1"use strict";(globalThis.webpackChunkdocs_new=globalThis.webpackChunkdocs_new||[]).push([[2947],{28453:(e,r,s)=>{s.d(r,{R:()=>l,x:()=>d});var n=s(96540);const t={},i=n.createContext(t);function l(e){const r=n.useContext(i);return n.useMemo(function(){return"function"==typeof e?e(r):{...r,...e}},[r,e])}function d(e){let r;return r=e.disableParentContext?"function"==typeof e.components?e.components(t):e.components||t:l(e.components),n.createElement(i.Provider,{value:r},e.children)}},94231:(e,r,s)=>{s.r(r),s.d(r,{assets:()=>c,contentTitle:()=>o,default:()=>u,frontMatter:()=>d,metadata:()=>n,toc:()=>a});const n=JSON.parse('{"id":"tumitrust/product-overview/company-portfolio","title":"Company Portfolio","description":"Strategy, product, workflows, governance, and how a pilot works. Written for institutions and partners.","source":"@site/docs/tumitrust/product-overview/company-portfolio.md","sourceDirName":"tumitrust/product-overview","slug":"/tumitrust/product-overview/company-portfolio","permalink":"/docs/tumitrust/product-overview/company-portfolio","draft":false,"unlisted":false,"tags":[],"version":"current","sidebarPosition":2,"frontMatter":{"sidebar_position":2,"title":"Company Portfolio","description":"Strategy, product, workflows, governance, and how a pilot works. Written for institutions and partners."},"sidebar":"tumitrustSidebar","previous":{"title":"Architecture Guide","permalink":"/docs/tumitrust/product-overview/architecture"},"next":{"title":"Case studies","permalink":"/docs/tumitrust/product-overview/case-studies/"}}');var t=s(74848),i=s(28453),l=s(95165);const d={sidebar_position:2,title:"Company Portfolio",description:"Strategy, product, workflows, governance, and how a pilot works. Written for institutions and partners."},o="Company Portfolio",c={},a=[{value:"Executive summary",id:"executive-summary",level:2},{value:"The problem",id:"the-problem",level:2},{value:"Our approach",id:"our-approach",level:2},{value:"Portable trust",id:"portable-trust",level:3},{value:"Ubuntu",id:"ubuntu",level:3},{value:"Portable Trust Infrastructure (PTI)",id:"portable-trust-infrastructure-pti",level:3}
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It is not a credit bureau."}),(0,t.jsxs)("div",{class:"tt-glossary-grid","aria-label":"Jump to portfolio sections",children:[(0,t.jsxs)("div",{class:"tt-glossary-card",children:[(0,t.jsxs)("span",{class:"tt-glossary-card-title",children:[(0,t.jsx)("span",{class:"tt-glossary-dot tt-glossary-dot--mobile","aria-hidden":"true"})," Strategy"]}),(0,t.jsxs)("div",{class:"tt-glossary-pills",children:[(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#executive-summary",children:"Executive summary"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#the-problem",children:"The problem"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#our-approach",children:"Our approach"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#why-institutions-choose",children:"Why choose us"})]})]}),(0,t.jsxs)("div",{class:"tt-glossary-card",children:[(0,t.jsxs)("span",{class:"tt-glossary-card-title",children:[(0,t.jsx)("span",{class:"tt-glossary-dot tt-glossary-dot--hub","aria-hidden":"true"})," Product"]}),(0,t.jsxs)("div",{class:"tt-glossary-pills",children:[(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#three-doors",children:"Three doors"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#trust-pillars",children:"Trust pillars"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#trust-contexts",children:"20+ contexts"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#product-surfaces",children:"Surfaces"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#infrastructure-architecture",children:"Architecture"})]})]}),(0,t.jsxs)("div",{class:"tt-glossary-card",children:[(0,t.jsxs)("span",{class:"tt-glossary-card-title",children:[(0,t.jsx)("span",{class:"tt-glossary-dot tt-glossary-dot--scores","aria-hidden":"true"})," Operations"]}),(0,t.jsxs)("div",{class:"tt-glossary-pills",children:[(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#workflow-lookup",children:"Trust lookup"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#workflow-badges",children:"Badges"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#workflow-screening",children:"Screening"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#pilot-program",children:"Pilot program"})]})]}),(0,t.jsxs)("div",{class:"tt-glossary-card",children:[(0,t.jsxs)("span",{class:"tt-glossary-card-title",children:[(0,t.jsx)("span",{class:"tt-glossary-dot tt-glossary-dot--hub","aria-hidden":"true"})," Trust & risk"]}),(0,t.jsxs)("div",{class:"tt-glossary-pills",children:[(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#governance",children:"Governance"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#security",children:"Security"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#commercial-model",children:"Commercial"}),(0,t.jsx)("a",{class:"tt-glossary-pill",href:"#next-steps",children:"Next steps"})]})]})]}),(0,t.jsxs)("p",{class:"tt-glossary-meta",children:[(0,t.jsx)("a",{href:"/pti/why-pti/",children:"Why PTI"})," \xb7 ",(0,t.jsx)("a",{href:"/pti/bibliography/whitepaper",children:"Whitepaper"}
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1),"\n",(0,t.jsx)(r.h3,{id:"portable-trust-infrastructure-pti",children:"Portable Trust Infrastructure (PTI)"}),"\n",(0,t.jsx)(r.p,{children:"PTI is one network with two jobs:"}),"\n",(0,t.jsxs)(r.ol,{children:["\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Partners send events."})," Verified activity goes into the network."]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Institutions look it up."})," They run a lookup for the context that matches the decision."]}),"\n"]}),"\n",(0,t.jsx)(r.mermaid,{value:"flowchart LR\n subgraph generate [Trust generation]\n direction TB\n P[Trust producers] --\x3e E[Verified events]\n end\n subgraph network [PTI network]\n direction TB\n S[Trust signals] --\x3e C[Context scores]\n end\n subgraph consume [Trust consumption]\n direction TB\n L[Trust lookup] --\x3e R[Explainable report] --\x3e I[Institutions]\n end\n generate --\x3e network --\x3e consume"}),"\n",(0,t.jsxs)(r.p,{children:["Deep dive: ",(0,t.jsx)(r.a,{href:"/pti/why-pti/",children:"Why PTI"})," \xb7 ",(0,t.jsx)(r.a,{href:"/pti/bibliography/whitepaper",children:"PTI whitepaper"})]}),"\n",(0,t.jsx)(r.h2,{id:"three-doors",children:"Three doors, one network"}),"\n",(0,t.jsxs)(r.table,{children:[(0,t.jsx)(r.thead,{children:(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.th,{children:"Door"}),(0,t.jsx)(r.th,{children:"Who"}),(0,t.jsx)(r.th,{children:"Primary job"}),(0,t.jsx)(r.th,{children:"Console"})]})}),(0,t.jsxs)(r.tbody,{children:[(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Member"})}),(0,t.jsx)(r.td,{children:"Individuals"}),(0,t.jsx)(r.td,{children:"Build Trust CV, earn badges, share portable proof"}),(0,t.jsx)(r.td,{children:"Mobile & web"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Trust producer"})}),(0,t.jsx)(r.td,{children:"Partners, platforms, co-ops"}),(0,t.jsx)(r.td,{children:"Ingest verified activity; enable trust contexts"}),(0,t.jsx)(r.td,{children:"Partner hub & connectors"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Institution"})}),(0,t.jsx)(r.td,{children:"Lenders, insurers, employers, programs"}),(0,t.jsx)(r.td,{children:"Run trust lookups; issue badges; audit decisions"}),(0,t.jsx)(r.td,{children:"Institution hub"})]})]})]}),"\n",(0,t.jsx)(r.p,{children:"Same PTI network. Different entry points. One brand."}),"\n",(0,t.jsx)(r.mermaid,{value:"flowchart LR\n Members[Individuals] --\x3e PTI[PTI Network]\n Partners[Trust producers] --\x3e PTI\n PTI --\x3e Institutions[Institutions]\n Institutions -.->|badges + lookups| Members"}),"\n",(0,t.jsx)(r.h2,{id:"trust-pillars",children:"Three trust pillars"}),"\n",(0,t.jsxs)(r.p,{children:["Credibility compounds from three signal classes, all ",(0,t.jsx)(r.strong,{children:"consented"})," and ",(0,t.jsx)(r.strong,{children:"context-scoped"}),":"]}),"\n",(0,t.jsxs)(r.table,{children:[(0,t.jsx)(r.thead,{children:(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.th,{children:"Pillar"}),(0,t.jsx)(r.th,{children:"What it is"}),(0,t.jsx)(r.th,{children:"Example"})]})}),(0,t.jsxs)(r.tbody,{children:[(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Institutional badges"})}),(0,t.jsx)(r.td,{children:"Verified claims issued by entitled institutions"}),(0,t.jsx)(r.td,{children:"Employment badge, tenancy badge, program completion"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Community endorsements"})}),(0,t.jsx)(r.td,{children:"Attestations from people who know the subject"}),(0,t.jsx)(r.td,{children:"Trade partner, group leader, professional reference"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Consented evidence"})}),(0,t.jsx)(r.td,{children:"User-shared documents and summaries"}),(0,t.jsx)(r.td,{children:"ID verification, income summary, training certificate"})]})]})]}),"\n",(0,t.jsxs)(r.p,{children:["Together they produce a ",(0,t.jsx)(r.strong,{children:"portable, multi-context"})," trust profile, not a single opaque number."]}),"\n",(0,t.jsx)(r.h2,{id:"trust-contexts",children:"20+ trust c
1ontexts"}),"\n",(0,t.jsxs)(r.p,{children:["TumiTrust documents ",(0,t.jsx)(r.strong,{children:"20+ trust contexts:"})," ",(0,t.jsx)(r.strong,{children:"10 primary"})," life areas plus ",(0,t.jsx)(r.strong,{children:"10 lens"})," cross-cutting views on one portable map."]}),"\n",(0,t.jsxs)(r.table,{children:[(0,t.jsx)(r.thead,{children:(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.th,{children:"Layer"}),(0,t.jsx)(r.th,{children:"Count"}),(0,t.jsx)(r.th,{children:"Examples"})]})}),(0,t.jsxs)(r.tbody,{children:[(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Primary"})}),(0,t.jsx)(r.td,{children:"10"}),(0,t.jsxs)(r.td,{children:[(0,t.jsx)(r.code,{children:"lending"}),", ",(0,t.jsx)(r.code,{children:"rental"}),", ",(0,t.jsx)(r.code,{children:"employment"}),", ",(0,t.jsx)(r.code,{children:"insurance"}),", ",(0,t.jsx)(r.code,{children:"merchant"}),", ",(0,t.jsx)(r.code,{children:"agricultural"}),", \u2026"]})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Lens"})}),(0,t.jsx)(r.td,{children:"10"}),(0,t.jsxs)(r.td,{children:[(0,t.jsx)(r.code,{children:"risk_compliance"}),", ",(0,t.jsx)(r.code,{children:"education"}),", ",(0,t.jsx)(r.code,{children:"civic"}),", ",(0,t.jsx)(r.code,{children:"digital_platform"}),", ",(0,t.jsx)(r.code,{children:"utilities"}),", \u2026"]})]})]})]}),"\n",(0,t.jsxs)(r.p,{children:[(0,t.jsx)(r.strong,{children:"Why contexts matter:"})," the same person can be reliable in one life area and early-stage in another. Decisions should use the ",(0,t.jsx)(r.strong,{children:"context that matches the decision:"})," lending lookup for credit, employment lookup for hiring, ",(0,t.jsx)(r.code,{children:"risk_compliance"})," lens when screening is in scope."]}),"\n",(0,t.jsx)(r.p,{children:"Enable only the contexts your contract covers. Same APIs throughout."}),"\n",(0,t.jsxs)(r.p,{children:["Full catalogue: ",(0,t.jsx)(r.a,{href:"/pti/reference-architecture/trust-contexts",children:"Trust context catalogue"})]}),"\n",(0,t.jsx)(r.h2,{id:"product-surfaces",children:"Product surfaces"}),"\n",(0,t.jsx)(r.h3,{id:"individuals-build--share",children:"Individuals, build & share"}),"\n",(0,t.jsxs)(r.ul,{children:["\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Trust CV:"})," portable profile across contexts"]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Endorsements & circles:"})," community validation with purpose-built governance"]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Verification:"})," document and identity workflows where entitled"]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Shareable proof:"})," trust reports and Verify QR for third-party confirmation"]}),"\n"]}),"\n",(0,t.jsx)(r.h3,{id:"trust-producers-generate-signals",children:"Trust producers, generate signals"}),"\n",(0,t.jsxs)(r.ul,{children:["\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Partner hub:"})," context enablement, connector configuration, Pulse monitoring"]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Ingest channels:"})," webhook, API, and CSV per enabled context"]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Event catalogue:"})," structured ",(0,t.jsx)(r.code,{children:"TrustEvent"})," types mapped to contexts"]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"TCU metering:"})," transparent compute units for ingest and processing"]}),"\n"]}),"\n",(0,t.jsxs)(r.p,{children:["Guide: ",(0,t.jsx)(r.a,{href:"/tumitrust/audiences/for-partners",children:"For partners"})," \xb7 ",(0,t.jsx)(r.a,{href:"/tumitrust/developer-guides/partner-integration",children:"Partner integration"})]}),"\n",(0,t.jsx)(r.h3,{id:"institutions-verify--decide",children:"Institutions, verify & decide"}),"\n",(0,t.jsxs)(r.table,{children:[(0,t.jsx)(r.thead,{children:(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.th,{children:"Studio"}),(0,t.jsx)(r.th,{children:"Purpose"})]})}),(0,t.jsxs)(r.tbody,{children:[(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Lookup Studio"})}),(0,t.jsx)(r.td,{children:"Directory search \u2192 context-scoped trust lookup \u2192 structured output"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Insights Studio"})}),(0,t.jsx)(r.td,{children:"Trends, cohort views, operational intelligence"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Compliance Center"})}),(0,t.jsx)(r.td,{children:"Screening workflows, audit trails, policy alignment"})]})]})]}),"\n",(0,t.jsxs)(r.p,{children:["Plus ",(0,t.jsx)(r.strong,{children:"Trust platform API"})," for embedded decision flows: search \u2192 generate \u2192 poll \u2192 webhook."]}),"\n",(0,t.jsxs)(r.p,{children:["Guide: ",(0,t.jsx)(r.a,{href:"/tumitrust/audiences
1/for-institutions",children:"For institutions"})," \xb7 ",(0,t.jsx)(r.a,{href:"/tumitrust/developer-guides/trust-platform-api",children:"Trust platform API"})]}),"\n",(0,t.jsx)(r.h2,{id:"workflow-lookup",children:"Workflow 1. Trust lookup"}),"\n",(0,t.jsxs)(r.p,{children:[(0,t.jsx)(r.strong,{children:"Goal:"})," verify before you decide, with explainability and audit."]}),"\n",(0,t.jsx)(r.mermaid,{value:"flowchart LR\n A[Directory search] --\x3e B[Resolve subject]\n B --\x3e C[Select contexts]\n C --\x3e D[Generate lookup]\n D --\x3e E[Explain drivers]\n E --\x3e F[Institution decides]\n F --\x3e G[Audit log]"}),"\n",(0,t.jsxs)(r.table,{children:[(0,t.jsx)(r.thead,{children:(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.th,{children:"Step"}),(0,t.jsx)(r.th,{children:"What happens"})]})}),(0,t.jsxs)(r.tbody,{children:[(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:"1"}),(0,t.jsxs)(r.td,{children:[(0,t.jsx)(r.strong,{children:"Search"})," directory, native member, PTI-ID, or subject not yet on TumiTrust"]})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:"2"}),(0,t.jsxs)(r.td,{children:[(0,t.jsx)(r.strong,{children:"Generate"})," context-aware trust lookup (",(0,t.jsx)(r.code,{children:"contexts[]"}),")"]})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:"3"}),(0,t.jsxs)(r.td,{children:[(0,t.jsx)(r.strong,{children:"Receive"})," structured JSON + PDF, confidence band, ranked drivers, coverage gaps"]})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:"4"}),(0,t.jsxs)(r.td,{children:[(0,t.jsx)(r.strong,{children:"Explain:"})," provenance on every driver; never an opaque automated verdict alone"]})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:"5"}),(0,t.jsxs)(r.td,{children:[(0,t.jsx)(r.strong,{children:"Verify:"})," optional Verify QR for tamper-evident public confirmation"]})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:"6"}),(0,t.jsxs)(r.td,{children:[(0,t.jsx)(r.strong,{children:"Decide:"})," your policy, your outcome; we supply infrastructure"]})]})]})]}),"\n",(0,t.jsxs)(r.p,{children:[(0,t.jsx)(r.strong,{children:"Outcome:"})," faster verification, consistent process, defensible audit trail."]}),"\n",(0,t.jsx)(r.h2,{id:"workflow-badges",children:"Workflow 2. Badge issuance"}),"\n",(0,t.jsxs)(r.p,{children:["Institutions become ",(0,t.jsx)(r.strong,{children:"verifiers:"})," issuing structured badges that strengthen portable trust across the network:"]}),"\n",(0,t.jsxs)(r.ul,{children:["\n",(0,t.jsx)(r.li,{children:"Employment & work verification"}),"\n",(0,t.jsx)(r.li,{children:"Tenancy & rental reliability"}),"\n",(0,t.jsx)(r.li,{children:"Education & training completion"}),"\n",(0,t.jsx)(r.li,{children:"Program participation & civic eligibility"}),"\n"]}),"\n",(0,t.jsxs)(r.p,{children:["Badges become ",(0,t.jsx)(r.strong,{children:"portable proof:"})," visible in the subject's Trust CV and available in subsequent lookups by entitled institutions."]}),"\n",(0,t.jsx)(r.h2,{id:"workflow-screening",children:"Workflow 3. Screening & risk"}),"\n",(0,t.jsxs)(r.p,{children:[(0,t.jsx)(r.strong,{children:"TumiTrust Screening"})," is a dedicated product for list checks (sanctions, PEP, UN Security Council lists), usable for KYC and onboarding even before a full trust report. See ",(0,t.jsx)(r.a,{href:"/tumitrust/platform/screening-services",children:"Screening services"}),"."]}),"\n",(0,t.jsxs)(r.p,{children:["When your ",(0,t.jsx)(r.strong,{children:"trust"})," workflow includes risk assessment, add the ",(0,t.jsxs)(r.strong,{children:[(0,t.jsx)(r.code,{children:"risk_compliance"})," lens"]})," alongside primary contexts:"]}),"\n",(0,t.jsxs)(r.ul,{children:["\n",(0,t.jsx)(r.li,{children:"Sanctions & watchlist screening"}),"\n",(0,t.jsx)(r.li,{children:"PEP where configured"}),"\n",(0,t.jsx)(r.li,{children:"Identity consistency checks"}),"\n",(0,t.jsx)(r.li,{children:"Structured screening dossier attached to trust intelligence export"}),"\n"]}),"\n",(0,t.jsx)(r.p,{children:"Screening supplements trust lookups, it does not replace your compliance program."}),"\n",(0,t.jsxs)(r.p,{children:["Guides: ",(0,t.jsx)(r.a,{href:"/tumitrust/platform/screening-services",children:"Screening services"})," \xb7 ",(0,t.jsx)(r.a,{href:"/tumitrust/platform/risk-compliance-intelligence",children:"Risk & compliance"})]}
1),"\n",(0,t.jsx)(r.h2,{id:"infrastructure-architecture",children:"Infrastructure architecture"}),"\n",(0,t.jsxs)(r.p,{children:["TumiTrust is ",(0,t.jsx)(r.strong,{children:"infrastructure"})," for portable trust, modular layers, network effects between producers and consumers, and a clear path from integration to institution decisions."]}),"\n",(0,t.jsxs)(r.p,{children:["Full architecture reference: ",(0,t.jsx)(r.a,{href:"/tumitrust/product-overview/architecture",children:"Architecture guide"})]}),"\n",(0,t.jsx)(r.h3,{id:"platform-stack",children:"Platform stack"}),"\n",(0,t.jsx)(r.mermaid,{value:"flowchart TB\n subgraph ingest [Ingest]\n direction LR\n P[Trust producers] --\x3e E[Events \xb7 CSV \xb7 Webhooks]\n end\n subgraph platform [TumiTrust platform]\n direction LR\n TI[Trust intelligence]\n DIR[Directory]\n REP[Reports & screening]\n USE[Usage & billing]\n end\n subgraph access [Access]\n direction LR\n HUB[Institution hub]\n MOB[Mobile app]\n API[Trust Platform API]\n end\n ingest --\x3e platform\n platform --\x3e HUB\n platform --\x3e MOB\n platform --\x3e API"}),"\n",(0,t.jsx)(r.h3,{id:"pti-layer",children:"PTI layer"}),"\n",(0,t.jsx)(r.mermaid,{value:"flowchart TB\n PTI[Portable Trust Infrastructure]\n ID[PTI Identity]\n subgraph contexts [Trust contexts - 20+ documented]\n direction LR\n EMP[Employment]\n LEN[Lending]\n COM[Commerce]\n INS[Insurance]\n MORE[+ 16 more contexts]\n end\n TI[Trust intelligence]\n subgraph outputs [Outputs]\n direction LR\n REP[Reports]\n API[APIs]\n DASH[Dashboards]\n end\n ECO[Institutions & ecosystem]\n PTI --\x3e ID --\x3e contexts --\x3e TI --\x3e outputs --\x3e ECO"}),"\n",(0,t.jsx)(r.h3,{id:"producer--consumer-network",children:"Producer \u2192 consumer network"}),"\n",(0,t.jsx)(r.p,{children:"Every producer makes the network more valuable for every consumer. The same institution can play both roles over time."}),"\n",(0,t.jsx)(r.mermaid,{value:"flowchart LR\n subgraph prod [Trust producers]\n B[Banks]\n E[Employers]\n I[Insurers]\n M[Merchants]\n T[Telecoms]\n C[Communities]\n end\n subgraph pti [Portable Trust Infrastructure]\n NET[Shared trust network]\n end\n subgraph cons [Trust consumers]\n L[Lenders]\n LL[Landlords]\n ER[Employers]\n G[Government]\n PL[Platforms]\n IN[Insurers]\n end\n prod --\x3e NET --\x3e cons"}),"\n",(0,t.jsx)(r.h3,{id:"what-happens-when-you-integrate",children:"What happens when you integrate"}),"\n",(0,t.jsx)(r.p,{children:"When your institution connects to TumiTrust, the platform follows a structured path from integration through intelligence to your final decision."}),"\n",(0,t.jsx)(r.mermaid,{value:"flowchart TB\n subgraph phase1 [Integrate & request]\n direction LR\n A[Institution] --\x3e B[API or hub] --\x3e C[Trust lookup]\n end\n subgraph phase2 [Intelligence]\n direction LR\n D[Resolve identity] --\x3e E[Collect contexts] --\x3e F[Trust intelligence]\n end\n subgraph phase3 [Decide]\n direction LR\n G[Optional screening] --\x3e H[Institution report] --\x3e I[Your decision]\n end\n phase1 --\x3e phase2 --\x3e phase3"}),"\n",(0,t.jsx)(r.h2,{id:"technical-confidence",children:"Technical confidence"}),"\n",(0,t.jsx)(r.p,{children:"Technology and operations leaders typically evaluate platform fit against these principles:"}),"\n",(0,t.jsxs)(r.table,{children:[(0,t.jsx)(r.thead,{children:(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.th,{children:"Principle"}),(0,t.jsx)(r.th,{children:"What it means for you"})]})}),(0,t.jsxs)(r.tbody,{children:[(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Separation of concerns"})}),(0,t.jsx)(r.td,{children:"Clear product boundaries between ingest, intelligence, and institution workflows"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Observable operations"})}),(0,t.jsx)(r.td,{children:"Latency, throughput, and error rates published via status and SLAs"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Reliable delivery"})}
1),(0,t.jsx)(r.td,{children:"Hosted infrastructure with documented availability and recovery commitments"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"API-first"})}),(0,t.jsx)(r.td,{children:"Same contract for hub UI and embedded integrations"})]})]})]}),"\n",(0,t.jsxs)(r.p,{children:["Architecture reference: ",(0,t.jsx)(r.a,{href:"/tumitrust/product-overview/architecture",children:"Architecture guide"})," \xb7 ",(0,t.jsx)(r.a,{href:"/tumitrust/platform/security",children:"Security architecture"})]}),"\n",(0,t.jsx)(r.h2,{id:"governance",children:"Governance"}),"\n",(0,t.jsxs)(r.p,{children:["Enterprise buyers need controlled access and ",(0,t.jsx)(r.strong,{children:"explainable"})," outcomes:"]}),"\n",(0,t.jsxs)(r.ul,{children:["\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Consent & purpose limitation:"})," data used for stated trust workflows"]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Minimization & retention:"})," policies aligned to contract and jurisdiction"]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Portability:"})," subjects can build and carry proof across contexts"]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Provenance:"})," drivers trace to signals, events, and verification steps"]}),"\n",(0,t.jsxs)(r.li,{children:[(0,t.jsx)(r.strong,{children:"Audit trails:"})," lookups, report generation, and screening actions logged"]}),"\n"]}),"\n",(0,t.jsxs)(r.p,{children:["We do not replace your legal compliance program, we ",(0,t.jsx)(r.strong,{children:"enable auditable workflows"})," aligned to it."]}),"\n",(0,t.jsxs)(r.p,{children:["Full framework: ",(0,t.jsx)(r.a,{href:"/tumitrust/platform/trust-governance-framework",children:"Trust governance"})," \xb7 ",(0,t.jsx)(r.a,{href:"/pti/specification/v1.0/explainability",children:"Explainability guide"})]}),"\n",(0,t.jsx)(r.h2,{id:"security",children:"Security"}),"\n",(0,t.jsxs)(r.table,{children:[(0,t.jsx)(r.thead,{children:(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.th,{children:"Area"}),(0,t.jsx)(r.th,{children:"Posture"})]})}),(0,t.jsxs)(r.tbody,{children:[(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Authentication"})}),(0,t.jsx)(r.td,{children:"Organization API keys, role-based hub access, sandbox isolation"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Encryption"})}),(0,t.jsx)(r.td,{children:"TLS in transit; 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1),"\n",(0,t.jsx)(r.h3,{id:"1430-day-structured-pilot",children:"14\u201330 day structured pilot"}),"\n",(0,t.jsx)(r.p,{children:"A bounded pilot with clear milestones and an executive readout at the end."}),"\n",(0,t.jsxs)(r.table,{children:[(0,t.jsx)(r.thead,{children:(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.th,{children:"Phase"}),(0,t.jsx)(r.th,{children:"Timeline"}),(0,t.jsx)(r.th,{children:"Activities"})]})}),(0,t.jsxs)(r.tbody,{children:[(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Scope"})}),(0,t.jsx)(r.td,{children:"Week 1"}),(0,t.jsx)(r.td,{children:"Use case, KPIs, context selection, sandbox credentials"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Configure"})}),(0,t.jsx)(r.td,{children:"Week 1\u20132"}),(0,t.jsx)(r.td,{children:"Directory test, sample lookup, workflow enablement"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Cohort"})}),(0,t.jsx)(r.td,{children:"Week 2\u20133"}),(0,t.jsx)(r.td,{children:"Live lookups on defined cohort; partner or CSV ingest if needed"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Readout"})}),(0,t.jsx)(r.td,{children:"Week 3\u20134"}),(0,t.jsx)(r.td,{children:"Baseline vs pilot comparison, rollout recommendation"})]})]})]}),"\n",(0,t.jsx)(r.h3,{id:"kpis-to-pick-choose-35",children:"KPIs to pick (choose 3\u20135)"}),"\n",(0,t.jsxs)(r.table,{children:[(0,t.jsx)(r.thead,{children:(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.th,{children:"Metric"}),(0,t.jsx)(r.th,{children:"What it proves"})]})}),(0,t.jsxs)(r.tbody,{children:[(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Decision speed"})}),(0,t.jsx)(r.td,{children:"Verification turnaround vs manual baseline"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Thin-file quality"})}),(0,t.jsx)(r.td,{children:"Approval quality on under-documented cohort"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Fraud / loss signals"})}),(0,t.jsx)(r.td,{children:"Early warning on inconsistent identity or behavior"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Inclusion lift"})}),(0,t.jsx)(r.td,{children:"Fair access without reckless risk"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Operational cost"})}),(0,t.jsx)(r.td,{children:"Staff time saved on document chasing"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Conversion / churn"})}),(0,t.jsx)(r.td,{children:"Business outcome on onboarding funnel"})]})]})]}),"\n",(0,t.jsx)(r.h3,{id:"deliverables-at-pilot-end",children:"Deliverables at pilot end"}),"\n",(0,t.jsxs)(r.ul,{children:["\n",(0,t.jsx)(r.li,{children:"Executive summary with baseline comparison"}),"\n",(0,t.jsx)(r.li,{children:"Integration roadmap (dashboard-first, API, or hybrid)"}),"\n",(0,t.jsx)(r.li,{children:"Governance and compliance checklist status"}),"\n",(0,t.jsx)(r.li,{children:"Go-live recommendation with volume assumptions"}),"\n"]}),"\n",(0,t.jsxs)(r.p,{children:["Create sandbox API keys in ",(0,t.jsx)(r.strong,{children:"API & trust signals"})," to begin the pilot."]}),"\n",(0,t.jsx)(r.h2,{id:"why-institutions-choose",children:"Why institutions choose TumiTrust"}),"\n",(0,t.jsxs)(r.table,{children:[(0,t.jsx)(r.thead,{children:(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.th,{children:"Differentiator"}),(0,t.jsx)(r.th,{children:"Benefit"})]})}),(0,t.jsxs)(r.tbody,{children:[(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Trust platform, not bureau"})}),(0,t.jsx)(r.td,{children:"Explainable drivers, your policy, your decision"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Multi-context accuracy"})}),(0,t.jsx)(r.td,{children:"Right signal for lending, hiring, insurance, rental, not one generic score"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Three-door network"})}),(0,t.jsx)(r.td,{children:"Members build proof; partners feed signals; you consume at decision time"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Ubuntu-native design"})}),(0,t.jsx)(r.td,{children:"Community validation meets institutional audit requirements"})]}),(0,t.jsxs)(r.tr,{children:[(0,t.jsx)(r.td,{children:(0,t.jsx)(r.strong,{children:"Programmable infrastru
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