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8<!-- End Google Tag Manager (noscript) --> <div class="skip-nav"> <a id="skipNav" href="#mainContent">Skip to main content</a> </div> <div class="fdic-bar"> 9 10<div > 11 <div class="sfContentBlock sf-Long-text" ><img src="/images/default-source/template-images/fdic-digital-sign.svg?sfvrsn=f4ae6dc1_1" style="display:block;height:1.6rem;" alt="FDIC-Insured - Backed by the full faith and credit of the U.S. Government" /></div> 12</div> 13<div > 14 <div class="sfContentBlock sf-Long-text" ><ul><li><a href="/resources/about-us/contact-us">Contact Us</a></li><li><a href="/locations">Branches</a></li><li><a href="https://moneypass.com/atm-locator.html" target="_blank" data-sf-ec-immutable="">ATM Finder</a></li><li><a href="/secure-file-upload">File Upload</a></li><li><a href="/mortgage/apply-for-a-mortgage">Apply Now</a></li><li><a href="/resources/about-us/social-media">Follow Us</a></li></ul></div> 15</div> 16 17 </div> <div class="nav-control-bar"> <button class="magic-hamburger" aria-label="toggle navigation menu"> <span></span> </button> <div class="obl-trigger"> <span>LOGIN</span> </div> </div> <header class="site-main-header"> <div class="logo"> 18 19<div > 20 <div class="sfContentBlock sf-Long-text" ><a href="/"><img alt="FNC Bank" src="/images/default-source/template-images/fnc-abank-logo.svg?sfvrsn=4c8cc12e_1" sf-size="14832" title="FNC Bank" /></a></div> 21</div> </div> <div class="navigation"> <div class="toplinks"> 22 23<div > 24 <div class="sfContentBlock sf-Long-text" ><ul><li><a href="/resources/about-us/contact-us">Contact Us</a></li><li><a href="/locations">Branches</a></li><li><a href="https://moneypass.com/atm-locator.html" target="_blank" data-sf-ec-immutable="">ATM Finder</a></li><li><a href="/secure-file-upload">File Upload</a></li><li><a href="/mortgage/apply-for-a-mortgage">Apply Now</a></li><li><a href="/resources/about-us/social-media">Follow Us</a></li></ul></div> 25</div> </div> <div class="navbar"> 26 27<div class="topnav"> 28 <nav role="navigation"> 29 <ul> 30 <li class="dropdown"> 31 <a href="#" data-toggle="dropdown" class="dropdown-toggle">Business 32 <span class="caret"></span> 33 </a> 34 <div class="dropdown-wrapper"> 35 36 37 <div class="dropdown-inner"> 38 <svg version="1.1" class="nav-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px"
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127 <span class="right-caret"></span> 128 </a> 129 <ul class="dropdown-menu sub-dropdown-menu"> 130 <li class="mnav-header"> 131 <button class="nav-return"><span class="arrow"></span><span>Back</span></button> 132 133 <a href="/business/manage" class="nav-dd-title" target="_self" >Manage 134 <span class="right-caret"></span> 135 </a> 136 </li> 137 <li class=""> 138 <a href="/business/manage/ach-services" target="_self">ACH Services</a> 139 </li> 140 <li class=""> 141 <a href="/business/manage/remote-deposit-capture" target="_self">Remote Deposit Capture</a> 142 </li> 143 <li class=""> 144 <a href="/business/manage/merchant-services" target="_self">Merchant Services</a> 145 </li> 146 <li class=""> 147 <a href="/business/manage/tap2local" target="_self">Tap2Local</a> 148 </li> 149 <li class=""> 150 <a href="/business/manage/wire-transfers" target="_self">Wire Transfers</a> 151 </li> 152 <li class=""> 153 <a href="/business/manage/positive-pay" target="_self">Positive Pay</a> 154 </li> 155 <li class=""> 156 <a href="/business/manage/online-banking" target="_self">Online Banking</a> 157 </li> 158 <li class=""> 159 <a href="/business/manage/mobile-banking" target="_self">Mobile Banking</a> 160 </li> 161 <li class=""> 162 <a href="/business/manage/italk" target="_self">iTalk</a> 163 </li> 164 <li class=""> 165 <a href="/business/manage/estatements" target="_self">eStatements</a> 166 </li> 167 <li class=""> 168 <a href="/business/manage/alerts-account-card-activity" target="_self">Alerts: Account & Card Activity</a> 169 </li> 170 <li class=""> 171 <a href="/business/manage/moneypass-atms" target="_self">MoneyPass ATMs</a> 172 </li> 173 174 </ul> 175 </li> 176 177 </ul> 178 </div> 179 <div class="nav-end-bar"></div> 180 </div> 181 </li> 182 <li class="dropdown"> 183 <a href="#" data-toggle="dropdown" class="dropdown-toggle">Personal 184 <span class="caret"></span> 185 </a> 186 <div class="dropdown-wrapper"> 187 188 189 <div class="dropdown-inner"> 190 <svg version="1.1" class="nav-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px"
191 viewBox="0 0 1024.8 560.1" style="enable-background:new 0 0 1024.8 560.1;" xml:space="preserve"> 192 <path class="st0" d="M0,0v560.1C0,560.1,409.5,114,1024.8,0H0z"/> 193 </svg> 194 <div class="nav-extra-container"></div> 195 <ul class="dropdown-menu main-dropdown-menu"> 196 <li class="mnav-header"> 197 <button class="nav-return"><span class="arrow"></span><span>Back</span></button> 198 </li> 199 <li class="dropdown-submenu"> 200 201 <a href="/personal/bank" target="_self" >Bank 202 <span class="right-caret"></span> 203 </a> 204 <ul class="dropdown-menu sub-dropdown-menu"> 205 <li class="mnav-header"> 206 <button class="nav-return"><span class="arrow"></span><span>Back</span></button> 207 208 <a href="/personal/bank" class="nav-dd-title" target="_self" >Bank 209 <span class="right-caret"></span> 210 </a> 211 </li> 212 <li class=""> 213 <a href="/personal/bank/checking-accounts" target="_self">Personal Checking Accounts</a> 214 </li> 215 <li class=""> 216 <a href="/personal/bank/checking-account-comparison" target="_self">Checking Account Comparison</a> 217 </li> 218 <li class=""> 219 <a href="/personal/bank/checking-account-services" target="_self">Checking Account Services</a> 220 </li> 221 <li class=""> 222 <a href="/personal/bank/savings-accounts" target="_self">Personal Savings Accounts</a> 223 </li> 224 <li class=""> 225 <a href="/personal/bank/savings-account-comparison" target="_self">Savings Account Comparison</a> 226 </li> 227 <li class=""> 228 <a href="/personal/bank/health-savings-account" target="_self">Health Savings Account</a> 229 </li> 230 <li class=""> 231 <a href="/personal/bank/little-nesters-savings-club" target="_self">Little Nesters Savings Club</a> 232 </li> 233 <li class=""> 234 <a href="/personal/bank/cds-iras" target="_self">Certificates of Deposit (CDs)</a> 235 </li> 236 <li class=""> 237 <a href="/personal/bank/iras" target="_self">IRAs</a> 238 </li> 239 <li class=""> 240 <a href="/personal/bank/open-an-account" target="_self">Open an Account</a> 241 </li> 242 243 </ul> 244 </li> 245 <li class="dropdown-submenu"> 246 247 <a href="/personal/borrow" target="_self" >Borrow 248 <span class="right-caret"></span> 249 </a> 250 <ul class="dropdown-menu sub-dropdown-menu"> 251 <li class="mnav-header"> 252 <button class="nav-return"><span class="arrow"></span><span>Back</span></button> 253 254 <a href="/personal/borrow" class="nav-dd-title" target="_self" >Borrow 255 <span class="right-caret"></span> 256 </a> 257 </li> 258 <li class=""> 259 <a href="/personal/borrow/meet-our-lenders" target="_self">Meet Our Lenders</a> 260 </li> 261 <li class=""> 262 <a href="/personal/borrow/mortgage" target="_self">Mortgage</a> 263 </li> 264 <li class=""> 265 <a href="/personal/borrow/heloc" target="_self">HELOC</a> 266 </li> 267 <li class=""> 268 <a href="/personal/borrow/auto-recreational-loan" target="_self">Auto/Recreational Loan</a> 269 </li> 270 <li class=""> 271 <a href="/personal/borrow/debt-consolidation" target="_self">Debt Consolidation</a> 272 </li> 273 <li class=""> 274 <a href="/personal/borrow/personal-loan" target="_self">Personal Loan</a> 275 </li> 276 <li class=""> 277 <a href="/personal/borrow/student-loan" target="_self">Student Loan</a> 278 </li> 279 <li class=""> 280 <a href="https://lp.applycommunitycard.com/?merchantId=O4PKTIBOWB" target="_blank">Personal Credit Cards</a> 281 </li> 282 283 </ul> 284 </li> 285 <li class="dropdown-submenu"> 286 287 <a href="/personal/manage" target="_self" >Manage
288 <span class="right-caret"></span> 289 </a> 290 <ul class="dropdown-menu sub-dropdown-menu"> 291 <li class="mnav-header"> 292 <button class="nav-return"><span class="arrow"></span><span>Back</span></button> 293 294 <a href="/personal/manage" class="nav-dd-title" target="_self" >Manage 295 <span class="right-caret"></span> 296 </a> 297 </li> 298 <li class=""> 299 <a href="/personal/manage/online-banking" target="_self">Online Banking</a> 300 </li> 301 <li class=""> 302 <a href="/personal/manage/mobile-banking" target="_self">Mobile Banking</a> 303 </li> 304 <li class=""> 305 <a href="/personal/manage/bill-pay" target="_self">Bill Pay</a> 306 </li> 307 <li class=""> 308 <a href="/personal/manage/italk" target="_self">iTalk</a> 309 </li> 310 <li class=""> 311 <a href="/personal/manage/estatements" target="_self">eStatements</a> 312 </li> 313 <li class=""> 314 <a href="/personal/manage/alerts-account-card-activity" target="_self">Alerts: Account & Card Activity</a> 315 </li> 316 <li class=""> 317 <a href="/personal/manage/wire-transfers" target="_self">Wire Transfers</a> 318 </li> 319 <li class=""> 320 <a href="/personal/manage/moneypass-atms" target="_self">MoneyPass ATMs</a> 321 </li> 322 323 </ul> 324 </li> 325 326 </ul> 327 </div> 328 <div class="nav-end-bar"></div> 329 </div> 330 </li> 331 <li class="dropdown"> 332 <a href="#" data-toggle="dropdown" class="dropdown-toggle">Mortgage 333 <span class="caret"></span> 334 </a> 335 <div class="dropdown-wrapper"> 336 337 338 <div class="dropdown-inner"> 339 <svg version="1.1" class="nav-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px"
340 viewBox="0 0 1024.8 560.1" style="enable-background:new 0 0 1024.8 560.1;" xml:space="preserve"> 341 <path class="st0" d="M0,0v560.1C0,560.1,409.5,114,1024.8,0H0z"/> 342 </svg> 343 <div class="nav-extra-container"></div> 344 <ul class="dropdown-menu main-dropdown-menu"> 345 <li class="mnav-header"> 346 <button class="nav-return"><span class="arrow"></span><span>Back</span></button> 347 </li> 348 <li class="dropdown-submenu"> 349 350 <a href="/mortgage/home-loans" target="_self" >Home Loans 351 <span class="right-caret"></span> 352 </a> 353 <ul class="dropdown-menu sub-dropdown-menu"> 354 <li class="mnav-header"> 355 <button class="nav-return"><span class="arrow"></span><span>Back</span></button> 356 357 <a href="/mortgage/home-loans" class="nav-dd-title" target="_self" >Home Loans 358 <span class="right-caret"></span> 359 </a> 360 </li> 361 <li class=""> 362 <a href="/mortgage/home-loans/conventional-loans" target="_self">Conventional Loans</a> 363 </li> 364 <li class=""> 365 <a href="/mortgage/home-loans/jumbo-loans" target="_self">Jumbo Loans</a> 366 </li> 367 <li class=""> 368 <a href="/mortgage/home-loans/usda-rural-development" target="_self">USDA Rural Development</a> 369 </li> 370 <li class=""> 371 <a href="/mortgage/home-loans/lot-loans" target="_self">Lot Loans</a> 372 </li> 373 <li class=""> 374 <a href="/mortgage/home-loans/construction-loans" target="_self">Construction Loans</a> 375 </li> 376 <li class=""> 377 <a href="/mortgage/home-loans/refinance" target="_self">Refinance</a> 378 </li> 379 <li class=""> 380 <a href="/mortgage/home-loans/heloc" target="_self">HELOC</a> 381 </li> 382 <li class=""> 383 <a href="https://www.fnc.bank/mortgage/apply-for-a-mortgage" target="_self">Apply Online</a> 384 </li> 385 386 </ul> 387 </li> 388 <li class="dropdown-submenu"> 389 390 <a href="/mortgage/mortgage-rates" target="_self" >Mortgage Rates 391 <span class="right-caret"></span> 392 </a> 393 <ul class="dropdown-menu sub-dropdown-menu"> 394 <li class="mnav-header"> 395 <button class="nav-return"><span class="arrow"></span><span>Back</span></button> 396 397 <a href="/mortgage/mortgage-rates" class="nav-dd-title" target="_self" >Mortgage Rates 398 <span class="right-caret"></span> 399 </a> 400 </li> 401 <li class=""> 402 <a href="/mortgage/mortgage-rates/rates" target="_self">Mortgage Rates</a> 403 </li> 404 405 </ul> 406 </li> 407 <li class="dropdown-submenu"> 408 409 <a href="/mortgage/why-choose-fnc-bank" target="_self" >Mortgage Resources 410 <span class="right-caret"></span> 411 </a> 412 <ul class="dropdown-menu sub-dropdown-menu"> 413 <li class="mnav-header"> 414 <button class="nav-return"><span class="arrow"></span><span>Back</span></button> 415 416 <a href="/mortgage/why-choose-fnc-bank" class="nav-dd-title" target="_self" >Mortgage Resources 417 <span class="right-caret"></span> 418 </a> 419 </li> 420 <li class=""> 421 <a href="/mortgage/why-choose-fnc-bank/meet-our-lenders" target="_self">Meet Our Lenders</a> 422 </li> 423 <li class=""> 424 <a href="/mortgage/why-choose-fnc-bank/one-lender-from-start-to-finish" target="_self">One Lender from Start to Finish</a> 425 </li> 426 <li class=""> 427 <a href="/mortgage/why-choose-fnc-bank/downpayment-plus-program" target="_self">Downpayment Plus Program</a> 428 </li> 429 <li class=""> 430 <a href="https://www.fnc.bank/docs/default-source/default-document-library/escrow-explained.pdf?sfvrsn=5032e405_1" target="_self">Escrow Explained</a> 431 </li> 432 433 </ul> 434 </li> 435 436 </ul> 437 </div> 438 <div class="nav-end-bar"></div> 439 </div> 440 </li> 441 <li class="dropdown"> 442 <a href="#" data-toggle="dropdown" class="dropdown-toggle">Resources
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733Read More<span class="visuallyhidden"> about Note from our CEO: Ever Think About Freezing Your Kids?</span></a> 734 </li> 735 <li > 736 <h2> 737 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/09/01/national-preparedness-month--simple-steps-for-peace-of-mind">National Preparedness Month: Simple Steps for Peace of Mind</a> 738 </h2> 739 740 <div class="content" >September is National Preparedness Month, and it's the perfect time to plan ahead. Preparedness isn't about worryâit's about confidence and protecting what you've built. Here are practical steps to strengthen your finances, your home, and your business this month.</div> 741 742 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/09/01/national-preparedness-month--simple-steps-for-peace-of-mind" >Read More<span class="visuallyhidden"> about National Preparedness Month: Simple Steps for Peace of Mind</span></a> 743 </li> 744 <li > 745 <h2> 746 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/08/26/how-to-set-your-college-child-up-for-financial-success">How to Set Your College Child Up for Financial Success</a> 747 </h2> 748 749 <div class="content" >Sending your child off to college is a proud milestoneâbut it comes with real responsibilities. Among the most important? Making sure they're financially prepared for what lies ahead. From managing day-to-day expenses to building healthy money habits, setting your college student up for financial success starts before they ever step foot on campus.</div> 750 751 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/08/26/how-to-set-your-college-child-up-for-financial-success" >Read More<span class="visuallyhidden"> about How to Set Your College Child Up for Financial Success</span></a> 752 </li> 753 <li > 754 <h2> 755 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/08/20/your-fnc-bank-debit-card-just-got-better">Your FNC Bank debit card just got better!</a> 756 </h2> 757 758 <div class="content" >At FNC Bank, we pride ourselves on listening to our customers and continuously striving to enhance your banking experience. In response to your valuable feedback, weâre excited to introduce our new contactless debit cards. This innovative feature is designed to make your transactions faster, safer, and more convenient than ever before.</div> 759 760 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/08/20/your-fnc-bank-debit-card-just-got-better" >Read More<span class="visuallyhidden"> about Your FNC Bank debit card just got better!</span></a> 761 </li> 762 <li > 763 <h2> 764 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/08/12/fnc-bank-s-school-supply-drive---a-community-success">FNC Bankâs School Supply Drive â A Community Success</a> 765 </h2> 766 767 <div class="content" >FNC Bankâs School Supply Drive held in July was a remarkable success! We received almost 800 donated items to support local students â far above our goal of 500. Thanks to the generosity and support of our customers, employees, and community members, we were able to come together to help students start the school year prepared and ready to learn.</div> 768 769 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/08/12/fnc-bank-s-school-supply-drive---a-community-success" >Read More<span class="visuallyhidden"> about FNC Bankâs School Supply Drive â A Community Success</span></a> 770 </li> 771 <li > 772 <h2> 773 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/07/09/note-from-our-ceo--legacies-have-never-been-more-important-for-both-of-us">Note from our CEO: Legacies Have Never Been More ImportantâFor Both of Us</a> 774 </h2> 775 776 <div class="content" >Over the course of their lives, older generations, particularly the "Baby Boomersâ, have built up a remarkable amount of wealth. Experts call what's coming next "the great wealth transfer." By the year 2048, an estimated $124 trillion in assets will pass from one generation to the next. That shift has already begun, and it will only pick up speed in the years ahead.</div> 777 778 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/07/09/note-from-our-ceo--legacies-have-never-been-more-important-for-both-of-us" >
778Read More<span class="visuallyhidden"> about Note from our CEO: Legacies Have Never Been More ImportantâFor Both of Us</span></a> 779 </li> 780 <li > 781 <h2> 782 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/07/01/protecting-our-seniors--fraud-prevention-tips-worth-keeping-all-year">Protecting Our Seniors: Fraud Prevention Tips Worth Keeping All Year</a> 783 </h2> 784 785 <div class="content" >Last month was Elder Abuse Month, a time our community came together to spotlight a serious issue: fraud targeting older adults. While June has passed, the lessons stay just as urgent. Scammers grow more clever every year, but with a little knowledge and teamwork, we can keep our seniors safe, confident, and connected.</div> 786 787 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/07/01/protecting-our-seniors--fraud-prevention-tips-worth-keeping-all-year" >Read More<span class="visuallyhidden"> about Protecting Our Seniors: Fraud Prevention Tips Worth Keeping All Year</span></a> 788 </li> 789 <li > 790 <h2> 791 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/06/29/the-risks-of-money-in-apps">The Risks of Money in Apps</a> 792 </h2> 793 794 <div class="content" >The Consumer Financial Protection Bureau (CFPB) recently issued a notice to consumers warning those who store money in popular payment apps like Venmo, PayPal, or Cash App that their funds may not be safe if these apps lack federal deposit insurance coverage. Payment apps, also called peer-to-peer or P2P apps, have grown in popularity and make it easy for consumers to purchase items from retailers, pay back a friend for dinner, and even tip street performers. In fact, the Pew Research Center says more than three-quarters of adults in the United States use a P2P app, and the CFPB estimates $893 billion in transactions were made on these apps last year alone.</div> 795 796 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/06/29/the-risks-of-money-in-apps" >Read More<span class="visuallyhidden"> about The Risks of Money in Apps</span></a> 797 </li> 798 <li > 799 <h2> 800 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/06/17/expanding-business-services-with-our-new-cash-management-specialist">Expanding Business Services with Our New Cash Management Specialist</a> 801 </h2> 802 803 <div class="content" >Meet Cole Rutledge, Cash Management Specialist â a new role created specifically to help our business and municipal clients manage their finances with greater ease and confidence. 804 805Cole is here to support your organization with a full range of treasury services, including ACH processing, wire transfers, remote deposit capture, positive pay fraud prevention, and merchant services. The goal is straightforward: help your business improve cash flow, reduce risk, and simplify day-to-day financial operations.</div> 806 807 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/06/17/expanding-business-services-with-our-new-cash-management-specialist" >Read More<span class="visuallyhidden"> about Expanding Business Services with Our New Cash Management Specialist</span></a> 808 </li> 809 <li > 810 <h2> 811 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/05/26/remodel-benefits">Top Benefits of Remodeling Your Home</a> 812 </h2> 813 814 <div class="content" >Your home is more than just a place to live; itâs a space that should grow and change with youâespecially here in Wisconsin, where the changing seasons and lifestyle call for versatility and comfort. Over time, your needs evolve, and your home might need an update to keep up. A home remodel is an excellent way to refresh your living space, making it more functional, comfortable, and valuable. Whether you're considering a small update or a major renovation, the benefits can be transformative.</div> 815 816 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/05/26/remodel-benefits" >
816Read More<span class="visuallyhidden"> about Top Benefits of Remodeling Your Home</span></a> 817 </li> 818 <li > 819 <h2> 820 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/05/15/commercial-loan">Fuel Your Business Growth with a Commercial Loan</a> 821 </h2> 822 823 <div class="content" >As a business owner, you're always looking for the next opportunity to grow. Whether it's expanding your team, launching a new product, or simply navigating the day-to-day costs of running a company, having access to capital is crucial. This is where a commercial loan can be a powerful tool, providing the fuel you need to turn your ambitions into reality.</div> 824 825 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/05/15/commercial-loan" >Read More<span class="visuallyhidden"> about Fuel Your Business Growth with a Commercial Loan</span></a> 826 </li> 827 <li > 828 <h2> 829 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/05/15/business-loans-explained">Common Types of Business Loans Explained</a> 830 </h2> 831 832 <div class="content" >Perhaps itâs a Wisconsin commercial property that aligns perfectly with your long-term vision. Or maybe itâs new equipment that could double your production capacity. It could even be a contract that demands more inventory than youâre currently able to manage.</div> 833 834 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/05/15/business-loans-explained" >Read More<span class="visuallyhidden"> about Common Types of Business Loans Explained</span></a> 835 </li> 836 <li > 837 <h2> 838 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/05/07/penny-request">Note from our CEO about Pennies</a> 839 </h2> 840 841 <div class="content" >Presenting a vision of what the future might look like has been an obsession for creative minds in science, literature, and popular culture for centuries. In recent years, an endless string of movies has been produced by Hollywood depicting various forms of the apocalypse, whether in the form of a natural disaster, an alien invasion, worldwide epidemic, or just about anything else you can imagine. My personal favorite is the classic âThe Terminatorâ. In the highly unlikely event you havenât seen it, the plot centers on the premise that an artificial intelligence (AI) system named Skynet becomes âself-awareâ and on its own initiates a nuclear holocaust.</div> 842 843 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/05/07/penny-request" >Read More<span class="visuallyhidden"> about Note from our CEO about Pennies</span></a> 844 </li> 845 <li > 846 <h2> 847 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/05/04/tom-anniversary">Celebrating an Anniversary Milestone at FNC Bank</a> 848 </h2> 849 850 <div class="content" >In April, FNC Bank President, Tom Mews, celebrated his 25-year anniversary with the bank. The Board of Directors congratulated Tom on this monumental achievement thanking him for his loyalty and significant contributions over the years. Tom's steady leadership and dedication over the past 25 years have made a lasting impact on our staff and the communities we serve.</div> 851 852 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/05/04/tom-anniversary" >Read More<span class="visuallyhidden"> about Celebrating an Anniversary Milestone at FNC Bank</span></a> 853 </li> 854 <li > 855 <h2> 856 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/04/03/diaper-drive-results-2026">FNC Bank Diaper Drive Results</a> 857 </h2> 858 859 <div class="content" >FNC Bank hosted a Diaper Drive in March, and we are happy to share that we collected a total of 3,529 diapers and wipes at our branches and online store. For the second year in a row, weâve exceeded our goal of collecting 3,500 items â thanks to you, our wonderful customers, employees, and community members.</div> 860 861 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/04/03/diaper-drive-results-2026" >
861Read More<span class="visuallyhidden"> about FNC Bank Diaper Drive Results</span></a> 862 </li> 863 <li > 864 <h2> 865 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/03/13/is-2026-the-year-you-finally-buy-a-home">Is 2026 the Year You Finally Buy a Home?</a> 866 </h2> 867 868 <div class="content" >For the past few years, many potential homebuyers have found themselves in a holding pattern. You might have watched from the sidelines as interest rates fluctuated and inventory vanished, wondering when the right moment to jump in would finally arrive. If you have been waiting for the clouds to part, we have good news: the forecast for 2026 looks significantly brighter.</div> 869 870 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/03/13/is-2026-the-year-you-finally-buy-a-home" >Read More<span class="visuallyhidden"> about Is 2026 the Year You Finally Buy a Home?</span></a> 871 </li> 872 <li > 873 <h2> 874 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/03/10/when-tech-makes-community-banking-better">When Tech Makes Community Banking Better</a> 875 </h2> 876 877 <div class="content" >Every business looks for opportunities to streamline the way it does business, whether that be reviewing its product options, examining how its staff works, or re-evaluating how it connects with its customers. Manufacturing firms which engineer and refine highly technical products depend on having the latest and greatest equipment so they can produce state-of-the-art products for business consumers who demand nothing but the very best for their own enterprises.</div> 878 879 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/03/10/when-tech-makes-community-banking-better" >Read More<span class="visuallyhidden"> about When Tech Makes Community Banking Better</span></a> 880 </li> 881 <li > 882 <h2> 883 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/03/05/4-common-credit-myths-debunked">4 Common Credit Myths Debunked</a> 884 </h2> 885 886 <div class="content" >Your credit score is one of the most important numbers in your financial life. It can affect your ability to get a loan, secure the best interest rates, and even influence job opportunities. Despite its importance, credit is often misunderstoodâleading to myths that can hurt your financial wellness.</div> 887 888 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/03/05/4-common-credit-myths-debunked" >Read More<span class="visuallyhidden"> about 4 Common Credit Myths Debunked</span></a> 889 </li> 890 <li > 891 <h2> 892 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/03/02/reality-fair-2026">Teaching Financial Literacy to the Next Generation</a> 893 </h2> 894 895 <div class="content" >On February 3rd, FNC Bank proudly hosted our 4th Annual FNC Bank Reality Fair at Osceola School District, welcoming Juniors from both Osceola and St. Croix Falls High Schools. This interactive event gave students a hands-on experience of managing real-world finances.</div> 896 897 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/03/02/reality-fair-2026" >Read More<span class="visuallyhidden"> about Teaching Financial Literacy to the Next Generation</span></a> 898 </li> 899 <li > 900 <h2> 901 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/03/02/save-money-on-heating-bills-this-season">Save Money on Heating Bills This Season</a> 902 </h2> 903 904 <div class="content" >As temperatures drop, heating bills tend to rise. With a few smart adjustments, you can lower energy use and save throughout the winter months. This article covers simple habits and low-cost projects to keep your home cozy without breaking the bank.</div> 905 906 <a href="https://www.fnc.bank/resources/information-center/news-literacy/2026/03/02/save-money-on-heating-bills-this-season" >
906Read More<span class="visuallyhidden"> about Save Money on Heating Bills This Season</span></a> 907 </li> 908 </ul> 909 910<ul class="pagination"> 911 <li class="active"> 912 <a href="/resources/information-center/news-literacy/1">1 <span class="sr-only">(current)</span></a> 913 </li> 914 <li> 915 <a href="/resources/information-center/news-literacy/2">2</a> 916 </li> 917 <li> 918 <a href="/resources/information-center/news-literacy/3">3</a> 919 </li> 920 <li> 921 <a href="/resources/information-center/news-literacy/4">4</a> 922 </li> 923 <li> 924 <a href="/resources/information-center/news-literacy/5">5</a> 925 </li> 926 <li> 927 <a href="/resources/information-center/news-literacy/6">6</a> 928 </li> 929 <li> 930 <a href="/resources/information-center/news-literacy/7">7</a> 931 </li> 932 </ul> 933 934</div> 935 936<div class="posts-only mobile-only" > 937 <div class="sfContentBlock sf-Long-text" ><a href="/resources/information-center/news-literacy"><span class="button">Back to News List</span></a></div> 938</div> 939<div class="cats-only" > 940 <div class="sfContentBlock sf-Long-text" ><a href="/resources/information-center/news-literacy"><span class="button">Return to all posts</span></a></div> 941</div><div class="large-spacer spacer" data-sf-element="Spacer"></div> 942 </main> 943 <aside id="Content_C002_Col01" class="sf_colsIn sidebar" data-sf-element="Sidebar" data-placeholder-label="Sidebar"> 944<div class="posts-only" > 945 <div class="sfContentBlock sf-Long-text" ><a href="/resources/information-center/news-literacy"><span class="button">Back to News List</span></a></div> 946</div> 947<div class="cats-only" > 948 <div class="sfContentBlock sf-Long-text" ><a href="/resources/information-center/news-literacy"><span class="button">Return to all posts</span></a></div> 949</div> 950<div > 951 <div class="sfContentBlock sf-Long-text" ><h2 class="small" style="text-align:center;">Categories</h2></div> 952</div> 953<ul class="list-unstyled categories"> 954 <li class="category-item"> 955 <a href="https://www.fnc.bank/resources/information-center/news-literacy/-in-category/categories/community-support">Community Support</a> 956 957 </li> 958 <li class="category-item"> 959 <a href="https://www.fnc.bank/resources/information-center/news-literacy/-in-category/categories/financial-tips-and-education">Financial Tips & Education</a> 960 961 </li> 962 <li class="category-item"> 963 <a href="https://www.fnc.bank/resources/information-center/news-literacy/-in-category/categories/fnc-bank-news">FNC Bank News</a> 964 965 </li> 966 <li class="category-item"> 967 <a href="https://www.fnc.bank/resources/information-center/news-literacy/-in-category/categories/fraud-security">Fraud & Security</a> 968 969 </li> 970 <li class="category-item"> 971 <a href="https://www.fnc.bank/resources/information-center/news-literacy/-in-category/categories/note-from-the-ceo">Note from the CEO</a> 972 973 </li> 974</ul>
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c-0.8,0-1.4-0.6-1.4-1.4c0-0.8,0.6-1.4,1.4-1.4c0.8,0,1.4,0.6,1.4,1.4C23.2,10.8,22.6,11.4,21.9,11.4z"></path></svg><span class="visuallyhidden">Instagram</span></a></li></ul></div><div class="column-4"><h2>Mobile App</h2><ul class="socials"><li><a href="https://apps.apple.com/us/app/fnc-bank-mobile-banking/id6448394816" data-sf-ec-immutable=""><svg version="1.1" class="social-icon" width="30" height="30" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 32 32" style="enable-background:new 0 0 32 32;" xml:space="preserve"><path class="st0" d="M16,0C7.2,0,0,7.2,0,16s7.2,16,16,16s16-7.2,16-16S24.8,0,16,0z M17,7.3c0.7-0.8,1.8-1.4,2.8-1.4 1028 c0.1,1.1-0.3,2.2-1,3c-0.7,0.8-1.7,1.4-2.8,1.3C15.8,9.2,16.4,8,17,7.3z M22.3,22.3c-0.8,1.2-1.6,2.3-2.9,2.3 1029 c-1.2,0-1.7-0.7-3.1-0.7c-1.4,0-1.9,0.7-3.1,0.8c-1.2,0-2.2-1.2-3-2.4c-1.6-2.3-2.8-6.6-1.2-9.5c0.8-1.4,2.3-2.3,3.9-2.4 1030 c1.2,0,2.4,0.8,3.1,0.8c0.7,0,2.1-1,3.6-0.9c0.6,0,2.3,0.2,3.4,1.9c-0.1,0.1-2.1,1.2-2,3.6c0,2.8,2.5,3.8,2.5,3.8 1031 C23.6,19.7,23.3,21,22.3,22.3z"></path></svg> 1032 <span class="visuallyhidden">App Store</span></a></li><li><a href="https://play.google.com/store/apps/details?id=bank.fnc.grip" data-sf-ec-immutable=""><svg version="1.1" class="social-icon gplay-icon" width="30" height="30" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 32 32" style="enable-background:new 0 0 32 32;" xml:space="preserve"><style type="text/css">.gplay-icon .st1 { 1033 opacity: 0.2; 1034 } 1035 1036 .gplay-icon .st2 { 1037 opacity: 0.5; 1038 } 1039 1040 .gplay-icon .st3 { 1041 opacity: 0.3; 1042 } 1043 </style> 1044 <g><path class="st0" d="M16,0C7.2,0,0,7.2,0,16s7.2,16,16,16s16-7.2,16-16S24.8,0,16,0z M25.8,16.5l-3.6,2l-10.8,6.1 1045 c-0.6,0.3-1.1,0.3-1.5,0l0,0l-0.1-0.1c-0.2-0.2-0.3-0.6-0.3-1V7.3c0-0.5,0.1-0.8,0.3-1L10,6.2l0,0c0.3-0.3,0.9-0.3,1.5,0l10.8,6.1 1046 l3.6,2C26.8,14.9,26.8,15.9,25.8,16.5z"></path><path class="st1" d="M25.8,14.4l-3.6-2l-3.1,3.1l3.1,3.1l3.6-2C26.8,15.9,26.8,14.9,25.8,14.4z"></path><path class="st2" d="M19.1,15.4v0.1L10,24.7c0.3,0.3,0.9,0.3,1.5,0l10.8-6.1L19.1,15.4z"></path><path class="st3" d="M11.5,6.2c-0.6-0.3-1.1-0.3-1.5,0c0,0,0,0-0.1,0l9.2,9.2l3.1-3.1L11.5,6.2z"></path></g> 1047 </svg> 1048 <span class="visuallyhidden">Google Play</span></a></li></ul></div><div class="column-5"><div class="FDICEHL"><img src="/images/default-source/template-images/fdic.svg?sfvrsn=f9ea2ee7_3" loading="lazy" width="120" height="90" sf-size="2916" alt="Member FDIC" /><img src="/images/default-source/template-images/ehl.svg?sfvrsn=8f5ce4ff_3" loading="lazy" width="90" height="90" sf-size="4344" alt="Equal Housing Lender" /></div><p class="lkcs">Website Design by <a href="https://www.lk-cs.com/" 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