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335 336 337 338 <!-- DFP Work --> 339 340 341 342 343 344<link rel="stylesheet" type="text/css" href="https://htlbid.com/v3/carpentermediagroupusa.com/opscobid.css" />
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347<script> 348 window.opscobid = window.opscobid || {}; 349 opscobid.cmd = opscobid.cmd || []; 350 opscobid.cmd.push(function() { 351 if (window.innerWidth < 768) { 352 opscobid.addBidsToPrebidGroup('CNM-med-rect-300x250-1-INSTORY', 353 { 354 bidder: 'nativo', 355 params: { 356 placementId: '' 357 } 358 }, 359 { 360 bidder: 'kargo', 361 params: { 362 placementId: '', 363 storageAllowed: true, 364 } 365 }, 366 { 367 bidder: 'ogury', 368 params: { 369 assetKey: '', 370 adUnitId: '', 371 } 372 }, 373 { 374 bidder: 'seedtag', 375 params: { 376 publisherId: '', 377 adUnitId: '', 378 placement: 'inArticle', 379 } 380 }, 381 ); 382 } else { 383 opscobid.addBidsToPrebidGroup('CNM-med-rect-300x250-1-INSTORY', 384 { 385 bidder: 'nativo', 386 params: { 387 placementId: '' 388 } 389 }, 390 { 391 bidder: 'kargo', 392 params: { 393 placementId: '', 394 storageAllowed: true, 395 } 396 }, 397 { 398 bidder: 'ogury', 399 params: { 400 assetKey: '', 401 adUnitId: '', 402 } 403 }, 404 { 405 bidder: 'seedtag', 406 params: { 407 publisherId: '', 408 adUnitId: '', 409 placement: 'inArticle', 410 } 411 }, 412 ); 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509 } else { 510 opscobid.addBidsToPrebidGroup('CNM-med-rect-300x250-3-INSTORY', 511 { 512 bidder: 'nativo', 513 params: { 514 placementId: '' 515 } 516 }, 517 { 518 bidder: 'kargo', 519 params: { 520 placementId: '', 521 storageAllowed: true, 522 } 523 }, 524 { 525 bidder: 'ogury', 526 params: { 527 assetKey: '', 528 adUnitId: '', 529 } 530 }, 531 { 532 bidder: 'seedtag', 533 params: { 534 publisherId: '', 535 adUnitId: '', 536 placement: 'inArticle', 537 } 538 }, 539 ); 540 } 541 if (window.innerWidth < 720) { 542 opscobid.addBidsToPrebidGroup('CNM-leaderboard-970x250-320x50-4-FOOTER', 543 { 544 bidder: 'kargo', 545 params: { 546 placementId: '', 547 storageAllowed: true, 548 } 549 }, 550 { 551 bidder: 'nativo', 552 params: { 553 placementId: '' 554 } 555 }, 556 { 557 bidder: 'ogury', 558 params: { 559 assetKey: '', 560 adUnitId: '', 561 } 562 }, 563 { 564 bidder: 'seedtag', 565 params: { 566 publisherId: '', 567 adUnitId: '', 568 placement: 'inScreen', 569 } 570 }, 571 ); 572 } else { 573 opscobid.addBidsToPrebidGroup('CNM-leaderboard-970x250-320x50-4-FOOTER', 574 { 575 bidder: 'nativo', 576 params: { 577 placementId: '' 578 } 579 }, 580 { 581 bidder: 'ogury', 582 params: { 583 assetKey: '', 584 adUnitId: '', 585 } 586 }, 587 { 588 bidder: 'seedtag', 589 params: { 590 publisherId: '', 591 adUnitId: '', 592 placement: 'inScreen', 593 } 594 }, 595 ); 596 597 } 598 opscobid.addBidsToPrebidGroup('CNM-half-page-sky-300x600-1', 599 { 600 bidder: 'nativo', 601 params: { 602 placementId: '' 603 } 604 }, 605 { 606 bidder: 'seedtag', 607 params: { 608 publisherId: '', 609 adUnitId: '', 610 placement: 'inBanner', 611 } 612 }, 613 ); 614 opscobid.addBidsToPrebidGroup('CNM-med-rect-300x250-12-RAIL', 615 { 616 bidder: 'nativo', 617 params: { 618 placementId: '' 619 } 620 }, 621 { 622 bidder: 'kargo', 623 params: { 624 placementId: '', 625 storageAllowed: true, 626 } 627 }, 628 { 629 bidder: 'seedtag', 630 params: { 631 publisherId: '', 632 adUnitId: '', 633 placement: 'inBanner', 634 } 635 }, 636 ); 637 opscobid.addBidsToPrebidGroup('CNM-med-rect-300x250-13-RAIL', 638 { 639 bidder: 'nativo', 640 params: { 641 placementId: '' 642 } 643 }, 644 { 645 bidder: 'kargo', 646 params: { 647 placementId: '', 648 storageAllowed: true, 649 } 650 }, 651 { 652 bidder: 'seedtag', 653 params: { 654 publisherId: '', 655 adUnitId: '', 656 placement: 'inBanner', 657 } 658 }, 659 ); 660 opscobid.addBidsToPrebidGroup('CNM-med-rect-300x250-18-RAIL', 661 { 662 bidder: 'nativo', 663 params: { 664 placementId: '' 665 } 666 }, 667 { 668 bidder: 'kargo', 669 params: { 670 placementId: '', 671 storageAllowed: true, 672 } 673 }, 674 { 675 bidder: 'seedtag', 676 params: { 677 publisherId: '', 678 adUnitId: '', 679 placement: 'inBanner', 680 } 681 }, 682 ); 683 // opscobid.addBidsToPrebidGroup('CNM_MAINLANDUS_ADHESION', 684 // { 685 // bidder: 'nativo', 686 // params: { 687 // placementId: '' 688 // } 689 // }, 690 // { 691 // bidder: 'kargo', 692 // params: { 693 // placementId: '', 694 // storageAllowed: true, 695 // } 696 // }, 697 // { 698 // bidder: 'seedtag', 699 // params: { 700 // publisherId: '', 701 // adUnitId: '', 702 // placement: 'inArticle', 703 // } 704 // }, 705 // ); 706 if (window.innerWidth < 768) { 707 opscobid.addBidsToPrebidGroup('CNM-leaderboard-970x250-320x50-1-ATF', 708 { 709 bidder: 'nativo', 710 params: { 711 placementId: '' 712 } 713 }, 714 { 715 bidder: 'kargo', 716 params: { 717 placementId: '', 718 storageAllowed: true, 719 } 720 }, 721 { 722 bidder: 'seedtag', 723 params: { 724 publisherId: '', 725 adUnitId: '', 726 placement: 'inBanner', 727 } 728 }, 729 ); 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1166 1167 <!-- REMOVED AD --> </div> 1168 <div id="story_one_by_one_group" class="one_by_one_group"> 1169 <!-- REMOVED AD --> </div> 1170 1171 <div id="article_info"> 1172 1173 1174 1175 <h2 class="headline">OPINION: Child savings accounts are an investment in Oregon</h2> 1176 1177 <p class="pubStamp">Published 10:00 am Thursday, September 24, 2026</p> 1178 1179 <div class="byline"> 1180 <p class="author"> 1181 <strong>By Joth Ricci and Elizabeth Steiner</strong> 1182 </p> 1183 <div class="clearfix"></div> 1184 </div><!-- END BYLINE --> 1185 </div> 1186 <div class="share_buttons_group"> 1187 <div class="sharethis-inline-share-buttons"> 1188 </div> 1189 </div> 1190 1191 1192 <div id="article_content"> 1193 1194 <table id="trinity-audio-table" style="width: 100%; display: table; border: none; margin: 0"> 1195 <tr> 1196 <td id="trinity-audio-tab" style="border: none;"> 1197 <div id="trinity-audio-player-label"></div> 1198
1198<script nitro-exclude data-wpfc-render='false' data-cfasync='false' data-no-optimize='1' data-no-defer='1' data-no-minify='1' data-trinity-mount-date='2026-09-24 17:13:53' id='trinity_tts_wp_config'>var TRINITY_TTS_WP_CONFIG = {"cleanText":"OPINION: Child savings accounts are an investment in Oregon.\u23f8\u2587This is the time of year when, across Oregon, young adults are taking big steps toward a bright future as they settle in at college or into career training. Yet for many young people, their journeys lean into the headwinds of America\u2019s affordability crisis.\u23f8\u2587The Oregon Treasury\u2019s 2026 Financial Wellness Scorecard shows that six in 10 families with children find it hard to make ends meet each month. They\u2019re struggling to save for education and retirement. Oregon is losing residents in their prime working years as a result.\u23f8\u2587The financial strains facing young adults and families hurt all Oregonians. Oregon can\u2019t grow if families flee these financial hardships. One innovative solution is to offer child savings accounts. These accounts would start every child born in Oregon with a significant initial deposit from diverse sources, which would grow through family contributions, qualified matches and interest accrual to give young people a savings boost toward their educational and career dreams.\u23f8\u2587By creating an Oregon child savings account program, we can enable Oregonians to achieve their dreams and keep more families in our state.\u23f8\u2587Giving newborns a savings nest egg that offers a head start in life has proven social and economic benefits. In California, Maine, Nebraska, Oklahoma, Pennsylvania, New York City, San Francisco and elsewhere, governments and nonprofits have funded savings accounts for newborns.\u23f8\u2587Research shows that children with as little as $1-$499 in savings are three times more likely to attend and graduate from college than their peers and to save money as adults. Mothers experience better mental health, and children show improved emotional-social development.\u23f8\u2587The federal government took a similar step when Congress created Trump accounts (or 530A accounts under the tax code). On July 4, the federal government began to deposit $1,000 in the accounts of children born in 2025 and 2026 whose parents signed up for this new savings plan. Recipients will be able to withdraw these funds at age 18.\u23f8\u2587Trump accounts are a step toward establishing early childhood wealth-building programs at the national level. Still, Trump accounts have major shortcomings. Unlike a college savings account (like Oregon\u2019s 529 Embark accounts), withdrawals are taxed when a young adult taps into the funds (unless they\u2019re rolled over into another savings vehicle). Taxes must be paid on the account\u2019s earnings. The accounts are not universal.\u23f8\u2587Families must go online to open one and the $1,000 initial contribution from the federal government is currently limited to children born between 2025-2028. Trump account balances could also make a young adult ineligible for income- and asset-tested benefits such as food stamps or Oregon Health Plan coverage.\u23f8\u2587In Oregon, we can do better for our families and our state. We\u2019re talking to community partners, philanthropies, lawmakers and experts in the field about launching a child savings account program here that would address many of the gaps and shortcomings in Trump accounts. We hope to lay the foundation for child savings accounts that would deliver:\u23f8\u2587\u2022 Universal eligibility and access through accounts that are automatically opened at birth for every Oregon newborn.\u23f8\u2587\u2022 A substantial initial deposit for every child, with an ongoing match for families whose incomes are less than 300% of the federal poverty level.\u23f8\u2587\u2022 Savings whose earnings would not be taxed and balances that would not be taxed upon withdrawal.\u23f8\u2587\u2022 Funds that would not affect eligibility for government benefits.\u23f8\u2587As a business leader and as Oregon\u2019s Treasurer, we both care about our state\u2019s future. We want Oregon families to thrive. But Oregon is at a crossroads. Our aging population, high housing costs, and the fierce interstate competition for new residents and businesses have put Oregon\u2019s long-term prosperity in question.\u23f8\u2587Child
1198savings accounts would do more than bolster the prospects for Oregon\u2019s future parents, workers, business owners, and leaders. They would make Oregon more attractive for families, which would boost and sustain a more dynamic economy throughout the state.\u23f8\u2587Joth Ricci has served many business and community organizations in Oregon over the last 25 years. His current roles include the executive chair of Burgerville and chair of the Children\u2019s Institute. He is also past chair of the Oregon Business Council. Elizabeth Steiner is the Oregon state treasurer.","headlineText":"OPINION: Child savings accounts are an investment in Oregon","articleText":"This is the time of year when, across Oregon, young adults are taking big steps toward a bright future as they settle in at college or into career training. Yet for many young people, their journeys lean into the headwinds of America\u2019s affordability crisis.\u23f8\u2587The Oregon Treasury\u2019s 2026 Financial Wellness Scorecard shows that six in 10 families with children find it hard to make ends meet each month. They\u2019re struggling to save for education and retirement. Oregon is losing residents in their prime working years as a result.\u23f8\u2587The financial strains facing young adults and families hurt all Oregonians. Oregon can\u2019t grow if families flee these financial hardships. One innovative solution is to offer child savings accounts. These accounts would start every child born in Oregon with a significant initial deposit from diverse sources, which would grow through family contributions, qualified matches and interest accrual to give young people a savings boost toward their educational and career dreams.\u23f8\u2587By creating an Oregon child savings account program, we can enable Oregonians to achieve their dreams and keep more families in our state.\u23f8\u2587Giving newborns a savings nest egg that offers a head start in life has proven social and economic benefits. In California, Maine, Nebraska, Oklahoma, Pennsylvania, New York City, San Francisco and elsewhere, governments and nonprofits have funded savings accounts for newborns.\u23f8\u2587Research shows that children with as little as $1-$499 in savings are three times more likely to attend and graduate from college than their peers and to save money as adults. Mothers experience better mental health, and children show improved emotional-social development.\u23f8\u2587The federal government took a similar step when Congress created Trump accounts (or 530A accounts under the tax code). On July 4, the federal government began to deposit $1,000 in the accounts of children born in 2025 and 2026 whose parents signed up for this new savings plan. Recipients will be able to withdraw these funds at age 18.\u23f8\u2587Trump accounts are a step toward establishing early childhood wealth-building programs at the national level. Still, Trump accounts have major shortcomings. Unlike a college savings account (like Oregon\u2019s 529 Embark accounts), withdrawals are taxed when a young adult taps into the funds (unless they\u2019re rolled over into another savings vehicle). Taxes must be paid on the account\u2019s earnings. The accounts are not universal.\u23f8\u2587Families must go online to open one and the $1,000 initial contribution from the federal government is currently limited to children born between 2025-2028. Trump account balances could also make a young adult ineligible for income- and asset-tested benefits such as food stamps or Oregon Health Plan coverage.\u23f8\u2587In Oregon, we can do better for our families and our state. We\u2019re talking to community partners, philanthropies, lawmakers and experts in the field about launching a child savings account program here that would address many of the gaps and shortcomings in Trump accounts. We hope to lay the foundation for child savings accounts that would deliver:\u23f8\u2587\u2022 Universal eligibility and access through accounts that are automatically opened at birth for every Oregon newborn.\u23f8\u2587\u2022 A substantial initial deposit for every child, with an ongoing match for families whose incomes are less than 300% of the federal poverty level.\u23f8\u2587\u2022 Savings whose earnings would not be taxed and balances that would not be taxed upon
1198withdrawal.\u23f8\u2587\u2022 Funds that would not affect eligibility for government benefits.\u23f8\u2587As a business leader and as Oregon\u2019s Treasurer, we both care about our state\u2019s future. We want Oregon families to thrive. But Oregon is at a crossroads. Our aging population, high housing costs, and the fierce interstate competition for new residents and businesses have put Oregon\u2019s long-term prosperity in question.\u23f8\u2587Child savings accounts would do more than bolster the prospects for Oregon\u2019s future parents, workers, business owners, and leaders. They would make Oregon more attractive for families, which would boost and sustain a more dynamic economy throughout the state.\u23f8\u2587Joth Ricci has served many business and community organizations in Oregon over the last 25 years. His current roles include the executive chair of Burgerville and chair of the Children\u2019s Institute. He is also past chair of the Oregon Business Council. Elizabeth Steiner is the Oregon state treasurer.","metadata":{"author":"none"},"pluginVersion":"5.27.1"};</script>
1198<div class='trinityAudioPlaceholder' data-trinity-mount-date='2026-09-24 17:13:53'> 1199 <div class='trinity-tts-pb' dir='ltr' style='font: 12px / 18px Verdana, Arial; height: 80px; line-height: 80px; text-align: left; margin: 0 0 0 82px;'> 1200 <strong style='font-weight: 400'>Getting your <a href='//trinityaudio.ai' style='color: #4b4a4a; text-decoration: none; font-weight: 700;'>Trinity Audio</a> player ready...</strong> 1201 </div> 1202 </div> 1203 </td> 1204 </tr> 1205 </table><p>This is the time of year when, across Oregon, young adults are taking big steps toward a bright future as they settle in at college or into career training. Yet for many young people, their journeys lean into the headwinds of America’s affordability crisis.</p> 1206<p>The Oregon Treasury’s 2026 Financial Wellness Scorecard shows that six in 10 families with children find it hard to make ends meet each month. They’re struggling to save for education and retirement. Oregon is losing residents in their prime working years as a result.</p> 1207<p>The financial strains facing young adults and families hurt all Oregonians. Oregon can’t grow if families flee these financial hardships. One innovative solution is to offer child savings accounts. These accounts would start every child born in Oregon with a significant initial deposit from diverse sources, which would grow through family contributions, qualified matches and interest accrual to give young people a savings boost toward their educational and career dreams.</p> 1208<div class="ad mobile-ad-contain count18"><!-- med-rect-300x250-1 --> 1209<div 1210 class="opscoad-med-rect-300x250-1-INSTORY" 1211 data-unit="web/beavertonvalleytimes.com/med-rect-300x250-1/news"> 1212</div></div><div style="margin: 1rem 0 2rem 0;"><div class="marfeel-inline-recommender-first"></div></div><p>By creating an Oregon child savings account program, we can enable Oregonians to achieve their dreams and keep more families in our state.</p> 1213<p>Giving newborns a savings nest egg that offers a head start in life has proven social and economic benefits. In California, Maine, Nebraska, Oklahoma, Pennsylvania, New York City, San Francisco and elsewhere, governments and nonprofits have funded savings accounts for newborns.</p> 1214<p>Research shows that children with as little as $1-$499 in savings are three times more likely to attend and graduate from college than their peers and to save money as adults. Mothers experience better mental health, and children show improved emotional-social development.</p> 1215<div class="instory_widget" style="list-style:none;"></div><div class="ad mobile-ad-contain"><!-- med-rect-300x250-2 --> 1216<div 1217 class="opscoad-med-rect-300x250-2-INSTORY" 1218 data-unit="web/beavertonvalleytimes.com/med-rect-300x250-2/news"> 1219</div></div><div class="instory_widget"></div><div class="ad mobile-ad-contain"><!-- REMOVED AD --></div><p>The federal government took a similar step when Congress created Trump accounts (or 530A accounts under the tax code). On July 4, the federal government began to deposit $1,000 in the accounts of children born in 2025 and 2026 whose parents signed up for this new savings plan. Recipients will be able to withdraw these funds at age 18.</p> 1220<p>Trump accounts are a step toward establishing early childhood wealth-building programs at the national level. Still, Trump accounts have major shortcomings. Unlike a college savings account (like Oregon’s 529 Embark accounts), withdrawals are taxed when a young adult taps into the funds (unless they’re rolled over into another savings vehicle). Taxes must be paid on the account’s earnings. The accounts are not universal.</p> 1221<p>Families must go online to open one and the $1,000 initial contribution from the federal government is currently limited to children born between 2025-2028. Trump account balances could also make a young adult ineligible for income- and asset-tested benefits such as food stamps or Oregon Health Plan coverage.</p> 1222<div id="cedato-unit"></div><div class="ad mobile-ad-contain"><!-- med-rect-300x250-3 --> 1223<div 1224 class="opscoad-med-rect-300x250-3-INSTORY" 1225 data-unit="web/beavertonvalleytimes.com/med-rect-300x250-3/news"> 1226</div></div><div style="margin: 1rem 0 2rem 0;"><div class="marfeel-inline-recommender-second"></div></div><p>In Oregon, we can do better for our families and our state. We’re talking to community partners, philanthropies, lawmakers and experts in the field about launching a child savings account program here that would address many of the gaps and shortcomings in Trump accounts. We hope to lay the foundation for child savings accounts that would deliver:</p> 1227<p>• Universal eligibility and access through accounts that are automatically opened at birth for every Oregon newborn.</p> 1228<p>• A substantial initial deposit for every child, with an ongoing match for families whose incomes are less than 300% of the federal poverty level.</p> 1229<p>• Savings whose earnings would not be taxed and balances that would not be taxed upon
1229withdrawal.</p> 1230<p>• Funds that would not affect eligibility for government benefits.</p> 1231<p>As a business leader and as Oregon’s Treasurer, we both care about our state’s future. We want Oregon families to thrive. But Oregon is at a crossroads. Our aging population, high housing costs, and the fierce interstate competition for new residents and businesses have put Oregon’s long-term prosperity in question.</p> 1232<p>Child savings accounts would do more than bolster the prospects for Oregon’s future parents, workers, business owners, and leaders. They would make Oregon more attractive for families, which would boost and sustain a more dynamic economy throughout the state.</p> 1233<hr style="text-align: left; margin-left: 0px; background-color: #000000; width: 100%; height: 1px; border: 0px; margin-top: 5px; margin-bottom: 5px; overflow: hidden;"> 1234<p><em>Joth Ricci has served many business and community organizations in Oregon over the last 25 years. His current roles include the executive chair of Burgerville and chair of the Children’s Institute. He is also past chair of the Oregon Business Council. Elizabeth Steiner is the Oregon state treasurer.</em></p> 1235 </div> 1236 1237 <div class="share_buttons_group"> 1238 <div class="sharethis-inline-share-buttons"> 1239 </div> 1240 </div> 1241 1242 <div id="comments"> </div><!-- END comments --> 1243 1244 1245 1246 1247<div id="NTV_1"></div> 1248 1249 <style> 1250 .marketplace-container h3 { 1251 margin: revert !important; 1252 } 1253 </style> 1254 <div class="ad_wide marketplace-container"> 1255 1256 </div> 1257 1258 <!-- Recommender Styles --> 1259 <style> 1260 .marfeel-recommender-container { 1261 margin: 0 0 1rem 0; 1262 } 1263 1264 .marfeel-article-container { 1265 width: 50%; 1266 padding: 0.5rem; 1267 } 1268 1269 /* On small devices */ 1270 @media screen and (max-width: 576px) { 1271 .marfeelRecommendation { 1272 border-bottom: 1px solid #eaeaea; 1273 padding-bottom: 1rem; 1274 margin-bottom: 1rem; 1275 } 1276 1277 .marfeel-article-container { 1278 width: 100%; 1279 padding: 0; 1280 } 1281 } 1282 </style> 1283 <div class="marfeel-recommender-container"> 1284 <div> 1285 <h3 class="section" style="margin:0;"><span>You Might Like</span></h3> 1286 </div> 1287 <div id="marfeelRecommenderRow" style="display:flex;flex-wrap:wrap;justify-content: space-evenly;"> 1288 <div data-mrf-recirculation="under-article-recirculation" class="marfeel-article-container"> 1289 <a href="https://beavertonvalleytimes.com/2026/09/24/rural-reflections-in-a-world-of-bystanders/" style="display:flex;flex-direction:column;text-decoration:none;color:#000;"> 1290 <div class=""> 1291 <img data-perfmatters-preload src="https://beavertonvalleytimes.com/wp-content/uploads/sites/26/2026/09/opinion_ruralreflections_504976.jpg?w=300" style="aspect-ratio:16/9;width:100%;object-fit:contain;" fetchpriority="high"> 1292 </div> 1293 <div class="opi-headlines-widget-heading marfeelRecommendation"> 1294 <h4 class="category" style="margin:0;">Columnists</h4> 1295 <h3 style="margin:0 0 0.5rem 0;font-size:1rem;">RURAL REFLECTIONS: In a world of bystanders</h3> 1296 </div> 1297 </a> 1298 </div> 1299 <div data-mrf-recirculation="under-article-recirculation" class="marfeel-article-container"> 1300 <a href="https://beavertonvalleytimes.com/2026/09/24/oregon-narrows-lgbtq-foster-youth-protections-after-losing-federal-appeals-case/" style="display:flex;flex-direction:column;text-decoration:none;color:#000;"> 1301 <div class=""> 1302 <img data-perfmatters-preload src="https://beavertonvalleytimes.com/wp-content/uploads/sites/26/2026/09/Desk-decorations-6-2048x1364-1.jpg?w=300" style="aspect-ratio:16/9;width:100%;object-fit:contain;" fetchpriority="high"> 1303 </div> 1304 <div class="opi-headlines-widget-heading marfeelRecommendation"> 1305 <h4 class="category" style="margin:0;">Government</h4> 1306 <h3 style="margin:0 0 0.5rem 0;font-size:1rem;">Oregon narrows LGBTQ+ foster youth protections after losing federal appeals case</h3> 1307 </div> 1308 </a> 1309 </div> 1310 <div data-mrf-recirculation="under-article-recirculation" class="marfeel-article-container"> 1311 <a href="https://beavertonvalleytimes.com/2026/09/24/oregon-regulators-nix-higher-fees-for-psilocybin-after-industry-backlash
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