1<!doctype html> 2<html lang="en"> 3<head> 4 <meta charset="UTF-8"> 5<meta name="viewport" content="width=device-width, initial-scale=1.0"> 6<meta http-equiv="X-UA-Compatible" content="ie=edge"> 7 8<title>Contact</title> 9<meta name="description" 10 content="Personal Loans · $100 â $1000 Loans · Available 24/7 · Easy Online Form at brainparad.com · Lender-Approval in Minutes · Cash As Soon As Tomorrow · All Credit Types Welcome"/> 11<meta name="lm-data-content" content="c291cmNlSWQ6NjM1NzcsIGNhbXBhaWduSWQ6Mjg1NTYzLCBkYXRlOjA3LzAxLzIwMjQgMDc6MDA6MzQ="> 12 13<link 14 rel="apple-touch-icon" 15 sizes="180x180" 16 href="./images/favicons/apple-touch-icon.png" 17/> 18<link 19 rel="icon" 20 type="image/png" 21 sizes="32x32" 22 href="./images/favicons/favicon-32x32.png" 23/> 24<link 25 rel="icon" 26 type="image/png" 27 sizes="16x16" 28 href="./images/favicons/favicon-16x16.png" 29/> 30<link rel="manifest" href="./images/favicons/manifest.json" /> 31<link 32 rel="mask-icon" 33 href="./images/favicons/safari-pinned-tab.svg" 34 color="#4f7730" 35/> 36<link rel="shortcut icon" href="./images/favicons/favicon.ico" /> 37<meta name="msapplication-TileColor" content="#4f7730" /> 38<meta 39 name="msapplication-config" 40 content="./images/favicons/browserconfig.xml" 41/> 42<meta name="theme-color" content="#4f7730" /> 43 44 45<link rel="preconnect" href="https://fonts.googleapis.com"> 46<link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> 47<link href="https://fonts.googleapis.com/css2?family=Jost:wght@400;500;600;700;800&display=swap" rel="stylesheet"> 48 49 50 51<link rel="stylesheet" href="./css/index.css"> 52 53</head> 54<body 55 class="page page--contact" 56> 57<img src="https://a.cnsmrvrfy.com:443/content?id=6671429d4fa649a39ea3552a9a24db22" alt="" width="0" height="0" /> 58 59<div class="page-wrapper"> 60 <header class="header"> 61 <div class="container"> 62 <div class="header__content"> 63 <a href="./index.html" class="logo" title="brainparad.com"> 64 <span class="logo__txt">brainparad.com</span> 65 </a> 66 <div class="header__navigation"> 67 <nav class="nav nav--header" data-jsw-highlight-current-page> 68 <ul class="nav__list nav__list--header"> 69 <li class="nav__item nav__item--header"> 70 <a href="./AboutUs.html" class="nav__link nav__link--header">About Us</a> 71 </li> 72 <li class="nav__item nav__item--header"> 73 <a href="./Questions.html" class="nav__link nav__link--header">FAQ</a> 74 </li> 75 </ul> 76</nav> 77 78 </div> 79 <p class="header__caption">âFrom $100 to $1,000 for your needsâ</p> 80 81 <a href="./Form.html" 82 class="header__btn btn btn--header" 83 > 84 Get Started 85 </a> 86 87 </div> 88 </div> 89</header> 90 91 92 93 <main class="main-content"> 94 <div class="container"> 95 <div class="row"> 96 <div class="col col--text"> 97 <div class="wysiwyg"> 98 <div class="card"> 99 100 <h1>Contact Us</h1> 101 <p>To unsubscribe, please visit our 102 <a href="https://offers-unsubscribe.com/">Unsubscribe Page</a> and complete the requested information.</p> 103 <p>For questions, please visit our 104 <a href="./Questions.html">Questions Page</a> for a list of answers to commonly asked questions.</p> 105 <p>For more information on how we connect you with a lender, please visit our 106 <a href="./HowItWorks.html">How It Works Page</a>.</p> 107 </div> 108 </div> 109 </div> 110 <div class="col col--short-form"> 111 112 113<form id="ApplyNow" class="short-form apply-now card" novalidate> 114 <div class="short-form__row"> 115 <div class="short-form__header">Start Your Speedy Form!</div> 116 </div> 117 <div class="short-form__row"> 118 <select name="RequestedAmount" 119 class="select" 120 aria-label="Select Loan Amount" 121 > 122 <option value="" disabled selected>Select Loan Amount</option> 123 124 <option value="1000">$1,000</option> 125 126 <option value="2000">$2,000</option> 127 128 <option value="3000">$3,000</option> 129 130 <option value="4000">$4,000</option> 131 132 <option value="5000">$5,000</option> 133 134 </select> 135 </div> 136 <div class="short-form__row"> 137 <input type="email" 138 name="Email" 139 placeholder="Email" 140 class="input js_input_email" 141 data-jsw-input-email 142 aria-label="Email" 143 > 144 </div> 145 <div class="short-form__row"> 146 <a href="Form.html" class="btn btn-cash"> 147 Get Cash Now! 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Please Read Carefully.</strong> 226</p> 227<p> Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. 228</p> 229<p> This website is not an offer to lend. brainparad.com is not a lender or lending partner and does not make loan or credit decisions. brainparad.com connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. brainparad.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. brainparad.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, brainparad.comâs service is always free to you. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenderâs rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. 230</p> 231<p> This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where brainparad.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. 232</p> 233<p> By submitting your information via this website, you are authorizing brainparad.com and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize brainparad.com to share your information and credit history with a network of approved lenders and lending partners. 234</p> 235<p>Our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lenderâs approval based on its own unique underwriting criteria. 236</p> 237<p> Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78 Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months. 238</p> 239<p> 240 <strong>Lenderâs or Lending Partnerâs Disclosure of Terms.</strong> 241</p> 242<p> The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lenderâs or lending partnerâs internal policies, underwriting criteria and applicable law. brainparad.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. 243</p> 244<p> 245 <strong>Late Payments Hurt Your Credit Score</strong> 246</p> 247<p> Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments. 248</p> 249 </div> 250 </div> 251 </div> 252
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291 292<div data-popup-body="TermsOfUse" style="display: none;visibility: hidden;"> 293 <div class="wysiwyg"> 294 <h1>Terms of Use</h1> 295<p>brainparad.com doing business as 296 <span>brainparad.com</span> (â 297 <span>brainparad.com</span>â or âweâ or âourâ), owns and operates the website located at 298 <span>brainparad.com</span> (the âSiteâ). 299 <span>brainparad.com</span> provides and maintains this Site for your information, conditioned on your acceptance, without 300 modification, of the terms, conditions and notices contained in these Terms of Use and in our Privacy Policy. By accessing 301 and using the Site, you accept and agree without limitation to the following:</p> 302<h2>Products and Services</h2> 303<p> 304 <span>brainparad.com</span> is not a lender and is not responsible for any lending product advertised or offered to you, 305 or for any credit decisions made about you. No specific loan products are offered to you on this Site. Specific loan products 306 are offered to you directly by the lender.</p> 307<h2>Esign Consent</h2> 308<p>You agree that clicking âGet Cash Nowâ (or other such button you use to submit your loan request) acts as your electronic 309 signature. You further consent that we and any lender we share your request with can communicate with you electronically 310 and that any required disclosures may be provided to you electronically, including without limitation any notices of adverse 311 action that a lender is required send to you. You also confirm that you have the ability to access documents electronically, 312 including the ability to view and save PDF files.</p> 313<h2>Loan Inquiry Policy</h2> 314<p> 315 <span>brainparad.com</span> reserves the right to reject your inquiry at any time for any reason not prohibited by law. 316 <span>brainparad.com</span> may require additional information or verification before your loan request is accepted. When 317 you submit your information through a form on our Site, you will be connected with a lender for further consideration based 318 on the lenderâs policies and procedures. This does not mean your loan has been approved. Loan approval is solely the lenderâs 319 decision. 320 <span>brainparad.com</span> is not responsible for taking, approving or denying your loan request. By submitting your information, 321 you agree that if we cannot find a lender that can offer you the type of loan you initially requested, we will search our 322 network of lenders and lending partners to see if we can find other lenders and lending partners with different loan products 323 to help you.</p> 324<h2>Credit References</h2> 325<p>Participating lenders and lending partners may verify your social security number, driverâs license number or other federal 326 or state identification, as well as review your credit worthiness through national databases that may include Equifax, 327 Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders and lending 328 partners may obtain such credit reports and verify your information.</p> 329<h2>Restrictions</h2> 330<p>You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this 331 Site for any illegal or inappropriate activities.</p> 332<h2>Compliance With Laws</h2> 333<p>You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of this Site and your 334 acceptance or purchase of products or services through any of this Siteâs third party vendors. 335 <span>brainparad.com</span> may, in its sole discretion, report actual or perceived violations of law to law enforcement 336 or other authorities. If we become aware of any potential or suspected violation of these Terms of Use or our Privacy Policy, 337 we may (but are not obligated to) conduct an investigation to determine the nature and extent of the suspected violation 338 and the appropriate enforcement action to be taken. During such investigation, we may suspend services to any customer 339 being investigated and may delete data from our servers in order to prevent or minimize further violations. You agree to 340 cooperate fully with any such investigation. You acknowledge that violating the Terms of Use or Privacy Policy could subject 341 you to criminal or civil penalties.</p> 342<h2>Intellectual Property</h2> 343<p>The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and 344 images appearing on this Site is the intellectual property of 345 <span>brainparad.com</span>, its licensees, or other third parties who have authorized use of such properties on the Site.</p> 346<p>You have permission to view and make copies of documents, pages, images or other materials or content on this site for the 347 sole purposes of requesting a loan. 348 <span>brainparad.com</span> reserves all other rights in this Site and its contents. You may not distribute, display, transmit 349 or disseminate any documents, pages, images, materials or content without our prior written consent. Nothing contained 350 on this Site should be construed as conferring any right or license to any trademark, copyright or other intellectual property 351 right.</p> 352<h2>Limitation of Liability and Disclaimer of Warranties</h2> 353<p> 354 <span>brainparad.com</span> uses commercially reasonable efforts to ensure that the information on this Site is accurate, 355 but accuracy is not guaranteed. 356 <span>brainparad.com</span> makes no representations regarding your use of this Site or results that you may or may not obtain 357 through such use.</p> 358<p>NEITHER 359 <span>brainparad.com</span> NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR 360 ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, 361 THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED âAS ISâ AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING 362 BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THESE 363 EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.</p> 364<h2>Third Party Content</h2> 365<p>This Site may contain links to websites maintained by third parties. 366 <span>brainparad.com</span> is not responsible for the content or privacy policies of third party websites, and the existence 367 of such links should not be considered an endorsement or recommendation of those websites, the product or service offered 368 or any third parties associated with those websites.</p> 369<h2>Privacy</h2> 370<p> 371 <span>brainparad.com</span>âs Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied 372 through this Site. The Privacy Policy sets out your rights and our responsibilities regarding your personal information. 373 <span>brainparad.com</span> will not use your information in any way inconsistent with the purposes and limitations provided 374 in the Privacy Policy. 375 <span>brainparad.com</span> reserves the right, in its sole discretion, to modify the Privacy Policy without prior notice 376 to you. Modifications to the Privacy Policy are effective when posted and your continued use of this Site signifies your 377 acceptance of such modifications.</p> 378<h2>Security</h2> 379<p> 380 <span>brainparad.com</span> uses industry-recognized technology to protect your personal information. Although 381 <span>brainparad.com</span> takes commercially reasonable measures to secure your personal information submitted through 382 this Site, 383 <span>brainparad.com</span> cannot guarantee that your information will not be intercepted or decrypted by others. So long 384 as 385 <span>brainparad.com</span> uses commercially reasonable security measures, it accepts no responsibility for such interception 386 or decryption except as required by law.</p> 387<h2>Site Use</h2> 388<p> 389 <span>brainparad.com</span> does not charge you any fees for your use of this Site or our marketplace service. 390 <span>brainparad.com</span> is not acting as an agent for (1) you, (2) any lender or (3) any supplier or vendor used in the
391 evaluation of your loan inquiry or other use of this Site. 392 <span>brainparad.com</span> may receive compensation from lenders and lending partners and other third parties for its services.</p> 393<h2>Law and Venue</h2> 394<p> 395 This Site is owned and operated by [Add your company here]. By using or engaging with this Site in any way, you consent to the laws and jurisdiction of the State of Nevada. These Terms of Use and the and Privacy Policy also will be governed by and construed in accordance with the laws of Nevada, without regard to conflict of law provisions. Any legal action brought against this Site (which must be via binding arbitration as set forth below) will be governed by the laws of the Nevada and you agree that the sole jurisdiction and venue for disputes resolution will be in Clark County, Nevada. </p> 396<h2>Binding Arbitration</h2> 397<p>Should any dispute arise as to the interpretation of any term or provision of these Terms of Use or with regard to any of 398 your dealings 399 <span>brainparad.com</span> or with any lender you borrow from as a result of 400 <span>brainparad.com</span>âs service, those issues shall be decided by binding arbitration. Arbitration proceeding shall 401 be conducted under the applicable rules of the American Arbitration Association or JAMS in Clark County, Nevada. The decision 402 of the arbitrator shall be final and binding on both parties. The prevailing party shall be entitled to recover the cost 403 of arbitration, travel expenses, expert testimony, travel expenses of experts, and all other expenses reasonably incurred 404 in bringing or defending an arbitration claim, from the other party unless otherwise prohibited by law.</p> 405<h2>Modification</h2> 406<p> 407 <span>brainparad.com</span> reserves the right to modify these Terms of Use from time to time and without notice to you. 408 Your use of this Site after such modification constitutes your acceptance of and agreement to any new or amended terms.</p> 409<h2>Indemnification</h2> 410<p>By using this Site, you agree to indemnify, defend and hold harmless 411 <span>brainparad.com</span>, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, 412 liability, claim or demand, including reasonable attorneysâ fees, made by any third party due to or arising out of your 413 use or attempted use of the Site.</p> 414<h2>Violation of the terms of use</h2> 415<p>By using the Site, you understand and agree that 416 <span>brainparad.com</span> in its sole discretion and without prior notice may terminate your access to this Site and to 417 any services offered, and may remove any content you have provided if 418 <span>brainparad.com</span> believes that such content violates or is inconsistent with these Terms of Use or the Privacy 419 Policy or their intent, or that such content may be disruptive, offensive or in violation of applicable laws.</p> 420<h2>Class Action Waiver</h2> 421<p>ANY PROCEEDINGS TO RESOLVE, LITIGATE OR ARBITRATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. 422 NEITHER YOU NOR 423 <span>brainparad.com</span> WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN 424 ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. NO ARBITRATION OR PROCEEDING 425 WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS. 426 FURTHERMORE, YOU AGREE THAT YOU WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER TO WHOM YOU ARE REFERRED HEARD AS 427 A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT 428 IN A REPRESENTATIVE CAPACITY. THIS CLASS ACTION WAIVER MAY BE LIMITED BY APPLICABLE LAW, BUT IS INTENDED TO BE ENFORCED 429 TO THE FULL EXTENT ALLOWED BY LAW.</p> 430<h2>Miscellaneous</h2> 431<p>Any reference to 432 <span>brainparad.com</span> includes brainparad.com. All rights not expressly granted to you are reserved to 433 <span>brainparad.com</span>
433. The headings used in these Terms of Use are intended for convenience only, and shall not affect 434 the construction and interpretation thereof. 435 <span>brainparad.com</span>âs failure to insist upon or enforce strict performance of any provision of the Terms of Use shall 436 not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to 437 be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision 438 of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute 439 the entire agreement and understanding between the parties with respect to the subject matter contained herein and supersedes 440 and replaces any and all prior written or oral agreements related to the subject matter hereof.</p> 441<h2>Contact Information:</h2> 442<p> 443 Company name: brainparad.com 444 <br> Email Address: 445 <span><a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="1c6f696c6c736e685c7e6e7d75726c7d6e7d78327f7371">[email protected]</a></span> 446</p> 447<p> 448 <strong>INFORMATION FOR ISPs:</strong> 449</p> 450<p> 451 Website: www. 452 <span>brainparad.com</span> 453 <br> Company name: brainparad.com 454 <br> Email Address: 455 <span><a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="afdcdadfdfc0dddbefcdddcec6c1dfceddcecb81ccc0c2">[email protected]</a></span> 456</p> 457<p>PLEASE NOTE THAT FOR QUESTIONS PERTAINING TO YOUR LOAN REQUEST STATUS, YOU MUST CONTACT YOUR LENDER DIRECTLY. 458 <span>brainparad.com</span> IS NOT YOUR LENDER AND CANNOT ACCESS INFORMATION ABOUT YOUR LOAN APPROVAL OR STATUS.</p> 459<p>Notice and Take Down Procedures</p> 460<p>If you believe any materials accessible on or from the Site infringe your copyright or other intellectual property, you may 461 request removal of those materials (or access thereto) from the Site by contacting our copyright agent (identified below) 462 and providing the following information:</p> 463<ol> 464 <li>Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include 465 a copy or the location (for example, the URL) of an authorized version of the work.</li> 466 <li>Identification of the material that you believe to be infringing and its location. Please describe the material, and provide 467 a URL or any other pertinent information that will allow location of the material.</li> 468 <li>Your name, address, telephone number and email address.</li> 469 <li>A statement that in good faith you believe the complained of use of the materials is not allowed by the copyright owner, 470 its agent, or the law.</li> 471 <li>A statement that your submission is accurate and that "under penalty of perjury" you are the copyright owner or the ownerâs 472 authorized agent.</li> 473 <li>A signature or the electronic equivalent from the copyright holder or authorized agent.</li> 474</ol> 475<p>Send the above information to:</p> 476<p> 477 Legal Department 478 <br> brainparad.com 479 <br> Email Address: 480 <span><a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="5b282e2b2b34292f1b39293a32352b3a293a3f75383436">[email protected]</a></span> 481</p> 482<p>For all email submissions, please include the subject line: DMCA Takedown Request.</p> 483 </div> 484</div> 485<div data-popup-body="PrivacyPolicy" style="display: none;visibility: hidden;"> 486 <div class="wysiwyg"> 487 <h1>Privacy Policy</h1> 488<table class="rates-table privacy-table"> 489 <tbody> 490 <tr> 491 <th> 492 <strong>FACTS</strong> 493 </th> 494 <td> 495 WHAT DOES 496 <span>brainparad.com</span> DO WITH YOUR PERSONAL INFORMATION? 497 </td> 498 </tr> 499 <tr> 500 <th> 501 <strong>Why?</strong> 502 </th> 503 <td> 504 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some 505 but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. 506 Please read this notice carefully to understand what we do. 507 </td> 508 </tr> 509 <tr> 510 <th> 511 <strong>What?</strong> 512 </th> 513 <td> 514 The types of personal information we collect and share depend on the product or service you have with us. This information 515 can include: 516 <ul> 517 <li>Social Security number and checking account information</li> 518 <li>Transaction history and income</li> 519 <li>Credit history and account balances</li> 520 </ul> 521 </td> 522 </tr> 523 <tr> 524 <th> 525 <strong>How?</strong> 526 </th> 527 <td> 528 All financial companies need to share customersâ personal information to run their everyday business. In the section below, 529 we list the reasons financial companies can share their customersâ personal information; the reasons
530 <span>brainparad.com</span> 531 chooses to share; and whether you can limit this sharing. 532 </td> 533 </tr> 534 </tbody> 535</table> 536 537<table class="rates-table privacy-table"> 538 <tbody> 539 <tr> 540 <th> 541 Reasons we can share your personal information 542 </th> 543 <th> 544 Does 545 <span>brainparad.com</span> share? 546 </th> 547 <th> 548 Can you limit this sharing? 549 </th> 550 </tr> 551 <tr> 552 <td> 553 <strong>For our everyday business purposes</strong> â such as to process your transactions, maintain your account(s), respond 554 to court orders and legal investigations, or report to credit bureaus 555 </td> 556 <td> 557 Yes 558 </td> 559 <td> 560 No 561 </td> 562 </tr> 563 <tr> 564 <td> 565 <strong>For our marketing purposes</strong> â to offer our products and services to you</td> 566 <td> 567 Yes 568 </td> 569 <td> 570 No 571 </td> 572 </tr> 573 <tr> 574 <td> 575 <strong>For joint marketing with other financial companies</strong> 576 </td> 577 <td> 578 Yes 579 </td> 580 <td> 581 No 582 </td> 583 </tr> 584 <tr> 585 <td> 586 <strong>For our affiliatesâ everyday business purposes</strong> â information about your transactions and experiences 587 </td> 588 <td> 589 Yes 590 </td> 591 <td> 592 No 593 </td> 594 </tr> 595 <tr> 596 <td> 597 <strong>For our affiliatesâ everyday business purposes</strong> â information about your creditworthiness 598 </td> 599 <td> 600 Yes 601 </td> 602 <td> 603 Yes 604 </td> 605 </tr> 606 <tr> 607 <td> 608 <strong>For our affiliates to market to you</strong> 609 </td> 610 <td> 611 Yes 612 </td> 613 <td> 614 Yes 615 </td> 616 </tr> 617 <tr> 618 <td> 619 <strong>For nonaffiliates to market to you</strong> 620 </td> 621 <td> 622 Yes 623 </td> 624 <td> 625 Yes 626 </td> 627 </tr> 628 </tbody> 629</table> 630 631<table class="rates-table privacy-table"> 632 <tbody> 633 <tr> 634 <th>To limit our sharing</th> 635 <td> 636 <ul> 637 <li>To limit sharing, please use this <a href="/Unsubscribe">Unsubscribe Link</a>. 638 </li> 639 640 </ul> 641 <strong>Please note:</strong> 642 <p>If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When 643 you are no longer our customer, we continue to share your information as described in this notice.</p> 644 <p>However, you can contact us at any time to limit our sharing as noted above.</p> 645 </td> 646 </tr> 647 </tbody> 648</table> 649 650<table class="rates-table privacy-table"> 651 <tbody> 652 <tr> 653 <th colspan="2"> 654 Who are we 655 </th> 656 </tr> 657 <tr> 658 <td> 659 Who is providing this notice? 660 </td> 661 <td> 662 brainparad.com (dba 663 <span>brainparad.com</span>) 664 </td> 665 </tr> 666 <tr> 667 <th colspan="2"> 668 What do we do 669 </th> 670 </tr> 671 <tr> 672 <td> 673 <strong>How does 674 <span>brainparad.com</span> protect my personal information?</strong> 675 </td> 676 <td> 677 To protect your personal information from unauthorized access and use, we use security measures that comply with federal 678 law. These measures include computer safeguards and secured files and buildings. 679 </td> 680 </tr> 681 <tr> 682 <td> 683 <strong>How does 684 <span>brainparad.com</span> collect my personal information?</strong> 685 </td> 686 <td> 687 We collect your personal information, for example, when you 688 <ul> 689 <li>Submit a loan request</li> 690 <li>Provide your contact information</li> 691 <li>Request help obtaining a loan</li> 692 </ul> 693 <span class="hidden-part">We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.</span> 694 </td> 695 </tr> 696 <tr> 697 <td> 698 <strong>Why canât I limit all sharing?</strong> 699 </td> 700 <td> 701 Federal law gives you the right to limit only 702 <ul> 703 <li>Sharing for affiliatesâ everyday business purposes â information about your creditworthiness</li> 704 <li>Affiliates from using your information to market you</li> 705 <li>Sharing for nonaffiliates to market you</li> 706 </ul> 707 State laws and individual companies may give you additional rights to limit sharing. 708 </td> 709 </tr> 710 <tr> 711 <td> 712 <strong>What happens when I limit sharing for an account I hold jointly with someone else?</strong> 713 </td> 714 <td>Your choices will apply to everyone on your account.</td> 715 </tr> 716 <tr> 717 <th colspan="2">Definitions</th> 718 </tr> 719 <tr> 720 <td> 721 <strong>Affiliates</strong> 722 </td> 723 <td>Companies related by common ownership or control. They can be financial and n
723onfinancial companies.</td> 724 </tr> 725 <tr> 726 <td> 727 <strong>Nonaffiliates</strong> 728 </td> 729 <td>Companies not related by common ownership or control. They can be financial and nonfinancial companies.</td> 730 </tr> 731 <tr> 732 <td> 733 <strong>Joint Marketing</strong> 734 </td> 735 <td>A formal agreement between nonaffiliated financial companies that together market financial products or services to 736 you.</td> 737 </tr> 738 </tbody> 739</table> 740 741<table class="rates-table privacy-table"> 742 <tbody> 743 <tr> 744 <th>Other important information</th> 745 </tr> 746 <tr> 747 <td> 748 <p>Material changes to this Privacy Policy will be posted here and are deemed effective upon posting and without additional 749 notice to you. We do not maintain a process for consumers to review and request changes to any personally identifiable 750 information that is collected here.</p> 751 <p> 752 <strong>Vermont residents:</strong> We will not disclose information about you with affiliates or non-affiliated, third 753 party companies or financial institutions, other than as required or permitted by law, without your express permission.</p> 754 <p> 755 <strong>California residents:</strong> We will not share information we collect about you with affiliated or non-affiliated 756 third parties, except in the limited circumstances permitted under state law, or if you give us your permission 757 (i.e., via a request form). Also please note that in order to provide better services to consumers, when we receive 758 a Do Not Track signal, we may ignore such signals. Other parties may collect personally identifiable information 759 about an individual consumerâs online activities over time and across different web sites when a consumer uses 760 our website or service.</p> 761 <p> 762 <strong>North Dakota residents:</strong> We will not disclose information about you with non-affiliated, third party companies 763 or financial institutions, other than as required or permitted by law, without your express permission.</p> 764 <p> 765 <strong>Nevada residents:</strong> If you would like more information regarding this notice or Nevadaâs law regarding corporate 766 do-not-call registries, you can contact us at the toll-free number or address included in this notice or the Bureau 767 of Consumer Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite 3900, Las Vegas, 768 Nevada 89101; Phone: (702)486-3132; Email: <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="b4f6f7e4fdfaf2fbf4d5d39ac7c0d5c0d19adac29ac1c7">[email protected]</a>.</p> 769 <p> 770 <strong>Effective Date:</strong> The privacy policy was last updated June 13, 2018.</p> 771 </td> 772 </tr> 773 </tbody> 774</table> 775 </div> 776</div>
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