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1<title>Privacy Policy | 1pcp.online Limited - Data Protection &amp; GDPR Compliance</title><meta name="description" content="1pcp.online Privacy Policy. Learn how Solvo Solutions Ltd collects, uses, shares, and protects your personal data in compliance with UK GDPR and the Data Protection Act 2018. ICO registered: ZB675050."/><meta name="keywords" content="Privacy Policy, Data Protection, GDPR, 1pcp.online, Solvo Solutions, personal data, ICO registered, data security, privacy rights"/><meta name="robots" content="noindex, nofollow"/><meta property="og:title" content="Privacy Policy | 1pcp.online Limited"/><meta property="og:description" content="How 1pcp.online collects, uses, shares, and protects personal data for car finance claim eligibility checks and referrals."/><meta property="og:type" content="website"/><meta name="twitter:card" content="summary"/><meta name="twitter:title" content="Privacy Policy | 1pcp.online Limited"/><meta name="twitter:description" content="How 1pcp.online collects, uses, shares, and protects personal data for car finance claim eligibility checks and referrals."/><link rel="icon" href="/images/1pcp-online.svg" type="image/svg+xml"/><link rel="icon" href="/images/1pcp-online.png" type="image/png" sizes="32x32"/><link rel="apple-touch-icon" href="/images/1pcp-online.png"/><meta name="next-size-adjust"/>
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1</head><body class="__className_7d5658"><div class="pcp123-theme min-h-screen"><header class="h-20 bg-background/80 backdrop-blur-xl text-foreground border-b border-border sticky top-0 z-50"><div class="container mx-auto px-4 h-full flex justify-between items-center"><a href="/" class="flex items-center"><img alt="1pcp.online" loading="lazy" width="220" height="165" decoding="async" data-nimg="1" class="h-16 w-auto sm:h-20" style="color:transparent" srcSet="/_next/image?url=%2F1pcponline.png&amp;w=256&amp;q=75 1x, /_next/image?url=%2F1pcponline.png&amp;w=640&amp;q=75 2x" src="/_next/image?url=%2F1pcponline.png&amp;w=640&amp;q=75"/></a></div></header><main class="container mx-auto px-4 py-16 max-w-4xl"><h1 class="text-xl lg:text-2xl font-display font-bold text-foreground mb-2">Privacy Policy</h1><p class="mb-8 text-sm text-foreground/60">Last updated: <!-- -->April 2026</p><div class="prose prose-invert max-w-none space-y-6 text-foreground/80"><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">1. Introduction</h2><p>1pcp.online (a trading style of <b>SOLVO SOLUTIONS LTD</b>, Company No. <!-- -->14760023<!-- -->) is committed to protecting your privacy and handling your personal data in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.</p><br/><p>We are the <b>data controller</b> for the personal information you provide through this website. This policy explains what data we collect, why we collect it, who we share it with, and your rights.</p></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">2. Data Controller</h2><p><b>SOLVO SOLUTIONS LTD</b> (trading as 1pcp.online)</p><br/><ul class="list-disc pl-6 space-y-2"><li>Company No. <!-- -->14760023</li><li>FCA FRN:<!-- --> <a class="text-primary hover:underline" href="https://register.fca.org.uk/s/?q=1013195" target="_blank" rel="noopener noreferrer">1013195</a> <!-- -->(verify on the FCA register at register.fca.org.uk)</li><li>ICO registration: <!-- -->ZB675050</li><li>Office 116 Regents Pavilion, Moulton Park Industrial Estate, Northampton, England, NN3 6BJ</li><li>Email:<!-- --> <a href="/cdn-cgi/l/email-protection#16656366667964625665797a607965797a63627f79786538757938637d" class="text-primary hover:underline"><span class="__cf_email__" data-cfemail="04777174746b767044776b68726b776b6871706d6b6a772a676b2a716f">[email&#160;protected]</span></a></li></ul></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">3. What Personal Data We Collect</h2><p>When you complete our eligibility check or contact us, we collect the following personal data:</p><br/><ul class="list-disc pl-6 space-y-2"><li><b>Identity data:</b> Full name, date of birth</li><li><b>Contact data:</b> Email address, telephone number, postal address</li><li><b>Eligibility data:</b> Whether you had a car on finance between 2007 and November 2024, and whether you have already submitted a claim elsewhere</li><li><b>Consent records:</b> Records of the consents you have given us, including the date, time and wording shown</li><li><b>Correspondence:</b> Any information you provide when contacting us</li></ul></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">4. Lawful Basis for Processing</h2><p>We process your personal data on the following lawful bases:</p><br/><ul class="list-disc pl-6 space-y-2"><li><b>Consent (Article 6(1)(a) UK GDPR):</b> You consent to us sharing your data with the law firm to whom your claim is referred when you submit the eligibility check form. This is the lawful basis we rely on for all data-sharing and for any contact by telephone, email, or SMS. You may withdraw consent at any time by contacting us at<!-- --> <a href="/cdn-cgi/l/email-protection#fc8f898c8c938e88bc8f93908a938f939089889593928fd29f93d28997" class="text-primary hover:underline"><span class="__cf_email__" data-cfemail="54272124243b262014273b38223b273b3821203d3b3a277a373b7a213f">[email&#160;protected]</span></a>.</li><li><b>Legitimate interests (Article 6(1)(f) UK GDPR):</b> For limited internal purposes only - preventing fraud, maintaining the security of our service, and keeping basic operational records of enquiries. We do not rely on legitimate interests for the data-sharing described 
1in section 6.</li><li><b>Legal obligation (Article 6(1)(c) UK GDPR):</b> To comply with our regulatory obligations under the Financial Conduct Authority for claims management referral activity.</li></ul></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">5. How We Use Your Data</h2><p>We use your personal data to:</p><br/><ul class="list-disc pl-6 space-y-2"><li>Assess your eligibility for a car finance claim based on the information you provide</li><li>Refer you to the law firm that handles your claim so they can assess your potential claim and act for you</li><li>Carry out a soft credit search (which does not affect your credit score) to help identify any relevant finance agreements</li><li>Communicate with you about your enquiry or referral</li><li>Comply with our legal and regulatory obligations under the FCA</li></ul></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">6. Who We Share Your Data With</h2><p>By submitting the eligibility check form, you consent to us sharing your personal data as set out below.</p><br/><p>We share your personal information with <!-- -->Harcus Parker Limited<!-- -->, trading as <!-- -->Parker Kerrigan<!-- --> (SRA No.<!-- --> <!-- -->653501<!-- -->), the firm of solicitors that handles your claim, for the purpose of assessing and pursuing a claim relating to mis-sold or overcharged vehicle finance agreements, including Discretionary Commission Arrangement (DCA) claims. They may contact you by telephone, email, or SMS to discuss your claim.</p><br/><p>Once your data is passed to Parker Kerrigan, they will become a separate data controller for the personal data they receive. Their use of your data will be governed by their own privacy policy, which they will provide to you.</p><br/><p>We also share data with:</p><br/><ul class="list-disc pl-6 space-y-2"><li><b>Credit reference / verification providers:</b> <!-- -->Valid8 IP Ltd<!-- -->, to carry out a soft credit search that does not affect your credit score</li><li><b>Hosting and IT providers:</b> Who process data on our behalf under data processing agreements</li><li><b>Regulators:</b> The FCA or ICO where required by law</li></ul><br/><p>We do <b>not</b> sell, rent, or trade your personal data to any third party for marketing purposes.</p></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">7. How You Will Be Contacted</h2><p>If your claim appears eligible, you may be contacted by us or by Parker Kerrigan by telephone, email, or SMS to:</p><br/><ul class="list-disc pl-6 space-y-2"><li>Discuss your potential car finance claim</li><li>Request additional information or documentation</li><li>Explain the terms of engagement and fee structure, including any conditional fee or damages-based arrangement</li></ul><br/><p>You are under no obligation to proceed with a claim.</p></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">8. Data Retention</h2><p>We retain your personal data as follows:</p><br/><ul class="list-disc pl-6 space-y-2"><li><b>If referred to the law firm:</b> We retain a record of the referral for 6 years to comply with FCA and general limitation-period requirements.</li><li><b>If not eligible or you choose not to proceed:</b> We delete your personal data within 12 months, unless you ask us to retain it or we are required to keep it by law.</li><li><b>Consent records:</b> Retained for as long as relevant to demonstrate compliance.</li></ul></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">9. Your Rights</h2><p>Under UK data protection law, you have the following rights over your personal data:</p><br/><ul class="list-disc pl-6 space-y-2"><li><b>Right of access:</b> Request a copy of the personal data we hold about you</li><li><b>Right to rectification:</b> Request correction of inaccurate or incomplete data</li><li><b>Right to erasure:</b> Request deletion of your data (subject to legal retention requirements)</li><li><b>Right to restrict processing:</b> Request that we limit how we use your data</li><li><b>Right to data portability:</b> Request your data in a structured, machine-readable format</li><li><b>Right to object:</b> Object to processing based on legitimate interests</li><li><b>Right to withdraw consent:</b> Withdraw your consent at any time, without affecting the lawfulness of processing carried out before withdrawal</li></ul><br/><p>To exercise any of these rights, email us at<!-- --> <a href="/cdn-cgi/l/email-protection#097a7c7979667b7d497a66657f66
17a66657c7d6066677a276a66277c62" class="text-primary hover:underline"><span class="__cf_email__" data-cfemail="05767075756a777145766a69736a766a6970716c6a6b762b666a2b706e">[email&#160;protected]</span></a>. We will respond within one month.</p></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">10. Cookies</h2><p>This website uses only essential cookies required for the site to function correctly, together with privacy-preserving analytics and fraud-prevention technology used to keep the service secure and measure performance. We do not use advertising or cross-site tracking cookies. See our Cookie Policy for details.</p></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">11. Security</h2><p>We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. Data is transmitted securely via HTTPS.</p></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">12. Complaints</h2><p>If you are unhappy with how we handle your personal data, you have the right to lodge a complaint with the Information Commissioner&#x27;s Office (ICO):</p><br/><p><b>Information Commissioner&#x27;s Office</b></p><p>Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF</p><p>Phone: 0303 123 1113</p><p>Website:<!-- --> <a href="https://ico.org.uk" target="_blank" rel="noopener noreferrer" class="text-primary hover:underline">ico.org.uk</a></p></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">13. Changes to This Policy</h2><p>We may update this privacy policy from time to time. Any changes will be posted on this page with an updated &quot;last updated&quot; date.</p></section><section><h2 class="text-2xl font-display font-bold mt-8 mb-4 text-foreground">14. Contact Us</h2><p>If you have any questions about this policy or how we handle your personal data, contact us at:</p><br/><p><b>1pcp.online (<!-- -->SOLVO SOLUTIONS LTD<!-- -->)</b></p><p>Office 116 Regents Pavilion, Moulton Park Industrial Estate, Northampton, England, NN3 6BJ</p><p>Email:<!-- --> <a href="/cdn-cgi/l/email-protection#097a7c7979667b7d497a66657f667a66657c7d6066677a276a66277c62" class="text-primary hover:underline"><span class="__cf_email__" data-cfemail="60131510100f121420130f0c160f130f0c1514090f0e134e030f4e150b">[email&#160;protected]</span></a></p></section></div></main><footer class="bg-background border-t border-border py-12"><div class="container mx-auto px-4"><div class="mx-auto max-w-4xl space-y-6"><div class="text-center"><img alt="1pcp.online" loading="lazy" width="240" height="180" decoding="async" data-nimg="1" class="w-auto object-contain mx-auto h-16 sm:h-20" style="color:transparent" srcSet="/_next/image?url=%2Fnew_1pcp-online.png&amp;w=256&amp;q=75 1x, /_next/image?url=%2Fnew_1pcp-online.png&amp;w=640&amp;q=75 2x" src="/_next/image?url=%2Fnew_1pcp-online.png&amp;w=640&amp;q=75"/></div><div class="text-muted-foreground text-center space-y-4"><p class="text-[13px]">*If your claim is successful, the law firm you instruct may charge its own fee. Harcus Parker Limited, trading as Parker Kerrigan, will disclose its terms, fees, and any applicable agreement to you in writing before you choose whether to proceed.</p><p class="text-[13px]">You don&#x27;t need a claims management company or a solicitor to make a claim. You can contact your lender directly for free and make use of the Financial Ombudsman Service if dissatisfied with the outcome. If we identify a potential claim, we refer you to Harcus Parker Limited, trading as Parker Kerrigan, who may pay us a referral fee. This fee is not passed to you. A consumer&#x27;s claim may not necessarily be resolved more quickly, or with a better prospect of success, if the consumer uses the services of a claims management company or solicitor than if they were to make the claim themselves for free.</p></div><div class="border-t border-border text-muted-foreground text-center pt-6 space-y-2"><p class="px-3 py-2 text-[13px] leading-5">
11pcp.online is a trading style of Solvo Solutions Ltd (company no. 14760023), authorised and regulated by the Financial Conduct Authority (FRN 1013195). Claims are handled by Harcus Parker Limited, trading as Parker Kerrigan (company no. 11352441, 80 Strand, London WC2R 0DT), authorised and regulated by the Solicitors Regulation Authority (SRA no. 653501). Using our service does not guarantee a faster or better outcome. You can also pursue your claim for free through your lender or the Financial Ombudsman Service.</p><p class="text-primary text-[13px] leading-3">Registered office: <!-- -->Office 116 Regents Pavilion, Moulton Park Industrial Estate, Northampton, England, NN3 6BJ</p></div><div class="border-t border-border pt-6"><div class="flex flex-wrap justify-center gap-4 text-sm"><a class="text-muted-foreground hover:text-primary transition-colors" href="/privacy-policy">Privacy Policy</a><span class="text-border">·</span><a class="text-muted-foreground hover:text-primary transition-colors" href="/terms-and-conditions">Terms &amp; Conditions</a><span class="text-border">·</span><a class="text-muted-foreground hover:text-primary transition-colors" href="/complaints">Complaints</a><span class="text-border">·</span><a class="text-muted-foreground hover:text-primary transition-colors" href="/our-fees">Fee Structure</a></div></div><p class="text-center text-muted-foreground/60 text-xs">© <!-- -->2026<!-- --> 1pcp.online. All rights reserved.</p></div></div></footer></div>
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