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29    <title>USjournal: Improving efficiency and integrity in global operations</title>
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31          content="Funds Verification, International Enrollment Management, NAFSA, Cheryl Darrup Boychuck, global student mobility, study abroad, world ready, ROI">
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33          content="US Journal improves the efficiency and integrity in global processes to ultimately advance cross-border mobility around the world.">
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61	
62<h4>Improving efficiency and integrity in global operations</h4>
63		
64		<p>USjournal facilitates worldwide mobility by streamlining processes to get people and payments across borders. We're currently solving for the global challenge of verifying available funds across multiple sources, institutions, regions and countries in real time -- so authorities, businesses, consumers and other stakeholders can proceed with confidence during the <i>due diligence</i> phase of the transaction.</p>
65		
66<h4>How did we get here?</h4>
67
68		<p>The business evolved from a glossy international student recruitment magazine (the <i>US Education Journal</i>), to an online family of 16 multi-lingual domains (the <i>US Journal of Academics</i>) to promote an exclusive selection of US colleges, universities and English language programs. After 20+ years of generating initial student inquiries, we pivoted toward addressing operational inefficiencies in the international admissions process (the <i>US Journal for International Enrollment Management</i>). </p>
69		
70		<p>Our latest iteration (2022) is simply <i>USjournal</i>. That deliberately vague name liberates us to explore opportunities beyond international education, and delve into verticals such as global real estate, health care, travel and other high-end cross-border transactions.</p>
71		
72		<p align="center"><a href="https://www.usjournal.com/img/timeline.png" target="_blank"><img src="https://www.usjournal.com/img/timeline.png" alt="Brief History of USjournal" width="100%" border="0"></a></p>
73		
74<p>Over the past 25 years, our <i>What’s next?</i> mentality led us to launch several cross-disciplinary projects:</p>
75<ul>
76	<li>We developed a <a href="https://fundsvalidator.com/" target="_blank">Funds Verification</a> service to improve the efficiency and integrity of host governments' requirement for student applicants to prove sufficient funds as a condition of their visa application.</li>
77
78<li>Our <a href="https://www.USjournal.com/fairs" target="_blank">Fair Schedule</a> has become an industry-leading resource, consistently listing hundreds of in-person and virtual events that promote US education around the world.</li>
79
80<li>We co-created a complimentary online tool for international educators to measure <a href="https://ROIie.com/" target="_blank">Return on Investment</a> for their recruitment efforts. </li>
81	</ul>
82
83<p>Of all of our innovations, the <a href="https://fundsvalidator.com/" target="_blank">Funds Verification</a> functionality has proven the most enduring and resistant to market fluctuations. Early in USjournal's history, we recognized that financial constraints often percolated as a primary impediment to studying in top host countries like the US, UK, Canada, Australia and New Zealand. It behooves all parties (prospective students, parents, campuses, sponsoring agencies, government authorities...) to acknowledge those constraints sooner rather than later, in order to explore practical alternatives that ultimately serve the students' best interests. By accessing applicants' financial data earlier in the admissions cycle, campuses and sponsors would gain deeper insight -- leading to better decisions about allocating their limited scholarship funds more effectively to meet their institutional missions.</p>
84	
85<p>Between 2006 and 2016, as internet banking burgeoned around the world, USjournal developed a sister service to verify funds of prospective students. The functionality improved both the efficiency and integrity of the process requiring applicants to prove financial capacity to cover their tuition and living expenses. In place of easily-manipulated, paper-based bank statements, FV empowered international students (and their financial sponsors) to point their online banking data to the authority who requested it.</p>
86	
87<p>

87FV has positioned this resurrected initiative as a business-to-business proposition, rather than interact directly with consumers. We're reaching out to trusted service providers already well-established within global enrollment management, to embed the FV functionality as part of their current suite of services. </p>
88	
89<p>"Thanks to our recent partnership with <a href="https://koppa.ai/" target="_blank">Koppa Brand Protection</a>," Cheryl explained, "we're also considering the very latest trends in threat intelligence and cyber surveillance to minimize associated risks. That solid foundation fundamentally supports our development of procedures (namely APIs) for users to grant permission to access their sensitive financial data. Stay tuned!" </p>
90	<hr>
91	<p><i>Contact <a href="mailto:[email protected]">Cheryl</a> to discuss USjournal's capabilities.</i></p>
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99<p align="center"><a href="https://www.usjournal.com/fairs/" target="_blank"><img src="https://www.usjournal.com/img/USjIEM200x140Fairs.png" alt="USjournal Fair Schedule" width="200" height="140" border="0" data-bannerid="USjFairs"></a></p>		
100<hr>
101		<p align="center"><a href="https://fundsvalidator.com/" target="_blank"><img src="https://www.fundsvalidator.com/img/logoABlue210x90.jpg" alt="USjournal Revives its Funds Verification Initiative" width="210" height="80" border="0"></a></p>		
102<hr>
103		<p align="center"><a href="https://koppa.ai" target="_blank"><img src="https://www.usjournal.com/25/koppa200x108.png" alt="Koppa delivers Scam Intelligence, Threat Detection, and Brand Protection" width="200" height="108" border="0" data-bannerid="Koppa Brand Protection"></a></p>		
104<hr>
105		<p align="center"><a href="https://www.usjournal.com/value.php" target="_blank"><img src="https://www.usjournal.com/img/REposition200x120.png" alt="REpositioning the USjournal for International Enrollment Management" width="200" height="120" border="0" data-bannerid="USjFairs"></a></p>		
106<hr>
107		<p align="center"><a href="https://www.linkedin.com/in/cheryl-darrupboychuck/" target="_blank"><img src="https://www.usjournal.com/img/headshot155x175.png" alt="Cheryl DarrupBoychuck" width="155" height="175" border="0" data-bannerid="CDB">
108		<br><i>Cheryl Darrup Boychuck, 2018 Recipient of NAFSA's Award for Outstanding Contributions to International Enrollment Management</i></a></p>
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120      <p>USjournal.com, LLC<br>
121        145 E 1st Street<br>
122        Corning, New York 14830<br>
123        ph +570-205-4020
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129      <h4>Privacy Policy</h4>
130      <p>USjournal.com, LLC respects a user's right to privacy and to access the information contained in our web site without registration or fee. We do not share your personal information with other people or companies, other than to provide services you have requested.
131		<br>
132		<br>We recommend <a href="https://koppa.ai/" target="_blank">Koppa Brand Protection</a> for advanced threat intelligence.</p>
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