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47<title>Frederica Wealth Advisory | 912-268-2230</title><meta name="description" content="Welcome to wealth management, evolved–intentional, innovative, and built for high-net-worth families who don’t follow the crowd. We are a boutique wealth management firm located on St Simons Island, Georgia, serving the Southeast and beyond."/><meta name="robots" content="index, follow"/><meta name="twitter:card" content="summary_large_image"><meta prefix="og: http://ogp.me/ns#" property="og:image" content="http://static.fmgsuite.com/media/ogImage/originalSize/be27a846-af6c-43a1-b52e-e9d725a90158.jpg"/><meta name="twitter:image" content="http://static.fmgsuite.com/media/ogImage/originalSize/be27a846-af6c-43a1-b52e-e9d725a90158.jpg"/><meta prefix="og: http://ogp.me/ns#" property="og:title" content="Frederica Wealth Advisory | 912-268-2230"/><meta name="twitter:title" content="Frederica Wealth Advisory | 912-268-2230"/><meta name="twitter:image:alt" content="Frederica Wealth Advisory | 912-268-2230"/><meta prefix="og: http://ogp.me/ns#" property="og:description" content="Welcome to wealth management, evolved–intentional, innovative, and built for high-net-worth families who don’t follow the crowd. We are a boutique wealth management firm located on St Simons Island, Georgia, serving the Southeast and beyond."/><meta name="twitter:description" content="Welcome to wealth management, evolved–intentional, innovative, and built for high-net-worth families who don’t follow the crowd. We are a boutique wealth management firm located on St Simons Island, Georgia, serving the Southeast and beyond."/><meta prefix="og: http://ogp.me/ns#" property="og:site_name" content="Frederica Wealth Advisory"/><meta prefix="og: http://ogp.me/ns#" property="og:url" content="https://www.fredericawealth.com/"/>
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1037<div role="heading" aria-level="1" class="h1 f" style="text-align: left; font-size: 2.5em; line-height: 1.25;" data-mce-style="text-align: left; font-size: 2.5em; line-height: 1.25;"><span style="color: #ffffff;" data-mce-style="color: #ffffff;">Wealth management for High-Net Worth FamiLIES</span></div>                                            </div>
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1047                    <div class="o-container c-customsection__container" style=''>
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1051                                            <div id="section27-box0-content" class="c-rich-text__section welcome js-complex-editable" data-section-id=27 data-box-id="0" data-box-type="content">
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1054<h2 class="f" style="text-transform: uppercase; font-size: 1.75em; font-weight: 400; text-align: center;" data-mce-style="text-transform: uppercase; font-size: 1.75em; font-weight: 400; text-align: center;">Not Your Parents' Wealth Advisory Firm</h2><p><br/></p><p style="font-size: 15px; line-height: 1.95em; letter-spacing: 0.02em; text-align: left;" data-mce-style="font-size: 15px; line-height: 1.95em; letter-spacing: 0.02em; text-align: left;"><strong>Frederica Wealth Advisory was built for people who are over the old-school wealth management playbook.</strong> You&#8217;ve built something real &#8212; and you don&#8217;t need a firm that talks in circles or hides behind industry lingo. We cut through the noise with smart strategies, clean execution, and a human approach. High-touch, high-tech, and 100% tailored to you.</p><p style="font-size: 15px; line-height: 1.95em; letter-spacing: 0.02em; text-align: left;" data-mce-style="font-size: 15px; line-height: 1.95em; letter-spacing: 0.02em; text-align: left;"><br/></p><div style="display: flex; flex-wrap: wrap; gap: 20px; margin-top: 20px; justify-content: space-between;" data-mce-style="display: flex; flex-wrap: wrap; gap: 20px; margin-top: 20px; justify-content: space-between;"><div class="frederica-card"><div class="frederica-title"><img src="https://img.icons8.com/ios-filled/24/1f3460/light-on.png" alt="Clarity" class="frederica-icon" data-mce-src="https://img.icons8.com/ios-filled/24/1f3460/light-on.png">TRANSPARENCY + TECH</div>We love clarity, embrace technology, and believe in transparency.</div><div class="frederica-card"><div class="frederica-title"><img src="https://img.icons8.com/ios-filled/24/1f3460/chat.png" alt="Talk" class="frederica-icon" data-mce-src="https://img.icons8.com/ios-filled/24/1f3460/chat.png">STRAIGHT TALK</div>We talk like humans, not hedge fund brochures.</div><div class="frederica-card"><div class="frederica-title"><img src="https://img.icons8.com/ios-filled/24/1f3460/like--v1.png" alt="Heart" class="frederica-icon" data-mce-src="https://img.icons8.com/ios-filled/24/1f3460/like--v1.png">WE LIKE OUR CLIENTS</div>We actually really like&#160;and respect our clients &#8211; and it shows.</div><div class="frederica-card"><div class="frederica-title"><img src="https://img.icons8.com/ios-filled/24/1f3460/user.png" alt="Person" class="frederica-icon" data-mce-src="https://img.icons8.com/ios-filled/24/1f3460/user.png">YOU'RE NOT A NUMBER</div>You&#8217;re never treated like just another account.</div></div><h2 class="f" style="text-transform: uppercase; font-size: 1.15em; font-weight: 600; text-align: center;" data-mce-style="text-transform: uppercase; font-size: 1.15em; font-weight: 600; text-align: center;"><span style="color: #808080;" data-mce-style="color: #808080;"></span><br/></h2><h2 class="f" style="text-transform: uppercase; font-size: 1.15em; font-weight: 600; text-align: center;" data-mce-style="text-transform: uppercase; font-size: 1.15em; font-weight: 600; text-align: center;"><span style="color: #808080;" data-mce-style="color: #808080;">Here&#8217;s what you can expect with Frederica:</span> <strong>Respect, straight talk, &#38; that we&#8217;ll do what&#8217;s right for you &#8211; every single time.</strong></h2><p style="font-size: 15px; line-height: 1.95em; letter-spacing: 0.02em; text-align: left;" data-mce-style="font-size: 15px; line-height: 1.95em; letter-spacing: 0.02em; text-align: left;"><br/></p><p style="padding-top: 20px; text-align: center;" data-mce-style="padding-top: 20px; text-align: center;"><a href="about-us" class="c-btn f" style="font-family: 'Abel', sans-serif; font-size: 1em; padding: 8px 16px; border-radius: 6px;" data-mce-href="about-us" data-mce-style="font-family: 'Abel', sans-serif; font-size: 1em; padding: 8px 16px; border-radius: 6px;"> <span>LEARN MORE</span> </a><br data-mce-bogus="1"></p>                                            </div>
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1061            <section   id="section_2" class="section section_FullWidth None ScaleToFit dev-ds dev-ds_hero dev-ds_text dev-ds_text-white" style=background-image:url(//static.fmgsuite.com/media/SectionBackgroun
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1063
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1068                                            <div id="section14-box7-content" class="c-rich-text__section welcome js-complex-editable" data-section-id=14 data-box-id="7" data-box-type="content">
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1071<div style="display: flex; flex-wrap: wrap; max-width: 1200px; margin: auto; gap: 160px;" data-mce-style="display: flex; flex-wrap: wrap; max-width: 1200px; margin: auto; gap: 160px;"><!-- Left Column: 2/3 --><div style="flex: 2; min-width: 300px;" data-mce-style="flex: 2; min-width: 300px;"><br/></div><span style="color: rgb(255, 255, 255);" data-mce-style="color: #ffffff;"><!-- Right Column: 1/3 --></span><div style="flex: 1; min-width: 200px;" data-mce-style="flex: 1; min-width: 200px;"><h2 class="f" style="text-align: right;" data-mce-style="text-align: right;"><span style="color: rgb(255, 255, 255);" data-mce-style="color: #ffffff;">Real people. Real strategies. No fluff.</span></h2><p style="font-size: 1.15em; line-height: 1.95em; letter-spacing: 0.02em; text-align: right;" data-mce-style="font-size: 1.15em; line-height: 1.95em; letter-spacing: 0.02em; text-align: right;"><span style="color: rgb(255, 255, 255);" data-mce-style="color: #ffffff;">Frederica Wealth Advisory is led by a team that believes wealth management should feel human &#8211; not like a spreadsheet. We bring deep experience, sharp thinking, and a whole lot of personality to the table. Based right here on St. Simons Island, we know our community and what matters most to the families who live here.</span></p><br/><p style="font-size: 1.15em; line-height: 1.95em; letter-spacing: 0.02em; text-align: right;" data-mce-style="font-size: 1.15em; line-height: 1.95em; letter-spacing: 0.02em; text-align: right;"><span style="color: rgb(255, 255, 255);" data-mce-style="color: #ffffff;">We&#8217;re high-trust, low-ego and obsessed with building smart strategies designed for the long haul.</span></p><p style="text-align: right; padding-top: 20px;" data-mce-style="text-align: right; padding-top: 20px;"><span style="color: rgb(255, 255, 255); font-size: 1em;" data-mce-style="color: #ffffff; font-size: 1em;"><a href="our-team" class="c-btn flg" style="font-family: &#34;Abel&#34;, sans-serif; padding: 8px 16px; border-radius: 6px;" data-mce-href="our-team" data-mce-style="font-family: 'Abel', sans-serif; padding: 8px 16px; border-radius: 6px;"> Meet The Team </a></span></p></div></div>                                            </div>
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1078            <section   id="section_3" class="section section_FullWidth None None" >
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1080
1081                    <div class="o-container c-customsection__container" style='padding-top:150px;padding-bottom:150px;'>
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1084
1085                                            <div id="section19-box0-content" class="c-rich-text__section welcome js-complex-editable" data-section-id=19 data-box-id="0" data-box-type="content">
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1088<div style="display: flex; flex-wrap: wrap; gap: 30px; align-items: center; max-width: 1000px; margin: auto;" data-mce-style="display: flex; flex-wrap: wrap; gap: 30px; align-items: center; max-width: 1000px; margin: auto;"><!-- Left Column --><div style="flex: 1 1 40%; min-width: 300px;" data-mce-style="flex: 1 1 40%; min-width: 300px;"><h2 class="f" style="text-transform: uppercase; font-size: 1.75em; font-weight: 400; text-align: left;" data-mce-style="text-transform: uppercase; font-size: 1.75em; font-weight: 400; text-align: left;">Invest Fearlessly.</h2><p style="font-size: 15px; line-height: 1.95em; letter-spacing: 0.02em; text-align: left;" data-mce-style="font-size: 15px; line-height: 1.95em; letter-spacing: 0.02em; text-align: left;">What&#8217;s the right level of risk for you? Our approach at Frederica uses the <strong>Risk Number&#174;*</strong>, built upon a Nobel Prize-winning framework. This is one of our favorite ways to use technology at Frederica. What&#8217;s your risk number?&#160;</p><p style="font-size: 15px; line-height: 1.95em; letter-spacing: 0.02em; text-align: left;" data-mce-style="font-size: 15px; line-height: 1.95em; letter-spacing: 0.02em; text-align: left;"><a href="risk-number" class="c-btn f" style="font-family: 'Abel', sans-serif; font-size: 0.85em; padding: 8px 16px; border-radius: 6px;" data-mce-href="risk-number" data-mce-style="font-family: 'Abel', sans-serif; font-size: 0.85em; padding: 8px 16px; border-radius: 6px;"> <span>Tell Me More About risk</span></a></p></div><!-- Right Column --><div style="flex: 1 1 55%; min-width: 300px;" data-mce-style="flex: 1 1 55%; min-width: 300px;">
1088<img src="//static.fmgsuite.com/media/SectionBackgroundImage/originalSize/9761e970-3299-4e6e-bdb6-fa8988dd8726.png" alt="What is Your Risk Number" style="display: block; margin-left: auto; margin-right: auto;" width="230" height="288" data-mce-src="//static.fmgsuite.com/media/SectionBackgroundImage/originalSize/9761e970-3299-4e6e-bdb6-fa8988dd8726.png" data-mce-style="display: block; margin-left: auto; margin-right: auto;"></div></div>                                            </div>
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1154<section class="v-grid v-grid--noedit sc-section sc-col--3" data-shortcode="articles-grid"><article class="sc-article"><header class="sc-article--header"><figure class="sc-article--figure"><a href="https://www.fredericawealth.com/resource-center/insurance/social-media-newest-business-liability-risk"><img class="sc-article--image" src="//static.fmgsuite.com/site/templates/global/img/assets/largethumb/382-largethumb-a.jpg" alt="Image for Social Media: Newest Business Liability Risk"></a></figure><time datetime="2026-09-29T14:36:50" class="sc-article--date">September 29, 2026</time><h3 class="sc-article--title"><a href="https://www.fredericawealth.com/resource-center/insurance/social-media-newest-business-liability-risk">Social Media: Newest Business Liability Risk</a></h3></header><p class="sc-article--description">Social media may be a modern imperative for businesses looking to grow and build their brand, but it also introduces risk.</p></article><article class="sc-article"><header class="sc-article--header"><figure class="sc-article--figure"><a href="https://www.fredericawealth.com/resource-center/estate/and-the-executor-is"><img class="sc-article--image" src="//static.fmgsuite.com/site/templates/global/img/assets/largethumb/128-largethumb-a.jpg" alt="Image for And the Executor Is"></a></figure><time datetime="2026-09-29T08:27:02" class="sc-article--date">September 29, 2026</time><h3 class="sc-article--title"><a href="https://www.fredericawealth.com/resource-center/estate/and-the-executor-is">And the Executor Is</a></h3></header><p class="sc-article--description">The right executor may help ensure the distribution of your assets is done with as little upheaval as possible.</p></article><article class="sc-article"><header class="sc-article--header"><figure class="sc-article--figure"><a href="https://www.fredericawealth.com/resource-center/retirement/how-retirement-spending-changes-with-time"><img class="sc-article--image" src="//static.fmgsuite.com/site/templates/global/img/assets/largethumb/1021-largethumb-a.jpg" alt="Image for How Retirement Spending Changes With Time"></a></figure><time datetime="2026-09-29T08:13:59" class="sc-article--date">September 29, 2026</time><h3 class="sc-article--title"><a href="https://www.fredericawealth.com/resource-center/retirement/how-retirement-spending-changes-with-time">How Retirement Spending Changes With Time</a></h3></header><p class="sc-article--description">It can be difficult for clients to imagine how much they'll spend in retirement. This short, insightful article is useful.</p></article><article class="sc-article"><header class="sc-article--header"><figure class="sc-article--figure"><a href="https://www.fredericawealth.com/resource-center/retirement/understanding-qualified-charitable-distributions"><img class="sc-article--image" src="//static.fmgsuite.com/site/templates/global/img/assets/largethumb/1322-largethumb-a.jpg" alt="Image for Understanding Qualified Charitable Distributions"></a></figure><time datetime="2026-09-24T07:46:03" class="sc-article--date">September 24, 2026</time><h3 class="sc-article--title"><a href="https://www.fredericawealth.com/resource-center/retirement/understanding-qualified-charitable-distributions">Understanding Qualified Charitable Distributions</a></h3></header><p class="sc-article--description">Use this handy, informative article to help your clients understand Qualified Charitable Distributions (QCDs).</p></article><article class="sc-article"><header class="sc-article--header"><figure class="sc-article--figure"><a href="https://www.fredericawealth.com/resource-center/lifestyle/good-health-is-good-business"><img class="sc-article--image" src="//static.fmgsuite.com/site/templates/global/img/assets/largethumb/315-largethumb-a.jpg" alt="Image for Good Health is Good Business"></a></figure><time datetime="2026-09-17T16:04:18" class="sc-article--date">September 17, 2026</time><h3 class="sc-article--title"><a href="https://www.fredericawealth.com/resource-center/lifestyle/good-health-is-good-business">Good Health is Good Business</a></h3></header><p class="sc-article--description">Good employee health can be great for the company’s bottom line.</p></article><article class="sc-article"><header class="sc-article--header"><figure class="sc-article--figure"><a href="https://www.fredericawealth.com/resource-center/investment/are-you
1154-ready-for-your-portfolio-to-make-a-difference"><img class="sc-article--image" src="//static.fmgsuite.com/site/templates/global/img/assets/largethumb/1118-largethumb-a.jpg" alt="Image for Are You Ready for Your Portfolio to Make a Difference?"></a></figure><time datetime="2026-09-17T14:35:26" class="sc-article--date">September 17, 2026</time><h3 class="sc-article--title"><a href="https://www.fredericawealth.com/resource-center/investment/are-you-ready-for-your-portfolio-to-make-a-difference">Are You Ready for Your Portfolio to Make a Difference?</a></h3></header><p class="sc-article--description">Learn about the rise of Impact Investing and how it may benefit you.</p></article><article class="sc-article"><header class="sc-article--header"><figure class="sc-article--figure"><a href="https://www.fredericawealth.com/resource-center/money/life-and-death-of-a-20-dollar-bill"><img class="sc-article--image" src="//static.fmgsuite.com/site/templates/global/img/assets/largethumb/138-largethumb-a.jpg" alt="Image for Life and Death of a Twenty Dollar Bill"></a></figure><time datetime="2026-09-01T11:11:15" class="sc-article--date">September 1, 2026</time><h3 class="sc-article--title"><a href="https://www.fredericawealth.com/resource-center/money/life-and-death-of-a-20-dollar-bill">Life and Death of a Twenty Dollar Bill</a></h3></header><p class="sc-article--description">How long does a $20 bill last?</p></article><article class="sc-article"><header class="sc-article--header"><figure class="sc-article--figure"><a href="https://www.fredericawealth.com/resource-center/retirement/women-and-wealth"><img class="sc-article--image" src="//static.fmgsuite.com/site/templates/global/img/assets/largethumb/1339-largethumb-a.jpg" alt="Image for Women and Wealth: A Pivot Towards Retirement"></a></figure><time datetime="2026-09-01T11:00:38" class="sc-article--date">September 1, 2026</time><h3 class="sc-article--title"><a href="https://www.fredericawealth.com/resource-center/retirement/women-and-wealth">Women and Wealth: A Pivot Towards Retirement</a></h3></header><p class="sc-article--description">Tips and strategies for women approaching retirement to ensure a smooth transition.</p></article><article class="sc-article"><header class="sc-article--header"><figure class="sc-article--figure"><a href="https://www.fredericawealth.com/resource-center/money/saving-early-and-letting-time-work-for-you"><img class="sc-article--image" src="//static.fmgsuite.com/site/templates/global/img/assets/largethumb/1439-largethumb-a.jpg" alt="Image for Saving Early & Letting Time Work for You"></a></figure><time datetime="2026-08-31T12:27:54" class="sc-article--date">August 31, 2026</time><h3 class="sc-article--title"><a href="https://www.fredericawealth.com/resource-center/money/saving-early-and-letting-time-work-for-you">Saving Early & Letting Time Work for You</a></h3></header><p class="sc-article--description">See how starting early—not saving more—can be the most powerful move you make for your long-term future.</p></article><button id="load-more__btn" onclick="loadMoreData(this)" class="c-btn c-box__btn c-load-more__btn" data-page-keywords="" data-page-index="1" data-page-size="9">Load More</button></section>                                                </div>
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1179                                                            <h2 id="section11-box0-title" class="title js-simple-editable" style="color:#30433a" data-section-id=11 data-box-id="0" data-box-type="title">Get Started with Frederica</h2>
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