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vendor: 1 bytes, line 117
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119<link rel="https://api.w.org/" href="https://kapitalwise.com/blog/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://kapitalwise.com/blog/wp-json/wp/v2/posts/434" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://kapitalwise.com/blog/xmlrpc.php?rsd" />
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124<link href="https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&family=Fraunces:opsz,wght,[email protected],300;9..144,400;9..144,500;9..144,600;9..144,700&display=swap" rel="stylesheet">    <style>
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131    <style class="wpcode-css-snippet">/* ================================================
132   MEGA MENU WRAPPER
133   ================================================ */
134#kw-mega-wrap {
135  position: absolute !important;
136  top: 100% !important;
137  left: 0 !important;
138  width: 100% !important;
139  z-index: 99999 !important;
140  pointer-events: none !important;
141}
142
143.kw-mega-panel {
144  display: none !important;
145  width: 100% !important;
146  pointer-events: auto !important;
147  box-sizing: border-box !important;
148  padding: 0 24px !important;
149}
150
151.kw-mega-panel.is-open {
152  display: block !important;
153}
154
155/* ================================================
156   MEGA MENU — DESKTOP CARD (matches main site)
157   ================================================ */
158.kw-mega-card {
159  width: 100% !important;
160  max-width: 900px !important;
161  margin: 0 auto !important;
162  padding: 0 !important;
163  border-radius: 16px !important;
164  border: 1px solid #e3e0d6 !important;
165  background: color-mix(in oklab, #fdfaf1 85%, transparent) !important;
166  backdrop-filter: blur(24px) !important;
167  -webkit-backdrop-filter: blur(24px) !important;
168  box-shadow: 0 20px 50px -20px rgba(6, 21, 12, 0.25) !important;
169  box-sizing: border-box !important;
170  overflow: hidden !important;
171}
172
173/* ================================================
174   MEGA MENU GRID
175   Column count is set per-panel below, since panels
176   have different numbers of columns (2 or 3).
177   ================================================ */
178.kw-mega-grid {
179  display: grid !important;
180  gap: 48px !important;
181  padding: 32px !important;
182  box-sizing: border-box !important;
183}
184
185/* Retirement, Taxes, Financial Planning panels = 3 columns
186   (Calculators / Guides & Resources / Latest Blogs) */
187.kw-mega-panel[data-mega-panel="retirement"] .kw-mega-grid,
188.kw-mega-panel[data-mega-panel="taxes"] .kw-mega-grid,
189.kw-mega-panel[data-mega-panel="financial-planning"] .kw-mega-grid {
190  grid-template-columns: repeat(3, minmax(0, 1fr)) !important;
191}
192
193/* Investing panel = 2 columns (Calculators / Latest Blogs) */
194.kw-mega-panel[data-mega-panel="investing"] .kw-mega-grid {
195  grid-template-columns: repeat(2, minmax(0, 1fr)) !important;
196}
197
198.kw-mega-label {
199  font-size: 10px !important;
200  font-weight: 700 !important;
201  text-transform: uppercase !important;
202  letter-spacing: 0.22em !important;
203  color: #8a8a80 !important;
204  margin-bottom: 16px !important;
205  display: block !important;
206}
207
208.kw-mega-col {
209  display: flex !important;
210  flex-direction: column !important;
211  gap: 10px !important;
212  min-width: 0 !important;
213}
214
215.kw-mega-col a {
216  display: block !important;
217  font-size: 14px !important;
218  text-decoration: none !important;
219  transition: color 0.15s ease !important;
220  overflow-wrap: break-word !important;
221  word-break: break-word !important;
222}
223
224/* Column 1 (Calculators) — black text, on every panel */
225.kw-mega-col:nth-child(1) a {
226  color: #06150c !important;
227}
228.kw-mega-col:nth-child(1) a:hover {
229  color: #0ea053 !important;
230}
231
232/* Column 2 default (Guides & Resources on 3-column panels) — black text */
233.kw-mega-col:nth-child(2) a {
234  color: #06150c !important;
235}
236.kw-mega-col:nth-child(2) a:hover {
237  color: #0ea053 !important;
238}
239.kw-mega-col:nth-child(2) a:visited {
240  color: #06150c !important;
241}
242
243/* Column 3 (Latest Blogs on 3-column panels) — green text */
244.kw-mega-col:nth-child(3) a {
245  color: #18a462 !important;
246}
247.kw-mega-col:nth-child(3) a:hover {
248  color: #0f7a47 !important;
249}
250.kw-mega-col:nth-child(3) a:visited {
251  color: #18a462 !important;
252}
253
254/* Investing panel only has 2 columns (Calculators / Latest Blogs).
255   Its column 2 is "Latest Blogs", not "Guides & Resources", so it
256   needs the green blog-link color instead of the black default
257   set above for column 2. This override must come AFTER the
258   generic :nth-child(2) rule so it takes precedence. */
259.kw-mega-panel[data-mega-panel="investing"] .kw-mega-col:nth-child(2) a {
260  color: #18a462 !important;
261}
262.kw-mega-panel[data-mega-panel="investing"] .kw-mega-col:nth-child(2) a:hover {
263  color: #0f7a47 !important;
264}
265.kw-mega-panel[data-mega-panel="investing"] .kw-mega-col:nth-child(2) a:visited {
266  color: #18a462 !important;
267}
268
269.kw-mega-footer {
270  border-top: 1px solid #e3e0d6 !important;
271  margin-top: 0 !important;
272  padding: 14px 0 !important;
273  display: flex !important;
274  justify-content: center !important;
275}
276
277.kw-mega-viewall {
278  color: #0ea053 !important;
279  font-weight: 600 !important;
280  font-size: 14px !important;
281  text-decoration: none !important;
282}
283
284/* ================================================
285   HEADER / MENU BASE
286   ================================================ */
287.header {
288  position: relative !important;
289}
290
291.menu li a {
292  font-weight: 500 !important;
293  font-size: 14px !important;
294  padding: 8px 10px !important;
295}
296
297/* ================================================
298   MEGA MENU — DESKTOP HOVER ANIMATION
299   Only applies at desktop widths (>1024px). Mobile is untouched.
300   ================================================ */
301@media (min-width: 1025px) {
302  .kw-mega-panel {
303    position: absolute !important;
304    top: 0 !important;
305    left: 0 !important;
306    display: block !important;
307    opacity: 0 !important;
308    visibility: hidden !important;
309    pointer-events: none !important;
310    transform: translateY(-6px) !important;
311    transition: opacity 160ms ease, transform 160ms ease, visibility 0s linear 160ms !important;
312  }
313
314  .kw-mega-panel.is-open {
315    opacity: 1 !important;
316    visibility: visible !important;
317    transform: translateY(0) !important;
318    pointer-events: auto !important;
319    transition: opacity 160ms ease, transform 160ms ease !important;
320  }
321}
322
323/* ================================================
324   MOBILE / TABLET — MEGA MENU ACCORDION (≤1024px)
325   ================================================ */
326@media screen and (max-width: 1024px) {
327  .kw-mega-panel {
328    padding: 0 16px !important;
329  }
330
331  .kw-mega-card {
332    max-width: 100% !important;
333    border-radius: 0 !important;
334    border: 1px solid #DEDAD0 !important;
335    background: #fdfaf1 !important;
336    backdrop-filter: none !important;
337    -webkit-backdrop-filter: none !important;
338    box-shadow: none !important;
339    margin: 8px 0 0 0 !important;
340  }
341
342  .kw-mega-grid,
343  .kw-mega-panel[data-mega-panel="retirement"] .kw-mega-grid,
344  .kw-mega-panel[data-mega-panel="taxes"] .kw-mega-grid,
345  .kw-mega-panel[data-mega-panel="financial-planning"] .kw-mega-grid,
346  .kw-mega-panel[data-mega-panel="investing"] .kw-mega-grid {
347    grid-template-columns: 1fr !important;
348    gap: 28px !important;
349    padding: 20px 16px !important;
350  }
351
352  .kw-mega-label {
353    font-size: 11px !important;
354    margin-bottom: 12px !important;
355  }
356
357  .kw-mega-col {
358    gap: 12px !important;
359  }
360
361  .kw-mega-col a {
362    font-size: 15px !important;
363    line-height: 1.4 !important;
364  }
365
366  .kw-mega-footer {
367    padding: 14px 16px !important;
368  }
369}
370
371/* ================================================
372   ACCESSIBILITY: allow clicks through the wrapper
373   only where the panel is actually visible
374   ================================================ */
375.kw-mega-panel.is-open,
376.kw-mega-panel.is-open .kw-mega-card {
377  pointer-events: auto !important;
378}</style>
378<script>document.addEventListener("DOMContentLoaded", function() {
379    var logoLink = document.querySelector(".custom-logo-link");
380    if (logoLink) {
381        logoLink.href = "https://kapitalwise.com";
382    }
383});
384</script>
384<link rel="icon" href="https://kapitalwise.com/blog/wp-content/uploads/2026/04/Untitled-design-56.png" sizes="32x32" />
385<link rel="icon" href="https://kapitalwise.com/blog/wp-content/uploads/2026/04/Untitled-design-56.png" sizes="192x192" />
386<link rel="apple-touch-icon" href="https://kapitalwise.com/blog/wp-content/uploads/2026/04/Untitled-design-56.png" />
387<meta name="msapplication-TileImage" content="https://kapitalwise.com/blog/wp-content/uploads/2026/04/Untitled-design-56.png" />
388<style id="wp-custom-css">
389/* ================================================
390   GLOBAL / BASE
391   ================================================ */
392.site-info {
393  justify-content: center;
394}
395
396body {
397  font-family: Inter, ui-sans-serif, system-ui, sans-serif !important;
398  line-height: 1.5 !important;
399  color: #06150c !important;
400  -webkit-tap-highlight-color: rgba(0, 0, 0, 0);
401  background-color: #fdfaf1 !important;
402}
403
404h1, h2, h3, h4, h5, h6 {
405  font-family: Inter, ui-sans-serif, system-ui, sans-serif !important;
406  color: #06150c !important;
407}
408
409.site-footer {
410  display: block !important;
411}
412
413#kw-footer {
414  background: #072014 !important;
415}
416
417#kw-footer h4 {
418  color: #D7A03D !important;
419}
420
421/* ================================================
422   OLD THEME DROPDOWN (sub-menu)
423   ================================================ */
424.menu-item.menu-item-has-children .sub-menu {
425  background: #ffffff !important;
426  border: 1px solid #e5e5e5 !important;
427  border-radius: 8px !important;
428  box-shadow: 0 8px 24px rgba(0,0,0,0.1) !important;
429  padding: 8px 0 !important;
430  min-width: 220px !important;
431}
432
433.menu-item.menu-item-has-children .sub-menu li a {
434  padding: 12px 24px !important;
435  color: #333333 !important;
436  font-size: 15px !important;
437  font-weight: 400 !important;
438  white-space: nowrap !important;
439  display: block !important;
440  background: none !important;
441}
442
443.menu-item.menu-item-has-children .sub-menu li a:hover {
444  background: #f5f5f5 !important;
445  color: #2ecc71 !important;
446}
447
448.menu-item.menu-item-has-children .sub-menu li {
449  border: none !important;
450  margin: 0 !important;
451}
452
453/* ================================================
454   SIDEBAR RESET
455   ================================================ */
456#secondary,
457aside#secondary,
458.widget-area {
459  background: transparent !important;
460  border: none !important;
461  box-shadow: none !important;
462  padding: 0 !important;
463  margin: 0 !important;
464}
465
466/* ================================================
467   BLOG & ARTICLE LAYOUT — DESKTOP
468   ================================================ */
469.single #primary,
470.single .content-area {
471  background: transparent !important;
472  box-shadow: none !important;
473  border: none !important;
474}
475
476.kw-blog-layout {
477  display: flex !important;
478  flex-direction: row !important;
479  align-items: flex-start !important;
480  gap: 32px !important;
481  max-width: 1180px !important;
482  margin: 0 auto !important;
483  padding: 24px 20px 60px !important;
484  box-sizing: border-box !important;
485}
486
487.kw-main-col {
488  flex: 1 !important;
489  min-width: 0 !important;
490}
491
492.kw-blog-layout #secondary,
493.kw-blog-layout .widget-area {
494  width: 260px !important;
495  min-width: 260px !important;
496  max-width: 260px !important;
497  flex-shrink: 0 !important;
498}
499
500.single #content,
501.single .site-content {
502  display: flex !important;
503  flex-direction: row !important;
504  align-items: flex-start !important;
505  gap: 32px !important;
506  max-width: 1180px !important;
507  margin: 0 auto !important;
508  padding: 24px 20px 60px !important;
509  box-sizing: border-box !important;
510}
511
512.single #primary,
513.single .content-area {
514  order: 1 !important;
515  flex: 1 !important;
516  min-width: 0 !important;
517}
518
519.single #secondary,
520.single .widget-area {
521  order: 2 !important;
522  width: 260px !important;
523  min-width: 260px !important;
524  max-width: 260px !important;
525  flex-shrink: 0 !important;
526}
527
528/* ================================================
529   CATEGORY WIDGET
530   ================================================ */
531.kw-cat-widget {
532  background: #ffffff;
533  border: 1px solid #e8e8e4;
534  border-radius: 14px;
535  padding: 0 0 8px 0;
536  list-style: none;
537  margin: 0 0 24px 0;
538  overflow: hidden;
539}
540
541.kw-cat-widget::before {
542  content: "☰  BROWSE BY CATEGORY";
543  display: block;
544  font-size: 11px;
545  font-weight: 700;
546  letter-spacing: 0.08em;
547  color: #888;
548  padding: 14px 18px 12px;
549  border-bottom: 1px solid #f0f0ec;
550  text-transform: uppercase;
551}
552
553.kw-cat-widget li.cat-item {
554  list-style: none;
555  margin: 0;
556  padding: 0;
557  border-bottom: 1px solid #f8f8f6;
558}
559
560.kw-cat-widget li.cat-item:last-child { border-bottom: none; }
561
562.kw-cat-widget li.cat-item a {
563  display: flex;
564  align-items: center;
565  padding: 10px 18px;
566  font-size: 14px;
567  color: #333;
568  text-decoration: none;
569  transition: background 0.15s, color 0.15s;
570  gap: 8px;
571}
572
573.kw-cat-widget li.cat-item a::before {
574  content: "";
575  display: inline-block;
576  width: 14px;
577  height: 14px;
578  min-width: 14px;
579  border: 1.5px solid #ccc;
580  border-radius: 3px;
581  background: #fff;
582  transition: border-color 0.15s, background 0.15s;
583}
584
585.kw-cat-widget li.cat-item a .wp-block-categories__post-count {
586  margin-left: auto;
587  background: #f0f0ec;
588  color: #888;
589  font-size: 11.5px;
590  font-weight: 500;
591  padding: 2px 9px;
592  border-radius: 20px;
593  min-width: 28px;
594  text-align: center;
595}
596
597.kw-cat-widget li.cat-item a:hover {
598  background: #f4fbf7;
599  color: #1cb567;
600}
601
602.kw-cat-widget li.cat-item a:hover::before {
603  border-color: #1cb567;
604  background: #eaf7f1;
605}
606
607.kw-cat-widget li.cat-item a:hover .wp-block-categories__post-count {
608  background: #d0f0e0;
609  color: #0e8a4a;
610}
611
612.kw-cat-widget li.current-cat > a {
613  background: #edf9f3;
614  color: #1cb567;
615  font-weight: 600;
616}
617
618.kw-cat-widget li.current-cat > a::before {
619  border-color: #1cb567;
620  background: #1cb567;
621  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M2 6l3 3 5-5' stroke='%23fff' stroke-width='1.8' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
622  background-repeat: no-repeat;
623  background-position: center;
624  background-size: 10px;
625}
626
627.kw-cat-widget li.current-cat > a .wp-block-categories__post-count {
628  background: #c2ecd6;
629  color: #0e8a4a;
630}
631
632/* ================================================
633   CTA WIDGET
634   ================================================ */
635.kw-cta-widget {
636  border-radius: 16px;
637  overflow: hidden;
638  border: 1px solid #e8e8e4;
639  margin-bottom: 24px;
640  font-family: inherit;
641  box-shadow: 0 4px 20px rgba(0,0,0,0.07);
642}
643
644.kw-cta-top {
645  background: #0a1f12;
646  padding: 22px 20px 20px;
647}
648
649.kw-cta-eyebrow {
650  display: inline-block;
651  font-size: 10px;
652  font-weight: 700;
653  letter-spacing: 0.1em;
654  color: #1cb567;
655  background: rgba(28, 181, 103, 0.12);
656  padding: 4px 10px;
657  border-radius: 20px;
658  margin-bottom: 12px;
659}
660
661.kw-cta-headline {
662  font-size: 19px !important;
663  font-weight: 700 !important;
664  color: #ffffff !important;
665  line-height: 1.3 !important;
666  margin: 0 0 10px 0 !important;
667  padding: 0 !important;
668}
669
670.kw-cta-sub {
671  font-size: 13px !important;
672  color: #8ab89a !important;
673  line-height: 1.6 !important;
674  margin: 0 0 18px 0 !important;
675  padding: 0 !important;
676}
677
678.kw-cta-steps {
679  display: flex;
680  flex-direction: column;
681  gap: 8px;
682  border-top: 1px solid rgba(255,255,255,0.08);
683  padding-top: 14px;
684}
685
686.kw-step {
687  display: flex;
688  align-items: center;
689  gap: 10px;
690  font-size: 12.5px;
691  color: #a8ccb4;
692}
693
694.kw-step-num {
695  width: 20px;
696  height: 20px;
697  min-width: 20px;
698  border-radius: 50%;
699  background: rgba(28,181,103,0.2);
700  color: #1cb567;
701  font-size: 11px;
702  font-weight: 700;
703  display: flex;
704  align-items: center;
705  justify-content: center;
706}
707
708.kw-cta-bottom {
709  background: #ffffff;
710  padding: 18px 20px 16px;
711}
712
713.kw-cta-btn {
714  display: block;
715  width: 100%;
716  background: #00A47A;
717  color: #ffffff !important;
718  text-align: center;
719  padding: 13px 16px;
720  border-radius: 20px;
721  font-size: 15px;
722  font-weight: 700;
723  text-decoration: none !important;
724  margin-bottom: 12px;
725  transition: background 0.15s, transform 0.15s;
726  box-sizing: border-box;
727  letter-spacing: 0.01em;
728}
729
730.kw-cta-btn:hover {
731  background: #18a35d !important;
732  color: #fff !important;
733  transform: translateY(-1px);
734}
735
736.kw-cta-trust {
737  display: flex;
738  justify-content: space-between;
739}
740
741.kw-cta-trust span {
742  font-size: 11px;
743  color: #999;
744  font-weight: 500;
745}
746
747/* ================================================
748   READ NEXT WIDGET
749   ================================================ */
750.kw-read-next-widget {
751  background: #fff !important;
752  border: 1px solid #e8e8e4 !important;
753  border-radius: 14px !important;
754  overflow: hidden !important;
755  margin-bottom: 24px !important;
756  padding: 0 !important;
757  list-style: none !important;
758}
759
760.kw-read-next-widget::before {
761  content: "☐  READ NEXT";
762  display: block !important;
763  font-size: 11px !important;
764  font-weight: 700 !important;
765  letter-spacing: 0.08em !important;
766  color: #888 !important;
767  padding: 14px 18px 12px !important;
768  border-bottom: 1px solid #f0f0ec !important;
769  text-transform: uppercase !important;
770}
771
772.kw-read-next-widget li {
773  list-style: none !important;
774  border-bottom: 1px solid #f5f5f2 !important;
775  margin: 0 !important;
776  padding: 0 !important;
777  display: flex !important;
778  align-items: center !important;
779  gap: 0 !important;
780}
781
782.kw-read-next-widget li:last-child {
783  border-bottom: none !important;
784}
785
786.kw-read-next-widget li a {
787  display: block !important;
788  padding: 12px 18px !important;
789  text-decoration: none !important;
790  font-size: 13px !important;
791  font-weight: 500 !important;
792  color: #222 !important;
793  line-height: 1.4 !important;
794  transition: background 0.15s, color 0.15s !important;
795}
796
797.kw-read-next-widget li a:hover {
798  background: #f4fbf7 !important;
799  color: #1cb567 !important;
800}
801
802.kw-read-next-widget .wp-block-latest-posts__featured-image {
803  display: none;
804}
805
806/* ================================================
807   CALCULATORS WIDGET
808   ================================================ */
809.kw-calc-widget {
810  background: #fff;
811  border: 1px solid #e8e8e4;
812  border-radius: 14px;
813  overflow: hidden;
814  margin-bottom: 24px;
815  padding: 0 0 14px 0;
816}
817
818.kw-calc-head {
819  font-size: 11px;
820  font-weight: 700;
821  letter-spacing: 0.08em;
822  color: #888;
823  text-transform: uppercase;
824  padding: 14px 18px 12px;
825  border-bottom: 1px solid #f0f0ec;
826  display: flex;
827  align-items: center;
828  gap: 6px;
829}
830
831.kw-calc-pills {
832  padding: 12px 14px 0;
833  display: flex;
834  flex-wrap: wrap;
835  gap: 8px;
836}
837
838.kw-calc-pill {
839  display: inline-block;
840  padding: 6px 14px;
841  border-radius: 20px;
842  background: #f0f0ec;
843  color: #444 !important;
844  font-size: 13px;
845  font-weight: 500;
846  text-decoration: none !important;
847  border: 1px solid transparent;
848  transition: all 0.15s;
849  white-space: nowrap;
850}
851
852.kw-calc-pill:hover {
853  background: #eaf7f1 !important;
854  color: #1cb567 !important;
855  border-color: #b8e4cc !important;
856}
857
858/* ================================================
859   HEADER — DESKTOP (3-section layout: logo / nav / cta)
860   ================================================ */
861header.header {
862  font-family: Inter, ui-sans-serif, system-ui, sans-serif !important;
863  border-bottom: 1px solid #dedad0 !important;
864  background: #fdfaf1 !important;
865  height: 80px !important;
866  min-height: 80px !important;
867}
868
869header.header .header__container {
870  width: 100% !important;
871  max-width: 1400px !important;
872  margin: 0 auto !important;
873  height: 80px !important;
874  padding: 0 24px !important;
875  display: flex !important;
876  flex-direction: row !important;
877  align-items: center !important;
878  justify-content: space-between !important;
879  flex-wrap: nowrap !important;
880  gap: 24px !important;
881  box-sizing: border-box !important;
882}
883
884/* --- SECTION 1: Logo --- */
885header.header .header__branding {
886  display: flex !important;
887  flex-direction: row !important;
888  align-items: center !important;
889  flex-shrink: 0 !important;
890  margin-right: 0 !important;
891}
892
893header.header .kapitalwise-header-logo {
894  display: flex !important;
895  align-items: center !important;
896  gap: 10px !important;
897  white-space: nowrap !important;
898}
899
900header.header .kapitalwise-icon {
901  width: 32px !important;
902  height: 32px !important;
903  flex-shrink: 0 !important;
904}
905
906header.header .kapitalwise-name {
907  font-family: Fraunces, "Times New Roman", ui-serif, Georgia, serif !important;
908  font-size: 24px !important;
909  font-weight: 500 !important;
910  line-height: 1 !important;
911  letter-spacing: -0.025em !important;
912  white-space: nowrap !important;
913  color: #06150c !important;
914}
915
916header.header .kapitalwise-wealth {
917  display: inline !important;
918  font-family: Inter, ui-sans-serif, system-ui, sans-serif !important;
919  font-size: 10px !important;
920  font-weight: 600 !important;
921  line-height: 1 !important;
922  letter-spacing: 0.12em !important;
923  text-transform: uppercase !important;
924  color: #4e594f !important;
925  transform: translateY(2px) !important;
926  white-space: nowrap !important;
927}
928
929@media screen and (max-width: 1279px) {
930  header.header .kapitalwise-wealth {
931    display: none !important;
932  }
933}
934
935/* --- SECTION 2: Nav (stretches + centers itself) --- */
936header.header .header__nav-wrap {
937  display: flex !important;
938  flex: 1 1 auto !important;
939  justify-content: center !important;
940  min-width: 0 !important;
941}
942
943header.header ul.menu {
944  display: flex !important;
945  flex-direction: row !important;
946  align-items: center !important;
947  flex-wrap: nowrap !important;
948  margin: 0 !important;
949  padding: 0 !important;
950  gap: 6px !important;
951  list-style: none !important;
952}
953
954header.header ul.menu > li {
955  display: flex !important;
956  align-items: center !important;
957  flex-shrink: 0 !important;
958  margin: 0 !important;
959  padding: 0 !important;
960}
961
962header.header ul.menu > li > a {
963  display: flex !important;
964  align-items: center !important;
965  justify-content: center !important;
966  gap: 4px !important;
967  height: 36px !important;
968  padding: 0 10px !important;
969  font-family: Inter, ui-sans-serif, system-ui, sans-serif !important;
970  font-size: 14px !important;
971  font-weight: 500 !important;
972  line-height: 1 !important;
973  white-space: nowrap !important;
974  text-decoration: none !important;
975  color: #06150c !important;
976}
977
978header.header ul.menu > li > a:hover {
979  color: #0ea053 !important;
980}
981
982header.header .menu-item-has-children > a {
983  display: flex !important;
984  align-items: center !important;
985}
986
987/* --- SECTION 3: CTA button (own sibling section) --- */
988header.header .header__cta {
989  display: flex !important;
990  align-items: center !important;
991  flex-shrink: 0 !important;
992}
993
994header.header .header-cta-btn {
995  display: inline-flex !important;
996  align-items: center !important;
997  justify-content: center !important;
998  height: 36px !important;
999  padding: 8px 20px !important;
1000  background: #0ea053 !important;
1001  color: #fefcf4 !important;
1002  border-radius: 999px !important;
1003  font-family: Inter, ui-sans-serif, system-ui, sans-serif !important;
1004  font-size: 14px !important;
1005  font-weight: 500 !important;
1006  line-height: 1.25rem !important;
1007  white-space: nowrap !important;
1008  text-decoration: none !important;
1009  box-shadow: 0 1px 2px 0 rgba(0, 0, 0, 0.05) !important;
1010  transition: color 150ms ease, background-color 150ms ease, border-color 150ms ease !important;
1011}
1012
1013header.header .header-cta-btn:hover {
1014  background: #0ea053 !important;
1015  color: #fefcf4 !important;
1016}
1017
1018/* Hide hamburger on desktop — mobile styles below only apply ≤1024px;
1019   without this, the button stays in the layout at desktop widths */
1020@media screen and (min-width: 1025px) {
1021  header.header button#mobile-menu-toggle.hamburger {
1022    display: none !important;
1023  }
1024}
1025
1026/* ================================================
1027   PAGINATION
1028   ================================================ */
1029.navigation.pagination {
1030  margin: 32px 0 !important;
1031  width: 100% !important;
1032}
1033
1034.navigation.pagination .nav-links {
1035  display: flex !important;
1036  justify-content: center !important;
1037  align-items: center !important;
1038  gap: 8px !important;
1039  flex-wrap: wrap !important;
1040}
1041
1042.navigation.pagination .page-numbers {
1043  display: inline-flex !important;
1044  align-items: center !important;
1045  justify-content: center !important;
1046  min-width: 36px !important;
1047  height: 36px !important;
1048  padding: 0 10px !important;
1049  border-radius: 8px !important;
1050  background: #f0f0ec !important;
1051  color: #333 !important;
1052  text-decoration: none !important;
1053  font-size: 14px !important;
1054  font-weight: 500 !important;
1055  box-sizing: border-box !important;
1056}
1057
1058.navigation.pagination .page-numbers.current {
1059  background: #1cb567 !important;
1060  color: #fff !important;
1061}
1062
1063.navigation.pagination .page-numbers:hover {
1064  background: #e5e5e0 !important;
1065}
1066
1067.navigation.pagination .page-numbers.current:hover {
1068  background: #1cb567 !important;
1069}
1070
1071/* ================================================
1072   TABLET: 769px – 1024px
1073   ================================================ */
1074@media (max-width: 1024px) and (min-width: 769px) {
1075  .kw-blog-layout {
1076    gap: 20px !important;
1077    padding: 20px 16px 40px !important;
1078  }
1079
1080  .kw-blog-layout #secondary,
1081  .kw-blog-layout .widget-area,
1082  .single #secondary,
1083  .single .widget-area {
1084    width: 220px !important;
1085    min-width: 220px !important;
1086    max-width: 220px !important;
1087  }
1088
1089  .single #content,
1090  .single .site-content {
1091    gap: 20px !important;
1092    padding: 20px 16px 40px !important;
1093  }
1094}
1095
1096/* ================================================
1097   MOBILE / TABLET HEADER — HAMBURGER (≤1024px)
1098   ================================================ */
1099@media screen and (max-width: 1024px) {
1100
1101  header.header .header__nav-wrap {
1102  display: contents !important;
1103  }
1104
1105  header.header ul.menu {
1106    display: none !important;
1107  }
1108	header.header .header__container {
1109  height: 80px !important;
1110  min-height: 80px !important;
1111}
1112	header.header {
1113  position: sticky !important;
1114  top: 0 !important;
1115  z-index: 9999 !important;
1116}
1117
1118header.header ul.menu.mobile-open {
1119  position: fixed !important;
1120  top: 80px !important;
1121  left: 0 !important;
1122  right: 0 !important;
1123  bottom: 0 !important;
1124  max-height: none !important;
1125  overflow-y: auto !important;
1126  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.08) !important;
1127  animation: kw-menu-slide-down 220ms ease !important;
1128}
1129
1130header.header ul.menu.mobile-open {
1131  position: absolute !important;
1132  top: 100% !important;
1133  left: 0 !important;
1134  right: 0 !important;
1135  z-index: 9998 !important;
1136  max-height: calc(100vh - 80px) !important;
1137  overflow-y: auto !important;
1138  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.08) !important;
1139  animation: kw-menu-slide-down 220ms ease !important;
1140}
1141
1142@keyframes kw-menu-slide-down {
1143  from {
1144    opacity: 0;
1145    transform: translateY(-8px);
1146  }
1147  to {
1148    opacity: 1;
1149    transform: translateY(0);
1150  }
1151}
1152
1153  /* CTA button hidden in the collapsed header bar on mobile/tablet —
1154     megamenu.js clones it into the open mobile menu instead (see below) */
1155  header.header .header__cta {
1156    display: none !important;
1157  }
1158
1159  header.header ul.menu.mobile-open li.header__cta-mobile-item {
1160    width: 100% !important;
1161    margin-top: 16px !important;
1162  }
1163
1164  header.header ul.menu.mobile-open li.header__cta-mobile-item .header-cta-btn {
1165    display: flex !important;
1166    width: 100% !important;
1167    justify-content: center !important;
1168    height: auto !important;
1169    padding: 14px 8px !important;
1170    font-size: 16px !important;
1171  }
1172
1173  header.header button#mobile-menu-toggle.hamburger {
1174    display: flex !important;
1175    flex-direction: column !important;
1176    justify-content: center !important;
1177    align-items: center !important;
1178    gap: 5px !important;
1179    width: 44px !important;
1180    height: 44px !important;
1181    background: transparent !important;
1182    border: none !important;
1183    cursor: pointer !important;
1184    padding: 0 !important;
1185    margin-left: auto !important;
1186    order: 3 !important;
1187  }
1188
1189  header.header button#mobile-menu-toggle.hamburger span {
1190    display: block !important;
1191    width: 26px !important;
1192    height: 3px !important;
1193    min-height: 3px !important;
1194    background: #06150c !important;
1195    border-radius: 2px !important;
1196    flex-shrink: 0 !important;
1197  }
1198
1199  header.header button#mobile-menu-toggle.hamburger {
1200    box-sizing: border-box !important;
1201    border-radius: 50% !important;
1202    border: 1px solid #dedad0 !important;
1203    background: #fdfaf1 !important;
1204    width: 44px !important;
1205    height: 44px !important;
1206    padding: 0 !important;
1207    gap: 5px !important;
1208  }
1209
1210	header.header button#mobile-menu-toggle.hamburger::before {
1211    content: "" !important;
1212    display: block !important;
1213    width: 18px !important;
1214    height: 2px !important;
1215    background: #06150c !important;
1216    border-radius: 2px !important;
1217    flex-shrink: 0 !important;
1218    margin: 0 auto !important;
1219  }
1220
1221  header.header button#mobile-menu-toggle.hamburger span {
1222    width: 18px !important;
1223    height: 2px !important;
1224    min-height: 2px !important;
1225    margin: 0 !important;
1226  }
1227
1228	header.header button#mobile-menu-toggle.hamburger {
1229    position: relative !important;
1230    overflow: hidden !important;
1231  }
1232
1233  header.header button#mobile-menu-toggle.hamburger span,
1234  header.header button#mobile-menu-toggle.hamburger::before {
1235    position: static !important;
1236    top: auto !important;
1237    left: auto !important;
1238    right: auto !important;
1239    bottom: auto !important;
1240    margin-left: 0 !important;
1241    margin-right: 0 !important;
1242  }
1243
1244  /* Hamburger -> X animation, driven by .is-open from megamenu.js */
1245  header.header button#mobile-menu-toggle.hamburger.is-open::before {
1246    transform: translateY(8px) rotate(45deg);
1247  }
1248  header.header button#mobile-menu-toggle.hamburger.is-open span:nth-child(1) {
1249    opacity: 0;
1250  }
1251  header.header button#mobile-menu-toggle.hamburger.is-open span:nth-child(2) {
1252    transform: translateY(-8px) rotate(-45deg);
1253  }
1254
1255  header.header ul.menu.mobile-open {
1256    position: relative !important;
1257    top: 0 !important;
1258    left: auto !important;
1259    right: auto !important;
1260    bottom: auto !important;
1261    height: auto !important;
1262    min-height: 0 !important;
1263    display: flex !important;
1264    flex-direction: column !important;
1265    background: #fdfaf1 !important;
1266    padding: 12px 20px 20px !important;
1267    gap: 0 !important;
1268    margin: 0 !important;
1269    list-style: none !important;
1270    width: 100% !important;
1271    box-sizing: border-box !important;
1272  }
1273
1274  header.header ul.menu.mobile-open > li {
1275    width: 100% !important;
1276  }
1277
1278  header.header ul.menu.mobile-open > li > a {
1279    width: 100% !important;
1280    justify-content: flex-start !important;
1281    height: auto !important;
1282    padding: 16px 8px !important;
1283    font-size: 17px !important;
1284    font-weight: 500 !important;
1285    border-bottom: 1px solid #eee !important;
1286  }
1287
1288  /* Mega-menu panels become an inline accordion under each mobile nav item */
1289  .kw-mega-panel {
1290    padding: 0 16px !important;
1291  }
1292
1293  .kw-mega-card {
1294    border: 1px solid #DEDAD0 !important;
1295    background: #fdfaf1 !important;
1296    margin: 8px 0 0 0 !important;
1297  }
1298
1299  .kw-mega-grid {
1300    grid-template-columns: 1fr !important;
1301    gap: 28px !important;
1302    padding: 20px 16px !important;
1303  }
1304
1305  .kw-mega-label {
1306    font-size: 11px !important;
1307    margin-bottom: 12px !important;
1308  }
1309
1310  .kw-mega-col {
1311    gap: 12px !important;
1312  }
1313
1314  .kw-mega-col a {
1315    font-size: 15px !important;
1316    line-height: 1.4 !important;
1317  }
1318
1319  .kw-mega-footer {
1320    padding: 14px 16px !important;
1321  }
1322}
1323
1324/* ================================================
1325   MOBILE: below 768px
1326   ================================================ */
1327@media (max-width: 768px) {
1328  body {
1329    overflow-x: hidden !important;
1330  }
1331
1332  .kw-blog-layout,
1333  .kw-main-col,
1334  .single #content,
1335  .single .site-content {
1336    max-width: 100vw !important;
1337    width: 100% !important;
1338    box-sizing: border-box !important;
1339  }
1340
1341  .kw-main-col > div,
1342  .kw-main-col .wp-block-query,
1343  .kw-main-col ul,
1344  .kw-main-col .posts-grid,
1345  .kw-main-col .blog-grid {
1346    display: block !important;
1347    grid-template-columns: 1fr !important;
1348  }
1349
1350  .kw-main-col article,
1351  .kw-main-col .post,
1352  article.blog-template {
1353    width: 100% !important;
1354    max-width: 100% !important;
1355    margin-left: 0 !important;
1356    margin-right: 0 !important;
1357    box-sizing: border-box !important;
1358  }
1359
1360  .kw-main-col img,
1361  article img {
1362    max-width: 100% !important;
1363    height: auto !important;
1364  }
1365
1366  .kw-blog-layout {
1367    flex-direction: column !important;
1368    gap: 0 !important;
1369    padding: 16px !important;
1370  }
1371
1372  .kw-main-col {
1373    width: 100% !important;
1374  }
1375
1376  .kw-blog-layout #secondary,
1377  .kw-blog-layout .widget-area {
1378    width: 100% !important;
1379    min-width: 100% !important;
1380    max-width: 100% !important;
1381    margin-top: 32px !important;
1382  }
1383
1384  .single #content,
1385  .single .site-content {
1386    flex-direction: column !important;
1387    gap: 0 !important;
1388    padding: 16px !important;
1389  }
1390
1391  .single #primary,
1392  .single .content-area {
1393    width: 100% !important;
1394    order: 1 !important;
1395  }
1396
1397  .single #secondary,
1398  .single .widget-area {
1399    order: 2 !important;
1400    width: 100% !important;
1401    min-width: 100% !important;
1402    max-width: 100% !important;
1403    margin-top: 32px !important;
1404  }
1405
1406  .kw-cat-widget { margin-bottom: 16px !important; }
1407  .kw-cta-widget { margin-bottom: 16px !important; }
1408
1409  .kw-cta-trust {
1410    flex-wrap: wrap !important;
1411    gap: 6px !important;
1412    justify-content: center !important;
1413  }
1414
1415  .navigation.pagination {
1416    margin: 20px 0 !important;
1417  }
1418
1419  .navigation.pagination .nav-links {
1420    gap: 6px !important;
1421  }
1422}
1423
1424/* ================================================
1425   SMALL MOBILE: below 480px
1426   ================================================ */
1427@media (max-width: 480px) {
1428  .kw-blog-layout,
1429  .single #content,
1430  .single .site-content {
1431    padding: 12px !important;
1432  }
1433
1434  .kw-cta-headline { font-size: 17px !important; }
1435  .kw-cta-btn { font-size: 14px !important; padding: 12px !important; }
1436}
1437
1438/* ================================================
1439   SINGLE POST: article before sidebar on mobile
1440   ================================================ */
1441@media (max-width: 768px) {
1442  .layout-wrapper.with-sidebar {
1443    flex-direction: column !important;
1444  }
1445
1446  .layout-wrapper.with-sidebar #primary.content-area {
1447    order: 1 !important;
1448    width: 100% !important;
1449  }
1450
1451  .layout-wrapper.with-sidebar #secondary.widget-area {
1452    order: 2 !important;
1453    width: 100% !important;
1454    margin-top: 32px !important;
1455  }
1456}
1457
1458@media screen and (max-width: 1024px) {
1459
1460  header.header .header__container {
1461    flex-wrap: wrap !important;
1462  }
1463
1464  header.header ul.menu.mobile-open {
1465    flex-basis: 100% !important;
1466    width: 100% !important;
1467    max-width: 100% !important;
1468    position: relative !important;
1469    top: 0 !important;
1470  }
1471}
1472
1473/* ================================================
1474   FIX: category pills overlapping thumbnail image
1475   ================================================ */
1476.main section.main__article article.blog-template div.post-thumbnail {
1477  overflow: hidden !important;
1478}
1479
1480.main section.main__article article.blog-template div.post-thumbnail img,
1481.main section.main__article article.blog-template div.post-thumbnail a {
1482  width: 100% !important;
1483  height: 100% !important;
1484  object-fit: cover !important;
1485  display: block !important;
1486}
1487
1488/* Since #kw-mega-wrap has pointer-events: none by default,
1489   make sure the visible open panel/card can receive clicks */
1490.kw-mega-panel.is-open,
1491.kw-mega-panel.is-open .kw-mega-card {
1492  pointer-events: auto !important;
1493}
1494@keyframes kw-menu-slide-down {
1495  from { opacity: 0; transform: translateY(-8px); }
1496  to { opacity: 1; transform: translateY(0); }
1497}
1498
1499body.kw-menu-open {
1500  overflow: hidden !important;
1501}
1502</style>
1503	
1504	
1505<style id="core-block-supports-inline-css">
1506.wp-elements-1 a:where(:not(.wp-element-button)){color:#00a800;}.wp-container-core-buttons-is-layout-fe48e5de{justify-content:center;}.wp-elements-2 a:where(:not(.wp-element-button)){color:#00a800;}.wp-elements-3 a:where(:not(.wp-element-button)){color:#00a800;}.wp-elements-4 a:where(:not(.wp-element-button)){color:#00a800;}.wp-elements-5 a:where(:not(.wp-element-button)){color:#00a800;}.wp-elements-6 a:where(:not(.wp-element-button)){color:#00a800;}.wp-elements-7 a:where(:not(.wp-element-button)){color:#00a800;}.wp-elements-8 a:where(:not(.wp-element-button)){color:#00a800;}.wp-elements-9 a:where(:not(.wp-element-button)){color:#00a800;}.wp-container-core-latest-posts-is-layout-0fed8f92{grid-template-columns:repeat(3, minmax(0, 1fr));}
1507/*# sourceURL=core-block-supports-inline-css */
1508</style>
1509
1510</head>
1511<body class="wp-singular post-template-default single single-post postid-434 single-format-standard wp-custom-logo wp-embed-responsive wp-theme-nexo">
1512    <a class="skip-link screen-reader-text" href="#content">Skip to content</a>
1513
1514    <header class="header">
1515        <div class="header__container">
1516            <div class="header__branding">
1517   <a href="https://kapitalwise.com/" class="kapitalwise-header-logo" rel="home">
1518        <img 
1519            src="https://wealth.kapitalwise.com/blogs/wp-content/uploads/2026/08/kapitalwise-log.png"
1520            alt="Kapitalwise"
1521            class="kapitalwise-icon"
1522        >
1523        <span class="kapitalwise-name">Kapitalwise</span>
1524        <span class="kapitalwise-wealth">Wealth</span>
1525    </a>
1526</div><!-- .header__branding -->
1527        
1528            
1529            <button id="mobile-menu-toggle" class="hamburger" aria-expanded="false" aria-controls="mobile-menu" aria-label="Open/Close mobile menu">
1530                <span></span>
1531                <span></span>
1532            </button>
1533
1534            <!-- ADD THIS BLOCK ↓↓↓ (nav + CTA split into two sibling sections) -->
1535            <div class="header__nav-wrap">
1536                <ul class="menu" aria-label="Primary Menu"><li id="menu-item-406" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-406"><a href="https://wealth.kapitalwise.com/how-we-work/">How We Work</a></li>
1537<li id="menu-item-407" class="has-megamenu menu-item menu-item-type-custom menu-item-object-custom menu-item-407"><a data-mega="retirement" aria-expanded="false" href="https://kapitalwise.com/retirement">Retirement<svg class="mega-chevron" width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><polyline points="6 9 12 15 18 9"></polyline></svg></a></li>
1538<li id="menu-item-410" class="has-megamenu menu-item menu-item-type-custom menu-item-object-custom menu-item-410"><a data-mega="taxes" aria-expanded="false" href="https://kapitalwise.com/taxes">Taxes<svg class="mega-chevron" width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><polyline points="6 9 12 15 18 9"></polyline></svg></a></li>
1539<li id="menu-item-408" class="has-megamenu menu-item menu-item-type-custom menu-item-object-custom menu-item-408"><a data-mega="financial-planning" aria-expanded="false" href="https://kapitalwise.com/financial-planning">Financial Planning<svg class="mega-chevron" width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><polyline points="6 9 12 15 18 9"></polyline></svg></a></li>
1540<li id="menu-item-409" class="has-megamenu menu-item menu-item-type-custom menu-item-object-custom menu-item-409"><a data-mega="investing" aria-expanded="false" href="https://kapitalwise.com/investing">Investing<svg class="mega-chevron" width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><polyline points="6 9 12 15 18 9"></polyline></svg></a></li>
1541<li id="menu-item-430" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-430"><a href="https://kapitalwise.com/calculators">Calculators</a></li>
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1544</ul>            </div><!-- .header__nav-wrap -->
1545            <div class="header__cta">
1546                <a href="/advisor-match" class="header-cta-btn">Find My Advisor</a>
1547            </div><!-- .header__cta -->
1548            <!-- ADD THIS BLOCK ↑↑↑ -->
1549		</div>
1550		<!-- ADD THIS BLOCK ↓↓↓ -->
1551        <div id="kw-mega-wrap">
1552
1553          <div class="kw-mega-panel" data-mega-panel="retirement">
1554            <div class="kw-mega-card">
1555              <div class="kw-mega-grid">
1556                <div class="kw-mega-col">
1557                  <span class="kw-mega-label">Calculators</span>
1558                  <a href="/calculators/savings">Savings Calculator</a>
1559                  <a href="/calculators/social-security">Social Security Calculator</a>
1560                  <a href="/calculators/401k">401(k) Calculator</a>
1561                  <a href="/calculators/rmd">RMD Calculator</a>
1562                  <a href="/calculators/retirement">Retirement Calculator</a>
1563                  <a href="/calculators/annuity">Annuity Calculator</a>
1564                </div>
1565				          <div class="kw-mega-col">
1566                  <span class="kw-mega-label">Guides & Resources</span>
1567                  <a href="https://kapitalwise.com/guides/how-much-do-you-need-to-retire/">How Much Do You Need to Retire?</a>
1568                 
1569                </div>
1570
1571               <div class="kw-mega-col">
1572                  <span class="kw-mega-label">Latest Blogs</span>
1573                  <a href="https://kapitalwise.com/blog/when-do-i-need-a-financial-advisor-it-might-be-sooner-than-you-think/">When Do I Need a Financial Advisor? It Might Be Sooner Than You Think</a>
1574                  <a href="https://kapitalwise.com/blog/what-is-a-financial-advisor-and-what-do-they-do/">What Is a Financial Advisor and What Do They Do?</a>
1575                  <a href="https://kapitalwise.com/blog/how-much-money-do-you-need-to-retire-comfortably-in-2025/">How Much Money Do You Need to Retire Comfortably in 2025?</a>
1576                  <a href="https://kapitalwise.com/blog/financial-planning-tips-for-older-women/">Financial Planning Tips for Older Women</a>
1577                </div>
1578
1579             
1580              </div>
1581              <div class="kw-mega-footer">
1582                <a href="/retirement" class="kw-mega-viewall">View the full Retirement page →</a>
1583              </div>
1584            </div>
1585          </div>
1586
1587          <div class="kw-mega-panel" data-mega-panel="taxes">
1588            <div class="kw-mega-card">
1589              <div class="kw-mega-grid">
1590                <div class="kw-mega-col">
1591                  <span class="kw-mega-label">Calculators</span>
1592                  <a href="/calculators/debt-to-income">Debt-to-Income Ratio Calculator</a>
1593                  <a href="/calculators/gross-profit-margin">Gross Profit Margin Calculator</a>
1594                  <a href="/calculators/quick-ratio">Quick Ratio Calculator</a>
1595                  <a href="/calculators/current-ratio">Current Ratio Calculator</a>
1596                </div>
1597				            <div class="kw-mega-col">
1598                  <span class="kw-mega-label">Guides & Resources</span>
1599                  <a href="https://kapitalwise.com/guides/roth-vs-traditional/">Roth vs. Traditional IRA: Which Is Best for Me?</a>
1600                 
1601                </div>
1602            
1603             <div class="kw-mega-col">
1604                  <span class="kw-mega-label">Latest Blogs</span>
1605                  <a href="https://kapitalwise.com/blog/how-does-kapitalwises-financial-advisor-matching-service-work-heres-what-to-expect/">How Does Kapitalwise's Financial Advisor Matching Service Work? Here's What to Expect.</a>
1606                  <a href="https://kapitalwise.com/blog/what-is-a-robo-advisor-and-when-is-it-worth-it/">What Is a Robo-Advisor and When Is It Worth It?</a>
1607                  <a href="https://kapitalwise.com/blog/financial-advisor-vs-financial-planner-whats-the-difference-and-which-one-do-you-need/">Financial Advisor vs. Financial Planner: What's the Difference and Which One Do You Need?</a>
1608                  <a href="https://kapitalwise.com/blog/the-top-7-mistakes-for-high-net-worth-investors-to-avoid-when-choosing-a-financial-advisor/">The Top 7 Mistakes for High-Net-Worth Investors to Avoid When Choosing a Financial Advisor</a>
1609                </div>
1610
1611              </div>
1612              <div class="kw-mega-footer">
1613                <a href="/taxes" class="kw-mega-viewall">View the full Tax Planning page →</a>
1614              </div>
1615            </div>
1616          </div>
1617
1618          <div class="kw-mega-panel" data-mega-panel="financial-planning">
1619            <div class="kw-mega-card">
1620              <div class="kw-mega-grid">
1621                <div class="kw-mega-col">
1622                  <span class="kw-mega-label">Calculators</span>
1623                  <a href="/calculators/mortgage">Mortgage Calculator</a>
1624                  <a href="/calculators/refinance">Refinance Calculator</a>
1625                  <a href="/calculators/mortgage-comparison">Mortgage Comparison Calculator</a>
1626                  <a href="/calculators/home-equity-loan">Home Equity Loan Calculator</a>
1627                  <a href="/calculators/credit-card-payoff">Credit Card Payoff Calculator</a>
1628                  <a href="/calculators/personal-loan">Personal Loan Calculator</a>
1629                  <a href="/calculators/simple-auto-loan">Simple Auto Loan</a>
1630                  <a href="/calculators/auto-loan">Auto Loan Calculator</a>
1631                  <a href="/calculators/line-of-credit">Line of Credit</a>
1632                  <a href="/calculators/college-savings">College Savings Calculator</a>
1633                  <a href="/calculators/amortization-schedule">Amortization Schedule Calculator</a>
1634                  <a href="/calculators/should-i-refinance">Should I Refinance</a>
1635                </div>
1636				            <div class="kw-mega-col">
1637                  <span class="kw-mega-label">Guides & Resources</span>
1638                  <a href="https://kapitalwise.com/guides/building-a-financial-plan/">Building a Financial Plan: What It Actually Includes</a>
1639                 
1640                </div>
1641                <div class="kw-mega-col">
1642                  <span class="kw-mega-label">Latest Blogs</span>
1643                  <a href="https://kapitalwise.com/blog/when-do-i-need-a-financial-advisor-it-might-be-sooner-than-you-think/">When Do I Need a Financial Advisor? It Might Be Sooner Than You Think</a>
1644                  <a href="https://kapitalwise.com/blog/what-is-a-financial-advisor-and-what-do-they-do/">What Is a Financial Advisor and What Do They Do?</a>
1645                  <a href="https://kapitalwise.com/blog/what-is-a-robo-advisor-and-when-is-it-worth-it/">What Is a Robo-Advisor and When Is It Worth It?</a>
1646                  <a href="https://kapitalwise.com/blog/financial-advisor-vs-financial-planner-whats-the-difference-and-which-one-do-you-need/">Financial Advisor vs. Financial Planner: What's the Difference and Which One Do You Need?</a>
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1846    
1847    <section class="entry-header">
1848        <h1 class="entry-title">How to Calculate Your Investable Assets (and Why Most People Get It Wrong)</h1>
1849
1850    </section><!-- .entry-header -->
1851
1852    <div class="entry-content">
1853        
1854<div style="height:50px" aria-hidden="true" class="wp-block-spacer"></div>
1855
1856
1857<div class="wp-block-post-date"><time datetime="2026-08-13T09:29:14+00:00">August 13, 2026</time></div>
1858
1859
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1861
1862  <p style="margin:0 0 6px;">
1863    <strong style="color:#222;">Written by:</strong>
1864    <span class="wpbio-trigger"
1865      data-name="Justin Estes"
1866      data-role="Author"
1867      data-bio="Justin Estes is an award-winning writer, strategist, and certified financial marketing expert dedicated to helping others navigate the world of personal finance. With over 7 years of experience creating impactful content for leading brands, he specializes in turning complex financial topics into engaging stories. He is also the co-author of the historical fiction novel Ad Absurdum: Quandary of Power."
1868      data-link="https://kapitalwise.com/blogs/justin-estes-profile-page/"
1869      style="color:#1a73e8;cursor:pointer;text-decoration:underline;margin-left:4px;">
1870      Justin Estes
1871    </span>
1872  </p>
1873
1874  <p style="margin:0 0 6px;">
1875    <strong style="color:#222;">Reviewed by:</strong>
1876    <span class="wpbio-trigger"
1877      data-name="Sajil Koroth"
1878      data-role="Reviewer — Founder &#038; CEO, Kapitalwise"
1879      data-bio="Sajil Koroth is the Founder and CEO of Kapitalwise, a fintech platform that helps financial advisors grow assets under management by connecting them with qualified investor prospects through AI-powered lead matching, engagement tools, and advisor-consumer introduction workflows. With over a decade of experience in financial technology and digital wealth platforms, he focuses on building products that help financial advisors scale client acquisition."
1880      data-link="https://kapitalwise.com/blogs/sajil-koroth-profile-page/"
1881      style="color:#1a73e8;cursor:pointer;text-decoration:underline;margin-left:4px;">
1882      Sajil Koroth
1883    </span>
1884  </p>
1885
1886  <p style="margin:0 0 6px;">
1887    <strong style="color:#222;">Edited by:</strong>
1888    <span class="wpbio-trigger"
1889      data-name="Timothy Manni"
1890      data-role="Senior Editor- Partnership and Content Strategist"
1891      data-bio="Tim Manni leads content strategy and editorial development for Wealth.Kapitalwise.com, overseeing consumer-focused financial advisor content designed to help readers make more confident financial decisions. He brings nearly 20 years of personal finance editorial experience, with leadership and editing roles spanning Yahoo Finance, NerdWallet, LendingTree, and other major financial media brands."
1892      data-link="https://kapitalwise.com/blogs/timothy-manni-profile-page/"
1893      style="color:#1a73e8;cursor:pointer;text-decoration:underline;margin-left:4px;">
1894      Timothy Manni
1895    </span>
1896  </p>
1897
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1899    <strong style="color:#222;">Reviewed by:</strong>
1900    <span class="wpbio-trigger"
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1902      data-role="Reviewer — Senior Account Executive, Kapitalwise"
1903      data-bio="Bradford Embree, MSEI, is Senior Account Executive at Kapitalwise Inc., where he specializes in AI-powered lead generation and automation solutions for RIAs, wealth management firms, and high-net-worth individuals. He closes partnerships that deliver 12–15 pre-qualified leads per month while reducing client sales cycles by more than 30%. His work focuses on maximizing marketing ROI through intelligent matching technology."
1904      data-link="https://kapitalwise.com/blogs/bradford-profile-page/"
1905      style="color:#1a73e8;cursor:pointer;text-decoration:underline;margin-left:4px;">
1906      Bradford Embree, MSEI
1907    </span>
1908  </p>
1909
1910  <p style="margin:0;">
1911    <strong style="color:#222;">Edited by:</strong>
1912    <span class="wpbio-trigger"
1913      data-name="Shreya Roy"
1914      data-role="Editor"
1915      data-bio="Shreya Roy is a marketing professional and digital content specialist with a background spanning hands-on campaign execution and cross-functional digital operations. Holding a Bachelor’s degree in Commerce and specialising in Finance and Accounting, she brings a grounded understanding of business principles and financial systems to her work in fintech marketing"
1916      data-link="https://kapitalwise.com/blogs/shreya-roy-profile-page/"
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1918      Shreya Roy
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2004      <strong style="color:#222;font-size:14px;">Source Checked</strong>
2005    </div>
2006    <p style="margin:0;font-size:13px;line-height:1.6;color:#555;">Every data point, study, and reference in this article has been source-checked by Kapitalwise and links back to verified, reputable sources including regulatory bodies, peer-reviewed research, and recognized financial institutions.</p>
2007  </div>
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2009</div>
2010
2011<script>
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2035
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2037
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2039<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2040
2041
2042
2043<h3 class="wp-block-heading has-text-color has-link-color wp-elements-1" style="color:#00a800">Key Takeaways</h3>
2044
2045
2046
2047<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2048
2049
2050
2051<p class="wp-block-paragraph"><strong><em>1. Investable assets are your liquid and near-liquid funds, which a financial advisor can actually put to work on your behalf.&nbsp;</em></strong></p>
2052
2053
2054
2055<p class="wp-block-paragraph"><strong><em>2. Your home, vehicles, and personal property do not count as investable assets, even if they represent significant value.</em></strong></p>
2056
2057
2058
2059<p class="wp-block-paragraph"><strong><em>3. Most 401(k) accounts from previous employers qualify as investable assets. Your current employer&#8217;s plan typically does not.</em></strong></p>
2060
2061
2062
2063<p class="wp-block-paragraph"><strong><em>4. Knowing your real investable asset total is one of the most important steps you can take before working with a financial advisor It helps you get matched with best financial advisor for your financial situation.</em></strong></p>
2064
2065
2066
2067<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2068
2069
2070
2071<p class="wp-block-paragraph">When starting to work with financial advisors, one of the most common questions you will face is, &#8220;How many investable assets do you have right now?&#8221;&nbsp;</p>
2072
2073
2074
2075<p class="wp-block-paragraph">Understanding your total investable assets is crucial, as it not only reflects your financial readiness but also determines the type of advice and strategies available to you.&nbsp;</p>
2076
2077
2078
2079<p class="wp-block-paragraph">Knowing how much you can invest allows you to be matched with the right financial advisor for your unique financial situation, ensuring you receive tailored guidance that best suits your needs.</p>
2080
2081
2082
2083<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2084
2085
2086
2087<!-- KapitalWise "How It Works" — v3 Single Row — Paste into WordPress Custom HTML Block -->
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2122
2123<div class="kw-hiw-wrap">
2124  <h2 class="kw-hiw-title">How It Works</h2>
2125  <p class="kw-hiw-sub">Simple, Secure &amp; Smart.</p>
2126
2127  <div class="kw-hiw-grid">
2128
2129    <a class="kw-hiw-card" href="https://wealth.kapitalwise.com/advisor-match/" _blank"="" rel="noopener noreferrer">
2130      <div class="kw-hiw-num">01</div>
2131      <div class="kw-hiw-icon"><svg viewBox="0 0 24 24"><path d="M20 21v-2a4 4 0 0 0-4-4H8a4 4 0 0 0-4 4v2"></path><circle cx="12" cy="7" r="4"></circle></svg></div>
2132      <h3 class="kw-hiw-head">Tell Us About Yourself</h3>
2133      <p class="kw-hiw-body">Answer a few quick questions about your financial goals — retirement, investing, tax planning, or saving for college.</p>
2134    </a>
2135
2136    <a class="kw-hiw-card kw-hiw-card-elevated" href="https://wealth.kapitalwise.com/advisor-match/" _blank"="" rel="noopener noreferrer">
2137      <div class="kw-hiw-num">02</div>
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2139      <h3 class="kw-hiw-head">Get Matched with Top Advisors</h3>
2140      <p class="kw-hiw-body">We use intelligent matching to pair you with qualified advisors based on your preferences and location.</p>
2141    </a>
2142
2143    <a class="kw-hiw-card" href="https://wealth.kapitalwise.com/advisor-match/" _blank"="" rel="noopener noreferrer">
2144      <div class="kw-hiw-num">03</div>
2145      <div class="kw-hiw-icon"><svg viewBox="0 0 24 24">
2145<path d="M21 15a2 2 0 0 1-2 2H7l-4 4V5a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2z"></path></svg></div>
2146      <h3 class="kw-hiw-head">Connect &amp; Compare</h3>
2147      <p class="kw-hiw-body">Review advisor profiles, schedule free consultations, and choose the one that fits you best.</p>
2148    </a>
2149
2150  </div>
2151
2152  <p class="kw-hiw-footer">No fees. No pressure. Just smart advice.</p>
2153</div>
2154
2155
2156
2157<div class="wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex">
2158<div class="wp-block-button"><a class="wp-block-button__link has-background has-custom-font-size wp-element-button" href="https://wealth.kapitalwise.com/advisor-match/" style="background-color:#0ea053;font-size:16px">Find My Advisor</a></div>
2159</div>
2160
2161
2162
2163<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2164
2165
2166
2167<h3 class="wp-block-heading has-text-color has-link-color wp-elements-2" style="color:#00a800">What Are Investable Assets?</h3>
2168
2169
2170
2171<div style="height:45px" aria-hidden="true" class="wp-block-spacer"></div>
2172
2173
2174
2175<p class="wp-block-paragraph">Investable assets are your liquid and near-liquid financial holdings, funds that can be readily moved, managed, or put to work in an investment portfolio. Think of them as the portion of your wealth that a financial advisor can actually help you grow.</p>
2176
2177
2178
2179<p class="wp-block-paragraph">This is different from your net worth, which captures the total value of everything you own minus everything you owe. Your net worth might look strong on paper while your investable assets tell a different story, especially if a large portion of your wealth is tied up in your home or a business.</p>
2180
2181
2182
2183<p class="wp-block-paragraph">Financial advisors focus on investable assets because that is the capital they can actually work with on your behalf. It shapes the strategies available to you, the fees you pay, and the advisors you qualify to work with.</p>
2184
2185
2186
2187<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2188
2189
2190
2191<div style="
2192  background: #1a2e1f;
2193  border-radius: 14px;
2194  padding: 28px 32px;
2195  display: flex;
2196  align-items: center;
2197  justify-content: space-between;
2198  gap: 32px;
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2200  flex-wrap: wrap;
2201">
2202  <div style="flex: 1; min-width: 220px;">
2203    <span style="
2204      display: inline-block;
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2206      color: #7ec99a;
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2208      font-weight: 500;
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2211      padding: 4px 11px;
2212      border-radius: 20px;
2213      border: 1px solid #3d6648;
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2215    ">Free Advisor Match</span>
2216
2217    <h2 style="
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2219      font-size: 20px;
2220      font-weight: 500;
2221      line-height: 1.35;
2222      margin: 0 0 8px;
2223    ">Not sure where you stand?</h2>
2224
2225    <p style="
2226      color: #8faa97;
2227      font-size: 14px;
2228      line-height: 1.6;
2229      margin: 0;
2230    "> Kapitalwise can match you with a vetted fiduciary advisor who will help you understand your full financial picture, free and with no obligation.</p>
2231  </div>
2232
2233  <div style="display: flex; flex-direction: column; align-items: center; gap: 10px; flex-shrink: 0;">
2234    <a href="https://wealth.kapitalwise.com/advisor-match/" style="
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2245    ">Match Me Now →</a>
2246
2247    <div style="display: flex; gap: 14px;">
2248      <span style="font-size: 12px; color: #6a8a74;">✓ No fees</span>
2249      <span style="font-size: 12px; color: #6a8a74;">✓ No obligation</span>
2250      <span style="font-size: 12px; color: #6a8a74;">✓ 2 minutes</span>
2251    </div>
2252  </div>
2253</div>
2254
2255
2256
2257<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2258
2259
2260
2261<h3 class="wp-block-heading has-text-color has-link-color wp-elements-3" style="color:#00a800">What Counts as an Investable Asset?</h3>
2262
2263
2264
2265<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2266
2267
2268
2269<p class="wp-block-paragraph">These are the assets that typically qualify as investible assets:</p>
2270
2271
2272
2273<ul class="wp-block-list">
2274<li>Cash, checking accounts, and savings accounts</li>
2275
2276
2277
2278<li>Money market accounts and CDs</li>
2279
2280
2281
2282<li>Stocks, bonds, ETFs, and mutual funds held in brokerage accounts</li>
2283
2284
2285
2286<li>Traditional and Roth IRAs</li>
2287
2288
2289
2290<li>401(k) and 403(b) accounts from previous employers</li>
2291
2292
2293
2294<li>Trust assets</li>
2295</ul>
2296
2297
2298
2299<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2300
2301
2302
2303<div style="
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2314  <div style="flex-shrink: 0; padding-top: 2px;">
2315    <span style="color: #c2ddc9; font-size: 36px; line-height: 1; font-family: Georgia, serif;">&#8220;</span>
2316  </div>
2317
2318  <div style="display: flex; flex-direction: column; gap: 12px;">
2319    <span style="
2320      color: #1a2e1f;
2321      font-size: 10px;
2322      font-weight: 700;
2323      letter-spacing: 0.12em;
2324      text-transform: uppercase;
2325    ">Investor Insight</span>
2326
2327    <!-- ✏️ EDIT THIS TEXT -->
2328    <p style="color: #3a3a3a; font-size: 15px; line-height: 1.75; margin: 0;">
2329      A 401(k) or 403(b) you are actively contributing to through your current employer is generally not counted as an investable asset. Because those funds cannot be managed or transferred by an outside advisor while you are still employed, they fall outside the scope of investable assets for most purposes.
2330      <!-- ✏️ WRAP KEY TAKEAWAY IN THIS SPAN -->
2331      <span style="color: #1a7a45; font-weight: 600;">Once you leave that employer and roll the account into an IRA, it becomes fully investable.</span>
2332    </p>
2333
2334    <div style="border-top: 1px solid #e2ede6; padding-top: 10px;">
2335      <span style="color: #8faa97; font-size: 11px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase;">Kapitalwise</span>
2336    </div>
2337  </div>
2338</div>
2339
2340
2341
2342<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2343
2344
2345
2346<h3 class="wp-block-heading has-text-color has-link-color wp-elements-4" style="color:#00a800">What Does NOT Count as an Investable Asset?</h3>
2347
2348
2349
2350<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2351
2352
2353
2354<p class="wp-block-paragraph">This is where most people&#8217;s calculations go off track, and it is completely understandable. Many of the most valuable things people own simply are not investable in the traditional sense.</p>
2355
2356
2357
2358<p class="wp-block-paragraph">The following are not considered investable assets:</p>
2359
2360
2361
2362<ul class="wp-block-list">
2363<li>Your primary residence</li>
2364
2365
2366
2367<li>Vehicles</li>
2368
2369
2370
2371<li>Art, jewelry, and collectibles</li>
2372
2373
2374
2375<li>Other real estate investment properties</li>
2376
2377
2378
2379<li>Business ownership interests and equity compensation</li>
2380
2381
2382
2383<li>Pension income or Social Security</li>
2384</ul>
2385
2386
2387
2388<p class="wp-block-paragraph">A helpful way to think about it: ask yourself whether these funds could be moved or managed by a financial advisor today, without having to sell something major. If the answer is no, they belong outside the calculation of investible assets.</p>
2389
2390
2391
2392<p class="wp-block-paragraph">Your home may represent decades of financial discipline and real value. But until it is sold, it is not capital you can deploy into a portfolio, and selling it comes with high cost, time, and complexity. That is why it is excluded from the investable asset total.</p>
2393
2394
2395
2396<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2397
2398
2399
2400<h3 class="wp-block-heading has-text-color has-link-color wp-elements-5" style="color:#00a800">How Do You Calculate Your Investable Assets?</h3>
2401
2402
2403
2404<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2405
2406
2407
2408<p class="wp-block-paragraph">The calculation is straightforward once you know what to include. Add up all of your liquid and near-liquid assets, cash accounts, brokerage accounts, IRAs, and eligible retirement accounts. Then subtract any debt directly associated with those assets.</p>
2409
2410
2411
2412<p class="wp-block-paragraph">Your mortgage does not factor in here. It is treated as a living expense rather than a debt against your investment portfolio.</p>
2413
2414
2415
2416<p class="wp-block-paragraph"><strong>A simple example:</strong> A household with $40,000 in a checking account, $120,000 in a brokerage account, and $180,000 across retirement accounts has $340,000 in investable assets, even if they also own a $450,000 home and two vehicles. The home and cars are valuable, but they are lifestyle assets, not investment capital.</p>
2417
2418
2419
2420<p class="wp-block-paragraph">That $340,000 is the total investable assets a financial advisor will work from.</p>
2421
2422
2423
2424<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2425
2426
2427
2428<div style="
2429  background: #1a2e1f;
2430  border-radius: 14px;
2431  padding: 28px 32px;
2432  display: flex;
2433  align-items: center;
2434  justify-content: space-between;
2435  gap: 32px;
2436  font-family: sans-serif;
2437  flex-wrap: wrap;
2438">
2439  <div style="flex: 1; min-width: 220px;">
2440    <span style="
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2443      color: #7ec99a;
2444      font-size: 11px;
2445      font-weight: 500;
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2448      padding: 4px 11px;
2449      border-radius: 20px;
2450      border: 1px solid #3d6648;
2451      margin-bottom: 14px;
2452    ">Free Advisor Match</span>
2453
2454    <h2 style="
2455      color: #f0f4f1;
2456      font-size: 20px;
2457      font-weight: 500;
2458      line-height: 1.35;
2459      margin: 0 0 8px;
2460    ">Kapitalwise connects you with fiduciary advisors based on total investible assets</h2>
2461
2462    <p style="
2463      color: #8faa97;
2464      font-size: 14px;
2465      line-height: 1.6;
2466      margin: 0;
2467    "> We help you make the most of what you have, no cost, no pressure.</p>
2468  </div>
2469
2470  <div style="display: flex; flex-direction: column; align-items: center; gap: 10px; flex-shrink: 0;">
2471    <a href="https://wealth.kapitalwise.com/advisor-match/" style="
2472      display: inline-block;
2473      background: #3dba6f;
2474      color: #0d1f12;
2475      font-size: 15px;
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2477      padding: 13px 28px;
2478      border-radius: 10px;
2479      text-decoration: none;
2480      white-space: nowrap;
2481      text-align: center;
2482    ">Match Me Now →</a>
2483
2484    <div style="display: flex; gap: 14px;">
2485      <span style="font-size: 12px; color: #6a8a74;">✓ No fees</span>
2486      <span style="font-size: 12px; color: #6a8a74;">✓ No obligation</span>
2487      <span style="font-size: 12px; color: #6a8a74;">✓ 2 minutes</span>
2488    </div>
2489  </div>
2490</div>
2491
2492
2493
2494<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2495
2496
2497
2498<h3 class="wp-block-heading has-text-color has-link-color wp-elements-6" style="color:#00a800">What Is the Difference Between Investable Assets and Net Worth?</h3>
2499
2500
2501
2502<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2503
2504
2505
2506<p class="wp-block-paragraph">Your net worth is the broadest possible measure of your financial position. It includes your home, vehicles, physical property, and everything else you own, minus everything you owe.</p>
2507
2508
2509
2510<p class="wp-block-paragraph">Investable assets are a more focused number, specifically the portion of your wealth that is liquid, flexible, and available to be managed and grown.</p>
2511
2512
2513
2514<p class="wp-block-paragraph">According to <a href="https://altrata.com/reports/investable-assets-of-the-global-wealthy">Altrata&#8217;s research on global wealth</a>, investable assets are a stronger indicator of financial flexibility and real wealth-management potential than total net worth.&nbsp;</p>
2515
2516
2517
2518<p class="wp-block-paragraph">For example, a business owner with most of their value locked in their company may have a high net worth but limited investable assets.&nbsp;</p>
2519
2520
2521
2522<p class="wp-block-paragraph">A salaried professional who has been consistently funding retirement accounts may have a more modest net worth on paper but significantly more liquid funds available to put to work.</p>
2523
2524
2525
2526<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2527
2528
2529
2530<p class="wp-block-paragraph"><a href="https://wealth.kapitalwise.com/advisor-match/"><strong>Wondering how your retirement accounts fit into your overall financial picture? A fiduciary advisor matched through Kapitalwise can help you think it through.</strong></a></p>
2531
2532
2533
2534<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2535
2536
2537
2538<h3 class="wp-block-heading has-text-color has-link-color wp-elements-7" style="color:#00a800">How Much Money Do You Need to Work with a Financial Advisor?</h3>
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2541
2542<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2543
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2546<p class="wp-block-paragraph">This varies more than most people expect. Some advisors have no minimum at all. Others require $250,000, $500,000, or $1 million or more in investable assets before taking on a new client.</p>
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2549
2550<p class="wp-block-paragraph">The right fit depends on the complexity of your situation and the kind of guidance you are looking for. Kapitalwise matches investors across a range of asset levels with vetted fiduciary advisors suited to their specific goals, whether you are building toward your first major milestone or managing a multi-million dollar portfolio.</p>
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2554<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
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2559  background: ##FDFAF1;
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2564  align-items: center;
2565  font-family: sans-serif;
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2567  <div style="
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2575  <div style="display: flex; flex-direction: column; gap: 4px;">
2576    <span style="
2577      color: #3dba6f;
2578      font-size: 11px;
2579      font-weight: 700;
2580      letter-spacing: 0.08em;
2581      text-transform: uppercase;
2582    ">📖 Learn More</span>
2583
2584    <!-- ✏️ EDIT: Change the href and link text below -->
2585    <a href="https://kapitalwise.com/blog/financial-advisor-vs-financial-planner-whats-the-difference-and-which-one-do-you-need/"
2586      target="_blank"
2587      rel="noopener noreferrer"
2588      style="
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2590        font-size: 18px;
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2592        line-height: 1.5;
2593        text-decoration: none;
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2596    ">Financial Advisor Vs. Financial Planner: Which is right for you?</a>
2597
2598    <!-- ✏️ EDIT: Update read time if needed -->
2599    <span style="color: #8faa97; font-size: 12px;">Kapitalwise Blog · 5 min read</span>
2600  </div>
2601</div>
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2605<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
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2608
2609<h3 class="wp-block-heading has-text-color has-link-color wp-elements-8" style="color:#00a800">Why Should I Know My Investable Assets?</h3>
2610
2611
2612
2613<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
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2617<p class="wp-block-paragraph">Knowing your investable assets gives you something more valuable than a data point. It gives you clarity. It tells you how much money you can realistically commit to long-term growth, how much flexibility you have in a financial emergency, and how much risk you can take on without disrupting the rest of your life.</p>
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2621<p class="wp-block-paragraph">The <a href="https://www.federalreserve.gov/publications/files/scf23.pdf">Federal Reserve Survey of Consumer Finances</a> found that the median net worth for U.S. families was $192,900 in 2022. For many of those families, investable assets represent a fraction of that total, because so much American wealth lives in home equity rather than liquid accounts.</p>
2622
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2625<p class="wp-block-paragraph">Tracking your investable assets regularly, even just once a quarter, helps you understand whether you are building real financial flexibility or simply paper wealth.</p>
2626
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2629<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2630
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2633<p class="wp-block-paragraph"><strong><em>Knowing your number is only half the equation. The other half is having the right advisor help you grow it. Kapitalwise connects you with licensed, fiduciary advisors tailored to your goals, timeline, and asset level for free and with no pressure.</em></strong></p>
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2637<p class="wp-block-paragraph"><a href="https://wealth.kapitalwise.com/advisor-match/"><strong>Find a Financial Advisor Through Kapitalwise</strong></a></p>
2638
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2640
2641<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
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2644
2645<h3 class="wp-block-heading has-text-color has-link-color wp-elements-9" style="color:#00a800">How to Calculate Your Investible Assets FAQs</h3>
2646
2647
2648
2649<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
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2652
2653<h5 class="wp-block-heading">Is my home counted as an investable asset?<strong>&nbsp;</strong></h5>
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2657<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
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2661<p class="wp-block-paragraph">No. Your primary residence is not considered an investable asset. It cannot be readily converted to cash and put into a portfolio without a sale, which is costly and time-consuming, which can make it closer to a liability depending on your mortgage.</p>
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2664
2665<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
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2668
2669<h5 class="wp-block-heading">Are retirement accounts investable assets?&nbsp;</h5>
2670
2671
2672
2673<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
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2675
2676
2677<p class="wp-block-paragraph">IRAs and 401(k) accounts from previous employers are generally counted. A 401(k) actively managed through your current employer is typically excluded until you leave and roll the account over.</p>
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2679
2680
2681<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2682
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2684
2685<h5 class="wp-block-heading">What is the difference between investable assets and net worth?&nbsp;</h5>
2686
2687
2688
2689<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2690
2691
2692
2693<p class="wp-block-paragraph">Net worth includes everything you own minus everything you owe, including your home and vehicles. Investable assets are only the liquid or near-liquid portion of that total, the funds that can actually be managed and invested.</p>
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2695
2696
2697<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
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2700
2701<h5 class="wp-block-heading">Does jewelry or art count as investable assets?&nbsp;</h5>
2702
2703
2704
2705<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2706
2707
2708
2709<p class="wp-block-paragraph">
2709Not typically. Collectibles like art and jewelry depend on specialized markets, and their values can be unpredictable. Because they cannot be reliably converted to cash for investment purposes, they are excluded.</p>
2710
2711
2712
2713<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2714
2715
2716
2717<h5 class="wp-block-heading">Does a 401(k) Count as an Investable Asset?</h5>
2718
2719
2720
2721<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2722
2723
2724
2725<p class="wp-block-paragraph">Generally, yes, a 401(k) counts as an investible asset with one important distinction. Retirement accounts, including traditional IRAs, Roth IRAs, and 401(k) or 403(b) accounts from previous employers, are considered investable assets. They hold liquid, marketable securities that can be managed or rolled over into other accounts.</p>
2726
2727
2728
2729<p class="wp-block-paragraph">A 401(k) tied to your current employer is typically excluded (except for self-employment vehicles like SEP IRA or Solo 401(k)). Because those funds cannot be transferred to an outside advisor while you are still actively employed, they sit outside the investable asset calculation for now. That changes when you leave the employer and roll the account into an IRA.</p>
2730
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2732
2733<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
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2737<h5 class="wp-block-heading">How often should I recalculate my investable assets?&nbsp;</h5>
2738
2739
2740
2741<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2742
2743
2744
2745<p class="wp-block-paragraph">Once a month or once a quarter can be a reasonable rhythm. Regular tracking helps you stay connected to your real financial position and adjust your contributions and strategies as your goals evolve.</p>
2746
2747
2748
2749<p class="wp-block-paragraph"><em>Understanding your investable assets is one of the best steps you can take toward a stronger financial future. The next one is finding the right person to help you make the most of them.</em></p>
2750
2751
2752
2753<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>
2754
2755
2756
2757<p class="wp-block-paragraph"><a href="https://wealth.kapitalwise.com/advisor-match/"><strong>Get matched with a vetted, fiduciary financial advisor through Kapitalwise for free with no obligation and no pressure.</strong></a></p>
2758
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2909  <a href="https://kapitalwise.com/advisor-match/?state=AK" target="_blank" rel="noopener" title="Alaska" class="sAK">
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2911<text x="101.86236" y="498.24039" id="text950" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Alaska</text>
2912</a>
2913  <a href="https://kapitalwise.com/advisor-match/?state=FL" target="_blank" rel="noopener" title="Florida" class="sFL">
2914<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="FL" d="M 759.8167,439.1428 L 762.08236,446.4614 L 765.81206,456.20366 L 771.14685,465.57996 L 774.86504,471.88472 L 779.71486,477.38118 L 783.75637,481.09937 L 785.37297,484.00926 L 784.24135,485.30254 L 783.43305,486.59582 L 786.34293,494.03221 L 789.25282,496.94209 L 791.83939,502.27689 L 795.39592,508.09667 L 799.92241,516.34135 L 801.2157,523.93939 L 801.70068,535.90227 L 802.34732,537.68053 L 802.024,541.0754 L 799.59909,542.36869 L 799.92241,544.30861 L 799.27577,546.24854 L 799.59909,548.67344 L 800.08407,550.61337 L 797.33585,553.84658 L 794.2643,555.30152 L 790.38445,555.46318 L 788.9295,557.07979 L 786.5046,558.04975 L 785.21131,557.56477 L 784.07969,556.59481 L 783.75637,553.68492 L 782.94806,550.29005 L 779.55319,545.11691 L 775.99666,542.85367 L 772.11681,542.53035 L 771.30851,543.82363 L 768.23696,539.4588 L 767.59032,535.90227 L 765.00375,531.86076 L 763.22549,530.72913 L 761.60888,532.83072 L 759.83062,532.5074 L 757.72903,527.49592 L 754.81914,523.61607 L 751.90925,518.28128 L 749.32269,515.20973 L 745.76616,511.49154 L 747.86774,509.06663 L 751.10095,503.57017 L 750.93929,501.95357 L 746.4128,500.98361 L 744.79619,501.63025 L 745.11952,502.27689 L 747.70608,503.24685 L 746.25114,507.77335 L 745.44284,508.25833 L 743.66457,504.21682 L 742.37129,499.367 L 742.04797,496.61877 L 743.50291,491.93062 L 743.50291,482.39265 L 740.43136,478.67446 L 739.13808,475.60291 L 733.96494,474.30963 L 732.02502,473.66299 L 730.40841,471.07642 L 727.01354,469.45981 L 725.88192,466.06494 L 723.13369,465.09498 L 720.70878,461.37679 L 716.50561,459.92185 L 713.59572,458.4669 L 711.00916,458.4669 L 706.96764,459.27521 L 706.80598,461.21513 L 707.61429,462.18509 L 707.1293,463.31672 L 704.05776,463.15506 L 700.33957,466.71159 L 696.78303,468.65151 L 692.90318,468.65151 L 689.66997,469.9448 L 689.34665,467.19657 L 687.73005,465.25664 L 684.82016,464.12502 L 683.20356,462.67007 L 675.12053,458.79022 L 667.52249,457.01196 L 663.15766,457.6586 L 657.17622,458.14358 L 651.19478,460.24517 L 647.71554,460.85813 L 647.47762,452.80838 L 644.89105,450.86846 L 643.11278,449.09019 L 643.4361,446.01863 L 653.62072,444.72535 L 679.16312,441.81546 L 685.95287,441.16882 L 691.38887,441.44909 L 693.97544,445.32895 L 695.43038,446.78389 L 703.52854,447.29911 L 714.34829,446.65247 L 735.86068,445.35918 L 741.3064,444.68481 L 746.41398,444.88932 L 746.84081,447.79921 L 749.07381,448.60751 L 749.30875,443.97751 L 747.78053,439.80456 L 749.08893,438.36473 L 754.64356,438.81948 L 7
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2915<text x="740.93341" y="365.44247" id="text891" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%"></text>
2916  <text x="753.88892" y="516.86047" id="text907" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">Florida</text>
2917</a>
2918  <a href="https://kapitalwise.com/advisor-match/?state=NH" target="_blank" rel="noopener" title="New Hampshire" class="sNH">
2919<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="NH" d="M 880.79902,142.42476 L 881.66802,141.34826 L 882.75824,138.05724 L 880.21516,137.14377 L 879.73017,134.07221 L 875.85032,132.94059 L 875.527,130.19235 L 868.25225,106.75153 L 863.65083,92.208542 L 862.75375,92.203482 L 862.10711,93.820087 L 861.46047,93.335106 L 860.4905,92.365143 L 859.03556,94.305068 L 858.98709,99.337122 L 859.29874,105.00434 L 861.23866,107.75258 L 861.23866,111.7941 L 857.52046,116.85688 L 854.93389,117.98852 L 854.93389,119.12014 L 856.06552,120.89841 L 856.06552,129.46643 L 855.25721,138.6811 L 855.09555,143.53092 L 856.06552,144.82422 L 855.90386,149.35071 L 855.41887,151.12899 L 856.38768,151.83821 L 873.17535,147.41366 L 875.35022,146.81121 L 877.19379,144.03788 L 880.79902,142.42476 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccc"></path>
2920<text x="700.00244" y="46.138725" id="text929" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">New Hampshire</text>
2921</a>
2922  <a href="https://kapitalwise.com/advisor-match/?state=MI" target="_blank" rel="noopener" title="Michigan" class="sMI">
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2924<text x="638.70276" y="181.61629" id="text908" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">Michigan</text>
2925</a>
2926  <a href="https://kapitalwise.com/advisor-match/?state=VT" target="_blank" rel="noopener" title="Vermont" class="sVT">
2927<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="VT" d="M 844.48416,154.05791 L 844.80086,148.71228 L 841.91015,137.92811 L 841.26351,137.60479 L 838.35361,136.3115 L 839.16191,133.40161 L 838.35361,131.30002 L 835.65356,126.66004 L 836.62353,122.78018 L 835.81522,117.60703 L 833.39031,111.14059 L 832.58474,106.21808 L 859.0041,99.48626 L 859.3128,105.00847 L 861.22906,107.7507 L 861.22906,111.79222 L 857.52191,116.85021 L 854.93534,117.99288 L 854.92429,119.11345 L 856.23426,120.63257 L 855.92333,128.73054 L 855.3139,137.9894 L 855.08595,143.54634 L 856.05591,144.83963 L 855.89425,149.41032 L 855.40927,151.10021 L 856.42345,151.82737 L 848.9859,153.33408 L 844.48416,154.05791 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccc"></path>
2928<text x="735.37268" y="72.582924" id="text926" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Vermont</text>
2929</a>
2930  <a href="https://kapitalwise.com/advisor-match/" target="_blank" rel="noopener" title="Maine" class="sME">
2931<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="ME" d="M 922.83976,78.830719 L 924.77969,80.932305 L 927.04294,84.650496 L 927.04294,86.590422 L 924.94135,91.278575 L 923.00142,91.925217 L 919.60655,94.996766 L 914.75674,100.49322 C 914.75674,100.49322 9
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2932<text x="878.68805" y="89.191048" id="text923" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Maine</text>
2933</a>
2934  <a href="https://kapitalwise.com/advisor-match/?state=RI" target="_blank" rel="noopener" title="Rhode Island" class="sRI">
2935<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="RI" d="M 874.07001,178.89536 L 870.37422,163.93937 L 876.6435,162.09423 L 878.83463,164.02135 L 882.14112,168.342 L 884.82902,172.74409 L 881.82968,174.36888 L 880.5364,174.20722 L 879.40478,175.98549 L 876.97987,177.92541 L 874.07001,178.89536 z" sodipodi:nodetypes="ccccccccccc"></path>
2936<text x="872.56335" y="215.54845" id="text938" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Rhode Island</text>
2937</a>
2938  <a href="https://kapitalwise.com/advisor-match/?state=NY" target="_blank" rel="noopener" title="New York" class="sNY">
2939<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="NY" d="M 830.37944,188.7456 L 829.24781,187.77564 L 826.66123,187.61398 L 824.39799,185.67406 L 822.76738,179.54493 L 819.30892,179.63547 L 816.86521,176.92727 L 797.47989,181.30921 L 754.47811,190.0389 L 746.94846,191.26689 L 746.2103,184.79855 L 747.6384,183.67317 L 748.93168,182.54155 L 749.90165,180.92494 L 751.67991,179.79332 L 753.61984,178.01505 L 754.10482,176.39845 L 756.2064,173.65022 L 757.33803,172.68026 L 757.17637,171.71029 L 755.88308,168.63875 L 754.10482,168.47709 L 752.16489,162.33399 L 755.07478,160.55572 L 759.43961,159.10078 L 763.48113,157.80749 L 766.71434,157.32251 L 773.01909,157.16085 L 774.95902,158.45414 L 776.57562,158.6158 L 778.67721,157.32251 L 781.26378,156.19089 L 786.43691,155.70591 L 788.5385,153.92764 L 790.31676,150.69443 L 791.93337,148.75451 L 794.03495,148.75451 L 795.97488,147.62288 L 796.13654,145.35964 L 794.6816,143.25805 L 794.35828,141.80311 L 795.4899,139.70152 L 795.4899,138.24658 L 793.71163,138.24658 L 791.93337,137.43828 L 791.12507,136.30665 L 790.96341,133.72008 L 796.78318,128.22363 L 797.42982,127.41533 L 798.88477,124.50544 L 801.79466,119.97894 L 804.54289,116.26075 L 806.64447,113.83585 L 809.05957,112.01024 L 812.14093,110.7643 L 817.63738,109.47101 L 820.87059,109.63267 L 825.39709,108.17773 L 832.96228,106.10656 L 833.48207,111.08623 L 835.90699,117.55267 L 836.71529,122.72582 L 835.74533,126.60568 L 838.3319,131.13218 L 839.1402,133.23377 L 838.3319,136.14367 L 841.2418,137.43695 L 841.88844,137.76027 L 844.96,148.75321 L 844.42371,153.81288 L 843.93873,164.64415 L 844.74703,170.14062 L 845.55533,173.69716 L 847.01028,180.9719 L 847.01028,189.05494 L 845.87865,191.31819 L 847.71798,193.31098 L 848.51453,194.9894 L 846.57461,196.76767 L 846.89793,198.06095 L 848.19121,197.73763 L 849.64616,196.44435 L 851.9094,193.85778 L 853.04103,193.21114 L 854.65763,193.85778 L 856.92088,194.01944 L 864.84224,190.13959 L 867.75213,187.39136 L 869.04541,185.93642 L 873.24858,187.55302 L 869.85371,191.10955 L 865.97386,194.01944 L 858.8608,199.35423 L 856.27424,200.3242 L 850.45446,202.26412 L 846.41295,203.39575 L 845.23821,202.86282 L 844.99419,199.17429 L 845.47917,196.42605 L 845.31751,194.32447 L 842.504,192.62547 L 837.9775,191.6555 L 834.09764,190.52388 L 830.37944,188.7456 z"></path>
2940<text x="782.46924" y="169.47324" id="text920" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">New York</text>
2941</a>
2942  <a href="https://kapitalwise.com/advisor-match/?state=PA" target="_blank" rel="noopener" title="Pennsylvania" class="sPA">
2943<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="PA" d="M 825.1237,224.69205 L 826.43212,224.42105 L 828.76165,223.1678 L 829.97353,220.68473 L 831.59014,218.42148 L 834.82335,215.34992 L 834.82335,214.54162 L 832.39844,212.92502 L 828.8419,210.5001 L 827.87194,207.91353 L 825.1237,207.59021 L 824.96204,206.45858 L 824.15374,203.71035 L 826.417,202.57873 L 826.57866,200.15381 L 825.28536,198.86052 L 825.44702,197.24391 L 827.38696,194.17236 L 827.38696,191.1008 L 830.08459,188.45492 L 829.16431,187.77994 L 826.64023,187.58703 L 824.34574,185.64711 L 822.79582,179.53105 L 819.29124,179.63157 L 816.83601,176.92824 L 798.74502,181.12601 L 755.74324,189.8557 L 746.85189,191.31064 L 746.23122,184.78925 L 740.86869,189.8569 L 739.5754,190.34188 L 735.37311,193.35077 L 738.28387,212.48822 L 740.76553,222.21758 L 744.33733,241.47907 L 747.60664,240.84139 L 759.55022,239.33892 L 797.47685,231.67372 L 812.35306,228.8504 L 820.65341,227.22804 L 820.92052,226.98951 L 823.02212,225.37289 L 825.1237,224.69205 z" sodipodi:nodetypes="cccccccccccccccccccccccccccccccccccccccccccc"></path>
2944<text x="748.22333" y="215.14561" id="text917" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">Pennsylvania</text>
2945</a>
2946  <a href="https://kapitalwise.com/advisor-match/?state=NJ" target="_blank" rel="noopener" title="New Jersey" class="sNJ">
2947<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="NJ" d="M 829.67942,188.46016 L 827.35687,191.19443 L 827.35687,194.26599 L 825.41693,197.33754 L 825.25527,198.95416 L 826.54857,200.24744 L 826.38691,202.67236 L 824.12365,203.80398 L 824.93195,206.55221 L 825.09361,207.68384 L 827.84185,208.00716 L 828.81181,210.59373 L 832.36835,213.01865 L 834.79326,214.63525 L 834.79326,215.44356 L 831.81005,218.14012 L 830.19344,220.40336 L 828.73849,223.1516 L 826.47524,224.44488 L 826.01279,226.04736 L 825.77029,227.25982 L 825.16106,229.86656 L 826.25333,232.11075 L 829.48654,235.02064 L 834.33635,237.28389 L 838.37786,237.93053 L 838.53952,239.38547 L 837.73122,240.35543 L 838.05454,243.10366 L 838.86284,243.10366 L 840.96443,240.67876 L 841.77273,235.82894 L 844.52096,231.78743 L 847.59251,225.32101 L 848.72413,219.82456 L 848.07749,218.69293 L 847.91583,209.31662 L 846.29922,205.92176 L 845.1676,206.73006 L 842.41937,207.05338 L 841.93439,206.5684 L 843.06602,205.59843 L 845.1676,203.65851 L 845.23066,202.56468 L 844.84627,199.13084 L 845.41964,196.3826 L 845.30217,194.41359 L 842.49463,192.66324 L 837.40249,191.48748 L 833.26505,190.10585 L 829.67942,188.46016 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
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2949</a>
2950  <a href="https://kapitalwise.com/advisor-match/?state=DE" target="_blank" rel="noopener" title="Delaware" class="sDE">
2951<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-linecap:butt;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="DE" d="M 825.6261,228.2791 L 825.99441,226.13221 L 826.36948,224.44116 L 824.74648,224.83892 L 823.13102,225.30648 L 820.92476,227.07078 L 822.64488,232.11366 L 824.90814,237.77178 L 827.00972,247.47143 L 828.62634,253.77621 L 833.63782,253.61455 L 839.77994,252.43387 L 837.51571,245.0476 L 836.54574,245.53258 L 832.98921,243.10768 L 831.21095,238.41952 L 829.27102,234.86299 L 826.1239,231.99268 L 825.25974,229.89456 L 825.6261,228.2791 z" sodipodi:nodetypes="cccccccccccccccccccc"></path>
2952<text x="892.17462" y="290.44351" id="text944" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Delaware</text>
2953</a>
2954  <a href="https://kapitalwise.com/advisor-match/?state=MD" target="_blank" rel="noopener" title="Maryland" class="sMD">
2955<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="MD" d="M 839.79175,252.41476 L 833.7832,253.6186 L 828.6403,253.73606 L 826.79674,246.81373 L 824.87193,237.64441 L 822.29931,231.45596 L 821.01093,227.05763 L 813.50491,228.67999 L 798.6287,231.50331 L 761.17727,239.05421 L 762.30857,244.06587 L 763.27853,249.72398 L 763.60185,249.40066 L 765.70345,246.97576 L 767.96669,244.3581 L 770.3916,243.74254 L 771.84656,242.28759 L 773.62482,239.70102 L 774.9181,240.34767 L 777.82799,240.02434 L 780.41457,237.92276 L 782.42146,236.46949 L 784.26669,235.98451 L 785.91104,237.11446 L 788.82093,238.5694 L 790.76085,240.34767 L 791.97331,241.88345 L 796.09566,243.58088 L 796.09566,246.49077 L 801.59212,247.78406 L 802.73656,248.32604 L 804.14846,246.29772 L 807.03043,248.26788 L 805.75226,250.74981 L 804.98699,254.73547 L 803.20873,257.32204 L 803.20873,259.42363 L 803.85537,261.2019 L 808.91932,262.55759 L 813.23042,262.49587 L 816.30196,263.46584 L 818.40355,263.78916 L 819.37351,261.68757 L 817.91857,259.58599 L 817.91857,257.80772 L 815.49366,255.70613 L 813.39208,250.20968 L 814.68536,244.87488 L 814.5237,242.7733 L 813.23042,241.48001 C 813.23042,241.48001 814.68536,239.86341 814.68536,239.21677 C 814.68536,238.57012 815.17034,237.11518 815.17034,237.11518 L 817.11027,235.8219 L 819.05019,234.20529 L 819.53517,235.17526 L 818.08023,236.79186 L 816.78695,240.51005 L 817.11027,241.64167 L 818.88853,241.96499 L 819.37351,247.46145 L 817.27193,248.43141 L 817.59525,251.98794 L 818.08023,251.82628 L 819.21185,249.88636 L 820.82846,251.66462 L 819.21185,252.95791 L 818.88853,256.35278 L 821.4751,259.74765 L 825.35495,260.23263 L 826.97156,259.42433 L 830.20811,263.60726 L 831.56646,264.14356 L 838.22013,261.34661 L 840.22771,257.32274 L 839.79175,252.41476 z M 823.82217,261.44348 L 824.95379,263.94923 L 825.11545,265.7275 L 826.24708,267.5866 C 826.24708,267.5866 827.13622,266.69746 827.13622,266.37414 C 827.13622,266.05082 826.40875,263.30258 826.40875,263.30258 L 825.68127,260.95849 L 823.82217,261.44348 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccccccsccccccccccccccccccccccccccccsccc"></path>
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2957</a>
2958  <a href="https://kapitalwise.com/advisor-match/?state=VA" target="_blank" rel="noopener" title="Virginia" class="sVA">
2959<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="VA" d="M 831.63885,266.06892 L 831.49494,264.12189 L 837.94837,261.57201 
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2960<text x="770.73871" y="284.16721" id="text911" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">Virginia</text>
2961</a>
2962  <a href="https://kapitalwise.com/advisor-match/?state=WV" target="_blank" rel="noopener" title="West Virginia" class="sWV">
2963<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="WV" d="M 761.18551,238.96731 L 762.29752,243.91184 L 763.38096,249.94317 L 765.51125,247.36283 L 767.77449,244.29127 L 770.31287,243.67572 L 771.76782,242.22078 L 773.54609,239.63421 L 774.99107,240.28085 L 777.90096,239.95753 L 780.48754,237.85594 L 782.49443,236.40268 L 784.33966,235.91769 L 785.64358,236.93416 L 789.28683,238.75579 L 791.22676,240.53406 L 792.60088,241.82734 L 791.83916,247.38228 L 786.00425,244.84106 L 781.759,243.21904 L 781.65786,248.39747 L 778.91022,253.9342 L 776.38019,256.36086 L 775.1881,259.11025 L 772.54452,259.61035 L 771.64668,263.21223 L 770.60345,267.1619 L 766.63521,267.50264 L 764.31148,265.06376 L 763.24033,265.62317 L 762.60765,271.09287 L 761.25736,274.62737 L 756.29896,285.58234 L 757.19565,286.74304 L 756.98979,288.65158 L 754.1811,292.53605 L 752.3726,291.99176 L 749.40455,294.1515 L 746.86217,293.57929 L 744.86294,298.13486 C 744.86294,298.13486 741.60363,299.56508 740.94003,299.50258 C 740.77952,299.48746 738.47093,298.25348 738.47093,298.25348 L 736.13441,299.63285 L 733.72461,300.67725 L 729.97992,299.78813 L 728.85852,298.61985 L 726.6663,295.59649 L 723.52371,293.60837 L 721.81214,289.98513 L 717.52726,286.51694 L 716.88061,284.25369 L 714.29404,282.79874 L 713.48573,281.18214 L 713.24324,275.92816 L 715.42566,275.84733 L 717.3656,275.03903 L 717.52726,272.2908 L 719.14386,270.83585 L 719.30552,265.82437 L 720.27548,261.94451 L 721.56877,261.29787 L 722.86205,262.42949 L 723.34704,264.20776 L 725.12531,263.23779 L 725.61029,261.62119 L 724.47867,259.84292 L 724.47867,257.41801 L 725.44863,256.12472 L 727.71188,252.72985 L 729.00516,251.27491 L 731.10676,251.75989 L 733.37,250.14327 L 736.44155,246.7484 L 738.70481,242.86854 L 739.02813,237.21043 L 739.51311,232.19894 L 739.51311,227.51078 L 738.38149,224.43923 L 739.35145,222.98427 L 740.63493,221.69099 L 744.12618,241.51811 L 748.75719,240.76696 L 761.18551,238.96731 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccscccccccccccccccccccccccccccccccccccccccccc"></path>
2964<text x="872.06604" y="362.43311" id="text937" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">West Virginia</text>
2965</a>
2966  <a href="https://kapitalwise.com/advisor-match/?state=OH" target="_blank" rel="noopener" title="Ohio" class="sOH">
2967<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="OH" d="M 735.32497,193.32832 L 729.23143,197.38167 L 725.35158,199.64492 L 721.95671,203.36311 L 717.9152,207.24296 L 714.68199,208.05126 L 711.7721,208.53624 L 706.27564,211.12281 L 704.17406,211.28447 L 700.77919,208.21292 L 695.60605,208.85957 L 693.01949,207.40462 L 690.63842,206.05379 L 685.74585,206.7572 L 675.56123,208.37381 L 664.35436,210.55854 L 665.64765,225.18882 L 667.42592,238.92999 L 670.01248,262.37079 L 670.5783,267.20196 L 674.70065,267.07294 L 677.12556,266.26463 L 680.48936,267.76777 L 682.55985,272.1326 L 687.69879,272.1155 L 689.59053,274.2342 L 691.3517,274.1689 L 693.89009,272.82744 L 696.39426,273.19894 L 701.81554,273.68162 L 703.54251,271.54894 L 705.88816,270.25566 L 707.95865,269.57481 L 708.60529,272.32305 L 710.38357,273.29301 L 713.85926,275.63708 L 716.04168,275.55626 L 717.3748,275.06378 L 717.55951,272.30225 L 719.14487,270.84729 L 719.24403,266.05457 C 719.24403,266.05457 720.26799,261.94551 720.26799,261.94551 L 721.56726,261.34423 L 722.88861,262.49197 L 723.42676,264.18899 L 725.14589,263.15157 L 725.58487,261.69082 L 724.46818,259.78776 
2967L 724.53447,257.47333 L 725.28347,256.40102 L 727.43623,253.09454 L 728.48645,251.5512 L 730.58804,252.03618 L 732.85129,250.41957 L 735.92284,247.0247 L 738.69433,242.94597 L 739.01466,237.89046 L 739.49964,232.87897 L 739.32286,227.57209 L 738.36802,224.67731 L 738.71926,223.48753 L 740.52365,221.73742 L 738.23486,212.69009 L 735.32497,193.32832 z" sodipodi:nodetypes="cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
2968<text x="686.12567" y="245.67308" id="text905" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">Ohio</text>
2969</a>
2970  <a href="https://kapitalwise.com/advisor-match/?state=IN" target="_blank" rel="noopener" title="Indiana" class="sIN">
2971<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="IN" d="M 619.56954,299.97132 L 619.63482,297.11274 L 620.11981,292.58623 L 622.38305,289.67635 L 624.16133,285.79648 L 626.74789,281.59331 L 626.26291,275.77352 L 624.48465,273.02529 L 624.16133,269.79208 L 624.96963,264.29561 L 624.48465,257.3442 L 623.19135,241.33979 L 621.89807,225.98203 L 620.9276,214.26201 L 623.99866,215.15152 L 625.45361,216.12148 L 626.58523,215.79816 L 628.68682,213.85824 L 631.51639,212.24125 L 636.60919,212.07921 L 658.59506,209.81595 L 664.17079,209.28279 L 665.67393,225.239 L 669.92528,262.08055 L 670.52374,267.85215 L 670.15224,270.1154 L 671.38022,271.91077 L 671.47661,273.28332 L 668.95532,274.88283 L 665.41589,276.43414 L 662.21376,276.98442 L 661.6153,281.85135 L 657.04061,285.16382 L 654.24419,289.17426 L 654.56751,291.55099 L 653.98617,293.08519 L 650.6597,293.08519 L 649.07417,291.46859 L 646.58086,292.73079 L 643.8979,294.23393 L 644.05957,297.28838 L 642.86578,297.54641 L 642.3979,296.52827 L 640.23102,295.02513 L 636.9807,296.36661 L 635.42939,299.37286 L 633.99155,298.56456 L 632.5366,296.96505 L 628.07226,297.45004 L 622.47943,298.42 L 619.56954,299.97132 z"></path>
2972<text x="626.48114" y="260.5155" id="text899" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Indiana</text>
2973</a>
2974  <a href="https://kapitalwise.com/advisor-match/?state=IL" target="_blank" rel="noopener" title="Illinois" class="sIL">
2975<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="IL" d="M 619.54145,300.34244 L 619.5727,297.11273 L 620.14009,292.46677 L 622.47262,289.55091 L 624.33927,285.47515 L 626.57229,281.47982 L 626.20079,276.22742 L 624.19558,272.68485 L 624.0992,269.33817 L 624.79403,264.06866 L 623.96862,256.89029 L 622.90228,241.11284 L 621.609,226.0955 L 620.68672,214.4563 L 620.41421,213.53491 L 619.60591,210.94834 L 618.31263,207.23015 L 616.69602,205.45188 L 615.24108,202.86532 L 615.00751,197.37636 L 569.21108,199.97461 L 569.4397,202.34656 L 571.72593,203.03243 L 572.64041,204.17554 L 573.09766,206.00452 L 576.98424,209.43386 L 577.67012,211.72009 L 576.98424,215.14943 L 575.15526,218.80739 L 574.4694,221.32223 L 572.18317,223.15122 L 570.35419,223.83709 L 565.09587,225.20882 L 564.41,227.0378 L 563.72413,229.09541 L 564.41,230.46715 L 566.23898,232.06751 L 566.01036,236.18271 L 564.18137,237.78307 L 563.49551,239.38343 L 563.49551,242.1269 L 561.66653,242.58414 L 560.06617,243.72726 L 559.83755,245.099 L 560.06617,247.1566 L 558.3515,248.47117 L 557.3227,251.27181 L 557.77994,254.92976 L 560.06617,262.24569 L 567.3821,269.79024 L 572.86903,273.4482 L 572.64041,277.79203 L 573.55491,279.16377 L 579.95634,279.62101 L 582.69981,280.99275 L 582.01395,284.65071 L 579.72772,290.5949 L 579.04185,293.79562 L 581.32807,297.6822 L 587.72951,302.94052 L 592.30197,303.62639 L 594.35956,308.65609 L 596.41717,311.8568 L 595.50268,314.82889 L 597.10304,318.9441 L 598.93202,321.00171 L 600.34605,320.12102 L 601.25371,318.04623 L 603.46679,316.29903 L 605.59826,315.68463 L 608.20079,316.86443 L 611.82778,318.24013 L 613.01673,317.9419 L 613.2166,315.68345 L 611.9293,313.27166 L 612.23352,310.89494 L 614.07192,309.54749 L 617.09446,308.7372 L 618.35536,308.27868 L 617.74275,306.8918 L 616.95138,304.53743 L 618.38398,303.55647 L 619.54145,300.34244 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
2976<text x="574.85321" y="248.0555" id="text867" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Illinois</text>
2977</a>
2978  <a href="https://kapitalwise.com/advisor-match/?state=CT" target="_blank" rel="noopener" title="Connecticut" class="sCT">
2979<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="CT" d="M 874.06831,178.86288 L 870.39088,163.98407 L 865.67206,164.90438 L 844.44328,169.64747 L 845.44347,172.87314 L 846.89842,180.14788 L 847.0752,189.1148 L 845.85518,191.28967 L 847.77597,193.22201 L 852.0475,189.31637 L 855.60403,186.08316 L 857.54395,183.98157 L 858.35226,184.62821 L 861.10048,183.17327 L 866.27362,182.04165 L 874.06831,178.86288 z" sodipodi:nodetypes="cccccccccccccccc"></path>
2980<text x="880.08356" y="240.59198" id="text935" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Connecticut</text>
2981</a>
2982  <a href="https://kapitalwise.com/advisor-match/?state=WI" target="_blank" rel="noopener" title="Wisconsin" class="sWI">
2983<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="WI" d="M 615.06589,197.36866 L 614.99915,194.21124 L 613.82004,189.68474 L 613.1734,183.54165 L 612.04178,181.11674 L 613.01174,178.04519 L 613.82004,175.1353 L 615.27499,172.54874 L 614.62834,169.15387 L 613.9817,165.59734 L 614.46668,163.81907 L 616.40661,161.39416 L 616.56827,158.64593 L 615.75997,157.35265 L 616.40661,154.76608 L 615.95409,150.59537 L 618.70232,144.93726 L 621.61221,138.14752 L 621.77387,135.88427 L 621.45055,134.91431 L 620.64224,135.39929 L 616.43907,141.70405 L 613.69084,145.74556 L 611.75092,147.52383 L 610.94262,149.78707 L 608.98767,150.59537 L 607.85605,152.5353 L 606.4011,152.21198 L 606.23944,150.43371 L 607.53273,148.00881 L 609.63431,143.32065 L 611.41258,141.70405 L 612.40341,139.3462 L 609.84296,137.44486 L 607.86814,127.07787 L 604.32067,125.73589 L 602.37441,123.42756 L 590.2447,120.70592 L 587.36881,119.69387 L 579.15569,117.52658 L 571.23777,116.36783 L 567.47261,111.23716 L 566.72221,111.79117 L 565.5243,111.62951 L 564.87765,110.49789 L 563.54364,110.79444 L 562.41201,110.9561 L 560.63375,111.92606 L 559.66378,111.27942 L 560.31043,109.33949 L 562.25035,106.26794 L 563.38197,105.13632 L 561.44205,103.68138 L 559.34046,104.48968 L 556.43057,106.4296 L 548.99419,109.66281 L 546.0843,110.30945 L 543.17442,109.82447 L 542.19269,108.94622 L 540.07599,111.7814 L 539.84737,114.52487 L 539.84737,122.9839 L 538.70425,124.58427 L 533.44593,128.47084 L 531.15971,134.41503 L 531.61695,134.64365 L 534.1318,136.70126 L 534.81766,139.90198 L 532.98868,143.10269 L 532.98868,146.98928 L 533.44593,153.61933 L 536.41802,156.59143 L 539.84737,156.59143 L 541.67635,159.79215 L 545.10568,160.24939 L 548.99227,165.96496 L 556.07957,170.08017 L 558.13717,172.82364 L 559.05167,180.25388 L 559.73753,183.5689 L 562.02376,185.16926 L 562.25238,186.541 L 560.19478,189.97033 L 560.4234,193.17106 L 562.93825,197.05764 L 565.4531,198.20075 L 568.42519,198.65799 L 569.76753,200.03811 L 615.06589,197.36866 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
2984<text x="548.20996" y="151.23752" id="text864" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Wisconsin</text>
2985</a>
2986  <a href="https://kapitalwise.com/advisor-match/?state=NC" target="_blank" rel="noopener" title="North Carolina" class="sNC">
2987<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="NC" d="M 834.98153,294.31554 L 837.06653,299.23289 L 840.62306,305.69931 L 843.04796,308.12422 L 843.6946,310.38747 L 841.2697,310.54913 L 842.078,311.19577 L 841.75468,315.39894 L 839.16811,316.69222 L 838.52147,318.79381 L 837.22819,321.7037 L 833.50999,323.3203 L 831.08509,322.99698 L 829.63014,322.83532 L 828.01354,321.54204 L 828.33686,322.83532 L 828.33686,323.8
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2988<text x="736.55939" y="333.40256" id="text914" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">North Carolina</text>
2989</a>
2990  <a href="https://kapitalwise.com/advisor-match/?state=DC" target="_blank" rel="noopener" title="Washington D.C." class="sDC">
2991<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="DC" d="M 805.81945,250.84384 L 803.96117,249.01967 L 802.72854,248.33338 L 804.17155,246.31091 L 807.06064,248.25941 L 805.81945,250.84384 z" sodipodi:nodetypes="cccccc"></path>
2992</a>
2993  <a href="https://kapitalwise.com/advisor-match/?state=MA" target="_blank" rel="noopener" title="Massachusetts" class="sMA">
2994<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="MA" d="M 899.62349,173.25394 L 901.79541,172.56806 L 902.25267,170.85339 L 903.28147,170.9677 L 904.31027,173.25394 L 903.05285,173.71118 L 899.16625,173.8255 L 899.62349,173.25394 z M 890.24995,174.05412 L 892.53617,171.42495 L 894.13654,171.42495 L 895.96553,172.911 L 893.56499,173.9398 L 891.39307,174.9686 L 890.24995,174.05412 z M 855.45082,152.06593 L 873.09769,147.42525 L 875.36095,146.77861 L 877.27503,143.9829 L 881.0118,142.31959 L 883.90104,146.73243 L 881.47613,151.90557 L 881.15281,153.36051 L 883.09274,155.94708 L 884.22436,155.13878 L 886.00263,155.13878 L 888.26587,157.72534 L 892.14573,163.70678 L 895.70226,164.19176 L 897.9655,163.2218 L 899.74377,161.44353 L 898.93546,158.69531 L 896.83388,157.0787 L 895.37893,157.887 L 894.40897,156.59372 L 894.89395,156.10874 L 896.99554,155.94708 L 898.7738,156.75538 L 900.71373,159.18029 L 901.68369,162.09018 L 902.00701,164.51508 L 897.80384,165.97003 L 893.92399,167.90995 L 890.04414,172.43645 L 888.10421,173.89139 L 888.10421,172.92143 L 890.52912,171.46648 L 891.0141,169.68822 L 890.2058,166.61667 L 887.29591,168.07161 L 886.48761,169.52656 L 886.97259,171.7898 L 884.90626,172.79023 L 882.15906,168.2631 L 878.76418,163.89826 L 876.69368,162.08579 L 870.16041,163.96199 L 865.06808,165.01278 L 844.39292,169.60499 L 843.72516,164.83714 L 844.3718,154.24837 L 848.66107,153.35923 L 855.45082,152.06593 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
2995<text x="705.27039" y="97.751122" id="text932" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Massachusetts</text>
2996</a>
2997  <a href="https://kapitalwise.com/advisor-match/?state=TN" target="_blank" rel="noopener" title="Tennessee" class="sTN">
2998<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="TN" d="M 696.67788,318.25411 L 644.78479,323.2656 L 629.02523,325.04386 L 624.40403,325.55657 L 620.53568,325.52885 L 620.31471,329.62968 L 612.12933,329.89369 L 605.17792,330.54033 L 597.08709,330.41647 L 595.67331,337.48933 L 593.97708,342.96938 L 590.68391,345.72022 L 589.33517,350.10128 L 589.01185,352.68785 L 584.97033,354.95109 L 586.42527,358.50763 L 585.45531,362.87247 L 584.48693,363.66212 L 692.64548,353.25457 L 693.04875,349.29963 L 694.85948,347.80924 L 697.69363,347.05979 L 698.36556,343.34281 L 702.46416,340.63785 L 706.51109,339.14382 L 710.59467,335.57349 L 715.03076,333.54803 L 715.55202,330.48068 L 719.61662,326.49569 L 720.16742,326.38152 C 720.16742,326.38152 720.19867,327.51314 721.00697,327.51314 C 721.81527,327.51314 722.9469,327.86771 722.9469,327.86771 L 725.21015,324.27992 L 727.28049,323.63328 L 729.5556,323.92849 L 731.15391,320.39563 L 734.10916,317.75172 L 734.53084,315.81261 L 734.8398,312.10146 L 732.69325,311.90169 L 730.09157,313.93002 L 723.09826,313.95909 L 704.73897,316.34591 L 696.67788,318.25411 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccsccccccccccccc"></path>
2999<text x="615.73932" y="342.61813" id="text882" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">Tennessee</text>
3000</a>
3001  <a href="https://kapitalwise.com/advisor-match/?state=AR" target="_blank" rel="noopener" title="Arkansas" class="sAR">
3002<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="AR" d="M 593.82477,343.05296 L 589.84489,343.76966 L 584.73274,343.13563 L 585.15344,341.53356 L 588.13319,338.96687 L 589.07657,335.31062 L 587.24759,332.33852 L 508.83002,334.85337 L 510.43038,341.71206 L 510.43037,349.94248 L 511.80212,360.91647 L 512.03074,398.7534 L 514.31697,400.69669 L 517.28906,399.32496 L 520.03254,400.46807 L 520.71288,407.04137 L 576.33414,405.90077 L 577.47977,403.8104 L 577.19315,400.26089 L 575.36752,397.28879 L 576.96621,395.80358 L 575.36752,393.29208 L 576.05172,390.78225 L 577.42011,385.17682 L 579.9383,383.11419 L 579.25243,380.82963 L 582.9104,375.45784 L 585.65387,374.08945 L 585.54039,372.59587 L 585.19495,370.77023 L 588.0519,365.1715 L 590.45494,363.91491 L 590.83907,360.48728 L 592.60974,359.24558 L 589.46622,358.76131 L 588.12476,354.75087 L 590.92884,352.37416 L 591.4791,350.35496 L 592.75858,346.30835 L 593.82477,343.05296 z" sodipodi:nodetypes="cccccccccccccccccccccccccccccccccccccccc"></path>
3003<text x="524.26288" y="368.90057" id="text873" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Arkansas</text>
3004</a>
3005  <a href="https://kapitalwise.com/advisor-match/?state=MO" target="_blank" rel="noopener" title="Missouri" class="sMO">
3006<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="MO" d="M 558.44022,248.11316 L 555.92035,245.02591 L 554.77723,242.73968 L 490.42,245.14022 L 488.13374,245.25453 L 489.39117,247.76938 L 489.16255,250.0556 L 491.67739,253.94219 L 494.76379,258.0574 L 497.8502,260.80087 L 500.01143,261.02949 L 501.50816,261.94399 L 501.50816,264.91608 L 499.67919,266.51644 L 499.22193,268.80266 L 501.27954,272.23201 L 503.7944,275.2041 L 506.30924,277.03308 L 507.68097,288.69283 L 507.99511,324.76504 L 508.22373,329.45179 L 508.68097,334.8353 L 531.11396,333.96848 L 554.31999,333.28261 L 575.12465,332.4816 L 586.77939,332.2513 L 588.94879,335.6773 L 588.2646,338.9848 L 585.17735,341.38784 L 584.60496,343.22518 L 589.98345,343.68244 L 593.87841,342.99656 L 595.59559,337.50293 L 596.24701,331.64614 L 598.34504,329.09098 L 600.94107,327.60409 L 600.9925,324.55385 L 602.00852,322.61737 L 600.31429,320.0736 L 598.98336,321.05786 L 596.99074,318.83062 L 595.70571,314.07162 L 596.50672,311.55342 L 594.56259,308.12576 L 592.73195,303.54996 L 587.93254,302.75062 L 580.96374,297.15187 L 579.24488,293.03834 L 580.04423,289.83762 L 582.1035,283.77995 L 582.56242,280.91632 L 580.61328,279.88501 L 573.75794,279.08734 L 572.72997,277.37518 L 572.61817,273.14482 L 567.13123,269.7138
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3007<text x="519.53156" y="291.86972" id="text870" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Missouri</text>
3008</a>
3009  <a href="https://kapitalwise.com/advisor-match/?state=GA" target="_blank" rel="noopener" title="Georgia" class="sGA">
3010<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="GA" d="M 672.29229,355.5518 L 672.29229,357.73422 L 672.45395,359.83582 L 673.10059,363.23069 L 676.49547,371.15206 L 678.92038,381.01337 L 680.37532,387.15648 L 681.99193,392.00629 L 683.44688,398.9577 L 685.54847,405.26247 L 688.13504,408.65735 L 688.62002,412.05222 L 690.55995,412.86052 L 690.72161,414.96212 L 688.94334,419.81193 L 688.45836,423.04515 L 688.2967,424.98508 L 689.91331,429.34992 L 690.23663,434.68472 L 689.42832,437.10963 L 690.07497,437.91794 L 691.52992,438.72624 L 691.73462,441.94433 L 693.96763,445.29386 L 696.21807,447.45591 L 704.13945,447.61757 L 714.9592,446.97093 L 736.47159,445.67765 L 741.91731,445.00328 L 746.49456,445.03101 L 746.65622,447.9409 L 749.24279,448.7492 L 749.56611,444.38436 L 747.9495,439.85786 L 749.08113,438.24126 L 754.90091,439.04956 L 759.87832,439.36734 L 759.1029,433.06855 L 761.36614,423.0456 L 762.82109,418.84242 L 762.3361,416.25586 L 765.67051,410.01156 L 765.16021,408.65988 L 763.2468,409.36446 L 760.66024,408.07116 L 760.01359,405.96957 L 758.72031,402.41304 L 756.45705,400.31145 L 753.87049,399.66481 L 752.25388,394.81499 L 749.32887,388.47999 L 745.1257,386.54006 L 743.0241,384.60013 L 741.73081,382.01356 L 739.62923,380.07363 L 737.36598,378.78034 L 735.10273,375.87045 L 732.03118,373.60721 L 727.50467,371.82893 L 727.01969,370.37399 L 724.59478,367.4641 L 724.1098,366.00915 L 720.71492,361.03867 L 717.19505,361.13784 L 713.44014,358.7817 L 712.02186,357.48842 L 711.69854,355.71015 L 712.56934,353.77023 L 714.79598,352.66009 L 714.16204,350.56287 L 672.29229,355.5518 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
3011<text x="699.66077" y="404.55328" id="text888" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Georgia</text>
3012</a>
3013  <a href="https://kapitalwise.com/advisor-match/?state=SC" target="_blank" rel="noopener" title="South Carolina" class="sSC">
3014<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="SC" d="M 764.94328,408.16488 L 763.16622,409.13438 L 760.57965,407.84109 L 759.93301,405.7395 L 758.63973,402.18297 L 756.37647,400.08137 L 753.7899,399.43473 L 752.1733,394.58492 L 749.42506,388.60347 L 745.22189,386.66353 L 743.12029,384.72361 L 741.82701,382.13704 L 739.72542,380.1971 L 737.46217,378.90382 L 735.19892,375.99393 L 732.12737,373.73069 L 727.60086,371.95241 L 727.11588,370.49747 L 724.69098,367.58758 L 724.20599,366.13262 L 720.81111,360.95949 L 717.41624,361.12115 L 713.37472,358.69623 L 712.08144,357.40295 L 711.75812,355.62468 L 712.56642,353.68476 L 714.82967,352.71478 L 714.31885,350.4257 L 720.08695,348.08913 L 729.20245,343.50013 L 736.97718,342.69182 L 753.09158,342.26934 L 755.72983,344.14677 L 757.40893,347.50499 L 761.71128,346.89501 L 774.32081,345.44005 L 777.2307,346.24836 L 789.84024,353.84642 L 799.94832,361.9681 L 794.52715,367.42644 L 791.94058,373.56954 L 791.4556,379.8743 L 789.839,380.6826 L 788.70737,383.43083 L 786.28247,384.07747 L 784.18088,387.634 L 781.43265,390.38223 L 779.16941,393.7771 L 777.5528,394.5854 L 773.99627,397.98027 L 771.08638,398.14193 L 772.05635,401.37514 L 767.04487,406.8716 L 764.94328,408.16488 z" sodipodi:nodetypes="cccccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
3015<text xml:space="preserve" style="font-size:10px;font-style:normal;font-weight:normal;line-height:125%;letter-spacing:0px;word-spacing:0px;fill:#000000;fill-opacity:1;stroke:none;font-family:Verdana;-inkscape-font-specification:Verdana;font-stretch:normal;font-variant:normal" x="724.67657" y="369.57736" id="text3215" sodipodi:linespacing="125%"><tspan sodipodi:role="line" x="724.67657" y="369.57736" id="tspan3227">South Carolina</tspan></text>
3016</a>
3017  <a href="https://kapitalwise.com/advisor-match/?state=KY" target="_blank" rel="noopener" title="Kentucky" class="sKY">
3018<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="KY" d="M 725.9944,295.2707 L 723.70108,297.67238 L 720.12289,301.66642 L 715.19834,307.13109 L 713.98257,308.84686 L 713.92007,310.94844 L 709.54021,313.11253 L 703.88209,316.50741 L 696.65022,318.30626 L 644.78233,323.20512 L 629.02277,324.98338 L 624.40157,325.49609 L 620.53322,325.46837 L 620.30627,329.68865 L 612.12686,329.83321 L 605.17545,330.47985 L 597.18797,330.41963 L 598.39575,329.09955 L 600.89529,327.5587 L 601.12392,324.35797 L 602.03841,322.52899 L 600.43159,319.99009 L 601.23342,318.08328 L 603.49668,316.30502 L 605.59826,315.65837 L 608.34649,316.95166 L 611.90303,318.24494 L 613.03466,317.92162 L 613.19632,315.65837 L 611.90303,313.23346 L 612.22635,310.97021 L 614.16628,309.51527 L 616.75286,308.86862 L 618.36946,308.22198 L 617.56116,306.44371 L 616.91452,304.50378 L 618.42114,303.50798 C 618.42442,303.47086 619.6751,299.98569 619.65943,299.85017 L 622.71265,298.37149 L 628.03244,297.40153 L 632.52648,296.91655 L 633.91892,298.54398 L 635.44719,299.41478 L 637.03796,296.30657 L 640.22504,295.02395 L 642.43013,296.50798 L 642.84069,297.50702 L 644.01421,297.24301 L 643.85254,294.29008 L 646.98341,292.54089 L 649.1315,291.46741 L 650.66086,293.12822 L 653.97901,293.08402 L 654.56634,291.51277 L 654.19883,289.24953 L 656.79936,285.25103 L 661.57591,281.81313 L 662.28186,276.97727 L 665.20688,276.52136 L 668.99834,274.87568 L 671.44166,273.16744 L 671.24333,271.60251 L 670.10088,270.14757 L 670.6667,267.15266 L 674.85155,267.03516 L 677.15146,266.28936 L 680.49885,267.71846 L 682.55296,272.0833 L 687.68525,272.09412 L 689.73626,274.30231 L 691.35171,274.15461 L 693.9534,272.87644 L 699.19046,273.44981 L 701.76538,273.66732 L 703.45296,271.61108 L 706.07091,270.1852 L 707.95269,269.4781 L 708.59933,272.31473 L 710.64276,273.37307 L 713.28552,275.45556 L 713.40299,281.1288 L 714.21129,282.70121 L 716.80101,284.25749 L 717.57265,286.552 L 721.73254,289.98894 L 723.53785,293.61218 L 725.9944,295.2707 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
3019<text x="658.94897" y="303.38269" id="text902" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Kentucky</text>
3020</a>
3021  <a href="https://kapitalwise.com/advisor-match/?state=AL" target="_blank" rel="noopener" title="Alabama" class="sAL">
3022<path style="fill:#d3d3d3;fill-opacity:1;stroke:#ffffff;stroke-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="AL" d="M 631.30647,460.41572 L 629.81587,446.09422 L 627.06763,427.34158 L 627.22929,413.27709 L 628.03759,382.23824 L 627.87593,365.58718 L 628.04102,359.16812 L 672.5255,355.54867 L 672.3777,357.73109 L 672.53936,359.83269 L 673.18601,363.22756 L 676.58089,371.14893 L 679.00579,381.01024 L 680.46074,387.15335 L 682.07734,392.00317 L 683.5323,398.95458 L 685.63388,405.25934 L 688.22045,408.65423 L 688.70543,412.04909 L 690.64537,412.8574 L 690.80703,414.95899 L 689.02875,419.80881 L 688.54377,423.04203 L 688.38211,424.98195 L 689.99873,429.3468 L 690.32205,434.68159 L 689.51373,437.10651 
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3023<text x="631.87256" y="392.31094" transform="scale(0.99765323,1.0023523)" id="text885" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Alabama</text>
3024</a>
3025  <a href="https://kapitalwise.com/advisor-match/?state=LA" target="_blank" rel="noopener" title="Louisiana" class="sLA">
3026<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="LA" d="M 607.96706,459.16125 L 604.68245,455.99511 L 605.69236,450.49488 L 605.03101,449.6018 L 595.76934,450.60836 L 570.74102,451.06728 L 570.05683,448.6726 L 570.96964,440.2169 L 574.28552,434.27105 L 579.31688,425.58003 L 578.74281,423.18201 L 579.9994,422.50116 L 580.45833,420.54867 L 578.17209,418.49274 L 578.0603,416.55029 L 576.22964,412.20478 L 576.08259,405.86618 L 520.6088,406.79015 L 520.63737,416.36372 L 521.32324,425.73725 L 522.00911,429.62383 L 524.52396,433.73904 L 525.43845,438.76875 L 529.78228,444.25568 L 530.0109,447.4564 L 530.69677,448.14227 L 530.0109,456.60131 L 527.03881,461.631 L 528.63917,463.68861 L 527.95329,466.20345 L 527.26743,473.51938 L 525.89569,476.72009 L 526.01815,480.33654 L 530.70463,478.81639 L 542.81798,479.0234 L 553.16425,482.57993 L 559.63067,483.71156 L 563.34886,482.25661 L 566.58207,483.38824 L 569.81528,484.3582 L 570.62358,482.25661 L 567.39037,481.12499 L 564.8038,481.60997 L 562.05557,479.99337 C 562.05557,479.99337 562.21724,478.70008 562.86388,478.53842 C 563.51052,478.37676 565.93543,477.56846 565.93543,477.56846 L 567.71369,479.0234 L 569.49196,478.05344 L 572.72517,478.70008 L 574.18011,481.12499 L 574.50343,483.38824 L 579.02992,483.71156 L 580.80819,485.48982 L 579.99989,487.10643 L 578.7066,487.91473 L 580.32321,489.53133 L 588.72955,493.08786 L 592.28608,491.79458 L 593.25605,489.36967 L 595.84261,488.72303 L 597.62088,487.26809 L 598.91416,488.23805 L 599.72246,491.14794 L 597.45922,491.95624 L 598.10586,492.60288 L 601.50073,491.3096 L 603.76398,487.91473 L 604.57228,487.42975 L 602.47069,487.10643 L 603.27899,485.48982 L 603.11733,484.03488 L 605.21892,483.5499 L 606.35054,482.25661 L 606.99718,483.06491 C 606.99718,483.06491 606.83552,486.13646 607.64383,486.13646 C 608.45213,486.13646 611.847,486.78311 611.847,486.78311 L 615.88851,488.72303 L 616.85847,490.17798 L 619.76836,490.17798 L 620.89999,491.14794 L 623.16323,488.07639 L 623.16323,486.62144 L 621.86995,486.62144 L 618.47508,483.87322 L 612.6553,483.06491 L 609.42209,480.80167 L 610.55372,478.05344 L 612.81696,478.37676 L 612.97862,477.73012 L 611.20036,476.76016 L 611.20036,476.27517 L 614.43357,476.27517 L 616.21183,473.20363 L 614.91855,471.2637 L 614.59523,468.51547 L 613.14028,468.67713 L 611.20036,470.77872 L 610.55372,473.36529 L 607.48217,472.71864 L 606.5122,470.94038 L 608.29047,469.00045 L 610.1938,465.55485 L 609.1327,463.14258 L 607.96706,459.16125 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccscccccccccccccccccccccccccccccsccccccccccccccccccccccccccccc"></path>
3027<text x="536.76837" y="465.38776" id="text876" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Louisiana</text>
3028</a>
3029  <a href="https://kapitalwise.com/advisor-match/?state=MS" target="_blank" rel="noopener" title="Mississippi" class="sMS">
3030<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="MS" d="M 631.55882,459.34458 L 631.30456,460.60073 L 626.13142,460.60073 L 624.67648,459.79243 L 622.57489,459.46911 L 615.78515,461.40903 L 614.00689,460.60073 L 611.42032,464.8039 L 610.31778,465.58192 L 609.19395,463.09394 L 608.05083,459.20735 L 604.6215,456.00664 L 605.7646,450.46209 L 605.07874,449.5476 L 603.24976,449.77622 L 595.33184,450.64959 L 570.78534,451.02296 L 570.
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3031<text x="576.41791" y="414.79941" transform="scale(0.99765323,1.0023523)" id="text879" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Mississippi</text>
3032</a>
3033  <a href="https://kapitalwise.com/advisor-match/?state=IA" target="_blank" rel="noopener" title="Iowa" class="sIA">
3034<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="IA" d="M 569.19154,199.5843 L 569.45592,202.3705 L 571.67964,202.94776 L 572.63358,204.17309 L 573.13359,206.02845 L 576.92643,209.3871 L 577.6123,211.7786 L 576.93796,215.20307 L 575.35565,218.43505 L 574.55631,221.17684 L 572.38356,222.77888 L 570.66805,223.35128 L 565.08903,225.21148 L 563.69757,229.06017 L 564.42621,230.43191 L 566.26672,232.1145 L 565.98379,236.15079 L 564.22064,237.68865 L 563.44923,239.33179 L 563.57645,242.10811 L 561.69014,242.56535 L 560.06469,243.67026 L 559.7859,245.02289 L 560.06469,247.13781 L 558.51367,248.25388 L 556.04314,245.1206 L 554.78057,242.67073 L 489.04475,245.18558 L 488.12672,245.35102 L 486.07432,240.83506 L 485.8457,234.20499 L 484.24534,230.08978 L 483.55948,224.83147 L 481.27325,221.1735 L 480.35877,216.37243 L 477.61529,208.82788 L 476.47218,203.45524 L 475.10044,201.28333 L 473.50008,198.53987 L 475.45406,193.69604 L 476.8258,187.98047 L 474.08233,185.92286 L 473.62508,183.17939 L 474.53958,180.66454 L 476.25425,180.66454 L 558.90825,179.39506 L 559.74251,183.57818 L 561.99469,185.13915 L 562.2514,186.56224 L 560.22186,189.95155 L 560.41227,193.15707 L 562.92713,196.95527 L 565.45392,198.24889 L 568.5332,198.75194 L 569.19154,199.5843 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
3035<text x="506.33551" y="218.73936" id="text861" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">Iowa</text>
3036</a>
3037  <a href="https://kapitalwise.com/advisor-match/?state=MN" target="_blank" rel="noopener" title="Minnesota" class="sMN">
3038<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="MN" d="M 475.23781,128.82439 L 474.78056,120.36535 L 472.95158,113.04943 L 471.1226,99.560705 L 470.66535,89.729927 L 468.83637,86.300584 L 467.23601,81.270889 L 467.23601,70.982869 L 467.92187,67.096282 L 466.10094,61.644615 L 496.23336,61.679886 L 496.55668,53.435202 L 497.20332,53.273541 L 499.46657,53.758523 L 501.40649,54.566825 L 502.21479,60.063281 L 503.66974,66.206379 L 505.28634,67.822984 L 510.13616,67.822984 L 510.45948,69.277928 L 516.76424,69.601249 L 516.76424,71.702835 L 521.61405,71.702835 L 521.93737,70.409551 L 523.06899,69.277928 L 525.33224,68.631286 L 526.62552,69.601249 L 529.53541,69.601249 L 533.41526,72.187816 L 538.75006,74.612723 L 541.17497,75.097705 L 541.65995,74.127742 L 543.11489,73.64276 L 543.59987,76.552649 L 546.18644,77.845933 L 546.67142,77.360951 L 547.96471,77.522612 L 547.96471,79.624198 L 550.55127,80.594161 L 553.62282,80.594161 L 555.23943,79.785858 L 558.47264,76.552649 L 561.0592,76.067668 L 561.86751,77.845933 L 562.35249,79.139216 L 563.32245,79.139216 L 564.29241,78.330914 L 573.18374,78.007593 L 574.962,8
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3039<text x="480.80597" y="121.02695" id="text858" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Minnesota</text>
3040</a>
3041  <a href="https://kapitalwise.com/advisor-match/?state=OK" target="_blank" rel="noopener" title="Oklahoma" class="sOK">
3042<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="OK" d="M 380.34313,320.82146 L 363.65895,319.54815 L 362.77873,330.50058 L 383.24411,331.65746 L 415.29966,332.96106 L 412.96506,357.37971 L 412.50781,375.21228 L 412.73644,376.81264 L 417.08027,380.4706 L 419.13787,381.61371 L 419.82374,381.38509 L 420.50961,379.32748 L 421.88135,381.15647 L 423.93895,381.15647 L 423.93895,379.78473 L 426.68242,381.15647 L 426.22518,385.04305 L 430.34039,385.27167 L 432.85523,386.41479 L 436.97044,387.10066 L 439.48529,388.92964 L 441.77152,386.87204 L 445.20086,387.5579 L 447.71571,390.98724 L 448.63019,390.98724 L 448.63019,393.27347 L 450.91642,393.95933 L 453.20264,39
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3043<text x="436.70258" y="356.15631" id="text843" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Oklahoma</text>
3044</a>
3045  <a href="https://kapitalwise.com/advisor-match/?state=TX" target="_blank" rel="noopener" title="Texas" class="sTX">
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3047<text x="408.17947" y="445.36087" id="text840" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">Texas</text>
3048</a>
3049  <a href="https://kapitalwise.com/advisor-match/?state=NM" target="_blank" rel="noopener" title="New Mexico" class="sNM">
3050<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="NM" d="M 288.15255,424.01315 L 287.37714,419.26505 L 296.02092,419.79045 L 326.19268,422.73635 L 353.46084,424.42624 L 355.67611,405.71877 L 359.53347,349.8428 L 361.27115,330.45357 L 362.84285,330.58213 L 363.66825,319.41874 L 259.6638,308.78279 L 242.16645,429.2176 L 257.62712,431.20675 L 258.9204,421.1838 L 288.15255,424.01315 z" sodipodi:nodetypes="ccccccccccccccc"></path>
3051<text x="276.39066" y="370.89932" id="text837" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">New Mexico</text>
3052</a>
3053  <a href="https://kapitalwise.com/advisor-match/?state=KS" target="_blank" rel="noopener" title="Kansas" class="sKS">
3054<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="KS" d="M 507.88059,324.38028 L 495.26233,324.58471 L 449.17324,324.12748 L 404.61576,322.06985 L 379.98602,320.81244 L 383.87981,256.21747 L 405.96327,256.89264 L 446.2524,257.73404 L 490.55364,258.72162 L 495.64927,258.72162 L 497.83367,260.88402 L 499.85133,260.86264 L 501.49163,261.87511 L 501.42913,264.88434 L 499.60015,266.60971 L 499.2679,268.84188 L 501.11098,272.24421 L 504.06334,275.43927 L 506.39069,277.05373 L 507.69146,288.29455 L 507.88059,324.38028 z" sodipodi:nodetypes="ccccccccccccccccccccc"></path>
3055<text x="422.28983" y="293.7225" id="text846" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Kansas</text>
3056</a>
3057  <a href="https://kapitalwise.com/advisor-match/?state=NE" target="_blank" rel="noopener" title="Nebraska" class="sNE">
3058<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="NE" d="M 486.09787,240.70058 L 489.32848,247.72049 L 489.19985,250.02301 L 492.65907,255.51689 L 495.37836,258.66923 L 490.32888,258.66923 L 446.84632,257.73055 L 406.05946,256.84025 L 383.80724,256.05638 L 384.88001,234.72853 L 352.56177,231.80828 L 356.9056,187.79842 L 372.45193,188.82723 L 392.57072,189.97033 L 410.40329,191.11345 L 434.18005,192.25656 L 444.92531,191.79932 L 446.98291,194.08554 L 451.78399,197.05764 L 452.9271,197.97213 L 457.27093,196.60039 L 461.15752,196.14315 L 463.90099,195.91452 L 465.72997,197.28626 L 469.7874,198.88662 L 472.75949,200.48698 L 473.21674,202.08734 L 474.13123,204.14494 L 475.96021,204.14494 L 476.75819,204.19111 L 477.65242,208.87293 L 480.57268,217.34085 L 481.14521,221.09756 L 483.6687,224.87181 L 484.23829,229.98595 L 485.84553,234.22632 L 486.09787,240.70058 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccc"></path>
3059<text x="395.59537" y="227.65593" id="text849" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">Nebraska</text>
3060</a>
3061  <a href="https://kapitalwise.com/advisor-match/?state=SD" target="_blank" rel="noopener" title="South Dakota" class="sSD">
3062<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="SD" d="M 476.44687,204.02465 L 476.39942,203.44378 L 473.50371,198.59834 L 475.36394,193.88623 L 476.85667,187.99969 L 474.0748,185.91998 L 473.68964,183.17652 L 474.48204,180.62217 L 477.67055,180.63738 L 477.54747,175.63124 L 477.21417,145.45699 L 476.59644,141.68941 L 472.52412,138.35848 L 471.54149,136.68152 L 471.47899,135.0727 L 473.50111,133.5433 L 475.03333,131.87763 L 475.27829,129.22084 L 417.0212,127.62049 L 362.22199,124.1714 L 356.89672,187.86259 L 371.48699,188.76639 L 391.43684,189.972 L 409.17989,190.90059 L 432.95665,192.20417 L 444.93935,191.77953 L 446.90565,194.02471 L 452.10029,197.27806 L 452.86418,198.00081 L 457.40562,196.548 L 463.94616,195.93309 L 465.62146,197.26936 L 469.82597,198.86549 L 472.77103,200.50132 L 473.17001,201.98513 L 474.2095,204.22601 L 476.44687,204.02465 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccc"></path>
3063<text x="378.60684" y="165.99388" id="text852" style="font-size:10px;font-style:normal;font-family:Verdana;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;" sodipodi:linespacing="125%">South Dakota</text>
3064</a>
3065  <a href="https://kapitalwise.com/advisor-match/?state=ND" target="_blank" rel="noopener" title="North Dakota" class="sND">
3066<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="ND" d="M 475.30528,128.91846 L 474.69037,120.48479 L 473.01342,113.66887 L 471.12193,100.64465 L 470.66469,89.657624 L 468.92523,86.580482 L 467.16862,81.386086 L 467.19987,70.941816 L 467.82323,67.117729 L 465.98913,61.649968 L 437.34688,61.085941 L 418.75593,60.439299 L 392.24361,59.146015 L 369.29727,57.012146 L 362.30403,124.18898 L 417.23627,127.53263 L 475.30528,128.91846 z" sodipodi:nodetypes="ccccccccccccccccc"></path>
3067<text x="386.1228" y="95.98761" id="text855" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">North Dakota</text>
3068</a>
3069  <a href="https://kapitalwise.com/advisor-match/?state=WY" target="_blank" rel="noopener" title="Wyoming" class="sWY">
3070<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;
3070stroke-dasharray:none" id="WY" d="M 360.37668,143.27587 L 253.63408,129.81881 L 239.5506,218.27684 L 352.81521,231.86233 L 360.37668,143.27587 z" sodipodi:nodetypes="ccccc"></path>
3071<text x="279.23434" y="184.7554" id="text825" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Wyoming</text>
3072</a>
3073  <a href="https://kapitalwise.com/advisor-match/?state=MT" target="_blank" rel="noopener" title="Montana" class="sMT">
3074<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="MT" d="M 369.20952,56.969133 L 338.5352,54.1613 L 309.27465,50.60477 L 280.01411,46.563258 L 247.68201,41.228463 L 229.25272,37.833593 L 196.52907,30.900857 L 192.05005,52.248389 L 195.47939,59.79293 L 194.10765,64.365382 L 195.93663,68.937833 L 199.13736,70.309572 L 203.75818,81.079025 L 206.45328,84.255548 L 206.91052,85.398666 L 210.33986,86.541784 L 210.79711,88.599377 L 203.70981,106.20333 L 203.70981,108.71818 L 206.22466,111.91889 L 207.13914,111.91889 L 211.94021,108.9468 L 212.62609,107.80368 L 214.22645,108.48955 L 213.99782,113.74787 L 216.7413,126.32212 L 219.71339,128.83696 L 220.62787,129.52283 L 222.45686,131.80905 L 221.99961,135.2384 L 222.68548,138.66773 L 223.8286,139.58223 L 226.11482,137.296 L 228.85829,137.296 L 232.05901,138.89636 L 234.57386,137.98187 L 238.68907,137.98187 L 242.34702,139.58223 L 245.0905,139.12498 L 245.54774,136.15288 L 248.51983,135.46702 L 249.89157,136.83876 L 250.34882,140.03947 L 251.77469,140.87411 L 253.66164,129.83937 L 360.40731,143.26829 L 369.20952,56.969133 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccc"></path>
3075<text x="267.58023" y="94.101738" id="text820" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:100%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="100%">
3076    <tspan x="267.58023" y="94.101738" id="tspan823" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:100%;writing-mode:lr-tb;text-anchor:start;font-family:Verdana">Montana</tspan>
3077  </text>
3078</a>
3079  <a href="https://kapitalwise.com/advisor-match/?state=CO" target="_blank" rel="noopener" title="Colorado" class="sCO">
3080<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="CO" d="M 380.03242,320.96457 L 384.93566,234.63961 L 271.5471,221.99565 L 259.33328,309.93481 L 380.03242,320.96457 z" sodipodi:nodetypes="ccccc"></path>
3081<text x="295.56915" y="274.7735" id="text831" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Colorado</text>
3082</a>
3083  <a href="https://kapitalwise.com/advisor-match/?state=ID" target="_blank" rel="noopener" title="Idaho" class="sID">
3084<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="ID" d="M 148.47881,176.48395 L 157.24968,141.26323 L 158.62142,137.03371 L 161.13626,131.08953 L 159.87884,128.8033 L 157.36398,128.91761 L 156.56381,127.88881 L 157.02106,126.7457 L 157.36398,123.65929 L 161.82213,118.17234 L 163.65111,117.7151 L 164.79422,116.57199 L 165.36578,113.37127 L 166.28026,112.68541 L 170.16685,106.85553 L 174.05344,102.5117 L 174.28206,98.739432 L 170.85272,96.110269 L 169.31717,91.709286 L 182.94208,28.367595 L 196.45967,30.895706 L 192.05159,52.278719 L 195.61194,59.764071 L 194.03083,64.424911 L 196.00068,69.066144 L 199.1389,70.321335 L 202.97424,79.877923 L 206.48693,84.315077 L 206.99418,85.458195 L 210.33513,86.601313 L 210.70398,88.698388 L 203.73297,106.07448 L 203.56779,108.64041 L 206.19891,111.96211 L 207.10399,111.91321 L 212.01528,108.88761 L 212.6927,107.79264 L 214.25501,108.4515 L 213.97657,113.80522 L 216.71582,126.38793 L 220.63365,129.56584 L 222.31483,131.73129 L 221.59822,135.81515 L 222.66444,138.62256 L 223.72607,139.71384 L 226.20536,137.36242 L 229.05352,137.41131 L 231.97277,138.74651 L 234.75279,138.06458 L 238.54705,137.9041 L 242.52595,139.50446 L 245.26943,139.2077 L 245.76617,136.17039 L 248.69876,135.40556 L 249.95893,136.92147 L 250.39986,139.86643 L 251.8242,141.07964 L 243.4382,194.6883 C 243.4382,194.6883 155.47221,177.98769 148.47881,176.48395 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
3085<text x="183.05791" y="156.49385" id="text815" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:100%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="100%">
3086    <tspan x="183.05791" y="156.49385" id="tspan818" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:100%;writing-mode:lr-tb;text-anchor:start;font-family:Verdana">Idaho</tspan>
3087  </text>
3088</a>
3089  <a href="https://kapitalwise.com/advisor-match/?state=UT" target="_blank" rel="noopener" title="Utah" class="sUT">
3090<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="UT" d="M 259.49836,310.10509 L 175.74933,298.23284 L 196.33694,185.69149 L 243.11725,194.43663 L 241.63245,205.06705 L 239.32083,218.23971 L 247.12852,219.16808 L 263.53504,220.97287 L 271.74601,221.82851 L 259.49836,310.10509 z" sodipodi:nodetypes="cccccccccc"></path>
3091<text x="212.84099" y="252.1221" id="text828" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Utah</text>
3092</a>
3093  <a href="https://kapitalwise.com/advisor-match/?state=AZ" target="_blank" rel="noopener" title="Arizona" class="sAZ">
3094<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="AZ" d="M 144.9112,382.62909 L 142.28419,384.78742 L 141.96087,386.24237 L 142.44585,387.21233 L 161.36012,397.88192 L 173.48466,405.47996 L 188.19576,414.04797 L 205.00845,424.07092 L 217.29465,426.49583 L 242.24581,429.20074 L 259.50142,310.07367 L 175.76579,298.15642 L 172.6734,314.56888 L 171.06711,314.58419 L 169.35244,317.21335 L 166.83759,317.09903 L 165.58017,314.35556 L 162.8367,314.01263 L 161.9222,312.86952 L 161.00772,312.86952 L 160.09322,313.44108 L 158.14993,314.46988 L 158.03563,321.44286 L 157.80699,323.15753 L 157.23545,335.73177 L 155.7494,337.90368 L 155.17784,341.21871 L 157.92131,346.1341 L 159.17873,351.96398 L 159.97892,352.99278 L 161.00772,353.56434 L 160.8934,355.85056 L 159.29305,357.22229 L 155.86371,358.93696 L 153.92042,360.88026 L 152.43437,364.53821 L 151.86281,369.4536 L 149.00503,372.19707 L 146.94743,372.88294 L 147.08312,373.71282 L 146.62587,375.42749 L 147.08312,376.22767 L 150.74108,376.79921 L 150.16952,379.54269 L 148.68347,381.7146 L 144.9112,382.62909 z" sodipodi:nodetypes="cccccccccccccccccccccccccccccccccccccccccccccc"></path>
3095<text x="187.04355" y="355.89923" id="text834" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:125%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="125%">Arizona</text>
3096</a>
3097  <a href="https://kapitalwise.com/advisor-match/?state=NV" target="_blank" rel="noopener" title="Nevada" class="sNV">
3098<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="NV" d="M 196.39273,185.57552 L 172.75382,314.39827 L 170.92158,314.74742 L 169.34882,317.1536 L 166.97588,317.16429 L 165.50393,314.42082 L 162.88546,314.0424 L 162.11454,312.93477 L 161.07671,312.88073 L 158.29834,3
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3099<text x="120.85017" y="230.05183" id="text810" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:100%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="100%">
3100    <tspan x="120.85017" y="230.05183" id="tspan813" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:100%;writing-mode:lr-tb;text-anchor:start;font-family:Verdana">Nevada</tspan>
3101  </text>
3102</a>
3103  <a href="https://kapitalwise.com/advisor-match/?state=OR" target="_blank" rel="noopener" title="Oregon" class="sOR">
3104<path style="fill:#d3d3d3;stroke:#ffffff;stroke-opacity:1;fill-opacity:1;stroke-width:0.75;stroke-miterlimit:4;stroke-dasharray:none" id="OR" d="M 148.72184,175.53153 L 157.57154,140.73002 L 158.62233,136.5005 L 160.9767,130.87727 L 160.36119,129.71439 L 157.84633,129.66821 L 156.56473,127.99751 L 157.02197,126.53344 L 157.52538,123.28656 L 161.98353,117.79961 L 163.81251,116.70046 L 164.95562,115.55735 L 166.44166,111.99172 L 170.48872,106.32232 L 174.05435,102.45992 L 174.28297,99.008606 L 171.01411,96.539924 L 169.2307,91.897299 L 156.56693,88.285329 L 141.47784,84.741679 L 126.04582,84.855985 L 125.58858,83.484256 L 120.10163,85.54186 L 115.64349,84.970301 L 113.24295,83.36994 L 111.98553,84.055815 L 107.29877,83.827183 L 105.5841,82.455454 L 100.32578,80.39785 L 99.525598,80.512166 L 95.181768,79.02611 L 93.238477,80.855093 L 87.065665,80.512166 L 81.121482,76.396957 L 81.807347,75.596777 L 82.035968,67.823604 L 79.749743,63.937027 L 75.634535,63.365468 L 74.94867,60.850621 L 72.594738,60.384056 L 66.796213,62.44284 L 64.532966,68.909258 L 61.299757,78.932207 L 58.066547,85.398626 L 53.055073,99.463087 L 46.588654,113.04256 L 38.505631,125.65208 L 36.565705,128.56197 L 35.757403,137.12997 L 36.143498,149.2102 L 148.72184,175.53153 z" sodipodi:nodetypes="ccccccccccccccccccccccccccccccccccccccccccccccccccc"></path>
3105<text x="87.116425" y="127.87729" id="text800" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:100%;writing-mode:lr-tb;text-anchor:start;fill:#000000;stroke-width:3pt;font-family:Verdana" sodipodi:linespacing="100%">
3106    <tspan x="87.116425" y="127.87729" id="tspan803" style="font-size:10px;font-style:normal;font-stretch:normal;text-align:start;line-height:100%;writing-mode:lr-tb;text-anchor:start;font-family:Verdana">Oregon</tspan>
3107  </text>
3108</a>
3109  <a href="https://kapitalwise.com/advisor-match/?state=WA" target="_blank" rel="noopener" title="Washington" class="sWA">
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3120</a>
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3195    <section class="entry-footer">
3196        <div class="entry-categories">
3197            <a href="https://kapitalwise.com/blog/category/financial-planning/" rel="category tag">Financial Planning</a> <a href="https://kapitalwise.com/blog/category/finding-an-advisor/" rel="category tag">Finding an Advisor</a> <a href="https://kapitalwise.com/blog/category/insurance/" rel="category tag">Insurance</a> <a href="https://kapitalwise.com/blog/category/retirement/" rel="category tag">Retirement</a> <a href="https://kapitalwise.com/blog/category/tax-strategy/" rel="category tag">Tax Strategy</a>        </div><!-- .entry-categories -->
3198        <div class="entry-tags">
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3202        <div class="entry-meta">
3203            <p>August 13, 2026 - Kapitalwise</p>
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3393#kw-footer .kw-bottom-links {
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3410}
3411
3412#kw-footer .kw-disclaimer {
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3415  padding-top: 24px;
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3420
3421@media (max-width: 1024px) {
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3435
3436@media (max-width: 768px) {
3437  #kw-footer {
3438    padding: 56px 24px 56px;
3439  }
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3450
3451@media (max-width: 480px) {
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3467
3468<footer id="kw-footer">
3469  <div class="kw-inner">
3470
3471    <div class="kw-grid">
3472
3473      <!-- Col 1: Brand -->
3474      <div class="kw-col kw-col-brand">
3475<div class="kw-logo" style="display:flex; align-items:center; gap:10px; margin-bottom:14px;">
3476  <a href="https://kapitalwise.com/" style="display:flex; align-items:center; gap:10px; text-decoration:none;">
3477    <img src="https://kapitalwise.com/blog/wp-content/uploads/2026/08/kapitalwise-log.png" alt="Kapitalwise" style="height:32px; width:32px; display:block;">
3478  <span style="font-family: Georgia, 'Times New Roman', serif; font-size:24px; font-weight:500; letter-spacing:-0.01em; color:#ffffff; line-height:1;">Kapitalwise</span>
3479    <span style="font-family: Inter, sans-serif; font-size:10px; font-weight:600; letter-spacing:0.12em; text-transform:uppercase; color:#a8ccb4;">Wealth</span>
3480  </a>
3481</div>
3482		 <p class="kw-tagline" style="font-family: Fraunces, 'Times New Roman', Georgia, serif; font-style:italic; font-weight:300; font-size:20px; line-height:1.375; color:rgba(250,245,230,0.9); max-width:384px; margin:24px 0 0 0;">Personalized guidance for a lifetime of wealth</p>
3483      <p class="kw-desc" style="font-size:14px; line-height:1.625; color:#94ac98; max-width:384px; margin:16px 0 0 0;">Your dedicated match with an independent fiduciary advisor, matched by technology, introduced by a person, and chosen for your goals, not whoever was available.</p>
3484 <div class="kw-social">
3485          <a href="https://www.facebook.com/kapitalwise" target="_blank" rel="noopener noreferrer" title="Facebook">
3486            <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M18 2h-3a5 5 0 0 0-5 5v3H7v4h3v8h4v-8h3l1-4h-4V7a1 1 0 0 1 1-1h3z"/></svg>
3487          </a>
3488          <a href="https://twitter.com/kapitalwise" target="_blank" rel="noopener noreferrer" title="X (Twitter)">
3489            <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M4 4l11.733 16h4.267l-11.733 -16z"/><path d="M4 20l6.768 -6.768m2.46 -2.46l6.772 -6.772"/></svg>
3490          </a>
3491          <a href="https://www.linkedin.com/company/kapitalwise/" target="_blank" rel="noopener noreferrer" title="LinkedIn">
3492            <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M16 8a6 6 0 0 1 6 6v7h-4v-7a2 2 0 0 0-2-2 2 2 0 0 0-2 2v7h-4v-7a6 6 0 0 1 6-6z"/><rect x="2" y="9" width="4" height="12"/><circle cx="4" cy="4" r="2"/></svg>
3493          </a>
3494          <a href="https://www.instagram.com/kapitalwise.inc/" target="_blank" rel="noopener noreferrer" title="Instagram">
3495            <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><rect width="20" height="20" x="2" y="2" rx="5" ry="5"/><path d="M16 11.37A4 4 0 1 1 12.63 8 4 4 0 0 1 16 11.37z"/><line x1="17.5" x2="17.51" y1="6.5" y2="6.5"/></svg>
3496          </a>
3497        </div>
3498      </div>
3499    <div class="kw-links-grid">
3500      <!-- Col 2: Quick Links -->
3501      <div class="kw-col">
3502        <h4>Consumer</h4>
3503  <ul>
3504          <li><a href="https://kapitalwise.com/how-we-work">How We Work</a></li>
3505          <li><a href="https://kapitalwise.com/advisor-match">Find an Advisor</a></li>
3506          <li><a href="https://kapitalwise.com/#faq">FAQ</a></li>
3507        </ul>
3508      </div>
3509
3510      <!-- Col 3: For Advisors -->
3511      <div class="kw-col">
3512        <h4>Advisors</h4>
3513        <ul>
3514          <li><a href="https://app.kapitalwise.com/signup?plan=free">Join Our Network</a></li>
3515          <li><a href="https://kapitalwise.com/products/pre-qualified-leads">Pre-qualified Leads</a></li>
3516          <li><a href="https://kapitalwise.com/products/engagement-builder">
3516Engagement Builder</a></li>
3517        </ul>
3518      </div>
3519    <!-- Col: Topics -->
3520      <div class="kw-col">
3521        <h4>Topics</h4>
3522        <ul>
3523          <li><a href="https://kapitalwise.com/retirement">Retirement</a></li>
3524          <li><a href="https://kapitalwise.com/investing">Investing</a></li>
3525          <li><a href="https://kapitalwise.com/taxes">Taxes</a></li>
3526          <li><a href="https://kapitalwise.com/financial-planning">Financial Planning</a></li>
3527          <li><a href="https://kapitalwise.com/blog/">Blog</a></li>
3528        </ul>
3529      </div>
3530
3531      <!-- Col: Calculators -->
3532      <div class="kw-col">
3533        <h4>Calculators</h4>
3534        <ul>
3535          <li><a href="https://kapitalwise.com/calculators">All Calculators</a></li>
3536          <li><a href="https://kapitalwise.com/calculators/retirement">Retirement</a></li>
3537          <li><a href="https://kapitalwise.com/calculators/401k">401(k)</a></li>
3538          <li><a href="https://kapitalwise.com/calculators/investment">Investment</a></li>
3539          <li><a href="https://kapitalwise.com/calculators/mortgage">Mortgage</a></li>
3540          <li><a href="https://kapitalwise.com/calculators/compound-interest">Compound Interest</a></li>
3541          <li><a href="https://kapitalwise.com/calculators/social-security">Social Security</a></li>
3542          <li><a href="https://kapitalwise.com/calculators/credit-card-payoff">Credit Card Payoff</a></li>
3543        </ul>
3544      </div>
3545
3546      <!-- Col: Contact -->
3547      <div class="kw-col">
3548        <h4>Contact</h4>
3549        <ul>
3550          <li><span>43 W 23rd St. 6th Fl.</span></li>
3551          <li><span>New York, NY, 10010</span></li>
3552          <li><a href="tel:+18622630788">+1.862.263.0788</a></li>
3553          <li><a href="mailto:[email protected]">[email protected]</a></li>
3554        </ul>
3555      </div>
3556
3557      </div>
3558
3559    </div><!-- end grid -->
3560
3561    <hr class="kw-divider">
3562
3563    <div class="kw-bottom">
3564      <div class="kw-bottom-links">
3565        <a href="https://kapitalwise.com/privacy-policy">Privacy Policy</a>
3566        <a href="https://kapitalwise.com/terms-of-service">Terms of Service</a>
3567      </div>
3568      <p class="kw-copyright">© 2026 Kapitalwise. All rights reserved.</p>
3569    </div>
3570
3571    <div class="kw-disclaimer">
3572      <strong style="color: rgba(250,245,230,0.9); font-weight:600;">Disclaimer:</strong> Kapitalwise is a matching service that connects consumers with financial advisors. We do not provide investment advice or financial planning services. All advisory services are provided by independent, third-party financial advisors. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
3573    </div>
3574
3575  </div>
3576</footer>
3577
3578<style>
3579.kw-cta-btn {
3580  background-color: #2ecc71 !important;
3581  color: #ffffff !important;
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3584  font-weight: 600 !important;
3585  text-decoration: none !important;
3586  transition: background 0.2s ease !important;
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3589.kw-cta-btn:hover {
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3591  color: #ffffff !important;
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3594
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3602    if (container) {
3603      var links = container.querySelectorAll("a");
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