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Our mission has always been to help you save money, make wise financial decisions, and live a prosperous life on a budget.</span></p> 636<p><span style="font-weight: 400;">PennyPinchinMom.com was founded by Tracie Fobes, who, together with her husband, paid off $37,000 of debt in just over two years. Tracie’s story has been featured on Good Morning America, The New York Times, US News and World Report, BetterTV, and more. She used coupons to save money on groceries initially, but her vision for PennyPinchinMom.com was always larger.</span></p> 637<p><span style="font-weight: 400;">You may have stumbled upon us today in search of coupons. If so, you’ll find a wealth of information on getting started with your savings. We hope you stay to learn more about debt management, having money conversations with your kids, living well on less, and a lot more.</span></p> 638<h2><strong>WHAT PENNYPINCHINâ MOM CAN DO FOR YOU</strong></h2> 639<p><span style="font-weight: 400;">We know that every penny counts when it comes to budgeting. Whether it’s using coupons for grocery shopping or finding ways to cut back on unnecessary expenses, weâre here to help. But, our commitment doesn’t stop at saving; PennyPinchinMom.com goes the extra mile.</span></p> 640<p><span style="font-weight: 400;">Here’s what you can expect from us:</span></p> 641<ul> 642<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">We impart knowledge about money management, including how to budget and eliminate debt, from those who did it themselves.</span></li> 643<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">We share ingenious money-saving strategies and ideas.</span></li> 644<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">We provide simple, delicious, and budget-friendly recipes.</span></li> 645<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">We offer practical tips to improve your daily life.</span></li> 646<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">We share our insights on handling family finances and raising financially smart kids.</span></li> 647<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Remember, anyone can clip a coupon, but it takes expertise to maximize your familyâs budget. At PennyPinchinMom.com, we provide actionable tips and strategies to eliminate debt, boost your savings, create an easy-to-follow budget, and much more.</span></li> 648</ul> 649<h2><strong>OUR JOURNEY</strong></h2> 650<p><span style="font-weight: 400;">The roots of PennyPinchinMom.com date back to when Tracie decided to leave her career as a Pension Plan Administrator to become a full-time mom. It was in November 2007 when she and her husband made a life-altering decision to get out of debt. To make that happen, they developed a strict budget and started stretching their dollars, leading Tracie to delve into the world of coupons and frugality.</span></p> 651<p><span style="font-weight: 400;">What started as a personal quest to save money on groceries evolved into a passion for helping others. Realizing the potential to assist other families, Tracie launched this blog in January 2009 to share her experiences, tips, and strategies. Over the years, PennyPinchinMom.com has grown and helps families nationwide to make the most of their budgets.</span></p> 652<p><span style="font-weight: 400;">Tracie’s expertise has since been recognized by numerous media outlets and partners, including the New York Times, Forbes, <a href="https://www.badcredit.org/studies/10-best-money-saving-blogs-for-2024/" target="_blank" rel="noopener">Badcredit.org</a>, Credit.com, Debt.com, Mr. Cooper, Progressive Insurance, Staples, LendingTree, and Dave Ramsey, among others.</span></p> 653<h2><strong>TAKE CHARGE OF YOUR FAMILYâS FINANCES</strong></h2> 654<p><span style="font-weight: 400;">As you navigate PennyPinchinMom.com, be sure to check out our most popular posts listed at the bottom of the page. These
654contain some of the best advice gleaned from our personal experiences on how to get out of debt, live by a budget, make sensible financial choices, and save money on almost everything.</span></p> 655<p><span style="font-weight: 400;">Tracie started this journey motivated by her love for her family and a desire to maximize their monthly budget. We know youâll feel the same as you learn how to take control of your familyâs finances.</span></p> 656<p><span style="font-weight: 400;">Thank you for joining us, and we hope you find the insights you need to help your family live the life you envision.</span></p> 657<p><span style="font-weight: 400;">Please remember that while we share from our experiences, we’re not certified financial advisors. It’s always wise to consult with a tax or financial professional for advice on your specific situation.</span></p> 658<p><span style="font-weight: 400;">We look forward to being a part of your financial journey. Here’s to living a life of abundance – within our means!</span></p> 659<p><strong>Have Questions?</strong></p> 660<p>Want to get in touch with the PennyPinchinMom.com team? <a href="https://pennypinchinmom.com/contact-me/">Contact us here</a>!</p> 661<div class='heateor_sss_sharing_container heateor_sss_vertical_sharing heateor_sss_bottom_sharing' style='width:44px;left: -10px;top: 100px;-webkit-box-shadow:none;box-shadow:none;' data-heateor-sss-href='https://pennypinchinmom.com/about-me/'><div class="heateor_sss_sharing_ul"><a aria-label="Facebook" class="heateor_sss_facebook" href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fpennypinchinmom.com%2Fabout-me%2F" title="Facebook" rel="nofollow noopener" target="_blank" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg" style="background-color:#0765FE;width:40px;height:40px;margin:0;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg style="display:block;" focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewBox="0 0 32 32"><path fill="#fff" d="M28 16c0-6.627-5.373-12-12-12S4 9.373 4 16c0 5.628 3.875 10.35 9.101 11.647v-7.98h-2.474V16H13.1v-1.58c0-4.085 1.849-5.978 5.859-5.978.76 0 2.072.15 2.608.298v3.325c-.283-.03-.775-.045-1.386-.045-1.967 0-2.728.745-2.728 2.683V16h3.92l-.673 3.667h-3.247v8.245C23.395 27.195 28 22.135 28 16Z"></path></svg></span></a><a aria-label="X" class="heateor_sss_button_x" href="https://twitter.com/intent/tweet?text=Meet%20The%20Penny%20Pinchin%27%20Mom&url=https%3A%2F%2Fpennypinchinmom.com%2Fabout-me%2F" title="X" rel="nofollow noopener" target="_blank" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg heateor_sss_s__default heateor_sss_s_x" style="background-color:#2a2a2a;width:40px;height:40px;margin:0;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg width="100%" height="100%" style="display:block;" focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 32 32"><path fill="#fff" d="M21.751 7h3.067l-6.7 7.658L26 25.078h-6.172l-4.833-6.32-5.531 6.32h-3.07l7.167-8.19L6 7h6.328l4.37 5.777L21.75 7Zm-1.076 16.242h1.7L11.404 8.74H9.58l11.094 14.503Z"></path></svg></span></a><a aria-label="Reddit" class="heateor_sss_button_reddit" href="https://reddit.com/submit?url=https%3A%2F%2Fpennypinchinmom.com%2Fabout-me%2F&title=Meet%20The%20Penny%20Pinchin%27%20Mom" title="Reddit" rel="nofollow noopener" target="_blank" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg heateor_sss_s__default heateor_sss_s_reddit" style="background-color:#ff5700;width:40px;height:40px;margin:0;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg style="display:block;" focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewB
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o={clsDynamicAd:t,dynamicAd:h,element:x,sizes:a,name:g,infinite:i!==document};n.push(o),r.push({location:h.location,element:x}),t.location===e.Recipe&&++this._recipeCount,s+=1,u&&(f+=this._getRegularSlotSpacingHeight(h.location))}m=b&&x.parentElement||x}}}_shouldUseRegularSlotHeightForSpacing(t){var n;return t.location===e.Recipe&&t.sticky&&!B(((n=this._clsOptions.siteAds.adOptions.stickyContainerConfig)==null?void 0:n.blockedSelectors)||[],this._logInvalidBlockedSelector.bind(this))}_getElementSpacingBottoms(e){return Array.from(e).reduce((e,t)=>(e.set(t,R(t).bottom),e),new Map)}_getRegularSlotSpacingHeight(e){let t=parseInt(this.locationToMinHeight[e],10);return Number.isFinite(t)?t:this._minDivHeight}_insertAds(){let e=[],t=0;return this._adInjectionMap.filterUsed(),this._adInjectionMap.map.forEach(({el:n,dynamicAd:r,target:i},a)=>{let o=Number(r.sequence)+a,s=r.max,c=r.lazy&&o>s;r.sequence=o,r.lazy=c;let l=this._addContentAd(n,r,i);l&&(r.used=!0,e.push(l),++t)}),e}_getInsertEvery(e,t,n){let r=Pe({totalAvailableElements:this._totalAvailableElements.length,targetDensityUnits:n,numberOfUnits:e,mainContentHeight:this._mainContentHeight,absoluteMinimumSpacing:this._absoluteMinimumSpacingByDevice,viewportHeight:window.innerHeight,onePerViewport:t});return this._usedAbsoluteMinimum=r.usedAbsoluteMinimum,r.insertEvery}_logDensityInfo(e,t,n){let{onePerViewport:r,targetDensity:i,targetDensityUnits:a,combinedMax:o}=this._pubLog;this._totalAvailableElements.length}_checkElementSpacing({dynamicAd:e,element:t,insertEvery:n,targetAll:r,target:i}){(this._isFirstAdInjected()||this._hasProperSpacing(t,e,r,n))&&this._markSpotForContentAd(t,{...e},i)}_isFirstAdInjected(){return!this._adInjectionMap.map.length}_markSpotForContentAd(e,t,n=document){let r=t.position===`beforebegin`||t.position===`afterbegin`;this._adInjectionMap.addSorted(e,this._getElementCoords(e,r),t,n)}_hasProperSpacing(t,n,r,i){let a=n.position===`beforebegin`||n.position===`afterbegin`,o=n.position===`beforeend`||n.position===`afterbegin`,s=r||this._isElementFarEnoughFromOtherAdElements(t,i,a),c=o||this._isElementNotInRow(t,a),l=t.id.indexOf(`AdThrive_${e.Below_Post}`)===-1;return s&&c&&l}_isElementFarEnoughFromOtherAdElements(e,t,n){let r=this._getElementCoords(e,n),[i,a]=this._adInjectionMap.findNeighborIndices(r),o=i===null?void 0:this._adInjectionMap.map[i].coords,s=a===null?void 0:this._adInjectionMap.map[a].coords;return(o===void 0||r-t>o)&&(s===void 0||r+t<s)}_isElementNotInRow(e,t){let n=e.previousElementSibling,r=e.nextElementSibling,i=t?!n&&r||n&&e.tagName!==n.tagName?r:n:r;if(!i)return!0;let a=e.getBoundingClientRect();if(a.height===0)return!0;let o=i.getBoundingClientRect();return a.top!==o.top}_calculateMainContentHeightAndAllElements(e,t=document){let[n,r]=Ve(e,this._adInjectionMap,t);if(!n)throw Error(`No main content element 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