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68</head><body class="body-none theme-solid header-solid header-bg-size-auto header-bg-pos-tl header-overlay-triangles reference-layout-row lumosity-dark  is-hub-themed"><div style="display:none" aria-hidden="true">For AI agents: visit https://docs.vopay.com/llms.txt for an index of all pages formatted in Markdown and endpoints in OpenAPI. 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class="Sidebar-link-text_label1gCT_uPnx7Gu">Commonly Used Endpoints</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-error-codes"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Error Codes</span></span></a></li></ul></li></ul></section><section class="Sidebar-listWrapper6Q9_yUrG906C rm-Sidebar-section"><h2 class="Sidebar-headingTRQyOa2pk0gh rm-Sidebar-heading">Payments</h2><ul class="Sidebar-list_sidebarLayout3RaX72iQNOEI Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/payments-overview"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Payments Overview</span></span><button aria-expanded="false" aria-label="Show subpages for Payments Overview" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/us-and-canadian-bank-payments"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">U.S. and Canadian Bank Payments</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/payment-rails"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Payment Rails</span></span><button aria-expanded="false" aria-label="Show subpages for Payment Rails" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/eft"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">EFT (Electronic Funds Transfer)</span></span><button aria-expanded="false" aria-label="Show subpages for EFT (Electronic Funds Transfer)" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/return-codes"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Return Codes</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/submission-windows"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Submission Windows</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/eft-debit"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/interac-etransfer-payments"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Interac e-Transfer</span></span><button aria-expanded="false" aria-label="Show subpages for Interac e-Transfer" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/bulk-e-transfer"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">
68Interac e-Transfer: Send </span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/interac-money-request"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Interac e-Transfer: Request Money</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/inbound-e-transfers"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Interac e-Transfer: Inbound</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/return-codes-3"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Return Codes</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/submission-windows-3"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Submission Windows</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-1"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference-1"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/ach"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">ACH (Automated Clearing House)</span></span><button aria-expanded="false" aria-label="Show subpages for ACH (Automated Clearing House)" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/return-codes-1"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Return Codes</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/submission-windows-1"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Submission Windows</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-2"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference-2"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/vopay-instant"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">VoPay Instant™</span></span><button aria-expanded="false" aria-label="Show subpages for VoPay Instant™" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/return-codes-2"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Return Codes</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/submission-windows-4"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Submission Windows</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-3"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference-3"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/rtp-real-time-payments"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">RTP (Real-Time Payments)</span></span><button aria-expanded="false" aria-label="Show subpages for RTP (Real-Time Payments)" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/return-codes-4"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Return Codes</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/submission-windows-5"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Submission Windows</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-4"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference-4"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/fednow"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">FedNow</span></span><button aria-expanded="false" aria-label="Show subpages for FedNow" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/error-codes"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Return Codes</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/submission-windows-6"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Submission Windows</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-5"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference-5"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/fedwire"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">FedWire</span></span><button aria-expanded="false" aria-label="Show subpages for FedWire" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/return-codes-5"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Return Codes</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/submission-windows-2"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Submission Windows</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-6"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-references"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API References</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/visa-direct"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Debit Card Payments</span></span><button aria-expanded="false" aria-label="Show subpages for Debit Card Payments" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-7"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference-6"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/credit-card-payments"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Credit Card Payments</span></span><button aria-expanded="false" aria-label="Show subpages for Credit Card Payments" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-8"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference-7"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/test-card-numbers-3d-secure-testing"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Test Card Numbers &amp; 3D Secure Testing</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/digital-wallets-google-pay-apple-pay"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Digital Wallets (Google Pay &amp; Apple Pay)</span></span><button aria-expanded="false" aria-label="Show subpages for Digital Wallets (Google Pay &amp; Apple Pay)" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-9"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference-8"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/paypal-venmo"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">PayPal &amp; Venmo</span></span><button aria-expanded="false" aria-label="Show subpages for PayPal &amp; Venmo" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-10"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference-9"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-li
68nk_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/bill-pay"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Bill Pay</span></span><button aria-expanded="false" aria-label="Show subpages for Bill Pay" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transaction-statuses-11"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Transaction Statuses</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference-10"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/flagged-transactions"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Flagged Transactions</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/elinx"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">eLinx™ Payment Link Technology</span></span><button aria-expanded="false" aria-label="Show subpages for eLinx™ Payment Link Technology" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/elinx-pay"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">eLinx Pay</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/elinx-connect"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">eLinx Connect</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/elinx-flexible-payments"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">eLinx Flexible Payments</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/iq11-overview"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Intelligent EFT / ACH (iQ11)</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/vopay-verify-bank-account-verification-in-real-time"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Micro Deposit Verification for Bank Accounts</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/digital-debit-agreement"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Digital Debit Agreement</span></span></a></li></ul></section><section class="Sidebar-listWrapper6Q9_yUrG906C rm-Sidebar-section"><h2 class="Sidebar-headingTRQyOa2pk0gh rm-Sidebar-heading">Orchestration</h2><ul class="Sidebar-list_sidebarLayout3RaX72iQNOEI Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/schedule-a-payment"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Schedule a Payment</span></span><button aria-expanded="false" aria-label="Show subpages for Schedule a Payment" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/api-reference"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">API Reference</span></span></a></li></ul></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/split-and-tied-payments"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Split and tied Payments</span></span></a></li></ul></section><section class="Sidebar-listWrapper6Q9_yUrG906C rm-Sidebar-section"><h2 class="Sidebar-headingTRQyOa2pk0gh rm-Sidebar-heading">Accounts</h2><ul class="Sidebar-list_sidebarLayout3RaX72iQNOEI Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/ledger-management"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Ledger Management</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 Sidebar-link_parent text-wrap rm-Sidebar-link" target="_self" href="/docs/master-account"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Master Account</span></span><button aria-expanded="false" aria-label="Show subpages for Master Account" class="Sidebar-link-buttonWrapper3hnFHNku8_BJ" type="button"><i aria-hidden="true" class="Sidebar-link-iconnjiqEiZlPn0W Sidebar-link-expandIcon2yVH6SarI6NW icon-chevron-rightward"></i></button></a><ul class="subpages Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/subaccounts"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Sub-Accounts</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless subpage text-wrap rm-Sidebar-link" target="_self" href="/docs/transfers-between-vopay-accounts"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Account Transfers</span></span></a></li></ul></li></ul></section><section class="Sidebar-listWrapper6Q9_yUrG906C rm-Sidebar-section"><h2 class="Sidebar-headingTRQyOa2pk0gh rm-Sidebar-heading">Webhooks</h2><ul class="Sidebar-list_sidebarLayout3RaX72iQNOEI Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/overview"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Overview</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/events"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Events</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/re-triggering-a-webhook-notification"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Re-triggering a Webhook Notification</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/signature-verification"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Signature Verification</span></span></a></li></ul></section><section class="Sidebar-listWrapper6Q9_yUrG906C rm-Sidebar-section"><h2 class="Sidebar-headingTRQyOa2pk0gh rm-Sidebar-heading">Open Banking Integrations</h2><ul class="Sidebar-list_sidebarLayout3RaX72iQNOEI Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/plaid-integration"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Plaid Integration</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/mx-integration"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">MX Integration</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/flinks-integration"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Flinks Integration</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/inverite-integration"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Inverite Integration</span></span></a></li></ul></section><section class="Sidebar-listWrapper6Q9_yUrG906C rm-Sidebar-section"><h2 class="Sidebar-headingTRQyOa2pk0gh rm-Sidebar-heading">PARTNERS</h2><ul class="Sidebar-list_sidebarLayout3RaX72iQNOEI Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/introduction-to-partner-api"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Introduction to Partners</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/partner-integration-workflow"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Partner Integration Workflow</span></span></a></li></ul></section><section class="Sidebar-listWrapper6Q9_yUrG906C rm-Sidebar-section"><h2 class="Sidebar-headingTRQyOa2pk0gh rm-Sidebar-heading">Tax Remittance</h2><ul class="Sidebar-list_sidebarLayout3RaX72iQNOEI Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/tax-remittance"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Tax Remittance</span></span></a></li></ul></section><section class="Sidebar-listWrapper6Q9_yUrG906C rm-Sidebar-section"><h2 class="Sidebar-headingTRQyOa2pk0gh rm-Sidebar-heading">Cross-Border</h2><ul class="Sidebar-list_sidebarLayout3RaX72iQNOEI Sidebar-list3cZWQLaBf9k8 rm-Sidebar-list"><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/cross-border-payments-integration-guide"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Cross-Border Payments Integration Guide</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/global-send-admin-dashboard"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">Global Send Admin Dashboard</span></span></a></li><li class="Sidebar-item23D-2Kd61_k3"><a class="Sidebar-link2Dsha-r-GKh2 childless text-wrap rm-Sidebar-link" target="_self" href="/docs/cross-border-funds-flow"><span class="Sidebar-link-textLuTE1ySm4Kqn"><span class="Sidebar-link-text_label1gCT_uPnx7Gu">
68Cross-Border Funds Flow</span></span></a></li></ul></section><div class="readme-logo" id="readmeLogo">Powered by<!-- --> <a aria-label="ReadMe" href="https://readme.com?ref_src=hub&amp;project=vopay-api" style="color:unset"><svg class="readme-logo-icon" height="50" viewBox="0 0 293 50" width="293"><path d="M114.851 9.35c-9.218 0-15.76 6.482-15.76 15.522 0 9.456 7.196 15.462 16.354 15.462 4.316 0 10.001-1.388 13.158-5.3a1 1 0 0 0-.062-1.345l-2.987-2.942a.978.978 0 0 0-1.37-.01c-2.438 2.415-5.548 3.352-8.382 3.352-4.401 0-8.089-2.438-8.564-7.374h22.231a.492.492 0 0 0 .49-.422c.077-.579.116-1.18.116-1.898 0-4.519-1.606-8.206-4.342-10.882-2.676-2.677-6.482-4.163-10.882-4.163Zm-7.554 12.429c.536-3.985 3.331-6.423 7.375-6.423 2.141 0 3.985.714 5.293 2.082 1.011 1.13 1.784 2.557 2.022 4.34h-14.69ZM286.422 13.513c-2.675-2.676-6.482-4.163-10.882-4.163-9.218 0-15.76 6.482-15.76 15.522 0 9.456 7.196 15.462 16.354 15.462 4.316 0 10.001-1.388 13.159-5.3a1.002 1.002 0 0 0-.062-1.345l-2.988-2.942a.978.978 0 0 0-1.37-.01c-2.437 2.415-5.548 3.352-8.382 3.352-4.401 0-8.088-2.438-8.563-7.374h22.23a.493.493 0 0 0 .491-.422c.076-.579.115-1.18.115-1.897 0-4.52-1.606-8.207-4.342-10.883Zm-18.436 8.266c.536-3.985 3.331-6.423 7.375-6.423 2.141 0 3.985.714 5.293 2.082 1.011 1.13 1.784 2.557 2.022 4.34h-14.69ZM167.264 33.54l.003-.039h-1.541V11.238c0-.682-.552-1.234-1.233-1.234h-4.561c-.682 0-1.234.553-1.234 1.234v2.146c-2.615-2.491-6.119-4.034-10.158-4.034-8.921 0-15.165 6.66-15.165 15.522 0 8.741 6.186 15.462 15.165 15.462 4.579 0 8.087-1.903 10.585-4.757v1.202a2.961 2.961 0 0 0 2.961 2.96h4.987c.681 0 1.234-.552 1.234-1.233v-3.77c0-.614-.456-1.1-1.043-1.196Zm-17.416-.164c-4.876 0-8.385-3.747-8.385-8.504 0-4.817 3.509-8.564 8.385-8.564 4.401 0 8.266 3.092 8.266 8.564 0 5.411-3.865 8.504-8.266 8.504ZM257.585 33.502h-2.222V22.077c0-7.613-4.817-12.727-12.192-12.727-4.459 0-7.909 1.843-10.228 4.58-2.021-2.915-5.293-4.58-9.515-4.58s-7.362 1.808-9.445 4.496v-2.667c0-.681-.552-1.234-1.233-1.234h-4.561c-.682 0-1.234.553-1.234 1.234v26.249a2.312 2.312 0 0 0 2.312 2.311h8.173c.681 0 1.233-.552 1.233-1.233v-3.77c0-.682-.552-1.234-1.233-1.234h-2.218v-10.77c0-3.866 2.497-6.305 6.124-6.305 3.569 0 5.65 2.438 5.65 6.304v14.697a2.312 2.312 0 0 0 2.312 2.311h7.307c.678 0 1.228-.55 1.228-1.228V34.73c0-.678-.55-1.228-1.228-1.228h-1.352v-10.77c0-3.866 2.557-6.304 6.125-6.304s5.709 2.438 5.709 6.304V33.5l.004 3.083v.843a2.311 2.311 0 0 0 2.311 2.312h8.173c.682 0 1.234-.552 1.234-1.234v-3.77c0-.681-.553-1.234-1.234-1.234ZM199.36.005h-6.647c-.681 0-1.233.553-1.233 1.234v3.77c0 .682.552 1.234 1.233 1.234h.353l-.001.007h.99v6.074c-2.438-1.844-5.471-2.974-8.921-2.974-8.919 0-15.164 6.66-15.164 15.522 0 8.741 6.185 15.462 15.164 15.462 4.328 0 7.688-1.712 10.153-4.307v2.478c0 .682.552 1.234 1.233 1.234h4.561c.682 0 1.234-.552 1.234-1.234V34.36l.006-.001V2.966a2.961 2.961 0 0 0-2.961-2.96Zm-12.917 33.371c-4.877 0-8.385-3.747-8.385-8.504 0-4.817 3.508-8.564 8.385-8.564 4.401 0 8.266 3.092 8.266 8.564 0 5.412-3.865 8.504-8.266 8.504ZM54.631 7.158H40.196c-5.072 0-9.307 3.551-10.375 8.3-1.068-4.749-5.304-8.3-10.375-8.3H5.01A5.01 5.01 0 0 0 0 12.168v25.4a5.01 5.01 0 0 0 5.01 5.01h9.579c9.99.031 13.266 2.377 14.844 7.172a.428.428 0 0 0 .388.255.424.424 0 0 0 .387-.255c1.578-4.795 4.854-7.14 14.844-7.171h9.58a5.01 5.01 0 0 0 5.01-5.01V12.167a5.01 5.01 0 0 0-5.01-5.01Zm-29.606 27.21c0 .294-.24.534-.534.534H8.175a.535.535 0 0 1-.535-.535v-2.03c0-.296.24-.535.535-.535H24.49c.295 0 .534.24.534.535v2.03Zm0-6.32c0 .294-.24.534-.534.534H8.175a.535.535 0 0 1-.535-.535v-2.03c0-.296.24-.535.535-.535H24.49c.295 0 .534.24.534.535v2.03Zm0-6.32c0 .294-.24.534-.534.534H8.175a.535.535 0 0 1-.535-.535v-2.03c0-.296.24-.535.535-.535H24.49c.295 0 .534.24.534.535v2.03Zm26.976 12.64c0 .294-.24.534-.535.534H35.151a.535.535 0 0 1-.535-.535v-2.03c0-.296.24-.535.535-.535h16.315c.296 0 .535.24.535.535v2.03Zm0-6.32c0 .294-.24.534-.535.534H35.151a.535.535 0 0 1-.535-.535v-2.03c0-.296.24-.535.535-.535h16.315c.296 0 .535.24.535.535v2.03Zm0-6.32c0 .294-.24.534-.535.534H35.151a.535.535 0 0 1-.535-.535v-2.03c0-.296.24-.535.535-.535h16.315c.296 0 .535.24.535.535v2.03ZM100.322 10.883c-.967-.651-3.238-1.75-7.368-1.533-3.743.196-6.661 1.963-8.623 5.114v-.594l-.002-.022v-.884a2.96 2.96 0 0 0-2.96-2.961h-6.45c-.68 
680-1.233.552-1.233 1.234v3.896c0 .68.553 1.233 1.234 1.233h1.137-.48.664l.002.001h1.367v17.134h-2.216c-.675 0-1.222.547-1.222 1.222v3.794c0 .675.547 1.222 1.222 1.222h12.693c.674 0 1.22-.547 1.22-1.221v-3.795c0-.675-.546-1.222-1.22-1.222h-2.211v-9.759c0-4.163 2.444-6.996 6.363-7.196 1.825-.092 3.115.187 3.906.453.22.075.45-.037.548-.249a16.908 16.908 0 0 1 3.676-5.155.454.454 0 0 0-.048-.712h.001Z"></path></svg></a></div></div><button aria-label="Hide sidebar navigation" class="Nav-toggle-collapse39KxgTH727KL" type="button"></button></nav><article class="SuperHubDoc-article3ArTrEavUTKg rm-Article rm-Guides-SuperHub"><header id="content-head"><div class="row clearfix"><div class="col-xs-9"><h1>Get Started</h1><div class="excerpt"><div class="rm-Markdown markdown-body" data-testid="RDMD"><style data-tailwind-stylesheet="true"></style><p>Get your Sandbox API keys and learn how to use VoPay&#x27;s technology to build payment workflows into any platform.</p></div></div></div></div></header><div class="grid-container-fluid" id="content-container"><section class="content-body grid-75 "><div style="display:contents"><div class="rm-Markdown markdown-body rm-Markdown markdown-body ng-non-bindable" data-testid="RDMD" style="margin-left:31px"><style>/*! tailwindcss v4.1.17 | MIT License | https://tailwindcss.com */
69@layer theme, base, components, utilities;
70@layer utilities;
71</style><div class="readme-tailwind"><span aria-label="Expand image" class="img lightbox closed" role="button" tabindex="0"><span class="lightbox-inner"><img alt="" class="img img-align-left " height="auto" loading="lazy" src="https://files.readme.io/e289e15-Group_240106_1.png" title="" width="auto"/></span></span></div>
72<h2 class="heading heading-2 header-scroll"><div class="heading-anchor anchor waypoint" id="access-the-sandbox"></div><div class="heading-text">Access The Sandbox</div><a aria-label="Skip link to Access The Sandbox" class="heading-anchor-icon fa fa-regular fa-anchor" href="#access-the-sandbox"></a></h2>
73<p>Get access to the Sandbox to start building in our testing environment.</p>
74<p><strong><a href="https://vopay.com/api-sandbox/" target="" title="">Get Sandbox Keys &gt;</a></strong></p>
75<br/>
76<div class="readme-tailwind"><span aria-label="Expand image" class="img lightbox closed" role="button" tabindex="0"><span class="lightbox-inner"><img alt="" class="img img-align-left " height="auto" loading="lazy" src="https://files.readme.io/b2d37d1-Group_240108.png" title="" width="auto"/></span></span></div>
77<h2 class="heading heading-2 header-scroll"><div class="heading-anchor anchor waypoint" id="read-the-api-overview"></div><div class="heading-text">Read The API Overview</div><a aria-label="Skip link to Read The API Overview" class="heading-anchor-icon fa fa-regular fa-anchor" href="#read-the-api-overview"></a></h2>
78<p>If you are ready to start developing, skip to our API Overview.</p>
79<p><a href="https://docs.vopay.com/docs/api-overview" target="" title=""><strong>API Overview &gt;</strong></a></p>
80<br/>
81<div class="readme-tailwind"><span aria-label="Expand image" class="img lightbox closed" role="button" tabindex="0"><span class="lightbox-inner"><img alt="" class="img img-align-left " height="auto" loading="lazy" src="https://files.readme.io/fd6fb53-Group_240107.png" title="" width="auto"/></span></span></div>
82<h2 class="heading heading-2 header-scroll"><div class="heading-anchor anchor waypoint" id="explore-integration-recipes"></div><div class="heading-text">Explore Integration Recipes</div><a aria-label="Skip link to Explore Integration Recipes" class="heading-anchor-icon fa fa-regular fa-anchor" href="#explore-integration-recipes"></a></h2>
83<p>Go straight to our integration recipes to speed up your build time.</p>
84<p><a href="https://docs.vopay.com/recipes" target="" title=""><strong>Explore Recipes &gt;</strong></a></p>
85<br/>
86<hr/>
87<h2 class="heading heading-2 header-scroll"><div class="heading-anchor anchor waypoint" id="explore-payments"></div><div class="heading-text">Explore Payments</div><a aria-label="Skip link to Explore Payments" class="heading-anchor-icon fa fa-regular fa-anchor" href="#explore-payments"></a></h2>
88<p>Dive into a few of our most common workflows below.</p>
89<blockquote class="callout callout_info" theme="📘"><span class="callout-icon">📘</span>
89<h3 class="heading heading-3 header-scroll"><div class="heading-anchor anchor waypoint" id="send-an-eft-payment"></div><div class="heading-text"><a href="https://docs.vopay.com/reference/eftwithdrawpost" target="" title="">Send An EFT Payment</a></div><a aria-label="Skip link to ,[object Object]" class="heading-anchor-icon fa fa-regular fa-anchor" href="#send-an-eft-payment"></a></h3><p>Use customer bank account information or a Token to send funds via EFT in Canada.</p><code class="rdmd-code lang- theme-undefined" data-lang="">eft/withdraw</code><p><a href="https://docs.vopay.com/reference/eftwithdrawpost" target="" title=""><strong>Try it now &gt;</strong></a></p></blockquote>
90<blockquote class="callout callout_info" theme="📘"><span class="callout-icon">📘</span><h3 class="heading heading-3 header-scroll"><div class="heading-anchor anchor waypoint" id="collect-an-eft-payment"></div><div class="heading-text"><a href="https://docs.vopay.com/reference/eftfundpost" target="" title="">Collect An EFT Payment</a></div><a aria-label="Skip link to ,[object Object]" class="heading-anchor-icon fa fa-regular fa-anchor" href="#collect-an-eft-payment"></a></h3><p>Collect funds from Canadian bank accounts using a Token or banking details.</p><code class="rdmd-code lang- theme-undefined" data-lang="">eft/fund</code><p><a href="https://docs.vopay.com/reference/eftfundpost" target="" title=""><strong>Try it now &gt;</strong></a></p></blockquote>
91<blockquote class="callout callout_info" theme="📘"><span class="callout-icon">📘</span><h3 class="heading heading-3 header-scroll"><div class="heading-anchor anchor waypoint" id="create-a-wallet"></div><div class="heading-text"><a href="https://docs.vopay.com/reference/clientaccountindividualpost" target="" title="">Create A Wallet</a></div><a aria-label="Skip link to ,[object Object]" class="heading-anchor-icon fa fa-regular fa-anchor" href="#create-a-wallet"></a></h3><p>Segregate transactions and hold funds in a virtual entity, great for software platforms and subscription services.</p><code class="rdmd-code lang- theme-undefined" data-lang="">account/client-accounts/individual</code><p><a href="https://docs.vopay.com/reference/clientaccountindividualpost" target="" title=""><strong>Try it now &gt;</strong></a></p></blockquote>
92<blockquote class="callout callout_info" theme="📘"><span class="callout-icon">📘</span><h3 class="heading heading-3 header-scroll"><div class="heading-anchor anchor waypoint" id="generate-a-bank-account-connection-experience"></div><div class="heading-text"><a href="https://docs.vopay.com/reference/iq11generateembedurlpost" target="" title="">Generate A Bank Account Connection Experience</a></div><a aria-label="Skip link to ,[object Object]" class="heading-anchor-icon fa fa-regular fa-anchor" href="#generate-a-bank-account-connection-experience"></a></h3><p>Generate an embedded workflow via iFrame that allows users to connect their bank account and return a token to you.</p><code class="rdmd-code lang- theme-undefined" data-lang="">iq11/generate-embed-url</code><p><a href="https://docs.vopay.com/reference/iq11generateembedurlpost" target="" title=""><strong>Try it now &gt;</strong></a></p></blockquote>
93<hr/>
94<h2 class="heading heading-2 header-scroll"><div class="heading-anchor anchor waypoint" id="learn-about-vopay"></div><div class="heading-text">Learn About VoPay</div><a aria-label="Skip link to Learn About VoPay" class="heading-anchor-icon fa fa-regular fa-anchor" href="#learn-about-vopay"></a></h2>
95<br/>
96<div class="readme-tailwind"><span aria-label="Expand image" class="img lightbox closed" role="button" tabindex="0"><span class="lightbox-inner"><img alt="" class="img img-align-left " height="auto" loading="lazy" src="https://files.readme.io/627d359-Group_240104.png" title="" width="auto"/></span></span></div>
97<h3 class="heading heading-3 header-scroll"><div class="heading-anchor anchor waypoint" id="payment-glossary"></div><div class="heading-text">Payment Glossary</div><a aria-label="Skip link to Payment Glossary" class="heading-anchor-icon fa fa-regular fa-anchor" href="#payment-glossary"></a></h3>
98<p>This is a great place to start if you are new to payments, or if you just want to learn the lingo.</p>
99<p><a href="https://vopay.com/fintech-glossary/" target="" title=""><strong>Go to Glossary &gt;</strong></a></p>
100<br/>
101<div class="readme-tailwind"><span aria-label="Expand image" class="img lightbox closed" role="button" tabindex="0"><span class="lightbox-inner"><img alt="" class="img img-align-left " height="auto" loading="lazy" src="https://files.readme.io/9c5d34f-Group_240105.png" title="" width="auto"/></span></span></div>
102<h3 class="heading heading-3 header-scroll"><div class="heading-anchor anchor waypoint" id="frequently-asked-questions"></div><div class="heading-text">Frequently Asked Questions</div><a aria-label="Skip link to Frequently Asked Questions" class="heading-anchor-icon fa fa-regular fa-anchor" href="#frequently-asked-questions"></a></h3>
103<p>Have a question about our documentation or products? It&#x27;s probably in our FAQs!</p>
104<p><a href="https://vopay.com/faq/" target="" title=""><strong>Go to FAQs &gt;</strong></a></p></div></div><div align="center" class="Flex Flex_row " justify="between" style="--flex-gap:var(--md)"><div class="UpdatedAt"><p class="DateLine "><i class="icon icon-watch"></i>Updated<!-- --> <!-- -->12 days ago<!-- --> </p></div></div><hr class="NextStepsDivider"/><div class="WhatsNext-wrapper3DTnpcPqKoHg"><h3 class="WhatsNext-headingQHN33r4trf_s">What’s Next</h3><div class="rm-Markdown markdown-body WhatsNext-description1zZyZLPCGmaa" data-testid="RDMD"><style data-tailwind-stylesheet="true"></style><p>Familiarize yourself with our testing environment.</p></div><div><ul class="WhatsNext-linksList1JRB1wx6wknu"><li class="WhatsNext-linksList-item2xYYdc81UL_o"><a class="WhatsNext-linksList-item-link39fwT8vmPxYV" target="_self" href="/docs/sandbox">Sandbox Overview</a><span class="IconWrapper Icon-wrapper2z2wVIeGsiUy"><svg fill="none" viewBox="0 0 24 24" class="Icon Icon3_D2ysxFZ_ll Icon-svg2Lm7f6G9Ly5a icon" data-name="arrow-right" role="img" style="--icon-color:inherit;--icon-size:inherit;--icon-stroke-width:2px" aria-hidden="true"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" d="M5 12h14M12 5l7 7-7 7" class="icon-stroke-width"></path></svg></span></li></ul></div></div><div class="rm-PageThumbs PageThumbs"><div class="PageThumbs-helpful">Did this page help you?<div class="PageThumbs-cta"><div class="Dropdown Dropdown_closed" data-testid="dropdown-container"><button aria-label="Yes, this page helped me" aria-haspopup="dialog" class="Button Button_sm PageThumbs-button Dropdown-toggle Button_secondary Button_secondary_text" type="button"><i class="icon icon-thumbs-up-2"></i><span>Yes</span></button></div><div class="Dropdown Dropdown_closed" data-testid="dropdown-container">
104<button aria-label="No, this page did not help me" aria-haspopup="dialog" class="Button Button_sm PageThumbs-button Dropdown-toggle Button_secondary Button_secondary_text" type="button"><i class="icon icon-thumbs-down1"></i><span>No</span></button></div></div></div></div></section><section class="content-toc grid-25 rm-Aside rm-Aside_line "><div class="AIDropdownzmvdRdsNayZl rm-AIDropdown"><button class="Button Button_sm AIDropdown-splitButton2KQ9N2VEvBcT AIDropdown-splitButton_left2tTf2UmhJFyZ Button_secondary_ghost Button_secondary" type="button"><span class="IconWrapper Icon-wrapper2z2wVIeGsiUy"><svg fill="none" viewBox="0 0 24 24" class="Icon Icon3_D2ysxFZ_ll Icon-svg2Lm7f6G9Ly5a" data-name="copy" role="img" style="--icon-color:inherit;--icon-size:inherit;--icon-stroke-width:2px" aria-hidden="true"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" d="M20 9h-9a2 2 0 0 0-2 2v9a2 2 0 0 0 2 2h9a2 2 0 0 0 2-2v-9a2 2 0 0 0-2-2Z" class="icon-stroke-width"></path><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" d="M5 15H4a2 2 0 0 1-2-2V4a2 2 0 0 1 2-2h9a2 2 0 0 1 2 2v1" class="icon-stroke-width"></path></svg></span><span>Copy Page</span></button><div class="Dropdown Dropdown_closed" data-testid="dropdown-container"><button aria-haspopup="dialog" class="Button Button_sm AIDropdown-splitButton2KQ9N2VEvBcT AIDropdown-splitButton_rightW_JEw7Q1_yEG Dropdown-toggle Button_secondary_ghost Button_secondary" type="button"><span class="IconWrapper Icon-wrapper2z2wVIeGsiUy"><svg fill="none" viewBox="0 0 24 24" class="Icon Icon3_D2ysxFZ_ll Icon-svg2Lm7f6G9Ly5a" data-name="chevron-down" role="img" style="--icon-color:inherit;--icon-size:inherit;--icon-stroke-width:2px" aria-hidden="true"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" d="m6 9 6 6 6-6" class="icon-stroke-width"></path></svg></span></button></div></div><div><nav aria-label="Table of contents" class="rm-ToC"><ul class="toc-list"><li class="toc-children"><ul><li><a href="#access-the-sandbox">Access The Sandbox</a></li><li><a href="#read-the-api-overview">Read The API Overview</a></li><li><a href="#explore-integration-recipes">Explore Integration Recipes</a></li><li><a href="#explore-payments">Explore Payments</a></li><li><a href="#learn-about-vopay">Learn About VoPay</a></li><li><ul><li><a href="#payment-glossary">Payment Glossary</a></li><li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li></ul></li></ul></li></ul></nav></div></section></div></article></div></main><footer aria-label="Status banner" class="Footer2U8XAPoGhlgO AppFooter rm-Banners"></footer><div class="ModalWrapper" id="ChatGPT-modal"></div></div></div></div><div class="ModalWrapper" id="tutorialmodal-root"></div></div></div><div class="ng-non-bindable">
104<script id="ssr-props" type="application/x-ssr-props">{"sidebars":{},"apiBaseUrl":"/","baseUrl":"/","search":{"appId":"","searchApiKey":"","indexName":"readme_search_v2","projectsMeta":[{"modules":{"landing":false,"docs":true,"examples":true,"reference":true,"graphql":false,"changelog":true,"discuss":false,"suggested_edits":false,"logs":false,"custompages":false,"tutorials":true},"id":"6341dcb870ad3402da590a88","name":"VoPay API","subdomain":"vopay-api","subpath":"","nav_names":{"docs":"","reference":"","changelog":"","discuss":"","tutorials":"","recipes":""}}],"urlManagerOpts":{"lang":"en","parent":{"childrenProjects":[]},"project":{"subdomain":"vopay-api"},"version":"2.0"}},"customBlocks":[],"document":{"allow_crawlers":"enabled","processing_status":null,"renderable":{"status":true},"slug":"getting-started","state":"current","title":"Get Started","type":"basic","updated_at":"2026-09-16T18:02:36.000Z","uri":"/branches/2.0/guides/getting-started","appearance":{"icon":{"name":null,"type":null},"table_of_contents":"default"},"category":{"uri":"/branches/2.0/categories/guides/Getting%20Started"},"href":{"dash":"https://dash.readme.com/project/vopay-api/v2.0/docs/getting-started","hub":"https://docs.vopay.com/docs/getting-started","github_url":null},"links":{"project":"/projects/me"},"parent":{"uri":null},"privacy":{"view":"public"},"project":{"name":"VoPay API","subdomain":"vopay-api","uri":"/projects/me"},"content":{"body":"\u003cImage align=\"left\" src=\"https://files.readme.io/e289e15-Group_240106_1.png\" />\n\n## Access The Sandbox\n\nGet access to the Sandbox to start building in our testing environment.\n\n**[Get Sandbox Keys >](https://vopay.com/api-sandbox/)**\n\n\u003cbr />\n\n\u003cImage align=\"left\" src=\"https://files.readme.io/b2d37d1-Group_240108.png\" />\n\n## Read The API Overview\n\nIf you are ready to start developing, skip to our API Overview.\n\n[**API Overview >**](https://docs.vopay.com/docs/api-overview)\n\n\u003cbr />\n\n\u003cImage align=\"left\" src=\"https://files.readme.io/fd6fb53-Group_240107.png\" />\n\n## Explore Integration Recipes\n\nGo straight to our integration recipes to speed up your build time.\n\n[**Explore Recipes >**](https://docs.vopay.com/recipes)\n\n\u003cbr />\n\n***\n\n## Explore Payments\n\nDive into a few of our most common workflows below.\n\n> 📘 [Send An EFT Payment](https://docs.vopay.com/reference/eftwithdrawpost)\n>\n> Use customer bank account information or a Token to send funds via EFT in Canada.\n>\n> `eft/withdraw`\n>\n> [**Try it now >**](https://docs.vopay.com/reference/eftwithdrawpost)\n\n> 📘 [Collect An EFT Payment](https://docs.vopay.com/reference/eftfundpost)\n>\n> Collect funds from Canadian bank accounts using a Token or banking details.\n>\n> `eft/fund`\n>\n> [**Try it now >**](https://docs.vopay.com/reference/eftfundpost)\n\n> 📘 [Create A Wallet](https://docs.vopay.com/reference/clientaccountindividualpost)\n>\n> Segregate transactions and hold funds in a virtual entity, great for software platforms and subscription services.\n>\n> `account/client-accounts/individual`\n>\n> [**Try it now >**](https://docs.vopay.com/reference/clientaccountindividualpost)\n\n> 📘 [Generate A Bank Account Connection Experience](https://docs.vopay.com/reference/iq11generateembedurlpost)\n>\n> Generate an embedded workflow via iFrame that allows users to connect their bank account and return a token to you.\n>\n> `iq11/generate-embed-url`\n>\n> [**Try it now >**](https://docs.vopay.com/reference/iq11generateembedurlpost)\n\n***\n\n## Learn About VoPay\n\n\u003cbr />\n\n\u003cImage align=\"left\" src=\"https://files.readme.io/627d359-Group_240104.png\" />\n\n### Payment Glossary\n\nThis is a great place to start if you are new to payments, or if you just want to learn the lingo.\n\n[**Go to Glossary >**](https://vopay.com/fintech-glossary/)\n\n\u003cbr />\n\n\u003cImage align=\"left\" src=\"https://files.readme.io/9c5d34f-Group_240105.png\" />\n\n### Frequently Asked Questions\n\nHave a question about our documentation or products? It's probably in our FAQs!\n\n[**Go to FAQs >**](https://vopay.com/faq/)","excerpt":"Get your Sandbox API keys and learn how to use VoPay's technology to build payment workflows into any platform.","link":{"url":null,"new_tab":false},"next":{"description":"Familiarize yourself with our testing environment.","pages":[{"slug":"sandbox","title":"Sandbox Overview","type":"basic"}]}},"metadata":{"description":" Get your Sandbox API keys and learn how to use VoPay's technology to build payment workflows into any platform.","keywords":null,"title":"VoPay API Quickstart: Build and Test Your Payment Integration","x_import":null,"image":{"uri":null,"url":null}}},"meta":{"baseUrl":"/","description":" Get your Sandbox API keys and learn how to use VoPay's technology to build payment workflows into any platform.","hidden":false,"image":[],"metaTitle":"VoPay API Quickstart: Build and Test Your Payment Integration","robots":"index","slug":"getting-started","title":"Get Started","type":"docs","updatedAt":"2026-09-16T18:02:36.000Z"},"rdmd":{"dehydrated":{"toc":"\u003cnav aria-label=\"Table of contents\" class=\"rm-ToC\">\u003cul class=\"toc-list\">\u003cli class=\"toc-children\">\u003cul>\u003cli>\u003ca href=\"#access-the-sandbox\">Access The Sandbox\u003c/a>\u003c/li>\u003cli>\u003ca href=\"#read-the-api-overview\">Read The API Overview\u003c/a>\u003c/li>\u003cli>\u003ca href=\"#explore-integration-recipes\">Explore Integration Recipes\u003c/a>\u003c/li>\u003cli>\u003ca href=\"#explore-payments\">Explore Payments\u003c/a>\u003c/li>\u003cli>\u003ca href=\"#learn-about-vopay\">Learn About VoPay\u003c/a>\u003c/li>\u003cli>\u003cul>\u003cli>\u003ca href=\"#payment-glossary\">Payment Glossary\u003c/a>\u003c/li>\u003cli>\u003ca href=\"#frequently-asked-questions\">Frequently Asked Questions\u003c/a>\u003c/li>\u003c/ul>\u003c/li>\u003c/ul>\u003c/li>\u003c/ul>\u003c/nav>","body":"\u003cstyle>/*! tailwindcss v4.1.17 | MIT License | https://tailwindcss.com */\n@layer theme, base, components, utilities;\n@layer utilities;\n\u003c/style>\u003cdiv class=\"readme-tailwind\">\u003cspan aria-label=\"Expand image\" class=\"img lightbox closed\" role=\"button\" tabindex=\"0\">\u003cspan class=\"lightbox-inner\">\u003cimg alt=\"\" class=\"img img-align-left \" height=\"auto\" loading=\"lazy\" src=\"https://files.readme.io/e289e15-Group_240106_1.png\" title=\"\" width=\"auto\"/>\u003c/span>\u003c/span>\u003c/div>\n\u003ch2 class=\"heading heading-2 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"access-the-sandbox\">\u003c/div>\u003cdiv class=\"heading-text\">Access The Sandbox\u003c/div>
104\u003ca aria-label=\"Skip link to Access The Sandbox\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#access-the-sandbox\">\u003c/a>\u003c/h2>\n\u003cp>Get access to the Sandbox to start building in our testing environment.\u003c/p>\n\u003cp>\u003cstrong>\u003ca href=\"https://vopay.com/api-sandbox/\" target=\"\" title=\"\">Get Sandbox Keys &gt;\u003c/a>\u003c/strong>\u003c/p>\n\u003cbr/>\n\u003cdiv class=\"readme-tailwind\">\u003cspan aria-label=\"Expand image\" class=\"img lightbox closed\" role=\"button\" tabindex=\"0\">\u003cspan class=\"lightbox-inner\">\u003cimg alt=\"\" class=\"img img-align-left \" height=\"auto\" loading=\"lazy\" src=\"https://files.readme.io/b2d37d1-Group_240108.png\" title=\"\" width=\"auto\"/>\u003c/span>\u003c/span>\u003c/div>\n\u003ch2 class=\"heading heading-2 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"read-the-api-overview\">\u003c/div>\u003cdiv class=\"heading-text\">Read The API Overview\u003c/div>\u003ca aria-label=\"Skip link to Read The API Overview\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#read-the-api-overview\">\u003c/a>\u003c/h2>\n\u003cp>If you are ready to start developing, skip to our API Overview.\u003c/p>\n\u003cp>\u003ca href=\"https://docs.vopay.com/docs/api-overview\" target=\"\" title=\"\">\u003cstrong>API Overview &gt;\u003c/strong>\u003c/a>\u003c/p>\n\u003cbr/>\n\u003cdiv class=\"readme-tailwind\">\u003cspan aria-label=\"Expand image\" class=\"img lightbox closed\" role=\"button\" tabindex=\"0\">\u003cspan class=\"lightbox-inner\">\u003cimg alt=\"\" class=\"img img-align-left \" height=\"auto\" loading=\"lazy\" src=\"https://files.readme.io/fd6fb53-Group_240107.png\" title=\"\" width=\"auto\"/>\u003c/span>\u003c/span>\u003c/div>\n\u003ch2 class=\"heading heading-2 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"explore-integration-recipes\">\u003c/div>\u003cdiv class=\"heading-text\">Explore Integration Recipes\u003c/div>\u003ca aria-label=\"Skip link to Explore Integration Recipes\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#explore-integration-recipes\">\u003c/a>\u003c/h2>\n\u003cp>Go straight to our integration recipes to speed up your build time.\u003c/p>\n\u003cp>\u003ca href=\"https://docs.vopay.com/recipes\" target=\"\" title=\"\">\u003cstrong>Explore Recipes &gt;\u003c/strong>\u003c/a>\u003c/p>\n\u003cbr/>\n\u003chr/>\n\u003ch2 class=\"heading heading-2 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"explore-payments\">\u003c/div>\u003cdiv class=\"heading-text\">Explore Payments\u003c/div>\u003ca aria-label=\"Skip link to Explore Payments\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#explore-payments\">\u003c/a>\u003c/h2>\n\u003cp>Dive into a few of our most common workflows below.\u003c/p>\n\u003cblockquote class=\"callout callout_info\" theme=\"📘\">\u003cspan class=\"callout-icon\">📘\u003c/span>\u003ch3 class=\"heading heading-3 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"send-an-eft-payment\">\u003c/div>\u003cdiv class=\"heading-text\">\u003ca href=\"https://docs.vopay.com/reference/eftwithdrawpost\" target=\"\" title=\"\">Send An EFT Payment\u003c/a>\u003c/div>\u003ca aria-label=\"Skip link to ,[object Object]\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#send-an-eft-payment\">\u003c/a>\u003c/h3>\u003cp>Use customer bank account information or a Token to send funds via EFT in Canada.\u003c/p>\u003ccode class=\"rdmd-code lang- theme-undefined\" data-lang=\"\">eft/withdraw\u003c/code>\u003cp>\u003ca href=\"https://docs.vopay.com/reference/eftwithdrawpost\" target=\"\" title=\"\">\u003cstrong>Try it now &gt;\u003c/strong>\u003c/a>\u003c/p>\u003c/blockquote>\n\u003cblockquote class=\"callout callout_info\" theme=\"📘\">\u003cspan class=\"callout-icon\">📘\u003c/span>\u003ch3 class=\"heading heading-3 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"collect-an-eft-payment\">\u003c/div>\u003cdiv class=\"heading-text\">\u003ca href=\"https://docs.vopay.com/reference/eftfundpost\" target=\"\" title=\"\">Collect An EFT Payment\u003c/a>\u003c/div>
104\u003ca aria-label=\"Skip link to ,[object Object]\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#collect-an-eft-payment\">\u003c/a>\u003c/h3>\u003cp>Collect funds from Canadian bank accounts using a Token or banking details.\u003c/p>\u003ccode class=\"rdmd-code lang- theme-undefined\" data-lang=\"\">eft/fund\u003c/code>\u003cp>\u003ca href=\"https://docs.vopay.com/reference/eftfundpost\" target=\"\" title=\"\">\u003cstrong>Try it now &gt;\u003c/strong>\u003c/a>\u003c/p>\u003c/blockquote>\n\u003cblockquote class=\"callout callout_info\" theme=\"📘\">\u003cspan class=\"callout-icon\">📘\u003c/span>\u003ch3 class=\"heading heading-3 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"create-a-wallet\">\u003c/div>\u003cdiv class=\"heading-text\">\u003ca href=\"https://docs.vopay.com/reference/clientaccountindividualpost\" target=\"\" title=\"\">Create A Wallet\u003c/a>\u003c/div>\u003ca aria-label=\"Skip link to ,[object Object]\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#create-a-wallet\">\u003c/a>\u003c/h3>\u003cp>Segregate transactions and hold funds in a virtual entity, great for software platforms and subscription services.\u003c/p>\u003ccode class=\"rdmd-code lang- theme-undefined\" data-lang=\"\">account/client-accounts/individual\u003c/code>\u003cp>\u003ca href=\"https://docs.vopay.com/reference/clientaccountindividualpost\" target=\"\" title=\"\">\u003cstrong>Try it now &gt;\u003c/strong>\u003c/a>\u003c/p>\u003c/blockquote>\n\u003cblockquote class=\"callout callout_info\" theme=\"📘\">\u003cspan class=\"callout-icon\">📘\u003c/span>\u003ch3 class=\"heading heading-3 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"generate-a-bank-account-connection-experience\">\u003c/div>\u003cdiv class=\"heading-text\">\u003ca href=\"https://docs.vopay.com/reference/iq11generateembedurlpost\" target=\"\" title=\"\">Generate A Bank Account Connection Experience\u003c/a>\u003c/div>\u003ca aria-label=\"Skip link to ,[object Object]\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#generate-a-bank-account-connection-experience\">\u003c/a>\u003c/h3>\u003cp>Generate an embedded workflow via iFrame that allows users to connect their bank account and return a token to you.\u003c/p>\u003ccode class=\"rdmd-code lang- theme-undefined\" data-lang=\"\">iq11/generate-embed-url\u003c/code>\u003cp>\u003ca href=\"https://docs.vopay.com/reference/iq11generateembedurlpost\" target=\"\" title=\"\">\u003cstrong>Try it now &gt;\u003c/strong>\u003c/a>\u003c/p>\u003c/blockquote>\n\u003chr/>\n\u003ch2 class=\"heading heading-2 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"learn-about-vopay\">\u003c/div>\u003cdiv class=\"heading-text\">Learn About VoPay\u003c/div>\u003ca aria-label=\"Skip link to Learn About VoPay\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#learn-about-vopay\">\u003c/a>\u003c/h2>\n\u003cbr/>\n\u003cdiv class=\"readme-tailwind\">\u003cspan aria-label=\"Expand image\" class=\"img lightbox closed\" role=\"button\" tabindex=\"0\">\u003cspan class=\"lightbox-inner\">\u003cimg alt=\"\" class=\"img img-align-left \" height=\"auto\" loading=\"lazy\" src=\"https://files.readme.io/627d359-Group_240104.png\" title=\"\" width=\"auto\"/>\u003c/span>\u003c/span>\u003c/div>\n\u003ch3 class=\"heading heading-3 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"payment-glossary\">\u003c/div>\u003cdiv class=\"heading-text\">Payment Glossary\u003c/div>\u003ca aria-label=\"Skip link to Payment Glossary\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#payment-glossary\">\u003c/a>\u003c/h3>\n\u003cp>This is a great place to start if you are new to payments, or if you just want to learn the lingo.\u003c/p>\n\u003cp>\u003ca href=\"https://vopay.com/fintech-glossary/\" target=\"\" title=\"\">\u003cstrong>Go to Glossary &gt;\u003c/strong>\u003c/a>\u003c/p>\n\u003cbr/>\n\u003cdiv class=\"readme-tailwind\">\u003cspan aria-label=\"Expand image\" class=\"img lightbox closed\" role=\"button\" tabindex=\"0\">\u003cspan class=\"lightbox-inner\">\u003cimg alt=\"\" class=\"img img-align-left \" height=\"auto\" loading=\"lazy\" src=\"https://files.readme.io/9c5d34f-Group_240105.png\" title=\"\" width=\"auto\"/>\u003c/span>\u003c/span>\u003c/div>\n\u003ch3 class=\"heading heading-3 header-scroll\">\u003cdiv class=\"heading-anchor anchor waypoint\" id=\"frequently-asked-questions\">\u003c/div>\u003cdiv class=\"heading-text\">Frequently Asked Questions\u003c/div>
104\u003ca aria-label=\"Skip link to Frequently Asked Questions\" class=\"heading-anchor-icon fa fa-regular fa-anchor\" href=\"#frequently-asked-questions\">\u003c/a>\u003c/h3>\n\u003cp>Have a question about our documentation or products? It&#x27;s probably in our FAQs!\u003c/p>\n\u003cp>\u003ca href=\"https://vopay.com/faq/\" target=\"\" title=\"\">\u003cstrong>Go to FAQs &gt;\u003c/strong>\u003c/a>\u003c/p>","css":"/*! tailwindcss v4.1.17 | MIT License | https://tailwindcss.com */\n@layer theme, base, components, utilities;\n@layer utilities;\n"},"opts":{"hardBreaks":true,"alwaysThrow":false,"compatibilityMode":false,"copyButtons":true,"correctnewlines":false,"markdownOptions":{"fences":true,"commonmark":true,"gfm":true,"ruleSpaces":false,"listItemIndent":"1","spacedTable":true,"paddedTable":true},"normalize":true,"lazyImages":true,"reusableContent":{"tags":{},"disabled":false,"serialize":true,"wrap":true},"safeMode":false,"settings":{"position":true},"theme":"light","customBlocks":{},"componentTypes":{},"resourceID":"/branches/2.0/guides/getting-started","resourceType":"page","components":{},"baseUrl":"/","terms":[{"_id":"6341dcb870ad3402da590a89","term":"parliament","definition":"Owls are generally solitary, but when seen together the group is called a 'parliament'!"},{"_id":"66ba4274fd283f002b69e19f","term":"EFT","definition":"Electronic Funds Transfer: The primary bank account payment method used in Canada. 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vendor: 1 bytes, line 136
136
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vendor: 1 bytes, line 137
137
138<script async data-chunk="RMDXISH" src="https://cdn.readme.io/public/hub/web/RMDXISH.dd52668131fd20e776a8.js"></script>
vendor: 1 bytes, line 138
138
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vendor: 1 bytes, line 139
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vendor: 1 bytes, line 140
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vendor: 71 bytes, line 141
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vendor: 11 bytes, line 141
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vendor: 127 bytes, lines 141-144
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Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.