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329 <span> 330 <span class="top-nav__label p1">By industry</span> 331 <span class="top-nav__text">Show all industries</span> 332 </span> 333 </button></div><div class="tabs-menu__body"><div class="tabs-menu__content js-tab"> 334 <div class="tabs-menu__body-inner"> 335 <nav class="sub-menu-list"> 336 <div class="sub-menu-list__head"> 337 <a href="https://www.aciworldwide.com/solutions/payments-hub" class="top-link p3" target="_self"> 338 <span class="top-link__title h5"> 339 ACI Connetic 340 <svg width="24" height="24"><use href="#arrow-right" /></svg> 341 </span> 342 343 <span class="top-link__description"> 344 Built to help you stay ahead, today and tomorrow 345 </span> 346 </a> 347 </div> 348 349 <div class="sub-menu-list__row"> <div class="sub-menu-list__col "> 350 <h6 class="u2">Built for account-to-account</h6> 351 <ul><li> 352 <a href="https://www.aciworldwide.com/solutions/aci-high-value-real-time-payments" class="c2" target="_self"> 353 <span>RTGS / Wires</span> 354 <span class="p3">Integrate multiple payment processing capabilities at the lowest cost</span> 355 </a> 356 </li><li> 357 <a href="https://www.aciworldwide.com/solutions/aci-low-value-real-time-payments" class="c2" target="_self"> 358 <span>Real-time, instant payments</span> 359 <span class="p3">Let banks and processors connect to all real-time global schemes</span> 360 </a> 361 </li><li> 362 <a href="https://www.aciworldwide.com/solutions/cross-border-payments" class="c2" target="_self"> 363 <span>Cross-border payments</span> 364 <span class="p3">Use local payment methods, anywhere in the world</span> 365 </a> 366 </li></ul></div> <div class="sub-menu-list__col sub-menu-list__col--border"> 367 <h6 class="u2">Built for cards</h6> 368 <ul><li> 369 <a href="https://www.aciworldwide.com/solutions/aci-acquiring" class="c2" target="_self"> 370 <span>Acquiring</span> 371 <span class="p3">Increase revenue and manage risk with a single, secure solution</span> 372 </a> 373 </li><li> 374 <a href="https://www.aciworldwide.com/solutions/aci-issuing" class="c2" target="_self"> 375 <span>Issuing</span> 376 <span class="p3">Get a single, secure, cloud-ready issuing solution for all payment types</span> 377 </a> 378 </li><li> 379 <a href="https://www.aciworldwide.com/solutions/atm-driving-acquiring-and-processing" class="c2" target="_self"> 380 <span>ATMs</span> 381 <span class="p3">Give customers a welcoming experience and reduce your costs</span> 382 </a> 383 </li></ul></div>
383 <div class="sub-menu-list__col sub-menu-list__col--border"> 384 <h6 class="u2">Built for central infrastructure</h6> 385 <ul><li> 386 <a href="https://www.aciworldwide.com/solutions/digital-central-infrastructure" class="c2" target="_self"> 387 <span>Digital central infrastructure</span> 388 <span class="p3">Get to market faster with a single, innovative payments infrastructure solution</span> 389 </a> 390 </li></ul> 391 <h6 class="u2">Built for fraud</h6> 392 <ul><li> 393 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-banking" class="c2" target="_self"> 394 <span>Fraud management for banking</span> 395 <span class="p3">Integrated real-time fraud management</span> 396 </a> 397 </li></ul> 398 <h6 class="u2">Built for payments messaging</h6> 399 <ul><li> 400 <a href="https://www.aciworldwide.com/solutions/financial-messaging" class="c2" target="_self"> 401 <span>Financial messaging</span> 402 <span class="p3">Unified messaging across payment standards and schemes</span> 403 </a> 404 </li></ul></div> </div></nav></div> <div class="tabs-menu__footer"> 405 <a href="/payments-in-transition" target="" class="banner-horizontal"> 406 <img data-perfmatters-preload src="https://www.aciworldwide.com/wp-content/uploads/2025/11/banner-banking.jpg" class="banner-horizontal__image" fetchpriority="high"> 407 408 <span class="banner-horizontal__title p3" 409 >Take charge now: Discover transformative strategies driving payment innovation worldwide.</span 410 > 411 412 <span class="link button-text"> 413 Learn More 414 <svg width="16" height="16"> 415 <use href="#arrow-right" /> 416 </svg> 417 </span> 418 </a> 419 </div></div><div class="tabs-menu__content js-tab"> 420 <div class="tabs-menu__body-inner"> 421 <nav class="sub-menu-list"> 422 <div class="sub-menu-list__head"> 423 <a href="https://www.aciworldwide.com/solutions/payments-orchestration-platform" class="top-link p3" target="_self"> 424 <span class="top-link__title h5"> 425 ACI Payments Orchestration Platform 426 <svg width="24" height="24"><use href="#arrow-right" /></svg> 427 </span> 428 429 <span class="top-link__description"> 430 Built to be your competitive advantage 431 </span> 432 </a> 433 </div> 434 435 <div class="sub-menu-list__row"> <div class="sub-menu-list__col"><ul><li> 436 <a href="https://www.aciworldwide.com/solutions/multi-acquiring" class="c2" target="_self"> 437 <span>Multi-acquiring</span><span class="p3">Get more flexibility and control over acquiring</span> 438 </a> 439 </li><li> 440 <a href="https://www.aciworldwide.com/solutions/merchant-alternative-payment-methods" class="c2" target="_self">
441 <span>Alternative payment methods</span><span class="p3">Give customers the payment options they trust</span> 442 </a> 443 </li><li> 444 <a href="https://www.aciworldwide.com/solutions/international-payments-expansion" class="c2" target="_self"> 445 <span>Cross-border eCommerce</span><span class="p3">Get all the payment partners you need in a single integration</span> 446 </a> 447 </li></ul></div> <div class="sub-menu-list__col"><ul><li> 448 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-merchants" class="c2" target="_self"> 449 <span>Payments intelligence</span><span class="p3">Stay ahead of financial crime and fraud with AI</span> 450 </a> 451 </li><li> 452 <a href="https://www.aciworldwide.com/solutions/tokenization" class="c2" target="_self"> 453 <span>Omni-tokens</span><span class="p3">Keep customer data safe across all channels and stay compliant</span> 454 </a> 455 </li><li> 456 <a href="https://www.aciworldwide.com/solutions/aci-secure-ecommerce" class="c2" target="_self"> 457 <span>Connectors and plug-ins</span><span class="p3">Connect to leading eCommerce software platforms, AI-powered fraud capabilities, and more</span> 458 </a> 459 </li></ul></div><div class="sub-menu-list__col sub-menu-list__col--border"><ul><li> 460 <a href="https://www.aciworldwide.com/solutions/aci-omni-commerce" target="" class="button-text"> 461 Built for omni-commerce 462 <svg width="16" height="16"><use href="#arrow-right" /></svg> 463 </a> 464 </li><li> 465 <a href="https://www.aciworldwide.com/solutions/aci-secure-ecommerce" target="" class="button-text"> 466 Built for eCommerce 467 <svg width="16" height="16"><use href="#arrow-right" /></svg> 468 </a> 469 </li><li> 470 <a href="https://www.aciworldwide.com/solutions/in-store-merchant-payments" target="" class="button-text"> 471 Built for in-store 472 <svg width="16" height="16"><use href="#arrow-right" /></svg> 473 </a> 474 </li><li> 475 <a href="https://www.aciworldwide.com/industries/payment-service-providers" target="" class="button-text"> 476 Built for PSPs 477 <svg width="16" height="16"><use href="#arrow-right" /></svg> 478 </a> 479 </li><li> 480 <a href="https://docs.aciworldwide.com" target="_blank" class="button-text"> 481 Built for developers 482 <svg width="16" height="16"><use href="#arrow-right" /></svg> 483 </a> 484 </li></ul></div> </div></nav></div> <div class="tabs-menu__footer"> 485 <a href="https://content.aciworldwide.com/reports/retail-payments-optimization-gap" target="_blank" class="banner-horizontal"> 486 <img data-perfmatters-preload src="https://www.aciworldwide.com/wp-content/uploads/2026/07/halftone_1783971942-96h.png" class="banner-horizontal__image" fetchpriority="high"> 487
488 <span class="banner-horizontal__title p3" 489 >Uncover the payments optimization strategies helping retailers boost revenue and customer satisfaction.</span 490 > 491 492 <span class="link button-text"> 493 Learn More 494 <svg width="16" height="16"> 495 <use href="#arrow-right" /> 496 </svg> 497 </span> 498 </a> 499 </div></div><div class="tabs-menu__content js-tab"> 500 <div class="tabs-menu__body-inner"> 501 <nav class="sub-menu-list"> 502 <div class="sub-menu-list__head"> 503 <a href="https://www.aciworldwide.com/solutions/aci-speedpay" class="top-link p3" target="_self"> 504 <span class="top-link__title h5"> 505 ACI Speedpay 506 <svg width="24" height="24"><use href="#arrow-right" /></svg> 507 </span> 508 509 <span class="top-link__description"> 510 Give your customers what they want with one platform 511 </span> 512 </a> 513 </div> 514 515 <div class="sub-menu-list__row"> <div class="sub-menu-list__col"><ul><li> 516 <a href="https://www.aciworldwide.com/solutions/intuitive-bill-payment-experience" class="c2" target="_self"> 517 <span>Intuitive user experience</span><span class="p3">Create custom user experiences with powerful bill payment capabilities</span> 518 </a> 519 </li><li> 520 <a href="https://www.aciworldwide.com/solutions/loan-servicing-software" class="c2" target="_self"> 521 <span>Consumer lending payment solutions</span><span class="p3">Let customers pay their bills quickly and securely</span> 522 </a> 523 </li><li> 524 <a href="https://www.aciworldwide.com/solutions/integrated-treasury-management" class="c2" target="_self"> 525 <span>Optimized interchange controls</span><span class="p3">Get paid faster and simplify reconciliation with a single solution</span> 526 </a> 527 </li></ul></div> <div class="sub-menu-list__col"><ul><li> 528 <a href="https://www.aciworldwide.com/solutions/pci-compliance-solutions" class="c2" target="_self"> 529 <span>PCI DSS compliant solutions</span><span class="p3">Keep data safe and stay ahead of compliance requirements</span> 530 </a> 531 </li><li> 532 <a href="https://www.aciworldwide.com/solutions/mobile-wallet-bill-presentment-and-payment-platform" class="c2" target="_self"> 533 <span>Digital wallets & APMs</span><span class="p3">Provide fast, easy, secure, and cost-effective digital payment options</span> 534 </a> 535 </li><li> 536 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-billers" class="c2" target="_self"> 537 <span>AI-powered fraud management</span><span class="p3">Protect your customers across all channels with a single API powered by AI</span> 538 </a> 539 </li></ul></div>
539 <div class="sub-menu-list__col"><ul><li> 540 <a href="https://www.aciworldwide.com/solutions/real-time-disbursements" class="c2" target="_self"> 541 <span>Real-time disbursements</span><span class="p3">Use the latest payment options to send money in real time</span> 542 </a> 543 </li><li> 544 <a href="https://www.aciworldwide.com/solutions/bill-payment-engine-api" class="c2" target="_self"> 545 <span>Bill pay APIs & SDKs</span><span class="p3">Easily outsource billing and payment processing</span> 546 </a> 547 </li></ul></div> </div></nav></div> <div class="tabs-menu__footer"> 548 <a href="https://www.aciworldwide.com/aci-speedpay-pulse-report" target="" class="banner-horizontal"> 549 <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" class="banner-horizontal__image perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/11/banner-bill-payments.jpg" /> 550 551 <span class="banner-horizontal__title p3" 552 >Stay ahead of the bill pay curve: Uncover key trends and consumer insights shaping smarter billing strategies.</span 553 > 554 555 <span class="link button-text"> 556 Learn More 557 <svg width="16" height="16"> 558 <use href="#arrow-right" /> 559 </svg> 560 </span> 561 </a> 562 </div></div><div class="tabs-menu__content js-tab"> 563 <div class="tabs-menu__body-inner"> 564 <nav class="sub-menu-list"> 565 <div class="sub-menu-list__head"> 566 <a href="https://www.aciworldwide.com/solutions/fraud-management" class="top-link p3" target="_self"> 567 <span class="top-link__title h5"> 568 Payments Intelligence 569 <svg width="24" height="24"><use href="#arrow-right" /></svg> 570 </span> 571 572 <span class="top-link__description"> 573 Built to outpace, outsmart, and outperform fraud 574 </span> 575 </a> 576 </div> 577 578 <div class="sub-menu-list__row"> <div class="sub-menu-list__col"><ul><li> 579 <a href="https://www.aciworldwide.com/solutions/anti-money-laundering" class="c2" target="_self"> 580 <span>Anti-money laundering</span><span class="p3">Manage risk and remain compliant</span> 581 </a> 582 </li><li> 583 <a href="https://www.aciworldwide.com/solutions/robotic-process-automation" class="c2" target="_self"> 584 <span>Robotic process automation</span><span class="p3">Automate repetitive tasks and reduce fraud losses</span> 585 </a> 586 </li><li> 587 <a href="https://www.aciworldwide.com/solutions/chargeback-protection" class="c2" target="_self"> 588 <span>Chargeback protection and management</span><span class="p3">Improve profitability with advanced chargeback protection</span> 589 </a> 590 </li></ul></div>
590 <div class="sub-menu-list__col"><ul><li> 591 <a href="https://www.aciworldwide.com/solutions/digital-identity-solutions" class="c2" target="_self"> 592 <span>Digital identity solutions</span><span class="p3">Orchestrate consumer data to establish trust</span> 593 </a> 594 </li><li> 595 <a href="https://www.aciworldwide.com/solutions/fraud-management" class="c2" target="_self"> 596 <span>ACI Fraud Management</span><span class="p3">Get full-service fraud management in the cloud</span> 597 </a> 598 </li><li> 599 <a href="https://www.aciworldwide.com/solutions/sca-compliance" class="c2" target="_self"> 600 <span>SCA compliance</span><span class="p3">Get strong customer authentication (SCA) compliance</span> 601 </a> 602 </li></ul></div><div class="sub-menu-list__col sub-menu-list__col--border"><ul><li> 603 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-banking" target="" class="button-text"> 604 Built for banking 605 <svg width="16" height="16"><use href="#arrow-right" /></svg> 606 </a> 607 </li><li> 608 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-merchants" target="" class="button-text"> 609 Built for merchant payments 610 <svg width="16" height="16"><use href="#arrow-right" /></svg> 611 </a> 612 </li><li> 613 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-billers" target="" class="button-text"> 614 Built for billing and bill payments 615 <svg width="16" height="16"><use href="#arrow-right" /></svg> 616 </a> 617 </li></ul></div> </div></nav></div> <div class="tabs-menu__footer"> 618 <a href="https://www.aciworldwide.com/ai-commerce-readiness-assessment" target="" class="banner-horizontal"> 619 <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" class="banner-horizontal__image perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2026/07/halftone_1783971225-96h.png" /> 620 621 <span class="banner-horizontal__title p3" 622 >Assess your organization's readiness for agentic commerce and the future of digital payments.</span 623 > 624 625 <span class="link button-text"> 626 Learn More 627 <svg width="16" height="16"> 628 <use href="#arrow-right" /> 629 </svg> 630 </span> 631 </a> 632 </div></div><div class="tabs-menu__content js-tab"> 633 <div class="tabs-menu__body-inner"> 634 <nav class="sub-menu-list"> 635 <div class="sub-menu-list__head"> 636 <a href="https://www.aciworldwide.com/industries" class="top-link p3" target="_self"> 637 <span class="top-link__title h5"> 638 Industries 639 <svg width="24" height="24"><use href="#arrow-right" /></svg> 640 </span> 641
642 <span class="top-link__description"> 643 Solutions that scale for every industry 644 </span> 645 </a> 646 </div> 647 648 <div class="sub-menu-list__row"> <div class="sub-menu-list__col"><ul><li> 649 <a href="https://www.aciworldwide.com/industries/accounts-receivable-management" class="c2" target="_self"> 650 <span>Accounts receivable management</span> 651 </a> 652 </li><li> 653 <a href="https://www.aciworldwide.com/industries/airlines" class="c2" target="_self"> 654 <span>Airlines</span> 655 </a> 656 </li><li> 657 <a href="https://www.aciworldwide.com/industries/auto-finance" class="c2" target="_self"> 658 <span>Auto finance</span> 659 </a> 660 </li><li> 661 <a href="https://www.aciworldwide.com/industries/central-infrastructure" class="c2" target="_self"> 662 <span>Central infrastructure</span> 663 </a> 664 </li><li> 665 <a href="https://www.aciworldwide.com/industries/financial-institutions" class="c2" target="_self"> 666 <span>Financial institutions</span> 667 </a> 668 </li><li> 669 <a href="https://www.aciworldwide.com/industries/fueling-and-convenience" class="c2" target="_self"> 670 <span>Fueling and convenience</span> 671 </a> 672 </li><li> 673 <a href="https://www.aciworldwide.com/industries/gaming-and-digital-entertainment" class="c2" target="_self"> 674 <span>Gaming and digital entertainment</span> 675 </a> 676 </li></ul></div> <div class="sub-menu-list__col"><ul><li> 677 <a href="https://www.aciworldwide.com/industries/government" class="c2" target="_self"> 678 <span>Government</span> 679 </a> 680 </li><li> 681 <a href="https://www.aciworldwide.com/industries/grocery" class="c2" target="_self"> 682 <span>Grocery</span> 683 </a> 684 </li><li> 685 <a href="https://www.aciworldwide.com/industries/healthcare-payers" class="c2" target="_self"> 686 <span>Healthcare payers</span> 687 </a> 688 </li><li> 689 <a href="https://www.aciworldwide.com/industries/higher-education" class="c2" target="_self"> 690 <span>Higher education</span> 691 </a> 692 </li><li> 693 <a href="https://www.aciworldwide.com/industries/mortgage-servicers" class="c2" target="_self"> 694 <span>Mortgage servicers</span> 695 </a> 696 </li><li> 697 <a href="https://www.aciworldwide.com/industries/payment-service-providers" class="c2" target="_self">
698 <span>Payment service providers</span> 699 </a> 700 </li><li> 701 <a href="https://www.aciworldwide.com/industries/property-and-casualty-insurance" class="c2" target="_self"> 702 <span>Property and casualty insurance</span> 703 </a> 704 </li></ul></div> <div class="sub-menu-list__col"><ul><li> 705 <a href="https://www.aciworldwide.com/industries/restaurants" class="c2" target="_self"> 706 <span>Restaurants</span> 707 </a> 708 </li><li> 709 <a href="https://www.aciworldwide.com/industries/retailer" class="c2" target="_self"> 710 <span>Retailer</span> 711 </a> 712 </li><li> 713 <a href="https://www.aciworldwide.com/industries/telecommunications" class="c2" target="_self"> 714 <span>Telecommunications</span> 715 </a> 716 </li><li> 717 <a href="https://www.aciworldwide.com/industries/travel-and-transportation" class="c2" target="_self"> 718 <span>Travel and transportation</span> 719 </a> 720 </li><li> 721 <a href="https://www.aciworldwide.com/industries/utility" class="c2" target="_self"> 722 <span>Utility</span> 723 </a> 724 </li></ul></div> </div></nav></div></div></div></tabs-menu></div></li><li class="menu-item current-menu-ancestor menu-item--active-parent menu-item--children" style="--i: 2"><button class="button-text menu-item__switch js-menu-button"><span>Company</span><svg width="16" height="16"><use href="#triangle-down" /></svg></button> <div class="sub-menu sub-menu--cols js-sub-menu" data-theme="white"> 725 <div class="sub-menu__menu c2"><nav> 726 <h5 class="u2">About</h5> 727 728 <ul><li><a href="https://www.aciworldwide.com/about-aci" target="_self">About ACI</a></li><li><a href="https://www.aciworldwide.com/about-aci/careers" target="_self">Careers</a></li><li><a href="https://www.aciworldwide.com/about-aci/corporate-sustainability" target="_self">Corporate sustainability</a></li></ul> 729 </nav><nav> 730 <h5 class="u2">Resources</h5> 731 732 <ul><li><a href="https://www.aciworldwide.com/blog" target="_self">Blog</a></li><li><a href="https://www.aciworldwide.com/events" target="_self">Events</a></li><li><a href="https://www.aciworldwide.com/resources" target="_self">Knowledge hub</a></li><li><a href="https://www.aciworldwide.com/real-time" target="_self">Inside real-time</a></li><li><a href="https://www.aciworldwide.com/guides" target="_self">Industry guides</a></li><li><a href="https://www.aciworldwide.com/about-aci/industry-associations" target="_self">Industry associations</a></li><li><a href="https://www.aciworldwide.com/newsroom" target="_self">Newsroom</a></li></ul> 733 </nav></div> 734 <div class="sub-menu__articles"><a href="https://content.aciworldwide.com/reports/retail-payments-optimization-gap" target="" class="banner-vertical"> 735 <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" class="banner-vertical__image perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2026/07/halftone_1783971942.png" />
736 <span class="banner-vertical__title c2">Discover why retailers are losing revenue through payment inefficienciesâand how to close the optimization gap.</span> 737 <span class="link button-text"> 738 Learn More 739 <svg width="16" height="16"> 740 <use href="#arrow-right" /> 741 </svg> 742 </span> 743 </a><a href="https://www.aciworldwide.com/the-future-of-cards" target="" class="banner-vertical"> 744 <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" class="banner-vertical__image perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2026/04/halftone_1783970494.jpg" /> 745 <span class="banner-vertical__title c2">Explore how cards are evolving through tokenization, digital wallets, and next-generation payment experiences.</span> 746 <span class="link button-text"> 747 Learn More 748 <svg width="16" height="16"> 749 <use href="#arrow-right" /> 750 </svg> 751 </span> 752 </a></div> 753 </div></li><li class="menu-item" style="--i: 3"><a href="https://www.aciworldwide.com/our-customers" class="button-text menu-item__link">Customers</a></li><li class="menu-item" style="--i: 4"><a href="https://www.aciworldwide.com/partnership" class="button-text menu-item__link">Partnership</a></li><li class="menu-item" style="--i: 5"><a href="https://www.aciworldwide.com/investor" class="button-text menu-item__link" target="_blank" rel="noopener noreferrer"><span>Investors</span><svg width="16" height="16"><use href="#arrow-up-right" /></svg></a></li></main-menu></nav> 754 <nav class="utility-nav"> 755 <button is="dialog-button" data-target="header-search-popup" class="search-form-toggle"> 756 <svg width="24" height="24"> 757 <use href="#search" /> 758 </svg> 759 <span class="visually-hidden">Search</span> 760 </button> 761 762 <div class="utility-menu"> 763 <a href="https://www.aciworldwide.com/support" target="_self" rel="" class="button-v2 button-v2--ghost button-v2--s">Log In</a></li> 764<a href="https://www.aciworldwide.com/about-aci/contact-sales" target="_self" rel="" class="button-v2 button-v2--secondary button-v2--s">Contact Sales</a></li> 765 </div> 766 767 <button is="dialog-button" data-target="mobile-menu" class="action-icon-button"> 768 <svg width="24" height="24"> 769 <use href="#menu" /> 770 </svg> 771 <span class="visually-hidden">Menu</span> 772 </button> 773 </nav> 774</div> 775 </custom-header> 776 777 <main id="skip-to-content"> 778 <section data-theme="dark" class="hero-partnership" is="section-trigger"> 779 <div class="hero-partnership__bottom-fade"></div> 780 781 <div class="hero-partnership__gradient-1 fade" data-animate data-delay="100"></div> 782 <div class="hero-partnership__gradient-2 fade" data-animate data-delay="100"></div> 783 <div class="hero-partnership__gradient-3 fade" data-animate data-delay="100"></div> 784 785 <div class="hero-partnership__background-numbers perfmatters-lazy" style data-bg="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/industries/pattern-1.png" ></div> 786 787 <div class="container-v2 hero-partnership__container"> 788 <div class="hero-partnership__head"> 789 <h1 class="h-extra hero-partnership__title fade-position" data-animate> 790 Powering the worldâs 791 <span>payments ecosystem</span> 792 </h1> 793 <p class="p1 hero-partnership__text fade-position" data-animate data-delay="150"> 794 ACI provides transformative software solutions that deliver intelligent payments orchestration for banking, merchant payments, and billing & bill payments. 795 </p> 796 </div> 797 798 <div class="hero-partnership__buttons fade-position" data-animate data-delay="250"> 799 <a 800 href="https://www.aciworldwide.com/about-aci/contact-us" 801 class="button-v2 button-v2--primary" 802 target="_self" 803 > 804 Contact Us 805 </a> 806 807 </div> 808 </div> 809</section> 810 811 812 813<section 814 815 data-theme="white" 816 class="video-centered" 817 is="section-trigger" 818> 819 <div class="container-v2"> 820 <h2 class="h2 video-centered__title fade-position" data-animate>
821 Software to make complex<br>payments simple and secure 822 </h2> 823 824 <div class="video-centered__media"> 825 <video-player class="video-player fade-position" data-animate data-delay="150"> 826 <div class="video-player__placeholder"> 827 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Digital payment verification and transfer screen at ACI Worldwide." class="cover perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/about-video-placeholder-wide.jpg" /> 828 829 <button type="button" class="play-button j-button-play"> 830 <svg width="14" height="18"><use href="#play" /></svg> 831 <svg width="16" height="16"><use href="#loading" /></svg> 832 <span class="visually-hidden">Play Video</span> 833 </button> 834 </div> 835 836 <iframe 837 class="j-media-video" 838 src="https://player.vimeo.com/video/255564893?title=0&byline=0&portrait=0&dnt=1&app_id=1" 839 width="640" 840 height="360" 841 frameborder="0" 842 allow="autoplay; fullscreen" 843 allowfullscreen 844 ></iframe> 845 </video-player> 846 </div> 847 </div> 848</section> 849 850 851 852<section 853 854 data-theme="white" 855 class="media-text-small" 856 is="section-trigger" 857> 858 <div class="container-v2 media-text-small__container"> 859 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="ACI Worldwide office lobby featuring large logo and employee collage wall." class="media-text-small__image fade-position perfmatters-lazy" data-animate data-delay="200" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/about-media-text-small.jpg" /> 860 861 <div class="media-text-small__text-container"> 862 <h2 class="h4 media-text-small__title fade-position" data-animate> 863 The global payments ecosystem is changing faster than ever. You need software solutions that make it easy to stay ahead. 864 </h2> 865 866 <div> 867 <p class="p1 media-text-small__text fade-position" data-animate data-delay="250"> 868 As an original innovator in global payments technology, ACI develops transformative software solutions to simplify the most complex payment challenges faced by businesses and institutions around the world. 869 </p> 870 871 <div class="media-text-small__link fade-position" data-animate data-delay="350"> 872 <a 873 href="https://www.aciworldwide.com/wp-content/uploads/2021/04/ACI-Corporate-Brochure-BR-US-4562-0111.pdf" 874 target="_blank" 875 class="button-v2 button-v2--primary" 876 data-theme="white" 877 >Download ACI Fact Sheet</a> 878 </div> 879 </div> 880 </div> 881 </div> 882</section> 883 884 885 886<section 887 888 data-theme="dark" 889 class="careers-quote" 890 is="section-trigger" 891> 892 <div class="careers-quote__gradient-1-green"></div> 893 <div class="careers-quote__gradient-2-blue"></div> 894 <div class="careers-quote__gradient-2-green"></div> 895 896 <div class="container-v2 careers-quote__container"> 897 <div class="careers-quote__image-container fade-position" data-animate> 898 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="thomas warsop" class="careers-quote__image perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/portrait_thomas-warsop.png" /> 899 </div> 900 <p class="h3 careers-quote__quote fade-position" data-animate data-delay="100"> 901 âACI is leading the future of digital payments, setting new standards in intelligent payments orchestration and transforming the global payments ecosystem.â 902 </p> 903 <p class="c1 careers-quote__name fade-position" data-animate data-delay="250">Thomas W. Warsop</p> 904 <p class="u2 careers-quote__position fade-position" data-animate data-delay="250">President & CEO, ACI Worldwide</p> 905 </div> 906</section> 907 908 909 910 911<section 912 913 class="company-stats" 914 is="section-trigger" 915 data-theme="dark" 916> 917 <ul class="container-v2 company-stats__list"> 918 <li class="company-stats__list-item fade-position" data-animate> 919 <h2 class="h2 company-stats__list-item-title">1975</h2> 920 <p class="p2 company-stats__list-item-text">Founded in</p> 921 </li> 922 <li class="company-stats__list-item fade-position" data-animate> 923 <h2 class="h2 company-stats__list-item-title">23</h2> 924 <p class="p2 company-stats__list-item-text">countries with ACI offices</p> 925 </li> 926 <li class="company-stats__list-item fade-position" data-animate> 927 <h2 class="h2 company-stats__list-item-title">4,000+</h2> 928 <p class="p2 company-stats__list-item-text">employees</p> 929 </li> 930 <li class="company-stats__list-item fade-position" data-animate> 931 <h2 class="h2 company-stats__list-item-title">$1.59 B</h2> 932 <p class="p2 company-stats__list-item-text">
9322024 revenue</p> 933 </li> 934 <li class="company-stats__list-item fade-position" data-animate> 935 <h2 class="h2 company-stats__list-item-title">Top 10</h2> 936 <p class="p2 company-stats__list-item-text">banks worldwide</p> 937 </li> 938 <li class="company-stats__list-item fade-position" data-animate> 939 <h2 class="h2 company-stats__list-item-title">80,000+</h2> 940 <p class="p2 company-stats__list-item-text">merchant customers</p> 941 </li> 942 <li class="company-stats__list-item fade-position" data-animate> 943 <h2 class="h2 company-stats__list-item-title">3,000</h2> 944 <p class="p2 company-stats__list-item-text">organizations utilizing our electronic bill payment solution</p> 945 </li> 946 <li class="company-stats__list-item fade-position" data-animate> 947 <h2 class="h2 company-stats__list-item-title">Thousands</h2> 948 <p class="p2 company-stats__list-item-text">of banks, merchants, and intermediaries preventing fraud with our solutions</p> 949 </li> 950 </ul> 951</section> 952 953 954 955<section data-theme="dark" class="home-ticker" is="section-trigger"> 956 <div class="container-v2 home-ticker__container"> 957 <div class="home-ticker__mask"></div> 958 <h2 class="p1 home-ticker__title fade-position" data-animate>Trusted by clients in 94 countries… and counting</h2> 959 <home-ticker class="fade" data-animate data-delay="200"> 960 <ul> 961 <li class="home-ticker__ticker-item"> 962 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo ABSA" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2024/10/logo-absa.png" /> 963 </li> 964 <li class="home-ticker__ticker-item"> 965 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo BNZ" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2024/10/logo-bnz.png" /> 966 </li> 967 <li class="home-ticker__ticker-item"> 968 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Moneris" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2024/10/logo-moneris.png" /> 969 </li> 970 <li class="home-ticker__ticker-item"> 971 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="RS2 logo" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/10/logo-rs2.png" /> 972 </li> 973 <li class="home-ticker__ticker-item"> 974 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Westpac" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2024/10/logo-westpac.png" /> 975 </li> 976 <li class="home-ticker__ticker-item"> 977 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo bcu" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2021/03/logo-bcu.png" /> 978 </li> 979 <li class="home-ticker__ticker-item"> 980 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo BlueCross BlueShield" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2021/03/logo-blue-cross-blue-shield.png" /> 981 </li> 982 <li class="home-ticker__ticker-item"> 983 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Miami-Dade County" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2021/03/logo-miami-dade.png" /> 984 </li> 985 <li class="home-ticker__ticker-item"> 986 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Octane" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2021/03/logo-octane.png" /> 987 </li> 988 <li class="home-ticker__ticker-item"> 989 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Oklahoma Wesleyan University" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2021/03/logo-okwu.png" /> 990 </li> 991 <li class="home-ticker__ticker-item"> 992 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Riverty" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2021/03/logo-riverty.png" /> 993 </li> 994 <li class="home-ticker__ticker-item"> 995 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Aegan" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/10/logo-aegan.png" /> 996 </li> 997 <li class="home-ticker__ticker-item"> 998 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Amadeus" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2023/05/logo-amadeus.png" /> 999 </li> 1000 <li class="home-ticker__ticker-item"> 1001 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Auchan Retail" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2023/05/logo-auchan-retail.png" /> 1002 </li> 1003 <li class="home-ticker__ticker-item"> 1004 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Belk" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2023/05/logo-belk.png" /> 1005 </li> 1006 <li class="home-ticker__ticker-item"> 1007 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Burlington" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2023/05/logo-burlington.png" /> 1008 </li> 1009 <li class="home-ticker__ticker-item"> 1010 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Coop" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2023/05/logo-coop.png" /> 1011 </li> 1012 <li class="home-ticker__ticker-item"> 1013 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Decathlon" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2023/05/logo-decathlon.png" /> 1014 </li> 1015 <li class="home-ticker__ticker-item"> 1016 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Mango" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2023/05/logo-mango.png" /> 1017 </li> 1018 <li class="home-ticker__ticker-item"> 1019 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Pilot Flying" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2023/05/logo-pilot-flying.png" /> 1020 </li> 1021 <li class="home-ticker__ticker-item"> 1022 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Logo Wendys" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/10/Wendys.png" /> 1023 </li> 1024 </ul> 1025 </home-ticker> 1026 </div> 1027</section> 1028 1029 1030<div class="divider-light"></div> 1031 1032<section 1033 1034 data-theme="white" 1035 class="mission" 1036 is="section-trigger" 1037> 1038 <div class="container-v2 grid mission__container"> 1039 <div class="mission__vision-container fade-position" data-animate> 1040 <h3 class="u1">Our Vision</h3> 1041 <h2 class="h2 mission__title"> 1042 We envision a world where all people can access and exchange money
1043 <span>quickly, easily, and securely</span> 1044 </h2> 1045 </div> 1046 1047 <div class="mission__mission-container fade-position" data-animate> 1048 <h3 class="u1">Our Mission</h3> 1049 <p class="h6"> 1050 We continuously redefine the payments landscape with market leadership and transformative technology 1051 </p> 1052 </div> 1053 1054 <div class="mission__values-container fade-position" data-animate> 1055 <h3 class="u1">Our Values</h3> 1056 <p class="h6"> 1057 Our core values guide how we work together in pursuit of successâwith each other, our customers, and our partners 1058 </p> 1059 1060 <ul class="mission__values-list"> 1061 <li class="mission__values-list-item"> 1062 <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"><path d="M16.0038 4.67383C22.9744 4.67432 27.521 8.93729 31.2431 14.9971C31.6198 15.6103 31.6197 16.3838 31.2431 16.9971C27.5214 23.0578 22.9751 27.3218 16.0038 27.3223L15.3564 27.3096C8.74789 27.0535 4.36716 22.8686 0.761601 16.9971C0.385195 16.3839 0.385065 15.6102 0.761601 14.9971C4.48399 8.93686 9.03261 4.6739 16.0038 4.67383ZM16.0028 6.37402C9.91071 6.3743 5.81162 10.0229 2.20985 15.8867C2.16861 15.954 2.16875 16.0401 2.20985 16.1074C5.8112 21.9721 9.91018 25.6208 16.0028 25.6211C22.0955 25.6208 26.1935 21.9722 29.7948 16.1074C29.8362 16.0399 29.8363 15.9541 29.7948 15.8867C26.1931 10.0228 22.0949 6.37429 16.0028 6.37402ZM16.0136 10.0078C19.3219 10.0078 22.0038 12.6897 22.0038 15.998C22.0038 19.3064 19.3219 21.9883 16.0136 21.9883C12.7053 21.9882 10.0233 19.3063 10.0233 15.998C10.0233 12.6898 12.7053 10.0079 16.0136 10.0078ZM16.0136 11.708C13.6442 11.7081 11.7235 13.6287 11.7235 15.998C11.7235 18.3674 13.6442 20.288 16.0136 20.2881C18.383 20.2881 20.3036 18.3675 20.3036 15.998C20.3036 13.6286 18.383 11.708 16.0136 11.708Z" fill="black"></path></svg> 1063 <h4 class="c1">Envision</h4> 1064 </li> 1065 <li class="mission__values-list-item"> 1066 <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"><path d="M11.6406 15C13.2975 15 14.6406 16.3431 14.6406 18V26C14.6406 27.6569 13.2975 29 11.6406 29H5.99609C4.33924 29 2.99609 27.6569 2.99609 26V18C2.99609 16.3431 4.33924 15 5.99609 15H11.6406ZM26 3C27.6569 3 29 4.34315 29 6V26L28.9961 26.1543C28.9184 27.6883 27.6883 28.9184 26.1543 28.9961L26 29H20.3242L20.1699 28.9961C18.6359 28.9184 17.4058 27.6883 17.3281 26.1543L17.3242 26V6C17.3242 4.34315 18.6674 3 20.3242 3H26ZM5.99609 16.7002C5.27812 16.7002 4.69629 17.282 4.69629 18V26C4.69629 26.718 5.27812 27.2998 5.99609 27.2998H11.6406C12.3586 27.2998 12.9404 26.718 12.9404 26V18C12.9404 17.282 12.3586 16.7002 11.6406 16.7002H5.99609ZM20.3242 4.7002C19.6062 4.7002 19.0244 5.28203 19.0244 6V26C19.0244 26.718 19.6062 27.2998 20.3242 27.2998H26C26.718 27.2998 27.2998 26.718 27.2998 26V6C27.2998 5.28203 26.718 4.7002 26 4.7002H20.3242Z" fill="black"></path></svg> 1067 <h4 class="c1">Elevate</h4> 1068 </li> 1069 <li class="mission__values-list-item"> 1070 <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"><path d="M19.1171 1.41672C19.3689 1.15069 19.7629 1.0751 20.0947 1.23019C20.4265 1.38537 20.6209 1.7365 20.5781 2.10031L19.2617 13.2849H27.2695C27.6089 13.2849 27.9155 13.4868 28.0498 13.7986C28.184 14.1103 28.1198 14.4718 27.8867 14.7185L12.8867 30.5847C12.635 30.8507 12.2409 30.9263 11.9091 30.7712C11.5774 30.616 11.383 30.2649 11.4257 29.9011L12.7412 18.7165H4.73433C4.39488 18.7165 4.08835 18.5146 3.95406 18.2028C3.81985 17.8911 3.88397 17.5296 4.11715 17.2829L19.1171 1.41672ZM6.70699 17.0173H13.6962C13.939 17.0173 14.1697 17.1211 14.331 17.3025C14.4923 17.4838 14.5683 17.7255 14.54 17.9665L13.4121 27.5544L25.2968 14.9841H18.3066C18.0639 14.9841 17.8331 14.8803 17.6718 14.6989C17.5105 14.5176 17.4345 14.276 17.4628 14.0349L18.5908 4.44601L6.70699 17.0173Z" fill="black"></path></svg> 1071 <h4 class="c1">Energize</h4> 1072 </li> 1073 <li class="mission__values-list-item"> 1074 <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"><path d="M15.1293 1.96368C15.4961 1.22044 16.5555 1.22044 16.9223 1.96368L20.9321 10.0877L29.8979 11.3904C30.7181 11.5096 31.0459 12.5179 30.4526 13.0965L23.9643 19.4207L25.4955 28.3504C25.6269 29.1161 24.8821 29.7117 24.184 29.4656L24.0453 29.4041L16.0258 25.1883L8.00628 29.4041L7.86761 29.4656C7.1694 29.7121 6.42375 29.1163 6.55511 28.3504L8.08636 19.4207L1.59906 13.0965C1.00559 12.518 1.33272 11.5098 2.15277 11.3904L11.1196 10.0877L15.1293 1.96368ZM12.644 10.8406C12.3964 11.3423 11.9173 11.6898 11.3637 11.7703L3.80121 12.869L9.27288 18.2029C9.67352 18.5935 9.85668 19.1564 9.76214 19.7078L8.47015 27.2401L15.2348 23.6834L15.4243 23.5984C15.8761 23.4275 16.3834 23.4556 16.8168 23.6834L23.5805 27.2401L22.2885 19.7078C22.194 19.1564 22.3771 18.5934 22.7778 18.2029L28.2494 12.869L20.6879 11.7703C20.1343 11.6899 19.6553 11.3422 19.4076 10.8406L16.0258 3.98712L12.644 10.8406Z" fill="black"></path></svg> 1075 <h4 class="c1">Excel</h4> 1076 </li> 1077 <li class="mission__values-list-item"> 1078 <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"><path d="M16.0046 17.9727C16.2839 17.9727 16.5452 18.1099 16.7038 18.3398L23.1549 27.6973C23.3342 27.9573 23.3545 28.2956 23.2077 28.5752C23.0608 28.8547 22.7705 29.0293 22.4547 29.0293H9.55339C9.23759 29.0293 8.94733 28.8548 8.80047 28.5752C8.65366 28.2957 8.67408 27.9573 8.8532 27.6973L15.3044 18.3398C15.463 18.1097 15.7251 17.9727 16.0046 17.9727ZM11.1716 27.3301H20.8375L16.0036 20.3193L11.1716 27.3301ZM15.9967 0.998047C16.2622 0.998175 16.5128 1.1217 16.6735 1.33301L26.7965 14.6582C26.9916 14.9152 27.0238 15.2607 26.8805 15.5498C26.7371 15.8389 26.4424 16.
10780222 26.1198 16.0225H5.87372C5.55085 16.0225 5.25553 15.839 5.112 15.5498C4.96871 15.2606 5.00171 14.9152 5.19696 14.6582L15.32 1.33301L15.3844 1.25781C15.5436 1.09264 15.7645 0.998047 15.9967 0.998047ZM7.5866 14.3223H24.4069L15.9967 3.25293L7.5866 14.3223Z" fill="black"></path></svg> 1079 <h4 class="c1">Empower</h4> 1080 </li> 1081 </ul> 1082 </div> 1083 </div> 1084</section> 1085 1086 1087 1088<section class="awards-carousel" is="section-trigger"> 1089 <div class="container-v2"> 1090 <div class="awards-carousel__head"> 1091 <h2 class="h2 awards-carousel__title fade-position" data-animate data-delay="100"> 1092 Providing award-winning solutions for decades 1093 </h2> 1094 <div class="awards-carousel__carousel-header fade-position" data-animate data-delay="200"> 1095 <a 1096 href="https://www.aciworldwide.com/about-aci/awards-and-rankings" 1097 class="button-v2 button-v2--primary awards-carousel__link" 1098 data-theme="white" 1099 >View All</a> 1100 <div> 1101 <button class="awards-carousel__carousel-btn icon-button prev" disabled> 1102 <svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" viewBox="0 0 16 16"> 1103 <path 1104 fill="currentColor" 1105 d="M7.195 3.581 3.33 7.25h11.7v1.5H3.33l3.865 3.67-1.06 1.06-4.95-4.95a.75.75 0 0 1 0-1.06l4.95-4.95z" 1106 /> 1107 </svg> 1108 </button> 1109 <button class="awards-carousel__carousel-btn icon-button next"> 1110 <svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" viewBox="0 0 16 16"> 1111 <path 1112 fill="currentColor" 1113 d="M14.786 7.47a.75.75 0 0 1 0 1.06l-4.95 4.95-1.06-1.06 4.055-3.67H1v-1.5h11.831L8.775 3.581l1.06-1.061z" 1114 /> 1115 </svg> 1116 </button> 1117 </div> 1118 </div> 1119 </div> 1120 <awards-carousel class="fade-position" data-animate data-delay="300"> 1121 <ul class="awards-carousel__cards-list"> 1122 <li> 1123 <a href="https://fortune.com/ranking/americas-most-innovative-companies/" class="awards-carousel__card"> 1124 <div> 1125 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1126 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1127 <h5 class="h5 awards-carousel__card-title">Fortune</h5> 1128 <p class="p2 awards-carousel__card-text">Named to Fortune’s America’s Most Innovative Companies in 2026</p> 1129 </div> 1130 <span class="button-text awards-carousel__card-link"> 1131 <span>Award Details</span> 1132 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1133 </span> 1134 </a> 1135 </li> 1136 <li> 1137 <a href="https://www.centralbanking.com/awards/7975416/winners-of-the-central-banking-awards-2026-fourth-announcement" target="_blank" class="awards-carousel__card"> 1138 <div> 1139 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1140 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1141 <h5 class="h5 awards-carousel__card-title">Central Banking Awards 2026</h5> 1142 <p class="p2 awards-carousel__card-text">
1142Financial Market Infrastructure Services – Retail Award, recognizing the standout success of the Bre-B implementation in Colombia â Central Banking</p> 1143 </div> 1144 <span class="button-text awards-carousel__card-link"> 1145 <span>Award Details</span> 1146 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1147 </span> 1148 </a> 1149 </li> 1150 <li> 1151 <a href="" class="awards-carousel__card"> 1152 <div> 1153 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1154 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1155 <h5 class="h5 awards-carousel__card-title">The Asian Banker 2026</h5> 1156 <p class="p2 awards-carousel__card-text">Best Payment Technology Initiative in Asia Pacific together with Security Bank Corporation, Philippines </p> 1157 </div> 1158 <span class="button-text awards-carousel__card-link"> 1159 <span>Award Details</span> 1160 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1161 </span> 1162 </a> 1163 </li> 1164 <li> 1165 <a href="https://awards.mea-finance.com/bankingtech/2026/" target="_blank" class="awards-carousel__card"> 1166 <div> 1167 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1168 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1169 <h5 class="h5 awards-carousel__card-title">MEA Finance Banking Technology Summit & Awards 2026</h5> 1170 <p class="p2 awards-carousel__card-text">Most Innovative Payment Solutions Provider â ACI Worldwide</p> 1171 </div> 1172 <span class="button-text awards-carousel__card-link"> 1173 <span>Award Details</span> 1174 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1175 </span> 1176 </a> 1177 </li> 1178 <li> 1179 <a href="https://time.com/collection/americas-best-midsize-companies-2025/" target="_blank" class="awards-carousel__card"> 1180 <div> 1181 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1182 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1183 <h5 class="h5 awards-carousel__card-title">Best mid-size companies 2025</h5> 1184 <p class="p2 awards-carousel__card-text">for employee satisfaction, revenue growth, and sustainability transparency (ESG) </p> 1185 </div>
1186 <span class="button-text awards-carousel__card-link"> 1187 <span>Award Details</span> 1188 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1189 </span> 1190 </a> 1191 </li> 1192 <li> 1193 <a href="https://www.cnbc.com/the-worlds-top-fintech-companies-2025/https://www.cnbc.com/the-worlds-top-fintech-companies-2025/" target="_blank" class="awards-carousel__card"> 1194 <div> 1195 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1196 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1197 <h5 class="h5 awards-carousel__card-title">Recognized as a Worldâs Top Fintech Company</h5> 1198 <p class="p2 awards-carousel__card-text">Payments â CNBC</p> 1199 </div> 1200 <span class="button-text awards-carousel__card-link"> 1201 <span>Award Details</span> 1202 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1203 </span> 1204 </a> 1205 </li> 1206 <li> 1207 <a href="https://www.aciworldwide.com/orchestrating-the-future-of-fraud-prevention?utm_campaign=pm-2025-bnks-ebpp-mrch-payi-all-global-datos-fraud-and-aml-report-orso&utm_medium=press-release&utm_source=press-release" target="_blank" class="awards-carousel__card"> 1208 <div> 1209 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1210 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1211 <h5 class="h5 awards-carousel__card-title">Datos insights</h5> 1212 <p class="p2 awards-carousel__card-text">Recognized as a leading provider of fraud orchestration solutions</p> 1213 </div> 1214 <span class="button-text awards-carousel__card-link"> 1215 <span>Award Details</span> 1216 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1217 </span> 1218 </a> 1219 </li> 1220 <li> 1221 <a href="https://www.asianbankerawards.com/technology/" target="_blank" class="awards-carousel__card"> 1222 <div> 1223 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1224 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1225 <h5 class="h5 awards-carousel__card-title">The Asian Banker global financial technology innovation awards 2025</h5> 1226 <p class="p2 awards-carousel__card-text">Best corporate banking and payment technology initiative in Asia Pacific</p> 1227 </div>
1228 <span class="button-text awards-carousel__card-link"> 1229 <span>Award Details</span> 1230 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1231 </span> 1232 </a> 1233 </li> 1234 <li> 1235 <a href="https://www.youtube.com/watch?v=NW7tz7w4k6g" target="_blank" class="awards-carousel__card"> 1236 <div> 1237 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1238 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1239 <h5 class="h5 awards-carousel__card-title">Best Corporate Payments Solutions Provider</h5> 1240 <p class="p2 awards-carousel__card-text">Global BankTech Awards 2025 â ACI Connetic</p> 1241 </div> 1242 <span class="button-text awards-carousel__card-link"> 1243 <span>Award Details</span> 1244 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1245 </span> 1246 </a> 1247 </li> 1248 <li> 1249 <a href="https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.aciworldwide.com%2Fdatos-insights-payment-hubs-vendor-evaluation&esheet=54197414&newsitemid=20250204365629&lan=en-US&anchor=Datos+Insights%26%238217%3B+latest+vendor+evaluation+report+on+payment+hub+providers&index=2&md5=ca20e97e21885e672d48fa672626c95e" target="_blank" class="awards-carousel__card"> 1250 <div> 1251 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1252 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1253 <h5 class="h5 awards-carousel__card-title">Recognized as a Key Player</h5> 1254 <p class="p2 awards-carousel__card-text">By Datos Insights for Global Payment Hub Capabilities â ACI Enterprise Payments Platform</p> 1255 </div> 1256 <span class="button-text awards-carousel__card-link"> 1257 <span>Award Details</span> 1258 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1259 </span> 1260 </a> 1261 </li> 1262 <li> 1263 <a href="https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.aciworldwide.com%2Fidc-payment-systems-vendor-assessment&esheet=54156389&newsitemid=20241126165680&lan=en-US&anchor=IDC+MarketScape%3A+Worldwide+Integrated+Bank+Payment+Systems+2024+Vendor+Assessment&index=2&md5=2fd4bf711520fd783a1a8750afc96409" target="_blank" class="awards-carousel__card"> 1264 <div> 1265 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1266 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1267 <h5 class="h5 awards-carousel__card-title">Worldwide Leader in Integrated Bank Payment Systems</h5> 1268 <p class="p2 awards-carousel__card-text">In the IDC MarketScape: Worldwide Integrated Bank Payment Systems 2024 Vendor Assessment â ACI Enterprise Payments Platform</p> 1269 </div>
1270 <span class="button-text awards-carousel__card-link"> 1271 <span>Award Details</span> 1272 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1273 </span> 1274 </a> 1275 </li> 1276 <li> 1277 <a href="https://www.juniperresearch.com/awards/fintech-payments-awards/" target="_blank" class="awards-carousel__card"> 1278 <div> 1279 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1280 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1281 <h5 class="h5 awards-carousel__card-title">Juniper Research Future Digital Awards 2024</h5> 1282 <p class="p2 awards-carousel__card-text">Merchant Fraud Prevention Platform Platinum Prize â ACI Fraud Management for Merchants</p> 1283 </div> 1284 <span class="button-text awards-carousel__card-link"> 1285 <span>Award Details</span> 1286 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1287 </span> 1288 </a> 1289 </li> 1290 <li> 1291 <a href="https://investor.aciworldwide.com/news-releases/news-release-details/datos-names-aci-worldwide-best-class-payments-orchestration" class="awards-carousel__card"> 1292 <div> 1293 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1294 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1295 <h5 class="h5 awards-carousel__card-title">Datos Names ACI Worldwide</h5> 1296 <p class="p2 awards-carousel__card-text">Best in Class in Payments Orchestration â ACI Payments Orchestration Platform</p> 1297 </div> 1298 <span class="button-text awards-carousel__card-link"> 1299 <span>Award Details</span> 1300 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1301 </span> 1302 </a> 1303 </li> 1304 <li> 1305 <a href="https://www.juniperresearch.com/awards/fintech-payments-awards/" target="_blank" class="awards-carousel__card"> 1306 <div> 1307 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1308 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1309 <h5 class="h5 awards-carousel__card-title">Juniper Research Future Digital Awards 2024</h5> 1310 <p class="p2 awards-carousel__card-text">AI in Fraud Prevention Innovation Gold Prize â ACI Fraud Management for Merchants</p> 1311 </div>
1312 <span class="button-text awards-carousel__card-link"> 1313 <span>Award Details</span> 1314 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1315 </span> 1316 </a> 1317 </li> 1318 <li> 1319 <a href="https://investor.aciworldwide.com/news-releases/news-release-details/aci-worldwide-named-top-workplace-us-news-world-report-and" class="awards-carousel__card"> 1320 <div> 1321 <img decoding="async" class="awards-carousel__card-image perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/award-icon.svg" /> 1322 <img decoding="async" class="awards-carousel__card-bg perfmatters-lazy" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-src="https://www.aciworldwide.com/wp-content/themes/aciworldwide/assets/v2/dist/images/decorations/awards-carousel/award-bg.png" /> 1323 <h5 class="h5 awards-carousel__card-title">U.S. News & World Report</h5> 1324 <p class="p2 awards-carousel__card-text">Best Companies to Work For 2024-2025 â ACI Worldwide</p> 1325 </div> 1326 <span class="button-text awards-carousel__card-link"> 1327 <span>Award Details</span> 1328 <svg width="16" height="16"><use href="#arrow-up-right"></use></svg> 1329 </span> 1330 </a> 1331 </li> 1332 </ul> 1333 </awards-carousel> 1334 </div> 1335</section> 1336 1337 1338 1339<section data-theme="dark" class="text-columns" is="section-trigger"> 1340 1341 <div class="text-columns__gradient-wrapper fade" data-animate data-delay="100"> 1342 <div class="text-columns__gradient-sticky-top"> 1343 <div class="text-columns__gradient-1"></div> 1344 <div class="text-columns__gradient-2"></div> 1345 <div class="text-columns__gradient-3"></div> 1346 </div> 1347 <div class="text-columns__gradient-sticky-bottom"> 1348 <div class="text-columns__gradient-4-wrapper"> 1349 <div class="text-columns__gradient-4"></div> 1350 </div> 1351 <div class="text-columns__gradient-5"></div> 1352 <div class="text-columns__gradient-6-wrapper"> 1353 <div class="text-columns__gradient-6"></div> 1354 </div> 1355 <div class="text-columns__gradient-7-wrapper"> 1356 <div class="text-columns__gradient-7"></div> 1357 </div> 1358 <div class="text-columns__gradient-8-wrapper"> 1359 <div class="text-columns__gradient-8"></div> 1360 </div> 1361 </div> 1362 </div> 1363 1364 <text-columns> 1365 1366 <div class="container-v2 text-columns__container"> 1367 1368 <h2 class="h2 text-columns__title"> 1369 <span class="text-columns__title-1">Built</span> 1370 </h2> 1371 1372 1373 <div class="text-columns__text-content"> 1374 1375 <div class="text-columns__list-item"> 1376 1377 <h2 class="h2 text-columns__title"> 1378 1379 <span class="text-columns__title-2">to lead</span> 1380 1381 </h2> 1382 1383 <div class="text-columns__text-container"> 1384 1385 <p class="p1 text-columns__text"> 1386 1387 Weâve been redefining the payments landscape for 50Â years, staying ahead of payment trends and bringing visionary leadership to payments orchestration, so you can excel in the market. 1388 1389 </p> 1390 1391 </div> 1392 1393 </div> 1394 <div class="text-columns__list-item"> 1395 1396 <h2 class="h2 text-columns__title"> 1397 1398 <span class="text-columns__title-2">for speed</span> 1399 1400 </h2> 1401 1402 <div class="text-columns__text-container"> 1403 1404 <p class="p1 text-columns__text"> 1405 1406 Our cutting-edge, cloud-based technology makes it easier for you to keep up with the accelerating rate of payments modernization by onboarding new solutions faster and accelerating speed to market. 1407 1408 </p> 1409 1410 </div> 1411 1412 </div> 1413 <div class="text-columns__list-item"> 1414 1415 <h2 class="h2 text-columns__title"> 1416
1417 <span class="text-columns__title-2">to scale</span> 1418 1419 </h2> 1420 1421 <div class="text-columns__text-container"> 1422 1423 <p class="p1 text-columns__text"> 1424 1425 Our software solutions handle billions of transactions that move trillions of dollars every dayâwith rock-solid reliability so you can sleep at night. 1426 1427 </p> 1428 1429 </div> 1430 1431 </div> 1432 <div class="text-columns__list-item"> 1433 1434 <h2 class="h2 text-columns__title"> 1435 1436 <span class="text-columns__title-2">for security</span> 1437 1438 </h2> 1439 1440 <div class="text-columns__text-container"> 1441 1442 <p class="p1 text-columns__text"> 1443 1444 Our AI-powered payments intelligence and data security solutions serve peace of mind to thousands of banks, intermediaries, and merchants and deliver compliance and security you can count on. 1445 1446 </p> 1447 1448 </div> 1449 1450 </div> 1451 <div class="text-columns__list-item"> 1452 1453 <h2 class="h2 text-columns__title"> 1454 1455 <span class="text-columns__title-2">for you</span> 1456 1457 </h2> 1458 1459 <div class="text-columns__text-container"> 1460 1461 <p class="p1 text-columns__text"> 1462 1463 Our flexible, compliant solutions support the new payment experiences that fuel your growth and drive innovation, today and tomorrow. 1464 1465 </p> 1466 1467 </div> 1468 1469 </div> 1470 1471 </div> 1472 1473 </div> 1474 1475 </text-columns> 1476 1477</section> 1478 1479 1480 1481<section class="partners-list" data-theme="white" is="section-trigger"> 1482 <div class="container-v2"> 1483 <div class="partners-list__head p1"> 1484 <div class="fade-position" data-animate> 1485 <h3 class="u2">Partners</h3> 1486 1487 <h2 class="h2">Sparking payments innovation through collaboration</h2> 1488 1489 <p>ACIâs global network of partners helps us innovate quickly to continuously meet your needs.</p> 1490 </div> 1491 1492 1493 <div class="button-v2-group fade-position" data-animate data-delay="150"> 1494 <a href="https://www.aciworldwide.com/about-aci/become-a-partner" class="button-v2 button-v2--primary" target="_self"> 1495 Become a Partner 1496 </a> 1497 <a href="https://www.aciworldwide.com/our-partners" class="button-v2 button-v2--secondary" target="_self"> 1498 View All 1499 </a> 1500 </div> 1501 1502 </div> 1503 1504 <div class="partners-list__body fade-position" data-animate data-delay="300"> 1505 <div> 1506 <a href="https://www.aciworldwide.com/about-aci/partners/aws" class="partner-card" target="_self"> 1507 <span class="partner-card__media"> 1508 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="AWS" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/logo-aws.png" /> 1509 </span> 1510 1511 <span class="partner-card__body"> 1512 <span class="partner-card__title"> 1513 <h5 class="c1">AWS</h5> 1514 1515 <h6 class="p2">Cloud Providers</h6> 1516 </span> 1517 1518 <span class="partner-card__description p2"> 1519 <p>ACI Worldwide, a global leader in payment solutions, has forged a robust partnership with Amazon Web Services (AWS) to accelerate cloud service implementation.</p> 1520 <svg width="16" height="16"><use href="#arrow-right" /></svg> 1521 </span> 1522 </span> 1523 </a> 1524 </div> 1525 <div> 1526 <a href="https://www.aciworldwide.com/about-aci/partners/ibm" class="partner-card" target="_self">
1527 <span class="partner-card__media"> 1528 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="IBM" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/logo-ibm.png" /> 1529 </span> 1530 1531 <span class="partner-card__body"> 1532 <span class="partner-card__title"> 1533 <h5 class="c1">IBM</h5> 1534 1535 <h6 class="p2">Cloud Providers</h6> 1536 </span> 1537 1538 <span class="partner-card__description p2"> 1539 <p>IBM and ACI have partnered since the mid-1980s to provide financial institutions with highly reliable and full-function applications for transaction processing, transaction settlement, and</p> 1540 <svg width="16" height="16"><use href="#arrow-right" /></svg> 1541 </span> 1542 </span> 1543 </a> 1544 </div> 1545 <div> 1546 <a href="https://www.aciworldwide.com/about-aci/partners/microsoft" class="partner-card" target="_self"> 1547 <span class="partner-card__media"> 1548 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Microsoft" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/logo-microsoft.png" /> 1549 </span> 1550 1551 <span class="partner-card__body"> 1552 <span class="partner-card__title"> 1553 <h5 class="c1">Microsoft</h5> 1554 1555 <h6 class="p2">Cloud Providers</h6> 1556 </span> 1557 1558 <span class="partner-card__description p2"> 1559 <p>ACI has a global strategic collaboration with Microsoft via the Microsoft Partner Network to support the payments industryâs rapid adoption of technology deployed in</p> 1560 <svg width="16" height="16"><use href="#arrow-right" /></svg> 1561 </span> 1562 </span> 1563 </a> 1564 </div> 1565 <div> 1566 <a href="https://www.aciworldwide.com/about-aci/partners/redhat" class="partner-card" target="_self"> 1567 <span class="partner-card__media"> 1568 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Red Hat" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/logo-redhat.png" /> 1569 </span> 1570 1571 <span class="partner-card__body"> 1572 <span class="partner-card__title"> 1573 <h5 class="c1">Red Hat</h5> 1574 1575 <h6 class="p2">Cloud Providers</h6> 1576 </span> 1577 1578 <span class="partner-card__description p2"> 1579 <p>ACI Worldwide strengthens its support for cloud-native enterprise payment solutions through a partnership with Red Hat. This collaboration empowers banks, merchants, and billers to</p> 1580 <svg width="16" height="16"><use href="#arrow-right" /></svg> 1581 </span> 1582 </span> 1583 </a> 1584 </div> 1585 <div> 1586 <a href="https://www.aciworldwide.com/about-aci/partners/auriga-spa" class="partner-card" target="_self"> 1587 <span class="partner-card__media"> 1588 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Auriga SpA" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/logo-auriga.png" /> 1589 </span> 1590
1591 <span class="partner-card__body"> 1592 <span class="partner-card__title"> 1593 <h5 class="c1">Auriga SpA</h5> 1594 1595 <h6 class="p2">Technology</h6> 1596 </span> 1597 1598 <span class="partner-card__description p2"> 1599 <p>Auriga SpA provides the WWS solution that integrates with ACI’s Enterprise Payments Platform to provide a market leading next generation (NextGen) ATM and Self</p> 1600 <svg width="16" height="16"><use href="#arrow-right" /></svg> 1601 </span> 1602 </span> 1603 </a> 1604 </div> 1605 <div> 1606 <a href="https://www.aciworldwide.com/about-aci/partners/big-data-corp" class="partner-card" target="_self"> 1607 <span class="partner-card__media"> 1608 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="BigDataCorp" class="perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/logo-bigdatacorp.png" /> 1609 </span> 1610 1611 <span class="partner-card__body"> 1612 <span class="partner-card__title"> 1613 <h5 class="c1">BigDataCorp</h5> 1614 1615 <h6 class="p2">Technology</h6> 1616 </span> 1617 1618 <span class="partner-card__description p2"> 1619 <p>ACI Worldwide and BigDataCorp have partnered to provide Brazilian eCommerce merchants with CPF identity verification, enhancing fraud detection and reducing chargebacks, thereby improving transaction</p> 1620 <svg width="16" height="16"><use href="#arrow-right" /></svg> 1621 </span> 1622 </span> 1623 </a> 1624 </div> 1625 </div> 1626 </div> 1627</section> 1628 1629 1630 1631<section class="history-carousel" is="section-trigger"> 1632 <div class="container-v2 history-carousel__container"> 1633 <div class="history-carousel__head"> 1634 <h2 class="h2 history-carousel__title fade-position" data-animate data-delay="100"> 1635 Leading payments transformation since 1975 1636 </h2> 1637 <div class="history-carousel__carousel-header fade-position" data-animate> 1638 <button class="history-carousel__carousel-btn icon-button prev" disabled> 1639 <svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" viewBox="0 0 16 16"> 1640 <path 1641 fill="currentColor" 1642 d="M7.195 3.581 3.33 7.25h11.7v1.5H3.33l3.865 3.67-1.06 1.06-4.95-4.95a.75.75 0 0 1 0-1.06l4.95-4.95z" 1643 /> 1644 </svg> 1645 </button> 1646 <button class="history-carousel__carousel-btn icon-button next"> 1647 <svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" viewBox="0 0 16 16"> 1648 <path 1649 fill="currentColor" 1650 d="M14.786 7.47a.75.75 0 0 1 0 1.06l-4.95 4.95-1.06-1.06 4.055-3.67H1v-1.5h11.831L8.775 3.581l1.06-1.061z" 1651 /> 1652 </svg> 1653 </button> 1654 </div> 1655 </div> 1656 <history-carousel class="fade-position" data-animate data-delay="200"> 1657 <ul class="history-carousel__cards-list"> 1658 <li> 1659 <div class="history-carousel__card"> 1660 <h3 class="h1 history-carousel__card-title">2025</h3> 1661 <ul class="history-carousel__card-text"> 1662 <h3 class="c1 history-carousel__card-title">Authoring the Next Chapter of Payments Innovation</h3> 1663 <li class="p2 history-carousel__card-text-item"> 1664 ACI celebrates 50 years of powering the worldâs payments ecosystem 1665 </li> 1666 <li class="p2 history-carousel__card-text-item"> 1667 ACI redefines the payments hub with the launch of ACI Connetic® 1668 </li> 1669 </ul> 1670 </div> 1671 </li> 1672 <li> 1673 <div class="history-carousel__card"> 1674 <h3 class="h1 history-carousel__card-title">2024</h3> 1675 <ul class="history-carousel__card-text"> 1676 <h3 class="c1 history-carousel__card-title">Exponential Global Growth and Accolades</h3> 1677 <li class="p2 history-carousel__card-text-item"> 1678 ACI is live in 18 countries, 26 real-time schemes globally, and 10
1678real-time central infrastructures 1679 </li> 1680 <li class="p2 history-carousel__card-text-item"> 1681 U.S. News & World Report and Newsweek name ACI a Top Workplace 1682 </li> 1683 </ul> 1684 </div> 1685 </li> 1686 <li> 1687 <div class="history-carousel__card"> 1688 <h3 class="h1 history-carousel__card-title">2023</h3> 1689 <ul class="history-carousel__card-text"> 1690 <h3 class="c1 history-carousel__card-title">Pioneering New Payments Tech</h3> 1691 <li class="p2 history-carousel__card-text-item"> 1692 ACI is an early adopter of the Federal Reserveâs FedNow® Service 1693 </li> 1694 <li class="p2 history-carousel__card-text-item"> 1695 ACI announces a global strategic collaboration with Microsoft Azure 1696 </li> 1697 </ul> 1698 </div> 1699 </li> 1700 <li> 1701 <div class="history-carousel__card"> 1702 <h3 class="h1 history-carousel__card-title">2019</h3> 1703 <ul class="history-carousel__card-text"> 1704 <h3 class="c1 history-carousel__card-title">Big Growth for Bill Payments</h3> 1705 <li class="p2 history-carousel__card-text-item"> 1706 ACI makes its largest acquisition to date with Speedpay 1707 </li> 1708 </ul> 1709 </div> 1710 </li> 1711 <li> 1712 <div class="history-carousel__card"> 1713 <h3 class="h1 history-carousel__card-title">2015</h3> 1714 <ul class="history-carousel__card-text"> 1715 <h3 class="c1 history-carousel__card-title">Two Anniversaries</h3> 1716 <li class="p2 history-carousel__card-text-item"> 1717 ACI celebrates 40 years in payments and 20 years on Nasdaq 1718 </li> 1719 </ul> 1720 </div> 1721 </li> 1722 <li> 1723 <div class="history-carousel__card"> 1724 <h3 class="h1 history-carousel__card-title">2008</h3> 1725 <ul class="history-carousel__card-text"> 1726 <h3 class="c1 history-carousel__card-title">Global Expansion of Immediate Payments</h3> 1727 <li class="p2 history-carousel__card-text-item"> 1728 ACI begins processing immediate payments in Europe 1729 </li> 1730 </ul> 1731 </div> 1732 </li> 1733 <li> 1734 <div class="history-carousel__card"> 1735 <h3 class="h1 history-carousel__card-title">2002</h3> 1736 <ul class="history-carousel__card-text"> 1737 <h3 class="c1 history-carousel__card-title">Multi-channel Transactions for Banking Launched</h3> 1738 <li class="p2 history-carousel__card-text-item"> 1739 ACI launches BASE24âeps 1740 </li> 1741 </ul> 1742 </div> 1743 </li> 1744 <li> 1745 <div class="history-carousel__card"> 1746 <h3 class="h1 history-carousel__card-title">2000</h3> 1747 <ul class="history-carousel__card-text"> 1748 <h3 class="c1 history-carousel__card-title">A Quarter Century in Payments</h3> 1749 <li class="p2 history-carousel__card-text-item"> 1750 ACI turns 25 1751 </li> 1752 </ul> 1753 </div> 1754 </li> 1755 <li> 1756 <div class="history-carousel__card"> 1757 <h3 class="h1 history-carousel__card-title">1998</h3> 1758 <ul class="history-carousel__card-text"> 1759 <h3 class="c1 history-carousel__card-title">Top 100 x 2</h3> 1760 <li class="p2 history-carousel__card-text-item"> 1761 Forbes names ACI one of the 100 Fastest Growing Companies in America and among the Top 100 Dynamic Companies 1762 </li> 1763 </ul> 1764 </div> 1765 </li> 1766 <li> 1767 <div class="history-carousel__card"> 1768 <h3 class="h1 history-carousel__card-title">1996</h3> 1769 <ul class="history-carousel__card-text"> 1770 <h3 class="c1 history-carousel__card-title">Alternative Payments Launched</h3> 1771 <li class="p2 history-carousel__card-text-item"> 1772 ACI participates in the launch of storedâvalue smart cards with BASE24 during the Summer Olympics 1773 </li> 1774 </ul> 1775 </div> 1776 </li> 1777 <li> 1778 <div class="history-carousel__card"> 1779 <h3 class="h1 history-carousel__card-title">1991</h3> 1780 <ul class="history-carousel__card-text"> 1781 <h3 class="c1 history-carousel__card-title">First for EFT Software</h3> 1782 <li class="p2 history-carousel__card-text-item"> 1783 Frost & Sullivan ranks ACI first in the world for EFT software 1784 </li> 1785 </ul> 1786 </div> 1787 </li> 1788 <li> 1789 <div class="history-carousel__card"> 1790 <h3 class="h1 history-carousel__card-title">1983</h3> 1791 <ul class="history-carousel__card-text"> 1792 <h3 class="c1 history-carousel__card-title">Nasdaq Debut</h3> 1793 <li class="p2 history-carousel__card-text-item"> 1794 ACI lists its initial public offering on Nasdaq 1795 </li> 1796 </ul> 1797 </div> 1798 </li> 1799 <li> 1800 <div class="history-carousel__card"> 1801 <h3 class="h1 history-carousel__card-title">1982</h3> 1802 <ul class="history-carousel__card-text"> 1803 <h3 class="c1 history-carousel__card-title">ATM Transactions for Banking Launched</h3> 1804 <li class="p2 history-carousel__card-text-item"> 1805 ACI develops the BASE24 product family and releases BASE24-atm 1.0 1806 </li> 1807 </ul> 1808 </div> 1809 </li> 1810 <li> 1811 <div class="history-carousel__card"> 1812 <h3 class="h1 history-carousel__card-title">1979</h3> 1813 <ul class="history-carousel__card-text"> 1814 <h3 class="c1 history-carousel__card-title">First ATM Project</h3> 1815 <li class="p2 history-carousel__card-text-item"> 1816 ACI completes its first ATM project 1817 </li> 1818 </ul> 1819 </div> 1820 </li> 1821 <li> 1822 <div class="history-carousel__card"> 1823 <h3 class="h1 history-carousel__card-title">1975</h3> 1824 <ul class="history-carousel__card-text"> 1825 <h3 class="c1 history-carousel__card-title">The Beginning</h3> 1826 <li class="p2 history-carousel__card-text-item"> 1827 ACI is incorporated, with 5 employees, in Omaha, Nebraska, on October 7th 1828 </li> 1829 </ul> 1830 </div> 1831 </li> 1832 </ul> 1833 </history-carousel> 1834 </div> 1835</section> 1836 1837 1838 1839<section data-theme="white" class="map-banner" is="section-trigger"> 1840 <div class="container-v2 map-banner__container"> 1841 <div class="map-banner__head fade-position" data-animate> 1842 <div> 1843 <h3 class="u2 map-banner__subtitle">Our offices</h3> 1844 <h2 class="h2 map-banner__title">Bringing a 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1858<section class="capabilities" is="section-trigger" data-theme="white"> 1859 <div class="container-v2 grid"> 1860 <img decoding="async" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" class="capabilities__image fade-position perfmatters-lazy" data-animate alt="Diverse team collaborating on financial technology solutions at a modern office." data-src="https://www.aciworldwide.com/wp-content/uploads/2025/12/about-career-image.jpg" /> 1861 <h3 class="u1 capabilities__subtitle fade-position" data-animate data-delay="100">Careers</h3> 1862 <h2 class="h2 capabilities__title fade-position" data-animate data-delay="150"> 1863 ACI powers the global economy.
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2098Newsroom</span></a></li><li><a href="https://www.aciworldwide.com/support" class="link"><span>Support</span></a></li></ul></div><div class="footer__nav-list-wrapper fade-position" data-animate data-delay="150"><h2 class="c1 footer__nav-list-title">Partnership</h2><ul class="footer__nav-list c2"><li><a href="https://www.aciworldwide.com/partnership" class="link"><span>Become a partner</span></a></li><li><a href="https://www.aciworldwide.com/investor" class="link" target="_blank" rel="noopener noreferrer"><span>Investors</span><svg width="14" height="14"><use href="#arrow-up-right" /></svg></a></li><li><a href="https://www.aciworldwide.com/our-customers" class="link"><span>Customers</span></a></li><li><a href="https://www.aciworldwide.com/industries" class="link"><span>Industries</span></a></li></ul></div> </custom-footer> 2099 </div> 2100 2101 <div class="footer__bottom-section fade-position" data-animate data-delay="250"> 2102 <div class="footer__icon-social"> 2103 <div class="footer__aci-icon"> 2104 <circle-animator> 2105 <svg viewBox="0 0 88 88" xmlns="http://www.w3.org/2000/svg" class="footer__aci-icon"> 2106 <circle cx="12.7538" cy="21.6817" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2107 <circle cx="12.7538" cy="39.5359" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2108 <circle cx="3.8261" cy="39.5359" r="3.5761" fill="#2726DD" stroke="#101014" stroke-width="0.5" /> 2109 <circle cx="12.7538" cy="57.3915" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2110 <circle cx="3.8261" cy="57.3915" r="3.5761" fill="#2726DD" stroke="#101014" stroke-width="0.5" /> 2111 <circle cx="12.7538" cy="75.2461" r="3.5761" fill="#2726DD" stroke="#101014" stroke-width="0.5" /> 2112 <circle cx="57.3925" cy="3.8261" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2113 <circle cx="57.3925" cy="21.6816" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2114 <circle cx="57.3925" cy="39.5361" r="3.5761" fill="#2726DD" stroke="#101014" stroke-width="0.5" /> 2115 <circle cx="57.3925" cy="57.3915" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2116 <circle cx="57.3925" cy="75.246" r="3.5761" fill="#2726DD" stroke="#101014" stroke-width="0.5" /> 2117 <circle cx="12.7538" cy="12.7532" r="3.5761" fill="#2726DD" stroke="#101014" stroke-width="0.5" /> 2118 <circle cx="12.7538" cy="30.6088" r="3.5761" fill="#2726DD" stroke="#101014" stroke-width="0.5" /> 2119 <circle cx="3.8261" cy="30.6088" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2120 <circle cx="12.7538" cy="48.4645" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2121 <circle cx="3.8261" cy="48.4645" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2122 <circle cx="12.7538" cy="66.3186" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2123 <circle cx="3.8261" cy="30.6088" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2124 <circle cx="57.3925" cy="12.7533" r="3.5761" fill="#2726DD" stroke="#101014" stroke-width="0.5" /> 2125 <circle cx="57.3925" cy="30.6088" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2126 <circle cx="57.3925" cy="48.4643" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2127 <circle cx="57.3925" cy="66.3193" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2128 <circle cx="57.3925" cy="84.1742" r="3.5761" fill="#2726DD" stroke="#101014" stroke-width="0.5" /> 2129 <circle cx="21.6818" cy="21.6817" r="3.5761" fill="#2726DD" stroke="#101014" stroke-width="0.5" /> 2130 <circle cx="21.6818" cy="39.5359" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2131 <circle cx="21.6818" cy="57.3915" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2132 <circle cx="21.6818" cy="75.2461" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2133 <circle cx="66.3202" cy="21.6816" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2134 <circle cx="66.3202" cy="39.5361" r="3.5761" stroke="#101014" stroke-width="0.5" /> 2135 <circle cx="66.3202" cy="57.3915" r="3.5761" stroke="#101014" stroke-width="0.5" />
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2379-43885" class="mobile-menu-tabs__button p1"> 2380 <svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" fill="none"><path fill-rule="evenodd" clip-rule="evenodd" d="M9.53516 16.998C12.5681 16.9981 15.0264 19.4573 15.0264 22.4902C15.0261 25.5229 12.5679 27.9813 9.53516 27.9814C6.50231 27.9814 4.04327 25.523 4.04297 22.4902C4.04297 19.4572 6.50213 16.998 9.53516 16.998ZM9.53516 18.6982C7.44101 18.6982 5.74316 20.3961 5.74316 22.4902C5.74346 24.5841 7.44119 26.2822 9.53516 26.2822C11.629 26.2821 13.3269 24.5841 13.3271 22.4902C13.3271 20.3962 11.6292 18.6983 9.53516 18.6982Z" fill="#101014"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M22.4834 17.0039C25.5146 17.004 27.9714 19.4611 27.9717 22.4922C27.9717 25.5235 25.5147 27.9814 22.4834 27.9814C19.452 27.9814 16.9941 25.5236 16.9941 22.4922C16.9944 19.461 19.4522 17.0039 22.4834 17.0039ZM22.4834 18.7031C20.3911 18.7031 18.6946 20.3999 18.6943 22.4922C18.6943 24.5847 20.3909 26.2812 22.4834 26.2812C24.5758 26.2812 26.2725 24.5846 26.2725 22.4922C26.2722 20.4 24.5757 18.7032 22.4834 18.7031Z" fill="#101014"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M9.53516 4.01855C12.5679 4.01865 15.0261 6.47705 15.0264 9.50977C15.0264 12.5427 12.5681 15.0019 9.53516 15.002C6.50213 15.002 4.04297 12.5428 4.04297 9.50977C4.04327 6.47699 6.50231 4.01855 9.53516 4.01855ZM9.53516 5.71777C7.44119 5.71777 5.74346 7.41587 5.74316 9.50977C5.74316 11.6039 7.44101 13.3018 9.53516 13.3018C11.6292 13.3017 13.3271 11.6038 13.3271 9.50977C13.3269 7.41593 11.629 5.71787 9.53516 5.71777Z" fill="#101014"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M22.4834 4.01855C25.5147 4.01861 27.9717 6.47648 27.9717 9.50781C27.9714 12.5389 25.5146 14.996 22.4834 14.9961C19.4522 14.9961 16.9944 12.539 16.9941 9.50781C16.9941 6.47645 19.452 4.01855 22.4834 4.01855ZM22.4834 5.71875C20.3909 5.71875 18.6943 7.41533 18.6943 9.50781C18.6946 11.6001 20.3911 13.2969 22.4834 13.2969C24.5757 13.2968 26.2722 11.6 26.2725 9.50781C26.2725 7.41536 24.5758 5.7188 22.4834 5.71875Z" fill="#101014"></path></svg> 2381 2382 <span>By industry</span> 2383 2384 <svg width="16" height="16"> 2385 <use href="#chevron-right" /> 2386 </svg> 2387 </button> 2388 </li></ul> 2389 </div> 2390 </div> 2391 </drop-down></li><li class="mobile-menu__tabs-item"><li class="mobile-menu__tabs-item"> 2392 <drop-down class="mobile-menu-dropdown"> 2393 <button class="js-button mobile-menu-dropdown__toggler p1"> 2394 <span>Company</span> 2395 2396 <svg width="16" height="16"> 2397 <use href="#chevron-down" /> 2398 </svg> 2399 </button> 2400 2401 <div class="js-outer"> 2402 <div class="js-inner mobile-menu-dropdown__inner"> 2403 <div class="mobile-simple-menu c2"><div class="mobile-simple-menu__item"> 2404 <h5 class="u2">About</h5> 2405 <ul><li><a href="https://www.aciworldwide.com/about-aci" target="_self">About ACI</a></li><li><a href="https://www.aciworldwide.com/about-aci/careers" target="_self">Careers</a></li><li><a href="https://www.aciworldwide.com/about-aci/corporate-sustainability" target="_self">Corporate sustainability</a></li></ul> 2406 </div><div class="mobile-simple-menu__item"> 2407 <h5 class="u2">Resources</h5> 2408 <ul><li><a href="https://www.aciworldwide.com/blog" target="_self">Blog</a></li><li><a href="https://www.aciworldwide.com/events" target="_self">Events</a></li><li><a href="https://www.aciworldwide.com/resources" target="_self">Knowledge hub</a></li><li><a href="https://www.aciworldwide.com/real-time" target="_self">Inside real-time</a></li><li><a href="https://www.aciworldwide.com/guides" target="_self">Industry guides</a></li><li><a href="https://www.aciworldwide.com/about-aci/industry-associations" target="_self">Industry associations</a></li><li><a href="https://www.aciworldwide.com/newsroom" target="_self">Newsroom</a></li></ul> 2409 </div></div><div class="mobile-aside-menu"> 2410 <ul> 2411 <li> 2412 <a href="https://content.aciworldwide.com/reports/retail-payments-optimization-gap" class="banner-horizontal" target=""> 2413 <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" class="banner-horizontal__image perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2026/07/halftone_1783971942.png" /> 2414
2415 <span class="banner-horizontal__title p3">Discover why retailers are losing revenue through payment inefficienciesâand how to close the optimization gap.</span> 2416 2417 <span class="link button-text"> 2418 Learn More 2419 <svg width="16" height="16"> 2420 <use href="#arrow-right" /> 2421 </svg> 2422 </span> 2423 </a> 2424 </li> 2425 2426 <li> 2427 <a href="https://www.aciworldwide.com/the-future-of-cards" class="banner-horizontal" target=""> 2428 <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" class="banner-horizontal__image perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2026/04/halftone_1783970494.jpg" /> 2429 2430 <span class="banner-horizontal__title p3">Explore how cards are evolving through tokenization, digital wallets, and next-generation payment experiences.</span> 2431 2432 <span class="link button-text"> 2433 Learn More 2434 <svg width="16" height="16"> 2435 <use href="#arrow-right" /> 2436 </svg> 2437 </span> 2438 </a> 2439 </li> 2440 </ul> 2441 </div></div> 2442 </div> 2443 </drop-down> 2444 </li></li><li class="mobile-menu__tabs-item"><a href="https://www.aciworldwide.com/our-customers" class="mobile-menu-dropdown__toggler p1">Customers</a></li><li class="mobile-menu__tabs-item"><a href="https://www.aciworldwide.com/partnership" class="mobile-menu-dropdown__toggler p1">Partnership</a></li><li class="mobile-menu__tabs-item"> <a 2445 href="https://www.aciworldwide.com/investor" 2446 target="_blank" 2447 rel="noopener noreferrer" 2448 class="mobile-menu-dropdown__toggler p1" 2449 > 2450 <span>Investors</span> 2451 2452 <svg width="16" height="16"> 2453 <use href="#arrow-up-right" /> 2454 </svg> 2455 </a></li> 2456 </ul> 2457 </nav> 2458 <div class="mobile-menu__foot"> 2459 <div class="mobile-menu__buttons"> 2460 <a href="https://www.aciworldwide.com/about-aci/contact-us" target="_self" rel="" class="button-v2 button-v2--primary">Contact Sales</a></li> 2461<a href="https://www.aciworldwide.com/support" target="_self" rel="" class="button-v2 button-v2--secondary">Log In</a></li> 2462 2463 </div> 2464 </div> 2465 </div> 2466 <div class="mobile-menu__close"> 2467 <button is="dialog-button" data-action="close" data-target="all" class="action-icon-button"> 2468 <svg width="24" height="24"> 2469 <use href="#x-mark" /> 2470 </svg> 2471 <span class="visually-hidden">Close Dialog</span> 2472 </button> 2473 </div> 2474 </dialog> 2475 2476 <dialog is="custom-dialog" id="sub-menu-43856" class="mobile-menu mobile-menu--sub top-nav--banking"> 2477 <div class="mobile-menu__head"> 2478 <form method="dialog"> 2479 <button class="button-v2 mobile-menu__back"> 2480 <svg width="32" height="32"><use href="#chevron-left" /></svg> 2481 <span class="mobile-menu__item-icon"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" ><path fill-rule="evenodd" clip-rule="evenodd" d="M25.6465 5.02344C27.4966 5.02344 28.9961 6.52387 28.9961 8.37402V23.627C28.9958 25.4769 27.4965 26.9756 25.6465 26.9756H6.35742C4.50727 26.9756 3.00781 25.4761 3.00781 23.626V8.37305C3.00808 6.52312 4.50743 5.02344 6.35742 5.02344H25.6465ZM4.70703 15.9824V23.626C4.70703 24.5372 5.44615 25.2764 6.35742 25.2764H25.6465C26.5578 25.2764 27.2969 24.5372 27.2969 23.626V15.9824H4.70703ZM4.70703 14.2832H27.2969V11.7646H4.70703V14.2832ZM6.35742 6.72266C5.44631 6.72266 4.70729 7.462 4.70703 8.37305V10.0654H27.2969V8.37305C27.2966 7.462 26.5576 6.72266 25.6465 6.72266H6.35742Z" ></path></svg> </span>
2482 <span class="p2"> 2483 Banking 2484 <span class="p3">ACI Connetic</span> 2485 </span> 2486 </button> 2487 </form> 2488 </div><div class="mobile-menu__body"> 2489 <nav class="sub-menu-list"> 2490 <div class="sub-menu-list__head"> 2491 <a href="https://www.aciworldwide.com/solutions/payments-hub" class="top-link p3" target="_self"> 2492 <span class="top-link__title h5"> 2493 ACI Connetic 2494 <svg width="24" height="24"><use href="#arrow-right" /></svg> 2495 </span> 2496 2497 <span class="top-link__description">Built to help you stay ahead, today and tomorrow</span> 2498 </a> 2499 </div> 2500 2501 <div class="sub-menu-list__row"><div class="sub-menu-list__col"> 2502 <h6 class="u2">Built for account-to-account</h6> 2503 <ul><li> 2504 <a href="https://www.aciworldwide.com/solutions/aci-high-value-real-time-payments" class="c2" target="_self"> 2505 <span>RTGS / Wires</span> 2506 <span class="p3">Integrate multiple payment processing capabilities at the lowest cost</span> 2507 </a> 2508 </li><li> 2509 <a href="https://www.aciworldwide.com/solutions/aci-low-value-real-time-payments" class="c2" target="_self"> 2510 <span>Real-time, instant payments</span> 2511 <span class="p3">Let banks and processors connect to all real-time global schemes</span> 2512 </a> 2513 </li><li> 2514 <a href="https://www.aciworldwide.com/solutions/cross-border-payments" class="c2" target="_self"> 2515 <span>Cross-border payments</span> 2516 <span class="p3">Use local payment methods, anywhere in the world</span> 2517 </a> 2518 </li></ul> 2519 </div><div class="sub-menu-list__col"> 2520 <h6 class="u2">Built for cards</h6> 2521 <ul><li> 2522 <a href="https://www.aciworldwide.com/solutions/aci-acquiring" class="c2" target="_self"> 2523 <span>Acquiring</span> 2524 <span class="p3">Increase revenue and manage risk with a single, secure solution</span> 2525 </a> 2526 </li><li> 2527 <a href="https://www.aciworldwide.com/solutions/aci-issuing" class="c2" target="_self"> 2528 <span>Issuing</span> 2529 <span class="p3">Get a single, secure, cloud-ready issuing solution for all payment types</span> 2530 </a> 2531 </li><li> 2532 <a href="https://www.aciworldwide.com/solutions/atm-driving-acquiring-and-processing" class="c2" target="_self"> 2533 <span>ATMs</span> 2534 <span class="p3">Give customers a welcoming experience and reduce your costs</span> 2535 </a> 2536 </li></ul> 2537 </div><div class="sub-menu-list__col"> 2538 <h6 class="u2">Built for central infrastructure</h6> 2539 <ul><li> 2540 <a href="https://www.aciworldwide.com/solutions/digital-central-infrastructure" class="c2" target="_self"> 2541 <span>Digital central infrastructure</span> 2542 <span class="p3">Get to market faster with a single, innovative payments infrastructure solution</span> 2543 </a> 2544 </li></ul> 2545 </div><div class="sub-menu-list__col"> 2546 <h6 class="u2">Built for fraud</h6> 2547 <ul><li> 2548 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-banking" class="c2" target="_self"> 2549 <span>Fraud management for banking</span> 2550 <span class="p3">Integrated real-time fraud management</span> 2551 </a> 2552 </li></ul> 2553 </div><div class="sub-menu-list__col"> 2554 <h6 class="u2">Built for payments messaging</h6> 2555 <ul><li> 2556 <a href="https://www.aciworldwide.com/solutions/financial-messaging" class="c2" target="_self">
2557 <span>Financial messaging</span> 2558 <span class="p3">Unified messaging across payment standards and schemes</span> 2559 </a> 2560 </li></ul> 2561 </div></div> 2562 </nav><div class="mobile-menu__foot"> 2563 <a href="/payments-in-transition" target="" class="banner-horizontal"> 2564 <img data-perfmatters-preload src="https://www.aciworldwide.com/wp-content/uploads/2025/11/banner-banking.jpg" class="banner-horizontal__image" fetchpriority="high"> 2565 <span class="banner-horizontal__title p3">Take charge now: Discover transformative strategies driving payment innovation worldwide.</span> 2566 <span class="link button-text">Learn More 2567 <svg width="16" height="16"> 2568 <use href="#arrow-right" /> 2569 </svg> 2570 </span> 2571 </a> 2572 </div></div><div class="mobile-menu__close"> 2573 <button is="dialog-button" data-action="close" data-target="all" class="action-icon-button"> 2574 <svg width="24" height="24"><use href="#x-mark" /></svg> 2575 <span class="visually-hidden">Close Dialog</span> 2576 </button> 2577 </div> 2578 </dialog><dialog is="custom-dialog" id="sub-menu-43882" class="mobile-menu mobile-menu--sub top-nav--merchants"> 2579 <div class="mobile-menu__head"> 2580 <form method="dialog"> 2581 <button class="button-v2 mobile-menu__back"> 2582 <svg width="32" height="32"><use href="#chevron-left" /></svg> 2583 <span class="mobile-menu__item-icon"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" ><path d="M11.8096 13.0186C12.5274 13.0186 13.1091 13.6006 13.1094 14.3184C13.1094 15.0363 12.5275 15.6191 11.8096 15.6191C11.0917 15.619 10.5098 15.0363 10.5098 14.3184C10.51 13.6007 11.0918 13.0187 11.8096 13.0186Z" ></path><path d="M20.1963 13.0186C20.9141 13.0186 21.4959 13.6006 21.4961 14.3184C21.4961 15.0363 20.9143 15.6191 20.1963 15.6191C19.4784 15.619 18.8965 15.0363 18.8965 14.3184C18.8967 13.6007 19.4786 13.0187 20.1963 13.0186Z" ></path><path fill-rule="evenodd" clip-rule="evenodd" d="M16.0029 2.08691C18.7877 2.08697 21.0449 4.34515 21.0449 7.12988V9.04785H26.1328C27.7067 9.04797 28.9824 10.3235 28.9824 11.8975V25.1748C28.9821 26.7485 27.7065 28.0243 26.1328 28.0244H5.87305C4.29924 28.0244 3.02377 26.7485 3.02344 25.1748V11.8975C3.02344 10.3234 4.29904 9.04785 5.87305 9.04785H10.9609V7.12988C10.9609 4.34511 13.2182 2.08691 16.0029 2.08691ZM5.87305 10.7471C5.23792 10.7471 4.72266 11.2623 4.72266 11.8975V25.1748C4.72299 25.8096 5.23812 26.3242 5.87305 26.3242H26.1328C26.7676 26.3241 27.2819 25.8096 27.2822 25.1748V11.8975C27.2822 11.2624 26.7678 10.7472 26.1328 10.7471H5.87305ZM16.0029 3.78711C14.157 3.78711 12.6602 5.28399 12.6602 7.12988V9.04785H19.3447V7.12988C19.3447 5.28403 17.8488 3.78717 16.0029 3.78711Z" ></path></svg> </span> 2584 <span class="p2"> 2585 Merchant payments 2586 <span class="p3">ACI Payments Orchestration Platform</span> 2587 </span> 2588 </button> 2589 </form> 2590 </div><div class="mobile-menu__body"> 2591 <nav class="sub-menu-list"> 2592 <div class="sub-menu-list__head"> 2593 <a href="https://www.aciworldwide.com/solutions/payments-orchestration-platform" class="top-link p3" target="_self"> 2594 <span class="top-link__title h5"> 2595 ACI Payments Orchestration Platform 2596 <svg width="24" height="24"><use href="#arrow-right" /></svg> 2597 </span> 2598 2599 <span class="top-link__description">Built to be your competitive advantage </span> 2600 </a> 2601 </div> 2602 2603 <div class="sub-menu-list__row"><div class="sub-menu-list__col"><ul><li> 2604 <a href="https://www.aciworldwide.com/solutions/multi-acquiring" class="c2" target="_self"> 2605 <span>Multi-acquiring</span> 2606 <span class="p3">Get more flexibility and control over acquiring</span> 2607 </a> 2608 </li><li> 2609 <a href="https://www.aciworldwide.com/solutions/merchant-alternative-payment-methods" class="c2" target="_self">
2610 <span>Alternative payment methods</span> 2611 <span class="p3">Give customers the payment options they trust</span> 2612 </a> 2613 </li><li> 2614 <a href="https://www.aciworldwide.com/solutions/international-payments-expansion" class="c2" target="_self"> 2615 <span>Cross-border eCommerce</span> 2616 <span class="p3">Get all the payment partners you need in a single integration</span> 2617 </a> 2618 </li><li> 2619 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-merchants" class="c2" target="_self"> 2620 <span>Payments intelligence</span> 2621 <span class="p3">Stay ahead of financial crime and fraud with AI</span> 2622 </a> 2623 </li><li> 2624 <a href="https://www.aciworldwide.com/solutions/tokenization" class="c2" target="_self"> 2625 <span>Omni-tokens</span> 2626 <span class="p3">Keep customer data safe across all channels and stay compliant</span> 2627 </a> 2628 </li><li> 2629 <a href="https://www.aciworldwide.com/solutions/aci-secure-ecommerce" class="c2" target="_self"> 2630 <span>Connectors and plug-ins</span> 2631 <span class="p3">Connect to leading eCommerce software platforms, AI-powered fraud capabilities, and more</span> 2632 </a> 2633 </li></ul> 2634 </div><div class="sub-menu-list__col"> 2635 <ul> <li> 2636 <a href="https://www.aciworldwide.com/solutions/aci-omni-commerce" target="" class="button-text"> 2637 Built for omni-commerce 2638 <svg width="16" height="16"><use href="#arrow-right" /></svg> 2639 </a> 2640 </li> <li> 2641 <a href="https://www.aciworldwide.com/solutions/aci-secure-ecommerce" target="" class="button-text"> 2642 Built for eCommerce 2643 <svg width="16" height="16"><use href="#arrow-right" /></svg> 2644 </a> 2645 </li> <li> 2646 <a href="https://www.aciworldwide.com/solutions/in-store-merchant-payments" target="" class="button-text"> 2647 Built for in-store 2648 <svg width="16" height="16"><use href="#arrow-right" /></svg> 2649 </a> 2650 </li> <li> 2651 <a href="https://www.aciworldwide.com/industries/payment-service-providers" target="" class="button-text"> 2652 Built for PSPs 2653 <svg width="16" height="16"><use href="#arrow-right" /></svg> 2654 </a> 2655 </li> <li> 2656 <a href="https://docs.aciworldwide.com" target="_blank" class="button-text"> 2657 Built for developers 2658 <svg width="16" height="16"><use href="#arrow-right" /></svg> 2659 </a> 2660 </li></ul> 2661 </div></div> 2662 </nav><div class="mobile-menu__foot"> 2663 <a href="https://content.aciworldwide.com/reports/retail-payments-optimization-gap" target="_blank" class="banner-horizontal"> 2664 <img data-perfmatters-preload src="https://www.aciworldwide.com/wp-content/uploads/2026/07/halftone_1783971942-96h.png" class="banner-horizontal__image" fetchpriority="high"> 2665 <span class="banner-horizontal__title p3">Uncover the payments optimization strategies helping retailers boost revenue and customer satisfaction.</span> 2666 <span class="link button-text">Learn More 2667 <svg width="16" height="16"> 2668 <use href="#arrow-right" /> 2669 </svg> 2670 </span> 2671 </a> 2672 </div></div><div class="mobile-menu__close"> 2673 <button is="dialog-button" data-action="close" data-target="all" class="action-icon-button"> 2674 <svg width="24" height="24"><use href="#x-mark" /></svg> 2675 <span class="visually-hidden">Close Dialog</span> 2676 </button> 2677 </div> 2678 </dialog>
2678<dialog is="custom-dialog" id="sub-menu-43883" class="mobile-menu mobile-menu--sub top-nav--billers"> 2679 <div class="mobile-menu__head"> 2680 <form method="dialog"> 2681 <button class="button-v2 mobile-menu__back"> 2682 <svg width="32" height="32"><use href="#chevron-left" /></svg> 2683 <span class="mobile-menu__item-icon"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" ><path d="M20.998 15.0029H11.0166V13.3037H20.998V15.0029Z" ></path><path d="M20.998 10.7305H11.0166V9.03125H20.998V10.7305Z" ></path><path fill-rule="evenodd" clip-rule="evenodd" d="M24.1768 3.00977C25.7507 3.00976 27.0262 4.28548 27.0264 5.85938V27.126C27.0264 28.6121 25.3628 29.4921 24.1348 28.6553L21.1074 26.5918C20.678 26.2993 20.1054 26.3308 19.7109 26.6689L17.8945 28.2285C16.8375 29.1355 15.2797 29.1451 14.2109 28.252L12.2949 26.6514C11.8994 26.3209 11.3323 26.2935 10.9072 26.585L7.9043 28.6445C6.67665 29.4865 5.00781 28.6078 5.00781 27.1191V5.85938C5.00795 4.28551 6.28353 3.00981 7.85742 3.00977H24.1768ZM7.85742 4.70898C7.22242 4.70903 6.70717 5.22439 6.70703 5.85938V27.1191C6.70703 27.2398 6.84285 27.3114 6.94238 27.2432L9.94531 25.1836C10.9989 24.4611 12.4055 24.5274 13.3857 25.3467L15.3008 26.9473C15.7319 27.3077 16.3606 27.3043 16.7871 26.9385L18.6035 25.3789C19.581 24.5402 21 24.4614 22.0645 25.1865L25.0928 27.25C25.1923 27.3175 25.3271 27.2464 25.3271 27.126V5.85938C25.327 5.22436 24.8118 4.70898 24.1768 4.70898H7.85742Z" ></path></svg> </span> 2684 <span class="p2"> 2685 Bill payments 2686 <span class="p3">ACI Speedpay</span> 2687 </span> 2688 </button> 2689 </form> 2690 </div><div class="mobile-menu__body"> 2691 <nav class="sub-menu-list"> 2692 <div class="sub-menu-list__head"> 2693 <a href="https://www.aciworldwide.com/solutions/aci-speedpay" class="top-link p3" target="_self"> 2694 <span class="top-link__title h5"> 2695 ACI Speedpay 2696 <svg width="24" height="24"><use href="#arrow-right" /></svg> 2697 </span> 2698 2699 <span class="top-link__description">Give your customers what they want with one platform</span> 2700 </a> 2701 </div> 2702 2703 <div class="sub-menu-list__row"><div class="sub-menu-list__col"><ul><li> 2704 <a href="https://www.aciworldwide.com/solutions/intuitive-bill-payment-experience" class="c2" target="_self"> 2705 <span>Intuitive user experience</span> 2706 <span class="p3">Create custom user experiences with powerful bill payment capabilities</span> 2707 </a> 2708 </li><li> 2709 <a href="https://www.aciworldwide.com/solutions/loan-servicing-software" class="c2" target="_self"> 2710 <span>Consumer lending payment solutions</span> 2711 <span class="p3">Let customers pay their bills quickly and securely</span> 2712 </a> 2713 </li><li> 2714 <a href="https://www.aciworldwide.com/solutions/integrated-treasury-management" class="c2" target="_self"> 2715 <span>Optimized interchange controls</span> 2716 <span class="p3">Get paid faster and simplify reconciliation with a single solution</span> 2717 </a> 2718 </li><li> 2719 <a href="https://www.aciworldwide.com/solutions/pci-compliance-solutions" class="c2" target="_self"> 2720 <span>PCI DSS compliant solutions</span> 2721 <span class="p3">Keep data safe and stay ahead of compliance requirements</span> 2722 </a> 2723 </li><li> 2724 <a href="https://www.aciworldwide.com/solutions/mobile-wallet-bill-presentment-and-payment-platform" class="c2" target="_self"> 2725 <span>Digital wallets & APMs</span> 2726 <span class="p3">Provide fast, easy, secure, and cost-effective digital payment options</span> 2727 </a> 2728 </li><li> 2729 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-billers" class="c2" target="_self">
2730 <span>AI-powered fraud management</span> 2731 <span class="p3">Protect your customers across all channels with a single API powered by AI</span> 2732 </a> 2733 </li><li> 2734 <a href="https://www.aciworldwide.com/solutions/real-time-disbursements" class="c2" target="_self"> 2735 <span>Real-time disbursements</span> 2736 <span class="p3">Use the latest payment options to send money in real time</span> 2737 </a> 2738 </li><li> 2739 <a href="https://www.aciworldwide.com/solutions/bill-payment-engine-api" class="c2" target="_self"> 2740 <span>Bill pay APIs & SDKs</span> 2741 <span class="p3">Easily outsource billing and payment processing</span> 2742 </a> 2743 </li></ul> 2744 </div></div> 2745 </nav><div class="mobile-menu__foot"> 2746 <a href="https://www.aciworldwide.com/aci-speedpay-pulse-report" target="" class="banner-horizontal"> 2747 <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" class="banner-horizontal__image perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2025/11/banner-bill-payments.jpg" /> 2748 <span class="banner-horizontal__title p3">Stay ahead of the bill pay curve: Uncover key trends and consumer insights shaping smarter billing strategies.</span> 2749 <span class="link button-text">Learn More 2750 <svg width="16" height="16"> 2751 <use href="#arrow-right" /> 2752 </svg> 2753 </span> 2754 </a> 2755 </div></div><div class="mobile-menu__close"> 2756 <button is="dialog-button" data-action="close" data-target="all" class="action-icon-button"> 2757 <svg width="24" height="24"><use href="#x-mark" /></svg> 2758 <span class="visually-hidden">Close Dialog</span> 2759 </button> 2760 </div> 2761 </dialog><dialog is="custom-dialog" id="sub-menu-43884" class="mobile-menu mobile-menu--sub top-nav--fraud"> 2762 <div class="mobile-menu__head"> 2763 <form method="dialog"> 2764 <button class="button-v2 mobile-menu__back"> 2765 <svg width="32" height="32"><use href="#chevron-left" /></svg> 2766 <span class="mobile-menu__item-icon"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" ><path fill-rule="evenodd" clip-rule="evenodd" d="M16.4199 2.07407C17.8688 2.22631 19.2915 2.58672 20.6426 3.14634C22.4839 3.90908 24.1571 5.02711 25.5664 6.43638C26.9757 7.84566 28.0937 9.51893 28.8564 11.3602C29.416 12.7112 29.7764 14.134 29.9287 15.5829C30.0742 16.9683 28.933 18.0184 27.6621 18.0184H26.9355C26.4207 24.161 21.2726 28.9861 14.9971 28.9862C8.37995 28.9862 3.01583 23.6218 3.01562 17.0047C3.01562 10.7286 7.84112 5.58042 13.9844 5.06626V4.34067C13.9846 3.06998 15.0346 1.92861 16.4199 2.07407ZM15.6836 18.0184V27.2596C20.7051 26.9283 24.7412 22.9957 25.2285 18.0184H15.6836ZM13.9844 6.77232C8.78131 7.28109 4.71484 11.6681 4.71484 17.0047C4.71504 22.3412 8.78146 26.7265 13.9844 27.2352V6.77232ZM16.2422 3.7645C15.9801 3.73714 15.6838 3.95506 15.6836 4.34067V16.3192H27.6621C28.048 16.3192 28.2657 16.0228 28.2383 15.7606C28.1031 14.4741 27.7831 13.2103 27.2861 12.0106C26.6088 10.3756 25.6157 8.88993 24.3643 7.63853C23.1128 6.38713 21.6272 5.39396 19.9922 4.71665C18.7924 4.21972 17.5288 3.89969 16.2422 3.7645Z" ></path></svg> </span> 2767 <span class="p2"> 2768 Fraud management 2769 <span class="p3">Payments intelligence</span> 2770 </span> 2771 </button> 2772 </form> 2773 </div><div class="mobile-menu__body"> 2774 <nav class="sub-menu-list"> 2775 <div class="sub-menu-list__head"> 2776 <a href="https://www.aciworldwide.com/solutions/fraud-management" class="top-link p3" target="_self"> 2777 <span class="top-link__title h5"> 2778 Payments Intelligence 2779 <svg width="24" height="24"><use href="#arrow-right" /></svg> 2780 </span> 2781
2782 <span class="top-link__description">Built to outpace, outsmart, and outperform fraud</span> 2783 </a> 2784 </div> 2785 2786 <div class="sub-menu-list__row"><div class="sub-menu-list__col"><ul><li> 2787 <a href="https://www.aciworldwide.com/solutions/anti-money-laundering" class="c2" target="_self"> 2788 <span>Anti-money laundering</span> 2789 <span class="p3">Manage risk and remain compliant</span> 2790 </a> 2791 </li><li> 2792 <a href="https://www.aciworldwide.com/solutions/robotic-process-automation" class="c2" target="_self"> 2793 <span>Robotic process automation</span> 2794 <span class="p3">Automate repetitive tasks and reduce fraud losses</span> 2795 </a> 2796 </li><li> 2797 <a href="https://www.aciworldwide.com/solutions/chargeback-protection" class="c2" target="_self"> 2798 <span>Chargeback protection and management</span> 2799 <span class="p3">Improve profitability with advanced chargeback protection</span> 2800 </a> 2801 </li><li> 2802 <a href="https://www.aciworldwide.com/solutions/digital-identity-solutions" class="c2" target="_self"> 2803 <span>Digital identity solutions</span> 2804 <span class="p3">Orchestrate consumer data to establish trust</span> 2805 </a> 2806 </li><li> 2807 <a href="https://www.aciworldwide.com/solutions/fraud-management" class="c2" target="_self"> 2808 <span>ACI Fraud Management</span> 2809 <span class="p3">Get full-service fraud management in the cloud</span> 2810 </a> 2811 </li><li> 2812 <a href="https://www.aciworldwide.com/solutions/sca-compliance" class="c2" target="_self"> 2813 <span>SCA compliance</span> 2814 <span class="p3">Get strong customer authentication (SCA) compliance</span> 2815 </a> 2816 </li></ul> 2817 </div><div class="sub-menu-list__col"> 2818 <ul> <li> 2819 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-banking" target="" class="button-text"> 2820 Built for banking 2821 <svg width="16" height="16"><use href="#arrow-right" /></svg> 2822 </a> 2823 </li> <li> 2824 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-merchants" target="" class="button-text"> 2825 Built for merchant payments 2826 <svg width="16" height="16"><use href="#arrow-right" /></svg> 2827 </a> 2828 </li> <li> 2829 <a href="https://www.aciworldwide.com/solutions/aci-fraud-management-billers" target="" class="button-text"> 2830 Built for billing and bill payments 2831 <svg width="16" height="16"><use href="#arrow-right" /></svg> 2832 </a> 2833 </li></ul> 2834 </div></div> 2835 </nav><div class="mobile-menu__foot"> 2836 <a href="https://www.aciworldwide.com/ai-commerce-readiness-assessment" target="" class="banner-horizontal"> 2837 <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" class="banner-horizontal__image perfmatters-lazy" data-src="https://www.aciworldwide.com/wp-content/uploads/2026/07/halftone_1783971225-96h.png" /> 2838 <span class="banner-horizontal__title p3">Assess your organization's readiness for agentic commerce and the future of digital payments.</span> 2839 <span class="link button-text">Learn More 2840 <svg width="16" height="16"> 2841 <use href="#arrow-right" /> 2842 </svg> 2843 </span> 2844 </a> 2845 </div></div><div class="mobile-menu__close"> 2846 <button is="dialog-button" data-action="close" data-target="all" class="action-icon-button"> 2847 <svg width="24" height="24"><use href="#x-mark" /></svg>
2848 <span class="visually-hidden">Close Dialog</span> 2849 </button> 2850 </div> 2851 </dialog><dialog is="custom-dialog" id="sub-menu-43885" class="mobile-menu mobile-menu--sub "> 2852 <div class="mobile-menu__head"> 2853 <form method="dialog"> 2854 <button class="button-v2 mobile-menu__back"> 2855 <svg width="32" height="32"><use href="#chevron-left" /></svg> 2856 <span class="mobile-menu__item-icon"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" ><path fill-rule="evenodd" clip-rule="evenodd" d="M9.53516 16.998C12.5681 16.9981 15.0264 19.4573 15.0264 22.4902C15.0261 25.5229 12.5679 27.9813 9.53516 27.9814C6.50231 27.9814 4.04327 25.523 4.04297 22.4902C4.04297 19.4572 6.50213 16.998 9.53516 16.998ZM9.53516 18.6982C7.44101 18.6982 5.74316 20.3961 5.74316 22.4902C5.74346 24.5841 7.44119 26.2822 9.53516 26.2822C11.629 26.2821 13.3269 24.5841 13.3271 22.4902C13.3271 20.3962 11.6292 18.6983 9.53516 18.6982Z" ></path><path fill-rule="evenodd" clip-rule="evenodd" d="M22.4834 17.0039C25.5146 17.004 27.9714 19.4611 27.9717 22.4922C27.9717 25.5235 25.5147 27.9814 22.4834 27.9814C19.452 27.9814 16.9941 25.5236 16.9941 22.4922C16.9944 19.461 19.4522 17.0039 22.4834 17.0039ZM22.4834 18.7031C20.3911 18.7031 18.6946 20.3999 18.6943 22.4922C18.6943 24.5847 20.3909 26.2812 22.4834 26.2812C24.5758 26.2812 26.2725 24.5846 26.2725 22.4922C26.2722 20.4 24.5757 18.7032 22.4834 18.7031Z" ></path><path fill-rule="evenodd" clip-rule="evenodd" d="M9.53516 4.01855C12.5679 4.01865 15.0261 6.47705 15.0264 9.50977C15.0264 12.5427 12.5681 15.0019 9.53516 15.002C6.50213 15.002 4.04297 12.5428 4.04297 9.50977C4.04327 6.47699 6.50231 4.01855 9.53516 4.01855ZM9.53516 5.71777C7.44119 5.71777 5.74346 7.41587 5.74316 9.50977C5.74316 11.6039 7.44101 13.3018 9.53516 13.3018C11.6292 13.3017 13.3271 11.6038 13.3271 9.50977C13.3269 7.41593 11.629 5.71787 9.53516 5.71777Z" ></path><path fill-rule="evenodd" clip-rule="evenodd" d="M22.4834 4.01855C25.5147 4.01861 27.9717 6.47648 27.9717 9.50781C27.9714 12.5389 25.5146 14.996 22.4834 14.9961C19.4522 14.9961 16.9944 12.539 16.9941 9.50781C16.9941 6.47645 19.452 4.01855 22.4834 4.01855ZM22.4834 5.71875C20.3909 5.71875 18.6943 7.41533 18.6943 9.50781C18.6946 11.6001 20.3911 13.2969 22.4834 13.2969C24.5757 13.2968 26.2722 11.6 26.2725 9.50781C26.2725 7.41536 24.5758 5.7188 22.4834 5.71875Z" ></path></svg> </span> 2857 <span class="p2"> 2858 By industry 2859 <span class="p3">Show all industries</span> 2860 </span> 2861 </button> 2862 </form> 2863 </div><div class="mobile-menu__body"> 2864 <nav class="sub-menu-list"> 2865 <div class="sub-menu-list__head"> 2866 <a href="https://www.aciworldwide.com/industries" class="top-link p3" target="_self"> 2867 <span class="top-link__title h5"> 2868 Industries 2869 <svg width="24" height="24"><use href="#arrow-right" /></svg> 2870 </span> 2871 2872 <span class="top-link__description">Solutions that scale for every industry</span> 2873 </a> 2874 </div> 2875 2876 <div class="sub-menu-list__row"><div class="sub-menu-list__col"><ul><li> 2877 <a href="https://www.aciworldwide.com/industries/accounts-receivable-management" class="c2" target="_self"> 2878 <span>Accounts receivable management</span> 2879 <span class="p3"></span> 2880 </a> 2881 </li><li> 2882 <a href="https://www.aciworldwide.com/industries/airlines" class="c2" target="_self"> 2883 <span>Airlines</span> 2884 <span class="p3"></span> 2885 </a> 2886 </li><li> 2887 <a href="https://www.aciworldwide.com/industries/auto-finance" class="c2" target="_self"> 2888 <span>Auto finance</span> 2889 <span class="p3"></span> 2890 </a> 2891 </li><li> 2892 <a href="https://www.aciworldwide.com/industries/central-infrastructure" class="c2" target="_self">
2893 <span>Central infrastructure</span> 2894 <span class="p3"></span> 2895 </a> 2896 </li><li> 2897 <a href="https://www.aciworldwide.com/industries/financial-institutions" class="c2" target="_self"> 2898 <span>Financial institutions</span> 2899 <span class="p3"></span> 2900 </a> 2901 </li><li> 2902 <a href="https://www.aciworldwide.com/industries/fueling-and-convenience" class="c2" target="_self"> 2903 <span>Fueling and convenience</span> 2904 <span class="p3"></span> 2905 </a> 2906 </li><li> 2907 <a href="https://www.aciworldwide.com/industries/gaming-and-digital-entertainment" class="c2" target="_self"> 2908 <span>Gaming and digital entertainment</span> 2909 <span class="p3"></span> 2910 </a> 2911 </li><li> 2912 <a href="https://www.aciworldwide.com/industries/government" class="c2" target="_self"> 2913 <span>Government</span> 2914 <span class="p3"></span> 2915 </a> 2916 </li><li> 2917 <a href="https://www.aciworldwide.com/industries/grocery" class="c2" target="_self"> 2918 <span>Grocery</span> 2919 <span class="p3"></span> 2920 </a> 2921 </li><li> 2922 <a href="https://www.aciworldwide.com/industries/healthcare-payers" class="c2" target="_self"> 2923 <span>Healthcare payers</span> 2924 <span class="p3"></span> 2925 </a> 2926 </li><li> 2927 <a href="https://www.aciworldwide.com/industries/higher-education" class="c2" target="_self"> 2928 <span>Higher education</span> 2929 <span class="p3"></span> 2930 </a> 2931 </li><li> 2932 <a href="https://www.aciworldwide.com/industries/mortgage-servicers" class="c2" target="_self"> 2933 <span>Mortgage servicers</span> 2934 <span class="p3"></span> 2935 </a> 2936 </li><li> 2937 <a href="https://www.aciworldwide.com/industries/payment-service-providers" class="c2" target="_self"> 2938 <span>Payment service providers</span> 2939 <span class="p3"></span> 2940 </a> 2941 </li><li> 2942 <a href="https://www.aciworldwide.com/industries/property-and-casualty-insurance" class="c2" target="_self"> 2943 <span>Property and casualty insurance</span> 2944 <span class="p3"></span> 2945 </a> 2946 </li><li> 2947 <a href="https://www.aciworldwide.com/industries/restaurants" class="c2" target="_self"> 2948 <span>Restaurants</span> 2949 <span class="p3"></span> 2950 </a> 2951 </li><li> 2952 <a href="https://www.aciworldwide.com/industries/retailer" class="c2" target="_self"> 2953 <span>Retailer</span> 2954 <span class="p3"></span> 2955 </a> 2956 </li><li> 2957 <a href="https://www.aciworldwide.com/industries/telecommunications" class="c2" target="_self"> 2958 <span>Telecommunications</span> 2959 <span class="p3"></span> 2960 </a> 2961 </li><li> 2962 <a href="https://www.aciworldwide.com/industries/travel-and-transportation" class="c2" target="_self"> 2963 <span>Travel and transportation</span> 2964 <span class="p3"></span> 2965 </a> 2966 </li><li> 2967 <a href="https://www.aciworldwide.com/industries/utility" class="c2" target="_self"> 2968 <span>Utility</span> 2969 <span class="p3"></span> 2970 </a> 2971 </li></ul> 2972 </div></div> 2973 </nav></div><div class="mobile-menu__close"> 2974 <button is="dialog-button" data-action="close" data-target="all" class="action-icon-button"> 2975 <svg width="24" height="24"><use href="#x-mark" /></svg> 2976 <span class="visually-hidden">Close Dialog</span> 2977 </button> 2978 </div> 2979 </dialog> <!-- Common Icons --> 2980 <svg style="display: none">
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