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151—————————————————————————————-
152SIL OPEN FONT LICENSE Version 1.1 - 26 February 2007
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159.x .c1-5z{min-width:200px}.x .c1-60{justify-content:space-between}.x .c1-61{font-size:22px}.x .c1-67{background-color:rgb(41, 22, 111)}.x .c1-68{line-height:1.4}.x .c1-69{margin-bottom:40px}.x .c1-6a{font-size:25px}.x .c1-6b{color:rgb(255, 255, 255)}.x .c1-6h{font-size:unset}.x .c1-6i{font-family:unset}.x .c1-6j{max-width:80%}.x .c1-6k{letter-spacing:unset}.x .c1-6l{text-transform:unset}.x .c1-6m:before{right:100%}.x .c1-6n:before{margin-right:24px}.x .c1-6o:before{content:""}.x .c1-6p:before{height:1px}.x .c1-6q:before{margin-top:-1px}.x .c1-6r:before{background:currentColor}.x .c1-6s:before{position:absolute}.x .c1-6t:before{top:.75em}.x .c1-6u:before{width:100vw}.x .c1-6v:before{display:block}.x .c1-6w:after{left:100%}.x .c1-6x:after{margin-left:24px}.x .c1-6y:after{content:""}.x .c1-6z:after{height:1px}.x .c1-70:after{margin-top:-1px}.x .c1-71:after{background:currentColor}.x .c1-72:after{position:absolute}.x .c1-73:after{top:.75em}.x .c1-74:after{width:100vw}.x .c1-75:after{display:block}.x .c1-76{margin-right:-12px}.x .c1-77{margin-left:-12px}.x .c1-78{flex-basis:100%}.x .c1-7f > *{max-width:100%}.x .c1-7g{align-items:flex-start}.x .c1-7h > :nth-child(n){margin-bottom:24px}.x .c1-7i  > :last-child{margin-bottom:0 !important}.x .c1-7l{line-height:1.25}.x .c1-7m > p > ol{text-align:left}.x .c1-7n > p > ol{display:block}.x .c1-7o > p > ol{padding-left:1.3em}.x .c1-7p > p > ol{margin-left:32px}.x .c1-7q > p > ol{margin-right:32px}.x .c1-7r > p > ol{margin-top:auto}.x .c1-7s > p > ol{margin-bottom:auto}.x .c1-7t > p > ul{text-align:left}.x .c1-7u > p > ul{display:block}.x .c1-7v > p > ul{padding-left:1.3em}.x .c1-7w > p > ul{margin-left:32px}.x .c1-7x > p > ul{margin-right:32px}.x .c1-7y > p > ul{margin-top:auto}.x .c1-7z > p > ul{margin-bottom:auto}.x .c1-80 > ul{text-align:left}.x .c1-81 > ul{display:block}.x .c1-82 > ul{padding-left:1.3em}.x .c1-83 > ul{margin-left:32px}.x .c1-84 > ul{margin-right:32px}.x .c1-85 > ul{margin-top:auto}.x .c1-86 > ul{margin-bottom:auto}.x .c1-87 > ol{text-align:left}.x .c1-88 > ol{display:block}.x .c1-89 > ol{padding-left:1.3em}.x .c1-8a > ol{margin-left:32px}.x .c1-8b > ol{margin-right:32px}.x .c1-8c > ol{margin-top:auto}.x .c1-8d > ol{margin-bottom:auto}.x .c1-8e{color:rgb(189, 187, 205)}.x .c1-8f{font-size:inherit !important}.x .c1-8g{line-height:inherit}.x .c1-8h{font-style:italic}.x .c1-8i{text-decoration:line-through}.x .c1-8j{text-decoration:underline}.x .c1-8k{margin-bottom:-24px}.x .c1-8p > :nth-child(n){margin-bottom:0px}.x .c1-8q{width:inherit}.x .c1-8s{margin-bottom:24px}.x .c1-8v{min-height:300px}.x .c1-8y{flex-shrink:0}.x .c1-96{min-height:inherit}.x .c1-98 > *{flex-grow:1}.x .c1-9d{max-height:unset}.x .c1-9f{background-position:center}.x .c1-9g{background-size:auto, cover}.x .c1-9h{background-blend-mode:normal}.x .c1-9i{background-repeat:no-repeat}.x .c1-9j{text-shadow:0px 2px 30px rgba(0, 0, 0, 0.12)}.x .c1-9k{transition:opacity 0.25s, background-size 0.25s, background-position 0.25s}.x .c1-9l{background-image:linear-gradient(to bottom, rgba(0, 0, 0, 0) 0%, rgba(0, 0, 0, 0) 100%), url("//img1.wsimg.com/isteam/stock/4024/:/rs=w:50,h:50,cg:true,m/cr=w:50,h:50,ax:50%25,ay:50%25/qt=q:1")}.x .c1-9m{background-color:rgb(246, 246, 246)}.x .c1-9o{margin-bottom:12px}.x .c1-9p{color:rgb(21, 21, 21)}.x .c1-9s{color:rgb(82, 82, 82)}.x .c1-9u{right:24px}.x .c1-9v{bottom:24px}.x .c1-9w{z-index:9999}.x .c1-9x{width:65px}.x .c1-9y{height:65px}.x .c1-a0{border-radius:50%}.x .c1-a1{box-shadow:0px 3px 18px rgba(0, 0, 0, 0.25)}.x .c1-a2{transform:translateZ(0)}.x .c1-a3{color:rgb(245, 245, 245)}</style>
160
161<style data-glamor="cxs-xs-sheet">@media (max-width: 767px){.x .c1-l{padding-top:40px}}@media (max-width: 767px){.x .c1-m{padding-bottom:40px}}@media (max-width: 767px){.x .c1-1c{padding-top:24px}}@media (max-width: 767px){.x .c1-1d{padding-bottom:24px}}@media (max-width: 767px){.x .c1-20{width:100%}}@media (max-width: 767px){.x .c1-21{display:flex}}@media (max-width: 767px){.x .c1-22{justify-content:center}}@media (max-width: 767px){.x .c1-2u{max-width:224px}}@media (max-width: 767px){.x .c1-2v{display:block}}@media (max-width: 767px){.x .c1-2w{max-height:80px}}@media (max-width: 767px){.x .c1-2x{margin-top:0}}@media (max-width: 767px){.x .c1-2y{margin-right:auto}}@media (max-width: 767px){.x .c1-2z{margin-bottom:0}}@media (max-width: 767px){.x .c1-30{margin-left:auto}}@media (max-width: 767px){.x .c1-31{height:auto}}@media (max-width: 767px){.x .c1-7j > :nth-child(n){margin-bottom:24px}}@media (max-width: 767px){.x .c1-7k  > :last-child{margin-bottom:0 !important}}@media (max-width: 767px){.x .c1-99{order:-1}}@media (max-width: 767px){.x .c1-9n{padding-bottom:32px}}</style>
162<style data-glamor="cxs-sm-sheet">@media (min-width: 768px){.x .c1-d{font-size:16px}}@media (min-width: 768px){.x .c1-x{margin-top:32px}}@media (min-width: 768px){.x .c1-y{margin-bottom:32px}}@media (min-width: 768px){.x .c1-1e{width:100%}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-23{width:100%}}@media (min-width: 768px){.x .c1-24{font-size:14px}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-32{display:block}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-33{max-height:80px}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-34{margin-top:0}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-35{margin-right:auto}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-36{margin-bottom:0}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-37{margin-left:auto}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-4k{right:0px}}@media (min-width: 768px){.x .c1-4u{margin-top:0px}}@media (min-width: 768px){.x .c1-4v{margin-right:-24px}}@media (min-width: 768px){.x .c1-4w{margin-bottom:0px}}@media (min-width: 768px){.x .c1-4x{margin-left:-24px}}@media (min-width: 768px){.x .c1-51{padding-top:0px}}@media (min-width: 768px){.x .c1-52{padding-right:24px}}@media (min-width: 768px){.x .c1-53{padding-bottom:0px}}@media (min-width: 768px){.x .c1-54{padding-left:24px}}@media (min-width: 768px){.x .c1-5o{font-size:30px}}@media (min-width: 768px){.x .c1-62{font-size:22px}}@media (min-width: 768px){.x .c1-6c{font-size:26px}}@media (min-width: 768px){.x .c1-79{flex-basis:83.33333333333334%}}@media (min-width: 768px){.x .c1-7a{max-width:83.33333333333334%}}@media (min-width: 768px){.x .c1-8l{margin-bottom:-48px}}@media (min-width: 768px){.x .c1-8m{flex-basis:50%}}@media (min-width: 768px){.x .c1-8n{max-width:50%}}@media (min-width: 768px){.x .c1-8o{padding-bottom:48px}}@media (min-width: 768px){.x .c1-8r{position:absolute}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-8u{position:relative}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-9a{order:-1}}@media (min-width: 768px) and (max-width: 1023px){.x .c1-9e{height:unset}}</style>
163<style data-glamor="cxs-md-sheet">@media (min-width: 1024px){.x .c1-e{font-size:16px}}@media (min-width: 1024px){.x .c1-o{display:block}}@media (min-width: 1024px){.x .c1-w{display:flex}}@media (min-width: 1024px){.x .c1-1f{width:984px}}@media (min-width: 1024px){.x .c1-1g{flex-direction:row}}@media (min-width: 1024px){.x .c1-1h{padding-left:24px}}@media (min-width: 1024px){.x .c1-1i{padding-right:24px}}@media (min-width: 1024px){.x .c1-1j{margin-top:0px}}@media (min-width: 1024px){.x .c1-1k{margin-right:auto}}@media (min-width: 1024px){.x .c1-1l{margin-bottom:0px}}@media (min-width: 1024px){.x .c1-1m{margin-left:auto}}@media (min-width: 1024px){.x .c1-1r{flex-basis:30%}}@media (min-width: 1024px){.x .c1-1s{flex-grow:1}}@media (min-width: 1024px){.x .c1-25{font-size:14px}}@media (min-width: 1024px){.x .c1-38{height:75px}}@media (min-width: 1024px){.x .c1-39{width:auto}}@media (min-width: 1024px){.x .c1-3a{max-height:75px}}@media (min-width: 1024px){.x .c1-3d{padding-left:0px}}@media (min-width: 1024px){.x .c1-3e{padding-right:0px}}@media (min-width: 1024px){.x .c1-3g{flex-basis:40%}}@media (min-width: 1024px) and (max-width: 1279px){.x .c1-4j{right:0px}}@media (min-width: 1024px){.x .c1-4q{display:none}}@media (min-width: 1024px){.x .c1-5p{font-size:30px}}@media (min-width: 1024px){.x .c1-63{min-width:300px}}@media (min-width: 1024px){.x .c1-64{font-size:22px}}@media (min-width: 1024px){.x .c1-6d{text-align:center}}@media (min-width: 1024px){.x .c1-6e{font-size:26px}}@media (min-width: 1024px){.x .c1-7b{flex-basis:33.33333333333333%}}@media (min-width: 1024px){.x .c1-7c{max-width:33.33333333333333%}}@media (min-width: 1024px){.x .c1-7d{flex-basis:66.66666666666666%}}@media (min-width: 1024px){.x .c1-7e{max-width:66.66666666666666%}}@media (min-width: 1024px){.x .c1-8t{position:relative}}@media (min-width: 1024px){.x .c1-8w{flex-wrap:nowrap}}@media (min-width: 1024px){.x .c1-8x{min-height:30vh}}@media (min-width: 1024px){.x .c1-8z:only-child{flex-basis:100%}}@media (min-width: 1024px){.x .c1-90:only-child{max-width:100%}}@media (min-width: 1024px){.x .c1-91:only-child > *{max-width:100%}}@media (min-width: 1024px){.x .c1-92{flex-basis:50%}}@media (min-width: 1024px){.x .c1-93{max-width:50%}}@media (min-width: 1024px){.x .c1-94{justify-content:center}}@media (min-width: 1024px){.x .c1-95 > *{max-width:70%}}@media (min-width: 1024px){.x .c1-97{text-align:left}}@media (min-width: 1024px){.x .c1-9b > *{max-width:100%}}@media (min-width: 1024px){.x .c1-9c > *{width:100%}}@media (min-width: 1024px){.x .c1-9q{flex-basis:0%}}@media (min-width: 1024px){.x .c1-9r{max-width:none}}@media (min-width: 1024px){.x .c1-9t{text-align:right}}@media (min-width: 1024px){.x .c1-9z{z-index:9999}}</style>
164<style data-glamor="cxs-lg-sheet">@media (min-width: 1280px){.x .c1-f{font-size:16px}}@media (min-width: 1280px){.x .c1-1n{width:1160px}}@media (min-width: 1280px){.x .c1-26{font-size:14px}}@media (min-width: 1280px){.x .c1-5q{font-size:32px}}@media (min-width: 1280px){.x .c1-65{font-size:22px}}@media (min-width: 1280px){.x .c1-6f{font-size:28px}}</style>
165<style data-glamor="cxs-xl-sheet">@media (min-width: 1536px){.x .c1-g{font-size:18px}}@media (min-width: 1536px){.x .c1-1o{width:1280px}}@media (min-width: 1536px){.x .c1-27{font-size:16px}}@media (min-width: 1536px){.x .c1-5r{font-size:36px}}@media (min-width: 1536px){.x .c1-66{font-size:24px}}@media (min-width: 1536px){.x .c1-6g{font-size:32px}}</style>
166<style>.page-inner { background-color: rgb(246, 246, 246); min-height: 100vh; }</style>
167<style>.grecaptcha-badge { visibility: hidden; }</style>
168<script src="https://img1.wsimg.com/poly/v2/polyfill.min.js?unknown=polyfill&amp;flags=gated&amp;features=default%2Cfetch%2CArray.prototype.%40%40iterator%2CArray.prototype.find%2CArray.prototype.findIndex%2CFunction.name%2CNumber.isFinite%2CPromise%2CString.prototype.repeat%2CMath.sign%2CMath.trunc%2CArray.prototype.includes%2CObject.entries%2CObject.values%2CObject.is%2CIntersectionObserver%2CIntl.~locale.en-US" crossorigin></script>
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c1-63 c1-64 c1-65 c1-66" data-tccl="ux2.HEADER.header9.NavigationDrawer.Default.Link.Default.17473.click,click"><span>About Us</span></a></li><li role="menuitem" data-ux="NavigationDrawerListItem" class="x-el x-el-li c1-1 c1-2 c1-3k c1-1a c1-3t c1-5v c1-5w c1-5x c1-b c1-c c1-4m c1-5y c1-d c1-e c1-f c1-g"><a rel="" role="link" aria-haspopup="false" data-ux="NavigationDrawerLink" target="" data-page="0b2e4ada-16a1-4673-b26f-77662528b7f2" data-edit-interactive="true" data-close="true" href="/faq" data-typography="NavBeta" class="x-el x-el-a c1-1 c1-2 c1-2a c1-2b c1-2c c1-13 c1-2e c1-4a c1-4b c1-r c1-s c1-14 c1-5z c1-60 c1-b c1-42 c1-61 c1-43 c1-2m c1-2n c1-62 c1-63 c1-64 c1-65 c1-66" data-tccl="ux2.HEADER.header9.NavigationDrawer.Default.Link.Default.17474.click,click"><span>FAQ</span></a></li><li role="menuitem" data-ux="NavigationDrawerListItem" class="x-el x-el-li c1-1 c1-2 c1-3k c1-1a c1-3t c1-5v c1-5w c1-5x c1-b c1-c c1-4m c1-5y c1-d c1-e c1-f c1-g"><a rel="" role="link" aria-haspopup="false" data-ux="NavigationDrawerLinkActive" target="" data-page="9f076374-d33a-41e3-bcc1-a00f1e3dbea0" data-edit-interactive="true" data-close="true" href="/loan-process" data-typography="NavBeta" class="x-el x-el-a c1-1 c1-2 c1-2a c1-2b c1-2c c1-13 c1-2e c1-4a c1-4b c1-r c1-s c1-14 c1-5z c1-60 c1-b c1-42 c1-61 c1-44 c1-2m c1-2n c1-62 c1-63 c1-64 c1-65 c1-66" data-tccl="ux2.HEADER.header9.NavigationDrawer.Default.Link.Active.17475.click,click"><span>Loan Process</span></a></li><li role="menuitem" data-ux="NavigationDrawerListItem" class="x-el x-el-li c1-1 c1-2 c1-3k c1-1a c1-3t c1-5v c1-5w c1-5x c1-b c1-c c1-4m c1-5y c1-d c1-e c1-f c1-g"><a rel="" role="link" aria-haspopup="false" data-ux="NavigationDrawerLink" target="" data-page="8c0ea5e8-cff2-4825-b573-6f865439630a" data-edit-interactive="true" data-close="true" href="/apply-now" data-typography="NavBeta" class="x-el x-el-a c1-1 c1-2 c1-2a c1-2b c1-2c c1-13 c1-2e c1-4a c1-4b c1-r c1-s c1-14 c1-5z c1-60 c1-b c1-42 c1-61 c1-43 c1-2m c1-2n c1-62 c1-63 c1-64 c1-65 c1-66" data-tccl="ux2.HEADER.header9.NavigationDrawer.Default.Link.Default.17476.click,click"><span>Apply Now</span></a></li></ul><div data-ux="Block" class="x-el x-el-div c1-1 c1-2 c1-b c1-c c1-3t c1-d c1-4q c1-e c1-f c1-g"></div></div></div></div></nav></div></div></section> </div></div></div><div id="6dff3838-9a0d-4fa0-97dc-d3645f8dad00" class="widget widget-content widget-content-content-1"><div data-ux="Widget" role="region" id="6dff3838-9a0d-4fa0-97dc-d3645f8dad00" class="x-el x-el-div x-el c1-1 c1-2 c1-67 c1-b c1-c c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><div> <section data-ux="Section" class="x-el x-el-section c1-1 c1-2 c1-67 c1-h c1-i c1-b c1-c c1-l c1-m c1-d c1-e c1-f c1-g"><div data-ux="Container" class="x-el x-el-div c1-1 c1-2 c1-p c1-q c1-r c1-s c1-t c1-b c1-c c1-1e c1-d c1-1f c1-e c1-1n c1-f c1-1o c1-g"><h1 role="heading" aria-level="1" data-ux="SectionHeading" data-aid="CONTENT_SECTION_TIT
192LE_RENDERED" data-promoted-from="2" data-order="0" data-typography="HeadingBeta" class="x-el x-el-h1 c1-1 c1-1t c1-2b c1-2c c1-68 c1-z c1-10 c1-19 c1-69 c1-5i c1-1y c1-1v c1-6a c1-6b c1-44 c1-6c c1-6d c1-6e c1-6f c1-6g"><span data-ux="Element" class="x-el x-el-span c1-6h c1-45 c1-6i c1-1u c1-u c1-6j c1-6k c1-6l c1-6m c1-6n c1-6o c1-6p c1-6q c1-6r c1-6s c1-6t c1-6u c1-6v c1-6w c1-6x c1-6y c1-6z c1-70 c1-71 c1-72 c1-73 c1-74 c1-75">Crosstate Mortgage Corp. Loan Process - Loan Approval</span></h1><div data-ux="Grid" class="x-el x-el-div c1-1 c1-2 c1-13 c1-4r c1-4s c1-4t c1-19 c1-76 c1-1a c1-77 c1-4l c1-16 c1-b c1-c c1-4u c1-4v c1-4w c1-4x c1-d c1-e c1-f c1-g"><div data-ux="GridCell" class="x-el x-el-div c1-1 c1-2 c1-4r c1-15 c1-4y c1-78 c1-t c1-2o c1-4d c1-18 c1-4c c1-b c1-c c1-79 c1-7a c1-51 c1-52 c1-53 c1-54 c1-d c1-7b c1-7c c1-e c1-f c1-g"><div data-ux="Block" class="x-el x-el-div c1-1 c1-2 c1-1y c1-b c1-c c1-d c1-e c1-f c1-g"><span data-ux="Element" class="x-el x-el-span c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><img alt="Crosstate Mortgage Corp." src="//img1.wsimg.com/isteam/ip/static/transparent_placeholder.png/:/rs=w:400,h:266.66666666666663,cg:true,m,i:true/qt=q:1" data-srcLazy="//img1.wsimg.com/isteam/ip/eef3c0fa-b870-4c0a-81ad-a0e1f304a1f2/purestock_1574r-05456b.medium.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:400,cg:true" data-ux="Image" data-aid="CONTENT_IMAGE1_RENDERED" class="x-el x-el-img c1-1 c1-2 c1-4 c1-t c1-p c1-q c1-19 c1-5t c1-2p c1-1u c1-b c1-c c1-d c1-1l c1-e c1-f c1-g"/></span></div></div><div data-ux="GridCell" class="x-el x-el-div c1-1 c1-2 c1-4r c1-15 c1-4y c1-78 c1-t c1-2o c1-4d c1-18 c1-4c c1-13 c1-14 c1-b c1-c c1-79 c1-7a c1-51 c1-52 c1-53 c1-54 c1-d c1-7d c1-7e c1-e c1-f c1-g"><div data-ux="ContentBasic" id="62ca9e4d-04b9-48ac-8409-2a095b59ecd6" class="x-el x-el-div x-el c1-1 c1-2 c1-13 c1-1p c1-4 c1-7f c1-7g c1-4l c1-7h c1-7i c1-b c1-c c1-7j c1-7k c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><h4 role="heading" aria-level="4" data-ux="ContentHeading" data-aid="CONTENT_HEADLINE1_RENDERED" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-1a c1-b c1-6b c1-61 c1-43 c1-62 c1-64 c1-65 c1-66">Save time and avoid delays by having this information available when you meet with your lender.</h4><div data-ux="ContentText" alignment="left" data-aid="CONTENT_DESCRIPTION1_RENDERED" data-typography="BodyAlpha" class="x-el c1-1 c1-2 c1-2b c1-2c c1-4p c1-19 c1-1a c1-7m c1-7n c1-7o c1-7p c1-7q c1-7r c1-7s c1-7t c1-7u c1-7v c1-7w c1-7x c1-7y c1-7z c1-80 c1-81 c1-82 c1-83 c1-84 c1-85 c1-86 c1-87 c1-88 c1-89 c1-8a c1-8b c1-8c c1-8d c1-15 c1-b c1-8e c1-c c1-43 c1-d c1-e c1-f c1-g x-rt"><p style="margin:0"><ul>
193  <li>Copy of Purchase Sales contract or Offer to Purchase and all addenda (signed by buyer and seller)</li>
194  <li>Past two years' tax returns and W-2s</li>
195  <li>Past two years' employment history</li>
196  <li>Last three consecutive paycheck stubs (5 if paid weekly)</li>
197  <li>Name, address and phone for the past two years' residence(s) and landlord(s). Renters should bring evidence of 12 months' rent payments.</li>
198  <li>Last three months' statements for savings, checking, CD, money market accounts, etc.</li>
199  <li>A recent statement on retirement accounts (IRA, 401K, 403-B, Annuity, etc.)</li>
200  <li>Monthly payments and balances on all open accounts</li>
201  <li>Divorce decree (if applicable)</li>
202  <li>Bankruptcy schedules/Discharge papers (if applicable)</li>
203  <li>If you are NOT a US citizen, provide a copy of your green card (front &amp; back). If you are NOT a permanent resident, provide a copy of your H-1 or L-1 visa.</li>
204</ul></p></div></div></div></div></div></section> </div></div></div><div id="78f1475a-13ea-4065-9401-260302d211a4" class="widget widget-content widget-content-content-3"><div data-ux="Widget" role="region" id="78f1475a-13ea-4065-9401-260302d211a4" class="x-el x-el-div x-el c1-1 c1-2 c1-3 c1-b c1-c c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><div> <section data-ux="Section" class="x-el x-el-section c1-1 c1-2 c1-3 c1-h c1-i c1-b c1-c c1-l c1-m c1-d c1-e c1-f c1-g"><div data-ux="Container" class="x-el x-el-div c1-1 c1-2 c1-p c1-q c1-r c1-s c1-t c1-b c1-c c1-1e c1-d c1-1f c1-e c1-1n c1-f c1-1o c1-g"><div data-ux="ContentCards" class="x-el x-el-div x-el c1-1 c1-2 c1-1y c1-55 c1-b c1-c c1-7j c1-7k c1-d c1-e c1-f c1-g c1-1 c1-2 c1-13 c1-4r c1-4s c1-4t c1-19 c1-76 c1-8k c1-77 c1-b c1-c c1-4u c1-4v c1-8l c1-4x c1-d c1-e c1-f c1-g"><div data-ux="GridCell" class="x-el x-el-div c1-1 c1-2 c1-4r c1-15 c1-4y c1-78 c1-t c1-2o c1-4d c1-3c c1-4c c1-13 c1-b c1-c c1-8m c1-8n c1-51 c1-52 c1-8o c1-54 c1-d c1-e c1-f c1-g"><div data-ux="ContentCard" class="x-el x-el-div x-el c1-1 c1-2 c1-u c1-13 c1-1p c1-7g c1-4l c1-55 c1-4 c1-7f c1-7h c1-7i c1-15 c1-b c1-c c1-7j c1-7k c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><div data-ux="Block" class="x-el x-el-div c1-1 c1-2 c1-4 c1-u c1-8p c1-b c1-c c1-d c1-e c1-f c1-g"><h4 role="heading" aria-level="4" data-ux="ContentCardHeading" data-aid="CONTENT_HEADLINE1_RENDERED" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-1a c1-8q c1-5a c1-b c1-42 c1-61 c1-43 c1-8r 
204c1-62 c1-64 c1-65 c1-66">Find out how much you are qualified to borrow:</h4><h4 role="heading" aria-level="4" data-ux="ContentCardHeading" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-8s c1-3q c1-4e c1-8q c1-5a c1-b c1-42 c1-61 c1-43 c1-62 c1-8t c1-64 c1-65 c1-66">Find out how much you are qualified to borrow:</h4><h4 role="heading" aria-level="4" data-ux="ContentCardHeading" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-8s c1-3q c1-4e c1-8q c1-5a c1-b c1-42 c1-61 c1-43 c1-8u c1-62 c1-64 c1-65 c1-66">Find out how much you are qualified to borrow:</h4></div><div data-ux="ContentCardText" data-aid="CONTENT_DESCRIPTION1_RENDERED" data-typography="BodyAlpha" class="x-el c1-1 c1-2 c1-2b c1-2c c1-4p c1-19 c1-1a c1-7m c1-7n c1-7o c1-7p c1-7q c1-7r c1-7s c1-7t c1-7u c1-7v c1-7w c1-7x c1-7y c1-7z c1-80 c1-81 c1-82 c1-83 c1-84 c1-85 c1-86 c1-87 c1-88 c1-89 c1-8a c1-8b c1-8c c1-8d c1-4 c1-15 c1-b c1-3k c1-c c1-43 c1-d c1-e c1-f c1-g x-rt"><p style="margin:0"><span>When buying a home, you may be pre-qualified or pre-approved. You can be pre-qualified over the phone or on the Internet in a few minutes. Pre-qualification is not as useful as pre-approval. Pre-approval requires a more rigorous process, including verification of your credit, income, assets and liabilities. It is highly recommended that you be pre-approved before you start looking for a home.</span></p></div></div></div><div data-ux="GridCell" class="x-el x-el-div c1-1 c1-2 c1-4r c1-15 c1-4y c1-78 c1-t c1-2o c1-4d c1-3c c1-4c c1-13 c1-b c1-c c1-8m c1-8n c1-51 c1-52 c1-8o c1-54 c1-d c1-e c1-f c1-g"><div data-ux="ContentCard" class="x-el x-el-div x-el c1-1 c1-2 c1-u c1-13 c1-1p c1-7g c1-4l c1-55 c1-4 c1-7f c1-7h c1-7i c1-15 c1-b c1-c c1-7j c1-7k c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><div data-ux="Block" class="x-el x-el-div c1-1 c1-2 c1-4 c1-u c1-8p c1-b c1-c c1-d c1-e c1-f c1-g"><h4 role="heading" aria-level="4" data-ux="ContentCardHeading" data-aid="CONTENT_HEADLINE2_RENDERED" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-1a c1-8q c1-5a c1-b c1-42 c1-61 c1-43 c1-8r c1-62 c1-64 c1-65 c1-66">Being pre-approved will:</h4><h4 role="heading" aria-level="4" data-ux="ContentCardHeading" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-8s c1-3q c1-4e c1-8q c1-5a c1-b c1-42 c1-61 c1-43 c1-62 c1-8t c1-64 c1-65 c1-66">Find out how much you are qualified to borrow:</h4><h4 role="heading" aria-level="4" data-ux="ContentCardHeading" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-8s c1-3q c1-4e c1-8q c1-5a c1-b c1-42 c1-61 c1-43 c1-8u c1-62 c1-64 c1-65 c1-66">Find out how much you are qualified to borrow:</h4></div><div data-ux="ContentCardText" data-aid="CONTENT_DESCRIPTION2_RENDERED" data-typography="BodyAlpha" class="x-el c1-1 c1-2 c1-2b c1-2c c1-4p c1-19 c1-1a c1-7m c1-7n c1-7o c1-7p c1-7q c1-7r c1-7s c1-7t c1-7u c1-7v c1-7w c1-7x c1-7y c1-7z c1-80 c1-81 c1-82 c1-83 c1-84 c1-85 c1-86 c1-87 c1-88 c1-89 c1-8a c1-8b c1-8c c1-8d c1-4 c1-15 c1-b c1-3k c1-c c1-43 c1-d c1-e c1-f c1-g x-rt"><p style="margin:0"><span>Inform you of your maximum affordable home value, and save you from previewing properties outside your price range. Put you in a stronger negotiating position with the seller, because the seller will know your loan is pre-approved Help you close quickly since your loan is pre-approved.</span></p></div></div></div></div></div></section> </div></div></div><div id="7a6bbfa5-6546-494b-adb4-9e83c39b4522" class="widget widget-content widget-content-content-1"><div data-ux="Widget" role="region" id="7a6bbfa5-6546-494b-adb4-9e83c39b4522" class="x-el x-el-div x-el c1-1 c1-2 c1-67 c1-b c1-c c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><div> <section data-ux="Section" class="x-el x-el-section c1-1 c1-2 c1-67 c1-h c1-i c1-b c1-c c1-l c1-m c1-d c1-e c1-f c1-g"><div data-ux="Container" class="x-el x-el-div c1-1 c1-2 c1-p c1-q c1-r c1-s c1-t c1-b c1-c c1-1e c1-d c1-1f c1-e c1-1n c1-f c1-1o c1-g"><div data-ux="Grid" class="x-el x-el-div c1-1 c1-2 c1-13 c1-4r c1-4s c1-4t c1-19 c1-76 c1-1a c1-77 c1-4l c1-16 c1-b c1-c c1-4u c1-4v c1-4w c1-4x c1-d c1-e c1-f c1-g"><div data-ux="GridCell" class="x-el x-el-div c1-1 c1-2 c1-4r c1-15 c1-4y c1-78 c1-t c1-2o c1-4d c1-18 c1-4c c1-b c1-c c1-79 c1-7a c1-51 c1-52 c1-53 c1-54 c1-d c1-7b c1-7c c1-e c1-f c1-g"><div data-ux="Block" class="x-el x-el-div c1-1 c1-2 c1-1y c1-b c1-c c1-d c1-e c1-f c1-g">
204<span data-ux="Element" class="x-el x-el-span c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><img alt="Crosstate Mortgage Corp." src="//img1.wsimg.com/isteam/ip/static/transparent_placeholder.png/:/rs=w:400,h:599.4444444444445,cg:true,m,i:true/qt=q:1" data-srcLazy="//img1.wsimg.com/isteam/stock/2288/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:400,cg:true" data-ux="Image" data-aid="CONTENT_IMAGE1_RENDERED" class="x-el x-el-img c1-1 c1-2 c1-4 c1-t c1-p c1-q c1-19 c1-5t c1-2p c1-1u c1-b c1-c c1-d c1-1l c1-e c1-f c1-g"/></span></div></div><div data-ux="GridCell" class="x-el x-el-div c1-1 c1-2 c1-4r c1-15 c1-4y c1-78 c1-t c1-2o c1-4d c1-18 c1-4c c1-13 c1-14 c1-b c1-c c1-79 c1-7a c1-51 c1-52 c1-53 c1-54 c1-d c1-7d c1-7e c1-e c1-f c1-g"><div data-ux="ContentBasic" id="62ca9e4d-04b9-48ac-8409-2a095b59ecd6" class="x-el x-el-div x-el c1-1 c1-2 c1-13 c1-1p c1-4 c1-7f c1-7g c1-4l c1-7h c1-7i c1-b c1-c c1-7j c1-7k c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><h4 role="heading" aria-level="4" data-ux="ContentHeading" data-aid="CONTENT_HEADLINE1_RENDERED" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-1a c1-b c1-6b c1-61 c1-43 c1-62 c1-64 c1-65 c1-66">What loan program is best for your situation?</h4><div data-ux="ContentText" alignment="left" data-aid="CONTENT_DESCRIPTION1_RENDERED" data-typography="BodyAlpha" class="x-el c1-1 c1-2 c1-2b c1-2c c1-4p c1-19 c1-1a c1-7m c1-7n c1-7o c1-7p c1-7q c1-7r c1-7s c1-7t c1-7u c1-7v c1-7w c1-7x c1-7y c1-7z c1-80 c1-81 c1-82 c1-83 c1-84 c1-85 c1-86 c1-87 c1-88 c1-89 c1-8a c1-8b c1-8c c1-8d c1-15 c1-b c1-8e c1-c c1-43 c1-d c1-e c1-f c1-g x-rt"><p style="margin:0"><span>Think about how long you plan to keep the loan. If you plan to sell your home in a few years, you may want to consider an adjustable-rate or balloon loan. If you plan to keep your home for a longer time, you may want to consider a fixed-rate loan. Understand the relationship between rates and points. Points are considered prepaid interest and may be tax-deductible. Each point is equal to 1 percent of the loan. For example 1 point on a $150,000 loan is $1,500. The more points you pay, the lower your rate. Compare different loan programs. With so many programs to choose from, it's hard to figure out which program is best for you. Consult an experienced loan originator who can help you find a loan program that best fits your short- and long-term plans.</span></p></div></div></div></div></div></section> </div></div></div><div id="820e8ac0-e876-4309-ba60-c3e0abc20de2" class="widget widget-content widget-content-content-1"><div data-ux="Widget" role="region" id="820e8ac0-e876-4309-ba60-c3e0abc20de2" class="x-el x-el-div x-el c1-1 c1-2 c1-3 c1-b c1-c c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><div> <section data-ux="Section" class="x-el x-el-section c1-1 c1-2 c1-3 c1-h c1-i c1-b c1-c c1-l c1-m c1-d c1-e c1-f c1-g"><div data-ux="Container" class="x-el x-el-div c1-1 c1-2 c1-p c1-q c1-r c1-s c1-t c1-b c1-c c1-1e c1-d c1-1f c1-e c1-1n c1-f c1-1o c1-g"><div data-ux="Grid" class="x-el x-el-div c1-1 c1-2 c1-13 c1-4r c1-4s c1-4t c1-19 c1-76 c1-1a c1-77 c1-4l c1-16 c1-b c1-c c1-4u c1-4v c1-4w c1-4x c1-d c1-e c1-f c1-g"><div data-ux="GridCell" class="x-el x-el-div c1-1 c1-2 c1-4r c1-15 c1-4y c1-78 c1-t c1-2o c1-4d c1-18 c1-4c c1-b c1-c c1-79 c1-7a c1-51 c1-52 c1-53 c1-54 c1-d c1-7b c1-7c c1-e c1-f c1-g"><div data-ux="Block" class="x-el x-el-div c1-1 c1-2 c1-1y c1-b c1-c c1-d c1-e c1-f c1-g"><span data-ux="Element" class="x-el x-el-span c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><img alt="Crosstate Mortgage Corp." src="//img1.wsimg.com/isteam/ip/static/transparent_placeholder.png/:/rs=w:400,h:262.66666666666663,cg:true,m,i:true/qt=q:1" data-srcLazy="//img1.wsimg.com/isteam/ip/eef3c0fa-b870-4c0a-81ad-a0e1f304a1f2/purestock_1574r-01697a.medium.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:400,cg:true" data-ux="Image" data-aid="CONTENT_IMAGE1_RENDERED" class="x-el x-el-img c1-1 c1-2 c1-4 c1-t c1-p c1-q c1-19 c1-5t c1-2p c1-1u c1-b c1-c c1-d c1-1l c1-e c1-f c1-g"/></span></div></div><div data-ux="GridCell" class="x-el x-el-div c1-1 c1-2 c1-4r c1-15 c1-4y c1-78 c1-t c1-2o c1-4d c1-18 c1-4c c1-13 c1-14 c1-b c1-c c1-79 c1-7a c1-51 c1-52 c1-53 c1-54 c1-d c1-7d c1-7e c1-e c1-f c1-g"><div data-ux="ContentBasic" id="62ca9e4d-04b9-48ac-8409-2a095b59ecd6" class="x-el x-el-div x-el c1-1 c1-2 c1-13 c1-1p c1-4 c1-7f c1-7g c1-4l c1-7h c1-7i c1-b c1-c c1-7j c1-7k c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><h4 role="heading" aria-level="4" data-ux="ContentHeading" data-aid="CONTENT_HEADLINE1_RENDERED" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-1a c1-b c1-42 c1-61 c1-43 c1-62 c1-64 c1-65 c1-66">All the research and preparation you&#x27;
204ve done to this point makes this step an easy one.</h4><div data-ux="ContentText" alignment="left" data-aid="CONTENT_DESCRIPTION1_RENDERED" data-typography="BodyAlpha" class="x-el c1-1 c1-2 c1-2b c1-2c c1-4p c1-19 c1-1a c1-7m c1-7n c1-7o c1-7p c1-7q c1-7r c1-7s c1-7t c1-7u c1-7v c1-7w c1-7x c1-7y c1-7z c1-80 c1-81 c1-82 c1-83 c1-84 c1-85 c1-86 c1-87 c1-88 c1-89 c1-8a c1-8b c1-8c c1-8d c1-15 c1-b c1-3k c1-c c1-43 c1-d c1-e c1-f c1-g x-rt"><p style="margin:0"><span>You can apply online or in person. Complete and sign the residential loan application, Form 1003 and the attached loan info sheet, credit authorization and fair lending notice. Your loan originator may also request additional documents, such as a loan information sheet, credit authorization and fair lending notice.</span></p><p style="margin:0"><span><br></span></p><p style="margin:0"><span><strong class="x-el x-el-span c1-28 c1-29 c1-b c1-8f c1-45 c1-44 c1-8g">Once your loan application has been received, the loan approval process starts immediately. This involves verifying your:</strong></span></p><p style="margin:0"><span><br></span></p><p style="margin:0"><ul>
205  <li>Credit history</li>
206  <li>Employment history</li>
207  <li>Assets including your bank accounts, stocks, mutual fund and retirement accounts</li>
208  <li>Property value</li>
209  <li>Based on your specific situation, additional documents or verifications may be required.</li>
210</ul></p></div></div></div></div></div></section> </div></div></div><div id="bf1367af-a7c9-4df9-9dce-61f879c65cb5" class="widget widget-content widget-content-content-1"><div data-ux="Widget" role="region" id="bf1367af-a7c9-4df9-9dce-61f879c65cb5" class="x-el x-el-div x-el c1-1 c1-2 c1-67 c1-b c1-c c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><div> <section data-ux="Section" class="x-el x-el-section c1-1 c1-2 c1-67 c1-h c1-i c1-b c1-c c1-l c1-m c1-d c1-e c1-f c1-g"><div data-ux="Container" class="x-el x-el-div c1-1 c1-2 c1-p c1-q c1-r c1-s c1-t c1-b c1-c c1-1e c1-d c1-1f c1-e c1-1n c1-f c1-1o c1-g"><div data-ux="Grid" class="x-el x-el-div c1-1 c1-2 c1-13 c1-4r c1-4s c1-4t c1-19 c1-76 c1-1a c1-77 c1-4l c1-16 c1-b c1-c c1-4u c1-4v c1-4w c1-4x c1-d c1-e c1-f c1-g"><div data-ux="GridCell" class="x-el x-el-div c1-1 c1-2 c1-4r c1-15 c1-4y c1-78 c1-t c1-2o c1-4d c1-18 c1-4c c1-b c1-c c1-79 c1-7a c1-51 c1-52 c1-53 c1-54 c1-d c1-7b c1-7c c1-e c1-f c1-g"><div data-ux="Block" class="x-el x-el-div c1-1 c1-2 c1-1y c1-b c1-c c1-d c1-e c1-f c1-g"><span data-ux="Element" class="x-el x-el-span c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><img alt="Crosstate Mortgage Corp." src="//img1.wsimg.com/isteam/ip/static/transparent_placeholder.png/:/rs=w:400,h:268.00000000000006,cg:true,m,i:true/qt=q:1" data-srcLazy="//img1.wsimg.com/isteam/ip/eef3c0fa-b870-4c0a-81ad-a0e1f304a1f2/purestock_1574r-02148a.medium.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:400,cg:true" data-ux="Image" data-aid="CONTENT_IMAGE1_RENDERED" class="x-el x-el-img c1-1 c1-2 c1-4 c1-t c1-p c1-q c1-19 c1-5t c1-2p c1-1u c1-b c1-c c1-d c1-1l c1-e c1-f c1-g"/></span></div></div><div data-ux="GridCell" class="x-el x-el-div c1-1 c1-2 c1-4r c1-15 c1-4y c1-78 c1-t c1-2o c1-4d c1-18 c1-4c c1-13 c1-14 c1-b c1-c c1-79 c1-7a c1-51 c1-52 c1-53 c1-54 c1-d c1-7d c1-7e c1-e c1-f c1-g"><div data-ux="ContentBasic" id="62ca9e4d-04b9-48ac-8409-2a095b59ecd6" class="x-el x-el-div x-el c1-1 c1-2 c1-13 c1-1p c1-4 c1-7f c1-7g c1-4l c1-7h c1-7i c1-b c1-c c1-7j c1-7k c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><h4 role="heading" aria-level="4" data-ux="ContentHeading" data-aid="CONTENT_HEADLINE1_RENDERED" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-1a c1-b c1-6b c1-61 c1-43 c1-62 c1-64 c1-65 c1-66">To improve your chances of getting a loan approval:</h4><div data-ux="ContentText" alignment="left" data-aid="CONTENT_DESCRIPTION1_RENDERED" data-typography="BodyAlpha" class="x-el c1-1 c1-2 c1-2b c1-2c c1-4p c1-19 c1-1a c1-7m c1-7n c1-7o c1-7p c1-7q c1-7r c1-7s c1-7t c1-7u c1-7v c1-7w c1-7x c1-7y c1-7z c1-80 c1-81 c1-82 c1-83 c1-84 c1-85 c1-86 c1-87 c1-88 c1-89 c1-8a c1-8b c1-8c c1-8d c1-15 c1-b c1-8e c1-c c1-43 c1-d c1-e c1-f c1-g x-rt"><p style="margin:0"><span><strong class="x-el x-el-span c1-28 c1-29 c1-b c1-8f c1-45 c1-44 c1-8g">Fill out the loan application completely.</strong></span></p><p style="margin:0"><ul>
211  <li>Respond promptly to any requests for additional documents. This is especially critical if your rate is locked or planned to close by a certain date.</li>
212</ul></p><p style="margin:0"><span><br></span></p><p style="margin:0"><span><strong class="x-el x-el-span c1-28 c1-29 c1-b c1-8f c1-45 c1-44 c1-8g">Anything that causes your debts to increase might have an adverse effect on your current application.</strong></span></p><p style="margin:0"><span><br></span></p><p style="margin:0"><ul>
213  <li>Do not move money into your bank accounts unless it can be traced. If you are receiving money from friends, family or other relatives, please contact us.</li>
214  <li>Do not go out of town around the closing date. If you do plan to be out of town when your loan 
214is expected to close, you may sign a power of attorney to authorize another individual to sign on your behalf.</li>
215  <li>Notify your loan officer before applying for any other credit, including credit cards, personal loans or even with another mortgage company. Some loan programs have strict guidelines regarding your credit score. Credit inquiries may lower your credit score and may have an adverse effect on your loan approval.</li>
216</ul></p></div></div></div></div></div></section> </div></div></div><div id="d32e81ba-b083-4d7e-8912-90e24130c667" class="widget widget-about widget-about-about-5"><div data-ux="WidgetSplit" role="region" id="d32e81ba-b083-4d7e-8912-90e24130c667" class="x-el x-el-div x-el c1-1 c1-2 c1-3 c1-b c1-c c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><div> <div data-ux="ContainerSplit" class="x-el x-el-div c1-1 c1-2 c1-z c1-10 c1-11 c1-12 c1-t c1-13 c1-1p c1-8v c1-3 c1-b c1-c c1-d c1-8w c1-1g c1-8x c1-e c1-f c1-g"><div data-ux="SplitItem" class="x-el x-el-div c1-1 c1-2 c1-13 c1-15 c1-8y c1-t c1-u c1-b c1-c c1-8z c1-90 c1-91 c1-d c1-92 c1-93 c1-94 c1-95 c1-e c1-f c1-g"><section data-ux="SectionSplit" class="x-el x-el-section c1-1 c1-2 c1-3 c1-h c1-i c1-96 c1-15 c1-4 c1-b c1-c c1-l c1-m c1-d c1-e c1-f c1-g"><div data-ux="Container" class="x-el x-el-div c1-1 c1-2 c1-p c1-q c1-r c1-s c1-t c1-b c1-c c1-d c1-e c1-f c1-g"><div data-ux="Block" class="x-el x-el-div c1-1 c1-2 c1-4 c1-4l c1-b c1-c c1-d c1-97 c1-1j c1-1k c1-1l c1-1m c1-e c1-f c1-g"><div data-ux="Content" class="x-el x-el-div c1-1 c1-2 c1-1a c1-b c1-c c1-d c1-e c1-f c1-g"><div data-ux="ContentBasic" index="0" class="x-el x-el-div x-el c1-1 c1-2 c1-13 c1-1p c1-4 c1-7f c1-7g c1-4l c1-7h c1-7i c1-b c1-c c1-7j c1-7k c1-d c1-e c1-f c1-g c1-1 c1-2 c1-b c1-c c1-d c1-e c1-f c1-g"><h4 role="heading" aria-level="4" data-ux="ContentHeading" data-aid="ABOUT_HEADLINE_RENDERED0" data-typography="HeadingDelta" class="x-el x-el-h4 c1-1 c1-2 c1-2b c1-2c c1-7l c1-z c1-10 c1-19 c1-1a c1-b c1-42 c1-61 c1-43 c1-62 c1-64 c1-65 c1-66">After your loan is approved, you will be required to sign the final loan documents. This will normally take place in the presence of a notary public.</h4><div data-ux="ContentText" alignment="left" data-aid="ABOUT_DESCRIPTION_RENDERED0" data-typography="BodyAlpha" class="x-el c1-1 c1-2 c1-2b c1-2c c1-4p c1-19 c1-1a c1-7m c1-7n c1-7o c1-7p c1-7q c1-7r c1-7s c1-7t c1-7u c1-7v c1-7w c1-7x c1-7y c1-7z c1-80 c1-81 c1-82 c1-83 c1-84 c1-85 c1-86 c1-87 c1-88 c1-89 c1-8a c1-8b c1-8c c1-8d c1-15 c1-b c1-3k c1-c c1-43 c1-d c1-e c1-f c1-g x-rt"><p style="margin:0"><span><strong class="x-el x-el-span c1-28 c1-29 c1-b c1-8f c1-45 c1-44 c1-8g">Be prepared to:</strong></span></p><p style="margin:0"><span><br></span></p><p style="margin:0"><ul>
217  <li>Bring a cashier's check for your down payment and closing costs if required. Personal checks are normally NOT accepted.</li>
218  <li>Review the final loan documents. Make sure that the interest rate and loan terms are what you were promised. Also, verify the accuracy of the name and address on the loan documents.</li>
219  <li>Sign the loan documents. The notary will require that you have your picture ID with you. Some lenders also require seeing your Social Security card.</li>
220</ul></p><p style="margin:0"><span><br></span></p><p style="margin:0"><span>Your loan will normally close shortly after you have signed the loan documents. On refinance and home equity loan transactions, federal law requires that you have three days to review the documents before your loan transaction can close. Purchase transactions do not have a three-day rescission period.</span></p></div></div></div></div></div></section></div><div data-ux="SplitItemImage" class="x-el x-el-div c1-1 c1-2 c1-13 c1-15 c1-8y c1-t c1-u c1-96 c1-98 c1-b c1-c c1-8z c1-90 c1-91 c1-99 c1-9a c1-d c1-92 c1-93 c1-94 c1-9b c1-9c c1-e c1-f c1-g"><span data-ux="Element" class="x-el x-el-span c1-1 c1-2 c1-13 c1-15 c1-9d c1-b c1-c c1-9e c1-d c1-e c1-f c1-g"><div id="guacBg17477" role="img" data-ux="Background" data-aid="ABOUT_IMAGE_RENDERED1" class="x-el x-el-div c1-1 c1-2 c1-9f c1-9g c1-9h c1-9i c1-9j c1-13 c1-15 c1-9d c1-9k c1-9l c1-b c1-c c1-9e c1-d c1-e c1-f c1-g">
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