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846 847 848</div> 849<!-- END standard slider --> 850 851 852<main> 853 854 855 <!-- BEGIN .primary-container --> 856 <div class="primary-container" id="main-content" data-search-indexed="true"> 857 <!-- BEGIN .wrap --> 858 <div class="wrap"> 859 <p style="text-align:center;"> </p><p><i><strong>Welcome to Community Development Resources!</strong></i></p><p>Community Development Resources (CDR) is a non-profit 501c(3) organization and a Community Development Financial Institution (CDFI) whose mission is to create economic opportunity and strong communities by providing capital and technical assistance to develop and fortify small businesses; increase the supply of affordable housing; and promote community development in the state of Nebraska. For more information, see <a href="/what-we-do/">What We Do.</a></p><p> </p> 860 <div class="clearfix"></div> 861 </div> 862 <!-- END .wrap --> 863 </div> 864 <!-- END .primary-container --> 865 866 867 <!-- BEGIN .featured-container --> 868 <div class="featured-container has-bg-li__collection" data-search-indexed="true"> 869 <!-- BEGIN .wrap --> 870 <div class="wrap"> 871 872 873 <div class="collection collection--list" id="content_63ad133db2b6503dc10c5e6b809143fc"> 874 875 876 877 <ul class="collection__items"> 878 879 880 <li class="collection-item collection-item--has-image" id="content_63ad133db2b6503dc10c5e6b809143fc_item_8253749"> 881 <div class="collection-item__content clearfix"> 882 883 <div id="content_3ff77fadcec0c18f2e307e2254ae9b15_image_item_8253749" class="collection-item-image image" style="max-width: 370px;"> 884 <a href="https://cdr-nebraska.org/what-we-do/business-consulting.html" itemprop="url"> 885 <img 886 loading="lazy" width="370" 887 height="370" 888 alt="Programs" 889 src="https://cdn.firespring.com/images/daf41c8d-3324-4739-8b4a-bbce32ea0c9c.jpg" 890 srcset="https://cdn.firespring.com/images/daf41c8d-3324-4739-8b4a-bbce32ea0c9c.jpg 370w" 891 itemprop="image" 892 > 893 </a> 894 895 </div> 896 897 <div class="collection-item-label"><a href="https://cdr-nebraska.org/what-we-do/business-consulting.html" itemprop="url">Programs</a></div> 898 899 <div class="collection-item-description"><p>See CDR's Business Consulting Program NOW for potential tuition assistance in collaboration with Southeast Community College!</p></div> 900 901 </div> 902 </li> 903 <li class="collection-item collection-item--has-image" id="content_63ad133db2b6503dc10c5e6b809143fc_item_8253750"> 904 <div class="collection-item__content clearfix"> 905 906 <div id="content_3ff77fadcec0c18f2e307e2254ae9b15_image_item_8253750" class="collection-item-image image" style="max-width: 1920px;"> 907 <a href="https://cdr-nebraska.org/news-events/event-calendar.html" itemprop="url"> 908 <img 909 loading="lazy" width="1920" 910 height="917" 911 alt="Events" 912 src="https://cdn.firespring.com/images/0b3df8d3-696e-4b9a-b644-ef116fd4c622.jpg" 913 srcset="https://cdn.firespring.com/images/a4584f24-8a1e-4e7b-88ab-8280136e9fa1.jpg 600w, https://cdn.firespring.com/images/bc32b301-dead-4fc5-9795-e9cdb9cd327a.jpg 1200w, https://cdn.firespring.com/images/4270785b-6d2b-45d6-a7a5-fba5bf266f4d.jpg 1600w, https://cdn.firespring.com/images/0b3df8d3-696e-4b9a-b644-ef116fd4c622.jpg 1920w" 914 itemprop="image" 915 > 916 </a> 917 918 </div> 919 920 <div class="collection-item-label"><a href="https://cdr-nebraska.org/news-events/event-calendar.html" itemprop="url">Events</a></div> 921 922 <div class="collection-item-description"><p>Explore the events in the entrepreneurship community that assist you in learning how to make your business grow. <a href="/news-events/event-calendar.html"> Find out more.</a></p></div> 923 924 </div> 925 </li> 926 <li class="collection-item collection-item--has-image" id="content_63ad133db2b6503dc10c5e6b809143fc_item_8253751"> 927 <div class="collection-item__content clearfix"> 928 929 <div id="content_3ff77fadcec0c18f2e307e2254ae9b15_image_item_8253751" class="collection-item-image image" style="max-width: 640px;"> 930 931 <img 932 loading="lazy" width="640" 933 height="426" 934 alt="SBA 504 Monthly Debenture Rates" 935 src="https://cdn.firespring.com/images/a0e15d4e-c810-41ee-8e5e-f28274c708f3.jpg" 936 srcset="https://cdn.firespring.com/images/4b4ef7aa-f037-4db0-8977-287b93eb049f.jpg 600w, https://cdn.firespring.com/images/a0e15d4e-c810-41ee-8e5e-f28274c708f3.jpg 640w" 937 itemprop="image" 938 > 939 940 941 </div> 942 943 <div class="collection-item-label">SBA 504 Monthly Debenture Rates</div> 944 945 <div class="collection-item-description"><p>September 2026 Debenture Rates<br /> 94625 Year - Full Term - 6.304<br /> 94720 Year - Full Term - 6.289<br /> 94810 Year - Full Term - 6.313</p></div> 949 950 </div> 951 </li> 952 953 </ul> 954 955 </div> 956 957 <div class="clearfix"></div> 958 </div> 959 <!-- END .wrap --> 960 </div> 961 <!-- END .featured-container --> 962 963 964 <!-- BEGIN .secondary-container --> 965 <div class="secondary-container site-preview-no-animate" data-search-indexed="true"> 966 <!-- BEGIN .wrap --> 967 <div class="wrap"> 968 <p><strong>On Common Sense Marketing for Small Business Workshop - 11-13-18</strong></p> 969 970<p><em>"A huge thank you to CDR for sponsoring Steve's presentation last night. I found it very informative and full of info I can use. Glad he forwarded a copy of it."</em></p> 971 972<p><strong>Annette Marquez</strong></p> 973 974<p>
974 </p> 975 976<p><em>âThe team at Community Development Resources has been instrumental in our companyâs success. With their assistance we have been able to access the capital and resources we needed to employ more people, bring great new products to the market, and continue growing in a difficult market. CDR is a true asset to the Lincoln business community!</em><em>â</em></p> 977 978<p><b>Thor Schrock, Schrock Innovations</b></p> 979 980<p> </p> 981 982<p><em>âCommunity Development Resources provided E.M.S.A. with a $5,000 loan that was timely because of our need to acquire refrigeration equipment immediately.â  âThe loan allowed us to open the door to other opportunities for our business. When youâre getting started, and you donât have a business credit history, it is very difficult and we were thankful that Community Development Resources was there for us.â</em></p> 983 984<p><strong>Mira & Enes Sljivo, E.M.S.A</strong></p> 985 986<p> </p> 987 <div class="clearfix"></div> 988 </div> 989 <!-- END .wrap --> 990 </div> 991 <!-- END .secondary-container --> 992 993 994 995 <!-- BEGIN .news-container --> 996 <div class="news-container" data-search-indexed="true"> 997 <!-- BEGIN .wrap --> 998 <div class="wrap"> 999 1000 <div class="news-articles news-articles--list" id="content_9b755ab7c0b5337674f07509dbca2af9"> 1001 1002 1003 <div class="news-articles-archive"> 1004 <a href="https://cdr-nebraska.org/news-events/newsroom.html" itemprop="url"> 1005 News & Events 1006 </a> 1007 </div> 1008 1009 </div> 1010<h4>December 2023 SBA and Resource Partner Workshops</h4> 1011 1012 <div class="collection collection--list" id="content_51c3e9235964cc7904df712817de0530"> 1013 1014 1015 1016 <ul class="collection__items"> 1017 1018 1019 <li class="collection-item" id="content_51c3e9235964cc7904df712817de0530_item_14628758"> 1020 <div class="collection-item__content"> 1021 1022 1023 <div class="collection-item-label"><a href="/file_download/39623acc-90d7-48cf-9450-f79348f9adfe" class="firespring_log_download" itemprop="url">Workshop List</a></div> 1024 1025 1026 </div> 1027 </li> 1028 1029 </ul> 1030 1031 </div> 1032<h3>CDR Receives a $10,000 Impact Grant from FNBO</h3> <div id="content_de49f66aee749898c786589752816876" class="image" style="max-width: 1080px;"> 1033 <a href="https://cdr-nebraska.org/news-events/newsroom.html" itemprop="url"> 1034 <img 1035 fetchpriority="high" width="1080" 1036 height="1080" 1037 alt="" 1038 src="https://cdn.firespring.com/images/64d5b281-07b4-41a6-b8b6-368477b99df6.png" 1039 srcset="https://cdn.firespring.com/images/d4a57402-9bf4-458d-9b3d-358d51bc0800.png 600w, https://cdn.firespring.com/images/64d5b281-07b4-41a6-b8b6-368477b99df6.png 1080w" 1040 itemprop="image" 1041 aria-labelledby="content_de49f66aee749898c786589752816876_title" > 1042 </a> 1043 1044 <div class="image__text"> 1045 1046 <div class="image-text__title" id="content_de49f66aee749898c786589752816876_title"><a href="https://cdr-nebraska.org/news-events/newsroom.html" itemprop="url">CDR Receives FNBO Impact Grant</a></div> 1047 1048 1049 </div> 1050 </div> 1051<h3>MBJ - Meeting a Housing Need: CDR Expands</h3><p><a href="https://mbj.com/meeting-a-housing-need-community-development-resources-expands/">https://mbj.com/meeting-a-housing-need-community-development-resources-expands/</a></p><h3>CDR Welcomes New Executive Director</h3><p>Community Development Resources (CDR) Board of Directors recently announced the selection of Farshad Maltes as its new Executive Director. Farshad started with CDR in early December following a national search for an executive director which CDR has not had in place since the passing of their founder Rick Wallace in 2016.</p> 1052 1053<p>âFarshad brings a unique set of skills and abilities that will truly advantage Lincolnâs aggressive affordable housing development goals,â said Mark Hesser, CDR board chair. âHe is recognized as a national expert on many of the complex financial instruments CDR seeks to incorporate into our local affordable housing development efforts, and we are lucky to bring his skills to our community.â</p> 1054 1055<p>Community Development Resources is a nonprofit community development financial institution whose purpose is to provide financing for economic and affordable housing development activities that primarily benefit low-income populations and neighborhoods. CDR was originally founded in 1994 to provide loans and technical assistance to low income and minority individuals looking to start or grow their small business.</p> 1056 1057<p>In early 2022, CDR went through a strategic change adding financing and technical assistance for affordable housing to their portfolio of work. The transition to the new strategy and purpose was led by Mark Hansen, who served as interim executive director until Maltes was hired.</p> 1058 1059<p>Maltes joins CDR with more than 30 years of experience in community development financing. He most recently served as the President/CEO of Community Capital New York, and prior to that worked for the Wisconsin Housing and Economic Development Authority. Throughout his career Maltes has overseen multiple small business, commercial real estate, and affordable housing lending programs benefit low-income communities, managing portfolios as large as $575 million.</p> 1060 1061<p>âBoth Lincoln and Nebraska in general have a refreshing unified focus on solving the affordable housing challenges in our communities,â said Maltes. âThere is agreement on the need for more affordable housing to supp
1061ort economic growth and the well-being of our neighborhoods. I am looking forward to working together on this goal.â</p> 1062 1063<p>Maltes earned a Bachelorâs Degree with high honors from Haverford College. He also has a Masters in Business Administration and a Masters in Public Policy from the University of WisconsinâMadison.</p> 1064 1065<p><a href="https://prosperlincoln.org/community-development-resources-names-new-executive-director/">PROSPER LINCOLN</a></p> <div id="content_605f462b1d23282769c7e4b37ea06330" class="image" style="max-width: 1200px;"> 1066 <a href="https://cdr-nebraska.org/news-events/newsroom.html" itemprop="url"> 1067 <img 1068 loading="lazy" width="1200" 1069 height="627" 1070 alt="" 1071 src="https://cdn.firespring.com/images/c2ff1556-c2d6-495c-b9c3-1dcc360a900e.png" 1072 srcset="https://cdn.firespring.com/images/2e36e677-dfce-4012-a25f-a798fec91d8f.png 600w, https://cdn.firespring.com/images/c2ff1556-c2d6-495c-b9c3-1dcc360a900e.png 1200w" 1073 itemprop="image" 1074 > 1075 </a> 1076 1077 </div> 1078 <div id="content_df3bad11a20bcc2f86d9fbbc1220167a" class="image" style="max-width: 225px;"> 1079 1080 <img 1081 loading="lazy" width="225" 1082 height="225" 1083 alt="" 1084 src="https://cdn.firespring.com/images/5d846635-e67f-43dd-ac36-2305677c0460.jpeg" 1085 srcset="https://cdn.firespring.com/images/5d846635-e67f-43dd-ac36-2305677c0460.jpeg 225w" 1086 itemprop="image" 1087 > 1088 1089 1090 </div> 1091<h4>Local Ice Cream Success Story Started With a Dream</h4><p>Tyler Mannix didnât grow up thinking that he would own an ice cream shop someday. Tyler was building a solid career for himself at a local software company when he came up with the idea to open an ice cream shop. The idea wouldnât go away.  </p> 1092 1093<p><strong>Key to SuccessâManaging Risk</strong></p> 1094 1095<p>Tyler started 402 Creamery in 2017. For several years he continued to work his full-time software job to support his family. He made ice cream on the side as his second job at night. Retaining his day job was the first way he reduced risk during the ramp up of the new business. It took a lot of hours to do both!</p> 1096 1097<p>His first location in Lincoln was downtown on N Street, where he shared space with another food business. Sharing space was the second strategy Tyler used to reduce his startup risk and sharing space increased customer traffic. </p> 1098 1099<p><strong>Key to SuccessâQuality & Creativity</strong></p> 1100 1101<p>Tylerâs dream from the beginning was to make ice cream from scratch with local ingredients when possible and to have unique blends of flavors. His philosophy is stated on the first line on his website: âSmall batch, super premium, made from scratch ice cream.â</p> 1102 1103<p>402 Creamery has developed a very loyal customer base by providing Signature Flavors that are available year around and by introducing new Seasonal Flavors. If a new flavor is a big hit, Tyler adds it to his always available Signature Flavor list. Some of his ten Signature Flavors include: Cinnamon Snickerdoodle, Peanut Butter Chocolate Chip, Lemon Blueberry, Mint Chip and Monster Cookie (#1 seller). His current Seasonal Flavors include Pumpkin Scream Cheese, Creepy Crawlers, Twix-Or-Treat and Say Cheez (peanut butter ice cream with Cheez-it crunch and fudge brownies).</p> 1104 1105<p><strong>Key to SuccessâAdaptability</strong></p> 1106 1107<p>402 Creamery weathered the Covid pandemic by providing carry-out pints and rolling out online ordering and delivery via Grub Hub. In addition, they stayed in touch with their customer base using social media. Tyler was very humbled by the support he received from his customers and the community during this period. âA lot of gift cards were purchased by customers and the community at large. Lincoln has a generous heart and that kept us goingâ Tyler said. </p> 1108 1109<p><strong>Key to SuccessâFinding a Financial Provider</strong></p> 1110 1111<p>Like many small businesses, Tyler needed startup capital to purchase equipment, mixers, and freezers. He turned to Community Development Resources (CDR) (www.cdr-nebraska.org) in Lincoln for an SBA Microloan. CDR was also able to assist Tyler with early start-up advice and counseling. CDR loan officer Jeff Breunig identified a few characteristics about Tyler and his business plan that helped get the loan approved, âTyler had a good idea and a well-prepared written business plan. The plan included back up cash flow to reduce risk to the lender. His passion and persistence were very evident when he applied.â</p> 1112 1113<p>Tyler had this to say about the assistance he received from CDR: âI had a dream. I realized quickly, I needed to surround myself with good advisors to help me be successful. That includes a good accountant, a good lawyer, and a good banker. CDR believed in me and gave me the necessary capital to get this dream off the ground. </p> 1114 1115<p>The 402 Creamery has grown to two locations in Lincoln, located at 311 N. 8th Street in the Haymarket and 7101 Kentwell Lane in Village Gardens. Pints are also available at the A Street Market at 3308 A Street. The Creamery also has an ice cream truck that provides ice cream treats at special events in the area. You can follow 402 Creamery on Facebook and Instagram, in addition to their website (www.402creamery.com).
1115</p> 1116 1117<p>Community Development Resources (CDR) is a non-profit 501c (3) organization whose mission is to provide capital, technical assistance, and training opportunities for small business and housing in the state of Nebraska. Community Development Resources lends to start-up and existing businesses that have a viable business plan to create or maintain business. CDR is located at 912 N. 70th Street in the Meadowlane Shopping Center. For more information about CDR and how we âOpen Doors for Small Businessâ, see our website at cdr-nebraska.org or call 402-436-2387.</p> 1118 1119<p>See Lincoln Journal Star's article <a href="https://journalstar.com/entertainment/dining/lincoln-ice-cream-shop-expanding/article_320a5259-595b-5059-9b8d-82f9cd43e585.html?utm_campaign=snd-autopilot&utm_medium=social&utm_source=facebook_Lincoln_Journal_Star">here</a>.</p> 1120 1121<p>See Strictly Business article <a href="https://strictly-business.com/ask-the-experts/ask-the-expert-local-ice-cream-success-story-started-with-a-dream/">here</a>.</p> 1122 <div class="clearfix"></div> 1123 </div> 1124 <!-- END .wrap --> 1125 </div> 1126 <!-- END .news-container --> 1127 1128 1129 1130 <!-- BEGIN .logos-container --> 1131 <!-- END .logos-container --> 1132 1133 1134 1135</main><!-- end main --> 1136 1137 1138 <!-- BEGIN .email-marketing-container --> 1139 1140<div class="email-marketing-container container-dark has-bg"> 1141 <!-- BEGIN .wrap --> 1142 <div class="wrap site-preview-no-animate"> 1143 1144 <div class="content-block email-marketing-background-block"> 1145 <div id="content_1869eafeef25bc1aa066d76eafc914f1" class="image" style="max-width: 1500px;"> 1146 1147 <img 1148 loading="lazy" width="1500" 1149 height="596" 1150 alt="" 1151 src="https://cdn.firespring.com/images/9b8210b5-b2b5-4263-b4af-327240c019d2.jpg" 1152 srcset="https://cdn.firespring.com/images/5856715d-8fba-4b23-b192-8d9a520fdd8f.jpg 600w, https://cdn.firespring.com/images/1093bff6-96da-47d0-9d88-2ea84e959bfd.jpg 1200w, https://cdn.firespring.com/images/9b8210b5-b2b5-4263-b4af-327240c019d2.jpg 1500w" 1153 itemprop="image" 1154 > 1155 1156 1157 </div> 1158</div> 1159 1160 <div class="content-block email-marketing-block"> 1161 <h2>Subscribe to our Newsletter</h2><div class="email-marketing" id="854dac2a6aca943221791ed5fd5b1682"> 1162 1163 1164 1165 1166 1167 <div class="e2ma_login_container" id="e2ma-login-container-854dac2a6aca943221791ed5fd5b1682"> 1168
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1221 1222</div> 1223 1224 </div> 1225 <!-- END .wrap --> 1226</div> 1227 1228<!-- END .email-marketing-container --> 1229 1230 1231 1232 1233 1234<!-- BEGIN footer --> 1235<footer class="container-dark"> 1236 1237 <!-- BEGIN .footer-top-container --> 1238 <div class="footer-top-container"> 1239 <!-- BEGIN .wrap --> 1240 <div class="wrap"> 1241 1242 <div class="footer-logo-container"> 1243 1244 <!-- BEGIN footer-logo --> 1245 <div class="footer-logo"> 1246 <a href="https://cdr-nebraska.org/"><img alt="Community Development Resources" title="logo" src="https://cdn.firespring.com/images/b42fe189-1bdc-4bee-9711-5b0f599db496.png"></a> 1247 </div> 1248 <!-- END footer-logo --> 1249 1250 <!-- BEGIN .additional-footer-container --> 1251 <!-- END .additional-footer-container --> 1252 </div> 1253 1254 1255 <div class="locations-hours locations-hours--variable"> 1256 1257 <div class="location location--1"> 1258 1259 1260 <div class="location__info"> 1261 1262 1263 <div class="location__address"> 1264 1265 1266 <div class="location-address location-address--1"> 1267 912 N. 70th St. 1268 </div> 1269 1270 1271 <div class="location-address location-address--2"> 1272 Meadowlane Shopping Center 1273 </div> 1274 1275 1276 <div class="location-address location-address--3"> 1277 Lincoln, Nebraska 68505 1278 </div> 1279 1280 1281 </div> 1282 1283 1284 1285 <div class="location__phone"> 1286 1287 1288 <div class="location-phone location-phone--1"> 1289 <span class="label">Phone</span> 1290 <span class="value"><a 1291 href="tel:4024362387">(402) 436-2387</a></span> 1292 </div> 1293 1294 1295 </div> 1296 1297 1298 1299 <div class="location__links"> 1300 <div class="location-links-email"> 1301 <span class="value"><a href="mailto:dmiller@cdr-nebraska.org">Contact</a></span> 1302 </div> 1303 </div> 1304 1305 1306 1307 </div> 1308 </div> 1309 1310 1311</div> 1312 1313 <!-- BEGIN .footer-links-container --> 1314 <div class="footer-links-container"> 1315 <div class="content-block footer-links-block"> 1316 <div class="collection collection--list" id="content_6569dedcf9e754bf1b4f058b7bc0037f"> 1317 1318 1319 1320 <ul class="collection__items"> 1321 1322 1323 <li class="collection-item" id="content_6569dedcf9e754bf1b4f058b7bc0037f_item_8253790"> 1324 <div class="collection-item__content"> 1325 1326 1327 <div class="collection-item-label"><a href="https://cdr-nebraska.org/who-we-are/overview.html" itemprop="url">Who We Are</a></div> 1328 1329 1330 </div> 1331 </li> 1332 <li class="collection-item" id="content_6569dedcf9e754bf1b4f058b7bc0037f_item_8253791"> 1333 <div class="collection-item__content"> 1334 1335 1336 <div class="collection-item-label"><a href="https://cdr-nebraska.org/what-we-do/overview.html" itemprop="url">What We Do</a></div> 1337 1338 1339 </div> 1340 </li> 1341 <li class="collection-item" id="content_6569dedcf9e754bf1b4f058b7bc0037f_item_8253793"> 1342 <div class="collection-item__content"> 1343 1344 1345 <div class="collection-item-label"><a href="#" itemprop="url">News & Events</a></div> 1346 1347 1348 </div> 1349 </li> 1350 <li class="collection-item" id="content_6569dedcf9e754bf1b4f058b7bc0037f_item_8253794"> 1351 <div class="collection-item__content"> 1352 1353 1354 <div class="collection-item-label"><a href="https://cdr-nebraska.org/portal/login.html" itemprop="url">Log In</a></div> 1355 1356 1357 </div> 1358 </li> 1359 1360 </ul> 1361 1362 </div> 1363</div> 1364 </div> 1365 <!-- END .footer-links-container --> 1366 1367 1368 </div> 1369 <!-- END .wrap --> 1370 </div> 1371 <!-- END .footer-top-container --> 1372 1373 1374 1375 <!-- BEGIN .footer-bottom-container --> 1376 <div class="footer-bottom-container"> 1377 <!-- BEGIN .wrap --> 1378 <div class="wrap"> 1379 1380 <!-- BEGIN .copy-container --> 1381 <div class="copy-container">© 2026 Community Development Resources</div> 1382 <!-- END .copy-container --> 1383 1384 1385 1386 <div class="policy-links"> 1387 <!-- BEGIN privacy policy --> 1388 <div class="policy-link policy-link--privacy"> 1389 1390 <a href="#privacy-policy" class="lightbox lightbox--inline js-lightbox--inline">Privacy Policy</a> 1391 1392 <div id="privacy-policy" class="inline-popup inline-popup--medium mfp-hide"> 1393 1394 <div class="policy-title"> 1395 <h2>Privacy Policy</h2> 1396 </div> 1397 1398 <div class="policy-content"> 1399 <ol> 1400 1401<li><strong>What Information Do We Collect?</strong> 1402When you visit our website you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and website use information collected on an aggregate basis as you and others browse our website.</li> 1403 1404<li><strong>Personal Information You Choose to Provide</strong> 1405We may request that you voluntarily supply us with personal information, including your email address, postal address, home or work telephone number and other personal information for such purposes as correspondence, placing an order, requesting an estimate, or participating in online surveys. 1406If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.</li> 1407 1408<li><strong>Website Use Information</strong> 1409Similar to other websites, our site may utilize a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server logs to collect information about how our website is used. Information gathered through cookies and server logs may include the date and time of visits, the pages viewed, time spent at our website, and the sites visited just before and just after ours. This information is collected on an aggregate basis. None of this information is associated with you as an individual.</li> 1410 1411<li><strong>How Do We Use the Information That You Provide to Us?</strong> 1412Broadly speaking, we use personal information for purposes of administering our business activities, providing service and support and making available other products and services to our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about important changes to our website, new services and special offers we think you will find valuable. The lists used to send you product and service offers are developed and managed under our traditional standards de
1412signed to safeguard the security and privacy of all personal information provided by our users. You may at any time to notify us of your desire not to receive these offers.</li> 1413 1414<li><strong>What Are Cookies?</strong> 1415Cookies are a feature of web browser software that allows web servers to recognize the computer used to access a website. Cookies are small pieces of data that are stored by a user's web browser on the user's hard drive. Cookies can remember what information a user accesses on one web page to simplify subsequent interactions with that website by the same user or to use the information to streamline the user's transactions on related web pages. This makes it easier for a user to move from web page to web page and to complete commercial transactions over the Internet. Cookies should make your online experience easier and more personalized.</li> 1416 1417<li><strong>How Do We Use Information Collected From Cookies?</strong> 1418We use website browser software tools such as cookies and web server logs to gather information about our website users' browsing activities, in order to constantly improve our website and better serve our users. This information assists us to design and arrange our web pages in the most user-friendly manner and to continually improve our website to better meet the needs of our users and prospective users. 1419Cookies help us collect important business and technical statistics. The information in the cookies lets us trace the paths followed by users to our website as they move from one page to another. Web server logs allow us to count how many people visit our website and evaluate our website's visitor capacity. We do not use these technologies to capture your individual email address or any personally identifying information about you.</li> 1420 1421<li><strong>Notice of New Services and Changes</strong> 1422Occasionally, we may use the information we collect to notify you about important changes to our website, new services and special offers we think you will find valuable. As a user of our website, you will be given the opportunity to notify us of your desire not to receive these offers by clicking on a response box when you receive such an offer or by sending us an email request.</li> 1423 1424<li><strong>How Do We Secure Information Transmissions?</strong> 1425When you send confidential personal information to us on our website, a secure server software which we have licensed encrypts all information you input before it is sent to us. The information is scrambled en route and decoded once it reaches our website. 1426Other email that you may send to us may not be secure unless we advise you that security measures will be in place prior to your transmitting the information. For that reason, we ask that you do not send confidential information such as Social Security, credit card, or account numbers to us through an unsecured email.</li> 1427 1428<li><strong>How Do We Protect Your Information?</strong> 1429Information Security -- We utilize encryption/security software to safeguard the confidentiality of personal information we collect from unauthorized access or disclosure and accidental loss, alteration or destruction. 1430Evaluation of Information Protection Practices -- Periodically, our operations and business practices are reviewed for compliance with organization policies and procedures governing the security, confidentiality and quality of our information. 1431Employee Access, Training and Expectations -- Our organization values, ethical standards, policies and practices are committed to the protection of user information. In general, our business practices limit employee access to confidential information, and limit the use and disclosure of such information to authorized persons, processes and transactions.</li> 1432 1433<li><strong>How Can You Access and Correct Your Information?</strong> 1434You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us using the contact form provided to you within the site structure of our website.</li> 1435 1436<li><strong>Do We Disclose Information to Outside Parties?</strong> 1437We may provide aggregate information about our customers, sales, website traffic patterns and related website information to our affiliates or reputable third parties, but this information will not include personally identifying data, except as otherwise provided in this privacy policy.</li> 1438 1439<li><strong>What About Legally Compelled Disclosure of Information?</strong> 1440We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal r
1440ights.</li> 1441 1442<li><strong>Permission to Use of Materials</strong> 1443The right to download and store or output the materials in our website is granted for the user's personal use only, and materials may not be reproduced in any edited form. Any other reproduction, transmission, performance, display or editing of these materials by any means mechanical or electronic without our express written permission is strictly prohibited. Users wishing to obtain permission to reprint or reproduce any materials appearing on this site may contact us directly.</li> 1444 1445</ol> 1446 </div> 1447 1448 </div> 1449 1450 </div> 1451 <!-- END privacy policy --> 1452 1453 <!-- BEGIN terms & conditions --> 1454 <div class="policy-link policy-link--terms-conditions"> 1455 1456 <a href="#terms-conditions" class="lightbox lightbox--inline js-lightbox--inline">Terms & Conditions</a> 1457 1458 <div id="terms-conditions" class="inline-popup inline-popup--medium mfp-hide"> 1459 1460 <div class="policy-title"> 1461 1462 <h2>Terms & Conditions</h2> 1463 1464 </div> 1465 1466 <div class="policy-content"> 1467 <h2>Donation Refund Policy</h2> 1468 1469We are grateful for your donation and support of our organization. If you have made an error in making your donation or change your mind about contributing to our organization please contact us. Refunds are returned using the original method of payment. If you made your donation by credit card, your refund will be credited to that same credit card. 1470 1471<h2>Automated Recurring Donation Cancellation</h2> 1472 1473Ongoing support is important to enabling projects to continue their work, so we encourage donors to continue to contribute to projects over time. But if you must cancel your recurring donation, please notify us. 1474 </div> 1475 1476 </div> 1477 1478 </div> 1479 <!-- END terms & conditions --> 1480 </div> 1481 1482 1483 <div class="content-block powered-by-block"> 1484 <p>Powered by <a href="https://www.firespring.com/services/nonprofit-website-builder/" target="_blank" rel="noreferrer noopener">Firespring</a></p> 1485</div> 1486 1487 1488 </div> 1489 <!-- END .wrap --> 1490 </div> 1491 <!-- END .footer-bottom-container --> 1492 1493 1494 1495 1496 <!-- BEGIN .wrap --> 1497 <div class="wrap"> 1498 1499 1500 1501 1502 1503 1504 </div> 1505 <!-- END .wrap --> 1506</footer> 1507<!-- END footer --> 1508 1509 1510</div> 1511<!-- END .site-container --> 1512 1513 1514 1515 1516 1517 1518 1519
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