1 2 3<!DOCTYPE html> 4<html> 5<head> 6 <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=1.0,user-scalable=0" /> 7 <title>Musician Insurance | Public Liability Insurance for Musicians</title> 8 <meta name="description" content="Music insurance policies through Insure4Music include Public Liability, Personal Accident, and Equipment cover. Get an instant quote today." /> 9 <meta name="keywords" content="" /> 10 <meta name="robots" content="index, follow" /> 11 <meta name="facebook-domain-verification" content="2du42iaeu3mncutp7qgfvpd39l7n0x" /> 12 <link rel="canonical" href="https://www.insure4music.co.uk/" /> 13 <link rel="shortcut icon" href="/assets/images/favicon.ico" /> 14 <link rel="shortcut icon" href="/assets/images/favicon.ico" type="image/x-icon" /> 15 16 17 <link rel="preload" href="/umbraco/lib/font-awesome/fonts/fontawesome-webfont.woff2" type="font/woff2" as="font" crossorigin="anonymous"> 18 <link rel="preconnect" href="https://fonts.googleapis.com"> 19 <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> 20 <link href="https://fonts.googleapis.com/css2?family=Open+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;1,300;1,400&display=swap" rel="stylesheet"> 21 22 <style> 23 @font-face { 24 font-family: 'ProximaSoftSemi'; 25 font-display: swap; 26 unicode-range: U+000-5FF; 27 src: local('ProximaSoftSemi'), url('/assets/fonts/MarkSimonsonProximaSoftSemibold.woff2') format('woff2'), url('/assets/fonts/MarkSimonsonProximaSoftSemibold.woff') format('woff'); 28 } 29 30 @font-face { 31 font-family: 'ProximaSoftLight'; 32 font-display: swap; 33 unicode-range: U+000-5FF; 34 src: local('ProximaSoftLight'), url('/assets/fonts/marksimonsonproximasoftlight.woff2') format('woff2'), url('/assets/fonts/marksimonsonproximasoftlight.woff') format('woff'); 35 } 36 37 @font-face { 38 font-family: 'VAGLight'; 39 font-display: swap; 40 unicode-range: U+000-5FF; 41 src: local('VAGLight'), url('/assets/fonts/VAGRoundedLight.woff2') format('woff2'), url('/assets/fonts/VAGRoundedLight.woff') format('woff'); 42 } 43 44 @font-face { 45 font-family: 'FontAwesome'; 46 font-display: swap; 47 src: url('/umbraco/lib/font-awesome/fonts/fontawesome-webfont.eot'); 48 src: url('/umbraco/lib/font-awesome/fonts/fontawesome-webfont.eot') format('embedded-opentype'), url('/umbraco/lib/font-awesome/fonts/fontawesome-webfont.woff2') format('woff2'), url('/umbraco/lib/font-awesome/fonts/fontawesome-webfont.woff') format('woff'), url('/umbraco/lib/font-awesome/fonts/fontawesome-webfont.ttf') format('truetype'), url('/umbraco/lib/font-awesome/fonts/fontawesome-webfont.svg') format('svg'); 49 } 50 51 @font-face { 52 font-family: 'VAGRoundStdLight'; 53 font-display: swap; 54 unicode-range: U+000-5FF; 55 src: local('VAGRoundStdLight'), url('/fonts/vagroundedstd-light.woff') format('woff'); 56 } 57 58 @font-face { 59 font-family: 'VAGRoundedStdBold'; 60 font-display: swap; 61 src: url('/fonts/vagroundedstd-bold.woff') format('woff'); 62 } 63 64 </style> 65 66 <!-- Google Tag Manager --> 67
67<script>
vendor: 495 bytes, lines 67-75
67 68 (function (w, d, s, l, i) { 69 w[l] = w[l] || []; w[l].push({ 70 'gtm.start': 71 new Date().getTime(), event: 'gtm.js' 72 }); var f = d.getElementsByTagName(s)[0], 73 j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = 74 'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); 75 })(window, document, 'script', 'dataLayer', '
75GTM-N83JHJ
vendor: 9 bytes, lines 75-76
75'); 76
76</script>
76 77 <!-- End Google Tag Manager --> 78 <!-- TrustBox script --> 79
79<script type="text/javascript" src="//widget.trustpilot.com/bootstrap/v5/tp.widget.bootstrap.min.js" async></script>
79 80 <!-- End TrustBox script --> 81 82 <!-- Start VWO Async SmartCode --> 83 <link rel="preconnect" href="https://dev.visualwebsiteoptimizer.com" /> 84
84<script type='text/javascript' id='vwoCode'> 85 window._vwo_code=window._vwo_code || (function() { 86 var account_id=725720, 87 version = 1.5, 88 settings_tolerance=2000, 89 library_tolerance=2500, 90 use_existing_jquery=false, 91 is_spa=1, 92 hide_element='body', 93 hide_element_style = 'opacity:0 !important;filter:alpha(opacity=0) !important;background:none !important', 94 /* DO NOT EDIT BELOW THIS LINE */ 95 f=false,d=document,vwoCodeEl=d.querySelector('#vwoCode'),code={use_existing_jquery:function(){return use_existing_jquery},library_tolerance:function(){return library_tolerance},hide_element_style:function(){return'{'+hide_element_style+'}'},finish:function(){if(!f){f=true;var e=d.getElementById('_vis_opt_path_hides');if(e)e.parentNode.removeChild(e)}},finished:function(){return f},load:function(e){var t=d.createElement('script');t.fetchPriority='high';t.src=e;t.type='text/javascript';t.onerror=function(){_vwo_code.finish()};d.getElementsByTagName('head')[0].appendChild(t)},getVersion:function(){return version},getMatchedCookies:function(e){var t=[];if(document.cookie){t=document.cookie.match(e)||[]}return t},getCombinationCookie:function(){var e=code.getMatchedCookies(/(?:^|;)\s?(_vis_opt_exp_\d+_combi=[^;$]*)/gi);e=e.map(function(e){try{var t=decodeURIComponent(e);if(!/_vis_opt_exp_\d+_combi=(?:\d+,?)+\s*$/.test(t)){return''}return t}catch(e){return''}});var i=[];e.forEach(function(e){var t=e.match(/([\d,]+)/g);t&&i.push(t.join('-'))});return i.join('|')},init:function(){if(d.URL.indexOf('__vwo_disable__')>-1)return;window.settings_timer=setTimeout(function(){_vwo_code.finish()},settings_tolerance);var e=d.createElement('style'),t=hide_element?hide_element+'{'+hide_element_style+'}':'',i=d.getElementsByTagName('head')[0];e.setAttribute('id','_vis_opt_path_hides');vwoCodeEl&&e.setAttribute('nonce',vwoCodeEl.nonce);e.setAttribute('type','text/css');if(e.styleSheet)e.styleSheet.cssText=t;else e.appendChild(d.createTextNode(t));i.appendChild(e);var n=this.getCombinationCookie();this.load('https://dev.visualwebsiteoptimizer.com/j.php?a='+account_id+'&u='+encodeURIComponent(d.URL)+'&f='+ +is_spa+'&vn='+version+(n?'&c='+n:''));return settings_timer}};window._vwo_settings_timer = code.init();return code;}()); 96 </script>
96 97 <!-- End VWO Async SmartCode --> 98 <link href="/DependencyHandler.axd?s=L2Nzcy9zdHlsZS5jc3M7&t=Css&cdv=181204" type="text/css" rel="stylesheet"/> 99 100 <style> 101 .header__logo img.logo-overide { 102 max-width: 80%; 103 } 104 @media screen and (min-width: 768px) { 105 .header__logo img.logo-overide { 106 max-width: ; 107 } 108 } 109 </style> 110</head> 111 112<body> 113 114 <!-- Google Tag Manager (noscript) -->
vendor: 83 bytes, lines 114-116
114 115 <noscript> 116 <iframe src="https://www.googletagmanager.com/ns.html?id=
116GTM-TKPF63
vendor: 111 bytes, lines 116-119
116" 117 height="0" width="0" style="display:none;visibility:hidden"></iframe> 118 </noscript> 119
119<!-- End Google Tag Manager (noscript) --> 120 121 <header class="header"> 122 <div class="header__container"> 123 <div class="header__logo"> 124 <a href="/"> 125 <img src="/assets/images/ripe-i4m-logo.svg" alt="Insure4Music" width="250" height="83" /> 126 127 </a> 128 </div> 129 130 131
132<script> 133 var topnavigationLinks = [{"Name":"Help and Support","Target":null,"Type":0,"Udi":"umb://document/e3a36d8a15744ce1b60faa4005d74eb9","Url":"/contact/"},{"Name":"FAQs","Target":"_blank","Type":2,"Udi":null,"Url":"https://help.insure4music.co.uk/hc/en-gb"},{"Name":"Refer a friend","Target":null,"Type":0,"Udi":"umb://document/f68a8e90745b43149fa18495aebd34ab","Url":"/refer-a-friend/?situation=homepage"},{"Name":"Contact","Target":null,"Type":0,"Udi":"umb://document/e3a36d8a15744ce1b60faa4005d74eb9","Url":"/contact/"}]; 134</script>
134 135 <div class="header__navigation"> 136 137 138 139<div id="navigation" class="navigation --test"></div> 140
141<script> 142 143 var burgerNavigationLinks = []; 144 var navigationLinks = []; 145 var hideGetQuote = ""; 146 147 // if it's the blog 148 if (window.location.href.indexOf("blog") > -1) { 149 setBlogLinks = [{ 150 Menu: "", 151 Name: "Categories", 152 ShowChildren: false, 153 Url: "#", 154 childLinks: [ 155 { 156 Name: "Insurance", 157 Url: "/blog/categories/insurance", 158 Menu: "", 159 }, 160 { 161 Name: "Tips & guides", 162 Url: "/blog/categories/tips-and-guides", 163 Menu: "", 164 }, 165 { 166 Name: "Instruments & equipment", 167 Url: "/blog/categories/instruments-and-equipment", 168 Menu: "", 169 }, 170 { 171 Name: "Musicians", 172 Url: "/blog/categories/musicians", 173 Menu: "", 174 }, 175 { 176 Name: "Behind the main-stage", 177 Url: "/blog/categories/behind-the-main-stage", 178 Menu: "", 179 }, 180 { 181 Name: "Misc", 182 Url: "/blog/categories/misc", 183 Menu: "", 184 }, 185 ], 186 }]; 187 188 burgerNavigationLinks = setBlogLinks; 189 navigationLinks = setBlogLinks; 190 } else { 191 navigationLinks = [{"Name":"What we insure","Url":"/what-we-insure/","Menu":"","ShowChildren":false,"childLinks":[{"Name":"DJs","Url":"/what-we-insure/djs/","Menu":""},{"Name":"Orchestras","Url":"/what-we-insure/orchestras/","Menu":""},{"Name":"Bands","Url":"/what-we-insure/bands/","Menu":""},{"Name":"Music Teachers","Url":"/what-we-insure/music-teachers/","Menu":""},{"Name":"Singers","Url":"/what-we-insure/singers/","Menu":""},{"Name":"Vinyl Records","Url":"/what-we-insure/vinyl-records/","Menu":""},{"Name":"Groups","Url":"/what-we-insure/groups/","Menu":""},{"Name":"Guitars","Url":"/what-we-insure/guitars/","Menu":""},{"Name":"Pianos","Url":"/what-we-insure/pianos/","Menu":""},{"Name":"Violins","Url":"/what-we-insure/violins/","Menu":""}]},{"Name":"Why insure","Url":"/why-insure/","Menu":"","ShowChildren":false,"childLinks":[]},{"Name":"Why choose us","Url":"/why-choose-us/","Menu":"","ShowChildren":false,"childLinks":[{"Name":"About us","Url":"/why-choose-us/about-us/","Menu":""},{"Name":"Specialist Vs Household","Url":"/why-choose-us/specialist-vs-household/","Menu":""},{"Name":"Become a Partner","Url":"/why-choose-us/become-a-partner/","Menu":""}]},{"Name":"Our cover","Url":"/our-cover/","Menu":"","ShowChildren":false,"childLinks":[{"Name":"Important documents","Url":"/our-cover/important-documents/","Menu":""},{"Name":"Musical instrument insurance","Url":"/our-cover/musical-instrument-insurance/","Menu":""}]}]; 192 burgerNavigationLinks = [{"Name":"What we insure","Url":"/what-we-insure/","Menu":"","ShowChildren":false,"childLinks":[{"Name":"DJs","Url":"/what-we-insure/djs/","Menu":""},{"Name":"Orchestras","Url":"/what-we-insure/orchestras/","Menu":""},{"Name":"Bands","Url":"/what-we-insure/bands/","Menu":""},{"Name":"Music Teachers","Url":"/what-we-insure/music-teachers/","Menu":""},{"Name":"Singers","Url":"/what-we-insure/singers/","Menu":""},{"Name":"Vinyl Records","Url":"/what-we-insure/vinyl-records/","Menu":""},{"Name":"Groups","Url":"/what-we-insure/groups/","Menu":""},{"Name":"Guitars","Url":"/what-we-insure/guitars/","Menu":""},{"Name":"Pianos","Url":"/what-we-insure/pianos/","Menu":""},{"Name":"Violins","Url":"/what-we-insure/violins/","Menu":""}]},{"Name":"Why insure","Url":"/why-insure/","Menu":"","ShowChildren":false,"childLinks":[]},{"Name":"Why choose us","Url":"/why-choose-us/","Menu":"","ShowChildren":false,"childLinks":[{"Name":"About us","Url":"/why-choose-us/about-us/","Menu":""},{"Name":"Specialist Vs Household","Url":"/why-choose-us/specialist-vs-household/","Menu":""},{"Name":"Become a Partner","Url":"/why-choose-us/become-a-partner/","Menu":""}]},{"Name":"Our cover","Url":"/our-cover/","Menu":"","ShowChildren":false,"childLinks":[{"Name":"Important documents","Url":"/our-cover/important-documents/","Menu":""},{"Name":"Musical instrument insurance","Url":"/our-cover/musical-instrument-insurance/","Menu":""}]}]; 193 } 194</script>
194 195 </div> 196 </div> 197 </header> 198 199 200 201 202 203 204 205 206 207 208 <div class="grid"> 209 <div class="grid__row --fluid gradient--white " id="row02f8d6b4"><style> </style> 210 <div class="grid__col--12"> 211 212 213 214 215 216 217 218 219 220 <style> 221 .hero { 222 background-image: Url('/media/utnhpr2n/homepage__mob.jpg'); 223 } 224 225 @media screen and (min-width: 768px) { 226 .hero { 227 background-image: Url('/media/sogbgx4a/homepage-variation.jpg'); 228 min-height: ; 229 } 230 } 231 </style> 232 233 234 235 236<div class="hero "> 237 238 <div class="hero__container "> 239 <div class="hero__content "> 240 241 242 <h1>Music Insurance for Musicians and DJs</h1> 243 244 <div class="hero__trustpilot"> 245 <!-- TrustBox widget - Micro Star --> 246 <div class="trustpilot-widget" data-locale="en-GB" data-template-id="5419b732fbfb950b10de65e5" data-businessunit-id="5655a58d0000ff000585efa2" data-style-height="24px" data-style-width="270px" data-theme="dark"> 247 <a href="https://uk.trustpilot.com/review/insure4music.co.uk" target="_blank" rel="noopener">Trustpilot</a> 248 </div> 249 <!-- End TrustBox widget --> 250 <iframe src='https://smartmoneypeople.com/insure4music-reviews/widget/v2/letterbox?text-option=1&transparent&invert' frameborder='0' scrolling='no' style='width:290px;height:30px;margin-top:15px;'></iframe> 251 </div> 252 253 <a href="/options/" class="hero__button">GET A QUOTE</a> 254 255 256 </div> 257 258 259 260 261 <div id="herodiscount"></div> 262 263
263<script> 264 var juiceWebApiUrl = "https://proxy.ripethinking.co.uk/juicewebapi"; 265 </script>
265 266 267 </div> 268</div> 269 270 271 272 273 </div> 274 </div> 275 <div class="grid__row " id="rowe3a67ab4"><style> #rowe3a67ab4 { padding:20px 0; } @media screen and (min-width: 768px) { #rowe3a67ab4{ padding:30px 0; } } @media screen and (min-width: 1200px) { #rowe3a67ab4{ padding:40px 0; } } </style> 276 <div class="grid__container"> 277 <div class="grid__col--12"> 278 279 280 281 282<div class="content "> 283 <h2 style="text-align: center;">Why choose Insure4Music for music insurance?</h2> 284<p style="text-align: center;">Insure4Music has been arranging music insurance for musicians, music teachers, and DJs across the UK for more than 15 years. Backed by an âExcellentâ Trustpilot rating, a UK-based customer service team, and a partnership with <a rel="noopener" href="https://www.ampuk.co.uk/" target="_blank">AMP UK</a>, you can insure all of your musical instruments and equipment under the same policy with cover options such as Public Liability, Professional Indemnity, and Equipment cover.*</p> 285<p style="text-align: center;">*The total sum insured limit for musical instruments and equipment is £50k.</p> 286</div> 287 288 289 290 291 292<div id="uspBlock04447ae"></div> 293
294<script> 295 if (!uspBlocks) { 296 var uspBlocks = []; 297 } 298 uspBlocks["uspBlock04447ae"] = { 299 title: "", 300 uspBottomText: "\u003cp style=\"text-align: center;\"\u003e\u003cstrong\u003ePLUS\u003c/strong\u003e\u003c/p\u003e\n\u003cul class=\"list-musical-note\"\u003e\n\u003cli style=\"text-align: center;\"\u003ePolicies from just £33.07\u003c/li\u003e\n\u003cli style=\"text-align: center;\"\u003eUK customer support\u003c/li\u003e\n\u003cli style=\"text-align: center;\"\u003eNo premium penalty after claims\u003c/li\u003e\n\u003c/ul\u003e", 301 showButton: "True", 302 showFourCols: "False", 303 showTwoCols: "False", 304 hideParaMobile: "False", 305 uspBorders: "False", 306 uspFullBorders: "False", 307 fullLink: "False", 308 textCenter: "False", 309 uspItems: [{"title":"Multiple Instrument Policies","text":"Insure all your instruments and equipment on just one policy","icon":"/media/1x5cbl41/multi-icon.svg","buttonText":"","buttonUrl":""},{"title":"New for Old","text":"Instruments replaced new for old or at market value","icon":"/media/kt3fwfsn/new-for-old-icon.svg","buttonText":"","buttonUrl":""},{"title":"Monthly Payments","text":"Spread the cost with monthly payments on policies over £50","icon":"/media/pgfnnmmg/monthly-icon.svg","buttonText":"","buttonUrl":""},{"title":"Public Liability-only cover available","text":"Not looking for instrument or equipment insurance? Cover for Public Liability only can start from £33.07 for 12 months.","icon":"/media/ivnccq2q/public-liability.png","buttonText":"","buttonUrl":""}], 310 } 311 console.log(uspBlocks); 312</script>
312 313 314 </div> 315 </div> 316 </div> 317 <div class="grid__row --fluid " id="row35d794a6"><style> </style> 318 <div class="grid__col--12"> 319 320 321 322 323<div id="productPageBlocke703fe6"></div> 324
325<script> 326 327 if (!productPageBlock) { 328 var productPageBlock = []; 329 } 330 productPageBlock["productPageBlocke703fe6"] = { 331 title: "Who is covered by musician insurance?", 332 introText: "", 333 bottomText: "", 334 productPageItems: [{"title":"Orchestras","content":"","image":"/media/mw5i0q2x/orchestra.jpg","link":"/what-we-insure/orchestras/","linkText":"Find out more"},{"title":"Musical Instruments","content":"<p>Content text here</p>","image":"/media/mc3dhmi5/musical-instruments.jpg","link":"/our-cover/musical-instrument-insurance/","linkText":"Find out more"},{"title":"DJs and DJ Equipment","content":"<p>Content text here</p>","image":"/media/ujiayqey/djs.jpg","link":"/what-we-insure/djs-sound-equipment/","linkText":"Find out more"},{"title":"Bands","content":"","image":"/media/2cag5bkp/bands.jpg","link":"/what-we-insure/bands/","linkText":"Find out more"},{"title":"Music Teachers","content":"","image":"/media/lqrnikdu/music-teachers.jpg","link":"/what-we-insure/music-teachers/","linkText":"Find out more"},{"title":"Singers","content":"<p>Content text here</p>","image":"/media/c5ucu2cg/singers.jpg","link":"/what-we-insure/singers/","linkText":"Find out more"}], 335 } 336</script>
336 337 338 </div> 339 </div> 340 <div class="grid__row gradient--white " id="row83568134"><style> #row83568134 { padding:30px 0; } @media screen and (min-width: 768px) { #row83568134{ padding:50px 0; } } @media screen and (min-width: 1200px) { #row83568134{ padding:50px 0; } } #row83568134 { padding-bottom: 0 !important; } </style> 341 <div class="grid__container"> 342 <div class="grid__col--12"> 343 344 345 346 347<div id="basicAccordiona0be245"></div> 348
349<script> 350 351 if (!basicAccordionBlock) { 352 var basicAccordionBlock = []; 353 } 354 355 var accordionWidth = parseInt("0", 10); 356 accordionWidth = !isNaN(accordionWidth) ? accordionWidth : 0; 357 358 var accordionTabsToUse = [{"tabHeading":"What's covered","tabContent":"<ul><li><strong>Musiciansâ Public Liability insurance</strong> - up to £5m.</li><li><strong>Music Equipment cover</strong> - up to £50k for accidental loss, damage or theft</li><li><strong>Professional indemnity</strong> - up to £1m when you take out Public Liability cover</li></ul>","featureContent":"","featureImg":"/media/xh2hv21w/icon-covered-tick-orange.svg","isOpen":false},{"tabHeading":"What's optional","tabContent":"<ul><li><strong>Personal Accident cover</strong> - up to £30k</li><li><strong>Loss of Earnings, Equipment Breakdown, and Equipment Hire</strong></li><li><strong>Worldwide cover</strong> - up to 180 days per year</li><li><strong>Excess waiver</strong> - By choosing an excess waiver as part of equipment cover, you wonât be liable for any part of a claim you make</li></ul><p>Read more about the <a href=\"/our-cover/important-documents/\" title=\"Important documents\">cover options</a> available in our insurance booklet. </p>","featureContent":"","featureImg":"","isOpen":false},{"tabHeading":"What's not covered","tabContent":"<ul><li>Theft from your home or away from home if you have not complied with the security requirements set out in the insurance booklet.</li><li>Liability to any employees or members of your immediate family</li><li>Electronic breakdown of equipment over 7 years old from the manufacturer date</li><li>Death benefit is reduced to £1k if you are under 18</li><li>If you are over 80, Personal Accident benefits are reduced to £5,000 and there is no cover for permanent total disablement.</li></ul><p>For further information, visit our <a href=\"/our-cover/important-documents/\" title=\"Important documents\">Important Documents</a> page.</p>","featureContent":"","featureImg":"","isOpen":false}]; 359 basicAccordionBlock["basicAccordiona0be245"] = { 360 accordionTabs: accordionTabsToUse, 361 accordionTitle: "What does musician insurance through Insure4Music cover?", 362 accordionWidth: accordionWidth, 363 } 364</script>
364 365 366 </div> 367 </div> 368 </div> 369 <div class="grid__row " id="row460d2dcb"><style> #row460d2dcb { padding:20px 0; } @media screen and (min-width: 768px) { #row460d2dcb{ padding:40px 0; } } @media screen and (min-width: 1200px) { #row460d2dcb{ padding:60px 0; } } #row460d2dcb { padding-bottom: 0 !important; } </style> 370 <div class="grid__container"> 371 <div class="grid__col--12"> 372 373 374 375 376<div class="content "> 377 <h2 style="text-align: center;">What instruments and music equipment can I get cover for?</h2> 378<p>Specialist music insurance policies through Insure4Music can include:</p> 379<ul> 380<li><a href="/what-we-insure/djs/" title="DJs">DJ and studio equipment</a></li> 381<li><a href="/what-we-insure/guitars/" title="Guitars">Guitars</a></li> 382<li><a href="/what-we-insure/violins/" title="Violins">Violins</a></li> 383<li><a href="/drums-insurance/" title="Drums Insurance">Drums</a></li> 384<li><a href="/what-we-insure/pianos/" title="Pianos">Piano</a> and keyboards</li> 385<li>Classical, string and percussion instruments, commonly found in <a href="/what-we-insure/orchestras/" title="Orchestras">orchestras</a></li> 386<li><a href="/woodwind-brass-reed-insurance/" title="Woodwind Brass Reed Insurance">Woodwind</a>, reed and brass instruments</li> 387<li>PA systems and microphones</li> 388<li>Stage and lighting equipment</li> 389</ul> 390<p>If you canât find your music equipment listed above, view the complete list of the <a href="/our-cover/musical-instrument-insurance/" title="Musical instrument insurance">instruments</a> we arrange cover for or find out more about <a href="/our-cover/musical-instrument-insurance/" title="Musical instrument insurance">musical instrument insurance</a> on our dedicated page.</p> 391</div> 392 393 394 </div> 395 </div> 396 </div> 397 <div class="grid__row " id="row0fb33487"><style> #row0fb33487 { padding:20px 0; } @media screen and (min-width: 768px) { #row0fb33487{ padding:40px 0; } } @media screen and (min-width: 1200px) { #row0fb33487{ padding:60px 0; } } </style> 398 <div class="grid__container"> 399 <div class="grid__col--12"> 400 401 402 403 404<div class="content "> 405 <h2 style="text-align: center;">Who is specialist music insurance for?</h2> 406<p>Specialist music insurance through Insure4Music is for anyone who practices or teaches music. This can include:</p> 407<ul> 408<li>Musicians</li> 409<li><a href="/what-we-insure/djs/" title="DJs">DJs</a></li> 410<li><a href="/what-we-insure/bands/" title="Bands">Bands</a></li> 411<li><a href="/what-we-insure/orchestras/" title="Orchestras">Orchestras</a></li> 412<li><a href="/what-we-insure/groups/" title="Groups">Music groups and choirs</a></li> 413<li><a href="/what-we-insure/singers/" title="Singers">Singers</a></li> 414<li><a href="/what-we-insure/music-teachers/" title="Music Teachers">Music teachers</a></li> 415</ul> 416<p>If you donât practice music yourself, Insure4Music can also help provide cover for <a href="/what-we-insure/vinyl-records/" title="Vinyl Records">vinyl record collections</a>.</p> 417</div> 418 419 420 </div> 421 </div> 422 </div> 423 <div class="grid__row " id="row59c3e9c2"><style> #row59c3e9c2 { padding:20px 0; } @media screen and (min-width: 768px) { #row59c3e9c2{ padding:40px 0; } } @media screen and (min-width: 1200px) { #row59c3e9c2{ padding:60px 0; } } </style> 424 <div class="grid__container"> 425 <div class="grid__col--12"> 426 427 428 429 430<div class="content "> 431 <h2 style="text-align: center;">What is public liability insurance for musicians?</h2> 432<p>Public liability insurance for musicians can help provide financial protection should you injure a third party or damage their property while performing, rehearsing, or teaching.</p> 433<p>For example, if a piece of your equipment were to fall and injure a member of the audience, and they decided to make a claim against you, having musiciansâ Public Liability insurance may be able to help cover the legal costs.</p> 434<p>You may also find that some music venues require you to have Public Liability insurance as a minimum before they will allow you to use their performance space.</p> 435</div> 436 437 438 </div> 439 </div> 440 </div> 441 <div class="grid__row " id="row42a12c7f"><style> #row42a12c7f { padding:20px 0; } @media screen and (min-width: 768px) { #row42a12c7f{ padding:40px 0; } } @media screen and (min-width: 1200px) { #row42a12c7f{ padding:60px 0; } } </style> 442 <div class="grid__container"> 443 <div class="grid__col--12"> 444 445 446 447 448<div class="content "> 449 <h2 style="text-align: center;">How can music insurance help provide financial protection?</h2> 450<p>In addition to Public Liability cover, music insurance can also help provide financial protection in the following situations:</p> 451<ul> 452<li>Your musical instruments or equipment are stolen from a locked car or music venue</li> 453<li>You accidentally damage your instruments or equipment during a performance, or damaged equipment stops you from being able to perform your next gig</li> 454<li>A piece of your equipment is lost while your band is travelling to a gig abroad</li> 455<li>You own multiple instruments or pieces of music equipment that would be expensive to replace all at once out of your own pocket*</li> 456</ul> 457<p>*Terms and Conditions apply</p> 458</div> 459 460 461 </div> 462 </div> 463 </div> 464 <div class="grid__row " id="rowe8c924fc"><style> #rowe8c924fc { padding:20px 0; } @media screen and (min-width: 768px) { #rowe8c924fc{ padding:30px 0; } } @media screen and (min-width: 1200px) { #rowe8c924fc{ padding:40px 0; } } </style> 465 <div class="grid__container"> 466 <div class="grid__col--12"> 467 468 469 470 471<div id="basicAccordion8074f07"></div> 472
473<script> 474 475 if (!basicAccordionBlock) { 476 var basicAccordionBlock = []; 477 } 478 479 var accordionWidth = parseInt("0", 10); 480 accordionWidth = !isNaN(accordionWidth) ? accordionWidth : 0; 481 482 var accordionTabsToUse = [{"tabHeading":"Am I covered while I'm on tour?","tabContent":"<p>If you go on tour outside of the UK, you have the option to include worldwide cover on your policy for an additional premium. This extends your cover for travel anywhere in the world for up to 180 days.</p><p><strong>Please note:</strong> Worldwide cover should not be treated as a replacement for your travel insurance.</p>","featureContent":"","featureImg":"","isOpen":false},{"tabHeading":"Does music insurance cover the cost of hiring replacement equipment if my equipment is stolen or damaged?","tabContent":"<p>If the equipment covered under your policy is lost, damaged, or stolen before a performance, performance cover can help cover the cost of hiring replacement equipment, so you donât have to miss your performance.</p>","featureContent":"","featureImg":"","isOpen":false},{"tabHeading":"Am I covered if my gear is stolen from my car or a venue?","tabContent":"<p>Your equipment is covered if it is stolen from your car or a venue, provided it is not left unattended in the open and is stored securely in a locked boot or covered storage area. For further information on the security measures you must take, please refer to the <a href=\"/our-cover/important-documents/\" title=\"Important documents\">Insurance Booklet</a>.</p>","featureContent":"","featureImg":"","isOpen":false},{"tabHeading":"How much does music insurance cost?","tabContent":"<p>The cost of a specialist music insurance policy through Insure4Music depends on the type and level of cover you want. The fastest way to find out how much your cover could cost is to <a href=\"/options/\" title=\"Options\">get a quick online quote</a> today.</p>","featureContent":"","featureImg":"","isOpen":false},{"tabHeading":"Can I include multiple instruments on the same policy?","tabContent":"<p>Yes, you can insure multiple instruments under the same policy through Insure4Music. To insure all of your instruments and equipment, you just need to include their value in the total amount you wish to be insured for, rather than having to list each item individually. The maximum value limit for a single item when insured through Insure4Music is £15k.</p>","featureContent":"","featureImg":"","isOpen":false},{"tabHeading":"What proof of ownership do I need?","tabContent":"<p>You do not need to provide evidence of ownership to insure your instruments and equipment through Insure4Music. However, should you ever need to make a claim, you will need to provide evidence of ownership for each item included in the claim. Evidence of ownership can include the original sales or purchase receipt, bank/credit card statements, or a dealer valuation.</p>","featureContent":"","featureImg":"","isOpen":false},{"tabHeading":"What happens if my instrument canât be repaired?","tabContent":"<p>If your instrument canât be repaired following a successful claim, we will cover the cost of a new replacement, provided the item is less than 3 years old and was purchased new. If your instrument is more than 3 years old or evidence of ownership cannot be provided, then the claim will be dealt with on an <a href=\"https://help.insure4music.co.uk/hc/en-gb/articles/9457258928669-What-is-an-indemnity-basis\">indemnity value basis</a>.</p>","featureContent":"","featureImg":"","isOpen":false}]; 483 basicAccordionBlock["basicAccordion8074f07"] = { 484 accordionTabs: accordionTabsToUse, 485 accordionTitle: "Music Insurance FAQs", 486 accordionWidth: accordionWidth, 487 } 488</script>
488 489 490 </div> 491 </div> 492 </div> 493 <div class="grid__row --fluid background-solid--grey " id="rowc3a74b17"><style> #rowc3a74b17 { padding:40px 0; } @media screen and (min-width: 768px) { #rowc3a74b17{ padding:40px 0; } } @media screen and (min-width: 1200px) { #rowc3a74b17{ padding:40px 0; } } </style> 494 <div class="grid__col--12"> 495 496 497 498 499<div id="fileDownloadBlock9ec7d7a"></div> 500
501<script> 502 if (!fileDownloadBlocks) { 503 var fileDownloadBlocks = []; 504 } 505 fileDownloadBlocks["fileDownloadBlock9ec7d7a"] = { 506 fileDownload: [{"fileName":"Insurance Booklet","linkType":"Page Link","file":"/media/4i2jwota/i4m_14964_insurancebooklet_01_04_25.pdf","link":{"Name":"Insurance Booklet","Target":"_blank","Type":2,"Udi":null,"Url":"http://files.ripeinsurance.co.uk/insure4music/2026/I4M_15780_InsuranceBooklet_01_03_26.pdf"}},{"fileName":"Insurance Product Information Document","linkType":"Page Link","file":"/media/b5hhpnu2/i4m_13688_ipid_01_04_21.pdf","link":{"Name":"Insurance Product Information Document","Target":"_blank","Type":2,"Udi":null,"Url":"http://files.ripeinsurance.co.uk/insure4music/2026/I4M_15780_IPID_01_03_26.pdf"}}], 507 mainTitle: "Important documents", 508 mainContent: "", 509 } 510</script>
510 511 512 </div> 513 </div> 514 <div class="grid__row " id="row6ac8a932"><style> #row6ac8a932 { padding:20px 0; } @media screen and (min-width: 768px) { #row6ac8a932{ padding:30px 0; } } @media screen and (min-width: 1200px) { #row6ac8a932{ padding:40px 0; } } </style> 515 <div class="grid__container"> 516 <div class="grid__col--12"> 517 518 519 520 521 522<style> 523 524.promotional-banner { 525 background-image: Url('/media/k1zdzfro/i4m_14886-blocks-m.jpg'); 526} 527 528@media screen and (min-width: 768px) { 529 .promotional-banner { 530 background-image: Url('/media/jkpdulrx/i4m_14886-blocks-d.jpg'); 531 } 532} 533 534</style> 535 536<div class="promotional-banner"> 537 <div class="promotional-banner__container"> 538 <div class="promotional-banner__content"> 539 <h2 class="promotional-banner__heading">Refer your friends and you'll both be rewarded</h2> 540 <p>If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!</p> 541 <a href="https://www.insure4music.co.uk/refer-a-friend?situation=Homepagebanner" class="promotional-banner__btn">Find out more</a> 542 543 </div> 544 </div> 545</div> 546 547 </div> 548 </div> 549 </div> 550 </div> 551 552 553 <div class="trustpilot-block"> 554 <div class="trustpilot-block__container"> 555 <h3 class="trustpilot-block__title">Check out some of our great reviews</h3> 556 <div class="trustpilot-block__wrapper"> 557 <!-- TrustBox widget - Slider --> <div class="trustpilot-widget" data-locale="en-GB" data-template-id="54ad5defc6454f065c28af8b" data-businessunit-id="5655a58d0000ff000585efa2" data-style-height="240px" data-style-width="100%" data-theme="light" data-stars="4,5" data-review-languages="en" style="position: relative;"><iframe title="Customer reviews powered by Trustpilot" loading="auto" src="https://widget.trustpilot.com/trustboxes/54ad5defc6454f065c28af8b/index.html?templateId=54ad5defc6454f065c28af8b&businessunitId=5655a58d0000ff000585efa2#locale=en-GB&styleHeight=240px&styleWidth=100%25&theme=light&stars=4%2C5&reviewLanguages=en" style="position: relative; height: 240px; width: 100%; border-style: none; display: block; overflow: hidden;"></iframe></div> <!-- End TrustBox widget --> 558 </div> 559 <div class="trustpilot-block__cta"> 560 561 </div> 562 </div> 563 </div> 564 565 566 567 568 569<div id="footer-signup" class="footer-signup"></div> 570
571<script> 572 var footerSignup = { 573 headingAndText: "\u003ch3 style=\"text-align: center;\"\u003eGet FREE music news and advice straight to your inbox!\u003c/h3\u003e\n\u003cp style=\"text-align: center;\"\u003eOur free newsletter is bursting at the seams with news, offers, tips, and advice to help keep you playing!\u003c/p\u003e", 574 messageBelow: "\u003cp style=\"text-align: center;\"\u003eYour data is safe with us and you can unsubscribe at any time. For more information, please see our \u003cspan class=\"black\"\u003e\u003ca href=\"/privacy-policy/\" title=\"Privacy policy\"\u003ePrivacy policy.\u003c/a\u003e\u003c/span\u003e\u003c/p\u003e", 575 fieldsetText: "\u003cp\u003eWe also work with a few, carefully selected retails and leisure partners. Please click below if it\u0027s ok for us to send you offers and information from these partners from time to time.\u003c/p\u003e", 576 } 577</script>
577 578 579 580 581 582<div id="footer"></div> 583
584<script> 585 var footerLogos = "\u003cp\u003e\u003cimg alt=\"\"\u003e\u003cimg src=\"/media/hfjl2ouz/image_awards_footer.png?width=281\u0026amp;height=162\" alt=\"\" width=\"281\" height=\"162\"\u003e\u003c/p\u003e"; 586</script>
586 587 588
588<script src="/DependencyHandler.axd?s=L2FwcC9kaXN0L2hlcm9kaXNjb3VudC5idW5kbGUuanM7L2FwcC9kaXN0L1VzcEJsb2Nrcy5idW5kbGUuanM7L2FwcC9kaXN0L1Byb2R1Y3RQYWdlQmxvY2suYnVuZGxlLmpzOy9hcHAvZGlzdC9CYXNpY0FjY29yZGlvbkJsb2NrLmJ1bmRsZS5qczsvYXBwL2Rpc3QvRmlsZURvd25sb2FkQmxvY2suYnVuZGxlLmpzOy9hcHAvZGlzdC9OYXZpZ2F0aW9uLmJ1bmRsZS5qczsvYXBwL2Rpc3QvRm9vdGVyU2lnbnVwLmJ1bmRsZS5qczsvYXBwL2Rpc3QvRm9vdGVyLmJ1bmRsZS5qczs&t=Javascript&cdv=181204" type="text/javascript"></script>
588 589 590
590<script> 591 var marketingCode = null; 592 var activeOffer = marketingCode ? marketingCode.WebName : null; 593 var urlString = window.location.href; 594 var url = new URL(urlString); 595 var marketingCode = url.searchParams.get('ref'); 596 if (marketingCode !== null) { 597 sessionStorage.setItem('marketingCode', marketingCode); 598 } 599 var gdprUrl = "https://proxy.ripethinking.co.uk/juicewebapi/customers/preferences/marketing"; 600 601 window.openZendeskChat = function () { 602 try { 603 if (typeof window.zE === 'function') { 604 try { 605 window.zE('messenger', 'open'); 606 } catch (e) { 607 window.zE('webWidget', 'open'); 608 } 609 } else { 610 console.warn('Zendesk zE not available'); 611 } 612 } catch (err) { 613 console.error('Zendesk failed:', err); 614 } 615 }; 616 </script>
616 617 618 619 620</body> 621</html>
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.