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65.has-inline-mobile-toggle .inside-header{flex-direction:row;text-align:left;flex-wrap:wrap;}.has-inline-mobile-toggle .header-widget,.has-inline-mobile-toggle #site-navigation{flex-basis:100%;}.nav-float-left .has-inline-mobile-toggle #site-navigation{order:10;}}
66.elementor-template-full-width .site-content{display:block;}
67/*# sourceURL=generate-style-inline-css */
68</style>
69<link rel='stylesheet' id='generate-google-fonts-css' href='https://fonts.googleapis.com/css?family=Raleway%3A100%2C200%2C300%2Cregular%2C500%2C600%2C700%2C800%2C900%2C100italic%2C200italic%2C300italic%2Citalic%2C500italic%2C600italic%2C700italic%2C800italic%2C900italic&#038;display=fallback&#038;ver=3.6.1' media='all' />
70<link rel='stylesheet' id='elementor-frontend-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/css/frontend.min.css?ver=4.1.4' media='all' />
71<link rel='stylesheet' id='widget-image-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/css/widget-image.min.css?ver=4.1.4' media='all' />
72<link rel='stylesheet' id='widget-heading-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/css/widget-heading.min.css?ver=4.1.4' media='all' />
73<link rel='stylesheet' id='widget-icon-list-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/css/widget-icon-list.min.css?ver=4.1.4' media='all' />
74<link rel='stylesheet' id='widget-social-icons-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/css/widget-social-icons.min.css?ver=4.1.4' media='all' />
75<link rel='stylesheet' id='e-apple-webkit-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/css/conditionals/apple-webkit.min.css?ver=4.1.4' media='all' />
76<link rel='stylesheet' id='elementor-icons-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/lib/eicons/css/elementor-icons.min.css?ver=5.50.0' media='all' />
77<link rel='stylesheet' id='elementor-post-3507-css' href='https://texasfha.org/wp-content/uploads/elementor/css/post-3507.css?ver=1790182988' media='all' />
78<link rel='stylesheet' id='font-awesome-5-all-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/lib/font-awesome/css/all.min.css?ver=4.1.4' media='all' />
79<link rel='stylesheet' id='font-awesome-4-shim-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/lib/font-awesome/css/v4-shims.min.css?ver=4.1.4' media='all' />
80<link rel='stylesheet' id='elementor-post-31706-css' href='https://texasfha.org/wp-content/uploads/elementor/css/post-31706.css?ver=1790182988' media='all' />
81<link rel='stylesheet' id='tablepress-default-css' href='https://texasfha.org/wp-content/plugins/tablepress/css/build/default.css?ver=3.3.2' media='all' />
82<link rel='stylesheet' id='elementor-gf-local-roboto-css' href='https://texasfha.org/wp-content/uploads/elementor/google-fonts/css/roboto.css?ver=1748053328' media='all' />
83<link rel='stylesheet' id='elementor-gf-local-robotoslab-css' href='https://texasfha.org/wp-content/uploads/elementor/google-fonts/css/robotoslab.css?ver=1748053333' media='all' />
84<link rel='stylesheet' id='elementor-icons-shared-0-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/lib/font-awesome/css/fontawesome.min.css?ver=5.15.3' media='all' />
85<link rel='stylesheet' id='elementor-icons-fa-solid-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/lib/font-awesome/css/solid.min.css?ver=5.15.3' media='all' />
86<link rel='stylesheet' id='elementor-icons-fa-brands-css' href='https://texasfha.org/wp-content/plugins/elementor/assets/lib/font-awesome/css/brands.min.css?ver=5.15.3' media='all' />
87<script id="breeze-prefetch-js-extra">
88var breeze_prefetch = {"local_url":"https://texasfha.org","ignore_remote_prefetch":"1","ignore_list":["wp-admin","wp-login.php"]};
89//# sourceURL=breeze-prefetch-js-extra
90</script>
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92<script src="https://texasfha.org/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script>
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94<script src="https://texasfha.org/wp-content/plugins/elementor/assets/lib/font-awesome/js/v4-shims.min.js?ver=4.1.4" id="font-awesome-4-shim-js"></script>
94
95<link rel="https://api.w.org/" href="https://texasfha.org/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://texasfha.org/wp-json/wp/v2/categories/3" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://texasfha.org/xmlrpc.php?rsd" />
96<meta name="generator" content="WordPress 6.9.9" />
97<!-- start Simple Custom CSS and JS -->
98<style>
99/* ============================================
100   GLOBAL RESET & FIXES
101   ============================================ */
102html,
103body {
104    overflow-x: hidden;
105    max-width: 100%;
106}
107
108/* ============================================
109   TYPOGRAPHY
110   ============================================ */
111
112/* Force body text to Noto Sans */
113body,
114p,
115div,
116span,
117li,
118a,
119.elementor-widget-text-editor,
120.elementor-widget-container {
121    font-family: 'Noto Sans', sans-serif !important;
122}
123
124/* Force all heading tags to Times New Roman */
125h1,
126h2,
127h3,
128h4,
129h5,
130h6,
131.elementor-widget-heading .elementor-heading-title,
132.elementor-widget-heading .elementor-heading-title * {
133    font-family: 'Times New Roman', Times, serif !important;
134}
135
136/* ============================================
137   STICKY HEADER (Top Bar + Site Header)
138   ============================================ */
139.top-bar,
140.site-header {
141    position: sticky;
142    z-index: 100;
143}
144
145.top-bar {
146    top: 0;
147}
148
149.site-header {
150    top: 40px;
151}
152
153/* ============================================
154   NAVIGATION
155   ============================================ */
156.main-navigation {
157    background-color: inherit;
158}
159
160.main-navigation .menu-toggle {
161    background-color: inherit;
162}
163
164/* ============================================
165   SITE LOGO
166   ============================================ */
167.site-logo img {
168    display: inline-block;
169    max-width: 20%;
170}
171
172/* ============================================
173   BUTTONS
174   ============================================ */
175a.elementor-button {
176    width: 100% !important;
177}
178
179.home .cta-btn {
180    width: 100% !important;
181}
182
183/* Mortgage Prequalify Button */
184a.elementor-button.app-btn {
185    background-color: #990000;
186    border: none;
187    border-radius: 4px;
188    padding: 12px 24px;
189    font-family: inherit;
190    font-size: 16px;
191    font-weight: 600;
192    color: #fff;
193    text-align: center;
194    text-decoration: none;
195    cursor: pointer;
196    display: inline-block;
197    transition: background-color 0.2s ease, transform 0.2s ease;
198}
199
200a.elementor-button.app-btn:hover {
201    background-color: #7a0000;
202}
203
204a.elementor-button.app-btn:active {
205    transform: scale(0.98);
206}
207
208/* ============================================
209   TOP BAR
210   ============================================ */
211.top-bar {
212    background: #003b5c;
213}
214
215.top-bar a,
216.top-bar a:hover {
217    color: #fff;
218    font-size: 20px;
219    text-decoration: none !important;
220}
221
222/* ============================================
223   SITE HEADER
224   ============================================ */
225.site-header {
226    background-color: var(--base-3);
227    color: var(--contrast);
228    position: sticky;
229    top: 0;
230    z-index: 100;
231}
232
233/* ============================================
234   NAVIGATION LINKS
235   ============================================ */
236.main-navigation .main-nav ul li[class*="current-menu-"] > a {
237    color: #003b5c;
238    font-weight: 600;
239}
240
241/* ============================================
242   FEATURED IMAGE
243   ============================================ */
244.separate-containers .featured-image {
245    margin-top: 20px;
246    display: none !important;
247}
248
249/* ============================================
250   PROFESSIONAL BLOG LAYOUT — TITLE ABOVE IMAGE
251   COLORS: #003b5c (dark blue) & #b90a2c (red)
252   ============================================ */
253
254/* 1. POST CONTAINER — CLEAN, MINIMAL, PROFESSIONAL */
255article.post {
256    background: #ffffff;
257    border-radius: 8px;
258    padding: 0;
259    margin-bottom: 50px;
260    border-bottom: 1px solid rgba(0, 59, 92, 0.08);
261    transition: opacity 0.2s ease;
262    box-shadow: none;
263}
264
265article.post:hover {
266    transform: none;
267    box-shadow: none;
268}
269
270/* 2. FLEX LAYOUT — STACKED VERTICALLY */
271.inside-article {
272    display: flex;
273    flex-direction: column;
274    gap: 0;
275    align-items: stretch;
276}
277
278/* 3. HEADER SECTION — TITLE & META ABOVE IMAGE */
279.inside-article .entry-header {
280    padding: 0 0 16px 0;
281    order: 0;
282}
283
284/* 4. IMAGE — FULL WIDTH BELOW TITLE */
285.post-image {
286    flex: 0 0 auto;
287    max-width: 100%;
288    width: 100%;
289    margin: 0 0 20px 0;
290    border-radius: 6px;
291    overflow: hidden;
292    position: relative;
293    background: #f5f7fa;
294    order: 1;
295}
296
297.post-image a {
298    display: block;
299    height: 100%;
300}
301
302.post-image img {
303    width: 100%;
304    height: 380px;
305    object-fit: cover;
306    display: block;
307    transition: transform 0.4s ease;
308}
309
310.post-image:hover img {
311    transform: scale(1.02);
312}
313
314/* Optional: Category Badge Overlay on Image */
315.post-image::after {
316    content: "ARTICLE";
317    position: absolute;
318    top: 16px;
319    left: 16px;
320    background: #b90a2c;
321    color: #ffffff;
322    font-size: 0.65rem;
323    font-weight: 700;
324    letter-spacing: 1px;
325    padding: 5px 16px;
326    border-radius: 20px;
327    text-transform: uppercase;
328    opacity: 0.9;
329    z-index: 2;
330}
331
332/* 5. CONTENT WRAPPER — DESCRIPTION BELOW IMAGE */
333.inside-article .entry-summary {
334    padding: 0;
335    order: 2;
336}
337
338/* 6. FOOTER META — BELOW DESCRIPTION */
339.inside-article footer.entry-meta {
340    order: 3;
341}
342
343/* 7. TITLE — CLEAN, BOLD, PROFESSIONAL */
344.entry-title {
345    font-size: 2rem;
346    line-height: 1.3;
347    margin-bottom: 12px;
348    margin-top: 0;
349    font-weight: 700;
350}
351
352.entry-title a {
353    color: #003b5c;
354    text-decoration: none;
355    transition: color 0.2s ease;
356}
357
358.entry-title a:hover {
359    color: #b90a2c;
360}
361
362/* 8. META — MINIMAL, SPACIOUS ABOVE IMAGE */
363.entry-meta {
364    font-size: 0.85rem;
365    color: #6b7280;
366    margin-top: 0;
367    margin-bottom: 0;
368    display: flex;
369    flex-wrap: wrap;
370    gap: 6px 24px;
371    padding-bottom: 0;
372    border-bottom: none;
373    align-items: center;
374}
375
376.entry-meta .posted-on::before {
377    content: "📅 ";
378    font-size: 0.8rem;
379}
380
381.entry-meta .byline::before {
382    content: "✍️ ";
383    font-size: 0.8rem;
384}
385
386.entry-meta .byline .author-name {
387    color: #003b5c;
388    font-weight: 600;
389}
390
391.entry-meta .byline .author-name:hover {
392    color: #b90a2c;
393}
394
395/* 9. EXCERPT — CLEAN TYPOGRAPHY BELOW IMAGE */
396.entry-summary {
397    font-size: 1rem;
398    line-height: 1.8;
399    color: #374151;
400    margin: 0 0 16px 0;
401    max-width: 100%;
402}
403
404.entry-summary p {
405    margin-bottom: 0;
406}
407
408/* 10. READ MORE — ELEGANT UNDERLINE BUTTON */
409.read-more {
410    display: inline-flex;
411    align-items: center;
412    font-weight: 600;
413    font-size: 0.9rem;
414    color: #003b5c;
415    background: transparent;
416    padding: 0;
417    border-radius: 0;
418    text-decoration: none;
419    border-bottom: 2px solid #b90a2c;
420    box-shadow: none;
421    transition: all 0.25s ease;
422    margin-top: 8px;
423    gap: 6px;
424    letter-spacing: 0.3px;
425}
426
427.read-more::after {
428    content: "→";
429    display: inline-block;
430    transition: transform 0.25s ease;
431    font-size: 1.1rem;
432    color: #b90a2c;
433}
434
435.read-more:hover {
436    color: #b90a2c;
437    transform: translateX(4px);
438    box-shadow: none;
439    border-bottom-color: #003b5c;
440}
441
442.read-more:hover::after {
443    transform: translateX(4px);
444}
445
446.read-more:active {
447    transform: none;
448    box-shadow: none;
449}
450
451/* 11. FOOTER META — CLEAN CATEGORIES BELOW */
452footer.entry-meta {
453    border-top: 1px solid rgba(0, 59, 92, 0.06);
454    padding-top: 18px;
455    padding-bottom: 0;
456    margin-top: 18px;
457    font-size: 0.8rem;
458    color: #6b7280;
459    display: flex;
460    flex-wrap: wrap;
461    align-items: center;
462    gap: 8px;
463}
464
465footer.entry-meta .screen-reader-text {
466    position: static;
467    width: auto;
468    height: auto;
469    clip: auto;
470    font-weight: 600;
471    color: #003b5c;
472    margin-right: 4px;
473    font-size: 0.7rem;
474    text-transform: uppercase;
475    letter-spacing: 0.5px;
476}
477
478footer.entry-meta .cat-links a {
479    background: rgba(0, 59, 92, 0.06);
480    padding: 4px 16px;
481    border-radius: 4px;
482    color: #003b5c;
483    font-weight: 500;
484    font-size: 0.75rem;
485    text-decoration: none;
486    transition: all 0.2s ease;
487    margin-right: 2px;
488}
489
490footer.entry-meta .cat-links a:hover {
491    background: #003b5c;
492    color: #ffffff;
493}
494
495footer.entry-meta .gp-icon {
496    display: none;
497}
498
499footer.entry-meta .cat-links {
500    display: flex;
501    flex-wrap: wrap;
502    align-items: center;
503    gap: 4px;
504}
505
506/* ============================================
507   MODERN RESPONSIVE ICON BOX STYLES WITH BORDERS
508   ============================================ */
509.blurb-icon-box {
510    --primary-color: #003B5C;
511    --text-color: #2d3748;
512    --light-bg: #f7fafc;
513    --border-radius: 1rem;
514    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
515    --border-width: 2px;
516    --border-color: #e2e8f0;
517
518    transition: var(--transition);
519}
520
521/* Default Border Style */
522.blurb-icon-box .elementor-widget-container {
523    padding: 2rem;
524    background: white;
525    border-radius: var(--border-radius);
526    border: var(--border-width) solid var(--border-color);
527    box-shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.05),
528        0 8px 10px -6px rgba(0, 0, 0, 0.02);
529    transition: var(--transition);
530    height: 100%;
531}
532
533/* ===== BORDER VARIATIONS ===== */
534
535/* 1. Colored Border (matches primary color) */
536.blurb-icon-box.primary-border .elementor-widget-container {
537    border-color: var(--primary-color);
538}
539
540/* 2. Thick Border */
541.blurb-icon-box.thick-border .elementor-widget-container {
542    border-width: 4px;
543}
544
545/* 3. Dashed Border */
546.blurb-icon-box.dashed-border .elementor-widget-container {
547    border-style: dashed;
548}
549
550/* 4. Double Border */
551.blurb-icon-box.double-border .elementor-widget-container {
552    border-style: double;
553    border-width: 4px;
554}
555
556/* 5. Gradient Border (modern effect) */
557.blurb-icon-box.gradient-border .elementor-widget-container {
558    border: none;
559    position: relative;
560    background: white;
561    border-radius: var(--border-radius);
562}
563
564.blurb-icon-box.gradient-border .elementor-widget-container::before {
565    content: '';
566    position: absolute;
567    inset: 0;
568    padding: 2px;
569    border-radius: var(--border-radius);
570    background: linear-gradient(135deg, var(--primary-color), #00a8c6);
571    -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
572    mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
573    -webkit-mask-composite: xor;
574    mask-composite: exclude;
575    pointer-events: none;
576}
577
578/* 6. Hover Border Effect */
579.blurb-icon-box.hover-border:hover .elementor-widget-container {
580    border-color: var(--primary-color);
581    transform: translateY(-4px);
582}
583
584/* 7. Inner Border (inset) */
585.blurb-icon-box.inner-border .elementor-widget-container {
586    box-shadow: inset 0 0 0 var(--border-width) var(--border-color);
587    border: none;
588}
589
590.blurb-icon-box.inner-border:hover .elementor-widget-container {
591    box-shadow: inset 0 0 0 var(--border-width) var(--primary-color);
592}
593
594/* 8. Border with Glow Effect */
595.blurb-icon-box.glow-border .elementor-widget-container {
596    border-color: var(--primary-color);
597    box-shadow: 0 0 0 0 rgba(0, 59, 92, 0.2);
598    transition: box-shadow 0.3s ease;
599}
600
601.blurb-icon-box.glow-border:hover .elementor-widget-container {
602    box-shadow: 0 0 0 6px rgba(0, 59, 92, 0.1);
603}
604
605/* 9. Rounded Border (different corner radius) */
606.blurb-icon-box.rounded-border .elementor-widget-container {
607    --border-radius: 2rem;
608    border-radius: var(--border-radius);
609}
610
611/* 10. Left Accent Border */
612.blurb-icon-box.left-accent-border .elementor-widget-container {
613    border-left-width: 6px;
614    border-left-color: var(--primary-color);
615    border-top-color: var(--border-color);
616    border-right-color: var(--border-color);
617    border-bottom-color: var(--border-color);
618}
619
620/* 11. Top Accent Border */
621.blurb-icon-box.top-accent-border .elementor-widget-container {
622    border-top-width: 6px;
623    border-top-color: var(--primary-color);
624    border-left-color: var(--border-color);
625    border-right-color: var(--border-color);
626    border-bottom-color: var(--border-color);
627}
628
629/* 12. No Border (clean) */
630.blurb-icon-box.no-border .elementor-widget-container {
631    border: none;
632    box-shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.05);
633}
634
635/* Hover Effect Override for Border Styles */
636.blurb-icon-box:hover .elementor-widget-container {
637    transform: translateY(-4px);
638    box-shadow: 0 20px 30px -12px rgba(0, 0, 0, 0.15);
639}
640
641/* Preserve border color on hover for specific variants */
642.blurb-icon-box.primary-border:hover .elementor-widget-container {
643    border-color: var(--primary-color);
644}
645
646.blurb-icon-box.left-accent-border:hover .elementor-widget-container,
647.blurb-icon-box.top-accent-border:hover .elementor-widget-container {
648    border-left-color: var(--primary-color);
649    border-top-color: var(--primary-color);
650}
651
652/* ===== ICON STYLES ===== */
653
654.blurb-icon-box .elementor-icon-box-icon {
655    margin-bottom: 1.5rem;
656}
657
658.blurb-icon-box .elementor-icon {
659    display: inline-flex;
660    align-items: center;
661    justify-content: center;
662    width: 4rem;
663    height: 4rem;
664    font-size: 4rem;
665    color: var(--primary-color);
666    background: rgba(0, 59, 92, 0.1);
667    border-radius: 1rem;
668    transition: var(--transition);
669}
670
671/* Icon Hover Effect */
672.blurb-icon-box:hover .elementor-icon {
673    transform: scale(1.05) rotate(2deg);
674    background: var(--primary-color);
675    color: white;
676}
677
678/* ===== TITLE STYLES ===== */
679.blurb-icon-box .elementor-icon-box-title {
680    margin-bottom: 0.75rem;
681    font-size: 1.5rem;
682    font-weight: 700;
683    line-height: 1.3;
684    color: var(--primary-color);
685    transition: var(--transition);
686}
687
688/* ===== DESCRIPTION STYLES ===== */
689.blurb-icon-box .elementor-icon-box-description {
690    font-size: 1rem;
691    line-height: 1.6;
692    color: var(--text-color);
693    margin: 0;
694}
695
696/* ===== LAYOUT VARIATIONS ===== */
697
698/* Horizontal Layout */
699.blurb-icon-box.horizontal .elementor-icon-box-wrapper {
700    display: flex;
701    align-items: flex-start;
702    gap: 1.5rem;
703}
704
705.blurb-icon-box.horizontal .elementor-icon-box-icon {
706    margin-bottom: 0;
707    flex-shrink: 0;
708}
709
710@media (max-width: 767px) {
711    .blurb-icon-box.horizontal .elementor-icon-box-wrapper {
712        flex-direction: column;
713        gap: 1rem;
714    }
715}
716
717/* Centered Layout */
718.blurb-icon-box.centered {
719    text-align: center;
720}
721
722.blurb-icon-box.centered .elementor-icon-box-wrapper {
723    display: flex;
724    flex-direction: column;
725    align-items: center;
726}
727
728/* Grid Layout */
729.blurb-icon-box-grid {
730    display: grid;
731    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
732    gap: 1.5rem;
733    padding: 1rem;
734}
735
736@media (max-width: 640px) {
737    .blurb-icon-box-grid {
738        grid-template-columns: 1fr;
739        gap: 1rem;
740    }
741}
742
743/* ============================================
744   ACCESSIBILITY & PERFORMANCE
745   ============================================ */
746@media (prefers-reduced-motion: reduce) {
747    .blurb-icon-box,
748    .blurb-icon-box .elementor-widget-container,
749    .blurb-icon-box .elementor-icon {
750        transition: none;
751    }
752
753    .blurb-icon-box:hover .elementor-widget-container {
754        transform: none;
755    }
756
757    .blurb-icon-box:hover .elementor-icon {
758        transform: none;
759    }
760}
761
762.blurb-icon-box .elementor-icon:focus-visible {
763    outline: 2px solid var(--primary-color);
764    outline-offset: 2px;
765    border-radius: 0.5rem;
766}
767
768@media (prefers-contrast: high) {
769    .blurb-icon-box .elementor-icon-box-title {
770        color: black;
771    }
772
773    .blurb-icon-box .elementor-icon {
774        background: transparent;
775        border: 2px solid currentColor;
776    }
777}
778
779/* ============================================
780   RESPONSIVE BREAKPOINTS
781   ============================================ */
782
783/* Large Screens (max-width: 1420px) */
784@media (max-width: 1420px) {
785    .site-logo {
786        display: inline-block;
787        width: 20%;
788        max-width: 1600px;
789    }
790
791    .site-logo img {
792        max-width: 60%;
793    }
794
795    .main-navigation .main-nav ul li a {
796        padding: 0 10px;
797        line-height: 60px;
798    }
799}
800
801/* Tablet (max-width: 1023px) */
802@media (max-width: 1023px) {
803    .blurb-icon-box .elementor-widget-container {
804        padding: 1.5rem;
805    }
806
807    .blurb-icon-box .elementor-icon {
808        width: 3.5rem;
809        height: 3.5rem;
810        font-size: 2.5rem;
811    }
812
813    .blurb-icon-box .elementor-icon-box-title {
814        font-size: 1.3rem;
815    }
816
817    .blurb-icon-box .elementor-icon-box-description {
818        font-size: 0.95rem;
819    }
820}
821
822/* Tablet (max-width: 992px) - Blog Layout */
823@media (max-width: 992px) {
824    .entry-title {
825        font-size: 1.8rem;
826    }
827
828    .post-image img {
829        height: 300px;
830    }
831
832    article.post {
833        border-bottom: none;
834        box-shadow: 0 2px 16px rgba(0, 59, 92, 0.06);
835        border-radius: 8px;
836        overflow: hidden;
837        padding: 0;
838    }
839
840    .inside-article .entry-header {
841        padding: 20px 24px 12px 24px;
842    }
843
844    .entry-meta {
845        font-size: 0.8rem;
846    }
847
848    .entry-summary {
849        padding: 0 24px;
850    }
851
852    footer.entry-meta {
853        padding: 16px 24px;
854        margin-top: 0;
855        border-top: 1px solid rgba(0, 59, 92, 0.06);
856    }
857
858    .read-more {
859        margin-left: 24px;
860        margin-bottom: 20px;
861        margin-top: 4px;
862    }
863}
864
865/* Mobile (max-width: 767px) */
866@media (max-width: 767px) {
867    .site-logo img {
868        max-width: 80% !important;
869    }
870
871    .top-bar a,
872    .top-bar a:hover {
873        font-size: 16px;
874    }
875
876    a.elementor-button.app-btn {
877        padding: 10px 20px;
878        font-size: 14px;
879    }
880
881    /* Blog Layout Mobile */
882    article.post {
883        margin-bottom: 32px;
884        border-radius: 6px;
885    }
886
887    .inside-article .entry-header {
888        padding: 16px 18px 10px 18px;
889    }
890
891    .post-image img {
892        height: 220px;
893    }
894
895    .post-image::after {
896        font-size: 0.55rem;
897        padding: 4px 12px;
898        top: 12px;
899        left: 12px;
900    }
901
902    .entry-title {
903        font-size: 1.4rem;
904    }
905
906    .entry-meta {
907        font-size: 0.75rem;
908        gap: 4px 16px;
909        flex-wrap: wrap;
910    }
911
912    .entry-meta .posted-on::before,
913    .entry-meta .byline::before {
914        content: none;
915    }
916
917    .entry-summary {
918        font-size: 0.92rem;
919        padding: 0 18px;
920        max-width: 100%;
921    }
922
923    .read-more {
924        font-size: 0.82rem;
925        margin: 4px 18px 16px 18px;
926        padding: 0;
927        width: auto;
928    }
929
930    footer.entry-meta {
931        padding: 14px 18px;
932        flex-wrap: wrap;
933        gap: 6px;
934        font-size: 0.7rem;
935    }
936
937    footer.entry-meta .screen-reader-text {
938        font-size: 0.65rem;
939    }
940
941    footer.entry-meta .cat-links a {
942        font-size: 0.65rem;
943        padding: 3px 10px;
944    }
945
946    /* Icon Box Mobile */
947    .blurb-icon-box {
948        margin-bottom: 1.5rem;
949    }
950
951    .blurb-icon-box .elementor-widget-container {
952        padding: 1.25rem;
953    }
954
955    .blurb-icon-box .elementor-icon-box-icon {
956        margin-bottom: 1rem;
957    }
958
959    .blurb-icon-box .elementor-icon {
960        width: 3rem;
961        height: 3rem;
962        font-size: 2rem;
963        border-radius: 0.875rem;
964    }
965
966    .blurb-icon-box .elementor-icon-box-title {
967        font-size: 1.25rem;
968        margin-bottom: 0.5rem;
969    }
970
971    .blurb-icon-box .elementor-icon-box-description {
972        font-size: 0.875rem;
973        line-height: 1.5;
974    }
975}
976
977/* Small Mobile (max-width: 601px) */
978@media (max-width: 601px) {
979    .site-logo img {
980        width: 100% !important;
981        max-width: 1600px !important;
982    }
983}
984
985/* Small Mobile (max-width: 480px) */
986@media (max-width: 480px) {
987    /* Blog Layout */
988    article.post {
989        margin-bottom: 24px;
990    }
991
992    .inside-article .entry-header {
993        padding: 14px 14px 8px 14px;
994    }
995
996    .post-image img {
997        height: 180px;
998    }
999
1000    .entry-title {
1001        font-size: 1.15rem;
1002        line-height: 1.4;
1003    }
1004
1005    .entry-meta {
1006        font-size: 0.7rem;
1007        gap: 3px 12px;
1008    }
1009
1010    .entry-summary {
1011        font-size: 0.85rem;
1012        line-height: 1.7;
1013        padding: 0 14px;
1014    }
1015
1016    .read-more {
1017        font-size: 0.78rem;
1018        margin: 2px 14px 12px 14px;
1019    }
1020
1021    footer.entry-meta {
1022        padding: 12px 14px;
1023        font-size: 0.65rem;
1024    }
1025
1026    footer.entry-meta .cat-links a {
1027        font-size: 0.6rem;
1028        padding: 2px 8px;
1029    }
1030
1031    /* Icon Box */
1032    .blurb-icon-box .elementor-widget-container {
1033        padding: 1rem;
1034    }
1035
1036    .blurb-icon-box .elementor-icon {
1037        width: 2.75rem;
1038        height: 2.75rem;
1039        font-size: 1.35rem;
1040    }
1041
1042    .blurb-icon-box .elementor-icon-box-title {
1043        font-size: 1.125rem;
1044    }
1045}
1046
1047/* Extra Small Mobile (max-width: 390px) */
1048@media (max-width: 390px) {
1049    .top-bar a,
1050    .top-bar a:hover {
1051        font-size: 14px;
1052    }
1053}</style>
1054<!-- end Simple Custom CSS and JS -->
1055<!-- start Simple Custom CSS and JS -->
1056<script>
1057// Assuming you have a way to select all outbound links on your blog
1058const outboundLinks = document.querySelectorAll('a[href^="http"]'); // Select links starting with "http"
1059
1060// Iterate over the links and set their rel attribute to "nofollow"
1061outboundLinks.forEach(link => {
1062  link.rel = 'follow';
1063});</script>
1063
1064<!-- end Simple Custom CSS and JS -->
1065
1066		<!-- GA Google Analytics @ https://m0n.co/ga -->
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1066
1067		<script async src="https://www.googletagmanager.com/gtag/js?id=
1067G-JEBQLVXXBG
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1067"></script>
1068		
1068<script>
1069			
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1069window.dataLayer = window.dataLayer || [];
1070			function gtag(){dataLayer.push(arguments);}
1071			gtag('js', new Date());
1072			gtag('config', '
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1073		
1073</script>
1073
1074
1075	<meta name="ti-site-data" content="eyJyIjoiMTowITc6MCEzMDowIiwibyI6Imh0dHBzOlwvXC90ZXhhc2ZoYS5vcmc/dGktb25saW5lLXVzZXJzLWdvb2dsZT0xJmFtcDtwPSUyRmNhdGVnb3J5JTJGYmxvZyUyRiZhbXA7X3dwbm9uY2U9NWRmZmIwZjQwYSJ9" /><style type="text/css">
1076#pojo-a11y-toolbar .pojo-a11y-toolbar-toggle a{ background-color: #003b5c;	color: #ffffff;}
1077#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay, #pojo-a11y-toolbar .pojo-a11y-toolbar-overlay ul.pojo-a11y-toolbar-items.pojo-a11y-links{ border-color: #003b5c;}
1078body.pojo-a11y-focusable a:focus{ outline-style: solid !important;	outline-width: 1px !important;	outline-color: #FF0000 !important;}
1079#pojo-a11y-toolbar{ top: 300px !important;}
1080#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay{ background-color: #ffffff;}
1081#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay ul.pojo-a11y-toolbar-items li.pojo-a11y-toolbar-item a, #pojo-a11y-toolbar .pojo-a11y-toolbar-overlay p.pojo-a11y-toolbar-title{ color: #333333;}
1082#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay ul.pojo-a11y-toolbar-items li.pojo-a11y-toolbar-item a.active{ background-color: #4054b2;	color: #ffffff;}
1083@media (max-width: 767px) { #pojo-a11y-toolbar { top: 400px !important; } }</style><meta name="generator" content="Elementor 4.1.4; features: additional_custom_breakpoints; settings: css_print_method-external, google_font-enabled, font_display-auto">
1084			<style>
1085				.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),
1086				.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) * {
1087					background-image: none !important;
1088				}
1089				@media screen and (max-height: 1024px) {
1090					.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload),
1091					.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) * {
1092						background-image: none !important;
1093					}
1094				}
1095				@media screen and (max-height: 640px) {
1096					.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),
1097					.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) * {
1098						background-image: none !important;
1099					}
1100				}
1101			</style>
1102			<style type="text/css">.saboxplugin-wrap{-webkit-box-sizing:border-box;-moz-box-sizing:border-box;-ms-box-sizing:border-box;box-sizing:border-box;border:1px solid #eee;width:100%;clear:both;display:block;overflow:hidden;word-wrap:break-word;position:relative}.saboxplugin-wrap .saboxplugin-gravatar{float:left;padding:0 20px 20px 20px}.saboxplugin-wrap .saboxplugin-gravatar img{max-width:100px;height:auto;border-radius:0;}.saboxplugin-wrap .saboxplugin-authorname{font-size:18px;line-height:1;margin:20px 0 0 20px;display:block}.saboxplugin-wrap .saboxplugin-authorname a{text-decoration:none}.saboxplugin-wrap .saboxplugin-authorname a:focus{outline:0}.saboxplugin-wrap .saboxplugin-desc{display:block;margin:5px 20px}.saboxplugin-wrap .saboxplugin-desc a{text-decoration:underline}.saboxplugin-wrap .saboxplugin-desc p{margin:5px 0 12px}.saboxplugin-wrap .saboxplugin-web{margin:0 20px 15px;text-align:left}.saboxplugin-wrap .sab-web-position{text-align:right}.saboxplugin-wrap 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1132				<div id="primary-menu" class="main-nav"><ul id="menu-main-menu" class=" menu sf-menu"><li id="menu-item-24512" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-24512"><a href="https://texasfha.org/">HOME</a></li>
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1134<li id="menu-item-129" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-129"><a>LOAN TYPES<span role="presentation" class="dropdown-menu-toggle"><span class="gp-icon icon-arrow"><svg viewBox="0 0 330 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M305.913 197.085c0 2.266-1.133 4.815-2.833 6.514L171.087 335.593c-1.7 1.7-4.249 2.832-6.515 2.832s-4.815-1.133-6.515-2.832L26.064 203.599c-1.7-1.7-2.832-4.248-2.832-6.514s1.132-4.816 2.832-6.515l14.162-14.163c1.7-1.699 3.966-2.832 6.515-2.832 2.266 0 4.815 1.133 6.515 2.832l111.316 111.317 111.316-111.317c1.7-1.699 4.249-2.832 6.515-2.832s4.815 1.133 6.515 2.832l14.162 14.163c1.7 1.7 2.833 4.249 2.833 6.515z" /></svg></span></span></a>
1135<ul class="sub-menu">
1136	<li id="menu-item-3003" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-3003"><a href="https://texasfha.org/203b-loan/">FHA 203b Loan</a></li>
1137	<li id="menu-item-5629" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5629"><a href="https://texasfha.org/fha-203k-loans/">FHA 203k Loans</a></li>
1138	<li id="menu-item-24" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-24"><a href="https://texasfha.org/fha-purchase-loans/">FHA Purchase Loans</a></li>
1139	<li id="menu-item-25" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-25"><a href="https://texasfha.org/fha-refinance-loans/">FHA Refinance Loans</a></li>
1140	<li id="menu-item-1181" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1181"><a href="https://texasfha.org/fha-construction-one-time-close/">FHA One-Time Close Construction Loan</a></li>
1141	<li id="menu-item-28611" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-28611"><a href="https://texasfha.org/manufactured-homes-and-fha-loans/">Manufactured Homes and FHA Loans</a></li>
1142	<li id="menu-item-1541" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1541"><a href="https://texasfha.org/reverse-mortgage/">Reverse Mortgage – HUD’s Home Equity Conversion Mortgage</a></li>
1143	<li id="menu-item-15954" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-15954"><a href="https://texasfha.org/native-american-home-loans/">Native American Home Loan</a></li>
1144	<li id="menu-item-28071" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-28071"><a href="https://texasfha.org/non-qualified-mortgage/">Non-Qualified Mortgage</a></li>
1145	<li id="menu-item-33362" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33362"><a href="https://texasfha.org/down-payment-assistance-programs/">Texas Down Payment Assistance Programs</a></li>
1146</ul>
1147</li>
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1149<ul class="sub-menu">
1150	<li id="menu-item-30431" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-30431"><a>NORTH TEXAS<span role="presentation" class="dropdown-menu-toggle">
1150<span class="gp-icon icon-arrow-right"><svg viewBox="0 0 192 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill-rule="evenodd" clip-rule="evenodd" stroke-linejoin="round" stroke-miterlimit="1.414"><path d="M178.425 256.001c0 2.266-1.133 4.815-2.832 6.515L43.599 394.509c-1.7 1.7-4.248 2.833-6.514 2.833s-4.816-1.133-6.515-2.833l-14.163-14.162c-1.699-1.7-2.832-3.966-2.832-6.515 0-2.266 1.133-4.815 2.832-6.515l111.317-111.316L16.407 144.685c-1.699-1.7-2.832-4.249-2.832-6.515s1.133-4.815 2.832-6.515l14.163-14.162c1.7-1.7 4.249-2.833 6.515-2.833s4.815 1.133 6.514 2.833l131.994 131.993c1.7 1.7 2.832 4.249 2.832 6.515z" fill-rule="nonzero" /></svg></span></span></a>
1151	<ul class="sub-menu">
1152		<li id="menu-item-33269" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33269"><a href="https://texasfha.org/allen-fha-loans/">FHA LOANS IN ALLEN</a></li>
1153		<li id="menu-item-29080" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29080"><a href="https://texasfha.org/fha-loans-in-arlington-tx/">FHA LOANS IN ARLINGTON</a></li>
1154		<li id="menu-item-32953" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32953"><a href="https://texasfha.org/carrollton-fha-loans/">FHA LOANS IN CAROLLTON</a></li>
1155		<li id="menu-item-6378" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6378"><a href="https://texasfha.org/fha-loans-in-dallas-tx/">FHA LOANS IN DALLAS</a></li>
1156		<li id="menu-item-32292" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32292"><a href="https://texasfha.org/denton-fha-loans/">FHA LOANS IN DENTON</a></li>
1157		<li id="menu-item-29008" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29008"><a href="https://texasfha.org/fort-worth-fha-loans/">FHA LOANS IN FORT WORTH</a></li>
1158		<li id="menu-item-32911" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32911"><a href="https://texasfha.org/frisco-fha-loans/">FHA LOANS IN FRISCO</a></li>
1159		<li id="menu-item-32739" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32739"><a href="https://texasfha.org/garland-fha-loans/">FHA LOANS IN GARLAND</a></li>
1160		<li id="menu-item-32932" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32932"><a href="https://texasfha.org/grand-prairie-fha-loans/">FHA LOAN IN GRAND PRAIRIE</a></li>
1161		<li id="menu-item-31601" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-31601"><a href="https://texasfha.org/fha-loans-in-irving-tx/">FHA LOANS IN IRVING</a></li>
1162		<li id="menu-item-32074" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32074"><a href="https://texasfha.org/mckinney-fha-loans/">FHA LOANS IN MCKINNEY</a></li>
1163		<li id="menu-item-32503" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32503"><a href="https://texasfha.org/mesquite-fha-loans/">FHA LOANS IN MESQUITE</a></li>
1164		<li id="menu-item-29131" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29131"><a href="https://texasfha.org/fha-loans-in-plano-tx/">FHA LOANS IN PLANO</a></li>
1165		<li id="menu-item-33122" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33122"><a href="https://texasfha.org/richardson-fha-loans/">FHA LOANS IN RICHARDSON</a></li>
1166		<li id="menu-item-33039" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33039"><a href="https://texasfha.org/wichita-falls-fha-loans/">FHA LOANS IN WICHITA FALLS</a></li>
1167	</ul>
1168</li>
1169	<li id="menu-item-30432" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-30432"><a>WEST TEXAS<span role="presentation" class="dropdown-menu-toggle"><span class="gp-icon icon-arrow-right"><svg viewBox="0 0 192 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill-rule="evenodd" clip-rule="evenodd" stroke-linejoin="round" stroke-miterlimit="1.414"><path d="M178.425 256.001c0 2.266-1.133 4.815-2.832 6.515L43.599 394.509c-1.7 1.7-4.248 2.833-6.514 2.833s-4.816-1.133-6.515-2.833l-14.163-14.162c-1.699-1.7-2.832-3.966-2.832-6.515 0-2.266 1.133-4.815 2.832-6.515l111.317-111.316L16.407 144.685c-1.699-1.7-2.832-4.249-2.832-6.515s1.133-4.815 2.832-6.515l14.163-14.162c1.7-1.7 4.249-2.833 6.515-2.833s4.815 1.133 6.514 2.833l131.994 131.993c1.7 1.7 2.832 4.249 2.832 6.515z" fill-rule="nonzero" /></svg></span></span></a>
1170	<ul class="sub-menu">
1171		<li id="menu-item-29933" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29933"><a href="https://texasfha.org/fha-loans-in-amarillo-tx/">FHA LOANS IN AMARILLO</a></li>
1172		<li id="menu-item-31624" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-31624"><a href="https://texasfha.org/abilene-fha-loans/">FHA LOANS IN ABILENE</a></li>
1173		<li id="menu-item-30623" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30623"><a href="https://texasfha.org/big-spring-fha-loans/">FHA LOANS IN BIG SPRING</a></li>
1174		<li id="menu-item-6397" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6397"><a href="https://texasfha.org/el-paso-fha-loans-for-first-time-homebuyers/">FHA LOANS IN EL PASO</a></li>
1175		<li id="menu-item-32779" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32779"><a href="https://texasfha.org/fort-davis-fha-loans/">FHA LOANS IN FORT DAVIS</a></li>
1176		<li id="menu-item-33149" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33149"><a href="https://texasfha.org/fort-stockton-fha-loans/">FHA LOANS IN FORT STOCKTON</a></li>
1177		<li id="menu-item-32554" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32554"><a href="https://texasfha.org/horizon-city-fha-loans/">FHA LOANS IN HORIZON CITY</a></li>
1178		<li id="menu-item-29643" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29643"><a href="https://texasfha.org/fha-loans-in-lubbock-tx/">FHA LOANS IN LUBBOCK</a></li>
1179		<li id="menu-item-33179" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33179"><a href="https://texasfha.org/marathon-fha-loans/">FHA LOANS IN MARATHON</a></li>
1180		<li id="menu-item-30358" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30358"><a href="https://texasfha.org/midland-fha-loans/">FHA LOANS IN MIDLAND</a></li>
1181		<li id="menu-item-31427" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-31427"><a href="https://texasfha.org/odessa-fha-loans/">FHA LOANS IN ODESSA</a></li>
1182		<li id="menu-item-32123" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32123"><a href="https://texasfha.org/san-angelo-fha-loans/">FHA  LOANS IN SAN ANGELO</a></li>
1183		<li id="menu-item-32371" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32371"><a href="https://texasfha.org/socorro-fha-home-loans/">FHA LOANS IN SOCORRO</a></li>
1184	</ul>
1185</li>
1186	<li id="menu-item-30433" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-30433"><a href="#">CENTRAL TEXAS<span role="presentation" class="dropdown-menu-toggle">
1186<span class="gp-icon icon-arrow-right"><svg viewBox="0 0 192 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill-rule="evenodd" clip-rule="evenodd" stroke-linejoin="round" stroke-miterlimit="1.414"><path d="M178.425 256.001c0 2.266-1.133 4.815-2.832 6.515L43.599 394.509c-1.7 1.7-4.248 2.833-6.514 2.833s-4.816-1.133-6.515-2.833l-14.163-14.162c-1.699-1.7-2.832-3.966-2.832-6.515 0-2.266 1.133-4.815 2.832-6.515l111.317-111.316L16.407 144.685c-1.699-1.7-2.832-4.249-2.832-6.515s1.133-4.815 2.832-6.515l14.163-14.162c1.7-1.7 4.249-2.833 6.515-2.833s4.815 1.133 6.514 2.833l131.994 131.993c1.7 1.7 2.832 4.249 2.832 6.515z" fill-rule="nonzero" /></svg></span></span></a>
1187	<ul class="sub-menu">
1188		<li id="menu-item-6088" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6088"><a href="https://texasfha.org/austin-fha-loans/">FHA LOANS IN AUSTIN</a></li>
1189		<li id="menu-item-32160" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32160"><a href="https://texasfha.org/bryan-college-station-fha-loans/">FHA LOANS IN BRYAN-COLLEGE STATION</a></li>
1190		<li id="menu-item-33248" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33248"><a href="https://texasfha.org/cedar-park-fha-loans/">FHA LOANS IN CEDAR TEXAS</a></li>
1191		<li id="menu-item-32595" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32595"><a href="https://texasfha.org/georgetown-fha-loans/">FHA LOANS IN GEORGETOWN</a></li>
1192		<li id="menu-item-4330" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-4330"><a href="https://texasfha.org/houston-fha-loans/">FHA LOANS IN HOUSTON</a></li>
1193		<li id="menu-item-31685" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-31685"><a href="https://texasfha.org/killeen-fha-loans/">FHA LOANS IN KILLEEN</a></li>
1194		<li id="menu-item-33332" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33332"><a href="https://texasfha.org/leander-fha-loans/">FHA LOANS IN LEANDER</a></li>
1195		<li id="menu-item-32393" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32393"><a href="https://texasfha.org/new-braunfels-fha-loans/">FHA LOANS IN NEW BRAUNFELS</a></li>
1196		<li id="menu-item-4331" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-4331"><a href="https://texasfha.org/new-caney-fha-loans/">FHA LOANS IN NEW CANEY</a></li>
1197		<li id="menu-item-31492" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-31492"><a href="https://texasfha.org/round-rock-fha-loans/">FHA LOANS IN ROUND ROCK</a></li>
1198		<li id="menu-item-33310" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33310"><a href="https://texasfha.org/temple-fha-loans/">FHA LOANS IN TEMPLE</a></li>
1199		<li id="menu-item-29949" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29949"><a href="https://texasfha.org/fha-loans-in-waco-tx/">FHA LOANS IN WACO</a></li>
1200	</ul>
1201</li>
1202	<li id="menu-item-30434" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-30434"><a>EAST TEXAS<span role="presentation" class="dropdown-menu-toggle"><span class="gp-icon icon-arrow-right"><svg viewBox="0 0 192 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill-rule="evenodd" clip-rule="evenodd" stroke-linejoin="round" stroke-miterlimit="1.414"><path d="M178.425 256.001c0 2.266-1.133 4.815-2.832 6.515L43.599 394.509c-1.7 1.7-4.248 2.833-6.514 2.833s-4.816-1.133-6.515-2.833l-14.163-14.162c-1.699-1.7-2.832-3.966-2.832-6.515 0-2.266 1.133-4.815 2.832-6.515l111.317-111.316L16.407 144.685c-1.699-1.7-2.832-4.249-2.832-6.515s1.133-4.815 2.832-6.515l14.163-14.162c1.7-1.7 4.249-2.833 6.515-2.833s4.815 1.133 6.514 2.833l131.994 131.993c1.7 1.7 2.832 4.249 2.832 6.515z" fill-rule="nonzero" /></svg></span></span></a>
1203	<ul class="sub-menu">
1204		<li id="menu-item-30448" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30448"><a href="https://texasfha.org/beaumont-fha-loans/">FHA LOANS IN BEAUMONT</a></li>
1205		<li id="menu-item-31531" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-31531"><a href="https://texasfha.org/huntsville-fha-loans/">FHA LOANS IN HUNTSVILLE</a></li>
1206		<li id="menu-item-33092" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33092"><a href="https://texasfha.org/henderson-fha-loans/">FHA LOANS IN HENDERSON</a></li>
1207		<li id="menu-item-30581" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30581"><a href="https://texasfha.org/longview-fha-loans/">FHA LOANS IN LONGVIEW</a></li>
1208		<li id="menu-item-31924" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-31924"><a href="https://texasfha.org/lufkin-fha-loans/">FHA LOANS IN LUFKIN</a></li>
1209		<li id="menu-item-32705" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32705"><a href="https://texasfha.org/marshall-fha-loans/">FHA LOANS IN MARSHALL</a></li>
1210		<li id="menu-item-32228" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32228"><a href="https://texasfha.org/nacogdoches-fha-loans/">FHA LOANS IN NACOGDOCHES</a></li>
1211		<li id="menu-item-32871" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32871"><a href="https://texasfha.org/palestine-fha-loans/">FHA LOANS IN PALESTINE</a></li>
1212		<li id="menu-item-32429" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32429"><a href="https://texasfha.org/paris-fha-loans/">FHA LOANS IN PARIS</a></li>
1213		<li id="menu-item-30708" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30708"><a href="https://texasfha.org/port-arthur-fha-loans/">FHA LOANS IN PORT ARTHUR</a></li>
1214		<li id="menu-item-32995" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32995"><a href="https://texasfha.org/sulphur-springs-fha-loans/">FHA LOANS IN SULPHUR SPRINGS</a></li>
1215		<li id="menu-item-32829" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32829"><a href="https://texasfha.org/texarkana-fha-loans/">FHA LOANS IN TEXARKANA</a></li>
1216		<li id="menu-item-30482" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30482"><a href="https://texasfha.org/tyler-texas-fha-loans/">FHA LOANS IN TYLER</a></li>
1217	</ul>
1218</li>
1219	<li id="menu-item-30435" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-30435"><a href="#">SOUTH TEXAS<span role="presentation" class="dropdown-menu-toggle">
1219<span class="gp-icon icon-arrow-right"><svg viewBox="0 0 192 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill-rule="evenodd" clip-rule="evenodd" stroke-linejoin="round" stroke-miterlimit="1.414"><path d="M178.425 256.001c0 2.266-1.133 4.815-2.832 6.515L43.599 394.509c-1.7 1.7-4.248 2.833-6.514 2.833s-4.816-1.133-6.515-2.833l-14.163-14.162c-1.699-1.7-2.832-3.966-2.832-6.515 0-2.266 1.133-4.815 2.832-6.515l111.317-111.316L16.407 144.685c-1.699-1.7-2.832-4.249-2.832-6.515s1.133-4.815 2.832-6.515l14.163-14.162c1.7-1.7 4.249-2.833 6.515-2.833s4.815 1.133 6.514 2.833l131.994 131.993c1.7 1.7 2.832 4.249 2.832 6.515z" fill-rule="nonzero" /></svg></span></span></a>
1220	<ul class="sub-menu">
1221		<li id="menu-item-29574" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29574"><a href="https://texasfha.org/fha-loans-in-brownsville-tx/">FHA LOANS IN BROWNSVILLE</a></li>
1222		<li id="menu-item-6426" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6426"><a href="https://texasfha.org/corpus-christi-fha-loans/">FHA LOANS IN CORPUS CHRISTI</a></li>
1223		<li id="menu-item-32052" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32052"><a href="https://texasfha.org/edinburg-fha-loans/">FHA LOANS IN EDINBURG</a></li>
1224		<li id="menu-item-32855" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32855"><a href="https://texasfha.org/harlingen-fha-loans/">FHA LOANS IN HARLINGEN</a></li>
1225		<li id="menu-item-29865" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29865"><a href="https://texasfha.org/fha-loans-in-laredo-tx/">FHA LOANS IN LAREDO</a></li>
1226		<li id="menu-item-30272" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30272"><a href="https://texasfha.org/fha-loans-in-mcallen-texas/">FHA LOANS IN MCALLEN</a></li>
1227		<li id="menu-item-32467" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32467"><a href="https://texasfha.org/mission-fha-loans/">FHA LOANS IN MISSION</a></li>
1228		<li id="menu-item-32740" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32740"><a href="https://texasfha.org/pharr-fha-loans/">FHA LOANS IN PHARR</a></li>
1229		<li id="menu-item-32256" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32256"><a href="https://texasfha.org/rockport-fha-loans/">FHA LOANS IN ROCKPORT</a></li>
1230		<li id="menu-item-5870" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5870"><a href="https://texasfha.org/san-antonio-fha-loans/">FHA LOANS IN SAN ANTONIO</a></li>
1231		<li id="menu-item-33202" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33202"><a href="https://texasfha.org/schertz-fha-loans/">FHA LOANS IN SCHERTZ</a></li>
1232		<li id="menu-item-32808" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32808"><a href="https://texasfha.org/victoria-fha-home-loans/">FHA LOANS IN VICTORIA</a></li>
1233		<li id="menu-item-33063" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33063"><a href="https://texasfha.org/weslaco-fha-loans/">FHA LOANS IN WESLACO</a></li>
1234	</ul>
1235</li>
1236</ul>
1237</li>
1238<li id="menu-item-131" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-131"><a>RESOURCES<span role="presentation" class="dropdown-menu-toggle"><span class="gp-icon icon-arrow"><svg viewBox="0 0 330 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M305.913 197.085c0 2.266-1.133 4.815-2.833 6.514L171.087 335.593c-1.7 1.7-4.249 2.832-6.515 2.832s-4.815-1.133-6.515-2.832L26.064 203.599c-1.7-1.7-2.832-4.248-2.832-6.514s1.132-4.816 2.832-6.515l14.162-14.163c1.7-1.699 3.966-2.832 6.515-2.832 2.266 0 4.815 1.133 6.515 2.832l111.316 111.317 111.316-111.317c1.7-1.699 4.249-2.832 6.515-2.832s4.815 1.133 6.515 2.832l14.162 14.163c1.7 1.7 2.833 4.249 2.833 6.515z" /></svg></span></span></a>
1239<ul class="sub-menu">
1240	<li id="menu-item-27" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-27"><a href="https://texasfha.org/common-questions/">Common Questions</a></li>
1241	<li id="menu-item-29912" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29912"><a href="https://texasfha.org/loan-options-for-investment-properties/">Loan Options For Investment Properties</a></li>
1242	<li id="menu-item-28" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-28"><a href="https://texasfha.org/loan-requirements/">Loan Requirements</a></li>
1243	<li id="menu-item-3554" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-3554"><a href="https://texasfha.org/home-purchase-basics/">Home Purchase Basics</a></li>
1244	<li id="menu-item-3567" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-3567"><a href="https://texasfha.org/mortgage-glossary/">Mortgage Glossary</a></li>
1245	<li id="menu-item-32018" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32018"><a href="https://texasfha.org/mortgage-calculators/">Mortgage Calculators</a></li>
1246</ul>
1247</li>
1248</ul></div><div class="menu-bar-items">	<span class="menu-bar-item">
1249		<a href="#" role="button" aria-label="Open search" aria-haspopup="dialog" aria-controls="gp-search" data-gpmodal-trigger="gp-search">
1249<span class="gp-icon icon-search"><svg viewBox="0 0 512 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path fill-rule="evenodd" clip-rule="evenodd" d="M208 48c-88.366 0-160 71.634-160 160s71.634 160 160 160 160-71.634 160-160S296.366 48 208 48zM0 208C0 93.125 93.125 0 208 0s208 93.125 208 208c0 48.741-16.765 93.566-44.843 129.024l133.826 134.018c9.366 9.379 9.355 24.575-.025 33.941-9.379 9.366-24.575 9.355-33.941-.025L337.238 370.987C301.747 399.167 256.839 416 208 416 93.125 416 0 322.875 0 208z" /></svg><svg viewBox="0 0 512 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M71.029 71.029c9.373-9.372 24.569-9.372 33.942 0L256 222.059l151.029-151.03c9.373-9.372 24.569-9.372 33.942 0 9.372 9.373 9.372 24.569 0 33.942L289.941 256l151.03 151.029c9.372 9.373 9.372 24.569 0 33.942-9.373 9.372-24.569 9.372-33.942 0L256 289.941l-151.029 151.03c-9.373 9.372-24.569 9.372-33.942 0-9.372-9.373-9.372-24.569 0-33.942L222.059 256 71.029 104.971c-9.372-9.373-9.372-24.569 0-33.942z" /></svg></span></a>
1250	</span>
1251	</div>			</div>
1252		</nav>
1253					</div>
1254		</header>
1255		
1256	<div class="site grid-container container hfeed" id="page">
1257				<div class="site-content" id="content">
1258			
1259	<div class="content-area" id="primary">
1260		<main class="site-main" id="main">
1261					<header class="page-header" aria-label="Page">
1262			
1263			<h1 class="page-title">
1264				News and Blog Articles			</h1>
1265
1266					</header>
1267		<article id="post-37081" class="post-37081 post type-post status-publish format-standard has-post-thumbnail hentry category-blog" itemtype="https://schema.org/CreativeWork" itemscope>
1268	<div class="inside-article">
1269					<header class="entry-header">
1270				<h2 class="entry-title" itemprop="headline"><a href="https://texasfha.org/blog/fha-bankruptcy-waiting-period/" rel="bookmark">12–24 Months: FHA Bankruptcy Waiting Periods U.S. Lenders Use</a></h2>		<div class="entry-meta">
1271			<span class="posted-on"><time class="entry-date published" datetime="2026-09-14T10:36:00-05:00" itemprop="datePublished">September 14, 2026</time></span> <span class="byline">by <span class="author vcard" itemprop="author" itemtype="https://schema.org/Person" itemscope><a class="url fn n" href="https://texasfha.org/author/nico2me/" title="View all posts by Gerry Nicodemus" rel="author" itemprop="url"><span class="author-name" itemprop="name">Gerry Nicodemus</span></a></span></span> 		</div>
1272					</header>
1273			<div class="post-image">
1274						
1275						<a href="https://texasfha.org/blog/fha-bankruptcy-waiting-period/">
1276							<img width="1080" height="720" src="https://texasfha.org/wp-content/uploads/2026/09/1788822076099_Mortgage-underwriter-checking-bankruptcy-eligibility-dates.webp" class="attachment-full size-full wp-post-image" alt="Mortgage underwriter checking bankruptcy eligibility dates" itemprop="image" decoding="async" srcset="https://texasfha.org/wp-content/uploads/2026/09/1788822076099_Mortgage-underwriter-checking-bankruptcy-eligibility-dates.webp 1080w, https://texasfha.org/wp-content/uploads/2026/09/1788822076099_Mortgage-underwriter-checking-bankruptcy-eligibility-dates-300x200.webp 300w, https://texasfha.org/wp-content/uploads/2026/09/1788822076099_Mortgage-underwriter-checking-bankruptcy-eligibility-dates-1024x683.webp 1024w, https://texasfha.org/wp-content/uploads/2026/09/1788822076099_Mortgage-underwriter-checking-bankruptcy-eligibility-dates-768x512.webp 768w" sizes="(max-width: 1080px) 100vw, 1080px" />
1277						</a>
1278					</div>
1279			<div class="entry-summary" itemprop="text">
1280				<p>Clear FHA bankruptcy timelines for U.S. borrowers: when 12 months or two years apply, what lenders look for, and exact documents to prepare.</p>
1281			</div>
1282
1283				<footer class="entry-meta" aria-label="Entry meta">
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1287<article id="post-37072" class="post-37072 post type-post status-publish format-standard has-post-thumbnail hentry category-blog" itemtype="https://schema.org/CreativeWork" itemscope>
1288	<div class="inside-article">
1289					<header class="entry-header">
1290				<h2 class="entry-title" itemprop="headline"><a href="https://texasfha.org/blog/fha-self-sufficiency-test/" rel="bookmark">75% Rent Rule: Run FHA Self Sufficiency Test Before Offering in Texas</a></h2>		<div class="entry-meta">
1291			<span class="posted-on"><time class="updated" datetime="2026-09-14T10:34:46-05:00" itemprop="dateModified">September 14, 2026</time><time class="entry-date published" datetime="2026-09-11T02:53:09-05:00" itemprop="datePublished">September 11, 2026</time></span> <span class="byline">by <span class="author vcard" itemprop="author" itemtype="https://schema.org/Person" itemscope><a class="url fn n" href="https://texasfha.org/author/nico2me/" title="View all posts by Gerry Nicodemus" rel="author" itemprop="url"><span class="author-name" itemprop="name">Gerry Nicodemus</span></a></span></span> 		</div>
1292					</header>
1293			<div class="post-image">
1294						
1295						<a href="https://texasfha.org/blog/fha-self-sufficiency-test/">
1296							<img width="1080" height="720" src="https://texasfha.org/wp-content/uploads/2026/09/1788950067858_Three-unit-Texas-property-exterior-at-dusk.webp" class="attachment-full size-full wp-post-image" alt="Three-unit Texas property exterior at dusk" itemprop="image" decoding="async" srcset="https://texasfha.org/wp-content/uploads/2026/09/1788950067858_Three-unit-Texas-property-exterior-at-dusk.webp 1080w, https://texasfha.org/wp-content/uploads/2026/09/1788950067858_Three-unit-Texas-property-exterior-at-dusk-300x200.webp 300w, https://texasfha.org/wp-content/uploads/2026/09/1788950067858_Three-unit-Texas-property-exterior-at-dusk-1024x683.webp 1024w, https://texasfha.org/wp-content/uploads/2026/09/1788950067858_Three-unit-Texas-property-exterior-at-dusk-768x512.webp 768w" sizes="(max-width: 1080px) 100v
1296w, 1080px" />
1297						</a>
1298					</div>
1299			<div class="entry-summary" itemprop="text">
1300				<p>Run the FHA self sufficiency math before you offer. See the 75% rent rule, expected appraisal fees, and three months of PITI reserves Texas lenders check.</p>
1301			</div>
1302
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1307<article id="post-37065" class="post-37065 post type-post status-publish format-standard has-post-thumbnail hentry category-blog" itemtype="https://schema.org/CreativeWork" itemscope>
1308	<div class="inside-article">
1309					<header class="entry-header">
1310				<h2 class="entry-title" itemprop="headline"><a href="https://texasfha.org/blog/reverse-mortgage-interest/" rel="bookmark">
1310Protect Home Equity: Limit Reverse Mortgage Interest for Seniors 62+</a></h2>		<div class="entry-meta">
1311			<span class="posted-on"><time class="updated" datetime="2026-09-14T10:31:42-05:00" itemprop="dateModified">September 14, 2026</time><time class="entry-date published" datetime="2026-09-08T22:30:26-05:00" itemprop="datePublished">September 8, 2026</time></span> <span class="byline">by <span class="author vcard" itemprop="author" itemtype="https://schema.org/Person" itemscope><a class="url fn n" href="https://texasfha.org/author/nico2me/" title="View all posts by Gerry Nicodemus" rel="author" itemprop="url"><span class="author-name" itemprop="name">Gerry Nicodemus</span></a></span></span> 		</div>
1312					</header>
1313			<div class="post-image">
1314						
1315						<a href="https://texasfha.org/blog/reverse-mortgage-interest/">
1316							<img loading="lazy" width="1080" height="720" src="https://texasfha.org/wp-content/uploads/2026/09/1788755892858_Senior-reviewing-reverse-mortgage-balance.webp" class="attachment-full size-full wp-post-image" alt="Senior reviewing reverse mortgage balance" itemprop="image" decoding="async" srcset="https://texasfha.org/wp-content/uploads/2026/09/1788755892858_Senior-reviewing-reverse-mortgage-balance.webp 1080w, https://texasfha.org/wp-content/uploads/2026/09/1788755892858_Senior-reviewing-reverse-mortgage-balance-300x200.webp 300w, https://texasfha.org/wp-content/uploads/2026/09/1788755892858_Senior-reviewing-reverse-mortgage-balance-1024x683.webp 1024w, https://texasfha.org/wp-content/uploads/2026/09/1788755892858_Senior-reviewing-reverse-mortgage-balance-768x512.webp 768w" sizes="(max-width: 1080px) 100vw, 1080px" />
1317						</a>
1318					</div>
1319			<div class="entry-summary" itemprop="text">
1320				<p>U.S.-focused explainer for seniors 62+: how reverse mortgage interest compounds, HUD/FHA protections, IRS tax timing, and concrete steps to limit interest&#8230;</p>
1321			</div>
1322
1323				<footer class="entry-meta" aria-label="Entry meta">
1324			<span class="cat-links"><span class="gp-icon icon-categories"><svg viewBox="0 0 512 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M0 112c0-26.51 21.49-48 48-48h110.014a48 48 0 0143.592 27.907l12.349 26.791A16 16 0 00228.486 128H464c26.51 0 48 21.49 48 48v224c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V112z" /></svg></span><span class="screen-reader-text">Categories </span><a href="https://texasfha.org/category/blog/" rel="category tag">News and Blog Articles</a></span> 		</footer>
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1327<article id="post-37058" class="post-37058 post type-post status-publish format-standard has-post-thumbnail hentry category-blog" itemtype="https://schema.org/CreativeWork" itemscope>
1328	<div class="inside-article">
1329					<header class="entry-header">
1330				<h2 class="entry-title" itemprop="headline"><a href="https://texasfha.org/blog/average-closing-costs-texas/" rel="bookmark">Expect 2%–5% in Texas Closing Costs: State Rules and County Tax Swings</a></h2>		<div class="entry-meta">
1331			<span class="posted-on"><time class="updated" datetime="2026-09-14T10:27:36-05:00" itemprop="dateModified">September 14, 2026</time><time class="entry-date published" datetime="2026-09-08T06:28:18-05:00" itemprop="datePublished">September 8, 2026</time></span> <span class="byline">by <span class="author vcard" itemprop="author" itemtype="https://schema.org/Person" itemscope><a class="url fn n" href="https://texasfha.org/author/nico2me/" title="View all posts by Gerry Nicodemus" rel="author" itemprop="url"><span class="author-name" itemprop="name">Gerry Nicodemus</span></a></span></span> 		</div>
1332					</header>
1333			<div class="post-image">
1334						
1335						<a href="https://texasfha.org/blog/average-closing-costs-texas/">
1336							<img loading="lazy" width="1080" height="720" src="https://texasfha.org/wp-content/uploads/2026/09/1788775177109_Closing-table-with-calculator-and-house-keys.webp" class="attachment-full size-full wp-post-image" alt="Closing table with calculator and house keys" itemprop="image" decoding="async" srcset="https://texasfha.org/wp-content/uploads/2026/09/1788775177109_Closing-table-with-calculator-and-house-keys.webp 1080w, https://texasfha.org/wp-content/uploads/2026/09/1788775177109_Closing-table-with-calculator-and-house-keys-300x200.webp 300w, https://texasfha.org/wp-content/uploads/2026/09/1788775177109_Closing-table-with-calculator-and-house-keys-1024x683.webp 1024w, https://texasfha.org/wp-content/uploads/2026/09/1788775177109_Closing-table-with-calculator-and-house-keys-768x512.webp 768w" sizes="(max-width: 1080px) 100v
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1337						</a>
1338					</div>
1339			<div class="entry-summary" itemprop="text">
1340				<p>Texas buyers usually pay 2%–5% of a home&#8217;s price in closing costs. Learn how state set title premiums, county tax escrows, and lender fees change your&#8230;</p>
1341			</div>
1342
1343				<footer class="entry-meta" aria-label="Entry meta">
1344			<span class="cat-links"><span class="gp-icon icon-categories"><svg viewBox="0 0 512 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M0 112c0-26.51 21.49-48 48-48h110.014a48 48 0 0143.592 27.907l12.349 26.791A16 16 0 00228.486 128H464c26.51 0 48 21.49 48 48v224c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V112z" /></svg></span><span class="screen-reader-text">Categories </span><a href="https://texasfha.org/category/blog/" rel="category tag">News and Blog Articles</a></span> 		</footer>
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1346</article>
1347<article id="post-37052" class="post-37052 post type-post status-publish format-standard hentry category-blog" itemtype="https://schema.org/CreativeWork" itemscope>
1348	<div class="inside-article">
1349					<header class="entry-header">
1350				<h2 class="entry-title" itemprop="headline"><a href="https://texasfha.org/blog/texas-fha-loan-limit-2026/" rel="bookmark">Find Your Texas FHA Loan Limit Fast: 254 Counties for 2026</a></h2>		<div class="entry-meta">
1351			<span class="posted-on"><time class="entry-date published" datetime="2026-09-07T13:39:59-05:00" itemprop="datePublished">September 7, 2026</time></span> <span class="byline">by <span class="author vcard" itemprop="author" itemtype="https://schema.org/Person" itemscope><a class="url fn n" href="https://texasfha.org/author/gerry_admin/" title="View all posts by Gerry Nicodemus NMLS # 286371" rel="author" itemprop="url"><span class="author-name" itemprop="name">Gerry Nicodemus NMLS # 286371</span></a></span></span> 		</div>
1352					</header>
1353			
1354			<div class="entry-summary" itemprop="text">
1355				<p>The 2026 FHA one-unit loan limit floor is $541,287, and the ceiling is $1,249,125, effective for case numbers assigned on or after January 1, 2026. HUD Mortgagee Letter 2025-23] Most Texas counties sit at that floor, but 25, including the Austin, Dallas-Fort Worth, and San Antonio metro groups plus Glasscock County, allow more. Check your &#8230; <a title="Find Your Texas FHA Loan Limit Fast: 254 Counties for 2026" class="read-more" href="https://texasfha.org/blog/texas-fha-loan-limit-2026/" aria-label="Read more about Find Your Texas FHA Loan Limit Fast: 254 Counties for 2026">Read more</a></p>
1356			</div>
1357
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1360			</div>
1361</article>
1362<article id="post-37005" class="post-37005 post type-post status-publish format-standard hentry category-blog" itemtype="https://schema.org/CreativeWork" itemscope>
1363	<div class="inside-article">
1364					<header class="entry-header">
1365				<h2 class="entry-title" itemprop="headline"><a href="https://texasfha.org/blog/texas-first-time-homebuyer-programs/" rel="bookmark">Texas First-Time Homebuyer Programs</a></h2>		<div class="entry-meta">
1366			<span class="posted-on"><time class="updated" datetime="2026-09-04T16:02:50-05:00" itemprop="dateModified">September 4, 2026</time><time class="entry-date published" datetime="2026-08-31T11:05:57-05:00" itemprop="datePublished">August 31, 2026</time></span> <span class="byline">by <span class="author vcard" itemprop="author" itemtype="https://schema.org/Person" itemscope><a class="url fn n" href="https://texasfha.org/author/gerry_admin/" title="View all posts by Gerry Nicodemus NMLS # 286371" rel="author" itemprop="url"><span class="author-name" itemprop="name">Gerry Nicodemus NMLS # 286371</span></a></span></span> 		</div>
1367					</header>
1368			
1369			<div class="entry-summary" itemprop="text">
1370				<p>Texas First-Time Homebuyer Programs: How to Qualify and Apply Texas offers two main paths to first-time homebuyer assistance: statewide programs through TDHCA (My First Texas Home and My Choice Texas Home) and nonprofit grants through TSAHC. Your fastest next step is to take an eligibility quiz or call an approved lender that works directly with &#8230; <a title="Texas First-Time Homebuyer Programs" class="read-more" href="https://texasfha.org/blog/texas-first-time-homebuyer-programs/" aria-label="Read more about Texas First-Time Homebuyer Programs">Read more</a></p>
1371			</div>
1372
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1374<span class="gp-icon icon-categories"><svg viewBox="0 0 512 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M0 112c0-26.51 21.49-48 48-48h110.014a48 48 0 0143.592 27.907l12.349 26.791A16 16 0 00228.486 128H464c26.51 0 48 21.49 48 48v224c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V112z" /></svg></span><span class="screen-reader-text">Categories </span><a href="https://texasfha.org/category/blog/" rel="category tag">News and Blog Articles</a></span> 		</footer>
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1376</article>
1377<article id="post-36995" class="post-36995 post type-post status-publish format-standard has-post-thumbnail hentry category-blog" itemtype="https://schema.org/CreativeWork" itemscope>
1378	<div class="inside-article">
1379					<header class="entry-header">
1380				<h2 class="entry-title" itemprop="headline"><a href="https://texasfha.org/blog/fha-identity-of-interest/" rel="bookmark">What FHA Identity of Interest Means for Your Down Payment</a></h2>		<div class="entry-meta">
1381			<span class="posted-on"><time class="updated" datetime="2026-08-26T09:46:02-05:00" itemprop="dateModified">August 26, 2026</time><time class="entry-date published" datetime="2026-08-25T22:30:41-05:00" itemprop="datePublished">August 25, 2026</time></span> <span class="byline">by <span class="author vcard" itemprop="author" itemtype="https://schema.org/Person" itemscope><a class="url fn n" href="https://texasfha.org/author/nico2me/" title="View all posts by Gerry Nicodemus" rel="author" itemprop="url"><span class="author-name" itemprop="name">Gerry Nicodemus</span></a></span></span> 		</div>
1382					</header>
1383			<div class="post-image">
1384						
1385						<a href="https://texasfha.org/blog/fha-identity-of-interest/">
1386							<img width="1080" height="720" src="https://texasfha.org/wp-content/uploads/2026/08/1787484908179_Hands-sorting-envelopes-for-down-payment-prep.webp" class="attachment-full size-full wp-post-image" alt="Hands sorting envelopes for down payment prep" itemprop="image" decoding="async" srcset="https://texasfha.org/wp-content/uploads/2026/08/1787484908179_Hands-sorting-envelopes-for-down-payment-prep.webp 1080w, https://texasfha.org/wp-content/uploads/2026/08/1787484908179_Hands-sorting-envelopes-for-down-payment-prep-300x200.webp 300w, https://texasfha.org/wp-content/uploads/2026/08/1787484908179_Hands-sorting-envelopes-for-down-payment-prep-1024x683.webp 1024w, https://texasfha.org/wp-content/uploads/2026/08/1787484908179_Hands-sorting-envelopes-for-down-payment-prep-768x512.webp 768w" sizes="(max-width: 1080px) 100vw, 1080px" />
1387						</a>
1388					</div>
1389			<div class="entry-summary" itemprop="text">
1390				<p>Discover how FHA identity of interest affects your down payment, and learn how to secure lower rates when buying from family or friends.</p>
1391			</div>
1392
1393				<footer class="entry-meta" aria-label="Entry meta">
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1397<article id="post-36986" class="post-36986 post type-post status-publish format-standard has-post-thumbnail hentry category-blog" itemtype="https://schema.org/CreativeWork" itemscope>
1398	<div class="inside-article">
1399					<header class="entry-header">
1400				<h2 class="entry-title" itemprop="headline"><a href="https://texasfha.org/blog/1099-mortgage/" rel="bookmark">Getting a 1099 Mortgage: Qualifying With Freelance Income</a></h2>		<div class="entry-meta">
1401			<span class="posted-on"><time class="updated" datetime="2026-08-24T10:57:29-05:00" itemprop="dateModified">August 24, 2026</time><time class="entry-date published" datetime="2026-08-23T23:00:23-05:00" itemprop="datePublished">August 23, 2026</time></span> <span class="byline">by <span class="author vcard" itemprop="author" itemtype="https://schema.org/Person" itemscope><a class="url fn n" href="https://texasfha.org/author/nico2me/" title="View all posts by Gerry Nicodemus" rel="author" itemprop="url"><span class="author-name" itemprop="name">Gerry Nicodemus</span></a></span></span> 		</div>
1402					</header>
1403			<div class="post-image">
1404						
1405						<a href="https://texasfha.org/blog/1099-mortgage/">
1406							<img width="1080" height="720" src="https://texasfha.org/wp-content/uploads/2026/08/1787338950775_Freelancer-organizing-1099-tax-documents-at-desk.webp" class="attachment-full size-full wp-post-image" alt="Freelancer organizing 1099 tax documents at desk" itemprop="image" decoding="async" srcset="https://texasfha.org/wp-content/uploads/2026/08/1787338950775_Freelancer-organizing-1099-tax-documents-at-desk.webp 1080w, https://texasfha.org/wp-content/uploads/2026/08/1787338950775_Freelancer-organizing-1099-tax-documents-at-desk-300x200.webp 300w, https://texasfha.org/wp-content/uploads/2026/08/1787338950775_Freelancer-organizing-1099-tax-documents-at-desk-1024x683.webp 1024w, https://texasfha.org/wp-content/uploads/2026/08/1787338950775_Freelancer-organizing-1099-tax-documents-at-desk-768x512.webp 768w" sizes="(max-width: 1080px) 100v
1406w, 1080px" />
1407						</a>
1408					</div>
1409			<div class="entry-summary" itemprop="text">
1410				<p>Learn how to qualify for a 1099 mortgage with freelance income using tax returns and bank statements, unlocking your homeownership potential.</p>
1411			</div>
1412
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1417<article id="post-36975" class="post-36975 post type-post status-publish format-standard has-post-thumbnail hentry category-blog" itemtype="https://schema.org/CreativeWork" itemscope>
1418	<div class="inside-article">
1419					<header class="entry-header">
1420				<h2 class="entry-title" itemprop="headline"><a href="https://texasfha.org/blog/fha-part-time-income/" rel="bookmark">Does FHA Accept Part-Time Income for Mortgage Qualifying?</a></h2>		<div class="entry-meta">
1421			<span class="posted-on"><time class="updated" datetime="2026-09-22T19:50:52-05:00" itemprop="dateModified">September 22, 2026</time><time class="entry-date published" datetime="2026-08-20T23:30:17-05:00" itemprop="datePublished">August 20, 2026</time></span> <span class="byline">by <span class="author vcard" itemprop="author" itemtype="https://schema.org/Person" itemscope><a class="url fn n" href="https://texasfha.org/author/" title="View all posts by " rel="author" itemprop="url"><span class="author-name" itemprop="name"></span></a></span></span> 		</div>
1422					</header>
1423			<div class="post-image">
1424						
1425						<a href="https://texasfha.org/blog/fha-part-time-income/">
1426							<img width="1080" height="720" src="https://texasfha.org/wp-content/uploads/2026/08/1787063756254_Hands-using-calculator-to-calculate-income.webp" class="attachment-full size-full wp-post-image" alt="Hands using calculator to calculate income" itemprop="image" decoding="async" srcset="https://texasfha.org/wp-content/uploads/2026/08/1787063756254_Hands-using-calculator-to-calculate-income.webp 1080w, https://texasfha.org/wp-content/uploads/2026/08/1787063756254_Hands-using-calculator-to-calculate-income-300x200.webp 300w, https://texasfha.org/wp-content/uploads/2026/08/1787063756254_Hands-using-calculator-to-calculate-income-1024x683.webp 1024w, https://texasfha.org/wp-content/uploads/2026/08/1787063756254_Hands-using-calculator-to-calculate-income-768x512.webp 768w" sizes="(max-width: 1080px) 100vw, 1080px" />
1427						</a>
1428					</div>
1429			<div class="entry-summary" itemprop="text">
1430				<p>Discover how FHA lenders accept part-time income for mortgage qualifying. Learn what documentation you need to support your application.</p>
1431			</div>
1432
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1440				<h2 class="entry-title" itemprop="headline"><a href="https://texasfha.org/blog/fha-income-requirements/" rel="bookmark">FHA Income Requirements: What Texas Buyers Need to Qualify</a></h2>		<div class="entry-meta">
1441			<span class="posted-on"><time class="updated" datetime="2026-08-19T09:50:20-05:00" itemprop="dateModified">August 19, 2026</time><time class="entry-date published" datetime="2026-08-18T22:30:15-05:00" itemprop="datePublished">August 18, 2026</time></span> <span class="byline">by <span class="author vcard" itemprop="author" itemtype="https://schema.org/Person" itemscope><a class="url fn n" href="https://texasfha.org/author/nico2me/" title="View all posts by Gerry Nicodemus" rel="author" itemprop="url"><span class="author-name" itemprop="name">Gerry Nicodemus</span></a></span></span> 		</div>
1442					</header>
1443			<div class="post-image">
1444						
1445						<a href="https://texasfha.org/blog/fha-income-requirements/">
1446							<img width="1080" height="720" src="https://texasfha.org/wp-content/uploads/2026/08/1786984664331_Hands-organizing-home-loan-papers-on-kitchen-table.webp" class="attachment-full size-full wp-post-image" alt="Hands organizing home loan papers on kitchen table" itemprop="image" decoding="async" srcset="https://texasfha.org/wp-content/uploads/2026/08/1786984664331_Hands-organizing-home-loan-papers-on-kitchen-table.webp 1080w, https://texasfha.org/wp-content/uploads/2026/08/1786984664331_Hands-organizing-home-loan-papers-on-kitchen-table-300x200.webp 300w, https://texasfha.org/wp-content/uploads/2026/08/1786984664331_Hands-organizing-home-loan-papers-on-kitchen-table-1024x683.webp 1024w, https://texasfha.org/wp-content/uploads/2026/08/1786984664331_Hands-organizing-home-loan-papers-on-kitchen-table-768x512.webp 768w" sizes="(max-width: 1080px) 100v
1446w, 1080px" />
1447						</a>
1448					</div>
1449			<div class="entry-summary" itemprop="text">
1450				<p>Learn how to meet FHA income requirements in Texas, focusing on qualifying ratios, income stability, and essential documentation.</p>
1451			</div>
1452
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1482					<a href="https://texasfha.org/blog/fha-bankruptcy-waiting-period/">12–24 Months: FHA Bankruptcy Waiting Periods U.S. Lenders Use</a>
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1484											<li>
1485					<a href="https://texasfha.org/blog/fha-self-sufficiency-test/">75% Rent Rule: Run FHA Self Sufficiency Test Before Offering in Texas</a>
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1487											<li>
1488					<a href="https://texasfha.org/blog/reverse-mortgage-interest/">
1488Protect Home Equity: Limit Reverse Mortgage Interest for Seniors 62+</a>
1489									</li>
1490											<li>
1491					<a href="https://texasfha.org/blog/average-closing-costs-texas/">Expect 2%–5% in Texas Closing Costs: State Rules and County Tax Swings</a>
1492									</li>
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1494					<a href="https://texasfha.org/blog/texas-fha-loan-limit-2026/">Find Your Texas FHA Loan Limit Fast: 254 Counties for 2026</a>
1495									</li>
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1497					<a href="https://texasfha.org/blog/texas-first-time-homebuyer-programs/">Texas First-Time Homebuyer Programs</a>
1498									</li>
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1500					<a href="https://texasfha.org/blog/fha-identity-of-interest/">What FHA Identity of Interest Means for Your Down Payment</a>
1501									</li>
1502											<li>
1503					<a href="https://texasfha.org/blog/1099-mortgage/">Getting a 1099 Mortgage: Qualifying With Freelance Income</a>
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1506					<a href="https://texasfha.org/blog/fha-part-time-income/">Does FHA Accept Part-Time Income for Mortgage Qualifying?</a>
1507									</li>
1508											<li>
1509					<a href="https://texasfha.org/blog/fha-income-requirements/">FHA Income Requirements: What Texas Buyers Need to Qualify</a>
1510									</li>
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1512
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1662											<a href="/fha-purchase-loans/">
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1668											<a href="/fha-refinance-loans/">
1669
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1688					<h4 class="elementor-heading-title elementor-size-default">Loan Requirements</h4>				</div>
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1712											<a href="/income-qualifications/">
1713
1714											<span class="elementor-icon-list-text"> Income Qualification</span>
1715											</a>
1716									</li>
1717								<li class="elementor-icon-list-item">
1718											<a href="/fha-loan-limits/">
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1720											<span class="elementor-icon-list-text">Loan Limits</span>
1721											</a>
1722									</li>
1723								<li class="elementor-icon-list-item">
1724											<a href="/documents-needed/">
1725
1726											<span class="elementor-icon-list-text">Documents You Will Need</span>
1727											</a>
1728									</li>
1729								<li class="elementor-icon-list-item">
1730											<a href="/fha-loan-requirements/">
1731
1732											<span class="elementor-icon-list-text">FHA Loan Requirements</span>
1733											</a>
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1751
1752											<span class="elementor-icon-list-text">How do I pre-qualify for an FHA Loan?</span>
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1756											<a href="/what-is-an-fha-loan/">
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1758											<span class="elementor-icon-list-text">What is an FHA loan?</span>
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1764											<span class="elementor-icon-list-text">Are FHA loans right for First Time Buyers?</span>
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1768											<a href="/fha-vs-conventional-home-loans/">
1769
1770											<span class="elementor-icon-list-text">FHA v.s. Conventional Loans</span>
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1774											<a href="/benefits-of-an-fha-loan/">
1775
1776											<span class="elementor-icon-list-text">What are the benefits of an FHA loan?</span>
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1780											<a href="/fha-loans-and-bankruptcy/">
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1782											<span class="elementor-icon-list-text">FHA loans after bankruptcy?</span>
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1786											<a href="/fha-loan-process/">
1787
1788											<span class="elementor-icon-list-text">What is the FHA loan process?</span>
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1790									</li>
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1949
1950		<a id="pojo-a11y-skip-content" class="pojo-skip-link pojo-skip-content" tabindex="1" accesskey="s" href="#content">Skip to content</a>
1951				<nav id="pojo-a11y-toolbar" class="pojo-a11y-toolbar-left" aria-label="Accessibility Toolbar">
1952			<div class="pojo-a11y-toolbar-toggle">
1953				<a class="pojo-a11y-toolbar-link pojo-a11y-toolbar-toggle-link" href="javascript:void(0);" title="Accessibility Tools" role="button">
1954					<span class="pojo-sr-only sr-only">Open toolbar</span>
1955					<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100" fill="currentColor" width="1em">
1956						<title>Accessibility Tools</title>
1957						<g><path d="M60.4,78.9c-2.2,4.1-5.3,7.4-9.2,9.8c-4,2.4-8.3,3.6-13,3.6c-6.9,0-12.8-2.4-17.7-7.3c-4.9-4.9-7.3-10.8-7.3-17.7c0-5,1.4-9.5,4.1-13.7c2.7-4.2,6.4-7.2,10.9-9.2l-0.9-7.3c-6.3,2.3-11.4,6.2-15.3,11.8C7.9,54.4,6,60.6,6,67.3c0,5.8,1.4,11.2,4.3,16.1s6.8,8.8,11.7,11.7c4.9,2.9,10.3,4.3,16.1,4.3c7,0,13.3-2.1,18.9-6.2c5.7-4.1,9.6-9.5,11.7-16.2l-5.7-11.4C63.5,70.4,62.5,74.8,60.4,78.9z"/><path d="M93.8,71.3l-11.1,5.5L70,51.4c-0.6-1.3-1.7-2-3.2-2H41.3l-0.9-7.2h22.7v-7.2H39.6L37.5,19c2.5,0.3,4.8-0.5,6.7-2.3c1.9-1.8,2.9-4,2.9-6.6c0-2.5-0.9-4.6-2.6-6.3c-1.8-1.8-3.9-2.6-6.3-2.6c-2,0-3.8,0.6-5.4,1.8c-1.6,1.2-2.7,2.7-3.2,4.6c-0.3,1-0.4,1.8-0.3,2.3l5.4,43.5c0.1,0.9,0.5,1.6,1.2,2.3c0.7,0.6,1.5,0.9,2.4,0.9h26.4l13.4,26.7c0.6,1.3,1.7,2,3.2,2c0.6,0,1.1-0.1,1.6-0.4L97,77.7L93.8,71.3z"/></g>					</svg>
1958				</a>
1959			</div>
1960			<div class="pojo-a11y-toolbar-overlay">
1961				<div class="pojo-a11y-toolbar-inner">
1962					<p class="pojo-a11y-toolbar-title">Accessibility Tools</p>
1963
1964					<ul class="pojo-a11y-toolbar-items pojo-a11y-tools">
1965																			<li class="pojo-a11y-toolbar-item">
1966								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-resize-font pojo-a11y-btn-resize-plus" data-action="resize-plus" data-action-group="resize" tabindex="-1" role="button">
1967									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Increase Text</title><path fill="currentColor" d="M256 200v16c0 4.25-3.75 8-8 8h-56v56c0 4.25-3.75 8-8 8h-16c-4.25 0-8-3.75-8-8v-56h-56c-4.25 0-8-3.75-8-8v-16c0-4.25 3.75-8 8-8h56v-56c0-4.25 3.75-8 8-8h16c4.25 0 8 3.75 8 8v56h56c4.25 0 8 3.75 8 8zM288 208c0-61.75-50.25-112-112-112s-112 50.25-112 112 50.25 112 112 112 112-50.25 112-112zM416 416c0 17.75-14.25 32-32 32-8.5 0-16.75-3.5-22.5-9.5l-85.75-85.5c-29.25 20.25-64.25 31-99.75 31-97.25 0-176-78.75-176-176s78.75-176 176-176 176 78.75 176 176c0 35.5-10.75 70.5-31 99.75l85.75 85.75c5.75 5.75 9.25 14 9.25 22.5z"></path></svg></span><span class="pojo-a11y-toolbar-text">Increase Text</span>								</a>
1968							</li>
1969
1970							<li class="pojo-a11y-toolbar-item">
1971								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-resize-font pojo-a11y-btn-resize-minus" data-action="resize-minus" data-action-group="resize" tabindex="-1" role="button">
1972									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Decrease Text</title><path fill="currentColor" d="M256 200v16c0 4.25-3.75 8-8 8h-144c-4.25 0-8-3.75-8-8v-16c0-4.25 3.75-8 8-8h144c4.25 0 8 3.75 8 8zM288 208c0-61.75-50.25-112-112-112s-112 50.25-112 112 50.25 112 112 112 112-50.25 112-112zM416 416c0 17.75-14.25 32-32 32-8.5 0-16.75-3.5-22.5-9.5l-85.75-85.5c-29.25 20.25-64.25 31-99.75 31-97.25 0-176-78.75-176-176s78.75-176 176-176 176 78.75 176 176c0 35.5-10.75 70.5-31 99.75l85.75 85.75c5.75 5.75 9.25 14 9.25 22.5z"></path></svg></span><span class="pojo-a11y-toolbar-text">Decrease Text</span>								</a>
1973							</li>
1974						
1975													<li class="pojo-a11y-toolbar-item">
1976								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-grayscale" data-action="grayscale" data-action-group="schema" tabindex="-1" role="button">
1977									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Grayscale</title><path fill="currentColor" d="M15.75 384h-15.75v-352h15.75v352zM31.5 383.75h-8v-351.75h8v351.75zM55 383.75h-7.75v-351.75h7.75v351.75zM94.25 383.75h-7.75v-351.75h7.75v351.75zM133.5 383.75h-15.5v-351.75h15.5v351.75zM165 383.75h-7.75v-351.75h7.75v351.75zM180.75 383.75h-7.75v-351.75h7.75v351.75zM196.5 383.75h-7.75v-351.75h7.75v351.75zM235.75 383.75h-15.75v-351.75h15.75v351.75zM275 383.75h-15.75v-351.75h15.75v351.75zM306.5 383.75h-15.75v-351.75h15.75v351.75zM338 383.75h-15.75v-351.75h15.75v351.75zM361.5 383.75h-15.75v-351.75h15.75v351.75zM408.75 383.75h-23.5v-351.75h23.5v351.75zM424.5 383.75h-8v-351.75h8v351.75zM448 384h-15.75v-352h15.75v352z"></path></svg></span><span class="pojo-a11y-toolbar-text">Grayscale</span>								</a>
1978							</li>
1979						
1980													<li class="pojo-a11y-toolbar-item">
1981								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-high-contrast" data-action="high-contrast" data-action-group="schema" tabindex="-1" role="button">
1982									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>High Contrast</title>
1982<path fill="currentColor" d="M192 360v-272c-75 0-136 61-136 136s61 136 136 136zM384 224c0 106-86 192-192 192s-192-86-192-192 86-192 192-192 192 86 192 192z"></path></svg></span><span class="pojo-a11y-toolbar-text">High Contrast</span>								</a>
1983							</li>
1984						
1985													<li class="pojo-a11y-toolbar-item">
1986								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-negative-contrast" data-action="negative-contrast" data-action-group="schema" tabindex="-1" role="button">
1987
1988									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Negative Contrast</title><path fill="currentColor" d="M416 240c-23.75-36.75-56.25-68.25-95.25-88.25 10 17 15.25 36.5 15.25 56.25 0 61.75-50.25 112-112 112s-112-50.25-112-112c0-19.75 5.25-39.25 15.25-56.25-39 20-71.5 51.5-95.25 88.25 42.75 66 111.75 112 192 112s149.25-46 192-112zM236 144c0-6.5-5.5-12-12-12-41.75 0-76 34.25-76 76 0 6.5 5.5 12 12 12s12-5.5 12-12c0-28.5 23.5-52 52-52 6.5 0 12-5.5 12-12zM448 240c0 6.25-2 12-5 17.25-46 75.75-130.25 126.75-219 126.75s-173-51.25-219-126.75c-3-5.25-5-11-5-17.25s2-12 5-17.25c46-75.5 130.25-126.75 219-126.75s173 51.25 219 126.75c3 5.25 5 11 5 17.25z"></path></svg></span><span class="pojo-a11y-toolbar-text">Negative Contrast</span>								</a>
1989							</li>
1990						
1991													<li class="pojo-a11y-toolbar-item">
1992								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-light-background" data-action="light-background" data-action-group="schema" tabindex="-1" role="button">
1993									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Light Background</title><path fill="currentColor" d="M184 144c0 4.25-3.75 8-8 8s-8-3.75-8-8c0-17.25-26.75-24-40-24-4.25 0-8-3.75-8-8s3.75-8 8-8c23.25 0 56 12.25 56 40zM224 144c0-50-50.75-80-96-80s-96 30-96 80c0 16 6.5 32.75 17 45 4.75 5.5 10.25 10.75 15.25 16.5 17.75 21.25 32.75 46.25 35.25 74.5h57c2.5-28.25 17.5-53.25 35.25-74.5 5-5.75 10.5-11 15.25-16.5 10.5-12.25 17-29 17-45zM256 144c0 25.75-8.5 48-25.75 67s-40 45.75-42 72.5c7.25 4.25 11.75 12.25 11.75 20.5 0 6-2.25 11.75-6.25 16 4 4.25 6.25 10 6.25 16 0 8.25-4.25 15.75-11.25 20.25 2 3.5 3.25 7.75 3.25 11.75 0 16.25-12.75 24-27.25 24-6.5 14.5-21 24-36.75 24s-30.25-9.5-36.75-24c-14.5 0-27.25-7.75-27.25-24 0-4 1.25-8.25 3.25-11.75-7-4.5-11.25-12-11.25-20.25 0-6 2.25-11.75 6.25-16-4-4.25-6.25-10-6.25-16 0-8.25 4.5-16.25 11.75-20.5-2-26.75-24.75-53.5-42-72.5s-25.75-41.25-25.75-67c0-68 64.75-112 128-112s128 44 128 112z"></path></svg></span><span class="pojo-a11y-toolbar-text">Light Background</span>								</a>
1994							</li>
1995						
1996													<li class="pojo-a11y-toolbar-item">
1997								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-links-underline" data-action="links-underline" data-action-group="toggle" tabindex="-1" role="button">
1998									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Links Underline</title><path fill="currentColor" d="M364 304c0-6.5-2.5-12.5-7-17l-52-52c-4.5-4.5-10.75-7-17-7-7.25 0-13 2.75-18 8 8.25 8.25 18 15.25 18 28 0 13.25-10.75 24-24 24-12.75 0-19.75-9.75-28-18-5.25 5-8.25 10.75-8.25 18.25 0 6.25 2.5 12.5 7 17l51.5 51.75c4.5 4.5 10.75 6.75 17 6.75s12.5-2.25 17-6.5l36.75-36.5c4.5-4.5 7-10.5 7-16.75zM188.25 127.75c0-6.25-2.5-12.5-7-17l-51.5-51.75c-4.5-4.5-10.75-7-17-7s-12.5 2.5-17 6.75l-36.75 36.5c-4.5 4.5-7 10.5-7 16.75 0 6.5 2.5 12.5 7 17l52 52c4.5 4.5 10.75 6.75 17 6.75 7.25 0 13-2.5 18-7.75-8.25-8.25-18-15.25-18-28 0-13.25 10.75-24 24-24 12.75 0 19.75 9.75 28 18 5.25-5 8.25-10.75 8.25-18.25zM412 304c0 19-7.75 37.5-21.25 50.75l-36.75 36.5c-13.5 13.5-31.75 20.75-50.75 20.75-19.25 0-37.5-7.5-51-21.25l-51.5-51.75c-13.5-13.5-20.75-31.75-20.75-50.75 0-19.75 8-38.5 22-52.25l-22-22c-13.75 14-32.25 22-52 22-19 0-37.5-7.5-51-21l-52-52c-13.75-13.75-21-31.75-21-51 0-19 7.75-37.5 21.25-50.75l36.75-36.5c13.5-13.5 31.75-20.75 50.75-20.75 19.25 0 37.5 7.5 51 21.25l51.5 51.75c13.5 13.5 20.75 31.75 20.75 50.75 0 19.75-8 38.5-22 52.25l22 22c13.7
19985-14 32.25-22 52-22 19 0 37.5 7.5 51 21l52 52c13.75 13.75 21 31.75 21 51z"></path></svg></span><span class="pojo-a11y-toolbar-text">Links Underline</span>								</a>
1999							</li>
2000						
2001													<li class="pojo-a11y-toolbar-item">
2002								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-readable-font" data-action="readable-font" data-action-group="toggle" tabindex="-1" role="button">
2003									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Readable Font</title><path fill="currentColor" d="M181.25 139.75l-42.5 112.5c24.75 0.25 49.5 1 74.25 1 4.75 0 9.5-0.25 14.25-0.5-13-38-28.25-76.75-46-113zM0 416l0.5-19.75c23.5-7.25 49-2.25 59.5-29.25l59.25-154 70-181h32c1 1.75 2 3.5 2.75 5.25l51.25 120c18.75 44.25 36 89 55 133 11.25 26 20 52.75 32.5 78.25 1.75 4 5.25 11.5 8.75 14.25 8.25 6.5 31.25 8 43 12.5 0.75 4.75 1.5 9.5 1.5 14.25 0 2.25-0.25 4.25-0.25 6.5-31.75 0-63.5-4-95.25-4-32.75 0-65.5 2.75-98.25 3.75 0-6.5 0.25-13 1-19.5l32.75-7c6.75-1.5 20-3.25 20-12.5 0-9-32.25-83.25-36.25-93.5l-112.5-0.5c-6.5 14.5-31.75 80-31.75 89.5 0 19.25 36.75 20 51 22 0.25 4.75 0.25 9.5 0.25 14.5 0 2.25-0.25 4.5-0.5 6.75-29 0-58.25-5-87.25-5-3.5 0-8.5 1.5-12 2-15.75 2.75-31.25 3.5-47 3.5z"></path></svg></span><span class="pojo-a11y-toolbar-text">Readable Font</span>								</a>
2004							</li>
2005																		<li class="pojo-a11y-toolbar-item">
2006							<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-reset" data-action="reset" tabindex="-1" role="button">
2007								<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Reset</title><path fill="currentColor" d="M384 224c0 105.75-86.25 192-192 192-57.25 0-111.25-25.25-147.75-69.25-2.5-3.25-2.25-8 0.5-10.75l34.25-34.5c1.75-1.5 4-2.25 6.25-2.25 2.25 0.25 4.5 1.25 5.75 3 24.5 31.75 61.25 49.75 101 49.75 70.5 0 128-57.5 128-128s-57.5-128-128-128c-32.75 0-63.75 12.5-87 34.25l34.25 34.5c4.75 4.5 6 11.5 3.5 17.25-2.5 6-8.25 10-14.75 10h-112c-8.75 0-16-7.25-16-16v-112c0-6.5 4-12.25 10-14.75 5.75-2.5 12.75-1.25 17.25 3.5l32.5 32.25c35.25-33.25 83-53 132.25-53 105.75 0 192 86.25 192 192z"></path></svg></span>
2008								<span class="pojo-a11y-toolbar-text">Reset</span>
2009							</a>
2010						</li>
2011					</ul>
2012											<ul class="pojo-a11y-toolbar-items pojo-a11y-links">
2013															<li class="pojo-a11y-toolbar-item">
2014									<a href="https://texasfha.org/sitemap.xml" class="pojo-a11y-toolbar-link pojo-a11y-link-sitemap" tabindex="-1" role="button">
2015										<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Sitemap</title><path fill="currentColor" d="M448 312v80c0 13.25-10.75 24-24 24h-80c-13.25 0-24-10.75-24-24v-80c0-13.25 10.75-24 24-24h24v-48h-128v48h24c13.25 0 24 10.75 24 24v80c0 13.25-10.75 24-24 24h-80c-13.25 0-24-10.75-24-24v-80c0-13.25 10.75-24 24-24h24v-48h-128v48h24c13.25 0 24 10.75 24 24v80c0 13.25-10.75 24-24 24h-80c-13.25 0-24-10.75-24-24v-80c0-13.25 10.75-24 24-24h24v-48c0-17.5 14.5-32 32-32h128v-48h-24c-13.25 0-24-10.75-24-24v-80c0-13.25 10.75-24 24-24h80c13.25 0 24 10.75 24 24v80c0 13.25-10.75 24-24 24h-24v48h128c17.5 0 32 14.5 32 32v48h24c13.25 0 24 10.75 24 24z"></path></svg></span><span class="pojo-a11y-toolbar-text">Sitemap</span>									</a>
2016								</li>
2017																											</ul>
2018									</div>
2019			</div>
2020		</nav>
2021		
2022</body>
2023</html>
2024
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Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.