section.wp-block-cover-image h2 a,section.wp-block-cover-image h2 a:active,section.wp-block-cover-image h2 a:focus,section.wp-block-cover-image h2 a:hover{color:#fff}.wp-block-cover-image .wp-block-cover.has-left-content{justify-content:flex-start}.wp-block-cover-image .wp-block-cover.has-right-content{justify-content:flex-end}.wp-block-cover-image.has-left-content .wp-block-cover-image-text,.wp-block-cover.has-left-content .wp-block-cover-text,section.wp-block-cover-image.has-left-content>h2{margin-left:0;text-align:left}.wp-block-cover-image.has-right-content .wp-block-cover-image-text,.wp-block-cover.has-right-content .wp-block-cover-text,section.wp-block-cover-image.has-right-content>h2{margin-right:0;text-align:right}.wp-block-cover .wp-block-cover-text,.wp-block-cover-image .wp-block-cover-image-text,section.wp-block-cover-image>h2{font-size:2em;line-height:1.25;margin-bottom:0;max-width:840px;padding:.44em;text-align:center;z-index:1}:where(.wp-block-cover-image:not(.has-text-color)),:where(.wp-block-cover:not(.has-text-color)){color:#fff}:where(.wp-block-cover-image.is-light:not(.has-text-color)),:where(.wp-block-cover.is-light:not(.has-text-color)){color:#000}:root :where(.wp-block-cover h1:not(.has-text-color)),:root :where(.wp-block-cover h2:not(.has-text-color)),:root :where(.wp-block-cover h3:not(.has-text-color)),:root :where(.wp-block-cover h4:not(.has-text-color)),:root :where(.wp-block-cover h5:not(.has-text-color)),:root :where(.wp-block-cover h6:not(.has-text-color)),:root :where(.wp-block-cover p:not(.has-text-color)){color:inherit}body:not(.editor-styles-wrapper) .wp-block-cover:not(.wp-block-cover:has(.wp-block-cover__background+.wp-block-cover__inner-container)) .wp-block-cover__video-background{z-index:0}body:not(.editor-styles-wrapper) .wp-block-cover:not(.wp-block-cover:has(.wp-block-cover__background+.wp-block-cover__inner-container)) .wp-block-cover__embed-background{z-index:0}body:not(.editor-styles-wrapper) .wp-block-cover:not(.wp-block-cover:has(.wp-block-cover__background+.wp-block-cover__inner-container)) .wp-block-cover__image-background{z-index:0}body:not(.editor-styles-wrapper) .wp-block-cover:not(.wp-block-cover:has(.wp-block-cover__background+.wp-block-cover__inner-container)) .wp-block-cover__background,body:not(.editor-styles-wrapper) .wp-block-cover:not(.wp-block-cover:has(.wp-block-cover__background+.wp-block-cover__inner-container)) .wp-block-cover__gradient-background,body:not(.editor-styles-wrapper) .wp-block-cover:not(.wp-block-cover:has(.wp-block-cover__background+.wp-block-cover__inner-container)).has-background-dim:not(.has-background-gradient):before{z-index:1}body:not(.editor-styles-wrapper) .wp-block-cover:not(.wp-block-cover:has(.wp-block-cover__background+.wp-block-cover__inner-container)) .wp-block-cover__inner-container{z-index:1}.has-modal-open body:not(.editor-styles-wrapper) .wp-block-cover:not(.wp-block-cover:has(.wp-block-cover__background+.wp-block-cover__inner-container)) .wp-block-cover__inner-container{z-index:auto}
86/*# sourceURL=https://www.nfcc.org/wp-includes/blocks/cover/style.min.css */
87</style>
88<style id="wp-block-heading-inline-css">
89h1:where(.wp-block-heading).has-background,h2:where(.wp-block-heading).has-background,h3:where(.wp-block-heading).has-background,h4:where(.wp-block-heading).has-background,h5:where(.wp-block-heading).has-background,h6:where(.wp-block-heading).has-background{padding:1.25em 2.375em}h1.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h1.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h2.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h2.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h3.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h3.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h4.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h4.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h5.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h5.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h6.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h6.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]){rotate:180deg}
90/*# sourceURL=https://www.nfcc.org/wp-includes/blocks/heading/style.min.css */
91</style>
92<style id="wp-block-image-inline-css">
93.wp-block-image>a,.wp-block-image>figure>a{display:inline-block}.wp-block-image img{box-sizing:border-box;height:auto;max-width:100%;vertical-align:bottom}@media not (prefers-reduced-motion){.wp-block-image img.hide{visibility:hidden}.wp-block-image img.show{animation:show-content-image .4s}}.wp-block-image[style*=border-radius] img,.wp-block-image[style*=border-radius]>a{border-radius:inherit}.wp-block-image.has-custom-border img{box-sizing:border-box}.wp-block-image.aligncenter{text-align:center}.wp-block-image.alignfull>a,.wp-block-image.alignwide>a{width:100%}.wp-block-image.alignfull img,.wp-block-image.alignwide img{height:auto;width:100%}.wp-block-image .aligncenter,.wp-block-image .alignleft,.wp-block-image .alignright,.wp-block-image.aligncenter,.wp-block-image.alignleft,.wp-block-image.alignright{display:table}.wp-block-image .aligncenter>figcaption,.wp-block-image .alignleft>figcaption,.wp-block-image .alignright>figcaption,.wp-block-image.aligncenter>figcaption,.wp-block-image.alignleft>figcaption,.wp-block-image.alignright>figcaption{caption-side:bottom;display:table-caption}.wp-block-image .alignleft{float:left;margin:.5em 1em .5em 0}.wp-block-image .alignright{float:right;margin:.5em 0 .5em 1em}.wp-block-image .aligncenter{margin-left:auto;margin-right:auto}.wp-block-image :where(figcaption){margin-bottom:1em;margin-top:.5em}.wp-block-image.is-style-circle-mask img{border-radius:9999px}@supports ((-webkit-mask-image:none) or (mask-image:none)) or (-webkit-mask-image:none){.wp-block-image.is-style-circle-mask img{border-radius:0;-webkit-mask-image:url('data:image/svg+xml;utf8,<svg viewBox="0 0 100 100" xmlns="http://www.w3.org/2000/svg"><circle cx="50" cy="50" r="50"/></svg>');mask-image:url('data:image/svg+xml;utf8,<svg viewBox="0 0 100 100" xmlns="http://www.w3.org/2000/svg"><circle cx="50" cy="50" r="50"/></svg>');mask-mode:alpha;-webkit-mask-position:center;mask-position:center;-webkit-mask-repeat:no-repeat;mask-repeat:no-repeat;-webkit-mask-size:contain;mask-size:contain}}:root :where(.wp-block-image.is-style-rounded img,.wp-block-image .is-style-rounded img){border-radius:9999px}.wp-block-image figure{margin:0}.wp-lightbox-container{display:flex;flex-direction:column;position:relative}.wp-lightbox-container img{cursor:zoom-in}.wp-lightbox-container img:hover+button{opacity:1}.wp-lightbox-container button{align-items:center;backdrop-filter:blur(16px) saturate(180%);background-color:rgba(90,90,90,.25);border:none;border-radius:4px;cursor:zoom-in;display:flex;height:20px;justify-content:center;opacity:0;padding:0;position:absolute;right:16px;text-align:center;top:16px;width:20px;z-index:100}@media not (prefers-reduced-motion){.wp-lightbox-container button{transition:opacity .2s ease}}.wp-lightbox-container button:focus-visible{outline:3px auto rgba(90,90,90,.25);outline:3px auto -webkit-focus-ring-color;outline-offset:3px}.wp-lightbox-container button:hover{cursor:pointer;opacity:1}.wp-lightbox-container button:focus{opacity:1}.wp-lightbox-container button:focus,.wp-lightbox-container button:hover,.wp-lightbox-container button:not(:hover):not(:active):not(.has-background){background-color:rgba(90,90,90,.25);border:none}.wp-lightbox-overlay{box-sizing:border-box;
93cursor:zoom-out;height:100vh;left:0;overflow:hidden;position:fixed;top:0;visibility:hidden;width:100%;z-index:100000}.wp-lightbox-overlay .wp-lightbox-close-button{align-items:center;cursor:pointer;display:flex;font-family:inherit;gap:8px;justify-content:center;line-height:1;min-height:40px;min-width:40px;padding:0 4px;position:absolute;right:calc(env(safe-area-inset-right) + 16px);top:calc(env(safe-area-inset-top) + 16px);z-index:5000000}.wp-lightbox-overlay .wp-lightbox-close-button:focus,.wp-lightbox-overlay .wp-lightbox-close-button:hover,.wp-lightbox-overlay .wp-lightbox-close-button:not(:hover):not(:active):not(.has-background){background:none;border:none}.wp-lightbox-overlay .wp-lightbox-close-button:has(.wp-lightbox-close-text:not([hidden])) .wp-lightbox-close-icon svg{height:1em;width:1em}.wp-lightbox-overlay .wp-lightbox-close-icon svg{display:block}.wp-lightbox-overlay .wp-lightbox-navigation-button-next,.wp-lightbox-overlay .wp-lightbox-navigation-button-prev{align-items:center;bottom:16px;cursor:pointer;display:flex;font-family:inherit;gap:4px;justify-content:center;line-height:1;min-height:40px;min-width:40px;padding:0 8px;position:absolute;z-index:2000002}.wp-lightbox-overlay .wp-lightbox-navigation-button-next[hidden],.wp-lightbox-overlay .wp-lightbox-navigation-button-prev[hidden]{display:none}@media (min-width:960px){.wp-lightbox-overlay .wp-lightbox-navigation-button-next,.wp-lightbox-overlay .wp-lightbox-navigation-button-prev{bottom:50%;transform:translateY(-50%)}}.wp-lightbox-overlay .wp-lightbox-navigation-button-next:focus,.wp-lightbox-overlay .wp-lightbox-navigation-button-next:hover,.wp-lightbox-overlay .wp-lightbox-navigation-button-next:not(:hover):not(:active):not(.has-background),.wp-lightbox-overlay .wp-lightbox-navigation-button-prev:focus,.wp-lightbox-overlay .wp-lightbox-navigation-button-prev:hover,.wp-lightbox-overlay .wp-lightbox-navigation-button-prev:not(:hover):not(:active):not(.has-background){background:none;border:none;padding:0 8px}.wp-lightbox-overlay .wp-lightbox-navigation-button-next:has(.wp-lightbox-navigation-text:not([hidden])) .wp-lightbox-navigation-icon svg,.wp-lightbox-overlay .wp-lightbox-navigation-button-prev:has(.wp-lightbox-navigation-text:not([hidden])) .wp-lightbox-navigation-icon svg{display:block;height:1.5em;width:1.5em}.wp-lightbox-overlay .wp-lightbox-navigation-button-prev{left:calc(env(safe-area-inset-left) + 16px)}.wp-lightbox-overlay .wp-lightbox-navigation-button-next{right:calc(env(safe-area-inset-right) + 16px)}.wp-lightbox-overlay .wp-lightbox-navigation-icon svg{vertical-align:middle}.wp-lightbox-overlay .lightbox-image-container{height:var(--wp--lightbox-container-height);left:50%;overflow:hidden;position:absolute;top:50%;transform:translate(-50%,-50%);transform-origin:top left;width:var(--wp--lightbox-container-width);z-index:2000001}.wp-lightbox-overlay .wp-block-image{align-items:center;box-sizing:border-box;display:flex;height:100%;justify-content:center;margin:0;position:relative;transform-origin:0 0;width:100%;z-index:3000000}.wp-lightbox-overlay .wp-block-image img{height:var(--wp--lightbox-image-height);min-height:var(--wp--lightbox-image-height);min-width:var(--wp--lightbox-image-width);width:var(--wp--lightbox-image-width)}.wp-lightbox-overlay .wp-block-image figcaption{display:none}.wp-lightbox-overlay button{background:none;border:none}.wp-lightbox-overlay .scrim{background-color:#fff;height:100%;opacity:.9;position:absolute;width:100%;z-index:2000000}.wp-lightbox-overlay.active{visibility:visible}@media not (prefers-reduced-motion){.wp-lightbox-overlay.active{animation:turn-on-visibility .25s both}.wp-lightbox-overlay.active img{animation:turn-on-visibility .35s both}.wp-lightbox-overlay.show-closing-animation:not(.active){animation:turn-off-visibility .35s both}.wp-lightbox-overlay.show-closing-animation:not(.active) img{animation:turn-off-visibility .25s both}.wp-lightbox-overlay.zoom.active{animation:none;opacity:1;visibility:visible}.wp-lightbox-overlay.zoom.active .lightbox-image-container{animation:lightbox-zoom-in .4s}.wp-lightbox-overlay.zoom.active .lightbox-image-container img{animation:none}.wp-lightbox-overlay.zoom.active .scrim{animation:turn-on-visibility .4s forwards}.wp-lightbox-overlay.zoom.show-closing-animation:not(.active){animation:none}.wp-lightbox-overlay.zoom.show-closing-animation:not(.active) .lightbox-image-container{animation:lightbox-zoom-out .4s}.wp-lightbox-overlay.zoom.show-closing-animation:not(.active) .lightbox-image-container img{animation:none}.wp-lightbox-overlay.zoom.show-closing-animation:not(.active) .scrim{animation:turn-off-visibility .4s forwards}}
93@keyframes show-content-image{0%{visibility:hidden}99%{visibility:hidden}to{visibility:visible}}@keyframes turn-on-visibility{0%{opacity:0}to{opacity:1}}@keyframes turn-off-visibility{0%{opacity:1;visibility:visible}99%{opacity:0;visibility:visible}to{opacity:0;visibility:hidden}}@keyframes lightbox-zoom-in{0%{transform:translate(calc((-100vw + var(--wp--lightbox-scrollbar-width))/2 + var(--wp--lightbox-initial-left-position)),calc(-50vh + var(--wp--lightbox-initial-top-position))) scale(var(--wp--lightbox-scale))}to{transform:translate(-50%,-50%) scale(1)}}@keyframes lightbox-zoom-out{0%{transform:translate(-50%,-50%) scale(1);visibility:visible}99%{visibility:visible}to{transform:translate(calc((-100vw + var(--wp--lightbox-scrollbar-width))/2 + var(--wp--lightbox-initial-left-position)),calc(-50vh + var(--wp--lightbox-initial-top-position))) scale(var(--wp--lightbox-scale));visibility:hidden}}
94/*# sourceURL=https://www.nfcc.org/wp-includes/blocks/image/style.min.css */
95</style>
96<style id="wp-block-image-theme-inline-css">
97:root :where(.wp-block-image figcaption){color:#555;font-size:13px;text-align:center}.is-dark-theme :root :where(.wp-block-image figcaption){color:hsla(0,0%,100%,.65)}.wp-block-image{margin:0 0 1em}
98/*# sourceURL=https://www.nfcc.org/wp-includes/blocks/image/theme.min.css */
99</style>
100<style id="wp-block-paragraph-inline-css">
101.is-small-text{font-size:.875em}.is-regular-text{font-size:1em}.is-large-text{font-size:2.25em}.is-larger-text{font-size:3em}.has-drop-cap:not(:focus):first-letter{float:left;font-size:8.4em;font-style:normal;font-weight:100;line-height:.68;margin:.05em .1em 0 0;text-transform:uppercase}body.rtl .has-drop-cap:not(:focus):first-letter{float:none;margin-left:.1em}p.has-drop-cap.has-background{overflow:hidden}:root :where(p.has-background){padding:1.25em 2.375em}:where(p.has-text-color:not(.has-link-color)) a{color:inherit}p.has-text-align-left[style*="writing-mode:vertical-lr"],p.has-text-align-right[style*="writing-mode:vertical-rl"]{rotate:180deg}
102/*# sourceURL=https://www.nfcc.org/wp-includes/blocks/paragraph/style.min.css */
103</style>
104<style id="wp-block-columns-inline-css">
105.wp-block-columns{box-sizing:border-box;display:flex;flex-wrap:wrap!important}@media (min-width:782px){.wp-block-columns{flex-wrap:nowrap!important}}.wp-block-columns{align-items:normal!important}.wp-block-columns.are-vertically-aligned-top{align-items:flex-start}.wp-block-columns.are-vertically-aligned-center{align-items:center}.wp-block-columns.are-vertically-aligned-bottom{align-items:flex-end}@media (max-width:781px){.wp-block-columns:not(.is-not-stacked-on-mobile)>.wp-block-column{flex-basis:100%!important}}@media (min-width:782px){.wp-block-columns:not(.is-not-stacked-on-mobile)>.wp-block-column{flex-basis:0;flex-grow:1}.wp-block-columns:not(.is-not-stacked-on-mobile)>.wp-block-column[style*=flex-basis]{flex-grow:0}}.wp-block-columns.is-not-stacked-on-mobile{flex-wrap:nowrap!important}.wp-block-columns.is-not-stacked-on-mobile>.wp-block-column{flex-basis:0;flex-grow:1}.wp-block-columns.is-not-stacked-on-mobile>.wp-block-column[style*=flex-basis]{flex-grow:0}:where(.wp-block-columns){margin-bottom:1.75em}:where(.wp-block-columns.has-background){padding:1.25em 2.375em}.wp-block-column{flex-grow:1;min-width:0;overflow-wrap:break-word;word-break:break-word}.wp-block-column.is-vertically-aligned-top{align-self:flex-start}.wp-block-column.is-vertically-aligned-center{align-self:center}.wp-block-column.is-vertically-aligned-bottom{align-self:flex-end}.wp-block-column.is-vertically-aligned-stretch{align-self:stretch}.wp-block-column.is-vertically-aligned-bottom,.wp-block-column.is-vertically-aligned-center,.wp-block-column.is-vertically-aligned-top{width:100%}
106/*# sourceURL=https://www.nfcc.org/wp-includes/blocks/columns/style.min.css */
107</style>
108
109<link rel='stylesheet' id='splide-css-css' href='https://cdn.jsdelivr.net/npm/@splidejs/[email protected]/dist/css/splide-core.min.css?ver=4.1.4' media='all' />
110
111<style id="global-styles-inline-css">
112:root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #FFFFFF;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--color--default: #0E1B23;--wp--preset--color--darker-blue: #032E4D;--wp--preset--color--blue: #0085AD;--wp--preset--color--cyan: #C0E0EA;--wp--preset--color--orange: #DB3300;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgb(6,147,227) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgb(252,185,
1120) 0%,rgb(255,105,0) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgb(255,105,0) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.125), 16px);--wp--preset--font-size--medium: clamp(1.125rem, 1.125rem + ((1vw - 0.2rem) * 0.125), 1.25rem);--wp--preset--font-size--large: clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 0.872), 36px);--wp--preset--font-size--x-large: clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.062), 42px);--wp--preset--font-size--medium-large: clamp(1.25rem, 1.25rem + ((1vw - 0.2rem) * 0.25), 1.5rem);--wp--preset--font-size--xlarge: clamp(2.85rem, 2.85rem + ((1vw - 0.2rem) * 0.4), 3.25rem);--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgb(255, 255, 255), 6px 6px rgb(0, 0, 0);--wp--preset--shadow--crisp: 6px 6px 0px rgb(0, 0, 0);}.wp-block-button{--wp--preset--dimension--25: 25%;--wp--preset--dimension--50: 50%;--wp--preset--dimension--75: 75%;--wp--preset--dimension--100: 100%;}:root { --wp--style--global--content-size: 1630px;--wp--style--global--wide-size: 1920px; }:where(body) { margin: 0; }.wp-site-blocks > .alignleft { float: left; margin-right: 2em; }.wp-site-blocks > .alignright { float: right; margin-left: 2em; }.wp-site-blocks > .aligncenter { justify-content: center; margin-left: auto; margin-right: auto; }:where(.wp-site-blocks) > * { margin-block-start: 24px; margin-block-end: 0; }:where(.wp-site-blocks) > :first-child { margin-block-start: 0; }:where(.wp-site-blocks) > :last-child { margin-block-end: 0; }:root { --wp--style--block-gap: 24px; }:root :where(.is-layout-flow) > :first-child{margin-block-start: 0;}:root :where(.is-layout-flow) > :last-child{margin-block-end: 0;}:root :where(.is-layout-flow) > *{margin-block-start: 24px;margin-block-end: 0;}:root :where(.is-layout-constrained) > :first-child{margin-block-start: 0;}:root :where(.is-layout-constrained) > :last-child{margin-block-end: 0;}:root :where(.is-layout-constrained) > *{margin-block-start: 24px;margin-block-end: 0;}:root :where(.is-layout-flex){gap: 24px;}:root :where(.is-layout-grid){gap: 24px;}.is-layout-flow > .alignleft{float: left;margin-inline-start: 0;margin-inline-end: 2em;}.is-layout-flow > .alignright{float: right;margin-inline-start: 2em;margin-inline-end: 0;}.is-layout-flow > .aligncenter{margin-left: auto !important;margin-right: auto !important;}.is-layout-constrained > .alignleft{float: left;margin-inline-start: 0;margin-inline-end: 2em;}.is-layout-constrained > .alignright{float: right;margin-inline-start: 2em;margin-inline-end: 0;}.is-layout-constrained > .aligncenter{margin-left: auto !important;margin-right: auto !important;}.is-layout-constrained >
112 :where(:not(.alignleft):not(.alignright):not(.alignfull)){max-width: var(--wp--style--global--content-size);margin-left: auto !important;margin-right: auto !important;}.is-layout-constrained > .alignwide{max-width: var(--wp--style--global--wide-size);}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}body{padding-top: 0px;padding-right: 0px;padding-bottom: 0px;padding-left: 0px;}:root :where(.wp-element-button, .wp-block-button__link){background-color: #32373c;border-width: 0;color: #fff;font-family: inherit;font-size: inherit;font-style: inherit;font-weight: inherit;letter-spacing: inherit;line-height: inherit;padding-top: calc(0.667em + 2px);padding-right: calc(1.333em + 2px);padding-bottom: calc(0.667em + 2px);padding-left: calc(1.333em + 2px);text-decoration: none;text-transform: inherit;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-default-color{color: var(--wp--preset--color--default) !important;}.has-darker-blue-color{color: var(--wp--preset--color--darker-blue) !important;}.has-blue-color{color: var(--wp--preset--color--blue) !important;}.has-cyan-color{color: var(--wp--preset--color--cyan) !important;}.has-orange-color{color: var(--wp--preset--color--orange) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-default-background-color{background-color: var(--wp--preset--color--default) !important;}.has-darker-blue-background-color{background-color: var(--wp--preset--color--darker-blue) !important;}.has-blue-background-color{background-color: var(--wp--preset--color--blue) !important;}.has-cyan-background-color{background-color: var(--wp--preset--color--cyan) !important;}.has-orange-background-color{background-color: var(--wp--preset--color--orange) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-default-border-color{border-color: var(--wp--preset--color--default) !important;}.has-darker-blue-border-color{border-color: var(--wp--preset--color--darker-blue) !important;}.has-blue-border-color{border-color: var(--wp--preset--color--blue) !important;}.has-cyan-border-color{border-color: var(--wp--preset--color--cyan) !important;}.has-orange-border-color{border-color: var(--wp--preset--color--orange) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}
112.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;}.has-medium-large-font-size{font-size: var(--wp--preset--font-size--medium-large) !important;}.has-xlarge-font-size{font-size: var(--wp--preset--font-size--xlarge) !important;}
113/*# sourceURL=global-styles-inline-css */
114</style>
115
116<link rel='stylesheet' id='YSFA-css' href='https://www.nfcc.org/wp-content/plugins/faq-schema-block-to-accordion/assets/css/style.min.css?ver=1.0.5' media='all' />
117<link rel='stylesheet' id='nfcc-messages-css' href='https://www.nfcc.org/wp-content/plugins/nfcc-messages/assets/nfcc-messages.css?ver=1.0.0' media='all' />
118<link rel='stylesheet' id='foundation-style-css' href='https://www.nfcc.org/wp-content/themes/foundation/style.css?ver=1.0.13' media='all' />
119<link rel='stylesheet' id='fancybox-v5-css-css' href='https://cdn.jsdelivr.net/npm/@fancyapps/[email protected]/dist/fancybox/fancybox.css?ver=7.1.2' media='all' />
120<link rel='stylesheet' id='wpb-google-fonts-css' href='https://fonts.googleapis.com/css2?family=Roboto:ital,wght@0,100;0,300;0,400;0,700;1,100;1,300;1,400;1,700&#038;display=swap&#038;ver=7.1.2' media='all' />
121<style id="wp-block-group-inline-css">
122.wp-block-group{box-sizing:border-box}:where(.wp-block-group.wp-block-group-is-layout-constrained){position:relative}
123/*# sourceURL=https://www.nfcc.org/wp-includes/blocks/group/style.min.css */
124</style>
125<style id="wp-block-group-theme-inline-css">
126:where(.wp-block-group.has-background){padding:1.25em 2.375em}
127/*# sourceURL=https://www.nfcc.org/wp-includes/blocks/group/theme.min.css */
128</style>
129<link rel='stylesheet' id='popup-maker-site-css' href='https://www.nfcc.org/wp-content/plugins/popup-maker/dist/assets/site.css?ver=1.25.0' media='all' />
130<style id="popup-maker-site-inline-css">
131/* Popup Google Fonts */
132@import url('//fonts.googleapis.com/css?family=Montserrat:100');
133
134/* Popup Theme 45823: Floating Bar - Soft Blue */
135.pum-theme-45823, .pum-theme-floating-bar { background-color: rgba( 255, 255, 255, 0.00 ) } 
136.pum-theme-45823 .pum-container, .pum-theme-floating-bar .pum-container { padding: 8px; border-radius: 0px; border: 1px none #000000; box-shadow: 1px 1px 3px 0px rgba( 2, 2, 2, 0.23 ); background-color: rgba( 238, 246, 252, 1.00 ) } 
137.pum-theme-45823 .pum-title, .pum-theme-floating-bar .pum-title { color: #505050; text-align: left; text-shadow: 0px 0px 0px rgba( 2, 2, 2, 0.23 ); font-family: inherit; font-weight: 400; font-size: 32px; line-height: 36px } 
138.pum-theme-45823 .pum-content, .pum-theme-floating-bar .pum-content { color: #505050; font-family: inherit; font-weight: 400 } 
139.pum-theme-45823 .pum-content + .pum-close, .pum-theme-floating-bar .pum-content + .pum-close { position: absolute; height: 18px; width: 18px; left: auto; right: 5px; bottom: auto; top: 50%; padding: 0px; color: #505050; font-family: Sans-Serif; font-weight: 700; font-size: 15px; line-height: 18px; border: 1px solid #505050; border-radius: 15px; box-shadow: 0px 0px 0px 0px rgba( 2, 2, 2, 0.00 ); text-shadow: 0px 0px 0px rgba( 0, 0, 0, 0.00 ); background-color: rgba( 255, 255, 255, 0.00 ); transform: translate(0, -50%) } 
140
141/* Popup Theme 45824: Content Only - For use with page builders or block editor */
142.pum-theme-45824, .pum-theme-content-only { background-color: rgba( 0, 0, 0, 0.70 ) } 
143.pum-theme-45824 .pum-container, .pum-theme-content-only .pum-container { padding: 0px; border-radius: 0px; border: 1px none #000000; box-shadow: 0px 0px 0px 0px rgba( 2, 2, 2, 0.00 ) } 
144.pum-theme-45824 .pum-title, .pum-theme-content-only .pum-title { color: #000000; text-align: left; text-shadow: 0px 0px 0px rgba( 2, 2, 2, 0.23 ); font-family: inherit; font-weight: 400; font-size: 32px; line-height: 36px } 
145.pum-theme-45824 .pum-content, .pum-theme-content-only .pum-content { color: #8c8c8c; font-family: inherit; font-weight: 400 } 
146.pum-theme-45824 .pum-content + .pum-close, .pum-theme-content-only .pum-content + .pum-close { position: absolute; height: 18px; width: 18px; left: auto; right: 7px; bottom: auto; top: 7px; padding: 0px; color: #000000; font-family: inherit; font-weight: 700; font-size: 20px; line-height: 20px; border: 1px none #ffffff; border-radius: 15px; box-shadow: 0px 0px 0px 0px rgba( 2, 2, 2, 0.00 ); text-shadow: 0px 0px 0px rgba( 0, 0, 0, 0.00 ); background-color: rgba( 255, 255, 255, 0.00 ) } 
147
148/* Popup Theme 45819: Enterprise Blue */
149.pum-theme-45819, .pum-theme-enterprise-blue { background-color: rgba( 0, 0, 0, 0.70 ) } 
150.pum-theme-45819 .pum-container, .pum-theme-enterprise-blue .pum-container { padding: 28px; border-radius: 5px; border: 1px none #000000; box-shadow: 0px 10px 25px 4px rgba( 2, 2, 2, 0.50 ); background-color: rgba( 255, 255, 255, 1.00 ) } 
151.pum-theme-45819 .pum-title, .pum-theme-enterprise-blue .pum-title { color: #315b7c; text-align: left; text-shadow: 0px 0px 0px rgba( 2, 2, 2, 0.23 ); font-family: inherit; font-weight: 100; font-size: 34px; line-height: 36px } 
152.pum-theme-45819 .pum-content, .pum-theme-enterprise-blue .pum-content { color: #2d2d2d; font-family: inherit; font-weight: 100 } 
153.pum-theme-45819 .pum-content + .pum-close, .pum-theme-enterprise-blue .pum-content + .pum-close { position: absolute; height: 28px; width: 28px; left: auto; right: 8px; bottom: auto; top: 8px; padding: 4px; color: #ffffff; font-family: Times New Roman; font-weight: 100; font-size: 20px; line-height: 20px; border: 1px none #ffffff; border-radius: 42px; box-shadow: 0px 0px 0px 0px rgba( 2, 2, 2, 0.23 ); text-shadow: 0px 0px 0px rgba( 0, 0, 0, 0.23 );
153 background-color: rgba( 49, 91, 124, 1.00 ) } 
154
155/* Popup Theme 45820: Hello Box */
156.pum-theme-45820, .pum-theme-hello-box { background-color: rgba( 0, 0, 0, 0.75 ) } 
157.pum-theme-45820 .pum-container, .pum-theme-hello-box .pum-container { padding: 30px; border-radius: 80px; border: 14px solid #81d742; box-shadow: 0px 0px 0px 0px rgba( 2, 2, 2, 0.00 ); background-color: rgba( 255, 255, 255, 1.00 ) } 
158.pum-theme-45820 .pum-title, .pum-theme-hello-box .pum-title { color: #2d2d2d; text-align: left; text-shadow: 0px 0px 0px rgba( 2, 2, 2, 0.23 ); font-family: Montserrat; font-weight: 100; font-size: 32px; line-height: 36px } 
159.pum-theme-45820 .pum-content, .pum-theme-hello-box .pum-content { color: #2d2d2d; font-family: inherit; font-weight: 100 } 
160.pum-theme-45820 .pum-content + .pum-close, .pum-theme-hello-box .pum-content + .pum-close { position: absolute; height: auto; width: auto; left: auto; right: -30px; bottom: auto; top: -30px; padding: 0px; color: #2d2d2d; font-family: Times New Roman; font-weight: 100; font-size: 32px; line-height: 28px; border: 1px none #ffffff; border-radius: 28px; box-shadow: 0px 0px 0px 0px rgba( 2, 2, 2, 0.23 ); text-shadow: 0px 0px 0px rgba( 0, 0, 0, 0.23 ); background-color: rgba( 255, 255, 255, 1.00 ) } 
161
162/* Popup Theme 45821: Cutting Edge */
163.pum-theme-45821, .pum-theme-cutting-edge { background-color: rgba( 0, 0, 0, 0.50 ) } 
164.pum-theme-45821 .pum-container, .pum-theme-cutting-edge .pum-container { padding: 18px; border-radius: 0px; border: 1px none #000000; box-shadow: 0px 10px 25px 0px rgba( 2, 2, 2, 0.50 ); background-color: rgba( 30, 115, 190, 1.00 ) } 
165.pum-theme-45821 .pum-title, .pum-theme-cutting-edge .pum-title { color: #ffffff; text-align: left; text-shadow: 0px 0px 0px rgba( 2, 2, 2, 0.23 ); font-family: Sans-Serif; font-weight: 100; font-size: 26px; line-height: 28px } 
166.pum-theme-45821 .pum-content, .pum-theme-cutting-edge .pum-content { color: #ffffff; font-family: inherit; font-weight: 100 } 
167.pum-theme-45821 .pum-content + .pum-close, .pum-theme-cutting-edge .pum-content + .pum-close { position: absolute; height: 24px; width: 24px; left: auto; right: 0px; bottom: auto; top: 0px; padding: 0px; color: #1e73be; font-family: Times New Roman; font-weight: 100; font-size: 32px; line-height: 24px; border: 1px none #ffffff; border-radius: 0px; box-shadow: -1px 1px 1px 0px rgba( 2, 2, 2, 0.10 ); text-shadow: -1px 1px 1px rgba( 0, 0, 0, 0.10 ); background-color: rgba( 238, 238, 34, 1.00 ) } 
168
169/* Popup Theme 45822: Framed Border */
170.pum-theme-45822, .pum-theme-framed-border { background-color: rgba( 255, 255, 255, 0.50 ) } 
171.pum-theme-45822 .pum-container, .pum-theme-framed-border .pum-container { padding: 18px; border-radius: 0px; border: 20px outset #dd3333; box-shadow: 1px 1px 3px 0px rgba( 2, 2, 2, 0.97 ) inset; background-color: rgba( 255, 251, 239, 1.00 ) } 
172.pum-theme-45822 .pum-title, .pum-theme-framed-border .pum-title { color: #000000; text-align: left; text-shadow: 0px 0px 0px rgba( 2, 2, 2, 0.23 ); font-family: inherit; font-weight: 100; font-size: 32px; line-height: 36px } 
173.pum-theme-45822 .pum-content, .pum-theme-framed-border .pum-content { color: #2d2d2d; font-family: inherit; font-weight: 100 } 
174.pum-theme-45822 .pum-content + .pum-close, .pum-theme-framed-border .pum-content + .pum-close { position: absolute; height: 20px; width: 20px; left: auto; right: -20px; bottom: auto; top: -20px; padding: 0px; color: #ffffff; font-family: Tahoma; font-weight: 700; font-size: 16px; line-height: 18px; border: 1px none #ffffff; border-radius: 0px; box-shadow: 0px 0px 0px 0px rgba( 2, 2, 2, 0.23 ); text-shadow: 0px 0px 0px rgba( 0, 0, 0, 0.23 ); background-color: rgba( 0, 0, 0, 0.55 ) } 
175
176/* Popup Theme 45817: Default Theme */
177.pum-theme-45817, .pum-theme-default-theme { background-color: rgba( 255, 255, 255, 1.00 ) } 
178.pum-theme-45817 .pum-container, .pum-theme-default-theme .pum-container { padding: 18px; border-radius: 0px; border: 1px none #000000; box-shadow: 1px 1px 3px 0px rgba( 2, 2, 2, 0.23 ); background-color: rgba( 249, 249, 249, 1.00 ) } 
179.pum-theme-45817 .pum-title, .pum-theme-default-theme .pum-title { color: #000000; text-align: left; text-shadow: 0px 0px 0px rgba( 2, 2, 2, 0.23 ); font-family: inherit; font-weight: 400; font-size: 32px; font-style: normal; line-height: 36px } 
180.pum-theme-45817 .pum-content, .pum-theme-default-theme .pum-content { color: #8c8c8c; font-family: inherit; font-weight: 400; font-style: inherit } 
181.pum-theme-45817 .pum-content + .pum-close, .pum-theme-default-theme .pum-content + .pum-close { position: absolute; height: auto; width: auto; left: auto; right: 0px; bottom: auto; top: 0px; padding: 8px; color: #ffffff; font-family: inherit; font-weight: 400; font-size: 12px; font-style: inherit; line-height: 36px; border: 1px none #ffffff; border-radius: 0px; box-shadow: 1px 1px 3px 0px rgba( 2, 2, 2, 0.23 ); text-shadow: 0px 0px 0px rgba( 0, 0, 0, 0.23 ); background-color: rgba( 0, 183, 205, 1.00 ) } 
182
183/* Popup Theme 45818: Light Box */
184.pum-theme-45818, .pum-theme-lightbox { background-color: rgba( 0, 0, 0, 0.60 ) } 
185.pum-theme-45818 .pum-container, .pum-theme-lightbox .pum-container { padding: 18px; border-radius: 3px; border: 8px solid #000000; box-shadow: 0px 0px 30px 0px rgba( 2, 2, 2, 1.00 ); background-color: rgba( 255, 255, 255, 1.00 ) } 
186.pum-theme-45818 .pum-title, .pum-theme-lightbox .pum-title { color: #000000; text-align: left; text-shadow: 0px 0px 0px rgba( 2, 2, 2, 0.23 ); font-family: inherit; font-weight: 100; font-size: 32px; line-height: 36px } 
187.pum-theme-45818 .pum-content, .pum-theme-lightbox .pum-content { color: #000000; font-family: inherit; font-weight: 100 } 
188.pum-theme-45818 .pum-content + .pum-close, .pum-theme-lightbox .pum-content + .pum-close { position: absolute;
188 height: 26px; width: 26px; left: auto; right: -13px; bottom: auto; top: -13px; padding: 0px; color: #ffffff; font-family: Arial; font-weight: 100; font-size: 24px; line-height: 24px; border: 2px solid #ffffff; border-radius: 26px; box-shadow: 0px 0px 15px 1px rgba( 2, 2, 2, 0.75 ); text-shadow: 0px 0px 0px rgba( 0, 0, 0, 0.23 ); background-color: rgba( 0, 0, 0, 1.00 ) } 
189
190#pum-47433 {z-index: 1999999999}
191#pum-45908 {z-index: 1999999999}
192#pum-45868 {z-index: 1999999999}
193#pum-45825 {z-index: 1999999999}
194html.pum-open.pum-open-overlay.pum-open-scrollable body > *:not([aria-modal="true"]) { padding-right: 0px!important; }
195/*# sourceURL=popup-maker-site-inline-css */
196</style>
197<link rel='stylesheet' id='gform_basic-css' href='https://www.nfcc.org/wp-content/plugins/gravityforms/assets/css/dist/basic.min.css?ver=3.1.2' media='all' />
198<link rel='stylesheet' id='gform_theme_components-css' href='https://www.nfcc.org/wp-content/plugins/gravityforms/assets/css/dist/theme-components.min.css?ver=3.1.2' media='all' />
199<link rel='stylesheet' id='gform_theme-css' href='https://www.nfcc.org/wp-content/plugins/gravityforms/assets/css/dist/theme.min.css?ver=3.1.2' media='all' />
200<link rel='stylesheet' id='nfcc-style-2023-css' href='https://www.nfcc.org/wp-content/themes/foundation/dist/assets/css/style-2023.min.css?ver=1.0.13' media='all' />
201<link rel='stylesheet' id='header-footer-2023-css' href='https://www.nfcc.org/wp-content/themes/foundation/dist/assets/css/header-footer-2023.min.css?ver=1.0.13' media='all' />
202<style id="block-visibility-screen-size-styles-inline-css">
203/* Large screens (desktops, 992px and up) */
204@media ( min-width: 992px ) {
205	.block-visibility-hide-large-screen {
206		display: none !important;
207	}
208}
209
210/* Medium screens (tablets, between 768px and 992px) */
211@media ( min-width: 768px ) and ( max-width: 991.98px ) {
212	.block-visibility-hide-medium-screen {
213		display: none !important;
214	}
215}
216
217/* Small screens (mobile devices, less than 768px) */
218@media ( max-width: 767.98px ) {
219	.block-visibility-hide-small-screen {
220		display: none !important;
221	}
222}
223/*# sourceURL=block-visibility-screen-size-styles-inline-css */
224</style>
225<script id="nelio-ab-testing-visitor-type-js" src="https://www.nfcc.org/wp-content/plugins/nelio-ab-testing/assets/dist/js/visitor-type.js?ver=6f98d4b4038292f4b6ee"></script>
vendor: 1 bytes, line 225
225
226<script id="jquery-core-js" src="https://www.nfcc.org/wp-includes/js/jquery/jquery.min.js?ver=3.7.1"></script>
vendor: 1 bytes, line 226
226
227<script id="jquery-migrate-js" src="https://www.nfcc.org/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1"></script>
vendor: 1 bytes, line 227
227
228<script id="jquery-js-after">
229var ajaxurl = "https://www.nfcc.org/wp-admin/admin-ajax.php";
230    
231//# sourceURL=jquery-js-after
232</script>
vendor: 1 bytes, line 232
232
233<script id="chart-script-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/vendor/highcharts.js"></script>
vendor: 1 bytes, line 233
233
234<script id="credit-script-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/calculators/credit-card.js"></script>
vendor: 1 bytes, line 234
234
235<script id="savings-script-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/calculators/savings.js"></script>
vendor: 1 bytes, line 235
235
236<script id="gform_json-js" defer='defer' src="https://www.nfcc.org/wp-content/plugins/gravityforms/js/jquery.json.min.js?ver=3.1.2"></script>
vendor: 1 bytes, line 236
236
237<script id="gform_gravityforms-js-extra">
238var gf_global = {"gf_currency_config":{"name":"U.S. Dollar","symbol_left":"$","symbol_right":"","symbol_padding":"","thousand_separator":",","decimal_separator":".","decimals":2,"code":"USD"},"base_url":"https://www.nfcc.org/wp-content/plugins/gravityforms","number_formats":[],"version_hash":"3dc05695d7c7b64e6da48f1500345c88","countries":{"AF":"Afghanistan","AX":"\u00c5land Islands","AL":"Albania","DZ":"Algeria","AS":"American Samoa","AD":"Andorra","AO":"Angola","AI":"Anguilla","AQ":"Antarctica","AG":"Antigua and Barbuda","AR":"Argentina","AM":"Armenia","AW":"Aruba","AU":"Australia","AT":"Austria","AZ":"Azerbaijan","BS":"Bahamas","BH":"Bahrain","BD":"Bangladesh","BB":"Barbados","BY":"Belarus","BE":"Belgium","BZ":"Belize","BJ":"Benin","BM":"Bermuda","BT":"Bhutan","BO":"Bolivia","BQ":"Bonaire, Sint Eustatius and Saba","BA":"Bosnia and Herzegovina","BW":"Botswana","BV":"Bouvet Island","BR":"Brazil","IO":"British Indian Ocean Territory","BN":"Brunei Darussalam","BG":"Bulgaria","BF":"Burkina Faso","BI":"Burundi","CV":"Cabo Verde","KH":"Cambodia","CM":"Cameroon","CA":"Canada","KY":"Cayman Islands","CF":"Central African Republic","TD":"Chad","CL":"Chile","CN":"China","CX":"Christmas Island","CC":"Cocos Islands","CO":"Colombia","KM":"Comoros","CD":"Congo, Democratic Republic of the","CG":"Congo","CK":"Cook Islands","CR":"Costa Rica","CI":"C\u00f4te d'Ivoire","HR":"Croatia","CU":"Cuba","CW":"Cura\u00e7ao","CY":"Cyprus","CZ":"Czechia","DK":"Denmark","DJ":"Djibouti","DM":"Dominica","DO":"Dominican Republic","EC":"Ecuador","EG":"Egypt","SV":"El Salvador","GQ":"Equatorial Guinea","ER":"Eritrea","EE":"Estonia","SZ":"Eswatini","ET":"Ethiopia","FK":"Falkland Islands","FO":"Faroe Islands","FJ":"Fiji","FI":"Finland","FR":"France","GF":"French Guiana","PF":"French Polynesia","TF":"French Southern Territories","GA":"Gabon","GM":"Gambia","GE":"Georgia","DE":"Germany","GH":"Ghana","GI":"Gibraltar","GR":"Greece","GL":"Greenland","GD":"Grenada","GP":"Guadeloupe","GU":"Guam","GT":"Guatemala","GG":"Guernsey","GN":"Guinea","GW":"Guinea-Bissau","GY":"Guyana","HT":"Haiti","HM":"Heard Island and McDonald Islands","VA":"Holy See","HN":"Honduras","HK":"Hong Kong","HU":"Hungary","IS":"Iceland","IN":"India","ID":"Indonesia","IR":"Iran","IQ":"Iraq","IE":"Ireland","IM":"Isle of Man","IL":"Israel","IT":"Italy","JM":"Jamaica","JP":"Japan","JE":"Jersey","JO":"Jordan","KZ":"Kazakhstan","KE":"Kenya","KI":"Kiribati","KP":"Korea, Democratic People's Republic of","KR":"Korea, Republic of","KW":"Kuwait","KG":"Kyrgyzstan","LA":"Lao People's Democratic Republic","LV":"Latvia","LB":"Lebanon","LS":"Lesotho","LR":"Liberia","LY":"Libya","LI":"Liechtenstein","LT":"Lithuania","LU":"Luxembourg","MO":"Macao","MG":"Madagascar","MW":"Malawi","MY":"Malaysia","MV":"Maldives","ML":"Mali","MT":"Malta","MH":"Marshall Islands","MQ":"Martinique","MR":"Mauritania","MU":"Mauritius","YT":"Mayotte","MX":"Mexico","FM":"Micronesia","MD":"Moldova","MC":"Monaco","MN":"Mongolia","ME":"Montenegro","MS":"Montserrat","MA":"Morocco","MZ":"Mozambique","MM":"Myanmar","NA":"Namibia","NR":"Nauru","NP":"Nepal","NL":"Netherlands","NC":"New Caledonia","NZ":"New Zealand","NI":"Nicaragua","NE":"Niger","NG":"Nigeria","NU":"Niue","NF":"Norfolk Island","MK":"North Macedonia","MP":"Northern Mariana Islands","NO":"Norway","OM":"Oman","PK":"Pakistan","PW":"Palau","PS":"Palestine, State of","PA":"Panama","PG":"Papua New Guinea","PY":"Paraguay","PE":"Peru","PH":"Philippines","PN":"Pitcairn","PL":"Poland","PT":"Portugal","PR":"Puerto Rico","QA":"Qatar","RE":"R\u00e9union","RO":"Romania","RU":"Russian Federation","RW":"Rwanda","BL":"Saint Barth\u00e9lemy","SH":"Saint Helena, Ascension and Tristan da Cunha","KN":"Saint Kitts and Nevis","LC":"Saint Lucia","MF":"Saint Martin","PM":"Saint Pierre and Miquelon","VC":"Saint Vincent and the Grenadines","WS":"Samoa","SM":"San Marino","ST":"Sao Tome and Principe","SA":"Saudi Arabia","SN":"Senegal","RS":"Serbia","SC":"Seychelles","SL":"Sierra Leone","SG":"Singapore","SX":"Sint Maarten","SK":"Slovakia","SI":"Slovenia","SB":"Solomon Islands","SO":"Somalia","ZA":"South Africa","GS":"South Georgia and the South Sandwich Islands","SS":"South Sudan","ES":"Spain","LK":"Sri Lanka","SD":"Sudan","SR":"Suriname","SJ":"Svalbard and Jan Mayen","SE":"Sweden","CH":"Switzerland","SY":"Syria Arab Republic","TW":"Taiwan","TJ":"Tajikistan","TZ":"Tanzania, the United Republic of","TH":"Thailand","TL":"Timor-Leste","TG":"Togo","TK":"Tokelau","TO":"Tonga","TT":"Trinidad and Tobago","TN":"Tunisia","TR":"T\u00fcrkiye","TM":"Turkmenistan","TC":"Turks and Caicos Islands","TV":"Tuvalu","UG":"Uganda","UA":"Ukraine","AE":"United Arab Emirates","GB":"United Kingdom","US":"United States","UY":"Uruguay","UM":"US Minor Outlying Islands","UZ":"Uzbekistan","VU":"Vanuatu","VE":"Venezuela","VN":"Viet Nam","VG":"Virgin Islands, British","VI":"Virgin Islands, U.S.","WF":"Wallis and Futuna","EH":"Western Sahara","YE":"Yemen","ZM":"Zambia","ZW":"Zimbabwe"},"strings":{"newRowAdded":"New row added.","rowRemoved":"Row removed","formSaved":"The form has been saved.  The content contains the link to return and complete the form."}};
239var gf_global = {"gf_currency_config":{"name":"U.S. Dollar","symbol_left":"$","symbol_right":"","symbol_padding":"","thous
239and_separator":",","decimal_separator":".","decimals":2,"code":"USD"},"base_url":"https://www.nfcc.org/wp-content/plugins/gravityforms","number_formats":[],"version_hash":"3dc05695d7c7b64e6da48f1500345c88","countries":{"AF":"Afghanistan","AX":"\u00c5land Islands","AL":"Albania","DZ":"Algeria","AS":"American Samoa","AD":"Andorra","AO":"Angola","AI":"Anguilla","AQ":"Antarctica","AG":"Antigua and Barbuda","AR":"Argentina","AM":"Armenia","AW":"Aruba","AU":"Australia","AT":"Austria","AZ":"Azerbaijan","BS":"Bahamas","BH":"Bahrain","BD":"Bangladesh","BB":"Barbados","BY":"Belarus","BE":"Belgium","BZ":"Belize","BJ":"Benin","BM":"Bermuda","BT":"Bhutan","BO":"Bolivia","BQ":"Bonaire, Sint Eustatius and Saba","BA":"Bosnia and Herzegovina","BW":"Botswana","BV":"Bouvet Island","BR":"Brazil","IO":"British Indian Ocean Territory","BN":"Brunei Darussalam","BG":"Bulgaria","BF":"Burkina Faso","BI":"Burundi","CV":"Cabo Verde","KH":"Cambodia","CM":"Cameroon","CA":"Canada","KY":"Cayman Islands","CF":"Central African Republic","TD":"Chad","CL":"Chile","CN":"China","CX":"Christmas Island","CC":"Cocos Islands","CO":"Colombia","KM":"Comoros","CD":"Congo, Democratic Republic of the","CG":"Congo","CK":"Cook Islands","CR":"Costa Rica","CI":"C\u00f4te d'Ivoire","HR":"Croatia","CU":"Cuba","CW":"Cura\u00e7ao","CY":"Cyprus","CZ":"Czechia","DK":"Denmark","DJ":"Djibouti","DM":"Dominica","DO":"Dominican Republic","EC":"Ecuador","EG":"Egypt","SV":"El Salvador","GQ":"Equatorial Guinea","ER":"Eritrea","EE":"Estonia","SZ":"Eswatini","ET":"Ethiopia","FK":"Falkland Islands","FO":"Faroe Islands","FJ":"Fiji","FI":"Finland","FR":"France","GF":"French Guiana","PF":"French Polynesia","TF":"French Southern Territories","GA":"Gabon","GM":"Gambia","GE":"Georgia","DE":"Germany","GH":"Ghana","GI":"Gibraltar","GR":"Greece","GL":"Greenland","GD":"Grenada","GP":"Guadeloupe","GU":"Guam","GT":"Guatemala","GG":"Guernsey","GN":"Guinea","GW":"Guinea-Bissau","GY":"Guyana","HT":"Haiti","HM":"Heard Island and McDonald Islands","VA":"Holy See","HN":"Honduras","HK":"Hong Kong","HU":"Hungary","IS":"Iceland","IN":"India","ID":"Indonesia","IR":"Iran","IQ":"Iraq","IE":"Ireland","IM":"Isle of Man","IL":"Israel","IT":"Italy","JM":"Jamaica","JP":"Japan","JE":"Jersey","JO":"Jordan","KZ":"Kazakhstan","KE":"Kenya","KI":"Kiribati","KP":"Korea, Democratic People's Republic of","KR":"Korea, Republic of","KW":"Kuwait","KG":"Kyrgyzstan","LA":"Lao People's Democratic Republic","LV":"Latvia","LB":"Lebanon","LS":"Lesotho","LR":"Liberia","LY":"Libya","LI":"Liechtenstein","LT":"Lithuania","LU":"Luxembourg","MO":"Macao","MG":"Madagascar","MW":"Malawi","MY":"Malaysia","MV":"Maldives","ML":"Mali","MT":"Malta","MH":"Marshall Islands","MQ":"Martinique","MR":"Mauritania","MU":"Mauritius","YT":"Mayotte","MX":"Mexico","FM":"Micronesia","MD":"Moldova","MC":"Monaco","MN":"Mongolia","ME":"Montenegro","MS":"Montserrat","MA":"Morocco","MZ":"Mozambique","MM":"Myanmar","NA":"Namibia","NR":"Nauru","NP":"Nepal","NL":"Netherlands","NC":"New Caledonia","NZ":"New Zealand","NI":"Nicaragua","NE":"Niger","NG":"Nigeria","NU":"Niue","NF":"Norfolk Island","MK":"North Macedonia","MP":"Northern Mariana Islands","NO":"Norway","OM":"Oman","PK":"Pakistan","PW":"Palau","PS":"Palestine, State of","PA":"Panama","PG":"Papua New Guinea","PY":"Paraguay","PE":"Peru","PH":"Philippines","PN":"Pitcairn","PL":"Poland","PT":"Portugal","PR":"Puerto Rico","QA":"Qatar","RE":"R\u00e9union","RO":"Romania","RU":"Russian Federation","RW":"Rwanda","BL":"Saint Barth\u00e9lemy","SH":"Saint Helena, Ascension and Tristan da Cunha","KN":"Saint Kitts and Nevis","LC":"Saint Lucia","MF":"Saint Martin","PM":"Saint Pierre and Miquelon","VC":"Saint Vincent and the Grenadines","WS":"Samoa","SM":"San Marino","ST":"Sao Tome and Principe","SA":"Saudi Arabia","SN":"Senegal","RS":"Serbia","SC":"Seychelles","SL":"Sierra Leone","SG":"Singapore","SX":"Sint Maarten","SK":"Slovakia","SI":"Slovenia","SB":"Solomon Islands","SO":"Somalia","ZA":"South Africa","GS":"South Georgia and the South Sandwich Islands","SS":"South Sudan","ES":"Spain","LK":"Sri Lanka","SD":"Sudan","SR":"Suriname","SJ":"Svalbard and Jan Mayen","SE":"Sweden","CH":"Switzerland","SY":"Syria Arab Republic","TW":"Taiwan","TJ":"Tajikistan","TZ":"Tanzania, the United Republic of","TH":"Thailand","TL":"Timor-Leste","TG":"Togo","TK":"Tokelau","TO":"Tonga","TT":"Trinidad and Tobago","TN":"Tunisia","TR":"T\u00fcrkiye","TM":"Turkmenistan","TC":"Turks and Caicos Islands","TV":"Tuvalu","UG":"Uganda","UA":"Ukraine","AE":"United Arab Emirates","GB":"United Kingdom","US":"United States","UY":"Uruguay","UM":"US Minor Outlying Islands","UZ":"Uzbekistan","VU":"Vanuatu","VE":"Venezuela","VN":"Viet Nam","VG":"Virgin Islands, British","VI":"Virgin Islands, U.S.","WF":"Wallis and Futuna","EH":"Western Sahara","YE":"Yemen","ZM":"Zambia","ZW":"Zimbabwe"},"strings":{"newRowAdded":"New row added.","rowRemoved":"Row removed","formSaved":"The form has been saved.  The content contains the link to return and complete the form."}};
240var gform_i18n = {"datepicker":{"wdOffset":1,"helpTextShort":"Press F1 for help","helpText":"Press the arrow keys to navigate by day, PageUp and PageDown to navigate by month, Alt+PageUp and Alt+PageDown to navigate by year, or Escape to cancel.","openOnFocusHelpText":"Press Down arrow to browse the calendar, or Escape to close.","tooltipTxt":"Press Escape to cancel","disabledTxt":"Disabled","markedTxt":"Selected","prevTxt":"Previous","nextTxt":"Next","monthTxt":"Month","yearTxt":"Year","months":["January","February","March","April","May","June","July","August","September","October","November","December"],"days":[{"s":"S","l":"Sunday"},{"s":"M","l":"Monday"},{"s":"T","l":"Tuesday"},{"s":"W","l":"Wednesday"},{"s":"T","l":"Thursday"},{"s":"F","l":"Friday"},{"s":"S","l":"Saturday"}]}};
241var gf_legacy_multi = {"99":"","84":""};
242var gform_gravityforms = {"strings":{"invalid_file_extension":"This type of file is not allowed. Must be one of the following:","file_uploaded":"File uploaded","delete_file":"Delete this file","in_progress":"in progress","file_exceeds_limit":"File exceeds size limit","illegal_extension":"This type of file is not allowed.","max_reached":"Maximum number of files reached","unknown_error":"There was a problem while saving the file on the server","currently_uploading":"Please wait for the uploading to complete","cancel":"Cancel","cancel_upload":"Cancel this upload","cancelled":"Cancelled","error":"Error","message":"Message"},"vars":{"images_url":"https://www.nfcc.org/wp-content/plugins/gravityforms/images"}};
243//# sourceURL=gform_gravityforms-js-extra
244</script>
vendor: 1 bytes, line 244
244
245<script id="gform_gravityforms-js" defer='defer' src="https://www.nfcc.org/wp-content/plugins/gravityforms/js/gravityforms.min.js?ver=3.1.2"></script>
vendor: 1 bytes, line 245
245
246<script id="gform_gravityforms_utils-js" defer='defer' src="https://www.nfcc.org/wp-content/plugins/gravityforms/assets/js/dist/utils.min.js?ver=69a9db57304a9f86c3d1a0bea5fd2cf9"></script>
246
247<link rel="https://api.w.org/" href="https://www.nfcc.org/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://www.nfcc.org/wp-json/wp/v2/pages/42383" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://www.nfcc.org/xmlrpc.php?rsd" />
248<meta name="generator" content="WordPress 7.1.2" />
249<link rel='shortlink' href='https://www.nfcc.org/?p=42383' />
250    <!-- Meta Pixel Code -->
251    
251<script>
vendor: 435 bytes, lines 251-260
251
252    !function(f,b,e,v,n,t,s)
253    {if(f.fbq)return;n=f.fbq=function(){n.callMethod?
254    n.callMethod.apply(n,arguments):n.queue.push(arguments)};
255    if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';
256    n.queue=[];t=b.createElement(e);t.async=!0;
257    t.src=v;s=b.getElementsByTagName(e)[0];
258    s.parentNode.insertBefore(t,s)}(window, document,'script',
259    'https://connect.facebook.net/en_US/fbevents.js');
260    fbq('init', '
2601174998031472253
vendor: 38 bytes, lines 260-262
260');
261    fbq('track', 'PageView');
262    
262</script>
262
263    <noscript><img height="1" width="1" style="display:none"
264    src="https://www.facebook.com/tr?id=1174998031472253&ev=PageView&noscript=1"
265    /></noscript>
266    <!-- End Meta Pixel Code -->
267    			<!-- DO NOT COPY THIS SNIPPET! Start of Page Analytics Tracking for HubSpot WordPress plugin v11.3.73-->
268			
268<script class="hsq-set-content-id" data-content-id="standard-page">
269				var _hsq = _hsq || [];
270				_hsq.push(["setContentType", "standard-page"]);
271			</script>
271
272			<!-- DO NOT COPY THIS SNIPPET! End of Page Analytics Tracking for HubSpot WordPress plugin -->
273			<style id="wp-custom-css">
274html {
275	box-sizing:border-box;
276}
277
278*,*:before,*:after {
279	box-sizing:inherit;
280}
281
282iframe {
283	width:100%;
284	border:none;
285}
286
287.content{margin-left:auto;margin-right:auto;max-width:980px}
288
289@media (max-width:1205px){.auto{max-width:95%}}
290
291@media (max-width:600px){.modal-content{margin:0 10px;width:auto!important}.modal{padding-top:30px}
292.dropdown-hover.mobile .dropdown-content,.dropdown-click.mobile .dropdown-content{position:relative}	
293.hide-small{display:none!important}.mobile{display:block;width:100%!important}.bar-item.mobile,.dropdown-hover.mobile,.dropdown-click.mobile{text-align:center}
294.dropdown-hover.mobile,.dropdown-hover.mobile .btn,.dropdown-hover.mobile .button,.dropdown-click.mobile,.dropdown-click.mobile .btn,.dropdown-click.mobile .button{width:100%}}
295
296@media (max-width:768px){.modal-content{width:500px}.modal{padding-top:50px}}
297
298@media (min-width:993px){.modal-content{width:900px}.hide-large{display:none!important}.sidebar.collapse{display:block!important}}
299
300@media (max-width:992px) and (min-width:601px){.hide-medium{display:none!important}}
301
302@media (max-width:992px){.sidebar.collapse{display:none}.main{margin-left:0!important;margin-right:0!important}.auto{max-width:100%}}
303
304.half {float:left;width:100%}
305
306@media (min-width:601px){.col.m1{width:8.33333%}.col.m2{width:16.66666%}.col.m3,.quarter{width:24.99999%}.col.m4,.third{width:33.33333%}
307.col.m5{width:41.66666%}.col.m6,.half{width:49.99999%}.col.m7{width:58.33333%}.col.m8,.twothird{width:66.66666%}
308.col.m9,.threequarter{width:74.99999%}.col.m10{width:83.33333%}.col.m11{width:91.66666%}.col.m12{width:99.99999%}}
309
310@media (min-width:993px){.col.l1{width:8.33333%}.col.l2{width:16.66666%}.col.l3{width:24.99999%}.col.l4{width:33.33333%}
311.col.l5{width:41.66666%}.col.l6{width:49.99999%}.col.l7{width:58.33333%}.col.l8{width:66.66666%}
312.col.l9{width:74.99999%}.col.l10{width:83.33333%}.col.l11{width:91.66666%}.col.l12{width:99.99999%}}
313</style>
314	<!-- Google Tag Manager Logical-->
315	
315<script>
vendor: 331 bytes, lines 315-319
315(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
316	new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
317	j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
318	'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
319	})(window,document,'script','dataLayer','
319GTM-W8RTBP8
vendor: 3 bytes, line 319
319');
319</script>
319
320	<!-- End Google Tag Manager Logical-->
321	<!-- Google Tag Manager BFT-->
322<script>
vendor: 327 bytes, lines 322-326
322(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
323new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
324j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
325'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
326})(window,document,'script','dataLayer','
326GTM-K9F7DZ
vendor: 3 bytes, line 326
326');
326</script>
326
327<!-- End Google Tag Manager BFT-->
328
329<!-- Microsoft adertising tracking -->
330<script>
331  (function(w,d,t,r,u)
332  {
333    var f,n,i;
334    w[u]=w[u]||[],f=function()
335    {
336      var o={ti:"97035659"};
337      o.q=w[u],w[u]=new UET(o),w[u].push("pageLoad")
338    },
339    n=d.createElement(t),n.src=r,n.async=1,n.onload=n.onreadystatechange=function()
340    {
341      var s=this.readyState;
342      s&&s!=="loaded"&&s!=="complete"||(f(),n.onload=n.onreadystatechange=null)
343    },
344    i=d.getElementsByTagName(t)[0],i.parentNode.insertBefore(n,i)
345  })
346  (window,document,"script","//bat.bing.com/bat.js","uetq");
347</script>
347
348<!-- End of Microsoft adertising tracking -->
349
350<style id="core-block-supports-inline-css">
351.wp-elements-1 a:where(:not(.wp-element-button)){color:var(--wp--preset--color--cyan);}.wp-container-core-columns-is-layout-6ee76cfc{flex-wrap:nowrap;}.wp-elements-2 a:where(:not(.wp-element-button)){color:var(--wp--preset--color--white);}.wp-container-content-e1ca4baf{flex-basis:210px;}.wp-container-core-group-is-layout-23db78b9{flex-wrap:nowrap;justify-content:center;}.wp-elements-3 a:where(:not(.wp-element-button)){color:var(--wp--preset--color--white);}.wp-container-core-group-is-layout-f56f9fcf{flex-wrap:nowrap;justify-content:center;}.wp-elements-4 a:where(:not(.wp-element-button)){color:var(--wp--preset--color--white);}.wp-container-core-columns-is-layout-7387b849{flex-wrap:nowrap;}
352/*# sourceURL=core-block-supports-inline-css */
353</style>
354
355</head>
356
357<body 	class="wp-singular page-template page-template-tpl-2023-page page-template-tpl-2023-page-php page page-id-42383 wp-theme-foundation global-2023">
358	
359		<div id="page" class="site ">
360		<a class="skip-link screen-reader-text" href="#primary">Skip to content</a>
361		
362		
363		
364<div class="header__topbar">
365    <div class="header__topbar--desktop" role="navigation" aria-label="Navigation Level 1">
366        <div class="menu-2025-top-nav-container"><ul id="header-topnav" class="menu"><li id="menu-item-45887" class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item menu-item-45887"><a href="/blog" aria-current="page">Blog</a></li>
367<li id="menu-item-45888" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45888"><a href="/press-room">News</a></li>
368<li id="menu-item-45889" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-45889"><a href="#">Resources</a>
369<ul class="sub-menu">
370	<li id="menu-item-45890" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45890"><a href="/tools-tips/">Tools and Tips</a></li>
371</ul>
372</li>
373</ul></div>        <div class="search-form container container__contain-medium">
374            <div class="header__topbar-search-title" tabindex="2">
375                <span>Search </span>
376                <svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" viewBox="0 0 21.996 22">
377                    <path id="np_magnifying-glass_248967_000000" d="M26.488,24l-5.227-5.228a8.853,8.853,0,1,0-2.488,2.49L24,26.484A1.76,1.76,0,0,0,26.488,24Zm-16.8-5.95a5.911,5.911,0,1,1,4.18,1.731,5.917,5.917,0,0,1-4.18-1.731Z" transform="translate(-5.008 -5)" fill="#606060" />
378                </svg>  
379            </div>
380        </div>
381        <div class="gt-btns" tabindex="2">
382            <!-- Custom Gtranslate link check 2023-script -->
383            <div class="gt-btns__en"><a href="#" data-gt-lang="en" class="gt-current-lang notranslate">Select English</a></div><div class="gt-btns__es"><a href="#" data-gt-lang="es" class="notranslate">Seleccionar Espanol</a></div>        </div>
384    </div>
385            <div class="header__topbar--mobile" role="navigation" aria-label="Navigation Level 1">
386            <p>Connect with a counselor, today!</p>
387            <div class="btn-set">
388                <a href="tel:8003882227" class="btn-link btn-link__phone">
389                    <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" class="w-6 h-6">
390                        <path d="M10.5 18.75a.75.75 0 000 1.5h3a.75.75 0 000-1.5h-3z" />
391                        <path fill-rule="evenodd" d="M8.625.75A3.375 3.375 0 005.25 4.125v15.75a3.375 3.375 0 003.375 3.375h6.75a3.375 3.375 0 003.375-3.375V4.125A3.375 3.375 0 0015.375.75h-6.75zM7.5 4.125C7.5 3.504 8.004 3 8.625 3H9.75v.375c0 .621.504 1.125 1.125 1.125h2.25c.621 0 1.125-.504 1.125-1.125V3h1.125c.621 0 1.125.504 1.125 1.125v15.75c0 .621-.504 1.125-1.125 1.125h-6.75A1.125 1.125 0 017.5 19.875V4.125z" clip-rule="evenodd" />
392                    </svg>
393                    <span>800-388-2227</span>
394                </a>
395                <span id="chatbutton" style="display:none;">
396                <a href="https://video.nfcc.org/video/b34994bd-0f52-11ee-90cc-0270cbea12cf" class="btn-link btn-link__video">
397                    <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" class="w-6 h-6">
398                        <path d="M4.5 4.5a3 3 0 00-3 3v9a3 3 0 003 3h8.25a3 3 0 003-3v-9a3 3 0 00-3-3H4.5zM19.94 18.75l-2.69-2.69V7.94l2.69-2.69c.944-.945 2.56-.276 2.56 1.06v11.38c0 1.336-1.616 2.005-2.56 1.06z" />
399                    </svg>
400                    <span>Video Chat</span>
401                </a>
402                </span>
403                <a href="https://www.nfcc.org/agency-finder/" class="btn-link btn-link__email">
404                    <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" class="w-6 h-6">
405                        <path d="M1.5 8.67v8.58a3 3 0 003 3h15a3 3 0 003-3V8.67l-8.928 5.493a3 3 0 01-3.144 0L1.5 8.67z" />
406                        <path d="M22.5 6.908V6.75a3 3 0 00-3-3h-15a3 3 0 00-3 3v.158l9.714 5.978a1.5 1.5 0 001.572 0L22.5 6.908z" />
407                    </svg>
408                    <span class="mobile-hidden">We'll&nbsp;</span>
409                    <span>Contact You</span>
410                </a>
411            </div>
412        </div>
413    </div>
414
415
416
417
418<header class="header__main">
419    <div class="container-full-width">
420        <a id="home-link" href="https://www.nfcc.org/" rel="home" tabindex="1">
421    <img src="/wp-content/themes/foundation/images/logo-NFCC-75th-Anniversary.webp" alt="NFCC Homepage" />
422</a><div class="header__primary-nav" role="navigation" aria-description="This is the main site navigation" aria-label="Navigation Level 2">
423    <nav class="menu-2025-main-nav-container"><ul id="primary-menu" class="menu"><li id="menu-item-45891" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-45891"><a href="#">Get Help</a>
424<ul class="sub-menu">
425	<li id="menu-item-45892" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45892"><a href="/credit-card-debt-counseling/?loc=credit-card-debt">Credit Card Debt Counseling</a></li>
426	<li id="menu-item-45893" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45893"><a href="/homeowner-guidance/?loc=homeowner">Homeowner Guidance</a></li>
427	<li id="menu-item-45894" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45894"><a href="/budgeting-finances/?loc=budgeting-finances">Budgeting &#038; Finances</a></li>
428	<li id="menu-item-47345" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-47345"><a href="/studentloanhelp?loc=student-loan-help">Student Loan Debt</a></li>
429	<li id="menu-item-45895" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45895"><a href="/other-counseling/?loc=other">Other Counseling</a></li>
430</ul>
431</li>
432<li id="menu-item-45896" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-45896"><a href="#">About</a>
433<ul class="sub-menu">
434	<li id="menu-item-45897" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45897"><a href="/who-we-are/">Who We Are</a></li>
435	<li id="menu-item-45898" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45898"><a href="https://www.nfcc.org/how-we-help">How We Work</a></li>
436	<li id="menu-item-45899" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45899"><a href="/partnerships-donors">Partner With Us</a></li>
437	<li id="menu-item-47566" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-47566"><a href="https://www.nfcc.org/client-impact/">Our Impact</a></li>
438	<li id="menu-item-48005" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-48005"><a href="https://www.nfcc.org/seventy-five/">Our History</a></li>
439	<li id="menu-item-46799" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-46799"><a href="https://www.nfcc.org/?page_id=41386">Donate Now</a></li>
440	<li id="menu-item-46852" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-46852"><a href="/testimonials">Testimonials</a></li>
441	<li id="menu-item-46746" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-46746"><a href="https://www.nfcc.org/nfcc-member-agencies/">NFCC Member Agencies</a></li>
442</ul>
443</li>
444<li id="menu-item-45903" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-45903"><a href="#">Education</a>
445<ul class="sub-menu">
446	<li id="menu-item-45904" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45904"><a href="/online-courses/">Online Courses</a></li>
447</ul>
448</li>
449<li id="menu-item-45905" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-45905"><a href="#">
449FAQs</a>
450<ul class="sub-menu">
451	<li id="menu-item-45906" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-45906"><a href="https://www.nfcc.org/faqs/">Frequently Asked Questions</a></li>
452	<li id="menu-item-45907" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45907"><a href="/glossary/">Glossary</a></li>
453</ul>
454</li>
455<li id="menu-item-46954" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-46954"><a href="#">How You Can Help</a>
456<ul class="sub-menu">
457	<li id="menu-item-46956" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-46956"><a href="https://www.nfcc.org/partnerships-donors/">Partner With Us</a></li>
458	<li id="menu-item-46957" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-46957"><a href="https://www.nfcc.org/testimonials">Client Testimonials</a></li>
459</ul>
460</li>
461</ul></nav></div>
462        <!-- Mobile Hamburger Toggle Button -->
463        <button id="header__menu-toggle" class="header__menu-toggle" aria-controls="primary-menu" aria-expanded="false">
464            <img class="burger" src="/wp-content/uploads/2025/04/dark-blue-hamburger-menu.svg" alt="open nav"  />
465        </button>
466    </div>
467    
468    <div class="header__right-btn">
469    <div class="header__btn header__btn--orange">
470        <p class="no-margin">Get connected with a counselor today!</p>
471        <div class="btn-set">
472            <a href="tel:8003882227" class="btn-link btn-link__phone">
473                <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" class="w-6 h-6">
474                    <path d="M10.5 18.75a.75.75 0 000 1.5h3a.75.75 0 000-1.5h-3z" />
475                    <path fill-rule="evenodd" d="M8.625.75A3.375 3.375 0 005.25 4.125v15.75a3.375 3.375 0 003.375 3.375h6.75a3.375 3.375 0 003.375-3.375V4.125A3.375 3.375 0 0015.375.75h-6.75zM7.5 4.125C7.5 3.504 8.004 3 8.625 3H9.75v.375c0 .621.504 1.125 1.125 1.125h2.25c.621 0 1.125-.504 1.125-1.125V3h1.125c.621 0 1.125.504 1.125 1.125v15.75c0 .621-.504 1.125-1.125 1.125h-6.75A1.125 1.125 0 017.5 19.875V4.125z" clip-rule="evenodd" />
476                </svg>
477                <span>800-388-2227</span>
478            </a>
479            <span id="chatbutton1" style="display:none">
480                <a href="https://video.nfcc.org/video/b34994bd-0f52-11ee-90cc-0270cbea12cf" class="btn-link btn-link__video">
481                    <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" class="w-6 h-6">
482                        <path d="M4.5 4.5a3 3 0 00-3 3v9a3 3 0 003 3h8.25a3 3 0 003-3v-9a3 3 0 00-3-3H4.5zM19.94 18.75l-2.69-2.69V7.94l2.69-2.69c.944-.945 2.56-.276 2.56 1.06v11.38c0 1.336-1.616 2.005-2.56 1.06z" />
483                    </svg>
484                    <span>Video Chat</span>
485                </a>
486            </span>    
487            <a href="https://www.nfcc.org/agency-finder/" class="btn-link btn-link__email">
488                <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" class="w-6 h-6">
489                    <path d="M1.5 8.67v8.58a3 3 0 003 3h15a3 3 0 003-3V8.67l-8.928 5.493a3 3 0 01-3.144 0L1.5 8.67z" />
490                    <path d="M22.5 6.908V6.75a3 3 0 00-3-3h-15a3 3 0 00-3 3v.158l9.714 5.978a1.5 1.5 0 001.572 0L22.5 6.908z" />
491                </svg>
492                <span>We'll Contact You</span>
493            </a>
494        </div>
495    </div>
496</div>
497<div id="header__mobile-nav" class="header__mobile-nav">
498    <hr style="margin-top: 0;">
499    <form role="search" method="get" id="search-form" action="https://www.nfcc.org/" class="mobile-search-form container">
500  <div class="input-group">
501    <input type="input" class="form-control border-0 search-input" placeholder="Search" aria-label="search nico" name="s" id="search-input" value="">
502    <input type="submit" value=" " class="submit">
503      <div class="input-group-append">
504         <!-- <span class="input-group-append p-0">
505          <i class="fas fa-search text-muted"></i>
506         </span> -->
507    </div>
508  </div>
509</form>
510  
511    <div class="header__mobile-nav--primary">
512        <div class="menu-2025-main-nav-container"><ul id="primary-menu" class="menu"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-45891"><a href="#">Get Help</a>
513<ul class="sub-menu">
514	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45892"><a href="/credit-card-debt-counseling/?loc=credit-card-debt">Credit Card Debt Counseling</a></li>
515	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45893"><a href="/homeowner-guidance/?loc=homeowner">Homeowner Guidance</a></li>
516	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45894"><a href="/budgeting-finances/?loc=budgeting-finances">Budgeting &#038; Finances</a></li>
517	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-47345"><a href="/studentloanhelp?loc=student-loan-help">Student Loan Debt</a></li>
518	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45895"><a href="/other-counseling/?loc=other">Other Counseling</a></li>
519</ul>
520</li>
521<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-45896"><a href="#">About</a>
522<ul class="sub-menu">
523	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45897"><a href="/who-we-are/">Who We Are</a></li>
524	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45898"><a href="https://www.nfcc.org/how-we-help">How We Work</a></li>
525	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45899"><a href="/partnerships-donors">Partner With Us</a></li>
526	<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-47566"><a href="https://www.nfcc.org/client-impact/">Our Impact</a></li>
527	<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-48005"><a href="https://www.nfcc.org/seventy-five/">Our History</a></li>
528	<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-46799"><a href="https://www.nfcc.org/?page_id=41386">Donate Now</a></li>
529	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-46852"><a href="/testimonials">Testimonials</a></li>
530	<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-46746">
530<a href="https://www.nfcc.org/nfcc-member-agencies/">NFCC Member Agencies</a></li>
531</ul>
532</li>
533<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-45903"><a href="#">Education</a>
534<ul class="sub-menu">
535	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45904"><a href="/online-courses/">Online Courses</a></li>
536</ul>
537</li>
538<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-45905"><a href="#">FAQs</a>
539<ul class="sub-menu">
540	<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-45906"><a href="https://www.nfcc.org/faqs/">Frequently Asked Questions</a></li>
541	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45907"><a href="/glossary/">Glossary</a></li>
542</ul>
543</li>
544<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-46954"><a href="#">How You Can Help</a>
545<ul class="sub-menu">
546	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-46956"><a href="https://www.nfcc.org/partnerships-donors/">Partner With Us</a></li>
547	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-46957"><a href="https://www.nfcc.org/testimonials">Client Testimonials</a></li>
548</ul>
549</li>
550</ul></div>    </div>
551    <hr>
552    <div class="header__mobile-nav--secondary">
553        <div class="menu-2025-top-nav-container"><ul id="header-topnav" class="menu"><li class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item menu-item-45887"><a href="/blog" aria-current="page">Blog</a></li>
554<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45888"><a href="/press-room">News</a></li>
555<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-45889"><a href="#">Resources</a>
556<ul class="sub-menu">
557	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45890"><a href="/tools-tips/">Tools and Tips</a></li>
558</ul>
559</li>
560</ul></div>    </div>
561    <hr>
562    <div class="gt-btns" tabindex="2">
563        <!-- Custom Gtranslate link check 2023-script -->
564        <div class="gt-btns__en"><a href="#" data-gt-lang="en" class="gt-current-lang notranslate">Select English</a></div><div class="gt-btns__es"><a href="#" data-gt-lang="es" class="notranslate">Seleccionar Espanol</a></div>    </div>
565    <hr>
566    <!-- <div class="header__mobile-btn">
567        <a class="header__btn header__btn--gray" href="tel:8003882227" aria-label="mobile menu">
568            <img src="/wp-content/themes/foundation/images/phone_button.svg" alt="">
569            <span>800-388-2227</span>
570        </a>
571        <a href="/agency-finder" aria-label="contact button" class="header__btn header__btn--orange">Get Connected</a>
572    </div> -->
573</div>
574    <div class="header__search-bar" tabindex="2" aria-label="search button">
575        <form role="search" method="get" id="search-form" action="https://www.nfcc.org/" class="mobile-search-form container">
576  <div class="input-group">
577    <input type="input" class="form-control border-0 search-input" placeholder="Search" aria-label="search nico" name="s" id="search-input" value="">
578    <input type="submit" value=" " class="submit">
579      <div class="input-group-append">
580         <!-- <span class="input-group-append p-0">
581          <i class="fas fa-search text-muted"></i>
582         </span> -->
583    </div>
584  </div>
585</form>
586     </div>
587</header>
588
589	<main id="primary" class="site-main">
590		
591<article id="post-42383" class="post-42383 page type-page status-publish hentry">
592
593	<div>
594		
595<div class="wp-block-cover alignfull is-style-default" style="padding-top:5vw;padding-bottom:5vw"><span aria-hidden="true" class="wp-block-cover__background has-darker-blue-background-color has-background-dim-100 has-background-dim"></span><div class="wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained">
596<h1 class="wp-block-heading has-text-align-left has-cyan-color has-text-color has-link-color wp-elements-1" style="font-size:clamp(28.836px, 1.802rem + ((1vw - 3.2px) * 1.323), 50px);font-style:normal;font-weight:700">Welcome to the NFCC Blog</h1>
597
598
599
600<div class="wp-block-columns is-layout-flex wp-container-core-columns-is-layout-6ee76cfc wp-block-columns-is-layout-flex" style="margin-top:0;margin-bottom:0">
601<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow" style="flex-basis:900px">
602<p class="wp-block-paragraph" style="font-size:clamp(18.959px, 1.185rem + ((1vw - 3.2px) * 0.69), 30px);">All the tips, news, and insights you need to strengthen your financial future — right at your fingertips</p>
603</div>
604</div>
605</div></div>
606
607
608
609<div class="wp-block-group alignfull nfcc-breadcrumbs__container has-background is-layout-constrained wp-block-group-is-layout-constrained" style="background-color:#00c1e1;margin-top:0;margin-bottom:0"><p id="breadcrumbs" class="nfcc-breadcrumbs"><span><span><a href="https://www.nfcc.org/">Home</a></span> / <span class="breadcrumb_last" aria-current="page">Blog</span></span></p>
610</div>
611
612
613<section aria-description="Section for Featured blog post" class="nfcc-block featblogpost-23"><div class="container-2023"><div class="featblogpost-23__left"><span class="featblogpost-23__badge">Featured</span><h2 class="featblogpost-23__title">What Is Credit Counseling and How Can It Help Me?</h2><div class="featblogpost-23__meta blog-meta"><span class="featblogpost-23__author blog-meta__author">Sarah Brady, NFCC</span><span class="featblogpost-23__date blog-meta__date">April 1, 2026</span></div><p class="featblogpost-23__excerpt">Editor&#8217;s Note: This post was originally published in December 2020. Are you looking for a way to pay off your debt, raise your credit scores or just improve your finances overall? If so, an NFCC-certified credit counselor can help! Of course, we know there are lots of companies out there that claim they&#8217;ll &#8220;help&#8221; you improve your situation. That includes&#8230;</p><a class="add-chevron-right" href="https://www.nfcc.org/blog/what-is-credit-counseling-and-how-can-it-help-me/" class="featblogpost-23__readmore">Read More</a></div><div class="featblogpost-23__right"><img decoding="async" src="https://www.nfcc.org/wp-content/uploads/2020/12/bigstock-Smiling-Black-Woman-Talking-Ov-345457885.jpg" alt="What Is Credit Counseling and How Can It Help Me?" class="featblogpost-23__image"/></div></div></section>
614
615
616
617    <section class="blog-posts-2023">
618        <div class="blog-posts-2023__filter-bar">
619            <span class="filter-label">Sort by:</span>
620            <select id="category-filter">
621                <option value="all">Select A Category (All)</option>
622                <option value="sunset-archive">Archive</option><option value="ask-an-expert-answers">Ask an Expert</option><option value="budgeting">Budgeting</option><option value="building-savings">Building Savings</option><option value="consumer-protection">Consumer Protection</option><option value="credit-and-credit-scores">Credit and Credit Scores</option><option value="credit-cards">Credit Cards</option><option value="credit-repair">Credit Repair</option><option value="credit-reports-and-scores">Credit Reports and Scores</option><option value="family-finances">Family Finances</option><option value="financial-dei">Financial Diversity Equity &amp; Inclusion</option><option value="financial-literacy">Financial Literacy</option><option value="housing">Housing</option><option value="mental-wellness-covid-marriage">Mental Wellness, Covid &amp; Marriage</option><option value="military-financial-readiness">Military Financial Readiness</option><option value="money-management">Money Management</option><option value="partner-content">Partner Content</option><option value="paying-off-debt">Paying Off Debt</option><option value="small-business-owners">Small Business Owners</option><option value="student-loans">Student Loans</option><option value="taxes">Taxes</option>            </select>
623            <!-- <button data-filter="recent" class="active">Most Recent</button>
624            <button data-filter="popular">Most Popular</button> -->
625            <select id="author-filter">
626                <option value="all">Author</option>
627                <option value="34">Amanda Winstead</option><option value="928">Amy Lamb, NFCC</option><option value="20">Andrew Rombach</option><option value="10">Barry Coleman, NFCC</option><option value="3171">Bill Edwards</option><option value="6">Bruce McClary, NFCC</option><option value="33">Callie McGill</option><option value="3161">Chris Birk</option><option value="924">Consumers&#039; Checkbook</option><option value="28">Dara Duguay</option><option value="3166">Drew Kessler</option><option value="3163">Emory Clark</option><option value="19">Eric Goldschein</option><option value="913">Erik Brandt, NFCC</option><option value="29">Freddie Mac</option><option value="25">Hermond Palmer, NFCC</option><option value="18">Holly Welles</option><option value="906">Jessica Blais, NFCC</option><option value="27">Jessica Larson</option><option value="15">Joe Resendiz</option><option value="3162">Joey Johnston</option><option value="3170">Katie Ross</option><option value="17">Kimberly Rotter</option><option value="3">Lauralynn Mangis</option><option value="3168">Lauralynn Schueckler</option><option value="8">Lori Stratford</option><option value="9">Matt Ribe, NFCC</option><option value="4">Melinda Opperman</option><option value="11">Meredith Wood</option><option value="3167">Nat Sillin</option><option value="24">Nerd Wallet</option><option value="3169">Odysseas Papadimitriou</option><option value="756">Sarah Brady, NFCC</option><option value="3165">Tali Wee</option><option value="3164">Tara Carter</option><option value="13">
627Tasha Bishop</option>            </select>
628            <a href="#" id="clear-filters">Clear</a>
629            <div id="filter-loader" class="loading-dots" style="display: none;">
630                <div class="dot dot-0"></div>
631                <div class="dot dot-1"></div>
632                <div class="dot dot-2"></div>
633            </div>        
634        </div>
635
636        <div id="blog-posts-2023__results" class="blog-posts-2023__results">
637            <!-- Posts will be loaded here via AJAX -->
638        </div>
639
640        <!-- Loader -->
641        <div id="loading-indicator" class="loading-wrap" style="display: none;">
642            <div class="loading-hole">&nbsp;</div>
643        </div>
644
645        <div class="container" style="text-align:center;"><button id="blog-load-more" class="btn blog-load-more" style="display:none;">Load More...</button></div>
646    </section>
647
648    
648<script>
649        jQuery(document).ready(function($) {
650            let page = 1;
651            const postsPerPage = 9;
652
653            function load_posts(filterType = 'recent', category = 'all', author = 'all', pageNum = 1, append = false) {
654                $('#loading-indicator').fadeIn();
655                $('#filter-loader').fadeIn();
656
657                $.ajax({
658                    url: ajaxurl,
659                    type: 'post',
660                    data: {
661                        action: 'filter_blog_posts',
662                        filter: filterType,
663                        category: category,
664                        author: author,
665                        page: pageNum,
666                        posts_per_page: postsPerPage
667                    },
668                    success: function(response) {
669                        // Remove any previous "No posts found" messages
670                        $('#blog-posts-2023__results .no-posts').remove();
671
672                        if (response.trim() === '') {
673                            if (pageNum === 1) {
674                                $('#blog-posts-2023__results').html('<p class="no-posts">No posts found</p>');
675                            } else {
676                                $('#blog-load-more').hide();
677                            }
678                        } else {
679                            if (append) {
680                                const newContent = $(response);
681                                $('#blog-posts-2023__results').append(newContent);
682
683                                $('html, body').animate({
684                                    scrollTop: newContent.first().offset().top - 100
685                                }, 600);
686
687                                $('#blog-posts-2023__results .blog-posts-2023__results-item').slice(-newContent.length).each(function(i) {
688                                    $(this).css('animation-delay', (i * 0.1) + 's');
689                                });
690                            } else {
691                                $('#blog-posts-2023__results').html(response);
692
693                                $('#blog-posts-2023__results .blog-posts-2023__results-item').each(function(i) {
694                                    $(this).css('animation-delay', (i * 0.1) + 's');
695                                });
696                            }
697
698                            if ($(response).length < postsPerPage) {
699                                $('#blog-load-more').hide();
700                            } else {
701                                $('#blog-load-more').show();
702                            }
703                        }
704
705                        $('#loading-indicator').fadeOut();
706                        $('#filter-loader').fadeOut();
707                    },
708                    error: function(errorThrown) {
709                        $('#loading-indicator').fadeOut();
710                        $('#filter-loader').fadeOut();
711                        alert('An error occurred while loading posts. Please try again.');
712                    }
713                });
714            }
715
716            load_posts();
717
718            $('#category-filter').change(function() {
719                page = 1;
720                let category = $(this).val();
721                let filter = $('blog-posts-2023__filter-bar .active').data('filter');
722                let author = $('#author-filter').val();
723                load_posts(filter, category, author);
724            });
725
726            $('#author-filter').change(function() {
727                page = 1;
728                let author = $(this).val();
729                let filter = $('blog-posts-2023__filter-bar .active').data('filter');
730                let category = $('#category-filter').val();
731                load_posts(filter, category, author);
732            });
733
734            $('blog-posts-2023__filter-bar button').click(function() {
735                page = 1;
736                $('blog-posts-2023__filter-bar button').removeClass('active');
737                $(this).addClass('active');
738                let filter = $(this).data('filter');
739                let category = $('#category-filter').val();
740                let author = $('#author-filter').val();
741                load_posts(filter, category, author);
742            });
743
744            $('#clear-filters').click(function(e) {
745                e.preventDefault();
746                $('#category-filter').val('all');
747                $('#author-filter').val('all');
748                page = 1;
749                load_posts();
750            });
751
752            $('#blog-load-more').click(function() {
753                page++;
754                let filter = $('blog-posts-2023__filter-bar .active').data('filter');
755                let category = $('#category-filter').val();
756                let author = $('#author-filter').val();
757                $('#loading-indicator').fadeIn();
758                load_posts(filter, category, author, page, true);
759            });
760        });
761
762
763    </script>
763
764
765    
766
767
768
769<section style="background-image: url(https://www.nfcc.org/wp-content/uploads/2023/04/happy-mom-daughter-23.png); background-color:;" class="nfcc-block layout-testimonial  no-pad-top-bottom" >
770    <div class="container-2023" aria-description="This section is a slider for client testimonials ephasizing how NFCC have helped them achieve their goal.">
771        <h3 class="layout-testimonial__heading-mobile">
772            Creating a plan today<span style="color: #0085ad;"> for a brighter tomorrow.</span>        </h3>
773        <div class="layout-testimonial__content-wrapper">
774            <div class="layout-testimonial__content">
775                <h3 class="layout-testimonial__heading-desktop">
776                    Creating a plan today<span style="color: #0085ad;"> for a brighter tomorrow.</span>                </h3>
777                <img decoding="async" class="quote-icon" src="https://www.nfcc.org/wp-content/uploads/2023/04/quote.svg" alt="Quote Icon" loading="lazy">                <div class="layout-testimonial__slider">
778                    <div class="layout-testimonial__slider-item"><p>Your work and business vision have changed the trajectory of my life. You’ve impacted my legacy, how I walk, how I talk, how I live, parent and love. I am different. I am free.</p>
779    <div class="layout-testimonial__slider-name">Johnika Dreher</div>    <div class="layout-testimonial__slider-title">Client, NFCC Member Agency Money Management International</div></div><div class="layout-testimonial__slider-item"><p>We realized that we had more expenses than income. My counselor helped me prioritize my expenses and informed me of options to handle my debt. She provided suggestions on how to balance our budget.</p>
780    <div class="layout-testimonial__slider-name">LeAnne</div>    <div class="layout-testimonial__slider-title">Apprisen Client</div></div><div class="layout-testimonial__slider-item"><p>My daughter referred me! This program will help me pay off the debt faster and free up some money to start putting toward my retirement fund.</p>
781    <div class="layout-testimonial__slider-name">Deborah</div>    <div class="layout-testimonial__slider-title">InCharge Debt Solutions Client</div></div><div class="layout-testimonial__slider-item"><p>I am only in the beginning stages but, so far, everything in my &#8220;plan&#8221; to financial stability seems to be going smoothly. I feel more prepared to handle my financial situation.</p>
782    <div class="layout-testimonial__slider-name">Jennifer</div>    <div class="layout-testimonial__slider-title">GreenPath Financial Wellness Client</div></div>                </div><!-- testi slider -->
783                <img decoding="async" class="quote-icon--end" src="https://www.nfcc.org/wp-content/uploads/2023/04/quote.svg" alt="Quote Icon" loading="lazy"><div class="layout-testimonial__slider-nav "></div>            </div><!-- testi content-->
784        </div><!-- /.content-wrapper -->
785    </div><!-- testi container-->
786    <img decoding="async" class="main-img" src="https://www.nfcc.org/wp-content/uploads/2023/04/happy-mom-daughter-23.png" alt="Happy mom and daughter" loading="lazy">
787</section>
788
789
790
791
792<section class="wp-block-cover alignfull is-style-nfcc-block"><span aria-hidden="true" class="wp-block-cover__background has-blue-background-color has-background-dim-100 has-background-dim"></span><div class="wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained">
793<div class="wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex">
794<div class="wp-block-column is-vertically-aligned-center is-style-default is-layout-flow wp-block-column-is-layout-flow">
795<div class="wp-block-group is-horizontal is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-23db78b9 wp-block-group-is-layout-flex">
796<figure class="wp-block-image size-large is-resized"><img decoding="async" width="66" height="73" src="https://www.nfcc.org/wp-content/uploads/2023/04/umbrella.svg" alt="Umbrella Icon" class="wp-image-32031" style="aspect-ratio:1;object-fit:contain;width:auto;height:60px"/></figure>
797
798
799
800<h3 class="wp-block-heading has-white-color has-text-color has-link-color wp-elements-2 wp-container-content-e1ca4baf" style="margin-top:0px;margin-bottom:0px;font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.516), 24px);">A trusted resource since&nbsp;1951</h3>
801</div>
802</div>
803
804
805
806<div class="wp-block-column is-vertically-aligned-center is-style-default is-layout-flow wp-block-column-is-layout-flow">
807<div class="wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f9fcf wp-block-group-is-layout-flex">
808<figure class="wp-block-image size-large is-resized"><img decoding="async" width="103" height="63" src="https://www.nfcc.org/wp-content/uploads/2023/04/us_map.svg" alt="Icon of US Map" class="wp-image-32032" style="aspect-ratio:1;object-fit:contain;width:auto;height:60px"/></figure>
809
810
811
812<h3 class="wp-block-heading has-white-color has-text-color has-link-color wp-elements-3 wp-container-content-e1ca4baf" style="margin-top:0px;margin-bottom:0px;font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.516), 24px);">1,200+ NFCC certified credit counselors</h3>
813</div>
814</div>
815
816
817
818<div class="wp-block-column is-vertically-aligned-center is-style-default is-layout-flow wp-block-column-is-layout-flow">
819<div class="wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f9fcf wp-block-group-is-layout-flex">
820<figure class="wp-block-image size-large is-resized"><img decoding="async" width="81" height="63" src="https://www.nfcc.org/wp-content/uploads/2023/04/chat.svg" alt="Chat Icon" class="wp-image-32034" style="aspect-ratio:1;object-fit:contain;width:auto;height:60px"/></figure>
821
822
823
824<h3 class="wp-block-heading has-white-color has-text-color has-link-color wp-elements-4 wp-container-content-e1ca4baf" style="margin-top:0px;margin-bottom:0px;font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.516), 24px);">35 million served since 2006</h3>
825</div>
826</div>
827</div>
828</div></section>
829
830
831
832<!-- Please don't change. Block is needed for React app. -->
833<noscript>You need to enable JavaScript to run this app.</noscript>
834<div id="root"></div>
835	</div><!-- .entry-content -->
836
837	</article><!-- #post-42383 -->
838	</main>
839
840<footer id="colophon" class="site-footer" style="display: block;">
841	<div class="container-2023">
842		<!-- logo -->
843		<div class="site-footer__left">
844			<div class="site-footer__info">
845				<div class="nfcc-logo">
846    <a id="home-link" href="https://www.nfcc.org/" rel="home">
847        <img src="/wp-content/themes/foundation/images/logo-NFCC-75th-Anniversary.webp" alt="NFCC logo" />
848    </a>
849</div>				<div class="site-footer__address">2033 K Street NW, Suite 425<br /> Washington, DC 20006</div>
850				<div class="social-bookmark" aria-description="This section contains social bookmark link">
851					<a href="https://www.facebook.com/NFCCDebtAdvice/" target="_blank" aria-label="This is a link to NFCC's Facebook page" rel="noopener"><img loading="lazy" class="social-bookmark__img" src="/wp-content/themes/foundation/images/dark-icon-footer-facebook.svg" alt="NFCC Facebook link" /></a>
852					<a href="https://x.com/nfcc" target="_blank" aria-label="This is a link to NFCC's X account" rel="noopener"><img loading="lazy" class="social-bookmark__img" src="/wp-content/themes/foundation/images/dark-icon-footer-x.svg" alt="NFCC X link" /></a>
853					<a href="https://www.instagram.com/thenfcc/?hl=en" target="_blank" aria-label="This is a link to NFCC's Instagram account" rel="noopener"><img loading="lazy" class="social-bookmark__img" src="/wp-content/themes/foundation/images/dark-icon-footer-instagram.svg" alt="NFCC Instagram link" /></a>
854					<a href="https://m.youtube.com/user/NFCC09" target="_blank" aria-label="This is a link to NFCC's Youtube Channel" rel="noopener"><img loading="lazy" class="social-bookmark__img" src="/wp-content/themes/foundation/images/dark-icon-footer-youtube.svg" alt="NFCC Youtube link" /></a>
855					<a href="https://www.linkedin.com/company/national-foundation-for-credit-counseling" target="_blank" rel="noopener"><img loading="lazy" class="social-bookmark__img" src="/wp-content/themes/foundation/images/dark-icon-footer-linkedin.svg" alt="NFCC Linkedin link" /></a>
856					<a href="https://www.reddit.com/user/nfcc1951/" target="_blank" rel="noopener"><img loading="lazy" class="social-bookmark__img" src="/wp-content/themes/foundation/images/dark-icon-footer-reddit.svg" alt="NFCC Reddit link" /></a>
857				</div>
858			</div>
859		</div>
860
861		<div class="site-footer__right">
862			<div class="site-footer__right-col">
863				<div class="site-footer__right-col-item  site-footer__members">
864					<div class="notranslate" role="navigation" aria-label="Footer about NFCC navigation">
865						<h4>Member Agencies</h4>
866					</div>
867					<div class="menu-2025-footer-member-agencies-container"><ul id="footer-members" class="menu"><li id="menu-item-45808" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-45808"><a href="https://www.nfcc.org/current-members/">Request Member Site Access</a></li>
868<li id="menu-item-45809" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45809"><a href="https://member.nfcc.org/">Member Website</a></li>
869<li id="menu-item-45810" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45810"><a href="/members">Prospective Members</a></li>
870<li id="menu-item-45811" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45811"><a href="/connect">NFCC Connect</a></li>
871</ul></div>
871				</div>
872				<div class="site-footer__right-col-item  site-footer__partners">
873					<h4>NFCC Partners</h4>
874					<div class="menu-2025-footer-nfcc-partners-container"><ul id="footer-partners" class="menu"><li id="menu-item-45813" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-45813"><a href="/partnerships-donors/">Partner With Us</a></li>
875</ul></div>				</div>
876			</div>
877						
878			<div class="site-footer__right-col">
879				<div class="site-footer__right-col-item  site-footer__links" role="navigation" aria-label="Footer resources navigation">
880					<h4>Quick Links</h4>
881					<div class="menu-2025-footer-quick-links-container"><ul id="footer-links" class="menu"><li id="menu-item-45815" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-45815"><a href="https://www.nfcc.org/accreditation-standards/">Accreditation Standards</a></li>
882<li id="menu-item-45816" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-45816"><a href="https://www.nfcc.org/cy-pres-awards/">Cy Pres Awards</a></li>
883</ul></div>				</div>
884				<div class="site-footer__right-col-item site-footer__badges">
885					<div class="logo-badges">
886						<a href="https://app.candid.org/profile/7794159/national-foundation-for-credit-counseling-inc-53-0132493/?pkId=669a5bf7-4b06-42c5-af3c-92200cc4c7b7" target="_blank"><img loading="lazy" src="https://www.nfcc.org/wp-content/uploads/2026/09/guidestar-candid-2026.svg" width="125" height="125" alt="Candid - Profile Gold Transparency 2025 Badge"/></a>
887						<a href="https://www.charitynavigator.org/ein/530132493" target="_blank" rel="noopener"><img loading="lazy" class="logo-badges__charity-navigator" src="https://www.nfcc.org/wp-content/uploads/2024/02/four-star-rating-badge.svg" alt=" Charity Navigator - Four Star Rating Badge" width="125" height="125"></a>
888					</div>
889				</div>
890			</div>
891		</div>
892
893		</div>
894		<!-- .footer-links -->
895		<div class="site-footer__copyright">
896			<div class="container-2023">
897				<div class="site-footer__copyright-copy">
898					&copy;&ensp;2026 
899					National Foundation for Credit Counseling All Rights Reserved. 
900					<div class="site-footer__copyright-links">
901						<a href="/terms-of-use/">Terms&nbsp;of&nbsp;Use</a>&ensp;|&ensp;
902						<a href="/privacy-policy">Privacy&nbsp;Policy</a>&ensp;|&ensp;
903						<a href="/security-policy">Security&nbsp;Policy</a>&ensp;|&ensp;
904						<a href="/marketplace-terms-of-use">Marketplace&nbsp;Terms&nbsp;of&nbsp;Use</a>&ensp;|&ensp;
905						<a href="/commitment-to-donors/">Commitment to Our Donors</a>&ensp;
906					</div>
907				</div>
908			</div>
909		</div>
910
911	</div>
912
913</footer><!-- #colophon -->
914</div><!-- #page -->
915
916<script type="speculationrules">
917{"prefetch":[{"source":"document","where":{"and":[{"href_matches":"/*"},{"not":{"href_matches":["/wp-*.php","/wp-admin/*","/wp-content/uploads/*","/wp-content/*","/wp-content/plugins/*","/wp-content/themes/foundation/*","/*\\?(.+)"]}},{"not":{"selector_matches":"a[rel~=\"nofollow\"]"}},{"not":{"selector_matches":".no-prefetch, .no-prefetch a"}}]},"eagerness":"conservative"}]}
918</script>
918
919    
919<script type="text/javascript">
920    _linkedin_partner_id = "8403850";
921    window._linkedin_data_partner_ids = window._linkedin_data_partner_ids || [];
922    window._linkedin_data_partner_ids.push(_linkedin_partner_id);
923    </script>
923
924    
924<script type="text/javascript">
925    (function(l) {
926    if (!l){window.lintrk = function(a,b){window.lintrk.q.push([a,b])};
927    window.lintrk.q=[]}
928    var s = document.getElementsByTagName("script")[0];
929    var b = document.createElement("script");
930    b.type = "text/javascript";b.async = true;
931    b.src = "https://snap.licdn.com/li.lms-analytics/insight.min.js";
932    s.parentNode.insertBefore(b, s);
933    })(window.lintrk);
934    </script>
934
935    <noscript>
936    <img height="1" width="1" style="display:none;" alt="" src="https://px.ads.linkedin.com/collect/?pid=8403850&fmt=gif" />
937    </noscript>
938        <!-- Reddit Pixel -->
939    
939<script>
940      !function(w,d) {if(!w.rdt){
941        var p=w.rdt=function() {
942            p.sendEvent?p.sendEvent.apply(p,arguments):p.callQueue.push(arguments)};
943            p.callQueue=[];var t=d.createElement("script");
944            t.src="https://www.redditstatic.com/ads/pixel.js",t.async=!0;
945            var s=d.getElementsByTagName("script")[0];
946            s.parentNode.insertBefore(t,s)}}(window,document);
947            rdt('init','a2_i5yooecvc45i');
948            rdt('track', 'PageVisit');
949    </script>
949
950    <!-- End Reddit Pixel -->
951    <div class="gtranslate_wrapper" id="gt-wrapper-69123411"></div><div 
952	id="pum-45908" 
953	role="dialog" 
954	aria-modal="false"
955	aria-labelledby="pum_popup_title_45908"
956	class="pum pum-overlay pum-theme-45817 pum-theme-default-theme popmake-overlay click_open" 
957	data-popmake="{&quot;id&quot;:45908,&quot;slug&quot;:&quot;financial-tools-subscription-popup&quot;,&quot;theme_id&quot;:45817,&quot;cookies&quot;:[],&quot;triggers&quot;:[{&quot;type&quot;:&quot;click_open&quot;,&quot;settings&quot;:{&quot;cookie_name&quot;:[&quot;pum-45908&quot;],&quot;extra_selectors&quot;:&quot;#financial-tools-popup&quot;}}],&quot;mobile_disabled&quot;:null,&quot;tablet_disabled&quot;:null,&quot;meta&quot;:{&quot;display&quot;:{&quot;stackable&quot;:false,&quot;overlay_disabled&quot;:false,&quot;scrollable_content&quot;:false,&quot;disable_reposition&quot;:false,&quot;size&quot;:&quot;medium&quot;,&quot;responsive_min_width&quot;:&quot;0%&quot;,&quot;responsive_min_width_unit&quot;:false,&quot;responsive_max_width&quot;:&quot;800px&quot;,&quot;responsive_max_width_unit&quot;:false,&quot;custom_width&quot;:&quot;640px&quot;,&quot;custom_width_unit&quot;:false,&quot;custom_height&quot;:&quot;380px&quot;,&quot;custom_height_unit&quot;:false,&quot;custom_height_auto&quot;:false,&quot;location&quot;:&quot;center&quot;,&quot;position_from_trigger&quot;:false,&quot;position_top&quot;:&quot;100&quot;,&quot;position_left&quot;:&quot;0&quot;,&quot;position_bottom&quot;:&quot;0&quot;,&quot;position_right&quot;:&quot;0&quot;,&quot;position_fixed&quot;:false,&quot;animation_type&quot;:&quot;fade&quot;,&quot;animation_speed&quot;:&quot;350&quot;,&quot;animation_origin&quot;:&quot;center top&quot;,&quot;overlay_zindex&quot;:false,&quot;zindex&quot;:&quot;1999999999&quot;},&quot;close&quot;:{&quot;text&quot;:&quot;\u00d7&quot;,&quot;button_delay&quot;:&quot;0&quot;,&quot;overlay_click&quot;:false,&quot;esc_press&quot;:false,&quot;f4_press&quot;:false},&quot;click_open&quot;:[]}}">
958
959	<div id="popmake-45908" class="pum-container popmake theme-45817 pum-responsive pum-responsive-medium responsive size-medium">
960
961				
962							<div id="pum_popup_title_45908" class="pum-title popmake-title">
963				Free debt tips and expert advice, delivered to your inbox.			</div>
964		
965		
966				<div class="pum-content popmake-content" tabindex="0">
967			
968<div class="wp-block-group layout__form-section dark-text full-width-button large-labels is-layout-constrained wp-block-group-is-layout-constrained">
969                <div class='gf_browser_chrome gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_99' ><div id='gf_99' class='gform_anchor' tabindex='-1'></div><form method='post' enctype='multipart/form-data' target='gform_ajax_frame_99' id='gform_99'  action='/blog#gf_99' data-formid='99' novalidate>
970                        <div class='gform-body gform_body'><div id='gform_fields_99' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id="field_99_5" class="gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_99_5'><span class='gform-field-label__text'>Instagram</span></label><div class='ginput_container'><input name='input_5' id='input_99_5' type='text' value='' autocomplete='new-password'/></div><div class='gfield_description' id='gfield_description_99_5'>This field is for validation purposes and should be left unchanged.</div></div><fieldset id="field_99_4" class="gfield gfield--type-name gfield--input-type-name gfield--width-full gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>Your Name</span><span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_99_4'>
971                            
972                            <span id='input_99_4_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >
973                                                    <input type='text' name='input_4.3' id='input_99_4_3' value=''   aria-required='true'   placeholder='First Name'  />
974                                                    <label for='input_99_4_3' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>First Name</label>
975                                                </span>
976                            
977                            <span id='input_99_4_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >
978                                                    <input type='text' name='input_4.6' id='input_99_4_6' value=''   aria-required='true'   placeholder='Last Name'  />
979                                                    <label for='input_99_4_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Last Name</label>
980                                                </span>
981                            
982                        </div></fieldset><div id="field_99_1" class="gfield gfield--type-email gfield--input-type-email gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_99_1'><span class='gform-field-label__text'>Your Email</span><span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_email'>
983                            <input name='input_1' id='input_99_1' type='email' value='' class='large'   placeholder='Enter your email' aria-required="true" aria-invalid="false"  />
984                        </div></div><div id="field_99_3" class="gfield gfield--type-select gfield--input-type-select gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_99_3'><span class='gform-field-label__text'>I’m interested in information on:</span><span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_select'><select name='input_3' id='input_99_3' class='large gfield_select'    aria-required="true" aria-invalid="false" ><option value='Credit Card Debt' selected='selected'>Credit Card Debt</option><option value='Budgeting &amp; Finances' >Budgeting &amp; Finances</option><option value='Homeowner Guidance' >Homeowner Guidance</option><option value='Other Counseling' >Other Counseling</option></select></div></div></div></div>
985        <div class='gform-footer gform_footer top_label'> <button type='submit' id='gform_submit_button_99' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' >Sign Up!</button> <input type='hidden' name='gform_ajax' value='form_id=99&amp;title=&amp;description=&amp;tabindex=0&amp;theme=gravity-theme&amp;styles={&quot;inputPrimaryColor&quot;:&quot;#204ce5&quot;}&amp;hash=e97e885c8188a84930a4e8a3366a73ee' />
986            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_99' value='iframe' />
987            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_99' id='gform_theme_99' value='gravity-theme' />
988            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_99' id='gform_style_settings_99' value='{&quot;inputPrimaryColor&quot;:&quot;#204ce5&quot;}' />
989            <input type='hidden' class='gform_hidden' name='is_submit_99' value='1' />
990            <input type='hidden' class='gform_hidden' name='gform_submit' value='99' />
991            
992            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='0/t9KGE3Wf+PZ1fHtwHixA
992Uj0erDuM0JN01vtDxU4VPWUguecJpwbfY4VITUsDMFkVGcorb7NCW34Cu2AarRejWJ7VouXUmn7Eh6cgceLQ3wbeY=' />
993            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' />
994            <input type='hidden' class='gform_hidden' name='state_99' value='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' />
995            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_99' id='gform_target_page_number_99' value='0' />
996            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_99' id='gform_source_page_number_99' value='1' />
997            <input type='hidden' name='gform_field_values' value='' />
998            
999        </div>
1000                        </form>
1001                        </div>
1002		                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_99' id='gform_ajax_frame_99' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'></iframe>
1003		                
1003<script>
1004gform.initializeOnLoaded( function() {jQuery('#gform_ajax_frame_99').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_99');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_99').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_99').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_99').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_99').removeClass('gform_validation_error');}setTimeout( function() { /* delay the scroll by 50 milliseconds to fix a bug in chrome */ jQuery(document).scrollTop(jQuery('#gform_wrapper_99').offset().top - mt); }, 50 );var current_page = jQuery('#gform_source_page_number_99').val();jQuery(document).trigger('gform_page_loaded', [99, current_page]);window['gf_submitting_99'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_99').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_99').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [99]);window['gf_submitting_99'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_99').text());}else{jQuery('#gform_99').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger("gform_pre_post_render", [{ formId: "99", currentPage: "current_page", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( "gform_wrapper_99" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( "span" );            visibilitySpan.id = "gform_visibility_test_99";            gformWrapperDiv.insertAdjacentElement( "afterend", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( "gform_visibility_test_99" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 99, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );
1005</script>
1005
1006</div>
1007		</div>
1008
1009				
1010							<button type="button" class="pum-close popmake-close" aria-label="Close">
1011			×			</button>
1012		
1013	</div>
1014
1015</div>
1016<div 
1017	id="pum-45868" 
1018	role="dialog" 
1019	aria-modal="false"
1020	class="pum pum-overlay pum-theme-45817 pum-theme-default-theme popmake-overlay click_open" 
1021	data-popmake="{&quot;id&quot;:45868,&quot;slug&quot;:&quot;resources-request-tracking-form-popup&quot;,&quot;theme_id&quot;:45817,&quot;cookies&quot;:[{&quot;event&quot;:&quot;form_submission&quot;,&quot;settings&quot;:{&quot;form&quot;:&quot;gravityforms_84&quot;,&quot;name&quot;:&quot;resource-request-form-submitted&quot;,&quot;time&quot;:&quot;1 month&quot;,&quot;only_in_popup&quot;:true,&quot;path&quot;:true}}],&quot;triggers&quot;:[{&quot;type&quot;:&quot;click_open&quot;,&quot;settings&quot;:{&quot;extra_selectors&quot;:&quot;.resource-request-link&quot;,&quot;cookie_name&quot;:[&quot;resource-request-form-submitted&quot;]}}],&quot;mobile_disabled&quot;:null,&quot;tablet_disabled&quot;:null,&quot;meta&quot;:{&quot;display&quot;:{&quot;stackable&quot;:false,&quot;overlay_disabled&quot;:false,&quot;scrollable_content&quot;:false,&quot;disable_reposition&quot;:false,&quot;size&quot;:&quot;medium&quot;,&quot;responsive_min_width&quot;:&quot;0%&quot;,&quot;responsive_min_width_unit&quot;:false,&quot;responsive_max_width&quot;:&quot;800px&quot;,&quot;responsive_max_width_unit&quot;:false,&quot;custom_width&quot;:&quot;640px&quot;,&quot;custom_width_unit&quot;:false,&quot;custom_height&quot;:&quot;380px&quot;,&quot;custom_height_unit&quot;:false,&quot;custom_height_auto&quot;:false,&quot;location&quot;:&quot;center&quot;,&quot;position_from_trigger&quot;:false,&quot;position_top&quot;:&quot;100&quot;,&quot;position_left&quot;:&quot;0&quot;,&quot;position_bottom&quot;:&quot;0&quot;,&quot;position_right&quot;:&quot;0&quot;,&quot;position_fixed&quot;:false,&quot;animation_type&quot;:&quot;fade&quot;,&quot;animation_speed&quot;:&quot;350&quot;,&quot;animation_origin&quot;:&quot;center top&quot;,&quot;overlay_zindex&quot;:false,&quot;zindex&quot;:&quot;1999999999&quot;},&quot;close&quot;:{&quot;text&quot;:&quot;\u00d7&quot;,&quot;button_delay&quot;:&quot;0&quot;,&quot;overlay_click&quot;:false,&quot;esc_press&quot;:false,&quot;f4_press&quot;:false},&quot;click_open&quot;:[]}}">
1022
1023	<div id="popmake-45868" class="pum-container popmake theme-45817 pum-responsive pum-responsive-medium responsive size-medium">
1024
1025				
1026				
1027		
1028				<div class="pum-content popmake-content" tabindex="0">
1029			<p>
1030                <div class='gf_browser_chrome gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_84' >
1031                        <div class='gform_heading'>
1032                            <p class='gform_description'></p>
1033                        </div><form method='post' enctype='multipart/form-data'  id='gform_84'  action='/blog' data-formid='84' novalidate>
1034                        <div class='gform-body gform_body'><div id='gform_fields_84' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id="field_84_11" class="gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_84_11'><span class='gform-field-label__text'>Phone</span></label><div class='ginput_container'><input name='input_11' id='input_84_11' type='text' value='' autocomplete='new-password'/></div><div class='gfield_description' id='gfield_description_84_11'>This field is for validation purposes and should be left unchanged.</div></div><div id="field_84_7" class="gfield gfield--type-html gfield--width-full gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><h2>Wait, before you go, please tell us a little about yourself.</h2></div><fieldset id="field_84_1" class="gfield gfield--type-name gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>Name</span><span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_84_1'>
1035                            
1036                            <span id='input_84_1_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >
1037                                                    <input type='text' name='input_1.3' id='input_84_1_3' value=''   aria-required='true'     />
1038                                                    <label for='input_84_1_3' class='gform-field-label gform-field-label--type-sub '>First</label>
1039                                                </span>
1040                            
1041                            <span id='input_84_1_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >
1042                                                    <input type='text' name='input_1.6' id='input_84_1_6' value=''   aria-required='true'     />
1043                                                    <label for='input_84_1_6' class='gform-field-label gform-field-label--type-sub '>Last</label>
1044                                                </span>
1045                            
1046                        </div></fieldset><div id="field_84_3" class="gfield gfield--type-email gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_84_3'><span class='gform-field-label__text'>Email</span><span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_email'>
1047                            <input name='input_3' id='input_84_3' type='email' value='' class='large'    aria-required="true" aria-invalid="false"  />
1048                        </div></div><div id="field_84_4" class="gfield gfield--type-select gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden"  ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="This field is hidden when viewing the form"></i><span>This field is hidden when viewing the form</span></div><label class='gfield_label gform-field-label' for='input_84_4'><span class='gform-field-label__text'>Resource Type</span></label><div class='ginput_container ginput_container_select'><select name='input_4' id='input_84_4' class='large gfield_select'     aria-invalid="false" ><option value='None Selected' >None Selected</option><option value='Pebble' >Pebble</option><option value='Piere' >Piere</option></select></div></div><fieldset id="field_84_5" class="gfield gfield--type-consent gfield--type-choice gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible gfield--choice-align-vertical"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>Contact Agreement</span></legend><div class='ginput_container ginput_container_consent'><input name='input_5.1' id='input_84_5_1' type='checkbox' value='1'    aria-invalid="false"   /> <label class="gform-field-label gform-field-label--type-inline gfield_consent_label" for='input_84_5_1' ><span class='gform-field-label__text'>I would like to be contacted regularly and receive valuable information from NFCC</span></label><input type='hidden' name='input_5.2' value='I would like to be contacted regularly and receive valuable information from NFCC' class='gform_hidden' /><input type='hidden' name='input_5.3' value='3' class='gform_hidden' /></div></fieldset><div id="field_84_9" class="gfield gfield--type-text field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden"  ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="This field is hidden when viewing the form"></i><span>This field is hidden when viewing the form</span></div><label class='gfield_label gform-field-label' for='input_84_9'><span class='gform-field-label__text'>Salesforce Account ID (for Salesforce api)</span></label><div class='ginput_container ginput_container_text'><input name='input_9' id='input_84_9' type='text' value='' class='large'      aria-invalid="false"   /></div></div><div id="field_84_10" class="gfield gfield--type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden"  ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="This field is hidden when viewing the form"></i><span>This field is hidden when viewing the form</span></div><label class='gfield_label gform-field-label' for='input_84_10'><span class='gform-field-label__text'>Resource URL</span></label><div class='ginput_container ginput_container_text'><input name='input_10' id='input_84_10' type='text' value='' class='large'      aria-invalid="false"   /></div></div></div></div>
1049        <div class='gform-footer gform_footer top_label'> <button type='submit' id='gform_submit_button_84' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' >Submit</button> 
1050            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_84' value='postback' />
1051            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_84' id='gform_theme_84' value='gravity-theme' />
1052            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_84' id='gform_style_settings_84' value='[]' />
1053            <input type='hidden' class='gform_hidden' name='is_submit_84' value='1' />
1054            <input type='hidden' class='gform_hidden' name='gform_submit' value='84' />
1055            
1056            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='YuMUvyHbT93xyvQeeISTavcotvMr6CmNYtVx/tHTzXYRWNBsvrqCyJ8qn9yJPFufp/+wJ9tmJ19/z2ashUAILatTDjtR1bhIHkH4GIhUMHzbpTM=' />
1057            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' />
1058            <input type='hidden' class='gform_hidden' name='state_84' value='WyJ7XCI1LjFcIjpcIjIwNDA1N2M3YmZiOTA5M2Y1MWNlMzFiZWRhYzhhMGM1XCIsXCI1LjJcIjpcIjE2YjBmZGViNzA5NGIzNGViYTEwMWY0NmQwNjE2NGEzXCIsXCI1LjNcIjpcIjAxNGU0MzYxMDAxZGVlNjFiOTkwOWE1ZWUwNTEyZTk0XCIsXCJnZm9ybV9zdWJtaXNzaW9uX21ldGhvZFwiOltcImI3MWIzNGE4ZDA2ODFmMDA2ZjAwM2Q3MTA4MzBkOTA1XCIsXCIxYTU2Yzg2NmMyODk4MWQw
1058ZjU1MGM3YzM4NDcxYWIxY1wiXSxcImdmb3JtX3RoZW1lXCI6XCIzOWNjOGJmZTk2MGYxNGM4YTVkNjI2NzdhNDU1YTJiNVwiLFwiZ2Zvcm1fc3R5bGVfc2V0dGluZ3NcIjpcIjc3MjIxYmU1ZGZhMWIxM2VkMmNhMzkwNDE4YzhhYzg2XCIsXCJmb3JtX2lkXCI6XCIzNWFkMDQ2YzcwMDIyMzEyZTk1NzJjNWNiMDBkOTk2ZVwiLFwidXJsXCI6XCI5OGJhZjcwNTY5YzkwMTg3NDFiOTY5ZWEzYjlmN2M3ZVwiLFwic3RhdGVfdGltZXN0YW1wXCI6XCJhNWYyZWEzYjY2ZmMyMjM0MzViN2EyZmU0NTRiZmMzM1wifSIsIjBmMGFmMjIyNzYxM2VlODZlMjdkMTllNTlhYjY3MjZhIiwxNzkwOTI2MTM4XQ==' />
1059            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_84' id='gform_target_page_number_84' value='0' />
1060            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_84' id='gform_source_page_number_84' value='1' />
1061            <input type='hidden' name='gform_field_values' value='' />
1062            
1063        </div>
1064                        </form>
1065                        </div></p>
1066		</div>
1067
1068				
1069							<button type="button" class="pum-close popmake-close" aria-label="Close">
1070			×			</button>
1071		
1072	</div>
1073
1074</div>
1075<script id="gf-domain-validate-js-extra">
1076var GFDomainValidateConfig = {"formId":"37","fieldId":"5","endpoint":"https://www.nfcc.org/wp-content/config/validate-email-domain.php","supportMsg":"If you believe this is an error, please contact support at [email protected]."};
1077//# sourceURL=gf-domain-validate-js-extra
1078</script>
vendor: 1 bytes, line 1078
1078
1079<script id="gf-domain-validate-js" src="https://www.nfcc.org/wp-content/mu-plugins/gf-domain-validate.js?ver=1.1.0"></script>
vendor: 1 bytes, line 1079
1079
1080<script id="YSFA-js-js" src="https://www.nfcc.org/wp-content/plugins/faq-schema-block-to-accordion/assets/js/YSFA-JS.min.js?ver=1.0.5"></script>
vendor: 1 bytes, line 1080
1080
1081<script id="leadin-script-loader-js-js-extra">
1082var leadin_wordpress = {"userRole":"visitor","pageType":"page","leadinPluginVersion":"11.3.73"};
1083//# sourceURL=leadin-script-loader-js-js-extra
1084</script>
vendor: 1 bytes, line 1084
1084
1085<script async defer id='hs-script-loader' src="https://js.hs-scripts.com/5146491.js?integration=WordPress&#038;ver=11.3.73"></script>
vendor: 1 bytes, line 1085
1085
1086<script id="foundation-parallax-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/vendor/parallax.min.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1086
1086
1087<script id="foundation-global-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/global.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1087
1087
1088<script id="foundation-navigation-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/navigation.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1088
1088
1089<script id="foundation-leadership-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/leadership.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1089
1089
1090<script id="fancybox-v5-js-js" src="https://cdn.jsdelivr.net/npm/@fancyapps/[email protected]/dist/fancybox/fancybox.umd.js"></script>
vendor: 1 bytes, line 1090
1090
1091<script id="foundation-monthly-expense-tool-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/calculators/monthly-expense-tool.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1091
1091
1092<script id="foundation-mobile-nav-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/mobile-nav.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1092
1092
1093<script id="foundation-language-switcher-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/language-switcher.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1093
1093
1094<script id="jquery-validate-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/vendor/jquery-validate.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1094
1094
1095<script id="date-script-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/vendor/date.js"></script>
vendor: 1 bytes, line 1095
1095
1096<script id="slick-js-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/slick.min.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1096
1096
1097<script id="slick-settings-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/slick-settings.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1097
1097
1098<script id="2023-scripts-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/2023-scripts.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1098
1098
1099<script id="accordion-js-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/accordion.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1099
1099
1100<script id="gform-popupmaker-js" src="https://www.nfcc.org/wp-content/themes/foundation/js/gform-popupmaker.js?ver=1.0.13"></script>
vendor: 1 bytes, line 1100
1100
1101<script id="splide-js-js" src="https://cdn.jsdelivr.net/npm/@splidejs/[email protected]/dist/js/splide.min.js?ver=4.1.4"></script>
vendor: 1 bytes, line 1101
1101
1102<script id="splide-autoscroll-js-js" src="https://cdn.jsdelivr.net/npm/@splidejs/[email protected]/dist/js/splide-extension-auto-scroll.min.js?ver=0.5.3"></script>
vendor: 1 bytes, line 1102
1102
1103<script id="nfcc-content-slider-init-js" src="https://www.nfcc.org/wp-content/plugins/nfcc-blocks/blocks/content-slider/splide-init.js?ver=1790876121"></script>
vendor: 1 bytes, line 1103
1103
1104<script id="wp-dom-ready-js" src="https://www.nfcc.org/wp-includes/js/dist/dom-ready.min.js?ver=3fe927cab37bf38d6a23"></script>
vendor: 1 bytes, line 1104
1104
1105<script id="wp-hooks-js" src="https://www.nfcc.org/wp-includes/js/dist/hooks.min.js?ver=f0f188028580e8dc1255"></script>
vendor: 1 bytes, line 1105
1105
1106<script id="wp-i18n-js" src="https://www.nfcc.org/wp-includes/js/dist/i18n.min.js?ver=1dfe7db3940c23ea9216"></script>
vendor: 1 bytes, line 1106
1106
1107<script id="wp-i18n-js-after">
1108wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } );
1109//# sourceURL=wp-i18n-js-after
1110</script>
vendor: 1 bytes, line 1110
1110
1111<script id="wp-a11y-js" src="https://www.nfcc.org/wp-includes/js/dist/a11y.min.js?ver=31c6cec5a4ff7aff483d"></script>
vendor: 1 bytes, line 1111
1111
1112<script id="gform_placeholder-js" defer='defer' src="https://www.nfcc.org/wp-content/plugins/gravityforms/js/placeholders.jquery.min.js?ver=3.1.2"></script>
vendor: 1 bytes, line 1112
1112
1113<script id="gform_gravityforms_theme_vendors-js" defer='defer' src="https://www.nfcc.org/wp-content/plugins/gravityforms/assets/js/dist/vendor-theme.min.js?ver=0c901cb641ce64b99c20ea1a4d208cc9"></script>
vendor: 1 bytes, line 1113
1113
1114<script id="gform_gravityforms_theme-js-extra">
1115var gform_theme_config = {"common":{"form":{"honeypot":{"version_hash":"3dc05695d7c7b64e6da48f1500345c88"},"ajax":{"ajaxurl":"https://www.nfcc.org/wp-admin/admin-ajax.php","ajax_submission_nonce":"a24c14675e","i18n":{"step_announcement":"Step %1$s of %2$s, %3$s","unknown_error":"There was an unknown error processing your request. Please try again.","error_403":"The request was blocked (403 error) for unknown security reasons. Remove any code-like text (scripts or DB queries) and try again."}},"logging":{"is_enabled":false}}},"hmr_dev":"","public_path":"https://www.nfcc.org/wp-content/plugins/gravityforms/assets/js/dist/","config_nonce":"2e71cfe550"};
1116//# sourceURL=gform_gravityforms_theme-js-extra
1117</script>
vendor: 1 bytes, line 1117
1117
1118<script id="gform_gravityforms_theme-js" defer='defer' src="https://www.nfcc.org/wp-content/plugins/gravityforms/assets/js/dist/scripts-theme.min.js?ver=e27d9712159624c99129c8c208f022ad"></script>
vendor: 1 bytes, line 1118
1118
1119<script id="jquery-ui-core-js-before">
1120jQuery.uiBackCompat = true;
1121//# sourceURL=jquery-ui-core-js-before
1122</script>
vendor: 1 bytes, line 1122
1122
1123<script id="jquery-ui-core-js" src="https://www.nfcc.org/wp-includes/js/jquery/ui/core.min.js?ver=1.14.2"></script>
vendor: 1 bytes, line 1123
1123
1124<script id="popup-maker-site-js-extra">
1125var pum_vars = {"version":"1.25.0","pm_dir_url":"https://www.nfcc.org/wp-content/plugins/popup-maker/","ajaxurl":"https://www.nfcc.org/wp-admin/admin-ajax.php","restapi":"https://www.nfcc.org/wp-json/pum/v1","rest_nonce":null,"default_theme":"45817","debug_mode":"","disable_tracking":"","disable_url_params":"","home_url":"/","message_position":"top","core_sub_forms_enabled":"1","popups":[],"cookie_domain":"","paramNames":{"popup_id":"pid","cta":"cta","notrack":"notrack"},"analytics_enabled":"1","analytics_route":"analytics","analytics_api":"https://www.nfcc.org/wp-json/pum/v1"};
1126var pum_sub_vars = {"ajaxurl":"https://www.nfcc.org/wp-admin/admin-ajax.php","message_position":"top"};
1127var pum_popups = {"pum-45908":{"triggers":[{"type":"click_open","settings":{"cookie_name":["pum-45908"],"extra_selectors":"#financial-tools-popup"}}],"cookies":[],"disable_on_mobile":false,"disable_on_tablet":false,"explain":null,"type_section":null,"theme_id":"45817","size":"medium","responsive_min_width":"0%","responsive_max_width":"800px","custom_width":"640px","custom_height_auto":false,"custom_height":"380px","scrollable_content":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","open_sound":"none","custom_sound":"","location":"center","position_top":"100","position_bottom":"0","position_left":"0","position_right":"0","position_from_trigger":false,"position_fixed":false,"overlay_disabled":false,"stackable":false,"disable_reposition":false,"zindex":"1999999999","close_button_delay":"0","close_on_form_submission":false,"close_on_form_submission_delay":"0","close_on_overlay_click":false,"close_on_esc_press":false,"close_on_f4_press":false,"disable_form_reopen":false,"disable_accessibility":false,"theme_slug":"default-theme","id":45908,"slug":"financial-tools-subscription-popup"},"pum-45868":{"triggers":[{"type":"click_open","settings":{"extra_selectors":".resource-request-link","cookie_name":["resource-request-form-submitted"]}}],"cookies":[{"event":"form_submission","settings":{"form":"gravityforms_84","name":"resource-request-form-submitted","time":"1 month","only_in_popup":true,"path":true}}],"disable_on_mobile":false,"disable_on_tablet":false,"explain":null,"type_section":null,"theme_id":"45817","size":"medium","responsive_min_width":"0%","responsive_max_width":"800px","custom_width":"640px","custom_height_auto":false,"custom_height":"380px","scrollable_content":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","open_sound":"none","custom_sound":"","location":"center","position_top":"100","position_bottom":"0","position_left":"0","position_right":"0","position_from_trigger":false,"position_fixed":false,"overlay_disabled":false,"stackable":false,"disable_reposition":false,"zindex":"1999999999","close_button_delay":"0","close_on_form_submission":false,"close_on_form_submission_delay":"0","close_on_overlay_click":false,"close_on_esc_press":false,"close_on_f4_press":false,"disable_form_reopen":false,"disable_accessibility":false,"theme_slug":"default-theme","id":45868,"slug":"resources-request-tracking-form-popup"}};
1128//# sourceURL=popup-maker-site-js-extra
1129</script>
vendor: 1 bytes, line 1129
1129
1130<script id="popup-maker-site-js" src="https://www.nfcc.org/wp-content/plugins/popup-maker/dist/assets/site.js?defer&#038;ver=1.25.0"></script>
vendor: 1 bytes, line 1130
1130
1131<script id="gt_widget_script_63268452-js-before">
1132window.gtranslateSettings = /* document.write */ window.gtranslateSettings || {};window.gtranslateSettings['63268452'] = {"default_language":"en","languages":["en","es"],"url_structure":"sub_directory","flag_style":"3d","flag_size":24,"alt_flags":[],"flags_location":"\/wp-content\/plugins\/gtranslate\/flags\/"};
1133//# sourceURL=gt_widget_script_63268452-js-before
1134</script>
1134<script src="https://www.nfcc.org/wp-content/plugins/gtranslate/js/base.js?ver=3.1.2" data-no-optimize="1" data-no-minify="1" data-gt-orig-url="/blog" data-gt-orig-domain="www.nfcc.org" data-gt-widget-id="63268452" defer></script>
1134<script id="gt_widget_script_69123411-js-before">
1135window.gtranslateSettings = /* document.write */ window.gtranslateSettings || {};window.gtranslateSettings['69123411'] = {"default_language":"en","languages":["en","es"],"url_structure":"sub_directory","wrapper_selector":"#gt-wrapper-69123411","horizontal_position":"right","vertical_position":"top","flags_location":"\/wp-content\/plugins\/gtranslate\/flags\/"};
1136//# sourceURL=gt_widget_script_69123411-js-before
1137</script>
1137<script src="https://www.nfcc.org/wp-content/plugins/gtranslate/js/ln.js?ver=3.1.2" data-no-optimize="1" data-no-minify="1" data-gt-orig-url="/blog" data-gt-orig-domain="www.nfcc.org" data-gt-widget-id="69123411" defer></script>
1137<script id="wp-emoji-settings" type="application/json">
1138{"baseUrl":"https://s.w.org/images/core/emoji/17.0.2/72x72/","ext":".png","svgUrl":"https://s.w.org/images/core/emoji/17.0.2/svg/","svgExt":".svg","source":{"concatemoji":"https://www.nfcc.org/wp-includes/js/wp-emoji-release.min.js?ver=7.1.2"}}
1139</script>
vendor: 1 bytes, line 1139
1139
1140<script type="module">
1141/*! This file is auto-generated */
1142var e="script#wp-emoji-settings",t=document.querySelector(e);if(!(t instanceof HTMLScriptElement))throw new Error("Element missing: "+e);const r=JSON.parse(t.text),s=(window._wpemojiSettings=r,"wpEmojiSettingsSupports"),o=["flag","emoji"];function i(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(s,JSON.stringify(t))}catch(e){}}function c(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0);const r=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);return t.every((e,t)=>e===r[t])}function p(e,t){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var n=e.getImageData(16,16,1,1);for(let e=0;e<n.data.length;e++)if(0!==n.data[e])return!1;return!0}function u(e,t,n,r){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\udde8\ud83c\uddf6","\ud83c\udde8\u200b\ud83c\uddf6")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!r(e,"\ud83e\u1fac8")}return!1}function f(e,t,n,r){let a;const s=(a="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):document.createElement("canvas")).getContext("2d",{willReadFrequently:!0}),o=(s.textBaseline="top",s.font="600 32px Arial",{});return e.forEach(e=>{o[e]=t(s,e,n,r)}),o}function a(e){var t=document.createElement("script");t.src=e,t.defer=!0,document.head.appendChild(t)}r.supports={everything:!0,everythingExceptFlag:!0},new Promise(t=>{let n=function(){try{var e=JSON.parse(sessionStorage.getItem(s));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(o),u.toString(),c.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"});const a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=e=>{i(n=e.data),a.terminate(),t(n)})}catch(e){}i(n=f(o,u,c,p))}t(n)}).then(e=>{for(const n in e)r.supports[n]=e[n],r.supports.everything=r.supports.everything&&r.supports[n],"flag"!==n&&(r.supports.everythingExceptFlag=r.supports.everythingExceptFlag&&r.supports[n]);var t;r.supports.everythingExceptFlag=r.supports.everythingExceptFlag&&!r.supports.flag,r.supports.everything||((t=r.source||{}).concatemoji?a(t.concatemoji):t.wpemoji&&t.twemoji&&(a(t.twemoji),a(t.wpemoji)))});
1143//# sourceURL=https://www.nfcc.org/wp-includes/js/wp-emoji-loader.min.js
1144</script>
vendor: 1 bytes, line 1144
1144
1145<script>
1146gform.initializeOnLoaded( function() { jQuery(document).on('gform_post_render', function(event, formId, currentPage){if(formId == 99) {if(typeof Placeholders != 'undefined'){
1147                        Placeholders.enable();
1148                    }} } );jQuery(document).on('gform_post_conditional_logic', function(event, formId, fields, isInit){} ) } );
1149</script>
vendor: 1 bytes, line 1149
1149
1150<script>
1151gform.initializeOnLoaded( function() {jQuery(document).trigger("gform_pre_post_render", [{ formId: "99", currentPage: "1", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( "gform_wrapper_99" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( "span" );            visibilitySpan.id = "gform_visibility_test_99";            gformWrapperDiv.insertAdjacentElement( "afterend", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( "gform_visibility_test_99" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 99, 1 );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );
1152</script>
vendor: 1 bytes, line 1152
1152
1153<script>
1154gform.initializeOnLoaded( function() { jQuery(document).on('gform_post_render', function(event, formId, currentPage){if(formId == 84) {} } );jQuery(document).on('gform_post_conditional_logic', function(event, formId, fields, isInit){} ) } );
1155</script>
vendor: 1 bytes, line 1155
1155
1156<script>
1157gform.initializeOnLoaded( function() {jQuery(document).trigger("gform_pre_post_render", [{ formId: "84", currentPage: "1", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( "gform_wrapper_84" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( "span" );            visibilitySpan.id = "gform_visibility_test_84";            gformWrapperDiv.insertAdjacentElement( "afterend", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( "gform_visibility_test_84" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 84, 1 );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );
1158</script>
1158
1159
1160
1161    <div class="site-footer__cta">
1162        <div class="site-footer__cta-container">
1163            <h2 class="site-footer__cta-heading">Get free financial tools and updates.</h2>
1164                            <div class="site-footer__button">
1165                    <a id="financial-tools-popup" class="btn" href="#" target="">
1166                        Sign Up!                    </a>
1167                </div>
1168                                       <img src="https://www.nfcc.org/wp-content/uploads/2025/05/mother-daughter-cta-image.png" width="360" alt="CTA featured image"/>
1169                        <button class="site-footer__cta-btn-close"><img src="https://www.nfcc.org/wp-content/themes/foundation/images/icon-close--white.svg" width="30" height="30" alt="Clode button icon"></button>
1170        </div>
1171    </div>
1172</body>
1173
1174</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.