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href="/pensions">Pensions</a></li></ul></li><li data-testid="seo-navigation-renderer-top-level-item"><span>Credit cards and loans</span><ul><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/credit-cards">All credit cards</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/credit-cards/aura">Aura credit card</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/credit-cards/flex">Flex Purchase credit card</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/credit-cards/flex-build">Flex Build credit card</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/loans">Loans</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/overdrafts">Overdrafts</a></li></ul></li><li data-testid="seo-navigation-renderer-top-level-item"><span>Insurance</span><ul><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/home-insurance">Home insurance</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/contents-insurance">Contents insurance</a></li></ul></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/mobile">Mobile plans</a></li><li data-testid="seo-navigation-renderer-top-level-item"><span>Help and support</span><ul><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/help">Help centre</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/security">Security at Monzo</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/fraud">Staying safe from fraud</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/money-worries">Support with money worries</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/switch">Switching to Monzo</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/help/monzo-plus">Plus help</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/help/monzo-premium">Premium help</a></li></ul></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/refer-a-friend">Refer a friend</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/switch">Switch to Monzo</a></li></ul></li><li data-testid="seo-navigation-renderer-top-level-item"><span>Business</span><ul></ul></li></ul></div><div style="position:relative"><ul data-orientation="vertical" class="NavigationTopLevelItems_navigationTopLevelItemsList__fJhlK" dir="ltr"><li class="NavigationTopLevelItems_navigationTopLevelItem__bhgjl NavigationTopLevelItems_isMobileVisible__J__pz"><button data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=navigation to
4p level item&link_text=Open Personal navigation&link_location=header - Level 1&currentUrl=/current-account/joint-account" id="radix-:R2inb6:-trigger-personal" data-state="closed" aria-expanded="false" aria-controls="radix-:R2inb6:-content-personal" class="NavigationTopLevelItems_navigationTopLevelItemTrigger__hezLF" aria-label="Open Personal navigation" data-radix-collection-item=""><div class="NavigationTopLevelItems_navigationTopLevelItemButton__sN1xB NavigationTopLevelItems_currentlySelected__TmMf_"><div class="NavigationTopLevelItems_navigationTopLevelItemButtonIcon__i8mOW"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 20 20" data-testid="personal-icon"><path fill="currentColor" fill-rule="evenodd" d="M10.5 10.833c3.606 0 6.544 2.149 6.663 4.832l.003.168c0 .92-.746 1.667-1.666 1.667h-10c-.92 0-1.667-.746-1.667-1.667 0-2.761 2.985-5 6.667-5Zm0-8.333a3.333 3.333 0 1 1 0 6.667 3.333 3.333 0 0 1 0-6.667Z" clip-rule="evenodd"></path></svg></div><span class="NavigationTopLevelItems_navigationTopLevelItemButtonContent__ACT5e">Personal</span><div class="NavigationTopLevelItems_navigationTopLevelItemButtonIcon__i8mOW"><svg width="1em" height="1em" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path d="M15.88 9.29006L12 13.1701L8.11998 9.29006C7.72998 8.90006 7.09998 8.90006 6.70998 9.29006C6.31998 9.68006 6.31998 10.3101 6.70998 10.7001L11.3 15.2901C11.69 15.6801 12.32 15.6801 12.71 15.2901L17.3 10.7001C17.69 10.3101 17.69 9.68006 17.3 9.29006C16.91 8.91006 16.27 8.90006 15.88 9.29006Z" fill="currentColor"></path></svg></div></div></button><div class="NavigationTopLevelItems_navigationTopLevelToggleContainer__ag2Yv" role="button" tabindex="0" aria-label="Toggle Personal navigation menu"><div class="MobileNavigationToggle_mobileNavigationToggle__4Z_F_"><div class="MobileNavigationToggle_mobileNavigationToggleContent__sUo9Z"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24"><path fill="currentColor" d="M4 18h16c.55 0 1-.45 1-1s-.45-1-1-1H4c-.55 0-1 .45-1 1s.45 1 1 1Zm0-5h16c.55 0 1-.45 1-1s-.45-1-1-1H4c-.55 0-1 .45-1 1s.45 1 1 1ZM3 7c0 .55.45 1 1 1h16c.55 0 1-.45 1-1s-.45-1-1-1H4c-.55 0-1 .45-1 1Z"></path></svg></div></div></div></li><li><a class="NavigationTopLevelItems_navigationTopLevelItemButton__sN1xB" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_text=Business&link_location=header - Level 1&link_type=navigation&url=/business-banking&currentUrl=/current-account/joint-account" href="/business-banking"><div class="NavigationTopLevelItems_navigationTopLevelItemButtonIcon__i8mOW"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 20 20" data-testid="business-icon"><path fill="currentColor" fill-rule="evenodd" d="M10.834 1.667a2.5 2.5 0 0 1 2.495 2.353l.005.147V5h.833v12.5H5.834V5h.833v-.833A2.5 2.5 0 0 1 9.02 1.67l.147-.004h1.667ZM4.167 5v12.5h-.833c-.92 0-1.667-.746-1.667-1.667V6.667c0-.92.746-1.667 1.667-1.667h.833Zm11.667 0h.833c.92 0 1.667.746 1.667 1.667v9.166c0 .92-.747 1.667-1.667 1.667h-.833V5Zm-5-1.667H9.167a.834.834 0 0 0-.828.737l-.005.097V5h3.333v-.833a.833.833 0 0 0-.833-.834Z" clip-rule="evenodd"></path></svg></div><span class="NavigationTopLevelItems_navigationTopLevelItemButtonContent__ACT5e">Business</span></a></li></ul></div><div class="HeaderVariant_headerNavigationExtras__fnwGF"><span class="HeaderVariant_headerNavigationExtraWrapper__Nf5wL HeaderVariant_mobileVisible__dyVF_"><a data-testid="header-primary-cta" class="Button_button__ceqVx Button_primary__Rsc_A Button_center__nHk65 ButtonV2_primaryBtn__TfR1z NavigationPrimaryCTA_navigationPrimaryCTA__4GFHH HeaderVariant_mobileVisible__dyVF_" data-monzoanalytics-no-tracking="true" target="_self" rel="" aria-label="Sign up" tabindex="0" href="https://monzo.com/sign-up"><span aria-hidden="true"><span class="Button_text__5HT7_"><span>Sign up</span></span></span></a></span></div></nav></div><div class="HeaderVariant_mobilePrimaryCTAExperiment__gNqIQ"><span class="HeaderVariant_headerNavigationExtraWrapper__Nf5wL HeaderVariant_mobileVisible__dyVF_"><a data-testid="header-primary-cta" class="Button_button__ceqVx Button_primary__Rsc_A Button_center__nHk65 ButtonV2_primaryBtn__TfR1z ButtonV2_smallOnMobileBtn__KKD6r HeaderVariant_mobileVisible__dyVF_" data-monzoanalytics-no-tracking="true" target="_self" rel="" aria-label="Open a Monzo account" tabindex="0" href="https://monzo.com/sign-up"><span aria-hidden="true"><span class="Button_text__5HT7_"><span>Sign up</span></span></span></a></span></div></div></div></header>
4<main id="mainContent" class="Main_main__qK_Jw"><div class="monzo-com-design-system"><section class="ProductHero_ProductHero__zHsJw" aria-labelledby="monzo-com-hero-headline"><div class="RevealInView_RevealInView__SQbci RevealInView_RevealInView--disabled--landscapeTablet__SATly RevealInView_RevealInView--disabled--desktop__JyDGg ProductHero_ProductHero__innerContainer__SmLzk" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><div class="Container_Container__Rhvc6 Container_Container--withHorizontalPadding__nptf1"><div class="HeroBody_HeroBody__lDrng HeroBody_HeroBody--backgroundSecondary__LrDJl"><div class="TextColumn_TextColumn__i11gO"><div class="RevealInView_RevealInView__SQbci RevealInView_RevealInView--disabled--mobile__E_Jaq RevealInView_RevealInView--disabled--portraitTablet__cbKt4 ProductPitch_ProductPitch__qa6dq" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><hgroup class="ProductPitch_ProductPitch__hgroup__AyrFo"><div class="ProductPitch_ProductPitch__preTitle__5KMp2"><div class="Chip_Chip__1i6nV Chip_Chip--default__hRx5A"><p>Joint account</p></div></div><div id="monzo-com-hero-headline" class="ProductPitch_ProductPitch__headline__07sH_"><h1>Simplify shared costs with a joint bank account</h1></div></hgroup><p class="text-body-large-regular ProductPitch_ProductPitch__body__tUAVs">Household bills, sorted. Holidays together, hassle-free. Make your lives easier with a joint bank account.</p></div><div class="RevealInView_RevealInView__SQbci RevealInView_RevealInView--disabled--mobile__E_Jaq RevealInView_RevealInView--disabled--portraitTablet__cbKt4 CallToActions_CallToActions__rDVML" style="--appearance-order:1;--appearance-order-mobile:1;--appearance-order-portrait-tablet:1;--appearance-order-landscape-tablet:1;--appearance-order-desktop:1"><div class="CallToActions_CallToActions__action___GzOt CallToActions_CallToActions__primaryAction__dHDns"><a aria-disabled="false" href="https://monzo.com/sign-up" class="Button_Button__7VWsG Button_Button--primary__wwzbg Button_Button--medium__hxBko ProductHero_fullWidthBtnOnMobile__q3pbd Button Button--primary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Open a free Monzo account</b></a></div></div></div><div class="RevealInView_RevealInView__SQbci RevealInView_RevealInView--disabled--mobile__E_Jaq RevealInView_RevealInView--disabled--portraitTablet__cbKt4 HeroMediaColumn_HeroMediaColumn__PIyI0" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><div class="HeroMediaColumn_HeroMediaColumn__primaryMedia__GcyuU"><picture><source media="(max-width: 30rem)" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 1440px" srcSet="https://images.ctfassets.net/ro61k101ee59/PVYUn2oVkH6S93MOQ11Es/c9d7e07c6673cf5419b3b0e5d8130e63/JA_hero_image.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/PVYUn2oVkH6S93MOQ11Es/c9d7e07c6673cf5419b3b0e5d8130e63/JA_hero_image.avif?w=864&h=864&q=75&fm=avif 864w" width="432" height="432"/><source media="(min-width: 30rem) and (max-width: 48rem)" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 1440px" srcSet="https://images.ctfassets.net/ro61k101ee59/PVYUn2oVkH6S93MOQ11Es/c9d7e07c6673cf5419b3b0e5d8130e63/JA_hero_image.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/PVYUn2oVkH6S93MOQ11Es/c9d7e07c6673cf5419b3b0e5d8130e63/JA_hero_image.avif?w=1408&h=1408&q=75&fm=avif 1408w" width="704" height="704"/><source media="(min-width: 48.0625rem) and (max-width: 65rem)" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 1440px" srcSet="https://images.ctfassets.net/ro61k101ee59/PVYUn2oVkH6S93MOQ11Es/c9d7e07c6673cf5419b3b0e5d8130e63/JA_hero_image.avif?w=512&h=831&q=75&fm=avif 512w, https://images.ctfassets.net/ro61k101ee59/PVYUn2oVkH6S93MOQ11Es/c9d7e07c6673cf5419b3b0e5d8130e63/JA_hero_image.avif?w=1024&h=1662&q=75&fm=avif 1024w" width="512" height="831"/><img _tag="ResponsiveImage" service="Contentful" alt="A couple sitting together on a sofa."
4class="PictureElement_ImgElement__NrMYH PictureElement_ImgElement--fluid__X33Xo" decoding="sync" fetchpriority="high" height="1440" loading="eager" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 1440px" src="https://images.ctfassets.net/ro61k101ee59/PVYUn2oVkH6S93MOQ11Es/c9d7e07c6673cf5419b3b0e5d8130e63/JA_hero_image.avif?w=1440&h=1440&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/PVYUn2oVkH6S93MOQ11Es/c9d7e07c6673cf5419b3b0e5d8130e63/JA_hero_image.avif?w=1440&h=1440&q=75&fm=avif 1440w, https://images.ctfassets.net/ro61k101ee59/PVYUn2oVkH6S93MOQ11Es/c9d7e07c6673cf5419b3b0e5d8130e63/JA_hero_image.avif?w=2600&h=2600&q=75&fm=avif 2600w" style="--aspect-ratio-mobile-only:1;--aspect-ratio-portrait-tablet-only:1;--aspect-ratio-landscape-tablet-only:0.6162962962962963;--aspect-ratio-desktop-and-up:1" width="1440"/></picture></div><div class="HeroMediaColumn_HeroMediaColumn__overlayMedia__UalK2"><div class="ShimmeringBankCardAnimation_ShimmeringBankCardAnimation__q7exh" aria-hidden="true"><img _tag="ResponsiveImage" service="Contentful" alt="A white pearlescent Monzo Joint Account card " class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf" decoding="async" height="249" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 396px" src="https://images.ctfassets.net/ro61k101ee59/492d37uhOI03mtMEDZly6G/dc0ab63eec8497b270116f22b83be2a8/Bank_Card_-_Joint-account.avif?w=396&h=249&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/492d37uhOI03mtMEDZly6G/dc0ab63eec8497b270116f22b83be2a8/Bank_Card_-_Joint-account.avif?w=432&h=271&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/492d37uhOI03mtMEDZly6G/dc0ab63eec8497b270116f22b83be2a8/Bank_Card_-_Joint-account.avif?w=864&h=542&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/492d37uhOI03mtMEDZly6G/dc0ab63eec8497b270116f22b83be2a8/Bank_Card_-_Joint-account.avif?w=704&h=442&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/492d37uhOI03mtMEDZly6G/dc0ab63eec8497b270116f22b83be2a8/Bank_Card_-_Joint-account.avif?w=1408&h=884&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/492d37uhOI03mtMEDZly6G/dc0ab63eec8497b270116f22b83be2a8/Bank_Card_-_Joint-account.avif?w=512&h=321&q=75&fm=avif 512w, https://images.ctfassets.net/ro61k101ee59/492d37uhOI03mtMEDZly6G/dc0ab63eec8497b270116f22b83be2a8/Bank_Card_-_Joint-account.avif?w=1024&h=643&q=75&fm=avif 1024w, https://images.ctfassets.net/ro61k101ee59/492d37uhOI03mtMEDZly6G/dc0ab63eec8497b270116f22b83be2a8/Bank_Card_-_Joint-account.avif?w=396&h=249&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/492d37uhOI03mtMEDZly6G/dc0ab63eec8497b270116f22b83be2a8/Bank_Card_-_Joint-account.avif?w=792&h=497&q=75&fm=avif 792w" style="aspect-ratio:1.592920353982301" width="396"/></div></div></div></div></div><div class="RevealInView_RevealInView__SQbci RevealInView_RevealInView--disabled--mobile__E_Jaq RevealInView_RevealInView--disabled--portraitTablet__cbKt4" style="--appearance-order:1;--appearance-order-mobile:1;--appearance-order-portrait-tablet:1;--appearance-order-landscape-tablet:1;--appearance-order-desktop:1"><div class="Container_Container__Rhvc6 Container_Container--withHorizontalPadding__nptf1"><div class="Disclaimer_Disclaimer__bRcDO"><p>Youâll both need a Monzo account. Age 18+ UK residents only. <a href="https://monzo.com/legal/joint-account-terms-and-conditions">Ts&Cs apply</a>.</p></div></div></div><div class="RevealInView_RevealInView__SQbci RevealInView_RevealInView--disabled--mobile__E_Jaq RevealInView_RevealInView--disabled--portraitTablet__cbKt4" style="--appearance-order:1;--appearance-order-mobile:1;--appearance-order-portrait-tablet:1;--appearance-order-landscape-tablet:1;--appearance-order-desktop:1"><div class="Container_Container__Rhvc6"><div class="SocialProof_SocialProof__hTM4x"><div class="CellGroup_CellGroup__iJ_7R CellGroup_CellGroup--scrollable__BqbXJ SocialProof_SocialProof__ratings__W5t8u"><div class="CellGroup_CellGroup__track__fC_n1"><div class="CellGroup_CellGroup__content__IYmA1 CellGroup_CellGroup__content--gap-medium__UdHBX"><div class="Cell_Cell__kIXc9 Cell_Cell--secondary__GSYCz Cell_Cell--small__cdVPR CustomerCountCell_CustomerCountCell__55Ann"><div class="FloatingHeartAnimation_FloatingHeartAnimation__GP3rJ CustomerCountCell_CustomerCountCell__floatingHeart__joFWh" aria-hidden="true"><div class="FloatingHeartAnimation_FloatingHeartAnimation__animatedContainer__dUdsW"><svg class="BaseIcon_BaseIcon__Ses7V FloatingHeartAnimation_FloatingHeartAnimation__animated__GcMjH" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol"><path d="M13.35 20.13C12.59 20.82 11.42 20.82 10.66 20.12L10.55 20.02C5.3 15.27 1.87 12.16 2 8.28004C2.06 6.58004 2.93 4.95004 4.34 3.99004C6.98 2.19004 10.24 3.03004 12 5.09004C13.76 3.03004 17.02 2.18004 19.66 3.99004C21.07 4.95004 21.94 6.58004 22 8.28004C22.14 12.16 18.7 15.27 13.45 20.04L13.35 20.13Z" fill="currentColor"></path></svg><svg class="BaseIcon_BaseIcon__Ses7V FloatingHeartAnimation_FloatingHeartAnimation__animated__GcMjH" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol"><path d="M13.35 20.13C12.59 20.82 11.42 20.82 10.66 20.12L10.55 20.02C5.3 15.27 1.87 12.16 2 8.28004C2.06 6.58004 2.93 4.95004 4.34 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8.28004C2.06 6.58004 2.93 4.95004 4.34 3.99004C6.98 2.19004 10.24 3.03004 12 5.09004C13.76 3.03004 17.02 2.18004 19.66 3.99004C21.07 4.95004 21.94 6.58004 22 8.28004C22.14 12.16 18.7 15.27 13.45 20.04L13.35 20.13Z" fill="currentColor"></path></svg><svg class="BaseIcon_BaseIcon__Ses7V FloatingHeartAnimation_FloatingHeartAnimation__animated__GcMjH" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol"><path d="M13.35 20.13C12.59 20.82 11.42 20.82 10.66 20.12L10.55 20.02C5.3 15.27 1.87 12.16 2 8.28004C2.06 6.58004 2.93 4.95004 4.34 3.99004C6.98 2.19004 10.24 3.03004 12 5.09004C13.76 3.03004 17.02 2.18004 19.66 3.99004C21.07 4.95004 21.94 6.58004 22 8.28004C22.14 12.16 18.7 15.27 13.45 20.04L13.35 20.13Z" fill="currentColor"></path></svg></div><svg class="BaseIcon_BaseIcon__Ses7V FloatingHeartAnimation_FloatingHeartAnimation__foreground__DkMCB" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol"><path d="M13.35 20.13C12.59 20.82 11.42 20.82 10.66 20.12L10.55 20.02C5.3 15.27 1.87 12.16 2 8.28004C2.06 6.58004 2.93 4.95004 4.34 3.99004C6.98 2.19004 10.24 3.03004 12 5.09004C13.76 3.03004 17.02 2.18004 19.66 3.99004C21.07 4.95004 21.94 6.58004 22 8.28004C22.14 12.16 18.7 15.27 13.45 20.04L13.35 20.13Z" fill="currentColor"></path></svg></div><span class="text-body-medium-emphasized CustomerCountCell_CustomerCountCell__value__r7Lw_">16 million customers</span><span class="text-body-medium CustomerCountCell_CustomerCountCell__label___SW3f">bank with Monzo</span></div><div class="Cell_Cell__kIXc9 Cell_Cell--secondary__GSYCz Cell_Cell--small__cdVPR RatingCell_RatingCell__CXH5m"><div class="ReviewItem_ReviewItem__gGz_Q" aria-label="Rating: 4.9 out of 5 stars from App Store"><p class="ReviewItem_ReviewItem__rating__opTzr text-heading-3">4.9</p><div class="ReviewItem_ReviewItem__stars__8CBoF" aria-hidden="true"><svg class="BaseIcon_BaseIcon__Ses7V ReviewItem_ReviewItem__star__bzJYu" width="24" height="24" viewBox="0 0 24 24" 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height="48" fill="#fff" rx="24"></rect></clipPath></defs></svg></div></div></div></div></div><div class="RevealInView_RevealInView__SQbci RevealInView_RevealInView--disabled--mobile__E_Jaq RevealInView_RevealInView--disabled--portraitTablet__cbKt4" style="--appearance-order:1;--appearance-order-mobile:1;--appearance-order-portrait-tablet:1;--appearance-order-landscape-tablet:1;--appearance-order-desktop:1"><div class="Container_Container__Rhvc6 Container_Container--withHorizontalPadding__nptf1"><div class="Disclaimer_Disclaimer__bRcDO"><p>The App Store, Google Play Store and Trustpilot ratings are correct as of 27 Apr, 2026.</p></div></div></div></div></section></div><div class="LayoutContainer_LayoutContainer__Lfclz monzo-com-design-system ContentfulMediaTextBlock_ContentfulMediaTextBlock__rnzv4"><div class="LayoutContainer_LayoutContainer__innerContainer__ENJYz LayoutContainer_LayoutContainer__innerContainer--default__r_iX2"><section class="MediaColumn_MediaColumn__46P2O MediaColumn_MediaColumn--backgroundSecondary__P_WR_ MediaColumn_MediaColumn--mediaFirst__untilLandscapeTablet__EJs9U MediaColumn_MediaColumn--mediaFirst__landscapeTabletOnly__jHXG3 MediaColumn_MediaColumn--mediaFirst__desktopAndUp__fnlQM MediaTextBlock_MediaTextBlock__CgDID" aria-labelledby="media-text-block-one-for-you,-one-for-me"><div class="MediaColumn_MediaColumn__col__1Op_A"><div class="MicroArticle MicroArticle"><h2 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title" id="media-text-block-one-for-you,-one-for-me">One for you, one for me </h2><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>With a joint bank account, youâll each get a pearlescent white debit card to use for shared spending and saving. <br/><br/>Partner, spouse, housemate or soulmate â as long as youâre both Monzo customers, you're eligible to apply.</p></div><div class="MicroArticleInternal_MicroArticle__buttons__BLyBT MicroArticle__buttons"><a aria-disabled="false" href="https://monzo.com/-deeplinks/joint_account_signup/" class="Button_Button__7VWsG Button_Button--primary__wwzbg Button_Button--medium__hxBko Button Button--primary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Apply for a joint account</b></a></div></div></div><div class="MediaColumn_MediaColumn__col__1Op_A"><img _tag="ResponsiveImage" service="Contentful" alt="A Monzo card and smartphone on an outdoor table beside coffee cups, a book and a sun hat." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf MediaTextBlock_MediaTextBlock__img__0qb0y" decoding="async" height="585" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 976px, 780px" src="https://images.ctfassets.net/ro61k101ee59/2uXyxHsK0IMrGFLXsTkszS/501d7d0841ebd13c8a02ffb6bb32ab41/one_for_you_one_for_me.avif?w=780&h=585&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/2uXyxHsK0IMrGFLXsTkszS/501d7d0841ebd13c8a02ffb6bb32ab41/one_for_you_one_for_me.avif?w=432&h=324&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/2uXyxHsK0IMrGFLXsTkszS/501d7d0841ebd13c8a02ffb6bb32ab41/one_for_you_one_for_me.avif?w=864&h=648&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/2uXyxHsK0IMrGFLXsTkszS/501d7d0841ebd13c8a02ffb6bb32ab41/one_for_you_one_for_me.avif?w=704&h=528&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/2uXyxHsK0IMrGFLXsTkszS/501d7d0841ebd13c8a02ffb6bb32ab41/one_for_you_one_for_me.avif?w=1408&h=1056&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/2uXyxHsK0IMrGFLXsTkszS/501d7d0841ebd13c8a02ffb6bb32ab41/one_for_you_one_for_me.avif?w=976&h=732&q=75&fm=avif 976w, https://images.ctfassets.net/ro61k101ee59/2uXyxHsK0IMrGFLXsTkszS/501d7d0841ebd13c8a02ffb6bb32ab41/one_for_you_one_for_me.avif?w=1952&h=1464&q=75&fm=avif 1952w, https://images.ctfassets.net/ro61k101ee59/2uXyxHsK0IMrGFLXsTkszS/501d7d0841ebd13c8a02ffb6bb32ab41/one_for_you_one_for_me.avif?w=780&h=585&q=75&fm=avif 780w, https://images.ctfassets.net/ro61k101ee59/2uXyxHsK0IMrGFLXsTkszS/501d7d0841ebd13c8a02ffb6bb32ab41/one_for_you_one_for_me.avif?w=1560&h=1170&q=75&fm=avif 1560w" style="aspect-ratio:1.3333333333333333" width="780"/></div></section></div></div><div class="LayoutContainer_LayoutContainer__Lfclz monzo-com-design-system ContentfulMediaText_ContentfulMediaText__ZW7qq"><div class="LayoutContainer_LayoutContainer__innerContainer__ENJYz LayoutContainer_LayoutContainer__innerContainer--default__r_iX2"><section class="MediaColumn_MediaColumn__46P2O MediaText_MediaText__sl_8B" aria-labelledby="media-text-avoid-the-transfer-tango"><div class="MediaColumn_MediaColumn__col__1Op_A"><div class="MicroArticle MicroArticle"><h2 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title" id="media-text-avoid-the-transfer-tango">Avoid the transfer tango</h2><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Constantly transferring money back and forth? Thereâs an easier way to do things. <br/><br/>Use your joint bank account to share costs, from your household bills and subscriptions to your favourite coffee beans â so you can enjoy that slow Sunday morning uninterrupted.</p></div><div class="MicroArticleInternal_MicroArticle__buttons__BLyBT MicroArticle__buttons"><a aria-disabled="false" href="https://monzo.com/-deeplinks/joint_account_signup/" class="Button_Button__7VWsG Button_Button--primary__wwzbg Button_Button--medium__hxBko Button Button--primary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Apply for a joint account</b></a></div></div></div><div class="MediaColumn_MediaColumn__col__1Op_A"><img _tag="ResponsiveImage" service="Contentful" alt="Monzo Joint Account screen showing a shared balance and recent household bill payments." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf MediaText_MediaText__img__dBXhq" decoding="async" fetchpriority="low" height="780" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 976px, 780px" src="https://images.ctfassets.net/ro61k101ee59/7zd0sI2w5edhCwSxMaDPY/e2a9516119290695e01a768ab1bc81a7/transfer_tango.avif?w=780&h=780&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/7zd0sI2w5edhCwSxMaDPY/e2a9516119290695e01a768ab1bc81a7/transfer_tango.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/7zd0sI2w5edhCwSxMaDPY/e2a9516119290695e01a768ab1bc81a7/transfer_tango.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/7zd0sI2w5edhCwSxMaDPY/e2a9516119290695e01a768ab1bc81a7/transfer_tango.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/7zd0sI2w5edhCwSxMaDPY/e2a9516119290695e01a768ab1bc81a7/transfer_tango.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/7zd0sI2w5edhCwSxMaDPY/e2a9516119290695e01a768ab1bc81a7/transfer_tango.avif?w=976&h=976&q=75&fm=avif 976w, https://images.ctfassets.net/ro61k101ee59/7zd0sI2w5edhCwSxMaDPY/e2a9516119290695e01a768ab1bc81a7/transfer_tango.avif?w=1952&h=1952&q=75&fm=avif 1952w, https://images.ctfassets.net/ro61k101ee59/7zd0sI2w5edhCwSxMaDPY/e2a9516119290695e01a768ab1bc81a7/transfer_tango.avif?w=780&h=780&q=75&fm=avif 780w, https://images.ctfassets.net/ro61k101ee59/7zd0sI2w5edhCwSxMaDPY/e2a9516119290695e01a768ab1bc81a7/transfer_tango.avif?w=1560&h=1560&q=75&fm=avif 1560w" style="aspect-ratio:1" width="780"/></div></section></div></div><div class="monzo-com-design-system ContentfulFeatureCardHighlights_ContentfulFeatureCardHighlights__dXYDy"><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><section aria-labelledby="highlights-make-it-monzo-official-with-a-joint-account" class="Highlights_Highlights__TJ9oz Highlights--scrollable Highlights_Highlights--cards-4-or-more__356a2" data-scroll="start" data-scrollable="true"><div class="MicroArticle MicroArticle Highlights_Highlights__article__3Jwby"><h2 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title" id="highlights-make-it-monzo-official-with-a-joint-account">Make it Monzo official with a joint account</h2><div class="MicroArticleInternal_MicroArticle__buttons__BLyBT MicroArticle__buttons"><a aria-disabled="false" href="https://monzo.com/-deeplinks/joint_account_signup/" class="Button_Button__7VWsG Button_Button--primary__wwzbg Button_Button--medium__hxBko Button Button--primary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Apply for a joint account</b></a></div></div><div class="Highlights_Highlights__controls__LfHlg"><button data-monzoanalytics-action-id="highlights_prev_clicked" data-monzoanalytics-action-parameters="category=interaction&action=click&link_text=Previous slide&link_location=FeatureCardHighlights - Make it Monzo official with a joint account&link_type=on page control&currentUrl=/current-account/joint-account" type="button" aria-label="Go to previous slide" aria-busy="false" aria-disabled="true" class="IconButton_IconButton__2Fva_ IconButton_IconButton--outlined__4Jkyq IconButton_IconButton--medium__JnnUj" disabled="" tabindex="-1"><span class="IconButton_IconButton__content__5JrNv" aria-hidden="false"><svg class="BaseIcon_BaseIcon__Ses7V" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M7.82499 13L12.725 17.9C12.925 18.1 13.0208 18.3334 13.0125 18.6C13.0042 18.8667 12.9 19.1 12.7 19.3C12.5 19.4834 12.2667 19.5792 12 19.5875C11.7333 19.5959 11.5 19.5 11.3 19.3L4.69999 12.7C4.59999 12.6 4.52915 12.4917 4.48749 12.375C4.44582 12.2584 4.42499 12.1334 4.42499 12C4.42499 11.8667 4.44582 11.7417 4.48749 11.625C4.52915 11.5084 4.59999 11.4 4.69999 11.3L11.3 4.70005C11.4833 4.51672 11.7125 4.42505 11.9875 4.42505C12.2625 4.42505 12.5 4.51672 12.7 4.70005C12.9 4.90005 13 5.13755 13 5.41255C13 5.68755 12.9 5.92505 12.7 6.12505L7.82499 11H19C19.2833 11 19.5208 11.0959 19.7125 11.2875C19.9042 11.4792 20 11.7167 20 12C20 12.2834 19.9042 12.5209 19.7125 12.7125C19.5208 12.9042 19.2833 13 19 13H7.82499Z" fill="currentColor"></path></svg></span></button><button data-monzoanalytics-action-id="highlights_next_clicked" data-monzoanalytics-action-parameters="category=interaction&action=click&link_text=Next slide&link_location=FeatureCardHighlights - 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411.4 19.4708 11.5083 19.5125 11.625C19.5542 11.7417 19.575 11.8667 19.575 12C19.575 12.1333 19.5542 12.2583 19.5125 12.375C19.4708 12.4917 19.4 12.6 19.3 12.7L12.7 19.3C12.5167 19.4833 12.2875 19.575 12.0125 19.575C11.7375 19.575 11.5 19.4833 11.3 19.3C11.1 19.1 11 18.8625 11 18.5875C11 18.3125 11.1 18.075 11.3 17.875L16.175 13Z" fill="currentColor"></path></svg></span></button></div><div class="Highlights_Highlights__track__LDgsB Highlights_Highlights__track--scroll__5xlzZ"><div class="Highlights_Highlights__slides___gmTa Highlights_Highlights__slides--scroll__MfnSJ" style="--visible-items:4"><div class="Highlights__slide Highlights_Highlights__slide--scroll__fgJiF"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureCard_FeatureCard__ShcHA" tabindex="0"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">Take control together</h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Both of you can freeze the card, set spending limits, or block certain types of spending straight from the app. If something doesn't look right, you can act on it instantly.</p></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="Two young adults hugging beside a suitcase outdoors." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureCard_FeatureCard__media__zyPXU" decoding="async" fetchpriority="low" height="396" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 341px, 396px" src="https://images.ctfassets.net/ro61k101ee59/7oJjXfOcgmqrBiGhXrdmMz/9ff429c68c73e8903be9e62b5ef901cc/take_control.avif?w=396&h=396&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/7oJjXfOcgmqrBiGhXrdmMz/9ff429c68c73e8903be9e62b5ef901cc/take_control.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/7oJjXfOcgmqrBiGhXrdmMz/9ff429c68c73e8903be9e62b5ef901cc/take_control.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/7oJjXfOcgmqrBiGhXrdmMz/9ff429c68c73e8903be9e62b5ef901cc/take_control.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/7oJjXfOcgmqrBiGhXrdmMz/9ff429c68c73e8903be9e62b5ef901cc/take_control.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/7oJjXfOcgmqrBiGhXrdmMz/9ff429c68c73e8903be9e62b5ef901cc/take_control.avif?w=341&h=341&q=75&fm=avif 341w, https://images.ctfassets.net/ro61k101ee59/7oJjXfOcgmqrBiGhXrdmMz/9ff429c68c73e8903be9e62b5ef901cc/take_control.avif?w=682&h=682&q=75&fm=avif 682w, https://images.ctfassets.net/ro61k101ee59/7oJjXfOcgmqrBiGhXrdmMz/9ff429c68c73e8903be9e62b5ef901cc/take_control.avif?w=396&h=396&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/7oJjXfOcgmqrBiGhXrdmMz/9ff429c68c73e8903be9e62b5ef901cc/take_control.avif?w=792&h=792&q=75&fm=avif 792w" style="aspect-ratio:1" width="396"/></div></article></div><div class="Highlights__slide Highlights_Highlights__slide--scroll__fgJiF"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureCard_FeatureCard__ShcHA" tabindex="0"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">See your shared spending</h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Ready to see how much your partner spends on artisanal cheese? Once youâre Monzo official, you can track your joint spending and saving in the app. Your personal account always stays private. </p></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="Monzo app screen showing shared holiday expenses and joint spending." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureCard_FeatureCard__media__zyPXU" decoding="async" fetchpriority="low" height="396" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 341px, 396px" src="https://images.ctfassets.net/ro61k101ee59/7AKknCaEu6RIaruNyQztl6/fb4881d185d2cbfb2e61f35ffeba1d56/shared_spending.avif?w=396&h=396&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/7AKknCaEu6RIaruNyQztl6/fb4881d185d2cbfb2e61f35ffeba1d56/shared_spending.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/7AKknCaEu6RIaruNyQztl6/fb4881d185d2cbfb2e61f35ffeba1d56/shared_spending.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/7AKknCaEu6RIaruNyQztl6/fb4881d185d2cbfb2e61f35ffeba1d56/shared_spending.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/7AKknCaEu6RIaruNyQztl6/fb4881d185d2cbfb2e61f35ffeba1d56/shared_spending.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/7AKknCaEu6RIaruNyQztl6/fb4881d185d2cbfb2e61f35ffeba1d56/shared_spending.avif?w=341&h=341&q=75&fm=avif 341w, https://images.ctfassets.net/ro61k101ee59/7AKknCaEu6RIaruNyQztl6/fb4881d185d2cbfb2e61f35ffeba1d56/shared_spending.avif?w=682&h=682&q=75&fm=avif 682w, https://images.ctfassets.net/ro61k101ee59/7AKknCaEu6RIaruNyQztl6/fb4881d185d2cbfb2e61f35ffeba1d56/shared_spending.avif?w=396&h=396&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/7AKknCaEu6RIaruNyQztl6/fb4881d185d2cbfb2e61f35ffeba1d56/shared_spending.avif?w=792&h=792&q=75&fm=avif 792w" style="aspect-ratio:1" width="396"/></div></article></div><div class="Highlights__slide Highlights_Highlights__slide--scroll__fgJiF"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureCard_FeatureCard__ShcHA" tabindex="0"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">Give shared bills a buffer</h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>With a joint account overdraft, either of you can change the limits, make repayments or switch it off anytime. Not everyone will be eligible and weâll run credit checks on both account holders. Ts&Cs apply.</p></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="Two young women sitting outdoors, looking at a smartphone together." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureCard_FeatureCard__media__zyPXU" decoding="async" fetchpriority="low" height="396" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 341px, 396px" src="https://images.ctfassets.net/ro61k101ee59/436KdEx0fbEDGFoRXriiWO/c83636de4373d15e55d94351cc9f1583/ja_overdraft.avif?w=396&h=396&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/436KdEx0fbEDGFoRXriiWO/c83636de4373d15e55d94351cc9f1583/ja_overdraft.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/436KdEx0fbEDGFoRXriiWO/c83636de4373d15e55d94351cc9f1583/ja_overdraft.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/436KdEx0fbEDGFoRXriiWO/c83636de4373d15e55d94351cc9f1583/ja_overdraft.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/436KdEx0fbEDGFoRXriiWO/c83636de4373d15e55d94351cc9f1583/ja_overdraft.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/436KdEx0fbEDGFoRXriiWO/c83636de4373d15e55d94351cc9f1583/ja_overdraft.avif?w=341&h=341&q=75&fm=avif 341w, https://images.ctfassets.net/ro61k101ee59/436KdEx0fbEDGFoRXriiWO/c83636de4373d15e55d94351cc9f1583/ja_overdraft.avif?w=682&h=682&q=75&fm=avif 682w, https://images.ctfassets.net/ro61k101ee59/436KdEx0fbEDGFoRXriiWO/c83636de4373d15e55d94351cc9f1583/ja_overdraft.avif?w=396&h=396&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/436KdEx0fbEDGFoRXriiWO/c83636de4373d15e55d94351cc9f1583/ja_overdraft.avif?w=792&h=792&q=75&fm=avif 792w" style="aspect-ratio:1" width="396"/></div></article></div><div class="Highlights__slide Highlights_Highlights__slide--scroll__fgJiF"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureCard_FeatureCard__ShcHA" tabindex="0"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">Open an account in minutes</h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>As long as youâve each got a Monzo personal account. Tap âOpen a joint accountâ in the app and invite the other person. Once they accept, youâre ready to go. </p></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="A smartphone showing the Monzo Joint Account sign-up screen" class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureCard_FeatureCard__media__zyPXU" decoding="async" fetchpriority="low" height="396" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 341px, 396px" src="https://images.ctfassets.net/ro61k101ee59/4mNubCfk9LFmTgPCDw4W63/83c62a442e617d49c499e18e525b984b/open_an_account_.avif?w=396&h=396&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/4mNubCfk9LFmTgPCDw4W63/83c62a442e617d49c499e18e525b984b/open_an_account_.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/4mNubCfk9LFmTgPCDw4W63/83c62a442e617d49c499e18e525b984b/open_an_account_.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/4mNubCfk9LFmTgPCDw4W63/83c62a442e617d49c499e18e525b984b/open_an_account_.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/4mNubCfk9LFmTgPCDw4W63/83c62a442e617d49c499e18e525b984b/open_an_account_.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/4mNubCfk9LFmTgPCDw4W63/83c62a442e617d49c499e18e525b984b/open_an_account_.avif?w=341&h=341&q=75&fm=avif 341w, https://images.ctfassets.net/ro61k101ee59/4mNubCfk9LFmTgPCDw4W63/83c62a442e617d49c499e18e525b984b/open_an_account_.avif?w=682&h=682&q=75&fm=avif 682w, https://images.ctfassets.net/ro61k101ee59/4mNubCfk9LFmTgPCDw4W63/83c62a442e617d49c499e18e525b984b/open_an_account_.avif?w=396&h=396&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/4mNubCfk9LFmTgPCDw4W63/83c62a442e617d49c499e18e525b984b/open_an_account_.avif?w=792&h=792&q=75&fm=avif 792w" style="aspect-ratio:1" width="396"/></div></article></div></div></div></section></div></div><div class="LayoutContainer_LayoutContainer__Lfclz monzo-com-design-system ContentfulMediaText_ContentfulMediaText__ZW7qq"><div class="LayoutContainer_LayoutContainer__innerContainer__ENJYz LayoutContainer_LayoutContainer__innerContainer--default__r_iX2"><section class="MediaColumn_MediaColumn__46P2O MediaColumn_MediaColumn--mediaFirst__untilLandscapeTablet__EJs9U MediaColumn_MediaColumn--mediaFirst__landscapeTabletOnly__jHXG3 MediaColumn_MediaColumn--mediaFirst__desktopAndUp__fnlQM MediaText_MediaText__sl_8B" aria-labelledby="media-text-supercharge-your-shared-savings"><div class="MediaColumn_MediaColumn__col__1Op_A"><div class="MicroArticle MicroArticle"><h2 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title" id="media-text-supercharge-your-shared-savings">Supercharge your shared savings</h2><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Earn 3.15% AER (variable), paid monthly, for making 2 (or fewer) withdrawals a year with Select Access Savings. Withdraw your money instantly, any time. £500 minimum deposit.<br/><br/>If you need to withdraw more, your rate will be lowered to 2.60% AER (variable) until your next Pot anniversary.</p></div><div class="MicroArticleInternal_MicroArticle__buttons__BLyBT MicroArticle__buttons"><a aria-disabled="false" href="https://monzo.com/-deeplinks/joint_account_signup/" class="Button_Button__7VWsG Button_Button--primary__wwzbg Button_Button--medium__hxBko Button Button--primary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Apply for a joint account</b></a></div></div></div><div class="MediaColumn_MediaColumn__col__1Op_A"><div class="AutoPlayVideo_AutoPlayVideo__IzcQy MediaText_MediaText__video__ocYoq" style="--aspect-ratio-mobile-only:1;--aspect-ratio-portrait-tablet-only:1;--aspect-ratio-landscape-tablet-only:1;--aspect-ratio-desktop-and-up:1">
4<video _tag="AutoPlayVideo" aria-label="A smartphone showing Monzo Savings Pot options, including Instant Access and Select Access savings accounts." class="AutoPlayVideo_AutoPlayVideo__video__xSoHg" data-state="offscreen" muted="" playsinline=""><source data-src="https://videos.ctfassets.net/ro61k101ee59/2JMezQ4qp8Se82cot11MMs/c088d69ab97615cd2f87742f3c949349/savings-category-page_step-2.webm" type="video/webm"/><source data-src="https://videos.ctfassets.net/ro61k101ee59/62NYCtjCxq8O0C36VShnMM/5e12356685237264c5e2d0b589c85a3d/savings-category-page_step-2.mp4" type="video/mp4"/></video></div></div></section></div></div><div class="LayoutContainer_LayoutContainer__Lfclz monzo-com-design-system ContentfulCardsCarousel_ContentfulCardsCarousel__jhT76"><div class="LayoutContainer_LayoutContainer__innerContainer__ENJYz LayoutContainer_LayoutContainer__innerContainer--fullBleedInline__Ksp4W"><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><section aria-label="Carousel of key shared money features - Salary Sorter, Bills and Upcoming Payments Calendar, Billsback" class="Swiper_Root__v645F CardsCarousel_CardsCarousel__muudR"><div class="MicroArticle MicroArticle CardsCarousel_CardsCarousel__article__w06D4"><h2 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">Your shared money HQ</h2><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Youâll get handy tools to help make the most of your money, together. Ts&Cs apply.</p></div></div><div class="CardsCarousel_CardsCarousel__controls__mOLam"><button data-monzoanalytics-action-id="carousel_playpause_clicked" data-monzoanalytics-action-parameters="category=interaction&action=click&link_text=Play/Pause&link_location=Cards Carousel - Your shared money HQ&link_type=on page control&currentUrl=/current-account/joint-account" type="button" aria-label="Pause auto-playing slides" aria-busy="false" aria-disabled="false" class="IconButton_IconButton__2Fva_ IconButton_IconButton--outlined__4Jkyq IconButton_IconButton--medium__JnnUj"><span class="IconButton_IconButton__content__5JrNv" aria-hidden="false"><svg class="BaseIcon_BaseIcon__Ses7V" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M16 19C15.45 19 14.9792 18.8042 14.5875 18.4125C14.1958 18.0208 14 17.55 14 17V7C14 6.45 14.1958 5.97917 14.5875 5.5875C14.9792 5.19583 15.45 5 16 5C16.55 5 17.0208 5.19583 17.4125 5.5875C17.8042 5.97917 18 6.45 18 7V17C18 17.55 17.8042 18.0208 17.4125 18.4125C17.0208 18.8042
416.55 19 16 19ZM8 19C7.45 19 6.97917 18.8042 6.5875 18.4125C6.19583 18.0208 6 17.55 6 17V7C6 6.45 6.19583 5.97917 6.5875 5.5875C6.97917 5.19583 7.45 5 8 5C8.55 5 9.02083 5.19583 9.4125 5.5875C9.80417 5.97917 10 6.45 10 7V17C10 17.55 9.80417 18.0208 9.4125 18.4125C9.02083 18.8042 8.55 19 8 19Z" fill="currentColor"></path></svg></span></button><ul aria-label="Cards carousel navigation" class="PageControl_PageControl___nAOf" role="tablist"></ul><button data-monzoanalytics-action-id="carousel_next_clicked" data-monzoanalytics-action-parameters="category=interaction&action=click&link_text=Next slide&link_location=Cards Carousel - Your shared money HQ&link_type=on page control&currentUrl=/current-account/joint-account" aria-hidden="true" tabindex="-1" type="button" aria-label="Go to next slide" aria-busy="false" aria-disabled="true" class="IconButton_IconButton__2Fva_ IconButton_IconButton--outlined__4Jkyq IconButton_IconButton--medium__JnnUj" disabled=""><span class="IconButton_IconButton__content__5JrNv" aria-hidden="false"><svg class="BaseIcon_BaseIcon__Ses7V" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M16.175 13H5C4.71667 13 4.47917 12.9042 4.2875 12.7125C4.09583 12.5208 4 12.2833 4 12C4 11.7167 4.09583 11.4792 4.2875 11.2875C4.47917 11.0958 4.71667 11 5 11H16.175L11.275 6.09999C11.075 5.89999 10.9792 5.66665 10.9875 5.39999C10.9958 5.13332 11.1 4.89999 11.3 4.69999C11.5 4.51665 11.7333 4.42082 12 4.41249C12.2667 4.40415 12.5 4.49999 12.7 4.69999L19.3 11.3C19.4 11.4 19.4708 11.5083 19.5125 11.625C19.5542 11.7417 19.575 11.8667 19.575 12C19.575 12.1333 19.5542 12.2583 19.5125 12.375C19.4708 12.4917 19.4 12.6 19.3 12.7L12.7 19.3C12.5167 19.4833 12.2875 19.575 12.0125 19.575C11.7375 19.575 11.5 19.4833 11.3 19.3C11.1 19.1 11 18.8625 11 18.5875C11 18.3125 11.1 18.075 11.3 17.875L16.175 13Z" fill="currentColor"></path></svg></span></button></div><div aria-atomic="true" aria-live="off" class="Track_TrackContainer__F5231"><div class="Track_Track__aUtto CardsCarousel_CardsCarousel__track__S5khh"><div aria-label="1 of 3" class="Slide_Slide__TLZyH Slide_Slide--peeking__HWh1f CardsCarousel_CardsCarousel__slide___U_Zb" id=":Rd7b6:-slide-0" tabindex="0"><section class="MediaColumn_MediaColumn__46P2O MediaColumn_MediaColumn--backgroundSecondary__P_WR_ MediaColumn_MediaColumn--mediaFirst__untilLandscapeTablet__EJs9U MediaSlide_MediaSlide__U4LPp CardsCarousel_CardsCarousel__mediaSlide__OA4oL"><div class="MediaColumn_MediaColumn__col__1Op_A"><div class="MediaSlide_MediaSlide__content__jL_2_"><div class="MicroArticle MicroArticle"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">Your joint bills, under control</h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Always know whatâs around the corner with our bills and upcoming payments calendar. Mark payments as repeating and weâll predict future ones in your calendar. Itâs a bit like looking into a crystal ball â just for your bills. <br/><br/>Then set money aside for shared bills and pay them directly from dedicated Pots.</p></div><div class="MicroArticleInternal_MicroArticle__buttons__BLyBT MicroArticle__buttons"><a aria-disabled="false" href="https://monzo.com/-deeplinks/joint_account_signup/" class="Button_Button__7VWsG Button_Button--secondary__tL6g5 Button_Button--medium__hxBko Button Button--secondary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Apply for a joint account</b></a></div></div></div></div><div class="MediaColumn_MediaColumn__col__1Op_A MediaSlide_MediaSlide__mediaCol__OvyVw"><img _tag="ResponsiveImage" service="Contentful" alt="A smartphone showing Monzo'
4s bills calendar with upcoming payments and monthly spending information." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf MediaSlide_MediaSlide__img__y3Il7" decoding="async" fetchpriority="low" height="780" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 976px, 780px" src="https://images.ctfassets.net/ro61k101ee59/42DFU6cPPBzXEhSQYAN1aN/100650ea71dcb2381c617ad090c0cbc6/bills_calendar.avif?w=780&h=780&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/42DFU6cPPBzXEhSQYAN1aN/100650ea71dcb2381c617ad090c0cbc6/bills_calendar.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/42DFU6cPPBzXEhSQYAN1aN/100650ea71dcb2381c617ad090c0cbc6/bills_calendar.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/42DFU6cPPBzXEhSQYAN1aN/100650ea71dcb2381c617ad090c0cbc6/bills_calendar.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/42DFU6cPPBzXEhSQYAN1aN/100650ea71dcb2381c617ad090c0cbc6/bills_calendar.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/42DFU6cPPBzXEhSQYAN1aN/100650ea71dcb2381c617ad090c0cbc6/bills_calendar.avif?w=976&h=976&q=75&fm=avif 976w, https://images.ctfassets.net/ro61k101ee59/42DFU6cPPBzXEhSQYAN1aN/100650ea71dcb2381c617ad090c0cbc6/bills_calendar.avif?w=1952&h=1952&q=75&fm=avif 1952w, https://images.ctfassets.net/ro61k101ee59/42DFU6cPPBzXEhSQYAN1aN/100650ea71dcb2381c617ad090c0cbc6/bills_calendar.avif?w=780&h=780&q=75&fm=avif 780w, https://images.ctfassets.net/ro61k101ee59/42DFU6cPPBzXEhSQYAN1aN/100650ea71dcb2381c617ad090c0cbc6/bills_calendar.avif?w=1560&h=1560&q=75&fm=avif 1560w" style="aspect-ratio:1" width="780"/></div></section></div><div aria-label="2 of 3" class="Slide_Slide__TLZyH Slide_Slide--peeking__HWh1f CardsCarousel_CardsCarousel__slide___U_Zb" id=":Rd7b6:-slide-1" tabindex="0"><section class="MediaColumn_MediaColumn__46P2O MediaColumn_MediaColumn--backgroundSecondary__P_WR_ MediaColumn_MediaColumn--mediaFirst__untilLandscapeTablet__EJs9U MediaSlide_MediaSlide__U4LPp CardsCarousel_CardsCarousel__mediaSlide__OA4oL"><div class="MediaColumn_MediaColumn__col__1Op_A"><div class="MediaSlide_MediaSlide__content__jL_2_"><div class="MicroArticle MicroArticle"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">Set the right amount aside with Salary Sorter</h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Salary Sorter helps you divide up your spending, savings and bills to suit you, across both your personal and joint accounts. <br/><br/>So thereâs no worrying about accidentally spending the rent, and no shifting between accounts to see where your money is.</p></div><div class="MicroArticleInternal_MicroArticle__buttons__BLyBT MicroArticle__buttons"><a aria-disabled="false" href="https://monzo.com/-deeplinks/joint_account_signup/" class="Button_Button__7VWsG Button_Button--secondary__tL6g5 Button_Button--medium__hxBko Button Button--secondary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Apply for a joint account</b></a></div></div></div></div><div class="MediaColumn_MediaColumn__col__1Op_A MediaSlide_MediaSlide__mediaCol__OvyVw"><img _tag="ResponsiveImage" service="Contentful" alt="Monzo app screen showing money allocated across different savings pots for budgeting and saving goals with Salary Sorter. " class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf MediaSlide_MediaSlide__img__y3Il7" decoding="async" fetchpriority="low" height="780" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 976px, 780px" src="https://images.ctfassets.net/ro61k101ee59/6b9CFZvhgXriJ4wyne5YFk/56330e0d973e4f80921ccb5a7ffe3c41/salary_sorter.avif?w=780&h=780&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/6b9CFZvhgXriJ4wyne5YFk/56330e0d973e4f80921ccb5a7ffe3c41/salary_sorter.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/6b9CFZvhgXriJ4wyne5YFk/56330e0d973e4f80921ccb5a7ffe3c41/salary_sorter.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/6b9CFZvhgXriJ4wyne5YFk/56330e0d973e4f80921ccb5a7ffe3c41/salary_sorter.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/6b9CFZvhgXriJ4wyne5YFk/56330e0d973e4f80921ccb5a7ffe3c41/salary_sorter.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/6b9CFZvhgXriJ4wyne5YFk/56330e0d973e4f80921ccb5a7ffe3c41/salary_sorter.avif?w=976&h=976&q=75&fm=avif 976w, https://images.ctfassets.net/ro61k101ee59/6b9CFZvhgXriJ4wyne5YFk/56330e0d973e4f80921ccb5a7ffe3c41/salary_sorter.avif?w=1952&h=1952&q=75&fm=avif 1952w, https://images.ctfassets.net/ro61k101ee59/6b9CFZvhgXriJ4wyne5YFk/56330e0d973e4f80921ccb5a7ffe3c41/salary_sorter.avif?w=780&h=780&q=75&fm=avif 780w, https://images.ctfassets.net/ro61k101ee59/6b9CFZvhgXriJ4wyne5YFk/56330e0d973e4f80921ccb5a7ffe3c41/salary_sorter.avif?w=1560&h=1560&q=75&fm=avif 1560w" style="aspect-ratio:1" width="780"/></div></section></div><div aria-label="3 of 3" class="Slide_Slide__TLZyH Slide_Slide--peeking__HWh1f CardsCarousel_CardsCarousel__slide___U_Zb" id=":Rd7b6:-slide-2" tabindex="0"><section class="MediaColumn_MediaColumn__46P2O MediaColumn_MediaColumn--backgroundSecondary__P_WR_ MediaColumn_MediaColumn--mediaFirst__untilLandscapeTablet__EJs9U MediaSlide_MediaSlide__U4LPp CardsCarousel_CardsCarousel__mediaSlide__OA4oL"><div class="MediaColumn_MediaColumn__col__1Op_A"><div class="MediaSlide_MediaSlide__content__jL_2_"><div class="MicroArticle MicroArticle"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">Your joint bills could be on us</h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>We cover 1,000+ bills for Extra, Perks and Max subscribers every month with Billsback. Pay any eligible bill and
4youâre in with a chance of getting it covered by us (up to £150). Itâs a little break from your bills, on us.<br/><br/>As long as one of you is an Extra, Perks or Max subscriber, your eligible joint bills are in with a chance too. If youâre both subscribers, youâll both need to be opted in to Billsback.</p></div><div class="MicroArticleInternal_MicroArticle__buttons__BLyBT MicroArticle__buttons"><a aria-disabled="false" href="https://monzo.com/-deeplinks/joint_account_signup/" class="Button_Button__7VWsG Button_Button--secondary__tL6g5 Button_Button--medium__hxBko Button Button--secondary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Apply for a joint account</b></a></div><div class="MicroArticleInternal_MicroArticle__footer__QEaCv MicroArticle__footer"><p>Plans start at £3 a month ⢠UK residents aged 18+ (18-69 for Max) ⢠Ts&Cs apply.</p></div></div></div></div><div class="MediaColumn_MediaColumn__col__1Op_A MediaSlide_MediaSlide__mediaCol__OvyVw"><img _tag="ResponsiveImage" service="Contentful" alt="A smartphone showing Monzo'
4s Billsback feature. " class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf MediaSlide_MediaSlide__img__y3Il7" decoding="async" fetchpriority="low" height="780" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 976px, 780px" src="https://images.ctfassets.net/ro61k101ee59/6qYDjkfg70hSFbUaSSXri9/f565c062815f4968e8b396b28efed7df/billsback.avif?w=780&h=780&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/6qYDjkfg70hSFbUaSSXri9/f565c062815f4968e8b396b28efed7df/billsback.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/6qYDjkfg70hSFbUaSSXri9/f565c062815f4968e8b396b28efed7df/billsback.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/6qYDjkfg70hSFbUaSSXri9/f565c062815f4968e8b396b28efed7df/billsback.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/6qYDjkfg70hSFbUaSSXri9/f565c062815f4968e8b396b28efed7df/billsback.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/6qYDjkfg70hSFbUaSSXri9/f565c062815f4968e8b396b28efed7df/billsback.avif?w=976&h=976&q=75&fm=avif 976w, https://images.ctfassets.net/ro61k101ee59/6qYDjkfg70hSFbUaSSXri9/f565c062815f4968e8b396b28efed7df/billsback.avif?w=1952&h=1952&q=75&fm=avif 1952w, https://images.ctfassets.net/ro61k101ee59/6qYDjkfg70hSFbUaSSXri9/f565c062815f4968e8b396b28efed7df/billsback.avif?w=780&h=780&q=75&fm=avif 780w, https://images.ctfassets.net/ro61k101ee59/6qYDjkfg70hSFbUaSSXri9/f565c062815f4968e8b396b28efed7df/billsback.avif?w=1560&h=1560&q=75&fm=avif 1560w" style="aspect-ratio:1" width="780"/></div></section></div></div></div></section></div></div></div><div class="monzo-com-design-system ContentfulFeatureHighlightsGrid_ContentfulFeatureHighlightsGrid__1C9X8"><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><section aria-labelledby=":Rf7b6:-under-desktop" class="FeatureHighlightsGrid_FeatureHighlightsGrid__ANIxf FeatureHighlightsGrid_FeatureHighlightsGrid--underDesktop__gBBjE"><article aria-labelledby=":Rf7b6:-under-desktop" class="MicroArticle MicroArticle FeatureHighlightsGrid_FeatureHighlightsGrid__article__H0jq0"><div class="MicroArticleInternal_MicroArticle__preTitle__YioEx FeatureHighlightsGrid_FeatureHighlightsGrid__media__8QJbM MicroArticle__preTitle"><img _tag="ResponsiveImage" service="Contentful" alt="Monzo logo " class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf" decoding="async" fetchpriority="low" height="396" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 341px, 396px" src="https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=396&h=396&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=341&h=341&q=75&fm=avif 341w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=682&h=682&q=75&fm=avif 682w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=396&h=396&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=792&h=792&q=75&fm=avif 792w" style="aspect-ratio:1" width="396"/></div><h2 class="MicroArticleInternal_MicroArticle__title__DjgeA text-heading-2 MicroArticle__title" id=":Rf7b6:-under-desktop">Packed with the best of Monzo</h2><div class="MicroArticleInternal_MicroArticle__buttons__BLyBT MicroArticle__buttons"><a aria-disabled="false" href="https://monzo.com/-deeplinks/joint_account_signup/" class="Button_Button__7VWsG Button_Button--primary__wwzbg Button_Button--medium__hxBko Button Button--primary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Apply for a joint account</b></a></div></article><section aria-live="off" aria-roledescription="carousel" aria-label="Monzo account features and benefits" class="Swiper_Root__v645F FeatureHighlightsGrid_FeatureHighlightsGrid__swiperRoot__oyfIQ"><div aria-atomic="true" aria-live="polite" class="Track_TrackContainer__F5231"><div class="Track_Track__aUtto FeatureHighlightsGrid_FeatureHighlightsGrid__swiperTrack__OTVzO"><div aria-label="1 of 4" aria-roledescription="slide" class="Slide_Slide__TLZyH Slide_Slide--fitContent__YZ1IQ" id=":Rjf7b6:-sli
4de-0" role="tabpanel" tabindex="0"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureHighlightsGridCard_FeatureHighlightsGridCard__8QJm0 FeatureHighlightsGridCard_FeatureHighlightsGridCard--accent__rtfXr" aria-labelledby=":Rbjf7b6:"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article FeatureHighlightsGridCard_FeatureHighlightsGridCard__article__bKl9s"><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><div class="Chip_Chip__1i6nV Chip_Chip--filled-inverse__wq7pY" id=":Rbjf7b6:"><p>A fully licensed UK bank </p></div><div class="text-body-medium-emphasized FeatureHighlightsGridCard_FeatureHighlightsGridCard__description__V1hUQ"><p>Authorised by the Prudential Regulation Authority. Regulated by the Financial Conduct Authority and the Prudential Regulation Authority.</p></div></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="Prudential Regulation Authority emblem" class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureHighlightsGridCard_FeatureHighlightsGridCard__media__CX0ni" decoding="async" fetchpriority="low" height="297" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 396px" src="https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=396&h=297&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=432&h=324&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=864&h=648&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=704&h=528&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=1408&h=1056&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=512&h=384&q=75&fm=avif 512w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=1024&h=768&q=75&fm=avif 1024w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=396&h=297&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=792&h=594&q=75&fm=avif 792w" style="aspect-ratio:1.3333333333333333" width="396"/></div></article></div><div aria-label="2 of 4" aria-roledescription="slide" class="Slide_Slide__TLZyH Slide_Slide--fitContent__YZ1IQ" id=":Rjf7b6:-slide-1" role="tabpanel" tabindex="-1"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureHighlightsGridCard_FeatureHighlightsGridCard__8QJm0 FeatureHighlightsGridCard_FeatureHighlightsGridCard--default__Ef1DD" aria-labelledby=":Rjjf7b6:"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article FeatureHighlightsGridCard_FeatureHighlightsGridCard__article__bKl9s"><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><div class="Chip_Chip__1i6nV Chip_Chip--filled-inverse__wq7pY" id=":Rjjf7b6:"><p>Protection for your money</p></div><div class="text-body-medium-emphasized FeatureHighlightsGridCard_FeatureHighlightsGridCard__description__V1hUQ"><p>The Financial Services Compensation Scheme (FSCS) protects your eligible deposits in Monzo up to a value of £120,000 per person. </p></div></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="FSCS logo " class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureHighlightsGridCard_FeatureHighlightsGridCard__media__CX0ni" decoding="async" fetchpriority="low" height="297" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 396px" src="https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=396&h=297&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=432&h=324&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=864&h=648&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=704&h=528&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=1408&h=1056&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=512&h=384&q=75&fm=avif 512w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=1024&h=768&q=75&fm=avif 1024w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=396&h=297&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=792&h=594&q=75&fm=avif 792w" style="aspect-ratio:1.3333333333333333" width="396"/></div></article></div><div aria-label="3 of 4" aria-roledescription="slide" class="Slide_Slide__TLZyH Slide_Slide--fitContent__YZ1IQ" id=":Rjf7b6:-sli
4de-2" role="tabpanel" tabindex="-1"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureHighlightsGridCard_FeatureHighlightsGridCard__8QJm0 FeatureHighlightsGridCard_FeatureHighlightsGridCard--default__Ef1DD" aria-labelledby=":Rrjf7b6:"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article FeatureHighlightsGridCard_FeatureHighlightsGridCard__article__bKl9s"><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><div class="Chip_Chip__1i6nV Chip_Chip--filled-inverse__wq7pY" id=":Rrjf7b6:"><p>24/7 customer support </p></div><div class="text-body-medium-emphasized FeatureHighlightsGridCard_FeatureHighlightsGridCard__description__V1hUQ"><p>We donât have opening or closing hours. Message us in the app whenever you need help, wherever you need it. </p></div></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="A support chat message reading, "Hey. how can we help you today?" on a dark blue screen." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureHighlightsGridCard_FeatureHighlightsGridCard__media__CX0ni" decoding="async" fetchpriority="low" height="297" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 396px" src="https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=396&h=297&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=432&h=324&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=864&h=648&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=704&h=528&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=1408&h=1056&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=512&h=384&q=75&fm=avif 512w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=1024&h=768&q=75&fm=avif 1024w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=396&h=297&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=792&h=594&q=75&fm=avif 792w" style="aspect-ratio:1.3333333333333333" width="396"/></div></article></div><div aria-label="4 of 4" aria-roledescription="slide" class="Slide_Slide__TLZyH Slide_Slide--fitContent__YZ1IQ" id=":Rjf7b6:-slide-3" role="tabpanel" tabindex="-1"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureHighlightsGridCard_FeatureHighlightsGridCard__8QJm0 FeatureHighlightsGridCard_FeatureHighlightsGridCard--accent__rtfXr" aria-labelledby=":R13jf7b6:"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article FeatureHighlightsGridCard_FeatureHighlightsGridCard__article__bKl9s"><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><div class="Chip_Chip__1i6nV Chip_Chip--filled-inverse__wq7pY" id=":R13jf7b6:"><p>Spend abroad with no fees</p></div><div class="text-body-medium-emphasized FeatureHighlightsGridCard_FeatureHighlightsGridCard__description__V1hUQ"><p>Pay anywhere, in any currency, with no foreign transaction fees. We pass Mastercard's exchange rate directly onto you, without additional fees.</p></div></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="A notification banner with the Monzo logo reads, "Welcome to fee-free spending abroad" on a coral-coloured background." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureHighlightsGridCard_FeatureHighlightsGridCard__media__CX0ni" decoding="async" fetchpriority="low" height="297" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 396px" src="https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=396&h=297&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=432&h=324&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=864&h=648&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=704&h=528&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=1408&h=1056&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=512&h=384&q=75&fm=avif 512w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=1024&h=768&q=75&fm=avif 1024w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=396&h=297&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=792&h=594&q=75&fm=avif 792w" style="aspect-ratio:1.3333333333333333" width="396"/></div></article></div></div></div>
4<ul aria-label="Choose slide to display" class="PageControl_PageControl___nAOf" role="tablist"></ul></section></section><section aria-labelledby=":Rf7b6:-desktop" class="FeatureHighlightsGrid_FeatureHighlightsGrid__ANIxf FeatureHighlightsGrid_FeatureHighlightsGrid--desktop__25AEQ"><article aria-labelledby=":Rf7b6:-desktop" class="MicroArticle MicroArticle FeatureHighlightsGrid_FeatureHighlightsGrid__article__H0jq0"><div class="MicroArticleInternal_MicroArticle__preTitle__YioEx FeatureHighlightsGrid_FeatureHighlightsGrid__media__8QJbM MicroArticle__preTitle"><img _tag="ResponsiveImage" service="Contentful" alt="Monzo logo " class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf" decoding="async" fetchpriority="low" height="396" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 341px, 396px" src="https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=396&h=396&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=341&h=341&q=75&fm=avif 341w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=682&h=682&q=75&fm=avif 682w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=396&h=396&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/6SWHxatSM1J9CKK661swQc/fe61e597634bb8650e97c8e591f124e8/Remote_Image.avif?w=792&h=792&q=75&fm=avif 792w" style="aspect-ratio:1" width="396"/></div><h2 class="MicroArticleInternal_MicroArticle__title__DjgeA text-heading-2 MicroArticle__title" id=":Rf7b6:-desktop">Packed with the best of Monzo</h2><div class="MicroArticleInternal_MicroArticle__buttons__BLyBT MicroArticle__buttons"><a aria-disabled="false" href="https://monzo.com/-deeplinks/joint_account_signup/" class="Button_Button__7VWsG Button_Button--primary__wwzbg Button_Button--medium__hxBko Button Button--primary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Apply for a joint account</b></a></div></article><div class="FeatureHighlightsGrid_FeatureHighlightsGrid__leftCards__yJL8Z"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureHighlightsGridCard_FeatureHighlightsGridCard__8QJm0 FeatureHighlightsGridCard_FeatureHighlightsGridCard--accent__rtfXr" aria-labelledby=":R1lf7b6:"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article FeatureHighlightsGridCard_FeatureHighlightsGridCard__article__bKl9s"><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><div class="Chip_Chip__1i6nV Chip_Chip--filled-inverse__wq7pY" id=":R1lf7b6:"><p>A fully licensed UK bank </p></div><div class="text-body-medium-emphasized FeatureHighlightsGridCard_FeatureHighlightsGridCard__description__V1hUQ"><p>Authorised by the Prudential Regulation Authority. Regulated by the Financial Conduct Authority and the Prudential Regulation Authority.</p></div></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="Prudential Regulation Authority emblem" class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureHighlightsGridCard_FeatureHighlightsGridCard__media__CX0ni" decoding="async" fetchpriority="low" height="297" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 396px" src="https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=396&h=297&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=432&h=324&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=864&h=648&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=704&h=528&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=1408&h=1056&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=512&h=384&q=75&fm=avif 512w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=1024&h=768&q=75&fm=avif 1024w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=396&h=297&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/1LfvoJ99qSai6p8BFjggCK/8120d1c1c70f0a9af66f33cd444d833b/fully_licensed_4.avif?w=792&h=594&q=75&fm=avif 792w" style="aspect-ratio:1.3333333333333333" width="396"/></div></article><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureHighlightsGridCard_FeatureHighlightsGridCard__8QJm0 FeatureHighlightsGridCard_FeatureHighlightsGridCard--default__Ef1DD" aria-labelledby=":R2lf7b6:"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article FeatureHighlightsGridCard_FeatureHighlightsGridCard__article__bKl9s"><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><div class="Chip_Chip__1i6nV Chip_Chip--filled-inverse__wq7pY" id=":R2lf7b6:"><p>Protection for your money</p></div><div class="text-body-medium-emphasized FeatureHighlightsGridCard_FeatureHighlightsGridCard__description__V1hUQ"><p>The Financial Services Compensation Scheme (FSCS) protects your eligible deposits in Monzo up to a value of £120,000 per person. </p></div></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="FSCS logo " class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureHighlightsGridCard_FeatureHighlightsGridCard__media__CX0ni" decoding="async" fetchpriority="low" height="297" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 396px" src="https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=396&h=297&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=432&h=324&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=864&h=648&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=704&h=528&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=1408&h=1056&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=512&h=384&q=75&fm=avif 512w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=1024&h=768&q=75&fm=avif 1024w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=396&h=297&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/2o6kiNzphTvYRVZL0ocfjO/38bf366bf9134cf38d0efe9fd711a003/fscs_logo_4.avif?w=792&h=594&q=75&fm=avif 792w" style="aspect-ratio:1.3333333333333333" width="396"/></div></article></div><div class="FeatureHighlightsGrid_FeatureHighlightsGrid__rightCards__FMihA"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureHighlightsGridCard_FeatureHighlightsGridCard__8QJm0 FeatureHighlightsGridCard_FeatureHighlightsGridCard--default__Ef1DD" aria-labelledby=":R1tf7b6:"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article FeatureHighlightsGridCard_FeatureHighlightsGridCard__article__bKl9s"><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><div class="Chip_Chip__1i6nV Chip_Chip--filled-inverse__wq7pY" id=":R1tf7b6:"><p>24/7 customer support </p></div><div class="text-body-medium-emphasized FeatureHighlightsGridCard_FeatureHighlightsGridCard__description__V1hUQ"><p>We donât have opening or closing hours. Message us in the app whenever you need help, wherever you need it. </p></div></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="A support chat message reading, "Hey. how can we help you today?" on a dark blue screen." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureHighlightsGridCard_FeatureHighlightsGridCard__media__CX0ni" decoding="async" fetchpriority="low" height="297" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 396px" src="https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=396&h=297&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=432&h=324&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=864&h=648&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=704&h=528&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=1408&h=1056&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=512&h=384&q=75&fm=avif 512w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=1024&h=768&q=75&fm=avif 1024w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=396&h=297&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/D4w0yZksTEt08YLjAsAg0/780ecf9520a15df088be3fb797fb0d84/customer_support.avif?w=792&h=594&q=75&fm=avif 792w" style="aspect-ratio:1.3333333333333333" width="396"/></div></article><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c FeatureHighlightsGridCard_FeatureHighlightsGridCard__8QJm0 FeatureHighlightsGridCard_FeatureHighlightsGridCard--accent__rtfXr" aria-labelledby=":R2tf7b6:"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article FeatureHighlightsGridCard_FeatureHighlightsGridCard__article__bKl9s"><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><div class="Chip_Chip__1i6nV Chip_Chip--filled-inverse__wq7pY" id=":R2tf7b6:"><p>Spend abroad with no fees</p></div><div class="text-body-medium-emphasized FeatureHighlightsGridCard_FeatureHighlightsGridCard__description__V1hUQ"><p>Pay anywhere, in any currency, with no foreign transaction fees. We pass Mastercard'
4s exchange rate directly onto you, without additional fees.</p></div></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="A notification banner with the Monzo logo reads, "Welcome to fee-free spending abroad" on a coral-coloured background." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img FeatureHighlightsGridCard_FeatureHighlightsGridCard__media__CX0ni" decoding="async" fetchpriority="low" height="297" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 512px, 396px" src="https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=396&h=297&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=432&h=324&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=864&h=648&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=704&h=528&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=1408&h=1056&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=512&h=384&q=75&fm=avif 512w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=1024&h=768&q=75&fm=avif 1024w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=396&h=297&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/F6jP6ESJDyeaBI9iF4fXm/786a50ca979b185c7df537d8f4e5086f/spend_abroad_2_.avif?w=792&h=594&q=75&fm=avif 792w" style="aspect-ratio:1.3333333333333333" width="396"/></div></article></div></section></div></div><div class="monzo-com-design-system ContentfulLinkedPageHighlights_ContentfulLinkedPageHighlights__UQbvd"><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><section aria-label="Related Joint Account articles " aria-labelledby="highlights-looking-to-learn-more?" class="Highlights_Highlights__TJ9oz Highlights--scrollable Highlights_Highlights--cards-4-or-more__356a2" data-scroll="start" data-scrollable="true"><div class="MicroArticle MicroArticle Highlights_Highlights__article__3Jwby"><h2 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title" id="highlights-looking-to-learn-more?">Looking to learn more?</h2><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Get to grips with shared money with our handy guides. </p></div></div><div class="Highlights_Highlights__controls__LfHlg"><button data-monzoanalytics-action-id="highlights_prev_clicked" data-monzoanalytics-action-parameters="category=interaction&action=click&link_text=Previous slide&link_location=LinkedPageHighlights - Looking to learn more?&link_type=on page control&currentUrl=/current-account/joint-account" type="button" aria-label="Go to previous slide" aria-busy="false" aria-disabled="true" class="IconButton_IconButton__2Fva_ IconButton_IconButton--outlined__4Jkyq IconButton_IconButton--medium__JnnUj" disabled="" tabindex="-1"><span class="IconButton_IconButton__content__5JrNv" aria-hidden="false"><svg class="BaseIcon_BaseIcon__Ses7V" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M7.82499 13L12.725 17.9C12.925 18.1 13.0208 18.3334 13.0125 18.6C13.0042 18.8667 12.9 19.1 12.7 19.3C12.5 19.4834 12.2667 19.5792 12 19.5875C11.7333 19.5959 11.5 19.5 11.3 19.3L4.69999 12.7C4.59999 12.6 4.52915 12.4917 4.48749 12.375C4.44582 12.2584 4.42499 12.1334 4.42499 12C4.42499 11.8667 4.44582 11.7417 4.48749 11.625C4.52915 11.5084 4.59999 11.4 4.69999 11.3L11.3 4.70005C11.4833 4.51672 11.7125 4.42505 11.9875 4.42505C12.2625 4.42505 12.5 4.51672 12.7 4.70005C12.9 4.90005 13 5.13755 13 5.41255C13 5.68755 12.9 5.92505 12.7 6.12505L7.82499 11H19C19.2833 11 19.5208 11.0959 19.7125 11.2875C19.9042 11.4792 20 11.7167 20 12C20 12.2834 19.9042 12.5209 19.7125 12.7125C19.5208 12.9042 19.2833 13 19 13H7.82499Z" fill="currentColor"></path></svg></span></button><button data-monzoanalytics-action-id="highlights_next_clicked" data-monzoanalytics-action-parameters="category=interaction&action=click&link_text=Next slide&link_location=LinkedPageHighlights - Looking to learn more?&link_type=on page control&currentUrl=/current-account/joint-account" type="button" aria-label="Go to next slide" aria-busy="false" aria-disabled="false" class="IconButton_IconButton__2Fva_ IconButton_IconButton--outlined__4Jkyq IconButton_IconButton--medium__JnnUj"><span class="IconButton_IconButton__content__5JrNv" aria-hidden="false"><svg class="BaseIcon_BaseIcon__Ses7V" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M16.175 13H5C4.71667 13 4.47917 12.9042 4.2875 12.7125C4.09583 12.5208 4 12.2833 4 12C4 11.7167 4.09583 11.4792 4.2875 11.2875C4.47917 11.0958 4.71667 11 5 11H16.175L11.275 6.09999C11.075 5.89999 10.9792 5.66665 10.9875 5.39999C10.9958 5.13332 11.1 4.89999 11.3 4.69999C11.5 4.51665 11.7333 4.42082 12 4.41249C12.2667 4.40415 12.5 4.49999 12.7 4.69999L19.3 11.3C19.4
411.4 19.4708 11.5083 19.5125 11.625C19.5542 11.7417 19.575 11.8667 19.575 12C19.575 12.1333 19.5542 12.2583 19.5125 12.375C19.4708 12.4917 19.4 12.6 19.3 12.7L12.7 19.3C12.5167 19.4833 12.2875 19.575 12.0125 19.575C11.7375 19.575 11.5 19.4833 11.3 19.3C11.1 19.1 11 18.8625 11 18.5875C11 18.3125 11.1 18.075 11.3 17.875L16.175 13Z" fill="currentColor"></path></svg></span></button></div><div class="Highlights_Highlights__track__LDgsB Highlights_Highlights__track--scroll__5xlzZ"><div class="Highlights_Highlights__slides___gmTa Highlights_Highlights__slides--scroll__MfnSJ" style="--visible-items:4"><div class="Highlights__slide Highlights_Highlights__slide--scroll__fgJiF"><a style="text-decoration:none" href="https://monzo.com/learn/money-together/joint-account-for-shared-living-expenses"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c LinkedPageCard_LinkedPageCard__SrpOt"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article LinkedPageCard_LinkedPageCard__article__DdQso"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">How a joint bank account can simplify shared living expenses</h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Living with others, whether they're friends, family, or a partner, often means sharing more than just space â you're sharing expenses too. From rent and utility bills to pints of milk and streaming subscriptions, managing shared money and <a href="https://monzo.com/joint-accountability">joint accountability</a> can sometimes feel like a juggling act. It's easy for things to get complicated, leading to awkward conversations or stress. </p></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="Two people unpack moving boxes in a home while a dog stands nearby." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img" decoding="async" fetchpriority="low" height="245" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 341px, 396px" src="https://images.ctfassets.net/ro61k101ee59/3FtFlIZ8rrKeXThK2gWa4w/95e61475d49ac860b36d5723444df7f3/shared_expenses.avif?w=396&h=245&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/3FtFlIZ8rrKeXThK2gWa4w/95e61475d49ac860b36d5723444df7f3/shared_expenses.avif?w=432&h=267&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/3FtFlIZ8rrKeXThK2gWa4w/95e61475d49ac860b36d5723444df7f3/shared_expenses.avif?w=864&h=534&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/3FtFlIZ8rrKeXThK2gWa4w/95e61475d49ac860b36d5723444df7f3/shared_expenses.avif?w=704&h=435&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/3FtFlIZ8rrKeXThK2gWa4w/95e61475d49ac860b36d5723444df7f3/shared_expenses.avif?w=1408&h=870&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/3FtFlIZ8rrKeXThK2gWa4w/95e61475d49ac860b36d5723444df7f3/shared_expenses.avif?w=341&h=211&q=75&fm=avif 341w, https://images.ctfassets.net/ro61k101ee59/3FtFlIZ8rrKeXThK2gWa4w/95e61475d49ac860b36d5723444df7f3/shared_expenses.avif?w=682&h=421&q=75&fm=avif 682w, https://images.ctfassets.net/ro61k101ee59/3FtFlIZ8rrKeXThK2gWa4w/95e61475d49ac860b36d5723444df7f3/shared_expenses.avif?w=396&h=245&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/3FtFlIZ8rrKeXThK2gWa4w/95e61475d49ac860b36d5723444df7f3/shared_expenses.avif?w=792&h=489&q=75&fm=avif 792w" style="aspect-ratio:1.618033988880521" width="396"/></div></article></a></div><div class="Highlights__slide Highlights_Highlights__slide--scroll__fgJiF"><a style="text-decoration:none" href="https://monzo.com/learn/money-together/shared-savings-accounts"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c LinkedPageCard_LinkedPageCard__SrpOt"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article LinkedPageCard_LinkedPageCard__article__DdQso"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">How to save money together: tips for a joint savings account</h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Although it can be challenging, saving money on your own tends to be straightforward. You control what you save and spend, including whether you really need that new jacket. But when you're saving with a partner, things get a bit more interesting. You're not just thinking about your own spending habits and financial goals â you're building something together. </p></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="A savings pot showing £806 saved towards a £1,000 family trip goal and £30 interest earned." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img" decoding="async" fetchpriority="low" height="245" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 341px, 396px" src="https://images.ctfassets.net/ro61k101ee59/4BtTODXdteHT1IvJkEap5/57ef34492c5414fded18e7030b16ac3a/joint_savings.avif?w=396&h=245&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/4BtTODXdteHT1IvJkEap5/57ef34492c5414fded18e7030b16ac3a/joint_savings.avif?w=432&h=267&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/4BtTODXdteHT1IvJkEap5/57ef34492c5414fded18e7030b16ac3a/joint_savings.avif?w=864&h=534&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/4BtTODXdteHT1IvJkEap5/57ef34492c5414fded18e7030b16ac3a/joint_savings.avif?w=704&h=435&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/4BtTODXdteHT1IvJkEap5/57ef34492c5414fded18e7030b16ac3a/joint_savings.avif?w=1408&h=870&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/4BtTODXdteHT1IvJkEap5/57ef34492c5414fded18e7030b16ac3a/joint_savings.avif?w=341&h=211&q=75&fm=avif 341w, https://images.ctfassets.net/ro61k101ee59/4BtTODXdteHT1IvJkEap5/57ef34492c5414fded18e7030b16ac3a/joint_savings.avif?w=682&h=421&q=75&fm=avif 682w, https://images.ctfassets.net/ro61k101ee59/4BtTODXdteHT1IvJkEap5/57ef34492c5414fded18e7030b16ac3a/joint_savings.avif?w=396&h=245&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/4BtTODXdteHT1IvJkEap5/57ef34492c5414fded18e7030b16ac3a/joint_savings.avif?w=792&h=489&q=75&fm=avif 792w" style="aspect-ratio:1.618033988880521" width="396"/></div></article></a></div><div class="Highlights__slide Highlights_Highlights__slide--scroll__fgJiF"><a style="text-decoration:none" href="https://monzo.com/learn/money-together/joint-account-tax-implications"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c LinkedPageCard_LinkedPageCard__SrpOt"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article LinkedPageCard_LinkedPageCard__article__DdQso"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">
4Joint Account tax implications: a simple guide </h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>A joint bank account is one thatâs shared between two or more people. Many people have joint accounts with a spouse, partner, housemate or relative. It can make paying things like bills much easier â plus you can save together in a joint savings account.</p></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="A Monzo Joint Account card held beside a smartphone displaying the Monzo app." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img" decoding="async" fetchpriority="low" height="245" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 341px, 396px" src="https://images.ctfassets.net/ro61k101ee59/2F3brwsqZ564saVdsDCrBy/3faeb4b9800aba714ae76eaad3c6881c/tax_implications_.avif?w=396&h=245&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/2F3brwsqZ564saVdsDCrBy/3faeb4b9800aba714ae76eaad3c6881c/tax_implications_.avif?w=432&h=267&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/2F3brwsqZ564saVdsDCrBy/3faeb4b9800aba714ae76eaad3c6881c/tax_implications_.avif?w=864&h=534&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/2F3brwsqZ564saVdsDCrBy/3faeb4b9800aba714ae76eaad3c6881c/tax_implications_.avif?w=704&h=435&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/2F3brwsqZ564saVdsDCrBy/3faeb4b9800aba714ae76eaad3c6881c/tax_implications_.avif?w=1408&h=870&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/2F3brwsqZ564saVdsDCrBy/3faeb4b9800aba714ae76eaad3c6881c/tax_implications_.avif?w=341&h=211&q=75&fm=avif 341w, https://images.ctfassets.net/ro61k101ee59/2F3brwsqZ564saVdsDCrBy/3faeb4b9800aba714ae76eaad3c6881c/tax_implications_.avif?w=682&h=421&q=75&fm=avif 682w, https://images.ctfassets.net/ro61k101ee59/2F3brwsqZ564saVdsDCrBy/3faeb4b9800aba714ae76eaad3c6881c/tax_implications_.avif?w=396&h=245&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/2F3brwsqZ564saVdsDCrBy/3faeb4b9800aba714ae76eaad3c6881c/tax_implications_.avif?w=792&h=489&q=75&fm=avif 792w" style="aspect-ratio:1.618033988880521" width="396"/></div></article></a></div><div class="Highlights__slide Highlights_Highlights__slide--scroll__fgJiF"><a style="text-decoration:none" href="https://monzo.com/learn/money-today/new-home-bills-checklist"><article class="Card_Card__aSCdZ Card_Card--primary__vlN_c LinkedPageCard_LinkedPageCard__SrpOt"><div class="Card_Card__col__FrtMx Card__content"><div class="MicroArticle MicroArticle Card__article LinkedPageCard_LinkedPageCard__article__DdQso"><h3 class="MicroArticleInternal_MicroArticle__title__DjgeA MicroArticle__title">A new homeowner's checklist for setting up bills</h3><div class="MicroArticleInternal_MicroArticle__body__b7i9j MicroArticle__body"><p>Congratulations, youâve got the keys to your new place! The boxes are in, the kettleâs on (hopefully), and the adventure of homeownership has officially begun. But with the excitement of choosing paint colours and planning a housewarming, thereâs also that little thing called âlife adminâ. Itâs not the most glamorous part of moving, but getting your household bills sorted early helps you have a smoother start in your new space.</p></div></div></div><div class="Card_Card__col__FrtMx Card__image"><img _tag="ResponsiveImage" service="Contentful" alt="A list of upcoming bills showing payments to Thames Water, Spotify and Now TV with their amounts." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf Card__media Card__img" decoding="async" fetchpriority="low" height="245" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 341px, 396px" src="https://images.ctfassets.net/ro61k101ee59/6KWi9aKrghq0qGpZNcrVXr/23e1e9fc2ff8db617a3e5fbb533edfa3/homeowner_checklist.avif?w=396&h=245&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/6KWi9aKrghq0qGpZNcrVXr/23e1e9fc2ff8db61
47a3e5fbb533edfa3/homeowner_checklist.avif?w=432&h=267&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/6KWi9aKrghq0qGpZNcrVXr/23e1e9fc2ff8db617a3e5fbb533edfa3/homeowner_checklist.avif?w=864&h=534&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/6KWi9aKrghq0qGpZNcrVXr/23e1e9fc2ff8db617a3e5fbb533edfa3/homeowner_checklist.avif?w=704&h=435&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/6KWi9aKrghq0qGpZNcrVXr/23e1e9fc2ff8db617a3e5fbb533edfa3/homeowner_checklist.avif?w=1408&h=870&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/6KWi9aKrghq0qGpZNcrVXr/23e1e9fc2ff8db617a3e5fbb533edfa3/homeowner_checklist.avif?w=341&h=211&q=75&fm=avif 341w, https://images.ctfassets.net/ro61k101ee59/6KWi9aKrghq0qGpZNcrVXr/23e1e9fc2ff8db617a3e5fbb533edfa3/homeowner_checklist.avif?w=682&h=421&q=75&fm=avif 682w, https://images.ctfassets.net/ro61k101ee59/6KWi9aKrghq0qGpZNcrVXr/23e1e9fc2ff8db617a3e5fbb533edfa3/homeowner_checklist.avif?w=396&h=245&q=75&fm=avif 396w, https://images.ctfassets.net/ro61k101ee59/6KWi9aKrghq0qGpZNcrVXr/23e1e9fc2ff8db617a3e5fbb533edfa3/homeowner_checklist.avif?w=792&h=489&q=75&fm=avif 792w" style="aspect-ratio:1.618033988880521" width="396"/></div></article></a></div></div></div></section></div></div><div class="LayoutContainer_LayoutContainer__Lfclz monzo-com-design-system ProgressiveContent_ProgressiveContent__7_q9V"><div class="LayoutContainer_LayoutContainer__innerContainer__ENJYz LayoutContainer_LayoutContainer__innerContainer--default__r_iX2"><section class="ProgressiveContent" aria-labelledby="progressive-content-heading-2nHI3jW9W9FbpKf5Hj4JZo"><div class="ProgressiveContent_ProgressiveContent__inner__7iA7F"><div class="ProgressiveContent_ProgressiveContent__background__rAKwQ ProgressiveContent_ProgressiveContent__background--backgroundSecondary__4_xmg"><div class="ProgressiveContentWithMedia_ProgressiveContentWithMedia__T4BBx"><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><div class="Header_Header__kGTLy"><hgroup class="Header_Header__text__UC_Se"><h2 id="progressive-content-heading-2nHI3jW9W9FbpKf5Hj4JZo">Ready for a joint account?</h2><div class="text-body-large-regular Header_Header__description__Qg0R4">Apply for a joint bank account in minutes. Youâll both need a Monzo current account. </div></hgroup><div class="Header_Header__buttons__i4DwG"><a aria-disabled="false" href="https://monzo.com/-deeplinks/joint_account_signup/" class="Button_Button__7VWsG Button_Button--primary__wwzbg Button_Button--medium__hxBko ProgressiveContent_fullWidthBtnOnMobile__x3cZY Button Button--primary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false">Apply for a joint account</b></a></div></div></div><div class="ProgressiveContentWithMedia_ProgressiveContentWithMedia__mobile___bKYC"><div class="StepCard_StepCard__0_Ar2 StepCard_StepCard--backgroundSecondary__aNvhn"><div class="StepCard_StepCard__mediaContainer__9ZEBl"><div class="AutoPlayVideo_AutoPlayVideo__IzcQy" style="--aspect-ratio-mobile-only:1;--aspect-ratio-portrait-tablet-only:1;--aspect-ratio-landscape-tablet-only:1;--aspect-ratio-desktop-and-up:1"><video _tag="AutoPlayVideo" aria-label="An image of the Monzo app with the text 'Download your new favourite bank' popping up at the bottom." class="AutoPlayVideo_AutoPlayVideo__video__xSoHg" data-state="offscreen" muted="" playsinline=""><source data-src="https://videos.ctfassets.net/ro61k101ee59/5YAYnhHzYKYV8dZwrnzcy5/24d08bfaf26f1634effb7a4c4fc3f2a2/Step-1.webm" type="video/webm"/><source data-src="https://videos.ctfassets.net/ro61k101ee59/1ZGzZBUACQUHMFKfu8kG59/887f8f5f997b03ba4e2bdae3c74fae45/Step-1.mp4" type="video/mp4"/></video></div></div><div class="StepCard_StepCard__content__mpnya"><p class="StepCard_StepCard__number__SKtMx text-heading-5">Step<!-- --> <!-- -->1</p><p class="text-heading-4">Open a free Monzo account</p><p class="StepCard_StepCard__description__3BEvc text-body-medium-regular">You'll both need one before you open a joint account.</p></div></div><div class="StepCard_StepCard__0_Ar2 StepCard_StepCard--backgroundSecondary__aNvhn"><div class="StepCard_StepCard__mediaContainer__9ZEBl"><img _tag="ResponsiveImage" service="Contentful" alt="A smartphone showing a verification screen explaining that photo ID is needed to continue an application."
4class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf" decoding="async" fetchpriority="low" height="780" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 976px, 780px" src="https://images.ctfassets.net/ro61k101ee59/6JjebbjhhCreyBlUb8cP2p/73c6d79824c18d957d800b70fe793935/Ja_sign_up_step_2.avif?w=780&h=780&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/6JjebbjhhCreyBlUb8cP2p/73c6d79824c18d957d800b70fe793935/Ja_sign_up_step_2.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/6JjebbjhhCreyBlUb8cP2p/73c6d79824c18d957d800b70fe793935/Ja_sign_up_step_2.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/6JjebbjhhCreyBlUb8cP2p/73c6d79824c18d957d800b70fe793935/Ja_sign_up_step_2.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/6JjebbjhhCreyBlUb8cP2p/73c6d79824c18d957d800b70fe793935/Ja_sign_up_step_2.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/6JjebbjhhCreyBlUb8cP2p/73c6d79824c18d957d800b70fe793935/Ja_sign_up_step_2.avif?w=976&h=976&q=75&fm=avif 976w, https://images.ctfassets.net/ro61k101ee59/6JjebbjhhCreyBlUb8cP2p/73c6d79824c18d957d800b70fe793935/Ja_sign_up_step_2.avif?w=1952&h=1952&q=75&fm=avif 1952w, https://images.ctfassets.net/ro61k101ee59/6JjebbjhhCreyBlUb8cP2p/73c6d79824c18d957d800b70fe793935/Ja_sign_up_step_2.avif?w=780&h=780&q=75&fm=avif 780w, https://images.ctfassets.net/ro61k101ee59/6JjebbjhhCreyBlUb8cP2p/73c6d79824c18d957d800b70fe793935/Ja_sign_up_step_2.avif?w=1560&h=1560&q=75&fm=avif 1560w" style="aspect-ratio:1" width="780"/></div><div class="StepCard_StepCard__content__mpnya"><p class="StepCard_StepCard__number__SKtMx text-heading-5">Step<!-- --> <!-- -->2</p><p class="text-heading-4">Head to the Monzo app</p><p class="StepCard_StepCard__description__3BEvc text-body-medium-regular">Tap '+' in the top right corner, and then 'Apply for a joint account'. Follow the steps to apply. </p></div></div><div class="StepCard_StepCard__0_Ar2 StepCard_StepCard--backgroundSecondary__aNvhn"><div class="StepCard_StepCard__mediaContainer__9ZEBl"><img _tag="ResponsiveImage" service="Contentful" alt="A smartphone showing a Monzo Joint Account card and an "Add to Apple Wallet" button." class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf" decoding="async" fetchpriority="low" height="780" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 976px, 780px" src="https://images.ctfassets.net/ro61k101ee59/3fjZCAcnsCyfNuOP1OuQTY/21b71a9a99e9de110e5c1d3d949c7051/Ja_sign_up_step_3.avif?w=780&h=780&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/3fjZCAcnsCyfNuOP1OuQTY/21b71a9a99e9de110e5c1d3d949c7051/Ja_sign_up_step_3.avif?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/3fjZCAcnsCyfNuOP1OuQTY/21b71a9a99e9de110e5c1d3d949c7051/Ja_sign_up_step_3.avif?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/3fjZCAcnsCyfNuOP1OuQTY/21b71a9a99e9de110e5c1d3d949c7051/Ja_sign_up_step_3.avif?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/3fjZCAcnsCyfNuOP1OuQTY/21b71a9a99e9de110e5c1d3d949c7051/Ja_sign_up_step_3.avif?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/3fjZCAcnsCyfNuOP1OuQTY/21b71a9a99e9de110e5c1d3d949c7051/Ja_sign_up_step_3.avif?w=976&h=976&q=75&fm=avif 976w, https://images.ctfassets.net/ro61k101ee59/3fjZCAcnsCyfNuOP1OuQTY/21b71a9a99e9de110e5c1d3d949c7051/Ja_sign_up_step_3.avif?w=1952&h=1952&q=75&fm=avif 1952w, https://images.ctfassets.net/ro61k101ee59/3fjZCAcnsCyfNuOP1OuQTY/21b71a9a99e9de110e5c1d3d949c7051/Ja_sign_up_step_3.avif?w=780&h=780&q=75&fm=avif 780w, https://images.ctfassets.net/ro61k101ee59/3fjZCAcnsCyfNuOP1OuQTY/21b71a9a99e9de110e5c1d3d949c7051/Ja_sign_up_step_3.avif?w=1560&h=1560&q=75&fm=avif 1560w" style="aspect-ratio:1" width="780"/></div><div class="StepCard_StepCard__content__mpnya"><p class="StepCard_StepCard__number__SKtMx text-heading-5">Step<!-- --> <!-- -->3</p><p class="text-heading-4">Get your pearlescent white cards, fast</p><p class="StepCard_StepCard__description__3BEvc text-body-medium-regular">Once approved, your cards should arrive within days. While you wait, you can add your details to Google Pay or Apple Pay to start spending straight away.</p></div></div></div><div class="ProgressiveContentWithMedia_ProgressiveContentWithMedia__desktop__ZYnT9"><ol class="StepItemsList_StepItemsList__9CFXB"><li><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><button type="button" aria-current="true" class="StepItem_StepItem__DCMy0 StepItem_StepItem--active__HCEWF" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Open a free Monzo account&link_type=on page control&link_location=progressive_content&currentUrl=/current-account/joint-account"><span class="StepItem_StepItem__number__wTYj1"><span class="text-body-medium-emphasized">Step</span><span class="text-billboard">1</span></span><span class="StepItem_StepItem__content__nDbCa"><span class="StepItem_StepItem__title__o2pYG text-heading-4" role="heading" aria-level="3">Open a free Monzo account</span><span class="StepItem_StepItem__descriptionWrapper__i9iwx StepItem_StepItem__descriptionWrapper--visible__luTWG"><span class="StepItem_StepItem__description__ULAhv text-body-medium-regular">You'll both need one before you open a joint account.</span></span></span></button></div></li><li><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:1"><button type="button" aria-current="false" class="StepItem_StepItem__DCMy0" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Head to the Monzo app&link_type=on page control&link_location=progressive_content&currentUrl=/current-account/joint-account"><span class="StepItem_StepItem__number__wTYj1"><span class="text-body-medium-emphasized">Step</span><span class="text-billboard">2</span></span><span class="StepItem_StepItem__content__nDbCa"><span class="StepItem_StepItem__title__o2pYG text-heading-4" role="heading" aria-level="3">Head to the Monzo app</span><span class="StepItem_StepItem__descriptionWrapper__i9iwx"><span class="StepItem_StepItem__description__ULAhv text-body-medium-regular">Tap '+' in the top right corner, and then 'Apply for a joint account'. Follow the steps to apply. </span></span></span></button></div></li><li><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:2"><button type="button" aria-current="false" class="StepItem_StepItem__DCMy0" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Get your pearlescent white cards, fast&link_type=on page control&link_location=progressive_content&currentUrl=/current-account/joint-account"><span class="StepItem_StepItem__number__wTYj1"><span class="text-body-medium-emphasized">Step</span><span class="text-billboard">3</span></span><span class="StepItem_StepItem__content__nDbCa"><span class="StepItem_StepItem__title__o2pYG text-heading-4" role="heading" aria-level="3">Get your pearlescent white cards, fast</span><span class="StepItem_StepItem__descriptionWrapper__i9iwx"><span class="StepItem_StepItem__description__ULAhv text-body-medium-regular">Once approved, your cards should arrive within days. While you wait, you can add your details to Google Pay or Apple Pay to start spending straight away.</span></span></span></button></div></li></ol><div class="RevealInView_RevealInView__SQbci ProgressiveContentWithMedia_ProgressiveContentWithMedia__mediaContainer__4GEXF" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><div class="AutoPlayVideo_AutoPlayVideo__IzcQy" style="--aspect-ratio-mobile-only:1;--aspect-ratio-portrait-tablet-only:1;--aspect-ratio-landscape-tablet-only:1;--aspect-ratio-desktop-and-up:1">
4<video _tag="AutoPlayVideo" aria-label="An image of the Monzo app with the text 'Download your new favourite bank' popping up at the bottom." class="AutoPlayVideo_AutoPlayVideo__video__xSoHg" data-state="offscreen" muted="" playsinline=""><source data-src="https://videos.ctfassets.net/ro61k101ee59/5YAYnhHzYKYV8dZwrnzcy5/24d08bfaf26f1634effb7a4c4fc3f2a2/Step-1.webm" type="video/webm"/><source data-src="https://videos.ctfassets.net/ro61k101ee59/1ZGzZBUACQUHMFKfu8kG59/887f8f5f997b03ba4e2bdae3c74fae45/Step-1.mp4" type="video/mp4"/></video></div></div></div></div><div inert="true" class="ProgressiveContent_ProgressiveContent__pageControl__idUW5"><ul aria-label="" class="PageControl_PageControl___nAOf PageControl_PageControl--vertical__xMavO" role="tablist"><li role="presentation"><a data-monzoanalytics-no-tracking="true" aria-controls="page-panel-2nHI3jW9W9FbpKf5Hj4JZo-0" aria-selected="true" class="Marker_Marker__JfA2r Marker_Marker--selected__vmKzm Marker_Marker--vertical__8tz4Z" href="#page-panel-2nHI3jW9W9FbpKf5Hj4JZo-0" id="page-marker-2nHI3jW9W9FbpKf5Hj4JZo-0" role="tab"><span class="Marker_Marker__dot__QZ_cP"></span><span class="visually-hidden"></span></a></li><li role="presentation"><a data-monzoanalytics-no-tracking="true" aria-controls="page-panel-2nHI3jW9W9FbpKf5Hj4JZo-1" aria-selected="false" class="Marker_Marker__JfA2r Marker_Marker--vertical__8tz4Z" href="#page-panel-2nHI3jW9W9FbpKf5Hj4JZo-1" id="page-marker-2nHI3jW9W9FbpKf5Hj4JZo-1" role="tab" tabindex="-1"><span class="Marker_Marker__dot__QZ_cP"></span><span class="visually-hidden"></span></a></li><li role="presentation"><a data-monzoanalytics-no-tracking="true" aria-controls="page-panel-2nHI3jW9W9FbpKf5Hj4JZo-2" aria-selected="false" class="Marker_Marker__JfA2r Marker_Marker--vertical__8tz4Z" href="#page-panel-2nHI3jW9W9FbpKf5Hj4JZo-2" id="page-marker-2nHI3jW9W9FbpKf5Hj4JZo-2" role="tab" tabindex="-1"><span class="Marker_Marker__dot__QZ_cP"></span><span class="visually-hidden"></span></a></li></ul></div></div></div></section></div></div><section class="LayoutContainer_LayoutContainer__Lfclz monzo-com-design-system ContentfulCustomerCountAndTrustpilotScore_ContentfulCustomerCountAndTrustpilotScore__PZuAv"><div class="LayoutContainer_LayoutContainer__innerContainer__ENJYz LayoutContainer_LayoutContainer__innerContainer--default__r_iX2"><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><div aria-labelledby="customer-count-and-trustpilot-score-16-million-personal-and-business-customers-have-changed-the-way-they-bank" class="CustomerCountAndTrustpilotScore_CustomerCountAndTrustpilotScore__HJSe2"><div class="CustomerCountAndTrustpilotScore_CustomerCountAndTrustpilotScore__trustpilotWidget__B0XbY"><a href="https://uk.trustpilot.com/review/www.monzo.com" target="_blank" rel="noopener noreferrer" class="TrustpilotWidget_TrustpilotWidget__QgduE" aria-label="Trustpilot: 61k reviews with 4.6 stars"><svg width="227" height="56" viewBox="0 0 227 56" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M59.658 20.182h22.985v4.221h-9.037v23.73h-4.97v-23.73h-8.998v-4.221zm22.003 7.712h4.248V31.8h.08q.21-.828.782-1.598a7.2 7.2 0 0 1 1.383-1.42 7.4 7.4 0 0 1 1.803-1.046 5.6 5.6 0 0 1 2.024-.394c.521 0 .902.02 1.102.04s.4.059.621.078v4.3c-.32-.059-.64-.098-.982-.138-.34-.04-.66-.059-.981-.059a5.4 5.4 0 0 0-2.165.454c-.68.296-1.262.75-1.763 1.322-.501.591-.902 1.301-1.202 2.17-.3.867-.441 1.853-.441 2.978v9.626h-4.53V27.894zm32.864 20.239h-4.449v-2.821h-.08c-.561 1.026-1.383 1.834-2.485 2.446-1.102.611-2.224.927-3.366.927-2.706 0-4.67-.651-5.872-1.973q-1.803-1.982-1.803-5.977v-12.84h4.528v12.407c0 1.775.341 3.037 1.042 3.767.682.73 1.664 1.105 2.906 1.105.962 0 1.744-.138 2.385-.434s1.162-.67 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4ox="0 0 47 47" fill="none" role="graphics-symbol"><path class="BrandTrustpilotRatingStar_BrandTrustpilotRatingStar__colored___nYBo" d="M0 46.33h46.376V0H0z"></path><path class="BrandTrustpilotRatingStar_BrandTrustpilotRatingStar__star___HS7i" d="M39.533 19.711 13.23 38.801l3.837-11.798L7.02 19.71h12.419l3.837-11.798 3.838 11.798zm-16.256 11.8L30.461 30l2.862 8.8z"></path></svg><svg class="BaseIcon_BaseIcon__Ses7V BrandTrustpilotRatingStar_BrandTrustpilotRatingStar--excellent__Wm4Sk TrustpilotWidget_TrustpilotWidget__star__0FbKz" width="47" height="47" viewBox="0 0 47 47" fill="none" role="graphics-symbol"><path class="BrandTrustpilotRatingStar_BrandTrustpilotRatingStar__colored___nYBo" d="M0 46.33h46.376V0H0z"></path><path class="BrandTrustpilotRatingStar_BrandTrustpilotRatingStar__star___HS7i" d="M39.533 19.711 13.23 38.801l3.837-11.798L7.02 19.71h12.419l3.837-11.798 3.838 11.798zm-16.256 11.8L30.461 30l2.862 8.8z"></path></svg><svg class="BaseIcon_BaseIcon__Ses7V BrandTrustpilotRatingStar_BrandTrustpilotRatingStar--excellent__Wm4Sk TrustpilotWidget_TrustpilotWidget__star__0FbKz" width="47" height="47" viewBox="0 0 47 47" fill="none" role="graphics-symbol"><path class="BrandTrustpilotRatingStar_BrandTrustpilotRatingStar__background__kpgPz" d="M0 46.33h46.376V0H0z"></path><path class="BrandTrustpilotRatingStar_BrandTrustpilotRatingStar__colored___nYBo" d="M0 46.33h23.188V0H0z"></path><path class="BrandTrustpilotRatingStar_BrandTrustpilotRatingStar__star___HS7i" d="M39.533 19.711 13.23 38.801l3.837-11.798L7.02 19.71h12.419l3.837-11.798 3.838 11.798zm-16.256 11.8L30.461 30l2.862 8.8z"></path></svg></div><span class="TrustpilotWidget_TrustpilotWidget__details__t_jNw" aria-hidden="true">TrustScore<!-- --> <span class="text-body-medium-emphasized">4.6</span> <span>|</span> <span class="text-body-medium-emphasized">61k</span> <!-- -->reviews</span></a></div><div id="customer-count-and-trustpilot-score-16-million-personal-and-business-customers-have-changed-the-way-they-bank"><h2 class="Headline_Headline__QFByu Headline_Headline--withImages__c9hrX"><span class="visually-hidden">16 million personal and business customers have changed the way they bank</span><span aria-hidden="true" class="TextWithImages_TextWithImages__content__aG6PP">16 million<span class="TextWithImages_TextWithImages__image__RybWJ"><img service="Contentful" alt="" class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf" decoding="async" fetchpriority="low" height="1440" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 976px, 1440px" src="https://images.ctfassets.net/ro61k101ee59/4XOHaKzLcYPq19UY1RFY4c/3efa04c760dc24fd033e725f3bddda9f/personalimage.png?w=1440&h=1440&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/4XOHaKzLcYPq19UY1RFY4c/3efa04c760dc24fd033e725f3bddda9f/personalimage.png?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/4XOHaKzLcYPq19UY1RFY4c/3efa04c760dc24fd033e725f3bddda9f/personalimage.png?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/4XOHaKzLcYPq19UY1RFY4c/3efa04c760dc24fd033e725f3bddda9f/personalimage.png?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/4XOHaKzLcYPq19UY1RFY4c/3efa04c760dc24fd033e725f3bddda9f/personalimage.png?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/4XOHaKzLcYPq19UY1RFY4c/3efa04c760dc24fd033e725f3bddda9f/personalimage.png?w=976&h=976&q=75&fm=avif 976w, https://images.ctfassets.net/ro61k101ee59/4XOHaKzLcYPq19UY1RFY4c/3efa04c760dc24fd033e725f3bddda9f/personalimage.png?w=1952&h=1952&q=75&fm=avif 1952w, https://images.ctfassets.net/ro61k101ee59/4XOHaKzLcYPq19UY1RFY4c/3efa04c760dc24fd033e725f3bddda9f/personalimage.png?w=1440&h=1440&q=75&fm=avif 1440w, https://images.ctfassets.net/ro61k101ee59/4XOHaKzLcYPq19UY1RFY4c/3efa04c760dc24fd033e725f3bddda9f/personalimage.png?w=2600&h=2600&q=75&fm=avif 2600w" style="aspect-ratio:1" width="1440"/></span>personal and<span class="TextWithImages_TextWithImages__image__RybWJ"><img service="Contentful" alt="" class="ImageElement_ImgElement__xyV6z ImageElement_ImgElement--fluid__hXerf" decoding="async" fetchpriority="low" height="1440" loading="lazy" sizes="(max-width: 480px) 432px, (max-width: 768px) 704px, (max-width: 1040px) 976px, 1440px" src="https://images.ctfassets.net/ro61k101ee59/4f9LzdN0LyiEs5ZRaIz9zr/614b321c6cce00c69d599ba5d97547bb/businessimage.png?w=1440&h=1440&q=75&fm=avif" srcSet="https://images.ctfassets.net/ro61k101ee59/4f9LzdN0LyiEs5ZRaIz9zr/614b321c6cce00c69d599ba5d97547bb/businessimage.png?w=432&h=432&q=75&fm=avif 432w, https://images.ctfassets.net/ro61k101ee59/4f9LzdN0LyiEs5ZRaIz9zr/614b321c6cce00c69d599ba5d97547bb/businessimage.png?w=864&h=864&q=75&fm=avif 864w, https://images.ctfassets.net/ro61k101ee59/4f9LzdN0LyiEs5ZRaIz9zr/614b321c6cce00c69d599ba5d97547bb/businessimage.png?w=704&h=704&q=75&fm=avif 704w, https://images.ctfassets.net/ro61k101ee59/4f9LzdN0LyiEs5ZRaIz9zr/614b321c6cce00c69d599ba5d97547bb/businessimage.png?w=1408&h=1408&q=75&fm=avif 1408w, https://images.ctfassets.net/ro61k101ee59/4f9LzdN0LyiEs5ZRaIz9zr/614b321c6cce00c69d599ba5d97547bb/businessimage.png?w=976&h=976&q=75&fm=avif 976w, https://images.ctfassets.net/ro61k101ee59/4f9LzdN0LyiEs5ZRaIz9zr/614b321c6cce00c69d599ba5d97547bb/businessimage.png?w=1952&h=1952&q=75&fm=avif 1952w, https://images.ctfassets.net/ro61k101ee59/4f9LzdN0LyiEs5ZRaIz9zr/614b321c6cce00c69d599ba5d97547bb/businessimage.png?w=1440&h=1440&q=75&fm=avif 1440w, https://images.ctfassets.net/ro61k101ee59/4f9LzdN0LyiEs5ZRaIz9zr/614b321c6cce00c69d599ba5d97547bb/businessimage.png?w=2600&h=2600&q=75&fm=avif 2600w" style="aspect-ratio:1" width="1440"/></span>business customers have changed the way they bank</span></h2><h2 class="Headline_Headline__QFByu Headline_Headline--withoutImages__S4Ite">16 million personal and business customers have changed the way they bank</h2></div><div class="CustomerCountAndTrustpilotScore_CustomerCountAndTrustpilotScore__cta__mW__B"><a aria-disabled="false" href="https://monzo.com/sign-up" class="Button_Button__7VWsG Button_Button--primary__wwzbg Button_Button--medium__hxBko Button Button--primary Button--medium" type="button"><b class="Button_Button__content__mwBf1" aria-hidden="false"> Open a free Monzo account</b></a></div></div></div></div></section><section class="LayoutContainer_LayoutContainer__Lfclz monzo-com-design-system Faq_FaqSection__p63LG" aria-labelledby=":Rn7b6:"><div class="LayoutContainer_LayoutContainer__innerContainer__ENJYz LayoutContainer_LayoutContainer__innerContainer--default__r_iX2 Faq_Faq__TqC8u"><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><h2 id=":Rn7b6:" class="Faq_Faq__title___6CtG text-heading-2">Joint bank account key info </h2></div><div class="Accordion_Accordion__hSzoM" itemscope="" itemType="https://schema.org/FAQPage"><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_
4item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Youâre financially linked to whoever you open the joint bank account with&link_text=Youâre financially linked to whoever you open the joint bank account with&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">Youâre financially linked to whoever you open the joint bank account with</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>When you open a joint account with someone, you keep your own credit scores. They donât merge, and one personâs score doesnât directly change the otherâs.<br/><br/>But when you open a joint account you do create whatâs called a âfinancial associationâ between you. This means that things that happen on your joint account â like missing a payment, or going into an unarranged overdraft â can affect your individual scores.<br/><br/><b>Applying for personal credit</b>â¨</p><p>If you apply for a personal loan, lenders may look at the credit score of the other person on your joint account to help them decide if they can lend to you.</p><p><b>Applying for joint credit</b>â¨</p><p>If you apply for a joint loan or mortgage, lenders will look at both your credit scores. Any decisions made on joint credit applications can affect your individual scores.â¨â¨</p><p><b>Ending your financial association</b>â¨</p><p>If you want to end your financial association with one another, close any joint financial products first. You can then ask each of the credit reference agencies (Experian, Equifax, and TransUnion) to end your financial association. Itâs free to do.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:1;--appearance-order-mobile:1;--appearance-order-portrait-tablet:1;--appearance-order-landscape-tablet:1;--appearance-order-desktop:1"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=You need photo ID and a personal account to open a joint bank account&link_text=You need photo ID and a personal account to open a joint bank account&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">You need photo ID and a personal account to open a joint bank account</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedA
4nswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>We accept passports, driving licences (provisionals are fine), national ID cards and biometric resident permits. You also need to be at least 18 years of age and live in the UK full time.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:2;--appearance-order-mobile:2;--appearance-order-portrait-tablet:2;--appearance-order-landscape-tablet:2;--appearance-order-desktop:2"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Youâre joint owners of whateverâs in your joint bank account&link_text=Youâre joint owners of whateverâs in your joint bank account&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">Youâre joint owners of whateverâs in your joint bank account</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>Even if one of you contributes a lot more money, legally anything in the account is split equally. Itâs important you trust who youâre planning to open a joint account with.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:3;--appearance-order-mobile:3;--appearance-order-portrait-tablet:3;--appearance-order-landscape-tablet:3;--appearance-order-desktop:3"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=You can close your joint bank account in the app&link_text=You can close your joint bank account in the app&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">You can close your joint bank account in the app</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>First, you or the person you share your account with need to withdraw all the money from your joint account. After that youâre free to go ahead and close the account from in the Monzo app.</p></div></div></details></div></div></div></section><section class="LayoutContainer_LayoutContainer__Lfclz monzo-com-design-system Faq_FaqSection__p63LG" aria-labelledby=":Rp7b6:"><div class="LayoutContainer_LayoutContainer__innerContainer__ENJYz LayoutContainer_LayoutContainer__innerContainer--default__r_iX2 Faq_Faq__TqC8u"><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><h2 id=":Rp7b6:" class="Faq_Faq__title___6CtG text-heading-2">Questions? Answers.</h2></div><div class="Accordion_Accordion__hSzoM" itemscope="" itemType="https://schema.org/FAQPage"><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:0;--appearance-order-mobile:0;--appearance-order-portrait-tablet:0;--appearance-order-landscape-tablet:0;--appearance-order-desktop:0"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_
4item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=How do I open a joint bank account with Monzo?&link_text=How do I open a joint bank account with Monzo?&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">How do I open a joint bank account with Monzo?</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>You'll both need to have your own Monzo personal accounts first â if you don't have one yet, you can sign up <a href="https://monzo.com/sign-up">here</a> and apply in under 10 minutes.<br/><br/>Once you've both got personal accounts, just tap the '+' icon in your app, select 'Apply for a joint account'. You'll both need to be 18 or over and live in the UK full-time. Your joint account cards should arrive within a few days, and you can add your joint account cards to your digital wallet straight away.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:1;--appearance-order-mobile:1;--appearance-order-portrait-tablet:1;--appearance-order-landscape-tablet:1;--appearance-order-desktop:1"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Will opening a joint account affect my credit score?&link_text=Will opening a joint account affect my credit score?&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">Will opening a joint account affect my credit score?</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>When you open a joint account with someone, you keep your own credit scores. They donât merge, and one personâs score doesnât directly change the otherâs.<br/><br/>You create whatâs called a âfinancial associationâ. This means that things that happen on your joint account â like missing a payment, or going into an unarranged overdraft â can affect your individual scores.<br/><br/>And if you apply for a personal loan, lenders may look at the credit file of the other person on your joint account to help them decide if they can lend to you.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:2;--appearance-order-mobile:2;--appearance-order-portrait-tablet:2;--appearance-order-landscape-tablet:2;--appearance-order-desktop:2"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_
4item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Who can I open a joint account with?&link_text=Who can I open a joint account with?&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">Who can I open a joint account with?</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>You can open a Monzo joint bank account with anyone you like â your partner, soulmate, friend or flatmate. The only requirements are that you both already have Monzo personal accounts, you're both 18 or over, and you're both UK residents. Just make sure it's someone you trust, since you'll both have equal access to everything in the account.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:3;--appearance-order-mobile:3;--appearance-order-portrait-tablet:3;--appearance-order-landscape-tablet:3;--appearance-order-desktop:3"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Do I need to keep my personal account if I have a joint account?&link_text=Do I need to keep my personal account if I have a joint account?&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">Do I need to keep my personal account if I have a joint account?</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>Yes, you'll need to keep your personal Monzo account open. But if you mainly use your joint account day-to-day, you can hide your personal account so it stays out of the way. You can still access it and move money between accounts whenever you need to.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:4;--appearance-order-mobile:4;--appearance-order-portrait-tablet:4;--appearance-order-landscape-tablet:4;--appearance-order-desktop:4"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_
4item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Can I have a joint savings account?&link_text=Can I have a joint savings account?&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">Can I have a joint savings account?</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>Absolutely. You can earn 3.15% AER (variable), paid monthly, for making 2 (or fewer) withdrawals a year with Select Access Savings. Withdraw your money instantly, any time. £500 minimum deposit.â¨â¨</p><p>If you need to withdraw more, your rate will be lowered to 2.60% AER (variable) until your next Pot anniversary.â¨â¨</p><p>You can also open an Instant Access Savings Pot in your joint account and earn 2.75% AER interest (variable), paid monthly. If you both have an Extra, Perks or Max plan youâll get our boosted interest rate of up to 3.50% on joint savings.â¨Plans start from £3 a month.</p><p>There's no minimum deposit, and you can save up to £1,000,000 per person. You can both pay into it and withdraw money whenever you need it.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:5;--appearance-order-mobile:5;--appearance-order-portrait-tablet:5;--appearance-order-landscape-tablet:5;--appearance-order-desktop:5"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=What can I do with a Monzo joint account?&link_text=What can I do with a Monzo joint account?&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">What can I do with a Monzo joint account?</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>Your joint account works a lot like a <a href="https://monzo.com/current-account/personal">personal current account</a>. You can both use your cards for everyday spending, set up <a href="https://monzo.com/pots">Pots</a> for shared budgets, see your transactions in real time, and get instant notifications when either of you spends.<br/><br/>You can also set up Direct Debits for bills, use Salary Sorter to move money automatically, and track y
4our spending with Trends.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:6;--appearance-order-mobile:6;--appearance-order-portrait-tablet:6;--appearance-order-landscape-tablet:6;--appearance-order-desktop:6"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Is a Monzo joint account good for couples?&link_text=Is a Monzo joint account good for couples?&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">Is a Monzo joint account good for couples?</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>If you're sharing costs like rent, bills and food, a joint account can make budgeting feel easier. You'll both see exactly what's going out and coming in, and you won't have to keep transferring money back and forth.<br/><br/>It's particularly handy for household bills and shared goals like saving for holidays. Just remember you'll be financially linked, so make sure you're both happy with that before you open one.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:7;--appearance-order-mobile:7;--appearance-order-portrait-tablet:7;--appearance-order-landscape-tablet:7;--appearance-order-desktop:7"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Who owns the money in a joint bank account?&link_text=Who owns the money in a joint bank account?&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">Who owns the money in a joint bank account?</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>You both do, equally. Either of you can spend, move, or withdraw money whenever you like â which is why it's worth opening one with someone you really trust. If things ever change and you close the account, you'll both need to agree on how to split what's left.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:8;--appearance-order-mobile:8;--appearance-order-portrait-tablet:8;--appearance-order-landscape-tablet:8;--appearance-order-desktop:8"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_
4item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Can we pay shared bills and direct debits from our joint account?&link_text=Can we pay shared bills and direct debits from our joint account?&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">Can we pay shared bills and direct debits from our joint account?</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>Yes. You can set up Direct Debits and standing orders straight from your joint account, so covering rent, bills, and subscriptions together is simple. You can both see and manage everything in the app.</p></div></div></details></div><div class="RevealInView_RevealInView__SQbci" style="--appearance-order:9;--appearance-order-mobile:9;--appearance-order-portrait-tablet:9;--appearance-order-landscape-tablet:9;--appearance-order-desktop:9"><details class="Accordion_Accordion__details__UGTGD" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question"><summary class="Accordion_Accordion__summary__8lBRZ" data-monzoanalytics-action-id="accordion_item_expanded" data-monzoanalytics-action-parameters="category=interaction&action=click&label=Can you switch a joint bank account?&link_text=Can you switch a joint bank account?&link_location=accordion&link_type=on page control&currentUrl=/current-account/joint-account"><h3 class="text-body-large-emphasized" itemProp="name">Can you switch a joint bank account?</h3><svg class="BaseIcon_BaseIcon__Ses7V Accordion_Accordion__chevron__J_zPm" width="24" height="24" viewBox="0 0 24 24" fill="none" role="graphics-symbol" aria-hidden="true"><path d="M11.575 15.55C11.4417 15.55 11.3167 15.5292 11.2 15.4875C11.0833 15.4458 10.975 15.375 10.875 15.275L6.275 10.675C6.09167 10.4917 6 10.2583 6 9.975C6 9.69167 6.09167 9.45833 6.275 9.275C6.45833 9.09167 6.69167 9 6.975 9C7.25833 9 7.49167 9.09167 7.675 9.275L11.575 13.175L15.475 9.275C15.6583 9.09167 15.8917 9 16.175 9C16.4583 9 16.6917 9.09167 16.875 9.275C17.0583 9.45833 17.15 9.69167 17.15 9.975C17.15 10.2583 17.0583 10.4917 16.875 10.675L12.275 15.275C12.175 15.375 12.0667 15.4458 11.95 15.4875C11.8333 15.5292 11.7083 15.55 11.575 15.55Z" fill="currentColor"></path></svg></summary><div class="Accordion_Accordion__content__NbRZd" itemscope="" itemProp="acceptedAnswer" itemType="https://schema.org/Answer"><div itemProp="text"><p>Yes. You can use the Current Account Switch Service (CASS) â a free service that moves your Direct Debits and payment history across in 7 working days. You'll both need to agree to the switch before it goes through.</p></div></div></details></div></div></div></section></main><section class="BasicSectionContainer_basicSectionContainer__c9eBG BasicSectionContainer_bgColor__RX0NM BasicSectionContainer_noBottomPadding__aY9CG BasicSectionContainer_fullWidthOnMobile__2O2mj"><div class="BasicSectionContainer_basicSectionContainerContent__kFgj_ BasicSectionContainer_fullWidthOnMobile__2O2mj"><footer class="Footer_footer__BdQyf"><span class="VisuallyHidden_root__K5ziU"><h2>Site information and links</h2></span><div class="Footer_navLinksContainer__OcoF_"><div class="FooterNavLinkGroup_footerNavLinkGroup__c_6Nj"><h3 class="FooterNavLinkGroup_title__JvBYI">Products</h3><nav aria-label="products navigation"><ul><li><a class="Button_button__ceqVx Button_forceDarkMode__35W_z Button_link__8caFw Button_left__HTDVZ FooterNavLinkGroup_linkBtn__VII8V" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/current-account"><span 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They donât merge, and one personâs score doesnât directly change the otherâs.\n\nBut when you open a joint account you do create whatâs called a âfinancial associationâ between you. This means that things that happen on your joint account â like missing a payment, or going into an unarranged overdraft â can affect your individual scores.\n\n"},{"data":{},"marks":[{"type":"bold"}],"nodeType":"text","value":"Applying for personal credit"},{"data":{},"marks":[],"nodeType":"text","value":"\u2028"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"If you apply for a personal loan, lenders may look at the credit score of the other person on your joint account to help them decide if they can lend to you."}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[{"type":"bold"}],"nodeType":"text","value":"Applying for joint credit"},{"data":{},"marks":[],"nodeType":"text","value":"\u2028"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"If you apply for a joint loan or mortgage, lenders will look at both your credit scores. Any decisions made on joint credit applications can affect your individual scores.\u2028\u2028"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[{"type":"bold"}],"nodeType":"text","value":"Ending your financial association"},{"data":{},"marks":[],"nodeType":"text","value":"\u2028"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"If you want to end your financial association with one another, close any joint financial products first. You can then ask each of the credit reference agencies (Experian, Equifax, and TransUnion) to end your financial association. 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Itâs important you trust who youâre planning to open a joint account with."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"},"internalName":"Youâre joint owners of whateverâs in your joint bank account","question":"Youâre joint owners of whateverâs in your joint bank account"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaqItem","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.399Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"3XEnfqEh8JDGpIW8QBCa7e","locale":"en","publishedVersion":2,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-07-01T09:41:35.399Z"}},{"fields":{"answer":{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"First, you or the person you share your account with need to withdraw all the money from your joint account. After that youâre free to go ahead and close the account from in the Monzo app."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"},"internalName":"You can close your joint bank account in the app","question":"You can close your joint bank account in the app"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaqItem","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.411Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"6Bul0wVDmKusX6lGMQX0my","locale":"en","publishedVersion":2,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-07-01T09:41:35.411Z"}}],"faqTitle":"Joint bank account key info "},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaq","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.339Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"sjfaQXzQhZipU0oTNiHYe","locale":"en","publishedVersion":7,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-07-01T09:41:35.339Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"entryTitle":"Joint Account - FAQ","faqItems":[{"fields":{"answer":{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"You'll both need to have your own Monzo personal accounts first â if you don't have one yet, you can sign up "},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"here"}],"data":{"uri":"https://monzo.com/sign-up"},"nodeType":"hyperlink"},{"data":{},"marks":[],"nodeType":"text","value":" and apply in under 10 minutes.\n\nOnce you've both got personal accounts, just tap the '+' icon in your app, select 'Apply for a joint account'. You'll both need to be 18 or over and live in the UK full-time. Your joint account cards should arrive within a few days, and you can add your joint account cards to your digital wallet straight away."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"},"internalName":"How do I open a joint bank account with Monzo?","question":"How do I open a joint bank account with Monzo?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaqItem","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.442Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"17eylJkXsrW17ToGhPWLqg","locale":"en","publishedVersion":2,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-07-01T09:41:35.442Z"}},{"fields":{"answer":{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"When you open a joint account with someone, you keep your own credit scores. They donât merge, and one personâs score doesnât directly change the otherâs.\n\nYou create whatâs called a âfinancial associationâ. This means that things that happen on your joint account â like missing a payment, or going into an unarranged overdraft â can affect your individual scores.\n\nAnd if you apply for a personal loan, lenders may look at the credit file of the other person on your joint account to help them decide if they can lend to you."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"},"internalName":"Will opening a joint account affect my credit score?","question":"Will opening a joint account affect my credit score?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaqItem","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.455Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1kwBMP985WjnVDtiXjhIOX","locale":"en","publishedVersion":3,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-07-01T09:41:35.455Z"}},{"fields":{"answer":{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"You can open a Monzo joint bank account with anyone you like â your partner, soulmate, friend or flatmate. The only requirements are that you both already have Monzo personal accounts, you're both 18 or over, and you're both UK residents. Just make sure it's someone you trust, since you'll both have equal access to everything in the account."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"},"internalName":"Who can I open a joint account with?","question":"Who can I open a joint account with?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaqItem","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.468Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1ErTpE2j5UVN8VZr7yDy7y","locale":"en","publishedVersion":2,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-07-01T09:41:35.468Z"}},{"fields":{"answer":{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Yes, you'll need to keep your personal Monzo account open. But if you mainly use your joint account day-to-day, you can hide your personal account so it stays out of the way. You can still access it and move money between accounts whenever you need to."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"},"internalName":"Do I need to keep my personal account if I have a joint account?","question":"Do I need to keep my personal account if I have a joint account?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaqItem","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.596Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"yG5gFiuh8ZsdXjuiwYg8X","locale":"en","publishedVersion":3,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-07-01T09:41:35.596Z"}},{"fields":{"answer":{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Absolutely. You can earn 3.15% AER (variable), paid monthly, for making 2 (or fewer) withdrawals a year with Select Access Savings. Withdraw your money instantly, any time. £500 minimum deposit.\u2028\u2028"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"If you need to withdraw more, your rate will be lowered to 2.60% AER (variable) until your next Pot anniversary.\u2028\u2028"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"You can also open an Instant Access Savings Pot in y
4our joint account and earn 2.75% AER interest (variable), paid monthly. If you both have an Extra, Perks or Max plan youâll get our boosted interest rate of up to 3.50% on joint savings.\u2028Plans start from £3 a month."}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"There's no minimum deposit, and you can save up to £1,000,000 per person. You can both pay into it and withdraw money whenever you need it."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"},"internalName":"Can I have a joint savings account?","question":"Can I have a joint savings account?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaqItem","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.703Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"127PXG1FbbqTKAC1DVJvp1","locale":"en","publishedVersion":11,"revision":2,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-08-13T08:43:33.397Z"}},{"fields":{"answer":{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Your joint account works a lot like a "},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"personal current account"}],"data":{"uri":"https://monzo.com/current-account/personal"},"nodeType":"hyperlink"},{"data":{},"marks":[],"nodeType":"text","value":". You can both use your cards for everyday spending, set up "},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Pots"}],"data":{"uri":"https://monzo.com/pots"},"nodeType":"hyperlink"},{"data":{},"marks":[],"nodeType":"text","value":" for shared budgets, see your transactions in real time, and get instant notifications when either of you spends.\n\nYou can also set up Direct Debits for bills, use Salary Sorter to move money automatically, and track your spending with Trends."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"},"internalName":"What can I do with a Monzo joint account?","question":"What can I do with a Monzo joint account?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaqItem","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.803Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"7qUZrPFWSKgmZJs6waTo12","locale":"en","publishedVersion":3,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-07-01T09:41:35.803Z"}},{"fields":{"answer":{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"If you're sharing costs like rent, bills and food, a joint account can make budgeting feel easier. You'll both see exactly what's going out and coming in, and you won't have to keep transferring money back and forth.\n\nIt's particularly handy for household bills and shared goals like saving for holidays. Just remember you'll be financially linked, so make sure you're both happy with that before you open one."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"},"internalName":"Is a Monzo joint account good for couples?","question":"Is a Monzo joint account good for couples?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaqItem","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.817Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"26wZnkkSBxUH2MAygtB7bN","locale":"en","publishedVersion":3,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-07-01T09:41:35.817Z"}},{"fields":{"answer":{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"You both do, equally. Either of you can spend, move, or withdraw money whenever you like â which is why it's worth opening one with someone you really trust. If things ever change and you close the account, you'll both need to agree on how to split what's left."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"},"internalName":"Who owns the money in a joint bank account?","question":"Who owns the money in a joint bank account?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"designSystemFaqItem","linkType":"ContentType","type":"Link"}},"createdAt":"2026-07-01T09:41:35.831Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"2Wqqr4LagxZ1GqGA96MSRh","locale":"en","publishedVersion":2,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2026-07-01T09:41:35.831Z"}},{"fields":{"answer":{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Yes. You can set up Direct Debits and standing orders straight from your joint account, so covering rent, bills, and subscriptions together is simple. 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