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510      <a href="https://cdr-nebraska.org/what-we-do/">What We Do</a>
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516      <a href="https://cdr-nebraska.org/what-we-do/sba-micro-loans.html">SBA Micro Loans</a>
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521
522    <li class="nav-level-1">
523      <a href="https://cdr-nebraska.org/what-we-do/sba-504-loans.html">SBA 504 Loans</a>
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528
529    <li class="nav-level-1">
530      <a href="https://cdr-nebraska.org/what-we-do/affordable-housing.html">Affordable Housing</a>
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536    <li class="nav-level-1">
537      <a href="https://cdr-nebraska.org/what-we-do/business-consulting.html">Business Consulting</a>
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702
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704    <div class="spotlight-image">
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722              Opening Doors for Small Business and Affordable Housing
723            </div>
724                                <div class="spotlight-text__content">
725              <p>Capital</p>
726            </div>
727                  </div>
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729      
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733  
734</div>        </li>
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740      <!-- BEGIN spotlight image -->
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758                      <div class="spotlight-text__title">
759              Opening Doors for Small Business and Affordable Housing
760            </div>
761                                <div class="spotlight-text__content">
762              <p>Training & Technical Assistance</p>
763            </div>
764                  </div>
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766      
767          </div>
768    <!-- END spotlight overlay -->
769  
770  
771</div>        </li>
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773          
774    <div class="spotlight-content spotlight-content--unlinked" id="content_baa9445f897300f000f72f70f73df470_spotlight_106344">
775  
776
777      <!-- BEGIN spotlight image -->
778    <div class="spotlight-image">
779      <img loading="lazy" width="3424" height="2282" alt="Opening Doors for Small Business and Affordable Housing" src="https://cdn.firespring.com/images/dd9d1308-83cf-40c5-b4cb-f9ef1f602e79.jpeg" srcset="https://cdn.firespring.com/images/b7b9113d-fb5b-49d2-820d-a2221eec5f53.jpeg 600w, https://cdn.firespring.com/images/76ee66a4-2244-4a21-9e53-6d00d56bfd8b.jpeg 1200w, https://cdn.firespring.com/images/0b0edd76-cbed-4d02-a07c-4818388ab75e.jpeg 1600w, https://cdn.firespring.com/images/dd9d1308-83cf-40c5-b4cb-f9ef1f602e79.jpeg 3424w">
780    </div>
781
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790        <!-- BEGIN spotlight overlay -->
791    <div class="spotlight-overlay">
792
793              <!-- BEGIN spotlight text -->
794        <div class="spotlight-text">
795                      <div class="spotlight-text__title">
796              Opening Doors for Small Business and Affordable Housing
797            </div>
798                                <div class="spotlight-text__content">
799              <p>Affordable Housing</p>
800            </div>
801                  </div>
802        <!-- END spotlight text -->
803      
804          </div>
805    <!-- END spotlight overlay -->
806  
807  
808</div>        </li>
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859      <p style="text-align:center;">&nbsp;</p><p><i><strong>Welcome to Community Development Resources!</strong></i></p><p>Community Development Resources (CDR) is a non-profit 501c(3) organization and a Community Development Financial Institution (CDFI) whose mission is to create economic opportunity and strong communities by providing capital and technical assistance to develop and fortify small businesses; increase the supply of affordable housing; and promote community development in the state of Nebraska.&nbsp; &nbsp;For more information, see <a href="/what-we-do/">What We Do.</a></p><p>&nbsp;</p>
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874
875    
876
877    <ul class="collection__items">
878
879        
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881                                    <div class="collection-item__content clearfix">
882
883                      <div id="content_3ff77fadcec0c18f2e307e2254ae9b15_image_item_8253749"  class="collection-item-image image" style="max-width: 370px;">
884    <a href="https://cdr-nebraska.org/what-we-do/business-consulting.html"     itemprop="url">
885    <img
886        loading="lazy"        width="370"
887        height="370"
888        alt="Programs"
889        src="https://cdn.firespring.com/images/daf41c8d-3324-4739-8b4a-bbce32ea0c9c.jpg"
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894
895          </div>
896          
897                      <div class="collection-item-label"><a href="https://cdr-nebraska.org/what-we-do/business-consulting.html"     itemprop="url">Programs</a></div>
898          
899                                  <div class="collection-item-description"><p>See CDR's Business Consulting Program NOW for potential tuition assistance in collaboration with Southeast Community College!</p></div>
900          
901        </div>
902              </li>
903                                          <li class="collection-item collection-item--has-image" id="content_63ad133db2b6503dc10c5e6b809143fc_item_8253750">
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905
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907    <a href="https://cdr-nebraska.org/news-events/event-calendar.html"     itemprop="url">
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919          
920                      <div class="collection-item-label"><a href="https://cdr-nebraska.org/news-events/event-calendar.html"     itemprop="url">Events</a></div>
921          
922                                  <div class="collection-item-description"><p>Explore the events in the entrepreneurship community that assist you in learning how to make your business grow.   <a href="/news-events/event-calendar.html"> Find out more.</a></p></div>
923          
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930    
931    <img
932        loading="lazy"        width="640"
933        height="426"
934        alt="SBA 504 Monthly Debenture Rates"
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936        srcset="https://cdn.firespring.com/images/4b4ef7aa-f037-4db0-8977-287b93eb049f.jpg 600w, https://cdn.firespring.com/images/a0e15d4e-c810-41ee-8e5e-f28274c708f3.jpg 640w"
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939    
940
941          </div>
942          
943                      <div class="collection-item-label">SBA 504 Monthly Debenture Rates</div>
944          
945                                  <div class="collection-item-description"><p>September 2026 Debenture Rates<br />
94625 Year - Full Term - 6.304<br />
94720 Year - Full Term - 6.289<br />
94810 Year - Full Term - 6.313</p></div>
949          
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952      
953    </ul>
954
955    </div>
956
957      <div class="clearfix"></div>
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959    <!-- END .wrap -->
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961    <!-- END .featured-container -->
962
963
964  <!-- BEGIN .secondary-container -->
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966    <!-- BEGIN .wrap -->
967    <div class="wrap">
968      <p><strong>On Common Sense Marketing for Small Business Workshop - 11-13-18</strong></p>
969
970<p><em>"A huge thank you to CDR for sponsoring Steve's presentation last night.  I found it very informative and full of info I can use.  Glad he forwarded a copy of it."</em></p>
971
972<p><strong>Annette Marquez</strong></p>
973
974<p>
974 </p>
975
976<p><em>“The team at Community Development Resources has been instrumental in our company’s success.  With their assistance we have been able to access the capital and resources we needed to employ more people, bring great new products to the market, and continue growing in a difficult market.  CDR is a true asset to the Lincoln business community!</em><em>”</em></p>
977
978<p><b>Thor Schrock, Schrock Innovations</b></p>
979
980<p> </p>
981
982<p><em>“Community Development Resources provided E.M.S.A. with a $5,000 loan that was timely because of our need to acquire refrigeration equipment immediately.”  “The loan allowed us to open the door to other opportunities for our business. When you’re getting started, and you don’t have a business credit history, it is very difficult and we were thankful that Community Development Resources was there for us.”</em></p>
983
984<p><strong>Mira & Enes Sljivo, E.M.S.A</strong></p>
985
986<p> </p>
987      <div class="clearfix"></div>
988    </div>
989    <!-- END .wrap -->
990  </div>
991    <!-- END .secondary-container -->
992
993
994
995  <!-- BEGIN .news-container -->
996    <div class="news-container" data-search-indexed="true">
997    <!-- BEGIN .wrap -->
998    <div class="wrap">
999      
1000  <div class="news-articles news-articles--list" id="content_9b755ab7c0b5337674f07509dbca2af9">
1001
1002    
1003          <div class="news-articles-archive">
1004        <a href="https://cdr-nebraska.org/news-events/newsroom.html"     itemprop="url">
1005        News &amp; Events
1006        </a>
1007      </div>
1008    
1009  </div>
1010<h4>December 2023 SBA and Resource Partner Workshops</h4>
1011
1012        <div class="collection collection--list" id="content_51c3e9235964cc7904df712817de0530">
1013
1014    
1015
1016    <ul class="collection__items">
1017
1018        
1019                        <li class="collection-item" id="content_51c3e9235964cc7904df712817de0530_item_14628758">
1020                                    <div class="collection-item__content">
1021
1022          
1023                      <div class="collection-item-label"><a href="/file_download/39623acc-90d7-48cf-9450-f79348f9adfe"   class="firespring_log_download"  itemprop="url">Workshop List</a></div>
1024          
1025          
1026        </div>
1027              </li>
1028      
1029    </ul>
1030
1031    </div>
1032<h3>CDR Receives a $10,000 Impact Grant from FNBO</h3>    <div id="content_de49f66aee749898c786589752816876"  class="image" style="max-width: 1080px;">
1033    <a href="https://cdr-nebraska.org/news-events/newsroom.html"     itemprop="url">
1034    <img
1035        fetchpriority="high"        width="1080"
1036        height="1080"
1037        alt=""
1038        src="https://cdn.firespring.com/images/64d5b281-07b4-41a6-b8b6-368477b99df6.png"
1039        srcset="https://cdn.firespring.com/images/d4a57402-9bf4-458d-9b3d-358d51bc0800.png 600w, https://cdn.firespring.com/images/64d5b281-07b4-41a6-b8b6-368477b99df6.png 1080w"
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1042    </a>
1043
1044          <div class="image__text">
1045
1046                  <div class="image-text__title" id="content_de49f66aee749898c786589752816876_title"><a href="https://cdr-nebraska.org/news-events/newsroom.html"     itemprop="url">CDR Receives FNBO Impact Grant</a></div>
1047        
1048        
1049      </div>
1050          </div>
1051<h3>MBJ - Meeting a Housing Need:  CDR Expands</h3><p><a href="https://mbj.com/meeting-a-housing-need-community-development-resources-expands/">https://mbj.com/meeting-a-housing-need-community-development-resources-expands/</a></p><h3>CDR Welcomes New Executive Director</h3><p>Community Development Resources (CDR) Board of Directors recently announced the selection of Farshad Maltes as its new Executive Director. Farshad started with CDR in early December following a national search for an executive director which CDR has not had in place since the passing of their founder Rick Wallace in 2016.</p>
1052
1053<p>“Farshad brings a unique set of skills and abilities that will truly advantage Lincoln’s aggressive affordable housing development goals,” said Mark Hesser, CDR board chair. “He is recognized as a national expert on many of the complex financial instruments CDR seeks to incorporate into our local affordable housing development efforts, and we are lucky to bring his skills to our community.”</p>
1054
1055<p>Community Development Resources is a nonprofit community development financial institution whose purpose is to provide financing for economic and affordable housing development activities that primarily benefit low-income populations and neighborhoods. CDR was originally founded in 1994 to provide loans and technical assistance to low income and minority individuals looking to start or grow their small business.</p>
1056
1057<p>In early 2022, CDR went through a strategic change adding financing and technical assistance for affordable housing to their portfolio of work. The transition to the new strategy and purpose was led by Mark Hansen, who served as interim executive director until Maltes was hired.</p>
1058
1059<p>Maltes joins CDR with more than 30 years of experience in community development financing. He most recently served as the President/CEO of Community Capital New York, and prior to that worked for the Wisconsin Housing and Economic Development Authority. Throughout his career Maltes has overseen multiple small business, commercial real estate, and affordable housing lending programs benefit low-income communities, managing portfolios as large as $575 million.</p>
1060
1061<p>“Both Lincoln and Nebraska in general have a refreshing unified focus on solving the affordable housing challenges in our communities,” said Maltes. “There is agreement on the need for more affordable housing to supp
1061ort economic growth and the well-being of our neighborhoods. I am looking forward to working together on this goal.”</p>
1062
1063<p>Maltes earned a Bachelor’s Degree with high honors from Haverford College. He also has a Masters in Business Administration and a Masters in Public Policy from the University of Wisconsin—Madison.</p>
1064
1065<p><a href="https://prosperlincoln.org/community-development-resources-names-new-executive-director/">PROSPER LINCOLN</a></p>    <div id="content_605f462b1d23282769c7e4b37ea06330"  class="image" style="max-width: 1200px;">
1066    <a href="https://cdr-nebraska.org/news-events/newsroom.html"     itemprop="url">
1067    <img
1068        loading="lazy"        width="1200"
1069        height="627"
1070        alt=""
1071        src="https://cdn.firespring.com/images/c2ff1556-c2d6-495c-b9c3-1dcc360a900e.png"
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1073        itemprop="image"
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1075    </a>
1076
1077          </div>
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1079    
1080    <img
1081        loading="lazy"        width="225"
1082        height="225"
1083        alt=""
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1090          </div>
1091<h4>Local Ice Cream Success Story Started With a Dream</h4><p>Tyler Mannix didn’t grow up thinking that he would own an ice cream shop someday. Tyler was building a solid career for himself at a local software company when he came up with the idea to open an ice cream shop. The idea wouldn’t go away.  </p>
1092
1093<p><strong>Key to Success—Managing Risk</strong></p>
1094
1095<p>Tyler started 402 Creamery in 2017. For several years he continued to work his full-time software job to support his family. He made ice cream on the side as his second job at night. Retaining his day job was the first way he reduced risk during the ramp up of the new business. It took a lot of hours to do both!</p>
1096
1097<p>His first location in Lincoln was downtown on N Street, where he shared space with another food business. Sharing space was the second strategy Tyler used to reduce his startup risk and sharing space increased customer traffic. </p>
1098
1099<p><strong>Key to Success—Quality & Creativity</strong></p>
1100
1101<p>Tyler’s dream from the beginning was to make ice cream from scratch with local ingredients when possible and to have unique blends of flavors. His philosophy is stated on the first line on his website: “Small batch, super premium, made from scratch ice cream.”</p>
1102
1103<p>402 Creamery has developed a very loyal customer base by providing Signature Flavors that are available year around and by introducing new Seasonal Flavors. If a new flavor is a big hit, Tyler adds it to his always available Signature Flavor list. Some of his ten Signature Flavors include: Cinnamon Snickerdoodle, Peanut Butter Chocolate Chip, Lemon Blueberry, Mint Chip and Monster Cookie (#1 seller). His current Seasonal Flavors include Pumpkin Scream Cheese, Creepy Crawlers, Twix-Or-Treat and Say Cheez (peanut butter ice cream with Cheez-it crunch and fudge brownies).</p>
1104
1105<p><strong>Key to Success—Adaptability</strong></p>
1106
1107<p>402 Creamery weathered the Covid pandemic by providing carry-out pints and rolling out online ordering and delivery via Grub Hub. In addition, they stayed in touch with their customer base using social media. Tyler was very humbled by the support he received from his customers and the community during this period.  “A lot of gift cards were purchased by customers and the community at large.  Lincoln has a generous heart and that kept us going” Tyler said. </p>
1108
1109<p><strong>Key to Success—Finding a Financial Provider</strong></p>
1110
1111<p>Like many small businesses, Tyler needed startup capital to purchase equipment, mixers, and freezers. He turned to Community Development Resources (CDR) (www.cdr-nebraska.org) in Lincoln for an SBA Microloan. CDR was also able to assist Tyler with early start-up advice and counseling. CDR loan officer Jeff Breunig identified a few characteristics about Tyler and his business plan that helped get the loan approved, “Tyler had a good idea and a well-prepared written business plan. The plan included back up cash flow to reduce risk to the lender. His passion and persistence were very evident when he applied.”</p>
1112
1113<p>Tyler had this to say about the assistance he received from CDR: “I had a dream.  I realized quickly, I needed to surround myself with good advisors to help me be successful.  That includes a good accountant, a good lawyer, and a good banker.  CDR believed in me and gave me the necessary capital to get this dream off the ground. </p>
1114
1115<p>The 402 Creamery has grown to two locations in Lincoln, located at 311 N. 8th Street in the Haymarket and 7101 Kentwell Lane in Village Gardens. Pints are also available at the A Street Market at 3308 A Street. The Creamery also has an ice cream truck that provides ice cream treats at special events in the area. You can follow 402 Creamery on Facebook and Instagram, in addition to their website (www.402creamery.com).
1115</p>
1116
1117<p>Community Development Resources (CDR) is a non-profit 501c (3) organization whose mission is to provide capital, technical assistance, and training opportunities for small business and housing in the state of Nebraska. Community Development Resources lends to start-up and existing businesses that have a viable business plan to create or maintain business. CDR is located at 912 N. 70th Street in the Meadowlane Shopping Center. For more information about CDR and how we “Open Doors for Small Business”, see our website at cdr-nebraska.org or call 402-436-2387.</p>
1118
1119<p>See Lincoln Journal Star&#39;s article <a href="https://journalstar.com/entertainment/dining/lincoln-ice-cream-shop-expanding/article_320a5259-595b-5059-9b8d-82f9cd43e585.html?utm_campaign=snd-autopilot&amp;utm_medium=social&amp;utm_source=facebook_Lincoln_Journal_Star">here</a>.</p>
1120
1121<p>See Strictly Business article <a href="https://strictly-business.com/ask-the-experts/ask-the-expert-local-ice-cream-success-story-started-with-a-dream/">here</a>.</p>
1122      <div class="clearfix"></div>
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1126  <!-- END .news-container -->
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1132
1133
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1135</main><!-- end main -->
1136
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1142  <div class="wrap site-preview-no-animate">
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1153        itemprop="image"
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1160        <div class="content-block email-marketing-block">
1161  <h2>Subscribe to our Newsletter</h2><div class="email-marketing" id="854dac2a6aca943221791ed5fd5b1682">
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1223    
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1225  <!-- END .wrap -->
1226</div>
1227
1228<!-- END .email-marketing-container -->
1229
1230
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1232
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1234<!-- BEGIN footer -->
1235<footer class="container-dark">
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1239    <!-- BEGIN .wrap -->
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1241
1242      <div class="footer-logo-container">
1243
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1258
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1261
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1263          <div class="location__address">
1264
1265                          
1266                <div class="location-address location-address--1">
1267                  912 N. 70th St.
1268                </div>
1269
1270                                        
1271                <div class="location-address location-address--2">
1272                  Meadowlane Shopping Center
1273                </div>
1274
1275                                        
1276                <div class="location-address location-address--3">
1277                  Lincoln, Nebraska 68505
1278                </div>
1279
1280                          
1281          </div>
1282
1283              
1284              
1285          <div class="location__phone">
1286
1287                          
1288                <div class="location-phone location-phone--1">
1289                                      <span class="label">Phone</span>
1290                                    <span class="value"><a
1291                        href="tel:4024362387">(402) 436-2387</a></span>
1292                </div>
1293
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1296
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1299          <div class="location__links">
1300            <div class="location-links-email">
1301                                              <span class="value"><a href="mailto:&#x64;m&#x69;&#108;&#108;&#x65;r&#x40;c&#x64;r&#x2d;&#x6e;&#x65;&#x62;&#114;&#x61;s&#107;&#x61;&#46;o&#x72;&#x67;">Contact</a></span>
1302                          </div>
1303          </div>
1304
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1306                    
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1309
1310
1311</div>
1312
1313      <!-- BEGIN .footer-links-container -->
1314            <div class="footer-links-container">
1315        <div class="content-block footer-links-block">
1316  <div class="collection collection--list" id="content_6569dedcf9e754bf1b4f058b7bc0037f">
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1320    <ul class="collection__items">
1321
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1323                        <li class="collection-item" id="content_6569dedcf9e754bf1b4f058b7bc0037f_item_8253790">
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1325
1326          
1327                      <div class="collection-item-label"><a href="https://cdr-nebraska.org/who-we-are/overview.html"     itemprop="url">Who We Are</a></div>
1328          
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1330        </div>
1331              </li>
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1333                                    <div class="collection-item__content">
1334
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1336                      <div class="collection-item-label"><a href="https://cdr-nebraska.org/what-we-do/overview.html"     itemprop="url">What We Do</a></div>
1337          
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1340              </li>
1341                            <li class="collection-item" id="content_6569dedcf9e754bf1b4f058b7bc0037f_item_8253793">
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1343
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1346          
1347          
1348        </div>
1349              </li>
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1352
1353          
1354                      <div class="collection-item-label"><a href="https://cdr-nebraska.org/portal/login.html"     itemprop="url">Log In</a></div>
1355          
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1361
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1365            <!-- END .footer-links-container -->
1366
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1369    <!-- END .wrap -->
1370  </div>
1371  <!-- END .footer-top-container -->
1372
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1374
1375  <!-- BEGIN .footer-bottom-container -->
1376  <div class="footer-bottom-container">
1377    <!-- BEGIN .wrap -->
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1379
1380      <!-- BEGIN .copy-container -->
1381      <div class="copy-container">&copy; 2026 Community Development Resources</div>
1382      <!-- END .copy-container -->
1383
1384      
1385
1386            <div class="policy-links">
1387              <!-- BEGIN privacy policy -->
1388        <div class="policy-link policy-link--privacy">
1389
1390          <a href="#privacy-policy" class="lightbox lightbox--inline js-lightbox--inline">Privacy Policy</a>
1391
1392          <div id="privacy-policy" class="inline-popup inline-popup--medium mfp-hide">
1393
1394            <div class="policy-title">
1395              <h2>Privacy Policy</h2>
1396            </div>
1397
1398            <div class="policy-content">
1399              <ol>
1400
1401<li><strong>What Information Do We Collect?</strong>
1402When you visit our website you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and website use information collected on an aggregate basis as you and others browse our website.</li>
1403
1404<li><strong>Personal Information You Choose to Provide</strong>
1405We may request that you voluntarily supply us with personal information, including your email address, postal address, home or work telephone number and other personal information for such purposes as correspondence, placing an order, requesting an estimate, or participating in online surveys.
1406If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.</li>
1407
1408<li><strong>Website Use Information</strong>
1409Similar to other websites, our site may utilize a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server logs to collect information about how our website is used. Information gathered through cookies and server logs may include the date and time of visits, the pages viewed, time spent at our website, and the sites visited just before and just after ours. This information is collected on an aggregate basis. None of this information is associated with you as an individual.</li>
1410
1411<li><strong>How Do We Use the Information That You Provide to Us?</strong>
1412Broadly speaking, we use personal information for purposes of administering our business activities, providing service and support and making available other products and services to our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about important changes to our website, new services and special offers we think you will find valuable. The lists used to send you product and service offers are developed and managed under our traditional standards de
1412signed to safeguard the security and privacy of all personal information provided by our users. You may at any time to notify us of your desire not to receive these offers.</li>
1413
1414<li><strong>What Are Cookies?</strong>
1415Cookies are a feature of web browser software that allows web servers to recognize the computer used to access a website. Cookies are small pieces of data that are stored by a user's web browser on the user's hard drive. Cookies can remember what information a user accesses on one web page to simplify subsequent interactions with that website by the same user or to use the information to streamline the user's transactions on related web pages. This makes it easier for a user to move from web page to web page and to complete commercial transactions over the Internet. Cookies should make your online experience easier and more personalized.</li>
1416
1417<li><strong>How Do We Use Information Collected From Cookies?</strong>
1418We use website browser software tools such as cookies and web server logs to gather information about our website users' browsing activities, in order to constantly improve our website and better serve our users. This information assists us to design and arrange our web pages in the most user-friendly manner and to continually improve our website to better meet the needs of our users and prospective users.
1419Cookies help us collect important business and technical statistics. The information in the cookies lets us trace the paths followed by users to our website as they move from one page to another. Web server logs allow us to count how many people visit our website and evaluate our website's visitor capacity. We do not use these technologies to capture your individual email address or any personally identifying information about you.</li>
1420
1421<li><strong>Notice of New Services and Changes</strong>
1422Occasionally, we may use the information we collect to notify you about important changes to our website, new services and special offers we think you will find valuable. As a user of our website, you will be given the opportunity to notify us of your desire not to receive these offers by clicking on a response box when you receive such an offer or by sending us an email request.</li>
1423
1424<li><strong>How Do We Secure Information Transmissions?</strong>
1425When you send confidential personal information to us on our website, a secure server software which we have licensed encrypts all information you input before it is sent to us. The information is scrambled en route and decoded once it reaches our website.
1426Other email that you may send to us may not be secure unless we advise you that security measures will be in place prior to your transmitting the information. For that reason, we ask that you do not send confidential information such as Social Security, credit card, or account numbers to us through an unsecured email.</li>
1427
1428<li><strong>How Do We Protect Your Information?</strong>
1429Information Security -- We utilize encryption/security software to safeguard the confidentiality of personal information we collect from unauthorized access or disclosure and accidental loss, alteration or destruction.
1430Evaluation of Information Protection Practices -- Periodically, our operations and business practices are reviewed for compliance with organization policies and procedures governing the security, confidentiality and quality of our information.
1431Employee Access, Training and Expectations -- Our organization values, ethical standards, policies and practices are committed to the protection of user information. In general, our business practices limit employee access to confidential information, and limit the use and disclosure of such information to authorized persons, processes and transactions.</li>
1432
1433<li><strong>How Can You Access and Correct Your Information?</strong>
1434You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us using the contact form provided to you within the site structure of our website.</li>
1435
1436<li><strong>Do We Disclose Information to Outside Parties?</strong>
1437We may provide aggregate information about our customers, sales, website traffic patterns and related website information to our affiliates or reputable third parties, but this information will not include personally identifying data, except as otherwise provided in this privacy policy.</li>
1438
1439<li><strong>What About Legally Compelled Disclosure of Information?</strong>
1440We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal r
1440ights.</li>
1441
1442<li><strong>Permission to Use of Materials</strong>
1443The right to download and store or output the materials in our website is granted for the user's personal use only, and materials may not be reproduced in any edited form. Any other reproduction, transmission, performance, display or editing of these materials by any means mechanical or electronic without our express written permission is strictly prohibited. Users wishing to obtain permission to reprint or reproduce any materials appearing on this site may contact us directly.</li>
1444
1445</ol>
1446            </div>
1447
1448          </div>
1449
1450        </div>
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1452      
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1461
1462              <h2>Terms &amp; Conditions</h2>
1463
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1465
1466            <div class="policy-content">
1467              <h2>Donation Refund Policy</h2>
1468
1469We are grateful for your donation and support of our organization. If you have made an error in making your donation or change your mind about contributing to our organization please contact us.  Refunds are returned using the original method of payment. If you made your donation by credit card, your refund will be credited to that same credit card.
1470
1471<h2>Automated Recurring Donation Cancellation</h2>
1472
1473Ongoing support is important to enabling projects to continue their work, so we encourage donors to continue to contribute to projects over time. But if you must cancel your recurring donation, please notify us.
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