1(self.webpackChunk_N_E=self.webpackChunk_N_E||[]).push([[939],{4449:e=>{e.exports={pressSection:"InThePress_pressSection__VizEJ",pressTitle:"InThePress_pressTitle__bjSi8",pressLogos:"InThePress_pressLogos__R2BlP",pressLogoContainer:"InThePress_pressLogoContainer__fsaDK",pressLogo:"InThePress_pressLogo__oH6mb",rotatedSvgLeft:"InThePress_rotatedSvgLeft__ngh6f",rotatedSvgRight:"InThePress_rotatedSvgRight__IxOiO"}},9614:(e,t,n)=>{"use strict";n.d(t,{A:()=>s});var a=n(95155);let s=e=>{let{value:t,name:n,onChange:s,error:i,id:r,styles:o,options:c,disabled:l,required:u}=e;return(0,a.jsx)("select",{...{required:u,disabled:l},name:n,value:t,onChange:e=>{s({target:{name:n,value:e.target.value}})},id:r,className:i?o.invalid:"",children:c.map(e=>(0,a.jsx)("option",{value:e.value,children:e.label},e.value))})}},11921:e=>{e.exports={howOurServiceWorksSection:"HowOurServiceWorks_howOurServiceWorksSection__0z1cW",sectionTitle:"HowOurServiceWorks_sectionTitle__yZ4Sj",sectionTitleBlue:"HowOurServiceWorks_sectionTitleBlue__TNCb4",stepsContainer:"HowOurServiceWorks_stepsContainer__ONN0h",stepCardWrapper:"HowOurServiceWorks_stepCardWrapper__EYKgZ",stepCard:"HowOurServiceWorks_stepCard__K1I5N",stepLabel:"HowOurServiceWorks_stepLabel__bgG8I",stepIcon:"HowOurServiceWorks_stepIcon__kAZTd",stepTitle:"HowOurServiceWorks_stepTitle__ZovEi",ctaContainer:"HowOurServiceWorks_ctaContainer__DxSqj",ctaButton:"HowOurServiceWorks_ctaButton__SraZZ"}},19070:(e,t,n)=>{"use strict";n.d(t,{A:()=>r});var a=n(95155),s=n(12115);let i=new Intl.NumberFormat("en-US",{style:"currency",currency:"USD",maximumFractionDigits:0}),r=e=>{let{value:t,name:n,placeholder:r,onChange:o,error:c,id:l,styles:u,...d}=e,m=(0,s.useRef)(null),h=i.format(t);return(0,a.jsx)("input",{...d,ref:m,type:"text",inputMode:"numeric",value:h,name:n,placeholder:r,onChange:e=>{var t;let n=e.target,a=null!=(t=n.selectionStart)?t:0,s=n.value.slice(0,a).replace(/[^0-9]/g,"").length;e.target.value=e.target.value.replace(/[^0-9]/g,""),e.target.value||(e.target.value="0"),o(e);let r=Number(e.target.value),c=i.format(r),l=0,u=c.length;for(let e=0;e<c.length;e++)if(/[0-9]/.test(c[e])&&++l===s){u=e+1;break}requestAnimationFrame(()=>{m.current&&m.current.setSelectionRange(u,u)})},onKeyDown:e=>{if("ArrowUp"===e.key||"ArrowDown"===e.key){e.preventDefault();let a=Number(t||0),s=Number(d.step)||1;o({target:{name:n,value:"ArrowUp"===e.key?String(a+s):String(Math.max(0,a-s))}})}},id:l,className:c?u.invalid:""})}},20063:(e,t,n)=>{"use strict";var a=n(47260);n.o(a,"usePathname")&&n.d(t,{usePathname:function(){return a.usePathname}}),n.o(a,"useSearchParams")&&n.d(t,{useSearchParams:function(){return a.useSearchParams}})},25253:e=>{e.exports={main:"Homepage_main__xXUe4",defaultSection:"Homepage_defaultSection__V4xo_",ctaBlockSection:"Homepage_ctaBlockSection__Efgm7",sectionTitle:"Homepage_sectionTitle__y_oSn",blocks:"Homepage_blocks___d8P5",ctaOrange:"Homepage_ctaOrange__1dg9G",ctaWhite:"Homepage_ctaWhite__qHzT1",ctaGreen:"Homepage_ctaGreen__ARCCo",heroOverflow:"Homepage_heroOverflow__lyyE7",v1Section:"Homepage_v1Section__hzQg7",v2Section:"Homepage_v2Section__ePnyn",v3Section:"Homepage_v3Section__Nwrcf",alternatingSection:"Homepage_alternatingSection___wf6N"}},28072:e=>{e.exports={advisorValueSection:"AdvisorValue_advisorValueSection__0bakx",blue:"AdvisorValue_blue__lPQ0v",advisorValueContainer:"AdvisorValue_advisorValueContainer__e444k",header:"AdvisorValue_header__UwLCI",matches:"AdvisorValue_matches__JcT1Y",animation:"AdvisorValue_animation__SaUKD",gradient:"AdvisorValue_gradient__MWfUD",pills:"AdvisorValue_pills__Mtmdn",highlight:"AdvisorValue_highlight__BNGjO",disclosure:"AdvisorValue_disclosure__wZpl4",ctaContainer:"AdvisorValue_ctaContainer__huzA_",ctaButton:"AdvisorValue_ctaButton__cr54Q"}},28887:(e,t,n)=>{"use strict";n.d(t,{default:()=>eb});var a=n(95155),s=n(12115);n(20250),n(5570),n(28538),n(61792),n(37240);var i=n(36117),r=n.n(i),o=n(79282),c=n.n(o);r().extend(c());var l=n(25253),u=n.n(l),d=n(36975),m=n(46801),h=n.n(m),g=n(74006);let p=()=>{let{email:e,setEmail:t,errorMsg:n,emailInvalid:s,emailSubmitted:i,isLoading:r,handleSubmit:o}=(0,d.G)("hp");return(0,a.jsx)("div",{className:h().container,children:(0,a.jsx)("div",{className:h().content,children:i?(0,a.jsxs)(a.Fragment,{children:[(0,a.jsx)("h1",{className:h().title,children:"Thank y
1ou for subscribing!"}),(0,a.jsx)("p",{className:h().subtitle,children:"Youâre now on the list to receive the latest financial insights and tips straight to your inbox."})]}):(0,a.jsxs)(a.Fragment,{children:[(0,a.jsxs)("h1",{className:h().title,children:["Subscribe To ",(0,a.jsx)("span",{className:h().highlight,children:"SmartMoney"})," Minute"]}),(0,a.jsx)("p",{className:h().subtitle,children:"Join 850K+ readers getting smarter about finances"}),(0,a.jsxs)("form",{onSubmit:o,className:h().form,children:[(0,a.jsxs)("div",{className:h().inputContainer,children:[(0,a.jsx)(g.A,{type:"text",name:"email",value:e,placeholder:"Email Address",id:e,onChange:e=>t(e.target.value),required:!0,disabled:r,styles:{inputContainer:h().emailInputContainer,invalid:h().emailInputInvalid,error:h().emailInputError}}),(0,a.jsx)("button",{type:"submit",disabled:r,className:h().subscribeButton,"aria-label":"Subscribe to our newsletter",children:"Subscribe"})]}),s&&n&&(0,a.jsx)("p",{className:h().errorMessage,children:n})]})]})})})};var f=n(49391),v=n.n(f),_=n(68072),y=n(8036),b=n(78535);let x=e=>{let{articles:t,track:n}=e,[i,r]=(0,_.A)({loop:!0,align:"start",containScroll:"trimSnaps"}),o=(0,s.useRef)(null),c=(0,s.useCallback)(()=>{o.current&&clearInterval(o.current),r&&(o.current=setInterval(()=>{r.scrollNext()},3e4))},[r]),l=e=>{n&&(0,y.sx)(b.f.LATESTARTICLESENGAGEMENT,{type:"arrow"}),r&&("prev"===e?r.scrollPrev():r.scrollNext(),c())};return(0,s.useEffect)(()=>{if(r)return c(),()=>{o.current&&clearInterval(o.current)}},[r,c]),(0,a.jsxs)("div",{className:v().carousel,children:[(0,a.jsx)("button",{className:"".concat(v().navButton," ").concat(v().navButtonPrev),onClick:()=>l("prev"),"aria-label":"Previous articles",children:(0,a.jsx)("img",{src:"/cds-images/homepage/left_chevron.svg",alt:"Previous"})}),(0,a.jsx)("div",{className:"".concat(v().viewport," recent-articles"),ref:i,children:(0,a.jsx)("div",{className:v().emblaContainer,children:null==t?void 0:t.map(e=>{var t;let s=e.hideAuthor&&e.editedBy?e.editedBy:e.writtenBy||e.author;return(0,a.jsx)("div",{className:v().slide,children:(0,a.jsxs)("a",{href:e.uri,className:v().articleCard,"aria-label":"Read our article titled ".concat(e.title),onClick:()=>{let t;return t=e.uri,n&&(0,y.sx)(b.f.LATESTARTICLESENGAGEMENT,{type:"article","content link":t})},children:[(0,a.jsx)("div",{className:v().imageContainer,children:(0,a.jsx)("img",{src:e.image.sourceUrl,alt:e.title})}),(0,a.jsxs)("div",{className:v().content,children:[(0,a.jsx)("span",{className:v().category,children:null==(t=e.category.name)?void 0:t.toUpperCase()}),(0,a.jsx)("h3",{className:v().title,children:e.title}),(0,a.jsxs)("div",{className:v().meta,children:[(0,a.jsxs)("div",{className:v().textContent,children:[(0,a.jsx)("img",{src:null==s?void 0:s.avatar,alt:(null==s?void 0:s.name)?"".concat(s.name,"'s profile picture"):"author's profile picture",className:v().authorImage}),(0,a.jsx)("span",{className:v().author,children:null==s?void 0:s.name})]}),(0,a.jsx)("span",{className:v().date,children:e.date.readable})]})]})]})},e.databaseId)})})}),(0,a.jsx)("button",{className:"".concat(v().navButton," ").concat(v().navButtonNext),onClick:()=>l("next"),"aria-label":"Next articles",children:(0,a.jsx)("img",{src:"/cds-images/homepage/right_chevron.svg",alt:"Next"})})]})},w=e=>{let{articles:t,track:n}=e;if(!t||0===t.length)return null;let s=()=>n&&(0,y.sx)(b.f.LATESTARTICLESENGAGEMENT,{type:"more resources"});return(0,a.jsx)("section",{className:v().fullWidthSection,children:(0,a.jsxs)("div",{className:v().container,children:[(0,a.jsxs)("div",{className:v().header,children:[(0,a.jsxs)("h2",{children:["The Latest In ",(0,a.jsx)("span",{className:v().highlight,children:"SmartReads"})]}),(0,a.jsx)("p",{children:"Take control of your financial future."})]}),(0,a.jsx)(x,{articles:t,track:n}),(0,a.jsx)("span",{className:v().moreResourcesLabelMobile,children:"More Resources:"}),(0,a.jsxs)("div",{className:v().moreResources,children:[(0,a.jsx)("span",{className:v().moreResourcesLabel,children:"More Resources:"}),(0,a.jsxs)("div",{className:v().resourceButtons,children:[(0,a.jsx)("a",{href:"/financial-a
1dvisor/s/financial-planning",className:v().resourceButton,"aria-label":"Read more about financial planning",onClick:s,children:"Financial Planning"}),(0,a.jsx)("a",{href:"/estate-planning/s/trusts",className:v().resourceButton,"aria-label":"Read more about trusts",onClick:s,children:"Trusts"}),(0,a.jsx)("a",{href:"/investing/s/how-to-invest",className:v().resourceButton,"aria-label":"Read more about how to invest",onClick:s,children:"How to Invest"}),(0,a.jsx)("a",{href:"/taxes/s/tax-planning",className:v().resourceButton,"aria-label":"Read more about tax planning",onClick:s,children:"Tax Planning"})]})]})]})})};var C=n(11857),S=n.n(C),N=n(79221);let j=()=>{let e="/retirement/find-a-financial-planner?utm_source=smartasset&utm_campaign=homepage&utm_content=map",t=e=>{(0,y.sx)(b.f.MAPENGAGEMENT,{type:e})},n=(0,s.useCallback)(()=>{t("state"),window.open(e,"_self")},[e]);return(0,a.jsxs)("section",{className:S().mapSection,children:[(0,a.jsxs)("div",{className:S().mapHeading,children:["You can get matched for ",(0,a.jsx)("span",{className:S().textBlue,children:"free!"})]}),(0,a.jsx)("div",{className:S().mapSubheading,children:"Choose your state to get matched with financial advisors that serve your area"}),(0,a.jsx)(N.A,{onStateClick:n}),(0,a.jsx)("a",{href:e,className:S().mapCta,"aria-label":"Match with a vetted financial advisor",onClick:()=>t("primary CTA"),children:"Get Started"})]})};var k=n(11921),A=n.n(k);let T=[{iconSrc:"/cds-images/homepage/service-step-01.svg",title:"Answer SmartAsset advisor match quiz",description:"Step 1"},{iconSrc:"/cds-images/homepage/service-step-02.svg",title:"Review your vetted matches",description:"Step 2"},{iconSrc:"/cds-images/homepage/service-step-03.svg",title:"Introductory call with advisors at no cost to you",description:"Step 3"}],I=()=>(0,a.jsx)("section",{className:A().howOurServiceWorksSection,children:(0,a.jsxs)("div",{className:u().defaultSection,children:[(0,a.jsxs)("div",{className:A().sectionTitle,children:["How Our Free Service ",(0,a.jsx)("span",{className:A().sectionTitleBlue,children:"Works"})]}),(0,a.jsx)("div",{className:A().stepsContainer,children:T.map((e,t)=>(0,a.jsxs)("div",{className:A().stepCardWrapper,children:[(0,a.jsx)("span",{className:A().stepLabel,children:e.description}),(0,a.jsxs)("div",{className:A().stepCard,children:[(0,a.jsx)("div",{className:A().stepIcon,children:(0,a.jsx)("img",{src:e.iconSrc,alt:e.title})}),(0,a.jsx)("h4",{className:A().stepTitle,children:e.title})]})]},t))}),(0,a.jsx)("div",{className:A().ctaContainer,children:(0,a.jsx)("a",{href:"/retirement/find-a-financial-planner?utm_source=smartasset&utm_campaign=homepage&utm_content=howourserviceworks",className:A().ctaButton,"aria-label":"Match with a vetted financial advisor",onClick:()=>{(0,y.sx)(b.f.HOWOURSERVICEWORKSENGAGEMENT)},children:"Get Started"})})]})});var R=n(90799),M=n.n(R),E=n(51282);let $="https://getamp.smartasset.com/?utm_source=smartasset&utm_campaign=homepage&utm_content=ampbanner",D=()=>(0,y.sx)(b.f.AMPBANNERCLICK,{type:"primary"}),G=()=>(0,y.sx)(b.f.AMPBANNERCLICK,{type:"learn more"}),H=()=>(0,a.jsx)("section",{className:M().advisorMarketingPlatformSection,children:(0,a.jsx)("div",{className:u().defaultSection,children:(0,a.jsx)(E.A,{primary:{href:$,onClick:D},secondary:{href:$,onClick:G}})})});var L=n(53979),O=n(43198),B=n.n(O),W=n(16083),P=n(62768),F=n.n(P);let U={guides:{id:"guides",title:"Guides",categories:{retirement:{title:"Retirement",description:"Get answers to your retirement questions with our easy-to-use tools and guides.",icon:"/cds-images/homepage/nav-retirement.svg",items:[{title:"Estate Planning",description:"Read about topics like estate taxes, trusts and wills.",url:"/estate-planning",icon:"/cds-images/homepage/content-icons/content-icon-21.webp"},{title:"Financial Advisor",description:"Learn how advisors can help with financial planning and investing.",url:"/financial-advisor",icon:"/cds-images/homepage/content-icons/content-icon-42.webp"},{title:"Ask an Advisor",description:"Read advisors' answers to reader questions on various financial topics.",url:"/financial-a
1dvisor/s/ask-an-advisor",icon:"/cds-images/homepage/content-icons/content-icon-23.webp"},{title:"Retirement",description:"Read content on 401(k)s and IRAs, Social Security and more.",url:"/retirement",icon:"/cds-images/homepage/content-icons/content-icon-27.webp"},{title:"Retirement Planning",description:"Learn about how to build and manage your retirement plan.",url:"/retirement/s/planning-for-retirement",icon:"/cds-images/homepage/content-icons/content-icon-24.webp"},{title:"Social Security",description:"Understand Social Security rules, benefits and limits.",url:"/retirement/s/social-security",icon:"/cds-images/homepage/content-icons/content-icon-26.webp"},{title:"401(k)",description:"Learn about 401(k)s in retirement planning.",url:"/retirement/s/401k",icon:"/cds-images/homepage/content-icons/content-icon-07.webp"},{title:"Roth & Traditional IRAs",description:"Learn how to leverage both types of IRAs.",url:"/retirement/s/roth-and-traditional-iras",icon:"/cds-images/homepage/content-icons/content-icon-10.webp"}]},tax:{title:"Tax",description:"Simplify tax planning with our tools and guides.",icon:"/cds-images/homepage/nav-tax.svg",items:[{title:"Tax Guide",description:"Navigate topics like tax planning, deductions, credits and more.",url:"/taxes",icon:"/cds-images/homepage/content-icons/content-icon-31.webp"},{title:"Investing Taxes",description:"Learn how taxes can impact your investment portfolio.",url:"/investing/s/investment-taxes",icon:"/cds-images/homepage/content-icons/content-icon-04.webp"},{title:"Credits & Deductions",description:"Learn how to leverage tax credits and deductions.",url:"/taxes/s/tax-credits-deductions",icon:"/cds-images/homepage/content-icons/content-icon-09.webp"},{title:"Retirement Tax",description:"Learn how taxes play a role in retirement planning.",url:"/retirement/s/retirement-tax",icon:"/cds-images/homepage/content-icons/content-icon-16.webp"},{title:"Estate Taxes",description:"Learn how estate and inheritance taxes work.",url:"/estate-planning/s/estate-tax",icon:"/cds-images/homepage/content-icons/content-icon-30.webp"},{title:"Tax Planning",description:"Learn more about tax planning.",url:"/taxes/s/tax-planning",icon:"/cds-images/homepage/content-icons/content-icon-13.webp"}]},investing:{title:"Investing & Banking",description:"Grow your investing knowledge and learn how your savings can play a long-term role.",icon:"/cds-images/homepage/nav-investment-banking.svg",items:[{title:"Investing Guide",description:"Read our guide on topics like how to invest, stocks and bonds and investment taxes.",url:"/investing",icon:"/cds-images/homepage/content-icons/content-icon-32.webp"},{title:"How to Invest",description:"Explore investment strategies and how you can use them in your portfolio.",url:"/investing/s/how-to-invest",icon:"/cds-images/homepage/content-icons/content-icon-37.webp"},{title:"Banking Guide",description:"Read about topics like checking, savings and CDs.",url:"/checking-account",icon:"/cds-images/homepage/content-icons/content-icon-41.webp"},{title:"Savings Guide",description:"Learn more about savings accounts and how to leverage them.",url:"/checking-account/s/savings-accounts",icon:"/cds-images/homepage/content-icons/content-icon-38.webp"}]},mortgage:{title:"Mortgage",description:"Navigate homeownership with confidence using our simple tools and guides.",icon:"/cds-images/homepage/nav-mortgage.svg",items:[{title:"Home Buying",description:"Read our guide on topics like home buying, refinancing and real estate investing.",url:"/mortgage",icon:"/cds-images/homepage/content-icons/content-icon-17.webp"},{title:"Refinance",description:"Read our guide on topics like mortgage refinancing, student loan refinancing and loan modifications.",url:"/refinance",icon:"/cds-images/homepage/content-icons/content-icon-19.webp"},{title:"Real Estate Investing",description:"How to invest in real estate and property.",url:"/mortgage/s/real-estate-investing",icon:"/cds-images/homepage/content-icons/content-icon-23.webp"},{title:"Mortgage Basics",description:"Learn about how mortgages work.",url:"/mortgage/s/mortgage-basics",icon:"/cds-images/homepage/content-icons/content-icon-25.webp"}]}}}
1,calculators:{id:"calculators",title:"Calculators",categories:{retirement:{title:"Retirement",icon:"/cds-images/homepage/nav-retirement.svg",description:"",items:[{title:"Retirement Calculator",description:"See if you're on track for your retirement goals.",url:"/retirement/retirement-calculator",icon:"/cds-images/homepage/calc-6.svg"},{title:"Retirement Tax Calculator",description:"Learn more about taxes in retirement.",url:"/retirement/retirement-taxes",icon:"/cds-images/homepage/calc-2.svg"},{title:"Financial Advisor Value Calculator",description:"Calculate how much a financial advisor could impact your net worth.",url:"/financial-advisor/financial-advisor-value-calculator",icon:"/cds-images/homepage/calc-3.svg"},{title:"RMD Calculator",description:"Determine how much your RMDs will be.",url:"/retirement/calculate-rmd",icon:"/cds-images/homepage/calc-4.svg"},{title:"401(k) Calculator",description:"Figure out how your income, employer match, taxes and more affect your 401(k)'s growth.",url:"/retirement/401k-calculator",icon:"/cds-images/homepage/calc-5.svg"},{title:"Social Security Calculator",description:"Calculate your potential Social Security benefits.",url:"/retirement/social-security-calculator",icon:"/cds-images/homepage/calc-1.svg"}]},tax:{title:"Tax",description:"",icon:"/cds-images/homepage/nav-tax.svg",items:[{title:"Income Tax Calculator",description:"Calculate your federal, state and local taxes for the current tax year.",url:"/taxes/income-taxes",icon:"/cds-images/homepage/calc-3.svg"},{title:"Paycheck Calculator",description:"Calculate your income after federal, state and local taxes.",url:"/taxes/paycheck-calculator",icon:"/cds-images/homepage/calc-2.svg"},{title:"Tax Return Calculator",description:"See how your income, withholdings, deductions and credits impact your tax refund or taxes due.",url:"/taxes/tax-return-calculator",icon:"/cds-images/homepage/calc-4.svg"},{title:"Property Tax Calculator",description:"Review the expected cost of property taxes in your state/county.",url:"/taxes/property-taxes",icon:"/cds-images/homepage/calc-1.svg"},{title:"Retirement Tax Calculator",description:"Discover which states are most tax-friendly for retirees.",url:"/retirement/retirement-taxes",icon:"/cds-images/homepage/calc-5.svg"},{title:"Capital Gains Tax Calculator",description:"Calculate capital gains taxes on stocks and other investments.",url:"/investing/capital-gains-tax-calculator",icon:"/cds-images/homepage/calc-6.svg"}]},investing:{title:"Investing & Banking",description:"",icon:"/cds-images/homepage/nav-investment-banking.svg",items:[{title:"Investment Calculator",description:"Calculate how your money can potentially grow over time.",url:"/investing/investment-calculator",icon:"/cds-images/homepage/calc-3.svg"},{title:"Inflation Calculator",description:"Determine the buying power of a dollar over time in the U.S.",url:"/investing/inflation-calculator",icon:"/cds-images/homepage/calc-2.svg"},{title:"Asset Allocation Calculator",description:"Understand your risk profile and how it affects your portfolio.",url:"/investing/asset-allocation-calculator",icon:"/cds-images/homepage/calc-4.svg"},{title:"Savings Calculator",description:"See how your savings will grow over time.",url:"/checking-account/savings-calculator",icon:"/cds-images/homepage/calc-6.svg"}]},mortgage:{title:"Mortgage",description:"",icon:"/cds-images/homepage/nav-mortgage.svg",items:[{title:"Mortgage Calculator",description:"Estimate your monthly mortgage payment with taxes, fees and insurance.",url:"/mortgage/mortgage-calculator",icon:"/cds-images/homepage/calc-1.svg"},{title:"Home Affordability Calculator",description:"Calculate how much you can realistically afford to pay for a home.",url:"/mortgage/how-much-house-can-i-afford",icon:"/cds-images/homepage/calc-5.svg"},{title:"Closing Costs Calculator",description:"Understand your total closing costs and amount needed at signing.",url:"/mortgage/closing-costs",icon:"/cds-images/homepage/calc-4.svg"},{title:"Refinance Calculator",description:"Calculate your refinance savings using current mortgage rates.",url:"/refinance/refinance-calculator",icon:"/cds-images/homepage/calc-3.svg"}]}}},reviews:{id:"reviews",title:"Reviews",categories:{retirement:{title:"Retirement",icon:"/cds-images/homepage/nav-retirement.svg",description:"",items:[{title:"Top Financial Advisors",description:"Check out our list of the top financial advisor firms in the U.S.",url:"/financial-a
1dvisor/us-top-financial-advisors",icon:"/cds-images/homepage/content-icons/content-icon-37.webp"},{title:"Financial Advisor Firm Reviews",description:"Review each firm's services, fees and more.",url:"/financial-advisor/financial-advisor-firms",icon:"/cds-images/homepage/content-icons/content-icon-41.webp"},{title:"Annuity Reviews",description:"Review annuities from a wide range of providers.",url:"/financial-advisor/annuity-reviews",icon:"/cds-images/homepage/content-icons/content-icon-14.webp"},{title:"529 Plans",description:"Review 529 plans by state.",url:"/college-savings-plans/529-plans-by-state",icon:"/cds-images/homepage/content-icons/content-icon-12.webp"}]},tax:{title:"Tax",description:"",icon:"/cds-images/homepage/nav-tax.svg",items:[{title:"Free Tax Software",description:"Review our breakdown of the best free tax software as you prepare to file.",url:"/taxes/best-free-tax-software",icon:"/cds-images/homepage/content-icons/content-icon-31.webp"},{title:"Online Tax Software",description:"Doing your taxes online? Take a look at our list of the best providers.",url:"/taxes/best-tax-software",icon:"/cds-images/homepage/content-icons/content-icon-08.webp"}]},investing:{title:"Investing & Banking",description:"",icon:"/cds-images/homepage/nav-investment-banking.svg",items:[{title:"Brokerage Reviews",description:"Learn about various brokerages and what they offer.",url:"/investing/s/brokerage",icon:"/cds-images/homepage/content-icons/content-icon-34.webp"},{title:"Savings Rates",description:"Learn more about some of the best savings rates available on the market today.",url:"/checking-account/best-savings-accounts",icon:"/cds-images/homepage/content-icons/content-icon-06.webp"},{title:"Bank Reviews",description:"Explore bank account offerings, branch locations and other important features.",url:"/checking-account/bank-reviews",icon:"/cds-images/homepage/content-icons/content-icon-11.webp"}]},mortgage:{title:"Mortgage",description:"",icon:"/cds-images/homepage/nav-mortgage.svg",items:[{title:"Mortgage Lender Reviews",description:"Learn about different lenders, loan offerings and more.",url:"/mortgage/lender-reviews",icon:"/cds-images/homepage/content-icons/content-icon-17.webp"}]}}},rates:{id:"rates",title:"Rates",categories:{investing:{title:"Investing & Banking",description:"",icon:"/cds-images/homepage/nav-investment-banking.svg",items:[{title:"Savings Account Interest Rates",description:"Compare Savings Account Rates and find one that you feel best suits your needs",url:"/checking-account/savings-account-comparison",icon:"/cds-images/homepage/content-icons/content-icon-39.webp"},{title:"Checking Account Rates",description:"Compare the important features of some of the most popular checking accounts.",url:"/checking-account/checking-account-comparison",icon:"/cds-images/homepage/content-icons/content-icon-35.webp"},{title:"CD Rates",description:"Compare CD rates and find the account that you feel best suits your needs.",url:"/checking-account/cd-rate-comparison",icon:"/cds-images/homepage/content-icons/content-icon-36.webp"},{title:"Money Market Interest Rates",description:"Compare money market rates and find the one that you feel best suits your needs.",url:"/checking-account/money-market-account-comparison",icon:"/cds-images/homepage/content-icons/content-icon-19.webp"},{title:"Brokerage Accounts",description:"Compare trading platforms.",url:"/investing/online-brokerage-accounts",icon:"/cds-images/homepage/content-icons/content-icon-15.webp"}]},mortgage:{title:"Mortgage",description:"",icon:"/cds-images/homepage/nav-mortgage.svg",items:[{title:"Mortgage Rates",description:"Compare mortgage rates and find the one that best suits your needs.",url:"/mortgage/mortgage-rates",icon:"/cds-images/homepage/content-icons/content-icon-05.webp"},{title:"30 Year Mortgage Rates",description:"Compare today's 30-year fixed mortgage rates.",url:"/mortgage/30-yr-fixed-mortgage-rates",icon:"/cds-images/homepage/content-icons/content-icon-40.webp"},{title:"15 Year Mortgage Rates",description:"Compare today's 15-year fixed mortgage rates.",url:"/mortgage/15-yr-fixed-mortgage-rates",icon:"/cds-images/homepage/content-icons/content-icon-22.webp"},{title:"Refinance Rates",description:"Compare refinance rates and find the one that best suits your needs.",url:"/refinance/refinance-mortgage-rates",icon:"/cds-images/homepage/content-icons/content-icon-23.webp"}]}}}},V=(e,t)=>{let n=e.icon.includes("/calc-");return(0,a.jsxs)("a",{href:e.url,className:B().contentCard,children:[n?(0,a.jsx)("div",{className:B().calculatorIconContainer,children:(0,a.jsx)("img",{className:B().calculatorIcon,src:e.icon,alt:"".concat(e.title," icon")})}):(0,a.jsx)("img",{className:B().contentIcon,src:e.icon,alt:"".concat(e.title," icon")}),(0,a.jsxs)("div",{className:B().contentText,children:[(0,a.jsx)("h4",{className:B().contentTitle,children:e.title}),(0,a.jsx)("p",{className:B().contentDescription,children:e.description})]})]},t)},Y=e=>{let{categoryId:t,category:n,activeCategory:s,onClick:i,showChevron:r=!1}=e;return(0,a.jsxs)("button",{className:"".concat(B().categoryTab," ").concat(s===t?B().categoryTabActive:""),onClick:e=>i(t,e.currentTarget),children:[(0,a.jsx)("span",{className:B().categoryIcon,children:n.icon&&(0,a.jsx)("img",{src:n.icon,alt:"".concat(n.title," icon")})}),n.title,r&&(0,a.jsx)("div",{className:"".concat(B().innerChevronContainer," ").concat(s===t?B().chevronOpen:""),children:(0,a.jsx)("i",{className:"fa fa-chevron-down"})})]},t)},z={guides:"View our content guides",calculators:"View our calculators",reviews:"View our reviews",rates:"View mortgage and banking rates"},q=()=>
1{let[e,t]=(0,s.useState)(void 0),[n,i]=(0,s.useState)(null),r=e=>{e&&setTimeout(()=>{let t=e.getBoundingClientRect();if(!(t.top>=0&&t.bottom<=window.innerHeight)){let t=e.offsetTop-100;window.scrollTo({top:t,behavior:"smooth"})}},100)},o=function(n){let a=arguments.length>1&&void 0!==arguments[1]?arguments[1]:null;if(i(null),n===e)return void t("");n&&(0,y.sx)(b.f.CONTENTENGAGEMENT,{type:"tab","type value":n,...e&&{"current tab":e}}),t(n),r(a)},c=(t,a)=>{var s,o;if(t===n)return void i(null);let c=e&&(null==(o=U[e])||null==(s=o.categories[t])?void 0:s.title)||t;(0,y.sx)(b.f.CONTENTENGAGEMENT,{type:"section","current tab":e,"type value":c}),i(t),r(a)},l=t=>{let n=t.target.closest("a");n&&n.href&&(0,y.sx)(b.f.CONTENTENGAGEMENT,{type:"content link","current tab":e,"type value":n.href})};return(0,a.jsx)(W.bL,{type:"single",collapsible:!0,value:e,className:F().accordion,children:Object.values(U).map(e=>(0,a.jsxs)(W.q7,{value:e.id,children:[(0,a.jsx)(W.Y9,{className:F().accordionHeader,children:(0,a.jsxs)(W.l9,{className:F().accordionTrigger,"aria-label":z[e.id],onClick:t=>o(e.id,t.currentTarget),children:[e.title,(0,a.jsx)("div",{className:B().chevronContainer,children:(0,a.jsx)("i",{className:"fa fa-chevron-down"})})]})}),(0,a.jsx)(W.UC,{className:F().accordionContent,children:(0,a.jsx)("div",{className:F().categoryAccordion,children:Object.entries(e.categories).map(e=>{let[t,s]=e;return(0,a.jsxs)("div",{className:F().categoryItem,children:[Y({categoryId:t,category:s,activeCategory:n,onClick:c,showChevron:!0}),n===t&&(0,a.jsxs)("div",{className:B().categoryContent,children:[s.description&&(0,a.jsx)("div",{className:B().categoryDescription,children:s.description}),(0,a.jsx)("div",{className:F().contentList,onClick:l,children:s.items.map((e,t)=>V(e,t))})]})]},t)})})})]},e.id))})};var Z=n(59373),J=n(66238),K=n.n(J);let Q={guides:"View our content guides",calculators:"View our calculators",reviews:"View our reviews",rates:"View mortgage and banking rates"},X=()=>{let[e,t]=(0,s.useState)("guides"),[n,i]=(0,s.useState)("retirement"),[r,o]=(0,s.use
1State)(!1),c=t=>{var n,a;let s=(null==(a=U[e])||null==(n=a.categories[t])?void 0:n.title)||t;(0,y.sx)(b.f.CONTENTENGAGEMENT,{type:"section","current tab":e,"type value":s}),i(t),o(!1)},l=t=>{let n=t.target.closest("a");n&&n.href&&(0,y.sx)(b.f.CONTENTENGAGEMENT,{type:"content link","current tab":e,"type value":n.href})},u=()=>{(0,y.sx)(b.f.CONTENTENGAGEMENT,{type:"view more","current tab":e,"type value":n}),o(!r)};return(0,a.jsxs)(Z.bL,{value:e,onValueChange:n=>{(0,y.sx)(b.f.CONTENTENGAGEMENT,{type:"tab","current tab":e,"type value":n}),i("rates"===n?"investing":"retirement"),t(n),o(!1)},className:K().tabsRoot,children:[(0,a.jsx)(Z.B8,{className:K().tabsList,children:Object.values(U).map(e=>(0,a.jsx)(Z.l9,{value:e.id,className:K().tabsTrigger,"aria-label":Q[e.id],children:e.title},e.id))}),Object.values(U).map(e=>(0,a.jsx)(Z.UC,{value:e.id,className:K().tabsContent,children:(0,a.jsxs)("div",{className:K().categoryTabs,children:[(0,a.jsx)("div",{className:K().categoryTabsList,children:Object.entries(e.categories).map(e=>{let[t,a]=e;return Y({categoryId:t,category:a,activeCategory:n,onClick:c})})}),(0,a.jsx)("div",{className:B().categoryContent,children:n&&e.categories[n]&&(()=>{let t=e.categories[n],s=t.items,i=r?s:s.slice(0,4),o=s.length>4;return(0,a.jsxs)(a.Fragment,{children:[(0,a.jsx)("div",{className:B().categoryDescription,children:t.description}),(0,a.jsx)("div",{className:K().contentGrid,onClick:l,children:i.map((e,t)=>V(e,t))}),o&&(0,a.jsxs)("button",{className:K().viewMoreButton,onClick:u,children:[r?"View Less ":"View More ",(0,a.jsx)("i",{className:"fa fa-chevron-down ".concat(r?K().rotateUp:""),"aria-hidden":"true"})]})]})})()})]})},e.id))]})},ee=()=>{let e=(0,L.B)();return(0,a.jsx)("section",{className:B().contentGuideSection,children:(0,a.jsxs)("div",{className:u().defaultSection,children:[(0,a.jsxs)("div",{className:B().sectionTitle,children:["Explore Our Financial ",(0,a.jsx)("span",{className:B().sectionTitleBlue,children:"Tools & Resources"})]}),e?(0,a.jsx)(q,{}):(0,a.jsx)(X,{})]})})};var et=n(97320),en=n(99486),ea=n(28072),es=n.n(ea),ei=n(85203),er=n.n(ei),eo=n(66565);let ec=()=>(0,a.jsx)(a.Fragment,{children:(0,a.jsx)("section",{className:es().advisorValueSection,children:(0,a.jsxs)("div",{className:er()(u().defaultSection,es().advisorValueContainer),children:[(0,a.jsxs)("div",{className:es().header,children:[(0,a.jsxs)("div",{children:["What a financial advisor can do ",(0,a.jsx)("span",{className:es().blue,children:"for you"})," "]}),(0,a.jsx)("div",{children:"Fiduciaries act in your best interests, helping you build and manage a plan to grow your wealth."}),(0,a.jsx)("div",{children:"A vetted fiduciary advisor can help you:"})]}),(0,a.jsx)("div",{className:es().matches,children:(0,a.jsx)("div",{className:es().gradient,children:(0,a.jsx)(en.GL,{className:es().animation,src:"/cds-images/homepage/matches_scroll.lottie",loop:!(0,eo.d)(),autoplay:!(0,eo.d)(),"aria-label":"Animated demonstration of reviewing potential advisor matches on mobile device",role:"img"})})}),(0,a.jsxs)("div",{className:es().pills,children:[(0,a.jsxs)("div",{children:[(0,a.jsx)("img",{src:"/cds-images/homepage/advisor-value-1.svg",alt:"Piggy bank icon"}),(0,a.jsxs)("div",{children:[(0,a.jsx)("span",{className:es().highlight,children:"Optimize your retirement income"})," across all assets"]})]}),(0,a.jsxs)("div",{children:[(0,a.jsx)("img",{src:"/cds-images/homepage/advisor-value-2.svg",alt:"House legacy icon"}),(0,a.jsxs)("div",{children:[(0,a.jsx)("span",{className:es().highlight,children:"Protect your legacy"})," with family trusts and estate strategies"]})]}),(0,a.jsxs)("div",{children:[(0,a.jsx)("img",{src:"/cds-images/homepage/advisor-value-3.svg",alt:"Wallet icon"}),(0,a.jsxs)("div",{children:[(0,a.jsx)("span",{className:es().highlight,children:"Gain clarity"})," on how much income you'll have vs. what you'll potentially need"]})]}),(0,a.jsx)("div",{className:es().ctaContainer,children:(0,a.jsx)("a",{href:"/retirement/find-a-financial-planner?utm_source=smartasset&utm_campaign=homepage&utm_content=favalue",className:es().ctaButton,"aria-label":"Match with a vetted financial advisor",onClick:()=>{(0,y.sx)(b.f.FAVALUEENGAGEMENT)},children:"Find an Advisor"})})]}),(0,a.jsx)("div",{className:es().disclosure,children:"Disclosure: SmartAsset's advisor matching platform matches you with vetted fiduciary advisors who can help you on the path toward achieving your financial goals."})]})})});var el=n(45195),eu=n.n(el);let ed=['"I\'m in My Late 50s With $1.8M Saved. Is it Too Early to Start a Roth Conversion Strategy?"','"How Do Capital Gains Taxes Apply When I Sell My $1.4M Home?"','"How Can I Help Minim
1ize Taxes On An Inherited IRA?"','"What Happens If I Under-Convert Roth Contributions?"','"I Sold A Business For $3M. Will It Support A 30+ Year Retirement?"','"What Expenses Can I Deduct From Capital Gains Tax?"','"How Long Could $1.5M Last in My Retirement?"'],em=e=>{let{styleClass:t}=e,[n,i]=(0,s.useState)(0);return(0,s.useEffect)(()=>{if((0,eo.d)())return;let e=setInterval(()=>{i(e=>e===ed.length-1?0:e+1)},6e3);return()=>clearInterval(e)},[]),(0,a.jsx)("h2",{className:t,children:ed.map((e,t)=>(0,a.jsx)("span",{"data-active":t===n,"aria-hidden":t!==n,children:e},e))})};var eh=n(4449),eg=n.n(eh),ep=n(15239);let ef=()=>(0,a.jsxs)("div",{className:eg().pressSection,children:[(0,a.jsx)("p",{className:eg().pressTitle,children:"IN THE PRESS:"}),(0,a.jsxs)("div",{className:eg().pressLogos,children:[(0,a.jsx)("img",{alt:"Styling lines",src:"/cds-images/homepage/lines_left.svg",className:eg().rotatedSvgLeft}),(0,a.jsxs)("div",{className:eg().pressLogoContainer,children:[(0,a.jsx)(ep.default,{src:"/cds-images/homepage/nyt.png",alt:"Featured in The New York Times",width:165,height:24,className:eg().pressLogo}),(0,a.jsx)(ep.default,{src:"/cds-images/homepage/forbes.png",alt:"Featured in Forbes",width:92,height:24,className:eg().pressLogo}),(0,a.jsx)(ep.default,{src:"/cds-images/homepage/wall_street.png",alt:"Featured in The Wall Street Journal",width:201,height:24,className:eg().pressLogo})]}),(0,a.jsx)("img",{alt:"Styling lines",src:"/cds-images/homepage/lines_right.svg",className:eg().rotatedSvgRight})]})]}),ev=()=>{let e=e=>{(0,y.sx)(b.f.HEROENGAGEMENT,{type:e})};return(0,a.jsxs)("div",{children:[(0,a.jsx)("div",{className:eu().hero,children:(0,a.jsxs)("div",{className:eu().topSection,children:[(0,a.jsxs)("div",{className:eu().textContent,children:[(0,a.jsxs)("h1",{children:["Get ",(0,a.jsx)("span",{className:eu().highlight,children:"Clarity."})]}),(0,a.jsx)("h2",{className:eu().subtitle,children:"Find Your Advisor."}),(0,a.jsx)(em,{styleClass:eu().autoSubtitle}),(0,a.jsxs)("div",{className:eu().heroCtaSection,children:[(0,a.jsxs)("div",{className:eu().heroCtaColumns,children:[(0,a.jsxs)("div",{className:eu().heroCtaColumn,children:[(0,a.jsxs)("a",{href:"/retirement/find-a-financial-planner?utm_source=smartasset&utm_campaign=homepage&utm_content=hero",className:"".concat(eu().heroCta," ").concat(eu().heroCtaPrimary),"aria-label":"Match with a vetted financial advisor",onClick:()=>e("funnel"),children:[(0,a.jsx)("span",{className:eu().heroCtaIcon,"aria-hidden":"true",children:(0,a.jsx)("span",{className:eu().heroCtaPrimaryIcon})}),(0,a.jsx)("span",{children:"Take Matching Quiz"})]}),(0,a.jsx)("p",{className:eu().heroSubtext,children:"Answer a few questions and weâll match you with fiduciary advisors."})]}),(0,a.jsx)("div",{className:eu().heroCtaDivider}),(0,a.jsxs)("div",{className:eu().heroCtaColumn,children:[(0,a.jsxs)("a",{href:"https://getamp.smartasset.com/?utm_source=smartasset&utm_campaign=homepage_may2026_v1&utm_content=hero",className:"".concat(eu().heroCta," ").concat(eu().heroCtaSecondary),"aria-label":"Get investor referrals as a financial advisor",onClick:()=>e("advisor"),children:[(0,a.jsx)("span",{className:eu().heroCtaIcon,"aria-hidden":"true",children:(0,a.jsx)("span",{className:eu().heroCtaSecondaryIcon})}),(0,a.jsx)("span",{children:"Get Investor Referrals"})]}),(0,a.jsx)("p",{className:eu().heroSubtext,children:"For RIAs & financial advisors seeking high-net-worth clients."})]})]}),(0,a.jsxs)("div",{className:eu().trustedBanner,children:[(0,a.jsx)("div",{className:eu().trustedIcon,"aria-hidden":"true",children:(0,a.jsx)("span",{className:eu().trustedShieldIcon})}),(0,a.jsxs)("div",{className:eu().trustedContent,children:[(0,a.jsx)("strong",{children:"Used by thousands of advisors"}),(0,a.jsx)("p",{children:"connecting with high-intent investors every month."})]})]})]})]}),(0,a.jsxs)("div",{className:eu().imageContent,children:[(0,a.jsx)("img",{src:"/cds-images/homepage/buck-desktop-new.png",alt:"Buck, the SmartAsset donkey",className:eu().desktopImage}),(0,a.jsx)("img",{src:"/cds-images/homepage/buck-mobile-new.png",alt:"Buck, the SmartAsset donkey",className:eu().mobileImage})]})]})}),(0,a.jsx)(ef,{})]})};var e_=n(91885);let ey={"@context":"http://schema.org",publisher:{"@context":"http://schema.org","@type":"Organization",name:"SmartAsset",logo:{"@type":"ImageObject",url:"https://d31s10tn3clc14.cloudfront.net/imgs/sa_logo_blue.png"},url:"https://smartasset.com",sameAs:["https://x.com/smartasset","https://www.linkedin.com/company/smartasset-com/","https://www.facebook.com/smartasset/","https://www.youtube.com/channel/UCJLISK-cy
1pk7_GSMOAy-q8A","https://www.instagram.com/smartasset/","https://www.crunchbase.com/organization/smartasset"],address:{"@type":"PostalAddress",streetAddress:"535 5th Ave",addressLocality:"New York",postalCode:"10017",addressCountry:"US"},founder:["Michael Carvin","Philip Camilleri"],foundingDate:"2012",foundingLocation:"New York, NY",publishingPrinciples:"https://smartasset.com/editorial-independence"},"@type":"WebPage"},eb=e=>{let{recentArticles:t}=e,n=(0,s.useRef)(null),i=(0,s.useRef)(null),r=(0,s.useRef)(null),o=(0,s.useRef)(null),c=(0,s.useRef)(null),l=(0,s.useRef)(null),d=(0,s.useRef)(null),m=(0,s.useRef)(null),h=(0,s.useCallback)(e=>{(0,y.sx)(b.f.SECTIONVIEW,{section:e})},[]);return(0,et.A)(n,()=>h("hero"),!0),(0,et.A)(i,()=>h("education"),!0),(0,et.A)(r,()=>h("how our free service works"),!0),(0,et.A)(o,()=>h("content"),!0),(0,et.A)(c,()=>h("recent articles"),!0),(0,et.A)(l,()=>h("map"),!0),(0,et.A)(d,()=>h("amp"),!0),(0,et.A)(m,()=>h("newsletter"),!0),(0,a.jsxs)("main",{className:u().main,children:[(0,a.jsx)("section",{ref:n,className:er()(u().alternatingSection,u().heroOverflow),children:(0,a.jsx)(ev,{})}),(0,a.jsx)("section",{ref:i,className:u().alternatingSection,children:(0,a.jsx)(ec,{})}),(0,a.jsx)("section",{ref:r,className:u().alternatingSection,children:(0,a.jsx)(I,{})}),(0,a.jsx)("section",{ref:l,className:u().alternatingSection,children:(0,a.jsx)(j,{})}),(0,a.jsx)("section",{ref:o,className:u().alternatingSection,children:(0,a.jsx)(ee,{})}),(0,a.jsx)("section",{ref:c,className:u().alternatingSection,children:(0,a.jsx)(w,{articles:t,track:!0})}),(0,a.jsx)("section",{ref:d,className:u().alternatingSection,children:(0,a.jsx)(H,{})}),(0,a.jsx)("section",{ref:m,className:u().alternatingSection,children:(0,a.jsx)(p,{})}),(0,a.jsx)(e_.default,{children:(0,a.jsx)("script",{id:"schemaMarkup",type:"application/ld+json",dangerouslySetInnerHTML:{__html:JSON.stringify(ey)}})})]})}},33129:e=>{e.exports={contentCard:"AmpBlock_contentCard__4TR7e",ampHeader:"AmpBlock_ampHeader__lffIv",ampLogo:"AmpBlock_ampLogo__o4G15",contentContainer:"AmpBlock_contentContainer__uHFc1",contentLeft:"AmpBlock_contentLeft__RVYQT",mainHeading:"AmpBlock_mainHeading__x3zxi",headingBlue:"AmpBlock_headingBlue___nBBu",description:"AmpBlock_description__9DjdF",ctaContainer:"AmpBlock_ctaContainer__7qrnd",ctaButton:"AmpBlock_ctaButton__uDUYG",secondaryCta:"AmpBlock_secondaryCta__0DNFs",mobileGradientImage:"AmpBlock_mobileGradientImage__MUyqZ",gradientImage:"AmpBlock_gradientImage__xyN__",contentRight:"AmpBlock_contentRight__a3OzG",desktopGradientImage:"AmpBlock_desktopGradientImage__M_WZW"}},36117:function(e){e.exports=function(){"use strict";var e="millisecond",t="second",n="minute",a="hour",s="week",i="month",r="quarter",o="year",c="date",l="Invalid Date",u=/^(\d{4})[-/]?(\d{1,2})?[-/]?(\d{0,2})[Tt\s]*(\d{1,2})?:?(\d{1,2})?:?(\d{1,2})?[.:]?(\d+)?$/,d=/\[([^\]]+)]|Y{1,4}|M{1,4}|D{1,2}|d{1,4}|H{1,2}|h{1,2}|a|A|m{1,2}|s{1,2}|Z{1,2}|SSS/g,m=function(e,t,n){var a=String(e);return!a||a.length>=t?e:""+Array(t+1-a.length).join(n)+e},h="en",g={};g[h]={name:"en",weekdays:"Sunday_Monday_Tuesday_Wednesday_Thursday_Friday_Saturday".split("_"),months:"January_February_March_April_May_June_July_August_September_October_November_December".split("_"),ordinal:function(e){var t=["th","st","nd","rd"],n=e%100;return"["+e+(t[(n-20)%10]||t[n]||t[0])+"]"}};var p="$isDayjsObject",f=function(e){return e instanceof b||!(!e||!e[p])},v=function e(t,n,a){var s;if(!t)return h;if("string"==typeof t){var i=t.toLowerCase();g[i]&&(s=i),n&&(g[i]=n,s=i);var r=t.split("-");if(!s&&r.length>1)return e(r[0])}else{var o=t.name;g[o]=t,s=o}return!a&&s&&(h=s),s||!a&&h},_=function(e,t){if(f(e))return e.clone();var n="object"==typeof t?t:{};return n.date=e,n.args=arguments,new b(n)},y={s:m,z:function(e){var t=-e.utcOffset(),n=Math.abs(t);return(t<=0?"+":"-")+m(Math.floor(n/60),2,"0")+":"+m(n%60,2,"0")},m:function e(t,n){if(t.date()<n.date())return-e(n,t);var a=12*(n.year()-t.year())+(n.month()-t.month()),s=t.clone().add(a,i),r=n-s<0,o=t.clone().add(a+(r?-1:1),i);return+(-(a+(n-s)/(r?s-o:o-s))||0)},a:function(e){return e<0?Math.ceil(e)||0:Math.floor(e)},p:function(l){return({M:i,y:o,w:s,d:"day",D:c,h:a,m:n,s:t,ms:e,Q:r})[l]||String(l||"").toLowerCase().replace(/s$/,"")},u:function(e){return void 0===e}};y.l=v,y.i=f,y.w=function(e,t){return _(e,{locale:t.$L,utc:t.$u,x:t.$x,$offset:t.$offset})};var b=function(){function m(e){this.$L=v(e.locale,null,!0),this.parse(e),this.$x=this.$x||e.x||{},this[p]=!0}var h=m.prototype;return h.parse=function(e){this.$d=function(e){var t=e.date,n=e.utc;if(null===t)return new Date(NaN);if(y.u(t))return new Date;if(t instanceof Date)return new Date(t);if("string"==typeof t&&!/Z$/i.test(t)){var a=t.match(u);if(a){var s=a[2]-1||0,i=(a[7]||"0").substring(0,3);return n?new Date(Date.UTC(a[1],s,a[3]||1,a[4]||0,a[5]||0,a[6]||0,i)):new Date(a[1],s,a[3]||1,a[4]||0,a[5]||0,a[6]||0,i)}}return new Date(t)}(e),this.init()},h.init=function(){var e=this.$d;this.$y=e.getFullYear(),this.$M=e.getMonth(),this.$D=e.getDate(),this.$W=e.getDay(),this.$H=e.getHours(),this.$m=e.getMinutes(),this.$s=e.getSeconds(),this.$ms=e.getMilliseconds()},h.$utils=function(){return y},h.isValid=function(){return this.$d.toString()!==l},h.isSame=function(e,t){var n=_(e);return this.startOf(t)<=n&&n<=this.endOf(t)},h.isAfter=function(e,t){return _(e)<this.startOf(t)},h.isBefore=function(e,t){return this.endOf(t)<_(e)},h.$g=function(e,t,n){return y.u(e)?this[t]:this.set(n,e)},h.unix=function(){return Math.floor(this.valueOf()/1e3)},h.valueOf=function(){return this.$d.getTime()},h.startOf=function(e,r){var l=this,u=!!y.u(r)||r,d=y.p(e),m=function(e,t){var n=y.w(l.$u?Date.UTC(l.$y,t,e):new Date(l.$y,t,e),l);return u?n:n.endOf("day")},h=function(e,t){return y.w(l.toDate()[e].apply(l.toDate("s"),(u?[0,0,0,0]:[23,59,59,999]).slice(t)),l)},g=this.$W,p=this.$M,f=this.$D,v="set"+(this.$u?"UTC":"");switch(d){case o:return u?m(1,0):m(31,11);case i:return u?m(1,p):m(0,p+1);case s:var _=this.$locale().weekStart||0,b=(g<_?g+7:g)-_;return m(u?f-b:f+(6-b),p);case"day":case c:return h(v+"Hours",0);case a:return h(v+"Minutes",1);case n:return h(v+"Seconds",2);case t:return h(v+"Milliseconds",3);default:return this.clone()}},h.endOf=function(e){return this.startOf(e,!1)},h.$set=function(s,r){var l,u=y.p(s),d="set"+(this.$u?"UTC":""),m=((l={}).day=d+"Date",l[c]=d+"Date",l[i]=d+"Month",l[o]=d+"FullYear",l[a]=d+"Hours",l[n]=d+"Minutes",l[t]=d+"Seconds",l[e]=d+"Milliseconds",l)[u],h="day"===u?this.$D+(r-this.$W):r;if(u===i||u===o){var g=this.clone().set(c,1);g.$d[m](h),g.init(),this.$d=g.set(c,Math.min(this.$D,g.daysInMonth())).$d}else m&&this.$d[m](h);return this.init(),this},h.set=function(e,t){return this.clone().$set(e,t)},h.get=function(e){return this[y.p(e)]()},h.add=function(e,r){var c,l=this;e=Number(e);var u=y.p(r),d=function(t){var n=_(l);return y.w(n.date(n.date()+Math.round(t*e)),l)};if(u===i)return this.set(i,this.$M+e);if(u===o)return this.set(o,this.$y+e);if("day"===u)return d(1);if(u===s)return d(7);var m=((c={})[n]=6e4,c[a]=36e5,c[t]=1e3,c)[u]||1,h=this.$d.getTime()+e*m;return y.w(h,this)},h.subtract=function(e,t){return this.add(-1*e,t)},h.format=function(e){var t=this,n=this.$locale();if(!this.isValid())return n.invalidDate||l;var a=e||"YYYY-MM-DDTHH:mm:ssZ",s=y.z(this),i=this.$H,r=this.$m,o=this.$M,c=n.weekdays,u=n.months,m=n.meridiem,h=function(e,n,s,i){return e&&(e[
1n]||e(t,a))||s[n].slice(0,i)},g=function(e){return y.s(i%12||12,e,"0")},p=m||function(e,t,n){var a=e<12?"AM":"PM";return n?a.toLowerCase():a};return a.replace(d,function(e,a){return a||function(e){switch(e){case"YY":return String(t.$y).slice(-2);case"YYYY":return y.s(t.$y,4,"0");case"M":return o+1;case"MM":return y.s(o+1,2,"0");case"MMM":return h(n.monthsShort,o,u,3);case"MMMM":return h(u,o);case"D":return t.$D;case"DD":return y.s(t.$D,2,"0");case"d":return String(t.$W);case"dd":return h(n.weekdaysMin,t.$W,c,2);case"ddd":return h(n.weekdaysShort,t.$W,c,3);case"dddd":return c[t.$W];case"H":return String(i);case"HH":return y.s(i,2,"0");case"h":return g(1);case"hh":return g(2);case"a":return p(i,r,!0);case"A":return p(i,r,!1);case"m":return String(r);case"mm":return y.s(r,2,"0");case"s":return String(t.$s);case"ss":return y.s(t.$s,2,"0");case"SSS":return y.s(t.$ms,3,"0");case"Z":return s}return null}(e)||s.replace(":","")})},h.utcOffset=function(){return-(15*Math.round(this.$d.getTimezoneOffset()/15))},h.diff=function(e,c,l){var u,d=this,m=y.p(c),h=_(e),g=(h.utcOffset()-this.utcOffset())*6e4,p=this-h,f=function(){return y.m(d,h)};switch(m){case o:u=f()/12;break;case i:u=f();break;case r:u=f()/3;break;case s:u=(p-g)/6048e5;break;case"day":u=(p-g)/864e5;break;case a:u=p/36e5;break;case n:u=p/6e4;break;case t:u=p/1e3;break;default:u=p}return l?u:y.a(u)},h.daysInMonth=function(){return this.endOf(i).$D},h.$locale=function(){return g[this.$L]},h.locale=function(e,t){if(!e)return this.$L;var n=this.clone(),a=v(e,t,!0);return a&&(n.$L=a),n},h.clone=function(){return y.w(this.$d,this)},h.toDate=function(){return new Date(this.valueOf())},h.toJSON=function(){return this.isValid()?this.toISOString():null},h.toISOString=function(){return this.$d.toISOString()},h.toString=function(){return this.$d.toUTCString()},m}(),x=b.prototype;return _.prototype=x,[["$ms",e],["$s",t],["$m",n],["$H",a],["$W","day"],["$M",i],["$y",o],["$D",c]].forEach(function(e){x[e[1]]=function(t){return this.$g(t,e[0],e[1])}}),_.extend=function(e,t){return e.$i||(e(t,b,_),e.$i=!0),_},_.locale=v,_.isDayjs=f,_.unix=function(e){return _(1e3*e)},_.en=g[h],_.Ls=g,_.p={},_}()},37240:(e,t,n)=>{"use strict";n.d(t,{Ws:()=>o,dt:()=>s,lr:()=>r});var a=n(78824);n(61792);let s={RMD:{about:"This calculator estimates RMDs by dividing the user's prior year's Dec. 31 account balance by the IRS Distribution Period based on their age. Users can enter their birth year, prior-year balances and an expected annual return to estimate the timing and amount of future RMDs. For IRAs (excluding Roth IRAs), users may combine balances and take the total RMD from one or more accounts. For 401(k)s and similar workplace plans*, RMDs must be calculated and taken separately from each account, so balances should be entered individually. *The IRS allows those with multiple 403(b) accounts to aggregate their balances and split their RMDs across these accounts.",assumptions:"\n <p>\n This calculator assumes users have an RMD age of either 73 or 75. Users born between 1951 and 1959 are required to take their first RMD by April 1 of the year following their 73rd birthday. Users born in 1960 and later must take their first RMD by April 1 of the year following their 75th birthday.\n </p>\n <p>\n This calculator uses the IRS Uniform Lifetime Table to estimate RMDs. This table generally applies to account owners age 73 or older whose spouse is either less than 10 years younger or not their sole primary beneficiary.\n </p>\n <p>\n However, if a user's spouse is more than 10 years younger and is their sole primary beneficiary, the IRS Joint and Last Survivor Expectancy Table must be used instead. Likewise, if the user is the beneficiary of an inherited IRA or retirement account, RMDs must be calculated using the IRS Single Life Expectancy Table. In these cases, users will need to calculate their RMD manually or consult a finance professional.\n </p>\n <p>\n For users already required to take an RMD for the current year, the calculator uses their account balance as of December 31 of the previous year to compute the RMD. For users who haven't yet reached RMD age, the calculator applies their expected annual rate of return to that same prior-year-end balance to project future balances, which are then used to estimate RMDs.\n </p>\n ",description:"Estimate your next RMD using your age, balance and expected returns."},INVESTMENT_FAV:{about:'\n <p>\n Our investment calculator estimates how your balance could grow over time based on a fixed return.\n </p>\n <p>\n Enter an initial amount, choose a recurring contribution schedule and see how consistent investing influences both your pace of growth and your ending balance. The calculator compounds the assumed returns, meaning estimated earnings are reinvested and may generate additional estimated earnings over time.\n </p>\n <p>\n This calculator illustrates hypothetical outcomes over peri
1ods of five years or longer because the modeled effects of returns, tax savings and advisor fees are intended to represent a multiyear scenario.\n </p>\n <p>\n To further customize your estimate with additional personal inputs, please explore our full <a href="https://smartasset.com/financial-advisor/financial-advisor-value-calculator">Financial Advisor Value Calculator</a>.\n </p>\n ',assumptions:'\n <p>\n <strong>Rate of Return:</strong> For your main investment projection, we assume your rate of return compounds based on the frequency at which you contribute. The with-advisor projection applies returns, fees and tax savings on an annual basis.\n </p>\n <p>\n <strong>Contributions:</strong> We assume each contribution occurs at the end of the selected contribution period.\n </p>\n <p>\n <strong>Advisor Return Premium:</strong> For the with-advisor projection, an advisor is assumed to yield an additional annual average of 1.0495% of a client’s income in tax savings during their career and a 2.47% premium in annual returns, whether through investment allocations and performance, general guidance and coaching, or other more custom areas of financial benefit.\n </p>\n <p>\n <strong>Advisor Fees:</strong> We assume annual advisor fees of 1% for a current investment value less than $1 million, and 0.75% for a current investment value of $1 million or above.\n </p>\n <p>\n This calculation also uses assumptions and equations detailed in SmartAsset’s whitepaper, “<a href="https://smartasset.com/financial-advisor/financial-advisor-value-model" target="_blank" rel="noopener noreferrer">The Value of a Financial Advisor: What’s It Really Worth?</a>”.\n </p>\n ',description:"Calculate how much the money you invest can potentially grow over time."},[a.c.FAV]:{about:"This calculator is based on the assumptions and equations detailed in SmartAsset's whitepaper, \"The Value of a Financial Advisor: What's It Really Worth?\". Users can input their own data â such as their current age, planned retirement age, income and investments â to find the projected value a financial advisor could be worth over their lifetime. Advanced fields let users customize other inputs such as their investment performance, the rate of inflation over time, their savings rate, and rate of withdrawal in retirement.",assumptions:'\n <p>\n Assumptions come from SmartAsset's whitepaper, <a href="https://smartasset.com/financial-advisor/financial-advisor-value-model" target="_blank">"The Value of a Financial Advisor: What's It Really Worth?"</a> For years left until retirement, the client is assumed to be contributing a percentage of their income to their investments. These investments are assumed to grow over time, while fees are deducted in cases where the client maintains the services of a financial advisor. In either case, values account for inflation and are presented in today's dollars.\n </p>\n <p>\n During retirement, savings contributions are assumed to end and withdrawals from the investment pool are assumed to be 4% unless user inputs dictate otherwise. Default values reflect an assumption that a retiree will reallocate their investments to a more conservative mix with a lower rate of return. Fees are still removed in the case the client has an advisor and inflation is accounted for.\n </p>\n <p>\n The default value for inflation (2.56%) is based on annual historical data for 2000 through 2023. The default value for investment performance is based on S&P 500 performance (investment growth during career) and Moody's AAA rated corporate bonds performance (investment growth during retirement) for January 2000 through August 2024. The default annual savings rate (5.69%) is based on historical data from the Federal Reserve for the same time period.\n </p>\n <p>\n An advisor is assumed to yield an additional annual average of 1.0495% of a client's income in tax savings during their career and 2.47% premium in annual returns, whether through investment allocations and performance, general guidance and coaching, or other more custom areas of financial benefit.\n </p>\n <p>\n Advisor fees are removed from the net worth over time. Fees are 1% annually for people with an inputted current net worth of less than $1 million. At $1 million starting net worth and above, annual fees are 0.75%.\n </p>\n <p>\n The duration of the relationship between the client and the financial advisor is assumed to end at age 77. A divergent assumption from the whitepaper in order to allow senior users access to the calculator is that if the user inputs their current age as 68 or older, the duration of the relationship is assumed to be 10 years.\n </p>\n ',description:"Calculate how much a financial advisor can potentially add to your net worth over time given your circumstances."},[a.c.INVESTMENT]:{about:"Our investment calculator estimates how your balance could grow over time based on a fixed return. Enter an initial amount, choose a recurring contribution schedule and see how consistent investing influences both your pace of growth and your ending balance. The tool also accounts for compound interest, giving a clear picture of how reinvested earnings help your money build over time.",assumptions:"\n <p>\n <strong>Rate of Return:</strong> We assume that your rate of return compounds based on the frequency at which you contribute.\n </p>\n <p>\n <strong>Contributions:</strong> We assume that the contribution will occur at the end of the selected contribution period.\n </p>\n "},[a.c.FUTURE_VALUE]:{about:"This calculator projects the future balance of an initial sum based on an assumed rate of return, recurring deposits or withdrawals, the frequency of those transactions and the selected projection period.",assumptions:"<p>The calculator assumes that recurring deposits or withdrawals occur at the end of each selected periodâmonthly or annually. The assumed rate of return is applied and compounded annually.</p><p>When monthly transactions are selected, each deposit or withdrawal is applied at the end of the applicable month, and growth is calculated according to the calculatorâs annual compounding method.</p>",description:"Estimate your future balance based on your initial balance, planned deposits or withdrawals, assumed rate of return and projection period."},[a.c.SAVINGS]:{about:"This tool projects the growth of your savings based on your starting balance, APY, compounding frequency and additional contributions. It then will show you your year-by-year balance and final total balance.",assumptions:"<p>Contributions: We assume that your additional contributions occur at the end of the selected contribution period.</p>"},[a.c.INFLATION]:{about:"SmartAsset's inflation calculator helps you understand how the purchasing power of your money changes over time, including historical changes and future projections. Inflation metrics help you measure the changing purchasing power of a dollar over time, as the same $100 bill today won't buy you the same amount of goods and services 10 years from now. This can help you track the effective value of your savings, investment and debt over time, and decide on your risk tolerance and investment tools accordingly. You can track historical inflation figures all the way back to 1914, or project future inflation based on historical precedents or your own assumptions.",assumptions:"\n <p>\n <strong>CPI-U:</strong> The average Consumer Price Index - Urban (CPI-U) has been calculated every year since 1913 by the Bureau of Labor Statistics (BLS). This reflects changes in the prices of typical goods and services purchased for c
1onsumption by urban households. Urban households make up over 90% of the total U.S. population. For the current year, the latest monthly CPI-U value is used.\n </p>\n <p>\n <strong>Future Inflation Rate:</strong> The default inflation rate for future inflation is 2.5% based on historical norms. Users may adjust this value.\n </p>\n "},[a.c.INCOME_TAX]:{about:'\n <p>Our income tax calculator calculates your federal, state and local taxes based on several key inputs: your household income, location, filing status and number of personal exemptions.</p>\n <p>How Income Taxes Are Calculated</p>\n <p>\n <ul>\n <li>\n First, we calculate your adjusted gross income (AGI) by taking your total household income and reducing it by certain items such as contributions to your 401(k).\n </li>\n <li>\n Next, from AGI we subtract exemptions and deductions (either itemized or standard) to get your taxable income. Exemptions can be claimed for each taxpayer.\n </li>\n <li>\n Based on your filing status, your taxable income is then applied to the tax brackets to calculate your federal income taxes owed for the year.\n </li>\n <li>\n Your location will determine whether you owe local and / or state taxes.\n </li>\n </ul>\n </p>\n <p><strong>When Do We Update?</strong> - We check for any updates to the latest tax rates and regulations annually.</p>\n <p><strong>Customer Service</strong> - If you would like to leave any feedback, feel free to email <a href="mailto:[email protected]">[email protected].</a></p>\n\n ',assumptions:'\n <p><strong>Deductions</strong><br/></p>\n <p><ul><li>"Other Pre-Tax Deductions" are not used to calculate state taxable income.</li></ul></p>\n\n <p><strong>Credits</strong></p>\n <p>\n <ul>\n <li>The only federal credit automatically calculated is the Savers Credit, depending on your eligibility.</li>\n <li>We do not apply any refundable credits, like the Child Tax Credit or Earned Income Tax Credit (EITC).</li>\n <li>We do not apply state credits in our calculations.</li>\n </ul>\n </p>\n\n <p><strong>Itemized Deductions</strong></p>\n <ul>\n <li>If itemizing at the federal level, you may need to itemize at the state level too. Some states don\'t allow itemized deductions, which is accounted for in our calculations.</li>\n <li>When calculating the SALT deduction for itemized deductions, we use state and local taxes, and we assume your MAGI.</li>\n <li>We assume that there is no cap to itemized deductions, if a state allows them.</li>\n <li>We do not categorize itemized deductions (such as medical expenses or mortgage interest), which could be subject to specific caps per state.</li>\n </ul>\n\n <p><strong>Local Tax</strong></p>\n <ul>\n <li>Depending on the state, we calculate local taxes at the city level or county level. We do not include local taxes on school districts, metro areas or combine county and city taxes.</li>\n <li>With the exception of NYC, Yonkers, and Portland/Multnomah County, we assume local taxes are a flat tax on either state taxable income or gross income.</li>\n </ul>\n ',description:"Estimate your federal and state income tax liability based on your income, filing status, and deductions."},[a.c.RETIREMENT]:{about:"To estimate how much you may need to save for retirement, we begin by calculating how much you're expected to spend over the course of your retirement. This includes estimating the income you'll need based on your lifestyle preferences, then factoring in how many years you may spend in retirement. We assume a lifespan of 95 by default, though you can adjust it after your calculation is complete. Once we have a clearer view of your total retirement needs, we use our models to evaluate your existing and future resources. This includes estimating retirement income from Social Security and the impact of current retirement plans, pensions, and other accounts.",assumptions:"\n <p><strong>Lifespan:</strong> We assume you will live to 95. We stop the analysis there, regardless of your spouse's age.</p>\n <p><strong>Retirement accounts:</strong> We automatically distribute your future savings optimally among different retirement accounts. We assume that the IRS contribution limits for your retirement accounts increase with inflation.</p>\n <p><strong>Social Security:</strong> We estimate your Social Security income using your stated annual income and assuming you have worked and paid Social Security taxes for 35 years prior to retirement. Our estimate is sensitive to penalties for early retirement and credits for delaying claiming Social Security benefits.</p>\n <p><strong>Return on savings:</strong> We assume the percentage return on your savings differs by whether you're pre- or post-retirement and by account type, with a distinction between investment accounts and savings accounts. This assumption does not account for market volatility or investment losses and assumes positive growth over time. All investing involves risk, including the possible loss of principal.</p>\n ",description:"Estimate how much you need to save for retirement based on your income, lifestyle, and goals."},[a.c.SOCIAL_SECURITY]:{about:"\n <p>Use this calculator to estimate your annual Social Security retirement benef
1it based on the information you enter and the assumptions described below. Social Security generally calculates retirement benefits using your highest 35 years of covered earnings, adjusted to reflect changes in average wages, and then applies a formula to determine your benefit at full retirement age. The subsequent benefit amount is adjusted based on the age you begin receiving benefits.</p>\n <p>This calculator does not access your official Social Security earnings record. It estimates an earnings history from the information you enter and therefore may produce a different result from your official Social Security estimate.</p>\n ",assumptions:"\n <p><strong>Annual Income:</strong> Because the calculator does not use your complete earnings record, it estimates past and future covered earnings using the inflation rate entered. This is a simplifying projection assumption.</p>\n <p><strong>Indexed Earnings:</strong> The calculator uses Social Security Administration Average Wage Index data as part of its estimated benefit calculation.</p>\n <p><strong>Working Years:</strong> This calculator assumes 35 years of covered earnings by your selected claiming age. Actual SSA calculations generally use your highest 35 years of covered earnings, and years without earnings may count as zeros.</p>\n <p><strong>Benefits After Election:</strong> For projection purposes, the calculator increases estimated benefits after claiming by the inflation rate entered. Actual Social Security cost-of-living adjustments are determined separately under federal law and may differ.</p>\n ",description:"Estimate your annual Social Security benefits in retirement based on your income and when you plan to start taking them."}},i={RMD:"Required Minimum Distribution (RMD) Calculator",INVESTMENT_FAV:"Investment Calculator",[a.c.INVESTMENT]:"Investment Calculator",[a.c.FUTURE_VALUE]:"Future Value Calculator",[a.c.SAVINGS]:"Savings Calculator",[a.c.FAV]:"How Much Could a Financial Advisor be Worth to You?",[a.c.INFLATION]:"Inflation Calculator",[a.c.INCOME_TAX]:"Income Tax Calculator",[a.c.RETIREMENT]:"Retirement Calculator",[a.c.SOCIAL_SECURITY]:"Social Security Calculator"},r=e=>{var t;return(null==(t=s[e])?void 0:t.description)||""},o=(e,t)=>e===a.c.INCOME_TAX&&t?"".concat(t," Income Tax Calculator"):i[e]||""},43198:e=>{e.exports={contentGuideSection:"ContentGuideShared_contentGuideSection__NZefp",sectionTitle:"ContentGuideShared_sectionTitle__jensn",sectionTitleBlue:"ContentGuideShared_sectionTitleBlue__Z9ztk",categoryTab:"ContentGuideShared_categoryTab__jAbS6",categoryTabActive:"ContentGuideShared_categoryTabActive__ANz0E",categoryContent:"ContentGuideShared_categoryContent__kO0kc",categoryDescription:"ContentGuideShared_categoryDescription__ykaKs",categoryIcon:"ContentGuideShared_categoryIcon__smlRy",contentCard:"ContentGuideShared_contentCard__NzB7f",contentIcon:"ContentGuideShared_contentIcon__LAICD",calculatorIconContainer:"ContentGuideShared_calculatorIconContainer__O7F2V",calculatorIcon:"ContentGuideShared_calculatorIcon__Qy3oI",contentText:"ContentGuideShared_contentText__qaddu",contentTitle:"ContentGuideShared_contentTitle__7hifd",contentDescription:"ContentGuideShared_contentDescription__xA3YV",chevronContainer:"ContentGuideShared_chevronContainer__UAKpL",innerChevronContainer:"ContentGuideShared_innerChevronContainer__KS5_D",chevronOpen:"ContentGuideShared_chevronOpen__70bt_"}},45195:e=>{e.exports={hero:"Hero_hero__CXUtr",topSection:"Hero_topSection__S2wLm",textContent:"Hero_textContent__gTGbY",subtitle:"Hero_subtitle__aPs1J",imageContent:"Hero_imageContent__CgEBo",desktopImage:"Hero_desktopImage__4zHRS",mobileImage:"Hero_mobileImage__XS6LG",heroCtaSection:"Hero_heroCtaSection__C4Jjw",heroCtaColumns:"Hero_heroCtaColumns__Rlpg6",heroCtaColumn:"Hero_heroCtaColumn__1TM1z",heroCta:"Hero_heroCta__qC5QW",heroCtaPrimary:"Hero_heroCtaPrimary__oVOp_",heroCtaSecondary:"Hero_heroCtaSecondary__BuRoD",heroCtaIcon:"Hero_heroCtaIcon__0QD_C",heroCtaPrimaryIcon:"Hero_heroCtaPrimaryIcon__Tlzta",heroCtaSecondaryIcon:"Hero_heroCtaSecondaryIcon__YQwZs",heroCtaDivider:"Hero_heroCtaDivider__YGT3b",heroSubtext:"Hero_heroSubtext__Tltv_",trustedBanner:"Hero_trustedBanner__xrJse",trustedIcon:"Hero_trustedIcon__TEHnf",trustedShieldIcon:"Hero_trustedShieldIcon__Az9ob",trustedContent:"Hero_trustedContent__3tjDs",highlight:"Hero_highlight__cIMhk",autoSubtitle:"Hero_autoSubtitle__OLoOu",rotatedSvgLeft:"Hero_rotatedSvgLeft__xaHfB",rotatedSvgRight:"Hero_rotatedSvgRight__5rYQr"}},46801:e=>{e.exports={container:"NewsletterSubscribeHomepage_container__DTim1",content:"NewsletterSubscribeHomepage_content__sRaUC",title:"NewsletterSubscribeHomepage_title__Am6BW",highlight:"NewsletterSubscribeHomepage_highlight__oNEkR",subtitle:"NewsletterSubscribeHomepage_subtitle__F5RAp",form:"NewsletterSubscribeHomepage_form__aqGn1",inputContainer:"NewsletterSubscribeHomepage_inputContainer__pBqkf",emailInputContainer:"NewsletterSubscribeHomepage_emailInputContainer__rlkkM",emailInputInvalid:"NewsletterSubscribeHomepage_emailInputInvalid__Lh_wZ",emailInputError:"NewsletterSubscribeHomepage_emailInputError___DpLn",subscribeButton:"NewsletterSubscribeHomepage_subscribeButton__5hGex",errorMessage:"NewsletterSubscribeHomepage_errorMessage__pORqz"}},47141:e=>{e.exports={root:"SliderComponent_root__SZ0lS",track:"SliderComponent_track__yeDmX",range:"SliderComponent_range__2PlvW",thumb:"SliderComponent_thumb__InlH4",thumbTooltip:"SliderComponent_thumbTooltip__qGsCm",sliderParent:"SliderComponent_sliderParent__GoKLw",labels:"SliderComponent_labels__mexFz",label:"SliderComponent_label__5SpQF"}},48822:(e,t,n)=>{"use strict";n.d(t,{A:()=>
1o});var a=n(95155),s=n(25187),i=n(47141),r=n.n(i);let o=e=>{let{value:t,min:n,max:i,step:o,onValueChange:c,ariaLabel:l,labels:u,formatThumbValue:d}=e;return(0,a.jsxs)("div",{className:r().sliderParent,children:[(0,a.jsxs)(s.bL,{className:r().root,value:t,min:n,max:i,step:o,onValueChange:c,children:[(0,a.jsx)(s.CC,{className:r().track,children:(0,a.jsx)(s.Q6,{className:r().range})}),(0,a.jsx)(s.zi,{className:r().thumb,"aria-label":l,children:d&&(0,a.jsx)("span",{className:r().thumbTooltip,children:d(t[0])})})]}),u&&(u.left||u.right)&&(0,a.jsxs)("div",{className:r().labels,children:[(0,a.jsx)("p",{className:r().label,children:u.left}),(0,a.jsx)("p",{className:r().label,children:u.right})]})]})}},49391:e=>{e.exports={fullWidthSection:"RecentArticles_fullWidthSection__Kz3Zs",container:"RecentArticles_container__JNj63",header:"RecentArticles_header___ev9d",highlight:"RecentArticles_highlight___t8E2",carousel:"RecentArticles_carousel__AbRQ0",navButton:"RecentArticles_navButton__EZ5Nd",navButtonPrev:"RecentArticles_navButtonPrev__PoGfT",navButtonNext:"RecentArticles_navButtonNext__vyCBP",viewport:"RecentArticles_viewport__EKG88",emblaContainer:"RecentArticles_emblaContainer__k03fs",slide:"RecentArticles_slide__kjDnk",articleCard:"RecentArticles_articleCard__c27sz",imageContainer:"RecentArticles_imageContainer__hHueq",content:"RecentArticles_content__ftm1Z",category:"RecentArticles_category__6xeu0",title:"RecentArticles_title__b4ICx",meta:"RecentArticles_meta__EOnqa",authorImage:"RecentArticles_authorImage__v9S8E",textContent:"RecentArticles_textContent__t1m92",author:"RecentArticles_author__uGs9K",date:"RecentArticles_date__yLRrg",moreResources:"RecentArticles_moreResources__qFTUC",moreResourcesLabel:"RecentArticles_moreResourcesLabel___FzkW",moreResourcesLabelMobile:"RecentArticles_moreResourcesLabelMobile__E9sQb",resourceButtons:"RecentArticles_resourceButtons__9226x",resourceButton:"RecentArticles_resourceButton__WNj5I"}},51282:(e,t,n)=>{"use strict";n.d(t,{A:()=>r});var a=n(95155);n(12115);var s=n(33129),i=n.n(s);let r=e=>{let{primary:t,secondary:n}=e;return(0,a.jsxs)("div",{className:i().contentCard,children:[(0,a.jsx)("div",{className:i().ampHeader,children:(0,a.jsx)("img",{src:"/cds-images/shared/smrtsst_amp.png",alt:"SmartAsset AMP - Advisor Marketing Platform",className:i().ampLogo})}),(0,a.jsxs)("div",{className:i().contentContainer,children:[(0,a.jsxs)("div",{className:i().contentLeft,children:[(0,a.jsxs)("h2",{className:i().mainHeading,children:["Financial Advisors, Get Matched With ",(0,a.jsx)("span",{className:i().headingBlue,children:"Investors"})]}),(0,a.jsx)("p",{className:i().description,children:"Over 50,000 investors come to SmartAsset every month looking for fiduciary advisors. With AMP, you can be the advisor they meet next."}),(0,a.jsx)("div",{className:i().mobileGradientImage,children:(0,a.jsx)("img",{src:"/cds-images/homepage/amp-gradient.png",alt:"SmartAsset AMP features including Lead Generation, Automated Nurtures, Seamless CRM Integration, and Strategic Support",className:i().gradientImage})}),(0,a.jsxs)("div",{className:i().ctaContainer,children:[(0,a.jsx)("a",{href:t.href,className:i().ctaButton,"aria-label":"Get started on AMP",onClick:t.onClick,children:"Get Started on AMP"}),(0,a.jsx)("a",{href:n.href,className:i().secondaryCta,"aria-label":"Learn more about AMP",onClick:n.onClick,children:"Learn More"})]})]}),(0,a.jsx)("div",{className:i().contentRight,children:(0,a.jsx)("div",{className:i().desktopGradientImage,children:(0,a.jsx)("img",{src:"/cds-images/homepage/amp-gradient.png",alt:"SmartAsset AMP features including Lead Generation, Automated Nurtures, Seamless CRM Integration, and Strategic Support",className:i().gradientImage})})})]})]})}},53408:(e,t,n)=>{Promise.resolve().then(n.bind(n,28887)),Promise.resolve().then(n.bind(n,8085))},53979:(e,t,n)=>{"use strict";n.d(t,{B:()=>s,q:()=>i});var a=n(12115);let s=function(){let e=arguments.length>0&&void 0!==arguments[0]?arguments[0]:1025,[t,n]=(0,a.useState)(!1);return(0,a.useEffect)(()=>{let t=()=>{n(window.innerWidth<e)};return t(),window.addEventListener("resize",t),()=>window.removeEventListener("resize",t)},[e]),t},i=e=>{let[t,n]=(0,a.useState)(0);return(0,a.useEffect)(()=>
1{if(e){let t=()=>{n(e.selectedScrollSnap())};return e.on("select",t),t(),()=>{e.off("select",t)}}},[e]),t}},56498:(e,t,n)=>{"use strict";n.d(t,{Jq:()=>i,t0:()=>r});var a=n(60451);let s=function(e){let t=arguments.length>1&&void 0!==arguments[1]?arguments[1]:{},n="https://consumer-engine-api.prod.smartasset.com/api/consumers"+"".concat(e.startsWith("/")?e:"/".concat(e));return(0,a.n)(n,t)},i=function(e){let t=arguments.length>1&&void 0!==arguments[1]?arguments[1]:{};return s(e,{method:"GET",...t})},r=function(e,t){let n=arguments.length>2&&void 0!==arguments[2]?arguments[2]:{};return s(e,{method:"POST",body:JSON.stringify(t),...n})}},60451:(e,t,n)=>{"use strict";n.d(t,{n:()=>i});var a=n(85092);let s=async e=>{let t;try{t=await e.json()}catch(e){console.error(e),t=null}return t&&t.error?t.error:e.statusText},i=async function(e){let t=arguments.length>1&&void 0!==arguments[1]?arguments[1]:{};try{var n;let i=await fetch(e,{headers:{"Content-Type":"application/json",...t.headers},cache:"no-store",...t});if(!i.ok){let e=await s(i);return{success:!1,error:new a.N(e||"Fetch failed",i.status)}}if(204===i.status||(null==(n=i.headers)?void 0:n.get("content-length"))==="0")return{success:!0,result:null};let r=await i.json();return{success:!0,result:r}}catch(t){let e=(e=>{if(e instanceof Error)return e;let t="[Unable to stringify the thrown value]";try{t=JSON.stringify(e)}catch{}return Error("This value was thrown as is, not through an Error: ".concat(t))})(t);return{success:!1,error:new a.N(e.message,e.status,{cause:e})}}}},61792:(e,t,n)=>{"use strict";n.d(t,{jw:()=>s});var a=n(12115);n(56107);let s=e=>{let t=e=>{if((0,a.isValidElement)(e)&&"a"===e.type&&e.props.href)return e.props.href;if((0,a.isValidElement)(e)&&e.props.children)for(let n of a.Children.toArray(e.props.children)){let e=t(n);if(e)return e}return null};return t(e)},i=e=>"string"==typeof e||"number"==typeof e?String(e):e&&"boolean"!=typeof e?Array.isArray(e)?e.map(i).join(""):"object"==typeof e&&"props"in e?i(e.props.children):"":""},62768:e=>{e.exports={accordion:"MobileContentGuideAccordion_accordion__Rz8o1",accordionTrigger:"MobileContentGuideAccordion_accordionTrigger__IsSrS",accordionContent:"MobileContentGuideAccordion_accordionContent__qiRKg",accordionHeader:"MobileContentGuideAccordion_accordionHeader__rnprw",categoryAccordion:"MobileContentGuideAccordion_categoryAccordion__wTmmI",categoryItem:"MobileContentGuideAccordion_categoryItem__29R93",contentList:"MobileContentGuideAccordion_contentList__7JVei"}},66238:e=>{e.exports={tabsRoot:"DesktopContentGuideTabs_tabsRoot__7Mz5b",tabsList:"DesktopContentGuideTabs_tabsList__V10aO",tabsTrigger:"DesktopContentGuideTabs_tabsTrigger__G5Z3N",tabsContent:"DesktopContentGuideTabs_tabsContent__IvZPw",categoryTabs:"DesktopContentGuideTabs_categoryTabs__UPY8W",categoryTabsList:"DesktopContentGuideTabs_categoryTabsList__geHoB",contentGrid:"DesktopContentGuideTabs_contentGrid__R5FOE",viewMoreButton:"DesktopContentGuideTabs_viewMoreButton__TB4Zy",rotateUp:"DesktopContentGuideTabs_rotateUp__ZE39C",categoryTab:"DesktopContentGuideTabs_categoryTab__W3py_",categoryContent:"DesktopContentGuideTabs_categoryContent__xqAgL"}},66565:(e,t,n)=>{"use strict";n.d(t,{d:()=>s});var a=n(95704);let s=()=>"true"===a.env.NEXT_PUBLIC_PLAYWRIGHT},79282:function(e){e.exports=function(){"use strict";var e,t,n=/\[([^\]]+)]|Y{1,4}|M{1,4}|D{1,2}|d{1,4}|H{1,2}|h{1,2}|a|A|m{1,2}|s{1,2}|Z{1,2}|SSS/g,a=/^(-|\+)?P(?:([-+]?[0-9,.]*)Y)?(?:([-+]?[0-9,.]*)M)?(?:([-+]?[0-9,.]*)W)?(?:([-+]?[0-9,.]*)D)?(?:T(?:([-+]?[0-9,.]*)H)?(?:([-+]?[0-9,.]*)M)?(?:([-+]?[0-9,.]*)S)?)?$/,s={years:31536e6,months:2628e6,days:864e5,hours:36e5,minutes:6e4,seconds:1e3,milliseconds:1,weeks:6048e5},i=function(e){return e instanceof d},r=function(e,t,n){return new d(e,n,t.$l)},o=function(e){return t.p(e)+"s"},c=function(e){return e<0},l=function(e){return c(e)?Math.ceil(e):Math.floor(e)},u=function(e,t){return e?c(e)?{negative:!0,format:""+Math.abs(e)+t}:{negative:!1,format:""+e+t}:{negative:!1,format:""}},d=function(){function c(e,t,n){var i=this;if(this.$d={},this.$l=n,void 0===e&&(this.$ms=0,this.parseFromMilliseconds()),t)return r(e*s[o(t)],this);if("number"==typeof e)return this.$ms=e,this.parseFromMilliseconds(),this;if("object"==typeof e)return Object.keys(e).forEach(function(t){i.$d[o(t)]=e[t]}),this.calMilliseconds(),this;if("string"==typeof e){var c=e.match(a);if(c){var l=c.slice(2).map(function(e){return null!=e?Number(e):0});return this.$d.years=l[0],this.$d.months=l[1],this.$d.weeks=l[2],this.$d.days=l[3],this.$d.hours=l[4],this.$d.minutes=l[5],this.$d.seconds=l[6],this.calMilliseconds(),this}}return this}var d=c.prototype;return d.calMilliseconds=function(){var e=this;this.$ms=Object.keys(this.$d).reduce(function(t,n){return t+(e.$d[n]||0)*s[n]},0)},d.parseFromMilliseconds=function(){var e=this.$ms;this.$d.years=l(e/31536e6),e%=31536e6,this.$d.months=l(e/2628e6),e%=2628e6,this.$d.days=l(e/864e5),e%=864e5,this.$d.hours=l(e/36e5),e
1%=36e5,this.$d.minutes=l(e/6e4),e%=6e4,this.$d.seconds=l(e/1e3),e%=1e3,this.$d.milliseconds=e},d.toISOString=function(){var e=u(this.$d.years,"Y"),t=u(this.$d.months,"M"),n=+this.$d.days||0;this.$d.weeks&&(n+=7*this.$d.weeks);var a=u(n,"D"),s=u(this.$d.hours,"H"),i=u(this.$d.minutes,"M"),r=this.$d.seconds||0;this.$d.milliseconds&&(r+=this.$d.milliseconds/1e3,r=Math.round(1e3*r)/1e3);var o=u(r,"S"),c=e.negative||t.negative||a.negative||s.negative||i.negative||o.negative,l=s.format||i.format||o.format?"T":"",d=(c?"-":"")+"P"+e.format+t.format+a.format+l+s.format+i.format+o.format;return"P"===d||"-P"===d?"P0D":d},d.toJSON=function(){return this.toISOString()},d.format=function(e){var a={Y:this.$d.years,YY:t.s(this.$d.years,2,"0"),YYYY:t.s(this.$d.years,4,"0"),M:this.$d.months,MM:t.s(this.$d.months,2,"0"),D:this.$d.days,DD:t.s(this.$d.days,2,"0"),H:this.$d.hours,HH:t.s(this.$d.hours,2,"0"),m:this.$d.minutes,mm:t.s(this.$d.minutes,2,"0"),s:this.$d.seconds,ss:t.s(this.$d.seconds,2,"0"),SSS:t.s(this.$d.milliseconds,3,"0")};return(e||"YYYY-MM-DDTHH:mm:ss").replace(n,function(e,t){return t||String(a[e])})},d.as=function(e){return this.$ms/s[o(e)]},d.get=function(e){var t=this.$ms,n=o(e);return"milliseconds"===n?t%=1e3:t="weeks"===n?l(t/s[n]):this.$d[n],t||0},d.add=function(e,t,n){var a;return a=t?e*s[o(t)]:i(e)?e.$ms:r(e,this).$ms,r(this.$ms+a*(n?-1:1),this)},d.subtract=function(e,t){return this.add(e,t,!0)},d.locale=function(e){var t=this.clone();return t.$l=e,t},d.clone=function(){return r(this.$ms,this)},d.humanize=function(t){return e().add(this.$ms,"ms").locale(this.$l).fromNow(!t)},d.valueOf=function(){return this.asMilliseconds()},d.milliseconds=function(){return this.get("milliseconds")},d.asMilliseconds=function(){return this.as("milliseconds")},d.seconds=function(){return this.get("seconds")},d.asSeconds=function(){return this.as("seconds")},d.minutes=function(){return this.get("minutes")},d.asMinutes=function(){return this.as("minutes")},d.hours=function(){return this.get("hours")},d.asHours=function(){return this.as("hours")},d.days=function(){return this.get("days")},d.asDays=function(){return this.as("days")},d.weeks=function(){return this.get("weeks")},d.asWeeks=function(){return this.as("weeks")},d.months=function(){return this.get("months")},d.asMonths=function(){return this.as("months")},d.years=function(){return this.get("years")},d.asYears=function(){return this.as("years")},c}(),m=function(e,t,n){return e.add(t.years()*n,"y").add(t.months()*n,"M").add(t.days()*n,"d").add(t.hours()*n,"h").add(t.minutes()*n,"m").add(t.seconds()*n,"s").add(t.milliseconds()*n,"ms")};return function(n,a,s){e=s,t=s().$utils(),s.duration=function(e,t){return r(e,{$l:s.locale()},t)},s.isDuration=i;var o=a.prototype.add,c=a.prototype.subtract;a.prototype.add=function(e,t){return i(e)?m(this,e,1):o.bind(this)(e,t)},a.prototype.subtract=function(e,t){return i(e)?m(this,e,-1):c.bind(this)(e,t)}}}()},85092:(e,t,n)=>{"use strict";n.d(t,{N:()=>a});class a extends Error{constructor(e,t,n={}){let{cause:a,context:s}=n;super(e,{cause:a}),this.name=this.constructor.name,this.status=t,this.context=s}}},90799:e=>{e.exports={advisorMarketingPlatformSection:"HomepageAmpCta_advisorMarketingPlatformSection__ZVyDU"}},91885:(e,t,n)=>{"use strict";n.r(t),n.d(t,{default:()=>i});var a=n(95155),s=n(12115);let i=e=>{let{children:t}=e;return(0,s.useEffect)(()=>{{let e=document.querySelectorAll("#schemaMarkup");e&&e.length>1&&e.forEach((e,t)=>{t>0&&e.remove()})}},[]),(0,a.jsx)(a.Fragment,{children:t})}},95209:(e,t,n)=>{"use strict";n.d(t,{A:()=>r});var a=n(95155),s=n(12115),i=n(48822);let r=e=>{let{value:t,name:n,placeholder:r,onChange:o,error:c,id:l,styles:u,includeSlider:d,...m}=e,h=Intl.NumberFormat("en-US",{style:"percent",minimumFractionDigits:2,maximumFractionDigits:2}),g=e=>h.format(e/100),p=e=>e.toFixed(2),f="number"==typeof t?t:0,[v,_]=(0,s.useState)(f),[y,b]=(0,s.useState)(g(f)),x=e=>{let t=parseFloat(e.replace(/[^\d.]/g,""));return isNaN(t)&&(t=0),t},w=(e,t)=>{b(g(e)),o({...t,target:{...t.target,value:e.toFixed(2),name:n}})};return(0,a.jsxs)(a.Fragment,{children:[(0,a.jsx)("input",{...m,type:"text",value:y,name:n,placeholder:r,onChange:e=>{let t=e.target.value.replace(/[^\d.]/g,""),a=t.split(".");a.length>2&&(t=a[0]+"."+a.slice(1).join(""));let s=x(t);_(s),b(t),o({...e,target:{...e.target,value:s.toFixed(2),name:n}})},onFocus:()=>{b(p(f))},onBlur:e=>{w(x(e.target.value),e)},onKeyDown:e=>{if("ArrowUp"===e.key||"ArrowDown"===e.key){e.preventDefault();let t=x(y),n=Number(m.step)||.01;b(p("ArrowUp"===e.key?t+n:Math.max(0,t-n)))}}
1,id:l,className:c?u.invalid:""}),d&&(0,a.jsx)(i.A,{ariaLabel:n,onValueChange:e=>(e=>{_(e),w(e,{target:{}})})(e[0]),value:[v],max:m.max,min:m.min,step:.01,labels:{left:"Conservative",right:"Aggressive"}})]})}},97320:(e,t,n)=>{"use strict";n.d(t,{A:()=>s});var a=n(12115);let s=function(e,t){let n=arguments.length>2&&void 0!==arguments[2]&&arguments[2],s=arguments.length>3&&void 0!==arguments[3]?arguments[3]:[],i=(0,a.useRef)(t);(0,a.useEffect)(()=>{i.current=t},[t]),(0,a.useEffect)(()=>{let t=new IntersectionObserver((e,t)=>{e[0].isIntersecting&&(i.current(),n&&t.disconnect())},{root:null,rootMargin:"0px",threshold:.1});return e.current&&t.observe(e.current),()=>{t.disconnect()}},[e,n,...s])}}},e=>{e.O(0,[2450,9715,3709,8429,9234,2041,6107,6083,840,510,2853,8441,1255,7358],()=>e(e.s=53408)),_N_E=e.O()}]);
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.