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215
216  // PRMA Newsroom shared data (single source of truth)
217  // Update this list to add new coverage items.
218  window.PRMA_NEWSROOM_ITEMS = [
219{ month:"September", year:2026, title:"Cash is king in San Francisco real estate. It’s leaving mortgage buyers in the dust", url:"https://sfstandard.com/2026/09/20/all-cash-bidding-wars-san-francisco/" }, 
220{ month:"August", year:2026, title:"Why vacation homes are becoming a major blind spot for advisors", url:"https://insurancenewsnet.com/innarticle/why-vacation-homes-are-becoming-a-major-blind-spot-for-advisors" }, 
221{ month:"August", year:2026, title:"How to handle insurance claims following severe weather in the DMV", url:"https://www.dcnewsnow.com/stretch-your-dollar/how-to-handle-insurance-claims-following-severe-weather-in-the-dmv/" }, 
222{ month:"July", year:2026, title:"Insurers Racing to Keep Up with a New Class of AI Millionaires", url:"https://www.pandcspecialist.com/lead/enroll/5202564/742254?from=https%3A%2F%2Fwww.pandcspecialist.com%2Fc%2F5202564%2F742254%3Freferrer_module%3Dlinkedin.com%26campcode%3DLinkedIn&referrer_module=linkedin.com" }, 
223{ month:"July", year:2026, title:"AI to Create New Era of Underwriter Hiring, Experts Say", url:"https://commercial.pandcspecialist.com/lead/enroll/5207714/744244?from=https%3A%2F%2Fcommercial.pandcspecialist.com%2Fc%2F5207714%2F744244%3Freferrer_module%3DsearchSubFromPCSC%26highlight%3Ddeanna&referrer_module=searchSubFromPCSC" }, 
224{ month:"July", year:2026, title:"Homeowners set their sights on this ‘special’ US city that has never reached 100 degrees", url:"https://nypost.com/2026/07/15/real-estate/homeowners-set-their-sights-on-this-special-us-city-that-has-never-reached-100-degrees/" }, 
225{ month:"July", year:2026, title:"America's wealth boom is creating a new generation of underinsured clients", url:"https://www.insurancebusinessmag.com/us/news/excess-surplus/americas-wealth-boom-is-creating-a-new-generation-of-underinsured-clients-581075.aspx" }, 
226{ month:"June", year:2026, title:"Women, Wealth Reshape Advisory Relationships", url:"https://www.insurancethoughtleadership.com/agent-broker/women-wealth-reshape-advisory-relationships" },  
227{ month:"June", year:2026, title:"PRMA’s Delaney: Growing Inland Flood Risks Drive More Proactive Client Conversations", url:"https://podcasts.apple.com/us/podcast/prmas-delaney-growing-inland-flood-risks-drive-more/id126723118?i=1000773225583" },  
228{ month:"June", year:2026, title:"Flood Risk Moves Inland: How Agents Can Expand the Flood Coverage Conversation", url:"https://www.iamagazine.com/2026/06/15/flood-risk-moves-inland-how-agents-can-expand-the-flood-coverage-conversation/" },  
229{ month:"June", year:2026, title:"Homeowners Insurance Rates Rise In North Carolina—Here’s Which Counties Face The Biggest Jumps", url:"https://www.forbes.com/advisor/insurance/homeowners-insurance-north-carolina-increase-lmandp5/" },  
230
231{ month:"May", year:2026, title:"Gray Power Faces New Test in P&C Industry Amid AI Evolution", url:"https://commercial.pandcspecialist.com/lead/enroll/5157414/732674?from=https%3A%2F%2Fcommercial.pandcspecialist.com%2Fc%2F5157414%2F732674%3Freferrer_module%3DsideBarHeadlines%26module_order%3D0&referrer_module=sideBarHeadlines" },  
232{ month:"May", year:2026, title:"Midlife planning for women: why it matters and how advisors should adapt", url:"https://insurancenewsnet.com/innarticle/midlife-planning-for-women-why-it-matters-and-how-advisors-should-adapt" },  
233
234{ month:"May", year:2026, title:"The gendered glass ceiling", url:"https://insurancenewsnet.com/innarticle/the-gendered-glass-ceiling" },  
235
236{ month:"April", year:2026, title:"How to Keep Your Contractor From Walking Off the Job", url:"https://www.wsj.com/real-estate/luxury-homes/working-with-a-contractor-82fac840?st=Gj5vsd&reflink=desktopwebshare_permalink" },  
237
238{ month:"April", year:2026, title:"How to Protect Your Home From Damage or Theft During an Open House", url:"https://www.wsj.com/real-estate/open-house-damage-theft-5cf4b37a?st=oehwwo&reflink=desktopwebshare_permalink" },  
239{ month:"March", year:2026, title:"Common Homeowners Insurance Exclusions", url:"https://www.usnews.com/insurance/homeowners-insurance/homeowners-insurance-exclusions" },  
240 { month:"March", year:2026, title:"AI Is Transforming the Comm'l Carrier-Broker Relationship", url:"https://commercial.pandcspecialist.com/lead/enroll/5112134/722404?from=https%3A%2F%2Fcommercial.pandcspecialist.com%2Fc%2F5112134%2F722404" },
241
242  { month:"March", year:2026, title:"What Is Personal Liability Insurance?", url:"https://www.usnews.com/insurance/homeowners-insurance/personal-liability-insurance" },
243{ month:"March", year:2026, title:"An insurtech sales tool kit for every independent agent", url:"https://insurancenewsnet.com/innarticle/an-insurtech-sales-tool-kit-for-every-independent-agent" },
244    { month:"February", year:2026, title:"Beyond insurance: Rethinking risk for high net worth families", url:"https://podcasts.apple.com/us/podcast/beyond-insurance-rethinking-risk-for-high-net-worth/id1485471259?i=1000751020242" },
245    { month:"February", year:2026, title:"Education Key to Reducing Winter Losses", url:"https://www.insurancethoughtleadership.com/personal-lines/education-key-reducing-winter-losses" },
246    { month:"February", year:2026, title:"PRMA’s Diane Delaney on High Net Worth Risk and Insurance Trends", url:"https://riskandinsurance.com/prmas-diane-delaney-on-high-net-worth-risk-and-insurance-trends/" },
247    { month:"February", year:2026, title:"Carriers raise the home protection bar: What agents should know", url:"https://insurancenewsnet.com/innarticle/carriers-raise-the-home-protection-bar-what-agents-should-know" },
248    { month:"January", year:2026, title:"How Agents’ Roles Are Changing in the High Net-Worth Market", url:"https://www.iamagazine.com/2026/01/26/how-agents-roles-are-changing-in-the-high-net-worth-market/" },
249    { month:"January", year:2026, title:"These 6 States Had the Most Tornadoes Last Year – Here’s How To Protect Yourself in 2026", url:"https://www.usnews.com/insurance/homeowners-insurance/states-with-the-most-tornados" },
250    { month:"January", year:2026, title:"All Things Wildfire Podcast: The Insurance Mistake Homeowners Discover After Wildfires", url:"https://allthingswildfire.com/ep-57/" },
251    { month:"January", year:2026, title:"2026 Trend Forecast: The insurance workforce", url:"https://www.propertycasualty360.com/2026/01/02/2026-trend-forecast-the-insurance-workforce/" },
252    { month:"December", year:2025, title:"Profiles in Risk Podcast", url:"https://podcasts.apple.com/il/podcast/diane-delaney-executive-director-at-prma-pir-ep-773/id1209984530?i=1000741380952" },
253    { month:"December", year:2025, title:"What Is High-Value Home Insurance?", url:"https://www.usnews.com/insurance/homeowners-insurance/high-value-home-insurance" },
254    { month:"December", year:2025, title:"HNW Clients Cut Risk Appetite as Capacity Crunch Reshapes Private Insurance", url:"https://www.insurancebusinessmag.com/us/news/breaking-news/hnw-clients-cut-risk-appetite-as-capacity-crunch-reshapes-private-insurance--hub-558781.aspx" },
255    { month:"November", year:2025, title:"CEO Diane Delaney on PRMA Summit and Organization Growth Opportunities", url:"https://riskandinsurance.com/ceo-diane-delaney-on-prma-summit-and-organization-growth-opportunities/" },
256
257    { month:"October", year:2025, title:"Does Homeowners Insurance Cover Hail Damage?", url:"https://www.usnews.com/insurance/homeowners-insurance/does-homeowners-insurance-cover-hail-damage" },
258    { month:"October", year:2025, title:"Does Homeowners Insurance Cover Roof Damage?", url:"https://www.usnews.com/insurance/homeowners-insurance/does-homeowners-insurance-cover-roof-damage" },
259    { month:"October", year:2025, title:"Home Insurance for First-Time Buyers", url:"https://www.usnews.com/insurance/homeowners-insurance/home-insurance-for-first-time-buyers" },
260    { month:"October", year:2025, title:"Does Homeowners Insurance Cover Tree Removal?", url:"https://www.usnews.com/insurance/homeowners-insurance/does-homeowners-insurance-cover-tree-removal" },
261    { month:"October", year:2025, title:"Risk Mitigation Technologies Are Becoming Essential in the Homeowners Market", url:"https://www.iamagazine.com/2025/10/13/risk-mitigation-technologies-are-becoming-essential-in-the-homeowners-market/" },
262    { month:"October", year:2025, title:"If a Hurricane Makes Landfall While the Government Is Shut Down, What Happens?", url:"https://www.realtor.com/advice/weather/hurricane-response-government-shutdown/" },
263
264    { month:"September", year:2025, title:"Does Homeowners Insurance Cover House Foundation Repair?", url:"https://www.usnews.com/homeowners-insurance/does-home-insurance-cover-house-foundation-repair" },
265    { month:"September", year:2025, title:"How Is Climate Change Impacting Home Insurance Rates?", url:"https://www.usnews.com/insurance/homeowners-insurance/climate-change-and-rates" },
266    { month:"September", year:2025, title:"Actual Cash Value vs. Replacement Cost", url:"https://www.usnews.com/insurance/homeowners-insurance/actual-cash-value-vs-replacement-cost" },
267    { month:"September", year:2025, title:"Compare Homeowners Insurance Quotes", url:"https://www.usnews.com/insurance/homeowners-insurance/quotes" },
268    { month:"September", year:2025, title:"Elevating Standards in Private Risk: A Chat with PRMA’s Diane Delaney", url:"https://podcasts.apple.com/us/podcast/elevating-standards-in-private-risk-a-chat-with/id1800469124?i=1000727486001" },
269    { month:"September", year:2025, title:"High-Net-Worth Homeowners Confront New Risks as Insurance Needs Evolve", url:"https://www.youtube.com/watch?v=7qWgFQiBXUA" },
270
271    { month:"August", year:2025, title:"Homeowners Insurance for Seniors", url:"https://www.usnews.com/insurance/homeowners-insurance/affordable-homeowners-insurance-for-seniors" },
272    { month:"August", year:2025, title:"How To Buy Homeowners Insurance", url:"https://www.usnews.com/insurance/homeowners-insurance/how-to-buy-homeowners-insurance" },
273    { month:"August", year:2025, title:"Generational divide shapes risk attitudes, insurance priorities among high-net-worth clients", url:"https://www.insurancebusinessmag.com/us/news/breaking-news/generational-divide-shapes-risk-attitudes-insurance-priorities-among-highnetworth-clients-547921.aspx" },
274    { month:"August", year:2025, title:"Home insurers can terminate your policy due to a mossy roof — here's how to protect yourself", url:"https://local.yahoo.com/roofing/article/dropped-from-home-insurance-how-to-protect-yourself-210052820.html?guccounter=1&guce_referrer=aHR0cHM6Ly9hcHAucXdvdGVkLmNvbS8&guce_referrer_sig=AQAAALDjEWPOblhCNSRyeCLIM4krYqmfEE9iSHG3gEcfaStVc0qoEHSxpeI0pS85dvQQ-u
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275
276    { month:"July", year:2025, title:"WOMEN IN INSURANCE: CLOSING THE LEADERSHIP GAP", url:"https://roughnotes.com/women-in-insurance-closing-the-leadership-gap/" },
277    { month:"July", year:2025, title:"Alarming report warns that huge number of once-valuable homes may soon be 'worthless': 'State of crisis'", url:"https://www.thecooldown.com/green-business/california-home-insurance-market-crisis/" },
278
279    { month:"June", year:2025, title:"The Hidden Risks in Your Wildfire Insurance and How to Fix Them", url:"https://www.investopedia.com/the-hidden-risks-in-your-wildfire-insurance-and-how-to-fix-them-11744975" },
280    { month:"June", year:2025, title:"How to pack a DIY hurricane preparedness kit – 10 'prepper-approved' essentials", url:"https://www.homesandgardens.com/solved/how-to-pack-a-diy-hurricane-preparedness-kit" },
281    { month:"June", year:2025, title:"Hurricane Season Is Here—Here’s How Your Savings and Credit Can Protect You", url:"https://www.forbes.com/sites/advisor/2025/06/09/hurricane-season-is-here-heres-how-your-savings-and-credit-can-protect-you/?ctpv=searchpage" },
282    { month:"June", year:2025, title:"Environmentalists Dreamed Up a New Way to Protect Against Wildfires. Could It Work in Your Community?", url:"https://www.investopedia.com/environmentalist-wildfire-insurance-11757441" },
283    { month:"June", year:2025, title:"Surviving the ‘Above-Normal’ Hurricane Season: How Homeowners Can Prepare...", url:"https://www.realtor.com/advice/home-improvement/hurricane-preparedness-tips/" },
284    { month:"June", year:2025, title:"Building our insurance community with PRMA", url:"https://www.youtube.com/watch?v=eXNTAV6DimE" },
285    { month:"June", year:2025, title:"AI is Coming for Insurance — Are You Ready?", url:"https://theinsurancebuzz.buzzsprout.com/1894698/episodes/17412990-362-ai-is-coming-for-insurance-are-you-ready" },
286    { month:"June", year:2025, title:"“Tough Decisions” on the way as California Grapples with Insurance Crisis", url:"https://insurancenewsnet.com/innarticle/tough-decisions-on-the-way-as-california-grapples-with-insurance-crisis" },
287
288    { month:"May", year:2025, title:"Managing Digital Risks in the High-Net-Worth Space", url:"https://www.insurancejournal.tv/videos/25344/" },
289    { month:"May", year:2025, title:"Does Homeowners Insurance Cover Plumbing", url:"https://www.usnews.com/insurance/homeowners-insurance/does-homeowners-insurance-cover-plumbing" },
290
291    { month:"February", year:2025, title:"How to get your home emergency-ready and be prepared, not panicked if disaster strikes – 6 crucial tips pros swear by", url:"https://www.homesandgardens.com/solved/how-to-get-your-home-emergency-ready" },
292    { month:"February", year:2025, title:"Market Outlook 2025: Why Independent Agents Are Essential", url:"https://www.insurance-advocate.com/2025/02/18/market-outlook-2025-why-independent-agents-are-essential/" },
293    { month:"February", year:2025, title:"Reinsurance Market Stabilizes in 2024 Amid Rising Risks, Innovation", url:"https://www.ambest.com/video/MediaArchive.aspx?lid=1068187747001&vid=6367190056112" },
294
295    { month:"January", year:2025, title:"LA Fires: Forecast for Damages Triples to $150B as California Faces an Existential Insurance Crisis", url:"https://nypost.com/2025/01/10/business/la-fires-forecast-for-damages-triples-to-150b-costliest-blaze-in-us-history/" },
296    { month:"January", year:2025, title:"US Insurance Utility Stocks Tank as Wildfires Continue to Rage", url:"https://link.theepochtimes.com/mkt_app/business/us-insurance-utility-stocks-tank-as-wildfires-continue-to-rage-5789830?utm_medium=app&c=share_pos2&pid=iOS_app_share&utm_source=iOS_app_share" },
297    { month:"January", year:2025, title:"Make a Vacation Rental’s Roof Hurricane-Resistant to Protect Income", url:"https://arrival.vrma.org/Blog/make-a-vacation-rentals-roof-hurricane-resistant-to-protect-income" },
298    { month:"January", year:2025, title:"Los Angeles Fires Could be the Costliest Disaster in US History; to Cost Nearly $150 Billion", url:"https://www.hindustantimes.c
298om/world-news/los-angeles-fires-damage-estimated-at-nearly-150-billion-potentially-the-costliest-us-natural-disaster-101736569613480-amp.html" },
299    { month:"January", year:2025, title:"Los Angeles Fires Poised to Become Most Costly Disaster in US History", url:"https://techstory.in/los-angeles-fires-poised-to-become-most-costly-disaster-in-u-s-history/" },
300    { month:"January", year:2025, title:"LA Wildfires Poised to Become Costliest Disaster in US History: Here is the Estimated Loss", url:"https://www.newsx.com/north-america/la-wildfires-poised-to-become-costliest-disaster-in-us-history-here-is-the-estimated-loss/#google_vignette" },
301    { month:"January", year:2025, title:"How California Wildfires are Reshaping High Net Worth Insurance", url:"https://x.com/i/broadcasts/1MYxNMggBMoJw?mx=2" },
302    { month:"January", year:2025, title:"5 High-Net Worth Market Trends to Watch in 2025", url:"https://www.iamagazine.com/markets/5-high-net-worth-market-trends-to-watch-in-2025" },
303
304    { month:"November", year:2024, title:"Roofs Define Luxury Homes' Insurability", url:"https://www.insurancejournal.com/magazines/mag-features/2024/11/18/801363.htm" },
305    { month:"October", year:2024, title:"Why are Home Insurance Rates Going Up in Florida?", url:"https://www.usnews.com/insurance/homeowners-insurance/why-are-home-insurance-rates-going-up-in-florida" },
306    { month:"October", year:2024, title:"Claims Analysis: Roofs Define Luxury Homes' Insurability", url:"https://www.claimsjournal.com/news/national/2024/10/08/326625.htm" },
307    { month:"October", year:2024, title:"The Risk-Reduction Revolution", url:"https://roughnotes.com/the-risk-reduction-revolution/" },
308    { month:"September", year:2024, title:"Why Did My Homeowners Insurance Go Up?", url:"https://www.usnews.com/insurance/homeowners-insurance/why-did-my-homeowners-insurance-go-up" },
309    { month:"September", year:2024, title:"Leadership, Mentorship, and Empowering Women in Insurance", url:"https://www.youtube.com/watch?v=XIHsbZ5Tjrw" },
310    { month:"September", year:2024, title:"Roofing Claims Crisis", url:"https://insurancenewsnet.com/innarticle/roof-claims-hitting-a-new-high-and-crisis-for-insurance-industry-experts-say" },
311
312    { month:"June", year:2024, title:"Weather Inflation and Home Values: The Perfect Insurance Storm", url:"https://www.propertycasualty360.com/2024/06/13/weather-inflation-and-home-values-the-perfect-insurance-storm/" },
313    { month:"June", year:2024, title:"Meet the World's Best Insurance Companies 2024", url:"https://www.forbes.com/sites/rachelpeachman/2024/06/11/meet-the-worlds-best-insurance-companies-2024/" },
314    { month:"June", year:2024, title:"Ways for Wealth Advisors to Connect with Gen Z", url:"https://insurancenewsnet.com/innarticle/3-ways-for-financial-advisors-to-connect-with-gen-z-other-than-social-media" },
315    { month:"June", year:2024, title:"High Net Worth Risk Transfer", url:"https://riskandinsurance.com/prmas-ceo-diane-delaney-talks-to-risk-insurance-about-high-net-worth-risk-transfer/" },
316    { month:"April", year:2024, title:"The Impact of Tech on Private Agents (The Insur Tech Geek Podcast)", url:"https://insurtechgeek.com/episode-135-the-impact-of-tech-on-private-agents-with-diane-delaney" },
317    { month:"April", year:2024, title:"Property Insurance Report", url:"https://collaborate.privateriskmanagement.org/viewdocument/property-insurance-report" },
318    { month:"March", year:2024, title:"High Net Worth Market Opportunities", url:"https://www.insurancejournal.com/magazines/mag-features/2024/03/04/762501.htm" },
319    { month:"March", year:2024, title:"Lifestyles of the Rich and Risky", url:"https://www.leadersedge.com/p-c/lifestyles-of-the-rich-and-risky" },
320    { month:"February", year:2024, title:"How to Find Success in the HNW Personal Lines Market", url:"https://insurancenewsnet.com/innarticle/finding-success-in-the-hnw-personal-lines-market" },
321    { month:"February", year:2024, title:"How to Attract High Net Worth Clients", url:"https://podcasts.apple.com/us/podcast/221-how-to-attract-high-net-worth-clients-with-diane-delaney/id1606064185?i=1000646370541" },
322    { month:"February", year:2024, title:"Up Your High Net Worth Game", url:"https://www.insurancejournal.tv/videos/23125/" },
323
324    { month:"December", year:2023, title:"How Agents, Brokers, Can Best Serve High Net Worth Clients", url:"https://www.propertycasualty360.com/2023/12/20/how-agents-brokers-can-best-serve-high-net-worth-clients-in-2024/?slreturn=20240303144511" },
325
326    { month:"August", year:2023, title:"High Net Worth Clients and Homeowners Insurance: The Art of Insuring to Value", url:"https://insurancenewsnet.com/innarticle/high-net-worth-clients-and-homeowners-insurance-the-art-of-insuring-to-value" },
327    { month:"July", year:2023, title:"Attracting and Retaining High Net Worth Clients", url:"https://podcasts.apple.com/us/podcast/attracting-and-retaining-high-net-worth-clients-with/id1313000372?i=1000619363134" },
328    { month:"June", year:2023, title:"Hurricane Season: The most important tools for HNW Insureds", url:"https://www.insurancebusinessmag.com/us/news/catastrophe/hurricane-season--the-most-important-tools-for-hnw-insureds-450079.aspx" },
329    { month:"February", year:2023, title:"Hiring tips for Insurers: Seek out the Curious", url:"https://www.carriermanagement.com/features/2023/02/16/245373.htm" },
330    { month:"February", year:2023, title:"In Cyber, Experts Say Employee Curiosity Can Kill the Catastrophe", url:"https://www.insurancejournal.tv/videos/21315/" },
331    { month:"January", year:2023, title:"How to attract the next generation into insurance", url:"https://www.insurancebusinessmag.com/us/news/breaking-news/how-to-attract-the-next-generation-into-insurance-433424.aspx" },
332
333    { month:"November", year:2022, title:"Holiday-related exposures HNW clients should know about", url:"https://www.insurancebusinessmag.com/us/news/high-net-worth/holidayrelated-exposures-hnw-clients-should-know-about-427698.aspx" },
334    { month:"October", year:2022, title:"Inventory lists and evacuation plans: What clients need to know", url:"https://insurancenewsnet.com/innarticle/inventory-lists-and-evacuation-plans-what-clients-need-to-know" },
335    { month:"September", year:2022, title:"PRMA Summit Tackles Hard Market, Advises Consumers on Industry Trends...", url:"https://www.newswire.com/news/prma-summit-tackles-hard-market-advises-consumers-on-industry-trends-21800648" },
336    { month:"August", year:2022, title:"How Owners Can Fortify Homes", url:"https://www.insurancethoughtleadership.com/personal-lines/how-owners-can-fortify-homes" },
337    { month:"August", year:2022, title:"What's Keeping High New Worth Policyholders Up at Night?", url:"https://www.insurancebusinessmag.com/us/news/high-net-worth/whats-keeping-high-net-worth-policyholders-up-at-night-418171.aspx" },
338    { month:"August", year:2022, title:"PRMA Director: Weather, Sharing Economy Pose Growing Risks for Homeowners", url:"https://www.ambest.com/video/MediaArchive.aspx?lid=1068187747001&vid=6309482848112" },
339    { month:"June", year:2022, title:"PRMA Selects Diane Delaney as Executive Director", url:"https://www.newswire.com/news/private-risk-management-association-prma-selects-dynamic-leader-diane-21723931" }
340  ];
341</script>
341<script>
342window.PRMA_KB_WEBINARS = [
343
344{
345  title: "Not All Roofs Are Created Equal: Rethinking Roof Replacement and Resilience",
346  date: "2026-10-08",
347  year: 2026,
348  month: "October",
349  speakers: "Scott McCollum, Brenda Perkins, Brad Sawyer",
350  summary: "Our panelists will discuss what actually determines roof health and what it will take to make resilient roofing the industry standard.",
351  url: "/notallroofsarecreatedequal"
352},
353{
354  title: "Leading with Curiosity: A PRMA DEI Event",
355  date: "2026-10-06",
356  year: 2026,
357  month: "October",
358  speakers: "Dr. Charles E. Gibson, III",
359  summary: "Explore how curiosity, careful listening, and intentional communication can help professionals build stronger relationships with clients, colleagues, and referral partners.",
360  url: "/leadingwithcuriosity"
361},
362{
363  title: "Protecting High-Stakes Conversations: Digital Privacy, and the Future of Secure Communication",
364  date: "2026-09-15",
365  year: 2026,
366  month: "September",
367  speakers: "Dr. Paul Viollis",
368  summary: "Dr. Paul Viollis will walk through how this technology is affecting the services advisors provide every day and where the real exposure sits.",
369  url: "/protectinghighstakesconversations"
370},
371
372{
373  title: "Private Clients, Public Targets: Understanding Today’s Personal Cyber Threats",
374  date: "2026-07-29",
375  year: 2026,
376  month: "July",
377  speakers: "Sarah Kay Rosen, Kevin Pechumer",
378  summary: "Your clients' personal devices, home networks, and online accounts are more exposed than they realize, and cybercriminals are counting on it.",
379  url: "/privateclientspublictargets"
380},
381{
382  title: "From Castles to Complex Homes: Creative Insurance Solutions for Historic Properties",
383  date: "2026-06-16",
384  year: 2026,
385  month: "June",
386  speakers: "Nick Gavin-Powell",
387  summary: "Castles may not be an everyday risk for advisors like us across the pond, but the lessons behind insuring them are surprisingly relevant.",
388  url: "/fromcastlestocomplexhomes"
389},
390{
391  title: "Stabilizing or Stalled? Understanding Today’s HNW Market",
392  date: "2026-05-12",
393  year: 2026,
394  month: "May",
395  speakers: "Katie Small, Kama Moseley",
396  summary: "While rate increases may be slowing in certain areas, advisors are still navigating a complex landscape shaped by catastrophe exposure, cautious carrier growth, and evolving underwriting standards.",
397  url: "/stabilizingorstalled"
398},
399{
400  title: "E&S Market Trends: 2026 Outlook",
401  date: "2026-02-01",
402  year: 2026,
403  month: "February",
404  speakers: "Sam Villagrasa-Petroski, Kevin Thomas, Carlie Bennink",
405  summary: "A comprehensive analysis of the Excess & Surplus (E&S) market as it heads into 2026.",
406  url: "/esmarkettrends2026"
407},
408{
409  title: "Earn Your Spot to the Top: Submission Tips from an E&S Underwriter",
410  date: "2024-02-01",
411  year: 2024,
412  month: "February",
413  speakers: "",
414  summary: "Practical guidance on what underwriters want to see in E&S submissions to improve responsiveness and outcomes.",
415  url: "https://collaborate.privateriskmanagement.org/viewdocument/earn-your-spot-to-the-top-submissi"
416},
417{
418  title: "Excess & Surplus Part II: Unanswered Questions Explored",
419  date: "2023-07-01",
420  year: 2023,
421  month: "July",
422  speakers: "",
423  summary: "Industry experts address common questions and misconceptions following Part I of PRMA’s E&S series.",
424  url: "https://collaborate.privateriskmanagement.org/viewdocument/excess-surplus-part-ii-unanswere-1"
425},
426{
427  title: "Excess & Surplus Lines (E&S) 101",
428  date: "2023-06-01",
429  year: 2023,
430  month: "June",
431  speakers: "",
432  summary: "A foundational overview of surplus lines, how they differ from standard markets, and what clients need to know.",
433  url: "https://collaborate.privateriskmanagement.org/viewdocument/excess-surplus-lines-es-101"
434},
435{
436  title: "What Are Captives & How Do They Work?",
437  date: "2023-06-01",
438  year: 2023,
439  month: "June",
440  speakers: "",
441  summary: "An introduction to captive insurance programs and what advisors should understand when clients explore this option.",
442  url: "https://collaborate.privateriskmanagement.org/viewdocument/what-are-captives-how-do-they-wor"
443},
444{
445  title: "E&S Markets as a Resolution for Tough-to-Place Risks",
446  date: "2022-02-01",
447  year: 2022,
448  month: "February",
449  speakers: "",
450  summary: "How inflation, rising costs, and market shifts have expanded E&S solutions across regions and risk profiles.",
451  url: "https://collaborate.privateriskmanagement.org/viewdocument/the-heartland-chapter-presents-es"
452},
453{
454  title: "2019 Lloyd’s Market Update",
455  date: "2019-04-01",
456  year: 2019,
457  month: "April",
458  speakers: "",
459  summary: "An overview of Lloyd’s results, syndicate appetites, capital structure, Brexit, and emerging risks.",
460  url: "https://collaborate.privateriskmanagement.org/viewdocument/lloyds-market-update-42019"
461},
462{
463  title: "E&S Insurance for High-Value Homes: The Changing Market",
464  date: "2018-12-01",
465  year: 2018,
466  month: "December",
467  speakers: "",
468  summary: "Market forces pushing homes into E&S and the benefits these changes can bring to brokers and consumers.",
469  url: "https://collaborate.privateriskmanagement.org/viewdocument/insights-webinar-es-insurance-fo"
470},
471{
472  title: "Forces at Play in the Current Dynamic Insurance Market",
473  date: "2020-02-01",
474  year: 2020,
475  month: "February",
476  speakers: "",
477  summary: "An update on tightening underwriting standards, capacity constraints, and broader market trends.",
478  url: "https://collaborate.privateriskmanagement.org/viewdocument/forces-at-play-in-the-current-dynam"
479},
480{
481  title: "Hard-to-Place Risks",
482  date: "2021-04-01",
483  year: 2021,
484  month: "April",
485  speakers: "",
486  summary: "Factors shaping today’s market for difficult risks and practical strategies to navigate placement challenges.",
487  url: "https://collaborate.privateriskmanagement.org/viewdocument/hard-to-place-risks"
488},
489
490  {
491    title: "Private Aviation: Protecting HNW Individuals & Families",
492    url: "https://collaborate.privateriskmanagement.org/viewdocument/aviation-4",
493    month: "March",
494    year: 2018,
495    summary: "Learn how RT National Aviation Practice leverages extensive aviation experience to provide risk management and insurance advice that helps protect high-net-worth clients."
496  },
497  {
498    title: "Insurance Concerns For Professional Athletes",
499    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-mid-south-chapter-presents-in",
500    month: "March",
501    year: 2023,
502    summary: "This webinar explores property, liability, and money and investment risks and concerns facing today’s top athletes."
503  },
504  {
505    title: "Building your Private Client Referral Network",
506    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-heartland-chapter-presents-bui",
507    month: "January",
508    year: 2023,
509    summary: "This webinar shares best practices on leveraging your network for business opportunities."
510  },
511  {
512    title: "Risk Management for Pro Athletes Round 2 + NCAA Name, Image & Likeness Concerns",
513    url: "https://collaborate.privateriskmanagement.org/viewdocument/risk-management-for-professional-at",
514    month: "May",
515    year: 2022,
516    summary: "This webinar explores property, liability, and money and investment risks and concerns facing today’s top athletes, including NCAA name, image, and likeness concerns."
517  },
518  {
519    title: "Building Your Brand and Network",
520    url: "https://collaborate.privateriskmanagement.org/viewdocument/building-your-brand-and-network",
521    month: "November",
522    year: 2021,
523    summary: "This webinar shares best practices to help you develop your brand and leverage your network for business opportunities."
524  },
525  {
526    title: "Insurance Concerns For Professional Athletes",
527    url: "https://collaborate.privateriskmanagement.org/viewdocument/insurance-concerns-for-professional-1",
528    month: "September",
529    year: 2021,
530    summary: "This webinar explores property, liability, and money and investment risks and concerns facing today’s top athletes."
531  },
532  {
533    title: "Grow Your Business with Social Media",
534    url: "https://collaborate.privateriskmanagement.org/viewdocument/grow-your-business-with-social-medi",
535    month: "October",
536    year: 2020,
537    summary: "A panel of social media experts provides tips and best practices for increasing and leveraging your social media presence in as little as 10 minutes a day."
538  },
539  {
540    title: "Nurturing Relationships to Solidify and Cultivate Business",
541    url: "https://collaborate.privateriskmanagement.org/viewdocument/nurturing-relationships-to-solidify",
542    month: "September",
543    year: 2015,
544    summary: "A discussion of the importance of business relationships, obstacles and opportunities in meaningful connection, and how content marketing can be a powerful platform to reach high-net-worth individuals."
545  },
546  {
547    title: "The New York Chapter Presents: Understanding the Complexities of Domestic Staff in the Metro Area",
548    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-new-yor
548k-chapter-presents-unde",
549    month: "June",
550    year: 2021,
551    summary: "An in-depth discussion on the complexities surrounding employing domestic staff for affluent individuals and families."
552  },
553  {
554    title: "In Home Elder Care: 5 Highest Risk Areas When Employing In-Home Care",
555    url: "https://collaborate.privateriskmanagement.org/viewdocument/in-home-elder-care-5-highest-risk",
556    month: "September",
557    year: 2019,
558    summary: "Learn how to quickly identify risk and potential danger when employing workers to care for clients or loved ones."
559  },
560  {
561    title: "Understanding the Intimate Risk of the Affluent Household",
562    url: "https://collaborate.privateriskmanagement.org/viewdocument/understanding-the-intimate-risk-of",
563    month: "May",
564    year: 2016,
565    summary: "This webinar covers hidden areas of risk associated with the domestic staffing industry, job titles and salary trends, background checks versus investigations, and the many meanings of affluent."
566  },
567  {
568    title: "Emergency Disaster Planning",
569    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-great-plains-chapter-presents-1",
570    month: "April",
571    year: 2023,
572    summary: "A panel discussion with experts in car collections, watercraft, and fine art collections on emergency disaster planning and how recent events have prompted the need to re-evaluate preparedness."
573  },
574  {
575    title: "Wildfire and Its Impact on the Southwestern States",
576    url: "https://collaborate.privateriskmanagement.org/viewdocument/wildfire-and-its-impact-on-the-sout",
577    month: "April",
578    year: 2023,
579    summary: "Experts discuss wildfire underwriting, wildfire environment and outlook, and risk management implications for the Southwestern states."
580  },
581  {
582    title: "Severe Weather, Claims Results, and the Renewal Conversation",
583    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-new-york-metro-chapter-discusse",
584    month: "March",
585    year: 2023,
586    summary: "This webinar discusses extreme weather with experts on the front lines of these issues and helps refine talking points for renewal conversations with clients and centers of influence."
587  },
588  {
589    title: "Custom Homes with Complex Needs: Understanding the Fire Ratings and Response",
590    url: "https://collaborate.privateriskmanagement.org/viewdocument/custom-homes-with-complex-needsund",
591    month: "February",
592    year: 2023,
593    summary: "This webinar discusses the national fire grading system used by brokers and carriers in the Canadian high-net-worth space."
594  },
595  {
596    title: "Environmental Exposures Impacting High Net Worth Individuals",
597    url: "https://collaborate.privateriskmanagement.org/viewdocument/environmental-exposures-impacting-h",
598    month: "November",
599    year: 2017,
600    summary: "Environmental Risk Managers, Inc. identifies environmental exposures impacting high-net-worth insureds along with the environmental insurance products available to better protect their assets and reduce E&O exposure."
601  },
602  {
603    title: "The New Frontier in Relationship Management with Family Offices",
604    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-new-frontier-in-relationship-ma",
605    month: "October",
606    year: 2020,
607    summary: "Family office experts provide perspectives on the impact of the remote and pandemic-era workplace on family offices and their advisors."
608  },
609  {
610    title: "Understanding the Family Office",
611    url: "https://collaborate.privateriskmanagement.org/viewdocument/understanding-the-family-office-5",
612    month: "May",
613    year: 2020,
614    summary: "This webinar explores key considerations for safeguarding a family’s wealth and well-being, understanding family office customers, identifying gaps, and building stronger risk management programs."
615  },
616  {
617    title: "Opportunities in Estate Planning During a Pandemic",
618    url: "https://collaborate.privateriskmanagement.org/viewdocument/opportunities-in-estate-planning-du",
619    month: "April",
620    year: 2020,
621    summary: "This webinar provides a framework for understanding estate planning and the trust vehicles established in connection with effective estate planning."
622  },
623  {
624    title: "The Millennials: How do we engage with them",
625    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-millennials-how-do-we-engage",
626    month: "June",
627    year: 2016,
628    summary: "A look at the Millennial client and how Bessemer Trust is teaching financial stewardship and promoting multigenerational communication."
629  },
630  {
631    title: "Saddle Up and Strategize Symposium with Q & A",
632    url: "https://collaborate.privateriskmanagement.org/viewdocument/saddle-up-and-strategize-symposium",
633    month: "November",
634    year: 2021,
635    summary: "An open dialogue to answer questions about insuring hard-to-place rural properties, hidden exposures on farms and ranches, and insurance changes in the current marketplace."
636  },
637  {
638    title: "Equine Owners Risk Management 101",
639    url: "https://collaborate.privateriskmanagement.org/viewdocument/equine-owners-risk-management-101",
640    month: "July",
641    year: 2020,
642    summary: "This webinar focuses on understanding the passion, inherent exposures, and special insurance needs associated with horse ownership."
643  },
644  {
645    title: "Equine Risk Natural Disaster Preparedness and Recovery Tips",
646    url: "https://collaborate.privateriskmanagement.org/viewdocument/equine-risk-natural-disaster-prepar",
647    month: "April",
648    year: 2018,
649    summary: "This webinar discusses the importance of proactive planning to keep horses safe and provides best practices to mitigate risk to horses and properties."
650  },
651  {
652    title: "Making the Most of a Longer Life",
653    url: "https://collaborate.privateriskmanagement.org/viewdocument/making-the-most-of-a-longer-life-10",
654    month: "October",
655    year: 2016,
656    summary: "A discussion on longer lifespans and what living into our 80s, 90s, and beyond means for quality of life and planning."
657  },
658  {
659    title: "Global Citizenship & Residency: Emerging Trends for HNW",
660    url: "/globalcitizenship",
661    month: "April",
662    year: 2026,
663    summary: "The latest developments shaping the global citizenship and residency landscape."
664  },
665  {
666    title: "What is Going on with Florida, Part 2",
667    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-florida-chapter-presents-what",
668    month: "May",
669    year: 2023,
670    summary: "A panel discussion on the current state of the Florida market and the forces continuing to shape coverage and capacity."
671  },
672  {
673    title: "What is Going on with Florida",
674    url: "https://vimeo.com/780731299/3acb7be56b",
675    month: "December",
676    year: 2022,
677    summary: "A panel discussion on the current state of the Florida market, including challenges, market response, and outlook."
678  },
679  {
680    title: "Cause & Effect: Insurance Companies & Expense Cuts",
681    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-mid-south-chapter-presents-ca",
682    month: "November",
683    year: 2022,
684    summary: "A look at why carriers are cutting expenses and how shifting economics and operations can influence underwriting decisions."
685  },
686  {
687    title: "Construction Increases and Supply Chain Delays",
688    url: "https://collaborate.privateriskmanagement.org/viewdocument/pennsylvania-chapter-meeting-a-dis",
689    month: "April",
690    year: 2022,
691    summary: "How rising construction costs and material delays are impacting rebuild timelines and driving higher premiums nationwide."
692  },
693  {
694    title: "Risk Management Inflation Trends",
695    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-great-plains-chapter-presents",
696    month: "April",
697    year: 2022,
698    summary: "Inflation trends affecting rebuilding, restoration, and additional living expenses and what they mean for client outcomes."
699  },
700  {
701    title: "Insights and Trends into the International Insurance Landscape",
702    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-florida-chapter-in-conjunction",
703    month: "March",
704    year: 2022,
705    summary: "An overview of UK and European private client markets, including common risks, products, insurers, and key challenges."
706  },
707  {
708    title: "The Ins & Outs of the Florida Marketplace",
709    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-ins-and-outs-of-the-florida-mar",
710    month: "June",
711    year: 2021,
712    summary: "Market appetite, placement challenges, and what underwriters need for faster turnaround and more competitive terms."
713  },
714  {
715    title: "Today’s Trends in High-Value Personal Lines",
716    url: "https://collaborate.privateriskmanagement.org/viewdocument/todays-trends-in-high-value-person",
717    month: "May",
718    year: 2021,
719    summary: "A snapshot of shifting market conditions and what is changing for high-value personal lines placements and client expectations."
720  },
721  {
722    title: "Parametrics 2.0",
723    url: "/parametrics2",
724    month: "March",
725    year: 2026,
726    summary: "Explore where the parametric market originated, how it has evolved, and what that evolution means for brokers advising high-net-worth clients today."
727  },
728  {
729    title: "What Is Parametric Insurance?",
730    url: "https://collaborate.privateriskmanagement.org/viewdocument/webinar-what-is-parametric-insuran",
731    month: "April",
732    year: 2023,
733    summary: "An introduction to parametric insurance, how it differs from traditional insurance, and the potential benefits and limitations for today’s risk management strategies."
734  },
735  {
736    title: "Reinsurance Unlocked",
737    url: "https://collaborate.privateriskmanagement.org/viewdocument/webinar-reinsurance-unlocked-par",
738    month: "April",
739    year: 2023,
740    summary: "The third part of PRMA’s reinsurance series, featuring Wade Gulbransen of Howden Tiger, covering the forces impacting the reinsurance market and answering member questions."
741  },
742  {
743    title: "A Deeper Dive Into Reinsurance",
744    url: "https://collaborate.privateriskmanagement.org/viewdocument/a-deeper-dive-into-reinsurance-par",
745    month: "March",
746    year: 2023,
747    summary: "The second part of PRMA’s reinsurance series, with Paul Anderson and Tracy Hatlestad of Aon discussing changes in the reinsurance market, impacts on carriers, clients, and brokers, property CAT loss risk, and hot-button locations such as Florida and California."
748  },
749  {
750    title: "Reinsurance 101",
751    url: "https://collaborate.privateriskmanagement.org/viewdocument/reinsurance-101-1",
752    month: "March",
753    year: 2023,
754    summary: "The first session in PRMA’s three-part reinsurance series, focused on foundational concepts and how reinsurance affects client pricing and catastrophic risk management."
755  },
756  {
757    title: "Business or Pleasure? How Small Business Risk Can Impact Personal Risk",
758    url: "https://www.privateriskmanagement.org/businessorpleasure",
759    month: "February",
760    year: 2026,
761    summary: "How to advise successful individuals and families who own and operate businesses and co-mingle assets between their business and personal life."
762  },
763  {
764    title: "Suffering A Loss is Bad! Recovery is Worse",
765    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-new-jersey-chapter-presents-a",
766    month: "September",
767    year: 2023,
768    summary: "A practical look at why insuring to value matters and what happens when recovery costs exceed expectations."
769  },
770  {
771    title: "Beyond the Building Code",
772    url: "https://collaborate.privateriskmanagement.org/viewdocument/beyond-the-building-code-82019",
773    month: "August",
774    year: 2019,
775    summary: "Simple, actionable steps clients can take to improve home resiliency, even when they cannot control the weather."
776  },
777  {
778    title: "Continuous Improvement",
779    url: "https://vimeo.com/656525958",
780    month: "October",
781    year: 2020,
782    summary: "How modern carriers are expanding risk management and loss prevention to enhance the member experience."
783  },
784  {
785    title: "Disaster Planning: How to Start Building a Disaster Blueprint for Your Clients",
786    url: "https://collaborate.privateriskmanagement.org/viewdocument/disaster-planning-how-to-start-bu-1",
787    month: "October",
788    year: 2020,
789    summary: "Tools to create a simple disaster plan and building blocks to customize it for complex client families."
790  },
791  {
792    title: "Evacuation Planning for High-Value Collectibles",
793    url: "https://collaborate.privateriskmanagement.org/viewdocument/evacuation-planning-for-high-value",
794    month: "September",
795    year: 2021,
796    summary: "Best practices for evacuation planning using today’s technology and the right approach to help families act early."
797  },
798  {
799    title: "Risk Management for Homes Under Course of Construction",
800    url: "https://collaborate.privateriskmanagement.org/viewdocument/risk-management-for-homes-in-the-co",
801    month: "May",
802    year: 2017,
803    summary: "Exposures tied to builds and renovations, what happens when projects go sideways, and loss prevention tools to help."
804  },
805  {
806    title: "In's and Out's of Temporary Housing: Assured Relocation, Inc.",
807    url: "https://www.privateriskmanagement.org/content.asp?admin=Y&contentid=416",
808    month: "June",
809    year: 2018,
810    summary: "A look at displacement for high-net-worth clients and how temporary housing support works after a covered loss."
811  },
812  {
813    title: "Ready or Not, Here It Comes: Preparing Clients for the 2020 Wildfire Season",
814    url: "https://collaborate.privateriskmanagement.org/viewdocument/ready-or-not-here-it-comes-prepari",
815    month: "June",
816    year: 2020,
817    summary: "Tools to help clients take action on wildfire mitigation and start better conversations that protect homes and communities."
818  },
819  {
820    title: "Virtual Homeowners Insurance Appraisals Demystified",
821    url: "https://collaborate.privateriskmanagement.org/viewdocument/virtual-home-inspections-demystifie",
822    month: "May",
823    year: 2020,
824    summary: "An overview of the virtual home appraisal process and what professionals should understand as the market evolves."
825  },
826  {
827    title: "Water Security: How to Help Your Client Find the Right Solution",
828    url: "https://collaborate.privateriskmanagement.org/viewdocument/water-security-how-to-help-your-cli",
829    month: "May",
830    year: 2017,
831    summary: "How to talk water loss prevention with clients, explain benefits, and navigate options for water security systems."
832  },
833  {
834    title: "Water Security: Simple to Use Options that Dramatically Reduce Risk & 
834Claims",
835    url: "https://collaborate.privateriskmanagement.org/viewdocument/water-security-simple-to-use-opti",
836    month: "",
837    year: null,
838    summary: "Why water damage is a top avoidable loss and practical, user-friendly solutions that can significantly reduce claims."
839  },
840  {
841    title: "Water Shut Off Devices",
842    url: "https://collaborate.privateriskmanagement.org/viewdocument/water-shut-off-devices-42021",
843    month: "April",
844    year: 2021,
845    summary: "An overview of water risk exposures and the shut-off systems that help prevent losses, an important focus in the high-net-worth market."
846  },
847  {
848    title: "Building a Caring Culture: Addressing Mental Health in the Workplace",
849    url: "https://collaborate.privateriskmanagement.org/viewdocument/building-a-caring-culture-addressi",
850    month: "May",
851    year: 2022,
852    summary: "A discussion on mental health and wellbeing in the workplace, why it has become a critical leadership issue, and how employers can respond."
853  },
854  {
855    title: "You Found a Referral Partner, Now What? Best practices for working with a COI",
856    url: "https://collaborate.privateriskmanagement.org/viewdocument/you-found-a-referral-partner-now-w",
857    month: "April",
858    year: 2022,
859    summary: "Best practices for developing and maintaining center of influence relationships and creating lasting business partnerships."
860  },
861  {
862    title: "Successfully Build Your Personal Brand to Create a Network and Win New Clients",
863    url: "https://collaborate.privateriskmanagement.org/viewdocument/successfully-build-your-personal-br",
864    month: "April",
865    year: 2022,
866    summary: "An interactive panel discussion on building a personal brand, growing a network, and winning new clients in the private client space."
867  },
868  {
869    title: "Got Talent? How to Gain and Retain your Next Gen",
870    url: "https://collaborate.privateriskmanagement.org/viewdocument/got-talent-how-to-gain-and-retain",
871    month: "March",
872    year: 2022,
873    summary: "A moderated panel discussion on growing your team’s pipeline and attracting the next generation of talent."
874  },
875  {
876    title: "Advancing Your Career Virtually",
877    url: "https://collaborate.privateriskmanagement.org/viewdocument/advancing-your-career-virtually-10",
878    month: "October",
879    year: 2020,
880    summary: "A three-part career development session on designations, networking, and presentation skills for insurance professionals."
881  },
882  {
883    title: "Planning for the Workforce of the Future",
884    url: "https://collaborate.privateriskmanagement.org/viewdocument/planning-for-the-workforce-of-the-f",
885    month: "November",
886    year: 2021,
887    summary: "An open dialogue on recruiting, retention, remote work, and the changing expectations shaping the future workforce."
888  },
889  {
890    title: "Trends in Recruiting and Retaining the Right Talent",
891    url: "https://collaborate.privateriskmanagement.org/viewdocument/trends-in-recruiting-attracting-an",
892    month: "February",
893    year: 2017,
894    summary: "A webinar on macro recruiting trends, private client talent challenges, and strategies for attracting and retaining strong professionals."
895  },
896  {
897    title: "Fire Smoke Odor Damage – Molecular Technology",
898    url: "https://collaborate.privateriskmanagement.org/viewdocument/fire-smoke-odor-damage-molecular",
899    month: "August",
900    year: 2023,
901    summary: "A webinar on eliminating fire and smoke odors at a molecular level, including faster restoration methods that can reduce claim costs and improve customer satisfaction."
902  },
903  {
904    title: "A Journey Into the Metaverse: Understanding how Crypto, NFTs, and Insurance Collide",
905    url: "https://collaborate.privateriskmanagement.org/viewdocument/the-pacific-southwest-chapter-prese",
906    month: "February",
907    year: 2022,
908    summary: "A panel discussion on crypto, NFTs, digital assets, and how the metaverse is influencing next-generation wealth, investment decisions, and insurance needs."
909  },
910  {
911    title: "Continuous Improvement",
912    url: "https://collaborate.privateriskmanagement.org/viewdocument/continuous-improvement-102020-1",
913    month: "October",
914    year: 2020,
915    summary: "How insurers are expanding risk management and loss prevention operations to improve the high-net-worth member experience."
916  },
917  {
918    title: "Modernizing the HNW Client Experience through Technology",
919    url: "https://collaborate.privateriskmanagement.org/viewdocument/modernizing-the-hnw-client-experien",
920    month: "June",
921    year: 2020,
922    summary: "A look at how technology and SmartForms can streamline processes and enhance the high-net-worth client experience."
923  },
924  {
925    title: "Our Digital Path Forward",
926    url: "https://collaborate.privateriskmanagement.org/viewdocument/our-digital-path-forward-102020",
927    month: "October",
928    year: 2020,
929    summary: "An overview of how technology, data insights, and connectivity are shaping digital distribution and servicing strategies across insurance."
930  },
931  {
932    title: "What is Transitioning with Technology Today With Q&A",
933    url: "https://collaborate.privateriskmanagement.org/viewdocument/what-is-transitioning-with-technolo",
934    month: "November",
935    year: 2021,
936    summary: "A discussion with carriers, brokers, and vendors on emerging technologies, innovation, and bringing clients along the digital transformation journey."
937  },
938  {
939    title: "Bow to Stern",
940    url: "https://collaborate.privateriskmanagement.org/viewdocument/bow-to-stern-112021",
941    month: "November",
942    year: 2021,
943    summary: "A workshop on personal watercraft and ocean marine exposures, designed to help advisors better understand coverage gaps, client questions, and marine risk issues."
944  },
945  {
946    title: "Recreational Marine Market Update in Wake of Massive Losses",
947    url: "https://collaborate.privateriskmanagement.org/viewdocument/april-2019-marine-market-update",
948    month: "April",
949    year: 2019,
950    summary: "An update on the recreational marine market following hurricanes and major losses, including how market conditions have shifted and how to position risks more effectively."
951  },
952  {
953    title: "Recreational Marine Market Niches: High Performance and Hard to Place Watercraft",
954    url: "https://www.privateriskmanagement.org/content.asp?admin=Y&contentid=417",
955    month: "July",
956    year: 2018,
957    summary: "A look at high-performance and hard-to-place watercraft exposures and the insurance and risk management solutions available for these niche placements."
958  },
959  {
960    title: "How Far Do You Want to Cruise?",
961    url: "https://collaborate.privateriskmanagement.org/viewdocument/luxury-yacht-insurance-how-far-do",
962    month: "April",
963    year: 2016,
964    summary: "An introduction to the luxury yacht market, including market trends, underwriting considerations, coverage requirements, common claims, and current hot topics."
965  },
966  {
967    title: "The State of Women & Wealth",
968    url: "/stateofwomenandwealth",
969    month: "March",
970    year: 2026,
971    summary: "Steph Wagner draws on her personal journey to financial ownership and years leading Northern Trust’s Women & Wealth practice to unpack the financial priorities, challenges, and opportunities women face across life stages."
972  },
973  {
974    title: "Building Your Life of And",
975    url: "/building%20your%20life%20of%20and",
976    month: "January",
977    year: 2026,
978    summary: "Tiffany Sauder offers a practical framework for integrating career ambition, personal priorities, and well-being across different seasons of life."
979  },
980  {
981    title: "Career Paths",
982    url: "https://collaborate.privateriskmanagement.org/viewdocument/women-in-leadership-career-paths",
983    month: "May",
984    year: 2017,
985    summary: "A conversation on supporting, challenging, and mentoring others to build strong leaders in private risk management."
986  },
987  {
988    title: "Executive Presence",
989    url: "https://collaborate.privateriskmanagement.org/viewdocument/women-in-leadership-executive-pre",
990    month: "January",
991    year: 2017,
992    summary: "Practical tools to strengthen confidence, decisiveness, emotional intelligence, and professional presence."
993  },
994  {
995    title: "Power Networking",
996    url: "https://collaborate.privateriskmanagement.org/viewdocument/women-in-leadership-power-network",
997    month: "March",
998    year: 2017,
999    summary: "An exploration of whether networking differs for men and women and how to build stronger, more effective professional connections."
1000  },
1001  {
1002    title: "The Voice of Leadership: How Women Inspire and Influence",
1003    url: "https://collaborate.privateriskmanagement.org/viewdocument/women-in-leadership-the-voice-of",
1004    month: "October",
1005    year: 2017,
1006    summary: "Leadership insights from the Global Head of the Individual Segment at AIG, spanning standard and high-net-worth markets."
1007  }
1008];
1009</script>
1009
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1173                                <li>
1174                <a href="continuing-education" target="_self">
1175                    Continuing Education
1176                </a>
1177                                </li>
1178                    
1179                </ul>
1180            </li>
1181            <li class="dropdown">
1182
1183
1184                <a class="dropdown-toggle" href="chapters" target="_self">
1185                    Chapters
1186                    <span class="caret"></span>
1187                </a>
1188                    <ul class="dropdown-menu">
1189                    
1190                      
1191                      
1192                                <li>
1193                <a href="canadianchapter" target="_self">
1194                    Canadian
1195                </a>
1196                                </li>
1197                                <li>
1198                <a href="californiachapter" target="_self">
1199                    California
1200                </a>
1201                                </li>
1202                                <li>
1203                <a href="carolinaschapter" target="_self">
1204                    Carolinas
1205                </a>
1206                                </li>
1207                                <li>
1208                <a href="connecticutchapter" target="_self">
1209                    Connecticut
1210                </a>
1211                                </li>
1212                                <li>
1213                <a href="floridachapter" target="_self">
1214                    Florida
1215                </a>
1216                                </li>
1217                                <li>
1218                <a href="greatplainschapter" target="_self">
1219                    Great Plains
1220                </a>
1221                                </li>
1222                                <li>
1223                <a href="heartlandchapter" target="_self">
1224                    Heartland
1225                </a>
1226                                </li>
1227                                <li>
1228                <a href="illinoischapter" target="_self">
1229                    Illinois
1230                </a>
1231                                </li>
1232                                <li>
1233                <a href="midatlanticchapter" target="_self">
1234                    Mid-Atlantic
1235                </a>
1236                                </li>
1237                                <li>
1238                <a href="midsouthchapter" target="_self">
1239                    Mid-South
1240                </a>
1241                                </li>
1242                                <li>
1243                <a href="newenglandchapter" target="_self">
1244                    New England
1245                </a>
1246                                </li>
1247                                <li>
1248                <a href="newjerseychapter" target="_self">
1249                    New Jersey
1250                </a>
1251                                </li>
1252                                <li>
1253                <a href="newyorkmetrochapter" target="_self">
1254                    New York Metro
1255                </a>
1256                                </li>
1257                                <li>
1258                <a href="northcentralchapter" target="_self">
1259                    North Central
1260                </a>
1261                                </li>
1262                                <li>
1263                <a href="pacificnorthwestchapter" target="_self">
1264                    Pacific Northwest
1265                </a>
1266                                </li>
1267                                <li>
1268                <a href="pacificsouthwestchapter" target="_self">
1269                    Pacific Southwest
1270                </a>
1271                                </li>
1272                                <li>
1273                <a href="pennsylvaniachapter" target="_self">
1274                    Pennsylvania
1275                </a>
1276                                </li>
1277                                <li>
1278                <a href="rockymountainchapter" target="_self">
1279                    Rocky Mountain
1280                </a>
1281                                </li>
1282                                <li>
1283                <a href="southwest chapter" target="_self">
1284                    Southwest
1285                </a>
1286                                </li>
1287                                <li>
1288                <a href="texaschapter" target="_self">
1289                    Texas
1290                </a>
1291                                </li>
1292                                <li>
1293                <a href="earlycareernetwork" target="_self">
1294                    Private Client Early Career Network
1295                </a>
1296                                </li>
1297                                <li>
1298                <a href="womenininsurancechapter" target="_self">
1299                    Women in Insurance
1300                </a>
1301                                </li>
1302                                <li>
1303                <a href="chapterresourcecenter" target="_self">
1304                    Chapter Resource Center
1305                </a>
1306                                </li>
1307                    
1308                </ul>
1309            </li>
1310           
1311            <li>
1312                <a href="http://www.privateriskmanagement.org/calendar_list.asp" target="_self">
1313                Events
1314                </a>
1315            </li>
1316            <li class="dropdown">
1317
1318
1319                <a class="dropdown-toggle" href="newsroom" target="_self">
1320                    Newsroom
1321                    <span class="caret"></span>
1322                </a>
1323                    <ul class="dropdown-menu">
1324                    
1325                      
1326                      
1327                                <li>
1328                <a href="https://www.privateriskmanagement.org/article_home.asp" target="_self">
1329                    Newsletters
1330                </a>
1331                                </li>
1332                                <li>
1333                <a href="https://www.privateriskmanagement.org/blog_home.asp" target="_self">
1334                    Blog
1335                </a>
1336                                </li>
1337                                <li>
1338                <a href="prmariskreadypodcast" target="_self">
1339                    Risk Ready Podcast
1340                </a>
1341                                </li>
1342                    
1343                </ul>
1344            </li>
1345           
1346            <li>
1347                <a href="careercenter" target="_self">
1348                Career Center
1349                </a>
1350            </li>
1351           
1352            <li>
1353                <a href="membership" target="_self">
1354                Membership
1355                </a>
1356            </li>
1357            <li class="dropdown">
1358
1359
1360                <a class="dropdown-toggle" href="prmasummit" target="_self">
1361                    Summit
1362                    <span class="caret"></span>
1363                </a>
1364                    <ul class="dropdown-menu">
1365                    
1366                      
1367                      
1368                                <li>
1369                <a href="2026prmasummitagenda" target="_self">
1370                    Agenda
1371                </a>
1372                                </li>
1373                                <li>
1374                <a href="2026prmasummiteducation" target="_self">
1375                    Education
1376                </a>
1377                                </li>
1378                                <li>
1379                <a href="prmasummitspeakers" target="_self">
1380                    Speakers
1381                </a>
1382                                </li>
1383                                <li>
1384                <a href="2026prmasummitexperiences" target="_self">
1385                    Experiences
1386                </a>
1387                                </li>
1388                                <li>
1389                <a href="prmasummittravel" target="_self">
1390                    Hotel + Travel
1391                </a>
1392                                </li>
1393                                <li>
1394                <a href="prmasummitsponsors" target="_self">
1395                    Sponsors + Exhibitors
1396                </a>
1397                                </li>
1398                                <li>
1399                <a href="prmasummitawards" target="_self">
1400                    Awards
1401                </a>
1402                                </li>
1403                    
1404                </ul>
1405            </li>
1406        
1407                    </ul>
1408                                            </div><!--navbar-collapse-ends-->
1409                                                
1410                                        </div>
1411                                    </div>
1412							</div>
1413						</div><!-- end col-md-12 -->
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1415				</div><!-- end navrow -->     		
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1417			<div class="clear"></div>
1418			<!--end of Header-section-->
1419
1420			<section class="slide">
1421				<div class="slider-area">
1422					<div class="row">
1423						<div class="col-sm-12 col-md-12">
1424								
1425							<div class="slider-bg">	
1426					                    <div class="flexslider">
1427			<ul class="flexslider slides">
1428                <li><a href="https://www.privateriskmanagement.org/prmasummit" ><div class="parallax" style="background-image:url('slider/cgw3AMl88Tb71aP.gif')"><!--<img src="images/space.png" />--></div></a>
1429                
1430               <div class="slidecont"><div class="wrapper"><div class="caption"><div class="slide wrap"><p><h1 open="" sans="" style="font-size: 36px; box-sizing: border-box; margin: 0px 0px 10px;">2026 PRMA Summit</h1>
1431
1432<p>Registration opens July 13. Join 900+ private risk professionals in Indy as we explore the power of presence.&nbsp;<span style="color: rgb(0, 0, 0);"></span></p>
1433
1434<p><a class="btn" href="https://www.privateriskmanagement.org/prmasummit">Register Now</a></p>
1435</p></div></div></div></div>
1436               <!--<div class="caption"><p></p></div>
1437               </div>-->
1438               
1439                
1440                </li>
1441             
1442                <li><div class="parallax" style="background-image:url('slider/tXOb6FE654S57RH.jpg')"><!--<img src="images/space.png" />--></div>
1443                
1444                <div class="slidecont"><div class="wrapper"><div class="caption"><div class="slide wrap"><p><h1 open="" sans="" style="font-size: 36px; box-sizing: border-box; margin: 0px 0px 10px;">Protecting What Matters Most, Together</h1>
1445
1446<p>PRMA is the leading professional association for insurers, brokers, and service providers serving successful individuals and families.<span style="color: rgb(0, 0, 0);"></span></p>
1447
1448<p><a class="btn" href="https://www.privateriskmanagement.org/membership">Become a Member</a></p>
1449</p></div></div></div></div>
1450                <!--<div class="caption"><p></p></div>
1451                </div>-->
1452                </li>
1453             
1454                <li><a href="https://www.privateriskmanagement.org/learningtracks?utm_source=homepage_slider&utm_medium=internal&utm_campaign=learning_tracks" ><div class="parallax" style="background-image:url('slider/jNEq2UT220I14IW.gif')"><!--<img src="images/space.png" />--></div></a>
1455                
1456               <div class="slidecont"><div class="wrapper"><div class="caption"><div class="slide wrap"><p><h1 style="font-size: 36px; box-sizing: border-box; margin: 0px 0px 10px;">Introducing Learning Tracks</h1>
1457
1458<p>Less searching, more learning. Explore curated paths built to move your career forward.</p>
1459
1460<p><a class="btn" href="https://www.privateriskmanagement.org/learningtracks?utm_source=homepage_slider&amp;utm_medium=internal&amp;utm_campaign=learning_tracks">Find Your Track</a></p>
1461</p></div></div></div></div>
1462               <!--<div class="caption"><p></p></div>
1463               </div>-->
1464               
1465                
1466                </li>
1467             
1468                <li><a href="https://collaborate.privateriskmanagement.org/mentoring" ><div class="parallax" style="background-image:url('slider/afu2Ylk88Ry7Cyn.jpg')"><!--<img src="images/space.png" />--></div></a>
1469                
1470               <div class="slidecont"><div class="wrapper"><div class="caption"><div class="slide wrap"><p><h1 open="" sans="" style="font-size: 36px; box-sizing: border-box; margin: 0px 0px 10px;">Mentor Match</h1>
1471
1472<p>Mentor Match is a unique online networking and career development tool that helps you find, connect and share experiences with others.</p>
1473
1474<p><a class="btn" href="https://collaborate.privateriskmanagement.org/mentoring">Learn More &amp; Enroll</a></p>
1475</p></div></div></div></div>
1476               <!--<div class="caption"><p></p></div>
1477               </div>-->
1478               
1479                
1480                </li>
1481                    	</ul> 
1482        </div>
1483
1484					        </div><!--slider-bg-ends-->    
1485								
1486						</div><!--col-12-ends-->		
1487					</div><!--row-ends-->	
1488				</div><!--/slider-area-ends-->
1489			</section>
1490
1491			<section class="main-section">
1492				<div class="wrapper">
1493					<div class="row">
1494						<div class="col-sm-12">
1495							<div class="text-content">
1496								<br />
1497<br />
1498&nbsp;
1499<div class="jtms-wrap">
1500<div class="jtms-grid">
1501<div>
1502<h2 class="jtms-title">Join The Movement</h2>
1503
1504<div class="jtms-lede">Every member has a story &mdash; what brought them to the Private Risk Management Association (PRMA), and what keeps them connected.</div>
1505
1506<ul class="jtms-list">
1507	<li class="jtms-item"><span aria-hidden="true" class="jtms-check"></span> <span><strong>Exclusive, credentialed education</strong> designed for private risk management professionals</span></li>
1508	<li class="jtms-item"><span aria-hidden="true" class="jtms-check"></span> <span><strong>Discounted registration</strong> for annual conference and CPRIA designation</span></li>
1509	<li class="jtms-item"><span aria-hidden="true" class="jtms-check"></span> <span><strong>Access</strong> to a collaborative global professional network</span></li>
1510	<li class="jtms-item"><span aria-hidden="true" class="jtms-check"></span> <span><strong>Leadership and visibility</strong> opportunities within the PRMA community</span></li>
1511</ul>
1512
1513<div class="jtms-cta"><a class="jtms-btn" href="https://www.privateriskmanagement.org/membership">Learn More About Membership</a></div>
1514</div>
1515
1516<div class="jtms-image"><img alt="PRMA membership community" src="https://www.privateriskmanagement.org/content_images/Website Tile Right.png" /></div>
1517</div>
1518</div>
1519<br />
1520<br />
1521<br />
1522<!-- PRMA Summit Homepage Countdown Widget -->
1523<div class="home-summit-wrap">
1524<section class="home-summit-widget" id="homeSummitWidget">
1525<div class="home-summit-overlay">&nbsp;</div>
1526
1527<div class="home-summit-inner">
1528<div class="home-summit-top">
1529<div class="home-summit-top-left"><img alt="PRMA Summit 2026 Indianapolis October 18-20" class="home-summit-logo-main" src="https://www.privateriskmanagement.org/Files/2026PRMASummitLogoWhite.svg" /></div>
1530
1531<div class="home-summit-top-right"><img alt="The Power of Presence" class="home-summit-logo-theme" src="https://www.privateriskmanagement.org//Files/The%20Power%20of%20Presence%20White.svg" /></div>
1532</div>
1533
1534<div class="home-summit-bottom">
1535<div class="home-summit-bottom-left">
1536<p class="home-summit-copy">PRMA Summit returns October 18&ndash;20 in Indianapolis, bringing together the people, ideas, and conversations shaping the future of private risk management. <em>The Power of Presence</em> is about what sets great professionals apart: showing up with confidence, building trust in the room, and creating an impact that carries far beyond the event.</p>
1537
1538<div class="home-summit-copy-action"><a class="home-summit-btn home-summit-btn-ghost" href="https://www.privateriskmanagement.org/prmasummit">Learn More </a></div>
1539</div>
1540
1541<div class="home-summit-right">
1542<div class="home-summit-countdown-label" id="summitCountdownLabel">Registration Opens In</div>
1543
1544<div class="home-summit-timer" id="summitTimer">
1545<div class="home-summit-time-card">
1546<div class="num" id="summitDays">--</div>
1547
1548<div class="label">Days</div>
1549</div>
1550
1551<div class="home-summit-time-card">
1552<div class="num" id="summitHours">--</div>
1553
1554<div class="label">Hours</div>
1555</div>
1556
1557<div class="home-summit-time-card">
1558<div class="num" id="summitMinutes">--</div>
1559
1560<div class="label">Minutes</div>
1561</div>
1562</div>
1563
1564<div class="home-summit-actions"><a aria-disabled="true" class="home-summit-btn home-summit-btn-primary" href="#" id="summitPrimaryBtn">Registration Opens July 13 </a></div>
1565</div>
1566</div>
1567</div>
1568</section>
1569</div>
1570<!-- CPRIA Registration Banner -->
1571
1572<div class="prma-cpria-topbar-wrap">
1573<section class="prma-cpria-topbar" id="cpriaBannerHome">
1574<div class="prma-cpria-topbar-inner">
1575<div>
1576<h2 id="cpriaHeadlineHome">CPRIA Registration Opens Soon</h2>
1577
1578<p id="cpriaBodyHome">Registration details will appear here.</p>
1579
1580<div class="prma-cpria-badges"><span class="prma-cpria-badge prma-cpria-badge-countdown" id="countdownBadgeHome">Registration Opens In: --</span> <span class="prma-cpria-badge" id="openBadgeHome">Registration Opens: --</span> <span class="prma-cpria-badge" id="lateBadgeHome">Late Fee Begins: --</span> <span class="prma-cpria-badge" id="closeBadgeHome">Registration Closes: --</span></div>
1581</div>
1582
1583<div class="prma-cpria-cta"><a class="prma-cpria-btn prma-cpria-btn-primary" href="#" id="cpriaMemberBtnHome">Member Registration</a> <a class="prma-cpria-btn prma-cpria-btn-ghost" href="#" id="cpriaUsiBtnHome">USI Associate Registration</a></div>
1584</div>
1585</section>
1586</div>
1587
1588<section aria-labelledby="pillars-title" class="pillars">
1589<div class="pillars__inner">
1590<header class="pillars__header">
1591<h1 id="pillars-title" style="text-align: center;">Consistent Value. Continuous Growth.</h1>
1592
1593<p>&nbsp;</p>
1594</header>
1595
1596<div aria-label="Member value pillars" class="pillars__tabs" role="tablist"><button aria-controls="pillar-panel" aria-selected="true" class="pillars__tab is-active" data-pillar="community" id="tab-community" role="tab" type="button"><span aria-hidden="true" class="pillars__icon"> <svg fill="none" height="28" stroke="currentColor" stroke-width="1.8" viewbox="0 0 24 24" width="28"> <path d="M16 11a4 4 0 1 0-8 0"></path> <path d="M4 20c1.2-3.2 4.2-5 8-5s6.8 1.8 8 5"></path> <path d="M18.5 10.5a3 3 0 1 0-3.2-4.7" opacity=".6"></path>
1596 <path d="M20.5 20c-.5-1.6-1.5-2.9-2.8-3.8" opacity=".6"></path> </svg> </span> <span class="pillars__label">Community</span></button><button aria-controls="pillar-panel" aria-selected="false" class="pillars__tab" data-pillar="education" id="tab-education" role="tab" type="button"><span aria-hidden="true" class="pillars__icon"> <svg fill="none" height="28" stroke="currentColor" stroke-width="1.8" viewbox="0 0 24 24" width="28"> <path d="M3 7l9-4 9 4-9 4-9-4Z"></path> <path d="M21 10v6"></path> <path d="M6 11v5c0 2 3 4 6 4s6-2 6-4v-5"></path> </svg> </span> <span class="pillars__label">Education</span></button></div>
1597
1598<div aria-labelledby="tab-community" class="pillars__panel" id="pillar-panel" role="tabpanel">
1599<div class="pillars__card">
1600<div class="pillars__cardText">
1601<p>&nbsp;</p>
1602
1603<h3 class="pillars__cardTitle" data-title="">Community</h3>
1604
1605<p>&nbsp;</p>
1606
1607<h4 class="pillars__cardSubhead" data-subhead="">PRMA is a non-profit, membership community of experienced risk management professionals serving successful individuals, families, and their advisors.</h4>
1608
1609<p class="pillars__cardBody" data-body="">Through PRMA, members connect with peers across insurers, brokers, and service providers&mdash;building relationships that advance the profession, encourage collaboration, and support the development of the next generation of private risk management leaders. The result is a trusted network focused on shared learning, diversity, and long-term professional growth.</p>
1610
1611<p>&nbsp;</p>
1612
1613<p><a class="pillars__cta" data-link="" href="https://www.privateriskmanagement.org/membership">Join PRMA</a></p>
1614</div>
1615
1616<div class="pillars__cardMedia"><img alt="PRMA members networking at an event" class="pillars__img" data-img="" loading="lazy" src="https://www.privateriskmanagement.org/content_images/Networking Hompage 2026.png" /></div>
1617</div>
1618</div>
1619</div>
1620</section>
1621&nbsp;
1622
1623<div id="prmaHomeFeaturedNews">&nbsp;</div>
1624<br />
1625<a href="https://www.privateriskmanagement.org/newsroom">View all Newsroom coverage &rarr;</a><br />
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1721  text-decoration:none;
1722  font-weight: 700;
1723  transition: background-color .15s ease, transform .12s ease;
1724}
1725
1726.pillars__cta:hover,
1727.pillars__cta:focus-visible{
1728  background: #145c30; /* darker green */
1729  color: #ffffff;     /* stays white */
1730  transform: translateY(-1px);
1731}
1732
1733  /* Image side */
1734  .pillars__cardMedia{
1735    position: relative;
1736    border-left: 1px solid var(--p-border);
1737    background: #eef3ef;
1738  }
1739  .pillars__img{
1740    width: 100%;
1741    height: 100%;
1742    display:block;
1743    object-fit: cover;
1744  }
1745
1746  @media (max-width: 820px){
1747    .pillars__card{ grid-template-columns: 1fr; }
1748    .pillars__cardMedia{
1749      border-left: 0;
1750      border-top: 1px solid var(--p-border);
1751      height: 200px;
1752    }
1753  }
1754  /* Homepage Featured News (uses same look & feel, but scoped to homepage container) */
1755  #prmaHomeFeaturedNews{ max-width:1200px; margin:0 auto; }
1756  #prmaHomeFeaturedNews .nr-section-title{
1757    display:flex; align-items:center; justify-content:space-between;
1758    margin:0 0 10px;
1759    font-family: system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
1760  }
1761  #prmaHomeFeaturedNews .nr-section-title h2{ margin:0; font-size:18px; letter-spacing:-.01em; }
1762  #prmaHomeFeaturedNews .nr-section-title .hint{ color:#64748b; font-size:13px; }
1763
1764  #prmaHomeFeaturedNews .nr-featured{
1765    display:grid;
1766    grid-template-columns: 1.2fr 1fr 1fr;
1767    gap:12px;
1768    font-family: system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
1769  }
1770  @media (max-width: 980px){
1771    #prmaHomeFeaturedNews .nr-featured{ grid-template-columns: 1fr; }
1772  }
1773
1774  #prmaHomeFeaturedNews .nr-featured-card{
1775    background: linear-gradient(180deg, rgba(127,189,0,.12), rgba(24,107,55,.06));
1776    border: 1px solid rgba(24,107,55,.18);
1777    border-radius: 16px;
1778    box-shadow: 0 10px 30px rgba(2,6,23,.08);
1779    padding: 16px;
1780    position: relative;
1781    overflow:hidden;
1782  }
1783  #prmaHomeFeaturedNews .nr-featured-card:before{
1784    content:"";
1785    position:absolute;
1786    inset:-80px -120px auto auto;
1787    width:220px; height:220px;
1788    border-radius:999px;
1789    background: radial-gradient(circle at 30% 30%, rgba(127,189,0,.35), rgba(127,189,0,0));
1790    transform: rotate(10deg);
1791  }
1792  #prmaHomeFeaturedNews .meta{
1793    display:flex; gap:10px; align-items:center; flex-wrap:wrap;
1794    margin-bottom:10px;
1795    position:relative; z-index:1;
1796  }
1797  #prmaHomeFeaturedNews .chip{
1798    display:inline-flex; align-items:center;
1799    padding:6px 10px;
1800    border-radius:999px;
1801    font-size:12px;
1802    border:1px solid rgba(24,107,55,.25);
1803    background: rgba(255,255,255,.85);
1804    color: rgba(15,23,42,.9);
1805  }
1806  #prmaHomeFeaturedNews .chip.publisher{
1807    border-color: rgba(24,107,55,.18);
1808    color: #186b37;
1809    background: rgba(255,255,255,.92);
1810  }
1811  #prmaHomeFeaturedNews .title{
1812    margin:0;
1813    font-size:18px;
1814    line-height:1.25;
1815    letter-spacing:-.01em;
1816    position:relative; z-index:1;
1817  }
1818  #prmaHomeFeaturedNews .title a{
1819    color:inherit;
1820    text-decoration:none;
1821    border-bottom: 1px solid rgba(24,107,55,.25);
1822  }
1823  #prmaHomeFeaturedNews .title a:hover{
1824    border-bottom-color: rgba(24,107,55,.55);
1825  }
1826  #prmaHomeFeaturedNews .cta{
1827    margin-top:12px;
1828    display:inline-flex; align-items:center; gap:8px;
1829    color:#186b37;
1830    font-size:13px;
1831    font-weight:800;
1832    position:relative; z-index:1;
1833  }
1834<style>
1835  .jtms-wrap{
1836    font-family: system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
1837    color:#0f172a;
1838    max-width: 1100px;
1839    margin: 0 auto;
1840  }
1841
1842  .jtms-grid{
1843    display:grid;
1844    grid-template-columns: 1.15fr 0.85fr;
1845    gap: 18px;
1846    align-items:start;
1847  }
1848
1849  /* Mobile */
1850  @media (max-width: 820px){
1851    .jtms-grid{ grid-template-columns: 1fr; }
1852  }
1853
1854  .jtms-title{
1855    margin: 0;
1856    font-size: 48px;
1857    line-height: 1.05;
1858    letter-spacing: -0.02em;
1859    color:#186b37;
1860    font-weight: 900;
1861  }
1862
1863  @media (max-width: 820px){
1864    .jtms-title{ font-size: 38px; }
1865  }
1866
1867  .jtms-lede{
1868    margin: 10px 0 0;
1869    font-size: 18px;
1870    line-height: 1.5;
1871    font-weight: 600;
1872    color:#0f172a;
1873  }
1874
1875  .jtms-list{
1876    margin: 16px 0 18px;
1877    padding: 0;
1878    list-style: none;
1879    display:flex;
1880    flex-direction:column;
1881    gap: 12px;
1882  }
1883
1884  .jtms-item{
1885    display:flex;
1886    gap: 10px;
1887    align-items:flex-start;
1888    line-height: 1.45;
1889    font-size: 16px;
1890    color:#0f172a;
1891  }
1892
1893  .jtms-check{
1894    width: 20px;
1895    height: 20px;
1896    border-radius: 999px;
1897    background: rgba(127,189,0,.18);
1898    border: 1px solid rgba(24,107,55,.25);
1899    display:flex;
1900    align-items:center;
1901    justify-content:center;
1902    flex: 0 0 20px;
1903    margin-top: 2px;
1904  }
1905
1906  .jtms-check:before{
1907    content:"✓";
1908    color:#186b37;
1909    font-weight: 900;
1910    font-size: 14px;
1911    line-height: 1;
1912  }
1913
1914  .jtms-item strong{
1915    font-weight: 900;
1916  }
1917
1918  /* Image container */
1919  .jtms-image{
1920    border-radius: 16px;
1921    overflow:hidden;
1922    border: 1px solid rgba(0,0,0,.08);
1923    box-shadow: 0 10px 24px rgba(2,6,23,.08);
1924  }
1925
1926  .jtms-image img{
1927    width:100%;
1928    height:auto;
1929    display:block;
1930  }
1931
1932  .jtms-cta{
1933    margin-top: 10px;
1934  }
1935
1936  .jtms-btn{
1937    display:inline-flex;
1938    align-items:center;
1939    justify-content:center;
1940    border-radius: 999px;
1941    padding: 12px 16px;
1942    font-weight: 900;
1943    font-size: 14px;
1944    border: 1px solid rgba(24,107,55,.25);
1945    background: rgba(127,189,0,.18);
1946    color:#186b37;
1947    cursor:pointer;
1948    text-decoration:none;
1949  }
1950
1951  .jtms-btn:hover{
1952    border-color: rgba(24,107,55,.45);
1953  }
1954/* CPRIA Registration Banner */
1955
1956.prma-cpria-topbar-wrap{
1957  max-width:1100px;
1958  margin:28px auto;
1959  padding:0 10px;
1960}
1961
1962.prma-cpria-topbar{
1963  display:none;
1964  border-radius:16px;
1965  padding:24px 26px;
1966  background: linear-gradient(135deg,#186b37 0%,#7fbd00 100%);
1967  color:#fff;
1968  box-shadow:0 10px 26px rgba(0,0,0,.12);
1969}
1970
1971.prma-cpria-topbar-inner{
1972  display:grid;
1973  grid-template-columns:1.2fr .8fr;
1974  gap:18px;
1975  align-items:center;
1976}
1977
1978@media(max-width:900px){
1979  .prma-cpria-topbar-inner{
1980    grid-template-columns:1fr;
1981  }
1982}
1983
1984.prma-cpria-topbar h2{
1985  margin:0 0 8px;
1986  font-size:30px;
1987  line-height:1.15;
1988  color:#fff !important;
1989  text-shadow:0 1px 2px rgba(0,0,0,.15);
1990}
1991
1992.prma-cpria-topbar p{
1993  margin:0;
1994  font-size:16px;
1995  opacity:.95;
1996}
1997
1998.prma-cpria-badges{
1999  display:flex;
2000  flex-wrap:wrap;
2001  gap:10px;
2002  margin-top:14px;
2003}
2004
2005.prma-cpria-badge{
2006  background:rgba(255,255,255,.18);
2007  border:1px solid rgba(255,255,255,.25);
2008  border-radius:999px;
2009  padding:8px 12px;
2010  font-size:13px;
2011  white-space:nowrap;
2012}
2013
2014.prma-cpria-badge-countdown{
2015  background:#fff;
2016  color:#186b37;
2017  font-weight:700;
2018}
2019
2020.prma-cpria-cta{
2021  display:flex;
2022  justify-content:flex-end;
2023  gap:10px;
2024  flex-wrap:wrap;
2025}
2026
2027@media(max-width:900px){
2028  .prma-cpria-cta{
2029    justify-content:flex-start;
2030  }
2031}
2032
2033.prma-cpria-btn{
2034  display:inline-block;
2035  padding:11px 16px;
2036  border-radius:12px;
2037  text-decoration:none!important;
2038  font-weight:700;
2039}
2040
2041.prma-cpria-btn-primary{
2042  background:#fff;
2043  color:#186b37!important;
2044}
2045
2046.prma-cpria-btn-ghost{
2047  background:transparent;
2048  color:#fff!important;
2049  border:1px solid #fff;
2050}
2051
2052.prma-cpria-btn-ghost:hover{
2053  background:rgba(255,255,255,.12);
2054}
2055.home-summit-wrap{
2056  max-width:1100px;
2057  margin:28px auto;
2058  padding:0 10px;
2059  font-family:"Lato", Arial, sans-serif;
2060}
2061
2062.home-summit-widget{
2063  position:relative;
2064  overflow:hidden;
2065  border-radius:22px;
2066  background:
2067    url("https://www.privateriskmanagement.org/content_images/PRMASummit2026PowerOfPresenceHero.png") center center / cover no-repeat;
2068  box-shadow:0 14px 34px rgba(0,0,0,.14);
2069  min-height:420px;
2070}
2071
2072.home-summit-overlay{
2073  position:absolute;
2074  inset:0;
2075  background:
2076    linear-gradient(90deg, rgba(18,26,43,.58) 0%, rgba(24,107,55,.42) 42%, rgba(24,107,55,.22) 100%);
2077}
2078
2079.home-summit-copy-action{
2080  margin-top:20px;
2081}
2082
2083.home-summit-inner{
2084  position:relative;
2085  z-index:2;
2086  padding:34px 32px;
2087  min-height:420px;
2088  display:flex;
2089  flex-direction:column;
2090  gap:24px;
2091}
2092
2093.home-summit-top{
2094  display:grid;
2095  grid-template-columns:1.1fr .9fr;
2096  gap:24px;
2097  align-items:end;
2098}
2099
2100.home-summit-top-left,
2101.home-summit-top-right{
2102  display:flex;
2103}
2104
2105.home-summit-top-left{
2106  justify-content:flex-start;
2107}
2108
2109.home-summit-top-right{
2110  justify-content:flex-end;
2111}
2112
2113.home-summit-bottom{
2114  display:grid;
2115  grid-template-columns:1fr .95fr;
2116  gap:54px;
2117  align-items:start;
2118}
2119
2120.home-summit-bottom-left{
2121  color:#fff;
2122}
2123
2124.home-summit-right{
2125  display:flex;
2126  flex-direction:column;
2127  align-items:flex-end;
2128  justify-content:flex-start;
2129}
2130.home-summit-logo-main{
2131  width:min(430px, 100%);
2132  height:auto;
2133  display:block;
2134  margin:0 0 18px 0;
2135  filter:drop-shadow(0 10px 22px rgba(0,0,0,.22));
2136}
2137
2138.home-summit-logo-theme{
2139  width:min(260px, 72%);
2140  height:auto;
2141  display:block;
2142  margin:0 0 22px 0;
2143  filter:drop-shadow(0 8px 18px rgba(0,0,0,.18));
2144}
2145
2146.home-summit-copy{
2147  margin:0;
2148  font-size:16px;
2149  line-height:1.7;
2150  color:rgba(255,255,255,.95);
2151  max-width:640px;
2152}
2153
2154.home-summit-copy-secondary{
2155  margin-top:14px;
2156}
2157
2158
2159
2160.home-summit-countdown-label{
2161  font-size:13px;
2162  line-height:1.2;
2163  letter-spacing:1.6px;
2164  text-transform:uppercase;
2165  font-weight:900;
2166  color:#d5ef94;
2167  margin:0 0 14px 0;
2168  text-align:right;
2169}
2170
2171.home-summit-timer{
2172  display:grid;
2173  grid-template-columns:repeat(3, minmax(92px, 1fr));
2174  gap:12px;
2175  width:100%;
2176  max-width:420px;
2177}
2178
2179.home-summit-time-card{
2180  background:rgba(255,255,255,.12);
2181  border:1px solid rgba(255,255,255,.18);
2182  border-radius:18px;
2183  padding:18px 14px 16px;
2184  text-align:center;
2185  backdrop-filter:blur(2px);
2186}
2187
2188.home-summit-time-card .num{
2189  font-size:46px;
2190  line-height:1;
2191  font-weight:900;
2192  letter-spacing:-1px;
2193  color:#fff;
2194  margin-bottom:8px;
2195}
2196
2197.home-summit-time-card .label{
2198  font-size:12px;
2199  line-height:1.2;
2200  letter-spacing:1.2px;
2201  text-transform:uppercase;
2202  font-weight:900;
2203  color:rgba(255,255,255,.86);
2204}
2205
2206.home-summit-actions{
2207  display:flex;
2208  gap:12px;
2209  flex-wrap:wrap;
2210  justify-content:flex-end;
2211  margin-top:18px;
2212}
2213
2214.home-summit-btn{
2215  display:inline-flex;
2216  align-items:center;
2217  justify-content:center;
2218  gap:10px;
2219  padding:13px 20px;
2220  border-radius:999px;
2221  font-weight:900;
2222  text-decoration:none !important;
2223  border:2px solid transparent;
2224  white-space:nowrap;
2225  transition:transform .14s ease, background .14s ease, color .14s ease, box-shadow .14s ease;
2226}
2227
2228.home-summit-btn:hover{
2229  transform:translateY(-1px);
2230  text-decoration:none !important;
2231}
2232
2233.home-summit-btn-primary{
2234  background:#fff;
2235  color:#186b37 !important;
2236  box-shadow:0 10px 22px rgba(0,0,0,.16);
2237}
2238
2239.home-summit-btn-primary.is-disabled{
2240  background:#f2f3f5;
2241  color:#8c93a1 !important;
2242  border-color:#d7dbe2;
2243  box-shadow:none;
2244  cursor:default;
2245  pointer-events:none;
2246}
2247
2248.home-summit-btn-ghost{
2249  background:transparent;
2250  color:#fff !important;
2251  border-color:#fff;
2252}
2253
2254.home-summit-btn-ghost:hover{
2255  background:#fff;
2256  color:#186b37 !important;
2257}
2258
2259@media (max-width:960px){
2260  .home-summit-inner{
2261    grid-template-columns:1fr;
2262    padding:28px 24px;
2263  }
2264
2265  .home-summit-right{
2266    align-items:flex-start;
2267  }
2268
2269  .home-summit-countdown-label{
2270    text-align:left;
2271  }
2272
2273  .home-summit-actions{
2274    justify-content:flex-start;
2275  }
2276}
2277
2278@media (max-width:560px){
2279  .home-summit-widget{
2280    min-height:auto;
2281  }
2282
2283  .home-summit-inner{
2284    min-height:auto;
2285    padding:24px 18px;
2286  }
2287
2288  .home-summit-logo-main{
2289    width:100%;
2290  }
2291
2292  .home-summit-logo-theme{
2293    width:min(240px, 78%);
2294  }
2295
2296  .home-summit-timer{
2297    grid-template-columns:repeat(3, 1fr);
2298    max-width:none;
2299  }
2300
2301  .home-summit-time-card .num{
2302    font-size:34px;
2303  }
2304
2305  .home-summit-actions{
2306    width:100%;
2307    flex-direction:column;
2308    align-items:stretch;
2309  }
2310
2311  .home-summit-btn{
2312    width:100%;
2313  }
2314}
2315</style>
2316<script>
2317
2318(function(){
2319  const mount = document.getElementById("prmaHomeFeaturedNews");
2320  if(!mount) return;
2321
2322  const source = Array.isArray(window.PRMA_NEWSROOM_ITEMS) ? window.PRMA_NEWSROOM_ITEMS : [];
2323  if(source.length === 0) return;
2324
2325  const MONTHS = { january:1,february:2,march:3,april:4,may:5,june:6,july:7,august:8,september:9,october:10,november:11,december:12 };
2326  const monthNum = m => MONTHS[String(m||"").toLowerCase()] || 0;
2327
2328  // Publisher fallback: show domain if not provided
2329  const getPublisherFallback = (url) => {
2330    if(!url) return "";
2331    try{
2332      const host = new URL(String(url)).hostname.replace(/^www\./,'');
2333      return host.split('.').slice(-2).join('.');
2334    }catch(e){ return ""; }
2335  };
2336
2337  const items = source.map(x => ({
2338    ...x,
2339    sortKey: (Number(x.year) * 100) + monthNum(x.month),
2340    publisher: (x.publisher && String(x.publisher).trim()) ? String(x.publisher).trim() : getPublisherFallback(x.url)
2341  })).sort((a,b) => b.sortKey - a.sortKey);
2342
2343  const featured = items.filter(i => i.url).slice(0,3); // only show items with links
2344  if(featured.length === 0) return;
2345
2346  mount.innerHTML = `
2347    <div class="nr-section-title">
2348      <h2>In the News</h2>
2349      <div class="hint">Latest coverage</div>
2350    </div>
2351    <div class="nr-featured">
2352      ${featured.map(it => `
2353        <div class="nr-featured-card">
2354          <div class="meta">
2355            <span class="chip">${it.month} ${it.year}</span>
2356            ${it.publisher ? `<span class="chip publisher">${it.publisher}</span>` : ``}
2357          </div>
2358          <p class="title">
2359            <a href="${it.url}" target="_blank" rel="noopener noreferrer">${it.title}</a>
2360          </p>
2361          <span class="cta">Read coverage <span aria-hidden="true">→</span></span>
2362        </div>
2363      `).join("")}
2364    </div>
2365  `;
2366})();
2367  (function () {
2368const data = {
2369  community: {
2370    title: "Community",
2371    subhead:
2372      "PRMA is a non-profit, membership community of experienced risk management professionals serving successful individuals, families, and their advisors.",
2373    body:
2374      "Through PRMA, members connect with peers across insurers, brokers, and service providers—building relationships that advance the profession, encourage collaboration, and support the development of the next generation of private risk management leaders. The result is a trusted network focused on shared learning, diversity, and long-term professional growth.",
2375    linkHref: "https://www.privateriskmanagement.org/membership",
2376    linkText: "Join PRMA",
2377    labelledBy: "tab-community",
2378    imgSrc: "https://www.privateriskmanagement.org/content_images/Networking Hompage 2026.png",
2379    imgAlt: "PRMA members networking at an event"
2380  },
2381  education: {
2382    title: "Education",
2383    subhead:
2384      "PRMA provides world-class, credentialed education designed to advance the expertise and value of private risk management professionals.",
2385    body:
2386      "From foundational learning to advanced thought leadership, PRMA’s programs, events, and resources help members stay informed, build credibility, and strengthen their ability to serve successful individuals and families. All education is focused on practical application, professional standards, and sustained career success.",
2387    linkHref: "https://www.privateriskmanagement.org/academy",
2388    linkText: "Learn More",
2389    labelledBy: "tab-education",
2390    imgSrc: "https://www.privateriskmanagement.org/content_images/Education Homepage 2026.png",
2391    imgAlt: "PRMA education session"
2392  }
2393};
2394
2395    const tabs = Array.from(document.querySelectorAll(".pillars__tab"));
2396    const panel = document.getElementById("pillar-panel");
2397const titleEl = panel.querySelector("[data-title]");
2398const subEl   = panel.querySelector("[data-subhead]");
2399const bodyEl  = panel.querySelector("[data-body]");
2400const linkEl  = panel.querySelector("[data-link]");
2401const imgEl   = panel.querySelector("[data-img]");
2402
2403function setActive(key) {
2404  const item = data[key];
2405  if (!item) return;
2406
2407      tabs.forEach(btn => {
2408        const isOn = btn.dataset.pillar === key;
2409        btn.classList.toggle("is-active", isOn);
2410        btn.setAttribute("aria-selected", String(isOn));
2411        btn.tabIndex = isOn ? 0 : -1;
2412      });
2413
2414      panel.setAttribute("aria-labelledby", item.labelledBy);
2415  titleEl.textContent = item.title;
2416  subEl.textContent   = item.subhead;
2417  bodyEl.textContent  = item.body;
2418  linkEl.href         = item.linkHref;
2419  linkEl.textContent  = item.linkText;
2420
2421      // Swap image
2422  imgEl.src = item.imgSrc;
2423  imgEl.alt = item.imgAlt || "";
2424}
2425
2426    tabs.forEach((btn, idx) => {
2427      btn.addEventListener("click", () => setActive(btn.dataset.pillar));
2428
2429      btn.addEventListener("keydown", (e) => {
2430        if (e.key !== "ArrowLeft" && e.key !== "ArrowRight") return;
2431        e.preventDefault();
2432        const next = e.key === "ArrowRight" ? idx + 1 : idx - 1;
2433        const target = tabs[(next + tabs.length) % tabs.length];
2434        target.focus();
2435        setActive(target.dataset.pillar);
2436      });
2437    });
2438
2439    setActive("community");
2440/* CPRIA Banner Logic */
2441
2442/* CPRIA Banner Logic */
2443
2444(function(){
2445
2446var banner = document.getElementById("cpriaBannerHome");
2447if(!banner) return;
2448
2449var headline = document.getElementById("cpriaHeadlineHome");
2450var body = document.getElementById("cpriaBodyHome");
2451var countdownBadge = document.getElementById("countdownBadgeHome");
2452var openBadge = document.getElementById("openBadgeHome");
2453var lateBadge = document.getElementById("lateBadgeHome");
2454var closeBadge = document.getElementById("closeBadgeHome");
2455var memberBtn = document.getElementById("cpriaMemberBtnHome");
2456var usiBtn = document.getElementById("cpriaUsiBtnHome");
2457
2458var soonWindowDays = 21;
2459var soonWindowMs = soonWindowDays * 24 * 60 * 60 * 1000;
2460
2461var schedule = [
2462  {
2463    segment: "Segment IV",
2464    title: "Lifecycle Risk Management",
2465    regOpen: new Date(2026, 0, 5, 0, 0, 0),
2466    lateFee: new Date(2026, 0, 26, 0, 0, 0),
2467    regClose: new Date(2026, 1, 1, 23, 59, 59),
2468    memberUrl: "https://www.privateriskmanagement.org/calendar_list.asp",
2469    usiUrl: "https://www.privateriskmanagement.org/calendar_list.asp"
2470  },
2471  {
2472    segment: "Segment V",
2473    title: "Understanding Specialty Risks",
2474    regOpen: new Date(2026, 2, 16, 0, 0, 0),
2475    lateFee: new Date(2026, 2, 30, 0, 0, 0),
2476    regClose: new Date(2026, 3, 5, 23, 59, 59),
2477    memberUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=3/16/2026&eventid=696",
2478    usiUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=3/16/2026&eventid=697"
2479  },
2480  {
2481    segment: "Segment VI",
2482    title: "Personal Security, Life Safety & Protection",
2483    regOpen: new Date(2026, 4, 18, 0, 0, 0),
2484    lateFee: new Date(2026, 5, 1, 0, 0, 0),
2485    regClose: new Date(2026, 5, 7, 23, 59, 59),
2486    memberUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=3/16/2026&eventid=702",
2487    usiUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=3/16/2026&eventid=703"
2488  },
2489  {
2490    segment: "Segment I",
2491    title: "Fundamentals of Personal Risk Management",
2492    regOpen: new Date(2026, 7, 3, 0, 0, 0),
2493    lateFee: new Date(2026, 7, 17, 0, 0, 0),
2494    regClose: new Date(2026, 7, 23, 23, 59, 59),
2495    memberUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=3/16/2026&eventid=704",
2496    usiUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=3/16/2026&eventid=705"
2497  },
2498  {
2499    segment: "Segment II",
2500    title: "Understanding the High Net Worth Universe",
2501    regOpen: new Date(2026, 9, 5, 0, 0, 0),
2502    lateFee: new Date(2026, 9, 26, 0, 0, 0),
2503    regClose: new Date(2026, 10, 1, 23, 59, 59),
2504    memberUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=3/16/2026&eventid=706",
2505    usiUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=3/16/2026&eventid=707"
2506  },
2507  {
2508    segment: "Segment III",
2509    title: "Strategic Coverage Placement",
2510    regOpen: new Date(2027, 0, 11, 0, 0, 0),
2511    lateFee: new Date(2027, 0, 25, 0, 0, 0),
2512    regClose: new Date(2027, 0, 31, 23, 59, 59),
2513    memberUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=756",
2514    usiUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=757"
2515  },
2516  {
2517    segment: "Segment IV",
2518    title: "Lifecycle Risk Management",
2519    regOpen: new Date(2027, 2, 8, 0, 0, 0),
2520    lateFee: new Date(2027, 2, 22, 0, 0, 0),
2521    regClose: new Date(2027, 2, 28, 23, 59, 59),
2522    memberUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=792",
2523    usiUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=759"
2524  },
2525  {
2526    segment: "Segment V",
2527    title: "Understanding Specialty Risks",
2528    regOpen: new Date(2027, 4, 3, 0, 0, 0),
2529    lateFee: new Date(2027, 4, 17, 0, 0, 0),
2530    regClose: new Date(2027, 4, 23, 23, 59, 59),
2531    memberUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=760",
2532    usiUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=761"
2533  },
2534  {
2535    segment: "Segment VI",
2536    title: "Personal Security, Life Safety & Protection",
2537    regOpen: new Date(2027, 6, 5, 0, 0, 0),
2538    lateFee: new Date(2027, 6, 19, 0, 0, 0),
2539    regClose: new Date(2027, 6, 25, 23, 59, 59),
2540    memberUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=762",
2541    usiUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=763"
2542  },
2543  {
2544    segment: "Segment I",
2545    title: "Fundamentals of Personal Risk Management",
2546    regOpen: new Date(2027, 7, 30, 0, 0, 0),
2547    lateFee: new Date(2027, 8, 13, 0, 0, 0),
2548    regClose: new Date(2027, 8, 19, 23, 59, 59),
2549    memberUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=764",
2550    usiUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=765"
2551  },
2552  {
2553    segment: "Segment II",
2554    title: "Understanding the High Net Worth Universe",
2555    regOpen: new Date(2027, 10, 1, 0, 0, 0),
2556    lateFee: new Date(2027, 10, 15, 0, 0, 0),
2557    regClose: new Date(2027, 10, 21, 23, 59, 59),
2558    memberUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=766",
2559    usiUrl: "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=4/16/2026&eventid=767"
2560  }
2561];
2562
2563function formatDate(d){
2564  var months = [
2565    "January","February","March","April","May","June",
2566    "July","August","September","October","November","December"
2567  ];
2568  return months[d.getMonth()] + " " + d.getDate() + ", " + d.getFullYear();
2569}
2570
2571function formatCountdown(ms){
2572  var totalSeconds = Math.floor(ms / 1000);
2573  var days = Math.floor(totalSeconds / 86400);
2574  var hours = Math.floor((totalSeconds % 86400) / 3600);
2575  var minutes = Math.floor((totalSeconds % 3600) / 60);
2576
2577  if(days > 0) return days + "d " + hours + "h";
2578  if(hours > 0) return hours + "h " + minutes + "m";
2579  return Math.max(minutes, 0) + "m";
2580}
2581
2582function setBadges(item, countdownText){
2583  openBadge.innerHTML = "Registration Opens: " + formatDate(item.regOpen);
2584  lateBadge.innerHTML = "Late Fee Begins: " + formatDate(item.lateFee);
2585  closeBadge.innerHTML = "Registration Closes: " + formatDate(item.regClose);
2586  countdownBadge.innerHTML = countdownText;
2587}
2588
2589function setButtons(item, showButtons){
2590  memberBtn.href = item.memberUrl;
2591  usiBtn.href = item.usiUrl;
2592  memberBtn.style.display = showButtons ? "inline-block" : "none";
2593  usiBtn.style.display = showButtons ? "inline-block" : "none";
2594}
2595
2596function updateBanner(){
2597  var now = new Date();
2598
2599  var nextIndex = -1;
2600  for(var i = 0; i < schedule.length; i++){
2601    if(now <= schedule[i].regClose){
2602      nextIndex = i;
2603      break;
2604    }
2605  }
2606
2607  if(nextIndex === -1){
2608    banner.style.display = "none";
2609    return;
2610  }
2611
2612  var current = schedule[nextIndex];
2613  var next = schedule[nextIndex + 1] || null;
2614  var timeUntilOpen = current.regOpen - now;
2615
2616  if(now < current.regOpen && timeUntilOpen > soonWindowMs){
2617    banner.style.display = "none";
2618    return;
2619  }
2620
2621  banner.style.display = "block";
2622
2623  if(now < current.regOpen){
2624    headline.innerHTML = current.segment + " Registration Opens Soon";
2625    body.innerHTML = "Registration for CPRIA " + current.segment + " opens on " + formatDate(current.regOpen) + ".";
2626    setBadges(current, "Registration Opens In: " + formatCountdown(timeUntilOpen));
2627    setButtons(current, true);
2628    return;
2629  }
2630
2631  if(now >= current.regOpen && now <= current.regClose){
2632    headline.innerHTML = current.segment + " Registration Is Open";
2633    body.innerHTML = "Registration for CPRIA " + current.segment + " is now open.";
2634    setBadges(current, "Now Open");
2635    setButtons(current, true);
2636    return;
2637  }
2638
2639  if(next){
2640    headline.innerHTML = current.segment + " Registration Has Closed";
2641    body.innerHTML = "Registration for CPRIA " + current.segment + " has closed. " + next.segment + " will open for registration on " + formatDate(next.regOpen) + ".";
2642    setBadges(next, "Next Opens: " + formatDate(next.regOpen));
2643    setButtons(next, false);
2644    return;
2645  }
2646
2647  banner.style.display = "none";
2648}
2649
2650updateBanner();
2651setInterval(updateBanner,60000);
2652
2653})();
2654(function(){
2655  var regOpen = new Date(2026, 6, 13, 0, 0, 0);     // July 13, 2026
2656  var summitStart = new Date(2026, 9, 18, 0, 0, 0); // October 18, 2026
2657
2658  var primaryBtn = document.getElementById("summitPrimaryBtn");
2659  var label = document.getElementById("summitCountdownLabel");
2660  var daysEl = document.getElementById("summitDays");
2661  var hoursEl = document.getElementById("summitHours");
2662  var minsEl = document.getElementById("summitMinutes");
2663
2664  if(!primaryBtn || !label || !daysEl || !hoursEl || !minsEl) return;
2665
2666  function updateTimerDisplay(diffMs){
2667    var totalMinutes = Math.max(0, Math.floor(diffMs / 60000));
2668    var days = Math.floor(totalMinutes / (60 * 24));
2669    var hours = Math.floor((totalMinutes % (60 * 24)) / 60);
2670    var minutes = totalMinutes % 60;
2671
2672    daysEl.innerHTML = String(days);
2673    hoursEl.innerHTML = String(hours);
2674    minsEl.innerHTML = String(minutes);
2675  }
2676
2677  function updateSummitWidget(){
2678    var now = new Date();
2679
2680    if(now < regOpen){
2681      label.innerHTML = "Registration Opens In";
2682      updateTimerDisplay(regOpen - now);
2683
2684      primaryBtn.innerHTML = "Registration Opens July 13";
2685      primaryBtn.href = "#";
2686      primaryBtn.classList.add("is-disabled");
2687      primaryBtn.setAttribute("aria-disabled", "true");
2688      return;
2689    }
2690
2691    if(now >= regOpen && now < summitStart){
2692      label.innerHTML = "PRMA Summit Begins In";
2693      updateTimerDisplay(summitStart - now);
2694
2695      primaryBtn.innerHTML = "Register Now";
2696      primaryBtn.href = "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=10/18/2026&eventid=687";
2697      primaryBtn.classList.remove("is-disabled");
2698      primaryBtn.removeAttribute("aria-disabled");
2699      return;
2700    }
2701
2702    label.innerHTML = "PRMA Summit Is Here";
2703    updateTimerDisplay(0);
2704
2705    primaryBtn.innerHTML = "Register Now";
2706    primaryBtn.href = "https://www.privateriskmanagement.org/ev_calendar_day.asp?date=10/18/2026&eventid=687";
2707    primaryBtn.classList.remove("is-disabled");
2708    primaryBtn.removeAttribute("aria-disabled");
2709  }
2710
2711  updateSummitWidget();
2712  setInterval(updateSummitWidget, 60000);
2713})();
2714  })();
2715</script>
2715
2716							</div>
2717						</div>
2718						<div class="col-md-12">
2719							<div class="ad text-center">
2720								<A HREF="clickthru.asp?id=13" target="_blank"><IMG SRC="ads/13_92215658.jpg" HEIGHT="90" width="728" border="0"></A>
2721							</div>
2722						</div>	
2723					</div>
2724					<div class="row">
2725						<div class="col-sm-6 col-md-3">
2726							<div class="spotlight-wrap">
2727								<a href="https://collaborate.privateriskmanagement.org/home"><img alt="Thrive Community" class="img-responsive" src="https://www.privateriskmanagement.org/content_images/thrivespotlightfinal.png" /></a>
2728
2729<div class="spotlight-content">
2730<div class="spotlight-content-wrap">
2731<h3><a href="https://collaborate.privateriskmanagement.org/home">Thrive Community</a></h3>
2732
2733<h4>Collaborate. Share. Learn.</h4>
2734
2735<p>Thrive is PRMA&rsquo;s interactive member community where you can ask questions, exchange ideas, and stay connected with peers across the private risk management industry.</p>
2736<a href="https://collaborate.privateriskmanagement.org/home">Join the Conversation<span class="fas fa-arrow-right"></span></a></div>
2737</div>
2738
2739							</div>
2740						</div>
2741						<div class="col-sm-6 col-md-3">
2742							<div class="spotlight-wrap">
2743								<a href="https://www.privateriskmanagement.org/academy"><img alt="PRMA Academy" class="img-responsive" src="https://www.privateriskmanagement.org/content_images/academyspotlightfinal.png" /></a>
2744
2745<div class="spotlight-content">
2746<div class="spotlight-content-wrap">
2747<h3><a href="https://www.privateriskmanagement.org/academy">Academy</a></h3>
2748
2749<h4>Learn on Your Schedule.</h4>
2750
2751<p>PRMA Academy offers on-demand education and the exclusive Chartered Private Risk and Insurance Advisor (CPRIA) certification&mdash;built specifically for professionals serving successful individuals and families.</p>
2752<a href="https://www.privateriskmanagement.org/academy">Learn More<span class="fas fa-arrow-right"></span></a></div>
2753</div>
2754
2755							</div>
2756						</div>
2757						<div class="col-sm-6 col-md-3">
2758							<div class="spotlight-wrap">
2759								<a href="https://www.privateriskmanagement.org/chapters"><img alt="Chapter Networking" class="img-responsive" src="https://www.privateriskmanagement.org/content_images/chapter
2759spotlightfinal.png" /></a>
2760
2761<div class="spotlight-content">
2762<div class="spotlight-content-wrap">
2763<h3><a href="https://www.privateriskmanagement.org/chapters">Chapters</a></h3>
2764
2765<h4>Connect Locally.</h4>
2766
2767<p>PRMA Chapters bring members together through in-person and virtual events&mdash;creating opportunities to build relationships and share insight at the local level.</p>
2768<a href="https://www.privateriskmanagement.org/chapters">Join a Chapter Near You<span class="fas fa-arrow-right"></span></a></div>
2769</div>
2770
2771							</div>
2772						</div>
2773						<div class="col-sm-6 col-md-3">
2774							<div class="spotlight-wrap">
2775								<a href="https://www.privateriskmanagement.org/prmasummit"><img alt="PRMA Summit" class="img-responsive" src="https://www.privateriskmanagement.org/content_images/Summit 2025 Tile.png" style="width: 275px; height: 180px;" /></a>
2776
2777<div class="spotlight-content">
2778<div class="spotlight-content-wrap">
2779<h3><a href="https://www.privateriskmanagement.org/prmasummit">Summit</a></h3>
2780
2781<h4>The Premier PRMA Event.</h4>
2782
2783<p>The PRMA Summit brings the community together for three days of education, connection, and collaboration. Join us in Indianapolis, October 18&ndash;20, 2026.</p>
2784<a href="https://www.privateriskmanagement.org/prmasummit">Learn More<span class="fas fa-arrow-right"></span></a></div>
2785</div>
2786
2787							</div>
2788						</div>
2789					</div>
2790					<div class="row">
2791						<div class="col-md-4 col-sm-5">
2792							<div class="event-wrapper">
2793								<h2>Upcoming Events</h2>
2794
2795	<div class=events>
2796		<ul>
2797			
2798						<li class=latest_event>
2799						
2800						<div class=event_date>
2801							<div class=day>30</div>
2802							<div class=month>Sep</div>
2803						</div>
2804						<div class=event_content>
2805							<h5><a href="ev_calendar_day.asp?date=9%2F30%2F26&eventid=857">CE Webinar:  Personal Umbrella Coverage presented by the Great Plains Chapter (</a></h5>
2806							<p>
2807								11:00 AM to 12:00 PM CDT								
2808							</p>
2809						</div>
2810					</li>
2811					
2812						<li>
2813						
2814						<div class=event_date>
2815							<div class=day>1</div>
2816							<div class=month>Oct</div>
2817						</div>
2818						<div class=event_content>
2819							<h5><a href="ev_calendar_day.asp?date=10%2F1%2F26&eventid=858">Built to Last: Inside the Making of Brava Composite Roofing</a></h5>
2820							<p>
2821								1:00 PM to 2:00 PM EST								
2822							</p>
2823						</div>
2824					</li>
2825					
2826						<li>
2827						
2828						<div class=event_date>
2829							<div class=day>1</div>
2830							<div class=month>Oct</div>
2831						</div>
2832						<div class=event_content>
2833							<h5><a href="ev_calendar_day.asp?date=10%2F1%2F26&eventid=863">Untitled Art Fair</a></h5>
2834							<p>
2835								5:00 PM to 8:00 PM CST								
2836							</p>
2837						</div>
2838					</li>
2839					
2840						<li>
2841						
2842						<div class=event_date>
2843							<div class=day>5</div>
2844							<div class=month>Oct</div>
2845						</div>
2846						<div class=event_content>
2847							<h5><a href="ev_calendar_day.asp?date=10%2F5%2F26&eventid=706">CPRIA Segment II  - 2026</a></h5>
2848							<p>
2849								10/5/2026 to 11/1/2026 EDT								
2850							</p>
2851						</div>
2852					</li>
2853					
2854		</ul>
2855	</div>
2856	
2857								<div class="clear"></div>
2858								<span class="view-more"><a class="btn" href="/calendar_list.asp">View All Events</a></span>
2859							</div>	
2860						</div>	
2861						<div class="col-md-8 col-sm-7">
2862							<div class="text-content">
2863								<style type="text/css">:root{
2864    --prma-green:#186b37;
2865    --prma-lime:#7fbd00;
2866    --prma-ink:#143024;
2867    --prma-text:#2a2f2c;
2868    --prma-muted:#5d6b63;
2869    --prma-border:#e3e8e5;
2870    --prma-shadow:0 10px 26px rgba(20,48,36,.10);
2871  }
2872
2873  .prma-lt-home{
2874    box-sizing:border-box;
2875    width:100%;
2876    max-width:100%;
2877    overflow:hidden;
2878    border-radius:18px;
2879    border:1px solid var(--prma-border);
2880    box-shadow:var(--prma-shadow);
2881    background:#fff;
2882  }
2883  .prma-lt-home *{ box-sizing:border-box; }
2884
2885  .prma-lt-home__media{
2886    position:relative;
2887    min-height:280px;
2888    overflow:hidden;
2889    background:url("https://www.privateriskmanagement.org/content_images/LT%20Hero%20V%203_23.png") center center / cover no-repeat;
2890  }
2891
2892  .prma-lt-home__overlay{
2893    position:absolute;
2894    inset:0;
2895    background:linear-gradient(90deg, rgba(20,48,36,.82) 0%, rgba(20,48,36,.46) 48%, rgba(20,48,36,.18) 100%);
2896  }
2897
2898  .prma-lt-home__badge{
2899    position:absolute;
2900    top:16px;
2901    left:16px;
2902    z-index:2;
2903    display:inline-flex;
2904    align-items:center;
2905    gap:8px;
2906    padding:8px 10px;
2907    border-radius:999px;
2908    background:rgba(255,255,255,.14);
2909    border:1px solid rgba(255,255,255,.22);
2910    color:#fff;
2911    font:700 12px/1.1 "Lato", Arial, sans-serif;
2912    letter-spacing:.08em;
2913    text-transform:uppercase;
2914  }
2915
2916  .prma-lt-home__dot{
2917    width:9px;
2918    height:9px;
2919    border-radius:999px;
2920    background:var(--prma-lime);
2921    box-shadow:0 0 0 6px rgba(127,189,0,.18);
2922  }
2923
2924  .prma-lt-home__hero-content{
2925    position:absolute;
2926    left:0;
2927    right:0;
2928    bottom:0;
2929    z-index:2;
2930    padding:28px 24px 24px;
2931  }
2932
2933  .prma-lt-home__logo{
2934    display:block;
2935    width:min(300px, 72%);
2936    height:auto;
2937    margin:0 0 14px 0;
2938    filter:brightness(0) invert(1);
2939  }
2940
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2956  .prma-lt-home__content{
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2982  .prma-lt-home__cta-copy strong{
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2990  .prma-lt-home__cta-copy span{
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2998
2999  .prma-lt-home__actions{
3000    display:flex;
3001    gap:10px;
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3004
3005  .prma-lt-home__btn{
3006    display:inline-flex;
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3018  .prma-lt-home__btn:hover{ transform:translateY(-1px); }
3019
3020  .prma-lt-home__btn--solid{
3021    background:var(--prma-green);
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3025  .prma-lt-home__btn--solid:hover{
3026    background:#145b30;
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3029
3030  .prma-lt-home__btn--outline{
3031    background:#fff;
3032    color:var(--prma-green) !important;
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3035  .prma-lt-home__btn--outline:hover{
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3053<div aria-label="PRMA Learning Tracks homepage promo" class="prma-lt-home">
3054<div class="prma-lt-home__media">
3055<div class="prma-lt-home__overlay">&nbsp;</div>
3056
3057<div class="prma-lt-home__badge"><span class="prma-lt-home__dot"></span> PRMA Academy</div>
3058
3059<div class="prma-lt-home__hero-content"><img alt="PRMA Learning Tracks" class="prma-lt-home__logo" src="https://www.privateriskmanagement.org//Files/PRMA%20Learning%20Tracks%20Logo%20SVG.svg" />
3060<h3 class="prma-lt-home__title">Structured learning for every stage of your private risk career</h3>
3061
3062<p class="prma-lt-home__copy">Explore curated pathways through insurance fundamentals, high-net-worth specialization, leadership development, and advanced technical topics.</p>
3063</div>
3064</div>
3065
3066<div class="prma-lt-home__content">
3067<ul class="prma-lt-home__bullets">
3068	<li>Four guided tracks built around real career stages and learning goals</li>
3069	<li>Curated resources, job aids, webinars, and knowledge checks</li>
3070	<li>PRMA digital badges to help validate and showcase expertise</li>
3071</ul>
3072
3073<div class="prma-lt-home__cta">
3074<div class="prma-lt-home__cta-copy"><strong>Not sure where to start?</strong> <span>Browse all tracks or take the quick quiz to find your best fit.</span></div>
3075
3076<div class="prma-lt-home__actions"><a class="prma-lt-home__btn prma-lt-home__btn--solid" href="https://www.privateriskmanagement.org/learningtracks?utm_source=homepage_widget&amp;utm_medium=internal&amp;utm_campaign=learning_tracks">Explore Tracks</a> <a class="prma-lt-home__btn prma-lt-home__btn--outline" href="https://www.privateriskmanagement.org/findyourlearningtrack?utm_source=homepage_widget&amp;utm_medium=internal&amp;utm_campaign=learning_tracks">Find Your Track</a></div>
3077</div>
3078</div>
3079</div>
3080
3081							</div>
3082						</div>	
3083					</div>
3084					<div class="row">
3085						<div class="col-md-4 col-sm-5">
3086							<div class="text-content text-center"> 
3087								<A HREF="clickthru.asp?id=10" target="_blank"><IMG SRC="ads/10_1124105525.jpg" HEIGHT="250" width="300" border="0"></A>
3088							</div>
3089						</div>
3090						<div class="col-md-4 col-sm-7">
3091							<div class="text-content">
3092								<h2>PRMA Risk Ready Podcast</h2>
3093<script type='text/javascript' charset='utf-8' src='https://feeds.buzzsprout.com/1929138.js?artist=PRMA&container_id=buzzsprout-large-player-limit-5-artist-prma&limit=5&player=large'></script>
3093
3094<style type="text/css">.responsive {
3095  width: 100%;
3096  height: auto;
3097}
3098</style>
3099
3100							</div>
3101						</div>
3102						<div class="col-md-4 col-sm-12">
3103							<div class="blog-contain blog">
3104								
3105<!-- START BLOG WIDGET -->
3106<!-- rewritten blog widget: refactored to use blog images -->
3107<!-- Refactored by: Dustin Justin, Date: 02.18.16 -->
3108<ul class="news-list"><li>
3109  <a href="https://www.privateriskmanagement.org/blog_home.asp?Display=72"><div class="blog-img" style="background-image:url('blog_thumbnail.asp?blogid=72');"></div></a>   <div class="textWrap"><a href="https://www.privateriskmanagement.org/blog_home.asp?Display=72"><h4 class="section-heading">When Yacht Ownership Becomes a Full-Time Operation</h4></a>
3110   <p class="blog-description">
3111
3112Owning a superyacht is no longer just about insuring the vessel. It's about managing a small operation.&nbsp;</p>
3113  <div class="blog-rm"><a href="https://www.privateriskmanagement.org/blog_home.asp?Display=72" class="btn">Read More</a></div></div></li>
3114</ul>
3115 <!-- END BLOG WIDGET -->
3116								<span class="link"><a href="/blog_home.asp">View All News</a></span>
3117							</div>
3118						</div>
3119					</div>
3120					<div class="row">
3121						<div class="col-md-12">
3122							<div class="sponsor">
3123								<h2>Enterprise Members</h2>
3124
3125  <div class="sponsor-logo">
3126    <ul class="slide-logo">
3127      
3128  <li><a href="https://www.acrisurepra.com/" target="_blank"><img src="sponsors/Acrisure Sponsorship Slider.jpg" alt="Acrisure" /></a></li>
3129  
3130  <li><a href="https://aleragroup.com" target="_blank"><img src="sponsors/alera group.jpg" alt="Alera Group" /></a></li>
3131  
3132  <li><a href="https://alliant.com" target="_blank"><img src="sponsors/Alliant Logo Sponsorship Slider.jpg" alt="Alliant" /></a></li>
3133  
3134  <li><a href="https://www.aii.com/" target="_blank"><img src="sponsors/American Integrity Ins Group Logo.jpg" alt="American Integrity Insurance Group" /></a></li>
3135  
3136  <li><a href="https://www.aon.com/risk-services/private-risk-management/default" target="_blank"><img src="sponsors/aonenterprisememberslider.jpg" alt="Aon" /></a></li>
3137  
3138  <li><a href="https://www.berkleyone.com" target="_blank"><img src="sponsors/berkleyenterprisememberslider.jpg" alt="Berkley One" /></a></li>
3139  
3140  <li><a href="https://www.bbinsurance.com" target="_blank"><img src="sponsors/brownandbrownenterprisememberslider.jpg" alt="Brown & Brown" /></a></li>
3141  
3142  <li><a href="https://www.chubb.com/us-en/" target="_blank"><img src="sponsors/chubbenterprisememberslider.jpg" alt="Chubb" /></a></li>
3143  
3144  <li><a href="https://www.cinfin.com/privateclient" target="_blank"><img src="sponsors/cincinnatienterprisememberslider.jpg" alt="Cincinnati Private Client" /></a></li>
3145  
3146  <li><a href="https://www.ajg.com" target="_blank"><img src="sponsors/gallagherenterprisememberslider.jpg" alt="Gallagher" /></a></li>
3147  
3148  <li><a href="https://www.hanover.com/individuals/bundled-savings/hanover-prestige" target="_blank"><img src="sponsors/hanoverenterprisememberslider.jpg" alt="The Hanover Insurance Group" /></a></li>
3149  
3150  <li><a href="https://www.hubinternational.com" target="_blank"><img src="sponsors/hubenterprisememberslider.jpg" alt="Hub International" /></a></li>
3151  
3152  <li><a href="https://www.marsh.com/en/services/private-client-services.html" target="_blank"><img src="sponsors/marshenterprisememberslider.jpg" alt="Marsh" /></a></li>
3153  
3154  <li><a href="https://www.nfp.com" target="_blank"><img src="sponsors/nfpenterprisememberslider.jpg" alt="NFP" /></a></li>
3155  
3156  <li><a href="https://www.privateclientselect.com/pcs" target="_blank"><img src="sponsors/pcs jpg.jpg" alt="Private Client Select" /></a></li>
3157  
3158  <li><a href="https://www.pureinsurance.com/" target="_blank"><img src="sponsors/pureenterprisememberslider.jpg" alt="Pure Insurance" /></a></li>
3159  
3160  <li><a href="https://www.usi.com" target="_blank"><img src="sponsors/usienterprisememberslider.jpg" alt="USI" /></a></li>
3161  
3162  <li><a href="https://www.vaultinsurance.com" target="_blank"><img src="sponsors/vaultenterprisememberslider.jpg" alt="Vault" /></a></li>
3163  
3164  <li>
3164<a href="https://www.wtwco.com/en-us/solutions/services/personal-lines" target="_blank"><img src="sponsors/wtwenterprisememberslider.jpg" alt="WTW" /></a></li>
3165  
3166    </ul>
3167  </div>
3168  
3169							</div>
3170						</div>	
3171					</div>
3172				</div><!--end wrapper-->
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3174			<div class="clear"></div>
3175			
3176			<footer>
3177				<div class="footer-top">
3178					<div class="wrapper">
3179						<div class="row">
3180							<div class="col-md-4 col-sm-4">
3181								<div class="footer-address">
3182									<p><a href="https://www.privateriskmanagement.org/content.asp?contentid=259">About Us</a><br />
3183<a href="https://www.privateriskmanagement.org/content.asp?contentid=249">Our Policies</a><br />
3184<a href="https://www.privateriskmanagement.org/content.asp?contentid=405">Board of Trustees</a><br />
3185&nbsp;</p>
3186
3187								</div>
3188							</div>
3189							<div class="col-md-4 col-sm-5">
3190								<div class="footer-button text-center">
3191									<style type="text/css">.prma-footer-actions {
3192    display: flex;
3193    justify-content: center;
3194    align-items: center;
3195    gap: 14px;
3196    flex-wrap: wrap;
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3198
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3220
3221  .prma-footer-actions .newsletter-btn:hover {
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3226
3227  .prma-footer-actions .contact-btn {
3228    background: transparent;
3229    color: #ffffff;
3230    border: 2px solid #ffffff;
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3232
3233  .prma-footer-actions .contact-btn:hover {
3234    background: #ffffff;
3235    color: #186b37;
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3237
3238  @media screen and (max-width: 600px) {
3239    .prma-footer-actions {
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3245      width: 100%;
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3248  }
3249</style>
3250<div class="prma-footer-actions"><a class="contact-btn" href="mailto:[email protected]?subject=PRMA%20Inquiry">Contact Us</a> <a class="newsletter-btn" href="https://form.jotform.com/PRMA_Assoc/information-request-form" rel="noopener" target="_blank">Sign Up for Newsletter</a></div>
3251
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3256									<ul class="social">
3257	<li><a href="https://www.twitter.com/theprma" target="_blank"><span class="fa-brands fa-square-x-twitter"><span style="display:none;"></span></span></a></li>
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3259</ul>
3260
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3262								<div itemscope="" itemtype="https://schema.org/WebSite">
3263			                        <div itemprop="provider" itemscope="" itemtype="https://schema.org/Organization">
3264			                            <div class="footer-logo"><span itemprop="name">Naylor Association Management Software</span></div>
3265			                        </div>
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3270				</div>
3271				<div class="footer-bottom">
3272					<div class="wrapper">
3273						<div class="copy">Copyright&nbsp;&copy;&nbsp;2026&nbsp;Private Risk Management Association. All Rights Reserved</div>
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3279		<!-- Le javascript
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3283<script src="//ajax.googleapis.com/ajax/libs/jquery/2.2.4/jquery.min.js"></script>
3283
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3284<script src="/js/bootstrap.min.js"></script>
3284
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