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355        <span class="live-badge">LIVE</span>
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368                        <span class="ticker-item"><a href="/nbfc-finance/top-5-reasons-your-life-insurance-claim-could-be-rejected/">Top 5 Reasons Your Life Insurance Claim Could Be Rejected</a></span>
369                        <span class="ticker-sep">&nbsp;•&nbsp;</span>
370                        <span class="ticker-item"><a href="/nbfc-finance/top-5-things-to-know-before-taking-a-gold-loan/">Top 5 Things to Know Before Taking a Gold Loan</a></span>
371                        <span class="ticker-sep">&nbsp;•&nbsp;</span>
372                        <span class="ticker-item"><a href="/indias-86-917-crore-unclaimed-bank-deposits-why-nobody-comes-to-claim-them/">India&#x27;s ₹86,917 Crore Unclaimed Bank Deposits: Why Nobody Comes to Claim Them</a></span>
373                        <span class="ticker-sep">&nbsp;•&nbsp;</span>
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391        <a href="/" class="post-back-link">← Back to Home</a>
392
393        <div class="tag-header tag-header-nbfc-finance">
394            <div class="tag-header-inner">
395                <h1>Bank &amp; NBFC</h1>
396                
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399
400
401        <div class="tag-layout">
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403                <article class="tag-post-card">
404                    <div class="tag-post-image">
405                        <a href="/nbfc-finance/top-5-reasons-your-life-insurance-claim-could-be-rejected/">
406                            <img src="/content/images/size/w600/2026/09/Claim-Rejected-.jpg" alt="Top 5 Reasons Your Life Insurance Claim Could Be Rejected" loading="lazy">
407                        </a>
408                    </div>
409                    <div class="tag-post-content">
410                        <span class="tag-badge tag-notes">Notes</span>
411                        <h2><a href="/nbfc-finance/top-5-reasons-your-life-insurance-claim-could-be-rejected/">Top 5 Reasons Your Life Insurance Claim Could Be Rejected</a></h2>
412                        <p>Non-disclosure of medical history can lead to claim rejection by insurers. Lapsed policies may result in rejected claims unless revived in time. Claims can be lower than expected due to policy exclusions or suicide clauses.</p>
413                        <div class="post-meta-sm">
414                            <span>newsco </span>
415                            <span>25 Sep 2026</span>
416                            <span>6 min read</span>
417                        </div>
418                    </div>
419                </article>
420                <article class="tag-post-card">
421                    <div class="tag-post-image">
422                        <a href="/nbfc-finance/top-5-things-to-know-before-taking-a-gold-loan/">
423                            <img src="/content/images/size/w600/2026/09/Gold-.jpg" alt="Top 5 Things to Know Before Taking a Gold Loan" loading="lazy">
424                        </a>
425                    </div>
426                    <div class="tag-post-content">
427                        <span class="tag-badge tag-notes">Notes</span>
428                        <h2><a href="/nbfc-finance/top-5-things-to-know-before-taking-a-gold-loan/">Top 5 Things to Know Before Taking a Gold Loan</a></h2>
429                        <p>Lenders value only the gold&#x27;s weight, excluding stones and making charges. Penal charges apply for missed EMIs, not interest rate increases. Gold must be returned within seven days post-repayment; delays incur penalties.</p>
430                        <div class="post-meta-sm">
431                            <span>newsco </span>
432                            <span>23 Sep 2026</span>
433                            <span>5 min read</span>
434                        </div>
435                    </div>
436                </article>
437                <article class="tag-post-card">
438                    <div class="tag-post-image">
439                        <a href="/nbfc-finance/top-5-things-to-know-about-the-new-upi-charges/">
440                            <img src="/content/images/size/w600/2026/09/UPI.jpg" alt="Top 5 Things to Know About the New UPI Charges" loading="lazy">
441                        </a>
442                    </div>
443                    <div class="tag-post-content">
444                        <span class="tag-badge tag-notes">Notes</span>
445                        <h2><a href="/nbfc-finance/top-5-things-to-know-about-the-new-upi-charges/">Top 5 Things to Know About the New UPI Charges</a></h2>
446                        <p>New MDR framework effective October 15, 2026. UPI remains free for individual users. MDR costs are borne by merchants, not passed to consumers using UPI.</p>
447                        <div class="post-meta-sm">
448                            <span>newsco </span>
449                            <span>18 Sep 2026</span>
450                            <span>4 min read</span>
451                        </div>
452                    </div>
453                </article>
454                <article class="tag-post-card">
455                    <div class="tag-post-image">
456                        <a href="/nbfc-finance/health-insurance-explained-what-your-policy-really-covers/">
457                            <img src="/content/images/size/w600/2026/09/Healthcare-Insurance.jpg" alt="Health Insurance Explained: What Your Policy Really Covers" loading="lazy">
458                        </a>
459                    </div>
460                    <div class="tag-post-content">
461                        <span class="tag-badge tag-from-the-newsroom">From The Newsroom</span>
462                        <h2><a href="/nbfc-finance/health-insurance-explained-what-your-policy-really-covers/">Health Insurance Explained: What Your Policy Really Covers</a></h2>
463                        <p>₹10 lakh family floater policy is a shared sum insured, not individual. Top-ups and super top-ups provide additional coverage but must be purchased beforehand. Health insurance portability allows transfer of continuity benefits to new insurer</p>
464                        <div class="post-meta-sm">
465                            <span>newsco </span>
466                            <span>17 Sep 2026</span>
467                            <span>6 min read</span>
468                        </div>
469                    </div>
470                </article>
471                <article class="tag-post-card">
472                    <div class="tag-post-image">
473                        <a href="/nbfc-finance/top-5-things-to-know-before-becoming-a-loan-guarantor/">
474                            <img src="/content/images/size/w600/2026/09/Loans.jpg" alt="Top 5 Things to Know Before Becoming a Loan Guarantor" loading="lazy">
475                        </a>
476                    </div>
477                    <div class="tag-post-content">
478                        <span class="tag-badge tag-notes">Notes</span>
479                        <h2><a href="/nbfc-finance/top-5-things-to-know-before-becoming-a-loan-guarantor/">Top 5 Things to Know Before Becoming a Loan Guarantor</a></h2>
480                        <p>A guarantor&#x27;s liability includes principal, interest, and recovery costs, potentially beyond the loan amount. Company insolvency does not release personal guarantors from their obligations. Missing payments can lead to classification as a wilful defaulter under RBI rules.</p>
481                        <div class="post-meta-sm">
482                            <span>newsco </span>
483                            <span>11 Sep 2026</span>
484                            <span>8 min read</span>
485                        </div>
486                    </div>
487                </article>
488                <article class="tag-post-card">
489                    <div class="tag-post-image">
490                        <a href="/nbfc-finance/rs-1-crore-home-loan-how-much-will-you-pay-in-total/">
491                            <img src="/content/images/size/w600/2026/09/Home-Loan.jpg" alt="Rs 1 Crore Home Loan: How Much Will You Pay in Total?" loading="lazy">
492                        </a>
493                    </div>
494                    <div class="tag-post-content">
495                        <span class="tag-badge tag-from-the-newsroom">From The Newsroom</span>
496                        <h2><a href="/nbfc-finance/rs-1-crore-home-loan-how-much-will-you-pay-in-total/">Rs 1 Crore Home Loan: How Much Will You Pay in Total?</a></h2>
497                        <p>Monthly EMI doesn’t reflect total cost; total repayment includes substantial interest over tenure. A 1% interest rate change can alter total interest by approximately Rs 15 lakh. Loan tenure affects EMI significantly; shorter terms save on interest despite higher monthly payments.</p>
498                        <div class="post-meta-sm">
499                            <span>newsco </span>
500                            <span>04 Sep 2026</span>
501                            <span>3 min read</span>
502                        </div>
503                    </div>
504                </article>
505                <article class="tag-post-card">
506                    <div class="tag-post-image">
507                        <a href="/nbfc-finance/what-happens-to-your-loans-when-you-die/">
508                            <img src="/content/images/size/w600/2026/08/Loans.jpg" alt="What Happens to Your Loans When You Die?" loading="lazy">
509                        </a>
510                    </div>
511                    <div class="tag-post-content">
512                        <span class="tag-badge tag-from-the-newsroom">From The Newsroom</span>
513                        <h2><a href="/nbfc-finance/what-happens-to-your-loans-when-you-die/">What Happens to Your Loans When You Die?</a></h2>
514                        <p>Outstanding loans are obligations of the estate, not personal liabilities of heirs. Co-borrowers and guarantors remain liable for debts after the primary borrower&#x27;s death. Loan-linked insurance can prevent family financial burdens following a borrower&#x27;s death.</p>
515                        <div class="post-meta-sm">
516                            <span>newsco </span>
517                            <span>31 Aug 2026</span>
518                            <span>7 min read</span>
519                        </div>
520                    </div>
521                </article>
522                <article class="tag-post-card">
523                    <div class="tag-post-image">
524                        <a href="/nbfc-finance/top-5-things-to-know-before-taking-a-personal-loan/">
525                            <img src="/content/images/size/w600/2026/08/Money.jpg" alt="Top 5 Things to Know Before Taking a Personal Loan" loading="lazy">
526                        </a>
527                    </div>
528                    <div class="tag-post-content">
529                        <span class="tag-badge tag-notes">Notes</span>
530                        <h2><a href="/nbfc-finance/top-5-things-to-know-before-taking-a-personal-loan/">Top 5 Things to Know Before Taking a Personal Loan</a></h2>
531                        <p>Interest rates do not reveal total loan cost; consider APR and KFS.EMIs can remain stable while extending loan tenure, increasing overall interest payments.Future loan eligibility may be impacted by existing personal loan EMIs.</p>
532                        <div class="post-meta-sm">
533                            <span>newsco </span>
534                            <span>29 Aug 2026</span>
535                            <span>5 min read</span>
536                        </div>
537                    </div>
538                </article>
539                <article class="tag-post-card">
540                    <div class="tag-post-image">
541                        <a href="/nbfc-finance/top-5-things-to-know-about-your-cibil-report/">
542                            <img src="/content/images/size/w600/2026/08/CIBIL.jpg" alt="Top 5 Things to Know About Your CIBIL Report" loading="lazy">
543                        </a>
544                    </div>
545                    <div class="tag-post-content">
546                        <span class="tag-badge tag-notes">Notes</span>
547                        <h2><a href="/nbfc-finance/top-5-things-to-know-about-your-cibil-report/">Top 5 Things to Know About Your CIBIL Report</a></h2>
548                        <p>CIBIL Report updates may lag behind recent loan payments, affecting credit applications.Unfamiliar lenders on your CIBIL Report may relate to partnered digital loan providers.Identity and income information on CIBIL may remain outdated; check your full report regularly.</p>
549                        <div class="post-meta-sm">
550                            <span>newsco </span>
551                            <span>20 Aug 2026</span>
552                            <span>5 min read</span>
553                        </div>
554                    </div>
555                </article>
556                <article class="tag-post-card">
557                    <div class="tag-post-image">
558                        <a href="/nbfc-finance/top-5-things-to-know-before-your-next-health-insurance-claim/">
559                            <img src="/content/images/size/w600/2026/08/Mediclaim--1.jpg" alt="Top 5 Things to Know Before Your Next Health Insurance Claim" loading="lazy">
560                        </a>
561                    </div>
562                    <div class="tag-post-content">
563                        <span class="tag-badge tag-notes">Notes</span>
564                        <h2><a href="/nbfc-finance/top-5-things-to-know-before-your-next-health-insurance-claim/">Top 5 Things to Know Before Your Next Health Insurance Claim</a></h2>
565                        <p>Policy coverage depends on sub-limits, exclusions, and co-payment clauses.Insurer timelines for claim processing are regulated; delays can incur interest penalties.Continuous coverage over five years limits grounds for claim contestation significantly.</p>
566                        <div class="post-meta-sm">
567                            <span>newsco </span>
568                            <span>19 Aug 2026</span>
569                            <span>6 min read</span>
570                        </div>
571                    </div>
572                </article>
573                <article class="tag-post-card">
574                    <div class="tag-post-image">
575                        <a href="/nbfc-finance/top-5-things-to-know-before-applying-for-a-credit-card/">
576                            <img src="/content/images/size/w600/2026/08/Credit-Card.jpg" alt="Top 5 Things to Know Before Applying for a Credit Card" loading="lazy">
577                        </a>
578                    </div>
579                    <div class="tag-post-content">
580                        <span class="tag-badge tag-notes">Notes</span>
581                        <h2><a href="/nbfc-finance/top-5-things-to-know-before-applying-for-a-credit-card/">Top 5 Things to Know Before Applying for a Credit Card</a></h2>
582                        <p>A credit card is not just a payment instrument. It is a live credit account. It can influence your borrowing profile, cash flow and even the cost of future loans.</p>
583                        <div class="post-meta-sm">
584                            <span>newsco </span>
585                            <span>15 Aug 2026</span>
586                            <span>5 min read</span>
587                        </div>
588                    </div>
589                </article>
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